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Understanding life insurance and annuities is essential for making informed and beneficial financial decisions when moving to America. These financial products differ significantly between the UK and the US. Decades ago, the process of getting insured in the US was much simpler, with far fewer options than there are today. In this episode of We're The Brits In America, Richard Taylor - dual UK/US citizen and Chartered Financial Planner, and Mark Maurer - President and CEO of LLIS, discuss the complexities of insurance and annuity products in the United States that often take expatriates by surprise when they're cross-border financial planning. Richard and Mark take a detailed look at: The key differences between UK and US insurance products, and the nuances of the American market. The pros and cons of different policy types and how they fit into broader financial strategies. Indexed Universal Life (IUL) policies, their features, and why they may not always be the best investment option. The different types of annuities, common misconceptions, and when they might be appropriate for investors. The potential downsides of tax deferral and how taxation works with annuities. Income riders on annuities, their benefits, and the cost implications of these add-ons. More about We're The Brits In America: With the right financial advice, landmines that threaten expat wealth can be avoided. Often encountered by US-connected expats, these financial landmines are more numerous, more hazardous, and less understood than almost anywhere else in the world. As a result, non-cross border professionals, wealth advisors, and even international advisors are often unaware of them. But don't worry, We're The Brits In America has you covered. We're The Brits In America is dedicated to helping ambitious US-connected expats and immigrants navigate those challenges — and thrive. Whether you've moved to the US for opportunity, or are an American seeking adventure and growth abroad, our job is to equip you with the tools and insights you need to succeed. If you're enjoying the show, please consider leaving a 5-star rating and review to help the mission, which is to help expats and immigrants thrive in America. Visit planfirstwealth.com to learn more about our services and connect with Richard Taylor on LinkedIn. -- We're The Brits In America is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.
Navigating Expat Taxes: Insights for Dream RetireesSnagged a dream place in Puerto Vallarta or Mykonos… and now the IRS is at the door? Today we're joined by expat tax expert Michelle Miele (Director of Paperwork) to decode how U.S. taxes work when you retire abroad. We cover Social Security, IRA/401(k)/Roth distributions, self-employment/online business income, countries with and without U.S. tax treaties, foreign tax credits, and common traps (like selling your U.S. home after you change tax residency). Three real-world scenarios—Mexico, Portugal, and Thailand—show you how this plays out.Key Takeaways:Filing ≠ owing. You'll likely file in the U.S. even after moving, but credits/treaties can prevent double tax.Order matters: generally file where you live first, then the U.S., and use foreign tax credits to offset.Roth alert: some countries tax Roth distributions; plan timing and residency to protect withdrawals.Entity traps: your LLC/S-corp may be treated as a corporation abroad; confirm local treatment before you move.Real estate timing: if selling a U.S. primary home, sell while still a U.S. tax resident to preserve exclusions.Benefits trade-off: higher taxes in some countries may be offset by much lower healthcare and living costs.Related Queer Money Episodes:Ep 614 — Top 5 Cities for Gay Retirement in TaiwanEp 610 — Best LGBTQ+ Retirement Cities in GreeceEp 607 — The $6,000 “Boomer Bonus” Deduction StrategiesEp 599 — Affordable Gay-Friendly Cities in PortugalEp 542 — Gay Expats in Mexico: Pacific Coast EditionChapters:00:11 - Navigating Taxes as an Expat Retiree03:51 - Understanding Tax Obligations for Expats11:34 - Tax Implications of Living Abroad14:10 - Tax Obligations for Expats: A Case Study21:25 - Retirement Abroad: Tax Implications28:09 - Planning for Retirement AbroadMentioned in this episode:Get Your Portugal Golden Visa Faster Here!Want a European passport with access to living in nearly any European country? Just click the link below to find out how. Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!
In this episode of Gimme Some Truth, hosts Clint Walkner, Stan Farmer, and Ian Beardsley are joined by Meb Faber, Chief Investment Officer of Cambria Investment Management, for an in-depth discussion on utilizing Section 351 to seed newly launching exchange-traded funds—a mechanism that can provide a tax-efficient approach to diversifying concentrated stock and ETF positions.The conversation explores the mechanics, potential benefits, and use cases for these funds, and how they may fit into broader portfolio management and diversification strategies. Meb also shares his perspective on global investing themes, market observations, and future developments in the investment landscape.
Dans cet épisode, je vous emmène bourlinguer dans les rues de Kuala Lumpur : visites guidées, lieux spirituels, bons plans et conseils pour les femmes en voyage.Je vous parle de mes expériences entre mosquée, temple hindou, temple bouddhiste et découvertes culinaires locales.Une immersion sans montage pour celles et ceux qui préparent un voyage à Kuala Lumpur ou pour celles et ceux qui souhaitent juste un voyage sonore pour découvrir Kuala Lumpur au rythme de mes pas.Liens utiles :Les 5 choses à faire absolument en Malaisie d'après Célia : https://smartlink.ausha.co/fill-expats/decouvrir-la-malaisieL'histoire de Célia en Malaisie : https://smartlink.ausha.co/fill-expats/expat-malaisieNuméro WhatsApp de mon guide Hakim à Kuala Lumpur : 0060 19 486 5005Son site internet avec pleins de conseils sur KL : https://linktr.ee/hakimfaizal?utm_source=qr_codeLes temples/mosquée : Batu Cave, Masjid Negara (Mosquée Nationale), Thean Hou Temple (temple chinois) Ville au sud de KL : MalaccaRecommandation Rooftop : Chakri SkyHillListe des choses à manger et boire : Nasi lemak (riz), Roti canai (galettes), Char kway teow (nouilles), Teh tarik (boisson), Cendol (dessert)Le temple boudhiste où j'ai mangé végétarien pour pas cher : Dharma Realm Guan Yin Sagely Monastery Food Court#Bourlinguer #KualaLumpur #VoyageAsie #Voyageuse #PodcastVoyage
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Dans une semaine on va retrouver l'aventurier Grégoire Heymans. L'été dernier il a franchi la ligne d'arrivée de la Swisspeaks 700 après 11 jours d'aventure. Avec ses 700 km et 48 000 m de dénivelé positif à travers les sentiers techniques du Valais, cette course est souvent considérée comme l'un des trails les plus longs et difficiles au monde. Cette année, une centaine de coureurs étaient au départ, et seuls 55 ont atteint l'arrivée. Grégoire est quant à lui devenu le premier européen de moins de 30 ans à aller jusqu'au bout de la Swisspeaks 700.Au-delà de la performance physique, la Swisspeaks 700 est une plongée dans l'inconnu. Il faut gérer le sommeil pour éviter les hallucinations, rester dans les barrières horaires, composer avec les blessures et les imprévus, tout en affrontant une météo extrême : chaleur, gel, neige, tempêtes de vent, orages neutralisant la course, pluies diluviennes… Grégoire a tout traversé et il nous en parle dans le prochain épisode du podcast Les Aventuriers.Dans cet épisode Grégoire nous conseille un film qui l'a mis sur les chemins de l'aventure : Broad Peak.
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com
Living and Working in Spain with David Wright The Ultimate Expat Guide Download your free Move to Spain Checklist here:
#1- The cost of dying in Latin America: #2- What about wills, testaments and powers of attorney in Latin America: #3- You won't believe the crazy differences between Latino funerals held in the campo (out in boonies) versus a typical funerals held in the city: #4- Being a weekday Catholic in Latin America: Its awful confusing and definitely not logical… #5- Our own Expat Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: bewarecaptainmango@gmail.com
Tax Relief with Timalyn Bowens Additional Medicare Tax Episode 71: In this episode, Timalyn addresses the additional Medicare tax that taxpayers are faced with when they reach they reach a certain income threshold. Before getting into the episode, Timalyn warns taxpayers not to go exempt on their W-4 because the government is shut down. She reminds taxpayers that they will still be responsible for the tax due when they file their taxes in the Spring. What is the additional Medicare Tax? The additional Medicare tax was created to help fund the tax provisions in the Affordable Care Act. This includes the premium tax credit. The tax amount is 0.9% of self-employment income, and railroad retirement (RRTA) compensation that exceeds certain income thresholds that are set based on filing status. The threshold for single and head of household taxpayers is $200,000. It is $125,000 for married taxpayers who file separately, and $250,000 for taxpayers who are married filing jointly. How is the additional Medicare Tax computed? Form 8959, Additional Medicare Tax is used to calculate the tax amount. The tax then flows to Schedule 2 of the 1040. The amount over the income threshold is what the taxpayer pays 0.9% on. If the taxpayer is self-employed and has a loss, they will not pay the additional Medicare tax on that amount. For self-employed taxpayers, it is their responsibility to make payments of the additional Medicare tax with their estimated tax payments. If they have wage income, they can adjust their withholding to account for that. You can check out America's Favorite EA YouTube page for a series on how to fill out your W-4 here: Tax Withholding Employers are responsible for withholding the additional Medicare tax from wages or railroad retirement compensation if they pay the employee more than $200,000 in a calendar year. It does not matter what the filing status of the employee is. The employer does not have an obligation to match the amount that is withheld for the additional Medicare tax. Expats pay additional Medicare tax too U.S. citizens who live abroad have to pay the additional Medicare tax if their income exceeds the threshold. They are not exempt, even if they are eligible for the foreign income exclusion. This also applies to nonresident aliens. Need Tax Help Now? If you need answers to your tax debt questions, book a consultation with Timalyn via her Bowens Tax Solutions website. Click this link to book a call. Please consider sharing this episode with your friends and family. There are many people dealing with tax issues, and you may not know about it. This information might be helpful to someone who really needs it. As we conclude Episode 71, we encourage you to connect with Timalyn on social media. You'll be able to subscribe to this podcast on Spotify, Apple Podcasts, YouTube, and many other podcast platforms. Remember, Timalyn Bowens is America's Favorite EA, and she's here to fill the tax literacy gap, one taxpayer at a time. Thanks for listening to today's episode. For more information about tax relief options or filing your taxes, visit https://www.Bowenstaxsolutions.com/ . If you have any feedback or suggestions for an upcoming episode topic, please submit them here: https://www.americasfavoriteea.com/contact. Disclaimer: This podcast is for informational and educational purposes only. It provides a framework and possible solutions for solving your tax problems, but it is not legally binding. Please consult your tax professional regarding your specific tax situation.
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Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com
#242Our WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupJustin Wilkins of Property X has a YouTube channel with over 250 videos largely aimed at those making their first moves in UK property.One of them goes by the title of: Best Property Strategy to Start as a Beginner.That strategy is flipping. A flip is when you buy a property, renovate it to increase its value, and then resell it for a profit as quickly as possible.In this episode, I play deveil's advocate to Justin!We discuss:Why Justin recommends Flipping for New Property InvestorsRisks Associated with Flipping vs. Buy-to-LetThe Value of Hands-On ExperienceDealing with Rising Renovation CostsIncreased Competition in Property AcquisitionThe Importance of Volume in Deal FlowManaging Project Timelines and ProfitabilityFlexibility in Exit StrategiesDistinguishing 'Fast Pounds vs. Slow Pounds'The Need for Balance Between Action and AnalysisKeywordsUK property podcast, UK property investing podcast, Expat property podcast, British property investment podcast, UK real estate podcast, Investing in UK property as an expat, UK property investment strategies, Property flipping UK, Buy to let advice UK, Starting in UK property investment, Beginner UK property investor tips, UK property market trends podcast, Property sourcing UK podcast, Flipping houses in the UK, Buy refurbish refinance UK podcast, UK expat real estate advice, Managing UK property from abroad, Turnkey buy to let UK, Building a property portfolio UK, First time property investor UK, Slow pounds vs fast pounds property, Property renovation costs UK 2024, UK property flips vs buy to let, UK property investing for beginners, Real estate podcast UK expats, Tips for UK overseas property investors, UK property YouTube vs Podcast, Property investment education UK, Property mentoring UK expats, UK property investment cash flow, Property market competition UK, Selling UK property as an expat, Capital growth UK property, Risk management in UK property investing, Should I start with a flip or buy to let in UK?, How do expats invest in UK property?, Is property flipping still profitable UK?, What are the risks of flipping houses UK?, UK property podcasts for beginners, How much capital do I need for UK property investment?, UK property investment in Wales and Liverpool, How long does selling a property take in the UK?
In today's episode we're talking with Katie McCormick, an American ex-pat living in Ireland who is choosing home birth to welcome her baby into the world. Katie and her husband Ryan decided to leave their life in Portland, Oregon - quit their jobs and travel across Europe. About a year ago, they decided to settle in Ireland, eloped and got pregnant shortly after. Katie knew immediately that she wanted to have a home birth. But being an expat in a new country, she had no idea where to begin as far as planning and resources. To use her words from her email to us: “When we got pregnant we were still living in a very temporary living space (think garage remodeled into a loft) on a sheep farm where we were 2 hours from the hospital, and no midwifes were willing to travel to us, so my initial search for beginning the birth plan kept coming up dry until one day through some magical universal energy I found a woman that recommended our midwife to us! However we would have to move 2 hours south to be close enough to be in her “region,” so thank the stars we just recently have found a home on the southern coast of Ireland and got the “go ahead” from our midwife that we can birth in this house as we are close enough to her….. We are away from all our family, we are still foreigners in a new environment, yet we just know this is divine timing and this is where our child is meant to be born. The house we are living in now is a 150 year old stone cottage, and our landlady said many many babies have been born here; it feels quite kismet. Most people back in the states think we are little crazy/can't believe we are doing this without family around etc, but truly we have never felt more supported than the community of people in our village, and little did I know we moved to an area where most women prefer home birth and have multiple stories to share. It is a small community, but because it is on the ocean, rugged, and so natural in this area, it is like a vortex of very creative and earthy people-it is an energy that makes you feel invincible.” We speak with Katie in the last few weeks of her pregnancy and get to hear how she's feeling as the time in her pregnancy winds down and they prepare for baby's arrival. She also shares the experience of what's it like to have all of their family back in the States as they plan for home birth in their new home and country. Tune in and get ready for another inspiring pre-home birth story! Links From This Episode: Dublin Doulas - http://www.dublinfamilydoulas.com/ Hypnobirth course - https://us.hypnobirthing.com/ Ina may spiritual midwifery - https://www.amazon.com/Ina-Mays-Guide-Childbirth-Gaskin/dp/0553381156 www.wakingupinireland.com Connect With Us Website: https://diahpodcast.com/ YouTube: https://www.youtube.com/@diahpodcast Instagram: https://www.instagram.com/doingitathome/ Facebook: https://www.facebook.com/diahpodcast TikTok: https://www.tiktok.com/@doingitathome Merch: https://doingitathome.dashery.com/ Our Book: https://amzn.to/45Sxyr1 Support DIAH: https://www.paypal.com/donate/?hosted_button_id=KA3QQRRU58VPL Check Out Our Partners: Needed: https://needed.sjv.io/XY3903 - use code DIAH to get 20% off your first, one-time order Learn more about your ad choices. Visit megaphone.fm/adchoices
Depuis une plage de Nusa Penida, île de Bali, je partage un nouvel épisode solo, sans filtre et sans montage.Je vous parle de mon travail intérieur, des vacances en famille, d'une visite à Jakarta et les effets d'une plongée à 30 mètres de profondeur.Je reviens aussi sur les petits risques de la vie de voyageuse — comme louer un scooter à Bali !Un épisode entre introspection et bourlingue, où je poursuis mon chemin vers plus de liberté et de conscience
Meet Nancy,After two decades of living abroad in Switzerland and Denmark, Nancy opens up about navigating grief as an expat — balancing a global career in biotech with the heartbreak of losing loved ones from afar.She shares how returning to the U.S. reshaped her sense of home, what helped her cope with loss overseas, and how she found purpose again by building a new life (and business) back in Montana.We discuss:Managing grief and guilt while living abroadStaying connected to family from thousands of miles awayReverse culture shock and the pull of “coming home”Finding community and faith through life transitionsThe importance of slowing down and listening to your instinctsNancy's Picks:
Leaving is never easy — not for those who go, and not for those who stay.In this special episode of Dam Parenting, we speak with Erin, a fellow international parent who made the heartfelt decision to leave the Netherlands and return home. After starting her family abroad, Erin chose to move closer to her extended family — recognising what her child and her own wellbeing needed most.Her story is one of courage, reflection, and love: the strength it takes to say goodbye, the gratitude for the friendships and community built here, and the reminder that every goodbye carries a piece of the Netherlands back with it.For expat families, migrants, and internationals navigating life abroad, this episode offers an honest look at what it means to choose home — and why leaving is also part of the journey.Listen to honour the shared stories of our community — and to say thank you to Erin, for reminding us how connection, even across distance, continues to shape our families and our lives.
#1- Nagging tax problems certain expats have long after they get out of dodge: #2- The real cost of being middle class in Latin America: #3- Why gringoized enclaves in Latin America can often be so disappointing to certain types of expats: #4- Living in Latin America means you eventually will get passed counterfeit money: It's not a matter of if, but when… #5- How I can easily spot a counterfeit funny money bill: My personal trick… #6- Our own Expat Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: bewarecaptainmango@gmail.com
Buying a home in Ireland can be one of the most exciting and daunting parts of an expat move.In this episode, I chat with Rob Priestman, Business Development Manager at EBS, who's been helping people secure mortgages for over 20 years. Rob's also an ultra-marathon runner, which might explain his stamina for navigating the twists and turns of Ireland's mortgage market!We talk through what's really happening in the market right now and what expats and returning Irish need to know before applying. Rob explains how Central Bank lending rules work in practice, how lenders assess affordability, and what to expect if you're earning in a foreign currency (including why only 80% of that income is typically taken into account). We also cover practical essentials like getting “mortgage ready,” working with a solicitor or buyer's agent, and why opening a euro bank account early on can save you trouble later.The key thing to note here is that every case is different, but Rob's advice will help you plan ahead and approach the process with confidence. His calm, practical insight is a real reassurance in what can be a complex journey.Topics Discussed in this Episode:Changes in the Irish Mortgage Market: Rob outlines how lending practices have evolved since the Celtic Tiger years, with Central Bank rules now enforcing stricter loan-to-income and affordability criteria to ensure borrowers can manage repayments.Getting Mortgage-Ready from Abroad: We discuss the practical steps expats should take before applying—understanding costs, securing mortgage approval in advance, and assembling the right professional support team including a solicitor and buyer's agent.Foreign Income and Currency Considerations: Rob explains how lenders assess non-euro income (typically taking 80% of its value to allow for currency fluctuations) and why having a euro bank account is essential for repayments.Understanding Affordability and Repayment Capacity: We look at how repayment capacity is tested, including why existing overseas rent or mortgage payments must still be included until you return to Ireland—often reducing how much you can initially borrow.Buying vs. Building in Ireland: Rob shares how the process for self-builds mirrors that of a purchase, with extra focus on documentation and costings, and stresses the importance of starting conversations early to make the process smoother.Get in touch with Rob (and mention the podcast when you do!):Email: rob.priestman@ebs.iePhone: +353 879 037 867LinkedIn: https://www.linkedin.com/in/rob-priestman-3767277/*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today:
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com
In this episode of Gimme Some Truth, Clint and Nate dive into the world of pledged asset lines—also known as securities-backed loans. They break down how these loans work, when investors might consider using them, and how they compare to traditional lending tools like home equity lines of credit (HELOCs).You'll learn:
Phuong Nguyen is a Vietnamese expat currently located in Paphos, Cyprus. She has hosted a Vietnamese podcast since 2016. Occasionally she interviewed Expats living in Vietnam and has some episodes covering expat lives such as being a vegan in Hanoi, Vietnam under the eyes of an artist and expat's life during Tet - Vietnam's traditional New year holiday. At the age of 30, she decided to shift her career into Fitness and now she is a Pilates instructor. You can find her interview with Niall and more on her website:https://theblueexpat.com/ or on wherever you listen to podcasts.Connect with Phuong on Facebook: https://www.facebook.com/theblueexpat/ Instagram: https://www.instagram.com/theblueexpat/-------------------Theme music composed by Lewis WrightLogo designed by Niall Mackay and Le Nguyen with support from Devin GrayEpisode Art designed by Niall MackayBuy Seven Million Bikes a beer if you enjoy this content."Send me a message!"Vote now for Discover Vietnam! The full list of winners is here. Support the show
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Sophie, encore jeune Belge, pensait partir pour une simple aventure à l'étranger. Après un passage en Afrique, elle retourne en Belgique, teste la vie métro-boulot-dodo… avant de sentir à nouveau l'appel du départ. Cette fois, c'est l'Indonésie qui l'accueille, pour un stage comme prof de langue à Java.Mais ce qui devait être une expérience de quelques mois va bouleverser sa vie : en cherchant à s'intégrer et à rencontrer des locaux, Sophie rencontre un Indonésien qui va venir changer le cour des choses...Dans cet épisode, elle nous raconte avec authenticité les débuts de leur histoire d'amour, les différences culturelles qui ont mis leur couple à l'épreuve, leur mariage, une lune de miel inoubliable et l'arrivée surprise de leur bébé.Aujourd'hui installée depuis plusieurs années à Bali, Sophie ne se voit plus jamais revenir en Belgique.Un épisode plein d'amour, de sincérité et d'inspiration, qui rappelle que parfois, le plus beau des voyages, c'est la rencontre avec l'autre.
Living and Working in Spain with David Wright
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Avec : Jean-Philippe Doux, journaliste et libraire. Élise Goldfarb, entrepreneure. Et Daniel Riolo, journaliste RMC. - Accompagnée de Charles Magnien et sa bande, Estelle Denis s'invite à la table des français pour traiter des sujets qui font leur quotidien. Société, conso, actualité, débats, coup de gueule, coups de cœurs… En simultané sur RMC Story.
Roy Beckwith and the Cursed Continent is a western series by Nick Patch, Jarret Katz, and Fabi Marques. It looks great but it runs at a breakneck pace and seems to be introducing a few too many elements. Tim and Jason discuss. A French Expat in the U.K., by Agathe Montagnon, was sold through the … Continue reading Critiquing Comics #246: “Roy Beckwith and the Cursed Continent” and “A French Expat in the U.K.”
In this conversation, Kimberly Anne shares her journey as an expat living in Portugal on a budget. She discusses her motivations for moving, the challenges of adjusting to a new culture, and the financial realities of living abroad. Kimberly also reflects on the differences in social dynamics, particularly regarding gender roles, and the importance of community and patience in navigating life in Portugal. Through her experiences, she emphasizes personal growth and the transformative power of living in a foreign country.Videos mentioned in the weekly welcome: https://youtu.be/DDh0KzvRAjYhttps://www.youtube.com/watch?v=9TJl1iYqhPc
In this episode of The Property Nerds, host Arjun Paliwal from InvestorKit speaks with Damiaan van Zanen, who shares what the journey has been like for him and his wife Tanja as Australian expats in London, exploring how they successfully invest in Australian property through a buyer's agent. The couple, who originally moved to London for a short stint, extended their stay as they built careers, started a family, and launched a business, all while remaining committed to growing their property portfolio back home. Having already owned one investment property in NSW, they faced the challenges of managing overseas investments until they enlisted a buyer's agent to provide local expertise and support. The buyer's agent helped them navigate market trends, financing, and legal processes, turning complex decisions into informed strategies. Leveraging their earnings in pounds and their knowledge of the Australian market, Damien and Tanja were able to secure and grow their investments effectively. Their South Australian property, purchased for $660,000, has appreciated by $200,000, validating the value of professional guidance. The experience highlights the importance of a coordinated team and strategic planning for expats, making remote investment both feasible and profitable.
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com
Welcome to the one hundred fifty-ninth episode of the #ExpatChat podcast, where we explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley unpack an important topic — How expats can invest for their kids. Brett highlights the importance of keeping investment strategies simple and tax-efficient for non-residents, while James explains the complexities of Australian tax structures for minors. Together, they encourage expats to finalise their financial plans before the end of the year to start 2026 with a clear, well-structured strategy. The discussion also explores different account types and investment options available to minors who are non-residents, along with practical tips for long-term planning and compliance. Links discussed in this episode: • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup
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Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com
Today on The Natural Birth Podcast we have GüteGüte is a mama of one from South Africa, and a coach with a passion to support mothers with connecting to their intuition and a natural way of living, especially in the perinatal phase. Contrary to modern myths, Güte has found natural birthing and mothering, and the lead up to it, to be the most self-actualising process she's ever experienced and that she continues to enjoy.During her pregnancy she decided to pivot her coaching practice to support mothers, as she realised how isolated they tend to be. She is co-creating a world where mothers are part of a loving network, with the perspective and knowledge to find joy and meaning in pregnancy, birth and motherhood.In today's episode she shares about her pregnancy and home waterbirth in London as a South African Expat, and how it took her on a journey to lean into self-responsibility and intuition as a way of avoiding medical intervention, without needing to fight, but by creating a safe and nurturing environment, with support from wise mamas. Her first surges came when her parents landed from South Africa early in the morning. She was supported by her loving husband and doula throughout her labour until she roared and raged and birthed her baby into the water shortly after the midwife had arrived.Curious about Güte? Find her on instagram as @gute.immelmanWant to work with Anna or join The Sacred Birth Worker Mentorship?Find Anna's Website, about her Mentorship & How to Work with Her, as well as all Links & Resources she mentions in the episode here:www.sacredbirthinternational.com/links-podcast
Cette semaine dans La Vie d'Avant, nous partons à la rencontre de deux françaises expatriées aux Etats-Unis. Elles nous racontent comment elles ont découvert à leur dépens cette étrange coutume. On est en 1950 et en France personne n'a entendu parler d'Halloween. *** Crédits archive *** Extrait de l'émission radiophonique "Rendez-vous à cinq heures" de Dolly Steiner - Paris Inter - 26/06/1950. *** Crédits podcast *** Documentalistes : Amélie Briand-Lejeune, Hélène Deudon - Textes : Elsa Coupard, Lætitia Fourmond - Restauration et mixage : Ian Debeerst, Quentin Geffroy - Enregistrement : Vincent Dupuis, Guillaume Solignat, Laurent Thomas - Voix off : Clara De Antoni - Musique(s) avec l'aimable autorisation d'Universal Production Music France - Chargée de production : Delphine Lambard - Cheffe de projet : Lætitia Fourmond - Responsable éditoriale : Zoé Macheret - Un podcast INA. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/BangkokWe explore what life is like as an expat living in Bangkok and share insights into Thailand's vibrant capital. We talk about booking flights to Bangkok with points and miles, the difference between the city's two main airports, and the best hotels to book with points. We also share some of our favorite local foods around the city.Thank you to Forrest from https://www.youtube.com/@ForrestLee for joining us as a guest co-host!Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: http://go.www.letsgettothepoints.com/CreditCardsSign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Seats.aero: Award Flight Search EngineUse Code: LETSGETPRO for $20 off the first yearhttps://seats.aero/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:20 Life as an Expat in Bangkok14:00 Flights to Bangkok on Points and Miles22:49 Two Airports in Bangkok28:17 Hotels in Bangkok with Points38:44 Off Topic: Park Hyatt Kuala Lumpur44:53 More Points Hotels in Bangkok46:57 Food and Experiences in BangkokLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
The Plot Twist Nobody Warns You About!In this insightful conversation, Angie Weinberger returns to Nomadic Diaries to explore the complex emotions and practical challenges faced by expats and global citizens, especially around repatriation and defining "home." Angie, based in Zurich, shares her expertise on supporting expats and expat partners with global mobility.Key Topics CoveredMaintaining International Connections:Angie and the host discuss the challenges of keeping deep global friendships alive, especially when returning "home." Practical tips like celebrating milestones and joining digital communities (e.g., Facebook groups, associations) are shared, along with the realities of how relationships may change over time.Defining "Home":Home is explored as both a physical place and an internal state of security and comfort. The guests reflect on how the concept evolves with experience and how global citizens can find their sense of home wherever they are.Re-entry & Psychological Adjustment:The episode dives into the emotional stages of re-entry, highlighting the "honeymoon," "negotiation," "adjustment," and "acceptance" phases (drawing from the Kubler-Ross grief model). Angie emphasizes that each repatriation journey is unique, and that support systems like coaching and therapy can be crucial during the process.Invisible Grief:Tanya brings up the "invisible grief" many experience when settling back into their home country, where others often can't understand the loss of international connections and lifestyle.Leveraging Overseas Experiences: to use their intercultural competencies after returning home—such as mentoring younger professionals, volunteering, or building international business networks.Benefits of Working with a Global Mobility Coach:Angie explains how her clients receive tailored support, ranging from technical advice on assignments to emotional coaching for family transitions. She highlights the value of long-term intentional coaching partnerships.Notable QuotesYou're able to build relationships beyond stereotypes, beyond the polarization, beyond the canceling…and you're generally a bridge builder.” Angie WeinbergerResources & Ways to ConnectAngie Weinberger:Website: globalpeopletransitions.comEmail: angie@globalpeopletransitions.comSupport the showHome is Where Your Story Crosses Borders!We aim to inspire expat solutions, by helping you navigate global living with ease and grace.
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#1- Why I don't recommend Nicaragua- PART 3: #2- What you need to know about Latin American banks: #3- The odd and strange sentences and fines Latin American courts hand down to guilty parties: #4- The best and worst airlines for you to fly: According to me, my retired air traffic controller relative and simple logic… #5- A toxic plastic lesson you won't soon forget: #6- comparing Latin American Junk food versus typical American junk food: #7- Our own Expat Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: bewarecaptainmango@gmail.com
#1- When your taxi or uber driver smells like booze.. what then? #2- A listener reports on his first robo-taxi trip: Is it even possible for them to transition to Latin America? #3- TEN more good reasons NOT to sign on to a Latin American national healthcare plan: #4- You need to know about a foreigner's tough monetary requirements for Mexican permanent residency: #5- Behind the scenes at an average Latin American restaurant: You might want to skip this rant… #6- Our own Expat Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: bewarecaptainmango@gmail.com
Welcome to the one hundred fifty-eighth episode of #ExpatChat, where we explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group's Managing Director - APAC, James Ridley is joined by guest co-host Martin Jack, one of our specialist financial planners based on the Gold Coast. Together, they unpack some of the most common and costly financial mistakes Australian expats make when moving overseas — and how to avoid them. Drawing from real-life questions submitted by members of the Australian Expat Facebook Group, James and Martin tackle key topics including: • The biggest financial mistake expats make before leaving Australia – and why preparation is everything. • The “PFIC trap” – why Australian ETFs and managed funds can trigger hefty US tax bills. • How restricted stock units (RSUs) are taxed in the US — and what high-income earners need to watch for. • Property ownership as a non-resident – should you keep or sell before moving abroad? • Planning for retirement when you don't know where you'll settle – managing tax and currency risks across borders. Packed with practical insights that every Australian abroad should know, this episode is a must-listen for anyone planning their next move or currently living overseas. Links discussed in this episode: • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/australian-expat-podcast • Expat Mortgage Podcast – atlaswealth.com/news-media/australian-expat-mortgage-podcast • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-weekly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup
This episode is Part 2 of Stephanie's conversation with Peter Ferrigno. For the full conversation, make sure you listen to Part 1 before you begin this episode.In Part 2 of this conversation, I'm joined again by Peter Ferrigno, a UK expat tax veteran (CTA, FCA, CIPD) whose career spans Big Four leadership, immigration and relocation, and hands-on advisory across Europe. Peter has lived the expat life himself—Poland, the Czech Republic, and now Spain—so he understands the human side of cross-border moves as much as the numbers.We get practical about how residency and citizenship planning intersects with tax. We talk candidly about “Plan B” residencies, why some clients only need clarity rather than action, and where the Ireland–UK rules can be optimised (or tripped over!) if you don't plan ahead.We also cover Americans relocating to the UK after the abolition of the remittance basis and how the new foreign income & gains regime can be used in the first four years. Peter shares sensible guardrails for digital nomads (including a risk-based approach to day counting), the difference between income tax and VAT sourcing on remote advice, and why long-range planning needs flexibility when life and legislation change.The key thing to note here is: if you're serious about changing tax residence, you actually have to move - company structures alone won't save you and Peter can be the right person to lean on if you need support.Main Topics Discussed in this Episode:Residency and Citizenship Planning at Henley & Partners: Peter explains how tax advice integrates into residency and citizenship planning, especially for clients seeking a “Plan B” residency for flexibility or future relocation options.Cross-Border Planning Between Ireland and the UK: We discuss how careful timing and awareness of residency rules can prevent unintended tax exposure when moving between Ireland and the UK, and why long-term planning needs to stay adaptable.U.S. Citizens Moving to the UK Post-Remittance Basis: Peter outlines the implications for Americans relocating to the UK following the abolition of the remittance basis, and how the UK's new foreign income and gains regime offers short-term opportunities.Digital Nomads and Global Mobility Challenges: We unpack the realities of digital nomadism—how tax treaties and day-count rules apply when you work remotely across borders, and why a risk-based, practical approach is essential.The Human Side of Expat Tax Advice: Peter reflects on his decades in international tax, sharing why personal connection, empathy, and calm professionalism matter just as much as technical expertise when helping clients navigate major life changes.Get in touch with Peter Ferrigno:LinkedIn: https://www.linkedin.com/in/peterferrigno1Instagram: https://www.instagram.com/peter.ferrigno/Chapters:(00:00) Welcome & Introduction(00:33) How Tax Fits into Residency and Citizenship Planning(01:45) When Clients Need Clarity, Not Action(03:18) Navigating Residency Rules Between Ireland and the UK(05:16) Long-Term Tax Planning and Timing Moves(06:00) The Myth of “Tax-Free” Moves and Corporate Structures(07:00) Plan B Residencies and Citizenship for Families(09:04) U.S. Citizens Moving to the UK and the End of the Remittance Basis(12:07) Competing Tax Regimes and Attracting High-Net-Worth Individuals(12:52) The Rise of Digital Nomads and Remote Working Challenges(17:34) Practical...
In this episode of Gimme Some Truth, Nate Condon and Clint Walkner are joined by Mitch DeWitt, CFP®, MBA. Together they help break down the complex world of equity compensation. We explain what equity compensation is, why it matters for financial planning, and the different types of stock options employees may encounter.The discussion covers the tax implications of stock options, potential pitfalls to avoid, and key strategies to incorporate equity compensation into a long-term plan. Whether you're an employee receiving stock options or simply interested in understanding how they fit into wealth-building, this episode provides practical insights to navigate equity compensation with confidence.Timestamps00:00 – Introduction to Equity Compensation01:22 – Understanding Stock Options04:44 – Types of Stock Options and Their Tax Implications10:31 – Common Pitfalls and Planning Strategies16:48 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.com/blog/six-things-to-know-about-employee-stock-options/
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Wie immer ist der erste Teil des Programms aktuellen Ereignissen gewidmet. Wir beginnen mit einer wichtigen Entwicklung im Nahen Osten. Am Montag unterzeichneten internationale Spitzenpolitiker während eines Gipfeltreffens in Ägypten die erste Phase des Waffenstillstandsabkommens für den Gazastreifen, nachdem israelische Geiseln und palästinensische Gefangene freigelassen worden waren. Es gibt definitiv Grund zum Feiern, aber Experten warnen auch vor bevorstehenden Problemen. Anschließend sprechen wir über die Bekanntgabe des Friedensnobelpreises. Die diesjährige Preisträgerin ist María Corina Machado, eine prominente Führerin der venezolanischen Opposition gegen die Regierungen von Hugo Chávez und Nicolás Maduro. Bei der Entgegennahme der Auszeichnung widmete Machado den Preis zum Teil US-Präsident Donald Trump. Wir werden darüber diskutieren, ob diese Widmung angemessen war. In unserem Segment zu Wissenschaft und Technologie sprechen wir über den Global Innovation Index, der gerade von der Weltorganisation für geistiges Eigentum veröffentlicht wurde. Eine der wichtigsten Schlagzeilen des Berichts ist, dass China Deutschland in der Top-Ten-Liste der Innovationsführer abgelöst hat. Und wir beenden den ersten Teil unseres Programms mit einer Diskussion über den Literaturnobelpreis. In diesem Jahr ging der Preis an den ungarischen Schriftsteller László Krasznahorkai. Der Rest des Programms ist der deutschen Sprache und Kultur gewidmet. Die heutige Grammatiklektion konzentriert sich auf 2-Way Prepositions. Wir sprechen über Expats, Menschen, die ihr Land verlassen haben, um in Deutschland zu leben. Einige von ihnen haben Deutsch gelernt. Anderen fällt dies schwer, da sie – insbesondere in großen Städten – wenig Gelegenheit haben, ihr Deutsch zu üben, da Gespräche oft auf Englisch stattfinden. Die Redewendung dieser Woche ist Einen Stein im Brett haben. Wolf Biermann ist eine der Persönlichkeiten, die bei uns einen Stein im Brett haben. Er kämpfte für eine bessere, freiere und menschlichere DDR und sagte sich später ganz vom Kommunismus los. Waffenstillstand im Nahen Osten – Experten warnen jedoch vor Herausforderungen Friedensnobelpreis 2025 für die venezolanische Oppositionsführerin María Corina Machado China löst Deutschland in den Top Ten des Global Innovation Index ab Literaturnobelpreis für den ungarischen Schriftsteller László Krasznahorkai Expats in Deutschland Wolf Bierma
Ever fantasized about moving abroad or traveling the world while working? This episode is your permission slip to start! Join us as we talk with two incredible women living their best expat and digital nomad lives.First, we chat with Maggie Dickens, founder of Unapologetically Childfree, who shares her inspiring journey as a therapist and business owner in Lisbon, Portugal. She gives us the real scoop on what it's like to transition to a new country and why living authentically is the key to a fulfilling life.Then, we dive into the fascinating world of full-time digital nomad Sibu Szymanowska, who has perfected the art of house-sitting to see the world. As the founder of The Hybrid Tours, she shares her best tips on traveling the globe on a budget and how to find a community no matter where you are. Get ready to have your wanderlust sparked and learn that a life of travel doesn't have to break the bank.Key Points:
The Bangkok Podcast | Conversations on Life in Thailand's Buzzing Capital
We've all seen the incredible amount of drama that can go down if you don't run a tight ship in Thailand - everything from visa worries and bank problems to relationship blow-ups and trouble with the law. But it seems that a huge proportion of this drama is reserved for people relatively new to Thailand. Greg and Ed discuss why, as long-term expats, they seem to miss a lot of this drama. Is it something they did? Or did they just age out of the baggage train? As both have been in the country for effectively a quarter of a century, the guys have solved a lot of problems and overcome a lot of obstacles to the point that they are each happy with their somewhat stable, undramatic lives. Many expats in the first few years of their life in Thailand experience CRAZY amounts of drama and adaptation, most which are way in the rearview mirror for Greg and Ed. First, Ed brings up obvious contrasts: early stayers almost always have to deal with visa, work permit, and address-reporting issues. Beginners have to sort that stuff out in the first place, which really isn't that easy, but then have to worry about complying for the months and years to come. Border runs at first may actually seem like a version of a holiday, but they QUICKLY become a stressful annoyance due their cost, complications, and inherent uncertainty. Second, Greg mentions more current problems, such as the Thai government's crackdown on money laundering, which seems to have cast an absurdly wide net and effectively shut down the bank accounts of many short term expats, but has left most (but not all) long-termers alone. He reiterates his old advice: if you are here more than a few months, you should step-by-step become more legitimate ON PAPER, such as by getting the proper visa, work permit, bank account, driver's license, credit card - anything you can. Every little bit helps to build your credibility as a serious person that the government is less likely to trifle with. The boys conclude with a vow not to dunk on those suffering short-timers and to remember when they themselves were wee-little expats too. :) Don't forget that Patrons get the ad-free version of the show as well as swag and other perks. We also sometimes post on Facebook, you can contact us on LINE and of course, head to our website (www.bangkokpodcast.com) to find out probably more info than you need to know.