Podcasts about returns

Vadim Voss, founder of Next Level DeFi, joins the Breakfast Leadership Show to share how everyday people can put their money to work through decentralized finance without trading, without chart-watching, and without being a tech expert. His mission is to help one million people break free from a banking system that was never built to serve them. What You Will Learn Why a savings account earning 2 to 3 percent is quietly losing you money What liquidity mining is and why it puts you on the "house side" of crypto trading How stablecoins like USDT allow you to earn 20 to 30 percent annually with minimal risk Why DeFi positions can be insured for as little as $30 per month per $10,000 deployed How Vadim's students manage their positions in just 5 to 10 minutes per week Why diversification across real estate, gold, stocks, and DeFi is the smart path forward Key Insights Vadim built Next Level DeFi after losing the majority of a $6 million fortune to unreliable foreign banks. Rather than retreat from finance, he learned decentralized systems inside and out and now teaches total beginners how to become the infrastructure that crypto traders rely on. His students are not speculating on the next hot coin. They are providing liquidity to decentralized exchanges and collecting fees the way Robinhood collects trading fees, except those fees flow back to them. The stablecoin liquidity mining strategy Vadim teaches is designed for people who want consistent, predictable monthly income in U.S. dollars without exposure to volatile assets. Since stablecoins are always pegged to $1, the principal does not fluctuate. Returns in the 20 to 30 percent range significantly outperform any traditional bank product, and the addition of smart contract insurance from platforms like Nexus Mutual makes the position arguably safer than a standard FDIC-insured deposit in terms of the user's control and transparency. Michael and Vadim both reinforce that education is the true entry point. Just as Warren Buffett observed that those who do not learn to make money while they sleep will work until they die, both host and guest emphasize that passive income is not a luxury for the wealthy. It is a learnable skill available to anyone willing to invest the time to understand it. Guest Bio Vadim Voss is the founder of Next Level DeFi, a platform dedicated to helping everyday people generate passive income through decentralized finance. An NYU graduate who built and lost a $6 million fortune through international business ventures across Lithuania, Moscow, and Kyiv, Vadim turned adversity into expertise. With over 14 years of experience in crypto and DeFi, he specializes in teaching total beginners how to deploy capital using liquidity mining strategies on platforms like Uniswap. His mission is to help one million people escape the traditional banking system. Free Resource for Listeners Vadim has put together an exclusive bundle for Breakfast Leadership Show listeners called the DeFi Income Blueprint, available free at: nextleveldefi.com/leadership The bundle includes: A DeFi Income Calculator that forecasts your monthly and annual returns based on your capital and risk appetite The Uniswap Ultimate Playbook, a 27-page step-by-step guide to deploying capital on Uniswap. This is the same playbook provided to Vadim's $3,000 coaching clients. Connect with Vadim Voss Website: nextleveldefi.com Free Bundle: https://nextleveldefi.com/leadership  

Episode 402 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's United States Open Championship from Shinnecock Hills Golf Club. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips coverage. Intro: 00:30; Bogeys & Beers Golf Society UK Listener Review: 02:03; Last Week - Bud Cauley wins first PGA Tour title at 55/1 in Canada: 04:05; U.S. Open Start: 11:48. steve's us open tips paul's us open longshots We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betfred sign up offer betvictor promo code betvictor sign up offer ladbrokes bonus code ladbrokes new customer offer coral bonus code coral sign up offer bet365 500 bonus bet365 bonus code uk unibet bonus code betmgm new customer offer betmgm casino bonus code william hill bonus code william hill sign up offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour tips across the whole of 2026 Let us talk you through the bet365 each way extra + betfred golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ https://www.golfbettingsystem.co.uk/william-hill-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-sign-up-offer/ https://www.golfbettingsystem.co.uk/betmgm-sign-up-offer/ https://www.golfbettingsystem.co.uk/betmgm-promo-code/ https://www.golfbettingsystem.co.uk/bet365-8-places-each-way/ https://www.golfbettingsystem.co.uk/boylesports-10-places-each-way/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

SpaceX has become one of the most anticipated investment stories in modern market history. Between Elon Musk's popularity, the company's technological achievements, and years of speculation about a public offering, investor excitement is reaching fever pitch. But what happens after the hype? Lance Roberts & Jon Penn examine the lessons to be learned from previous high-profile IPOs, and why some of the biggest investing mistakes occur after the initial excitement fades. We discuss valuation, investor psychology, momentum chasing, and the risks that emerge when enthusiasm becomes disconnected from fundamentals. We also look at the growing speculative interest surrounding leveraged products tied to the SpaceX theme, and why investors should be cautious when Wall Street starts packaging excitement into increasingly aggressive investment vehicles. Here's a topical rundown of today's show: 0:00 - INTRO 0:56 - America's 250th Anniversary Time Capsule & Space-X IPO 3:48 - The Bullish Setup Returns 8:18 - Back from Vacay... 9:32 - IPO's & Space-X 12:04 - What Happens Next - the Advantage in Waiting 14:19 - The FOMO Factor 17:53 - What Could Possibly Go Wrong? 19:02 - Has AI Lost Steam? (The New U.S.Industrial Revolution) 21:37 - What's Next After Iran War? (Economic Pressure Index) 24:08 - Two Things Driving Markets: Profitability & Optimistic Earnings Estimates 25:17 - Italian Gasoline Prices 28:38 - Interest Rates, Bonds, & Kevin Warsh at the Fed 33:59 - A Tip about TIPS 35:44 - Why You Should Own Some Bonds 37:59 - The Three Components of Investing: Safety, Liquidity, & Returns 41:01 - Annuities as Bond "Alternatives?" Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO,w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/Xr1Ut115-xA ------- Watch today's "Before the Bell" feature, "Bullish Setup Returns," here: https://youtu.be/ox4_xMsXqt4 ------- Watch our previous show, "Bull Market Pullback - Is the Correction Over?" https://youtube.com/live/csXApjrvlNY?feature=share ------- Articles mentioned in this report: "May Inflation Print: Why the 4.2% Headline Is an Oil Story," https://realinvestmentadvice.com/resources/blog/may-inflation-print-why-the-4-2-headline-is-an-oil-story/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Beyond Protection: What Life Insurance Can Really Do," Saturday, June 20, 2026: https://streamyard.com/watch/WauFUig8HFtb --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketUpdate #Investing #ArtificialIntelligence #SectorRotation #SpaceX #ElonMusk #IPO #Bonds #Annuities #KevinWarsh

Episode 401 - The 2026 U.S. Open is pretty much with us! Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf walk you through the 2026 US Open. How will Shinnecock play, key player skills to be a winner, tournament trends, plus some names to consider a bet on or potentially not! If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips coverage. For US Open research, read Steve's us open tips guide. Intro: 00:30; Jack from Connecticut Listener Review: 01:43; U.S. Open 2026 Research Chat: 04:13. We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports 40 free bet betfred bonus code betfred sign up offer betvictor bonus code betvictor new customer offer ladbrokes promo code ladbrokes sign up offer coral promo code coral sign up offer bet365 500 bonus bet365 sign up unibet promo code betmgm sign up offer uk betmgm sign up bonus william hill promo code william hill sign up offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga betting tips across the whole of 2026 Let us talk you through the bet365 each way extra + betfred golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ https://www.golfbettingsystem.co.uk/william-hill-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-sign-up-offer/ https://www.golfbettingsystem.co.uk/betmgm-sign-up-offer/ https://www.golfbettingsystem.co.uk/betmgm-promo-code/ https://www.golfbettingsystem.co.uk/bet365-8-places-each-way/ https://www.golfbettingsystem.co.uk/boylesports-10-places-each-way/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.  

Please like and subscribe. THANK YOU!THE FELLAS ARE BACK ON A PIGSKIN AND PILEDRIVERS! Join the fellas of the Buccateers On Pigskin and Piledrivers and CHAT...Bucs move OTA's Back to Thursday - media will cover them then Bucs Star to appear on WDAE Thursday Colts Player RetiresColts Kickoff Mandatory Minicamps Upcoming Buccateers ScheduleWWE Still overseas, Gable "Returns" AEW buildup to Forbidden DoorUFC White House Card This SundayRIP Stacey King continuedNHL & NBA FINALSBread Winners and FinishersFOLLOW US ON X: @BuccateersIG: @BuccateersPODYoutube: Buccateers PodcastTampa Tones on X: @TampaTonesRights to the music: Better Days by Roa Music | / roa_music1031 Royalty Free Music by https://www.free-stock-music.comCreative Commons / Attribution 3.0 Unported License (CC BY 3.0)https://creativecommons.org/licenses/...Music : Roa - Better DaysStream / Download : https://hypeddit.com/r...License : https://roa-music.comMusic By Roa / roamusic

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Nowa unijna dyrektywa zmienia zasady zwrotów w sklepach internetowych. Jeśli prowadzisz e-Commerce i obowiązywało Cię dotychczasowe 14-dniowe prawo do zwrotu, ta zmiana dotyczy również Ciebie.W tym odcinku tłumaczę, co konkretnie się zmienia, kogo dotyczy nowe prawo i jak przygotować swój sklep, żeby uniknąć kar.Z tego filmu dowiesz się m.in.:► Z jakich elementów musi składać się nowy proces zwrotu?► Dlaczego "zwrot jednym kliknięciem" to mit?► Jak przygotować sklep do tej zmiany?► Co łatwiejsze zwroty mogą oznaczać dla Twojego PNL-u ?Jeśli Twoja polityka zwrotów już teraz jest przyjazna użytkownikowi - czekają Cię tylko kosmetyczne zmiany. Jeśli bazujesz na archaicznych, utrudnionych procesach - masz przed sobą sporo pracy.

Barber, marketing consultant, friend and trading card aficionado RETURNS to discuss his current passion/hobby and big source of JOY, trading cards. His alter ego, J. Bizzler, literally enters the chat.Listen as this St. Louis area-born, Champaign-rooted, scissor master talks all things trading cards. The hobby from my generation's youth has made a comeback in a BIG way. With modern tech and platforms only fueling the fire, trading cards have become big business and big money for the buyer and seller. The art, the player and the pristine level of the card all contribute to its value. We also talk about the continued fandom behind Pokemon. We are in a flow state convo over this fascinating subject.I'd like to thank this week's sponsor, Rooted Pathways Counseling and Consulting in Champaign. Rooted Pathways is unique in its focus on culturally competent, trauma-informed care that centers on relationship building and de-stigmatizing mental health issues. Nurture your roots and inspire liberation and fulfillment at Rooted Pathways Counseling and Consulting. Visit rootedpathwayscounseling.com for all information and by their name on Facebook.Thank you so much for listening! However your podcast host of choice allows, please positively: rate, review, comment and give all the stars! Don't forget to follow, subscribe, share and ring that notification bell so you know when the next episode drops!Also, search and follow hyperlocalscu on all social media. If I forgot anything or you need me, visit my website at HyperLocalsCU.com. Byee.

The Jazz Session No.470 from RaidersBroadcast.com as aired in June 2026, featuring a tremendous new album from this year “Vital Spark (music of Kenny Wheeler)”, from the London Vocal Project, with Nikki Iles and Norma Winstone – stunning! TRACK LISTING: 1919 March - Kenny Ball; Bad Penny Blues - Humphrey Lyttelton; The Red Door - Gerry Mulligan; Body and Soul - Duke Ellington's Spacemen; Not Waving But Drowning - London Vocal Project; Inner Traces - London Vocal Project; Quintessence - Quincy Jones & His Orchestra; Concorde - Gil Evans; A Remark You Made - Weather Report; Islands - Steps Ahead; Astral Flying - The Comet Is Coming; A New Morning Will Come - Polar Bear; Weeping Willow - a ragtime two-step - Joshua Rifkin; Maxwell's Silver Hammer - Brad Mehldau; Heavenly City - London Vocal Project; Vital Spark - London Vocal Project; Miles' Mode - John Coltrane; Three to Get Ready - The Dave Brubeck Quartet; 10:30 Returns to the Bedroom - Soft Machine; Devil Take the Hindmost - Allan Holdsworth.

The economy and markets can feel dizzying and ever changing. That's where we can help. Fisher Investments' “This Week in Review” is a weekly segment designed to highlight a few things you may have missed this week, what they could mean for financial markets and why they matter to investors like you. This week, Fisher Investments reviews: • Recent IPO Activity • May US jobs data • Rising credit card debt Below are the sources for all data cited in today's show: 1. Source: The Wall Street Journal, as of 6/2/2026. “Anthropic Files to Go Public in Blockbuster Year for IPOs”, by Kate Clark and Corrie Driebusch. 2. Source: The Wall Street Journal, as of 6/4/2026. “Terms Revealed for SpaceX's Unconventional $75 Billion IPO”, by Becky Peterson and Corrie Driebusch. 3. Source: Warrington College of Business, University of Florida as of 6/2/2026. Returns from IPOs held 1980 – 2024 during the first/second year after issuing and averaged annually across the first five years. Compared to equally weighted average returns for all IPOs that are traded on Nasdaq, the Amex (now NYSE MKT), or the NY Stock Exchange at the start of a period. Forward returns are captured through 12/31/2025. 4. Source: Bureau of Labor Statistics, as of 6/5/2026. BLS Employment Situation Report, May 2025 – May 2026. 5. Source: Federal Reserve Bank of New York, as of 6/3/2026. US Credit Card Accounts Delinquent by 90 or More Days, 12/30/2011 – 3/31/2026. 6. Source: Federal Reserve Bank of New York, as of 6/3/2026. Quarterly Report on Household Debt and Credit, Q4 2025 – Q1 2026. 7. Source: Federal Reserve Bank of New York, as of 6/3/2026. Quarterly Report on Household Debt and Credit: Total Debt Balance and its Composition, Q1 2003 – Q1 2026. 8. Source: Federal Reserve Bank of St. Louis, as of 6/5/2026. Delinquency Rate on Single-Family Residential Mortgages, Booked in Domestic Offices, All Commercial Banks, Q1 2009 – Q1 2026. 9. Source: Federal Reserve Bank of St. Louis, as of 6/5/2026. US Household Net Worth, Q4 1987 – Q1 2026. Want to dig deeper? • What recent IPO activity tells us about investor sentiment: https://www.fisherinvestments.com/en-us/insights/market-commentary/in-orbit-on-tech-sentiment-and-ipos • More on what rising what rising credit card delinquencies signal: https://www.fisherinvestments.com/en-us/insights/market-commentary/rising-credit-card-delinquencies-in-context Have feedback for this Fisher Investments video? Share your thoughts on this episode in just 1 minute by filling out this survey: https://fi.co1.qualtrics.com/jfe/form/SV_6Vw1ezlogR044S2?VideoCode=WeekInReview5Jun2026 Connect with Fisher Investments on: • Facebook - https://www.facebook.com/FisherInvestments • X - https://twitter.com/fisherinvest • LinkedIn - https://www.linkedin.com/company/fisher-investments • Instagram - https://www.instagram.com/fisher.investments/ • TikTok - https://www.tiktok.com/@fisher_investments You can also follow Ken Fisher here: • Facebook - https://www.facebook.com/KenFisher.FisherInvestments • X - https://twitter.com/KennethLFisher • LinkedIn - https://www.linkedin.com/in/ken-fisher/ • Instagram - https://www.instagram.com/kenfisher_fisherinvestments/ Investing in securities involves a risk of loss. Past performance is never a guarantee of future returns. Investing in foreign stock markets involves additional risks, such as the risk of currency fluctuations. The foregoing constitutes the general views of Fisher Investments and should not be regarded as personalized investment advice. Nothing herein is intended to be a recommendation. The opinions expressed are subject to change without notice.

Kate Assaraf is the CEO and founder of dip sustainable, a plastic-free haircare brand she launched in 2021 that hit seven figures within 18 months without running a single paid ad. Before starting dip, she spent 20 years inside the beauty industry, long enough to see the deceptive marketing practices that eventually pushed her to build something completely different.Most DTC beauty brands launch with paid social, influencer seeding, and a race to acquire customers fast. Kate did the opposite. She cold-called refill stores, traveled across the country to meet sustainable retailers face to face, and built distribution through brick-and-mortar before she ever thought about digital advertising. Today, dip is carried in all 50 states and has sold over 300,000 bars by word of mouth alone.The conversation covers why Kate chose physical retail over digital-first, how she thinks about authentic customer marketing in a category overrun by sponsored content and AI-generated testimonials, and why she built her own factory after her contract manufacturer went bankrupt. That last decision, vertically integrating manufacturing and fulfillment under one roof, turned out to be the most consequential call she made as a founder.Kate also takes on the sustainability conversation directly, pushing back on the moralizing that she believes drives people away from the movement rather than toward it. Her version of sustainability is inclusive, economics-driven, and grounded in saving customers money, not lecturing them. She explains why the dip conditioner bar, at $32 and lasting close to a year, is a stronger pitch than the environmental argument alone.Founders in CPG, beauty, and retail will come away with a rare perspective: what it actually looks like to build a consumer brand slowly, deliberately, and without the typical playbook.Website: https://www.vimmi.netEmail us: info@vimmi.netPodcast website: https://vimmi.net/commerce-untold/Eitan Koter's LinkedIn: https://www.linkedin.com/in/eitankoter/YouTube: https://www.youtube.com/@VimmiVideoCommerce/featuredGuest: Kate Assaraf, CEO & Founder, dip sustainableKate Assaraf's LinkedIn: https://www.linkedin.com/in/kate-assaraf-b25a741a7dip sustainable: https://dipalready.comWatch the full Youtube video here:https://youtu.be/c9hCsejvcX8Key Takeaways:• Seven figures in 18 months, zero paid ads. If the product solves a real problem and you understand the customer from the inside, distribution follows• Real paying customers outperform influencers in haircare and skincare because results are too easy to fake• Moralizing drives people away from sustainability. Framing it as inclusive and economically smart converts more people than shame ever will• The $32 conditioner bar saves customers up to $500 a year. The environmental pitch is secondary to the financial one• Gifting product builds a hollow first wave. Real retention only comes from people who spent their own money• When her contract manufacturer went bankrupt, Kate built her own factory. It removed 3PL costs, protected the formula, and became the best decision she ever made• Returns largely end up in landfills. Local retail reduces return rates and creates accountability that e-commerce cannot replicateChapters:00:00 Seven figures, zero ads00:16 Introducing Kate Assaraf00:54 Values beyond work03:09 Why Kate left the beauty industry04:22 Dip's marketing: real customers only07:59 Fast beauty, sustainability, and unlearning consumerism14:24 Seven figures without a single ad15:36 How Dip launched: refill stores and road trips21:51 Giving back and reinvesting profits25:41 When the contract manufacturer went bankrupt27:51 Advice for founders29:54 Where to find Dip

Episode 399 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Memorial Tournament on the PGA Tour and the KLM Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips this week coverage. For US Open research, read Steve's us open tips guide. Intro: 00:30; Father Brian Oates Runcorn Listener Review: 01:46; Last Week - Henley & Kaneko Win: 03:37; KLM Open Start: 14:54; Memorial Tournament Start: 35:05. steve's memorial tournament tips paul's klm open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports 40 free bet betfred promo code betvictor promo code ladbrokes bonus code ladbrokes sign up offer coral bonus code coral sign up offer bet365 500 free spins bet365 sign up offer unibet bonus code betmgm sign up offer william hill promo code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + ladbrokes golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ https://www.golfbettingsystem.co.uk/william-hill-sign-up-offer/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

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SHABBAT DAY LESSON — PROVERBS 4Teacher: Kerry BattleWHAT WE COVERProverbs 4 reveals the government of the heart.This chapter is not primarily about behavior.It is about rulership.This chapter exposes:wisdominstructionauthorityperceptionlightdarknessdesirethe heartthe pathThe chapter reveals how inward government eventually becomes outward direction.Instruction shapes.Wisdom governs.Retention preserves.Appetite reveals.Perception exposes.The heart rules.The path testifies.Instruction, Wisdom, and Government Proverbs 4:1–13The chapter begins with a father teaching a son.David instructed Solomon.Solomon instructs his son.This section reveals that instruction shapes judgment and wisdom must be crowned.Every heart is a throne looking for a king.Wisdom does not compete for a seat at the table.Wisdom demands the throne.Appetite, Perception, and Direction Proverbs 4:14–19Solomon warns against the path of the wicked.This section reveals how corruption matures.What is tolerated becomes familiar.What becomes familiar loses its danger.What loses its danger eventually gains access.Sin enters as a visitor.Returns as a guest.Stays as a resident.Rules as a master.The chapter teaches that appetite reveals hidden government.The righteous do not merely walk differently.They see differently.The wicked do not merely act differently.They perceive differently.Government determines perception before perception determines behavior.The greatest deception is not believing a lie.The greatest deception is learning to see through one.Guarding the Heart and Revealing the Ruler Proverbs 4:20–27The center of the chapter is:"Keep thy heart with all diligence."The throne is hidden.The river is visible.The mouth announces the ruler.The eyes pursue the ruler.The feet serve the ruler.The path becomes the testimony of the throne.By the time the path reveals a problem, the throne was captured long ago.WHY THIS MESSAGE MATTERSProverbs 4 teaches:instruction shapes judgmentwisdom governs directionretention preserves authorityappetite reveals allegianceperception determines behaviorthe heart governs the lifethe path reveals the rulerThis chapter destroys:self-ruleblind compromiseunchecked appetitessurface religionbehavior-only correctionAnd reveals:the battle for the heart is ultimately a battle for sight.SCRIPTURE REFERENCESProverbs 4Deuteronomy 6:6–7Deuteronomy 32:46Psalm 78:5–7Psalm 119:11Psalm 119:105Proverbs 2:1–6Proverbs 13:20Isaiah 5:20Jeremiah 17:9Matthew 12:34Luke 6:45James 1:22–25James 3Galatians 6:7–8Ezekiel 36:26ABOUT AHAVA ~ LOVE ASSEMBLYWe teach the pure Word of Yahuah. No religion. No traditions. No compromise.Teaching is established by Scripture only: line upon line, precept upon precept, with covenant understanding rooted in the text itself.SUPPORT THE WORK — GIVE VIA ZELLEZelle QR available at: ahavaloveministry.comZelle only.FINAL WORDEvery life is a kingdom.Every kingdom has a throne.Every throne has a ruler.Every ruler eventually becomes visible.The heart determines the ruler.The ruler determines perception.Perception determines direction.Direction determines path.Path reveals ruler.What sits upon the throne of the heart eventually rewrites reality in its own image.Guard the heart with all diligence, because whoever captures the heart eventually captures the life.FINAL HEART CHECKWho is ruling your heart?Who taught you to see?What appetite is revealing your ruler?What perception is quietly directing your path?What ruler is your life already revealing?

Amazon upgrades customer service to better support sellers, new AI-powered sponsored brands collections, and Walmart Q1 sales grow more than 20%. These and more buzzing news on this week's episode! We're back with another episode of the Weekly Buzz with Helium 10's Manager of Education and Strategy, Carrie Miller. Every week, we cover the latest breaking news in the Amazon, TikTok Shop, Walmart, and E-commerce space, talk about Helium 10's newest features, and provide a training tip for the week for serious sellers of any level.   Upgrades to Customer Service by Amazon help sellers save time and reduce refunds https://sell.amazon.com/blog/announcements/upgrades-to-customer-service-by-amazon New Feature Alert! Helium 10's new Category Reviews and Returns feature uses Amazon's official Selling Partner API to display category-level review topics and return reasons, helping sellers understand what customers like and dislike, and why products are being returned. Sellers can use these insights during product research or listing optimization to compare them with top-category products, identify major pain points, and reduce returns before they become a bigger issue. Scale product discovery with AI-powered Sponsored Brands collections https://advertising.amazon.com/en-us/resources/whats-new/sponsored-brands-collections/ Walmart online sales in Q1 grow more than 20% for fifth straight quarter https://www.digitalcommerce360.com/article/walmart-online-sales/ Protect your shipments from U.S. Customs holds with AGL https://sellercentral.amazon.com/seller-news/articles/QVRWUERLSUtYMERFUiNHRFpHSEZNMkRHSEFNUEtC Walmart, Instacart, and others see ecommerce delivery race as a revenue opportunity https://www.emarketer.com/content/walmart-instacart-stord-ecommerce-delivery-race-revenue-opportunity Before we wrap up, one last thing for all of you getting ready for Prime Day. We have a Prime Day Prep Checklist that's packed with ideas, strategies, and action items to help you make this your biggest Prime Day yet.   We'll drop the link below so you can download it, go through the checklist, and start optimizing while there's still time. Whether it's your listings, keywords, promotions, inventory, or advertising strategy, this checklist is designed to help you get prepared and maximize your sales during one of the biggest shopping events of the year. Get the Prime Day Prep Checklist: https://pages.helium10.com/2026-prime-day-checklist    That's all we have for this week's Weekly Buzz. Thanks so much for watching, and we'll see you again next week to see what's buzzin'.   In episode 525 of the AM/PM Podcast and Weekly Buzz, Carrie talks about: 00:00 - Introduction 00:42 - Amazon Upgrades Customer Service 02:59 - See Why Customers are Returning Products Before They Hurt Your Business 11:24 - New AI-Powered Sponsored Brands Collections 13:08 - Walmart Online Sales Continue to Grow 15:14 - TikTok Product Finder & Hot Videos Tool 18:45 - Protect Shipments from US Customs Holds with AGL 21:01 - The Delivery Speed Race is On Enjoy this episode? Want to be able to ask questions to Leo Sgovio live in a small group with other 7 and 8-figure Amazon sellers?  Join the Helium 10 Elite Mastermind and get quarterly workshops, monthly training, and networking calls with Leo at h10.me/elite Make sure to subscribe to the podcast on iTunes, Spotify, or wherever you listen to our podcast!

Own Your Results. Own the Returns. Why the Smartest Accredited Investors Are Going All-In on Hotels.   In this episode of Abundance Mindset, Vinney "Smile" Chopra joins co-host Gualter Amarelo for a raw, real, and revelation-packed conversation about what it truly means to OWN your results — in business, in investing, and in life.   Vinney pulls back the curtain on his personal pivot from 7,500+ multifamily units to a laser focus on hospitality — and why he believes hotel rooms are apartment units on steroids.   Here's why: unlike a 12-month lease, a hotel "lease" is signed every single night — with up to five different price points depending on supply, demand, and local events. When a big concert or conference hits your market, your nightly rate can 4X overnight. That's a level of dynamic cash flow multifamily simply cannot match.   In this episode, you'll discover:  

This week's episode I cover the ongoing war in Iran because Israel says so.The Butlerian Jihad against data centersThe Bondi-monster Returns!"Teen" takeovers means new taxesMike Johnson can't make ends meet with $174k a year.Danhausen Cursed the Cavaliers!

Welcome back to the Alt Goes Mainstream podcast.Today's episode brings commercial real estate credit investing to life with someone who has real estate in his blood. Michael Comparato's grandfather started building single-family homes in upstate New York in 1946. He built his first shopping center in 1958. Michael was born into a family where he was on construction sites from a young age. At 13, he was doing landscaping. At 15, he was hanging drywall. Today, Michael is a Senior Managing Director, Head of Real Estate and Portfolio Manager with Benefit Street Partners, as well as Chief Executive Officer of Franklin BSP Realty Trust, Inc (NYSE: FBRT). He also serves on the US Executive Committee.Prior to joining BSP in 2015, Michael was Head of U.S. Equity Investments at Ladder Capital. Before that, he was President at Bank Atlantic Commercial Mortgage Capital.Benefit Street Partners is part of Franklin Templeton's family of specialists in private markets. BSP is a specialized private credit firm with over $92B in AUM. The firm manages a wide range of private credit strategies, including direct lending, special situations, commercial real estate debt, infrastructure debt, asset-backed finance, structured credit, and liquid credit. It also manages a non-traded Business Development Company and publicly-listed mortgage REIT.Since BSP was acquired by Franklin Templeton in 2019, it has partnered with the $1.7T investment manager to expand how it structures various products and funds, enabling more access to the private credit asset class for wealth investors.From his perch as the Head of BSP's Real Estate business, Michael has the perspective of how one of the industry's scaled real estate investment firms is approaching commercial real estate credit and where the firm sees opportunity. Michael and I had a fascinating conversation about the evolution of CRE credit and why now might be an interesting time in the CRE credit space. We covered:Why CRE, why now.What bank retrenchment means for CRE credit investors today.The relative resilience of multi-family.The maturity wall myth.Is the “extend and pretend” activity a reality?How AI impacts commercial real estate.Thanks Michael for sharing your passion, wisdom, and expertise on commercial real estate credit.Show Notes00:00 Meet Michael Comparato01:17 Real Estate Roots03:25 Early Lessons and Purpose03:35 Hurricanes And Tenants05:05 Story Over Spreadsheet06:49 Why Origination Wins08:43 Family Business Ethos10:59 Trust And Transparency11:27 Lending Through Covid13:05 Structuring For Uncertainty13:56 Boom Times Underwriting Shifts16:54 Crowded Class A Trade18:19 Are Values Fair Today21:46 Operator Shakeout23:59 Scale and Market Structure26:16 Banks Pull Back Credit27:59 Private Credit Fills Gap29:24 Who Holds Last Dollar Risk29:29 Returns and Competition30:35 Competition Compresses Yields30:58 Maturity Wall Myth33:05 How Investors Bucket Credit36:04 Wealth Channel Opportunity37:49 Why Credit Beats Equity Now41:58 Megatrends and AI Fears44:40 Shelter and Multifamily Focus46:11 Community and Social Real Estate48:16 Real Estate Constant Evolution51:06 CRE Credit vs Direct Lending53:21 Final Wrap and OutroA Word from Our Sponsor, UltimusThis episode of Alt Goes Mainstream is brought to you by Ultimus, the full-service fund administrator and transfer agent powering asset managers in private and public markets. As alts go mainstream, you need real expertise to handle complex fund structures, connect with key distribution partners, and handle sophisticated compliance, reporting, and transparency demands.That's Ultimus: high-tech, high-touch solutions for over 450 clients and 2,500 funds with $775B in assets under administration. Backed by an expert team of over 1,200 employees, they place client service at the core of their business, helping you navigate complexity during your fund structuring or launch and then supporting you through every stage of growth. Whether you're already in the market or thinking about entering private wealth, you can trust their team's deep expertise in retail alternatives to help you reach your goals.Learn more at ultimusfundsolutions.com or email info@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.

Episode 398 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Charles Schwab Challenge on the PGA Tour and the Austrian Alpine Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips this week coverage. For US Open research, read Steve's us open betting tips guide. Intro: 00:30; Russell Jordan in UK Listener Review: 02:04; Last Week - Clark Putts His Way to Win at 45/1: 04:07; Charles Schwab Start: 17:33; Austrian Alpine Start: 48:32. steve's charles schwab challenge tips paul's austrian alpine open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betvictor promo code ladbrokes bonus code ladbrokes sign up offer coral bonus code coral sign up offer bet365 500 spins bet365 sign up offer unibet bonus code betmgm sign up offer uk william hill bonus code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour betting tips across the whole of 2026 Let us talk you through the bet365 each way extra + coral golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Show Notes 0:00: Justin and Helen once again go over what they’ve been up to while working with a mix of cold and hot weather changes in the past few weeks! Helen found time to check out light novel series True Love Fades Away When the Contract Ends while Justin, as mentioned in the last episode, watched the latest Detective Conan collection set. News 9:57: Japanese talent agency Amuleto released a statement after unauthorized photos of voice actor Aoi Nagatsuki were released online; we had the Delicious in Dungeon: Ryoko Kui exhibition in New York last year, this year it’ll now happen in Los Angeles. 13:23: We have a couple manga returns: The Elden Ring manga resumed following a 3-month hiatus; Mari Yamazaki’s Thermae Romae sequel manga Zoku Thermae Romae resumed serialization with a new chapter in Shueisha’s Shonen Jump+ platform; Aki Hamaji’s Bocchi the Rock! will return in the next issue of Houbunsha’s Manga Time Kirara Max magazine; and Days of Diamond, after it’s been on a bit of a break, will return in June. 16:09: And in possibly a first for this podcast, we can cover the return of a music group! Home Made Kazoku is back after a 10-year hiatus and they’ll be working on music again, so for those who grew up with Bleach, Eureka Seven, and Naruto: Shippuden, here’s your dose of nostalgia in 2026! 18:03: Even the Student Council Has Its Holes! will go on break due to Muchimuro’s health, but it will resume early June; Kumichi Yoshizuki announced a break from publishing the Nankai Trough Kyodai Jishin manga due to a good number of health ailments. 19:33: English voice actor Bill Wise, who voiced in a number of anime dub roles from Initial D: Legend to Moeyo Ken, passed away at the age of 61; Japanese voice actor Takahiro Fujiwara passed away a few weeks ago at the age of 43 — had a number of roles in anime but while voicing the character Kan Jou (Huan Chang) in the Kingdom anime, he had to step down from the role in August last year due to health reasons; Musician and composer Yuji Ohno — known for the iconic opening and soundtrack of the Lupin the 3rd series — passed away due to natural causes at the age of 84. 24:05: Talent agency Aoni Production announced that Wakana Yamazaki passed away at 61. She had an health ailment earlier this year that was serious enough for her to stop recording episodes of Detective Conan in February. The long-time voice of Ran and her experience in the voice acting industry was a huge loss, and from her Conan castmates and staff to other talents across different industries, her impact was notable and will be sorely missed. Akemi Okamura, who voiced the character since March 14 while Yamazaki was undergoing medical treatment, will now take over the role of Ran moving forward. Licenses 29:54: Yen Press apparently had to have announcements pre-convention and at a convention! And there is a lot of licenses they announced: Kumo Kagyu, Kōtarō Sekine, & Noboru Kannatuki's Moscow 2160 manga Fujino Ōmori, kakage, & Suzuhito Yasuda's Argonaut: Is It Wrong to Try to Pick Up Girls in a Dungeon? Tales of Heroes (Yen On) Sakuhiro's Love at the City’s Edge on a Moonlit Night Ryoko Kui's Terrarium in a Drawer Akumi Agitogi & Hidari's The Story of the Moon Waiting for the Evening (Yen On) Minoru Matsuda's He Was My Brother Sino Torino's egg: I'm Your Child Gakuto Coda, Meiji, & potg's After-School Duty Yomu Mishima & Pinakes's Valkyrie Bullet (Yen On) Hijiki's Contract Sisters Nagimiso's Izumi and the Dragon Encyclopedia sanorin's My Girlfriend is a Colossal Cutie Hyōgo Amagasa, sugino, & LINO's Tale of the Wizrain Kingdom: The Dragon Is the Bride Rainy Kamitsuki, Minori Tsukahara, & LAM's Witch and Hound Ichiro Sakaki & Shiba's On the Way Home After Defeating the Demon King (Yen On) Kosaka Hanane & Kurogiri's Rise of the Lowborn: Ascending the Ranks by Crushing Incompetent Nobles (Yen On) Kamaseinuesu & Yuu Oukawa's The Demon King Seems to Have Infiltrated the Hero’s Party (Yen On) Fujino Ōmori & Yūnagi's Wistoria: Wand and Sword (Yen On) Anju Goshirakawa & Mayu Murata's Honey Lemon Soda Nauchi's Snowmelt and Agapanthus Yodaka Kuroi's Witch and Cat Yukari Sakai's Sinful Is the Angel Who Loves Hirohisa Satō's Shigahime Uma Agri's Studio Cabana Karuho Shiina's Gusts and Beats Shin Yamamoto's Twilight Vessel-Gods 35:21: Seven Seas had considerably less announcements and they’ll be on a Wonderful Wednesdays break for a bit. So here’s their set of announcements until then: Hana Hasumi's Pendulum: The Beastmen Omegaverse Saga Rico Sakura's Good Night, My Little Bird Oki Eiko's The Cat Who Didn’t Believe in “What-ifs” KNOTS' The Tomorrow I Want to See with Kako: A Time-Loop Romantic Comedy Dokuzu Kento & Nekosuke Ookuma's Goetia Shock (Airship, digital) Hagane Kurodome & Kayahara's Wandmaker of the Ruined World (Airship, digital) Two new Siren audiobooks: Sohei Mikawa's Magic User: Reborn in Another World as a Max Level Wizard (Narrated by John Patneaude) & Satori Satori’s A Good Day Starts with Cats and Books (Narrated by Sara Matsui-Colby) 38:13: Abrams ComicArts’ Kana imprint announced they’ve licensed Tsubonari’s Antengai: Twilight Metropolis; Manga Mavericks Books announced they’ve licensed Zawayuki Taki’s Tie Me Up, Stare Me Down; One Peace Books announced on Behind the Manga that they've licensed Toshimichi Uzou, Si-me, & Kewi Hayashi’s My Sweet Marriage to My Ex-Nemesis; and we have a new title added to K MANGA: Rin Mikimoto’s Keepsake Heartache. 39:34: California-based distribution company Deaf Crocodile announced they’ve licensed the Frankenstein, Legend of Terror anime, which Helen explains seems like an odd title for them to bring to home media. Streaming News 40:45: We will have a Macross screening of Do You Remember Love? at Anime Expo — and there will be guests at the con too; Netflix revealed they will stream Ginga Tokkyū Milky☆Subway Kakueki Teisha Gekijō Iki, the re-edited film for Yōhei Kameyama’s Milky☆Subway: The Galactic Limited Express in the U.S. on June 1, while announcing a few other anime that will appear on their service, from My Dress-up Darling Season 2 starting yesterday to Shangri-La Frontier: Season 2 appearing June 1. 44:42: Licensing and dubbing studio SkySet Entertainment announced they will stream the Go Forward anime series over the summer; Streaming service Darkroom has added the Haré+Guu Deluxe anime with the English dub for streaming with a premium membership; Cineverse’s RetroCrush streaming service will have the Medabots anime stream on the RetroCrush FAST channel every Saturday and Sunday, which gets Helen once again wondering what the appeal of watching anime at certain times of the day; and Tubi TV announced on Monday that it has licensed Yokoso Scooby-Doo!, a new anime in the Scooby-Doo mystery comedy franchise — this gets the hosts wondering if we’ll be seeing more of Tubi TV and anime streaming moving forward. Weird News 52:10: The two hosts discuss Ken Ogino commenting on his Lady Justice manga that he created for Weekly Shonen Jump back in 2015, and what the editors told him that shifted the mindset of his serialization back then. 56:46: Let’s just say the Gamestop buying eBay did not last very long, and Helen could not believe the statement eBay gave after rejecting the bid; well, this took a turn in a good way involving singer aiko and why she hugged a fan during a concert; There’s apparently going to be a Hello Kitty live-action/animation film coming in 2028, but it sure went through some changes since 2019! 1:01:47: And well, the crossover of all crossovers has happened that makes total sense this year: Detective Conan and Detective Star Precure are crossing over this year — maybe Justin will give thoughts on both in the next episode! If there’s anything you’d like to share about the latest news or about the episode, please feel free to reach out to us on Twitter (@TheOASG) or comment below with your thoughts! The post TheOASG Podcast Episode 244: Returns, Licenses, and Weird News To Talk About! appeared first on TheOASG.

In this episode, the crew dives into the “withdrawer” role in relationships and how rigid, all-or-nothing responses can quietly create disconnection. They unpack why withdrawers often appease, shut down, or avoid conflict altogether — not because they don't care, but because disappointing their partner feels intolerable. The conversation explores healthier alternatives to passive or rigid boundaries, including slowing down, using buffer statements, getting curious, and learning how to tolerate discomfort without punishing each other. Main Talking Points: All-Or-Nothing Thinking Passive Boundaries Buffer Statements Tolerating Disappointment Vulnerable Curiosity Flexible Responses  Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! Rhythm - Get 15% off + Free shipping the world's easiest at home blood testing ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Tanasi - Use code “relationship" for 25% off your first order. Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Step inside a 1980s Kentucky department store as Kayla Rae Whitaker shares the family secrets and ambition behind her novel Returns & Exchanges. Book Gang welcomes acclaimed author Kayla Rae Whitaker to discuss her much-anticipated new novel, Returns & Exchanges. Whitaker's immersive storytelling and meticulous research bring the 1980s era and its consumer culture to vibrant life. Set in Kentucky during the 1980s, this sweeping family drama follows Fred and Fran, a couple whose rags-to-riches ascent as department store owners brings both fortune and unexpected turmoil. As their business thrives, the family's personal lives become increasingly complicated in this messy family saga. Through multiple perspectives and intricate subplots, the novel explores themes of identity, desire, mental health, and the complexities of the American dream in this page-turning story. In this warm and insightful conversation, we discuss:

Niptech Podcast en Live au CAH à Lausanne le 30.06 avec l'auteur OLIVIER CLERC https://boutique.cah.ch/products/niptech-presente-au-dela-des-4-accords-tolteques-avec-olivier-clerc NEWS Google IO 2026 I/O '26 Recap: Everything You Need to Know https://youtu.be/tfx2CjqtCUI?si=oeDStHv9aocCrM_7 Introducing Gemini Omni https://blog.google/innovation-and-ai/models-and-research/gemini-models/gemini-omni/ Gemini Spark Your 24/7 personal AI agent. https://gemini.google/overview/agent/spark/ Google Pics https://workspace.google.com/products/pics/ A new era for AI Search https://blog.google/products-and-platforms/products/search/search-io-2026/ Google Antigravity @ I/O 2026 https://www.antigravity.google/blog/google-io-2026 'Ask YouTube' brings AI-powered conversational search to video, adds Gemini Omni to Shorts https://techcrunch.com/2026/05/19/ask-youtube-brings-ai-powered-conversational-search-to-video-adds-gemini-omni-to-shorts/ Intelligent eyewear is coming this fall https://blog.google/products-and-platforms/platforms/android/android-xr-io-2026/Apple Apple's AirPods with cameras for AI are apparently close to production https://www.theverge.com/tech/926376/apple-airpods-cameras-ai-production Apple plans to make iOS 27 a Choose Your Own Adventure of AI models https://techcrunch.com/2026/05/05/apple-plans-to-make-ios-27-a-choose-your-own-adventure-of-ai-models/ Apple serait en discussion avec Intel, big if true https://www.wsj.com/tech/apple-intel-have-reached-preliminary-chip-making-agreement-69eb9370 John Ternus to become Apple CEO as of 01.09.2026 https://www.apple.com/newsroom/2026/04/tim-cook-to-become-apple-executive-chairman-john-ternus-to-become-apple-ceo/ Rebellion against AI ? Ex-Google CEO Eric Schmidt booed after AI remarks at Arizona commencement https://www.theguardian.com/us-news/2026/may/18/eric-schmidt-ai-university-commencement-speech-booed The American Rebellion Against AI Is Gaining Steam https://www.wsj.com/tech/ai/the-american-rebellion-against-ai-is-gaining-steam-94b72529?mod=e2tw Inspiration#EVENT :: Niptech Explore - Olivier Clerc 30.06 à Lausanne https://boutique.cah.ch/products/niptech-presente-au-dela-des-4-accords-tolteques-avec-olivier-clerc #TV :: Legends https://www.imdb.com/title/tt33265765/ #BOOK :: La Société ouverte et ses ennemis par Karl Popper https://fr.wikipedia.org/wiki/La_Soci%C3%A9t%C3%A9_ouverte_et_ses_ennemis #PODCAST :: Krishna Rao - Anthropic's CFO on Compute, Scaling to $30B ARR, and the Returns to Frontier Intelligence - [Invest Like the Best, EP.472] https://open.spotify.com/episode/5aqjRClzztuVmXEdGz281O #QUOTE :: "When you're in your head, you're dead" Tony Robbins Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Shares for Beginners and Tykr proudly present "Weekend Watchlist". We dissect a company using Tykr's risk rating and fair value analysis process. Learn how to avoid emotional mistakes, choose investments with a rationale, and build wealth with confidence. Get your free trial and special discount offer. Join Tykr today and take advantage of this special offer of 30% off with coupon code SAVE30. See for yourself why Tykr is the essential tool for every serious DIY share investor. 14-day free trial included, then a no-quibble 30-day money back guarantee: Get your free trial and special discount offer.Why SanDisk Is Exploding: 4,000% Returns and Counting. Weekend Watchlist is about helping beginners sharpen their investing process through real companies and real stories.Disclosure: The links provided are affiliate links. I will be paid a commission if you use this link to make a purchase. You will receive a discount by using these links/coupon codes. I only recommend products and services that I use and trust myself or where I have interviewed and/or met the founders and have assured myself that they're offering something of value. Stocks for Beginners is a production of Finpods Pty Ltd. The advice shared on Stocks for Beginners is general in nature and does not consider your individual circumstances. Opinions expressed by guests are theirs alone and may not represent the views of Finpods, Money Sherpa, or Phil Muscatello. Stocks for Beginners exists purely for educational and entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD, and obtain appropriate financial advice tailored towards your needs. Philip Muscatello and Finpods Pty Ltd are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289. Hosted on Acast. See acast.com/privacy for more information.

In this first episode of the new COMEBACKS series, I spoke with my longtime friend Jessica Murnane about reinvention, knowing when to move on, and why I tend to linger in the past too long. We talk about creative pivots, grief around letting go, and starting again—without forcing it. Jess shares how she's built multiple careers, moved cities, why she's not nostalgic, and the simple question she always comes back to when she's stuck: What are you waiting for? Let us know if you listen. Key Insights:  Starting something new can be the fastest way to let go of something old. Reinvention isn't always strategic—it's often a gut feeling that it's time to move on. Lingering (in careers, relationships, identities) is often about fear, not timing. Nostalgia can keep us stuck. Success isn't recognition or fame—it's often feeling financially and emotionally steady. Movement is one of the best ways to shift your mental state when stuck, even just a few minutes. Aging narratives are mostly cultural noise—you don't have to opt in. And extremely boring. Show Notes / Resources / Mentions: Katie's Substack | IG: @letitouttt + @katiedalebout | Zine shop is here!Inside + Outside with Jessica Murnane Subscribe on Spotify, Apple Podcasts, or your favorite podcast player! If you liked this episode, try this one from the archive: The Art of Tending: Kerrilynn Pamer, Founder of CAP Beauty, Returns

In Episode 225, Sarah and Catherine of Gilmore Guide to Books catch up on the 12 new releases they shared in the Spring 2026 Book Preview, now that they've read them — or at least tried to!  They share their reading stats and discuss which books worked and which didn't…and why.   This post contains affiliate links through which I make a small commission when you make a purchase (at no cost to you!). CLICK HERE for the full episode Show Notes on the blog. Get the 2026 Summer Reading Guide This year's Summer Reading Guide is bigger than ever — and now available as a full PDF with in-depth write-ups on every book. Here's how to access it: Full PDF Guide (with write-ups): Available to current paying members on Patreon or Substack  Start a free trial (Patreon: 7 days | Substack: 30 days) *Be sure to use the link above to access your free trial on Substack. Free Cheatsheet (no write-ups): Available to everyone on the blog Free Trials close: Friday, May 22 (Memorial Day weekend) When you sign up, you'll also get: 2–3 bonus podcast episodes per month Full back catalog of bonus content Weekly reading updates + more All the details in the recent IMPORTANT DETAILS bonus podcast episode and post. Highlights This time last year, Catherine was rocking a 100% success rate — this year's was "armageddon" Sarah had really successful spring with one 5-star book and only 1 DNF with a total average star rating of 4.15. They name their best and worst books picks for spring! Books We Read Before the Preview April Sarah's Pick The Midnight Show by Lee Kelly and Jennifer Thorne (April 7) | Amazon | Bookshop.org  [3:07]  Spring 2026 Circle Back April Sarah's Picks Into the Blue by Emma Brodie (April 7) | Amazon | Bookshop.org  [8:33]  Leave Your Mess At Home by Tolani Akinola (April 14) | Amazon | Bookshop.org [16:27]  Catherine's Picks American Fantasy by Emma Straub (April 7) | Amazon | Bookshop.org [5:45] Yesteryear by Caro Claire Burke (April 7) | Amazon | Bookshop.org  [12:25]  Like This, But Funnier by Hallie Cantor (April 7) | Amazon | Bookshop.org [19:23]  Other Books Mentioned All the World Can Hold by Jung Yun (2026) [7:59]  The Handmaid's Tale by Margaret Atwood (1985) [14:24]  August Lane by Regina Black (2025) [16:32]  Seven Days in June by Tia Williams (2021) [16:39]  Best Offer Wins by Marisa Kashino (2025) [20:24]  May Sarah's Picks The Mediator (Max Ringo, 1) by Robert Bailey (May 12) | Amazon | Bookshop.org [22:10] The Burning Side by Sarah Damoff (May 19) | Amazon | Bookshop.org [29:39] Returns and Exchanges by Kayla Rae Whitaker (May 19) | Amazon | Bookshop.org  [39:25]  Catherine's Picks The Liar's Playbook by Leslie Bradford-Scott (May 5) | Amazon | Bookshop.org [25:20] The Last Mandarin by Louise Penny and Mellissa Fung (May 12) | Amazon | Bookshop.org  [34:35] The Tapestry of Fate (Amina al-Sirafi, 2) by Shannon Chakraborty (May 12) | Amazon | Bookshop.org  [41:16]  Other Books Mentioned The Boomerang by Robert Bailey (2025) [22:17] Nowhere Girl by Cheryl Diamond (2021) [26:30]  The Bright Years by Sarah Damoff (2025) [29:43]  Culpability by Bruce Holsinger (2025) [33:24]  The Adventures of Amina al-Sirafi (Amina al-Sirafi, 1) by Shannon Chakraborty (2023) [42:06] 

Episode 397 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's CJ Cup Byron Nelson on the PGA Tour and the Soudal Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips today coverage. For US Open research, read Steve's us open tips guide. Intro: 00:30; Justin in New Jersey Listener Review: 01:55; Last Week - Rai's 175/1 First Major Win: 03:52; Byron Nelson Start: 24:37; Soudal Start: 55:20. steve's cj cup byron nelson tips paul's soudal open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred bonus code betvictor bonus code ladbrokes promo code ladbrokes welcome offer coral promo code coral new customer offer bet365 500 bonus bet365 bet 10 get 30 unibet bonus code betmgm new customer offer william hill bonus code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour betting tips across the whole of 2026 Let us talk you through the bet365 each way extra + bet365 golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Vacation stress usually isn't about the trip itself — it's about the unspoken expectations couples bring into it. In this episode, the hosts unpack the conversations that can completely change the tone of a vacation before you ever leave the driveway: money, planning, intimacy, parenting, downtime, technology, and more. They explore how different nervous systems, personalities, and expectations can either create connection or turn a “dream trip” into the same fight in a different location. Main Talking Points:  Vacation Expectations Planning Differences Money Conversations Parenting Stress Intimacy Pressure Technology Boundaries Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Tanasi - Use code “relationship" for 25% off your first order. Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

7sees Returns for what should be another banger! From Nick Fuentes, to Chud the builder, to building an actual Hydroponic pond! You can find 7Sees at ⁠https://x.com/7SEES_⁠⁠⁠⁠⁠and ⁠⁠https://rumble.com/user/7SEESLIVE⁠⁠⁠⁠***************************************New Youtube Channelhttps://www.youtube.com/@Unshakeable-q3fGet your What is Truth Merch Here!⁠⁠⁠⁠⁠⁠⁠⁠https://whatistruthpodmerch.itemorder.com/shop/home/⁠⁠⁠⁠⁠⁠⁠⁠Find all my links here⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/whatistruthpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠To catch a live show, Please Follow me on Odysee and Rumble!Please rate 5 stars if you enjoy the content! For vast majority of my content follow me on Odysee⁠⁠⁠⁠⁠⁠⁠⁠⁠https://odysee.com/@Weezy:a⁠⁠⁠⁠⁠⁠⁠⁠⁠Now on Rumble!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rumble.com/user/Whatistruthpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow me on Twitter!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/WhatTruthPod⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our Telegram channel Group⁠⁠⁠⁠⁠⁠⁠⁠⁠https://t.me/witweezy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@WHATISTRUTHTV⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen on your Favorite podcast player!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.minds.com/weezytruth/⁠⁠⁠⁠⁠⁠⁠⁠⁠Daddygate Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TheDaddyGatePodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠If you would like to "Tip" the show Click the Patreon Link. Support will help me improve the show. Much Love to all whom already have!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/What_is_Truth⁠⁠⁠⁠⁠⁠⁠⁠⁠EmailWHATISTRUTHPODCAST@gmail.com

A round-up of the main headlines in Sweden on May 15th 2026. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presented and produced by Dave Russell

Chris and Paul explain what target-date funds are and do, and how to augment them with some small-cap value to get the broad diversification benefits of the other Sound Investing portfolios. They describe several approaches and tools investors can use to determine what might be best for them.CHAPTERS00:00 Intro03:03 Target-Date Funds07:00 Glide Paths15:17 TDF Backtesting19:55 TDF Weaknesses26:20 "Easy" 2FFL34:46 "Moderate 2FFL37:48 "Aggressive" 2FFL41:00 Customizer52:15 Calculator61:07 Books 66:00 Outro LINKS:Wharton Target Date Funds & Portfolio Choice in 401(k) PlansMorningstar “2026 Target-Date Fund Landscape”Merriman 2 Funds for Life Fine Tuning Tables- Fine-Tuning Tables – 50/50 Portfolio Fine-Tuning Tables – 70/30 Portfolio Merriman Aggressive Target-Date Glide Path CalculatorMerriman 2 Funds for Life CalculatorFine-Tuning Tables – 50/50 Portfolio (2025 Returns) Fine-Tuning Tables – 70/30 Portfolio (2025 Returns)

Market volatility can feel uncomfortable, especially when your statement looks different than it did last quarter. But market ups and downs are a normal part of investing, and having the right perspective can make those swings easier to navigate. This week, Regina breaks down 10 things to know about stock market volatility, including why big point drops are often a matter of perspective, how the VIX measures investor fear, and why patience matters when you're investing for the long term. She also talks about how to think through your comfort level, why automatic retirement contributions can help during down markets, and what conversations to have with your advisor before volatility catches you off guard   Episode Highlights: 0:00 - Introduction  0:46 - Understanding market volatility 2:06 - What can drive market reactions 3:16 - Building a strategy for volatility 4:37 - 10 things to know about volatility 4:43 - Putting market drops in perspective 5:20 - The VIX fear index 6:32 - Extreme fear is the exception 7:20 - Volatility in 2025 8:03 - Why patience matters 8:27 - Returns are rarely smooth 9:18 - Adjusting your portfolio 9:45 - Finding opportunity in volatility 12:05 - The market's historical perspective 13:15 - Planning before volatility hits 13:56 - Episode wrap-up   ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.   CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@forgewealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.  This material was prepared by Hartford funds. For a list of states in which I am registered to do business, please visit www.forgewealth.com. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management

Episode 396 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's PGA Championship at Aronimink GC.  If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips today coverage. For PGA Championship research, read Steve's pga championship tips guide. Intro: 00:30; Water and Sand in the United States Listener Review: 01:56; Last Week - DP World Tour talent plus Snedeker's 175/1 Win: 05:22; PGA Championship Start: 14:47. steve's 2026 pga championship tips paul's 2026 pga championship longshots We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports 40 free bet betfred bonus code betvictor bonus code ladbrokes promo code ladbrokes welcome offer coral promo code coral new customer offer bet365 500 free spins bet365 bonus code unibet promo code betmgm new customer offer william hill bonus code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour tips across the whole of 2026 Let us talk you through the bet365 each way extra + betfred golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Today on the show: Poet and child psychotherapist, Anita Barrows,  returns with the latest  poems and stories of the ongoing genocide in Palestine: Barrows, mom of Nora Barrows Friedman, has been writing a poem for every day of the on going Gaza genocide, along with conducting a poetry workshop with young people living and writing in the face of the total destruction of their beloved Gaza homeland. An award winning front-line investigative news magazine, that focuses on human, civil and workers right, issues of war and peace, Global Warming, racism and poverty, and other issues. Hosted by Dennis J. Bernstein. The post Poet Anita Barrows, Returns with the Latest  Poems and Stories of the Ongoing Genocide in Palestine appeared first on KPFA.

Core ConceptBuy when others are scared: Michael bought post-2008 and during COVID, using fear-driven discounts to build a $20M portfolio.STRs → Hostels: Started with Airbnbs in Hawaii, then pivoted to hostels due to regulation limits and desire for a more scalable, centralized operation.Hostel strategy: Not “cheapest bed” but best social experience—design-forward common areas, events, and strong community vibe.Economics: Same-size room can earn more per night with bunks (e.g., $480 vs. $200), plus partial occupancy still produces strong revenue.Returns & risk: Targets ~20%+ IRR, 2–3x equity multiple, but with higher risk, longer holds (5–10 years), and heavier operations vs. multifamily.Big lesson: Don't do your first hospitality deal solo—partner or get a mentor/mastermind to avoid costly mistakes.Portfolio fit: Hospitality offers a hybrid of strong cash flow + equity upside if you can execute on both real estate and the operating business.

This week we are joined by Trevor Hanson who shares his personal journey from anxious attachment and relationship struggles to becoming a therapist focused on helping others build secure attachment. He emphasizes that real transformation comes through emotional experiences—not just information—and outlines a structured approach to rewiring attachment patterns. Through practical tools like self-validation, inner child work, and community-based healing, he shows how people can create lasting security in relationships more efficiently than traditional methods. Main Talking Points Anxious attachment patterns Emotional experiences heal Four healing pillars Inner child work Self-validation tools Repetition rewires brain Connect with Trevor: Website Instagram Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link!If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 395 - The 2026 PGA Championship is pretty much with us! Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf walk you through the 2026 US PGA. How will Aronimink play, key player skills to be a winner, tournament trends, plus some names to consider a bet on or potentially not! If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Fried Egg Aronimink Video Listeners should visit Golf Betting System for the best golf betting tips today coverage. For PGA Championship research, read Steve's pga championship tips guide. Intro: 00:30; Outright Idiot from the United States Listener Review: 01:52; PGA Championship 2026 Research Chat: 05:03. We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betvictor bonus code ladbrokes bonus code ladbrokes welcome offer coral bonus code coral new customer offer bet365 500 bonus bet365 30 free bet unibet promo code betmgm sign up offer uk william hill promo code william hill new customer offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + coral golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Andy Briggs, chief executive of Standard Life, joins the Big Boss Interview to discuss the war in Iran, pension reform,and the growing risk that millions of people are not putting enough aside for later life.Briggs says pension savers should not panic about the conflict in the Middle East, arguing that most economists expect short-term volatility rather than lasting structural damage to investments. Standard Life, which looks after 12 million customers and manages more than £300 billion in assets, believes pensions should be viewed over decades. Workplace retirement saving continued through COVID, the Ukraine inflation shock and the Liz Truss mini-budget fallout, because contributions are taken from gross pay before workers see their wages.Briggs addresses concerns about a potential AI bubble, noting that much of the funding flowing into artificial intelligence is now debt-based, which could create risks if companies fail to generate sufficient cash to service that debt.The new Pension Schemes Act — the biggest overhaul of the sector in more than a decade — has his broad support, particularly the push for greater scale and investment in productive assets such as infrastructure and growth equity. UK pension savers have generated real returns of around 4% per annum over the past decade, compared with 5.2% in Canada and 5.5% in Australia. The biggest difference, he says, is exposure to private assets. He draws a clear line at mandation, however, arguing that investment decisions should remain a matter of customer choice rather than government compulsion.Briggs is emphatic that pensions policy needs long-term, cross-party consensus rather than budget-cycle speculation. He points to the damage caused by rumours ahead of Rachel Reeves's budget, when thousands of customers withdrew their tax-free cash prematurely — only for the policy to remain unchanged, leaving those savers worse off.The current auto-enrolment minimum of 8% of salary is no longer sufficient, he warns, calling for a gradual increase to 12%. Without change, 60% of people could reach retirement in the 2040s without enough for a decent standard of living. The crisis is partly hidden because today's retirees still benefit from defined benefit pensions built up earlier in their careers — a cushion that is rapidly disappearing.Briggs concedes the UK is "not sufficiently financially literate" on pensions and expresses concern for younger generations struggling to find secure work. Greater pension investment in the UK economy, he argues, could stimulate growth, improve infrastructure and create better jobs — benefiting both savers and the wider economy.Presenter: Felicity Hannah Producer: Olie D'Albertanson Editor: Henry Jones01:54 Andy Briggs joins the pod - discusses political upheaval. 06:00 War in Iran impact on pension savers 08:19 AI bubble concerns & tech stock exposure 09:58 Pension drawdowns around the Reeves budget 11:32 Pension Scheme Act & mandation 17:02 Returns gap vs Canada & Australia 22:20 Pension adequacy & the case for 12% 24:05 60% face inadequate retirement by the 2040s 26:35 Young people & the retirement challenge 30:50 Financial literacy admission 36:10 Personal reflections on careers & opportunity

Episode 394 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Truist Championship on the PGA Tour and the Catalunya Championship on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips today coverage. For PGA Championship research, read Steve's 2026 pga championship tips guide. Intro: 00:30; Jordan 2394 from Ireland Listener Review: 02:00; Last Week - Steve's Cam Young 14/1 Win: 06:46; Truist: 21:39; Catalunya: 01:08:33. steve's truist championship tips paul's catalunya championship tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betvictor bonus code ladbrokes bonus code ladbrokes welcome offer coral bonus code coral welcome offer bet365 500 spins bet365 bonus code unibet bonus code betmgm sign up offer william hill promo code william hill new customer offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + ladbrokes golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

On today's episode of The Therapy Crouch, the Portugal trip rolls on as the gang battle through hangovers, questionable decisions and some seriously strong opinions on relationships. After a heavy night, the boys are feeling it as they dive into everything from airport pints and junk food cravings to the strange “punishment” dynamic that can creep into relationships after having a bit too much fun.Things quickly spiral into one of the funniest and most chaotic ick discussions yet – including a barber chair moment that might just be the greatest ick of all time. The team also tackle your dilemmas, from navigating life after a breakup to whether giving your ex money after winning the lottery makes you a terrible person… or just a decent human being.Plus, in Am I The A**hole, things get heated as the group debate workplace drama, relationship boundaries and the fine line between banter and going too far.If you want to submit an Agony Ab to the podcast - hit the link belowhttps://docs.google.com/forms/d/1rAKDST4HU_8al_aWpOlys3TRJrWvDV-84piVdlOOjU4/edit00:00 Introduction / Hangover Fallout 01:42 Service Station Food & Matcha Rant 04:04 Bovril, Football & Stadium Rules 06:28 Random Chat & Set-Up 07:05 You Had Fun? Now You're Punished 10:15 Listener Messages Begin 10:46 Barber Chair Story (All-Time Moment) 13:40 “That's What I Do” & Tangents 16:22 Agony Ab: Newly Single Advice 19:50 Transition / Segment Change 20:00 Am I The A**hole Returns 20:31 Lottery Win & Ex-Wife Drama 23:50 Debate: Is He In The Wrong? 25:45 “Tig Bitties” Story 28:15 Naming Kids & Inappropriate Jokes 28:20 Workplace Drama: Slim vs Chunky 32:00 Body Comments Debate 34:30 Escalation / Final Thoughts on TopicTo contact us:Email: thetherapycrouch@gmail.comInstagram: https://www.instagram.com/thetherapycrouchpodcast/TikTok: https://www.tiktok.com/ @thetherapycrouchWebsite: https://thetherapycrouch.com/For more from Peterhttps://twitter.com/petercrouchFor more from Abbeyhttps://www.instagram.com/abbeyclancyOur clips channelhttps://www.youtube.com/channel/UCZntcv96YhN8IvMAKsz4Dbg Hosted on Acast. See acast.com/privacy for more information.

What does “true intimacy” actually mean—and why do so many couples feel disconnected even when they love each other? In this episode, we sit down with Matthew Raabsmith and Joanna Raabsmith, relationship experts and co-authors of Building True Intimacy, to unpack the deeper layers of connection most relationships are missing. We dive into their Intimacy Pyramid™ framework—a powerful model that explains why so many relationships struggle at the foundation and how couples can rebuild safety, trust, and emotional closeness from the ground up. From the tension between secrecy and privacy to the complicated realities of checking a partner's phone, this conversation gets honest about what actually builds (or breaks) trust. We also explore what happens after betrayal—and whether it's truly possible for a relationship to come back stronger. If you've ever felt stuck, disconnected, or unsure how to rebuild closeness, this episode gives you a clear path forward. Key Takeaways: True intimacy defined Love vs connection gap Intimacy Pyramid basics Secrecy vs privacy Trust after betrayal One small shift Give Me Discounts! ⁠⁠⁠AG1⁠ - ⁠⁠AG1 has become my go to every morning. ⁠⁠⁠Beducate⁠⁠⁠ - Use code relationship69 for 65% off the annual pass. ⁠Check out Relationship Academy! ⁠⁠ ⁠⁠Cozy Earth⁠⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠⁠Simple Practice⁠⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠⁠Spark My Relationship Course:⁠⁠⁠ Get $100 off our online course. Visit⁠⁠⁠ SparkMyRelationship.com/Unlock⁠⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠⁠Skylight⁠⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  ⁠Quince⁠ - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠⁠ review in iTunes⁠⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Private equity gets sold as exclusive, sophisticated, and “what the smart money does,” but the reality is far less compelling. Don and Tom break down the illusion: limited transparency, questionable valuations, high fees, and serious liquidity risks—all for returns that barely edge out (if at all) simple public market strategies. They argue that the supposed advantages—like the “illiquidity premium” and diversification—don't hold up under scrutiny. The episode then pivots to smart listener questions on early retirement planning and 457 vs. 401(k) decisions, reinforcing a core theme: complexity is often marketed as intelligence, but disciplined simplicity usually wins.0:05 Financial pros sell complexity because it pays them more0:30 Private equity pitch: exclusivity, access, and “smart money” appeal1:40 Article breakdown: positives vs. negatives of private equity2:21 “You get to feel special” and access private companies3:00 The illusion of diversification and non-correlation3:37 Public vs. private pricing: real markets vs. guesswork4:04 Example of questionable private equity valuation jumps5:27 The “illiquidity premium” myth6:00 Liquidity risk: not being able to access your money6:27 Pension funds and private equity track record reality6:51 Returns comparison: private equity vs. public markets8:20 Small cap value vs. private equity (higher returns, lower cost)9:48 Why advisors push complex products (fees and optics)10:30 Liquidity crises and echoes of 2008 (Blue Owl example)11:36 Caller: early retirement planning with pension and TRICARE13:19 Financial readiness vs. purpose in retirement15:28 Long-term risks of early retirement and longevity16:19 Monte Carlo planning and scenario testing18:37 Listener question: 457 vs. 401(k) strategy19:56 Key advantage: penalty-free withdrawals from 457 plans23:13 Rare but real risk: non-governmental 457 ownership issue24:35 Roth vs. traditional: educated guesses, not certainties24:48 When you need a real financial plan (not just rules of thumb)26:03 Human advisor vs. emerging AI planning tools27:40 Closing thoughts and how to get helpQuestions? Comments? Click!

Episode 393 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Cadillac Championship on the PGA Tour and the Turkish Airlines Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting coverage. For PGA Championship research, read Steve's pga championship betting tips guide. Intro: 00:30; Greened Out Goolds + Plenard Listener Reviews: 01:51; Last Week - Fitzpatricks Again Ole Ole: 04:29; Cadillac: 15:53; Turkish: 50:46. steve's cadillac championship tips paul's turkish airlines open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports 40 free bet betfred promo code betvictor 30 free bet ladbrokes promo code ladbrokes sign up offer coral promo code coral welcome offer bet365 500 spins bet365 new customer offer unibet bonus code betvictor new customer offer william hill bonus code william hill new customer offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + boylesports golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

In this episode, I chat with model maker Jim Davidson about his journey from a dinosaur-obsessed kid in the 1970s to working on some of the most memorable practical effects sequences in modern cinema. Jim talks about discovering the work of Ray Harryhausen, and how seeing Star Wars at the age of 12 made him realise that visual effects could be a real career. We get into how a chance meeting with future Oscar-winning art director Robert Stromberg led to his first break in the industry, and how that snowballed into working with the Skotak brothers on major productions. Jim shares detailed insights into the making of the nuclear nightmare sequence in Terminator 2: Judgment Day, including how the miniature buildings were constructed, destroyed, and reset using a combination of breakaway materials, air cannons and practical ingenuity. We also talk about his work on Batman Returns, the realities of working in small, tight-knit effects crews, and the creative problem-solving that defined that era of filmmaking. A big part of the conversation focuses on the industry shift following Jurassic Park, when CGI began to replace large-scale practical effects. Jim reflects on witnessing that transition first-hand, and why he chose not to move into digital work. There's also discussion of his later work, including returning to stop motion for Creepshow, bringing things full circle back to the techniques that first inspired him. It's a fascinating look at a very specific window in film history, from someone who was right in the middle of it. Topics CoveredGrowing up in the 1970s and early creative influencesDiscovering Ray Harryhausen and stop motionThe impact of Star Wars on a generationBreaking into the film industry through Robert StrombergEarly work and first film projectsWorking with the Skotak brothersPractical effects techniques on Terminator 2Building and destroying miniature citiesIn-camera effects vs optical compositingWorking on Batman Returns miniaturesLife on practical effects crews in the 80s and 90sThe rise of CGI after Jurassic ParkTransition from analog to digital workflowsMatte painting: traditional vs PhotoshopReturning to stop motion on CreepshowReflections on a career in practical effectsThis podcast is completely independent and made possible by listener support. If you'd like to help me keep making these episodes, you can join my Patreon community here: https://patreon.com/jamiebenning Watch more on YouTube:Check out the Filmumentaries YouTube channel for behind-the-scenes clips and extra content: https://youtube.com/filmumentariesAll my links

Ending a relationship is rarely about one big moment—it's usually a pattern that keeps repeating despite effort, conversations, and growing awareness. This episode explores how to tell the difference between normal relationship challenges that can be worked through and deeper signs of incompatibility or emotional disconnection. We talk about what it looks like when one or both partners stop showing up, when the same conflicts keep resurfacing without resolution, and when the relationship begins to feel more draining than supportive. You'll learn how to honestly evaluate whether growth is still happening—or if staying is quietly costing you more than leaving. Main Talking Points Repeating patterns Emotional disconnection Effort imbalance Core misalignment Growth vs. stuck Fear of leaving Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go statement by statement, credit card through brokerage, and share what actually deserves your attention and what you can safely ignore.In this episode:The one thing on your credit card statement that trips up even careful spenders, why focusing on your 401k rate of return is the wrong move, the underinsured coverage gap most homeowners and drivers don't know they have, and the tax planning opportunities hiding inside your brokerage account.Biggest takeaways:Sort your credit card transactions highest to lowest. The leak with a comma in it will find you faster than you'll find it.Your 401k contributions matter more than your returns. Contributions are within your control. Returns aren't. Check that your payroll deductions are actually landing in the account, because the IRS does not look kindly on companies that miss that.Check your homeowner's insurance rebuild value every few years. Labor and material costs have changed dramatically. If you bought your policy when you bought your house and never revisited it, there is a good chance you are significantly underinsured.In a taxable brokerage account, understand whether you're holding short-term or long-term gains before you make any moves. The difference in what you'll owe can be substantial.Also in this episode:Jesse Cramer previews an upcoming episode of Personal Finance for Long-Term Investors on why target date funds may be underperforming by more than you think.Resources mentioned:Jesse Cramer's podcast: Personal Finance for Long-Term Investors Paula Pant's podcast: Afford Anything The Stacking Benjamins scorecard: stackingbenjamins.com/scorecard The Vault: stackingbenjamins.com/vaultSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go statement by statement, credit card through brokerage, and share what actually deserves your attention and what you can safely ignore. In this episode: The one thing on your credit card statement that trips up even careful spenders, why focusing on your 401k rate of return is the wrong move, the underinsured coverage gap most homeowners and drivers don't know they have, and the tax planning opportunities hiding inside your brokerage account. Biggest takeaways: Sort your credit card transactions highest to lowest. The leak with a comma in it will find you faster than you'll find it. Your 401k contributions matter more than your returns. Contributions are within your control. Returns aren't. Check that your payroll deductions are actually landing in the account, because the IRS does not look kindly on companies that miss that. Check your homeowner's insurance rebuild value every few years. Labor and material costs have changed dramatically. If you bought your policy when you bought your house and never revisited it, there is a good chance you are significantly underinsured. In a taxable brokerage account, understand whether you're holding short-term or long-term gains before you make any moves. The difference in what you'll owe can be substantial. Also in this episode: Jesse Cramer previews an upcoming episode of Personal Finance for Long-Term Investors on why target date funds may be underperforming by more than you think. Resources mentioned: Jesse Cramer's podcast: Personal Finance for Long-Term Investors Paula Pant's podcast: Afford Anything The Stacking Benjamins scorecard: stackingbenjamins.com/scorecard The Vault: stackingbenjamins.com/vault Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode explores the common relationship dynamic where one partner struggles to share vulnerably, and when they finally do, they're met with criticism, correction, or defensiveness. The hosts explain how these responses unintentionally “punish” vulnerability and reinforce shutdown patterns, even when connection is what both partners want. They emphasize playing the long game—creating safety through validation, patience, and restraint—so vulnerability can grow over time. Main Talking Points Pursuer vs withdrawer Punishing vulnerability Critiquing delivery Validation first Play long game Create safety Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode explores how attachment styles subtly show up on first dates and what to watch for without overanalyzing every interaction. The hosts emphasize that instead of trying to “screen perfectly,” the real work is understanding your own attachment patterns and how they influence who you're drawn to. By noticing communication patterns, emotional pacing, and responses to vulnerability, you can better identify both anxious and withdrawn tendencies early on. Main Talking Points Self-awareness first Conversation balance Emotional pacing Mixed signals Fast vs slow Questions to ask Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices