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Millicent and Milo thought buying a home would take months—until they listened to Millicent's mom. With a lease ending and low expectations, they closed on their first home in under 30 days thanks to prep work, a unicorn team, and the confidence to act fast. What started as a casual conversation turned into a life-changing decision for Millicent and Milo. Encouraged by Millicent's mom—an avid How to Buy a Home listener—they reached out with just weeks left on their lease. The result: they closed on a new construction home in under 30 days. In this interview, they walk through the entire process: from discovering they were more prepared than they thought, to negotiating with builders who claimed there were “no incentives,” to how their unicorn team saved them thousands in closing costs and helped them avoid costly pitfalls. They also share practical tips for other first-time buyers—like how to handle earnest money, what radon testing revealed in a brand-new home, and why measuring your laundry space before buying appliances is non-negotiable. This episode is a real-world example of what's possible when preparation meets the right support system—and yes, it all started with listening to mom. “After talking to the unicorn lender, we realized—we were actually ready. That gave us the confidence to go for it.” – Millicent HIGHLIGHTS Why you should never sign in at a builder's office without representationHow they got $10K in seller credits and avoided paying full closing costsWorking with the builder's lender vs. the unicorn lenderWhat radon testing revealed (and why you should always do it)How they managed the buying and moving process in under 30 daysThe importance of not spending any money before closing—even on appliancesWhat they're doing now to prepare for their next home (and investment property)How having a unicorn team made all the difference—even with a builder purchaseConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Money, Happiness, and the Race You're Actually Running as a Clinic Owner Episode Overview In this episode, Danny shares his favorite book of the year — The Art of Spending Money by Morgan Housel — and why it hit so hard as a cash-based business owner. He breaks down how money, attention, and expectations shape your happiness, why comparison quietly wrecks clinic owners, and how to use your business as a vehicle for the life you actually want instead of letting it become your whole identity. Key Topics Covered Why money mindset is such a big problem in the PT profession Why Danny recommends Morgan Housel's books to clinic owners "May I Have Your Attention Please?" – how attention drives happiness The danger of comparing your clinic to someone else's revenue Context you never see behind other people's success "The Happiest People I Know" – business as vehicle vs. business as life Trading time for money vs. protecting what matters most Lifestyle creep and constantly moving the goalposts Defining the race you're running and saying no on purpose Why "no thank you" money is real wealth Book Recommendation: The Art of Spending Money Danny highlights The Art of Spending Money by Morgan Housel as his favorite book of the year and a perfect follow-up to Housel's earlier book, The Psychology of Money. While the title sounds like a pure finance book, Danny and his wife both felt it's really about: How you make decisions around money How those decisions impact your happiness and contentment How self-awareness around money affects your quality of life For clinic owners, it's especially relevant because you're: Charging for your own services Paying staff and managing payroll Using money as a tool for growth, security, and freedom Attention, Comparison, and Feeling Miserable Danny breaks down a section from the book called "May I Have Your Attention Please?", which focuses on how your attention influences your happiness. Example: Your clinic is doing ~$500k a year. You're profitable, love your niche, and like your team and culture. Then you meet another owner doing $2M a year. If you put all your attention on that comparison, you go from proud to deflated in seconds: "I'm behind." "I must be doing something wrong." But you have no idea: What advantages they had going in (investors, family help, safety nets) What trade-offs they made (health, marriage, time with kids) Whether they'd actually trade lives with you If they're at $2M but wrecked their health and relationships, while you're at $500k with strong health and a solid home life, who's really winning? It depends on your values. The point: if you want to stay miserable, keep comparing yourself to everyone else. Business as Vehicle vs. Business as Your Whole Life Danny then shifts to another section: "The Happiest People I Know." The big idea: Your business should be the vehicle that supports the life you want. Most owners accidentally let the business become their life. He gives a simple comparison: Owner A: Works 60 hours/week, makes $300k. Owner B: Works 30 hours/week, makes $200k. Neither is right or wrong. It depends on your season of life and what you value more: extra money or extra time. Questions to ask: Do I want the extra $100k badly enough to trade 30 more hours a week? What am I saying "no" to when I say "yes" to more growth? Is this growth actually changing my life in a meaningful way? Lifestyle Creep and Moving the Goalposts Danny explains how success usually comes with two hidden traps: Lifestyle creep: As you earn more, your spending grows to match. Constantly moving the goalposts: Every time you hit one target, you immediately raise the bar. Result: you feel like you always have to keep saying yes to more growth, more risk, and more time in the business just to sustain a lifestyle you drifted into. Instead, he challenges clinic owners to: Define a clear income and lifestyle goal on purpose. Live below that level even as income grows. Build "no thank you" money – enough margin to say no to opportunities that don't fit. Run Your Own Race Danny uses a running analogy he often shares with PT Biz clients: If you're running a 10K and someone else is running a marathon, your paces and training look different. You can't compare your numbers and expect them to match. In business: Some owners just want one great clinic that they keep for decades. Others want a multi-location platform they eventually sell. Neither is better. But if you don't know which race you're running, you'll: Say yes to things that pull you away from what matters most. End up living a life you never intentionally chose. Big Takeaways Money is a tool, not a scoreboard. Your attention determines how happy or miserable you feel about your progress. Success without alignment can feel like a trap. Define your race, your goals, and your trade-offs on purpose. Real wealth is the ability to say "no" and still be fine. Free Resources from PT Biz PT Biz Part-Time to Full-Time 5-Day Challenge: Get crystal clear on how much you need to replace, how many patients you need to see, and what to charge so you can go full time in your practice. physicaltherapybiz.com/challenge Book a Free Discovery Call: Talk with a PT Biz advisor about your clinic, your goals, and the race you actually want to run. Book your discovery call Try Clair, the AI Scribe for PTs: Offload documentation so you can focus on patients and protect your time. meetclair.ai Connect with PT Biz Official Website Podcast: PT Entrepreneur Podcast
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors.Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs.If you're looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch.⏱️ Timestamps00:00 – Introduction & Jacksonville market overview01:03 – Why Jacksonville beats most U.S. markets for appreciation02:25 – Low prices + high appreciation = long-term wealth03:36 – Addressing Florida real estate concerns05:05 – Buy-and-hold vs flipping strategy07:56 – Population growth & migration trends09:02 – New construction build specs & warranties11:13 – Granite countertops, LVP flooring & investor-focused design13:32 – Major employers & job drivers in Jacksonville17:49 – Florida insurance myths explained (low premiums revealed)21:05 – Infill lots vs large rental communities23:38 – How 4–5 year tenant stays are achieved25:58 – Vacancy timelines & leasing strategy27:38 – One-point-of-contact property management model30:14 – Downtown revitalization & long-term appreciation upside32:49 – Final thoughts & how to get started
Most land investors stop at wholesaling and leave millions on the table. Cody Bjugan shows us a different path—land entitlements. He takes raw land, gets it approved for development, and sells to national builders for $10K to $100K per lot. No construction, no tenants, just bigger paychecks. The catch? It takes 2+ years, not 30 days. But if you're ready to level up from quick flips to real wealth, this is your playbook. Learn more at vestright.com/jack
Every episode of season seven asked the same question: what advice would you give a SaaS founder who is just starting out and aiming to go from zero to 10K MRR? This summary brings together the most practical and battle-tested suggestions from dozens of founders, operators, and go-to-market leaders. The focus is squarely on what works early on—how to find your first customers, validate demand, price correctly, and build momentum without burning too much cash. Across the conversations, certain patterns emerged repeatedly, alongside a few conflicting insights that provide nuance. The episodes cover founder-led growth, go-to-market motion, pricing tactics, product-market fit, and building early traction, all directly from people who have done it. If your goal is 10K MRR for a B2B SaaS, this is the guidance they shared. And once you get there, the next episode in the series digs into the leap from 10K MRR to 10 million ARR. For now, here is the zero-to-10K playbook, as told by the guests.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Jacksonville, Florida is quietly becoming one of the strongest rental property markets in the U.S. In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sits down with Jacksonville-based builder and investor Greg to break down why this market stands out for long-term buy-and-hold investors.Greg shares why he has invested exclusively in Jacksonville for over 20 years, how investors can still buy brand-new construction homes for $225K–$250K, and why population growth, insurance costs, and downtown revitalization are driving long-term appreciation. They also dive into property management strategies that lead to 4–5 year tenant stays, reducing vacancy and turnover costs.If you're looking for turnkey rental properties with positive cash flow and long-term appreciation, this episode is a must-watch.⏱️ Timestamps00:00 – Introduction & Jacksonville market overview01:03 – Why Jacksonville beats most U.S. markets for appreciation02:25 – Low prices + high appreciation = long-term wealth03:36 – Addressing Florida real estate concerns05:05 – Buy-and-hold vs flipping strategy07:56 – Population growth & migration trends09:02 – New construction build specs & warranties11:13 – Granite countertops, LVP flooring & investor-focused design13:32 – Major employers & job drivers in Jacksonville17:49 – Florida insurance myths explained (low premiums revealed)21:05 – Infill lots vs large rental communities23:38 – How 4–5 year tenant stays are achieved25:58 – Vacancy timelines & leasing strategy27:38 – One-point-of-contact property management model30:14 – Downtown revitalization & long-term appreciation upside32:49 – Final thoughts & how to get started
Temple Announcement Portland Maine Temple Announced at a Stake Christmas Devotional, live reaction from members Allen D. Haynie read a letter by the first presidency “in a recent meeting of the First Presidency of the Church, a decision was made that, when directed by the First Presidency, the announcement of the construction of a new temple should be made on location by a member of the Quorum of the Twelve Apostles or a member of an Area Presidency.” “such an announcement by a member of an Area Presidency has never occurred before. Tonight will be the first.” 383rd announced temple Three Stakes in Maine (Portland, Augusta, Bangor) First Temple in Maine 6 states left without a temple Currently a two hour drive to Belmont MA Devotional held at a meetinghouse in North Yarmouth – Temple Site? Temple Dedications and Open House Announced Davao Philippines Temple Media day on March 23, 2026 Open House: March 26th to April 10th Dedication: May 3, 2026 presided by Dale Renlund Bacolod Philippines Temple Media day on April 13, 2026 Open House: April 16th to May 2 Dedication May 31, 2026 presided by Neil Andersen Temple Groundbreaking announced João Pessoa Brazil Temple To be held January 24, 2026 Presided by Joni L. Koch Temple Rendering Released Jakarta Indonesia Temple Multi-story (4?), 50,000 sq. ft. temple White stone topped with a central spire surrounded by 4 smaller spires Similar pattern to the Bangkok Thailand and Bengaluru India Temple designs Plus ancillary building with meetinghouse, patron housing, and arrival facilities. Located across the street from the T Tower, the SMESCO Indonesia Exhibition Hall, and Pancoran Bank rail station. The UN now considers Jakarta as the world’s most populous city Temple Renamed Sunnyvale California Temple San Jose California Temple remamed Located on meetinghouse site in Sunnyvale Unclear impetus behind the change New Temple Matrons and Presidents Called Phnom Penh Cambodia Temple Sovan Chan and Sophon Sam of the Mean Chey 1st Ward Former district president Ephraim Utah Temple Michelle and Thomas Bailey of the Ephraim 8th Ward Former mission leaders in Nebraska Omaha Mission Temple Construction Updates Fairview Texas Temple Plans submitted to the to Texas Department of Licensing and Regulation Estimated cost of $9,359,081 Church confirms preliminary site work and thanks the cooperation of the town of Fairview with the permitting on the project. Heber Valley Utah Temple Utah Supreme Court hears oral arguments about the temple construction A Church lawyer says the church is willing to risk the chance that the temple construction would need to be demolished: “Buildings get torn down all the time.” Residents asked to put forward a $10K bond but church responded that stalling the project for 12 months would cost the church $7.8M or $11.4M for 18 months delays Freetown Sierra Leone Temple Community event held to share information about the future temple Attended by Elder Kenneth Pambu, Area Seventy Gift presented to community chief who is supporting community during construction Londrina Brazil Temple Local Stake President interviewed by publication Folha de Londrina Lethbridge Alberta Temple Temporary visitors center trailer opens at construction site Coeur d’Alene Idaho Temple Coeur d’Alene City Council changes zoning on the temple site from “Urban Townhomes” to “Religious Assembly.” West Jordan Utah Temple Preliminary earthwork on site underway Ephraim Utah Temple Moving furniture into the temple Grand Rapids Michigan Temple Local TV station notes 1 year anniversary of groundbreaking Cleveland Ohio Temple Landscape work finishes up at temple site Still no cupula installed! Year in Review 9 Dedications 1 Rededication 20 groundbreakings 16 announcements 2026 7 scheduled dedications 15-20 additional dedications? San Diego Rededication Maybe Anchorage? The post Portland Maine Temple is the First of Many Non-General Conference Temples – Temple Ticker – 997 appeared first on The Cultural Hall Podcast.
Jennifer Ruth Green to pay $10K. Trump reclassifying marijuana would be some of his best politics in a long time. Tiny TV Classics Batman Edition. Andre Carson is a very poor judge of characterSee omnystudio.com/listener for privacy information.
Trump to deliver primetime address. Is this the Venezuela conversation? Who killed Ella Cook? Jews playing Christmas Tunes. So, the raid on Mar-a-Lago was not necessary? Jennifer Ruth Green to pay $10K. Trump reclassifying marijuana would be some of his best politics in a long time. Tiny TV Classics Batman Edition. Andre Carson is a very poor judge of character. Trump primetime address tonight. Obamacare subsidies to expire at the end of 2025. The Rolling Stones cancel their tour plans for 2026. Brown shooter shouted ALLAHU AKBAR before he opened fireSee omnystudio.com/listener for privacy information.
My Free UNREPEATABLE COACH 2026 State of The Online Coaching Industry Masterclass is happening on December 29, 2025. Be there or be square: CLICK HERE TO REGISTER
Sam and Carolyn reached financial independence in their thirties through frugality, real estate investing, and building side hustles that generated $10,000 per month. Then they made a bold move—quitting their jobs and briefly relocating to Canada. This Episode Covers: How Sam and Carolyn house-hacked their way to a multi-property real estate portfolio The unconventional side hustles that generated $10K monthly in additional income Their complete financial strategy: savings rate, expense tracking, and investment allocation The decision to quit their jobs and achieve full financial independence in their thirties Why they moved to Canada and how universal healthcare and education factored into their FIRE plan Navigating the challenges of early retirement and aligning goals as a couple Building systems for long-term wealth preservation and flexible lifestyle design Lessons learned and advice for aspiring FIRE seekers Whether you're just starting your FIRE journey or looking for creative ways to accelerate your path to financial independence, Sam and Carolyn's story offers actionable strategies you can implement today. Learn more about your ad choices. Visit megaphone.fm/adchoices
Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: https://joinhampton.com/Not every smart investment starts with a pitch deck or a business plan. Some of the best returns come from personal bets founders make with their own money. We pulled together five that actually paid off – big. From a $10K angel check that became $1.2M, to flipping a beach house for a $2M profit, and mining Bitcoin before it was cool.Here's what we talk about:The overlooked angel check that quietly turned into a seven-figure exitFlipping a beachfront property for millions (plus cash flow along the way)Mining Bitcoin in a basement – and finding millions on an old hard driveGeo-arbitrage: the founder who 3x'd his wealth just by moving to ColombiaBuying small businesses instead of starting new onesMobile home parks, domain names, and other unexpected winsCommon patterns behind the biggest personal money winsCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Sponsors:Join 700+ founders hiring A-players in Latin America at hirewithnear.com/moneywiseAchieve your dream body with dailybodycoach.com/moneywiseChapters:(0:00) The $10K Bet That Became $1.2 Million(4:49) Beach House Windfalls & Real Estate Flexes(8:01) Triple Your Net Worth – Just by Moving?(10:25) Oops, I Mined a Million in Bitcoin(12:48) Crypto: When 3% Becomes 30%(14:48) Why Founders Buy Businesses Instead of Building(16:59) Three Wealth Rules Every Founder Follows(18:15) The Boring Stuff That Actually WorksThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Jackie LamportNot really the host, but the producer.Wrote this sentence.
The MidPacker Pod is part of the Freetrail network of Podcasts.Join the Newsletter at: MidPack Musings SubStackSupport the MidPacker Pod on Patreon.Check Out MPP Merch Make sure you leave us a rating and review wherever you get your pods.Looking for 1:1 Ultra Running Coaching? Check out Troy's Coaching PageSTOKED TO PARTNER WITH JANJI HYPERLYTE LIQUID PERFORMANCEBEAR BUTT WIPES USE PROMO CODE MIDPACER FOR A SWEET DISCOUNTTRAINING PEAKS start your free trial at https://www.trainingpeaks.com/midpacker/"Sometimes you just do something that feels dumb, and then later you're like, ‘That actually kind of ruled."In this episode of the MidPacker Pod, Troy is joined by Miranda Williamson—trail runner and co-host of the Running with Problems podcast. Miranda shares her grounded, often hilarious journey into trail and ultra-running, one that started with a birthday 10K and evolved into crewing Barkley, pacing Dark Divide, and accidentally negative-splitting her first 100-miler at High Lonesome.From running her first trail race in road shoes from TJ Maxx to completing the San Juan Solstice 50-miler twice, Miranda brings self-awareness and good vibes to the trail scene. She unpacks her experience on the Hardrock 100 course during “Soft Rock,” discusses the emotional chaos of crewing Barkley, and opens up about the vulnerable, sometimes risky conversations she and co-host John Eisen tackle on their podcast, Running with Problems.Miranda's LinksIG - @peaksandjusticeRunning with Problems Podcast In This Episode:Miranda's first trail race with zero prep or gearHer back-to-back finishes at San Juan SolsticeAccidentally negative-splitting her first 100-miler (High Lonesome!)Crewing her husband Jon at Barkley Starting Running with Problems and making space for real talkBuilding a community of women that love to do hard things Relevant Links:San Juan Solstice 50Soft Rock (Hardrock Route)High Lonesome 100Dark Divide 100milerBarkley MarathonsPartner Links: Janji - Janji.comA big shoutout to our sponsor, Janji! Their running apparel is designed for everyday exploration, and 2% of sales support clean water initiatives worldwide. Plus, with a five-year guarantee, you know it's gear you can trust. Check them out at janji.com.Use the code MIDPACKER for 10% off your order.Hyerlyte Liquid Performance - https://www.hyperlyteliquidperformance.comMade by the ultra-endurance athlete, for the ultra-endurance athlete.More Carbs, More Dirt, More Miles.Check them out at hyperlyteliquidperformance.comUse the code MIDPACKER for 10% off your individual order and 10% off your first subscription order.“The Kid” Hans Troyer DocumentaryTraining Peaks - https://www.trainingpeaks.com/midpacker/A training app as versatile as you. Start your free trial at https://www.trainingpeaks.com/midpacker/Bear Butt Wipes - Bearbuttwipes.comPortable individually wrapped wipes for when nature calls and a DNF is not an option. Bear Butt Wipes: Stay wild. Stay clean.Check them out at Bearbuttwipes.comUse the code MIDPACKER for 10% off your order.Run Trail Life - https://runtraillife.com/Find Official MPP Merch on RTL!!Use code: midpackerpod to double the donation from your purchase. Visit RunTrailLife.com to check out our line of Hats and Organic cotton T's.Freetrail - https://freetrail.com/Visit Freetrail.com to sign up today.Miranda Williamson, Running with Problems, High Lonesome 100, San Juan Solstice, Soft Rock, Har Rock, Barkley Marathons, trail running, crewing, pacing, Dark Divide, ultrarunning, running podcast, midpack
If you're worried you're behind on year-end fundraising, take a breath; December isn't over. In fact, the most generous days of the year are still ahead.In this episode, I break down the three hidden psychological reasons donors give again before year-end, even if they've already given this month. I go deep into donor momentum, identity and reciprocity, and why “donor fatigue” is one of the biggest myths in our sector. You'll learn how to use progress updates, public-facing goals, segmentation, tailored messaging, and consistent communication to activate second gifts without feeling repetitive or overwhelming. If you've been worried about asking again or feeling late in the game, this episode will give you the clarity, confidence, and data-backed strategy to finish the year strong.Topics:Why December remains the most generous month of the yearThe psychology behind donors giving twice in a short windowHow the Zeigarnik Effect makes donors want to “finish the goal”Why public-facing goals and progress bars dramatically increase conversionsHow donor identity and reciprocity activate second giftsThe myth of monthly donor “offense” and why you should ask them againWhy internal fatigue is misinterpreted as donor fatigueHow staying visible sustains momentum (and silence breaks it)Why December 31 outperforms GivingTuesday nearly 3:1The importance of resending emails to non-openersFor a full list of links and resources mentioned in this episode, click here.Bloomerang is the complete donor, volunteer, and fundraising management solution that helps thousands of nonprofits deliver a better giving experience and create sustainable, thriving organizations. Combining robust, easy-to-use technology with people-powered support and training, Bloomerang empowers nonprofits to work efficiently, improve supporter relationships, and grow their donor and volunteer bases. Learn more here.Resources: Easy Emails For Impact™: The $5K+ Fundraising Campaign System Purpose & Profit Club® Fundraising + Marketing Accelerator The SPRINT Method™: Your shortcut to 10K fundraisers Instagram, LinkedIn, website , weekly newsletter [FREE] The Brave Fundraiser's Guide: Stop getting ignored. Start raising more. May contain affiliate links
Fitz Koehler fires up a fast, fun recap of the Enmarket Savannah Bridge Run — from the iconic almost two-mile bridge crossing to the sneaky double-pump challenge that made legs question their life choices. The 5K and 10K routes delivered drama, grit, and plenty of personality. Expect rain-soaked race-day chaos, pace-vehicle shenanigans, shout-outs to co-announcer Ginger, an unforgettable first-time 5K finish, and age-defying performances that'll make you rethink what's possible. Toss in outrageous costumes, clever Savannah flavor, and a few bossy-but-helpful health notes, and you've got a recap that runs as hot as the race itself.
In this episode of The Fractional CMO Show, Casey continues the conversation with a dozen successful women from the CMOx accelerator boardroom. This is part two of a webinar series where these fractional CMOs get real about building six-figure practices on their own terms. These aren't beginners. These are women commanding $10K+ monthly retainers, managing teams of 30+ people across multiple clients, and turning down full-time job offers even when they didn't have paying clients yet. They come from automotive, financial services, SaaS, climate tech, life sciences, and consumer brands. The conversation digs into pricing psychology, imposter syndrome, getting ghosted by prospects, why portfolio obsession is a waste of time, and the counterintuitive truth that higher-paying clients are actually less demanding. Casey laser coaches through some tough questions about what's really holding people back from charging what they're worth and claiming the expert position they've already earned. Key Topics Covered: -Why higher-paying clients are less demanding and require less "keyboard time" while creating bigger impact -Stop competing on price—establish your rate and find clients who pay it, not clients you have to convince -Corporate conditioning taught you the finish line always moves—fractional work means you set the standards -You're not competing with other fractionals—your success lives in relationships with 20-50 people over your lifetime -Getting ghosted isn't personal until they explicitly say no—keep following up with creative persistence -Pitch decks are overrated—sell the bespoke solution, not a menu of services -Some deals close in a day, others take a year of showing up consistently in someone's world -Who's a good fit: committed, coachable, vulnerable people willing to do the work and hear no
EPISODE 335 - Clark and Hyung open the show by talking about the next $1 million card of Shohei Ohtani and whether it can hold its value in the long-term. Then for Hobby Headlines, the guys give their two cents on the whole PSA scandal involving its buyback program. Will it make any difference on their bottom line? Does PSA need to be held more accountable to the hobby? Was it a one-off mistake?Then they play Over/Under with cards worth around $10K before ending the episode with their regular weekly segment called "Pick 1."--------------------------CONNECT WITH US!Instagram: @cardstothemoon | @fivecardguys (Clark) | @yntegritysportscards (Hyung) | @tradeyouatrecess (John)Website: https://fivecardguys.com/podcastDaily Auctions (w/ affiliate links): https://fivecardguys.com/dailyauctionsIf you have any questions about the hobby that you would like addressed, email us at hello@fivecardguys.com or DM us on Instagram at @cardstothemoon or @fivecardguys.
DEATS with Deanna: Discussions around Food & Entrepreneurship
What does it actually take to grow a business in 2026, especially when the algorithm changes daily, your niche feels crowded, and you're trying to scale without burning yourself to the ground? Today, I sit down with powerhouse entrepreneur, keynote speaker, and mentor Jasmine Star for a raw conversation on marketing, mindset, and what it really looks like to build an empire with intention. Jasmine pulls back the curtain on her journey from law school dropout to wedding photographer to multi–seven-figure CEO, sharing the exact principles she uses to help women hit consistent 10K months and beyond. Together, they break down why messaging matters more than ever, how niching is non-negotiable, and why selling gets a whole lot easier when you stop trying to be palatable and start being you. They also dig into the biggest marketing trends coming in 2026, from the rise of "entrepreneurs with influence" to the shift toward one-to-one responsiveness and why being interesting (not just informative) is now essential for growth. This conversation is equal parts strategic and soul-level—exactly what you'd expect from Jasmine. If you've ever wondered how to market smarter, stand out in a noisy digital world, or take action without waiting for everything to feel "perfect," this episode will light a fire under you. Tune in to hear: How Jasmine went from zero camera experience to building a six-figure business in a year The three biggest mistakes keeping women from consistent 10K months—and how to fix them Why "messaging, niche, and sales" are the holy trinity of business growth The 2026 trends every entrepreneur needs to know (including the 3 R's: Royalty, Responsiveness & Random) Jasmine's unconventional approach to burnout—and the surprising mindset shift that pulled her out of it What it really looks like to build authority online without pretending to love social media Connect with Jasmine: Instagram: https://www.instagram.com/jasminestar/ Instagram: @dietitiandeanna and @online.entrepreneur.academy Want my help and strategies to have $30, $50 or $100K launches of your online program? Apply to OEA Scale
Almost everyone in the online business space hopes to reach the elusive $10k per months income level, but "mindset" alone won't be the thing to get you there. Yes, how you see your business matters, but your mindset is shaped far more by the actions you take than by journaling, affirmations, or waiting to feel ready. The real shift happens when you start acting as if you're already at the next level: making decisions that feel uncomfortable, investing before it feels safe, setting boundaries, raising prices, building infrastructure, and stepping into leadership before your brain is fully on board. If you want 10K months (or any next-level result), stop asking how to think your way there, and start asking what the version of you who's already there would do. Then, go do that. Join The Strategy Lab! https://www.jillfitprograms.com/the-strategy-lab Jill is a fitness professional and business coach who effectively made the transition from training clients in person and having no time to build anything else to training clients online and actually being more successful. Today, Jill helps other coaches to do the same. Connect with me! Instagram: @jillfit | @fitbizu Facebook: @jillfit Website: jillfit.com
Can you build healthspan in your 50s, 60s and beyond? In our episode 239 conversation, Jeff Weiss says yes—and he's got the miles to prove it. After his first 10K at 48, Jeff progressed to marathons, ultramarathons, and Ironman triathlons, discovering how structured training within smart guardrails, and the right mindset can unlock cardiovascular fitness, strength, confidence, and cognitive resilience in midlife. We explore practical ways to get started (and keep going), how to balance discomfort vs. danger, and why setting "big, hairy, audacious goals" fuels transformation far beyond sport. Jeffrey Weiss is an entrepreneur, former C-suite leader with a multi-billion-dollar exit, endurance athlete, and author of Racing Against Time: On Ironman, Ultramarathons, and the Quest for Transformation in Midlife. Starting with a first 10K at 48, Jeff progressed to marathons, ultras, and Ironman Arizona, discovering that well-designed guardrails, progressive overload, and recovery can unlock performance and vitality long after 50. He now shares science-informed, experience-tested frameworks that help midlife adults build cardiovascular fitness, strength, and confidence—without heroics or burnout. Jeff speaks and writes about the mindset that sustains big goals (BHAGs), how to distinguish discomfort from danger, and why consistent training ripples into career resilience, cognitive sharpness, and everyday joy. Timeline: 00:30 — Why healthspan (not just lifespan) matters Framing fitness as a primary lever for aging youthfully. 04:26 — Discomfort vs. danger Learning to distinguish healthy challenge from true risk as we age. 07:23 — Mindset & motivation that stick Races, structure, coaching, and the post-workout "well-being effect." 10:03 — Cardio, strength, and bone health in midlife Cross-training (run/cycle/swim + lifting) to support VO₂, muscle, and bone density. 15:09 — Confidence, cognition & BHAGs How audacious goals translate to business grit and everyday resilience. 25:37 — Guardrails for beginners 50–70+ Start simple, find what you enjoy, build gradually, and use "conversational pace." 33:55 — Injuries & prevention Early warning signs, backing off, and proactive physio to stay in the game. 35:05 — One big takeaway If you care about healthspan, make fitness a non-negotiable habit. Download your gifts: Mind and Memory Boosting Strategies Connect with Dr. Gillian Lockitch Download your gifts: Download Guide to Nature's Colourful Antioxidants. Email: askdrgill@gmail.com Subscribe to Growing Older Living Younger on your favorite podcast platform and leave a review to help others discover the show. Share this episode with friends
The holidays are here, the cards are swiped, and a lot of you are sitting there doing the math you've been avoiding all year. In this 12 Days of Giving episode, Daniela shares the story of a single mom in Richmond, Virginia who was one denial away from a full breakdown: new apartment, two little girls, $10K in credit card debt, and zero clue how to keep from getting evicted again. This isn't a cute budgeting story. This is “I'm at the edge of the cliff and I don't know what the hell to do next.” Daniela walks us through how she sat down with this mom and started at the absolute basics: what a budget actually is, what savings actually means, and why pulling your credit report is non-negotiable even when you're terrified of what you'll see. When they pulled it, the truth hit: multiple cards, sky-high APRs, and $10K of debt that her paycheck could not support.But here's where it flips. Instead of shame and “you're bad with money,” they built a plan: lay out every card, every APR, every balance. Tackle the ones that give you the biggest win fastest. Call the creditors and tell the damn truth about what's going on. Negotiate. Get the APR down. Build short-term and long-term wins so she's not just surviving the month, she's rebuilding her life. And they did one more powerful thing most people skip: they brought her two little girls into the conversation and turned money into a game, not a threat. We also dig into the emotional side: what it feels like to be at the edge versus already over it, why people wait until the last possible second to ask for help, and how involving your kids can actually speed up your own mindset shift. Daniela talks about using vision boards, values, and real talk to anchor someone before you ever touch the spreadsheets. Because if your head is still in “I'll never get out of this,” no plan will save you. Then we turn the camera on you. If you're approaching the edge, standing on it, or already hanging off financially, this episode is your wake-up call. Daniela doesn't sugar-coat it: it's never too late, but it is on you. No one is coming to fix this for you. Small wins, boring habits, and asking for help early is how you change the story. I close the episode by calling out exactly what we all know: you just spent a ton of money on the holidays, you're feeling it, and now is the moment to move—not “next year,” not “when things calm down.”This is one of our 12 Days of Giving episodes running December 12–23, where we highlight real stories, real mess, and real ways forward. Watch the full episode on YouTube: https://youtu.be/pKDDgLWgJpgAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.
From building my dream house and dream life to hitting consistent £10K+ months—every bit of it came down to systems. In this video, I'll walk you through the five high-leverage systems that allowed me to scale without burning out, working 80-hour weeks, or relying on guesswork. If you want to run a lean, profitable coaching business with predictable growth… this is the blueprint. Let's build a business that works for you—not the other way around.
Cette semaine on reçoit Anabelle Guay qui travaille actuellement sur son doctorat en lien avec la psychologie sportive. Elle nous explique comment améliorer sont discours interne afin d'optimiser ses performances. Elle revient aussi sur sa récente expédition au Mont Blanc.Magasinez dès maintenant chez Altitude Sports et profitez d'un rabais jusqu'à 20% sur votre première commande avec le code promo : UPIKA.Cliquez ici pour commander
The salon industry is splitting in two. And the gap will only get bigger in 2026. On one side, you have Salon Owners stuck in the weeds, exhausted, overthinking every move, hoping “next year” will be different. On the other side, you have Salon CEOs who are quietly installing systems, building strong teams, and creating real freedom and profit. And it all comes down to just 3 core truths that almost every salon owner overlooks… until it's too late. Get clear on exactly what they are in this week's episode with Larissa and Joel. 3 reasons to listen Understand why the GAP between salons is about to widen (faster than anyone realises..)Discover the invisible habits shaping your 2026 results right nowThe one shift you need to make like aTop 1% Salon Owner Which side of the Salon Industry are you going to find yourself next year? Are you ready to feed your ambitions and rise to the challenge? Want to lock in the strategy, the systems, and the support you need - so you can have the freedom and profit of Salon CEOs? ✨Apply for Salon Mastery and build your million-dollar roadmap with us. We only accept 5 new Salon Owners at a time… So if you're generating over $10K in revenue and are ambitious & ready to reach the next level, click here to find out more and see if you're eligible.
Send us a textIn this episode of the Run Strong Run Podcast, I sit down with new marathoner and mom of two, Vicky Hurd, a.k.a. @marathonmamav, who went from zero running routine to 26.2 miles at the Every Woman's Marathon in just over a year.Vicky shares how she went from running eighth-grade cross country “just to make the soccer team” to becoming a runner again after kids, inspired by everyday runners she saw online. We talk about her decision to run one race every month, the brutal first half marathon that almost broke her, and how she turned that experience into a full-hour PR at her next half simply by trusting her plan.We also dive into what it's really like training for a first marathon as a full-time working mom with a 3-year-old and 18-month-old, why she did most of her early miles on the treadmill out of fear and embarrassment, and how community—online and in person—carried her through the hardest miles of race day in Scottsdale.If you've ever wondered, “Can I really do this?” when it comes to a 5K, 10K, half marathon, or full marathon, Vicky's story will feel like a permission slip to start scared and show up anyway.In this episode, we talk about:How Vicky went from “not a runner” to racing every month for a yearThe couch-to-5K journey that turned into multiple half marathons and a fullThe disaster first half marathon that taught her to stick to her planWhy she spent four months running only on the treadmill before braving the parkTraining for a marathon as a working mom of two small kids (4 a.m. alarms and all)The emotional highs and lows of the Every Woman's MarathonVicky's go-to gear and fuel: Goo Tane, Bonk Breaker chews, and Brooks GlycerinHer advice to anyone afraid to take the first step: “Do it scared.”
This week on the Grit2Greatness Endurance Podcast, we dive deep into swimming with Casey Arendt of Snake & Pig goggles. From childhood lanes to open-water adventures and a 10K swim, Casey shares insights that will make waves in your training. Plus, we announce our 2026 Grit2Greatness Ambassador Team, explore why protein is the unsung hero in endurance workouts, and wrap up with a fun “Not My Job” Snake & Pig trivia segment. Sponsored by Vespa Power Endurance and TriDot Training.Stay gritty, train smart, and keep chasing greatness. We'll see you next week!#Grit2Greatness #CoachingTips #Ask A Coach #TriathlonCoach #TriathlonPodcast #303Endurance #TriDot #EnduranceAthlete #SwimBikeRun #GetGritty #TriathlonTraining #CyclingLife #RunningCommunityWebsite - Grit2Greatness Endurance CoachingFacebook - @grit2greatnessenduranceInstagram - @grit2greatness_enduranceGet Started with Grit2Greatness -Getting Started with Grit2Greatness - Google FormsGet Gritty Sponsor: Vespa Power Vespa Power Endurance helps you tap into steady, clean energy—so you stay strong, focused, and in the zone longer. Vespa is not fuel, but a metabolic catalyst that shifts your body to use more fat and less glycogen as your fuel source. Vespa comes in CV-25, Junior and Concentrate.Less sugar. Higher performance. Faster recovery. Home of Vespa Power Products | Optimizing Your Fat Metabolism Use discount code - 303endurance20TriDot Pool School CS 2/28-3/1 Link - TPS @ Colorado Springs CO- February 28-March1-Pool School Average improvement for the last two pool schools in Colorado Springs was 15% and this was after 2 days of swimming at altitude with a lot of out-of-state visitors!Grit2Greatness Webinar - Greatness Is a Habit: How to Build Yours in 2026 December 16 at 6pm MT / 8pm ET - https://us06web.zoom.us/j/83084039210Grit2Greatness Strava Club - Join Us! - Club | Grit2Greatness Endurance on Strava
Giddy up—because today, Michelle and Kim Krezonoski are back! Kim and Michelle have been crushing their own running goals—most notably finishing as the top two Canadian women at the 2024 Boston Marathon—yet they stay grounded and remind us that life is full of different pursuits that fuel us. Beyond their own training, they've spent the past few years inspiring athletes through their coaching company, Startline Strength. And now, they've added a brand-new venture to their roster: Pairr Socks. Pairr is the result of nearly two years of passion, testing, research, and fine-tuning—and the result is pretty incredible. So gear up for a spicy workout and pair it with this a chat with Kim and Michelle Krezonoski. Follow Kim @kimkrezonoski Follow Michelle @michellekrezonoski Follow Pairr @Pairrsocks Find Startline Strength at www.startlinestrength.com ------ EPISODE SPONSOR: CANADA RUNNING SERIES As we wrap another incredible race season, it's time to look ahead: registration is open for all Canada Running Series 2026 events, including: Beneva Spring Run-Off — April 4, 2026: Kick off your racing season with a Toronto classic. Run the 5K, 8K, or Kids Race and enjoy High Park in full spring bloom. UA Toronto 10K — April 18, 2026: Now on a new date for 2026! Experience Toronto's waterfront like never before with this fast, scenic 10K, plus a fun Kids Race for future runners. Beneva Vancouver Half — June 28, 2026: Soak in ocean views and mountain backdrops at the Beneva Vancouver Half Marathon or 5K — one of Canada's most beautiful races. Visit www.canadarunningseries.com for more details and to register Theme Music: Joseph McDade
If you're setting big money goals for 2026 — 10K months, 50 women in your program, your first $100K month, or even your first seven-figure year — this episode is for you. Today I'm walking you through: What it actually takes to hit your money goals The habits, numbers, and identity you need to build The practical steps I took to create a $40,000 Black Friday weekend AND the step-by-step process you can use to replicate it in 2026 This is a loving but very honest conversation about visibility, consistency, audience growth, and the real reasons women struggle to hit their financial goals. If you want 2026 to be different, this episode will show you exactly how to lead yourself there. Resources Mentioned ✨ The Wildly Wealthy Woman ExperienceYour year-long identity, mindset, tapping, and wealth-building mentorship with Jackie.Link: https://jackie-mcdonald.mykajabi.com/offers/JY4fkzcd/checkout ✨ Release to Receive 2025–2026 Tapping SessionJoin the end-of-year tapping class.Link: https://jackie-mcdonald.mykajabi.com/offers/FWDf7YLZ ✨ Megan Hale's Good/Better/Best FrameworkCheck out her money strategy + app for women.Link: myrootabl.com/r/uBIfg6Lr?rootabl=jackie If You Loved This Episode… Please share it with a friend who's working toward her money goals in 2026.Leave a review on Apple Podcasts or Spotify — it helps more women find this work.Screenshot this episode and tag me @thejackiemcdonald on Instagram so I can celebrate you!
What happens when a career-ending injury becomes the catalyst for a completely new life? In today's episode, Ted Stern (@fitresponder) shares how snapping his ankle on duty pushed him into the online world — and how that single moment transformed him from a frustrated first responder into a multiple 6-figure fitness entrepreneur. Ted breaks down the exact steps he used to scale from making a few thousand a month to consistently hitting $100K+ months, why niching saved his business, how first responders sabotage their own potential, and what it really takes to build a winning culture and team in 2025. We also dive deep into limiting beliefs, environment, accountability, and the mindset every first responder needs if they want to level up their health, income, and identity. Whether you're in law enforcement, an entrepreneur, or someone ready for a transformation — this episode is loaded with real, tactical value. In This Episode You'll Learn:
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast
In this episode of Owned and Operated, John Wilson sits down with Sam Preston — CEO of Service Scalers — to talk about the marketing asset that still quietly outperforms everything else in home services: your Google Business Profile (GBP). John and Sam break down why AI hasn't disrupted GBP the way people expected, how Google reviews are now getting pulled directly into AI search results, and why “map pack visibility” remains the cheapest, highest-intent lead source in the game.They get tactical on what actually drives rankings and calls in 2026. Sam lays out the three biggest needle-movers — proximity, category/keyword strength, and reviews — and John shows how Wilson Companies invests roughly $10K/month into GBP because it drives roughly $500K/month in sales. They go deep on why location is a marketing decision, how to scale multiple profiles without overlapping service areas, and why most owners waste time optimizing tiny details before locking in the fundamentals.If your LSA performance is lagging, your organic lead volume feels capped, or you're planning multi-location growth next year, this episode is the blueprint for turning GBP into a compounding growth engine.What You'll LearnThe 3 ranking drivers that matter most: proximity, primary category, review cadenceWhy location is a marketing decision (and how it changes growth overnight)How to scale multi-trade businesses without confusing Google's category systemThe real review strategy: frequency, volume, quality, and photos
Welcome back to the Tandem Talk Show with Coach G — in this inspiring episode we welcome returning guest Elaine (previously featured on episode 138) to share the next chapter of her transformation. Elaine candidly walks through the major obstacles she faced before joining Tandem, including surgical menopause, a Hashimoto's thyroid diagnosis, vitamin deficiencies, and a severe car accident that left her in a wheelchair for 10 weeks. Despite these hurdles, she describes how she lost over 50 pounds through Tandem's coaching and structured programming. Coach G and Elaine discuss the phases of the program she completed — fat loss phases and the Metabolic Reset Phase (MRP) — and how MRP helped reignite her metabolism, increase calories strategically, build muscle, reduce hunger, and make the weight sustainable. Elaine credits Coach Gus for rebuilding her confidence and making exercise enjoyable, and she describes how movement, strength training, and better nutrition reshaped her body and life. The conversation covers practical changes that produced results: simple, trackable daily goals (calories, protein, water, steps), accessible workouts (starting from home and progressing to the gym), meal strategies and prep, and the mental shift from “living to eat” to “eating to live.” Elaine also reflects on the unexpected social and emotional benefits — new friendships, increased energy, improved cardiovascular fitness, and even signing up for a 10K. This episode offers encouragement and clear takeaways for listeners, especially women navigating menopause or thyroid issues who feel weight loss is impossible. Elaine emphasizes readiness, self-investment, following a coach, and small consistent steps. Coach G closes by inviting listeners to reach out to learn more about Tandem's Metabolic Reset Program; you can contact Garrett at garrett@tandemnutrition.com for a free call to discuss goals and whether the program could be a fit.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders athttps://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner.https://bamcapital.com/rtr/In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder and Zach Lemaster sit down with real-estate investor and full-time firefighter Karl, who shares a remarkable journey shaped by life-changing events, disciplined action, and the pursuit of financial freedom. His story is a powerful roadmap for anyone balancing a W-2 job while building a real estate portfolio.Karl reveals how he:• Turned a triplex into a profitable mid-term rental• Scaled into Airbnb using systems, cleaners, and automation• Leveraged bonus depreciation to offset W-2 income• Built a deal pipeline through consistent networking• Navigated a difficult syndication loss—and what every investor must learn from it• Closed a fix-and-flip using none of his own money• Plans to grow into boutique hotel investingWhether you're a new investor, a W-2 earner seeking financial independence, or someone considering short- or mid-term rentals, Karl provides actionable insight, transparency, and motivation to take the next step.⏱️ TIMESTAMPS00:00 – Introduction to Karl & his investing journey00:39 – Karl's first deal: Triplex → MTR opportunity 01:57 – The life-changing event that shaped his “why” 03:34 – Becoming a firefighter & treating real estate as a side hustle 05:16 – Closing multiple deals & using real estate as a safety net07:15 – How STR owners can deduct against W-2 income with bonus depreciation08:31 – Mid-term vs short-term rentals & building systems for automation10:06 – Cleaners, maintenance teams & messaging automation tips11:49 – Pivoting into Airbnb & how professional design doubled bookings13:56 – Increasing ADR & turning $1,000–$1,200 rents into $2,300–$3,000/mo18:33 – Karl's syndication experience: vacancies, management issues & loss22:20 – Risks of syndications vs owning real estate directly27:17 – How to analyze deals without paralysis30:22 – Advice for W-2 workers getting started31:43 – Building skills, using mornings, and finding mentors33:21 – The value of networking & how it led to funding a deal overnight38:02 – Karl's 2025–2026 market outlook39:31 – What's next: Boutique hotels & scaling STR operations40:55 – Closing thoughts & how to share your story on the podcast
Shooters and Prospectors (309) 737-3248 https://www.facebook.com/SWShooterSuppliesAndProspecting/ Adventures In Prospecting(A.I.P.) http://www.adventuresinprospecting.com/ XTREME SCOOPS https://www.facebook.com/XTREMEScoops/ TheRingFinders https://theringfinders.com/ BEYOND SIGHT AND SOUND YouTube https://www.youtube.com/channel/UCk7YDKf4Bxdw0Lwdat9VoRA All Metal Militia on Facebook https://www.facebook.com/groups/AllMetalMilitia/ DetectEd Outdoors https://www.youtube.com/channel/UCjLV9vNNhgmPJut2vMq0iNA Crazy Spider Adventures on YouTube https://www.youtube.com/channel/UCsKNJc6jKCnYthGmyp-QYEQ Illinois Iowa treasure hunters Facebook group https://www.facebook.com/groups/251326456035/ BOOT CAMP VIDEOS Night 1 silvers https://m.facebook.com/groups/576627622397397?view=permalink&id=2969793473080788 Night 2 coppers https://m.facebook.com/groups/576627622397397?view=permalink&id=2978808162179319 Night 3 tips, tricks and tweaks https://www.facebook.com/groups/detectamerica/permalink/2985422534851215/ NOKTA WEBSITE https://www.noktadetectors.com/ Midwest refineries https://www.midwestrefineries.com/ All Metal Militia on YouTube https://www.youtube.com/channel/UCT22mRQ_QQ0LfHrZy22IaaA?fbclid=IwAR1s1ma_fkWv9VzBVDKyLF10rQZq2wg0IJwQwJAKP21tWCHMYa7yiIs26l8 The Relic Hunter Facebook group https://www.facebook.com/groups/249978366379006/?ref=share $10K diamond ring return https://theringfinders.com/blog/Josh.Kimmel/2020/10/1-25-1-5-carat-diamond-gold-ring-returned-trf-celina-ohio-potential-replacement-8-10k/?fbclid=IwAR2tULpBnqX3Uwuc7FVRVASecMO0lF0tpxvy8OXbiBNk7bCbdB8W530xBc4 Metal Detecting:- Beyond Sight and Sound https://www.facebook.com/groups/421832374617055 FIND US ON AMAZON AND AUDIBLE https://www.amazon.com/BEYOND-SIGHT-AND-SOUND/dp/B08JJS1FC1 Sapphire and diamond arthritic wedding ring returned https://theringfinders.com/blog/Josh.Kimmel/2021/05/sapphire-diamond-arthritic-wedding-ring-returned-trf-celina-ohio/?fbclid=IwAR10iM9GH2BDcf3BHywNMhvQiyP_g0bHL_360zscykDQfiMK1R3fWe1ZCB0 MDCI Facebook group https://www.facebook.com/groups/259089097602307/ Terry Shannon's website https://terryshannon.com/ Quarter Hoarder YouTube channel https://m.youtube.com/@QuarterHoarder Bark's Detecting Bits on YouTube https://www.youtube.com/@barksdetectingbits3298 Ill Digger YouTube https://www.youtube.com/@Ill_Digger BEYOND SIGHT AND SOUND on PodBean https://www.podbean.com/pu/pbblog-hbn8z-10fc2c8
It's on deck with Eddie Tiozzo—age 52, former water polo player, and PhD in exercise physiology—to unpack how smart training, strong shoulders, and a dynamic mindset can carry you through decades in the sport. Eddie's story moves from Croatia and Italy to Florida pool decks as a member of Swim Ft. Lauderdale Masters, and along the way he shows how curiosity and consistency beat rigid formulas every time.We dig into his favorite events—the 100 back and 100 IM—and the weekly plan that keeps him fast and healthy: four swims of 3–4.5K, two focused gym sessions, and one stretching session. Eddie breaks down why “broken,” varied sets trump cookie-cutter 10x100s, how to use bands effectively without ignoring weights, and the power of alternating lighter, high-rep days with heavier, low-rep sessions. If pull-ups are out of reach, he shares a scalable assisted variation that builds true pulling strength for better catch mechanics, stronger starts, and shoulder resilience.Beyond sets and reps, Eddie opens up about earning his PhD later in life, tackling an open water 10K as a dedicated sprinter, and why community keeps him coming back to the blocks. We swap notes on Federica Pellegrini, reading real books, and the quiet discipline that turns good habits into lasting performance. Whether you're chasing a Masters best time, trying to stay pain-free, or craving a fresh training spark, you'll find practical ideas you can apply at your next practice.If this conversation gave you a boost, follow the show, share it with a teammate, and leave a quick review on Apple to help more swimmers find us. Your support keeps the momentum flowing—see you on deck.Email us at HELLO@ChampionsMojo.com. Opinions discussed are not medical advice, please seek a medical professional for your own health concerns. Check out Kelly's Books at www.KellyPalace.com
If you'd like to see full video of this and other episodes, join the Reel Notes Patreon at the Homie ($5/month) tier or higher. Each episode is also available to buy individually for $5 (BUY IT THROUGH A WEB BROWSER OR THE PATREON ANDROID APP, NOT VIA THE PATREON iOS APP. YOU'LL GET CHARGED EXTRA MONEY AND IT WILL TAKE LONGER TO PROCESS.) You also get early access to episodes, an invite to our Discord server, access to the Reel Talk movie night archives, and more!My guest this week is New York rapper Salimata. We spoke about Frankenstein, the Puppet Master movies, The Departed, why she prefers movies that have bad or sad endings to happy endings, how she's come to appreciate French film since she's moved to France, starting rapping in the Tumblr era, linking with MIKE and 10k, refining her style, and the creative process behind her latest album The Happening, out now on 10k Global. Come fuck with us.The Happening is available wherever music is sold, streamed, or stolen. Consider copping directly from Salimata's Bandcamp. Follow Salimata on Instagram (@eet_it_off_me) and Twitter (@eat_it_offme).My first book, Reel Notes: Culture Writing on the Margins of Music and Movies, is available now, via 4 PM Publishing. Order a digital copy on Amazon.Reel Notes stands in solidarity with American immigrants against ICE and the oppressed peoples of Palestine, Congo, Sudan, Tigray, and Haiti. Please consider donating to the Coalition for Humane Immigrant Rights, the Palestine Children's Relief Fund, The Palestinian Youth Movement, The Zakat Foundation, HealAfrica, FreeTigray, and/or Hope For Haiti. Protest, fight back, and fuck the system.Follow me on Instagram (@cinemasai), Twitter (@CineMasai_), TikTok (@cinemasai), Letterboxd (@CineMasai), and subscribe to my weekly Nu Musique Friday newsletter to stay tapped in to all things Dylan Green. Follow Hearing Things at hearingthings.co or @hearingthingsco on all platforms. Support the show
If you've been avoiding Facebook because you think it's “dead” or your ideal clients aren't there, this episode will change your mind. I used to hate Facebook too but now it's one of the highest-converting assets in my entire business.In this episode, I show you how to turn a free Facebook group into a lead-generating and client-getting machine that can help you hit consistent 10K months even if you're starting from zero. You will learn why groups convert faster than your public feed, how trust builds inside a community, and the step-by-step process of growing, nurturing and monetizing your group.If you've been ignoring your group or haven't created one yet, this is your sign. Again, Facebook isn't dead, it's your warm-lead pipeline. So let's build your 10K-month Facebook group blueprint!Topics covered on Turning My Facebook Group Into a Money-Making Machine:Why Facebook groups convert better than any public feed (and why 7–8 figure coaches still use them as their #1 trust asset).The fastest way to grow your group with high-quality members using your existing platforms.Why your newest members are always your hottest leads and how to capitalize on this window.How to welcome, nurture and warm up your members without being glued to Facebook 24/7.The 3-part system: Grow, Nurture and Monetize your group into 10K+ months.How to use triage calls, lead magnets, trainings, and DMs to move people deeper into your funnel.How to turn a few hundred engaged members into consistent and predictable monthly revenue. Resources from this episode:Therapreneur: A Therapist's Guide to 3x Your Therapy IncomeThe Coach IntensiveEnter The Podcast Giveaway for the chance to win one of Carly's digital products: https://thethrivingtherapreneurpodcast.com/reviewsCarly AI------
Michael Walsh spent 30 years helping businesses scale to $50M+ and discovered something that contradicts everything you've been taught: treating your team like a "well-oiled machine" destroys the exact expertise your clients pay for. After burning out in 1996 with zero vacation days, he redesigned his entire approach. Now, he takes 18 weeks off annually while his consultancy thrives.In this conversation, Michael breaks down why 20th-century industrial thinking fails in expertise-based businesses, the ecosystem approach that unlocks sustainable growth, and how AI is accelerating the shift from information work to creative work.Key Insights:The hidden cost of the machine mindset: why systemizing people like interchangeable parts kills creativity and innovation in marketing, consulting, and service businessesThe 3 Freedoms framework: Freedom IN your business (doing work you love), Freedom FROM your business (it runs without you), and Freedom BECAUSE OF your business (funds the life you want)—and why getting the sequence wrong keeps you trappedMichael's transformation story: from working 52 weeks straight to taking the last week of every month off, and how his income skyrocketed as a resultThe Phil Jackson approach: how championship coaches built winning teams by customizing systems around individual strengths instead of forcing uniformityFour elements of human behaviour that make employee motivation obvious: survive, thrive, connect, adapt and how understanding these removes the mystery from team performanceThe social contract that creates loyalty: why traditional command-and-control management fails with knowledge workers, and what replaces itAI's role in the creativity age: why the information age is ending, and how AI forces us back to authentic human storytelling and strategic thinkingThe hiring system that reveals complementary strengths: using tools like MBTI, Kolbe, and behavioural assessments to build teams where people's weaknesses become irrelevantResources mentioned:Get Michael's complete hiring system free at freedombydesignbook.comConnect with Jay Hunt:Join Amplify Your Brand on Skool for AI tools, business strategies, and live audits: https://www.skool.com/aybWebsite: https://jayhunt.socialLinkedIn: linkedin.com/in/socialmediaspeakerEpisode Timestamps:0:00 - Machine mindset vs ecosystem approach introduction1:00 - Freedom by Design book & strategic LinkedIn outreach1:50 - 30-year transformation: from zero vacation to 18 weeks off2:21 - The 1996 turning point: forced Mexico vacation4:01 - 16-hour exhaustion crash4:44 - Post-vacation revenue spike: $10K in one month6:09 - Scaling to 18 weeks off annually7:29 - The 3-week work, 1-week off rhythm8:05 - How clients adapted to compressed schedule10:19 - Managing guilt & forced disconnection13:19 - Freedom by Design framework deep dive13:55 - Machine mindset origins: assembly lines & industrial revolution15:03 - How unions formed in response to cog-in-machine treatment16:23 - Why information services require different management17:28 - Machine built for owners vs ecosystem for everyone18:19 - The illusion of control through systems19:14 - Supporting people's strengths vs forcing compliance21:06 - Sales team ecosystem: customizing for different personalities22:37 - Building support structures around individual strengths24:32 - Hiring assessment tools: MBTI, StrengthsFinder, Kolbe, Wonderlic28:16 - The human element vs cheap offshore labor trap29:24 - Four aspects of human behavior: survive, thrive, connect, adapt33:28 - AI completing the information age, entering creativity age36:21 - Why AI forces authentic human storytelling38:26 - The 10%-80%-10% AI collaboration model41:28 - AI efficiency example: presentations from 3-4 days to 1.5 hoursSubscribe to Drop The Mic for conversations with entrepreneurs, authors, and leaders who've built businesses that serve their lives and not consume them.
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB][DS] are trying to convince the world high electricity costs are coming from AI and Crypto mining, it is not, its coming from the green new scam. Gas prices are coming way down. The new system Trump is building is getting stronger and stronger. The [CB] will fight back against Trump’s tariff system. The [DS] is pushing back, they want war and they do not want the peace deal. Corruption is being exposed in Ukraine which is putting a lot of pressure on Zelensky, the EU is now funding Ukraine. Soon he will be pushed out or he will sign the peace deal. Trump says its time for election in Ukraine. The [DS] criminal syndicate that they setup in DC under threat by the SC. They will rule that Trump as the right to remove the agencies and people, they are not independent of the Executive Branch, game over. Economy https://twitter.com/MarioNawfal/status/1997946755116359938?s=20 thanks to bad energy policy, not data centers. He slammed subsidies for unreliable sources like offshore wind, saying some projects cost $11B for 1GW of intermittent power, versus $1–2B for 24/7 reliable supply. Burgum laid into what he called “climate extremists,” accusing them of prioritizing flashy green experiments over building energy systems that actually work. The result is sky-high bills for electricity that cuts out when the weather does, while lawmakers pat themselves on the back for feel-good “net zero” policies that don't add up. Burgum: “A lot of the higher prices that you’re seeing are not related to the AI data centers. The policy choices of the last 5 years, driven by sometimes climate extremists, were the ones that are driving up the prices you’re seeing.” (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); That is why I have authorized documentation to impose a 5% Tariff on Mexico if this water isn't released, IMMEDIATELY. The longer Mexico takes to release the water, the more our Farmers are hurt. Mexico has an obligation to FIX THIS NOW. Thank you for your attention to this matter! Gas Prices Drop To Lowest Level In Nearly 5 Years Across US Gasoline prices have dropped to their lowest levels in nearly five years and stand at around $2.90 per gallon on average as of Monday, according to data from GasBuddy, a company that tracks gas prices. “The national average has just slipped below $2.90 per gallon for the first time since May 2, 2021,” GasBuddy analyst Patrick De Haan wrote in a Sunday post on X. Source: zerohedge.com https://twitter.com/RapidResponse47/status/1998037849539846303?s=20 ADP Weekly Employment Report Signals Rebound In Labor Market the US labor market turned up for the four weeks ending Nov. 22, 2025, private employers added an average of 4,750 jobs a week., according to ADP’s new weekly employment data This week's positive number hints at an upswing in the labor market after four straight weeks of negative pulse estimates, after four straight weeks of losing jobs. This follows the almost unprecedented decline in initial jobless claims last week (which some have argued was impacted by Thanksgiving Week irregularities). Source: zerohedge.com https://twitter.com/profstonge/status/1998369537851346975?s=20 “degraded” products that nobody wanted, a terrible idea that slowed Innovation, and hurt the American Worker. That Era is OVER! We will protect National Security, create American Jobs, and keep America's lead in AI. NVIDIA's U.S. Customers are already moving forward with their incredible, highly advanced Blackwell chips, and soon, Rubin, neither of which are part of this deal. My Administration will always put America FIRST. The Department of Commerce is finalizing the details, and the same approach will apply to AMD, Intel, and other GREAT American Companies. MAKE AMERICA GREAT AGAIN! Political/Rights https://twitter.com/DHSgov/status/1998069235734520159?s=20 putting American lives at risk. There are another 4,015 aliens in the custody of an Illinois jurisdiction that ICE is seeking to arrest. Criminal illegal aliens should not be released back onto our streets to terrorize more innocent Americans. https://twitter.com/EricLDaugh/status/1998407499884511706?s=20 https://twitter.com/FBIDirectorKash/status/1998416601050161442?s=20 https://twitter.com/FBIDDBongino/status/1998135848546746381?s=20 daily to dismantle the network and all those criminal actors associated with it. https://twitter.com/EricLDaugh/status/1998400657217257829?s=20 DOGE https://twitter.com/EricLDaugh/status/1998127452195852468?s=20 don’t see how they can do that!” “I’ll speak about it later. I’ll get a FULL report on it.” “Europe has to be VERY careful…Europe is going in some BAD directions.” @ElonMusk will win this! Geopolitical https://twitter.com/PM_ViktorOrban/status/1998044051203928212?s=20 Hungary will not implement the measures of the Migration Pact. The rebellion begins! War/Peace https://twitter.com/Rasmussen_Poll/status/1998163342465306883?s=20 https://twitter.com/MarioNawfal/status/1998082649425125715?s=20 amid uncertainty about future U.S. involvement. Zelensky met with Macron, Merz, and Starmer to align Europe's position on Ukraine peace talks. The message? If the U.S. steps back, Europe is ready to step up. Macron spoke of “convergence” between Europe, Ukraine, and the U.S., code for: we're not waiting for Trump. Starmer promised “a just and lasting settlement.” Merz framed Ukraine's future as “the destiny of Europe.” This isn't just about Ukraine anymore, it's about Europe's ability to act without Washington.aa the subtext is clear: Europe knows Trump may walk away, and they're preparing for it. Ukraine is only part of the equation, the real test is whether Europe can act without Washington. For the first time since 2022, the center of gravity on Ukraine is shifting eastward, to Paris, Berlin, and London. If Trump wins, the burden of leadership falls on Europe. Today may have been the first test of whether it’s ready https://twitter.com/BRICSinfo/status/1998299398456131611?s=20 What’s The Likelihood Of A NATO-Russian Non-Aggression Pact? Putin recently proposed providing Europe, the majority of whose countries are part of NATO, with formal guarantees that it won't attack. In connection with this, he also assessed that those who fearmonger about Russia are serving the interests of the military-industrial complex and/or trying to bolster their domestic image, which exposed their ulterior motives. In any case, his proposal could hypothetically lead to a NATO-Russian Non-Aggression Pact (NRNAP), but only if the political will exists on both sides Source: zerohedge.com https://twitter.com/TheOtherSideRu/status/1998356606119981155?s=20 it's not a democracy anymore” https://twitter.com/visegrad24/status/1998356214384611652?s=20 hold an election, but I would think the Ukrainian people should have that choice. And maybe Zelensky would win. But they haven't had an election in a long time. They talk about a democracy, but it gets to a point where it's not a democracy anymore,” Donald Trump said. As of December 2025, Ukrainian President Volodymyr Zelenskyy’s approval (or trust) rating in Ukraine has reportedly plummeted due to a major corruption scandal involving leaked “Mindich tapes” tied to his inner circle and energy sector graft. Multiple sources, including Ukrainian media and lawmakers, indicate the rating has dropped by about 40 percentage points in a single week, now sitting at or below 20-25%. Medical/False Flags [DS] Agenda https://twitter.com/libsoftiktok/status/1998187351026348280?s=20 WATCH: Crockett Launches Senate Campaign By Posting Bizarre Compilation of Trump Repeatedly Calling Her ‘Low IQ' FBI Agents Sue Kash Patel After Being Fired Over BLM Support — Claim Kneeling ‘Saved American Lives' The FBI agents who kneeled during the George Floyd BLM riots were fired on Friday by the FBI. A group of former FBI agents has filed a lawsuit against Director Kash Patel and the federal government after being fired for supporting the Black Lives Matter movement. The dozen agents complained that almost immediately upon becoming director of the bureau, Patel began working to terminate all agents who had kneeled in support of the movement. The lawsuit also claims the agents would not have been fired had they had the same perceived political affiliations as those involved in the January 6th protests. Source: thegatewaypundit.com The FBI, as a U.S. federal law enforcement agency under the Department of Justice (DOJ), is required to maintain political neutrality and impartiality in its operations and public actions. It does not take official political stands or engage in activism, as its mission focuses on enforcing federal laws without partisan bias. Individual FBI employees (including agents) are subject to strict restrictions under the Hatch Act, which prohibits most forms of partisan political activity to ensure a neutral federal workforce. FBI personnel are classified as “further restricted” employees, meaning they face additional limitations compared to most other federal workers. Key Prohibitions for FBI EmployeesThese apply at all times (on or off duty) unless otherwise noted, with the goal of preventing any appearance of political influence or coercion: Taking a partisan political stand: They may not endorse or oppose candidates for partisan office or political parties in advertisements, broadcasts, campaign literature, speeches at partisan events, or similar materials if done in coordination with a candidate, party, or partisan group. Pushing partisan activism: Active participation in partisan political management or campaigns is banned, including organizing rallies/caucuses, promoting/selling tickets to fundraising events, addressing partisan gatherings in support of/opposition to candidates, or driving voters to polls in coordination with partisan entities. They cannot use their official authority to interfere with elections or solicit/discourage political activity from individuals with business before the DOJ/FBI. Permitted Activities for FBI EmployeesWhile heavily restricted, some non-active or non-partisan actions are allowed, primarily off-duty: . https://twitter.com/amuse/status/1998131089542713808?s=20 million in fees from Fani Willis's office after she was disqualified for an improper relationship with a special prosecutor. The Georgia Supreme Court removed her permanently in September, opening the door for all 19 defendants to file similar reimbursement claims. The total cost could dwarf Trump's alone and stands as a humiliating rebuke of Willis's partisan prosecution. The blowback is now financial as well as legal. https://twitter.com/MarioNawfal/status/1998354564790284308?s=20 notice. 18 of them are still actively covered. September 2025. Monthly payout: over $10,000. GAO’s just…monitoring them. Because apparently nobody at HHS has. No SSN? Fine. No proof of citizenship? Whatever. No income documentation? Come on in. GAO literally wrote in their report: “[We] did not provide documentation yet received coverage.” They’re not even hiding it – they got benefits with nothing. The system just said yes. Now check the real-world damage. In 2023, 29,000 Social Security numbers somehow got used for multiple full-year coverage plans. By 2024? That jumped to 68,000. Someone’s running the same number through the machine twice, three times, however many times it takes, and the alarms aren’t going off. Then there’s the $94 million that went to dead people in 2023. Not “accounts tied to people who died recently and the paperwork hasn’t caught up” – straight up deceased recipients. Death certificates filed, funerals held, checks still clearing. But here’s the really wild part: GAO tried to track $21 billion in subsidies from 2023 back to actual Social Security numbers. Couldn’t do it. 21 billion dollars just floating out there with no clear connection to who’s supposed to be getting it. The system allows multiple enrollments per SSN “to help ensure actual SSN-holder can enroll in cases of identity theft or data entry errors.” In other words: we built in workarounds so generous that fraud looks identical to legitimate use. Now Congress is fighting over whether to extend these enhanced COVID subsidies past December 31. Cost to keep them? $30 billion annually. 24 million people enrolled, over 90% getting subsidies. Without extension, premiums spike overnight and 22 million people might lose coverage. Republicans looking at GAO’s findings saying: this is exactly why we shouldn’t pour another $30B into a system that can’t tell fake accounts from real ones. Democrats saying: you’re going to kick 22 million people off insurance because less than 1% is fraud? Both sides kinda have a point. Yeah, the fraud’s under 1% of total enrollees. But when you’re burning $30B yearly and literally cannot verify where $21B went, “less than 1%” stops sounding so minor. Senate vote coming this week. Expected to fail. Which means scramble for short-term extension, fight continues into 2026 budget battles, and absolutely nothing changes about fraud controls. Because here’s what nobody wants to say out loud: the system isn’t designed to catch fraud. It’s designed to maximize enrollment. When your mandate is “get people covered,” asking too many questions becomes the enemy. Verification slows things down. Documentation creates barriers. Better to let a few fake accounts slip through than risk denying real people who need coverage. So GAO’s 18 fictional enrollees will keep collecting their $10K monthly until someone at HHS manually shuts them down. Which requires someone at HHS to actually read GAO reports. Which requires someone at HHS to care more about fraud than enrollment numbers. Don’t hold your breath. By next year, GAO will run the same test. Find the same results. Write the same warnings. And Congress will have the same fight about whether feeding money into a system that can’t track where it goes is compassionate policy or expensive theater. Meanwhile, somewhere in America, a completely imaginary person just got their subsidized premium renewed for 2026. https://twitter.com/chad_mizelle/status/1998194850324222006?s=20 clown show. Ignore him. In the meantime, Congress needs to start acting like a co-equal branch and initiate its own inquiry into Boasberg. President Trump's Plan Alina Habba Resigns as U.S. Attorney for New Jersey After Courts Rule Against Her Appointment Alina Habba, President Donald Trump's pick to serve as U.S. attorney for New Jersey, has resigned from her role following a federal court's ruling to uphold a lower court's decision that she was not “lawfully” appointed to the office. The news was announced Monday by U.S. Attorney General Pam Bondi, who said she was “saddened to accept Alina's resignation”: https://twitter.com/AGPamBondi/status/1998102734680318084?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998102734680318084%7Ctwgr%5E61a3e334e8e6099ea26f7cf5005134be5bf746cd%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html1998102734680318084 Habba intends to return to the U.S. attorney's office if that occurs, Bondi added, noting that she will be continuing with the DOJ as a senior advisor. Source: breitbart.com Do Not Mistake Compliance For Surrender” – Alina Habba Steps Down As Acting US Attorney For New Jersey Habba's statement Monday said “do not mistake compliance for surrender”. https://twitter.com/AlinaHabba/status/1998101999024550125?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998101999024550125%7Ctwgr%5Ec3b83e0f57525961eabb9975a6e4dab69d0d73c0%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.zerohedge.com%2Fpolitical%2Fdo-not-mistake-compliance-surrender-alina-habba-steps-down-acting-us-attorney-new-jersey Source: zerohedge.com https://twitter.com/JoeLang51440671/status/1998202248636072142?s=20 Ketanji Brown Jackson claimed the president should have no power to fire expert bureaucrats. She said economists, PhDs, scientists, & transportation officials should operate beyond presidential reach. Such a view would carve the heart out of Article II & cement rule by permanent insiders rather than elected leadership. Jackson's theory elevates the deep state over the voters who choose a president. That is a constitutional revolution in plain sight. https://twitter.com/AwakenedOutlaw/status/1998116399190036973?s=20 Furthermore, the same logic would apply to the Federal Reserve, IMO. In fact, that’s almost certainly where this is going. Justice Kavanaugh: “I want to give you a chance to deal with the hard hypothetical. When both Houses of Congress and the President are controlled by the same party, they create a lot of these independent agencies or extend some of the current independent agencies into these kinds of situations so as to thwart future Presidents of the opposite party https://twitter.com/nayibbukele/status/1894547479367938142?s=20 https://twitter.com/Rothbard1776/status/1998162884455522528?s=20 https://twitter.com/MJTruthUltra/status/1998149963835191541?s=20 https://twitter.com/EricLDaugh/status/1998129151857848575?s=20 where you have Dem Senators, they won’t approve him! This gentlemen’s agreement [blue slip] has lasted TOO LONG. It means you can’t appoint a GOP US Attorney!” “In VA, NJ, CA, a US Attorney or judge…the only people you can get by are Democrats because they put a HOLD ON IT!” “It only takes one senator! If they are Democrat, they won’t approve it.” “All because GRASSLEY with his BLUE SLIP stuff won’t let anybody go by! And by the way, Democrats have violated blue slip!” Susie Wiles: Trump Will Campaign for 2026 Midterms ‘Like It's 2024 Again' White House Chief of Staff Susie Wiles revealed that President Donald Trump will get out and “campaign like it's 2024 again” for the 2026 midterm elections. Wiles went on to explain that “in the midterms, it's not about who's sitting at the White House,” but about localizing the election and keeping “the federal officials out of it.” “We're actually going to turn that on its head,” Wiles shared. “And, put him on the ballot because so many of those low propensity voters are Trump voters. And, we saw, a week ago Tuesday, what happens when he's not on the ballot and not active. So, I haven't quite broken it to him yet, but he's going to campaign like it's 2024 again.” Source: breitbart.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
#709 What if your next big business idea was hiding in plain sight — like on your golf glove? In this episode hosted by Brien Gearin, we sit down with Randall Pulfer, co-founder of Chipp Golf Co, a company reinventing the golf glove with bold designs and premium materials. Randall shares how he and his college friend went from brainstorming dorm room ideas to cold-emailing Indonesian manufacturers, putting $10K on the line for their first production run, and fulfilling orders from their living room. You'll learn how they overcame product issues, transitioned to a 3PL, scaled with Meta ads, and leveraged design-driven branding to stand out in a sea of boring golf gear. If you're curious about starting a product business, mastering direct-to-consumer marketing, or just love a good entrepreneurial origin story — this one's for you! (Original Air Date - 5/1/25) What we discuss with Randall: + Origin of Chipp Golf Co + Finding an overseas manufacturer + First $10K inventory investment + Importance of product quality + Early ad testing and iteration + Transitioning to Shopify + Meta ad strategies that worked + Using email to boost LTV + Handling fulfillment with a 3PL + Scaling with new glove designs Thank you, Randall! Check out Chipp Golf Co at ChippGolfCo.com. Use coupon code MILLIONAIRE to get 15% off your first order. Follow Randall on Facebook, Instagram, and TikTok. Email Randall at randall@chippgolfco.com. Watch the video podcast of this episode! To get access to our FREE Business Training course go to MillionaireUniversity.com/training. To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Colorado fix and flip market heading into 2026 looks nothing like it did two years ago. Properties are sitting 3-4 months after sellers reject offers just $10K below asking. That holding cost easily burns through any price difference, yet flippers keep making this mistake. Meanwhile, some investors are closing BRRRRs in Boulder at $1.4M ARV that actually cash flow with $7,500-8,000 monthly rents. Chris Lopez sits down with Caitlin Waldschmidt, 9-year private lending veteran with Dynamo Capital, who originates loans across Colorado and nationwide. Caitlin has closed everything from small flips to large multifamily, giving her a front-row seat to what’s working and what’s failing in the Colorado fix and flip market as we head into 2026. She recently helped a builder pull $700K in cash out from five townhomes with negative DSCR by structuring the deal strategically, and she’s watching investors gear up for spring 2026 by buying now during the best acquisition window of the year. This episode reveals specific trends shaping the Colorado fix and flip market for 2026, including why “flipper gray” design is dead, which properties have “buts” that kill sales, and how the market rent appraisers assign can make or break DSCR loans. Caitlin shares a Boulder BRRRR case study where investors buy off-market at $700-900K, add $150-200K in rehab, and refinance at $1.4-1.5M ARV while securing long-term tenants at premium rents. She also breaks down two exit strategies for distressed builders stuck with unsold inventory and explains why some can be saved while others have zero equity to work with. In This Episode We Cover: Why properties listed in summer 2025 are still sitting after rejecting first offers (and what that costs in the Colorado fix and flip market) The “buts” that kill deals – busy roads, power lines, and industrial neighbors buyers won’t overlook anymore How to BRRRR in Boulder at $1.4M+ ARV and actually cover debt service with $7,500+ rents $700K cash out strategy for builder with five townhomes and negative DSCR numbers Portfolio approach: Using 40-50% LTV properties to save negative cash flow new builds Why investors are buying 5-6 deals before year-end to position for spring 2026 Best buying window is Thanksgiving through New Year’s when sellers get desperate Englewood flip appraises $100K higher than projected $1.3M ARV (closed in 5 days) Whether you’re a flipper watching inventory sit, a builder needing an exit strategy, or an investor looking for what’s actually working in the Colorado fix and flip market heading into 2026, this episode delivers concrete examples of deals closing right now. Caitlin provides the lender’s perspective on why some properties move in days while others sit for months, and shares specific strategies to position yourself for success in 2026. Watch the YouTube Video https://youtu.be/lza8gS1MRWs Timestamps 00:00 – Welcome & Guest Introduction 01:51 – Caitlin’s Background – 9 Years in Colorado Private Lending 03:24 – What’s Selling vs Sitting Right Now in Denver Market 06:07– The “Buts” That Kill Deals in Today’s Market 07:00– Flipper Gray Is Dead – Why Design Matters Now 10:30 – BRRRR in Boulder – How to Make $1.4M Properties Cash Flow 16:30 – Distressed Builders Need Exit Strategy – Two Options Available 18:31 – $700K Cash Out from Negative DSCR Properties (How It Worked) 21:14– Portfolio Strategy: Using Good Assets to Save Struggling Ones 24:06 – Spring 2025 Predictions – Why Investors Are Buying Now 26:42 – Englewood Flip Appraises $100K Higher Than Expected Connect with our Guest: Caitlin Waldschmidt Dynamo Capital Phone/Text: 720-301-6446 Email: caitlin@dynamocapital.com Links in Podcast: Dynamo Capital Who is Dynamo Capital Dynamo Capital, founded in 2023, is a debt fund specializing in residential real estate lending in the Midwest and Colorado. Offering fix-and-flip, construction, and long-term financing, they leverage technology and experience to give investors an edge in the lucrative fix-and-flip market. Dynamo balances traditional lending rigidity with hard money speed, typically lending up to 75% of a property’s after-repair value. Their personalized approach and strategic underwriting aim to provide flexible, accessible financing for real estate investors, enhancing clients’ portfolios with agility and expertise. Working on a BRRRR, flip, or builder project in Colorado? Email: caitlin@dynamocapital.com Disclaimer: This podcast provides educational and informational content only. It does not constitute personalized financial, legal, or tax advice.
Shake off that Hammsgiving hangover and crack open another cold one—Bum Wine Bob is back with a fresh pour of post-holiday chaos! In this quick episode, we recap the leftovers, the highlights, and the questionable decisions that only a Hamm's-fueled holiday can create.Bobcat raises a glass to A Real American Beer that's been holding down the cheap-seat throne, breaking down why it still deserves a spot in your fridge (and maybe in your heart).Then stick around for a frosty preview of what's coming up next on the next show: a full review of the Samuel Adams Winter Break Variety Pack. Will it warm your spirit, freeze your tastebuds, or end up in the re-gift pile? You'll have to join us next week to find out.Grab a beer, settle in, and bum along—it's another classic episode of Bumming with Bobcat!
Major gift fundraising is where many nonprofit leaders freeze, but not because they lack passion or skill. The fear lives in the body, the brain, and the stories we tell ourselves long before we walk into the room.In this episode, I'm joined by Nathan Ruby, Executive Director of FOTCOH (Friends of the Children of Haiti), one of the rare EDs who has raised millions of dollars from individual donors, not foundations. Nathan brings 20+ years of experience in major gifts, donor psychology, cross-cultural fundraising, and what it actually takes to have confident, courageous donor conversations. Together, we discuss the neuroscience behind fear and rejection, how imposter syndrome shows up during big asks, why culturally we struggle to talk about money, and why donors actually want us to be honest and direct. If you struggle with fear, freezing, or overthinking around major gift asks, this conversation will change how you fundraise forever.Topics:Why major gift fear is not a personality flaw, it's neuroscienceHow to reframe donor conversations by focusing on the people you serveWhy donors are used to talking about money (and why you don't need to be scared)The science behind rejection and why “no” activates the same regions as physical painNathan's background in sales and how it shaped his fearless fundraising mindsetHow to use donor questions to inform the right ask amountWhy genuine honesty is more magnetic than a perfect pitchWhy your donors want you to win and how to invite them into partnershipFor a full list of links and resources mentioned in this episode, click here.Bloomerang is the complete donor, volunteer, and fundraising management solution that helps thousands of nonprofits deliver a better giving experience and create sustainable, thriving organizations. Combining robust, easy-to-use technology with people-powered support and training, Bloomerang empowers nonprofits to work efficiently, improve supporter relationships, and grow their donor and volunteer bases. Learn more here.Resources: Easy Emails For Impact™: The $5K+ Fundraising Campaign System Purpose & Profit Club® Fundraising + Marketing Accelerator The SPRINT Method™: Your shortcut to 10K fundraisers Instagram, LinkedIn, website , weekly newsletter [FREE] The Brave Fundraiser's Guide: Stop getting ignored. Start raising more. May contain affiliate links
In this episode of The Fractional CMO Show, a dozen women from the CMOx accelerator boardroom come together to share their real experiences building successful fractional CMO practices. This is part one of a two-part series that started when member Courtney challenged Casey's solo episode—pointing out there was a whole perspective he couldn't see. These aren't theoretical success stories. These are women pulling in $10K+ per month in recurring revenue, with at least two hitting $50,000 months in November. They come from wildly different backgrounds: automotive, financial services, SaaS, climate tech, life sciences, and consumer brands. The group dig into what it's actually like—the double standards, the over-apologizing, the tendency to work above contract and undercharge, the corporate conditioning that taught them to fight for a seat at the table and then second-guess everything once they got there. But this isn't a grievance session. It's about what's possible on the other side: no politics, choosing your clients, charging what you're worth, and showing up as the expert you always were without making yourself smaller. Key Topics Covered: Why women undercharge and go "far above and beyond" contracts—and the conditioning behind it -The "too direct" double bind: male colleagues say it, they're leaders—you say it, you're a bitch -Your ideas get ignored until a guy repeats them five minutes later -Why clients let fractionals challenge them but shut down internal employees saying the exact same thing -The confidence gap: men apply at 30%, women wait for 90%—time to close it -Stop apologizing for things that aren't yours -As a fractional, you get to fire bad clients and set real boundaries—something full-time never allowed
This week on the Geekin' on Walt Disney World Podcast, I'm excited to welcome back someone incredibly special to the show — Lisa Green, my very first podcast guest from all the way back when we started this magical journey! Lisa returns with a beautifully balanced couples-style Disney trip filled with relaxation, foodie discoveries, runDisney achievements, and joyful moments that will make every Geek smile. If you love hearing from our original Super Geeks, you're in for a treat.
Tis the season for gifts of generosity, and this month's challenge is to consider giving the gift of music... plus Garret keeps you up to date on all the latest crowdfunding campaigns in Christian music. --- SPOTLIGHT CAMPAIGN ---* Steve Scott - Moving Pictures and Closeups* https://www.kickstarter.com/projects/charles-norman/double-album-by-steve-scott* Rock That Doesn't Roll episode - https://pod.link/1703257857/episode/cHJ4XzQ3MTVfMGJmZDZjMjMtNjM3NS00YzhlLWI1MWQtNDE3MzIwZjRmODUw--- OTHER CAMPAIGNS --- * Jet Circus - Step on It (35th anniv CD/Vinyl reissue) - https://girdermusic.com/collections/pre-orders* Seth Davey - Words in the Wounds (preorder) - https://sethdavey.bandcamp.com/album/words-in-the-wounds* LOVKN - In Process (preorder) - https://lovkn.myshopify.com/* Give the Gift of Music links:-- Holy Ghost Record Club - https://holyghostrecord.shop/-- The Rabbit Room Store - https://store.rabbitroom.com/collections/music-- Merchbar - https://www.merchbar.com/music-styles/christian-indie--- CREDITS ---* Host/Producer - Garret Godfrey* Executive Producer - Dave Trout* UTR's Buildathon 2025 - https://utrmedia.org/b2025* SPONSOR: Stephen Hesselman's album - https://is.gd/shesssp* Bellsburg Store [promo: HOLIDAY25] - https://bellsburg.com/store* UTR's Christmas Songs of Faith Playlist - https://utrmedia.org/smcmas*Playlist of over 100 great artists all with under 10K monthly listeners - https://open.spotify.com/playlist/4kVNh7DVpO5eoMssGS2Lmi?si=eb1bb0f5aa5c487c * Good Patron's email newsletter - https://utrmedia.us14.list-manage.com/subscribe?u=85113034823cd07c83d277cad&id=ca2fe47e5d * Good Patron's newsletter at Substack - https://goodpatronpodcast.substack.com/* All the socials - https://linktr.ee/goodpatronpodcast * Email: goodpatronpodcast@gmail.com * Podchaser: https://www.podchaser.com/podcasts/good-patron-utr-media-555222 * All songs used are with permission or under fair use provisions(c) 2025 UTR Media. All Rights Reserved. A 501(c)(3) non-profit org - info at https://utrmedia.org
If you keep hiring the wrong people in your clinic or practice — it's not your interview process. It's one major thing you're missing.In this episode of The PelviBiz Podcast, we're cutting through the fluff and breaking down:The biggest hiring mistake that's draining your time, money, and sanityHow to spot true A-players before they ever join your teamThe mindset shift that turns turnover into long-term growthIf you're ready to stop gambling on new hires and start building a powerhouse team that drives your business forward — this episode is your wake-up call.
Imagine spending $75,000 on Amazon ads and selling… just one $40K tiny home. That's exactly where our guest Caroline found herself after leaving her CFO job and investing $750K into luxury prefab homes. In this episode, she jumps on an onboarding call with Michael from Ad Badger to figure out how to fix a broken PPC strategy, stop wasting money on ridiculous keywords like “IKEA hats,” and actually scale her business. Listen in as they break down long sales cycles, high-ticket ad spend, and the exact steps to go from losing $10K per month to dominating the tiny home market on Amazon.
Rent To Retirement: Building Financial Independence Through Turnkey Real Estate Investing
Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayThis episode is sponsored by…BLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/BAM Capital:Get access to premium real estate assets with BAM Capital. Rent to Retirement's preferred multifamily partner. https://bamcapital.com/rtr/Want to invest like the pros? In this episode of the Rent To Retirement Podcast, hosts Adam Schroeder sit down with Brad Bell, VP of Acquisitions at Roofstock, to unpack how large institutional investors choose markets, analyze deals, manage properties at scale, and adapt to changing economic cycles. Brad shares his own journey into investing, the differences between “mom & pop” investors and billion-dollar funds, the real reasons build-to-rent exploded, what metrics institutions use to select markets, and his personal top picks for long-term growth.He also explains how Roofstock's platform simplifies property management, data analysis, and acquisition for investors of all sizes. If you want to invest smarter, reduce risk, and understand how the world's largest investors allocate capital, this is the episode for you.