Podcasts about returns

Thanks for watching & Happy New Year!!!

This week we end 2025 with a Pediheart tradition - an episode on personal finance for medical professionals with noted authority on index investing and personal finance, Mr. Paul Merriman. Paul is a retired investment advisor who now has a popular podcast "Sound Investing" and website in which he offers advice on investing for 'do it yourself' investors. In this week's episode, the 5th of his visits to Pediheart, Mr. Merriman discusses 'factor investing' via index-like ETF's and funds. He also reviews who he believes might benefit from a financial advisor, what sort of advisor most should seek out and why he believes that many do not need one if they can 'stay the course'. Resources mentioned in today's podcast are below. Wishing all a happy and healthy new year in 2026. Paul's website:https://www.paulmerriman.com/#gsc.tab=0'Best In Class' ETF's:https://www.paulmerriman.com/Best-in-Class-ETF-Recommendations2025#gsc.tab=0Sound Investing 'Quilt Charts':https://irp.cdn-website.com/6b78c197/files/uploaded/(K)_Quilt_Charts_(1928-2024)_-_2024_Returns_(1).pdfDFA 'Turn Out The Noise':https://www.dimensional.com/filmAs a reminder, all of the information provided in this week's episode should be considered entertainment and all financial decisions should be vetted with professionals or knowledgeable and trusted friends/family. 

How to Turn Holiday Returns into Lifetime Customers for Your Apparel Brand Returns don't have to hurt your brand...they can build it. In this short yet powerful episode of The Business of Apparel Podcast, Rachel shares how returns and exchanges, especially during the busy holiday season, can be transformed into a strategic advantage for your apparel brand. Instead of dreading post-holiday returns, learn how to handle them for quality data, improve your customer service touchpoints, and build brand loyalty. Rachel walks through how to handle customer feedback (the good and the brutal), why you should never chase perfection for everyone, and how to create a customer experience that leaves people talking, in a good way. Whether you're deep in the return season or planning for next year, this episode will shift your mindset and help you lead with confidence. Key Moments: 00:00 Introduction to Returns and Exchanges 00:31 Holiday Returns: Turning Stress into Opportunity 01:56 Collecting Valuable Feedback 03:13 Handling Sizing and Fit Issues 07:18 Quality Concerns and Customer Preferences 08:51 Creating a Positive Customer Service Experience 11:35 Conclusion    Sign up for the Secrets Behind Billion Dollar Apparel Brands Masterclass here: https://www.thebusinessofapparel.com/secrets Join The Board here: https://www.thebusinessofapparel.com/the-board We can't wait to hear what you think of this episode! Purchase the Business of Apparel Online Course: https://www.thebusinessofapparel.com/course To connect with Rachel, you can join her LinkedIn community here: LinkedIn. To visit her website, go to: www.unmarkedstreet.com.   

Ho Ho Ho, Alex here! (a real human writing these words, this needs to be said in 2025) Merry Christmas (to those who celebrate) and welcome to the very special yearly ThursdAI recap! This was an intense year in the world of AI, and after 51 weekly episodes (this is episode 52!) we have the ultimate record of all the major and most important AI releases of this year! So instead of bringing you a weekly update (it's been a slow week so far, most AI labs are taking a well deserved break, the Cchinese AI labs haven't yet surprised anyone), I'm dropping a comprehensive yearly AI review! Quarter by quarter, month by month, both in written form and as a pod/video! Why do this? Who even needs this? Isn't most of it obsolete? I have asked myself this exact question while prepping for the show (it was quite a lot of prep, even with Opus's help). I eventually landed on, hey, if nothing else, this will serve as a record of the insane week of AI progress we all witnessed. Can you imagine that the term Vibe Coding is less than 1 year old? That Claude Code was released at the start of THIS year? We get hedonicly adapt to new AI goodies so quick, and I figured this will serve as a point in time check, we can get back to and feel the acceleration! With that, let's dive in - P.S. the content below is mostly authored by my co-author for this, Opus 4.5 high, which at the end of 2025 I find the best creative writer with the best long context coherence that can imitate my voice and tone (hey, I'm also on a break!

Movies N Sh*t Returns with the latest commentary episode from your favorite podsmiths.  Just in time for the holiday season, it's the Christmastime commentary special of 1992's Batman Returns!  Join us in revisiting the Tim Burton-iest Batman movie Tim Burton could ever have gotten away with making.  It's all there - death, resurrection, real penguins, fake penguins, Danny Devito's disgusting man-penguin, that vacuum sealed Catwoman suit (

Movies N Sh*t Returns with the latest commentary episode from your favorite podsmiths.  Just in time for the holiday season, it's the Christmastime commentary special of 1992's Batman Returns!  Join us in revisiting the Tim Burton-iest Batman movie Tim Burton could ever have gotten away with making.  It's all there - death, resurrection, real penguins, fake penguins, Danny Devito's disgusting man-penguin, that vacuum sealed Catwoman suit (

Notorious Boxer Jake Paul joins the boys to discuss getting KO'd by Anthony Joshua, exposes 4 titanium plates in his chin, his retirement from boxing, having babies with Jutta, MrBeast & Drake putting $100k+ bet on Jake, Pam's new book ‘F*** the Pauls', social media rotting our brains, fighting Francis Ngannou next & more..SUBSCRIBE TO THE PODCAST ► https://www.youtube.com/impaulsiveBuy Pam's Book (F*** The Pauls): https://www.amazon.com/dp/1964508495Fanatics ONE members earn FanCash and everything that comes with it like gear, tickets, bonus bets, collectibles and more. Join on the Fanatics App and enjoy other member benefit like Free Shipping and Returns and Exclusive Access to Product. https://apps.apple.com/us/app/fanatics-shop-nfl-nba-mlb/id712661687Meet your favorite athletes and WWE Superstars, get your hands on exclusive merch, catch live podcasts and interact with the biggest names in sports. Tickets go on sale this November, so mark your calendars and don't miss out. Full information at https://www.fanaticsfest.com/Watch Previous (Joe Budden On Diddy Serving 4 Years in JAIL, iShowSpeed Passing Kai Cenat, Travis Scott WWE Fail) ► https://www.youtube.com/watch?v=XWS59piUGyc&t=1sADD US ON:INSTAGRAM: https://www.instagram.com/impaulsiveshow/Timestamps:0:00 Welcome Jake Paul!

Chris Lopez welcomes Dr. Alex Schloe and Charlie Cameron to demystify residential assisted living. Alex lays out the macro drivers behind the silver tsunami and why small, boutique homes can deliver better care and stronger cash flow. Charlie breaks down the models from LP to lease-to-operator to full operations and development, including typical home specs, licensing basics, private pay vs Medicaid, and realistic risk controls. The trio covers returns, staffing, marketing, and the due diligence questions LPs should ask before backing an operator or sponsor. Key Takeaways What residential assisted living is and how it differs from big facilities Demographics and demand: boomers aging into care, large bed shortage, 10k Americans turning 80 daily Investment models: LP, lease-to-operator, own-and-operate, and phased development of 10 to 16 bed homes Typical home criteria: single story preferred, 300 sq ft per resident, abundant beds and baths, sprinklers, roll-in showers Returns and timelines: value-add and development deals targeting mid 20s IRR ranges with ramp-up occupancy considerations Risk management: operator vetting, staffing and marketing plans, licensing and insurance, location near labor and hospitals, contingency reserves LP due diligence: private pay focus, sponsor pipeline for operators, comps via secret shopping and NIC data, personal guarantees and SBA scrutiny Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

Investigator Dies and Returns, No Longer Fears Death

Welcome back to another hour of digital cynicism. We kick things off with a FOLLOW UP on Amazon's Fallout recaps, which were apparently so hallucination-heavy they made the actual wasteland look organized; naturally, they've been nuked along with the "Video Recaps" feature. In a massive dose of IN THE NEWS, Tesla is finally getting a legal side-eye in California for its deceptive "Autopilot" branding, while TikTok is performing a corporate shell game by selling a 45% stake to Oracle and friends to keep the feds happy. Reddit is fighting Australia's under-16 ban like it's a constitutional crisis, Louisiana's age-verification law just got benched by a judge, and Merriam-Webster officially crowned "slop" as the Word of the Year—which is fitting, given that OpenAI is selectively hiding chat logs from murder-suicides while their Chief Scientist warns that recursive AI self-improvement might end the human experiment by 2030. If the "intelligence explosion" doesn't get us, the CRASH Clock says we've got roughly 2.8 days before Elon's satellite swarm turns low-earth orbit into a permanent scrapyard.In our MEDIA CANDY segment, we mourn the transition year of Star Trek, which was mostly a series of unmitigated disasters and corporate retreats, though the Oscars moving to YouTube in 2029 means we can finally ignore them in 4K. Meta is testing a "pay-to-share-links" feature because they clearly haven't alienated creators enough, and a new study suggests Amazon's "dynamic pricing" is basically just a high-tech way to gouge public school districts for pencils. Moving to APPS & DOODADS, iOS 26.2 is here with a "Liquid Glass" slider—groundbreaking stuff, really—while Microsoft's Copilot+ push is effectively killing the laptop market by making 16GB of RAM a luxury item only a data center could love. Meanwhile, iRobot has officially sucked its last bit of dust into a Chapter 11 filing, proving that even a twenty-year head start can't save you from a 46 percent tariff and better Chinese competition.AT THE LIBRARY, we find out that librarians are ready to quit because people keep demanding books that only exist in a ChatGPT hallucination, proving once again that the "Information Age" was a lie. We descend into THE DARK SIDE WITH DAVE with the tireless Dave Bittner to discuss why modern movies feel like plastic, the bizarre paradox of James Cameron's Avatar dominance, and a bittersweet farewell to Rob Reiner. We wrap it up with the return of The Muppets, a look at plug-in solar panels for the budget-conscious prepper, and the Sedaris siblings proving that even grief can be a podcast topic. It's all the tech "progress" you never asked for, delivered with the appropriate amount of Gen-X side-eye.Show notes at https://gog.show/727Watch on YouTube: https://youtu.be/hHnGD4lIFzASponsors:MasterClass - Get up to 50% off at MASTERCLASS.com/GRUMPYOLDGEEKSPrivate Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordFOLLOW UPAmazon pulls its bad AI video recaps after Fallout falloutIN THE NEWSTesla used deceptive language to market Autopilot, California judge rulesTikTok agrees to deal to cede control of US business to American investor groupReddit sues Australia over underage social media banJudge blocks Louisiana's social media age verification lawMurder-suicide case shows OpenAI selectively hides data after users dieTrump orders creation of litigation task force to challenge state AI laws'Slop' is Merriam-Webster's word of the yearAnthropic's Chief Scientist Says We're Rapidly Approaching the Moment That Could Doom Us AllModel collapseOpenAI Is Going Into the New Year With Some Real Loser EnergyNew ‘CRASH Clock' Warns of 2.8-Day Window Before Likely Orbital CollisionA Facebook test makes link-sharing a paid feature for creatorsStudy links Amazon's algorithmic pricing with erratic, inflated costs for school districtsMEDIA CANDYA Man on the Inside S2Oh. What. Fun.The End of an EraThe West WingF1® The Movie - Apple TVThe Running ManWelcome to DerryWake Up Dead Man: A Knives Out MysteryIs it Cake?Apple TV releasing Pluribus season finale early next weekWarner Bros. Discovery rejects Paramount's hostile bid2025 Was a Turning Point for ‘Star Trek', Whether It Knew It or NotTHE ACADEMY PARTNERS WITH YOUTUBE FOR EXCLUSIVE GLOBAL RIGHTS TO THE OSCARS® AND OTHER ACADEMY CONTENT STARTING IN 2029APPS & DOODADSiOS 26.2 is here with another Liquid Glass tweak, new Podcasts features and moreOh, the Irony: Microsoft's Push for Copilot+ PCs Could Stall Laptop SalesiRobot has filed for bankruptcy and may be taken over by its primary supplierAT THE LIBRARYFlybot by Dennis E. TaylorMaking Space (The Time Traveler's Passport) by R. F. KuangFor a Limited Time Only (The Time Traveler's Passport) by Peng ShepherdLibrarians Are Tired of Being Accused of Hiding Secret Books That Were Made Up by AITHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingWhy Movies Just Don't Feel "Real" AnymoreThe Avatar Paradox - Why Nobody Talks About These MoviesDon't F**k with James CameronEvery James Cameron Movie, Explained by James Cameron | Vanity Fair‘The Muppet Show' Returns for One Night Only Next FebruaryThe Muppet Show | Official Teaser | Disney+Small plug-in solar panels gain traction as an affordable way to cut electricity bills'You don't know what it's like till you lose a parent': Sedaris siblings share their grief storyCLOSING SHOUT-OUTS“Enshittification” YouTube“Enshittification” Spotify“Enshittification” SoundCloud (with a direct download)Len (a.k.a. Funny Name)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The excellent Barrett Brown returns with his account of experiences with the alphabet services, against the media, reporters, the whistle blowers and, above all, the public.For those who don't know, Barrett Brown is an American journalist, essayist, activist and former associate of Anonymous. In 2010, he founded Project PM, a group that used a wiki to analyze leaks concerning the military-industrial complex. It was classified a "criminal organization" by the Department of Justice. After a series of escapades both online and off that brought him in and out of 4chan forums, the halls of power, heroin addiction, and federal prison, Barrett Brown is a free man. He was arrested for his part in an attempt to catalog, interpret, and disseminate top-secret documents exposed in a security lapse by the intelligence contractor Stratfor in 2011. An influential journalist who is also active in the hacktivist collective Anonymous, Brown recounts exploits from a life shaped by an often self-destructive drive to speak truth to power. With inimitable wit and style, palpable anger and conviction, he exposes the incompetence and injustices that plague media and politics, reflects on the successes and failures of the transparency movement, and shows the way forward in harnessing digital communication tools for collective action.His accounts of what has happened to so many who have stood up and said 'this is wrong' should alarm you. Compromised publications, intimidation, extortion and outright lies are being used to shut people up. How people are coerced into going along with things, how some journalists are not giving you the facts you need, and who the apparatus of the intelligence and Governments is actively working against you and your interests.Barrett Brown now lives in Mexico because, as he says 'living under the cartels is safer than living under the current U.S. Government'.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Arch Manning will NOT ENTER the 2026 NFL Draft! RETURNS to the Texas Longhorns!

Cody's "Myspace top eight" RETURNS! ---------- TalkSports is LIVE Weekdays from 8-11 a.m. on Fox Sports Knoxville/ Fanrun Radio. Check Out our Socials: "@FOXSportsKnox" on Twitter/X, "FanrunSports" on Instagram and Youtube Jon- @Jon__Reed on "X" Cody- @Cody__McClure on "X" Sam- @_beard11 on "X" Bubba- @BrandonShown on "X"

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Guest: Matthew Le Merle, CEO & Managing Partner, Blockchain Coinvestors About the Guest: Matthew Le Merle is a leading figure in early-stage venture capital, having previously managed Keiretsu, the world's largest angel network. In 2014, he made a strategic pivot into the digital asset space, co-founding Blockchain Coinvestors. The firm is now dedicated to the vision that digital monies, commodities, and assets are inevitable, and all of the world's financial infrastructure must be upgraded. With investment strategies now in their 12th year, Blockchain Coinvestors has backed a combined portfolio of over 1,250 blockchain companies and projects, including more than 110 blockchain unicorns. In This Episode: Decoding the Future of Finance and Emerging Blockchain Unicorns Join us for a deep dive with Matthew Le Merle as he shares the strategic insights that drove his firm into blockchain investing over a decade ago. We explore the massive shift toward digital assets, the unique mechanics of the fund-of-funds model, and the critical role of tokenomics in the crypto ecosystem. Key Discussion Points:

Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. ✅ Private real estate investing is becoming a powerful path for accredited investors seeking stable, tax-efficient returns—and in this episode, Jonathan Spitz of Lightstone shares how it works and what to expect heading into 2026.Whether you're a physician looking for passive income real estate opportunities or a high-net-worth individual exploring alternative investments, this video offers clarity, direction, and expert insights. Jonathan Spitz explains Lightstone's vertically integrated approach, their alignment as a family office, and the value-add real estate strategies that make private markets attractive in a high-interest rate environment.Multifamily real estate, industrial real estate investing, and tax-efficient investing are all covered here—along with how to evaluate deals, co-investment structures, and how Lightstone Capital has navigated multiple cycles to stay resilient.If you've been searching for:How to protect your wealth through private equity real estateWhere to invest for high yield real estate investing without public market volatilityWhether now is the right time to invest in accredited investor opportunitiesAnd how to make smart moves in the real estate investment 2026 landscape...

The Greeks and the Jews: How All Wisdom Flows From and Returns to Hashem; Loyalty and Surrender, Not Logic, Define JudaismThis text-based class of the Maamar Mai Chanukah, was said by the Sixth Lubavitcher Rebbe, the Rebbe Rayatz, on Shabbos Miketz, Shabbos Chanukah, 28 Kislev, 5701, December 28, 1940. The class was presented by Rabbi YY Jacobson on Monday, 25 Kislev, 5786, December 15, 2025, at Bais Medrash Ohr Chaim in Monsey, NY. This incredible discourse explains the conflict of the Greeks against the Jews in our internal heart and mind, and why the focus of the battle was on the oil, representing the inner "fatness," delight, and pleasure that comes from embodying the Divine. The discourse, vivid in language, breaks down how we can sometimes Learn Torah, observe Mitzvos, and yet still be living in the paradigm of the Greeks. The Maamar explores two forms of wisdom, the one that is based on the egoic mind, and the ones that flows from Divine infinity and oness, and returns there. View Source Sheets: https://portal.theyeshiva.net/api/source-sheets/9832

Today's guest is a dear friend of the show, Andrea Mein DeWitt — Professional Certified Coach (PCC), author, and creator of the transformational Name, Claim & Reframe® methodology. Her bestselling book, Name, Claim & Reframe: Your Path to a Well-Lived Life, was featured on NBC's TODAY Show as the Best Motivational Read of 2023, and is now available as an audiobook, complete with a powerful PDF companion. Congrats to Andrea!! Andrea works with high-achieving leaders navigating challenging relationships, identity shifts, and life transitions — especially the roles we often inherit inside our families. In this deeply moving conversation, she and Yo explore the complicated terrain between daughters and aging mothers, including grief, identity, boundaries, and the “good daughter” narrative many of us have carried for decades. If you've ever felt unseen, responsible, guilty, or stuck in old roles with your mother — especially during moments of caregiving or family gatherings — this episode offers both companionship and real tools for the messy middle. Timing for this episode is perfect with the holidays which adds extra pressure around the good daughter/bad daughter trap! Together, they explore:

We've been through all of the Rankin/Bass adventures of Rudolph and Frosty, so why not check out their adventures as handled by their later rights-holders? First up is Frosty, who, well, Returns in this eco-focused special from the 90s starring John Goodman and various improv talents. It might be nostalgic for some, but looking at it all these years later, does it hold a candle to the original special? And regardless, is it good in its own right? Listen to find out!

When it comes to the risks to financial stability, things seem to have settled down a bit. But with trade tensions, an unpredictable US economic policy, geopolitical issues, a potential AI bubble and the rise of stablecoins, there is plenty to keep an eye on. Has the global environment really become less uncertain? And how do all these factors impact financial stability? To explore these questions and more, our host Paul Gordon speaks with financial stability expert John Fell. The views expressed are those of the speakers and not necessarily those of the European Central Bank. Recorded on 24 November 2025 and published on 27 November 2025. In this episode: 01:25 How stable is the financial system? The EU and the United States reached a trade agreement, and the economic impact of trade uncertainty has been milder than expected. But the full effects of the policy changes are yet to be seen. So, what does this mean for financial stability? 04:14 Is there an AI bubble? The term “AI bubble” is on everyone's lips right now . But bubbles are hard to identify and even harder to differentiate from legitimate growth. So, are valuations stretched? What about market concentration and circular funding in the AI industry? And how exactly are companies funding investment in AI? 06:15 If there is a bubble, what could cause it to burst? There is significant leverage behind AI investments. Returns will largely depend on how widely AI is adopted. Could AI become a general-purpose technology, like the railways did? 08:15 What about the rise of private credit? How do private credit markets differ from equity financing? Why are risks to euro area financial stability increasing as private markets expand? And how does all this relate to systemic risk in the banking sector and the build-up of AI infrastructure? 11:23 Are stablecoins really stable? Despite what the name suggests, stablecoins carry liquidity run risks that could affect financial stability. With rapid growth and increasing links to traditional finance, what risks does this innovation create? 15:11 What's the situation for government financing? Governments have made progress in reducing debt levels since the pandemic. But in some euro area countries, debt remains too high and pressures to increase spending – for instance on defence – are rising. While this poses one of the biggest risks to financial stability, it could also be an opportunity for long-term growth if properly managed. 18:07 What about banks? Given the potential AI bubble, questions around the sustainability of government budgets and the rise in stablecoins, where does this leave euro area banks? Profitability is strong and non-performing loan ratios are historically low. So, how is the banking sector doing overall? 20:13 Our guest's hot tip John Fell shares his hot tip with listeners. Financial Stability Review at a glance https://www.ecb.europa.eu/press/financial-stability-publications/fsr/html/index.en.html Financial Stability Review, November 2025 https://www.ecb.europa.eu/press/financial-stability-publications/fsr/html/ecb.fsr202511~263b5810d4.en.html Chip War, Chris Miller https://www.amazon.de/-/en/Chip-War-Worlds-Critical-Technology/dp/1982172002

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

November 20, 2025Have you had your dose of The Daily MoJo today? Download The Daily MoJo App! "Ep 112025: Frozen In Time | The Daily MoJo"The content delves into the implications of cryonics and personal relationships, focusing on a man's decision to date after his wife's cryopreservation. It discusses the emotional complexities of moving on and the future of technology in reviving the deceased, blending serious topics with humor. Additionally, it addresses societal issues like beauty standards, public apathy, and the need for accountability, while reflecting on personal experiences and generational perspectives.Phil Bell's Morning Update A woman SET ON FIRE?:  HEREBrandon Morse - Redstate Author & host of The Brandon Morse YouTube channel- Returns once again to the program to share some deeply personal good news!Brandon's LinktreeOur affiliate partners:Be prepared! Not scared. Need some Ivermection? Some Hydroxychloroquine? Don't have a doctor who fancies your crazy ideas? We have good news - Dr. Stella Immanuel has teamed up with The Daily MoJo to keep you healthy and happy all year long! Not only can she provide you with those necessary prophylactics, but StellasMoJo.com has plenty of other things to keep you and your body in tip-top shape. Use Promo Code: DailyMoJo to save $$Take care of your body - it's the only one you'll get and it's your temple! We've partnered with Sugar Creek Goods to help you care for yourself in an all-natural way. And in this case, "all natural" doesn't mean it doesn't work! Save 15% on your order with promo code "DailyMojo" at SmellMyMoJo.comCBD is almost everywhere you look these days, so the answer isn't so much where can you get it, it's more about - where can you get the CBD products that actually work!? Certainly, NOT at the gas station! Patriots Relief says it all in the name, and you can save an incredible 40% with the promo code "DailyMojo" at GetMoJoCBD.com!Romika Designs is an awesome American small business that specializes in creating laser-engraved gifts and awards for you, your family, and your employees. Want something special for someone special? Find exactly what you want at MoJoLaserPros.com  There have been a lot of imitators, but there's only OG – American Pride Roasters Coffee. It was first and remains the best roaster of fine coffee beans from around the world. You like coffee? You'll love American Pride – from the heart of the heartland – Des Moines, Iowa. AmericanPrideRoasters.com   Find great deals on American-made products at MoJoMyPillow.com. Mike Lindell – a true patriot in our eyes – puts his money where his mouth (and products) is/are. Find tremendous deals at MoJoMyPillow.com – Promo Code: MoJo50  Life gets messy – sometimes really messy. Be ready for the next mess with survival food and tools from My Patriot Supply. A 25 year shelf life and fantastic variety are just the beginning of the long list of reasons to get your emergency rations at PrepareWithMoJo50.comStay ConnectedWATCH The Daily Mojo LIVE 7-9a CT: www.TheDailyMojo.com Rumble: HEREOr just LISTEN:The Daily MoJo ChannelBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-daily-mojo-with-brad-staggs--3085897/support.

In this episode I discuss the following: THE SPIN - I discuss the announced New Player experience changes and my thoughts on the surprise announcement.. I go over the datamined cards for the January season cards (dragons)

Amazon's return policy has become a huge factor to consider especially when developing products for the new year. Dave shares 5 tips for e-commerce sellers to reduce returns and to restore some bottom line back into their business. Today's episode is sponsored by Sellerboard. Sellerboard helps users track sales, refunds and fees in real time, and even counts your indirect expenses in final profit. Beyond analytics, Sellerboard also streamlines operations with smart portfolios for PPC, inventory forecasting & management and more! Try Sellerboard free for 2 months — no credit card required. Just go to sellerboard.com/ecomcrew and get clarity on your margins today. Ever wonder how Chinese Sellers dominate Amazon? We'll spill all their secrets in our webinar that's happening on November 25th, 2025 at 10am PST. We'll show you how to find products that can actually be profitable, how to land them cheaply, and how to rank them easily no Amazon.  Timestamps 00:00 - Understanding Amazon's Return Policy 02:51 - The Hidden Costs of Returns 06:01 - Strategies to Reduce Returns 08:49 - Managing Return Merchandise Effectively 12:05 - Improving Product Presentation to Minimize Returns 14:56 - Customer Engagement to Reduce Returns 17:50 - Evaluating Product Viability and Return Rates As always, if you have any questions or anything that you need help with, leave a comment down below if you're interested. Don't forget to leave us a review on iTunes if you enjoy our content. Thanks for listening! Until next time, happy selling!

Send us a textSouthern Utah is changing fast—and we're breaking down the real forces driving growth, prices, politics, and water. This episode cuts through the noise to explain what's really happening with drought, development, new builds, county policy, and the power struggles shaping the future of Washington County.We start local with the Purgatory jail expansion, why the new medical wing matters, and how it ties into the region's long-term fiscal strategy. Then we shift to housing and builder moves: Lennar tapping the brakes nationally while Pulte picks up new land in Desert Color. The message? The market isn't dead—it's cautious, competitive, and shifting.And yes… water is still the #1 issue.We break down the county's five-stage drought plan, penalties tied to residential connections, what this means for high-use sites like golf courses, and the rising tensions between conservation, affordability, and growth. With the Colorado River negotiations stalled and the Lake Powell pipeline delayed, Washington County is leaning heavily on the Virgin River Basin and price signals to limit demand.We also dig into:• Bill Gates' climate pivot + the energy demands of AI• The myths behind 50-year mortgages and portable loans• What actually helps affordability (first-time buyer aid, tiered rates, zoning reform)• Why Utah's redistricting ruling could reshape representation• Plus: Four open city council seats in Hurricane, Ivins, Santa Clara & St. George—your chance to influence local policy without running a full campaignIf you care about Southern Utah real estate, housing affordability, growth, water policy, politics, or local government, this is the episode you can't miss.

Join us as Ocean House owner and award-winning author Deborah Goodrich Royce moderates a conversation with our featured author, Wilbur Ross, former U.S. Secretary of Commerce. About the Author: Wilbur L. Ross, Jr. served as Secretary of Commerce in the Trump administration following 55 years of experience in investment banking and private equity. In this capacity, he advised President Donald Trump on commercial and economic affairs and helped American entrepreneurs and businesses create jobs and economic opportunity. A native of North Bergen, New Jersey, Ross spent a significant portion of his business career at Rothschild, Inc. Ross negotiated on behalf of creditors in some of the highest-profile bankruptcy proceedings in history, including those involving Pan Am, TWA, Texaco, and Drexel Burnham Lambert. After founding his own private equity firm in 2000, Ross purchased and restored many companies to profitability, including those in the steel, coal, textile, and banking industries. Over the course of his career, Ross restructured more than $400 billion in assets, earning him a distinguished reputation on Wall Street. In 2011, Bloomberg Markets named him one of the 50 most influential people in global finance. Secretary Ross's philanthropic work has included significant support for the Japan Society, the Brookings Institution, the Blenheim Foundation, and numerous entities devoted to the fine arts, including the Rene Magritte Museum in Brussels. He was also a member of the advisory board of the Yale University School of Management. Secretary Ross is a graduate of Yale University and Harvard Business School. He and his wife, Hilary Geary Ross, have four children. Before being named President Trump's Secretary of Commerce in 2017, Wilbur Ross had already earned a reputation as the “King of Bankruptcy” over his 55-year career on Wall Street. Often working on high-profile bankruptcies such as Pan Am and Texaco, Ross helped restructure more than $400 billion in assets, and was named among Bloomberg's 50 most influential people in global finance. After coming to Washington, Ross faced equally tough challenges, yet survived in his post for all four years. About The Book: Creating Success in Business and Life explains how Ross got to the top and stayed there. Rising from humble beginnings in North Bergen, New Jersey, Ross applied simple principles with strict discipline—something readers can apply in their own quest for success. Ultimately, Ross's strategies and dealmaking skills led to relationships with King Charles, Warren Buffett, Carl Icahn, the Rothschild family, Steve Wynn, Lakshmi Mittal, Mike Milken, and many other famous personalities. Ross also documents his experiences with President Trump in the Oval Office.  Whether you're interested in Ross' experiences as a neighbor of John Lennon in the legendary Dakota apartment building, celebrating with Sir Richard Branson on his private island, or his tumultuous time in Washington, you will find Risks and Returns to be a candid reflection of a life lived at the pinnacle of Wall Street, New York, and Palm Beach society, and the Trump administration. Above all, anyone driven to find career success will learn from Ross' life the strategies and mentality to achieve it.  Please find out more about Wilbur Ross and his book at www.risksandreturns.net. For details on Deborah Goodrich Royce and the Ocean House Author Series, visit deborahgoodrichroyce.com

What if your investments did more than earn returns—what if they helped shape the culture for good?Today, we'll explore how your money can not only grow but also advance God's purposes in the world. Brian Mumbert joins us from Timothy Plan to share how faith-based investing allows believers to engage the culture with an eternal impact.Brian Mumbert is the President of Timothy Plan, an underwriter of Faith & Finance.Giving That Flows from FaithAt the heart of Timothy Plan's mission is a conviction that money is not merely a financial tool but a spiritual one. Timothy Partners, Ltd.—the advisor to Timothy Plan—tithes its profits to support ministries aligned with biblical values.Those partnerships reflect a desire to be active on the other side of Timothy Plan's investment screens. In other words, it's not enough to avoid investing in companies that exploit, harm, or oppose biblical principles. True stewardship involves using financial influence to protect life, defend freedom, equip biblical entrepreneurs, and strengthen families.This commitment is not theoretical—it's deeply practical.In Central Florida, Timothy Plan partners with organizations such as Choices Women's Clinic, the area's largest pro-life pregnancy center, as well as House of Hope Orlando and the Orange County Jail Ministry. Nationally, their reach extends through partnerships with organizations like Movieguide and Florida Family Voice.Through the Kairos Prize, Timothy Plan helps fund aspiring Christian filmmakers with seed capital to develop their projects. Another powerful partnership is with the Nehemiah Project, which equips entrepreneurs worldwide to start and grow businesses based on biblical principles.A Legacy of Business as MinistryTimothy Plan's founder, Art Ally, was inspired by the legendary Christian industrialist R.G. LeTourneau, who dedicated 90% of his income to God's work. LeTourneau often said, “I shovel out the money, and God shovels it back—but God's got a bigger shovel.”That philosophy continues to shape Timothy Plan's culture. They see business as ministry, and since we are all stewards of God's money, we want to ensure it has an eternal impact.For many investors, the idea that their portfolio could be shaping the culture might feel new. But as an investor, we really need to understand where our dollars are going. When we invest with a biblical worldview, we're not just seeking a return—we're influencing what gets built, produced, and promoted in our world.This approach aligns with the broader mission of Timothy Plan: to provide investment options that reflect the values of faith-driven investors and to mobilize generosity that brings light into dark places. The impact of this approach is tangible. You can see the joy on their faces and the difference these ministries are making—locally in Central Florida and across the nation.At FaithFi, we share that conviction: when you invest with purpose, your portfolio can do more than generate returns—it can help bring redemption and renewal to our culture.To learn more about biblically responsible investing and how your financial stewardship can make an eternal impact, visit TimothyPlan.com.On Today's Program, Rob Answers Listener Questions:I'm planning to retire in 2027 and want to move my deferred compensation. How do I go about that? And should I also get life insurance when I retire?My wife and I just bought a home with a 6.188% adjustable-rate mortgage for three years. Should we refinance now into a 30-year fixed, or wait to see if rates come down?I'll start receiving my full Social Security benefits in December. How much can I earn without being taxed on it?Can you explain how your financial approach differs from Dave Ramsey's? And since Social Security had me apply for widow's benefits, will I owe taxes on that income?Should I invest in gold—or a mix of gold and silver—and how would I do that? And what about Bitcoin or other digital currencies? Are they wise investments, and how would I start?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Timothy PlanCharles Schwab | FidelityAn Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send Us A Message! Let us know what you think.Topic #1:  Good  Returns 3rd of November- Market recovery signals consistent with interest rate fallsTopic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listings rise and confidence growsTopic #3: RNZ 6th of November- 'People learning to manipulate the system': Call for KiwiSaver hardship withdrawal changesTopic #4: Oneroof 4th of November - SBS quietly offers ‘crazy' home loan rates of 3.99% - lowest in four yearsTopic #5: Realestate.co.nz 6th of November - Kiwis paying more at the supermarket, but less on rent#KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinanceSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

This week on New Wave Weekly:

Send us a textIn this episode of The Wealth Vibe Show, host Vinki Loomba dives into one of the most overlooked yet highly profitable niches in real estate—campground investing. Joining her is Kevin Thueson, former CPA turned outdoor real estate mogul and co-founder of KCN Campgrounds, one of the fastest-growing KOA franchise portfolios in the U.S. Kevin reveals how he went from crunching numbers in a cubicle to building a campground empire—literally from the dirt up.

In this episode of Command Control Power, the hosts discuss a variety of topics including a nostalgic throwback to a wrestling match they attended, the latest release of the MacBook Pro with M5 chip, and the implications of larger storage options. They dive into the specifics of the new 'Launch Angels' folder found in macOS 14, differences in storage drives, and the practical uses of Google Gemini for locating a lost MacBook. Additionally, they highlight the pros and cons of Amazon purchases, and share personal stories involving client interactions and unique tech mishaps. The episode wraps up with a teaser for the next Patreon-only episode focusing on marketing strategies using Canva.   00:00 Introduction and Nostalgia 00:47 Wrestling Memories and Family Connections 01:58 New MacBook Pro with M5 Chip 06:03 Storage Needs and Solutions 14:09 Smart TVs vs. Apple TV 19:39 AirPods Pro Discussion 25:32 Meeting in Boulder and Casa Bonita 27:59 Planning Future Meetups 28:15 Discussing Canva and Managed Service Plans 28:40 Launch Angels Folder Discovery 31:41 Apple Music and Third-Party Services 32:46 Bluetooth Adapters for Airplanes 34:17 Amazon Purchases and Returns 40:10 Printer Ink Scams and Issues 51:05 Client Stories and AI Assistance 56:29 Conclusion and Patreon Promotion

I'm breaking down Etsy's brand-new international pricing tool—and what every non-U.S. seller needs to know before it impacts your profit margins. If you sell to U.S. buyers, tariffs and duty fees can eat away at your income fast, but this update changes the game. I'll walk you through exactly where to find the new toggle, how to set prices correctly, and which third-party tools like Zonos can help you calculate and offset extra costs. You'll also learn how to: • Avoid losing money to hidden fees and tariffs • Use Zonos.com to calculate duties and taxes before setting prices • Handle returns and exchanges the smart way under new fee rules • Protect your margins and ship confidently to U.S. buyers • Use delivery-duty-paid providers like DHL or UPS for compliance • Keep your Etsy shop competitive even as costs rise Stick around until the end—I'll share how to connect with my Etsy Games VIP community, where sellers get personal coaching, motivation, and insider updates to grow faster with less stress. #EtsyUpdate #EtsySellers #EtsyTips #EtsySEO #EtsyShopHelp #Ecommerce #Tariffs #EtsyInternational Grow faster than 99% of Etsy shops

How to Retire in PortugalPicture it: retiring fabulously in Portugal with LGBTQ+ protections, world-class healthcare, and the freedom to split time between Europe and the U.S.—without uprooting your life today. In Queer Money® episode 613, we sit down with Pedro Lino, CEO of Optimize Investment Partners, to unpack the Portugal Golden Opportunities Fund—a SEC-registered, PFIC-compliant mutual fund designed to qualify investors for Portugal's Golden Visa (residency now, citizenship later). We cover why a Golden Visa can be smart “life-hedging” in uncertain times, how the fund works (stocks/bonds, no real estate), what's changing in Europe, using self-directed IRAs, costs, timelines, and how one investment can include your spouse, kids, and even parents through family reunification.Whether your dream is six months in Lisbon and six months stateside, a second passport for your kids' future, or a values-aligned Plan B if U.S. politics keeps fraying your nerves, this episode gives you the details to decide with confidence.TakeawaysA Golden Visa is optionality: live/work/travel in the EU now or later—without leaving the U.S. immediately.Portugal is consistently LGBTQ+ friendly, with significantly lower healthcare costs and robust protections.The current path is via eligible investment funds (no real estate); fund must meet strict criteria (≥60% PT companies, no real estate, long-only, five-year availability).Self-directed IRAs can be used; look for SEC-registered and PFIC-compliant structures to keep U.S. tax/reporting clean.One qualifying investment can include spouse, kids, and parents via family reunification, creating a multi-generational Plan B.Chapters00:00 – Dream setup & why a Plan B now01:22 – What a Golden Visa actually gives you (residency → citizenship)03:18 – You don't have to move today: optionality for LGBTQ+ families05:02 – Why Portugal for LGBTQ+ safety, community & healthcare07:10 – Real-estate option removed: what changed and why funds remain10:12 – Inside the Golden Opportunities Fund (eligibility rules, asset mix)13:15 – Returns, risk, and diversification vs. buying a single property16:02 – Using self-directed IRAs; SEC & PFIC compliance explained19:04 – Demand, timelines, and potential policy shifts to watch22:31 – Costs, EUR/USD realities & creative ways families reach €500K26:05 – Family reunification: who can be included under one application28:40 – Downturn strategy: dividend-rich Portuguese market & bonds31:12 – What Optimize handles vs. what U.S. custodians/lawyers handle34:20 – Wrap-up & how to send us follow-up questionsDownload your free Happy Gay Retirement CalculatorMentioned in this episode:Get Your Portugal Golden Visa Faster Here!Want a European passport with access to living in nearly any European country? Just click the link below to find out how. Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!

When Indian Equity Markets Go Sideways: Are Alternative Assets Worth It? Indian equities have been flat for over a year. So where should you actually put your money? Shray sits down with Deepak Shenoy from Capital Mind to break it all down. Silver just hit $50 for the first time in 45 years. Deepak explains the Hunt Brothers saga, the Thailand import drama, and why silver might only deserve 2% of your portfolio. Gold – it's outperformed. But should you buy now? Only 30% of the time has gold beaten Nifty over 10 years. We also discuss foreign stocks, why debt funds aren't just parking lots, and whether India at 21-22x earnings is still expensive. If you're confused about where to deploy capital right now, this episode is for you. Don't forget to like, share, and subscribe for more insights on building real wealth in Indian markets! #investing #stockmarket #alternativeassets #gold #bitcoin #portfoliomanagement Follow Capitalmind on Social Media: Linkedin: https://www.linkedin.com/company/capitalmindwealth-pms/posts/?feedView=all Instagram: https://www.instagram.com/capitalmindhq?igsh=ZG9zYmVtbnBwemZr Twitter: https://x.com/capitalmind_in?s=21 Chapters: 0:00 - Intro 2:11 - Silver: What's Happening Right Now? 7:19 - Hunt Brothers: The Biggest Silver Bet Ever 11:58 - Should You Own Silver? 15:49 - Why Diamonds Are a Terrible Investment 17:38 - Gold: Why Deepak Was Wrong 21:14 - Gold as an Inflation Hedge 23:03 - When Gold Could Crash 40% 27:05 - Why We Treat Gold Differently Than Stocks 30:00 - Land Deals: How to Make 400% Returns 32:20 - Why Luxury Watches Beat Stocks 34:45 - Bitcoin: The Leverage Problem 41:32 - Bitcoin's Altcoin Curse 44:08 - Quantum Computing Could Kill Bitcoin 47:32 - How Much Bitcoin Should You Own? 50:22 - When Big Winners Become Too Big 52:01 - Foreign Stocks: The Smart Diversification 56:46 - Debt Funds: Beyond Just Parking Money 1:01:47 - Debt Market: Hidden Inefficiencies 1:04:06 - Why Debt Funds Deserve Your Money 1:06:07 - Why Bank FDs Are Ripping You Off 1:08:27 - Is India Still Too Expensive to Invest? 1:11:06 - Why 20x PE Actually Makes Sense 1:13:54 - Final Thoughts

What if capitalism itself is confusing your personal finance decisions? In this week's episode, Harvard economist John Y. Campbell joins us to unpack his new book, Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone, co-authored with Tarun Ramadorai. John argues that the financial system—while essential—is failing ordinary people through complexity, hidden costs, and misplaced incentives. Drawing on decades of research in household finance, he explains why products are too expensive, advice too conflicted, and decisions too difficult, and how policy and design can fix it. Key Points From This Episode:   (0:04) Introduction – Rational Reminder's focus on sensible investing and decision-making. (1:46) Why Canadian finance feels broken: complexity, branding, and lack of competition. (4:53) Introducing John Y. Campbell and his new book Fixed. (5:43) The role of the financial system in everyday life: smoothing income, enabling investment, and managing risk. (7:14) The two main problems in modern finance—products are too complicated and too expensive. (9:17) Why financial decisions are so hard: our brains didn't evolve for math, and temptation bias wins. (11:36) How far financial literacy education really helps—and its limits for inequality. (14:26) The “corruption of capitalism”: how capitalists exploit consumer confusion and misperceived value. (18:15) Cross-subsidies: how the mistakes of the poor often subsidize the wealthy. (21:05) Competition only works when consumers can compare price and quality. (22:15) Financial innovation—when technology helps vs. when it deceives. (24:24) Conflicts of interest in advice: why “trusted” advisors often don't act in clients' best interests. (26:26) Why loyal, long-term bank customers often get worse deals. (27:20) The illusion of opting out: why avoiding finance (or choosing crypto) is “jumping out of the frying pan into the fire.” (30:24) The global emergency-savings problem—why volatility hits the poor hardest. (32:26) Is college worth it? Returns, costs, and who actually benefits. (35:47) How to think rationally about buying versus renting a home. (38:16) Housing in retirement—why reverse mortgages make sense but are misunderstood. (40:25) Mortgage mistakes: not shopping, not refinancing, and the racial gap that results. (44:41) Using utility theory to make better insurance and investment choices. (46:55) Principles for investing in stocks: participate, diversify, minimize fees, and ignore short-term noise. (48:24) How real investor behavior deviates from these principles—chasing returns and confusing investing with gambling. (51:17) Insurance mistakes: overinsuring small risks, underinsuring big ones. (54:11) How much to save for retirement—and how most people fall short. (55:40) Lifecycle investing: why target-date funds are good but could be better. (57:56) Why annuities make sense, and how better framing could make them more popular. (59:30) Technology's double edge: lower costs but higher temptation and discrimination. (1:02:17) Lessons from crypto: why stablecoins matter and what regulators should learn. (1:05:26) From nudge to shove: how governments should actively design simpler, safer products. (1:10:02) Where regulation goes too far—and why governments shouldn't run finance directly. (1:13:10) Priority areas for reform: retirement accounts, transaction accounts, and insurance. (1:14:49) The four design principles for a better system: simple, cheap, safe, easy. Links From Today's Episode:   Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582.  Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemind Rational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Welcome back to another episode of the EUVC Podcast, where we bring you the people and perspectives shaping European venture.Today, we're joined by Alexandre Mars, the French entrepreneur and philanthropist behind Blisce, one of Europe's pioneering B Corp-certified venture funds. From bootstrapping his first business at 17 to building and selling multiple startups across Europe and the US, Alexander has seen both sides of the entrepreneurial journey — the grind and the freedom.In this conversation, we explore his evolution from founder to impact investor, the trade-offs between wealth and purpose, the challenge of defining “impact” in venture capital, and why Europe's next tech era will depend on bridging public policy, capital, and purpose.

Did you know your financial advisor can actually help you invest in ways that reflect your faith?Advisors do more than just help you hit financial targets—they can also guide you in making a lasting impact with your investments. Today, Josh Bean joins us to share how to start the conversation about faith-based investing.Josh Bean is the National Sales Manager for Praxis Investment Management, an underwriter of Faith & Finance.25 Years of Change in Faith-Based InvestingAbout 25 years ago, Praxis conducted its first major study on faith-based investing. This year, they decided to revisit that research and see how investor attitudes have evolved.Partnering with Bellomy Market Research, the Praxis team surveyed over 1,000 individual investors and 400 financial advisors to explore the motivations, opportunities, and concerns surrounding faith-aligned portfolios.The exciting part is that the results confirmed what they've believed all along: people genuinely want to align their investments with what matters most to them. You can explore the full report at PraxisInvests.com/FaithBasedInvesting.According to the study, nearly half of all investors—48%—have already aligned their portfolios with their faith or are interested in doing so. What's striking is that this number encompasses all investors, not just those with a religious background.People see investing as more than performance—it's about purpose. They want their portfolios to reflect their convictions.The Advisor Gap: 78% Want Guidance, But Only 9% Are AskedPerhaps the most surprising finding is the communication gap between clients and advisors.78% of investors said it's important for their advisor to discuss faith-aligned options, but only 9% of advisors say they actually bring it up.That gap is one of the biggest barriers to growth. Investors are eager. Advisors often just don't know how to start the conversation. That's where firms like Praxis can help bridge the gap.One reason some advisors hesitate? The lingering myth that values-driven investing means sacrificing returns.That's just not the case anymore. At Praxis, they aim for benchmark-like returns through diversified, optimized portfolios. They screen out approximately 15% of companies that don't align with their values and incorporate positive impact strategies—all while closely tracking performance.This approach isn't just about numbers—it's about stewardship. In the Parable of the Talents, Jesus commends the faithful servants who wisely managed what they were given. That's our model—faithful stewardship with Kingdom impact.An Expanding Landscape of Faith-Based OptionsFaith-based investing has come a long way. What once seemed niche now includes mutual funds, ETFs, and multi-fund portfolios that reflect a range of Christian values and causes.Investors today can build diversified, competitive portfolios entirely within the faith-based space. There are more options—and better tools—than ever before.Among those tools are screening systems that allow investors to exclude companies that conflict with biblical values or to include those that make a positive social or environmental impact.Taking the First Step: Talk With Your AdvisorFor those new to this space, start the conversation. Ask your advisor, Can my faith be reflected in my investment strategy? That one question could open the door to an entirely new way of stewarding your money.To help, Praxis has created a free Faith-Based Investing brochure, available at PraxisInvests.com/FaithBasedInvesting. It provides practical guidance on initiating faith-aligned conversations with your financial advisor.And if you'd like to find a Certified Kingdom Advisor who specializes in Faith-Based Investing, you can visit FindACKA.com. On Today's Program, Rob Answers Listener Questions:I'm 82 years old and recently got a cold call from someone asking if I'd like to sell my house for cash. I don't owe anything on it—just pay for homeowners' insurance and utilities. Since God has blessed me to live mortgage-free, should I even consider their offer?I'm considering taking out a $20,000 loan, but I'd rather not use a home equity loan, even though my credit is good. I was thinking of a personal loan through Bank of America instead. My husband is retired, and I'm the only one working—so which option would be more cost-effective for us?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementReport on Faith-Based Investing from PraxisWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Supply Chain Now, Scott Luton and special guest host Claudia Freed, President & CEO of EALGreen, welcome Chuck Johnston, Chief Strategy Officer at ReturnPro, for a deep dive into the “dark side” of supply chain: reverse logistics and returns management. They unpack why returns are a nearly trillion-dollar challenge in the U.S., how BORIS (buy online, return in store) strains store operations, and why many retailers still under-invest: leaders often can't see the full cost across functions or make the ROI case for what's treated as a cost center.Chuck shares how the space has evolved from yellow notepads to data-driven decisioning, highlighting intelligent algorithms that route items at the customer's first return click, fraud mitigation with imaging and behavior signals, and how third-party innovation is compressing software build times. Claudia adds a nonprofit and circularity lens: donation channels, extended tax credits, and AI pilots (computer vision + MCP agents) that identify item condition and slotting in real time. Together, they explore where to start, why cross-functional “ambassadors” matter, and how partnerships across retailers, manufacturers, nonprofits, and 3PLs can turn returns from margin erosion into measurable value and social impact.Jump into the conversation:(00:00) Intro(04:03) Warm-up questions and fun facts(05:54) Chuck Johnston's career journey(13:53) Challenges and opportunities in returns management(21:47) Technological innovations in returns management(29:50) AI solutions in inventory management(30:26) Tax benefits and opportunities for companies(31:06) The golden age of supply chain tech(31:44) AI's impact on fraud management(34:44) The debate on more returns vs. fewer returns(37:08) The EU Circular Economy Act(39:18) Returns fraud and data analytics(47:00) The importance of education and ambassadors(49:45) Connecting with industry leaders(52:01) Resources and upcoming eventsResourcesConnect with Chuck Johnston: https://www.linkedin.com/in/chuck-johnston-b07b3b4/ Connect with Claudia Freed: https://www.linkedin.com/in/claudiafreed/ Connect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Learn more about ReturnPro: https://www.returnpro.comDownload a copy of the Returns Report: 2025 Holiday Edition by ReturnPro: https://www.returnpro.com/resources/blog/returns-report-2025-holiday-edition Learn more about EALGreen: https://www.ealgreen.org Register for The Optimized Digital Transformer: Key Concepts for Enhancing Modern Leadership and other upcoming webinars: https://supplychainnow.com/upcoming-live-programming/ Learn more about...

This episode was originally released on 6/1/2020. While new episodes of Breaking Walls are on hiatus I'll be going back and posting the older episodes. ____________ In Breaking Walls Episode 104 we focus on Orson Welles' radio career from Pearl Harbor through the end of radio's peak, and pick up where we left off in Breaking Walls episode 79. —————————— Highlights: • Orson Returns to Radio In the Fall of 1941 • The Magnificent Ambersons Enters Productions • December 7th, 1941 • Orson and Norman Corwin Collaborate • Orson is Named Pan-American Goodwill Ambassador • It's All True and Brazil • Problems with RKO • Endings Changed, Others Destroyed • Orson gets fired—Returns to the United States in the fall of 1942 • Ceiling Unlimited And Hello Americans • Jane Eyre • Jack Benny Gets Sick, Orson filles in as host • The Mercury Wonder Show • Rita • Marriage, again • Busy Radio Days in 1944 • The Orson Welles Almanac • Campaigning for FDR • Donovan's Brain • D Day • Election Day—1944 • Rita and Orson meet Rebecca • Christmas 1944 • This is My Best • Our President is Dead • More Collaborations with Corwin • The War Ends • The Stranger • Around the World in Eighty Days • The Mercury Summer Theater • The Lady From Shanghai • Divorce • Macbeth • Europe and the end for Welles on American radio —————————— The WallBreakers: http://thewallbreakers.com Subscribe to Breaking Walls everywhere you get your podcasts. To support the show: http://patreon.com/TheWallBreakers —————————— The reading material used in today's episode was: • Citizen Welles by Frank Brady • This is Orson Welles by Welles and Peter Bogdanovich • On the Air — By John Dunning • Discovering Orson Welles by Jonathan Rosenbaum • Orson Welles on the Air, at OrsonWelles.Indiana.edu • Wellesnet.com. —————————— On the interview front: • Orson Welles was with Peter Bogdonavich, Dick Cavett, Johnny Carson, Merv Griffin, Leslie MeGahey, Dinah Shore, and Huw Wheldon. • Byron Kane and Jeanette Nolan were with SPERDVAC, the Society to Preserve and Encourage Radio Drama, Variety, and Comedy. For more information, please go to SPERDVAC.com • Norman Corwin was with Chuck Schaden. Hear the full chat at SpeakingofRadio.com. • Howard Duff was with Dick Bertel and Ed Corcoran for WTIC's The Golden Age of Radio. Hear their full chat at Goldenage-WTIC.org. • Robert Wise was with Leslie MeGahey. • Jack Benny spoke with Jack Carney. • Lurene Tuttle spoke with Same Time, Same Station in 1972. • Agnes Moorehead was with Dick Cavett in 1973. —————————— Selected music featured in today's episode was: • Perfida — By Jimmy Dorsey and his Orchestra • The Klezmer's Wedding — By Andre Moisan • The Third Man — By Anton Karas • Hooray for Hollywood — By Don Swan • The Battle Cry of Freedom — By Jacqueline Schwab • Star of Bethlehem — Conducted by John Williams

Watch YouTube video here.Paul Merriman and Chris Pedersen tackle your biggest questions—from simplifying portfolios and picking best-in-class ETFs to understanding equal-weighted funds, tax efficiency, and how much small-cap value to own. They dig into factor investing (size, value, quality, profitability, momentum), why reversion to the mean matters, and how to think like an owner—not a speculator. Plus: mentors, work-life balance, and the real risk investors face.Chapters00:00 – Intro & Mentors05:07 – Portfolio Simplification10:13 – Work-Life Balance11:39 – Which ETFs will outperform?20:15 – Importance of Quality22:45 – Equal-Weighted Funds26:14 – History: how long is enough?29:58 – Cost of public indexing33:30 – Equal-weight fund tax vs. ETF35:21 – How much small-cap value?39:47 – Why three EM ETFs?42:28 – “All Avantis” risk?49:45 – Technology sector history & mean reversion53:00 – Be an owner, not a speculator55:27 – OutroKey Takeaways“Best” ETF ≠ next year's top performer—seek consistent factor exposure, low costs, broad holdings, and tax efficiency.Equal-weighting boosts small/value exposure but can increase turnover and tax drag; pairing large-cap blend with small-cap value can be more efficient.Decide small-cap value allocation by temperament (common range: 10–50% of equities when pairing with S&P 500/target date).Index approach vs. index label: DFA/Avantis are systematic and rules-based without telegraphing rebalances.Think like an owner: over decades, earnings—not sentiment—drive returns.Resources• Best-in-Class ETF Recommendations (2025): https://www.paulmerriman.com/best-in-class-etf-recommendations-2025#gsc.tab=0• Sound Investing Portfolios, Returns & Risks: https://www.paulmerriman.com/sound-investing-portfolios#gsc.tab=0• “Tune Out the Noise” (DFA Documentary): https://youtu.be/T98825bzcKw?si=kFMugnSSCn2E76sI

Investing isn't just about returns—it's about reflecting what we truly value.Our faith is meant to guide every area of life, including how we invest. When our hearts are set on God, our investing reflects His priorities—caring for creation, serving our neighbor, and letting what we treasure shape how we steward His resources. Tim Macready joins us today to talk about a “theology of investing.”Tim Macready is Head of Global Advisory at BrightLight, a division of EverSource Wealth Advisors. A Theology of Investing: Bringing Faith to Financial DecisionsMost people view investing as a financial act—an attempt to grow wealth, manage risk, or secure a comfortable future. Yet Scripture invites us to see investing as something much deeper: a spiritual act rooted in stewardship, love, and worship.A theology of investing reimagines financial activity not as separate from faith but as an expression of it. It calls believers to bring their heart, head, and hands together, transforming investing from a pursuit of profit into a practice of discipleship.Theology simply means the study of God and how what we learn about Him shapes the way we live. Applied to investing, it means aligning financial decisions with biblical truths about creation, stewardship, and love for neighbor.Faith is not only a matter of belief—it's a matter of lived action. When we view investing through this lens, we begin to see it as part of our calling to manage God's resources wisely and to use them in ways that bring about human flourishing and reflect His goodness.The Creation Mandate and the Purpose of InvestingThe story begins in Genesis 1–2. Out of His divine goodness, God creates a world filled with potential and beauty, then entrusts humanity with the task of cultivating and developing what He made.Investing participates in that same creation mandate. It takes the resources God has provided and reallocates them so that they become productive—fueling innovation, creating jobs, and contributing to the flourishing of communities. Financial returns become a byproduct of faithful stewardship rather than the sole objective.Through investing, believers join God in bringing order, beauty, and abundance to His creation.Some assume investing is little more than glorified gambling, but the two could not be more different. Gambling is speculation—a zero-sum pursuit driven by chance. Investing, on the other hand, is a form of stewardship. It seeks to grow what God has entrusted by putting resources to work productively in the service of others.Faithful investing recognizes that capital is not an end in itself but a tool for participating in God's creative and redemptive work in the world.Loving God and Neighbor Through InvestmentWhen Jesus summarized the law, He tied together two inseparable commands: love God and love your neighbor (Matthew 22:37–39). Investing offers a tangible way to live out both.By directing capital toward enterprises that meet real needs, create employment, and improve lives, investors can participate in the biblical call to love their neighbor. Investing becomes a form of generosity—an intentional choice to place capital at risk so that others may benefit and communities may thrive.When guided by love, investing ceases to be a self-focused pursuit and becomes a practice of service and shared flourishing.In Matthew 6, Jesus teaches that “where your treasure is, there your heart will be also.” That truth reveals not only that our spending reflects what we love, but also that our hearts are shaped by where we invest.Our financial choices form us. Every investment helps build something—industries, technologies, and cultures. Those choices shape what we value and the kind of world we participate in creating.If the heart is anchored in Christ, investing becomes a means to align one's desires with discipleship, ensuring that financial growth serves God's purposes and the good of others.In modern markets, investing often feels impersonal. Index funds and digital platforms can make financial activity seem detached from real lives. Yet every investment still represents a relationship—people on both sides working, creating, and depending on one another.Recovering this relational awareness reminds believers that investing is not merely an economic transaction. It's a moral and spiritual act that affects individuals and communities made in God's image.From Portfolio to WorshipScripture consistently warns of wealth's dangers—not because money itself is evil, but because it so easily tempts us to trust it instead of God. As C.S. Lewis observed, the comforts wealth provides can dull our sense of dependence on the Lord.Greed, the Bible says, is a form of idolatry (Colossians 3:5). When money becomes our source of security, it quietly replaces the Provider Himself. Biblical investing begins with the opposite conviction: everything belongs to God, and we remain utterly dependent on Him for every good gift.A single strategy or product does not define faithful investing. It is marked by intent—by the desire to align financial decisions with God's purposes.That may mean avoiding investments that exploit others or harm creation, or seeking out opportunities that promote dignity, justice, and flourishing. Sometimes it might even mean accepting lower returns for the sake of love.Ultimately, profit is more than numbers on a page—it represents the fruit of faithful stewardship in a mutually beneficial exchange that honors God and blesses others.When believers see investing as part of their discipleship, it transforms the act itself. No longer about accumulation, it becomes about participation—joining God's ongoing work of renewal in the world.Faithful investing asks deeper questions:How does this investment serve my neighbor?How does it reflect the beauty and justice of God's Kingdom?How does it shape my heart toward or away from Christ?When those questions guide our portfolios, investing becomes more than a financial decision—it becomes an act of worship.On Today's Program, Rob Answers Listener Questions:I'm looking to tap into my home's equity to cover some needed repairs. My roof is nearly 20 years old, and the house also needs painting. I owe approximately $167,000, and the home is valued at around $375,000. I found a company that offers a credit card tied to home equity—no upfront cost —and they claim approval takes only 15 minutes. What do you think about this option?I have two kids in their early and mid-20s, and I'm encouraging them to start investing in a Roth IRA, even if it's just a small amount. Where can they open one without high fees eating into their contributions? We're not very experienced investors, and I've heard you mention Sound Mind Investing—would that be a good place to begin?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Schwab's Intelligent Portfolios | Betterment | FidelityWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hour 4: Show Rewind; Top 5 Returns full 2438 Wed, 08 Oct 2025 04:03:39 +0000 R27aqCUsVN4cq2m87eAEML647wX4wBfU sports The Fan After Dark sports Hour 4: Show Rewind; Top 5 Returns The Fan After Dark includes a rotation of hosts offering a truth-telling sports entertainment experience that gets listeners right on the biggest sports topics in and around DFW, across the country, and around the world. Focusing on the Cowboys, Rangers, Mavericks, etc., The Fan After Dark airs M-F from 7-11 PM and is the only live and local sports radio show in the MetroplexCome 'Get Right' with Reg on The Fan, and be prepared for sports talk on a whole new level. You can follow Reg on Twitter @regadetula © 2024 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%3A%

This week my great friend and hilarious comedian, Matt Fulchiron, RETURNS! This is a bit of a swapcast between Your EX Drinking Buddy and The Full Charge Power Hour. We talk about the last stop on the "Bro Adjacent" Tour (Denver), Matt's special taping in Hermosa Beach California in November, and what's in store for 2026.Fun EX Drinking Buddy stories sprinkled in this week: Matt tells us about his epic 21st birthday spent in Denver, drinking vs taking it easy on days he has shows, how getting older has changed his perspective on the "party life", and more.Follow Matt on INSTAGRAM and if you're in southern California in November get tickets to his SPECIAL TAPINGFind everything for me through the LINKTREE and please don't forget to SUBSCRIBE, RATE, AND REVIEW the podcast!

Tim Davies, Head of Out of Home and SME Accounts at DPD UK, talks about PUDOs, parcel lockers, and out-of-home delivery. We cover: Growth in DPD UK's out-of-home delivery network Composition of the OOH network How the DPD Parcel Shop PUDO relationship works Partnerships with major retailers Exclusivity vs carrier-neutral PUDO approach from retailers DPD UK's relationship with the UK Post Office - more than just PUDOs In-store parcel scanning technology, including integrations Trends in UK OOH delivery, including parcel lockers Retailers' interest in OOH delivery Returns via OOH In-flight parcel redirections and DPD UK's OOH network Consumer notifications Dealing with customer complaints The customer experience Redirecting undelivered parcels to PUDO points Tim is one of the many expert speakers appearing at Parcel and Post Expo this year. Go to ParcelAndPostExpo.com for more information about this year's event being held in Amsterdam from 21 to 23 October.

Send us a textMost Amazon sellers over-prioritize Black Friday and Cyber Monday without seeing real gains.This video breaks down what actually drives Q4 sales and how to get your timing and ad strategy right. Learn when buyers really convert, how to prep for panic shopping, and how to handle post-holiday returns.Read the full article here:  https://myamazonguy.com/fba-holiday-readiness/prepare-for-amazon-q4/Set up your Q4 game plan before it's too late. Book your strategy call now and don't miss the real sales window: https://bit.ly/4jMZtxu#Q4Sales #AmazonSellers #EcommerceTips #HolidaySelling #BlackFridayTruth-----------------------------------------------Stop relying only on Amazon, download the DTC GrowthStack and start scaling your brand your way: https://bit.ly/4p7TyqjStop wasting ad spend,download our PPC guide and run campaigns that actually convert: https://bit.ly/4lF0OYXFix what's burying your listings, download the SEO toolkit sellers rely on for rankings: https://bit.ly/3JyMDGoDon't wait for chaos, grab the Amazon Crisis Kit before your traffic or rankings take a hit: https://bit.ly/4maWHn0Timestamps00:00 - Q4 Is Not What You Think  00:45 - Why October Doesn't Always Matter  01:20 - Window Shopping Behavior Before Big Sales  02:10 - When Q4 Really Picks Up Sales  03:00 - Black Friday vs. Mid-December Sales  04:30 - What Triggers the Last-Minute Buying Spike  05:10 - How Shipping Deadlines Change Buyer Behavior  06:00 - Christmas Week Shopping Surge  07:00 - Gift Cards and Post-Holiday Sales Explained  08:00 - Returns in January and What to Expect  09:00 - Watch Ad Costs and Pricing Before Black Friday  10:10 - Final Tips for Holiday Selling----------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

Returns are a constant challenge for retailers, but Happy Returns is proving the technology that can transform the experience for both customers and merchants. In this episode of The New Warehouse Podcast, Kevin chats with Tim Fehr, Chief Operations Officer at Happy Returns. The company facilitates in-person returns of online purchases at more than 8,000 drop-off points across the U.S., enabling box-free, label-free returns with instant refunds. Tim shares how Happy Returns has scaled rapidly, integrating robotics and automation, and is pushing forward with AI and computer vision to build the warehouse of the future.Find EPG at IntraLogistex Miami in September! Get better visibility with Surgere. Follow us on LinkedIn and YouTube.Support the show

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

Meenu Seda from IMGadgets joins us on the podcast to talk about her experience selling Temu. She explains how products are sent to Temu customers, what the commission fees are on Temu, and how their sales compare against Amazon.    Get mystery shopped for your brand and 2 competitors of your choice FOR FREE! Stord will provide a detailed report that outlines the specific areas you are out performing your competitors and where your competitors are outperforming you. Learn how your consumers truly experience your brand today!   In today's episode, we have a special guest who does things a little different compared to the rest of us.    Meenu Seda is the CEO of IMGadgets, and sells on Temu as an additional revenue stream alongside Amazon. She's here today to talk about Temu and how different it is compared to Amazon, particularly in regards to their commission fees, their pricing system, and their delivery system.    If you're a seller looking to expand your audience, this episode is just for you!    Timestamps 00:00 - Introduction to Temu and E-commerce Opportunities 02:54 - The Journey of a Canadian Seller on Temu 05:57 - Understanding the Product Landscape and Market Dynamics 09:00 - Sales Performance and Comparison to Other Channels 11:47 - Marketing Strategies and Advertising Tools on Temu 14:54 - Pricing Models and Commission Structure 17:57 - Creating High-Converting Listings on Temu 21:04 - How Reviews Work on Temu 24:00 - Returns and Customer Service on Temu 26:55 - Final Thoughts and Tips for Success on Temu   Meenu, thanks for coming on the podcast! We really appreciate your candor and informing us (and the audience) about what its like to be selling on Temu.    As always, if you have any questions or anything that you need help with, leave a comment down below if you're interested.   Don't forget to leave us a review on iTunes if you enjoy our content.   Thanks for listening! Until next time, happy selling!