Airmic Talks

Richard is joined by Swenja Surminski, Managing Director for Climate and Sustainability at Marsh McLennan, as she reports back on the progress, agreements and implications of COP27, held in Sharm El Sheikh in Egypt, in November. For the full Airmic Talks ESG archive, visit: https://www.airmic.com/airmic-talks

Welcome to episode five of Airmic Talks ESG, where this week Richard is joined by Chris Hickin, Vice President and Operations Engineering Manager at FM Global, who discusses how risk engineering efforts to mitigate climate events can also compliment broader resilience and sustainability initiatives, as well as contributing to reporting requirements. For more information on FM Global's resources and risk engineering expertise, visit: https://www.fmglobal.com/research-and-resources/climate-resilience/preparing-for-climate-risk For the archive of Airmic Talks ESG episodes, visit: https://www.airmic.com/airmic-talks Airmic promotes and supports the planning, undertaking and subsequent recording, of Continuous Professional Development (CPD), and like, many Airmic activities, listening to Airmic Talks is eligible for CPD hours and points, subject to the CPD scheme you belong to. We anticipate an individual on average being able to claim 30 minutes per edition of Airmic Talks when listened to in full.

Welcome to episode four of Airmic Talks ESG – your monthly podcast from the UK's risk and insurance community, all about on trends in Environmental, Social and Governance topics within our profession. Our guest in this episode is Emma Arnold, a Director based in London, leading Control Risks' environmental practice for EMEA, which forms part of its wider global ESG consulting team. Emma has a strong focus on risk and governance concerning operationalising an ESG vision that has been set out by the board or senior leadership of corporations. For the archive of Airmic Talks ESG episodes, visit: https://www.airmic.com/airmic-talks Airmic promotes and supports the planning, undertaking and subsequent recording, of Continuous Professional Development (CPD), and like, many Airmic activities, listening to Airmic Talks is eligible for CPD hours and points, subject to the CPD scheme you belong to. We anticipate an individual on average being able to claim 30 minutes per edition of Airmic Talks when listened to in full.

Welcome to Airmic Talks ESG – your monthly podcast from the UK's risk and insurance community and this year all focused on trends in Environmental, Social and Governance topics within our profession. In our third episode, you are going to hear from Simon Edwards, Technical Parametric Underwriter at Generali Global Corporate & Commercial, with him focusing on how ESG principles can begin to be integrated into a corporate strategy, the role for the commercial market and where he is seeing parametric policies, specifically, have an impact. For the archive of Airmic Talks ESG episodes, visit: https://www.airmic.com/airmic-talks Airmic promotes and supports the planning, undertaking and subsequent recording, of Continuous Professional Development (CPD), and like, many Airmic activities, listening to Airmic Talks is eligible for CPD hours and points, subject to the CPD scheme you belong to. We anticipate an individual on average being able to claim 30 minutes per edition of Airmic Talks when listened to in full.

Airmic's latest podcast series will be featuring prominent thought leaders on the topic of ESG within the risk and insurance community. Richard Cutcher will be joined by risk and insurance experts providing different perspectives on how organisations and their partners can tackle ESG challenges and opportunities head on. In episode two of the series, Richard is joined by Ciarán Healy, Director of Client Solutions - EMEA at Aon Captive & Insurance Managers, to discuss how captive insurance companies can play a role in supporting their parent group's own ESG betterment activities. Richard references the Airmic EXPLAINED Guide on Captives during the conversation. Find the Guide here: https://www.airmic.com/technical/library/explained-captives-and-understanding-captives Airmic promotes and supports the planning, undertaking and subsequent recording, of Continuous Professional Development (CPD), and like, many Airmic activities, listening to Airmic Talks is eligible for CPD hours and points, subject to the CPD scheme you belong to. We anticipate an individual on average being able to claim 30 minutes per edition of Airmic Talks when listened to in full. Visit the Airmic website: www.airmic.com/

Airmic's latest podcast series will be featuring prominent thought leaders on the topic of ESG within the risk and insurance community. Richard Cutcher will be joined by risk and insurance experts providing different perspectives on how organisations and their partners can tackle ESG challenges and opportunities head on. In our first episode, Richard is joined by Sean McGovern, CEO for the UK and Lloyd's at AXA XL. Sean has shown himself to be particularly passionate about the ESG topic and the role insurers will have to play in supporting the transition of clients. Sean goes on to discuss how AXA XL are integrating ESG thinking into its own operational and underwriting strategies, but first we discuss the UK ESG Forum, which AXA XL is hosting on the 17th May. AXA XL's UK ESG Forum will bring together leaders from across the London Market, to consider and debate the role of the insurance industry in helping to drive the ESG agenda in the UK. Leaders in ESG from across the insurance industry - including representatives from other insurers, brokers and clients, Lloyd's and industry trade bodies - will gather for a mixture of keynotes, seminars and workshops centered on exploring opportunities to further confront ESG-related issues and support our clients on their own ESG journeys. Airmic promotes and supports the planning, undertaking and subsequent recording, of Continuous Professional Development (CPD), and like, many Airmic activities, listening to Airmic Talks is eligible for CPD hours and points, subject to the CPD scheme you belong to. We anticipate an individual on average being able to claim 30 minutes per edition of Airmic Talks when listened to in full. Visit the Airmic website: www.airmic.com/

In our fourth episode of the Airmic Talks CEO Series, Richard welcomes Chris Lay, CEO of Marsh UK & Ireland, onto the podcast. Adding a member's perspective is Scott Feltham, Group Insurance Manager at Compass Group, Plc. Chris and Scott debate the future of insurance beyond the hard market, including the definition of emerging risks, the demand for relevant risk financing solutions and the need to attract the best talent. Visit the Airmic website: www.airmic.com/

In our third episode of the Airmic Talks CEO series, Richard is joined by Melanie Slack , the new Head for UK, Ireland, South Africa & EMEA Wholesale at Swiss Re Corporate Solutions, and Tracey Skinner, Group Insurance Director for the BT Group and also Airmic's outgoing Chair of the board. The theme for this series has been ‘insurance beyond the hard market' so Melanie and Tracey discuss how Swiss Re sees insurance evolving over the next 5 to 10 years, how ESG is increasingly influencing renewal season, the use of captives and longer term structured solutions. For more information on Swiss Re's innovative risk solutions: https://corporatesolutions.swissre.com/insights/knowledge/innovating-together.html Airmic's annual conference will be held 5-6 October in Brighton. Find out more here: airmicconference.com/ Visit the Airmic website: www.airmic.com/

In our second episode of the Airmic Talks CEO series, Richard is joined by Claire McDonald, Managing Director for UK and Ireland at HDI Global, and Matthew McEwan, Director of Risk Management at Coca-Cola European Partners. In a 25 minute discussion Claire and Matt, among other topics, debate the prospect of longer term policies, the potential entrance of a major disruptor in the corporate insurance space and the optimum role for brokers. Airmic's annual conference will be held 5-6 October in Brighton. Find out more here: airmicconference.com/ Visit the Airmic website: www.airmic.com/

The second season of Airmic Talks, your fortnightly podcast from the UK's risk and insurance management association, begins with a series of CEO interviews on the topic - Insurance beyond the hard market. Richard is joined by Julian James, CEO of Sompo International, and Julia Graham, Airmic's new CEO, to discuss whether this market cycle to different to others, the prospect of longer term policies and relationships, the role of brokers and Julian's three 'magic wand' wishes. Airmic's annual conference will be held 5-6 October in Brighton. Find out more here: https://airmicconference.com/ Visit the Airmic website: https://www.airmic.com/

In episode 20 of Airmic Talks, the fortnightly podcast from the UK's risk and insurance management community, RIchard is joined by Tim Jones, the Market Transformation Director at Lloyd's. Tim explains how the business transformation work being undertaken at Lloyd's will ultimately benefit insurance buyers. Blueprint Two, the latest stage of the Future at Lloyd's project, was launched on 5 November as the insurance market outlines its plans and strategy to modernise and develop a more efficient, and fit-for-purpose eco system for today's insurance needs. More information on Blueprint Two and the Future at Lloyd's project can be found here: https://futureat.lloyds.com/about-blueprint-2 The Airmic Fest platform will remain live until March 2021. You can still watch explore all the content produced for the virtual conference on the platform here: airmicfest.com/ Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode 19 of Airmic Talks, the fortnightly podcast brought to you by the UK's risk and insurance management association. In this episode Richard is joined by Airmic's resident geopolitical expert Alex Frost and Dr Carrie Nordlund, Associate Director at the Annenberg Institute, Brown University (in Providence, Rhode Island), to discuss the results of the US presidential election, the current state of play and what this all means for geopolitical risks. It is important to note that Alex, Carrie and Richard recorded their discussion on the morning of Friday 13th November. The Airmic Fest platform will remain live until March 2021. You can still watch explore all the content produced for the virtual conference on the platform here: airmicfest.com/ Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode 18 of Airmic Talks, your fortnightly podcast from the UK's risk and insurance management association, Richard is joined by Alison Moriarty, Fleet Risk Director at DRiiVE Consulting LTD, and Mark Cartwright, Head of Commercial Vehicle Incident Prevention at Highways England, to discuss the evolving risks associated with motor fleets, how they can be addressed and why they need to be moved up the risk register. Airmic is planning to launch a special interest group focused on the subject of fleet risk. This will focus on the importance of understanding the risk, early reporting, proper use of telematics, and continuous education, in preventing road accidents. If you are an Airmic member and would be interested in taking part in such a group then please contact Alex Frost: alex.frost@airmic.com The Airmic Fest platform will remain live until March 2021. You can still watch explore all the content produced for the virtual conference on the platform here: airmicfest.com/ Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode 17 of Airmic Talks, your fortnightly podcast from the UK's risk and insurance management association, Richard showcases clips from the four of the 42 20-minute presentations found in the Airmic Fest Knowledge Hub. Airmic Fest remains open until March 2021 meaning anyone registered can continue exploring the vast content found on the platform. If you are not registered then you can access the platform at a cost of £50+VAT. You can visit the platform here: https://registration.livegroup.co.uk/airmicfest/ The four Knowledge Hub sessions featured in this episode are: Liability in contract: Will it be insured and how do you manage any gaps? featuring Sarah McNally, Partner at Herbert Smith Freehills. How the subconscious brain drives risk factors featuring an interview with an Ian Iceton, Managing Director at the Cambridge Code, by colleague Catherine Johnson. CUBE - A Problem Shared is a Problem Halved, by James Martin, Global Client Management Leader at AXA XL. Captives, Employee Benefits and COVID, a discussion between Rob Brown, UK Regional Director and Valérie Lebrun, Head of Pricing and Underwriting at Zurich Global Employee Benefits Solution. The Airmic Fest platform will remain live until March 2021. You can still watch explore all the content produced for the virtual conference on the platform here: airmicfest.com/ Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode 16 of Airmic Talks, the fortnightly podcast from the UK's risk and insurance management association, Richard speaks to three leading alumni from Airmic's 2019 Leadership Programme, which is delivered in partnership with the Business School at City, University of London (formerly known as Cass Business School). Hermione Winterton, Nataliya Todorova and Stuart Turner talk us through their dissertations on boardroom diversity, climate change resilience and parametric products respectively. Applications for the 2021 Risk Leadership Programme will open shortly and for more information on the course or fill in an enquiry form visit the Airmic website: https://www.airmic.com/leadership The Airmic Fest platform will remain live until March 2021. You can still watch explore all the content produced for the virtual conference on the platform here: http://airmicfest.com/ Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode 15 of Airmic Talks, we look ahead to Airmic Fest, the UK's largest ever virtual risk and insurance conference taking place Tuesday 22 to Thursday 24 September. Richard is joined by four speakers featuring in the 27 educational workshops that will be played during the conference, followed by a live Q&A, and be available on the platform until March 2021. To access these sessions and participate in Airmic Fest, delegates must be signed up before it begins on 22 September. Registration and further information is available here: https://registration.livegroup.co.uk/airmicfest/ Featuring in this preview episode is: Karen Jenner, Insurance Premium Tax Business Development at TMF Group, discussing A6: International programme pricing - just don't forget about tax, at at 11.30am on 22 September. Stuart Hogan, Senior Manager for Global Forensics & Litigation Services at Baker Tilly, discussing A2: Warranty & Indemnity Insurance – If we'd known then what we know now at 11.30am on 22 September. James Crask, Senior Vice President and Head of Resilience Advisory at Marsh, discussing B4: Managing through to the Next Normal: Mitigating the financial impact of Covid-19 at 2pm on 22 September. Thomas Keist, Global Captive Solutions Leader at Swiss Re Corporate Solutions, discussing C7: Virtual captive risk financing solution at 11.30am on 23 September. For more information and to register for Airmic Fest, use the following link: http://airmicfest.com Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode 14 of Airmic Talks, Richard is joined by Oliver Davies, Distribution and Strategic Initiatives Manager at HDI Global in the UK and Ireland. Oliver discusses the hard market, the role of brokers, what more insurers such as HDI can be doing to better communicate price rises and how Airmic members can get ahead in their renewals. You can register for Airmic Fest here: https://airmicfest.com Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In the third and final instalment of our deep dive into the Airmic annual survey report, Top risks and megatrends 2020, Richard is joined by Paul Merrey, Strategy Partner at KPMG, and Arturs Kokins, Associate Director at KPMG, to discuss trust and reputation, the role of the risk professional in this area and the insurance options already available and currently in development. In the second half, Christopher Magee, Head of Commercial D&O at AIG in the UK, addresses the key areas of most concern to risk professionals in the areas of governance, laws and regulation. Airmic's annual survey report can be found here: www.airmic.com/technical/library…d-megatrends-2020 Check out the QBE Unpredictability Index here: qbeeurope.com/news-and-events/re…dictability-index/ Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In the second of our three episodes focusing on the Airmic annual survey, Top risks and megatrends 2020, Richard is joined by Cécile Fresneau, Executive Director of the UK Insurance Division at QBE Insurance, and James Owen, a Partner at Control Risks and head of their Cyber Security practice in Europe, the Middle East and Africa. Cécile discusses the resilience in an unpredictable year with reference to both the survey report and the QBE Unpredicability Index. Both reports are linked below. In the second half, beginning at 11.45, James discusses the cyber risk landscape, emerging threats in the present environment and growing internet sovereignty. Airmic's annual survey report can be found here: www.airmic.com/technical/library…d-megatrends-2020 Check out the QBE Unpredictability Index here: https://qbeeurope.com/news-and-events/reports/the-unpredictability-index/ Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In the first of three episodes dedicated to Airmic's Top Risks & Megatrends 2020 report, Richard is joined by Deputy CEO and Technical Director Julia Graham and Lucy Stanbrough, Research Manager for the Willis Research Network on Emerging Risks at Willis Towers Watson. Airmic's annual survey report can be found here: https://www.airmic.com/technical/library/top-risks-and-megatrends-2020 In the first half of the episode Julia addresses what the risk & megatrends map tells us about risk professionals areas of focus, what we've learnt from the pandemic and why environmental challenges should remain top of mind. From 18.50, Lucy Stanbrough of Willis Towers Watson discusses the risk & megatrends map through the lens of geopolitics and how organisations should be thinking about the challenges concerning a volatile global environment. Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

Richard is joined by the new Airmic chair, Tracey Skinner, to discuss why she has taken the role and her aims for the next 12 months. Tracey is Group Insurance Director for BT Group Plc and outlines what she has got from Airmic membership over the years. She also outlines why she has chosen 'people risk' as her theme for the year and why it is important for members to have more influence in this area. Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode nine of the Airmic Talks podcast, Richard is joined by Rebecca Fuller, of Duff & Phelps. Rebecca is Head of EMEA and Managing Director for Fixed Asset Management & Insurance Solutions. Richard and Rebecca discuss how the valuations market is changing, why they are important and how risk and insurance managers can be fully prepared for them. Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode eight of the Airmic Talks podcast, Richard is joined by Chubb's Robert Tailby to discuss people safety in the workplace as businesses and organisations emerge from lockdown. Robert is Principal Casualty Risk Engineer at Chubb Risk Engineering Services and his primary role is providing expert advice and support to the insurer's clients, brokers and underwriters on all aspects of employer's, and public liability risk management. Richard and Robert discuss the people safety management systems we've all seen so visibly in our everyday lives since the beginning of lockdown, the safety blindspots that have been highlighted by the pandemic and how the crisis can be used to build resilience into our organisations going forward. Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode seven of Airmic Talks, Richard is joined by BLM partners Julian Cox and Phillip Carney to discuss life after lockdown. As well as ensuring a safe working environment, there are also complex considerations such as the risks, liabilities and insurance responsibilities in relation to secondments, the possibility of the Transfer of Undertakings (Protection of Employment) regulations (commonly referred to as TUPE) becoming particularly relevant and the impact on business immigration requirements. Julian and Phillip talk through all of these and the relevant legislation and regulations that employers must be up to speed with. Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In episode six Richard Cutcher and Airmic's Deputy CEO Julia Graham are joined by Michele Wucker, a speaker, strategist and author who‘s 2016 book – The Gray Rhino: How to Recognize and Act on the Obvious Dangers We Ignore – has sold over 300,000 copies. Michele discusses the theory behind Gray Rhinos and whether the pandemic should be seen as such an event. For more information Michele and her work: https://www.wucker.com/writing/the-gray-rhino/ Michele Wucker coined the term “gray rhino” to draw attention to the obvious risks that are neglected despite – and often because of- their size and likelihood. The timely metaphor has moved markets, shaped financial policies, and made headlines around the world. Michele's 2019 TED Talk has more than two million views. She is the author of three books including the international bestseller THE GRAY RHINO: How to Recognize and Act on the Obvious Dangers We Ignore. Drawing on three decades of experience in financial media and think tank management, turnarounds, and economic policy analysis, Michele is founder of the Chicago-based strategy firm Gray Rhino & Company. Airmic's Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In Episode Five of Airmic Talks, the new fortnightly podcast produced by the UK's risk and insurance management association, Richard Cutcher speaks to Kevin Boscher, Chief Investment Officer at Ravenscroft, about the shock to the UK and global economy from the pandemic. Richard is also joined by Airmic CEO John Ludlow to discuss the latest developments at the Association and its response to the pandemic. Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In Episode Four of Airmic Talks, the new fortnightly podcast produced by the UK's risk and insurance management association, Richard Cutcher speaks to Greig Anderson, Partner in the Commercial Disputes team at the law firm Herbert Smith Freehills. Greig specialises in insurance disputes particularly for policyholders, and began by telling Richard what claims they are beginning to see arising from the coronavirus pandemic. Coronavirus resource page: www.airmic.com/airmic-coronavirus-resource-page Airmic Live webinars: www.airmic.com/airmic-live-webinars All information concerning Airmic's response to coronavirus can be found here: www.airmic.com/coronavirus

In the third episode of Airmic Talks, the new fortnightly podcast produced by the UK's risk and insurance management association, Richard Cutcher speaks to Felix Ukaegbu, Risk Management Coverage Leader at Marsh, on the key considerations for insurance managers to consider at this stage in responding to Covid-19 disruption. We also hear from Julia Graham, Airmic's Deputy CEO and Technical Director, on what Airmic is doing to continue supporting our members with weekly live webinars and a dedicated resource page. Airmic Live webinars: https://www.airmic.com/airmic-live-webinars Coronavirus resource page: https://www.airmic.com/airmic-coronavirus-resource-page All information concerning Airmic's response to coronavirus can be found here: https://www.airmic.com/coronavirus

In the second episode of Airmic Talks, the new fortnightly podcast produced by the UK's risk and insurance management association, Richard Cutcher begins a discussion on the role of the risk professional in the coronavirus pandemic with Julia Graham, Deputy CEO and Technical Director at Airmic. Richard is also joined by James Lythe, an Associate Director within Control Risks' Crisis & Security Consulting Department (Europe and Africa), and Dr Anthony Renshaw, Medical Director, Health Consulting - Europe at International SOS, to discuss the current responses they are seeing from large organisations. Iain Bell, Director at Gallagher, also discussed supply chain considerations with Richard in a recording made in December, prior to the Covid-19 crisis. If you enjoy the Airmic Talks podcast, please like and share on LinkedIn and with your peers. You can listen and subscribe to Airmic Talks on SoundCloud, iTunes, Spotify or any other podcast platform: iTunes: podcasts.apple.com/gb/podcast/airm…ks/id1500804680 Spotify: open.spotify.com/show/1JhYbb69KSM…4eRQ-hVU-_uWUamw

Airmic Talks is the new fortnightly podcast produced by the UK's risk and insurance management association. In this first episode presenter Richard Cutcher is joined by Airmic CEO John Ludlow to explain why the Association is joining the exciting world of podcasts. Mark Dawson, Chair of Airmic's Insurance Steering Group Committee and an experienced risk manager after 7 years at Thomas Cook and now Head of Insurance at Dyson, is joined by Scott Feltham, Group Insurance Manager at Compass Group PLC, to discuss their own experiences of the hard market and to share best practice advice on how to respond. On 26th February, Airmic released the results of a member survey on the hardening market (link below) and Julia Graham, Airmic's Deputy CEO and Technical Director, provided her response to the results. https://www.airmic.com/news/press/hardening-market-long-term-shift-warn-airmic-and-gvnw If you enjoy the Airmic Talks podcast, please like and share on LinkedIn and with your peers. You can listen and subscribe to Airmic Talks on SoundCloud, iTunes, Spotify or any other podcast platform: iTunes: https://podcasts.apple.com/gb/podcast/airmic-talks/id1500804680 Spotify: https://open.spotify.com/show/1JhYbb69KSMhE7Z6nnkA8c?si=jj6LQa4eRQ-hVU-_uWUamw