The #WhatsNext Podcast

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The #WHATSNEXT Podcast is a life changing resource that you can use to make huge impact on your business & life! Hosted by Chartered Accountants, Luke Kemeys and Phillip Smith. With these two leading the charge, there is no doubt that you'll find a heap of value. Consider nextAdvisory as the value library for business resources. Listen to find out what's next for your business.

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    • Feb 22, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 35m AVG DURATION
    • 650 EPISODES


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    Latest episodes from The #WhatsNext Podcast

    EP 557 - OCR Held At 2.25%: What NZ Business Owners Need To Know

    Play Episode Listen Later Feb 22, 2026 36:15


    More information on our 90 day business planning program: https://nextadvisory.nz/90-day-business-planning/The Reserve Bank held the OCR at 2.25%, and everyone's looking for relief. But the reality is the external conditions won't save your business, your actions will.Luke and Phil break down why waiting for perfect interest rates, inflation numbers, or economic conditions is a losing strategy. We cover why business is supposed to be hard, the friction between economists and the Reserve Bank, and why some businesses are thriving while others are stuck waiting for someone else to fix their problems.When are we going to learn that the external is created from the internal? You're going to have to go and do the work first. Stop looking for magic solutions.The businesses winning right now aren't waiting for rate cuts, they're executing their strategies regardless of economic conditions.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    Economist Brad Olsen: What Business Owners Need To Know About The Economy

    Play Episode Listen Later Feb 19, 2026 59:47


    A podcast we recently did on Keep The Change with economist Brad Olsen that I thought would be an interesting listen for business owners in NZ discussing whats happening in the economy, where its headed, unemployment numbers, inflation and much more.  Find Brad:https://www.infometrics.co.nz/https://www.linkedin.com/in/bradolsennzl/https://www.instagram.com/bradolsennzl/If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 556 - How to Sell With Confidence with Max Taylor

    Play Episode Listen Later Feb 15, 2026 47:18


    If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 555 - Data Reveals What Happened To NZ Businesses In 2025

    Play Episode Listen Later Feb 12, 2026 46:20


    691 businesses surveyed across New Zealand & Australia. Only 41% grew in 2025. But here's the thing, if you're not growing, don't blame the economy.Luke and Phil break down the Indicator report: business owners expected recovery in the second half of 2025, it didn't happen, and now they're pushing expectations to mid-2026 or 2027. Meanwhile, the successful businesses are doing the boring work consistently and taking action.The data proves what we've been saying: there's opportunity out there if you're prepared to go and look for it. While 60% struggled, 41% still found growth in the toughest economy in decades.The difference? Action beats hope every time.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    Systems Your Kiwi Business Needs For Growth & Stability

    Play Episode Listen Later Feb 8, 2026 32:21


    Thinking of buying a business? Speak with Phil first: https://nextadvisory.nz/buying-a-business/Most Kiwi businesses are just jobs with extra stress. The difference? Systems and processes that actually work.Luke and Phil break down the essential systems every business needs, why businesses with systems sell for more, how to manage your pipeline effectively, and why you need to work ON your business, not just IN it.If someone wants to buy your business and asks "what systems do you have?" You better have a good answer.The businesses that scale have systems. The ones that stay small hope everything works out.Which one are you? If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    More NZ Business Liquidations In 2026?

    Play Episode Listen Later Feb 5, 2026 11:05


    Liquidations were high in 2025, are we going to see more in 2026? If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 553 - What Every Kiwi Business Needs To Know About Franchising

    Play Episode Listen Later Feb 1, 2026 29:57


    Cam Ward is the CEO of New Zealand's largest gym franchise with 62 Anytime Fitness locations, but before you think franchising is your ticket to passive income, he's got some hard truths to share.Cam breaks down what it really takes to franchise: deep understanding of your numbers, multiple successful sites in different markets, and the financial capacity to invest heavily upfront before seeing returns. We cover why one successful site isn't enough, the responsibility you take on for franchisees' success, and why franchising is definitely not passive income.Master franchises live and die on franchisee success. You're not just selling your brand name, you're becoming the brand guardian, standard keeper, and support system for people who've invested their life savings.Most business owners think franchising means easy money. Cam explains why that thinking will destroy you and your franchisees.We cover site selection criteria, the skills needed to be a franchisor vs operator, and why you need to be laser-focused on franchisee success. Plus the financial investment required and why many businesses simply aren't ready to franchise.Don't franchise until you understand what you're really signing up for. More information on Anytime Fitness: https://www.anytimefitness.co.nz/If you're interested in working with Luke & Phil at Next Advisory:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 552 - Relying On One Marketing Source Will Ruin NZ Businesses

    Play Episode Listen Later Jan 29, 2026 28:09


    Apply for the winning formula 12 month business planning: https://nextadvisory.nz/the-winning-formula/What would you do if your main source of leads dried up tomorrow? Most business owners have never thought about this, until it's too late.Luke and Phil break down the real examples: government contracts that suddenly stop, Facebook ad accounts getting banned, websites going offline, and emails going to spam for weeks. We cover why putting all your marketing eggs in one basket is a recipe for disaster, and how to stress test your lead generation before disaster strikes.The pattern is always the same, businesses get comfortable with one reliable source, then panic when it disappears. Meanwhile, smart business owners are building multiple streams: past customer outreach, referral systems, direct mail, cold calling, and social media.We've seen clients lose tens of thousands because they relied on one platform, one relationship, or one marketing channel. Don't be next. It's time to diversify.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 551 - How To Lower Your NZ Tax Bill With Investment Boost (and why it might be a bad idea)

    Play Episode Listen Later Jan 25, 2026 18:02


    Thinking of buying a business? Speak with Phil first: https://nextadvisory.nz/buying-a-business/Investment boost gives you a 20% tax deduction on new equipment before March 31st. But before you rush out to buy that Ford Ranger, Phil and Luke explain why this could be a terrible idea.We break down how investment boost actually works and the trap people fall into buying things they don't need and can't afford just to save on tax.If you're going to buy the equipment anyway and you can afford it, investment boost is great. If you're buying it just for tax, you're making an expensive mistake.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 550 - How To Know If You're Doing Well In Business

    Play Episode Listen Later Jan 22, 2026 31:01


    More information on our 90 day business planning program: https://nextadvisory.nz/90-day-business-planning/If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 549 - New Year, New Econome

    Play Episode Listen Later Jan 18, 2026 30:28


    Business confidence just hit a 10-year high, but confidence doesn't pay the bills. Action does.Luke and Phil break down why 2026 will separate the winners from the losers: the businesses making offers are seeing things move, while those sitting on their hands are still struggling. We cover why speed beats perfection, the unfair advantage of being agile, and why you can't wait for perfect conditions.The economy might be turning, but only for those willing to turn with it. Stop waiting for permission to succeed. The opportunities are there - go get them.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    These NZ Businesses Need To Buy Time Back (Actively Spend $$ On It)

    Play Episode Listen Later Jan 15, 2026 6:45


    When is the right time to buy your time back?If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    How To Write A Business Plan in New Zealand

    Play Episode Listen Later Jan 8, 2026 17:00


    Grow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/

    How to Increase Your NZ Business Profit (Step by Step)

    Play Episode Listen Later Jan 6, 2026 11:57


    Work with me: https://nextadvisory.nz/90-day-business-planning/Most business owners keep adding more services, more products, more complexity. Then they wonder why they're working 60-hour weeks and barely paying themselves.Today I break down the real profitability process: start with your numbers, model where you're heading, then fix what's broken. We cover why owners get pulled away from their zone of genius, how to price properly, and when to raise prices (spoiler: probably now).Stop being busy. Start being profitable. Your business should reward you for the risk you're taking.

    How To Pay Less Tax In New Zealand (as a business owner)

    Play Episode Listen Later Jan 4, 2026 5:54


    Watch our podcast about claiming expenses: https://youtu.be/XxHmOWrIGxMGrow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/

    9 Tips To Grow Your NZ Business In 2026

    Play Episode Listen Later Jan 1, 2026 18:53


    Today Im breaking down 9 things you can do to grow your New Zealand business in 2026.Grow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/

    How to Hire Your First Employee The Right Way

    Play Episode Listen Later Dec 31, 2025 10:56


    Work with me: https://nextadvisory.nz/90-day-business-planning/Most business owners think hiring is simple: find someone, pay them, make more money. Then they wonder why their cash flow got worse.Today I break down the real process: financial modelling, understanding true costs (way more than just salary), and figuring out what work you shouldn't be doing.We cover the love-hate exercise, why you might need admin support first, and how to structure the hire properly.An employee costs more than their salary... Equipment, training, holidays, slow revenue periods. Most owners never model this out.Don't wing it. Model it out first.

    Understanding Cash vs Profit For New Zealand Businesses

    Play Episode Listen Later Dec 28, 2025 6:35


    Today Im breaking down the 4 places that your profit disappears, leading to a difference between your cash in the bank compared to your profit number.Grow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/

    Has New Zealand's Economy Finally Turned? (2026 Prediction)

    Play Episode Listen Later Dec 25, 2025 6:44


    The businesses making offers are seeing things move. The ones sitting on their hands are still struggling.We cover shifting consumer confidence, the wealth effect, and how business owners are changing from survival mode to growth mode. Plus what the data is really telling us about where New Zealand's economy is heading in 2026.Are we finally seeing the light at the end of the tunnel?

    EP 548 - Find Your Strengths, Grow Your Business

    Play Episode Listen Later Dec 21, 2025 61:24


    Someone once told me to focus on my strengths. I said how. They showed me the Gallup's StrengthsFinder to figure out what I'm actually good at, and what to stop wasting time on. Then the maximiser in me wanted to go deeper on this so I linked up with an incredible human.In this episode, I've convinced my secret strengths coach, Suze Oh, to join me for a deep dive into how understanding your natural talents can change the way you work, lead, and live.It certainly did for me. We unpack my Top 10 strengths (yep, the real list), talk about how they show up in business and life, and how you can use your own strengths to make more progress with less burnout.If you've ever wondered why you're wired the way you are, this one's for you.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    2025 Wrapped - 3. Board Meet Complete

    Play Episode Listen Later Dec 18, 2025 13:49


    Luke and Phil are down in Queenstown doing their quarterly business planning. Here's how it's going. If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    2025 Wrapped - 2. Thank You!

    Play Episode Listen Later Dec 17, 2025 16:04


    Luke and Phil are down in Queenstown doing their quarterly business planning. Here's how it's going. If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    2025 Wrapped - 1. What A Year!

    Play Episode Listen Later Dec 17, 2025 37:36


    Luke and Phil are down in Queenstown doing their quarterly business planning. Here's how it's going. If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 547 - New Changes To Kiwisaver: What To Be Aware Of

    Play Episode Listen Later Dec 14, 2025 26:52


    Grow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/From April 2026, Kiwisaver contributions are jumping from 3% to 3.5%. By 2032, it could be as high as 6% from you and 6% from your employer. Business owners need to start planning now.Luke and Phil break down what's really happening: 1.4 million Kiwis (40% of members) aren't contributing anything to their own retirement, government contributions are being means-tested away, and the $130 billion pot is getting serious attention from politicians.We can't afford to keep paying gold-plated pensions to baby boomers while younger generations get nothing. Business owners will face increasing payroll costs every year until 2032. A half percent increase annually might not sound like much, but multiply that by your entire workforce.We cover why it should be compulsory for everyone, the temporary reduction options (that defeat the whole purpose), and why people who understand money are excited about 6% matching.The rules are changing. Adapt or get left behind.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 546 - The Power Of Saying No In Business

    Play Episode Listen Later Dec 11, 2025 24:22


    Visit https://nextadvisory.nz for more information on working with usMost business owners would rather go broke than say no to a bad client. Then they act surprised when they're working 60-hour weeks for peanuts. Phil and Luke break down why Kiwi business owners are addicted to saying yes: scarcity mindset, fear of missing out, and the belief that every job leads to something bigger. We cover why your $100 clients bring 80% of your problems, how to filter out time wasters, and why having cash in the bank gives you the power to choose.The pattern is always the same... Say yes to everything, get stuck doing work you hate, then complain about difficult customers while your margins get crushed.You've got an unfair advantage as a small business owner, you're agile. But only if you actually use it. If you can't say no, you don't have a business, you have a job with extra stress.Make the tough calls before someone else makes them for you.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 545 - The Importance Of Building Your Pipeline

    Play Episode Listen Later Dec 7, 2025 32:52


    Thinking of buying a business? Speak with Phil first: https://nextadvisory.nz/buying-a-business/Most business owners couldn't tell you when they last followed up with an inquiry, then they wonder why their cash flow is unpredictable.Phil and Luke break down why pipeline management separates successful businesses from struggling ones. We cover how to track leads properly (even with a pen and paper), why speed kills deals, and how one client nurtures prospects for 3 years before they're ready to buy.The reality? You're in complete control of your business destiny, but only if you stop letting business happen TO you and start making it happen FOR you. While others wait for the economy to improve, smart business owners are filling their pipelines and creating their own opportunities.Stop being reactive. Start being proactive.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 544 - Surviving December As A SME

    Play Episode Listen Later Dec 4, 2025 31:36


    Buying a business? Book a call with Phil first: https://nextadvisory.nz/buying-a-business/December is only 3 working weeks this year. The 20th falls on a Saturday. Good luck getting paid between then and February. Phil and Luke break down the December disaster every SME business faces: customers disappear to Pauanui, decision-making stops, and your cash flow gets crushed while bills keep coming. We cover why you need to chase money NOW, not send emails, and how to set payment deadlines before everyone checks out.You'll still pay wages, rent, GST, PAYE, and provisional tax in January while revenue flatlines. Meanwhile, the big corporates keep taking their direct debits and the government wants their money on the 15th. We cover annual leave costs, the Christmas gift pressure, and why employees don't understand the stress business owners face. If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 543 - OCR Rate Hits 2.25% But Whats Next?

    Play Episode Listen Later Nov 30, 2025 38:10


    Looking for more clarity and growth in your business? Book a call with us at https://nextadvisory.nz The RBNZ has once again dropped the OCR rate a further 25 basis points down to 2.25% to provide some repreive to New Zealand, but whats next? Phil & I discuss the recent drop, some positive economic data starting to shine through the cracks and whats next for the country heading into what could be a very important summer.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 542 - When Your Staff Have Nothing To Do...Do This

    Play Episode Listen Later Nov 27, 2025 24:10


    Apply for our 12 month business planning: https://nextadvisory.nz/the-winning-formula/ Today we cover the all important question of what to do when your employees are bored or without much to work on, it may be daunghting hiring nowadays only to end up paying a salary whilst not having enough work on them, so Phil and I cover a few key things you can do when they have spare time. Hope this helps If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 541 - Auckland's Economy Is Dead: Here's What's Really Happening

    Play Episode Listen Later Nov 23, 2025 30:38


    Book a call for our 90 day business planning program: https://nextadvisory.nz/90-day-business-planning/6.1% unemployment, commercial vacancy rates are up, retail sales are down and yet we've got ministers and mayors who are supposed to be fixing this.Luke and Phil break down the reality of whats happening, why Queenstown is buzzing and the city of Auckland that was once a powerhouse, is now deflated.The data is brutal. The problems are obvious. But where are the solutions from the people in charge?If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 540 - How NZ Business Owners Are Winning In A Tough Economy

    Play Episode Listen Later Nov 20, 2025 29:05


    Buying a business? Book a call with Phil first: https://nextadvisory.nz/buying-a-business/Phil and Luke share real examples from business owners within our community who are winning work right now.The pattern is clear, successful businesses are getting off their ass and doing something. They're not waiting for the economy to improve or hoping their website will magically bring customers.We cover relationship building, asking for referrals, leveraging existing client bases, and why speed beats perfection every time. Plus the mindset shift from "what do I want to do" to "what problems can I solve."Stop being a victim. Start taking action.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 539 - Stop Looking For Short Cuts In Business: Just Do The Work

    Play Episode Listen Later Nov 16, 2025 31:59


    Book a call with Phil to discuss gaining clarity on your business: https://calendly.com/philsmithMost business owners would rather find a magic solution than do the boring work that actually gets results.Phil and Luke break down why changing accountants won't fix your cash flow problems, why there's no shortcut out of debt, and why the answer is always the thing you don't want to hear: do the work. We share the story of someone who went from $60K debt and on the benefit, to earning $265K by working 85 hours a week. No magic. No shortcuts. Just relentless action.Stop looking for the easy way out. The path through your problems is doing what you already know you need to do.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 538 - Your Business Margins Are Getting Crushed (Here's Why)

    Play Episode Listen Later Nov 13, 2025 31:09


    Grow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/Your suppliers are sneaking in price rises while you're still charging last year's prices. Meanwhile, you wonder why your business has no cash.Phil and Luke break down why business margins are getting their margins crushed and what you can do about it to protect yours.The businesses thriving right now are the ones protecting their margins.The ones going broke are hoping things get better. Stop guessing. Start measuring. Check your margins monthly or watch your business slowly bleed out.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/ Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 537 - How to Check If You're Paying the Right ACC Rate

    Play Episode Listen Later Nov 9, 2025 15:13


    Most business owners just pick a random ACC classification code when they set up their company. Then they wonder why their ACC bill is so high.The problem? It's ridiculously easy to get this wrong. You set up a company, they ask for your business industry classification code, and you go "I don't know, that one looks close enough." Meanwhile, there are dozens of subcategories with wildly different rates.We cover why the classification system is so confusing, how to check if you're in the right bucket, and what questions to ask ACC to make sure you're not overpaying. Plus the real reason ACC might be making losses - hundreds of thousands of businesses probably have the wrong codes.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 536 - Labour's Capital Gains Tax: What It Really Means for You

    Play Episode Listen Later Nov 6, 2025 48:31


    Labour just announced a 28% capital gains tax on rental properties, Phil and Luke break down what this actually means.If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 535 - Why Business Owners Are Too Scared to Make Tough Decisions

    Play Episode Listen Later Nov 2, 2025 41:56


    Looking for help buying a business? Book a call with me at https://calendly.com/philsmith/Most business owners would rather go broke than make the hard decisions. Then they act surprised when they lose everything.Today Phil and I break down why Kiwi business owners are too scared to right-size their businesses even when their family home is on the line.We cover the tough conversations you're avoiding: restructuring staff, negotiating rent relief, and protecting your business asset before someone pulls the rug out.If you're interested in working together in other ways:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 534 - NZ's Debt To IRD Hits $10 Billion: Here's What's Coming

    Play Episode Listen Later Oct 30, 2025 27:27


    Looking for help with your accounting to create clarity & better decisions? Go to https://nextadvisory.nzIRD debt has exploded from $4 billion to over $10 billion in just 5 years. Now they're getting serious about collecting it.Phil breaks down what's really happening, the new collection powers IRD are using, why 500,000+ Kiwis owe money, and how penalties are racking up faster than people can pay them back. Plus the reality check every business owner needs to hear.Don't bury your head in the sand. The money you owe belongs to other taxpayers, not you, it's time to get compliant before they make the decision for you.If you're interested in working together in other ways:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 533 - Why Your Business Has No Cash (And How to Fix It)

    Play Episode Listen Later Oct 26, 2025 34:46


    Book a call with Phil to discuss buying/valuing your business: https://calendly.com/philsmith/buyingMost business owners are doing cash flow completely wrong. Then they wonder why they're always stressed about money. You do the work, send an invoice, then wait 20+ days to get paid. Meanwhile, you've already paid wages, materials, and overheads. That's backwards.Phil breaks down the real cash flow hacks that work: taking deposits upfront, charging site visit fees to filter time wasters, and getting paid the day you finish the job. We cover why your balance sheet is like a wet sponge soaking up cash, and how to wring it out.Cash flow isn't the problem, your systems are. Fix the systems, fix the cash flow. Your business success depends on cash moving through it, not getting stuck in it.If you're interested in working together in other ways:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 532 - Build Wealth Buying Into Your Employers Business

    Play Episode Listen Later Oct 23, 2025 51:29


    This week Phil dives into how you can go about buying into your employers business to build wealth.If you're interested in working together:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

    Part Three: $7k Client Training (grow your NZ business in 90 days)

    Play Episode Listen Later Oct 19, 2025 85:55


    The third and final session with Gordon of his 90 day business planning, you guys have loved the first two sessions so we thought its only right to share the third one too.If you want to explore doing the 90 Day Plan please email Luke: luke@nextadvisory.nz and say that you've seen this video. We can see if there are spaces available.If you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 531 - Andy's Leap from Solo to Success [Abstract Floors]

    Play Episode Listen Later Oct 16, 2025 69:39


    Andy from Abstract Floors joins us to share his journey from running solo to leading a team and hitting major milestones.A raw and inspiring look at the highs, lows, and lessons of building a business the right way. We touch on the deep work required as an individual to get there too. Andy reveals some of the success to his brand growth as well as the many tactics and tips required to run a successful business.Be inspired and take action!Find Andy: https://www.abstractfloors.co.nzInsta: https://www.instagram.com/abstract.floors?igsh=MXQ2dWV3NXR1Y3lucw==

    EP 530 - Will The OCR Drop Fix The NZ Economy?

    Play Episode Listen Later Oct 12, 2025 46:11


    The reserve bank have dropped the official cash rate by a massive 50 basis points from 3% to 2.5% but will this really stimulate the economy and put confidence back into it to get people back out there spending money. We're not too sure and in this we're going to try predict how low this could actually go. More information about our 12 month program here: https://nextadvisory.nz If you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

    Leaked: NZ Pricing Lessons Coaching Call

    Play Episode Listen Later Oct 9, 2025 29:05


    Ever wondered how to actually price your services for profit, with confidence? In this behind the scenes coaching call, you'll hear real advice I gave to a Kiwi business owner struggling with pricing, cost, and value.We cover:Why pricing based on competitors is a race to the bottomThe difference between cost-based and value-based pricingHow to test your prices and use real market feedbackWhy most NZ businesses undercharge (and how to fix it)The mindset shift from “what will people pay?” to “what is this worth?”How to handle pushback when you finally raise your pricesThis is a raw, practical look at the pricing conversations most business owners are too scared to have. If you want to stop leaving money on the table and start charging what you're worth, this is a must watch.If you want coaching or accountability to do the same in your business, learn more here about our 90 day coaching program: https://docs.google.com/document/d/1acnptnsWf9u2hgwABOFB68z7-1YxlTyNaLZ58coQvs4/edit?tab=t.0OR get swipe our $20,000 business planning tool for free here: https://nextadvisory.kartra.com/page/businessplanIf you're interested in working together in other ways:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 529 - Top 1% Of Net Worth In NZ

    Play Episode Listen Later Oct 5, 2025 31:35


    Statistics New Zealand recently updated their household net worth data, and we are about to take you through what you need to have in terms of Net Worth to be considered in the top 1%, 5%, 10% and 50% of wealth in New Zealand. As always with data like this you need to be careful not to read too much into this or compare yourself too much but their are lessons we can take from it too and start thinking about our businesses now and into the future.Get our $20,000 business planning tool for free: https://nextadvisory.nz/If you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

    EP 528 - Your #1 challenge in business (October 2025)

    Play Episode Listen Later Oct 2, 2025 44:52


    Recently we asked a large number of business owners what their number one challenge was in business and in this podcast we'll take you through some of their responses. We're sure that you will probably relate to a number of these because they include things like people, cashflow and bureaucracy getting in the way. Feel free to let us know your #1 challenge in the comments.

    EP 527 - What would your current/future self tell your old self

    Play Episode Listen Later Sep 28, 2025 28:12


    Today we are exploring hindsight and what we would tell ourselves 12 months ago and then what our future version of ourself in 12 months from now would tell our current selves. Strap yourself in because this one is going to get you thinking and we'll give you some examples to help you in your own situation.If you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

    90 Day Meet Up | NZ Business Owners

    Play Episode Listen Later Sep 25, 2025 91:11


    We hear from various business owners across NZ who have worked through our 90 Day Business planning program and find out what they learnt!

    BPD 2025 Day 4 - Our Partners Spill The Beans

    Play Episode Listen Later Sep 20, 2025 24:49


    We are currently on our annual business planning process and will give you some updates from some of the days that we are down hereIf you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

    BPD 2025 Day 3 - Hunger. Planning. Certainty.

    Play Episode Listen Later Sep 19, 2025 29:12


    We are currently on our annual business planning process and will give you some updates from some of the days that we are down hereIf you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

    BPD 2025 Day 2 - Momentum Matters

    Play Episode Listen Later Sep 18, 2025 29:47


    We are currently on our annual business planning process and will give you some updates from some of the days that we are down hereIf you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

    Business Planning Diaries: Day 1 2025

    Play Episode Listen Later Sep 18, 2025 28:16


    We are currently on our annual business planning process and will give you some updates from some of the days that we are down hereIf you're interested in working together in other ways:let's connect over a quick call: https://calendly.com/philsmith/Get our $20,000 business planning tool for free: https://nextadvisory.nz/Instagram: https://www.instagram.com/nextadvisory.nz/

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