POPULARITY
Categories
For the first time as a host combination, Ben, Dan, and Cameron sit down to discuss the most controversial topics in personal finance. We begin with identity and how it informs decision-making. Then, we revisit the renting versus buying debate, why this remains a highly controversial topic, the ins and outs of income investing, and understating the fervor of dividend investing. We also unpack FIRE as a branch of self-help; how it informs happiness; and how personality influences one's approach to the FIRE principle. To end, we closely examine Bill Bengen's 4% rule, and the Aftershow encourages us to maintain high podcasting standards while revealing what you can look forward to in our latest Rational Reminder t-shirt release. Key Points From This Episode: (0:01:25) Cameron's positive LinkedIn experience regarding insurance. (0:08:10) How identity informs decision-making. (0:15:24) Why renting versus buying a home remains a controversial topic. (0:27:50) Income investing, covered calls, and the fervor of dividend investing. (0:46:34) FIRE: Financial independence, retire early. (0:54:36) Unpacking FIRE as a branch of self-help, and the role of FIRE in happiness. (1:07:07) How personality and identity inform one's approach to FIRE. (1:10:34) Addressing the 4% rule. (1:14:16) The Aftershow: Setting and keeping high standards, and Rational Reminder t-shirts. Links From Today's Episode: Meet with PWL Capital — https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — https://www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Rational Reminder Merchandise — https://shop.rationalreminder.ca/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Dan Bortolotti on LinkedIn — https://www.linkedin.com/in/dan-bortolotti-8a482310/ Episode 358: Eli Beracha: An Academic Perspective on Renting vs. Owning a Home — https://rationalreminder.ca/podcast/358 Episode 214: Jay Van Bavel: Shared Identities and Decision Making — https://rationalreminder.ca/podcast/214 Episode 260: Prof. James Choi: Practical Finance — https://rationalreminder.ca/podcast/260 Episode 273: Professor Samuel Hartzmark: Asset Pricing, Behavioural Finance, and Sustainability Rankings — https://rationalreminder.ca/podcast/273 Episode 95: Scott Rieckens (Playing with FIRE): Finding Financial Education, Perspective, and Freedom — https://rationalreminder.ca/podcast/95 Episode 258: Prof. Meir Statman: Financial Decisions for Normal People — https://rationalreminder.ca/podcast/258 Bonus Episode - Prof. Meir Statman: A Wealth of Well-Being — https://rationalreminder.ca/podcast/2024/4/18/bonus-episode-prof-meir-statman-a-wealth-of-well-being Episode 230: Prof. Robert Frank: Success, Luck, and Luxury — https://rationalreminder.ca/podcast/230 Episode 135: William Bengen: The 5% Rule for Retirement Spending — https://rationalreminder.ca/podcast/135 Episode 164: Comprehensive Overview: The 4% Rule — https://rationalreminder.ca/podcast/164 Episode 357: AMA #6 — https://rationalreminder.ca/podcast/357 Morgan Housel — https://www.morganhousel.com/ ‘Renting vs. Buying a Home: What People Get Wrong' — https://www.youtube.com/watch?v=j4H9LL7A-nQ MobLand — https://www.imdb.com/title/tt31510819/ Ray Donovan — https://www.imdb.com/title/tt2249007/ Animal Kingdom — https://www.imdb.com/title/tt5574490/ Books From Today's Episode: Rich Dad Poor Dad — https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Self Help, Inc.: Makeover Culture in American Life — https://www.amazon.com/Self-Help-Inc-Makeover-American/dp/0195337263 Papers From Today's Episode: 'Motivated Numeracy and Enlightened Self-Government' - https://www.cambridge.org/core/journals/behavioural-public-policy/article/abs/motivated-numeracy-and-enlightened-selfgovernment/EC9F2410D5562EF10B7A5E2539063806 ‘Nevertheless, They Persist: Cross-country differences in homeownership behavior' — https://www.sciencedirect.com/science/article/abs/pii/S1051137721000590 ‘Rent or Buy? Inflation Experiences and Homeownership within and across Countries' — https://www.researchgate.net/publication/379974645_Rent_or_Buy_Inflation_Experiences_and_Homeownership_within_and_across_Countries ‘Dividend Policy, Growth, and the Valuation of Shares' — https://www.researchgate.net/publication/24102112_Dividend_Policy_Growth_and_the_Valuation_Of_Shares ‘Chapter 3 - Behavioral Household Finance*' — https://www.sciencedirect.com/science/article/abs/pii/S2352239918300046 ‘Common Risk Factors in the Returns on Stocks and Bonds' — https://www.sciencedirect.com/science/article/abs/pii/0304405X93900235 ‘The Dividend Disconnect' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2876373 ‘A Devil's Bargain: When Generating Income Undermines Investment Returns' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4580048 ‘The Financialization of Anti-Capitalism? The Case of the “Financial Independence Retire Early” Community' — https://www.tandfonline.com/doi/full/10.1080/17530350.2021.1891951 ‘High Income Improves Evaluation of Life But Not Emotional Well-Being' — https://www.pnas.org/doi/10.1073/pnas.1011492107 ‘Income And Emotional Well-Being: A Conflict Resolved' — https://www.pnas.org/doi/10.1073/pnas.2208661120
Today's Headlines: On Wednesday night, a shooting outside the Capitol Jewish Museum in Washington, D.C. left two dead following a multifaith event focused on Gaza. The suspect, Elias Rodriguez, reportedly told attendees he acted “for Palestine” before being arrested. The DOJ is weighing terrorism and hate crime charges. Separately, newly revealed Hamas documents confirm the October 7 attacks were aimed at sabotaging Israel-Saudi peace talks. Meanwhile, the House narrowly passed Trump's sweeping “One Big Beautiful Bill Act,” extending 2017 tax cuts, cutting green energy incentives, and tightening welfare requirements. In education, the Trump administration moved to block Harvard from enrolling international students, potentially prompting legal action. The Supreme Court issued two major rulings—blocking Oklahoma's religious charter school due to a 4–4 tie, and granting Trump more power to fire independent agency members, though not the Fed chair. NOAA forecasts a severe hurricane season, and the FDA will limit COVID vaccine availability this fall to high-risk groups due to new testing rules. Lastly, Trump hosted a White House dinner for his $TRUMP coin holders—most of them foreign, including controversial crypto figure Justin Sun. Resources/Articles mentioned in this episode: AP News: Court papers say suspect in embassy killings declared, 'I did it for Palestine, I did it for Gaza' WSJ: Hamas Wanted to Torpedo Israel-Saudi Deal With Oct. 7 Attacks, Documents Reveal CNBC: Trump tax bill clears the House in a victory for Republicans, advances to the Senate NY Times: Trump Administration Says It Is Halting Harvard's Ability to Enroll International Students NY Times: Deadlocked Supreme Court Rejects Bid for Religious Charter School in Oklahoma NBC News: Supreme Court grants Trump request to fire independent agency members but says Federal Reserve is different NBC News: NOAA forecasts above-average Atlantic hurricane season NBC News: FDA says Covid vaccines likely not available for healthy kids and adults this fall WSJ: A Crypto Billionaire Who Feared Arrest in the U.S. Returns for Dinner With Trump Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices
Eno and DVR discuss George Kirby's first start back from the IL, Ronald Acuña Jr.'s outlook as he returns from a second ACL tear this weekend, a case for Carson Whisenhunt to get a look in San Francisco, Matt Shaw's viability in shallow leagues, and Denzel Clarke's path to avoiding a platoon in the A's outfield. Plus, Senior Hot Dog Correspondent Niv Shah returns with big news at Nationals Park. Rundown2:16 George Kirby: Back in Action on Thursday; Scouting Report?7:59 Ronald Acuña Jr.: Returns on Friday against the Padres12:41 Ronel Blanco Seeks Second Opinion; Astros Rotation Depth Questions Persist17:44 News & Notes: Lane Thomas, Gleyber Torres, Corey Seager, Jordan Westburg and Justin Verlander24:57 Matt Shaw: Back on Shallow League Radar?33:32 Denzel Clarke & Robert Hassell III Get Promoted38:16 Shane Baz v. Rising Starting Pitchers44:47 Niv Shah Joins to the Show!52:06 Most Auctioned, Added & Dropped on ottoneu, last seven daysFollow Eno on Bluesky: @enosarris.bsky.socialFollow DVR on Bluesky: @dvr.bsky.sociale-mail: ratesandbarrels@gmail.comJoin our Discord: https://discord.gg/FyBa9f3wFeSubscribe to The Athletic: theathletic.com/ratesandbarrelsHosts: Derek VanRiper & Eno SarrisExecutive Producer: Derek VanRiper Hosted on Acast. See acast.com/privacy for more information.
In this episode, join Thomas Borders, Vice President, Operations, DHL Supply Chain and Drew Taranto, Vice President, Product Management, eCommerce & Returns, DHL Supply Chain, as they discuss the recent acquisition of Inmar Supply Chain Solutions, a future-forward strategy and customer returns experiences.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dennis Earl (Chairman & CEO) and Mike Pyles (Vice President) of The Haltere Group. They are a Black-owned real estate syndication and investment firm. Hosted by Rashad McDonald, the conversation centers around financial empowerment, real estate investment, and community uplift, especially within the Black community.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dennis Earl (Chairman & CEO) and Mike Pyles (Vice President) of The Haltere Group. They are a Black-owned real estate syndication and investment firm. Hosted by Rashad McDonald, the conversation centers around financial empowerment, real estate investment, and community uplift, especially within the Black community.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dennis Earl (Chairman & CEO) and Mike Pyles (Vice President) of The Haltere Group. They are a Black-owned real estate syndication and investment firm. Hosted by Rashad McDonald, the conversation centers around financial empowerment, real estate investment, and community uplift, especially within the Black community.
Can a single decision rewrite the story of your life—and everyone else you're meant to impact?Christy Keeton didn't come from wealth. She came from grit, prayer, and an unshakable belief that life could be different. Her path took her from poverty and a rigid corporate job to becoming a multifamily investor with nearly 1,000 units—and more importantly, a woman using her resources to change lives.In this powerful conversation, Christy shares how she went from flipping houses in debt to funding safe homes for recovering addicts and sponsoring young girls in India to become teachers, doctors, and leaders. She unpacks the mindset shift that moved her from survival to overflow—and how abundance, for her, means far more than money.Connect with Christy Keetonhttps://www.linkedin.com/in/christykeeton/https://www.keetonrealtyinvestments.com/Charity Resources:https://wisdomforasia.com/https://timtebowfoundation.org/Connect with Amy Sylvis:https://www.linkedin.com/in/amysylvis/Contact Us:https://www.sylviscapital.comhttps://www.sylviscapital.com/webinar00:00 Stay True to Your Vision00:31 Welcome to the Secrets to Abundant Living Podcast01:20 Meet Christy Keaton: A Journey in Real Estate02:14 From Humble Beginnings to Real Estate Success05:40 The Shift from Oil and Gas to Real Estate12:13 The Power of Multifamily Investing14:15 The True Meaning of Abundance16:06 The Joy of Giving Back16:35 Supporting the Children of India18:49 Combating Human Trafficking20:43 Shifting to an Abundance Mindset25:31 Nonprofit Work and Rehabilitation31:19 Investment Opportunities and Returns
Movie of the Year: 19991999 Returns!96 Movies Enter, 16 Will SurviveThe Year Was 1999. Everyone Had a Discman. And Movies? Absolute Bangers.Back when the Taste Buds first covered the films of 1999 on Movie of the Year, they were young, naïve, and only picked eight movies. Eight! That's adorable.Now they're older, wiser, and full of regret—so they're returning to give one of the greatest years in movie history the full 16-slot bracket it deserves. That means eight more movies, a new perspective, and a much deeper dive.This premiere episode is where it all begins: they take 96 of the most iconic, beloved, and deeply weird movies of 1999, and start hacking our way down to the Sweet 16. Expect heartbreak. Expect joy. Expect someone to irrationally defend The Haunting like their life depends on it.In This Episode:The full list of 96 movies—from cult classics to forgotten flopsNostalgic tangents about Y2K, dial-up, and Taco Bell commercialsHeated debates about what counts as “Movie of the Year–worthy”Emotional breakdowns over the ones we had to cutThe 16 movies that will define the season—revealedWhy 1999?Because it gave us The Matrix, Fight Club, The Blair Witch Project, Being John Malkovich, 10 Things I Hate About You, and like 30 more that would be any other year's #1. It was the year movies peaked, and we're finally giving it the coverage it deserves—with twice the movies and at least three times the yelling.Tell Us We're Wrong:You definitely have opinions. Good.Hit us up on Instagram @yourpopfilter, or email us at popfilterco@gmail and let us know which movies should have made the cut, which ones absolutely shouldn't have, and how mad you are that we even considered Inspector Gadget.Don't Miss a Single Episode:Make sure you subscribe, rate, and review wherever you get your podcasts. That way, you'll be there for the whole ride—from 96 to the Final Four, all the way to the 1999 Movie of the Year.This one's gonna be a journey. A journey to find the single greatest movie out of all of the films of 1999.
Episode 353 - Steve Bamford @Bamfordgolf and Paul Williams @GolfBetting discuss their selections for this week's US PGA Championship at Quail Hollow Club. Golf Betting System EXCLUSIVE bet365 Bet Boost - Bryson DeChambeau Boosted to 10/1 with bet365 Price correct at time of podcast record. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering. New Customers only. Bet £10* & Get £30* in Free Bets. Sign up, deposit between £5 and £10 to your account and bet365 will give you three times that value in Free Bets when you place qualifying bets to the same value and they are settled. Free Bets are paid as Bet Credits. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply. Registration required. Claim Offer Here For PGA Championship research, read Steve's pga championship tips guide. Listeners should visit Golf Betting System for the best golf betting tips coverage. Intro: 00:30; Jack in Connecticut Listener Review: 02:37; Golf Betting System bet365 DeChambeau Boost Exclusive: 04:40; Last Week - Lowry - So close BUT yet so far: 07:31; 2025 PGA Championship Start: 19:44. Steve's 2025 PGA Championship Betting Preview: 2025 pga championship tips quail hollow strokes gained rankings We have a new set of Golf Betting System bookmaker guides, highlighting current 2025 sports accounts. boylesports bonus code betfred bonus code betfred50 ladbrokes promo code ladbrokes sign up offer coral bonus code coral sign up offer bet365 bet 10 get 30 bet365 bonus code william hill promo code 2025 william hill sign up offer t60 unibet bonus code All offers are for new customers, 18+ Most Viewed Pages https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ https://www.golfbettingsystem.co.uk/william-hill-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.
Subscribe to the ECB newsletter: https://newsletter.ecommercecoffeebreak.com/ ---In this episode, we dive into a genius solution for handling open box returns. Brad Sorock, e-commerce veteran and creator of the Shopify app "Returns for Sale," shares how his app helps merchants easily sell returned items at discounted prices. Learn how his unique tool transforms a common e-commerce headache into a revenue opportunity while supporting sustainability by keeping returned products out of landfills.Topics discussed in this episode: Why efficient open box returns matter.How drip pricing optimizes product sales.Why different industries struggle with returns.How seamless Shopify integration simplifies processes.Why customer service is a top priority.How location independence shapes business strategy.Why eco-consciousness drives app development.What challenges exist in marketing the app.Links & Resources Website: https://returnsforsale.com/Shopify App Store: https://apps.shopify.com/returnsforsaleLinkedIn: https://www.linkedin.com/in/brad-sorock-7054a02/Get access to more free resources by visiting the show notes athttps://tinyurl.com/27n38ef9SUPPORT OUR SPONSOR This episode is sponsored by Ahrefs — the all-in-one marketing intelligence platform trusted by SEO professionals, content creators, and digital marketers around the world. Whether you're doing keyword research, checking backlinks, or analyzing competitors, Ahrefs gives you the tools to make smarter marketing decisions.
Target Market Insights: Multifamily Real Estate Marketing Tips
Sandhya Seshadri is the founder of Engineered Capital, a firm focused on helping professionals grow their wealth through commercial real estate and alternative investments. With a background in engineering, an MBA in finance, and a successful career in stock trading, she became financially independent before shifting her focus to real estate. Since 2018, Sandhya has been an active multifamily syndicator and passive investor in multiple asset classes including oil & gas and tech funds, bringing her analytical skill set and passion for tax-efficient investing to her growing investor community. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Sandhya began investing in stocks but transitioned to real estate for better tax advantages and cash flow. She started as a passive investor in multifamily before becoming an active general partner. Rising interest rates reshaped her strategy, leading her to explore oil & gas and technology funds. Passive investing offers the ability to leverage other people's expertise while generating income and appreciation. Asset class diversification and risk tolerance should drive investment decisions, not just projected returns. Topics From Engineering to Investing Started in corporate America but pursued investing to achieve financial independence. Learned to trade stocks and used that income to replace her W-2 job. Discovered real estate as a tax-advantaged strategy after hitting a tax ceiling with stock gains. Why Multifamily and Syndications Skipped single-family due to lack of appreciation and headaches from managing tenants and maintenance. Multifamily appealed due to professional property management, scalability, and the ability to raise capital from investors. Took the “passenger to pilot” approach—starting as an LP, then a co-GP, and finally a lead GP. Shifting the Strategy: From CRE to Alternatives Rising interest rates, property taxes, and insurance costs eroded multifamily cash flow. Pivoted to alternative investments that better suited current market conditions. Launched tech fund offerings for high-upside, long-term appreciation plays. Invested in oil & gas deals offering strong tax advantages and predictable cash flow backed by mineral rights. Carefully vets all deals personally before introducing them to investors. Oil & Gas Investing Explained Buys into mineral rights after oil is confirmed, reducing drilling risk. Returns often include 80% year-one depreciation via K-1 and cash flow within 24 months. No depreciation recapture and potential for 2.5–3x returns over a 7-year period. Great option for high-income professionals seeking tax relief and diversification. Investor Education and Risk Management Every asset class has its risks—invest small first, understand the model, and scale gradually. Focus on understanding the operator, the assumptions behind returns, and aligning with your personal goals. Diversify across asset types, hold periods, and cash flow profiles.
The BIG Picture (Uwe Boll RAW U.S.A.) RETURNS on the Uwe Boll Podcast Network - with Dr. Uwe Boll & Gary Otto - we talk Trump Hollywood Tariffs, Coppola's Megalopolis, First Shift Sequel & More ….
木曜日は、ライムスター宇多丸 & TBS熊崎風斗アナ。 水曜OPの「姉妹映画」話題から、熊崎アナ自身の兄弟姉妹の関係性や幼少期のエピソードについて話しました。 そして、宇多丸さんがゲストで参加する5月23日(金)に行われる「石井隆Returns」先行上映イベントについて話しました。 Learn more about your ad choices. Visit megaphone.fm/adchoices
If you believe the highest goal of investing is simply to earn a high return, you may be overlooking a deeper purpose—how our money can be used for good.As investors, we've been given resources to manage, not just for profit, but in alignment with God's will and values. It's easy to see investing through a purely earthly lens, but God invites us into a much greater story. Today, Robin John joins us to explore that bigger vision.Robin John is co-founder and Chief Executive Officer at Eventide Asset Management, an underwriter of Faith & Finance. He's also the author of the forthcoming book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World.A Vision for Redemptive InvestingEventide's tagline—“Investing that makes the world rejoice”—is more than marketing. It's a biblical conviction inspired by Proverbs:“When the righteous prosper, the city rejoices, but when the wicked perish, there are shouts of joy.” – Proverbs 11:10Righteousness, in this context, refers to those who seek the good of others. The righteous prosper by looking out for the people in the city. But the wicked prosper through exploitation, especially of the poor. That leads to groaning, not rejoicing.For Eventide, investing is about more than avoiding harm. It's about actively investing in companies whose products and practices bring tangible good into the world—serving real needs, not exploiting vulnerabilities.Can You Do Good and Do Well?A common concern among faith-based investors is whether aligning values with investments means sacrificing returns.Romans 12 tells us “not to conform to the patterns of this world but be transformed by the renewing of our minds.” That means we should be willing to make sacrifices if necessary. But that doesn't mean underperformance.Research from the Biblically Responsible Investing Institute, drawing on a 19-year study, compares values-based screening (which excludes companies involved in activities such as abortion, pornography, and tobacco) with the S&P 500 and yields equivalent long-term returns.It's a myth that you must compromise performance to honor your faith. At Eventide, they don't just avoid the bad—we seek out the good.The Ultimate Question, as posed by Bain consultant Fred Reichheld, also found that the most successful companies are those that best serve their customers and employees. Serving people well is good business, and it often leads to long-term outperformance.Why How You Make Money MattersJohn Wesley once said, ‘Make all you can, give all you can, but make all you can without hurting yourself or your neighbor.”Proverbs 1:19 also warns against partnering with those who gain through unjust means. It's not just what we give—it's how we earn that matters to God. Ill-gotten gain is not pleasing to Him.Generosity isn't limited to charitable giving. A teacher choosing to serve children instead of pursuing a higher-paying career is living generously, even without writing a check.The Good InvestorRobin's passion is to see everyday Christians empowered to invest in ways that reflect their values. His upcoming book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World, aims to help believers do just that.The Good Investor doesn't stop at money—it's also a book about purpose and calling. Don't assume your calling means you have to start something new. Many Christians are exactly where God needs them to be. The real challenge is to recognize your work as valuable to God and do it in a way that reflects His goodness.Psalm 1:3 emphasizes that the blessed life is rooted in delighting in God's Word and walking in His ways:“That person is like a tree planted by streams of water...whatever they do prospers.”Robin's new book, The Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World, will be released on July 22 and is available for pre-order now wherever books are sold.This is a must-read for any Christian who wants to rethink investing through the lens of God's Kingdom—and rediscover the purpose and power of their everyday financial decisions.On Today's Program, Rob Answers Listener Questions:I have a 401(k) from my old school district job with approximately $7,000-$8,000 in it. I'm 55 and want to know if I should roll it over into my new company's retirement plan and what I should do with my IRA.I remarried after my first wife passed away. If I die, can my late wife's kids force my new wife out of our house, and how can I protect her?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineEventide Asset ManagementThe Good Investor: How Your Work Can Confront Injustice, Love Your Neighbor, and Bring Healing to the World by Robin C. JohnThe Ultimate Question 2.0: How Net Promoter Companies Thrive in a Customer-Driven World by Fred Reichheld with Rob MarkeyWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Anthony hosts the latest episode of Fantasy MLB Today, "Sir Lance-lot Returns". In the episode, he discusses the three arms he will be streaming on Sunday, including one arm who will be pitching in the big leagues for the first time since 2022. ***Stream of the Day Tracker*** SUBSCRIBE, Rate and Review on Apple and Spotify! Follow us on Twitter: @EthosFantasyBB Follow us on Bluesky: @ethosfantasymlb Join our Fantasy Sports Discord Server: https://discord.gg/jSwGWSHqaV
Join us today as we discuss the pressing issue of returns management within the realm of global supply chains, emphasizing the necessity for businesses to prioritize this area as we approach 2025. Welcome to The Buzz!This week, Scott Luton and special guest host Tony Sciarrotta, Executive Director of the Reverse Logistics Association (RLA) welcome Lars Dzedek, the Global Head of Returns & Circularity at DHL Supply Chain to the show, who shares insights on sustainable and circular logistics, including DHL's commitment to achieving net-zero greenhouse gas emissions by 2050. Listen in to learn more about:The staggering $890 billion in product returns in 2024The need for improved returns management to enhance customer loyalty and reduce costsInnovative strategies such as AI-powered return forecasting and shared infrastructure to optimize returns processing and protect product valueAnd more!Listen in and discover the critical role of leadership and education in advancing circularity and sustainability in global supply chains.Additional Links & Resources:With That Said: https://bit.ly/4jqpYJn Why Reverse Logistics Needs to Be a Priority in 2025: https://bit.ly/436mRAAConnect with Lars on LinkedIn: https://www.linkedin.com/in/larsrdzedek/Learn more about DHL: www.dhl.comConnect with Tony on LinkedIn: https://www.linkedin.com/in/tony-sciarrotta-235570/Learn more about Supply Chain Now: https://supplychainnow.comWatch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-nowSubscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/joinWork with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkWEBINAR- Plug the Leaks: Where You're Losing Money in Shipping (and How to Fix It): https://bit.ly/42iFW0ZWEBINAR- Altium 365: Integrated Supply Chain Management Across the Product: https://bit.ly/4bWSLmaWEBINAR- Cleared for Takeoff: Workforce Development in the Aviation Industry: https://bit.ly/42X4deyThis episode is hosted by Scott Luton and Tony Sciarrotta produced by Trisha Cordes, Joshua Miranda, and Amanda Luton. For additional information, please visit our dedicated show page at: https://supplychainnow.com/buzz-circularity-returns-management-reverse-logistics-1424
Josh Sebo (COO of OfferVault), Adam Young (CEO of Ringba), industry legend Harrison Gevirtz and special guest Matthew Stafford (Founder of Build Grow Scale) discuss:- Scaling & Acquisition Strategies- eCommerce Optimization- How to figure out what your customers really want- Returns aren't losses. They're insights in disguise- Refusing to stop- Pet Niche in eComm- How to grow a business to $10M+ in revenue Follow Us:OfferVault:WEBSITE: https://www.offervault.com/FACEBOOK: https://www.facebook.com/offervaultINSTAGRAM: https://www.instagram.com/offervaultmarketing/TWITTER: https://www.twitter.com/offervaultLINKEDIN: https://www.linkedin.com/company/offer-vault/Adam Young: RINGBA: https://www.ringba.comRINGBA's INNER CIRCLE: https://try.ringba.com/inner-circle/FACEBOOK: https://www.facebook.com/ringbaINSTAGRAM: https://www.instagram.com/adamyoung/TWITTER: https://www.twitter.com/arbitrageLINKEDIN: https://www.linkedin.com/in/capitalistHarrison Gevirtz:INSTAGRAM: https://www.instagram.com/affiliate/LINKEDIN: https://www.linkedin.com/in/harrisongevirtz/Matthew Stafford:BUILD GROW SCALE: https://buildgrowscale.com/INSTAGRAM: https://www.instagram.com/build.grow.scale/LINKEDIN: https://www.linkedin.com/in/matthewstafforddotcom/
Send us a text00:00 - Intro00:07 - Neuralink Raises $500M at $9B Valuation01:01 - Discord Appoints New CEO Amid IPO Speculation01:52 - Last of X debt sold by MStanley03:01 - Glean Raises at $7B Valuation as ARR Tops $100M03:43 - Anthropic Adds Claude Features, Projects $34.5B Revenue by 202704:37 - Epic Games Wins Against Apple, Returns to iOS App Store05:37 - Stripe Enables iOS Developers to Bypass Apple's 30% Fee
Returns are costing retailers nearly $900 billion annually—and the problem is accelerating.In this episode, Sender Shamiss, CEO and co-founder of ReturnPro, joins The Retail Podcast to expose the operational chaos, financial impact, and future-facing solutions around retail returns.We explore why returns are no longer a back-office issue—but a strategic lever that can drive or destroy margin. From brand protection and machine learning to reverse logistics and customer trust algorithms, Shamiss offers a blueprint for how retailers can take control of the returns crisis.Key topics include:Why bracketing and e-commerce are fueling unsustainable return ratesHow forward-thinking brands are reducing return fraudWhat every retail exec should know about post-purchase operationsThe rise of trusted customer algorithms and “keep-it” logicWhy returns policy now dictates customer loyaltyThe coming rise of the Chief Returns OfficerKey topics include:Why apparel and e-commerce are fueling a returns crisisHow retailers can shift from defense to offense on returnsThe role of machine learning in solving returns complexityThe hidden cost of return fraud—and how to fight backWhy clear returns policies are now a key sales driverVisions of a future Chief Returns OfficerEnjoying the conversation?Follow The Retail Podcast and leave a five-star review if you believe smarter retail is the future.
Topics AEW (1:25) [Reading off the matches from Dynamite, MJF still trying to get in the Hurt Syndicate] TNA & NXT (10:25) [Fallout from Stand & Deliver, Joe Hendry popping up at WrestleMania and NXT, Predictions for TNA Rebellion] WWE Main Roster (30:43) [Fallout from WrestleMania, John Cena & Randy Orton one more time, Paul Heyman's New Group forming, Returns to WWE] National Suicide Prevention Lifeline: 1-800-273-8255 Twitter: @My2Podcast Instagram: my2centspodcastg2 Business email: my2centspod@yahoo.com
The Bulletproof Dental Podcast Episode 391 HOSTS: Dr. Peter Boulden and Dr. Craig Spodak DESCRIPTION Peter and Craig discuss dental practice financial management, covering investment psychology, tax implications, and liquidity needs. They explore how dentists can optimize discretionary funds, manage investment risks, and consider practice expansion. The conversation highlights dentists' unique economic position, allowing calculated risk-taking while maintaining stability. They also examine hygienists' role in practice growth, financial expansion strategies, and the importance of understanding cash flow and enterprise value. TAKEAWAYS Investments should be evaluated based on their potential to grow the practice. Taxes are often the largest expense in a dentist's life. Liquidity is crucial for financial security and peace of mind. Understanding the tax code can help dentists minimize their tax burden. The dental profession offers stability and consistent income opportunities. The role of hygienists is crucial for practice growth. Evaluating expansion opportunities requires careful financial analysis. Understanding cash flow is essential for sustainable growth. Investing in your practice is often the best financial decision. Psychological barriers can hinder investment decisions. Dentists should focus on building wealth through their practices. Networking and education are vital for financial success. The Bulletproof Summit offers valuable insights for dental professionals. CHAPTERS 00:00 Introduction 03:11 The Psychology of Investments in Dentistry 05:59 Understanding Taxes as a Major Expense 09:06 The Importance of Liquidity and Financial Security 12:02 Risk and Opportunity in Dentistry 15:02 Evaluating Practice Expansion vs. External Investments 20:41 The Role of Hygienists in Practice Growth 24:50 Financial Strategies for Practice Growth 27:29 Understanding Cash Flow and Returns 32:05 Investing in Your Practice vs. Other Assets 38:56 Preparing for the Future: The Bulletproof Summit REFERENCES Bulletproof Summit Bulletproof Mastermind
Welcome back to the Alt Goes Mainstream podcast.Today's episode dives into the details of product innovation in private markets with a private equity veteran who has helped to pioneer a new investment structure and working with the wealth channel.We sat down at KKR's Hudson Yards office with Alisa Wood, a Partner and Co-CEO of KKR Private Equity Conglomerate LLC (K-PEC).Alisa has been at KKR for over 20 years. She joined the firm in 2003 and is a Partner. She co-leads the firm's innovative private equity open-ended, perpetual vehicles serving as the Co-CEO of KKR Private Equity Conglomerate LLC and as a member of the investment committee for the KKR Private Markets Equity Fund.She was previously the Global Head of the Private Markets and Real Assets Strategies Group and looked after private equity, infrastructure, energy real assets, real estate, impact, growth equity, and customized products.She sits on a number of the firm's management and leadership committees, including the Risk & Operating Committee, the Democratized Private Equity Committee, the ESG Committee, and the Geopolitical Governance Committee.Alisa and I had a fascinating and thought-provoking conversation about private markets and working with the wealth channel. We discussed:Why and how KKR came up with the Conglomerate structure.Why the devil is in the detail when evaluating evergreen fund structures.Why dealflow is essential if a firm wants to have an evergreen strategy.Why education is so critical when working with the wealth channel.How investors can balance evergreens and closed-end funds.The skillsets required to manage evergreen structures.Why culture is so critical when building a high-performing and consistent investment business.The role that private markets can play in a portfolio and why that matters in today's markets.Thanks Alisa for coming on the podcast to share your wisdom and expertise on private markets.Subscribe to Alt Goes Mainstream to receive the weekly newsletter every Sunday and all of AGM's podcasts.A word from AGM podcast sponsor, Ultimus Fund SolutionsThis episode of Alt Goes Mainstream is brought to you by Ultimus Fund Solutions, a leading full-service fund administrator for asset managers in private and public markets. As private markets continue to move into the mainstream, the industry requires infrastructure solutions that help funds and investors keep pace. In an increasingly sophisticated financial marketplace, investment managers must navigate a growing array of challenges: elaborate fund structures, specialized strategies, evolving compliance requirements, a growing need for sophisticated reporting, and intensifying demands for transparency.To assist with these challenging opportunities, more and more fund sponsors and asset managers are turning to Ultimus, a leading service provider that blends high tech and high touch in unique and customized fund administration and middle office solutions for a diverse and growing universe of over 450 clients and 1,800 funds, representing $500 billion assets under administration, all handled by a team of over 1,000 professionals. Ultimus offers a wide range of capabilities across registered funds, private funds and public plans, as well as outsourced middle office services. Delivering operational excellence, Ultimus helps firms manage the ever-changing regulatory environment while meeting the needs of their institutional and retail investors. Ultimus provides comprehensive operational support and fund governance services to help managers successfully launch retail alternative products.Visit www.ultimusfundsolutions.com to learn more about Ultimus' technology enhanced services and solutions or contact Ultimus Executive Vice President of Business Development Gary Harris on email at gharris@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.Show Notes00:00 Introduction and Message from our Sponsor, Ultimus01:55 Welcome to the Alt Goes Mainstream Podcast02:07 Introducing Alisa Wood02:14 Alisa Wood's Background and Role at KKR03:48 KKR's Office and Culture06:05 Evolution of Private Equity06:51 Early Days at KKR08:26 Strategic Moves in Private Equity12:41 Managing Evergreen Structures13:58 Operational Complexity in Evergreen Funds16:59 Deal Flow and Investment Strategies21:37 Institutional vs. Individual Investors23:44 Sales Cycle and Investor Relations26:35 Employee Equity and Financial Literacy29:41 Evolution of Private Equity Value Creation30:17 Human Capital and Leadership30:57 Building Community at Scale31:59 The Importance of Returns and Connection32:21 Building Community Through Hard Topics32:46 Best in Class Advisors and Community Building33:14 Shifting Business Strategies at KKR33:47 The Role of Chief Economist and Macro Issues34:24 Learning from Mistakes and Evolving35:52 Integrating Resources for Better Investment Decisions38:08 Strategic vs. Tactical Approaches38:28 The 40-30-30 Framework38:52 Challenges in Public and Private Markets39:25 The Importance of Controlling Investments39:51 Changing Market Correlations and Returns40:47 The Complexity of Private Market Choices41:45 The Role of Large Managers in Evergreens44:42 Family-Owned Businesses and Evergreen Structures47:58 Success in the Wealth Channel49:40 Balancing Illiquidity and Investment Opportunities50:05 The Psychology of Evergreen Investments52:51 Growing the Evergreen Business54:53 The Next Big Innovation: 401k Integration55:42 The Importance of Education and Community56:10 Defining Private Equity and Industry Standards57:23 The Role of Trade Associations and Education59:17 The Future of Private Market Investments01:01:23 Real People, Real Money: The Impact of Private MarketsEditing and post-production work for this episode was provided by The Podcast Consultant.
Also available on YouTube: https://youtu.be/XXSr4Po30oYPaid ads are busted. SEO is back but weirder. Gen Z isn't using Google. What now?VC Smriti Jayaraman pulls back the curtain on the Shopify brands building futuristic funnels today. We're talking AI quizzes, voice search, digital oracles, and tech that reads your face to guess your shirt size. It's strange. It's smart. And it works.
In this week's edition of Ask Loral, Loral opens the floor to answer questions from people navigating money, investing, business structure, and long-term wealth building.Whether you're running a cleaning company or just getting your first LLC off the ground, Loral shows how to take what you already have and scale it intentionally and profitably.If you're stuck in that cycle of make → spend → repeat, this episode is your wake-up call to start thinking differently. It's time to shift into “make and invest” mode and start building your own generational wealth.Tune in, take notes, and let this be the start of your next financial breakthrough.Loral's Takeaways:Investing Seven Figures for 12% Returns (01:59)Clarifying Insurance Investment and Structuring Businesses (03:43)Tax Structuring and Business Expansion (05:42)Creating Wealth with Limited Income (10:38)Investment Strategies for Long-Term Wealth (12:50)Transitioning to Philanthropy and Business Consultation (17:58)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up:
In this classic swirl of candor, humor, and financial sense, Don and Tom tackle the human habit of financial foolishness—from betting big on speculative ETFs to ignoring global diversification. They call out the irony of investment products like ELON, roast the current state of the Motley Fool, and offer real-world perspective on international investing, market timing myths, and retirement portfolio design. They even sprinkle in a few thesaurus gems for good measure. 0:04 Welcome and warning: this episode is full of tangents, tomfoolery, and truth 0:48 Netflix documentary detour: why are people (and investors) so dumb? 2:01 International investing: why people ignore it and why that's… dumb 3:49 U.S. vs international returns in early 2025—surprise! It's not all about the S&P 5:16 Market irony and the value of global diversification 6:09 A disappointing turn from The Motley Fool (and a very public grudge) 6:59 Enter the ELON ETF—double Tesla, short Ford, and down 64% 9:41 What happens when leverage meets marketing in the worst way 11:10 A $750K fund that made… $675 in fees. Yep. 11:57 Foolish investor behaviors: feelings ≠ foresight 13:37 The (simple) path to real investing: low-cost, tax-efficient, diversified portfolios 14:28 Punchline investing: don't be a dunce—be global, be patient 15:52 Listener Q: Is my mix of S&P 500, TDFs, and Roth diversification enough? 17:26 Portfolio allocation advice: stock/bond mix first, account strategy second 19:28 Suggestion: get a professional plan before retirement 20:00 Buffered ETFs: what they are, why they're pricey, and why they disappoint 23:22 Returns reality check: buffered funds vs plain S&P 500 24:47 The big lie of hedged products—"all the upside, none of the risk" 25:19 Wrapping up with more Q&A, grandkids, and international call jokes 29:33 Tom's latest investment: soccer team ownership (yes, really) Learn more about your ad choices. Visit megaphone.fm/adchoices
DOCTOR WHO RETURNS W/ A NEW COMPANION!! Choose Your Doctor with our NEW Doctor Who-inspired T-Shirt at https://www.rejectnationshop.com/ Doctor Who Full Series Watch Alongs at: https://www.patreon.com/thereelrejects With the latest season of the Disney+ / BBC crossover underway, Greg & John REUNITE to give their Doctor Who Series 2 (or 15) Recap, Commentary, Analysis, & Spoiler Review!! Visit https://www.liquidiv.com & use Promo Code: REJECTS to get 20% off your first order. In Russel T. Davies' "The Robot Revolution," Ncuti Gatwa's 15th Doctor RETURNS for another spate of Wibbly Wobbly, Timey Wimey adventures as he collides with a familiar face in newest companion, Belinda Chandra (Varada Sethu - Andor, Jurassic World: Dominion), a nurse kidnapped by robots from outer space after a mishap surrounding a personalized star certificate... The Doctor embarks on an epic intergalactic quest to free the citizens of MissBelindaChandra & get his new friend back home to Earth in one piece, but as with most things in the WhoNiverse, it looks as though that may be much easier said than done... The new season picks up after the Doctor's adventures with Ruby Sunday & the Joy to the World Christmas special and promises a host of whimsical adventures into both the distant future & recent past. Can the Doctor return Belinda Chandra safely home? And why does she bear such a striking resemblance to BOOM's Mundy Flynn?? Join Greg & John on the TARDIS and find out!!! Intense Suspense by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/... Support The Channel By Getting Some REEL REJECTS Apparel! https://www.rejectnationshop.com/ Follow Us On Socials: Instagram: https://www.instagram.com/reelrejects/ Tik-Tok: https://www.tiktok.com/@reelrejects?lang=en Twitter: https://x.com/reelrejects Facebook: https://www.facebook.com/TheReelRejects/ Music Used In Ad: Hat the Jazz by Twin Musicom is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Happy Alley by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/... POWERED BY @GFUEL Visit https://gfuel.ly/3wD5Ygo and use code REJECTNATION for 20% off select tubs!! Head Editor: https://www.instagram.com/praperhq/?hl=en Co-Editor: Greg Alba Co-Editor: John Humphrey Music In Video: Airport Lounge - Disco Ultralounge by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Ask Us A QUESTION On CAMEO: https://www.cameo.com/thereelrejects Follow TheReelRejects On FACEBOOK, TWITTER, & INSTAGRAM: FB: https://www.facebook.com/TheReelRejects/ INSTAGRAM: https://www.instagram.com/reelrejects/ TWITTER: https://twitter.com/thereelrejects Follow GREG ON INSTAGRAM & TWITTER: INSTAGRAM: https://www.instagram.com/thegregalba/ TWITTER: https://twitter.com/thegregalba Learn more about your ad choices. Visit megaphone.fm/adchoices
When we experience buyers remorse about an item, what do we do? We return it. Either in store, or through the mail. But what happens to those products after we send them back? Surely they're repackaged and restocked, right? In a lot of cases, no. Many vendors aren't equipped to process those returns, and they can end up being sold in bulk at a loss, or worse, dumped in a landfill.Sender Shamiss has made it his mission to prevent that from happening. He's the co-founder and CEO of ReturnPro, a global reverse logistics platform that works with the world's largest retailers and vendors to solve the significant problem of merchandise returns. Today, we discuss the complexity of restocking returned items, the prevalence of fraud in merchandise returns, and how ReturnPro leverages innovative tech solutions to lessen that nearly 900-billion-dollar burden on the retail industry. Highlights:What happens to returned items? (3:14)Why have retailers ignored the issue? (7:18)ReturnPro's services (8:56)Working with big and small retailers (10:57)Recovering value from returns (13:27)The role of tech (16:22)Returns ending up in landfills (19:02)The impact of tariffs (22:08)Links:Sender's LinkedInReturnPro LinkedInReturnPro WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, marion@lowerstreet.co.
Episode 348 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Masters Tournament at Augusta National. Golf Betting System EXCLUSIVE bet365 Bet Boost - Rory McIlroy Boosted to 15/2 with bet365 Price correct at time of podcast record. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering. New Customers only. Bet £10* & Get £30* in Free Bets. Sign up, deposit between £5 and £10 to your account and bet365 will give you three times that value in Free Bets when you place qualifying bets to the same value and they are settled. Free Bets are paid as Bet Credits. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply. Registration required. Claim Offer Here We talk 2025 Golf Betting System Majors Competition sponsored by bet365 - entry details and comp rules are here. For Masters Tournament research, read Steve's masters tips guide. Listeners should visit Golf Betting System for the best golf betting tips coverage. Intro: 00:30; Golf Betting System bet365 McIlroy Boost Exclusive: 02:26; bet365 Sponsored 2025 Majors Competition: 03:49; Last Week - Barry Receives the Keith Mitchell Treatment: 08:22; 2025 Masters Start: 14:43. Steve's 2025 Masters Betting Preview: masters tips 2025 masters strokes gained rankings We have a new set of Golf Betting System bookmaker guides, highlighting current 2025 sports accounts. boylesports new customer offer betfred promo code ladbrokes promo code ladbrokes sign up offer coral bonus code coral new customer offer bet365 30 free bet bet365 bonus code 2025 william hill bonus code betvictor new customer offer unibet promo code All offers are for new customers, 18+ X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.
J Darrin Gross I'd like to ask you, Steve Austin, what is the BIGGEST RISK? Steve Austin That's a good question, I think right now for specifically for us, there's a tremendous uncertainty around the future tax policy. There's a lot of talk about, you know, closing the IRS and putting in tariffs, and so there's a lot of speculation and and stuff swirling around right now. So I think that presents a significant risk to us, but, but just, you know, kind of getting away from, you know, the regulatory risk, you know, I think, for for anybody who's out there in business, in in particular, raising investor capital right now, the, I think the biggest risk is, is just, you know, are you able to build a repeatable, scalable process in your business, you know? So for us, that's, you know, how do we source deals? How do we underwrite deals? How do we close deals, you know, what? What are the right structures for the deals, you know, and kind of systematizing that is, is kind of my view of risk mitigation from from a business perspective, because, you know, at the end of the day, investors, you know, they have a lot of options with their money, and you know what, what you're asking them to do is to trust that you have the right process to consistently, you know, generate. Returns. And you know, my answer to that is often risk management. You know, to your point, you know you can, you can avoid a lot of risk just by being cautious in, you know, not using a lot of leverage and debt and things like that. So, you know, we while, while taxes are a component of what we do, you know, we're also trying to generate returns, you know, without a lot of risk. You know, a lot of lot of folks refer to that as risk adjusted returns, right? And you know, so when you're buying buildings debt free, it certainly gives you a much wider, you know, birth to operate in, in my opinion, https://www.revitalizationunlimited.com/
AI Lies, Penguin Arbitrage, and a $11 Trillion Stock Market Meltdown! Saturday Night Live roasted it, Margaret Brennan floundered as Howard Lutnick laughed off the cardboard charts listing countries in chaotic order, imaginary tariffs —featuring tariffs on an uninhabited penguin paradise called Herd and McDonald Island Is a $11 trillion stock market nosedive the beginning of recession, stagflation, or just a hidden agenda — whose agenda? Trump Gets Republicans to Cheer Taxes and Democrats to Oppose TaxesRand Paul says the tariff scheme isn't just a tax hike—it's a dictatorial power grab masquerading as an “emergency”.ChatGPT Unleashes Fake Receipts, Phony IDs — will this be used for a sinister push toward digital IDs and biometric chains?History Rhymes: Trump was BigPharma Best Salesman Ever — Now It's a Different Snake Oil as Ventilator King, Peter Navarro, Returns to Smother the EconomyWhat Bananas and Right-Hand Drive Cars Tell Us About Trade Deficits That Trump Won't Admit1:10:27 LIVE comments from audience and new lawfare against the show in the form of specious claims about trademark infringement vs parody Letters from audience: RFKj goes above and beyond to praise MMR and create measles panic, rise of the robots, and more Covenant or Genocide: Bible Believers Battle Claims in a War of Faith and FreedomExplosive tensions ignite as a staunch David supporter clashes with critics over Israel's status!How do believers and non-believers see principles or politics?Peace in the land or a piece of land?The Houthi War Doesn't Make America Great — or Safe Another Reaper drone ($30 MILLION each) is shot down so Trump shows a “victory” kill. Was it a terrorists training or civilian religious meeting? Who do we believe? What's the purpose of this war? John Kiriakou, CIA whistleblower, on the drone wars. From Obama to Trump, presidents are “really good at killing” David Stockman on the economic and national security insanity of this warCIA has its terrorist surrogate, Al Qaeda (and its aliases) and Netanyahu has his own — Hamas QatarGate, the scandal the US media won't talk about but Israeli media will A First: 73% of People Picked AI as Human — Over Real Humans in a Blind Test ChatGPT's latest triumph in the Turing Test proves it's more charming than your average Joe, while Elon Musk's Neuralink drills into desperate quadriplegics' brains, promising miracles with a sinister Antichrist vibe. From screw-top surgeries to wheelchair woes, the tech titan's dystopian Neuralink dreams and his $100M XPRIZE lunacy—ripping CO2 from the air despite its planetary perksIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHTFor 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
AI Lies, Penguin Arbitrage, and a $11 Trillion Stock Market Meltdown! Saturday Night Live roasted it, Margaret Brennan floundered as Howard Lutnick laughed off the cardboard charts listing countries in chaotic order, imaginary tariffs —featuring tariffs on an uninhabited penguin paradise called Herd and McDonald Island Is a $11 trillion stock market nosedive the beginning of recession, stagflation, or just a hidden agenda — whose agenda? Trump Gets Republicans to Cheer Taxes and Democrats to Oppose TaxesRand Paul says the tariff scheme isn't just a tax hike—it's a dictatorial power grab masquerading as an “emergency”.ChatGPT Unleashes Fake Receipts, Phony IDs — will this be used for a sinister push toward digital IDs and biometric chains?History Rhymes: Trump was BigPharma Best Salesman Ever — Now It's a Different Snake Oil as Ventilator King, Peter Navarro, Returns to Smother the EconomyWhat Bananas and Right-Hand Drive Cars Tell Us About Trade Deficits That Trump Won't Admit1:10:27 LIVE comments from audience and new lawfare against the show in the form of specious claims about trademark infringement vs parody Letters from audience: RFKj goes above and beyond to praise MMR and create measles panic, rise of the robots, and more Covenant or Genocide: Bible Believers Battle Claims in a War of Faith and FreedomExplosive tensions ignite as a staunch David supporter clashes with critics over Israel's status!How do believers and non-believers see principles or politics?Peace in the land or a piece of land?The Houthi War Doesn't Make America Great — or Safe Another Reaper drone ($30 MILLION each) is shot down so Trump shows a “victory” kill. Was it a terrorists training or civilian religious meeting? Who do we believe? What's the purpose of this war? John Kiriakou, CIA whistleblower, on the drone wars. From Obama to Trump, presidents are “really good at killing” David Stockman on the economic and national security insanity of this warCIA has its terrorist surrogate, Al Qaeda (and its aliases) and Netanyahu has his own — Hamas QatarGate, the scandal the US media won't talk about but Israeli media will A First: 73% of People Picked AI as Human — Over Real Humans in a Blind Test ChatGPT's latest triumph in the Turing Test proves it's more charming than your average Joe, while Elon Musk's Neuralink drills into desperate quadriplegics' brains, promising miracles with a sinister Antichrist vibe. From screw-top surgeries to wheelchair woes, the tech titan's dystopian Neuralink dreams and his $100M XPRIZE lunacy—ripping CO2 from the air despite its planetary perksIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHTFor 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.
Barret Brown Returns (March 2025)After a series of escapades both online and off that brought him in and out of 4chan forums, the halls of power, heroin addiction, and federal prison, Barrett Brown is a free man. He was arrested for his part in an attempt to catalog, interpret, and disseminate top-secret documents exposed in a security lapse by the intelligence contractor Stratfor in 2011. An influential journalist who is also active in the hacktivist collective Anonymous, Brown recounts exploits from a life shaped by an often self-destructive drive to speak truth to power. With inimitable wit and style, palpable anger and conviction, he exposes the incompetence and injustices that plague media and politics, reflects on the successes and failures of the transparency movement, and shows the way forward in harnessing digital communication tools for collective action.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.
Episode 347 - The 2025 Masters is pretty much with us! Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf walk you through the 2025 Masters. How will Augusta National play, key player skills to be a winner, tournament trends, can anybody beat Scheffler or McIlroy? Plus some names to consider a bet on. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering. New Customers only. Bet £10* & Get £30* in Free Bets. Sign up, deposit between £5 and £10 to your account and bet365 will give you three times that value in Free Bets when you place qualifying bets to the same value and they are settled. Free Bets are paid as Bet Credits. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply. Registration required. Claim Offer Here We talk 2025 Golf Betting System Majors Competition sponsored by bet365 - entry details and comp rules are here. For Masters Tournament research, read Steve's masters tips 2025 guide. Listeners should visit Golf Betting System for the best golf betting tips coverage. Intro: 00:30; @RoadHole Listener Review: 01:37; Masters 2025 Research Chat: 03:20; bet365 Sponsored 2025 Majors Competition: 01:15:54. masters strokes gained rankings We have a new set of Golf Betting System bookmaker guides, highlighting current 2025 sports accounts. boylesports new customer offer betfred promo code ladbrokes bonus code ladbrokes sign up offer coral promo code coral new customer offer bet365 30 free bet bet365 bonus code william hill bonus code betvictor new customer offer unibet promo code All offers are for new customers, 18+ Check out our new most golf each way places page Steve Bamford provides pga tips across the whole of 2025 Let us talk you through the bet365 each way extra + bet365 golf each way places X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.
Are 100x multiples achievable in Water Tech when no-one ever reached 10x? Peter Yolles (Echo River Capital) believes so... and he's on track to prove it!How? Listen to this!More #water insights? Connect with me on Linkedin: https://www.linkedin.com/in/antoinewalter1/
Want to see what you may be overlooking in your finances? Discover your biggest opportunities in just 15 questions with my Financial Assessment. ----- Markets are unpredictable in the short term, but history tells us that the long-term trend is clear. Sam Ro, author of the TKer newsletter, joins me at the New York Stock Exchange to discuss the key principles that investors should keep in mind, regardless of daily market noise. We explore the fundamental drivers of stock market returns, the importance of earnings, and the real risks that investors should focus on. Listen now and learn: ► Why the long-term is undefeated in investing ► The reality of market volatility and short-term drawdowns ► How earnings drive stock prices over time ► Why the biggest risks are often the ones no one is talking about Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions. (03:39) Understanding Market Noise and Long-Term Investing (09:36) Embracing Market Volatility as the Cost of Long-Term Returns (13:09) Why Investors Rarely Get ‘Average' Returns (16:15) The Key Driver of Stock Prices: Earnings (21:24) Index Turnover: How the Market Evolves Over Time (24:53) Valuations Matter, But Timing Is Tough (27:25) U.S. vs. International Stocks: A Shifting Landscape (30:42) The Stock Market and the Economy Are Not the Same (33:12) The Real Risks Are the Ones No One Sees Coming Disclosures: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here: https://peterlazaroff.com/disclosure-info
Jeremy found it quite frustrating to return the numerous items of clothing his wife had purchased. At the same time, Josh accidentally washed his couch cushions, causing them to shrink. He tried everything possible to stretch them back to their original size so they would fit properly again.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE
Episode 346 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Valero Texas Open on the PGA Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering. New Customers only. Bet £10* & Get £30* in Free Bets. Sign up, deposit between £5 and £10 to your account and bet365 will give you three times that value in Free Bets when you place qualifying bets to the same value and they are settled. Free Bets are paid as Bet Credits. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply. Registration required. Claim Offer Here We talk 2025 Golf Betting System Majors Competition sponsored by bet365 - entry details and comp rules are here. For Masters Tournament research, read Steve's masters tips guide. Listeners should visit Golf Betting System for the best golf betting tips coverage. Intro: 00:30; Skinny Dimes Listener Review: 01:43; bet365 Sponsored 2025 Majors Competition: 03:30; Last Week - Community Win - Min Woo: 06:34; Valero Texas Open Start: 16:08. Steve's Players Championship Betting Preview: valero texas open tips valero texas open strokes gained rankings We have a new set of Golf Betting System bookmaker guides, highlighting current 2025 sports accounts. boylesports new customer offer betfred sign up offer ladbrokes bonus code ladbrokes new customer offer coral promo code coral new customer offer bet365 promo code bet365 bonus code new account william hill bonus code betvictor new customer offer unibet promo code All offers are for new customers, 18+ Check out our new most golf each way places page Steve Bamford provides pga tips across the whole of 2025 Let us talk you through the bet365 each way extra + bet365 golf each way places X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.
Simeon Seigel tends to write crosswords just like this one - filled with clever and novel clues. We present, as exhibit A, ...105A, Its southernmost point, Pamana Island, is more than 750 miles below the Equator, ASIA (amazing!)106A, Group in "a pension fund", AEIOU (outstanding!)40A, Returns a call, in a way, ECHOES (wow, wow, wo, wo, w, w, ...)In short, a fine crossword, we approve: 5 squares on the JAMCR scale.Show note imagery: Dr. SEUSS (or, phonetically as he originally wanted it pronounced, SOYCE)We love feedback! Send us a text...Contact Info:We love listener mail! Drop us a line, crosswordpodcast@icloud.com.Also, we're on FaceBook, so feel free to drop by there and strike up a conversation!
This episode delves into financial topics such as market volatility, private investments, and portfolio diversification. Aaron, Sam, Brent, and Henry discuss current market conditions, inflation, private equity, and debt, offering insights into investment strategies and opportunities in private markets. Key Takeaways
'Stros baseball RETURNS to our lives tomorrow at Daikin Park LFG!!! AND-Stoerner has a horny reminder for the wife.. Lolol
When we invest our hard-earned money, we naturally seek a financial return—but could there be other rewards as well?Faith-based investing offers more than just financial gains. Today, Finny Kuruvilla joins us to explore the deeper impact of aligning our investments with our values.Dr. Finny Kuruvilla serves as a Co-Chief Investment Officer, Senior Portfolio Manager, and founding member of Eventide Asset Management, an underwriter of Faith & Finance. He holds an M.D. from Harvard Medical School, a Ph.D. in Chemistry and Chemical Biology from Harvard University, a master's degree in Electrical Engineering and Computer Science from MIT, and a bachelor's degree from Caltech in Chemistry.Common Objections to Faith-Based InvestingIndeed, Christians might have different views on some of these, but here are three of the most common that Finny hears consistently:Objection 1: “I'm not responsible for the actions of the companies I invest in.”Many investors assume that purchasing stocks or mutual funds does not connect them to a company's actions. However, investing is ownership. When you purchase shares in a company—whether publicly traded or private—you become a partial owner.If you owned a small business and that business engaged in unethical practices, it would reflect on you. The same principle applies to publicly traded companies. As shareholders, we are tied to the actions and values of the companies we invest in.Objection 2: “What difference can I make? These companies are too big.”Some argue that individual investors cannot influence large corporations. However, history shows that even a small percentage of engaged investors can shape corporate values—just like voting in an election, where small margins can determine the outcome.Through shareholder engagement, faith-driven investors can influence corporate decision-making. Large companies respond to shareholder resolutions, and when values-aligned investors unite, they can steer businesses toward ethical practices.Objection 3: “Faith-based investing means I'll underperform financially.”A common concern is that limiting investment choices to faith-aligned companies will lead to lower returns. However, research suggests otherwise.Companies with strong ethical foundations—those that treat employees well, operate with integrity, and provide valuable goods and services—tend to outperform over the long term. Businesses that exploit customers or employees may see short-term gains but often struggle in the long run. Faith-based investing is not just morally sound—it's also financially strategic.The Three Benefits of Faith-Based Investing 1. Integrity: Investing with a Clear ConscienceThe foundation of faith-based investing is the principle of loving our neighbor. Jesus taught us to treat others as we want to be treated (Luke 6:31), and this applies to business and investing as well.Proverbs 1 warns against pursuing “ill-gotten gain,” or wealth that exploits others. Many mainstream funds include companies engaged in tobacco, gambling, and unethical labor practices.Investing with integrity means choosing companies that:Provide valuable goods and servicesTreat employees fairlyOperate with transparency and ethical leadershipBusiness should be about supplying goods and services—not exploiting people. Faith-based investing ensures that we support businesses that contribute to human flourishing.2. Impact: The Power of Faith-Driven InvestorsOne of the most compelling reasons for faith-based investing is the ability to make a real impact. History provides powerful examples of how Christian investors have shaped industries and social policies.A notable case is the role of Christian investors in ending apartheid in South Africa. In the 1970s, a group of faith-driven investors partnered with Reverend Leon Sullivan to pressure corporations like Ford and General Motors to implement anti-apartheid policies within their workplaces. These shareholder resolutions sparked a domino effect, leading other companies to follow suit.This example demonstrates that investors—when united and strategic—can drive significant cultural and ethical change. Today, faith-driven investors have opportunities to:Encourage companies to uphold biblical values in business operationsAvoid investing in industries that profit from addiction, exploitation, or human sufferingPromote corporate social responsibility by engaging in shareholder activism3. Performance: Ethical Investing Can Lead to Strong ReturnsMany assume that avoiding certain industries—such as gambling, pornography, or companies that oppose Christian values—means sacrificing returns. However, data suggests that companies with strong ethical principles actually perform better over time.Most investors define total return as:Share price return + dividend returnHowever, a biblical perspective expands total return to include:Financial return + integrity + impactInvesting in companies that operate with integrity and long-term vision leads to sustainable growth and reduced risk. Ethical companies that treat employees well, focus on quality products, and manage resources wisely often outperform businesses prioritizing short-term profits over long-term stability.How to Get Started with Faith-Based InvestingFor many believers, the idea of faith-aligned investing is a brand-new concept. They strive to honor God in spending, giving, and career choices, but they haven't considered how their investments align with their faith.Here's how to begin:Use screening tools—Many financial platforms provide tools to evaluate how investments align with Christian values. Work with faith-driven investment professionals—Christian financial advisors and fund managers can guide you toward biblically responsible portfolios. You can find a Certified Kingdom Advisor (CKA) when you go to FaithFi.com and click "Find a Professional." Explore faith-based funds—Several firms specialize in faith-aligned investments. Eventide is one of many great options available. To find a complete list of faith-based investment funds and companies, visit faithandinvesting.com/faithfi. Pray for wisdom—Ask God to guide your financial decisions, ensuring that your investments honor Him and advance His kingdom.Faith-based investing is more than a financial strategy—it's a movement. As more believers align their financial decisions with their faith, they contribute to a marketplace that reflects God's heart for justice, integrity, and human flourishing.When investors choose integrity, prioritize impact, and trust that God honors ethical investing, they participate in kingdom work that extends beyond their own lifetime.If you're ready to take the next step, learn more at EventideFunds.com. Faith-based investing isn't just about returns—it's about stewardship that glorifies God and blesses others.On Today's Program, Rob Answers Listener Questions:My wife and I inherited a house from a family member, and it's out of state. We would like to keep it and use it for friends and family, but we don't want to rent it out. What are your thoughts on this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineEventide Asset ManagementWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Welcome Back Duke Front Row Classics is excited to welcome back James Duke Mason this week. Brandon and Duke catch up on everything happening in the last year. They also touch on some of Duke’s grandfather’s (James Mason) best performances. The discussion turns to films like A Star is Born, The Last of Sheila, Lolita … Continue reading Ep. 293- James Duke Mason Returns →
Did you hear about the guy who owned last year's top-performing funds? Yeah, it's too bad he bought them this year, though.There's a lot of evidence to suggest that buying and holding index funds will pay off in the long run. Benji Bailey joins us today to make the case with some impressive numbers.Benji Bailey is Vice President of Investments and Senior Fixed Income Manager at Praxis Mutual Funds, an underwriter of Faith & Finance.The Importance of Indexes in InvestingTo understand index funds, we can view them like guideposts in a national park. Just as signs direct visitors to scenic views and help them stay on the right path, indexes serve as essential benchmarks for investors. These benchmarks, such as the S&P 500 for large-cap stocks or the Bloomberg Aggregate for bonds, allow investors to measure their progress toward financial goals.Without these guideposts, investors risk straying off course, possibly realizing too late that their portfolio has been heading in the wrong direction. Publicly available indexes provide a crucial check-in, ensuring investments align with long-term objectives.Many investors believe they can outperform the market by actively trading stocks. However, research suggests otherwise. A study published in The Journal of Finance found that individuals who frequently traded stocks underperformed compared to those who traded less.Over a six-year period:The market returned approximately 18% annually.Less active traders saw returns of around 16.4%.The most active traders only achieved 11.4%, underperforming by over 6%.This trend highlights the dangers of excessive trading. Warren Buffett summarized it well: “The stock market is designed to transfer money from the active to the patient.” The Bible echoes this wisdom in Proverbs 13:11: “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”Active vs. Passive Mutual FundsA key distinction in investing is the difference between active and passive mutual funds:Active funds: Managed by professionals who handpick a smaller set of stocks, hoping to outperform the market.Passive funds: Designed to mirror an index, holding a broad range of stocks for stable, long-term growth.According to Morningstar, over the past 15 years, only 9% of actively managed large-cap funds outperformed their passive counterparts—meaning 91% of active funds underperformed. This data suggests that passive investing can be a more reliable strategy for many investors.Aligning Investments with Faith ValuesMany faith-driven investors worry that traditional index funds may include companies whose values don't align with their beliefs. Praxis Mutual Funds addresses this concern by screening out companies involved in industries such as:AlcoholTobaccoGamblingAbortion-related businessesHowever, the more companies an investor removes from an index, the greater the potential for volatility in returns. For example, removing just one company from the S&P 500 would have little impact, but excluding half of the index's stocks would significantly increase volatility.Praxis Mutual Funds utilizes an optimized equity index strategy to balance faith-based values with financial performance. Instead of replicating an index, Praxis screens out objectionable companies and uses a software-driven approach to reallocate funds into a diversified mix that closely tracks the market's performance.This method allows faith-based investors to remain aligned with their values without sacrificing reasonable returns.The Role of Patience in InvestingMarket volatility can make investing an emotional challenge. Many investors instinctively buy when the market is high and sell when it's low—precisely the opposite of what leads to long-term success.Historical data shows that the S&P 500 has had an average annual return of around 10% over the past 97 years, but actual yearly returns rarely fall near that average. Investors who stay the course and focus on long-term gains are more likely to benefit from market growth.The Bible encourages this patient approach in Ecclesiastes 11:2: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.” Diversification and patience are essential principles for wise investing.Making a Positive Impact Through InvestingBeyond screening out specific companies, Praxis Mutual Funds takes an active role in making a positive impact through:Proxy voting: Ensuring shareholder influence aligns with faith values.Shareholder engagement: Advocating for ethical corporate practices.Community development investing: Allocating 1% of funds to microfinance and social impact projects.Faith-based investing is about more than avoiding harmful industries; it's also about using investment dollars to create meaningful, Christ-centered change in the world. Whether through index funds or faith-based investment strategies, the goal is to align financial decisions with biblical principles.As Proverbs 21:5 reminds us: “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” A well-planned investment strategy, guided by faith and patience, can lead to lasting financial fruitfulness.For those interested in learning more about faith-based investing, Praxis Mutual Funds provides a wealth of information at PraxisInvests.com.On Today's Program, Rob Answers Listener Questions:As the executor of my deceased relative's estate, do I need to report my role to FinCEN, similar to reporting the controlling party of a company?I'm 85, and I draw Social Security. I used to do side jobs, and when I filed my taxes because of the side jobs, my CPA told me I don't need to file taxes anymore since I'm on Social Security. Now I'm hearing they're talking about cutting taxes on Social Security, so I'm confused. Do I still need to file taxes if Social Security is my only income?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazinePraxis Mutual FundsNeither Poverty nor Riches: A Biblical Theology of Possessions (Volume 7) (New Studies in Biblical Theology) by Dr. Craig BlombergWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
A round-up of the main headlines in Sweden on March 19th 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio Play. Presenter/Producer: Kris Boswell.
The Kongversation is returning with the return RETURN to Returns! Donkey Kong Country Returns HD arrived in mid-January 2025 on the Nintendo Switch while riding a wave of unprecedented momentum for the Donkey Kong series. Still, the port is not without its controversies. Is Returns HD the definitive version of the thrice-released adventure?
Live Entertainment 5 Years After COVID Shutdown, ‘Freestyle Love Supreme’ Returns to NYC Shive and Roman Roy Reunite at Stage Door Since 2016, “Today on Broadway” has been the first and only daily podcast recapping the top theatre headlines every Monday through Friday. Any and all feedback is appreciated:Grace Aki: grace@broadwayradio.com | read more The post Today on Broadway: Thursday, March 13, 2025 appeared first on BroadwayRadio.
Episode 343 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's PLAYERS Championship on the PGA Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering. New Customers only. Bet £10* & Get £30* in Free Bets. Sign up, deposit between £5 and £10 to your account and bet365 will give you three times that value in Free Bets when you place qualifying bets to the same value and they are settled. Free Bets are paid as Bet Credits. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply. Registration required. Claim Offer Here We talk 2025 Golf Betting System Majors Competition sponsored by bet365 - entry details and comp rules are here. For Masters Tournament research, read Steve's us masters betting tips guide. Listeners should visit Golf Betting System for the best golf tips this week coverage. Intro: 00:30; Graham in Memphis Listener Review: 02:07; Last Week - Shaun Norris Break's Our Hearts AGAIN!: 04:15; bet365 Sponsored 2025 Majors Competition: 19:59; Players Championship Start: 22:19. Steve's Players Championship Betting Preview: players championship tips tpc sawgrass strokes gained rankings We have a new set of Golf Betting System bookmaker guides, highlighting current 2025 sports accounts. boylesports sign up offer betfred new customer offer ladbrokes promo code ladbrokes sign up offer coral bonus code coral sign up offer bet365 promo code bet365 new customer offer william hill promo code william hill new customer offer unibet bonus code All offers are for new customers, 18+ Check out our new most golf each way places page Steve Bamford provides pga tour tips across the whole of 2025 Let us talk you through the bet365 each way extra + bet365 golf each way places X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.
Welcome back to the Super Entrepreneurs Podcast! Today, we're diving into private lending and how it's changing the game in real estate. My guest is Ruben Izgelov—an industry expert who's flipped, developed, and financed over $500 million in deals. He's also the co-founder of States Capital and We Lend, helping investors earn solid returns without the headaches of owning property. We're talking about why more investors are ditching traditional banks, how private lending gives you flexibility and speed, and the mindset shifts that fuel massive success. If you've ever wondered how smart investors make money without dealing with tenants or renovations, this episode is for you. Let's get into it! Chapter Stamps: 01:33 The Rise of Private Lending 02:34 Ruben's First Successful Deal 07:47 Challenges and Lessons Learned 08:56 Support System and Recovery 09:59 Confidence and Motivation 10:49 Expanding Horizons 13:22 The Role of Positive Energy 17:13 Capital Stack Explained 21:38 Investor Security in Volatile Times 23:08 Returns and Fees 24:19 Foreign Nationals and Lending 26:16 Conclusion and Final Thoughts Pullout Quotes: "The biggest reason investors come to us? Speed, flexibility, and the ability to close deals that banks won't touch." “I lost about $400,000. I had $6,000 in my bank and was six months behind on rent. That deal in Brooklyn changed my life." “As a private lender, we have the capacity to move very fast. I've had calls on a Sunday saying, ‘I need to close by Tuesday.' And we make it happen." “Being a lender instead of a landlord means you're the last one in, but the first one paid. That's how you protect your money." “If you think good, you will do good. Your energy and mindset create your success." “I don't know how, but I just knew—I'm going to get this deal done. Two weeks later, we made it happen exactly as I envisioned." Social: Website: https://www.welendllc.com/ Linkedin: https://www.linkedin.com/in/rubenizgelov/ Disclaimer: Please be aware that the opinions and perspectives conveyed in this podcast are solely those of our guests and do not necessarily represent the views, ideologies, or principles of Super Entrepreneurs Podcast, its associated entities, or any organizations they represent or are affiliated with. We provide a platform for discussion and exploration, and the content of each episode is understood to be independent expressions from our guests, rather than a reflection of the beliefs held by the podcast or its hosts. Notice to the Super Entrepreneurs community: Before we part, remember to join our Private Facebook group, 'Mindset for Business Success' Here we share mindset wisdom to elevate your life and business LIVE every Tuesday morning(EST), ready for a transformative journey? This group is your key to unlocking potential and achieving business growth. Don't miss out on this incredible free resource. Join us in 'Mindset for Business Success' Today! https://www.facebook.com/groups/mindsetforbusinesssuccess/ The only limits in our life are those we impose on ourselves. Bob Proctor ▬▬▬ Free Clarity Call with Shahid▬▬▬ https://calendly.com/shahiddurrani/free-clarity-call-with-shahid-durrani ________________________________________________________________________ OFFERS: https://zez.am/officialshahiddurrani ▬▬▬ Get my Free Webinar▬▬▬ How to super scale your business to the next level without chasing strategies and feeling stuck https://shahiddurrani.com/registration/ ▬▬▬ Business Funding▬▬▬ https://www.7figurescredit.com/superfunding ▬▬▬ Fund Your Clients▬▬▬ https://join.7figurespartners.com/?a_aid=superfunding ▬▬▬ The TEDx Talk Program▬▬▬ https://info.shahiddurrani.com/tedx ▬▬▬ Professional Investment Ideas Delivered to your Inbox▬▬▬ https://capexinsider.com/insider-newsletter/?orid=90906&opid=94 ▬▬▬ FREE DOWNLOAD Reveals Recession Proof Business▬▬▬ https://www.b2bfundingpartner.com/b2bfree100?a_aid=superfunding&a_bid=1f1eb0a5 ▬▬▬ START-UP INVESTOR READY TO HELP▬▬▬ https://info.shahiddurrani.com/ideas ▬▬▬ How to make $3,493 commissions without doing any selling▬▬▬ https://hop.clickbank.net/?affiliate=superentre&vendor=ambsador ▬▬▬ Stock/Options Trading Academy That Works▬▬▬ https://lddy.no/1gqxb ▬▬▬ Real Estate Investing on Terms! No Credit | No Down payment▬▬▬ https://smartrealestatecoach.com/?sld=super Affiliate Disclaimer: If you buy through one of the links provided, I may receive a commission (without any additional charge to you). @SuperEntrepreneursPodcast @officialshahiddurrani