China Expat Investor

Welcome back for another season of China Expat Investor. This season, my co-host will be Sebastian Restrepo. This season we will pivot the format to a three-prong style. We will both submit a topic from current events that we're interested in discussing. Also, the third topic will be a bit more focused on personal finance, our experience as financial advisors, and more. Be sure to share, like, and comment where you enjoy your audio. Cheers!

And that's a wrap folks. Season 3 is done and in the books. We interviewed 10 wonderful people and learned a lot during this journey. In this episode, we reflect on season 3, what we liked, things want to improve on, and areas to focus on in season 4. Give it a listen. 

Mehdi is from France and works in the IT field in Shanghai. But outside of helping companies with their digital transformation, he's an angel investor. In this episode, Mehdi shares a lot of information about how to become an angel investor, being a foreigner in China's investor network, how deal flow is actually more important than money, and much more.If you'd like to connect with Medhi, here's his LinkedIn: https://www.linkedin.com/in/mehdibedadi/

Ricardo is from Mexico City but has been living in China for 4+ years. He works in healthcare and risk protection. Now, insurance and healthcare is something that is seldomly mentioned in the expat community, but Ricardo explains why it's so important. Ricardo discusses key items you should know when it comes to health insurance, how your family is affected, and much more.Connect with Ricardo on LinkedIn: https://www.linkedin.com/in/rlugo92/

Raul has been a pilot for years and has worked all across the world. In 2020, the world changed and he was on the ground floor while it was happening. He discusses his experience as a pilot in China, how the market is changing, and how pilots should plan their finances while living fluid lives.Connect with Raul on LinkedIn: https://www.linkedin.com/in/raul-paniagua-415a1b13b 

S3E7: M&A and Family Offices in China with Sasha BreenWe sat down with Sasha Breen about his experience working in China as a financial professional. He works in a family office with extensive experience between the US, Singapore, and China. He goes into detail when it comes to mergers & acquisitions, the difference between deal-flow in the US and China, and way more. Listen to this episode and let us know your thoughts.Connect with Sasha on LinkedIn: https://www.linkedin.com/in/sashabreen/

In this episode, we speak with Irania Martinez who handles inbound commercial investment for CBRE. We discussed how she started from studying Mandarin Chinese and now in the real estate sector. She sheds like about what it takes to set up a factory in Chinese and more.Be sure to share, subscribe, and like the China Expat Investor. If you're interested in connecting with Irania, here is her LinkedIn:https://www.linkedin.com/in/irania-martinez-9b925142/Visit the China Expat Investor: https://chinaexpatinvestor.com/

We did it again. We spoke with Scott Evans from Beacon Global Advisors about US passport holders and what they need to know. In this second part, we discuss US passport holders who never been to the US, tax filing, and options for their future investments. If you're interested in connecting with Scott Evans, here's his LinkedIn: https://www.linkedin.com/in/scottevanscfa/Visit China Expat Investor, here: chinaexpatinvestor.com

We spoke with Jemima who is a co-founder of FinTalking Podcast down in Melbourne. We went over the benefits of networking, working in the investment space, and how financial literacy is becoming mainstream. If you're interested in connecting with Jemima, here's her LinkedIn:https://www.linkedin.com/in/jemimajoseph/Visit China Expat Investor, here: https://www.linkedin.com/in/jemimajoseph/ *The opinions shared by Jemima are that of her own and do not necessarily reflect the views of any other organization she is affiliated with. The content is provided for entertainment purposes only and shouldn't be considered as personal financial advice. It's only intended to educate listeners.* 

We spoke with Kyle Yang from Chinaccelerator. He shared his insight about how startups can get funded in China, what the current VC/PE environment is these days, what makes a successful startup, and if foreign startups can still compete. If you're interested in Connecting with Kyle, here is his LinkedIn:https://www.linkedin.com/in/kkyleyang/Visit China Expat Investor, here: https://chinaexpatinvestor.com/

We sat down with Marian Danko, the founder of WeHustle and Tecom Conference. We discussed the current state of China's startup ecosystem, can expats still compete for the startup space in the Mainland, why Tecom is the place to be for the tech scene, and more. If you want to connect with Marian, here's his LinkedIn: https://www.linkedin.com/in/mariandanko/Visit the China Expat Website here: chinaexpatinvestor.com

Welcome to the new China Expat Investor Podcast. Thanks to David Westwood for building a strong powerful community and trusting us to carry the torch. In this season opener, we spoke with Alfonso Orona, the Ritz Carlton Xi'an general manager. We discussed his career history, what trends he's seeing in the luxury hospitality space, and more.If you want to connect with Alfonso, here is his LinkedIn:https://www.linkedin.com/in/alfonso-orona-3b81aa13/Visit China Expat Investor, here: https://chinaexpatinvestor.com/

Financial planner Chiu who helps “global citizens in China reach their life goals“ comes on the show to talk about mutual funds and clear up some of the myths surrounding what Mutual Funds are, how they benefit us and what we really pay for them and compare them to ETFs. I hope you like pizzas because there are plenty of pizza analogies coming your way to explain the differences between the two! We talk about types of pizza houses, pizza recipes, pizza costs and sometimes Mutual Funds and ETFs. Follow Chiu on LinkedIn just search for his name, WeChat search “borichiu” , or www.financiallyfit-club.comEnjoy the show!

The return of Jordan Donald back onto the China Expat Investor podcast to come and talk about the psychology of our relationship with money and in particular the research known as Money Script. Jordan and I deep dive into what each of the 4 classifications of the Money Script are and try to figure out where we lie within budgeting, planning, education, spending habits and even advice from Biggie Smalls. To get in touch with Jordan email him directly at jordan.donald@infinitysolutions.comEnjoy the Show!

On today's alternative CEI show Shanghai based Pink Diamonds Boutique owner Nicolas comes on to give a brief introduction to investing in coloured diamonds. Pink Diamonds Boutique is an expert diamond company who specialise in coloured diamonds as an investment opportunity. Coloured diamonds have had a huge rise in value over the past 20 years, demand outstrips supply, easy to transport, internationally recognised, no taxes, easy to pass onto children and extremely durable are just some of the reasons investors consider coloured diamonds. Find more information directly from Nicolas by adding his Wechat 13818800323.Enjoy the show!

On today’s show China Expat Investor invites Financial Enthusiast DeShawn Peterson of Fitbudgets on to give an introduction to Shanghai based Fitbudgets. DeShawn goes through the business model of educating his clients on financial literature and guides them through the complex world of Financial planning to get the best solution for his clients. We have a chat about financial books and diversifying one’s portfolio and how to get some free advice from an expert. Enjoy the show!

Is that the major hype train pulling into the station ? Full of bullish EV stocks I think so, so let's take a look at what's going on and see if living in China plays into our advantage when it comes to Chinese stocks listed in the US.Get over tohttps://www.patreon.com/user?u=46384425 to hear more bonus content not available on the general podcast plus loads of other stuff for the price of a coffee a month.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425On this eye opening, mind blowing episode delving into what is block chain technology, where did it come from? what's its relationship with cryptocurrency's and how do we use or trade it? Adel is here to answer some of the basics of this growing industry still surrounded in a lot of confusion and mystery.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Where to start and why? Location, Goals, Returns, Taxes, all gets talked about in this podcast. Why the US may be a better investment than typical expat investment countries such as Thailand. And how to get investing in the US with just 50k RMB! For more information get in touch with Troy at Avoy.realestate@gmail.com

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425On today’s podcast I welcome two old friends and fellow Shanghai entrepreneurs on to the show to talk about Pao Drinks and the story of building the next soft drinks giant in China. Founders Ben Joseph and Jacob Papermaster are here to tell the story of Pao Drinks and what the future holds after they have achieved the next round of investment.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Chan, Head of Wealth Management for Saxo China from the HK office brings a wealth of knowledge with a strong background in wealth and asset management and a lot of experience in ETFs. We talk about types of ETFs, taxes on ETFs and charges, USITS ETFs, risks and benefit to ETFs, Saxo fees, and how to buy ETFs and which ones to buy. Get more free information from Saxo directly and or visit their website or Youtube channel, Saxo Markets HK.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Matt Heron, General Manager of SMATs group who specialise in Australian tax, mortgages, immigration and wealth management among other things. Matt has come on to China Expat Investor to explain some of the basics of investing into Australian property from China and some key things to remember when investing into Australian property. https://www.smats.net/

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Talking to me from quarantine in Shanghai, William gives an introduction to his 18 years in China and how this is the second pandemic he has been through. Serial entrepreneur William is the first China Expat Investor to come on the podcast and talk about investing into the hugely risky end of investing, startups businesses. William offers some golden advice on investing in startups and how you can get involved too.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Mike comes on China Expat Investor to deliver the basics of US tax requirements for US Expats. He clears up some miss understood information and sets the record straight for who should be filing a US tax return and when and how to do that. Contact Mike on Skype at Mikemertz, Wechat EYO569VN or his website http://www.mertz-international.biz/ (in the example the $100 capital gains would not be taxed if the filers overall income is below $40k)

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Alex joins me from Sydney based Stake, to talk about the Stake app and how it has grown to where it is today. Stake is available in 3 countries and soon to be Brazil. Stake has 3500 stocks available to trade commission free in the US market only. Now with low FX exchange fees of 0.7% on AUD, 0.5% on GBP and 1% on NZD. We also get talking about the rise of EV related shares and the outlook of Chinese EV carmaker NIO. You can follow Stake on Twitter/ Instagram or sign up to the Stake information email on their website, there is a free stock worth up to $200 if you sign up using the China Expat Investor link on our website under Offers and Referrals page!

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425In an exclusive interview with Mathew Mecke, founder and owner of the blockchain ecosystem Koinon, a new digital currency about to be IEO’d this August 1-2 2020 on XT.com with a 20%-25% discount. Mathew goes into detail about how this is a different blockchain ecosystem from other well known digital currencies and how Koinon will be used in the retail sector world wide, especially in 3rd world countries where it will be an instant, free and continent wide payment service.. Check www.koinon.io for more details on Koinon and www.XT.com to trade, Koinon value at recording was $0.26/Koin.

What should every investor have in their core portfolio? ETF's of course! But which ones? How many and where and how do I find them? And what do they cost? All these questions and more are found in the podcast on my Top 5 ETFs. (VUSA), (ISF) and/or (VMID), (VEUR), (VAPX), (VJPN) + Bonus (EMIM).

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Jordan introduces what first motivated him to get started in investing and why he now predominantly invests in the US and UK markets. With about a 70% weighting in ETFs, we talk about which ETFs and what platform he uses to purchase them. Jordan's advice is no matter what profession you are, get involved in investing, get ETFs to get exposure to a lot of markets and companies and do your research beforehand.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Today I go through the 4 key points for beginner investors of how to overcome the fear of investing into stocks, ETFs, bonds, mutual funds....... I dive into investing tips and common fears, platforms to use and slowly how to build a broad diversified portfolio that will deliver you a return in the far future. For links and referrals go to www.chinaexpatinvestor.com and support our free investing education platform grow.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Director of The Property I.C., Rory gives his personal investment portfolio breakdown, P2P investing and why he specialises in just 1 property market instead of multiple markets. Rory gives his opinion on the UK market and why it is still one of the world's best property markets in buy physical property for people who are cash rich and time poor and remember “never rush into an investment” Find Rory on LinkedIn and follow him for more free advice.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425French passport holder Rebecca has been an expat in Shanghai for 5 years and been an avid investor since her mid 20’s. Rebecca principally invests in two locations and two types of investments; France and real estate and Hong Kong with Unit Trusts. Rebecca explains how to get the best out of your relationships with financial advisors to get the best deal for you and stop paying those higher fees and when dealing with your finances“always make a plan”.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Head of Private Business for Saxo Bank Greater China, Megan introduces Saxo Banks services for expats, including low cost FX trading, trading stocks, ETF’s, bonds, commodities, options and CFD’s. Saxo is registered in 26 countries, with offices in Shanghai and Hong Kong. Unlike many other platforms Saxo Bank allows foreigners living in China to register and begin trading just with a passport and proof of address.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Quillan Daniel is the General Manager of Salboy Services based in Xintiandi Shanghai guides us through a step by step process of how to buy an overseas property as an expat living in China. From reservation payment to collecting the keys this is the complete process from start to finish.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Jordan is a Irish expat in Shanghai first and a financial planner second, he specialises in Irish expat issues such as the pension scheme, savings plans for young Irish expats and returning overseas Irish nationals trying to take advantage of the awesome Free Fees Initiative but forward by the Irish government.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Cary is a Canadian expat living in Suzhou and a long term Chinese credit card user. He guides us through his own experience of the basics, the benefits and what you should look out for when choosing a Chinese credit card.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Caroline has been in China and around Asia since 2011 and works as a commercial property analyst. Caroline was the first person to talk about ESG investing on China Expat Investor and how important that is to her, “as investors we are in a privileged position and we can use that position to make a difference”, apps like Tickr help new or seasoned investors get into ESG investing and earn higher returns. And if you’re buying property, understand your market and “know your exit strategy”.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Anthony has worked in the financial services sector in Greater China for the past 20 years. He was involved in commodities analysis and trading for some years before working in the blockchain and crypto currency markets in China. Once again focused on commodities, Anthony has teamed up with partners to control of the process to both mine and deliver specific commodities to China and other customers. Anthony gives some direction on current crypto trading and how to get started with commodities trading. He also shares some thoughts on holding Chinese stocks on western markets.

Jamie has been in China for 11 years and got investing early. After having some issues with Morgan Stanley he moved his account to a St. James’s Place off shore account and has had good returns. He also invests in property in the UK and has some advice for potential UK property buyers. With a ring fenced UK pension and a million RMB in a Chinese Ping An high interest account generating 10K in interest every 3 months, Jamie is an example China expat investor with advice to balance your portfolio and “do it all within your means”.

Dewey has been an expat since 2006 and lived in, London, mainland China and now in Hong Kong. He has worked in investment banking for 10 years at Goldman Sachs, Deutsche Bank and Credit Suisse. Now Dewey works in the fintech space advising companies on blockchain technology and building crypto-currency payment systems. Despite an awesome resume Dewey gives some really basic advice to anyone looking what to invest into, “just dip your toe in”, and helping Australians get the best out of moving back home.

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425Ultra marathon runner Mark has a background in banking in the UK at Hambros and Barclays and has now been helping expats for 25 years with their financial planning. Mark is now based in the Shanghai office of St. James's Place, Britain's largest personal wealth management company, and talks about what British expats should do when living abroad and what all expats should be thinking about when working overseas.

Andy has lived in mainland China for 10 years living all over the map, after selling his Chinese business he now lives in HK working for the group that bought him out. Andy has a strong interest in trading Australian stocks because he likes to “find stuff within my realm of knowledge”. Fluctuations in REITS is on the agenda and have you got what it takes to be an active trader or a passive investor?

Dill has lived in every major city in mainland China and is well known on the China Whiskey scene. He shows us how to invest in whiskey barrels in Scotland and talks about Chime, his 9 month old Whiskey business startup. Dill also has some excellent advice if you’re about to open an F&B joint in China and banking from Singapore.

Jaco divides his time between Shanghai and Kunshan. His main focus is his property investments back in Capetown, South Africa. How to send money to South Africa without spending your life in a bank filling out forms. Investment rules “Set yourself a target, set yourself a goal and invest as soon as you get your money”

Peter tells us his golden property stories from 23 years in China, the never ending UK property story, investing in Thai property and how to diversify into RMB, equities and a pension fund. Belief in a long term RMB is certainly a rolling theme in the podcasts, Peter tells us how easy it is to get set up, in his words “its easy”, and Lin Yi is the place to be!

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425David is an Australian Expat with 9 years experience in investing in China, previously he was living in the mainland and got into the early Alipay high interest accounts of up to 7%! Long gone are them days but David gives any expats out there looking to invest in RMB some very simple direction and the benefits of investing from Hongkong

Please help support the podcast grow with the China Expat Investor Patreon page https://www.patreon.com/user?u=46384425All the way from Wuxi in Jiangsu Province, Nate talks about buying property in England from China and moving 2 million RMB over to the UK legally, how to invest in stocks and crypto and direction on how UK Expats should get started with investing.