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On this episode of Childproof Gwenna and Tori discuss things. Okay, full disclosure for the seventeen people that read notes and descriptions, we recorded this and then Oklahoma and Kentucky both exploded with influenza. Everyone was sick. Stuff got paused while we all healed. It was rough. No one had any fun. Show notes didn't get written and by the time they got back to it Gwenna, who writes the descriptions forgot what we talked about and Tori, who edits the episodes cannot be trusted to write descriptions. So now you know this is a podcast hosted and run by two people who have no idea what they are doing and should be better at this by now. We want to hear from you! Do you have questions, comments, jokes, or anything else you want us to know? Email us: Childproofmail@gmail.com Join our Patreon for pre-show bonus content Video version of Childproof available on Youtube Be sure to check out our other show Founded Preorder Gwenna's new book Childproof is a part of the Airwave Media network. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast Learn more about your ad choices. Visit megaphone.fm/adchoices
In August of 1955, a farmhouse outside Hopkinsville, Kentucky, became the center of a four-hour siege. Eleven people claimed small metallic beings surrounded their home, bullets rang against something that didn't bleed, and police arrived to find fear...but no bodies. Decades later, the story has a festival, a nickname, and a Hollywood legacy. But if you strip away the laughter and the “little green men,” what's left is a family who never stopped insisting something stood at their window and looked in. YouTube - https://www.youtube.com/@HauntedAmericanHistory hauntedamericanhistory.com Patreon- https://www.patreon.com/hauntedamericanhistory LINKS FOR MY DEBUT NOVEL, THE FORGOTTEN BOROUGH Barnes and Noble - https://www.barnesandnoble.com/w/the-forgotten-borough-christopher-feinstein/1148274794?ean=9798319693334 AMAZON: https://www.amazon.com/dp/B0FQPQD68S Ebook GOOGLE: https://play.google.com/store/books/details?id=S5WCEQAAQBAJ&pli=1 KOBO: https://www.kobo.com/us/en/ebook/the-forgotten-borough-2?sId=a10cf8af-5fbd-475e-97c4-76966ec87994&ssId=DX3jihH_5_2bUeP1xoje_ SMASHWORD: https://www.smashwords.com/books/view/1853316 !! DISTURB ME !! APPLE - https://podcasts.apple.com/us/podcast/disturb-me/id1841532090 SPOTIFY - https://open.spotify.com/show/3eFv2CKKGwdQa3X2CkwkZ5?si=faOUZ54fT_KG-BaZOBiTiQ YOUTUBE - https://www.youtube.com/@DisturbMePodcast www.disturbmepodcast.com TikTok- @roadside.chris LEAVE A VOICEMAIL - 609-891-8658 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Matt, Ryan, Drew, and Shannon talk the latest news, Kentucky vs. South Carolina, and take your calls.See omnystudio.com/listener for privacy information.
Matt, Ryan, Drew, and Shannon talk Kentucky vs. South Carolina, gout and shingles.See omnystudio.com/listener for privacy information.
On today's episode of The Rizzuto Show, we prove once again that reality is undefeated.We kick things off with a story so unhinged it feels like it should be from Florida… but nope — Kentucky said, “Hold my deer.” A 32-year-old man was arrested after allegedly being caught in a roadside situation with a deceased deer. Yes. That sentence is real. Yes. We all regret knowing it. And yes, we break it down in the only way a funny podcast can — equal parts disbelief, sarcasm, and “how is this even a charge?”From there, we spiral (as we do) into a round of Fake News or Florida, where headlines about sword fights in pools and hurricane target practice somehow feel believable. If you've ever wondered how many times Florida residents need to be told not to shoot at weather systems… this is your moment.But it's not all deer chaos and noodle duels. We also dig into the BAFTA controversy involving a Tourette's-related incident that sparked a serious debate about intent vs. impact. It's one of those rare moments where this funny podcast pumps the brakes just long enough to have a real conversation — before inevitably derailing again.And of course, no episode would be complete without:Moon explaining why he listens to educational podcasts at 1.8x speed like he's training for the Mental Olympics.Rock & Roll Hall of Fame arguments that will absolutely upset someone.Concert etiquette breakdowns (stop elbowing people during “Give It Away.” We hear it too.)And a heartfelt but mildly chaotic discussion about going to concerts alone.It's celebrity news, weird crimes, pop culture commentary, music debates, and just enough sarcasm to keep it all barely under control.If you love daily humor, entertainment gossip, ridiculous real-life stories, and a crew that roasts each other as hard as they roast the headlines, this is your new favorite funny podcast.And remember — if you're buying someone festival tickets… maybe get two.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.A mother went missing in 2001. She was just found 'alive and well'Owensboro man arrested in Muhlenberg Co. for sexual abuse of an animalWelcome to the Year of the CrackEverything you need to know about JeffingMan accidentally gains control of 7,000 robot vacuumsElementary teacher accused of using cocaine in school bathroom; white powder allegedly foundSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On today's episode of The Rizzuto Show, we once again prove that reality is the most unhinged writer in America.We kick things off with a story that made the entire studio question everything: a 32-year-old Kentucky man arrested after being caught having sex with roadkill. Yes. A deer. On the side of the road. At 7pm. In public. Pants around the knees. Covered in fur. It's the kind of headline that makes you pause and whisper, “We can't make this up,” because legally and emotionally, we shouldn't have to. The mugshot breakdown alone turns into a full forensic roast session, complete with thumb comparisons and psychic-level suspect sketch predictions.From there, we try to cleanse our brains with a round of Fake News of Florida — because nothing says healing like emotional support squirrels, hurricane target practice warnings, inflatable dolphins for morale, and drive-thru confessionals absolving tacos. Moon flexes his suspiciously solid Florida knowledge, callers put their dignity on the line, and we once again confirm that Florida doesn't need our help being weird.We also get unexpectedly wholesome when the conversation shifts to roadkill heartbreak and why some of us get genuinely sad over animals on the side of the road. (Yes, even the big biker truck driver dudes. We see you. We feel you.) It's emotional growth… immediately followed by someone saying “deer eye for the psycho guy.” Because balance.This episode is everything you expect from a funny podcast that thrives on weird news, sarcastic humor, and daily chaos. From Kentucky criminal headlines to Florida's annual “don't shoot the hurricane” reminders, it's your daily dose of absurdity wrapped in a comedy show that somehow airs on actual radio.If you love a funny podcast that blends unusual news stories, St. Louis attitude, and the kind of banter that feels like hanging out with your most unfiltered friends — welcome home. This is your daily comedy fix, served with zero dignity and maximum commentary.We're The Rizzuto Show — your favorite funny podcast that somehow keeps getting away with this.Follow The Rizzuto Show → linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → 1057thepoint.com/RizzShow.Hear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Retired DEA agent J. Todd Scott went from running undercover operations and dismantling cartel networks to consulting on hit TV shows like Yellowstone. In this episode of Game of Crimes, host Murph sits down with Todd to hear stories that most people only see on screen — the brutal reality of DEA operations in Haiti, the mindset of criminals who think they're smarter than everyone, and how nearly three decades of chasing drug lords shaped one of the most unique voices in true crime storytelling.Todd's journey from a small-town Kentucky upbringing to the front lines of America's drug war is a masterclass in resilience, strategy, and reinvention.
Morgan Price makes history again with the first-ever perfect 10 for Arkansas! Another coaching suspension at GAGE, Simone Biles' advice to Winter Olympians, and the start of the 2026 Elite season. From Nemour's new skill in Cottbus to Hezly Rivera's dominant Winter Cup performance, we've got your full gymnastics elite and NCAA update. HEADLINES Simone Biles went to the Winter Olympics to cheer on Team USA Morgan Price, who earned Fisk's first ever 10, got another 10 this week for Arkansas Two more GAGE coaches were suspended in addition to Al Fong and Armine Karla Grimes was suspended from all contact Tiffany Davenport (GAGE) was hit with a Center temporary suspension Elite season is warming up with Winter Cup and the Cottbus World Cup ELITE SEASON IS WARMING UP: COTTBUS Why does the Cottbus World Cup matter in terms of Olympic qualification? Sugihara Aiko did not defend her floor world title here, with several OOB deductions Anna Kalmykova (AIN) won FX and VT with an ode to Mother Paseka A shocking upset on bars where Kaylia Nemour, the reigning Olympic Champion, finished 7th Elisa Iorio won bars with a 14.266, Milana Kayumova (AIN) finished second, and Giulia Perotti (Italy) took the bronze Why wee are giving the GymCastic Award for Elegance (Cottbus version) to Lea Marie Quaas Nakashima Karin is taking the GymCastic opportunity for comedy award Can we talk about the fart noises during Makovickova's floor? Someone please get Sam Mikulak a polo shirt that fits him better!! Artistry discussion: Anna Kalmykova edition WINTER CUP So apparently everyone missed the memo that Winter Cup is supposed to be a flop? Hezly Rivera won the all-around with a monstrous 56.750, winning beam and floor New senior Charleigh Bullock took silver with a 55.200, winning bars Claire Pease took bronze with a 54.350, taking the vault title with two vaults The American Cup roster has been announced with Hezly Rivera, Charleigh Bullock, and Claire Pease all on the squad The US will send Charleigh Bullock, Reese Esponda, Greta Krob, Caroline Moreau, and Simone Rose to Jesolo And now for a Spencer Rage-O-Meter: Winter Cup Edition DID THEY JUST PICK THE TOP 3 AA FOR A MIXED TEAM, NON-AA COMPETITION? Why Reese Esponda deserves justice after this decision If Winter Cup is the selection competition, why aren't we using Winter Cup scores to select the team? NCAA We have four more 10s this weekend Kailin Chio is on fire and got 10s on vault and beam Morgan Price's 10 on vault Avery Neff's 10 on vault The race between Kailin Chio, Jordan Chiles, and Selena Harris-Miranda for the gym slam Ranking updates Oklahoma stays in no. 1, followed by LSU, Alabama, Florida, and UCLA NQS season is upon us! How will this shift the rankings? Jordan Chiles still leads the all-around standings Chio moves ahead of Fatta for the no. 1 position on vault Chloe LaCoursiere maintains the no. 1 position on bars Chio breaks the tie and moves ahead of Torrez on beam Chiles and Nikki Smith stay 1-2 on floor GYMTERNET NEWS Suni Lee did an interview with the Today Show, leaving the door open for the 2028 Olympics Jade Carey made a post on the socials, hinting at an elite return Sabrina Voinea underwent a successful emergency appendectomy surgery Rhys McClenaghan adds a new title, MBE, to his collection of accolades Helen Kevric leaves Stuttgart gym, where Aimee Boorman is coaching FEEDBACK Has there ever been a gymnast taller than Casey Brown competing in the NCAA? CHAPTERS 0:00:00 – Intro: Morgan Price Makes History & 2026 Elite Season Begins 0:01:07 – Simone Biles at the Winter Olympics: Counseling the "Quad God" 0:02:22 – Morgan Price's Historical 10: From Fisk to Arkansas 0:03:12 – Headline News: More GAGE Coaching Suspensions & New SafeSport Investigations 0:04:03 – Cottbus World Cup: Individual Apparatus World Championships Qualifications 0:06:20 – Floor Routine Debates: Should Gymnasts Have to Get New Routines Each Year? 0:10:48 – Flying Banana Jesus: Dramatic Vaults at Cottbus 0:12:31 – Nemour's New Bars Skill & The In-Bar Arms Race 0:18:35 – GymCastic Award for Elegance: Lea Marie Quaas & "Cherish the Beam" 0:37:14 – Winter Cup: Did they not get the memo that Winter Cup is supposed to be bad? 0:43:05 – Winter Cup Senior Analysis: Hezly Rivera's Dominant Performance 0:56:09 – Gymnasts in the Winter Olympics: Recruiting "Fast Twitch" Athletes for Bobsled 0:59:43 – NCAA Update: Avery Neff & The Race for the First Gym Slam 1:22:12 – Feedback: Tallest Gymnast in NCAA 1:23:58 – Closing & Upcoming College & Cocktails: Georgia at Kentucky UP NEXT Fantasy Gymnastics podcast every Wednesday College & Cocktails: This week's meet is Georgia at Kentucky, Friday, February 27 at 5pm Pacific Cocktail of the week: Code Hacker 2026 Cocktail and Mocktail menu here Add exclusive Club Content to your favorite podcast player (instructions here). SUPPORT OUR WORK Club Gym Nerd: Join Here Fantasy: 2026 College Fantasy Game now open all season with weekly winners Merch: Shop Now Team Bronze Design College and Cocktails Live Shows Replay tickets on sale for our fundraiser show with all the tea from Cecile Landi 2026 Live Show Season Pass is now available, 4 shows for the price of 3 Newsletters The Balance Beam Situation: Spencer's GIF Code of Points Gymnastics History and Code of Points Archive from Uncle Tim Resistance Resources
Shannon The Dude and Billy Rutledge talk Kentucky vs. South Carolina and take your calls.See omnystudio.com/listener for privacy information.
Allen Osborne faces felony charges for sexual crimes against animals after a motorist reported seeing him having intercourse with a dead deer in Kentucky.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On today's show Torres talks about Kansas rolling past Houston, and Darryn Peterson finally speaking to the media - is all the drama behind them? North Carolina beats Louisville and Torres says its Hubert Davis' best coaching job. Indiana hires a GM - but what does a GM in college hoops actually do? Plus, Travis Steele, head coach of college basketball's last undefeated team, Miami (OH) joins the show! Timestamps: Kansas wins, Darryn Peterson finally speaks (2:00) UNC wins - Hubert Davis' best coaching job (20:00)? What does a college basketball GM do (36:00)? Miami (OH) coach Travis Steele joins the show (54:00) Circa is the OFFICIAL hotel and gaming partner of the Aaron Torres Podcast: Check out their NEW sportsbook in Franklin, Kentucky or visit their Las Vegas property! Want to watch your favorite college football team or get tickets to ANY big game - at SeatGeek you can use code "TORRES" and get $20 off your first purchase! Also, thank you to Caulipuffs, the healthy, yet delicious snack that is taking over your grocery isle! For more details - visit CauliPuffs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
-Tennessee travels to Missouri who is in desperate need of a win to push them inside the Field of 68 -Trap spot for Kentucky playing South Carolina with nothing to lose? -Does Auburn take care of Oklahoma in their pursuit of an NCAA Tournament bid?
Walker and Peake preview the matchup against South Carolina tonight. Could UK be on the bubble if they lose?
"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.
The 8am hour of Tuesday's Mac & Cube saw Andy Burcham, the Voice of the Auburn Tigers, tells us how gritty the win was over Kentucky, where the health is for this Auburn men's basketball, and what the team needs to do to make the NCAA Tournament; then, we want to know what you want more of / less of in sports; later, the guys get into the new rules that we'll see in the UFL, NFL, and CFB; and finally, Cole identifies the most thankless job in all of sports. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.
A Kentucky man is behind bars after police say he had sexual relations with a dead deer. See omnystudio.com/listener for privacy information.
Ryan Lavoie, Tom Peavy, and Jac Myrick breakdown Auburn basketball's win against Kentucky and what happened around the sports world this weekend live from Son's Ford in Auburn. 0:50 - Show Open 8:16 -Auburn MBB vs. Kentucky 23:40 - Phone Calls 53:01 - Hour 2 Open 55:36 - Auburn vs. Kentucky Part 2 1:21:01 - Bud Light Birthdays in Sports 1:27:51 - Auburn baseball's weekend in Texas 1:39:22 - Hour 3 Open 1:40:00 - Weekend in Sports 2:04:02 - Epic weekend of CBB 2:14:31 - Phone Calls
In hour two, Larry discusses the validity of the theory that officiating seems biased against Kentucky in men's college basketball and whether Coach Pope was justified in making the claim the Cats were cheated by the refs against Auburn. See omnystudio.com/listener for privacy information.
Looking like we're going to get into the 50's later this week before more snow hits us on Saturday. In the news this morning, Robert Carradine passed away at the age of 71, an update on the search for Nancy Guthrie, a Canadian man is going viral for taking a chainsaw to his television after the US Men's Hockey gold medal win at the Olympics, and a man with Tourette Syndrome had a very untimely outburst at the BAFTA awards over the weekend. In sports, the Bucks play tonight against the Heat, the Badgers are out of the Top 25 and take on Ohio State tomorrow night, Lindsey Vonn's leg almost got amputated after her crash at the winter games, the US Women's Hockey team declines President Trump's invite to the White House, and it looks like Manny Pacquiao is going to fight Floyd Mayweather again. We talked about what's on TV today/tonight and what's new on New Release Tuesday. Plus, a former star of "Home Improvement" gets sentenced to 16 months in jail. Elsewhere in sports, Kevin Harvick's son signs a deal with Toyota, Tyrese Haliburton has shingles, and a look ahead at the next Olympic games in 2028. Vogue has apparently declared 2026 "The Year of the Crack". And a list of things that seem impressive until you actually do them. Grant Bilse of the Wisco Sports Show joined us just after 8am to talk about the Brewers' rough start to spring training and his recap of the Olympics. Wild story about a moving crew in Phoenix that helped save a 3 year-old after an Amber Alert was issued, and a woman's diamond went missing but was later found on the bottom of some guy's shoe! And in today's edition of "Bad News with Happy Music", we had stories about a food delivery robot that destroyed a woman's garden, a college professor who got caught saying some racist stuff with a hot mic, a kid who was the victim of a throat-slashing is going viral for his attitude during a TV interview with his mom, and a guy in Kentucky got busted for having sex with roadkill.See omnystudio.com/listener for privacy information.
John Thelin is a nationally respected historian of higher education and Professor Emeritus of Higher Education and Public Policy at the University of Kentucky. He is widely known for bringing historical perspective to today's most pressing issues in higher education, including college access, affordability, governance, and the role of athletics. Over a distinguished academic career, John has authored several influential books, including A History of American Higher Education, Going to College in the Sixties, and Games Colleges Play, which examine campus life, institutional culture, and the evolution of college sports. His work is frequently cited by scholars, policymakers, and journalists, and he is a sought‑after voice for understanding how the past shapes the future of American colleges and universities.If you want, I can also tailor this specifically for college athletics, NIL conversations, or a higher‑ed leadership audience.
Matt, Ryan, Drew, and Shannon talk Kentucky's loss to Auburn and take your calls.See omnystudio.com/listener for privacy information.
Nothing says suburban bliss like little neon flags sprouting up across your lawn like a government-sponsored Easter egg hunt. In today's comedy podcast, Rizz spirals (respectfully) over fiber optic lines being marked directly through his beloved Japanese maple, and we ask the real question: do you get a discount if they destroy your yard… or just emotional damage?Things escalate when we break down the now-viral fistfight between fiber optic contractors in Forestell. That's right — two grown men, in high-vis vests, settling a “you're lazy” dispute with haymakers in the middle of a neighborhood already dealing with torn-up lawns and brown faucet water. Is it professional? No. Is it peak blue-collar conflict resolution? Absolutely. And yes, we debate whether they grabbed beers together after.From there, we pivot (hard) into Mr. Clean announcing his retirement after 68 spotless years. Is he headed to Boca? Fire Island? Is this just a marketing stunt? We investigate like the responsible adults we are.Then it's HBO's “Neighbors” — the show that makes you question humanity and your HOA. We break down the most unhinged characters, including doomsday preppers, beach tyrants, cat hoarders, and a man who casually threatens murder before inviting people to a barbecue. It's everything you love about suburban drama without actually having to move.In Crap on Celebrities, we unpack the wild moment at the BAFTAs involving Tourette's, Michael B. Jordan, and a headline nobody saw coming. We also talk Wiz Khalifa's birthday “tradition,” Snooki's health update, and why Leonardo DiCaprio is slowly morphing into Jack Nicholson in real time.It's lawn drama. It's celebrity chaos. It's suburban anxiety with microphones. This daily comedy show continues to prove that no topic is too small — especially if it involves Kentucky bluegrass and potential property destruction.If you love a loud, unfiltered, slightly unhinged comedy podcast that covers weird news, celebrity fails, neighborhood wars, and the kind of conversations that should probably stay off HOA Facebook pages… welcome home.This comedy podcast proudly serves St. Louis and beyond with daily humor, pop culture commentary, and the occasional emotional breakdown over landscaping.Follow The Rizzuto Show → https://linktr.ee/rizzshow for more from your favorite daily comedy show.Connect with The Rizzuto Show Comedy Podcast online → https://1057thepoint.com/RizzShowHear The Rizz Show daily on the radio at 105.7 The Point | Hubbard Radio in St. Louis, MO.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tracy and Jerry discuss Captain Grants Bed and Breakfast in Connecticut, Octagon Hall, a museum in Kentucky and Mirjam Manor, a winery in New York
Shannon The Dude and Billy Rutledge talk Kentucky's loss to Auburn and take your calls.See omnystudio.com/listener for privacy information.
ESPN college basketball analyst Seth Greenberg joins The Next Round for an in-depth breakdown of everything happening across the sport — from SEC basketball to blue blood battles and national title contenders. In this loaded conversation, Greenberg gives his expert analysis on Mark Pope and his frustration with the officiating in Kentucky's tough road loss at Auburn Tigers men's basketball. Was the whistle really the difference, or is there a bigger issue at play for the Wildcats? We also dive into the developing situation surrounding Darryn Peterson at Kansas and what it could mean for Bill Self's program and the national landscape of college hoops. Plus: John Scheyer and Duke Blue Devils men's basketball knocking off #1 Michigan Wolverines men's basketball — is Duke peaking at the right time? Is Alabama Crimson Tide men's basketball actually better off without Charles Bediako anchoring the middle? Is Florida Gators men's basketball the ONLY team in the SEC capable of making a serious run at the national championship? Steven Pearl stepping into his father's shoes at Auburn From NCAA Tournament projections to SEC power rankings, coaching adjustments, roster construction, and championship ceilings, this is must-watch content for serious college basketball fans. If you love SEC basketball, March Madness talk, recruiting drama, and high-level X's and O's breakdowns — this episode is for you.
Charles Bediako files appeal with Alabama Supreme Court The Auburn Tigers found themselves on Joe Lunardi's NCAA Tournament cut line Saturday morning, that was one of the stories leading into their game with the Kentucky Wildcats, making it feel even more impactful. Auburn Basketball fought from behind in the second half to secure a 75-74 win and break a five game losing skid. Future of prop bets in college athletics Alabama - Ohio State scheduled games going away? PLUS, LT's Trash presented by Bud Light! FOLLOW TNR ON RUMBLE: https://rumble.com/c/c-7759604 FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive 267,216 Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Sponsor the show: sales@nextroundlive.com Learn more about your ad choices. Visit megaphone.fm/adchoices
On today's show Torres reacts to an INSANE hoops Saturday. Duke tops Michigan in a thriller, plus Arizona stuns Houston on the road. Plus, Mark Pope goes OFF - is he right? And what issues does Kentucky have heading into the off-season. We react to more drama around Darryn Peterson, UCLA winning at the buzzer, AJ Dybantsa going off - plus our new AT Top 10! Timestamps: Duke beats Michigan (2:00) Arizona stuns Houston (27:00) Mark Pope rant (41:14) Darryn Peterson load management confirmed? (59:00) AJ Dybantsa goes off, UCLA buzzer beater, UConn, St. John's win (1:09:00) New "AT Top 10" heading into the week (1:24:00) Circa is the OFFICIAL hotel and gaming partner of the Aaron Torres Podcast: Check out their NEW sportsbook in Franklin, Kentucky or visit their Las Vegas property! Want to watch your favorite college football team or get tickets to ANY big game - at SeatGeek you can use code "TORRES" and get $20 off your first purchase! Also, thank you to Caulipuffs, the healthy, yet delicious snack that is taking over your grocery isle! For more details - visit CauliPuffs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
A rusted railroad trestle rises above a quiet Kentucky creek. For generations, locals have warned of a monster who calls it home, a horned figure said to lure trespassers onto the span. But when freight trains run on schedule, and the legend keeps claiming names, the line between folklore and physics starts to blur. YouTube - https://www.youtube.com/@HauntedAmericanHistory hauntedamericanhistory.com Patreon- https://www.patreon.com/hauntedamericanhistory LINKS FOR MY DEBUT NOVEL, THE FORGOTTEN BOROUGH Barnes and Noble - https://www.barnesandnoble.com/w/the-forgotten-borough-christopher-feinstein/1148274794?ean=9798319693334 AMAZON: https://www.amazon.com/dp/B0FQPQD68S Ebook GOOGLE: https://play.google.com/store/books/details?id=S5WCEQAAQBAJ&pli=1 KOBO: https://www.kobo.com/us/en/ebook/the-forgotten-borough-2?sId=a10cf8af-5fbd-475e-97c4-76966ec87994&ssId=DX3jihH_5_2bUeP1xoje_ SMASHWORD: https://www.smashwords.com/books/view/1853316 !! DISTURB ME !! APPLE - https://podcasts.apple.com/us/podcast/disturb-me/id1841532090 SPOTIFY - https://open.spotify.com/show/3eFv2CKKGwdQa3X2CkwkZ5?si=faOUZ54fT_KG-BaZOBiTiQ YOUTUBE - https://www.youtube.com/@DisturbMePodcast www.disturbmepodcast.com TikTok- @roadside.chris LEAVE A VOICEMAIL - 609-891-8658 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Walker and Peake breakdown UK's loss to Auburn over the weekend. Is UK going to hire a GM?
The 8am hour of Monday's Mac & Cube started off with the guys examining how patriotic Rocky IV is and the greatness of its soundtrack; then, Tom Hart, from the SEC Network, tells us what's going on with Kentucky basketball, why Auburn basketball is (probably) headed to the tournament, and how Iron Sheik > Ivan Drago; later, Cole gets accused of not being newsy enough today, so he goes full newsman; and finally, Greg explains why the 80s didn't have any good movies. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.
"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.
Monday's 9am hour of Mac & Cube saw the boys get into the potential of targeting penalty being changed as well as the fallout of Joey Aguilar's case not going well; then, Cole & Greg give their thoughts on the Top 100 college QBs of the 21st century; later, Richard Hendrix, SEC Network basketball analyst, tells us why the Kentucky win can propel Auburn to a good postseason, what Alabama can takeaway from the LSU win, and previews the upcoming slate of SEC men's basketball; and finally, a rather unorthodox Bad Box Score of the Day closes out Monday's show. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.
Hospital calls an exorcist after the staff report seeing ghosts. Kentucky man arrested for having sex with a dead deer on the side of the highway. Waymo pays Doordashers to close robotaxi doors after riders leave them open. //Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform
Blake Lovell and Max Barr preview and share their predictions for Tuesday's Week 17 matchups featuring Missouri vs. Tennessee, South Carolina vs. Kentucky, and Oklahoma vs. Auburn. 0:00 Intro 0:30 South Carolina vs. Kentucky 9:12 Oklahoma vs. Auburn 15:47 Missouri vs. Tennessee Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to se16.caroline@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Southeastern 16 crew reacts to Southeastern Conference baseball action the weekend of Feb. 20-22, in which the SEC went 44-4. Topics include Auburn and LSU sweeping three major non-conference opponents in the Amergy Bank College Baseball Classic and the Jacksonville College Baseball Classic; sweeps by Alabama (Rhode Island), Arkansas (Xavier), Florida (Kennesaw St.), Georgia (Samford), Missouri (New Haven), Mississippi State (Delaware), Oklahoma (Coppin State), Texas (Michigan State), Texas A&M (Penn) and Vanderbilt (Marist). Kentucky won its series 2-1 at Evansville, South Carolina took two of three in “Salute the Troops” weekend while Tennessee lost a home series, 2-1, to Kent State. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to se16.caroline@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Blake Lovell and Max Barr discuss and rank all 16 SEC basketball teams after Week 16 of the 2025-26 season, including Kentucky, Tennessee, Alabama, Florida, Auburn, Vanderbilt, Arkansas, Georgia, Texas A&M, Missouri, Texas, and more. It's almost March folks! Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to se16.caroline@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
So, is this the time to make battleships great again?I would be hard-pressed to think of a better guest to help us explore that question than returning guest, Rob Farley. A starting point for our conversation will be his article from December, The Trump-Class Battleship Summed Up In 1 Word.Show LinksThe Battleship Book, by Robert Farley'sPatterson School of Diplomacy and International CommerceLawyers, Guns, and Money Dr. Robert Farley's X ProfileDr. Robert Farley's Blue Sky ProfileMy thoughts on SLCM-NSummaryIn this episode, Dr. Robert Farley discusses the concept of battleships, their historical significance, and the strategic considerations for modern naval warfare. The conversation covers technological challenges, political implications, and future force structure planning.Chapters00:00: Introduction to the Battleship Debate02:31: Historical Context and Modern Relevance of Battleships07:44: Survivability and Modern Warfare Challenges13:11: The Role of Nuclear Capabilities in Battleships20:11: Political and Strategic Implications of Battleship Armament23:15: Technological Innovations and Future of Naval Warfare32:36: Design Philosophy and Size of Modern Warships39:32: Historical Lessons and Future Capabilities46:03: Political Implications of Naval Procurement52:30 Shipbuilding Challenges and Future DirectionsDr. Robert Farley has taught security and diplomacy courses at the Patterson School since 2005. He received his BS from the University of Oregon in 1997, and his Ph.D. from the University of Washington in 2004. In addition to the book of the moment, The Battleship Book (Wildside, 2016), Dr. Farley is the author of Grounded: The Case for Abolishing the United States Air Force (University Press of Kentucky, 2014), and Patents for Power: Intellectual Property Law and the Diffusion of Military Technology (University of Chicago, 2020). He has contributed extensively to a number of journals and magazines, including the National Interest, the Diplomat: APAC, World Politics Review, and the American Prospect. Dr. Farley is also a founder and senior editor of Lawyers, Guns and Money.
This week, Cole and Bryan pour a brand-new release from Thirteenth Colony Distilleries — their 113 Rye finished with maple wood spirals. It's a unique twist on rye, and you know the boys are ready to see whether that maple influence plays nice… or tries to steal the whole show. Before the review, they catch up on Cole's exam results (big feelings, big energy) and take a nostalgic detour into how college applications went back in the day — stress, strategy, and all. On Whiskey World News, Bryan talks about the new King of Kentucky small batch release and shares some fun facts as Chill Filtered gears up for a major milestone: Episode 400 is next week. Yeah… four hundred. Wild. And for “What Whiskey Would You Choose?”, Bryan throws out a big one: Who would be the ultimate guest for Chill Filtered's 400th episode? New rye, big milestones, and just a little maple magic — it's another fun one. Pour something nice and hang with us.
The latest news for Monday, February 23, 2026 from the Louisville Public Media newsroom in Louisville, Kentucky.
Show Notes & (Sources) Yellowstone wolves may not have transformed the park “after all” (scientific debate / critique) ScienceDaily (Utah State University release, Feb 12, 2026) Global Ecology and Conservation (ScienceDirect page for the comment letter) LiveScience explainer on the debate (context and response) Indiana bill to eliminate the Indiana Natural Resources Commission (NRC) — HB 1003 Illinois Public Media report (Jan 26, 2026) Indiana Capital Chronicle (Feb 6, 2026) Congressional Sportsmen's Foundation coverage noting House passage / concerns Sportsmen's Alliance action alert (Feb 17, 2026) Kentucky six-person poaching ring — hundreds of animals; 100+ charges Kentucky Department of Fish & Wildlife (official release, Feb 13, 2026) WDRB coverage with charge totals and suspect list Idaho / Salmon-Challis illegal bighorn sheep guiding — Lacey Act sentencing U.S. DOJ / USAO Idaho press release (Dec 2025, updated Dec 15) Farm Bill proposal watch (TRCP) TRCP statement on GT Thompson Farm Bill proposal (Feb 13, 2026) Louisiana CWD control area expanded; 2026–27 hunting regs moving LDWF: LWFC ratifies declaration expanding CWD control area (Feb 6, 2026) LDWF: LWFC amendments to 2026–27 hunting regulation notices of intent (Feb 2026) Wyoming season-setting public comment / meetings Wyoming public comment announcement (Feb 2026) Wyoming corner crossing clarification bill — HB 19 (bill text) Wyoming Legislature bill page HB 19 PDF text Wyoming resolution on public lands / selloffs Cowboy State Daily report (Feb 18, 2026) Hunting Stories Links Want to be a guest? Learn more about your ad choices. Visit megaphone.fm/adchoices
Hour one of 3 Man Front with Pat Smith, Landrum Roberts and Molly Robinson included a recap of USA Men's Hockey winning Gold, Auburn beating Kentucky & Pope's post-game comments, and an update regarding Charles Bediako's case! See omnystudio.com/listener for privacy information.
On this episode of Highway to Hoover, Joe Healy and Mark Etheridge recap week two around the SEC. They discuss Tennessee's upset series loss to Kent State, Auburn's 3-0 weekend at Globe Life Field, LSU's dominance of the field at the Jax Classic and much more.00:00 Welcome to Highway to Hoover + Week 2 SEC Slate Review00:40 Mark's Home Watch Setup & Early Storylines (Texas, Vandy, Kentucky)02:40 Biggest Shocker: Tennessee Drops Series to Kent State09:46 Auburn's 3–0 at Globe Life: Lineup Wakes Up, New Bats Emerge21:01 LSU in Jacksonville: Deep Lineup, Pitching Questions, and National-Title Ceiling26:26 Texas A&M vs Penn: Why the Bats Went Quiet (and Why the Arms Didn't)30:29 Kentucky's Wake-Up Call: Life Without Tyler Bell33:49 Quick-Hit Sweep Roundup: The Weekend's Scoreboard Tour35:34 Standouts from the Sweeps: Georgia, Alabama, Florida, Mississippi State38:37 More Takeaways: Missouri's Bounceback, Arkansas Notes, Texas & Vandy Power44:05 Ole Miss Handles Missouri State + Week Ahead and Sign-OffHighway To Hoover is brought to you by Academy Sports + Outdoors—your go-to destination for everything you need this baseball season. Whether you're gearing up for game day or sharpening your skills in the offseason, Academy has the bats, gloves, cleats, protective gear, training equipment, and apparel to help you bring it home for less. With everyday low prices and a huge selection of top brands like Easton, Rawlings, and Wilson, Academy makes it easy to step up to the plate with confidence. Shop in-store or online at Academy.com and get ready to play ball!Kerriston Coffee is proud to be the official coffee of D1Baseball. With over 30 years in the business, this family-owned roastery delivers fresh, small-batch coffee made for college baseball fans, coaches, and everyone in between. Kerriston Coffee ships nationwide, and as a listener to The D1Baseball Podcast, you can use code D1 at kerristoncoffee.com to receive 15% off your first order!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Stay connected with us at americangroundradio.com, on Facebook, and Instagram. You're listening to American Ground Radio with Stephen Parr and Louis R. Avallone. This is the full show for February 20, 2026. 0:30 Today, we reflect on the life and legacy of Jesse Jackson — civil rights leader, founder of the Rainbow PUSH Coalition, two-time presidential candidate, and a man who undeniably shaped America’s political and cultural conversation for decades. But the debate today isn’t about whether he mattered. It’s about whether he meets the historic threshold for one of the nation’s highest ceremonial honors: lying in honor in the U.S. Capitol Rotunda. After Mike Johnson declined a request to grant that distinction, critics cried partisanship. We slow the conversation down and ask a deeper question: What is the standard? The Rotunda is reserved for figures deemed central to the constitutional story of the United States — a rare honor previously extended to individuals such as Rosa Parks, Billy Graham, and even Pierre Charles L'Enfant. So where is the line between influence and national consensus? Between impact and constitutional significance? We discuss Jackson’s contributions, his controversies, and the broader principle at stake: preserving the Rotunda as sacred civic space — not a stage for popularity or partisanship. 9:30 Plus, we cover the Top 3 Things You Need to Know. The US Supreme Court struck down President Trump's use of Tariffs without congressional authorization. The United States and Indonesia finalized a bilateral trade agreement today that will lower tariffs between the two countries to 19%. Jesse Jackson's body will not lie in state under the Capital Rotunda.Jackson's family had requested that his body be allowed to lie in state, but that request was denied by Speaker of the House, Mike Johnson. 12:30 Get Prodovite Plus from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 13:00 The Supreme Court of the United States handed down a 6–3 decision striking down President Donald Trump’s tariffs imposed under the International Emergency Economic Powers Act (IEEPA). The Court made clear: that particular statute can’t be used as the vehicle for those tariffs. But that didn’t end the story. Within hours, the administration pivoted — announcing a new 10% tariff under the Trade Act of 1974, a separate law that explicitly grants the president temporary tariff authority. In fact, even members of the Court noted there are other statutory paths available. So what are we witnessing — constitutional chaos or constitutional chess? 16:00 We got a question for the American Mamas: “I’m so glad I grew up in the ’80s. How can you keep up with all the trends today?” It sparks a lively (and hilarious) walk down memory lane as Teri Netterville and Kimberly Burleson join us to compare the universal “just knew it” culture of the 1980s with today’s lightning-fast, social-media-driven world. From slang that changes overnight to the pressure of documenting everything online, we explore how growing up before smartphones may have been a hidden blessing. The conversation turns to modern milestones — over-the-top weddings, pricey bachelorette trips, elaborate gender reveals — and how platforms like TikTok and Twitter have transformed private celebrations into public productions. What used to be punch, mints, and a phone call has become curated content and camera-ready moments. It’s a funny, relatable look at generational shifts, cultural pressure, and why some of us are grateful our most embarrassing moments weren’t captured in 4K. Got a question for the American Mamas? Visit americangroundradio.com/mamas and click “Ask the Mamas.” 23:00 President Donald Trump has directed the Secretary of Defense and other agencies to begin identifying and releasing government files related to UFOs, unidentified aerial phenomena, and any potential information connected to extraterrestrial life. Laugh if you want — but for years, trained Navy and Air Force pilots have reported aerial objects performing maneuvers that appear to defy conventional aerodynamics. These aren’t backyard videos or internet hoaxes. They’re encounters documented by military aviators asking a serious question: what exactly are we seeing? We explore the long shadow of Area 51, Cold War-era secrecy, and how government disinformation about experimental aircraft may have fueled decades of alien speculation. We also separate fact from fiction when it comes to so-called “chemtrails” versus ordinary condensation trails — and why conspiracy theories persist. 26:00 Florida Governor Ron DeSantis traveled to Kentucky this week with a bold message: Congress won’t fix itself — and it’s time for the states to step in. Testifying before Kentucky lawmakers, DeSantis urged them to support an Article V constitutional convention aimed at passing a Balanced Budget Amendment to the U.S. Constitution. With the national debt approaching $40 trillion, he argued that without permanent structural changes, Washington’s “muscle memory” of spending and compromise will continue — no matter which party is in power. We Dig Deep into break down how an Article V convention works, why 34 states are required to trigger it, and where the effort currently stands. Twenty states have already signed on — mostly Republican-led — but even if every remaining red state joined, supporters would still need buy-in from purple or Democrat-led legislatures. 32:00 Get Performlyte from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 32:30 A social media post from Congressman Randy Fine has gone viral — and sparked a firestorm. Fine responded to comments tied to New York political circles suggesting restrictions on dogs in public housing, referencing concerns rooted in Islamic views that consider dogs unclean. Fine pushed back bluntly, arguing that if Americans were ever forced to choose between their pets and accommodating religious restrictions, it wouldn’t be a difficult decision. Critics immediately labeled the remarks Islamophobic. Supporters say the point wasn’t about religion — it was about culture, assimilation, and whether American traditions should bend to accommodate beliefs that conflict with everyday life in the U.S. In this segment, we unpack the controversy, the statistics behind America’s deep attachment to pets — including service and therapy dogs — and the broader debate over cultural expectations in a free society. We also discuss Fine’s proposed “Protecting Puppies from Sharia Act” and what it symbolizes in the larger conversation about immigration, religious freedom, and preserving American norms. 35:30 Plus, it's Fake News Friday! We're putting you to the test with our weekly game of headlines—are they real news, fake news, or really fake news? From cowboys and Gavin Newsom's dyslexia, to the airport being named after President Trump can you spot the fake news? Play along, keep score, and share your results with us on Facebook page: facebook.com/AmericanGroundRadio. 39:30 We talk about Supreme Court’s 6–3 ruling on presidential tariff authority and what it means for the balance of power in Washington. When former Vice President Mike Pence praised the decision as a win for the Constitution, was it a straightforward defense of separation of powers—or a subtle jab at Donald Trump? And we end today's show with the powerful Olympic story of Alysa Liu—an American gold medal victory with international intrigue and a reminder of the opportunities and freedoms that define the American dream. May your pursuit of happiness bring you joy. Articles US and Indonesia finalise deal to cut tariffs to 19% Major Defense Contractor Flees Spanberger’s Virginia Just Weeks After She Takes Office. Why was Ron DeSantis in Kentucky? What he wants from state lawmakers @ReOpenChris X Post: "Governor DeSantis pitches Federal Balanced Budget Amendment to Kentucky Legislature." See omnystudio.com/listener for privacy information.
Mark Rucker of the Bourbon Life podcast talks tariffs and the impact of the reversal of several that have affected the Kentucky spirits industry. See omnystudio.com/listener for privacy information.
Building a Financial Advisory Firm That Puts Clients First: An Inside Look at the Process Meta Description: Discover why Tom Dupree founded Dupree Financial Group in Lexington, Kentucky—focusing on personalized investment management, team accountability, and retirement planning for local clients. For pre-retirees and retirees in Kentucky searching for personalized investment management, understanding the “why” behind your financial advisor matters just as much as the “how.” In this special episode of The Financial Hour of The Tom Dupree Show, Tom Dupree Jr. and Mike Johnson share the founding story of Dupree Financial Group—a journey that began with a simple walk in the woods near Natural Bridge in Kentucky in February 2002 and evolved into a comprehensive wealth management approach designed specifically for Lexington-area retirement investors. The Origin Story: From Brokerage Dissatisfaction to Independent Registered Investment Advisor Tom Dupree recalls the pivotal moment that sparked the creation of Dupree Financial Group. Walking through the woods with his young son James on his shoulders, he realized the traditional brokerage firm model wasn’t aligned with the future he envisioned for his family and clients. “I got this joy, this excitement in my heart thinking about doing this,” Tom explains. “I was in no position to do it at all. I didn’t have any money. Strangely, my banker approved me for a loan to actually go get the office space and get it fitted up. And that fit-up is still the same fit-up we’re using. We have not changed it.” The firm officially opened in 2003, but Tom identifies 2010 as the true beginning of Dupree Financial Group as it exists today. That’s when the firm disassociated from an outside brokerage and became an independent Registered Investment Advisor (RIA). “In 2010, we disassociated ourselves with an outside brokerage firm and became what’s called an RIA, a Registered Investment Advisor, which meant that now we’re not paying 25% of our revenues to an outside firm,” Tom shares. “That enabled us to do a lot more internally, and it really was the beginning of the firm that we know today.” Key Takeaways: Why Dupree Financial Group Started Client-focused mission: Created to serve average retirement investors who wouldn’t necessarily get attention from major brokerage firms Cost structure advantage: Lower overhead means smaller accounts receive meaningful attention and personalized service Local accountability: Designed specifically to respond to clients in Lexington, Kentucky, and the surrounding region Team approach: Built from the ground up to provide collaborative service rather than single-broker relationships Independence: Becoming an RIA in 2010 eliminated the pressure to use proprietary products and allowed true fiduciary responsibility Personalized Investment Management vs. Mass-Market Approaches One of the core distinctions Tom emphasizes is the difference between Dupree Financial Group’s model and the mass-market approach taken by larger national firms. Rather than assigning clients to investment counselors within a large hierarchy, Dupree Financial Group provides direct access to portfolio managers who actually research and select the investments. “When you’re talking to somebody, to one of us, the team that you’re talking to is also the team that is designing your investment portfolio, actually helping pick stocks and bonds to own in the portfolio,” Tom explains. “Now why is that a big deal? Well, when I was with Brand X, they had a guy in New York who was brilliant, and he really was brilliant, and he was a stock picker. You didn’t ever talk to him, but he would publish a list of things that you ought to buy.” That approach failed catastrophically during the 2001-2002 market downturn, when many clients saw portfolios decline 50% with little communication or accountability from their advisors. “It wasn’t so much the fact that everything went down, although that was a big part of it, but it was the lack of communication,” Tom notes. “It was not being willing to be accountable for what really had happened, and they just clammed up.” The Dupree Difference: Direct Access and Transparency Mike Johnson highlights several critical advantages of the Dupree Financial Group model: Team collaboration: Multiple professionals work together on research and portfolio management, producing better outcomes than single-advisor approaches Direct communication: Clients speak directly with the team members who make investment decisions Own investment selection: The firm conducts its own research and calls companies directly rather than relying on buy lists from headquarters Local presence: All revenues stay local and are reinvested in client services rather than flowing to Wall Street firms “The service team is way more aligned with the investment team,” Mike explains. “It’s not two separate functions sitting in the same room.” Investment Philosophy: Focus on Income and Risk Mitigation for Kentucky Retirement Planning Unlike money managers competing to beat specific indices, Dupree Financial Group takes a different approach focused specifically on retirement investors’ needs. This investment philosophy prioritizes income generation and risk mitigation over performance rankings. “We’re not trying to beat any index. We’re just investing in things that we see are good that we think meet our parameters for what we’re looking for,” Tom states. “The why is it’s a focus on risk mitigation, and it’s a focus on income. Those things actually make it pretty easy for us once we tie down the parameters of what we’re looking for.” Mike Johnson references a quote from investment manager Howard Marks that encapsulates a key industry problem: “If you want to be in the top 5% of money managers, you have to be willing to be in the bottom 5% too.” That statement, Mike explains, highlights the perverse incentives created when advisors chase index performance rather than focusing on actual client needs. Real Portfolio Examples: How the Strategy Works The team shares several examples of their investment approach in action: The 6.5% Dividend Stock: “We bought it in June. This company, our listeners would be familiar with. At the time, it had a six-and-a-half percent dividend yield, and the valuation was attractive when you look at the hard assets that they had. We felt some things could go right for the company over the next couple of years. And in the meantime, the stock had gone down significantly, so there was a lot of bad news priced in already. Since then, the stock has gone up to what we thought it would go up to over the next two to four years. It just did it in four months.” The Grocery Company: “We invested in a company the other day—it was a grocery company well known within Central Kentucky. It’s gotten cheap. We just knew it as being a household name that pays a small dividend.” The Clothing Brand: “It’s kind of a clothing company, well-known. It puts out some major, well-known brands. The thing’s gone from a hundred dollars to 30-something, so we decided to take a look there. That one pays a pretty good dividend.” These examples demonstrate the value-focused, income-oriented approach that differentiates Dupree Financial Group from index-chasing strategies. The Team Approach: Building Long-Term Relationships Over Transactions A fundamental principle at Dupree Financial Group is the shift from transactional relationships to ongoing partnerships. Tom explains how his years at major brokerage firms taught him what he didn’t want to replicate. “One thing that I learned in the big firms was that it’s always about the transaction. It’s about the trade,” Tom recalls. “You were constantly having to pursue that trade, do this trade with this client, do that trade with that client. I didn’t want it to be about the trade anymore. I wanted it to be about the relationship.” This philosophy manifests in several concrete ways: Regular review process: Unlike transactional brokerage relationships, Dupree Financial Group built systematic client reviews into the firm’s DNA from the beginning No pressure to sell: Because clients have already committed to the process, meetings focus on education and information rather than sales Team accountability: Multiple team members take responsibility for each client rather than the single-broker model Transparent communication: When investments don’t work out, the team explains why openly rather than avoiding difficult conversations “When our clients come in for a review or they call with a question, they know we’re not trying to sell them anything,” Mike emphasizes. “It’s informational. It’s actually something they can use.” Direct Company Research: An Uncommon Practice One aspect of Dupree Financial Group’s approach that sets them apart is their practice of directly contacting companies they invest in—something Tom notes is rare among medium and small-sized investment advisors. “We do calls with these companies. In some cases, we’ve gone to visit them—the actual company itself that we’re investing in,” Tom explains. “That would’ve been unheard of in our previous setup. A big part of what we do is talk to the clients—I say clients, the businesses that we invest in. We talk to them, we want to find out what they’re doing, learn a little bit about management and do the best we can to really do our due diligence.” This hands-on research approach provides insights that buy lists and analyst reports simply cannot match. Four Generations of Financial Service: The Dupree Family Legacy The commitment to serving clients runs deep in the Dupree family history. Tom shares how his grandfather entered the investment business around 1920 in Louisville, Kentucky, selling preferred stock for Louisville Gas and Electric directly to the public before moving into municipal bonds. “My grandfather was the first one of our line that was in the investment business,” Tom explains. “Then my dad got into the business after being in the navy, I think it was around 1955 in Harlan, Kentucky. Then me and now my two sons are in the business.” Tom’s father moved the family to Lexington in 1963 and founded Dupree and Company, which managed municipal bond issues and eventually started the Kentucky Tax Free Mutual Fund in 1979. “Their idea was always to make a thing for clients that the clients could use, that was a retail thing,” Tom notes. “And so I carried that concern for the clients into what I did when we started Dupree Financial Group.” This multi-generational focus on creating client-centered investment solutions forms the foundation of the firm’s culture today. Tom’s sons, Clark and James, are involved with Dupree Financial Group, making the fourth generation of Duprees in the investment business. The Evolution: Early Struggles to Established Success Tom is refreshingly transparent about the challenges of the firm’s early years. After opening in 2003, success didn’t come easily or quickly. “It certainly was frightening during those early days of opening the firm and wondering if anybody would ever show up,” Tom recalls. “We did all these seminars, lots of them, over a hundred. People would show up, and now and then we’d get a client out of it. It took a lot of work.” The firm began regular radio broadcasts around 2008, which helped build awareness and credibility in the Lexington community. But the real transformation came in 2010 with the transition to RIA status. “When we became an RIA, it opened up possibilities for investment options that we didn’t have before,” Mike reflects. “It got the pressure of the heavy hand off to use proprietary products. That hand was always on you. And so that was lifted. It was like the skies opened up that you had this flexibility now.” Mike adds a crucial point about this transition: “At the same time, that was a sobering feeling. Now it was on you. You can’t blame it on anybody. But from our client’s standpoint, that was something that was a positive because the accountability increased for the firm.” Client Retention: The Ultimate Validation Perhaps the strongest validation of Dupree Financial Group’s approach is client retention. Tom notes that the firm keeps clients longer and longer—a testament to the relationship-building model. “We seem to be keeping clients longer and longer, so evidently we did something right,” Tom observes. “Once we got the buggy built, we really haven’t fooled with it much. We’ve tried to do some tweaks here and there, but the basic chassis has served us pretty well.” Why the “Why” Matters for Kentucky Retirement Investors For pre-retirees and retirees evaluating financial advisors, understanding the “why” behind a firm’s approach provides crucial insight into what kind of service you’ll receive. Dupree Financial Group’s founding principles remain consistent today: Serve retirement investors who might not get attention from large brokerage firms Maintain local presence and accountability in Lexington, Kentucky Provide team-based service rather than single-advisor relationships Focus on income and risk mitigation rather than index performance Conduct independent research and select individual investments Build long-term relationships rather than pursuing transactions Communicate transparently about both successes and setbacks As Tom reflects: “It really wasn’t about the investment performance. It’s about the touch, it’s about the accountability, those sorts of things. And that’s the kind of thing we’ve set up. That was what I envisioned when I started this thing—that we would give the clients more of what they should have been getting at the Wall Street firms.” Ready to Experience the Dupree Financial Group Difference? If you’re approaching retirement or already in retirement and want a local financial advisor who prioritizes transparency, accountability, and personalized service, Dupree Financial Group invites you to experience the difference that a client-first approach makes. Schedule your complimentary portfolio review today: Call: (859) 233-0400 Visit: www.dupreefinancial.com Get Personalized Analysis: Request your portfolio consultation Don’t settle for mass-market investment approaches or impersonal service from distant Wall Street firms. Work with a team of Kentucky financial advisors who do their own research, communicate directly with you, and keep your retirement goals at the center of every decision. Explore more insights on Kentucky retirement planning strategies and listen to additional episodes in our Market Commentary archive. Frequently Asked Questions About Dupree Financial Group What makes Dupree Financial Group different from large brokerage firms? Dupree Financial Group operates as an independent Registered Investment Advisor (RIA), meaning the firm doesn’t pay commissions to Wall Street parent companies and doesn’t face pressure to use proprietary products. The team that meets with clients is the same team that researches and selects investments, providing direct accountability and transparency. All revenues stay local and reinvest in client services rather than flowing to distant corporate headquarters. Why did Tom Dupree start his own financial advisory firm? Tom founded Dupree Financial Group in 2003 after 19 years with a major brokerage firm, where he witnessed the limitations of the transactional, sales-focused model. He envisioned creating a firm that would serve average retirement investors with personalized attention, team-based accountability, and a focus on long-term relationships rather than individual trades. The firm became truly independent in 2010 when it transitioned to RIA status. What is the investment philosophy at Dupree Financial Group? Unlike money managers competing to beat specific indices, Dupree Financial Group focuses on income generation and risk mitigation for retirement investors. The team conducts its own research, including direct calls to companies they invest in, and selects individual stocks and bonds based on dividend yield, valuation, and margin of safety rather than trying to match or beat market benchmarks. How does the team approach at Dupree Financial Group benefit clients? The team model means clients receive the collective expertise of multiple professionals rather than relying on a single advisor’s perspective. Multiple team members share responsibility for each client account, improving service levels and ensuring continuity. This collaborative approach produces better research outcomes and provides clients with consistent access to knowledgeable professionals. What types of clients does Dupree Financial Group serve? Dupree Financial Group specializes in serving pre-retirees and retirees, particularly those who might not receive personalized attention from large brokerage firms. The firm’s cost structure allows them to provide meaningful, customized service to clients with retirement accounts of various sizes, with a focus on the Lexington, Kentucky area and surrounding regions. How often does Dupree Financial Group communicate with clients? Regular client reviews are built into the firm’s DNA from the beginning. Unlike transactional brokerage relationships where communication happens only when making trades, Dupree Financial Group maintains ongoing dialogue with clients through systematic review processes. These meetings focus on education and information rather than sales, since clients have already committed to the firm’s investment process. Does Dupree Financial Group charge fees or commissions? As a fee-based Registered Investment Advisor, Dupree Financial Group operates under a fiduciary standard, meaning it’s legally required to act in clients’ best interests. This fee-based structure eliminates conflicts of interest inherent in commission-based brokerage relationships and aligns the firm’s success with client outcomes. Disclaimer: This content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional regarding your specific situation. The post Why Independent Financial Advisors Choose Income Over Index Performance for Retirement Portfolios appeared first on Dupree Financial.
The Hidden Investment Risks Pre-Retirees and Retirees Don’t See Coming: Kentucky Retirement Planning Insights Are you approaching retirement and concerned about protecting your life savings from market volatility? In this comprehensive episode of the Tom Dupree Show, Kentucky retirement planning advisors Tom Dupree and Mike Johnson explore the multidimensional nature of investment risk and why personalized investment management is essential for pre-retirees aged 50-65. Unlike mass-market approaches from large firms, Dupree Financial Group provides direct access to portfolio managers who understand your specific retirement goals and risk tolerance. This evergreen financial education episode delivers timeless wisdom on risk assessment, portfolio protection strategies, and why understanding what you own is critical before retirement. Whether you’re working with a local financial advisor in Kentucky or managing investments on your own, these insights will help you make more informed decisions about your retirement security. Key Takeaways: Investment Risk Management for Pre-Retirees Risk is multidimensional: Investment risk extends beyond simple volatility—it includes sequence of returns risk, concentration risk, and the risk of falling short of your retirement goals The Capital Asset Pricing Model misconception: More risk doesn’t automatically mean more return; it means a wider range of potential outcomes, both positive and negative The danger of false security: Long periods of strong returns can create complacency, causing investors to unknowingly take on excessive risk right before retirement Personalized portfolio analysis matters: Your investment strategy must align with your specific retirement timeline, income needs, and risk capacity—not just market averages Understanding beats panic: Clients who truly understand their portfolio holdings don’t panic during market downturns because they know their strategy is designed for their goals Active risk identification: Professional Kentucky retirement planning involves continuously identifying and monitoring specific risks to each holding, not just following the crowd Howard Marks on Investment Risk: Wisdom from a Market Legend The episode draws heavily from Howard Marks’ influential 2006 memo on risk, which Tom and Mike have studied extensively. Marks, co-founder of Oaktree Capital Management, challenges conventional thinking about risk and return relationships. “If more risk always meant more return, it would cease being risky. The risk would be riskless,” explains Mike Johnson, highlighting the fundamental misunderstanding many investors have about the risk-return relationship. The discussion emphasizes that bearing risk unknowingly represents one of the biggest mistakes pre-retirees can make. This is particularly relevant for those who have experienced strong market performance for years without understanding the volatility embedded in their portfolios. The Real-World Cost of Ignoring Investment Risk Tom Dupree shares a cautionary tale that every pre-retiree should hear: “There was a man that came to me years ago who had been at UK for a number of years. He had invested in Fidelity and TIAA-CREF, good funds, great returns. He had something like 1,000,006 and he had averaged 13 and a quarter percent return per year for like 23 years. He extrapolated that he could take 10% a year, which was $160,000, live on it and be okay because it was gonna keep doing that. The sequence of returns turned around and bit him good.” This example perfectly illustrates sequence of returns risk—a critical concept for anyone approaching retirement. Even with excellent average returns, the timing of market downturns relative to when you need to withdraw funds can devastate a retirement plan. This is why personalized investment management from a local financial advisor who understands your specific timeline is so valuable. Why Volatility Isn’t the Only Risk Pre-Retirees Face The episode challenges the traditional definition of investment risk as merely volatility. For pre-retirees and retirees specifically, Mike Johnson explains: “The base case that we’re trying to solve here? We’re speaking specifically to near retirees and retirees. Volatility is gonna be your friend or your foe the day you need to take your money out. That’s gonna be your definition of risk—what has the volatility done to my money the day I need it.” Additional Risk Dimensions for Kentucky Retirement Planning Falling short of goals: The risk that your portfolio won’t produce sufficient income for your desired retirement lifestyle Concentration risk: Over-exposure to single stocks or sectors, especially common with company stock or recent tech winners Unconventionality risk: The professional risk advisors take when thinking independently rather than following the crowd—but this can benefit clients long-term Underperformance risk: Short-term underperformance relative to indices, which requires conviction in your strategy and understanding your goals Hidden risk exposure: Unknown risks embedded in portfolios, particularly index funds that provide no true diversification strategy The False Sense of Security: Why Long Bull Markets Are Dangerous One of the most powerful concepts discussed is how prolonged positive market performance can numb investors to risk—exactly when they should be most vigilant. Mike Johnson references Nassim Taleb’s “Fooled by Randomness” to illustrate this danger: “Reality’s far more vicious than Russian roulette. First, it delivers the fatal bullet rather infrequently, like a revolver that would have hundreds or even thousands of rounds instead of six. After a few dozen tries, one forgets about the existence of a bullet under a numbing false sense of security. One is thus capable of unwittingly playing Russian roulette and calling it by something alternative: low risk.” This perfectly describes the situation many pre-retirees face today after years of strong market performance. The analogy to driving at 90 mph—where you stop feeling the speed—resonates powerfully. You’re taking significant risk, but you’ve become accustomed to it and no longer perceive the danger. Direct Access to Portfolio Managers: The Dupree Financial Difference Unlike large firms where you’re assigned an investment counselor who may change frequently, Dupree Financial Group provides direct access to portfolio managers Tom Dupree and Mike Johnson. This relationship-focused approach enables: Deep understanding of your specific retirement timeline and goals Customized portfolio construction based on your unique risk capacity Ongoing education about what you own and why you own it Proactive risk identification specific to your holdings The ability to think unconventionally when it serves your interests “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops,” Tom Dupree emphasizes, highlighting the value of education and transparency in financial relationships. Why Index Funds Aren’t a Complete Investment Strategy The episode delivers a sobering message about the limitations of index fund investing for retirees: “If you don’t like risk and you think that you’re not taking any risk by investing in the S&P 500, sweetie pie, you need to get in the money market fund and just hope you got enough money to ride through it because you are taking risk that you don’t know about. And that is a problem because you’re gonna find it out in a very uncomfortable way at some point.” This doesn’t mean index funds have no place in portfolios, but rather that they shouldn’t be confused with a comprehensive retirement income strategy. Personalized portfolio analysis considers: Your specific income needs in retirement Time horizon until you need to access funds Concentration risk in popular stocks or sectors The difference between the accumulation and distribution phases Tax efficiency of different investment approaches Building a Foundation: From Stocks to Portfolio For younger investors just starting out, Mike Johnson offers this perspective: “If somebody’s in their late twenties, early thirties and they have a few stocks here and there, that’s great. You’re ahead of the curve from a lot of people, but that is not a portfolio. What you want to do is lay a foundation that’s more sturdy, more solid than just having a few stocks here and there.” This guidance is equally relevant for pre-retirees who may have accumulated individual positions over time without a cohesive strategy. Kentucky retirement planning requires transitioning from an accumulation mindset to a distribution strategy—and that requires professional portfolio architecture. The Retirement Risk Equation: It’s About Income, Not Just Account Balance One of the most important insights for pre-retirees: “Remember, it’s not just the accumulation, it’s not the dollar amount, it’s what it’s gonna produce for you and how long can it produce that to sustain you. Retirement has the normal set of rules plus other variables that you have to take into consideration.” This shift in perspective—from portfolio value to sustainable income—is where personalized investment management becomes critical. Every individual’s situation differs slightly, and those differences matter enormously in retirement planning. Faith, Risk, and Investment Philosophy Tom Dupree introduces an often-overlooked dimension of investment risk: the role of faith. Not just faith in markets or historical returns, but a deeper consideration of existential risk and what you ultimately trust. “Underpinning any investment scheme is faith. At the base of everything related to risk is faith. You cannot get away from it. One of the things about the God factor is that it takes certain elements of risk that you’re willing to take on for yourself and transfers them to a higher power.” While this dimension is personal and not emphasized in typical financial planning, it reflects Dupree Financial Group’s holistic approach to understanding clients as people—not just portfolios. Frequently Asked Questions About Investment Risk and Retirement Planning What is the biggest investment risk for pre-retirees? The biggest risk for pre-retirees is sequence-of-returns risk—experiencing market downturns just as you begin withdrawing from your portfolio. Even with strong average returns over time, poor returns in the years immediately before and after retirement can devastate your retirement security. This is why personalized retirement planning in Kentucky focuses on more than just average returns. How is investment risk different for retirees versus younger investors? For retirees, risk is primarily defined by volatility’s impact on withdrawals. When you need to take money out during a market downturn, you crystallize losses and reduce your portfolio’s recovery potential. Younger investors have time to recover from volatility. As Tom Dupree explains, “Volatility is gonna be your friend or your foe the day you need to take your money out.” Are index funds safe for retirement portfolios? Index funds are not inherently “safe” for retirement—they carry significant volatility and concentration risks (especially in large-cap tech stocks right now). While they can be part of a retirement strategy, they should not be confused with a comprehensive income plan. Local financial advisors can help design strategies that balance growth needs with income stability. How much can I safely withdraw from my retirement portfolio annually? There’s no universal answer—withdrawal rates depend on your portfolio composition, risk tolerance, retirement timeline, and income needs. The gentleman in Tom’s example assumed 10% annual withdrawals based on historical 13.25% returns, which proved disastrous. Personalized portfolio analysis determines sustainable withdrawal rates specific to your situation. Why should I work with a local Kentucky financial advisor instead of a large national firm? Local advisors like Dupree Financial Group provide direct access to portfolio managers who personally manage your investments, rather than being assigned to a counselor who may change. You receive personalized service, education about your holdings, and strategies tailored to your specific goals—not mass-market approaches. Tom emphasizes: “When our clients understand what’s in their portfolio and why, they don’t call us panicking when the market drops.” What does it mean to “know what you own” in my portfolio? Knowing what you own means understanding not just the names of your holdings, but the specific risks each position carries, how they work together, and why each was selected for your situation. It means knowing what could go wrong with each investment and having conviction in your overall strategy during market volatility. How often should I review my retirement portfolio risk? Pre-retirees should review portfolio risk at least annually, and more frequently as retirement approaches. Risk tolerance, time horizon, and income needs change as you near retirement. Kentucky retirement planning professionals continuously monitor holdings for emerging risks and rebalance as needed. What is concentration risk, and why does it matter? Concentration risk occurs when your portfolio has too much exposure to a single stock, sector, or asset class. Many investors have unknowingly accumulated concentration in large technology stocks through both index funds and individual holdings. If that sector declines, your entire portfolio suffers disproportionately. Diversification addresses concentration risk. How do I know if I’m taking too much risk before retirement? Signs you may have excessive risk include: heavy concentration in stocks after years of strong returns, high portfolio volatility relative to your withdrawal timeline, lack of income-producing assets, or simply not understanding what you own. A complimentary portfolio review with Dupree Financial Group can identify hidden risks: call 859-233-0400. What makes Dupree Financial Group’s investment philosophy different? Dupree Financial Group focuses on building long-term relationships with people—not just managing money. The team conducts their own research, provides comprehensive education, thinks independently rather than following the crowd, and designs portfolios around your specific goals. Learn more about their investment philosophy. Schedule Your Complimentary Portfolio Risk Analysis Don’t Wait for a Market Downturn to Discover Hidden Risks in Your Portfolio If you’re retired or approaching retirement, understanding the specific risks in your portfolio is critical. After 47 years in the investment business, Tom Dupree has seen countless retirees discover they were taking far more risk than they realized—often at the worst possible time. Dupree Financial Group offers Central Kentucky residents a complimentary portfolio review to help you: Identify hidden concentration risks in your current holdings Understand the sequence-of-returns risk as you approach retirement Evaluate whether your portfolio aligns with your retirement income needs Learn what you actually own and why it matters Develop a personalized strategy for your retirement timeline Call 859-233-0400 to schedule your complimentary consultation Or visit us online: Schedule Your Personalized Portfolio Analysis Learn About Our Investment Philosophy Listen to More Market Commentary Read Client Testimonials Explore Kentucky Retirement Planning Services Dupree Financial Group serves clients throughout Central Kentucky, including Lexington, Louisville, Frankfort, Winchester, Richmond, and surrounding communities. About the Tom Dupree Show The Tom Dupree Show provides timeless financial education for investors approaching and in retirement. Hosted by Tom Dupree, Jr., founder of Dupree Financial Group, and portfolio manager Mike Johnson, each episode delivers practical insights on investment management, retirement planning, and portfolio risk assessment. Unlike generic financial advice, the show focuses on the specific challenges facing Kentucky retirees and pre-retirees. Tom Dupree founded Dupree Financial Group on the principle that creating long-term relationships with people—not just their money—is the key to successful wealth management. With direct access to portfolio managers and personalized investment strategies, Dupree Financial Group delivers the attentive service of a local advisor with the knowledge of a seasoned investment team. Episode Type: Evergreen Financial Education Primary Topics: Investment Risk, Retirement Planning, Portfolio Management, Sequence of Returns Risk Featured Guests: Mike Johnson, a member of the team at Dupree Financial Group Listen to More Episodes: Market Commentary Archive Share This Episode Help others understand investment risk by sharing this episode: www.dupreefinancial.com/podcast The post The Hidden Investment Risks You Don’t See Coming: Kentucky Retirement Planning Insights appeared first on Dupree Financial.
Meta Description: Kentucky financial advisors discuss Fed Chair nominee Kevin Warsh’s impact on interest rates, market volatility, and retirement portfolios. Dupree insights on portfolio management. When market uncertainty meets changing Federal Reserve leadership, retirees need clear guidance on protecting their portfolios. In this episode of The Financial Hour, Tom Dupree Jr., James Dupree, and Mike Johnson provide direct access to portfolio managers who explain how Kevin Warsh’s nomination as Fed Chair could reshape your retirement strategy through interest rate changes and market positioning. Understanding Kevin Warsh’s Approach to Federal Reserve Policy The nomination of Kevin Warsh to replace Jerome Powell as Fed Chair has created significant market implications for retirement portfolios. As Tom Dupree explains, “Warsh is gonna have to deal with this stuff and the stock market is not gonna be his only problem.” His unconventional stance differs from traditional dovish or hawkish approaches, creating both opportunities and challenges for income-focused investors. Mike Johnson notes that Warsh “has kind of an odd view” because “he’s been critical of the size of the Fed’s balance sheet.” This critical perspective on quantitative easing could fundamentally alter how markets price risk and opportunity, particularly for those managing retirement income portfolios in Kentucky and beyond. Interest Rate Environment and Portfolio Impact The Yield Curve Steepening Effect The current interest rate environment shows a steepening yield curve, where long-term rates rise while short-term rates decline. Mike explains: “You’ve seen the yield curve steep… long-term rates have been going up, while short-term rates are going down.” This creates distinct opportunities across different market segments. Small-cap stocks, which are “more tied to shorter term interest rates,” could benefit from Fed rate cuts on the short end. Meanwhile, high-multiple growth stocks face valuation pressure as long-term rates normalize. Treasury Bonds and Market Positioning The 30-year Treasury currently sits at 4.77%, having fluctuated based on market expectations. As our team discusses, the real question becomes: “Trump wants this guy to get rates lower so that housing will start moving… but rates may end up going higher.” This uncertainty requires active personalized portfolio management rather than passive acceptance of market direction. Market Rotation: From Growth to Value and Income Dividend-Focused Strategy in Volatile Markets Since October, markets have experienced significant rotation from growth expectations into cash-flow-predictable companies. As Mike observes, “You’ve seen a rotation out of growth expectations, high multiple stocks and into things where the cash flow is more predictable.” For retirees seeking consistent income, this shift validates the investment philosophy of focusing on dividend-producing assets. “Regardless of what the price is doing, all else being equal, the dividend, the income stream is still there,” Mike emphasizes. The Speed of Information and Investment Decisions The acceleration of market information flow through technology and AI creates both opportunities and risks. “Every second of every day is the market agreeing with you or disagreeing with you,” Mike notes, highlighting the double-edged nature of instant market feedback. This rapid information environment requires discipline in distinguishing between noise and actionable intelligence. As Tom points out regarding their investment approach: “We started doing in the last several years is buying more things that are just common sense type names… that works better.” Technology Sector Volatility: AI and Memory Chip Stocks Navigating the AI Investment Landscape The artificial intelligence sector has dominated headlines while creating extreme volatility. Recent examples include software stocks experiencing significant drawdowns followed by rapid 16-25% single-day gains. James observes: “An average day with no news, a stock going up 25%… that’s ridiculous.” The team’s approach involves gradual averaging into AI-related positions since September, following detailed sector analysis. “We’ve had calls with them. We wanted to understand the sector better,” Mike explains, demonstrating the value of direct access to portfolio managers who conduct primary research. Memory Chip Stock Opportunities Memory chip manufacturers present compelling valuation opportunities despite recent volatility. The team recently added a position with a forward P/E of just 12, significantly below the S&P 500’s average of approximately 22. Tom notes the stock is “up 300% in the last year” but maintains “earnings to back it.” This disciplined approach to high-growth sectors exemplifies how personalized investment management differs from mass-market strategies that either avoid volatility entirely or chase momentum without fundamental analysis. Learning from Market History: Avoiding Value Traps The Dot-Com Bubble Comparison Drawing parallels to the dot-com bubble provides perspective on current AI valuations. Tom recalls: “People were making fun of Warren Buffett towards the end of the tech bubble… ultimately he had kind of the last laugh.” Not all survivors of market corrections recover equally. Intel, for example, “survived but it took 20 plus years for it to get back to where it was” after the tech bubble burst. This underscores the importance of selectivity even within promising sectors. Management Quality Matters The discussion of Kraft Heinz illustrates how management quality impacts long-term results. Despite being “considered one of the top companies around” with Warren Buffett’s backing, “their management is horrible,” leading to poor strategic decisions and shareholder disappointment. As James concludes: “There’s a reason why CEOs and extremely well, highly talented staff are so highly paid, they’re hard to find.” Key Takeaways for Retirement Investors Kevin Warsh’s Fed leadership could mean higher long-term rates despite lower short-term rates, requiring portfolio adjustments Yield curve steepening creates opportunities in small-cap stocks while pressuring high-multiple growth names Dividend-focused strategies provide income consistency regardless of price volatility Technology sector selectivity matters more than broad exposure, with valuations and earnings fundamentals guiding decisions Management quality and business fundamentals trump thematic investing for long-term success Common sense investments in recognizable companies often outperform obscure “deep value” plays Active portfolio management adapts to rapid market changes while maintaining long-term discipline Frequently Asked Questions How will Kevin Warsh’s Fed leadership affect my retirement portfolio? Warsh’s critical stance on the Fed’s balance sheet and quantitative easing could lead to different interest rate dynamics than previous Fed chairs. Long-term rates may remain elevated even as short-term rates decline, impacting bond valuations and stock multiples. Retirement portfolios should emphasize dividend income and fundamental value rather than relying on Fed accommodation. What is a steepening yield curve and why does it matter? A steepening yield curve occurs when long-term interest rates rise relative to short-term rates. This environment typically benefits small-cap companies that rely on shorter-term financing while pressuring high-valuation growth stocks. For retirement investors, it suggests favoring income-producing assets over growth speculation. Should retirees invest in AI and technology stocks despite volatility? Technology exposure should be sized appropriately for your risk tolerance and income needs. Our approach involves gradual position building in fundamentally sound companies with reasonable valuations, never risking retirement income needs on speculative positions. Direct access to portfolio managers helps navigate these decisions. How do I know if I’m in a value trap versus a true opportunity? Value traps lack the three essential elements: quality management, sustainable earnings, and reasonable business prospects. True opportunities combine all three elements with temporarily depressed valuations. This requires ongoing research and analysis rather than simple valuation metrics. What makes dividend-focused investing effective in volatile markets? Dividend income provides cash flow independent of price fluctuations. As Mike explains, “regardless of what the price is doing… the income stream is still there.” This creates portfolio stability while volatile prices create rebalancing opportunities for patient investors. Take Control of Your Retirement Portfolio Market transitions create both risk and opportunity. The difference between portfolio growth and disappointment often comes down to having personalized investment management with direct access to portfolio managers who actively research positions and adapt to changing conditions. At Dupree Financial Group, our team-based approach means you benefit from comprehensive analysis rather than a single perspective. We focus on income-producing investments, transparent fee structures, and strategies designed specifically for retirees and pre-retirees aged 50 and above. Don’t navigate Fed policy changes and market volatility alone. Call (859) 233-0400 for a complimentary portfolio review or schedule your appointment directly on our website at dupreefinancial.com. Listen to more episodes and insights in our Market Commentary archive. The post How Fed Chair Kevin Warsh Could Impact Your Retirement Portfolio: Interest Rates, Market Volatility, and Investment Strategy appeared first on Dupree Financial.
If you’re thinking about retirement or already living in it, the financial headlines can feel like a carnival — prediction markets, Bitcoin speculation, zero-day options, and apps that let you bet on anything from sports scores to an earnings call. On this episode of The Financial Hour of the Tom Dupree Show, Tom Dupree, James Dupree, and Mike Johnson cut through the noise to explain what separates genuine long-term investing from high-stakes gambling — and why that distinction matters more than ever for your retirement portfolio. The Rise of Prediction Markets: Kalshi, Polymarket, and the Wild West of Financial Betting The conversation opened with a look at Kalshi — an online prediction market platform where users can place contracts on virtually anything: Supreme Court decisions, what words a politician will say in a speech, or the opening song at a Super Bowl halftime show. Unlike regulated sportsbooks such as FanDuel or DraftKings, Kalshi operates under minimal oversight from the CFTC, which currently has zero enforcement staff dedicated to this space. Tom Dupree noted that the real danger isn’t just the unregulated nature of the platform — it’s the potential for insider information to corrupt what should be fair markets: “In my business, if I know about a material fact and I trade based on it, they could take my license and bury me under the jail. But this platform sets up for that to happen, and there’s almost no oversight.” Key concerns raised in this episode: Kalshi allows bets on corporate earnings calls, political speeches, and sporting events — any of which could be exploited by insiders The platform holds user cash at a 3.25% yield, blurring the line between a betting platform and a financial institution Spreads and transaction fees on thinly traded contracts can be extremely wide — in some cases, a buyer pays 32 cents while a seller receives only 70 cents on a contract Robinhood has entered the prediction market space, bringing Wall Street-style algorithmic traders into an unregulated environment James Dupree summed up the deeper problem with unregulated prediction markets: “It calls into question the legitimacy of what actions are taking place — be it in politics, sports, every aspect of life. Can you trust what’s being said, or is it being said because of this bet?” — James Dupree For context on why this matters to your financial future, visit our Market Commentary archive for more episodes on financial trends affecting retirement investors. The 2008 Financial Crisis Lesson: When the Side Bet Becomes Bigger Than the Main Event The team drew a powerful parallel between today’s prediction markets and the derivatives that helped trigger the 2008 financial crisis. Mike Johnson explained it with a vivid analogy: “You’ve got one person at a roulette table placing a $100 bet. Then you’ve got somebody behind them placing a $100 bet on that one. And it goes 50 people deep. On that initial $100 bet, you now have $50,000 tied to how it plays out.” That’s exactly what happened with mortgage-backed securities and credit default swaps (CDS) in 2008. Bonds that appeared AAA-rated were actually junk, and when the underlying mortgages failed, the cascading losses from derivative instruments wiped out financial institutions that had no direct exposure to the original loan. The lesson for retirement investors in Kentucky and beyond is straightforward: complexity and opacity in financial products are a warning sign, not a feature. Want to understand how Dupree Financial Group’s approach differs from firms that chase complexity? Read our Investment Philosophy to see how we think about protecting and growing your portfolio. Investing vs. Gambling: What’s the Real Difference? This is the core question of the episode — and it’s one that applies directly to anyone managing retirement assets. Mike Johnson offered a clear distinction: Gambling is binary. You’re either right or wrong within a short, defined timeframe. Zero-day options, Kalshi contracts, and sports betting all share this characteristic. Even one winning trade can reinforce a gambler’s mindset that makes long-term financial discipline nearly impossible. Investing gives you time. As Tom put it, the companies Dupree Financial holds in client portfolios are real — enterprises of people solving problems, making products, and generating long-term cash flow. A stock price can be wrong in the short-term while the underlying business remains fundamentally sound. Key takeaways from this segment: Volatility is an opportunity for long-term investors, not a threat — it’s when patient investors can buy quality companies at reduced prices “Action junkies” — traders who crave market movement — actually create buying opportunities for disciplined investors Platforms like Robinhood are designed to encourage frequent trading, which behavioral research links to worse outcomes for retail investors Good investment behavior is often doing nothing — holding your position when others panic is one of the most valuable skills a retirement investor can develop “What we’re trying to do at our firm is encourage good behavior. And a lot of times good behavior is to do nothing. Don’t do a trade today. Don’t buy, don’t sell. Hold on to your position.” — Tom Dupree Why Companies Beat Commodities and Crypto for Retirement Income Tom Dupree made a point that often surprises listeners: he doesn’t view Bitcoin, gold, or silver as true investments — he views them as speculation vehicles. The reason? You can’t assign a rational value to them. Unlike a company, you never know if you’re getting a fair price. There’s no cash flow, no optimization, no human capital that can adapt the business model when conditions change. “Our companies are currency for money, as opposed to money being currency for our companies. You put together a productive company of people doing things, solving problems, making products — that is a unique invention in the history of mankind.” This philosophy directly shapes how Dupree Financial Group manages client portfolios — favoring income-producing equities in separately managed accounts over speculative assets, and prioritizing transparency so clients always know what they own and why. Frequently Asked Questions What is Kalshi, and why is it controversial? Kalshi is an online prediction market where users can place contracts on real-world outcomes — from political decisions to sports events to corporate earnings calls. It’s controversial because it operates with minimal regulatory oversight, creating the potential for insider trading and market manipulation that would be illegal in regulated securities markets. How did derivatives contribute to the 2008 financial crisis? In 2008, financial institutions created layers of derivative securities — including credit default swaps (CDS) — tied to mortgage bonds that appeared safe but were actually high-risk. When the underlying mortgages failed, the value of these derivatives collapsed, wiping out far more capital than the original bad loans ever could have. The “side bet” became bigger than the original investment, which is why the contagion spread so quickly. What’s the difference between gambling and long-term investing? Gambling is typically a binary, short-term event where you’re right or wrong within a defined window. Long-term investing allows you to be wrong in the short term and still come out ahead because time lets the underlying value of a quality business work in your favor. Disciplined investors can also take advantage of volatility created by short-term speculators to buy good companies at better prices. Should retirees own Bitcoin or gold? Tom Dupree’s view is that neither Bitcoin nor gold can be rationally valued the way a business can — you can’t analyze cashflows, growth potential, or management quality. While both have their advocates, Dupree Financial Group’s investment philosophy centers on income-producing companies with transparent fundamentals, which are better suited to generating reliable retirement income. How does Dupree Financial Group protect clients from speculation risk? Dupree Financial Group uses separately managed accounts and a fiduciary, fee-based approach that prioritizes income-producing equities over speculative assets. Clients have direct access to their portfolio managers — not a rotating roster of assigned counselors — which means your strategy stays personal, consistent, and grounded in your actual retirement goals. Schedule a Personalized Portfolio Analysis to see how we’d approach your specific situation. Is Your Retirement Portfolio Built to Last — Or Built to Bet? If the prediction markets conversation made you wonder whether your current investments are truly working for your retirement, it may be time for a second opinion. At Dupree Financial Group, we’ve spent decades helping central Kentuckians build retirement income they can count on — not strategies that depend on being right at exactly the right moment. Call us today at (859) 233-0400 or schedule your complimentary Personalized Portfolio Analysis directly on our website. There’s no pressure — just a straight conversation about what you own, why you own it, and whether it’s positioned to carry you through retirement. Explore more episodes and market insights in our Market Commentary archive, and learn more about how we think about long-term wealth in our Investment Philosophy. The post When Side Bets Swallow the Main Event: Investing vs. Gambling appeared first on Dupree Financial.
Gary Parrish and Matt Norlander open with the selection committee's top 16 seeds. Then, Duke beats Michigan in Washington D.C. and Arizona gets another elite road win over Houston. The weekend whiparound breaks down everything else in the sport over the weekend. (0:00) Intro (1:00) The committee reveals the top 16 seeds on Saturday (12:50) Duke beats Michigan in the nation's capital (24:05) Arizona stacks another awesome road win at Houston (32:20) Weekend Whiparound: let's start with BYU's win over Iowa State (36:45) Cincinnati went into Allen Fieldhouse and won (46:20) What a week for Mick Cronin…UCLA upsets Illinois + MSU beats OSU (56:05) In the SEC: Auburn beats Kentucky, Arkansas and Tennessee get wins (1:07:25) In the ACC: Virginia gets another win, Clemson with a big stumble (1:15:35) In the Big East: UConn and St. John's victories (1:22:30) AP Poll and the next two days Theme song: “Timothy Leary,” written, performed and courtesy of Guster Eye on College Basketball is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts. Follow our team: @EyeonCBBPodcast @GaryParrishCBS @MattNorlander @Boone @DavidWCobb @TheJMULL_ Visit the betting arena on CBSSports.com for all the latest in sportsbook reviews and sportsbook promos for betting on college basketball. You can listen to us on your smart speakers! Simply say, “Alexa, play the latest episode of the Eye on College Basketball podcast,” or “Hey, Google, play the latest episode of the Eye on College Basketball podcast.” Email the show for any reason whatsoever: ShoutstoCBS@gmail.com Visit Eye on College Basketball's YouTube channel: https://www.youtube.com/channel/UCeFb_xyBgOekQPZYC7Ijilw For more college hoops coverage, visit https://www.cbssports.com/college-basketball/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Justin and Dan dissect all the angles of Auburn basketball's “instant classic” 1-point win over Kentucky on a phenomenal Saturday of hoops. Topics for this podcast include:* how good things can actually happen sometimes* why it all started with defense, again* everything that went into the thrilling final basket* what Auburn was able to do to get back in the game after Kentucky threatened to stop the show* why KeShawn Murphy's big night mattered so much* Keyshawn Hall playing winning basketball without scoring * the NCAA Tournament stakes of the win* a look at the rest of a huge Saturday in college basketball* an early preview of the two areas that will matter most Tuesday vs. Oklahoma* RIP Rondale Moore* your Winter Olympics update If you're receiving this free podcast episode and would like to upgrade to a paid subscription that gives you access to all stories and premium podcast episodes, subscribe using the button below or clicking this link.Follow Dan (@dnpck) and Justin (@JFergusonAU) on Twitter. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.auburnobserver.com/subscribe