Podcasts about returns

Episode 399 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Memorial Tournament on the PGA Tour and the KLM Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips this week coverage. For US Open research, read Steve's us open tips guide. Intro: 00:30; Father Brian Oates Runcorn Listener Review: 01:46; Last Week - Henley & Kaneko Win: 03:37; KLM Open Start: 14:54; Memorial Tournament Start: 35:05. steve's memorial tournament tips paul's klm open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports 40 free bet betfred promo code betvictor promo code ladbrokes bonus code ladbrokes sign up offer coral bonus code coral sign up offer bet365 500 free spins bet365 sign up offer unibet bonus code betmgm sign up offer william hill promo code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + ladbrokes golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ https://www.golfbettingsystem.co.uk/william-hill-sign-up-offer/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

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SHABBAT DAY LESSON — PROVERBS 4Teacher: Kerry BattleWHAT WE COVERProverbs 4 reveals the government of the heart.This chapter is not primarily about behavior.It is about rulership.This chapter exposes:wisdominstructionauthorityperceptionlightdarknessdesirethe heartthe pathThe chapter reveals how inward government eventually becomes outward direction.Instruction shapes.Wisdom governs.Retention preserves.Appetite reveals.Perception exposes.The heart rules.The path testifies.Instruction, Wisdom, and Government Proverbs 4:1–13The chapter begins with a father teaching a son.David instructed Solomon.Solomon instructs his son.This section reveals that instruction shapes judgment and wisdom must be crowned.Every heart is a throne looking for a king.Wisdom does not compete for a seat at the table.Wisdom demands the throne.Appetite, Perception, and Direction Proverbs 4:14–19Solomon warns against the path of the wicked.This section reveals how corruption matures.What is tolerated becomes familiar.What becomes familiar loses its danger.What loses its danger eventually gains access.Sin enters as a visitor.Returns as a guest.Stays as a resident.Rules as a master.The chapter teaches that appetite reveals hidden government.The righteous do not merely walk differently.They see differently.The wicked do not merely act differently.They perceive differently.Government determines perception before perception determines behavior.The greatest deception is not believing a lie.The greatest deception is learning to see through one.Guarding the Heart and Revealing the Ruler Proverbs 4:20–27The center of the chapter is:"Keep thy heart with all diligence."The throne is hidden.The river is visible.The mouth announces the ruler.The eyes pursue the ruler.The feet serve the ruler.The path becomes the testimony of the throne.By the time the path reveals a problem, the throne was captured long ago.WHY THIS MESSAGE MATTERSProverbs 4 teaches:instruction shapes judgmentwisdom governs directionretention preserves authorityappetite reveals allegianceperception determines behaviorthe heart governs the lifethe path reveals the rulerThis chapter destroys:self-ruleblind compromiseunchecked appetitessurface religionbehavior-only correctionAnd reveals:the battle for the heart is ultimately a battle for sight.SCRIPTURE REFERENCESProverbs 4Deuteronomy 6:6–7Deuteronomy 32:46Psalm 78:5–7Psalm 119:11Psalm 119:105Proverbs 2:1–6Proverbs 13:20Isaiah 5:20Jeremiah 17:9Matthew 12:34Luke 6:45James 1:22–25James 3Galatians 6:7–8Ezekiel 36:26ABOUT AHAVA ~ LOVE ASSEMBLYWe teach the pure Word of Yahuah. No religion. No traditions. No compromise.Teaching is established by Scripture only: line upon line, precept upon precept, with covenant understanding rooted in the text itself.SUPPORT THE WORK — GIVE VIA ZELLEZelle QR available at: ahavaloveministry.comZelle only.FINAL WORDEvery life is a kingdom.Every kingdom has a throne.Every throne has a ruler.Every ruler eventually becomes visible.The heart determines the ruler.The ruler determines perception.Perception determines direction.Direction determines path.Path reveals ruler.What sits upon the throne of the heart eventually rewrites reality in its own image.Guard the heart with all diligence, because whoever captures the heart eventually captures the life.FINAL HEART CHECKWho is ruling your heart?Who taught you to see?What appetite is revealing your ruler?What perception is quietly directing your path?What ruler is your life already revealing?

Amazon upgrades customer service to better support sellers, new AI-powered sponsored brands collections, and Walmart Q1 sales grow more than 20%. These and more buzzing news on this week's episode! We're back with another episode of the Weekly Buzz with Helium 10's Manager of Education and Strategy, Carrie Miller. Every week, we cover the latest breaking news in the Amazon, TikTok Shop, Walmart, and E-commerce space, talk about Helium 10's newest features, and provide a training tip for the week for serious sellers of any level.   Upgrades to Customer Service by Amazon help sellers save time and reduce refunds https://sell.amazon.com/blog/announcements/upgrades-to-customer-service-by-amazon New Feature Alert! Helium 10's new Category Reviews and Returns feature uses Amazon's official Selling Partner API to display category-level review topics and return reasons, helping sellers understand what customers like and dislike, and why products are being returned. Sellers can use these insights during product research or listing optimization to compare them with top-category products, identify major pain points, and reduce returns before they become a bigger issue. Scale product discovery with AI-powered Sponsored Brands collections https://advertising.amazon.com/en-us/resources/whats-new/sponsored-brands-collections/ Walmart online sales in Q1 grow more than 20% for fifth straight quarter https://www.digitalcommerce360.com/article/walmart-online-sales/ Protect your shipments from U.S. Customs holds with AGL https://sellercentral.amazon.com/seller-news/articles/QVRWUERLSUtYMERFUiNHRFpHSEZNMkRHSEFNUEtC Walmart, Instacart, and others see ecommerce delivery race as a revenue opportunity https://www.emarketer.com/content/walmart-instacart-stord-ecommerce-delivery-race-revenue-opportunity Before we wrap up, one last thing for all of you getting ready for Prime Day. We have a Prime Day Prep Checklist that's packed with ideas, strategies, and action items to help you make this your biggest Prime Day yet.   We'll drop the link below so you can download it, go through the checklist, and start optimizing while there's still time. Whether it's your listings, keywords, promotions, inventory, or advertising strategy, this checklist is designed to help you get prepared and maximize your sales during one of the biggest shopping events of the year. Get the Prime Day Prep Checklist: https://pages.helium10.com/2026-prime-day-checklist    That's all we have for this week's Weekly Buzz. Thanks so much for watching, and we'll see you again next week to see what's buzzin'.   In episode 525 of the AM/PM Podcast and Weekly Buzz, Carrie talks about: 00:00 - Introduction 00:42 - Amazon Upgrades Customer Service 02:59 - See Why Customers are Returning Products Before They Hurt Your Business 11:24 - New AI-Powered Sponsored Brands Collections 13:08 - Walmart Online Sales Continue to Grow 15:14 - TikTok Product Finder & Hot Videos Tool 18:45 - Protect Shipments from US Customs Holds with AGL 21:01 - The Delivery Speed Race is On Enjoy this episode? Want to be able to ask questions to Leo Sgovio live in a small group with other 7 and 8-figure Amazon sellers?  Join the Helium 10 Elite Mastermind and get quarterly workshops, monthly training, and networking calls with Leo at h10.me/elite Make sure to subscribe to the podcast on iTunes, Spotify, or wherever you listen to our podcast!

Own Your Results. Own the Returns. Why the Smartest Accredited Investors Are Going All-In on Hotels.   In this episode of Abundance Mindset, Vinney "Smile" Chopra joins co-host Gualter Amarelo for a raw, real, and revelation-packed conversation about what it truly means to OWN your results — in business, in investing, and in life.   Vinney pulls back the curtain on his personal pivot from 7,500+ multifamily units to a laser focus on hospitality — and why he believes hotel rooms are apartment units on steroids.   Here's why: unlike a 12-month lease, a hotel "lease" is signed every single night — with up to five different price points depending on supply, demand, and local events. When a big concert or conference hits your market, your nightly rate can 4X overnight. That's a level of dynamic cash flow multifamily simply cannot match.   In this episode, you'll discover:  

This week's episode I cover the ongoing war in Iran because Israel says so.The Butlerian Jihad against data centersThe Bondi-monster Returns!"Teen" takeovers means new taxesMike Johnson can't make ends meet with $174k a year.Danhausen Cursed the Cavaliers!

Episode 398 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Charles Schwab Challenge on the PGA Tour and the Austrian Alpine Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips this week coverage. For US Open research, read Steve's us open betting tips guide. Intro: 00:30; Russell Jordan in UK Listener Review: 02:04; Last Week - Clark Putts His Way to Win at 45/1: 04:07; Charles Schwab Start: 17:33; Austrian Alpine Start: 48:32. steve's charles schwab challenge tips paul's austrian alpine open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betvictor promo code ladbrokes bonus code ladbrokes sign up offer coral bonus code coral sign up offer bet365 500 spins bet365 sign up offer unibet bonus code betmgm sign up offer uk william hill bonus code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour betting tips across the whole of 2026 Let us talk you through the bet365 each way extra + coral golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/william-hill-promo-code-golf/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

In this episode, the crew dives into the “withdrawer” role in relationships and how rigid, all-or-nothing responses can quietly create disconnection. They unpack why withdrawers often appease, shut down, or avoid conflict altogether — not because they don't care, but because disappointing their partner feels intolerable. The conversation explores healthier alternatives to passive or rigid boundaries, including slowing down, using buffer statements, getting curious, and learning how to tolerate discomfort without punishing each other. Main Talking Points: All-Or-Nothing Thinking Passive Boundaries Buffer Statements Tolerating Disappointment Vulnerable Curiosity Flexible Responses  Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! Rhythm - Get 15% off + Free shipping the world's easiest at home blood testing ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Tanasi - Use code “relationship" for 25% off your first order. Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Step inside a 1980s Kentucky department store as Kayla Rae Whitaker shares the family secrets and ambition behind her novel Returns & Exchanges. Book Gang welcomes acclaimed author Kayla Rae Whitaker to discuss her much-anticipated new novel, Returns & Exchanges. Whitaker's immersive storytelling and meticulous research bring the 1980s era and its consumer culture to vibrant life. Set in Kentucky during the 1980s, this sweeping family drama follows Fred and Fran, a couple whose rags-to-riches ascent as department store owners brings both fortune and unexpected turmoil. As their business thrives, the family's personal lives become increasingly complicated in this messy family saga. Through multiple perspectives and intricate subplots, the novel explores themes of identity, desire, mental health, and the complexities of the American dream in this page-turning story. In this warm and insightful conversation, we discuss:

Niptech Podcast en Live au CAH à Lausanne le 30.06 avec l'auteur OLIVIER CLERC https://boutique.cah.ch/products/niptech-presente-au-dela-des-4-accords-tolteques-avec-olivier-clerc NEWS Google IO 2026 I/O '26 Recap: Everything You Need to Know https://youtu.be/tfx2CjqtCUI?si=oeDStHv9aocCrM_7 Introducing Gemini Omni https://blog.google/innovation-and-ai/models-and-research/gemini-models/gemini-omni/ Gemini Spark Your 24/7 personal AI agent. https://gemini.google/overview/agent/spark/ Google Pics https://workspace.google.com/products/pics/ A new era for AI Search https://blog.google/products-and-platforms/products/search/search-io-2026/ Google Antigravity @ I/O 2026 https://www.antigravity.google/blog/google-io-2026 'Ask YouTube' brings AI-powered conversational search to video, adds Gemini Omni to Shorts https://techcrunch.com/2026/05/19/ask-youtube-brings-ai-powered-conversational-search-to-video-adds-gemini-omni-to-shorts/ Intelligent eyewear is coming this fall https://blog.google/products-and-platforms/platforms/android/android-xr-io-2026/Apple Apple's AirPods with cameras for AI are apparently close to production https://www.theverge.com/tech/926376/apple-airpods-cameras-ai-production Apple plans to make iOS 27 a Choose Your Own Adventure of AI models https://techcrunch.com/2026/05/05/apple-plans-to-make-ios-27-a-choose-your-own-adventure-of-ai-models/ Apple serait en discussion avec Intel, big if true https://www.wsj.com/tech/apple-intel-have-reached-preliminary-chip-making-agreement-69eb9370 John Ternus to become Apple CEO as of 01.09.2026 https://www.apple.com/newsroom/2026/04/tim-cook-to-become-apple-executive-chairman-john-ternus-to-become-apple-ceo/ Rebellion against AI ? Ex-Google CEO Eric Schmidt booed after AI remarks at Arizona commencement https://www.theguardian.com/us-news/2026/may/18/eric-schmidt-ai-university-commencement-speech-booed The American Rebellion Against AI Is Gaining Steam https://www.wsj.com/tech/ai/the-american-rebellion-against-ai-is-gaining-steam-94b72529?mod=e2tw Inspiration#EVENT :: Niptech Explore - Olivier Clerc 30.06 à Lausanne https://boutique.cah.ch/products/niptech-presente-au-dela-des-4-accords-tolteques-avec-olivier-clerc #TV :: Legends https://www.imdb.com/title/tt33265765/ #BOOK :: La Société ouverte et ses ennemis par Karl Popper https://fr.wikipedia.org/wiki/La_Soci%C3%A9t%C3%A9_ouverte_et_ses_ennemis #PODCAST :: Krishna Rao - Anthropic's CFO on Compute, Scaling to $30B ARR, and the Returns to Frontier Intelligence - [Invest Like the Best, EP.472] https://open.spotify.com/episode/5aqjRClzztuVmXEdGz281O #QUOTE :: "When you're in your head, you're dead" Tony Robbins Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

In this first episode of the new COMEBACKS series, I spoke with my longtime friend Jessica Murnane about reinvention, knowing when to move on, and why I tend to linger in the past too long. We talk about creative pivots, grief around letting go, and starting again—without forcing it. Jess shares how she's built multiple careers, moved cities, why she's not nostalgic, and the simple question she always comes back to when she's stuck: What are you waiting for? Let us know if you listen. Key Insights:  Starting something new can be the fastest way to let go of something old. Reinvention isn't always strategic—it's often a gut feeling that it's time to move on. Lingering (in careers, relationships, identities) is often about fear, not timing. Nostalgia can keep us stuck. Success isn't recognition or fame—it's often feeling financially and emotionally steady. Movement is one of the best ways to shift your mental state when stuck, even just a few minutes. Aging narratives are mostly cultural noise—you don't have to opt in. And extremely boring. Show Notes / Resources / Mentions: Katie's Substack | IG: @letitouttt + @katiedalebout | Zine shop is here!Inside + Outside with Jessica Murnane Subscribe on Spotify, Apple Podcasts, or your favorite podcast player! If you liked this episode, try this one from the archive: The Art of Tending: Kerrilynn Pamer, Founder of CAP Beauty, Returns

In Episode 225, Sarah and Catherine of Gilmore Guide to Books catch up on the 12 new releases they shared in the Spring 2026 Book Preview, now that they've read them — or at least tried to!  They share their reading stats and discuss which books worked and which didn't…and why.   This post contains affiliate links through which I make a small commission when you make a purchase (at no cost to you!). CLICK HERE for the full episode Show Notes on the blog. Get the 2026 Summer Reading Guide This year's Summer Reading Guide is bigger than ever — and now available as a full PDF with in-depth write-ups on every book. Here's how to access it: Full PDF Guide (with write-ups): Available to current paying members on Patreon or Substack  Start a free trial (Patreon: 7 days | Substack: 30 days) *Be sure to use the link above to access your free trial on Substack. Free Cheatsheet (no write-ups): Available to everyone on the blog Free Trials close: Friday, May 22 (Memorial Day weekend) When you sign up, you'll also get: 2–3 bonus podcast episodes per month Full back catalog of bonus content Weekly reading updates + more All the details in the recent IMPORTANT DETAILS bonus podcast episode and post. Highlights This time last year, Catherine was rocking a 100% success rate — this year's was "armageddon" Sarah had really successful spring with one 5-star book and only 1 DNF with a total average star rating of 4.15. They name their best and worst books picks for spring! Books We Read Before the Preview April Sarah's Pick The Midnight Show by Lee Kelly and Jennifer Thorne (April 7) | Amazon | Bookshop.org  [3:07]  Spring 2026 Circle Back April Sarah's Picks Into the Blue by Emma Brodie (April 7) | Amazon | Bookshop.org  [8:33]  Leave Your Mess At Home by Tolani Akinola (April 14) | Amazon | Bookshop.org [16:27]  Catherine's Picks American Fantasy by Emma Straub (April 7) | Amazon | Bookshop.org [5:45] Yesteryear by Caro Claire Burke (April 7) | Amazon | Bookshop.org  [12:25]  Like This, But Funnier by Hallie Cantor (April 7) | Amazon | Bookshop.org [19:23]  Other Books Mentioned All the World Can Hold by Jung Yun (2026) [7:59]  The Handmaid's Tale by Margaret Atwood (1985) [14:24]  August Lane by Regina Black (2025) [16:32]  Seven Days in June by Tia Williams (2021) [16:39]  Best Offer Wins by Marisa Kashino (2025) [20:24]  May Sarah's Picks The Mediator (Max Ringo, 1) by Robert Bailey (May 12) | Amazon | Bookshop.org [22:10] The Burning Side by Sarah Damoff (May 19) | Amazon | Bookshop.org [29:39] Returns and Exchanges by Kayla Rae Whitaker (May 19) | Amazon | Bookshop.org  [39:25]  Catherine's Picks The Liar's Playbook by Leslie Bradford-Scott (May 5) | Amazon | Bookshop.org [25:20] The Last Mandarin by Louise Penny and Mellissa Fung (May 12) | Amazon | Bookshop.org  [34:35] The Tapestry of Fate (Amina al-Sirafi, 2) by Shannon Chakraborty (May 12) | Amazon | Bookshop.org  [41:16]  Other Books Mentioned The Boomerang by Robert Bailey (2025) [22:17] Nowhere Girl by Cheryl Diamond (2021) [26:30]  The Bright Years by Sarah Damoff (2025) [29:43]  Culpability by Bruce Holsinger (2025) [33:24]  The Adventures of Amina al-Sirafi (Amina al-Sirafi, 1) by Shannon Chakraborty (2023) [42:06] 

Episode 397 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's CJ Cup Byron Nelson on the PGA Tour and the Soudal Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips today coverage. For US Open research, read Steve's us open tips guide. Intro: 00:30; Justin in New Jersey Listener Review: 01:55; Last Week - Rai's 175/1 First Major Win: 03:52; Byron Nelson Start: 24:37; Soudal Start: 55:20. steve's cj cup byron nelson tips paul's soudal open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred bonus code betvictor bonus code ladbrokes promo code ladbrokes welcome offer coral promo code coral new customer offer bet365 500 bonus bet365 bet 10 get 30 unibet bonus code betmgm new customer offer william hill bonus code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour betting tips across the whole of 2026 Let us talk you through the bet365 each way extra + bet365 golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Vacation stress usually isn't about the trip itself — it's about the unspoken expectations couples bring into it. In this episode, the hosts unpack the conversations that can completely change the tone of a vacation before you ever leave the driveway: money, planning, intimacy, parenting, downtime, technology, and more. They explore how different nervous systems, personalities, and expectations can either create connection or turn a “dream trip” into the same fight in a different location. Main Talking Points:  Vacation Expectations Planning Differences Money Conversations Parenting Stress Intimacy Pressure Technology Boundaries Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Tanasi - Use code “relationship" for 25% off your first order. Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

7sees Returns for what should be another banger! From Nick Fuentes, to Chud the builder, to building an actual Hydroponic pond! You can find 7Sees at ⁠https://x.com/7SEES_⁠⁠⁠⁠⁠and ⁠⁠https://rumble.com/user/7SEESLIVE⁠⁠⁠⁠***************************************New Youtube Channelhttps://www.youtube.com/@Unshakeable-q3fGet your What is Truth Merch Here!⁠⁠⁠⁠⁠⁠⁠⁠https://whatistruthpodmerch.itemorder.com/shop/home/⁠⁠⁠⁠⁠⁠⁠⁠Find all my links here⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/whatistruthpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠To catch a live show, Please Follow me on Odysee and Rumble!Please rate 5 stars if you enjoy the content! For vast majority of my content follow me on Odysee⁠⁠⁠⁠⁠⁠⁠⁠⁠https://odysee.com/@Weezy:a⁠⁠⁠⁠⁠⁠⁠⁠⁠Now on Rumble!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rumble.com/user/Whatistruthpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow me on Twitter!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/WhatTruthPod⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our Telegram channel Group⁠⁠⁠⁠⁠⁠⁠⁠⁠https://t.me/witweezy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@WHATISTRUTHTV⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen on your Favorite podcast player!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.minds.com/weezytruth/⁠⁠⁠⁠⁠⁠⁠⁠⁠Daddygate Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/TheDaddyGatePodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠If you would like to "Tip" the show Click the Patreon Link. Support will help me improve the show. Much Love to all whom already have!⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/What_is_Truth⁠⁠⁠⁠⁠⁠⁠⁠⁠EmailWHATISTRUTHPODCAST@gmail.com

A round-up of the main headlines in Sweden on May 15th 2026. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Presented and produced by Dave Russell

Chris and Paul explain what target-date funds are and do, and how to augment them with some small-cap value to get the broad diversification benefits of the other Sound Investing portfolios. They describe several approaches and tools investors can use to determine what might be best for them.CHAPTERS00:00 Intro03:03 Target-Date Funds07:00 Glide Paths15:17 TDF Backtesting19:55 TDF Weaknesses26:20 "Easy" 2FFL34:46 "Moderate 2FFL37:48 "Aggressive" 2FFL41:00 Customizer52:15 Calculator61:07 Books 66:00 Outro LINKS:Wharton Target Date Funds & Portfolio Choice in 401(k) PlansMorningstar “2026 Target-Date Fund Landscape”Merriman 2 Funds for Life Fine Tuning Tables- Fine-Tuning Tables – 50/50 Portfolio Fine-Tuning Tables – 70/30 Portfolio Merriman Aggressive Target-Date Glide Path CalculatorMerriman 2 Funds for Life CalculatorFine-Tuning Tables – 50/50 Portfolio (2025 Returns) Fine-Tuning Tables – 70/30 Portfolio (2025 Returns)

Market volatility can feel uncomfortable, especially when your statement looks different than it did last quarter. But market ups and downs are a normal part of investing, and having the right perspective can make those swings easier to navigate. This week, Regina breaks down 10 things to know about stock market volatility, including why big point drops are often a matter of perspective, how the VIX measures investor fear, and why patience matters when you're investing for the long term. She also talks about how to think through your comfort level, why automatic retirement contributions can help during down markets, and what conversations to have with your advisor before volatility catches you off guard   Episode Highlights: 0:00 - Introduction  0:46 - Understanding market volatility 2:06 - What can drive market reactions 3:16 - Building a strategy for volatility 4:37 - 10 things to know about volatility 4:43 - Putting market drops in perspective 5:20 - The VIX fear index 6:32 - Extreme fear is the exception 7:20 - Volatility in 2025 8:03 - Why patience matters 8:27 - Returns are rarely smooth 9:18 - Adjusting your portfolio 9:45 - Finding opportunity in volatility 12:05 - The market's historical perspective 13:15 - Planning before volatility hits 13:56 - Episode wrap-up   ABOUT REGINA MCCANN HESS Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero. As an advocate for women's financial freedom, she wrote this book to help empower women to take a bigger role in handling their money. Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News. She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News & World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth. She focuses on educating her clients while building long-term relationships with them and their families. Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.   CONNECT WITH REGINA Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@forgewealth Email: reginahess@forgewealth.com   Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.  This material was prepared by Hartford funds. For a list of states in which I am registered to do business, please visit www.forgewealth.com. Hartford Funds is not affiliated with, nor endorsed by LPL Financial, Private Advisor Group, or Forge Wealth Management

Episode 396 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's PGA Championship at Aronimink GC.  If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips today coverage. For PGA Championship research, read Steve's pga championship tips guide. Intro: 00:30; Water and Sand in the United States Listener Review: 01:56; Last Week - DP World Tour talent plus Snedeker's 175/1 Win: 05:22; PGA Championship Start: 14:47. steve's 2026 pga championship tips paul's 2026 pga championship longshots We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports 40 free bet betfred bonus code betvictor bonus code ladbrokes promo code ladbrokes welcome offer coral promo code coral new customer offer bet365 500 free spins bet365 bonus code unibet promo code betmgm new customer offer william hill bonus code william hill welcome offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour tips across the whole of 2026 Let us talk you through the bet365 each way extra + betfred golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Today on the show: Poet and child psychotherapist, Anita Barrows,  returns with the latest  poems and stories of the ongoing genocide in Palestine: Barrows, mom of Nora Barrows Friedman, has been writing a poem for every day of the on going Gaza genocide, along with conducting a poetry workshop with young people living and writing in the face of the total destruction of their beloved Gaza homeland. An award winning front-line investigative news magazine, that focuses on human, civil and workers right, issues of war and peace, Global Warming, racism and poverty, and other issues. Hosted by Dennis J. Bernstein. The post Poet Anita Barrows, Returns with the Latest  Poems and Stories of the Ongoing Genocide in Palestine appeared first on KPFA.

This week we are joined by Trevor Hanson who shares his personal journey from anxious attachment and relationship struggles to becoming a therapist focused on helping others build secure attachment. He emphasizes that real transformation comes through emotional experiences—not just information—and outlines a structured approach to rewiring attachment patterns. Through practical tools like self-validation, inner child work, and community-based healing, he shows how people can create lasting security in relationships more efficiently than traditional methods. Main Talking Points Anxious attachment patterns Emotional experiences heal Four healing pillars Inner child work Self-validation tools Repetition rewires brain Connect with Trevor: Website Instagram Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link!If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 395 - The 2026 PGA Championship is pretty much with us! Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf walk you through the 2026 US PGA. How will Aronimink play, key player skills to be a winner, tournament trends, plus some names to consider a bet on or potentially not! If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Fried Egg Aronimink Video Listeners should visit Golf Betting System for the best golf betting tips today coverage. For PGA Championship research, read Steve's pga championship tips guide. Intro: 00:30; Outright Idiot from the United States Listener Review: 01:52; PGA Championship 2026 Research Chat: 05:03. We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betvictor bonus code ladbrokes bonus code ladbrokes welcome offer coral bonus code coral new customer offer bet365 500 bonus bet365 30 free bet unibet promo code betmgm sign up offer uk william hill promo code william hill new customer offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + coral golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Andy Briggs, chief executive of Standard Life, joins the Big Boss Interview to discuss the war in Iran, pension reform,and the growing risk that millions of people are not putting enough aside for later life.Briggs says pension savers should not panic about the conflict in the Middle East, arguing that most economists expect short-term volatility rather than lasting structural damage to investments. Standard Life, which looks after 12 million customers and manages more than £300 billion in assets, believes pensions should be viewed over decades. Workplace retirement saving continued through COVID, the Ukraine inflation shock and the Liz Truss mini-budget fallout, because contributions are taken from gross pay before workers see their wages.Briggs addresses concerns about a potential AI bubble, noting that much of the funding flowing into artificial intelligence is now debt-based, which could create risks if companies fail to generate sufficient cash to service that debt.The new Pension Schemes Act — the biggest overhaul of the sector in more than a decade — has his broad support, particularly the push for greater scale and investment in productive assets such as infrastructure and growth equity. UK pension savers have generated real returns of around 4% per annum over the past decade, compared with 5.2% in Canada and 5.5% in Australia. The biggest difference, he says, is exposure to private assets. He draws a clear line at mandation, however, arguing that investment decisions should remain a matter of customer choice rather than government compulsion.Briggs is emphatic that pensions policy needs long-term, cross-party consensus rather than budget-cycle speculation. He points to the damage caused by rumours ahead of Rachel Reeves's budget, when thousands of customers withdrew their tax-free cash prematurely — only for the policy to remain unchanged, leaving those savers worse off.The current auto-enrolment minimum of 8% of salary is no longer sufficient, he warns, calling for a gradual increase to 12%. Without change, 60% of people could reach retirement in the 2040s without enough for a decent standard of living. The crisis is partly hidden because today's retirees still benefit from defined benefit pensions built up earlier in their careers — a cushion that is rapidly disappearing.Briggs concedes the UK is "not sufficiently financially literate" on pensions and expresses concern for younger generations struggling to find secure work. Greater pension investment in the UK economy, he argues, could stimulate growth, improve infrastructure and create better jobs — benefiting both savers and the wider economy.Presenter: Felicity Hannah Producer: Olie D'Albertanson Editor: Henry Jones01:54 Andy Briggs joins the pod - discusses political upheaval. 06:00 War in Iran impact on pension savers 08:19 AI bubble concerns & tech stock exposure 09:58 Pension drawdowns around the Reeves budget 11:32 Pension Scheme Act & mandation 17:02 Returns gap vs Canada & Australia 22:20 Pension adequacy & the case for 12% 24:05 60% face inadequate retirement by the 2040s 26:35 Young people & the retirement challenge 30:50 Financial literacy admission 36:10 Personal reflections on careers & opportunity

Episode 394 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Truist Championship on the PGA Tour and the Catalunya Championship on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting tips today coverage. For PGA Championship research, read Steve's 2026 pga championship tips guide. Intro: 00:30; Jordan 2394 from Ireland Listener Review: 02:00; Last Week - Steve's Cam Young 14/1 Win: 06:46; Truist: 21:39; Catalunya: 01:08:33. steve's truist championship tips paul's catalunya championship tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betvictor bonus code ladbrokes bonus code ladbrokes welcome offer coral bonus code coral welcome offer bet365 500 spins bet365 bonus code unibet bonus code betmgm sign up offer william hill promo code william hill new customer offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + ladbrokes golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

On today's episode of The Therapy Crouch, the Portugal trip rolls on as the gang battle through hangovers, questionable decisions and some seriously strong opinions on relationships. After a heavy night, the boys are feeling it as they dive into everything from airport pints and junk food cravings to the strange “punishment” dynamic that can creep into relationships after having a bit too much fun.Things quickly spiral into one of the funniest and most chaotic ick discussions yet – including a barber chair moment that might just be the greatest ick of all time. The team also tackle your dilemmas, from navigating life after a breakup to whether giving your ex money after winning the lottery makes you a terrible person… or just a decent human being.Plus, in Am I The A**hole, things get heated as the group debate workplace drama, relationship boundaries and the fine line between banter and going too far.If you want to submit an Agony Ab to the podcast - hit the link belowhttps://docs.google.com/forms/d/1rAKDST4HU_8al_aWpOlys3TRJrWvDV-84piVdlOOjU4/edit00:00 Introduction / Hangover Fallout 01:42 Service Station Food & Matcha Rant 04:04 Bovril, Football & Stadium Rules 06:28 Random Chat & Set-Up 07:05 You Had Fun? Now You're Punished 10:15 Listener Messages Begin 10:46 Barber Chair Story (All-Time Moment) 13:40 “That's What I Do” & Tangents 16:22 Agony Ab: Newly Single Advice 19:50 Transition / Segment Change 20:00 Am I The A**hole Returns 20:31 Lottery Win & Ex-Wife Drama 23:50 Debate: Is He In The Wrong? 25:45 “Tig Bitties” Story 28:15 Naming Kids & Inappropriate Jokes 28:20 Workplace Drama: Slim vs Chunky 32:00 Body Comments Debate 34:30 Escalation / Final Thoughts on TopicTo contact us:Email: thetherapycrouch@gmail.comInstagram: https://www.instagram.com/thetherapycrouchpodcast/TikTok: https://www.tiktok.com/ @thetherapycrouchWebsite: https://thetherapycrouch.com/For more from Peterhttps://twitter.com/petercrouchFor more from Abbeyhttps://www.instagram.com/abbeyclancyOur clips channelhttps://www.youtube.com/channel/UCZntcv96YhN8IvMAKsz4Dbg Hosted on Acast. See acast.com/privacy for more information.

What does “true intimacy” actually mean—and why do so many couples feel disconnected even when they love each other? In this episode, we sit down with Matthew Raabsmith and Joanna Raabsmith, relationship experts and co-authors of Building True Intimacy, to unpack the deeper layers of connection most relationships are missing. We dive into their Intimacy Pyramid™ framework—a powerful model that explains why so many relationships struggle at the foundation and how couples can rebuild safety, trust, and emotional closeness from the ground up. From the tension between secrecy and privacy to the complicated realities of checking a partner's phone, this conversation gets honest about what actually builds (or breaks) trust. We also explore what happens after betrayal—and whether it's truly possible for a relationship to come back stronger. If you've ever felt stuck, disconnected, or unsure how to rebuild closeness, this episode gives you a clear path forward. Key Takeaways: True intimacy defined Love vs connection gap Intimacy Pyramid basics Secrecy vs privacy Trust after betrayal One small shift Give Me Discounts! ⁠⁠⁠AG1⁠ - ⁠⁠AG1 has become my go to every morning. ⁠⁠⁠Beducate⁠⁠⁠ - Use code relationship69 for 65% off the annual pass. ⁠Check out Relationship Academy! ⁠⁠ ⁠⁠Cozy Earth⁠⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠⁠Simple Practice⁠⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠⁠Spark My Relationship Course:⁠⁠⁠ Get $100 off our online course. Visit⁠⁠⁠ SparkMyRelationship.com/Unlock⁠⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠⁠Skylight⁠⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  ⁠Quince⁠ - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠⁠ review in iTunes⁠⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

At a recent Immigration Newsmaker hosted by the Center for Immigration Studies, Andrew Veprek, Assistant Secretary of State for the Bureau of Population, Refugees, and Migration (PRM), described a complete reorientation of the bureau, shifting it from a humanitarian assistance agency toward implementing U.S. enforcement and return priorities. The discussion offered a look at how immigration policy is increasingly being implemented through diplomacy as well as enforcement.In a discussion moderated by Mark Krikorian, Veprek said PRM is now organized around three basic functions:Remigration and Returns. Veprek outlined the work of PRM's Office of Remigration, including securing cooperation from foreign governments to facilitate the repatriation of nationals ordered removed, arranging third-country transfers when return to home countries is not possible, and supporting voluntary return efforts through Project Homecoming.International Migration and Refugee System Reform. Veprek discussed reforms to the global refugee and asylum system, and U.S. reassessment of international migration frameworks, including reduced reliance on multilateral institutions and changes in relations with United Nations High Commissioner for Refugees.Refugee Processing. He also detailed changes to refugee admissions, including the South Africa resettlement program, the transfer of refugee resettlement responsibilities from the State Department to HHS, increased fraud scrutiny, and the removal of UNHCR from its prior referral role in U.S. refugee admissions.Among the notable points raised during the discussion:Greater foreign cooperation from “recalcitrant” countries on accepting deportees;Use of third-country removal arrangements;Consideration of refugee protection as temporary rather than presumptively permanent;Potential increases to the refugee admissions ceiling;A more selective approach to international organizations based on U.S. interests.HostMark Krikorian is the Executive Director of the Center for Immigration Studies.GuestAndrew Veprek is the Assistant Secretary of State for the Bureau of Population, Refugees, and Migration (PRM).LinksTranscript: Immigration Newsmaker with Andrew VeprekVideo: Immigration Newsmaker with Andrew VeprekIntro MontageVoices in the opening montage:Sen. Barack Obama at a 2005 press conference.Sen. John McCain in a 2010 election ad.President Lyndon Johnson, upon signing the 1965 Immigration Act.Booker T. Washington, reading in 1908 from his 1895 Atlanta Exposition speech.Laraine Newman as a "Conehead" on SNL in 1977.Hillary Clinton in a 2003 radio interview.Cesar Chavez in a 1974 interview.House Speaker Nancy Pelosi speaking to reporters in 2019.Prof. George Borjas in a 2016 C-SPAN appearance.Sen. Jeff Sessions in 2008 comments on the Senate floor.Candidate Trump in 2015 campaign speech.Charlton Heston in "Planet of the Apes".

Private equity gets sold as exclusive, sophisticated, and “what the smart money does,” but the reality is far less compelling. Don and Tom break down the illusion: limited transparency, questionable valuations, high fees, and serious liquidity risks—all for returns that barely edge out (if at all) simple public market strategies. They argue that the supposed advantages—like the “illiquidity premium” and diversification—don't hold up under scrutiny. The episode then pivots to smart listener questions on early retirement planning and 457 vs. 401(k) decisions, reinforcing a core theme: complexity is often marketed as intelligence, but disciplined simplicity usually wins.0:05 Financial pros sell complexity because it pays them more0:30 Private equity pitch: exclusivity, access, and “smart money” appeal1:40 Article breakdown: positives vs. negatives of private equity2:21 “You get to feel special” and access private companies3:00 The illusion of diversification and non-correlation3:37 Public vs. private pricing: real markets vs. guesswork4:04 Example of questionable private equity valuation jumps5:27 The “illiquidity premium” myth6:00 Liquidity risk: not being able to access your money6:27 Pension funds and private equity track record reality6:51 Returns comparison: private equity vs. public markets8:20 Small cap value vs. private equity (higher returns, lower cost)9:48 Why advisors push complex products (fees and optics)10:30 Liquidity crises and echoes of 2008 (Blue Owl example)11:36 Caller: early retirement planning with pension and TRICARE13:19 Financial readiness vs. purpose in retirement15:28 Long-term risks of early retirement and longevity16:19 Monte Carlo planning and scenario testing18:37 Listener question: 457 vs. 401(k) strategy19:56 Key advantage: penalty-free withdrawals from 457 plans23:13 Rare but real risk: non-governmental 457 ownership issue24:35 Roth vs. traditional: educated guesses, not certainties24:48 When you need a real financial plan (not just rules of thumb)26:03 Human advisor vs. emerging AI planning tools27:40 Closing thoughts and how to get helpQuestions? Comments? Click!

Decades of agricultural development policy have chased yield. Bigger harvests, better seeds, more fertiliser. But how can we make farming more profitable? Craig McIntosh of UC San Diego is academic lead on a J-PAL Policy Insight covering twenty-three randomised evaluations of credit and grants for farmers in low- and middle-income countries. He tell Tim Phillips that although yields and revenues often rise, profit rarely responds in the same way. When farmers are already running their farms close to the margin, costs rise at the same rate as income, and the household bank balance does not move much. What can we bundle with credit to change that situation?The research behind this episode:Abdul Latif Jameel Poverty Action Lab (J-PAL). 2026. "Can relaxing credit constraints boost farmers' profits?” J-PAL Policy Insights. Last modified February 2026. Academic leads: Craig McIntosh and Tavneet Suri; insight authors: Leonie Rauls and Rebecca Toole.To cite this episode:Phillips, Tim, and Craig McIntosh. 2026. “Boosting farmers' profits?" VoxDev Talks (podcast). Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About the guestCraig McIntosh is Professor of Economics at the School of Global Policy and Strategy, UC San Diego. His research spans development finance, agricultural credit, cash transfer design and the evaluation of large-scale anti-poverty interventions. Research cited in this episodeMicrocredit take-up among farmers. Across four randomised evaluations of traditional microcredit aimed at farmers, in Morocco, Ethiopia, Bangladesh and Malawi, take-up sat between 13 and 33 percent. Standard microcredit repayment begins a week or two after disbursement, which is incompatible with a crop cycle that pays out cash once or twice a year. Group liability also breaks down in agriculture, where shocks like drought or floods hit borrowers together rather than one at a time.Tailoring credit to the agricultural cycle. Restructured loans push take-up much higher. Nakano and Magezi in Tanzania allowed rice farmers to defer 80 percent of repayment until harvest; 39 percent borrowed and over 92 percent repaid. William Jack and co-authors in Kenya offered dairy farmers asset-collateralised loans for a water tank; take-up reached 44 percent against 2.4 percent for a typical joint-liability product. Lambon-Quayefio, Manjeer and Udry in Ghana offered digital credit with a three-month grace period; 59 percent of farmers took it up.Sell low, buy high. Burke and co-authors in Kenya showed that smallholders routinely sell at the post-harvest price trough and buy back grain at hungry-season prices 20 to 40 percent higher. Harvest-time loans that allowed farmers to delay sales had take-up of 64 percent and produced returns around 29 percent for borrowers. Treated villages also saw flatter price trajectories, generating spillover benefits for non-borrowers.Lean-season credit. Fink, Jack and Masiye in Zambia found that lean-season loans let farmers stop hiring out their labour and instead work their own land. Output rose by 9 percent. Loan repayments were comparable to the gain, leaving farmers roughly even on profits.Selection into credit markets. Beaman, Karlan, Thuysbaert and Udry in Mali first offered loans, then offered grants to those who had refused. Returns to capital among would-be borrowers were on the order of 130 percent. Returns among those who had refused the loan were close to zero. Credit appears to self-target toward farmers who can use it productively, which is regressive in welfare terms and also exactly what a capital-scarce economy needs credit markets to do.Input subsidy programmes (ISPs). Jayne and co-authors reviewed eighty studies of fertiliser subsidies across sub-Saharan Africa. Yields rise while subsidies are in place; profitability is mixed; targeting is frequently politically distorted, often skewed toward better-connected or wealthier farmers. The standout randomised exception is Carter, Laajaj and Yang in Mozambique, where two-thirds of recipients had never used fertiliser before; the programme produced sustained gains and a high benefit-cost ratio. By contrast, Gignoux and co-authors in Haiti found a fertiliser-voucher subsidy crowded out farmers' own input spending and lowered yields once the subsidy ended.Cash transfers and diversification. In six studies measuring both farm and non-farm outcomes, three found households doubled down on agriculture and three saw movement into non-farm enterprises. The Zambian Child Grant evaluation by Handa and co-authors saw women invest in seeds, fertiliser and livestock and start non-farm businesses, with household income roughly doubling.Bundled input programmes. Four randomised evaluations bundled credit or a grant with information, training or market access. All four lifted revenues; three of the four lifted incomes or profits. Harou and co-authors in Tanzania showed that fertiliser vouchers alone and soil testing alone did nothing; only the combination raised yields and revenues. Ashraf, Gine and Karlan's Kenya study on French-bean and baby-corn export found credit increased programme participation from 27 to 41 percent, even where it did not further raise income among participants.

Episode 393 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Cadillac Championship on the PGA Tour and the Turkish Airlines Open on the DP World Tour. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting coverage. For PGA Championship research, read Steve's pga championship betting tips guide. Intro: 00:30; Greened Out Goolds + Plenard Listener Reviews: 01:51; Last Week - Fitzpatricks Again Ole Ole: 04:29; Cadillac: 15:53; Turkish: 50:46. steve's cadillac championship tips paul's turkish airlines open tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports 40 free bet betfred promo code betvictor 30 free bet ladbrokes promo code ladbrokes sign up offer coral promo code coral welcome offer bet365 500 spins bet365 new customer offer unibet bonus code betvictor new customer offer william hill bonus code william hill new customer offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tips across the whole of 2026 Let us talk you through the bet365 each way extra + boylesports golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

In this episode, I chat with model maker Jim Davidson about his journey from a dinosaur-obsessed kid in the 1970s to working on some of the most memorable practical effects sequences in modern cinema. Jim talks about discovering the work of Ray Harryhausen, and how seeing Star Wars at the age of 12 made him realise that visual effects could be a real career. We get into how a chance meeting with future Oscar-winning art director Robert Stromberg led to his first break in the industry, and how that snowballed into working with the Skotak brothers on major productions. Jim shares detailed insights into the making of the nuclear nightmare sequence in Terminator 2: Judgment Day, including how the miniature buildings were constructed, destroyed, and reset using a combination of breakaway materials, air cannons and practical ingenuity. We also talk about his work on Batman Returns, the realities of working in small, tight-knit effects crews, and the creative problem-solving that defined that era of filmmaking. A big part of the conversation focuses on the industry shift following Jurassic Park, when CGI began to replace large-scale practical effects. Jim reflects on witnessing that transition first-hand, and why he chose not to move into digital work. There's also discussion of his later work, including returning to stop motion for Creepshow, bringing things full circle back to the techniques that first inspired him. It's a fascinating look at a very specific window in film history, from someone who was right in the middle of it. Topics CoveredGrowing up in the 1970s and early creative influencesDiscovering Ray Harryhausen and stop motionThe impact of Star Wars on a generationBreaking into the film industry through Robert StrombergEarly work and first film projectsWorking with the Skotak brothersPractical effects techniques on Terminator 2Building and destroying miniature citiesIn-camera effects vs optical compositingWorking on Batman Returns miniaturesLife on practical effects crews in the 80s and 90sThe rise of CGI after Jurassic ParkTransition from analog to digital workflowsMatte painting: traditional vs PhotoshopReturning to stop motion on CreepshowReflections on a career in practical effectsThis podcast is completely independent and made possible by listener support. If you'd like to help me keep making these episodes, you can join my Patreon community here: https://patreon.com/jamiebenning Watch more on YouTube:Check out the Filmumentaries YouTube channel for behind-the-scenes clips and extra content: https://youtube.com/filmumentariesAll my links

Ending a relationship is rarely about one big moment—it's usually a pattern that keeps repeating despite effort, conversations, and growing awareness. This episode explores how to tell the difference between normal relationship challenges that can be worked through and deeper signs of incompatibility or emotional disconnection. We talk about what it looks like when one or both partners stop showing up, when the same conflicts keep resurfacing without resolution, and when the relationship begins to feel more draining than supportive. You'll learn how to honestly evaluate whether growth is still happening—or if staying is quietly costing you more than leaving. Main Talking Points Repeating patterns Emotional disconnection Effort imbalance Core misalignment Growth vs. stuck Fear of leaving Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go statement by statement, credit card through brokerage, and share what actually deserves your attention and what you can safely ignore. In this episode: The one thing on your credit card statement that trips up even careful spenders, why focusing on your 401k rate of return is the wrong move, the underinsured coverage gap most homeowners and drivers don't know they have, and the tax planning opportunities hiding inside your brokerage account. Biggest takeaways: Sort your credit card transactions highest to lowest. The leak with a comma in it will find you faster than you'll find it. Your 401k contributions matter more than your returns. Contributions are within your control. Returns aren't. Check that your payroll deductions are actually landing in the account, because the IRS does not look kindly on companies that miss that. Check your homeowner's insurance rebuild value every few years. Labor and material costs have changed dramatically. If you bought your policy when you bought your house and never revisited it, there is a good chance you are significantly underinsured. In a taxable brokerage account, understand whether you're holding short-term or long-term gains before you make any moves. The difference in what you'll owe can be substantial. Also in this episode: Jesse Cramer previews an upcoming episode of Personal Finance for Long-Term Investors on why target date funds may be underperforming by more than you think. Resources mentioned: Jesse Cramer's podcast: Personal Finance for Long-Term Investors Paula Pant's podcast: Afford Anything The Stacking Benjamins scorecard: stackingbenjamins.com/scorecard The Vault: stackingbenjamins.com/vault Learn more about your ad choices. Visit podcastchoices.com/adchoices

Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go statement by statement, credit card through brokerage, and share what actually deserves your attention and what you can safely ignore.In this episode:The one thing on your credit card statement that trips up even careful spenders, why focusing on your 401k rate of return is the wrong move, the underinsured coverage gap most homeowners and drivers don't know they have, and the tax planning opportunities hiding inside your brokerage account.Biggest takeaways:Sort your credit card transactions highest to lowest. The leak with a comma in it will find you faster than you'll find it.Your 401k contributions matter more than your returns. Contributions are within your control. Returns aren't. Check that your payroll deductions are actually landing in the account, because the IRS does not look kindly on companies that miss that.Check your homeowner's insurance rebuild value every few years. Labor and material costs have changed dramatically. If you bought your policy when you bought your house and never revisited it, there is a good chance you are significantly underinsured.In a taxable brokerage account, understand whether you're holding short-term or long-term gains before you make any moves. The difference in what you'll owe can be substantial.Also in this episode:Jesse Cramer previews an upcoming episode of Personal Finance for Long-Term Investors on why target date funds may be underperforming by more than you think.Resources mentioned:Jesse Cramer's podcast: Personal Finance for Long-Term Investors Paula Pant's podcast: Afford Anything The Stacking Benjamins scorecard: stackingbenjamins.com/scorecard The Vault: stackingbenjamins.com/vaultSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Find us at www.crisisinvesting.com Matt promotes the Crisis Investing newsletter and VIP private placements, citing past returns and highlighting Midnight Sun's gains and the free Experts Roundtable featuring Arizona Eagle Mining. Doug and Matt discuss Spirit Airlines' bankruptcy and criticize a proposed government bailout as state capitalism, then argue the FAA and TSA should be abolished or privatized. They question Trump's claims about saving eight Iranian girls from execution, debate marijuana reclassification, and emphasize personal responsibility and cultural causes of drug use. In listener Q&A, they cover the importance of economics and psychology, skepticism about modern psychiatry, the value of intrapreneurship, risks of invading Iran, defining the deep state, best healthcare abroad (Switzerland, Thailand, Argentina), where private gold is concentrated (China), property vs self-investment, Roth IRA asset choice, private placement minimums, border interrogation, shareholder voting, helium investing limits, tungsten's strategic value, skepticism on South Africa REITs, and the film Barnum World's critique of political rhetoric.  00:00 Newsletter Pitch and Returns 01:21 VIP Deals and Roundtable 02:50 Spirit Airlines Bailout 04:44 Abolish FAA and TSA 05:48 Iranian Girls Tweet Controversy 08:12 Marijuana Rescheduling Debate 12:02 Economics vs Psychology Discipline 16:28 Intrapreneurship at Work 17:47 Invading Iran and Deep State 19:40 Best Healthcare Abroad 21:22 US Healthcare Reality 21:55 Where Gold Is Hoarded 23:33 Property Or Self Investment 27:06 Roth IRA Asset Choices 29:45 VIP Deal Minimums 30:27 Border Tech And Customs 31:55 Shareholder Voting Skepticism 33:13 Helium And Supply Limits 34:40 Tungsten And Critical Metals 36:56 South Africa REITs Debate 40:05 Barnum Statements In Politics 41:58 Wrap Up And Next Week

HELP US IMPROVE THE PODCAST - TAKE THIS 3 MIN SURVEY:https://forms.gle/fRTV2YiJqncKVpFh7WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comPROPERTIES:1) https://www.cowboysandmermaidsvacationrentals.com/alpine-airspace-orp5b5d111x2) https://www.cowboysandmermaidsvacationrentals.com/driftwood-dreams-orp5b5d0c8x3) https://www.cowboysandmermaidsvacationrentals.com/tipsy-turtle-orp5b5d117x4) https://www.cowboysandmermaidsvacationrentals.com/peace-of-paradise-orp5b5d119x5) https://www.cowboysandmermaidsvacationrentals.com/simplicity-at-snowmass-orp5b726dax6) https://www.cowboysandmermaidsvacationrentals.com/serenity-at-snowmass-orp5b6fc3axContact Ned:https://nedmarkey.com/Chapters:00:04:10 High Income Earners BIGGEST Problem00:09:00 Where Should You Buy Your First Airbnb00:14:08 The 4 Returns of Real Estate Investing00:17:32 Why Did Ned Double Down?00:22:14 Rates vs Occupancy00:24:04 Pros & Cons of AI00:32:00 Why Entrepreneurs LOVE STRs00:36:00 Advice To Your Younger Self00:40:57 Wrap Up

JD Sass is the Co-founder and CEO of Axiom Return Solutions, a reverse logistics company that helps Amazon sellers and brands recover value from returns and improve post-purchase performance. He built the company after identifying inefficiencies in how returns are managed across marketplaces. JD leads a team that inspects, grades, and resells inventory while uncovering actionable data insights to reduce losses. He works with brands of all sizes to turn returns into revenue opportunities and improve decision-making across the supply chain. In this episode… Returns are often treated as an unavoidable cost of doing business and are absorbed into margins without much scrutiny. Yet behind every return is a set of decisions, missed insights, and potential value left on the table. How can overlooked processes become a meaningful driver of profitability instead of a sunk cost? As an expert in reverse logistics and returns management, JD Sass explains that brands can significantly improve profitability by rethinking how they handle returned inventory. Rather than defaulting to disposal, he highlights the importance of inspecting, grading, and reintegrating products back into sales channels whenever possible. Many items are actually new and recoverable, and leveraging return data can uncover product issues, reduce future return rates, and inform better operational decisions. JD also stresses the value of filing claims and maintaining visibility into inventory to prevent unnecessary losses. In this episode of The Digital Deep Dive, Aaron Conant sits down with JD Sass, Co-founder and CEO of Axiom Return Solutions, to discuss how brands can turn returns into a profitability lever. JD breaks down why disposal costs more than brands realize, how to recover value from returned inventory, and what data reveals about return behavior. He also touches on claim recovery strategies and optimizing listings to reduce returns.

It is safe to say that #WrestleMania had pretty good sponsorships but, was there any notable WRESTLING going on during the show of shows? ALL OUR LINKS: https://linktr.ee/KOTR_PodcastMERCHANDISE STORE: https://wrestle-addict-radio-shop.fourthwall.com/collections/kings-of-the-rings-podcast TWITTER (X): https://twitter.com/KOTR_PodcastINSTAGRAM: https://www.instagram.com/kotr_podcast/FACEBOOK: https://www.facebook.com/KOTRPodcast/DISCORD: https://discord.gg/5ggSgjGeaR FOLLOW WRESTLE ADDICT RADIO: https://linktr.ee/wrestleaddictradioOFFICIAL WAR MERCHANDISE: https://wrestle-addict-radio-shop.fourthwall.com Beats by AO Baker of The Signature Move Show (00:00) Intro(04:15) AEW Dynasty Recap(07:35) Darby Allin wins AEW World Title(11:50) WrestleMania 42 Review(25:00) WrestleMania Saturday Recap(53:35) WrestleMania Sunday Recap(01:16:45) RAW Call Ups & Returns(01:24:10) Outro

Episode 392 - Steve Bamford @Bamfordgolf and Paul Williams @GolfBetting discuss their selections for this week's Volvo China Open at Enhance Anting Golf Club. If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here Listeners should visit Golf Betting System for the best golf betting coverage. For PGA Championship research, read Steve's pga championship tips guide. Intro: 00:30; Shea H in Iowa + Glenn S in the UK Listener Reviews: 01:40; Last Week - Fitzpatrick 18/1 RBC Heritage Win: 04:06; Volvo China Open: 23:58. Paul's volvo china open betting tips We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports bet 10 get 40 betfred new customer promo code betvictor promo code ladbrokes promo code ladbrokes new customer offer coral promo code coral sign up offer bet365 500 free spins bet365 bonus code unibet promo code betvictor new customer offer william hill bonus code william hill new customer offer All offers are for new customers, 18+ Check out our new golf each way places page Steve Bamford provides pga tour tips across the whole of 2026 Let us talk you through the bet365 each way extra + bet365 golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

'The Dry' Returns for its Third Season - Book Review: 1996: My Backstage Pass To The Wildest Year Of Britain's Wildest Decade... - Theatre Review: Do You Come From Gommorah?

This episode explores the common relationship dynamic where one partner struggles to share vulnerably, and when they finally do, they're met with criticism, correction, or defensiveness. The hosts explain how these responses unintentionally “punish” vulnerability and reinforce shutdown patterns, even when connection is what both partners want. They emphasize playing the long game—creating safety through validation, patience, and restraint—so vulnerability can grow over time. Main Talking Points Pursuer vs withdrawer Punishing vulnerability Critiquing delivery Validation first Play long game Create safety Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Alisa and Drex have a chat with Nate Olson about Center Stage Showdown, and his history getting into wrestling and bringing it to Brownwood. https://www.surefirewrestling.com/ https://www.youtube.com/@SurefireWrestling  Watch on Youtube https://youtu.be/6VjA1aWGNQE    Deathtrap Apr 10, 2026 - Apr 19, 2026   Part murder mystery, part dark comedy, and full of surprises—Deathtrap keeps audiences guessing from start to finish! A once-successful playwright will do anything to have another hit… even if it means murder. Smart, suspenseful, and wickedly funny, this Broadway thriller is filled with twists that will leave you on the edge of your seat (and laughing nervously all the way home). SPONSORED BY BRUNER AUTO GROUP! Talent Entry: Brownwood's Got Talent Friday, May 8, 2026 - 6:00 PM CDT     Brownwood's Got Talent — Contestant Entry Brownwood's Got Talent (BGT) is a year-long talent competition at the Lyric Theatre, modeled after America's Got Talent and proudly serving as an annual fundraiser for the ARK Domestic Violence Shelter. This competition showcases the very best performers from Brownwood and all of Brown County, and we want to see you shine. Center Stage Showdown 2 - General Admission Saturday, May 16, 2026 - 7:05 PM CDT Center Stage Showdown 2 RETURNS with an unmatched Entertainment Experience that takes Live Pro Wrestling to the next level! After Center Stage Showdown 1 set the bar sky-high, there's no doubt this year's event will be even more electrifying, intense, and absolutely unforgettable!

Fraud doesn't sleep, and neither does the challenge of keeping good customers happy while stopping bad actors in their tracks. In this live episode of Talk Commerce, recorded on the floor of Shoptalk in Las Vegas, host Isaac Morey sat down with Nicole Jass from Signifyd for a candid, fast-moving conversation about what it really takes to protect an e-commerce business today — without driving away the customers you've worked hard to earn.From machine learning and consortium data models to agentic commerce and instant refunds, Nicole covers the full spectrum of what modern fraud protection looks like — and why it's about so much more than just stopping a bad transaction.Key TakeawaysFraud protection should grow revenue, not just cut losses. Signifyd helped Lenovo increase top-line sales by 4–5% by reducing false declines alongside fraud.The consortium model is a force multiplier. Sharing fraud signals across thousands of merchants means that stopping one bad actor protects everyone on the network simultaneously.Not all bots are bad anymore. Agentic commerce is changing how merchants need to think about automated traffic, and Signifyd is already preparing for that shift.Returns are the next fraud frontier. Instant refunds are a loyalty-building tool — but only when merchants can tell the difference between a genuine return and someone shipping a box of rocks.Scaling fraud teams with people alone won't work. As businesses grow, "Katie reviewing transactions" isn't a sustainable strategy. Machine learning fills the gap efficiently.The customer experience IS the product. Every decline, every friction point, every delayed refund is a moment of truth that either builds or breaks brand loyalty.

This episode explores how attachment styles subtly show up on first dates and what to watch for without overanalyzing every interaction. The hosts emphasize that instead of trying to “screen perfectly,” the real work is understanding your own attachment patterns and how they influence who you're drawn to. By noticing communication patterns, emotional pacing, and responses to vulnerability, you can better identify both anxious and withdrawn tendencies early on. Main Talking Points Self-awareness first Conversation balance Emotional pacing Mixed signals Fast vs slow Questions to ask Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the way we think about investing—and expected returns—was fundamentally incomplete? In this episode, Ben Felix and Dan Bortolotti take a deep dive into one of the most influential papers in financial economics: Fama and French (1993). With nearly 15,000 citations, this research reshaped how we understand asset pricing by showing that market beta alone isn't enough to explain returns. Instead, multiple factors—specifically size and value—play a critical role. Ben and Dan unpack how this paper challenged the dominance of CAPM, introduced the now-famous Three-Factor Model, and laid the foundation for decades of empirical asset pricing research. They explore how factor investing evolved, why anomalies may not be anomalies at all, and what this means for evaluating portfolios and active managers today. The conversation also connects theory to practice—highlighting how modern fund providers implement factor strategies and what it means for investors trying to improve expected returns without abandoning diversification.     Key Points From This Episode: (0:00:00)  Introduction to the episode and why this is a long-awaited deep dive into factor investing. (0:01:12) Overview of Fama and French (1993) and its massive impact on finance and portfolio management. (0:03:55) Origins of factor investing and how it connects to index investing and academic research. (0:04:46) Core premise: multiple factors drive expected returns and asset prices. (0:06:08) He explains why different assets can have different expected returns, and why that matters for investors. (0:07:24) Ben introduces the CAPM as the dominant model that linked expected return to market beta. (0:08:53) Dan reflects on how revolutionary CAPM and portfolio theory were when they were first introduced. (0:10:51) Ben describes today as a "golden age of investing," where theory and implementation tools are widely accessible. (0:11:17) He explains how anomalies emerged that CAPM could not explain. (0:12:10) Ben introduces the joint hypothesis problem: we cannot cleanly separate market efficiency from model accuracy. (0:13:47) He identifies the three big issues with CAPM: size, value, and the weak relationship between beta and returns. (0:15:29) Ben introduces the three-factor model: market, size (SMB), and value (HML). (0:17:37) He explains that these factors are built as long-short portfolios designed to capture systematic return variation. (0:18:02) Dan notes that the model did not really address the low-volatility anomaly. (0:18:36) Ben agrees and explains that later work, including the five-factor model, went further on that front. (0:19:03) Ben describes how Fama and French formed 25 portfolios sorted by size and book-to-market. (0:20:00) He explains their use of time-series regression to test how well the model explained portfolio returns. (0:21:12) Ben walks through factor loadings, alpha, and R-squared, and why those outputs matter. (0:23:31) He highlights the model's strong explanatory power, with average R-squared around 0.93 across test portfolios. (0:25:00) Dan clarifies that unexplained return could reflect skill, luck, or another missing factor. (0:25:27) Ben emphasizes how dramatic the jump was from CAPM's explanatory power to the three-factor model's. (0:26:11) He points to small-cap growth as the major area the model struggled to explain. (0:27:09) Ben explains how the model also absorbed dividend-to-price and earnings-to-price "anomalies." (0:28:01) Dan discusses why dividend strategies may simply act as rough value screens rather than offering something unique. (0:28:52) Ben expands on how later research, especially profitability, sharpened value investing implementation. (0:30:37) He notes the unresolved debate over whether factors are true risk exposures or persistent mispricing. (0:32:16) Ben explains how factor models changed the way investors evaluate active managers and fees. (0:33:16) Dan raises the possibility that some early active managers may have intuitively identified factor opportunities before the research formalized them. (0:34:09) Ben discusses whether factor premiums have shrunk after publication and why the evidence is still noisy. (0:34:59) He describes how the paper helped launch the boom in empirical asset pricing research. (0:35:35) Ben introduces the "factor zoo" problem and the explosion of published factors. (0:36:49) He explains the five-factor model and the addition of profitability and investment. (0:38:21) Dan asks about the intuition behind profitability and investment, especially why profitable firms might have higher expected returns. (0:39:38) Ben explains profitability through a multi-factor lens and inferred discount rates. (0:42:15) He argues that combining factors matters because single-factor portfolios can have offsetting exposures. (0:44:05) Dan points out that layering too many factors naively can just bring you back toward the market portfolio. (0:44:56) Ben discusses the tradeoff between diversified tilts and concentrated factor bets. (0:46:29) Dan describes factor tilting as a subtle adjustment around a diversified core portfolio. (0:46:47) Ben cites Fama's idea that investors need to "talk themselves out of the market portfolio." (0:47:16) He notes that there is still active debate over which factors and models truly make sense. (0:48:31) Dan explains why momentum is harder to implement in practice because of turnover, taxes, and trading costs. (0:49:23) Ben says even simple-sounding factors like value and profitability remain heavily debated in academia. (0:50:20) He brings the discussion back to practical relevance: how investors can access factor exposure through funds. (0:51:06) Ben explains Dimensional's roots in academic research and its long history of implementation. (0:52:48) He introduces Avantis as a newer competitor with similar academic foundations and newly launched Canadian ETFs. (0:53:42) Ben discloses that PWL uses Dimensional extensively, while noting they are not paid to mention Dimensional or Avantis. (0:54:09) He summarizes what factor investing means for investors seeking higher expected returns through systematic tilts. (0:55:47) Dan reflects on how early PWL's adoption of index and factor-based investing was in the Canadian market. (0:57:07) Ben invites listeners to learn more about how PWL applies this thinking in client portfolios. (0:57:41) The episode moves to the after show and review section. (0:58:21) Dan reads a listener review focused on evidence-based investing, planning, and disciplined saving. (1:00:23) Ben notes that they never actually named the paper during the main episode. (1:00:32) Dan closes with: the paper is Common Risk Factors in the Returns on Stocks and Bonds.     Links: Patrick Adams – MIT PhD Candidate: https://patrick-adams.com/  Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Episode 390 - Steve Bamford @Bamfordgolf, Paul Williams @GolfBetting and Barry O'Hanrahan @AGoodTalkGolf discuss their selections for this week's Masters Tournament at Augusta National.  If you do not have a bet365 account, new customers, 18+ can access a Bet £10, get £30 in free bets offer. Use our bonus code SPORT30 when registering.  Bet £10 & Get £30 in Free Bets for new customers at bet365. Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required. The bonus code SPORT30 can be used during registration, but does not change the offer amount in any way. #Ad Claim Offer Here We talk 2026 Golf Betting System Majors Competition sponsored by bet365 - entry details and comp rules are here. For Masters Tournament research, read Steve's masters tips guide. Intro: 00:30; Bomber Harris in Toronto Listener Review: 02:00; bet365 Sponsored 2026 Majors Competition: 03:43; bet365 Masters 2026 Bet Builder Product: 05:52; Last Week - Like Pinning Jelly to a Wall: 07:41; 2026 Masters Start: 11:30. steve's masters tips 2026 We have a new set of Golf Betting System bookmaker guides, highlighting current 2026 sports accounts. boylesports promo code betfred promo code betvictor bonus code ladbrokes bonus code ladbrokes sign up offer coral bonus code coral new customer offer bet365 500 free spins bet365 new customer offer unibet bonus code betmgm sign up offer betmgm bet 10 get 40 william hill new customer offer All offers are for new customers, 18+ Check out our new most golf each way places page Steve Bamford provides pga betting tips across the whole of 2026 Let us talk you through the bet365 each way extra + betfred golf X: Steve Bamford @Bamfordgolf; Barry O'Hanrahan @AGoodTalkGolf; Paul Williams @GolfBetting Most Viewed Pages https://www.golfbettingsystem.co.uk/grand-national-8-places-each-way/ https://www.golfbettingsystem.co.uk/betfred-promo-code/ https://www.golfbettingsystem.co.uk/bet365-sign-up-offer/ https://www.golfbettingsystem.co.uk/bet365-bonus-code-2023/ https://www.golfbettingsystem.co.uk/coral-promo-code/ https://www.golfbettingsystem.co.uk/boylesports-promo-code/ https://www.golfbettingsystem.co.uk/ladbrokes-sign-up-offer/ https://www.golfbettingsystem.co.uk/ladbrokes-promo-code/ https://www.golfbettingsystem.co.uk/coral-sign-up-offer/ https://www.golfbettingsystem.co.uk/betvictor-promo-code/ This podcast is for listeners of 18 and above. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.  

Telling someone to “calm down” usually does the opposite—it makes people feel dismissed, misunderstood, and even more activated. In this episode, the hosts explore why that phrase backfires in moments of anger, anxiety, disappointment, or excitement, and why it often comes from the other person feeling overwhelmed too. They unpack a better approach: co-regulation through validation, steady presence, gentler tone, and asking what support actually helps. Main Talking Points: • Validation first• Tone matters• Co-regulate together• Name the feeling• Ask what helps  Give Me Discounts! ⁠⁠AG1 - ⁠⁠AG1 has become my go to every morning. ⁠⁠Beducate⁠⁠ - Use code relationship69 for 65% off the annual pass. Check out Relationship Academy! ⁠ ⁠Cozy Earth⁠⁠ -  Black Friday has come early! Right now, you can stack my code “IDO” on top of their sitewide sale — giving you up to 40% off in savings. These deals won't last, so start your holiday shopping today! ⁠⁠Simple Practice⁠⁠ - If you're in mental health and not using simple practice then what are you doing??? ⁠⁠Spark My Relationship Course:⁠⁠ Get $100 off our online course. Visit⁠⁠ SparkMyRelationship.com/Unlock⁠⁠ for our special offer just for our I Do Podcast listeners! ⁠⁠Skylight⁠⁠⁠ - Use code “IDO” for $30 off your 15 inch calendar.  Quince - Get Free Shipping and 365-day Returns using our link! If you love this episode (and our podcast!), would you mind giving us a⁠ review in iTunes⁠? It would mean the world to us and we promise it only takes a minute. Many thanks in advance! – Colter, Cayla, & Lauren Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Spring 2026 Book Preview with Catherine of Gilmore Guide to Books!   Today, Catherine and Sarah share 12 of their most anticipated books releasing in April and May.   This post contains affiliate links through which I make a small commission when you make a purchase (at no cost to you!). CLICK HERE for the full episode Show Notes on the blog. Announcements A preview of changes to this year's Summer Reading Guide — now a team effort, with more info to come in a separate episode coming in early May. One of the many benefits to supporting the podcast through either our Patreon Community or our Substack Community (both for just $7/mo) is that you get access to several bonus podcast episode series, including Book Preview Extras! In these episodes, Catherine and Sarah share 4 bonus books (2 each) we are excited about that we did not share in the big show preview episode. Get more details about all the goodies available and sign up here for Patreon and here for Substack! Highlights A lightning round of some big releases coming this spring that are not featured in our personal preview picks. Catherine's theme is spring, but Sarah's theme is summer. Looking for balance, Catherine chose books that are lighter and brighter, but not silly. Spring picks carry 4 debuts — 3 from Catherine and 1 from Sarah. Sarah's books cover 2 books about the world of comedy and 3 family dramas. Sarah has already read one of her picks — 4.5 stars! Plus, their #1 picks for spring. Big Spring Releases The Midnight Train (The Midnight World, 2) by Matt Haig (May 26) | Amazon | Bookshop.org  [3:04] The Shippers by Katherine Center (May 19) | Amazon | Bookshop.org  [3:06] London Falling by Patrick Radden Keefe (April 7) | Amazon | Bookshop.org [3:09] Last Night in Brooklyn by Xochitl Gonzalez (April 21) | Amazon | Bookshop.org [3:16] With a Vengeance by Riley Sager (June 10) | Amazon | Bookshop.org  [3:22] Enormous Wings by Laurie Frankel (May 5) | Amazon | Bookshop.org  [3:26] Seek the Traitor's Son (The Burning Empire, 1) by Veronica Roth (May 12) | Amazon | Bookshop.org  [3:29] Other Books Mentioned State of Wonder by Ann Patchett (2011) [3:59]  Spring 2026 Book Preview [4:38] April Sarah's Picks The Midnight Show by Lee Kelly and Jennifer Thorne (April 7) | Amazon | Bookshop.org  [7:11]  Into the Blue by Emma Brodie (April 7) | Amazon | Bookshop.org  [15:49]  Leave Your Mess At Home by Tolani Akinola (April 14) | Amazon | Bookshop.org [22:50]  Catherine's Picks American Fantasy by Emma Straub (April 7) | Amazon | Bookshop.org [11:50] Yesteryear by Caro Claire Burke (April 7) | Amazon | Bookshop.org  [19:10]  Like This But Funnier by Hallie Cantor (April 7) | Amazon | Bookshop.org [25:19]  Other Books Mentioned Daisy Jones and the Six by Taylor Jenkins Reid (2019) [8:26]  Romantic Comedy by Curtis Sittenfeld (2023) [8:55] Diavola by Jennifer Thorne (2024) [11:08]  All the World Can Hold by Jung Yun (2026) [14:39]  Songs in Ursa Major by Emma Brodie (2021) [17:22]  Me Before You by Jojo Moyes (2012) [17:38]  Normal People by Sally Rooney (2018) [18:37]  The Favorites by Layne Fargo (2025) [18:40]  The Seven Husbands of Evelyn Hugo by Taylor Jenkins Reid (2017) [18:46]  The House of My Mother by Shari Franke (2025) [22:03]  August Lane by Regina Black (2025) [22:56]  Seven Days in June by Tia Williams (2021) [23:06]  Blue Sisters by Coco Mellors (2024) [25:07]  Ask Again, Yes by Mary Beth Keane (2019) [25:09]  The Most Fun We Ever Had by Claire Lombardo (2019) [25:10]  May Sarah's Picks The Mediator (Max Ringo, 1) by Robert Bailey (May 12) | Amazon | Bookshop.org [27:36] The Burning Side by Sarah Damoff (May 19) | Amazon | Bookshop.org [32:46] Returns and Exchanges by Kayla Rae Whitaker (May 19) | Amazon | Bookshop.org  [37:30]  Catherine's Picks The Liar's Playbook by Leslie Bradford-Scott (May 5) | Amazon | Bookshop.org [29:31] The Last Mandarin by Louise Penny and Mellissa Fung (May 12) | Amazon | Bookshop.org  [35:11] The Tapestry of Fate (Amina al-Sirafi, 2) by Shannon Chakraborty (May 12) | Amazon | Bookshop.org  [40:10]  Other Books Mentioned The Boomerang by Robert Bailey (2025) [27:52]  Nowhere Girl by Cheryl Diamond (2021) [31:20]  Family of Spies by Christine Kuehn (2025) [31:22]  The Bright Years by Sarah Damoff (2025) [32:57]  State of Terror by Hillary Rodham Clinton and Louise Penny (2021) [36:07]  The Animators by Kayla Rae Whitaker (2016) [38:02]  Demon Copperhead by Barbara Kingsolver (2022) [39:01]  The Adventures of Amina al-Sirafi (Amina al-Sirafi, 1) by Shannon Chakraborty (2023) [40:38]   

Today's guest on The Long View is Pat Dorsey. Pat is the founder of Dorsey Asset Management, a boutique asset manager serving institutional clients. From 2000 to 2011, Pat was the director of equity research for Morningstar, where he led the growth of Morningstar's equity research group from 20 to 90 analysts. Pat was instrumental in the development of Morningstar's economic moat ratings, as well as the methodology behind Morningstar's framework for analyzing competitive advantage. Pat is also the author of two books, The Five Rules for Successful Stock Investing, and The Little Book That Builds Wealth. Pat holds a master's degree in political science from Northwestern University and a bachelor's degree in government from Wesleyan University. Pat is a CFA charterholder. Episode Highlights 00:00:00 Defining Economic Moats and Moat Source Mistakes 00:05:34 Shifting Landscape for Returns on Invested Capital as a Metric 00:07:52 Inevitable vs. Noninevitable Moats 00:09:36 Moat Durability, Network Effects, and Lessons From PayPal 00:13:46 Management Quality, Founders, and Pricing Discipline 00:24:02 High-Quality Companies, “Too Hard” Bucket, and AI Uncertainty 00:29:29 Premortem, Behavioral Edge, and Opportunity Cost More From Morningstar AI Isn't an Economic Moat Killer, but It Will Disrupt Industries Lawrence Lam: ‘The Types of Companies That Attract Me Are Founder-Led and Profitable' How to Measure a Company's Competitive Advantage If you have a comment or a guest idea, please email us at TheLongView@Morningstar.com. Follow Christine Benz (@christine_benz) and Ben Johnson (@MstarBenJohnson) on X, and Christine Benz, Amy Arnott, and Ben Johnson on LinkedIn. Visit Morningstar.com for new research and insights from Christine, Ben, and Amy. Subscribe to Christine's weekly newsletter, Improving Your Finances. If you want more Morningstar podcasts, check out The Morning Filter and Investing Insights. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.