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Are you addicted to change? Or, are you resistant to change, and fall into the "because this is how it's alway been done" camp? This week on the Pretty Powerful Podcast, I'm joined by the incredible Daphne Leger, a trilingual global nomad and internationally recognized expert in change, innovation, and transformation. As the CEO of Atrevidea, Daphne helps organizations like LEGO, Meta, Pepsico, AT&T, and Chubb build the internal capacity to adapt, evolve, and lead through uncertainty. With over 8,000 visionary leaders impacted through her keynotes, workshops, and trainings, she is truly a force for purposeful innovation. In this episode, we dive into:
Alissa Coram and Ken Shreve analyze Thursday's market action and discuss key stocks to watch on Stock Market Today.
ALPS CEO David Bell discusses navigating the 2020 pandemic, embracing change, fostering a resilient company culture, and exciting future initiatives in an insightful conversation with Rio Laine. This is the first in our new quarterly thought leadership series, ALPS In Brief: The Deep Think. — Transcript: Rio Laine: Hello and welcome. I'm Rio Laine, the Bar Partnership Strategist at ALPS Insurance. And today I have a chance to sit down with our CEO and fearless leader, David Bell, and we'll be talking about what's happening at ALPS, how the last year has gone, our vision moving forward, and also talk about how far we've come since the 2020 pandemic. Hello, David. Welcome. David Bell: Thank you, Rio, for having me on. Rio Laine: Yeah, thanks for joining me. It's always a pleasure to get a chance to sit down and talk with you. David Bell: For me too. I look forward to the conversation. Rio Laine: 100%. Fabulous. So do you want to take a minute, David, to just tell the audience a bit about yourself, how you came to be at ALPS, a little bit about your background. David Bell: Sure. Well, I've been in the insurance industry my entire career since college. I joined Chubb Insurance and was with Chubb for a number of years. And then in the wake of 9/11, Chubb AIG and Goldman Sachs Capital Partners formed a joint venture, and I went with Chubb's Capital to help start at an organization called Allied World, AWAC. And so over the course of a decade living in Bermuda, we built that business up, ultimately took it public. And then skipping a few chapters of this book, ultimately, my wife and I decided to come back to Montana where we first met three decades ago, where she is originally from and where we both went to college. And coming back to Montana, I had the opportunity to take the helm at ALPS. And it has been a true blessing for a dozen years to work alongside the men and women at ALPS and doing what we're going to talk about today. Rio Laine: Yeah, absolutely. Absolutely. And so you've been at the helm of ALPS for about 12 years now. And during that time it seems that you've steered the company through a lot of really exciting changes and transitions and also perhaps some uncertainty, probably most notably like the 2020 pandemic. I think we can all agree that was a very interesting time all around. So I'd like to start with talking about the years since the pandemic and the last time we sat down with you, which was in 2020. Now, obviously ALPS is still here and thriving, but I'm curious to know what is something that you feel that you could point to that was the most important factor in helping us navigate that time and also what was something that helped our insureds navigate that time as well? David Bell: The pandemic time? Rio Laine: Yes. David Bell: Certainly just solidarity. I think as a country we came together, as a world, in a lot of cases, we came together. And at ALPS, that was particularly true. To be fair, ALPS has employees in a dozen states, but the nucleus of the organization is in the home office in Missoula, Montana. And Montana did not have a number of the challenges that the larger cities had, particularly with population density. When you have a global pandemic and airborne transmittable viruses, not having the same type of population density did help us. But everybody at ALPS really rose to the occasion. Our technology was ready to allow people to be working remotely. We were also able to bring people back into the office much, much earlier than I think larger cities were able to do. But most importantly, I think people rose to the occasion. They understood that they had the need to balance the challenges and the opportunities that they had confronted at home, and then also the responsibilities that we continued to have at the office. And I was so proud of everybody. It was week by week. We were intensely communicative, always together, always talking about what our objectives were, people socializing what some of their challenges were, whether they were uniquely related to the pandemic or just in general. And I think we worked through those, and I think we taught ourselves a lot of valuable lessons during the time of the pandemic that have proven very useful in the months and years that have followed. Rio Laine: Yeah, absolutely. What is a lesson that comes to mind that you feel was maybe an important one for you as CEO of ALPS? Was there something that you learned that maybe you didn't expect to learn or that really helped you guide the company through? David Bell: Sure. Well, I think one of the most critical ingredients for any organization is for it to evolve and improve. And that requires change. And people, humans are just change resistant. It's in our nature. We love what we're familiar with. And what the pandemic did was it forced all of us into a period of change. And so as we were able to adjust to those changes and in many cases, adopt new technologies and processes, I think it opened people's minds to doing things differently. And we were able to leverage that in the years that have followed the pandemic to constantly revisit the way we do things, to bring more and more efficiencies, to make the customer experience better, easier, faster, to make the experience of being an employee better and the experience of being an employer from a managerial and overall organizational perspective better as well. And so the pandemic was incredibly difficult. But like most tragedies, most challenges, there are silver linings. And I think there were a number of silver linings for us coming out of the pandemic that have allowed ALPS to succeed even more than we would have frankly, had we not all endured that challenging time together. Rio Laine: Yeah, absolutely. And I think that time really inspired people to become very resilient and push themselves to do things and accept realities that maybe they couldn't have been able to before or were less willing to, particularly with adopting new technologies and things. So do you think that our ability to adjust and adopt that change supported our insureds through that time as well? David Bell: I do, yes. I think by committing ourselves to allowing our insureds to keep their policies and keep them timely and seamless, and also our insureds were having a lot of structural changes forced upon them from the pandemic. They were generally not working in the office. And so the exercise that they had historically gone through for years related to their malpractice and other insurance coverages was done in the office and through a certain process in the office. That needed to be overnight and without warning changed to being done from home. Some of them relocated, some permanently, some of them went on the move and started to become a mobile lawyer. And so we needed to adopt our processes to accommodate all of the various iterations that our policyholders had to undertake. And I think by doing that, it also prepared us to just be more adaptable in general and things unrelated to COVID contingency plans. Rio Laine: Yeah, yeah, absolutely. Absolutely. And I feel like that's a really good thing for us to carry forward is that adaptability. David Bell: Yes. And as you said, I think resiliency was a critical ingredient. I think a lot of us, and this is probably a general observation as well, the pandemic acquainted us with fear in ways that I think a lot of people had not really been acquainted with before. And it taught us a lot about ourselves, some great and some not so great, but we all learned from the experiences no matter which side of the ledger it rests. Rio Laine: Yeah, absolutely. And I think that that was a very shared collective experience, feeling that fear and uncertainty. And despite there being a lot of maybe tension at times, I think we all came through that having experienced something that, I mean, arguably changed us, but also made us stronger as a result. David Bell: And when a team endures a challenge together, whether that team is a company or a country or humanity, we do come out the other end of it with a better sense of resiliency and camaraderie. And so there's a lot of things to worry about in the future, but there's also a lot of things to celebrate and take comfort in. Rio Laine: Yeah, absolutely. Absolutely. And I mean, I've been at ALPS now for about a year and a half, and I will say that the camaraderie and that kind of team element that I feel at the company, it's very obvious that everybody is really, I guess, happy to be working together and it has maybe come through a difficult thing and are stronger because of it. And so I feel like that really permeates and is very obvious too when I think about working at ALPS and also how our customers see our dynamic and how we approach things now. David Bell: Absolutely. I mean, in my role playing a part of the equation of trying to create and help foster a certain type of intentional company culture, making sure that people feel safe and heard is really the only path to give people that will allow them to unleash their own sense of creativity. If they don't feel valued and heard and they don't feel safe as though... In some organizations, unfortunately, people are constantly not sharing their thoughts and their ideas for fear that they will be rejected or that it will put somebody off or whatever. I think one thing that we've really tried to do, and we're not perfect in this or anything else, but I think we have been largely successful is assuring people that as a company and that for the people around everyone else, we are for you and we want you to participate in helping make us better. And you're heard. It doesn't mean that we adopt everybody's ideas. That's not realistic. But if people feel they've genuinely been heard and that their idea has been genuinely considered, there's a real sense of teamwork that goes into that. Rio Laine: Yeah, absolutely. Absolutely. And that has certainly been my experience. It's quite refreshing actually to be able to be given the space to have an idea and also to be wrong and it's not the end of the world, right? It's like, yeah, because you tried and it could be great, and maybe it's not, but the fact is that there's space to try. It's an important part of culture, I think. David Bell: Absolutely. And culturally, we're a risk-taking organization. Any organization should be comfortable permitting people to experiment with ideas, spend time, spend money, and make mistakes. And what we do is try to make our mistakes original and not repetitive, but only through those iterative processes of trying, failing, trying again, improving do we come out with some of the great ideas. Almost none of the cool things that we have going on at ALPS right now were top-down edicts. They were bottom-up, organically drawn ideas that started out with experiments. They were in the company of a bunch that ended up in the dustbin, but the good ones emerge. And that's I think how an organization thrives and I'm really proud to just be a part of that kind of ecosystem. Rio Laine: Yeah, absolutely. So let's shift our focus and talk about some of those cool things that are happening at ALPS. So what are some of the initiatives that are going on that you are excited about personally for the next upcoming year or two? David Bell: Sure. Well, we've transitioned our positioning. It's less of a transition of what we do and more of a transition of how we are intentionally portraying ourselves to our customer base. Traditionally, ALPS has been known as the largest direct lawyers malpractice carrier in the country. And we were and are and will remain that. But what we also are is the largest retail broker for solo practitioners and one of the largest retail brokers for law firms in general in the country. And that makes us a more holistic solution provider, both to place the lawyers malpractice policy many times very often with ALPS, sometimes for various reasons not with ALPS, but we have the capacity to place it with whatever carrier is the best fit for whatever reason, even if that's not ALPS. And then there are also a lot of other coverages that law firms need, some of which they currently buy and are increasingly interested in buying through us, workers' compensation, general liability, non-owned auto, BOPs, business insurance policies. And so those are all coverage lines that we can help place for them, thereby becoming the holistic solution provider for all risk transfer products for a small firm. It can seem subtle, but it's not really how we've branded ourselves externally for the more than three decades that we have been a direct carrier. So I think that is a really exciting evolution that makes us much more of a comprehensive partner for our firms. There's a lot of things that I'm excited about, but that's one of the most important structural evolutions that are occurring right now. Rio Laine: Right. And can you just tell me a little bit about how being able to be that holistic provider is a good thing for our insureds? How is that really supporting them in running their law firms? David Bell: Sure. Well, first and foremost, there are lots of great insurance agents and brokers all around the country. The vast majority of them, they do a whole bunch of different type of industries and a whole myriad of different types of coverages. And a lot of them are jack of all trades and master of none. And that's not a bad thing because they serve a lot of different industry verticals. This is all we do. All we do is law firms and small ones in particular, but really firms in general. Nobody knows the needs, the challenges, what's on the horizon for law firms like ALPS does. One of the value propositions that we bring is a really deep understanding to what type of risk transfer, risk mitigation tactics and insurance policies they need. What we find oftentimes is as we discuss with a firm, whether it's a solo practitioner or a five or 10 person firm, when we discuss with them what type of insurance needs they should consider based on the very specific profile of where they are, how large they are, the type of coverages, type of areas of practice that they're engaging in, it's oftentimes revealed that what they have is not ideally what they should have, and it's not what their peer group is generally buying. And so that helps inform them to make the decision on whether or not or to what extent they want to expand it. And then we bring not just the institutional expertise of this profession, of this industry, but we bring a steadfast commitment to ease. Our mantra is easy. We want to take the unnecessary friction out of the insurance purchasing process. The operational process of buying an insurance policy has been largely unchanged for a hundred years, save PDF emails that might be a little bit more recent, but those are all deeply in need of evolving. And we've brought some of the most technologically sophisticated processes to our customers that helps them appreciate that we understand that time is literally money for small firms. And any hour spent working on this is one less billable hour they can spend serving their own customers. So we are committed to that approach. Rio Laine: And it sounds like we're really well-placed to support particularly solo and small firms because they obviously have limited resources, but that we're really well-placed to be able to advise them on the type of coverage they need so then they can in fact just step away and it's covered. They don't have to worry. If there's an issue, it will be dealt with. But otherwise, they can focus on running their practice. David Bell: That's right. I think one mistake that many brokers and agents make is an overgeneralization of solo practitioners. They see a solo as a solo as a solo. And we see if we've met one solo, we've met one solo. They're very different. And with those differences really necessitates different types of approaches to a certain type of insurance and different types of insurance that they should consider. It doesn't have to be a complicated process, but you really need a partner who understands and can simplify that for you. And that's the value that we bring, which is why we ensure so many thousands, so many tens of thousands of solos all across the country from coast to coast. Rio Laine: Yeah, absolutely. And I suspect they all really appreciate that viewing them as unique individuals. I mean, I don't know, I like to say that law firms are kind of like snowflakes. They're all unique. And it's very nuanced. Their needs are all different. So yeah, I think that's a really excellent way that we're able to support them. David Bell: Absolutely. And there are profiles of solo practitioners and firms in general that inform the type of risk experiences that other firms from all around the country have had. And when you have a company like ALPS that only does law firms and focuses so steadfastly on solos, we can help a lot of firms see around the corner by sharing experiences that their contemporaries have had locally or in states far away that can help them mitigate the risk that they might have by learning from the experiences that other firms have had in other places. You can only do that if you have a pretty significant portfolio of the same type of risk that can arm us to share that information. Rio Laine: Yeah, absolutely. Again, I feel like any leg up is a good thing for a solo. Absolutely. Okay, we've talked about some of the exciting things that have been going on or shift to being more of an agency model. Let's switch it up and talk about some of the challenges that maybe we've had in the past year or so. David Bell: Sure. I'd say for us, the biggest challenge that we have is a byproduct of the biggest opportunity that we have. We are America's solo solution. We are America's solo insurance company. There is a other edge of the sword for an insurance company as it relates to solo practitioners, and it's really as follows. If you go to medical school, you're probably going to be a doctor. And when you end that lengthy expensive experience, you're probably going to employ, probably, that medical degree to become a physician, and that will be your profession for your career. A law degree is much more versatile. It's highly portable into areas that are very different from the private practice of law. And so what we find, and this is particularly true in the solo practitioner community, nowhere else more true than the solo practitioner community, is what we label the leading private practice. People who are solos and for one reason or another elect to no longer be a private practice solo practitioner. They join a school board. We have lots of our policyholders become judges, interestingly enough. There's a lot of different places that they go. None of them are bad. But for the broader insurance index, you can lose a piece of business because they retire or because a competitor has taken them. Just to put some data behind it, at least on a historical basis, our loss business for a policyholder having left private practice is two and a half times the rate of retirements. Rio Laine: Oh, wow! David Bell: Now, that has started to compress a little bit over the past year or two as the baby boomer generation moves further and further along. But the transient nature of solo practitioners is a significant operational challenge because these policies are low premium, and so they're very operationally intensive. And our need to bring ease to the customer experience also is a need for us to bring operational efficiency into the approaches. So that is a significant challenge. We spent a lot of time, we spent a lot of money, we built a lot of technology to try to wrestle with that dynamic in this profession. Rio Laine: Yes, absolutely. That's a really interesting challenge because it seems like it's made up of a lot of different factors too that influence that and how much of a challenge it can be. David Bell: That's right. Being a solo practitioner is hard, and it's not for everyone. And it's not uncommon for folks to go into the profession and then go out. But what we can also do in having journeyed with so many different solos through that experience, we can help share best practices that will better empower a solo to be successful and to take some of the challenge and risk out of that experience. And if we can help tamp down the transient nature of people leaving the profession even just a little bit, then it's a win for us. Rio Laine: Well, absolutely. And if anything, it's also a win for not just the legal profession, but consumers, people needing legal services, because there is a major gap in access to justice and a lot of that has to do with people leaving private practice in rural communities, et cetera. So yeah, I do agree with you. I mean, being able to provide that kind of support, particularly to a solo who we know tend to be quite isolated, they tend to feel quite alone in their struggles and their challenges, I think that's a win for everybody really it seems like. David Bell: Absolutely. Rio Laine: So we've reflected on the past five years, we've talked about this year what our challenges were, what some of the things we're excited about. So is there anything else in this coming year that you are particularly looking forward to that you feel is going to be an interesting challenge for us to navigate? Tell me what your thoughts are for the next couple of years where you see things going, where you'd like them to go even. David Bell: Sure. Well, we have grown the business doing what we've done historically, but doing it better and better each year. It's really been satisfying to be a part of a team as you're refining your skill and you're trying to be better. And in the process of being better, you're becoming more successful. And being more successful, at least as I measure it, is in the terms of the role that I have in the organization and the success measurement for the organization overall. There are external metrics for that. I mean, we have new endorsements that have come online that are exciting. Because when an endorsement comes, then those endorsements are leveraged for success in the future, whether it's the Federal Bar endorsement, whether it's GIRL ATTORNEY, a 37,000 strong network of female legal practitioners, and those aren't the only ones. Those are just recent endorsements to add to the repertoire of so many state and regional endorsements that we enjoy from state bars all over the country, regional bars, affiliate bars. So I think those create an exciting environment. And they also double down on external validation of the ALPS value proposition because bars that endorse us generally don't unendorse us. And they aren't endorsing us for the money, they're endorsing us for the partnership and because we're mutually aligned. Also, one of the external validations that I think is so critical is our Trustpilot reviews. Trustpilot as a disinterested third party that sends a survey inquiring about the experience and is trusted nationwide and not just in this industry, in certainly all industries. And we have at this point, thousands of Trustpilot reviews. And one of the favorite parts of my job is to see the... It's not just the rating. So many of our policyholders take the time to specifically comment, call out the name of their account manager or their business development representative, and reflect on how easy they made this experience and how refreshing it is, particularly for our new customers to have moved from the experience that they had been having into the ease of the experience and the knowledge and the experience that they're having with us. That's great. The other side is internal validation because we serve customers, prospects, and we especially serve policyholders, but we also serve employees because we are an employer. In 2024, we won again a statewide employer of choice, Employer of the Year Award, that is not industry specific. It's across all line. We've won those from an industry perspective nationally. We've won them from a local community perspective, and now we've won it from a state process. Again, those are done through anonymous surveys of staff. They do really provide a pretty accurate metric of how your staff feels and how they feel valued and how much they trust and enjoy the experience that they have working for the company. I think that's validating and it helps prepare us to launch into the success for 2025 as well. Rio Laine: Yeah, absolutely. And I feel like it must feel good for you to see that feedback and know that you're on the right track because employees are happy and coming up with good solutions for customers. I feel like that would be a good thing to see. David Bell: Absolutely. I mean, culture building, culture maintenance is beyond just ensuring the financial health of the organization, and that we have the financial strength to fulfill the promises that we're making. I mean, that's one of certainly my core responsibilities, but a very... I don't know if I call it close second. It's probably an even because you can't do any of that well unless you have a vibrant, healthy culture. People ask about corporate culture. It's almost kind of a cliche at this point because it's bantered about so much. And I say to a lot of people, you can have statements about the ethos or the company cultures, values, and those are great, and we have those. And it's important to have them, and it's important to constantly remind yourself and others what they are, but they can lull you into a false sense of security if they're not being practiced. Rio Laine: Absolutely. David Bell: And so what I tell folks is, if you want to really get a sense of the company culture at ALPS, just walk around the office, observe how people are engaging with one another. You can tell whether two people are talking purely business. You can tell in the inflection in their voice and their way that they're carrying themselves that there's trust between the two people. You can tell whether they enjoy being around one another. I think you can have a better, more successful professional experience from your employees if you create an environment where they enjoy being around the people who they work with, they trust the people who they work with, and they trust the leadership who they work for and the messages that they're hearing. If there's one key ingredient to how we've been as successful as we've been, it's that. Because all of the other stuff, including the financial success, flows downriver from that. That is, I think, the headwaters of our success and I think organization success in general. Rio Laine: Well said, David. I would agree with you. Well, this has been a fantastic chat. So is there anything as we wrap up that you would like to share you'd like our audience to know? Any parting words of advice you'd like to offer? David Bell: I think you asked about solos in particular, and we serve law firms of all shapes and sizes, but we are America's solo solution provider. And I think what's interesting is we really understand solos in what might broadly be called their three stages of life. The dawn of the solo. It's amazing how many calls we field from people who are in a multi-member firm and considering going out on their own or with somebody else to be a one or two person firm, and they just don't know. They've had an office manager who is taking care of them out practice. They have no idea what it costs. They have no idea some of the basic elements of setting up a law firm, from law practice management software to renting space. We've become very consultative to that group of folks. Because if you don't know how to be a solo, even if you've been an incredibly successful member of a multi-attorney firm, we can help do that. That's kind of like the dawn of the solo. And then when solo is in its prime, that's where we're providing that expertise and ease to make sure that you have not only your malpractice, but all of your other business insurance coverages in there. And then there is the twilight of a professional life, and we are seeing that more and more as the baby boomers increasingly transition towards retirement. I mean, the demographics of the legal profession is not unlike the broader labor force demographics. And there are a lot of people who are at and approaching retirement age and how a small firm or solo practitioner winds down their practice is really important. And so we're here for the entire life cycle of a solo practitioner, and I think that's one of the things that makes us so uniquely focused as being America's choice for solo practitioners. Rio Laine: Yeah, absolutely. Absolutely. Wonderful. Thanks so much, David. That was really great to sit down and chat with you and get to learn about all the great things we have going on at ALPS. And yeah, I hope that our audience enjoys the rest of their day and enjoyed our conversation. David Bell: Thank you, Rio. I appreciate the questions. I appreciate the opportunity to have this conversation. Look forward to another one. Rio Laine: Yes, absolutely. Me too.
Mining Stock Daily hosts Andrew Chubb, CEO of Awale Resources, discussing the latest developments in their gold exploration projects in Cote d'Ivoire, particularly focusing on the BBM and Lando targets. Chubb shares insights on drilling results from BBM, market dynamics, and future exploration strategies, emphasizing the potential for new discoveries at Lando and the company's potential hub-and-spoke operational model.
It's true, find out, its crazy, why would we lie?Holler at us - http://mainpage.me/gengTwitter: https://twitter.com/GenGpodcastIG: https://www.instagram.com/gengpodcasts/Merch: https://generation-g.creator-spring.com/#colbycovington #russia #news #comedy #bacteria #podcasting
The Economy of Ease (& Why It's Making Us Miserable) with Caroline Chubb CalderonIn this episode of The WorkWell Podcast, Jen Fisher speaks with Caroline Chubb Calderon, futurist, humanist, and founder and CEO of Hello Humanity, a company dedicated to reimagining humanity in the age of machines. Caroline works with leaders worldwide to create a future where technology enhances rather than diminishes our human experience. Episode Highlights:How to unlock human flourishing in the age of artificial intelligenceWhy our current economic model leads to mental health issues and disconnectionThe difference between an "economy of ease" and an "ecology of meaning"Why synthetic relationships through AI can never replace real human connectionThe dangers of deploying AI for mental health support versus clinical analysisHow courage and vulnerability are essential for transforming our systemsThe eight principles of life that can guide our relationship with technologyPractical steps organizations can take to prioritize human intelligence alongside AIQuotable Moments:"We've been creating a world of ease where we live in an economy where everything is driven to improving the ease of life. What would it look like to move from an ease economy to a regenerative and meaning ecology?" - Caroline Chubb Calderon Resources:Learn more about Caroline's work at Hello HumanityWatch Caroline's TEDx Talk This episode of The WorkWell Podcast™ is made possible by Lyra Health, a premier global workforce mental health solution. Learn more at Lyrahealth.com/workwell.
The Economy of Ease (& Why It's Making Us Miserable) with Caroline Chubb CalderonIn this episode of The WorkWell Podcast, Jen Fisher speaks with Caroline Chubb Calderon, futurist, humanist, and founder and CEO of Hello Humanity, a company dedicated to reimagining humanity in the age of machines. Caroline works with leaders worldwide to create a future where technology enhances rather than diminishes our human experience. Episode Highlights:How to unlock human flourishing in the age of artificial intelligenceWhy our current economic model leads to mental health issues and disconnectionThe difference between an "economy of ease" and an "ecology of meaning"Why synthetic relationships through AI can never replace real human connectionThe dangers of deploying AI for mental health support versus clinical analysisHow courage and vulnerability are essential for transforming our systemsThe eight principles of life that can guide our relationship with technologyPractical steps organizations can take to prioritize human intelligence alongside AIQuotable Moments:"We've been creating a world of ease where we live in an economy where everything is driven to improving the ease of life. What would it look like to move from an ease economy to a regenerative and meaning ecology?" - Caroline Chubb Calderon Resources:Learn more about Caroline's work at Hello HumanityWatch Caroline's TEDx Talk This episode of The WorkWell Podcast™ is made possible by Lyra Health, a premier global workforce mental health solution. Learn more at Lyrahealth.com/workwell.
In this insider episode of the Real Estate Lowdown, Scott Phillips, Senior VP of SES, a leading insurance solutions provider for the real estate sector pulls back the curtain on the often misunderstood world of property insurance in today's volatile market.Discover how SES leverages relationships with major carriers like Lloyds and Chubb to create tailored insurance policies for residential rental properties. Scott reveals surprising industry insights, including that 80% of the rental market consists of small landlords with five or fewer properties.As extreme weather events become more frequent and severe, Scott shares invaluable strategies for managing rising insurance costs, including:• The three core insurance programs every real estate investor should know• Smart approaches to deductible structures that can save you money• How technology is revolutionizing risk prevention• Why property management controls are crucial for risk mitigationWhether you're a seasoned investor or just starting out, this conversation delivers actionable insights to help you masterfully navigate the complex insurance landscape and protect your real estate investments more effectively.Connect further with Scott Phillips at LinkedIn linkedin.com/in/sphillipsmba, SES Risk Solutions https://www.ses-ins.com or email scott.phillips@ses-ins.com.As your investment partner, First Lien Capital delivers security and strong returns while making real impact. Integrity and values drive our strategy - join our successful investing family and let us create a legacy of financial and community impact together. As your resolution partner, First Lien Resolutions discreetly revives underperforming and distressed asset portfolios into profitable ones, delivering calculated and customized, strategic outcomes needed to protect and maximize your investments. Elevate or revive your portfolio today. Email bill@firstliencapital.com or go to https://www.firstliencapital.com.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/
Miami Dolphins on SI Publisher Alain Poupart (@PoupartNFL) is joined by Chris Perkins from the South Florida Sun-Sentinel to discuss the busy last couple of days with the Bradley Chubb contract revision, the decision with Quinton Bell, big names around the NFL available in free agency, a potential Dolphins game plan, and more. Make sure to follow Alain on Twitter at @PoupartNFL and Blusky at @alainpoupart.bsky.social, and read his stories (free content) on Miami Dolphins on SI at si.com/nfl/dolphins.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Omar Kelly joins the show! Joe asks if the GM is on the hot seat, Omar says "absolutely." Holland, Chubb, and Jonnu's status with the team?! Dolphins holding up FA?!
Browns Breakdowns: Browns Suffering Continue, Future of Chubb and Garrett? Learn more about your ad choices. Visit megaphone.fm/adchoices
The Fanatical Elfz Show: Garrett trade demands, Chubb testing free agency has Browns fans talking Learn more about your ad choices. Visit megaphone.fm/adchoices
The Dolphins must invest in the offensive line?! Pay or cut Chubb?! Is the NFL putting skirts on QB's and "sending them to prom?!" Is it time to draft the next Miami QB?!
Where does the Browns running back room stand if Nick Chubb leaves?+Teams move on from legendary RBs all the time. Nick Chubb is any different
Johnny Cleveland Podcast: Are Browns really letting Chubb walk away? Learn more about your ad choices. Visit megaphone.fm/adchoices
Today on the Joe Rose Show! Special Guest Kyle Crabbs, of LockedOn Phins, joins the show! Why does the NFL want to get rid of success?! Dolphins FA over the draft? Chubb out for space?! Don Shula would never put up with any of this?! And does the Miami Heat have a culture problem?! All this and more on today's show!
In hour three of the Joe Rose Show special guest Kyle Crabbs, of LockedOn Phins, joins the show! Dolphins FA over the draft? Chubb out for space?! Don Shula would never put up with any of this?! And the Miami Heat's culture problem.
Kyle Crabbs, of LockedOn Phins, joins the show! Why does Joe still think the roster is swiss cheese? Fins FA over draft picks?! Are the trenches in trouble? Who will Miami cut for space?!
Hooters files for bankruptcy, Mr. Chubb could head to a division rival and LaVar visits the presidents. Sheduer Sanders opts out of workouts at the Combine and Lee is in the doghouse on the FSR IR.See omnystudio.com/listener for privacy information.
February 21, 2025 - Season 15, Episode 95 of The Terrible Podcast is now in the can. In this Friday morning episode, Alex Kozora and I go all over the place with our discussions and down several crazy rabbit holes. We start this show with a quick conversation about an NFL Pro Bowl or All-Star game that could come close to rivaling what the NHL just did with their 2025 4 Nations Face-Off Tournament. The Pittsburgh Steelers reportedly have some level of interest in signing Cleveland Browns RB Nick Chubb this offseason so Alex and I discuss whether that would be a smart move. We discuss the fungibility of the running back position, the valuer of Chubb within that, as well as the 2025 draft class at the position. We discuss the probability of the Steelers drafting a running back this year in the first two rounds. We now have a range for the NFL's 2025 salary cap number as of Wednesday, so Alex and I go over that news. We also discuss what that range means for the Steelers. Alex and I also discuss cap and cash differences in this show and how both relate to the Steelers this offseason. How active will the Steelers be this offseason in signing outside free agents? Alex and I work through an exercise of free agent needs by position groups as it relates to possible number of players ultimately signed with APYs greater than $10 million. We discuss whether Steelers' fans might be expecting too much this offseason when it comes to higher quality, and thus more expensive, outside free agent additions. Does Steelers WR George Pickens need a veteran mentor in the wide receiver room this offseason? Also, should Pickens really be expecting to get a top five wide receiver contract this offseason? Alex and I have discussions about those two questions. Should the Steelers get in a hurry this offseason when it comes to them signing OLB T.J. Watt to a contract extension? Alex and I have a discussion about that question during this show as well. This 118-minute episode also discusses several other minor topics not noted in the recap as well. We also answer a few more listener questions at the end of this episode and those create a little more discussion to boot. steelersdepot.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Hour 3: Browns investing in "time" + Mary Kay Cabot + Whatever it takes to keep Chubb out of Pittsburgh full 2161 Thu, 20 Feb 2025 16:01:28 +0000 aJtRirAKLhZUxuq7UtLGbTu9R3GeYN8U sports The Ken Carman Show with Anthony Lima sports Hour 3: Browns investing in "time" + Mary Kay Cabot + Whatever it takes to keep Chubb out of Pittsburgh The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False
Gefeliciteerd! Voor het derde kwartaal op rij zijn de beleggingen van Nederlanders méér waard geworden. En is weer een record verbroken meldt DNB. Misschien zitten jouw aandelen er ook wel tussen. Wie jou trouwens niet feliciteert, is een bejaarde man uit Amerika. Warren Buffett, misschien heb je wel eens van hem gehoord. Hij heeft dik 300 miljard dollar achter de hand en blijft maar aandelen verkopen. Hij ziet geen grote koopkansen en wacht tot het bloed door de straten loopt. Daar hebben we het deze aflevering over. Wanneer komt die crash waar Buffett zo halsrijkend naar uitkijkt? Ook hebben we het over Europese banken. Kunnen de aandelen van ABN, ING, BNP Paribas en die anderen meer waard worden nu centrale bankiers een oproep doen voor minder regels? Verder bespreken we het social media gebruik van Donald Trump. Een tiende van zijn berichten beïnvloed de beurs. Of hij daarmee een krachtpatser is, hoor je. En over een krachtmeting gesproken: Kim Kardashian komt ook voorbij. Zij gaat aan de slag voor Nike!See omnystudio.com/listener for privacy information.
Bonus Episode for Feb. 7. California's wildfires caused an estimated $30 billion or more in losses to insurers. The state's insurance landscape is in a state of chaos, but the broader industry is faring better. Telis Demos, co-host of WSJ's Take On the Week and a writer for Heard on the Street, breaks down what's happening across the industry and explains why the impact of the catastrophe on insurance companies such as Allstate, Travelers and Chubb could depend on reinsurers like the Everest Group. Chip Cutter hosts this special bonus episode of What's News in Earnings, where we dig into companies' earnings reports and analyst calls to find out what's going on under the hood of the American economy. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Corporate Treasury 101, we explore how treasurers navigate extreme crises. From cyberattacks and corporate fraud to the impact of COVID-19, Matt Cornwall shares firsthand lessons in crisis management, leadership, and the evolving role of treasury operations.Matt Cornwall is a seasoned finance professional with over 25+ years of experience, transitioning from Chartered Accountant to Treasurer just before the global financial crisis. He has held key treasury roles at companies like Virgin Atlantic and Travelex, where he managed through a cyberattack, financial fraud, and the pandemic. Matt is now Head of Treasury Operations for EMEA at Chubb, the world's largest property and casualty insurer.Expect to LearnThe Unexpected Path to Treasury: How Matt transitioned from accounting to treasury, and why he never looked back.Surviving a Cyberattack: The inside story of the Travelex ransomware attack and how Matt's team managed operations with no systems.Crisis Leadership: Strategies for leading a team through uncertainty, from cyberattacks to global pandemics.Treasury and Technology: How modern treasury operations rely on technology, and what happens when it all fails.Lessons in Resilience: What Matt learned about communication, leadership, and adaptability during the toughest period of his career.Episode Breakdown with Timestamps[00:00:00] - Introduction & Treasury Career Trends[00:00:57] - Meet Matt Cornwall: From Accounting to Treasury[00:03:45] - The Role of Qualifications in Treasury[00:05:37] - The Travelex Cyberattack: A Real-Life Crisis[00:10:46] - Managing Treasury Without Systems[00:14:13] - Unexpected Challenges Beyond the Cyberattack[00:27:08] - Financial Fraud at the Parent Company[00:30:52] - The COVID-19 Impact on Treasury Operations[00:39:09] - Leadership in Crisis: Communication & Trust[00:47:40] - Life After Travelex: Matt's Current Role at Chubb[00:49:32] - Closing Thoughts & How to Connect with MattFollow Matt Cornwall on Socials: Linkedin: https://www.linkedin.com/in/matt-cornwall-6447521/ Website: https://www.chubb.com/us-en/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/ Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ ----------------------------------------------------------------------------------Get $100 off any AFP product, including their CTP Exam Prep Platform, using our discount code! Find this and More on our partner's page
Get in touch to submit a question or send us your feedback. The use of AI to enhance actors' accents in the film The Brutalist has made headlines and drawn considerable negatve backlash.Away from sensationalist takes and knee-jerk reactions, the response may be less about the use of AI and more about the transparency of where and how it is used. Sociologist Dr Jenn Chubb and Law Professor Dr Peter Harrison from the University of York are currently leading research in this very area. They join us to discuss the implications of voice cloning in law and in life.
Dublin four-piece SPRINTS lives up to their band name with their frenetic, garage-punk sound. The fast-paced energy of their music is equally matched by frontwoman Karla Chubb's intense lyricism. The band's debut full length Letter To Self “transforms pain into truth, passion into purpose and perseverance into strength.” Chubb tackles issues like bodily autonomy, mental health and social injustice. The quartet channels this “negative energy” into a cathartic 40 minutes with moments of thrashing anger and melodic meltdowns. Similar to contemporary post-punk counterparts IDLES, SPRINTS aims to bring about change in the world, or at the very least, within ourselves. Chubb explains, “No matter what you're born into, or have experienced, there's a way to emerge from this and be happy within yourself.”Watch SPRINTS perform “Adore Adore Adore,” “Feast” and “Up and Comer” live at WNXP's Sonic Cathedral here.
Timothy Chubb says “there's a fundamental misunderstanding” about DeepSeek's costs, but says his testing has showed parity with other models on the market. He thinks this is “ultimately good news” for the A.I. sector because it brings more efficiency. Still, he's overall cautious. His picks include Synopsys (SNPS), EMCOR (EME), IDEXX Laboratories (IDXX), and Uber (UBER). ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
In this episode of the Fail Faster Podcast, Gurdeep Singh, a seasoned solution architect at Chubb with over 25 years in the technology sector, shares his fascinating journey from dismantling radios in his childhood to tackling large-scale modernization projects in financial services. Gurdeep discusses the complexities of legacy system transformation, navigating organizational resistance, and the power of aligning business and technology for impactful change. He also shares his insights on leveraging AI responsibly, building strong data foundations, and fostering collaboration across all levels of an organization. Packed with lessons learned from career-defining challenges and forward-looking strategies, this episode is a must-listen for anyone aiming to modernize systems while keeping people at the heart of innovation.
Welcome to the HB Global Employee Ownership Podcast Series. In 2025, we are placing particular focus on the mission and values of HB Global in an effort to level set for all employee owners what these mean and how each of us can exemplify them each day. These communications are intended for the employees of HB Global. We recognize that the general public will have access. The views expressed in these communications represent Bob Whalen in the context of HB Global and may not apply to broader audiences.If you have questions for Bob, we'd love to hear them and answer them in future podcasts. Feel free to submit them to eopodcast@hb-global.com.
Oral Arguments for the Court of Appeals for the Eighth Circuit
Hartford Fire Insurance Company v. Chubb Custom Insurance Company
In this episode, we dive into three transformative stories shaping the landscape of technology, environment, and innovation:•LA Wildfires and a $150 Billion Crisis:•Wind-driven fires devastate Los Angeles, engulfing an area larger than San Francisco.•Over 1,000 homes destroyed in Pacific Palisades, with damages exceeding $150 billion.•Insurance stocks like Allstate and Chubb take sharp hits as the industry faces unprecedented exposure.•Meta's Content Moderation Shake-Up:•Meta transitions to a user-driven Community Notes model, inspired by X, to foster transparency.•Restrictions on politically charged topics lifted, focusing enforcement on high-severity violations.•Personalized political content returns to Facebook, Instagram, and Threads.•Nvidia's CES 2025 AI Innovations:•Unveils GeForce RTX 50 GPUs, powered by the Blackwell AI chip, delivering unparalleled performance.•Introduces Project Digits, a $3,000 personal AI supercomputer capable of handling 200 billion-parameter models.•Breakthrough technologies like RTX Neural Shaders promise to transform gaming and AI development.Join us as we explore the impact of these events on industries, innovation, and everyday lives. This is an episode you won't want to miss!
Aktien hören ist gut. Aktien kaufen ist besser. Bei unserem Partner Scalable Capital geht's unbegrenzt per Trading-Flatrate oder regelmäßig per Sparplan. Alle weiteren Infos gibt's hier: scalable.capital/oaws. Aktien + Whatsapp = Hier anmelden. Lieber als Newsletter? Geht auch. Das Buch zum Podcast? Jetzt lesen. Viele Jobs = hohe Zinsen. Gefällt der Börse nicht. NVIDIA und Co. gefallen neue Verbote nicht. Niemandem gefallen Zahlen von Constellation Brands. Dafür performt Mercedes. Es gibt große Deals bei Constellation Energy, Versace & Ströer. Und Versicherer in LA leiden. Ohne Crown Castle (WKN: A12GN3) würden die ganzen visionären Zukunftspläne der Tech-Giganten nicht funktionieren. Und 7% Dividende gibt's auch noch. Die Aktie fällt trotzdem. NVIDIA glaubt an den Durchbruch der autonomen Autos. NXP (WKN: A1C5WJ) freut sich und kauft Wiener Software. Die Versicherungen in Los Angeles haben wir im Podcast erwähnt: Allstate, Travelers, Chubb und Mercury General. Diesen Podcast vom 13.01.2025, 3:00 Uhr stellt dir die Podstars GmbH (Noah Leidinger) zur Verfügung.
Footballguys The Audible - Fantasy Football Info for Serious Fans
Week 15 is in the books!Jon's Dolphins have finally put him out of his misery with a loss. Now it's time to move on to another team to root for with the playoffs around the corner. What team is he interested in rooting for? Schif still has hope, but the Monday night game isn't decided with his Falcons yet. Fingers still crossed! The guys have, however been able to cash in on some good bets with a week 15 that went as they predicted. At least there's that. Some other games were played over the weekend and the action was there. One team (Hi Panthers!) performed as they should have, though they were somehow predicted to have a better showing than our guys predicted/expected in their loss to the obviously better Cowboys. The Rams and 49ers underwhelmed, while the Bills and Lions put on a show that we all were waiting for (and betting on in this case). Josh "Solid Gold" Allen delivered yet again in a performance that strengthened his MVP bid (as the NFL wants, according to Jonathan). Again, there were some unfortunate injuries (get well soon Chubb!) and some returns to greatness (Hi Lamar!) that rounded out a fun week that gave the guys a lot to talk about. Listen in for the week's MVPs, Trash, Shit Got Learned, Speck Recipients and Scariest Teams. Music: Nils Landgren Funk Unit - Get Serious, Get A JobSupport this podcast and follow the bets at www.patreon.com/svenfl Hosted on Acast. See acast.com/privacy for more information.
The Steelers went into the Jungle this past weekend and got win against the Bengals. Now they turn around to find a familiar AFC North foe in the Cleveland Browns as they make their trip to 'Burgh for part two of their divisional quarrel. Join your hosts Jeremy Kohlman, Wil Masisak, and Korey Karbowsy as they breakdown the win against the Bengals, preview matchups against the Browns, discuss the Steelers debut on HBO's Hard Knocks, mix in a little college football talk for championship week, and then make some predictions for some other games around the NFL in Week 14.
On this episode of From the Podium, hear from HC Kevin Stefanski, RB Nick Chubb, WR Elijah Moore, and LB Jordan Hicks.See omnystudio.com/listener for privacy information.
Miami Dolphins On SI Publisher Alain Poupart is joined by South Florida Sun-Sentinel columnist Dave Hyde to revisit the Thanksgiving night matchup against Green Bay and what the loss said about the Dolphins, look back on a great day in team history, dissect the news of the day, and more. Make sure to follow Alain on Twitter at @PoupartNFL and check out all the written content at si.com/nfl/dolphins.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
On this Week 13 Wednesday edition of From the Podium, hear from Browns HC Kevin Stefanski, QB Jameis Winston, RB Nick Chubb, and CB Denzel Ward.See omnystudio.com/listener for privacy information.
Chris Welsh and Andrew Erickson offer their advice on YOUR questions LIVE on Discord. Join us every Thursday afternoon at 2 PM ET at fantasypros.com/chat. Our experts analyze this week's sleeper picks, teach you strategies to dominate your league, and answer your burning fantasy questions from Discord Stages! Join us, ask questions, and BE ON THE SHOW! Is Tony Pollard still worth starting? Should you drop Kirk Cousins for a playoff stash like Taysom Hill? Andrew Erickson and Chris Welsh tackle these questions while breaking down blockbuster trade offers featuring De'Von Achane, Bijan Robinson, and Marvin Harrison Jr. Get the insights you need to dominate Week 12 and beyond!
Joe Pisapia and Andrew Erickson offered their advice on YOUR trade questions LIVE on YouTube. Even though most fantasy football trade deadlines have passed you can join us every Wednesday afternoon at 3 PM ET on the BettingPros YouTube channel at youtube.com/bettingpros so they can tackle your betting questions starting December 4. Join us and get your questions answered! Timestamps (may be off due to ads): When is the best time for a Trade Deadline? - 0:00:27Lions or Eagles Defense Rest of Season? - 0:01:54Chase Brown and Higgins for Pollard and Jameson Williams? - 0:02:54Mike Evans or Garrett Wilson? - 0:03:40What can I get for Tyreek Hill and Tony Pollard? - 0:04:50Tyreek Hill and Mixon for DeAndre Hopkins and Garrett Wilson? - 0:05:35Chubb and Amari Cooper, What's their combined value? - 0:05:50DK Metcalf or Deebo Samuel for an RB? - 0:06:31CeeDee Lamb for Terry McLaurin? - 0:07:15Bijan Robinson or Alvin Kamara, rest of season - 0:08:22Sell high on Jerry Jeudy? - 0:09:01Bijan Robinson and Calvin Ridley for 3x 2025 1st-round picks? - 0:10:41Tyreek and Jennings for Puka and James Conner? - 0:12:07Sam Darnold and Marvin Harrison for Patrick Mahomes? - 0:12:31Kenneth Walker for Trey McBride and Jaylen Warren? - 0:13:46AJ Brown for Chase and Jacobs a good move? - 0:14:20Chase Brown for Terry McLaurin? - 0:14:59Audric Estime or Ricky Pearsall rest of season? - 0:15:20How do I improve my WRs? - 0:15:40Cedric Tillman and Rico Dowdle for Joe Mixon? - 0:17:07Start or Sit these players? - 0:17:30Flex Tyrone Tracy or Jauan Jennings? - 0:18:01Jonathan Taylor or Rico Dowdle and Nick Chubb? - 0:19:53Is Sam LaPorta a Drop? - 0:20:32Justin Herbert or Patrick Mahomes? - 0:21:00Derrick Henry for Drake London and Chase Brown? - 0:21:10James Cook and Marvin Harrison for Jahmyr Gibbs and Rachaad White? 0:21:52Derrick Henry for Deebo Samuel and Bucky Irving? - 0:24:11RB Start or Sits - Is Bucky Irving a good start this week? 0:24:41TrophySmack Giveaway - 0:25:56Confidence Level on Dallas Goedert? - 0:26:35Nick Westbrook-Ihkine or Jaylen Warren in Week 12? - 0:27:05Isiah Pacheco or Tyrone Tracy in Week 12? - 0:27:38Ladd McConkey or Zay Flowers? - 0:28:11How's My Roster? - 0:28:46CeeDee Lamb is my WR4, Shall I Hold? - 0:29:54Kyren Williams or Rachaad White this week? - 0:30:04Marvin Harrison or Terry. McLaurin? - 0:31:01Is Roschon Johnson a good pickup? - 0:32:05Garrett Wilson for Bucky and Bijan? - 0:32:23Who is a good WR2 to target? - 0:32:49Kupp and Chubb for Kenneth Walker and Marvin Harrison? - 0:33:47Tua Tagovailoa or Jordan Love in Week 12? - 0:34:19Must-win games, what do I do? - 0:34:49Jones and Hopkins for Gibbs and Hall? - 0:36:08CeeDee Lamb for Malik Nabers? - 0:36:28Amon-Ra St. Brown for Derrick Henry and Tillman? - 0:36:43Mahomes, Russ and McLaurin for T-Law and Chase? - 0:37:17Should I Trade Christian McCaffrey for a quarterback in Superflex? - 0:38:05Dobbins and Downs for DJ Moore and Walker? - 0:39:05Lamb or Nabers for Mike Evans? - 0:39:29Tyrone Tracy and Jakobi Meyers for Lamb and Tank Bigsby? - 0:39:50Kyren, Hall or Tracy to trade away? - 0:40:33Tee Higgins or Mike Evans for Geno Smith? - 0:41:22Will The Lions Ease off in The Playoffs? - 0:42:25Should I Trade for Bijan Robinson with this roster? - 0:42:35Jonathan Taylor for Pollard and Jennings? 0:43:37FantasyPros Trade Analyzer - 0:43:50Lamb for Harrison and Pollard? - 0:44:32Trade away Garrett Wilson, Sutton or Lamb? - 0:44:55Pacheco and Jennings for Pickens? - 0:45:14KC or Denver DST this week? - 0:45:40Bucky Irving or Tyrone Tracy? - 0:47:51Garrett Wilson for CeeDee Lamb? - 0:48:18Chuba for MHJ and Downs? - 0:48:55Must-win game, who do I start? - 0:49:14New York Pizza or Chicago? - 0:50:20AD Mitchell or Calvin Ridley for Trey Benson? - 0:51:10DJ Moore or Tee Higgins rest of season? - 0:51:56Deebo and Purdy for Burrow and Kelce? - 0:53:01Malik Nabers and Breece Hall for Kenneth Walker and Marvin Harrison? - 0:54:29Tyrone Tracy and Ladd McConkey for Cooper Kupp? - 0:55:53Stevenson or Harrison? - 0:57:44Bucky Irving or Tank Bigsby? - 0:57:51Josh Downs for Bucky Irving? - 0:58:31Drake Maye temperature check? - 0:58:55Hockenson and Kyren for McBride and Hall? - 1:00:41Nick Chubb or Xavier Worthy in PPR? - 1:01:34Hopkins and Dobbins for Pickens? - 1:02:33Kyren Williams & Nabers for Henry and Deebo? - 1:02:40Reed and Flowers for AJ Brown? - 1:02:52Tyreek for DK Metcalf and Steelers defense? - 1:03:111st Round 2025 pick valuations - 1:03:20FantasyPros Discord Chats - 1:04:48Kyren and Pickens or Monty and Drake? - 1:05:11Nick Chubb or Xavier Worthy in PPR? - 1:06:05Pollard and Ladd for Marvin Harrison? 1:06:30Tracy and Marvin Harrison for Kyren Williams? - 1:06:45Drop Jameson Williams or Ridley for Tillman? - 1:06:57Davante Adams and Bucky Irving for Drake London? - 1:07:16Henry for Ladd and JK Dobbins? - 1:07:30Brian Robinson for Jayden Reed? - 1:07:35Tyrone Tracy for DK or Drake London? - 1:07:46Cooper Kupp for Chase Brown? - 1:08:08TrophySmack Giveaway - 1:08:20Mike Evans for George Pickens and Jameson Williams - 1:08:46Bijan Robinsonover JT rest of season? - 1:09:08Chase and Hopkins for Achane and more? - 1:09:22Tyreek Hill or Malik Nabers? - 1:10:05Pacheco and McLaurin for Kyren Williams? - 1:10:14George Kittle for Rachaad White and Jonnu Smith? - 1:10:27Trade for Joe Mixon? - 1:10:50Isiah Pacheco or Tyrone Tracy Rest of Season? - 1:11:18Kamara and Deebo for Ja'Maar Chase? - 1:11:42Zay Flowers for Terry McLaurin? - 1:11:57Geno Smith for Tee Higgins or Mike Evans? - 1:12:16James Conner for Isiah Pacheco? - 1:13:40Walker or Breece? - 1:13:58Downs for Njoku or Taysom Hill? - 1:14:21James Cook for Aaron Jones? - 1:15:21FantasyPros My Playbook - 1:16:20TrophySmack Giveaway - 1:16:54 Helpful Links: Join Us On YouTube! - This show was taken from our weekly Trade Advice livestream featuring Joe Pisapia and Andrew Erickson on the FantasyPros YouTube channel at youtube.com/fantasypros. With fantasy trade deadlines gone, you can join them every Wednesday afternoon at 3 PM ET on the BettingPros YouTube channel at youtube.com/bettingpros so they can tackle your betting questions starting December 4. Join the fun and get your questions answered! Check out our other FantasyPros livestreams as well:-Waiver Wire Advice w/ Joe Pisapia and Derek Brown - Tuesdays at 3 PM ET-Start/Sit Advice w/ Joe Pisapia and Derek Brown - Thursdays at 3 PM ET-Lineup Advice w/ Joe Pisapia, Chris Welsh, Tom Strachan and others! - Sundays at 10 AM ET Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat My Playbook - Don't miss out on the revolutionary fantasy football software that over 1 million teams have already synced with: My Playbook. It's packed with custom advice, rankings, and analysis tailored just for your team. Discover your optimal lineup, find advantageous trades, and stay ahead with the latest player news. Join the league of winners today at fantasypros.com/myplaybook and let's secure that championship! Leave a Review – If you enjoy our show and find our insight to be valuable, we'd love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let's make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.
On this loaded Week 12 Wednesday, hear from HC Kevin Stefanski, QB Jameis Winston, RB Nick Chubb, OG Joel Bitonio, DE Myles Garrett, and S Grant Delpit.See omnystudio.com/listener for privacy information.
On this Week 11 Wednesday edition of From the Podium, hear from HC Kevin Stefanski, RB Nick Chubb, QB Jameis Winston, LB Jordan Hicks, and CB Denzel Ward.See omnystudio.com/listener for privacy information.
Comedian Couple Carla Oakerson and Mike Keegan return to Beer Man Beer! Mike and Carla tell us how they make it work being a couple with different political views. And we discuss topics such as… Covering for cheating friends, Why Mike was on Gay Dating Apps, Carla's “Glow Up”, Gun Possession, The Rock And Roll Hall Of Fame and more all while tasting French Toast Beer, Orange Creamsicle Beer, Blueberry Muffin Stout and more!!! shout outs to Comedians Serenity Jones, Johnny Rizzo and John Moses in the episode Music from Cometa and Jenny Angel Check out Mike Keegan's new album “Sexy Potato” available on ITunes and Spotify
Hour 3: Daryl Ruiter + Will Chubb be Chubb again? + What's Wild Around the League full 2118 Mon, 04 Nov 2024 15:49:56 +0000 ONtoVDZFXbiLPaotwyUnwKdM5uJgyZPN sports The Ken Carman Show with Anthony Lima sports Hour 3: Daryl Ruiter + Will Chubb be Chubb again? + What's Wild Around the League The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https://pla
On this Week 9 Wednesday edition of From the Podium, hear from HC Kevin Stefanski, RB Nick Chubb, CB Greg Newsome II, and QB Jameis Winston.See omnystudio.com/listener for privacy information.
Joe Pisapia and Andrew Erickson offer their advice on YOUR trade questions LIVE on YouTube. Join us every Wednesday afternoon at 3 PM ET on the FantasyPros YouTube channel at youtube.com/fantasypros. Join us and get your questions answered on air! Joe Pisapia and Andrew Erickson break down the fallout of the DeAndre Hopkins trade to the Kansas City Chiefs. Does this move heavily aid Patrick Mahomes' struggling stats, or is it a false promise for fantasy managers? We also explore top trade dilemmas for fantasy leagues, including debates like Jaylen Waddle vs. Mike Evans, Isaiah Pacheco vs. Aaron Jones, and more. Get insights on whether DeAndre Hopkins is a sell-high candidate and find out if Bryce Young starting again impacts other fantasy assets like Jonathan Brooks. Tune in for expert analysis and key strategies for Week 8!Timestamps (may be off due to ads):Intro - 0:00:00News: DeAndre Hopkins Trade Fallout - 0:01:05 Patrick Mahomes Struggles - 0:04:01Bryce Young Starts Again - 0:04:45BettingPros 30 Days Free Trial Promo - 0:06:30Jaylen Waddle for Mike Evans? - 0:07:40Pacheco for Aaron Jones? - 0:08:05Tank Dell for George Pickens? 0:08:45Deebo, CMC for Mason and Tyreek Hill? - 0:09:50DeAndre Hopkins, Sell-High? - 0:10:30Marvin Harrison Jr. vs. James Cook? - 0:11:21TrophySmack Giveaway - 0:12:43James Conner and Rome Odunze for Marvin Harrison? - 0:14:42Jayden Reed for DJ Moore and Chris Olave? - 0:15:06Stroud and Wan'Dale for Jalen Hurts? - 0:15:50Monty and McLaurin for CeeDee Lamb? - 0:16:30DeAndre Hopkins for Brian Thomas Jr.? - 0:17:25Worthy and Bigsby for Achane? - 0:18:50Rachaad White or Jaylen Warren? - 0:19:50Which Bucs WR is the right one? - 0:21:01Tyreek Hill is back! - 0:22:30FantasyPros My Playbook - 0:23:00Achane and Waddle for Kyren Williams - 0:23:40Puka Nacua or BTJ and Jonathon Brooks? - 0:24:30Jayden Reed or Warren and Dowdle? - 0:25:16Nick Chubb outlook - 0:26:01Mahomes and Jameson Williams, or Dak and Puka? - 0:27:09Evan Engram for David Montgomery? - 0:28:29Drake London for De'Von Achane? - 0:28:48Cooper Kupp for Montgomery? - 0:29:01Olave and Dell for Gibbs? 0:29:40 Garrett Wilson and Hopkins for Zay Flowers and more - 0:30:07FantasyPros Discord - 0:31:01Tyreek and James Cook for Kyren and BTJ - 0:32:00Montgomery and Diontae Johnson for Achane? - 0:33:20Josh Jacobs for Monty and Amari? - 0:33:41Tee Higgins for Joe Mixon in PPR? - 0:33:50Tank Dell or Chase Brown? - 0:34:01Brian Robinson Jr. or Puka Nacua? - 0:34:59Achane or Malik Nabers? 0:35:44Jayden Daniels and Nico Collins or Caleb Williams and Nabers? - 0:36:08James Conner and Rome Odunze for Marvin Harrison? - 0:36:58Jordan Mason or Jonathon Brooks? - 0:37:37 AJ Brown for Cooper Kupp? - 0:39:33Wan'Dale & Chubb for BTJ? - 0:40:01Mixon or Kamara for Mason & CMC - 0:40:57Garrett Wilson for Josh Jacobs? - 0:42:08Chris Olave for Aaron Jones? - 0:43:05CMC and Mason for CeeDee Lamb? - 0:43:40Saquon and Pittman for Tyreek Hill and Montgomery? - 0:44:15Trey McBride or Dalton Kincaid - 0:46:02McLaurin and Cooper for Mixon? - 0:46:25Devonta Smith for David Montgomery? - 0:47:05Jordan Mason, CMC & BTJ for Breece Hall and Devonta Smith? - 0:47:25BettingPros 30 Days Free Promo - 0:47:35 Helpful Links: Join Us On YouTube! - This show was taken from our weekly Trade Advice livestream featuring Joe Pisapia and Andrew Erickson every Wednesday at 3 PM ET on the FantasyPros YouTube channel at youtube.com/fantasypros. Join the fun and get your questions answered on air! Check out our other livestreams as well:-Waiver Wire Advice w/ Joe Pisapia and Derek Brown - Tuesdays at 3 PM ET-Start/Sit Advice w/ Joe Pisapia and Derek Brown - Thursdays at 3 PM ET-Lineup Advice w/ Joe Pisapia, Chris Welsh, Tom Strachan and others! - Sundays at 10 AM ET Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chat My Playbook - Don't miss out on the revolutionary fantasy football software that over 1 million teams have already synced with: My Playbook. It's packed with custom advice, rankings, and analysis tailored just for your team. Discover your optimal lineup, find advantageous trades, and stay ahead with the latest player news. Join the league of winners today at fantasypros.com/myplaybook and let's secure that championship! Leave a Review – If you enjoy our show and find our insight to be valuable, we'd love to hear from you! Your reviews fuel our passion and help us tailor content specifically for YOU. Head to Apple Podcasts, Spotify, or wherever else you get your podcasts and leave an honest review. Let's make this show the ultimate destination for fantasy football enthusiasts like us. Thank you for watching and for showing your support – https://fantasypros.com/review/ BettingPros Podcast – For advice on the best picks and props across both the NFL and college football each and every week, check out the BettingPros Podcast at bettingpros.com/podcast, our BettingPros YouTube channel at youtube.com/bettingpros, or wherever you listen to podcasts.See omnystudio.com/listener for privacy information.
On this Week 8 Wednesday episode of From the Podium, hear from HC Kevin Stefanski, QB Jameis Winston, QB Bailey Zappe, and RB Nick Chubb.See omnystudio.com/listener for privacy information.
On this Week 7 Wednesday edition of From the Podium, hear from HC Kevin Stefanski, QB Deshaun Watson, RB Nick Chubb, and LB Jeremiah Owusu-Koramoah.See omnystudio.com/listener for privacy information.
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