On this episode of THE HEAVY GALAXY SHOW, John and Matt sit down with UNIDA & HOUSE OF BROKEN PROMISES guitarist ARTHUR SEAY. The guys start things off with a discussion on UNIDA's origins and the impetus of Seay to relaunch the band without the services of legendary lead vocalist John Garcia while RIOT GOD vocalist Mark Sunshine fills in for the time being. Seay goes in-depth in regards to the infamous backstory of the bands sophomore LP that is still unreleased to this day due to the internal workings of the music business by the bands previous label American Recordings, while the record continues to be shelved twenty years since its completion. The desert-based guitarist also talks about his professional career as a stagehand working with established bands such as Slipknot, Godsmack, Limp Bizkit and more. Seay talks about the recent passing of artist and Mans Ruin Records founder Frank Kozik and his importance to rock in the 90's as well as the launching of Unida's career, the current state of HOUSE OF BROKEN PROMISES, Unida's upcoming summer European tour and more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/cmspn/message
On This episode Wiley and Mic chat with the legendary Matt "FREAKIN" Traxler of Steadfast Records. Matt and Mic go way back - like 28 years - so Mic jogs Matt's brain about forgotten Steadfast releases and 12th and Middle lore. There's also plenty Label talk and future Steadfast projects. Then Rob from Will To Live stops by to premier some Heavy Texas Thunder with a new song from their LP "The Therapy Sessions". This one is chock full of fun and bad Hockey Playoff Predictions. ARE YOU READY? Let's Go!!! Steadfast Records Website Instagram Youtube Weather The Storm Bandcamp Merch --- Support this podcast: https://podcasters.spotify.com/pod/show/coffee-and-hardcore/support
In this podcast episode, Ashley Aydin talks about her journey into the startup and venture world, her experiences working in startups and venture funds, and her focus on investing in diverse founders, particularly in the Latinx community. She discusses the importance of operational experience in becoming a good investor, Vamos Ventures' investment focus and their efforts to support diverse founders, and Ashley's insights on what founders should focus on when presenting their startup to investors. Ashley also shares her thoughts on the future of the venture capital space and the importance of specialization and diversity on boards, and much more!TimestampsAshley's journey into startups and entrepreneurship [00:00:54] Ashley talks about her childhood and how she became interested in entrepreneurship, her involvement in the Brown entrepreneurship program, and her experiences at Morgan Stanley and startups.Importance of operational experience in becoming a good investor [00:05:22] Ashley discusses the importance of having operational experience in startups to become a good investor and how it helps in providing valuable feedback to early-stage companies.Vamos Ventures' mission and focus on investing in diverse founders [00:07:15] Ashley talks about Vamos Ventures' mission to invest in diverse founders and create social impact through wealth creation, social mobility, community empowerment, and racial equity.Fund Focus [00:08:06] Ashley Izen discusses the focus areas of Vamos Ventures, including health and wellness, fintech, future of work, and sustainability.Diversity in Investing [00:08:59] Ashley Aydin talks about Vamos Ventures' focus on investing in diverse founders, particularly in the Latinx community, and the importance of having more women in capital allocator seats.LPs and Emerging Funds [00:12:43] Ashley Aydin discusses the importance of having LPs aligned with Vamos Ventures' mission and the shift in the LP landscape towards investing in diverse emerging managers.Investing in Non-Traditional Founders [00:15:35] Ashley Aydin talks about the importance of taking big bets and investing in non-traditional founders with a spark of intuition.The Importance of Storytelling [00:17:21] Ashley Aydin emphasizes the importance of storytelling for founders to captivate investors and customers, and advises practicing storytelling skills.Scenario Planning for Startups [00:21:47] Ashley Aydin advises founders to scenario plan for worst, base, and best cases, and to be conservative with projections and numbers.Winners in the Venture Capital Space [00:23:28] Ashley Aydin discusses the importance of specialization in venture capital and how niche investors will outperform traditional generalists.Diversity on Boards [00:25:59] Ashley Aydin emphasizes the importance of diversity on boards, not only in skillset but also in background, and how it can provide valuable perspective for early stage companies.Favorite Business Book and Advice [00:27:33] Ashley Aydin shares her favorite business book, "Alpha Girls," and advises listeners to be comfortable with their unique perspective and voice, and to be fearless in expressing their opinions.Key LinksVamos Ventures - https://vamosventures.com/LinkedIn – https://www.linkedin.com/in/ashleyaydin/ Twitter - https://twitter.com/ashaydin
Congratulations! You made it to the final installment in this series of three very special Zappacast episodes where Scott Parker tries to solve the mystery of Frank Zappa's greatest unreleased masterpiece: The History and Collected Improvisations of The Mothers Of Invention. Scott is joined once again by producer Phil Surkis, and Joe "Vaultmeister" Travers. Together, they try to summon their superpowers to determine what this infamous unreleased Frank Zappa box was, and can it ever be put back together. They know it was initially planned for release as a 12 LP box in 1969. When it didn't come out, FZ kept hope alive in interviews throughout the years for a possible release of a version of this set.A few years ago, a document was discovered (and subsequently shared on the internet) of FZ's intended sequence of songs for a 9 LP version of this box, to be released in 1972. With this invaluable information in hand, the Zappacast crew forensically examine volume one of the three volume 9 LP set.This episode focuses on volume 3 of the 9LP set titled, Things That Never Escaped From The Studio (And Elsewhere).Can FZ's unreleased masterwork be pieced back together? What has already been released? What HASN'T been released, but still may be lurking in the vault? We think this is most exciting episode in the series!For all things FZ, visit The Official Frank Zappa website.Keep the conversation going on Twitter and Instagram.ZappaCast is:Created & Hosted by Scott ParkerSpecial thanks to Joe "Vaultmeister" TraversProduced by Phil SurkisContact ZappaCast: firstname.lastname@example.orgDON'T FORGET TO REGISTER TO VOTE!
Alongside esteemed co-host Joe Kennedy, we crack open and peer awestruck Into the innards of this crazed beast of an LP, the 1990 Steve Albini-produced masterpiece by Kim Deal, Tanya Donelly, and co. Coming this Friday: DAVID PAJO PART 3 — PAPA M! CONNECT Join our Soldiers of Sound Facebook Group: https://www.facebook.com/groups/1839109176272153 Patreon: www.Patreon.com/Discograffiti Podfollow: https://podfollow.com/1592182331 Instagram: https://www.instagram.com/discograffitipod/ Facebook: https://www.facebook.com/Discograffiti/ Twitter: https://twitter.com/Discograffiti YouTube: https://www.youtube.com/channel/UClyaQCdvDelj5EiKj6IRLhw Web site: http://discograffiti.com/ CONTACT DAVE Email: email@example.com Facebook: https://www.facebook.com/hooligandave Instagram: https://www.instagram.com/davidgebroe/ Twitter: https://twitter.com/DaveGebroe CONTACT TODD ZIMMER: GRAPHIC DESIGN Facebook: https://www.facebook.com/ToddZimmer and https://www.facebook.com/punknjunkradio Instagram: https://www.instagram.com/the_real_todd_zimmer/ and https://www.instagram.com/punknjunkradioshow/ #bully #aliciabognanno #stevealbini #electricalaudio #chicago #soccermommy #franzferdinand #pixies #thepixies #pavement #subpop #bullyluckyforyou #jenniferherrema #soldiersofsound #discograffiti #thebreeders #thebreederspod #themountaingoats #mountaingoats #themountaingoatsbleedout #mountaingoatsbleedout #johncongleton --- Send in a voice message: https://podcasters.spotify.com/pod/show/discograffiti/message Support this podcast: https://podcasters.spotify.com/pod/show/discograffiti/support
Achieve Your Goals with Hal Elrod
If you've ever dealt with financial challenges and the resulting feelings of fear, stress, and overwhelm, you're not alone. I've been in similar shoes. During the 2008 “Great Recession” I went from making $60,000 a year to losing over half of my income, going deep into debt, ruining my credit, having my house foreclosed on, and ultimately feeling powerless and without hope. Today, I'll share with you the money-management system that helped me to transform my financial situation and how I doubled my income at the height of that recession. I'll introduce you to a unique strategy that allows you to enjoy your money while it grows. By the end of the episode, I hope that you can put an end to a lot of the stress you experience when it comes to money. We're talking about shifting your mindset from scarcity to abundance and taking meaningful actions, no matter how small. KEY TAKEAWAYS In order to make changes in your life, you have to raise your standards. Your income can only grow to the extent you do. The quality of your thoughts determines the quality of your outcomes. Intentions are worthless if you don't turn them into unwavering commitments. Two actionable steps to get unstuck and gain clarity on your goals. Tactics for becoming a good steward of your money, regardless of how much you make. Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/485 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube Copyright © 2023 Miracle Morning, LP and International Literary Properties LLC
Bruce Soord Interview: Founder, guitarist, main songwriter and lead singer of The Pineapple Thief opens up about loads of cool stuff: Starting The Pineapple Thief & the maturing of the band over the years, mixing friends and music and what happens when it doesn't work, top live gigs TPT has played, best decision he's ever made, loads more cool stuff Discover Where the Money's Hiding in the Music Business in 2023: https://MusicReboot.com Cool Guitar & Music T-Shirts, ELG Merch!: https://www.GuitarMerch.com The Pineapple Thief is one of the most successful and well-respected prog bands in England, with 12 studio and 6 live LPs since 1999. Bruce's second solo LP, All This Will Be Yours, has just been released, and we talk about it, in depth: Subscribe & Website: https://www.everyonelovesguitar.com/subscribe Support this show: https://www.everyonelovesguitar.com/support
Novo and Buck discuss French Electronic Dance Music Duo Justice, focusing on their first LP - often dubbed "Cross" - detailing how it became known as an "Electronic Opera" or "Opera-Disco," how it infused Rock into traditional EDM arrangements and structures, and how it not only pushed the genre forward, but forever raised the bar. This Episode is brought to you by: Novel "The Entropy Sessions" - a tale of loss, love, and madness, and our past, present, and future relationships with technology - find it here - on paperback or as an ebook on Amazon, or as an audiobook through Audible. Novella “Adul(ter)ation” – follow adult entertainer Jessica Amber Star as she embarks on a journey that will change her life forever…She not only finds herself in the industry, but figures out a way to transform herself and eventually become…reborn…find out how here in Adul(ter)ation, which can be found on Amazon in both paperback and ebook, available now. Zencastr - our go-to tool to record our podcast with multiple guests remotely. With Zencastr, you can record separate audio and video tracks, and it's all backed up on a secured cloud so you never lose your hard work. It's reliable, easy to use, and there's nothing to download. So go to zen.ai/artofthebeholder or use promo code: artofthebeholder, and get 30% off your first three months with a PRO account. Thank you for listening. Please consider supporting us with a donation, and if you'd like to be on the show, you can contact us at firstname.lastname@example.org. --- Support this podcast: https://podcasters.spotify.com/pod/show/artofthebeholder/support
It's great to have Clive Washbourn back on the show. The Episode I recorded with him two years ago has been the most downloaded of any so far, so it's obviously going to be good for business to do a follow-up. But it's more than that. Clive is one of those people who is famous in the market. He is someone who people tell stories about, so you've heard about him even if you haven't met him. So when he founded his Navium MGA it was a no-brainer to ask him on the show. I had no idea what to expect. What happened was Clive being an absolute force of nature and one of the most revealing and fun interviews I have ever been a party to. We did that one under a lockdown over a video call. This time we are face-to-face in Navium's office on Lime Street in the heart of the London market. It makes a huge difference to be physically in the room with someone like Clive. He really comes alive. What follows is another tour de force which reveals what is driving this remarkable marine MGA and what has pushed it to produce an amazing $360mn in gross written premium. We talk about the market, Clive's business philosophy and where Navium is heading and how it fits in with Pine Walk and the wider, and now restructured, Fidelis operation. But because this is Clive, we get into something that we rarely talk about elsewhere: Listening back, we grapple with the true art of underwriting and how to play yourself into a strong market position. We learn how you can be a really technical underwriter without being the least bit boring and how you need to be ultra-selective and teach yourself to maximise opportunities whenever they arise. We also get an idea of how you can turn down large amounts of under-priced business but at the same time make the brokers keep coming back to see you. After two interviews I've got my own theory. I think people come to see Clive because they really enjoy his company. I think he is someone you could talk to about anything and he would make it an interesting conversation and an honest an unflinching exchange of views. I get the feeling Clive makes all the people he talks to feel understood and special. Here Clive even reveals a historical interest in the battle of Waterloo and burnishes his prog rock credentials by bursting straight into song! We both had a lot of fun – and I learned a huge amount - and so will you. NOTES Abbreviations: TLO is a Hull insurance abbreviation for Total Loss Only. ULR is the Ultimate (Net) Loss ratio. Rinku Patel is mentioned as being in the room with us. He is CEO of Navium's incubator Pine Walk and is also now COO of Fidelis MGU as well as being its UK CEO. The quote ‘No battle plan survives the first shots of war/first contact with the enemy' has been attributed to many, including Napoleon, but probably dates back to an 1871 paper by Prussian Field Marshal, Helmuth von Moltke. And finally, here's a link to the 1973 progressive rock classic Karn Evil 9 by Emerson, Lake & Palmer: https://www.youtube.com/watch?v=fLS0Med0s6E the original had to be split into 3 parts so that it could fit on a vinyl LP! Clive's part comes in at 8'40”… LINKS We thank our naming sponsor AdvantageGo: https://www.advantagego.com/
Origins - A podcast about Limited Partners, created by Notation Capital
Origins is a podcast about the VC and LP ecosystem, co-hosted by Nick Chirls of Notation and Beezer Clarkson of Sapphire Partners. We're joined by our guest Beth Ferreira, a Partner at FirstMark focused on seed and Series A investing in a broad range of consumer companies, including next-generation commerce, consumer tech, and mobile startups. Prior to FirstMark, Beth was the Managing Partner of WME Ventures, was Chief Operating Officer at Fab and ran operations in the early days of Etsy. In this episode, we do a deep dive on the current state of the series A market, including what founders need to prove between seed and A for Firstmark to gain conviction, valuation compression, how to think about the tradeoffs between growth and efficiency, and why Firstmark is as excited as ever to continue leading seed and Series A rounds, even in a difficult environment. Follow us: https://twitter.com/nchirls https://twitter.com/beezer232 https://twitter.com/bethferreira Links: https://carta.com/blog/state-of-private-markets-q1-2023/
Keith Weinhold and Ken McElroy discuss the impact of rising mortgage rates on the commercial real estate market. They talk about the foreclosure of a Houston real estate investment firm, and the need for syndicators to anticipate changes in interest rates and have capital reserves in place. The speakers predict that high-rise commercial office buildings will be the first domino to fall in the commercial real estate market. They also discuss the potential fallout from the expiration of commercial debt and the upcoming Limitless Expo event in Scottsdale, Arizona. Resources mentioned: Show Notes: www.GetRichEducation.com/452 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Attend the Limitless event, June 15th-17th: LimitlessExpo.com $22M Office Building to Convert to Multifamily: https://www.loopnet.com/learn/deal-of-the-month-22m-office-teardown-makes-way-for-multifamily/2115617288/ Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete transcript: Keith Weinhold (00:00:02) - Welcome to GRE. I'm your host Keith Weinhold last year's spiking of the Fed funds rate caused banks to fail this year and last year's. Doubling of mortgage rates is causing commercial real estate to fail this year. Why is it happening? How bad is it with commercial real estate and how bad will it get? That's the topic of today's conversation with Ken McElroy on Get Rich Education. Speaker 1 (00:00:27) - Taxes are your biggest expense. The best way to reduce your burden is real estate. Increase your income with amazing returns and reduce your taxable income with real estate write-offs. As an employee with a high salary, you are devastated by taxes. Lighten your tax burden. With real estate incentives. You can offset your income from a W2 job and from capital gains Freedom. Family Investments is the experience partner you've been looking for. The Real Estate Insider Fund is that vehicle, this fund investing real estate projects that make an impact. And you can join with as little as $50,000. Insiders get preferred returns of 10 to 12%. This means you get paid first. Insiders enjoy cash on a quarterly basis and the tax benefits are life changing. Join the Freedom Family and become a real estate insider. Start on your path to financial freedom through passive income. Text family to 6 6 8 66. This is not a solicitation and is for accredited investors only. Please text family to 6 6 8 66 for complete details. Speaker 2 (00:01:36) - You are listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold (00:01:59) - Welcome to GRE from Montreal, Quebec to Monterey, California across North America and spanning 188 nations worldwide. I'm Keith Wein. Hold in your listening to Get Rich Education. Real estate investing is our major here. Minors are in both wealth mindset and the economics of real estate. That's what the matriculated graduates with here at G R E. You can think of an interest rate as how much it costs you to use money and to help you understand the preeminence of the cost of money. Let's you and I step back together for a second. If you go buy apples at the supermarket and Apple cost increase affects you. If you go buy a gallon of paint at Home Depot, a paint cost increase affects you. And if you go buy an acre of raw land, a land cost increase affects you. But rising interest rates mean that there was an increase in your money cost and you use money to buy those very apples paint or raw land. Speaker 1 (00:03:04) - And now you begin to realize how interest rates touch and percolate into every single thing that you buy as a consumer or as an investor. And we know that interest rates are not currently high. Historically, yeah, you heard that right now that's not much consolation to those that are in trouble. But the Fed funds rate is about 5% and all year here the mortgage rate on an only occupied home has stayed between a range of six and 7%. Actually, mortgage rates are a little low. Their 50 year average is about seven and a half percent. Well, so then what's the problem? Well, the problem is not what are indeed historically normal rates. It's that rates rose so fast last year. You look at a graph and they climbed a wall. In fact, it's unprecedented, at least in you and i's lifetime to have them rise that fast. Just last year alone, mortgage rates spiked from 3% up to 7%. Economists estimate a 56% chance that they indeed are going to raise the Fed funds rate again. Yep. There is another meeting. Just next week, let's learn about commercial real estate deals blowing up with Ken McElroy. Speaker 1 (00:04:28) - I'd like to welcome back longtime real estate investor influencer and multi-time bestselling real estate author and G R E podcast guest regular. Really? Hey, it's the return of Ken McElroy. How's it going Ken? Speaker 3 (00:04:40) - Great Keith, how are you? It's good chief. Terrific. Great to see you in Arizona too recently. Speaker 1 (00:04:45) - Yeah, that's right. We were just together in Arizona a few weeks ago, both there and everywhere across the United States, we know that residential loans are for the one to four unit space where those properties typically have long-term fixed interest rate debt, 15 to 30 years. The five plus unit department space is tied to commercial lending even though it's residential property and they often have variable rate debt for a shorter term. And commercial loans are where the trouble is in this world of higher mortgage rates. And a few months ago it made a lot of news in our world, Ken, that a Houston real estate investment firm that was at one time one of the city's largest landlords with $500 million worth of multifamily. They got foreclosed on and launched 3,200 apartments at the time. And one major reason were these floating interest rates that rose so much and rents couldn't keep up proportionately and more deals are going belly up like that. So Ken, tell us about what you are seeing out there now in regard to rising mortgage rates affecting the commercial lending market. Speaker 3 (00:05:45) - Well, it's true. Obviously we all know that the Fed raise rates 10 times, so they were obviously fighting inflation. So if you bid around this business enough to know, know, you should have known that the Fed usually increases rates when inflation goes high. And so it is one of the tools that they use to kind of tampering 'em down inflation because that, no, the Fed is more concerned about inflation than interest rates because you obviously inflation affects everyone. So yeah, if you're in the real estate space, you might feel like you're being picked on. But the truth is, it's not surprising to anybody who's been around that they use this interest rate increases as a mechanism to lower inflation or the masses. So some of those mistakes that were made, I think it was Arbor, you have to go back to the experience of the syndicator. They elected not to buy interest rate caps and have other kinds of protections around those assets. And unfortunately, you know, some of those investors that invested in those assets, those were things that maybe weren't very clear to them. Uh, we're not exactly sure of all the details, but what's gonna happen next Keith, is we're going to start to see there's gonna be a big division of the experience versus the inexperience, I would guess Speaker 1 (00:07:08) - A divergency, yes, of course that Fed has that dual mandate of full employment and stable prices since they're still doing pretty well on the employment. They want to get stable prices and the way to get a handle on that is to continue to raise rates. And when the Fed raise rates essentially from zero to five in just about a year, things are going to break. And we're talking about right now what is breaking first in the real estate space. And you mentioned a syndicator, when one buys an apartment building, oftentimes they get what's called a value add project, this renovation stage. And during that time they often have this variable interest rate debt. So often we are talking about apartment syndicators here, sponsors that put the deal together and what the syndicator essentially does is buy the apartment, renovate it, raise the rent, and then they cash it out to investors by either selling it or refinancing it at a higher value. And right here, these are the people that we're talking about that are in trouble due to their rates being jacked up. Speaker 3 (00:08:07) - That's exactly right. I think you always have to anticipate a change in interest rates, whether they're up or they're down. And I think a lot of times people just always believe that they would stay as is. And I think that was obviously a flaw in their thinking and a flaw in their strategy. The other one of course is capital reserves. You know, cash, you have to have all these things in place. It looked to me from the article, the articles and the, and the different pictures and and things I've seen that they may have run into the problems on the management side as well. And you know, so there's a number of issues that I could see potentially that affected them. And I actually am hearing others kind of stories around this Keith as well. The first domino really to fall I think is gonna be some of these highrise commercial office buildings. Speaker 3 (00:09:01) - That would be my guess because in a very different scenario where a lot of the folks that own those and maybe were in those, a lot of those tenants are deciding that they don't want their people to come back. Maybe they're doing a work from home model or the people that work for them decide that they don't wanna be back or whatever scenarios there are. There's definitely a lot of vacancies. I was looking today, you know, we're looking at pretty high uh, vacancies in la we're looking at very high vacancies in San Francisco, Portland, Seattle, New York. When I'm talking about high, I'm talking about unprecedented. We're talking about 30, 40% in many cases and in some cases even more so we know that if you have a vacancy that high, you're definitely not paying the debt. And so there's all kinds of these big landlords that are actually defaulting on their loans of those commercial office buildings. Speaker 1 (00:10:01) - Now we're talking about vacancy in the office space there and we think really in our residential world, of course people think of you as a multi-family guy, but you also are in, you know, self stores in some other spaces. But we just think about the crux of the problem and how that's centered on residential. Maybe you can just talk to us, Ken, about exactly the details of the problem or maybe you have an example from a case study and just what that, that structure looks like for those in trouble. Speaker 3 (00:10:29) - Why would I be concerned about it? Is, is probably a really good question. And the reason is is because don't forget, we all go to banks for stuff. So if it's an auto loan, a residential loan, a commercial loan or a business loan, it's still a financial institution and it's all connected even though we might only be going for one piece of that. And so as the commercial paper starts to default and starts to make its way into these large regional, smaller community banks, then what's going to happen is the underwriting criteria is going, they're gonna pull back because they don't care. They just know that they're taking water in the boat and they're in trouble. So, so that's why I look at it, you know, obviously, but you have to look at the real estate, the landscape completely, and you realize that, you know, while you might be just doing one piece of that, there are lot and these banks are connected out in the community in many, many, many ways, right? Speaker 1 (00:11:30) - Yeah, that's it right there. Maybe people, some don't think about just a complete seizure and a reluctance to want to extend loans at all if they have enough on their books that are in trouble, Speaker 3 (00:11:40) - Right? So that's why I'm looking at it from the multi-family standpoint as well, because we're already seeing underwriting criteria or in other words, banks are saying we're gonna give you less 50% loan to value, 55% loan to value. So why would that be? The reason is is that you know, they're looking at their, just like you would be and and all your personal assets that you have, stocks, bonds, gold real estate, whatever it is, business, each one is performing differently. A bank looks at it exactly the same way. So if something's happening over here that's negative, it's affecting over here and it's shining a light on the whole thing. And so we're already seeing a tougher underwriting. And what that means is that means that you're gonna have to come up with more money for down payments. And of course the banks are gonna be very cautious about any kind of lending if it's on a single family, if it's on a multi-family, if it's on a residential or retail or industrial or office buildings or self storage or whatever it might be. It we're all connected. And so that's what I think is gonna be hitting us is we're gonna be in a debt and a credit crisis here in the next 18 months. Speaker 1 (00:12:54) - So there could be downward pressure on loan to value ratios, your bank wanting you to put more skin in the game so that they are less exposed and you are more exposed there. So we're talking about maybe new purchases oftentimes in that discussion. What about those that have a loan? Maybe the interest rate has gone higher, they want to refinance it. You know, a lot of times we talk about cash out refinances is something that we want to do when equity accumulates, but could this be an environment for cash in refinances with a lot of these commercial loans? Speaker 3 (00:13:29) - Yeah, so we've done a couple cash in personally. Yeah. So what does that mean entirely? So what happens is, well let's say you had a load at three and now of course they're over five. Well our rate caps hit us at five, but we still don't forget, we went from three to five. So that little bit of piece was expensive for us even though we had a cap though, recap is simply just an insurance policy on the original purchase, that's all. So we're like okay, that cost us about 20 grand a month on this one property as an example, Speaker 1 (00:13:59) - The rate cap below Speaker 3 (00:14:00) - The rate cap below the rate cap purchase was less, but the three to 5% that increase in the mortgage payment was about 20,000 a month. Okay, so call it 250,000 for the year for one asset. So you're like, uh oh. I went from having great cash flow to having a lot less cash flow because my rate went out now it hit the cap. Well I was protected but it still went up 2%. So we started to take a look at what would it cost for us to fix this rate and it was uh, about a million bucks for a cash in. So we did it, we said let's do a million dollar cash in, fix the rate because I'm also afraid of future rate increases. So that $1 million that we put in to fix the rate at 5.2%, we know it's a four year payback or 250,000 times four is a four year payback. Speaker 3 (00:14:52) - So it's a four year loan. But really what we're doing is we're hedging the entire time and of course we have that cashflow coming out each and every month. And the beauty of that E as you know, is what you do is you hedge the upside. You can always re refinance on the doubt. And all I was trying to do was protect that thing from when the recap expired, what's usually caps for two or three years, let's say. I didn't wanna be in a position where it was, you know, six or seven or something. So that's why we did it. We were just protecting against the future. And these are the kinds of things that you can do if you've been in the room before, you know what I mean? You, if you have the experience and and you see these kinds of things happening, you could take action to help yourself and help your investors. And that is clear that the arbor had not set up their loans that way. They had not set up their cash that way and they perhaps weren't looking at some of those things critically like that. Speaker 1 (00:15:49) - Anna and I were each active real estate investors through the global financial crisis. So we know a crisis well, we see what each crisis is a little different when we talk about hedging ourselves against the crisis. Can you talk about rate caps, which is basically this insurance that one can buy to put a cap on how high their rates can go. If you go ahead and buy a property to 3% interest rate and you have a 2% rate cap, that means your cap cannot exceed 5%. So therefore if rates go up to 7%, you're kind of in the money. Speaker 3 (00:16:19) - That's exactly right. And so it's clear to me that they didn't buy those cap, by the way, they're not the only one. There are others. And so if you shine the light on the multifamily industry, there's a fair amount of people that didn't do that either, not just them. And also there's other people that don't have the cash perhaps like the million dollars that we used to do a cash in. And so they're going out to their investors to try to preserve the asset. The crazy thing about it, as you know is we're still very under supply and on a housing stamp. Yeah, the fundamentals of the apartments are actually good though we're still seeing a a little bit moderate red growth and we're hitting theis and the occupancies are good. The apartment industry is not in any kind of crisis. The one thing that's changed is the cost of debt has got up a lot. Speaker 1 (00:17:14) - Why don't we talk about that some more and just how bad is it going to get Ken, maybe through the perspective of just how much commercial debt is about to expire. Speaker 3 (00:17:24) - If you google this, you'll see that there's about 1.4 trillion expiring by the end of 2024. So that's a lot . And so what has to happen is, Keith, let's say you all bought something. Well actually there's already examples. If you Google, there's an office tower that was appraised and valued at 250,000,002 years ago and it just traded at 70 as an example. Wow. So there's a big, big haircut there, right? So first of all, all the equity on that original deal gone wipe down and then the that 70, all that does is cover part of probably the debt. So some bank somewhere took it in the shorts, you know, on that deal. And so that is a good segue to say what happens is anything that was purchased, let's say in uh, call it one to three years ago, is subject to massive valuation change. Speaker 3 (00:18:23) - And if they have a situation where they're trying to do a cash out refi and they're not going to be able to, if they have a situation where they're going to sell, they're not going to be able to because the value of that asset is probably 20 to 30% less than it was just two years ago. So what's going to happen is if they can wait, they might be able to wait it out. If rates go down like everybody's hoping it will, or cap rates go back down like everybody's hoping it will, then you're going to be fine. The issue is going to be the maturities and when they hit, Speaker 1 (00:19:01) - There's a 20 to 30% loss in value as we know at a 75% loan to value loan. Yes, that is a complete wipe out of the equity. Ken, when we think this through, of course apartments have debt that someone is holding onto and apartments also have equity that someone else is holding onto and equity could be held by. It's not just investors in a syndication, it's also a pension fund or a family office. And if these go under, we have to think about those ramifications of course, but we think about equity that's held by LPs limited partners, which are those individuals that invest in a syndication. What do you think that LPs should do? What kind of situation are they in? I mean are syndicators communicating with their LPs and letting them know things like, hey, there just isn't gonna be a distribution this quarter and I don't know about next quarter either or, how's that communication been? Speaker 3 (00:19:52) - So it's hard to know. Obviously if you read the article about Arbor, there was not much and a lot of the investors were surprised. It's interesting though, cuz if you really dial into it, there's no way that they were making distributions for a long time as the things were defaulting. So there must have not been distributions on those assets for some time. That would be obviously a red flag. So I think that some syndicators are probably communicating very, very well. But in this particular case, that wasn't happening because of what some of the people were saying in the article that had invested with them. Speaker 1 (00:20:31) - And when you're talking about Arbor, you're talking about that group in Houston that I brought yeah, up earlier. That's really become sort of like the poster child for what's coming can often that might make one think like the LP that invests in someone else's syndication that might make a savvy investor wonder, well gosh, I wonder if there's going to be a contagion effect. Even if a syndicator shows me a deal and that one particular deal looks really good, does that syndicator have other deals behind him that are blowing up and could affect this good deal that looks good in front of me right now. So what are your thoughts about any sort of contagion effect that way? Are you seeing any of that out there? Speaker 3 (00:21:08) - It's certainly possible. I know that a lot of it's gonna be based around the debt itself. So if somebody got a deal like we did like two years ago or one year ago that put fixed rate debt on it, not a problem. So you have to take a look at the maturity of the debt. There's a lot of people that have bought properties that where they assumed alone in the commercial space you can assume something, people are still doing deals, you know, so if you could step into somebody else's loan at three, three and a half percent, let's say you're not gonna have a default issue, you're not gonna have a debt issue where the debt's gonna go up while you bought something, it's fixed. And that was kind of the whole point. As you know, I've been telling people to get in fixed straight debt for two years. If you go back and look at my videos, I probably said it a hundred times, getting fixed straight debt, getting fixed straight debt, getting fixed straight debt because you have to know what your debt payment is month to month to month for a long period of time. You don't want a fluctuating variable number. And so the people who didn't do that, the people that in my opinion were inexperienced and didn't by caps, this is the result of that. Speaker 1 (00:22:23) - We've been talking a lot about problems here. Of course the flip side of any problem is an opportunity. You are an excellent opportunist. You just talked about situations where apartment values could be down 20 or 30%. So are you seeing opportunity, especially with respect to apartment buildings and what's going on coming ahead? Speaker 3 (00:22:43) - We looked at four deals on Tuesday, we've been in opera on one of 'em. So to your point, if somebody's sitting on some assets and they need cash for ones that aren't doing well, for example, they might sell a couple of the good assets. And what's a good asset? A good asset would be something that's highly occupied and is stable and has fixed rate debt and it's something that you can easily underwrite, easily buy, and you know it's gonna be like clipping a coupon moving forward. That would be what I would call a good asset purchase. And those are definitely hitting the market. So I mean, you think about your own portfolio, you know, at any given time you're looking at the winners and you're looking at the losers, sometimes you have to sell a winner to pay for some of the losers. So we're starting to see some good assets hit the market. Speaker 3 (00:23:32) - That might be great. They help somebody that's um, in a situation that might need cash for something else. So that is exactly what does happen. That is what's happening. So we're gonna be all over those issues and try to snap up some of these really, really nice assets. Another really good opportunity is going to be on brand new class A apartments that are just now being completed. So you know, as you know on a new construction deal, you do not get fixed straight debt because there's no asset. It doesn't exist. So you have a land, you have to build it until it's considered in service, which means you have all the occupancy certificates and it's blessed and the city says, okay, it's all ready to move it. That's in service. And until that point you can't put fixed rate debt on anything. So there's going to be this many opportunities on assets that are under construction that are in trouble because of these high interest rates. People that come in with all cash, for example, are going to be able to buy some of those properties. What I would guess at under replacement costs, it's going be a very exciting time moving forward for buying perhaps real trophy assets or assets up that people have already done a lot of work on or under what they're worth. Speaker 1 (00:24:51) - That could be a good niche to exploit. You're listening to get Resu education. We're talking with Ken McElroy about trouble in the commercial lending market and how that affects real estate. Warren, we come back. I'm your host Keith WeHo with J W B Real Estate Capital. Jacksonville Real Estate has outperformed the stock market by 44% over the last 20 years. It's proven to be a more stable asset, especially during recessions. Their vertically integrated strategy has led to 79% more home price appreciation compared to the average Jacksonville investor. Since 2013, JWB is ready to help your money, make money, and to make it easy for everyday investors, get email@example.com slash gre. That's jwb real estate.com/gre. GRE listeners can't stop talking about their service from Ridge Lending Group and MLS four 2056. They've provided our tribe with more loans than anyone. They're truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four plexes. So start your pre-qualification and you can chat with President Chaley Ridge personally. They'll even deliver your custom plan for growing your real estate portfolio. firstname.lastname@example.org. This is peak prosperity's. Chris Martinson, listen to Get Rich Education with Keith Wein old and don't quit your daydream. Speaker 1 (00:26:33) - Welcome back to Get Education. We're talking with Ken McElroy, longtime influencer and very successful author, A great influencer in the real estate space. And can you hit mentioned some other sectors outside of the residential and the apartment space earlier, and we look at potential problems or opportunities outside of residential and we think about what's happening to office space. You touched on that earlier, that's probably about the worst real estate sector I can imagine in their high vacancy rates, hotels and retail and warehouses, which actually think about one sector as doing pretty good since the pandemic and online shopping really lifted the warehouse sector. But do you really have any other thoughts about those sectors, how commercial loans affect them or any good opportunities in those outside of residential? Speaker 3 (00:27:24) - As everyone knows, you know, when you buy a home, they look at your FCO score, right? They look at your credit and they look at you or me as the person paying that home as they should. When you move to the commercial side, they look to the asset. So they're very, very different. One's an individual. Another one is the actual asset. So as these asset values go down, as interest rates go up, I think that anything that's going to need any kind of a loan and the next year or two is going to have a problem from an asset value standpoint. Because what we were all used to in the last 10 years were these value add. So you'd buy something and then you would improve it and it would be worth more money at the credit and debt markets were stable, you know, so you could go, uh, you had a very calculated model where you can go put new debt on there and scoop that out and do a cash out refi that's gone right now because the values are down and of course the cash out refi option is off the table. Speaker 3 (00:28:30) - So th those are the real problems that people face moving forward. So that could be all kinds of things. It could be retail, it could be industrial, it could be multi-family cuz everything is impacted even though we've had high cracy and red growth in some of those areas. If you're a seller that has a 3% loan and you're trying to sell it to somebody like us who's a buyer, we're probably at six or seven. We're looking at cash flow very differently than they are when our debt costs are almost double. So we're not gonna be able to pay that price. And so that's what the debt, rising debt costs have done. If the income, any expenses are the same, but the debt costs are double, then we as buyers can't afford to pay that. So therefore the prices that we're we can afford to pay are gonna be a lot less. And so that's actually what's happening Speaker 1 (00:29:26) - And what we think of as perhaps ground zero for problems in the real estate market. I think office first comes to mind, you've talked about office vacancy rates in many American cities being really high earlier, it was a particularly noteworthy stat that was released not long ago that in New York City they have 26 Empire State buildings worth of empty office space. So we talk about all this open office space with more of the work from anywhere crowd and this dearth of residential housing. You know, can you experience, do you learn about very many office buildings being viable for tear down and conversion into residential? Or is that not feasible very Speaker 3 (00:30:07) - Often? Yeah, so that's the million dollar question. What are we gonna do with these big, big office buildings? And think about this, Keith, let's say it's a 50 story building, which is a very common building all over the place and it's got 20 or 30% occupancy. My guess is, you know, what do you do? Like you have to wait until it's a hundred percent vacant, obviously before you can even do something. So what's going to happen is the banks are actually gonna be taking these back, the banks are gonna be managing these and they're gonna have to figure that out. And the only way to take down an office building is if it's a hundred percent vacant. And even then it might not be worth it because let's don't forget, you step into the shoes on day one of the property taxes of the utilities of the insurance, regardless if it's full or not in order to maintain it. Speaker 3 (00:30:59) - So there's an operating cost that exists whether there are people in it or not. And so you have to be careful that you're not catching a falling knife. You know, like, I mean if somebody said to me, I'll give you this vacant office building or a dollar, I probably wouldn't take it because unless I had some kind of a solution for the, uh, on the income side. So I'm not saying I wouldn't, but you have to have a solution on the income side to cover your operating expenses. Otherwise you're just gonna be writing checks just like the person before you Speaker 1 (00:31:34) - That is so well explained on the difficulty of making a conversion feasible from office to residential. Well, if you're like me, you read a lot of Ken McElroy's books like the ABCs of Property Management, the ABCs of Real Estate Investing. Can I read the Return to Orchard Canyon on a beach in India a little over three years ago? Actually, I love that more recent book from you and you have a great live in-person event coming up really soon where the audience can come to see you at a bunch of other speakers. It's a fantastic event. It's a second year, you're doing it, it comes up really soon here in Scottsdale. Tell us about it. Speaker 3 (00:32:15) - Thank you. It's, I cannot be more excited, especially what's happening right now. It's called Limitless and uh, it's at limitless expo.com. So it's just limitless expo.com. But kicking off the very first day is Joseph Wang, who wrote a book called Central Banking 1 0 1 and he is good. He used to work in New York for the Fed and is going to talk specifically about what's the Fed going to do in the second half of the year in 2024 based on all the things that he did on the open markets desk for the Fed. So that's gonna be very exciting. We've got Chris Martinson as well talking right after him, got kiosaki. We have a whole bunch of people around entrepreneurship and um, kind of side hustle stuff just to try to figure out what the heck is happening and what could we be doing to protect ourself moving forward. Speaker 3 (00:33:11) - So this is really, this year in particular is a not to miss year because these are things that all of us are trying to figure out. I don't have a crystal ball just like anyone does, and I'm studying like crazy to try to figure out what's happening next. We've got 45 speakers all coming to try to help us understand what we can do next. Chris boss, who's, uh, wrote the book, never Split the Difference. If you guys haven't read that book, you need to read that book. He's the hostage negotiator in the world and he works for the FBI and Harvard. And, and his talk is going to be how to negotiate during troubled times because these are going to be real things, Keith, real things that are happening. You know, when there's a debt maturity or a loan coming up or you have problems with your limited partners or, or whatever it might be, this is the room you wanna be and that's the talk you want to hear. Chris is gonna be there, I'm gonna do a podcast with him. He is gonna do a book signing, so it's really fun. It's gonna be Thursday, uh, the 15th, the 16th or the 17th of June. And uh, it's right in Scottdale, Arizona. Speaker 1 (00:34:21) - Janice Prager will be there as well. And yeah, it seems like you just keep adding speakers. Okay, I wanna talk to you. Last month it was 40 speakers, now it's 45. So you, you have a buffet that you can sample there as an audience? Speaker 3 (00:34:34) - We do. I can't wait to meet Dennis Prager. I, I've been to his compasses in la I, I'm a big fan of, you know, his messaging and, and what he, he has a billion downloads last year, A billion with a B. That's incredible. So he's getting to be there. I just think it's like the who's who, right? It's tweet thought Speaker 1 (00:34:52) - 100%. You can get email@example.com. Can I and our audience have benefited from your knowledge for years? Thanks so much for coming back onto the show. Speaker 3 (00:35:02) - Yeah, my pleasure. Always great to be on Speaker 1 (00:35:10) - Most of those speakers at the Limitless event. Were guests here on G R E, so you'll probably find a lot of residents there, including Chris Voss who was the FBI's lead hostage negotiator. He was on the show with us here twice you'll remember. And yeah, you'll remember that pretty fondly because it was entertaining the first time Chris was here back in episode 331, how the World's Best negotiator and I, Chris Voss did a mock face off in negotiating the purchase of a fourplex building. But getting back to imploding apartment syndications, they aren't just blowing up deals and blowing up investors, but also blowing up banks when the borrower cannot repay the loan. And banks have to take back apartment buildings and office buildings unlike, which is actually pretty unusual in a way that they need to take back apartment buildings. I mean, everyone understands how the work from anywhere movement created, the office space decline, but there is quite a demand for all residential types, single family homes and condos and trailers and apartments. Speaker 1 (00:36:17) - But it's those resetting rates that blow up apartments despite the demand for people to wanna live there. So what this does, it makes banks more conservative with lower rent values being delivered, lower rent to value ratios also coming on the way. I would expect more of that ratcheting down. And for more people wanting to refi from a variable rate to a fixed rate, you know those syndicators they have got to put cash in in order to meet that lower loan to value ceiling will well capitalize syndicators. They can do that and others can't. Syndicators might very well be asking for capital calls from their investors then for their investors to help fund that cash in refi to keep those deals alive. The timeline for when you should expect a lot of this activity are from the peak 2021 and early 2022 deals that had short-term debt on them. Speaker 1 (00:37:17) - They are going to face resetting rates late this year and into 2024. You probably noticed that just beyond the halfway point in the chat with Ken. I pivoted from talking about problems to discussing opportunity and the opportunity being that others might sell a good apartment deal because they need the cash to get out of that deal so that they can go take those funds and perform a cash in refi and shore up one of their other deals and get that other deal into fixed rate debt. Most modern offices, you know, they simply cannot be adapted over to residential uses due to their wide and deep floor plates that restrict natural lighting to only the perimeters. And because of the overhauls required to run mechanical and electrical and plumbing to individual residential units in the rare office building where conversions are possible, that sort of thing is wildly encouraged by everyone, developers and brokers and all kinds of governmental bodies. Speaker 1 (00:38:19) - In fact, there was recently a sale of a 150,000 square foot office building in Orange, California oranges between Anaheim and Santa Ana. It's sold for 22 and a half million dollars and it's planning to be converted from office to residential. But yeah, multi-family conversions like that, they just aren't common. And the full story about that from LoopNet is in the show notes for you today. We've been discussing the difference between one to four unit properties and five plus unit multi-family apartments today. The difference in lending is really what makes all the difference. So those larger apartments bought with variable rate debt, say one to three years ago, they are problematic where the one to four unit space instead stays shielded with long-term fixed interest rate debt. Next week here on the show, you're gonna meet our new investment coach at GRE Marketplace. You have heard this person on the show before. I'll introduce you next week. Yes, we're adding a second one to keep up with demand for you. Until then, I'm your host Keith Wein. Hold, don't quit, it's your daydream. Speaker 4 (00:39:31) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests on their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Speaker 1 (00:39:59) - The preceding program was brought to you by your home for wealth building. Get rich education.com.
Creating the coverart for the next Thirteenth Hour soundtrack LP.
Join us in this episode as we sit down with Jonathan Nichols, a real estate investor local to the DFW metroplex. He began his REI career after working for almost ten years in the aerospace engineering industry as a propulsion engineer, where he analyzed and integrated turboshaft engines on helicopter platforms. He holds B.S. and M.S. degrees in Aerospace Engineering from Texas A&M and Virginia Polytechnical Institute. He and his wife Paula began their investing journey in 2018 and have undertaken numerous projects before forming their multifamily investing company Apogee Capital in 2019. His past real estate projects include a 75-unit A-class apartment complex in College Station, TX, as a GP, two 100+ unit complexes in the Tulsa MSA as a GP, an 8-unit apartment to STR conversation in Arlington, TX, as a GP, and almost 1000 units investing as an LP.Additionally, he has numerous residential real estate investments, including a 20+ unit short-term rental business in the Arlington Entertainment District. Known as a person with a high work ethic, Jonathan enjoys helping others to achieve their goals (financial or otherwise). Outside of work, he enjoys spending his time racing in Ironman triathlons and traveling with his wife. Jonathan shares his journey into real estate investing, including his early struggles with a negative cash-flowing fourplex and how he turned it around with short-term rentals. Along the way, they discuss the importance of accurate financial analysis in real estate investing and the value of having a partner in the investing journey. And, of course, they share their favorite ice cream flavors and debate overrated and underrated desserts. Show Highlights:✅ Who is Jonathan?✅Journey into real estate✅Mistake in business ✅Short-term rental portfolio✅Master Lease and Arbitrage ✅Current activities in short-term rentals ✅Reasons to switch to multifamily ✅Why passive investing ✅401K vs IRA ✅Future plans ✅Triathlon Journey ✅Iron Man's impact ✅Book recommendation ✅Everyday habits ✅Best advice ✅Biggest pride ✅Inspirational person ✅Ways to connect Jonathan
I Don't Wanna Hear It Podcast226 – Disc Dives For Dummies: How I Spent My Summer Vacation by The Bouncing SoulsThis week we do a little dip into The Bouncing Soul's first (but not last) really great LP, How I Spent My Summer Vacation. So, break out the Taylor Ham and egg and go fuck ya mutha', because these New Jersey mooches got a real live one here.Check out more of our stuff at I Don't Wanna Hear It and join the Patreon, jabroni. I mean, if you want. Don't be weird about it. Oh, and we publish books now at WND Press because we want to be bankrupted by a dying medium.We now have a Big Cartel where you can buy shirts, pins, mugs, and coffee.Also, you should listen to our 2021 Christmas special: A Black Metal Christmas Carol, our 2022 Halloween special: Ghoulie Ghoulie Ghoul, Where Are You?, our 2022 Christmas Special: How the Stench Stole Christmas, as well as Mikey's true crime podcast, Wasteland and Shane's psychology podcast, Why We Do What We Do.Aaannnddd... our good buddy and frequent third host Matt Moment is in a great hardcore band called Contact. Check 'em out! You can preorder their upcoming record, Before and Through and Beyond All Time right here from Patient Zero Records.Episode Links:I Have DreamsIncendiaryHow I Spent My Summer Vacation by The Bouncing SoulsSome of our old bands are on Spotify:Absent FriendsWe're Not DeadYears From NowMusical Attribution:Licensed through NEOSounds. License information available upon request.“5 O'Clock Shadow,” “America On the Move,” “Baby You Miss Me,” “Big Fat Gypsy,” “Bubble Up,” “C'est Chaud,” “East River Blues,” “The Gold Rush,” “Gypsy Fiddle Jazz,” “Here Comes That Jazz,” “I Wish I Could Charleston,” “I Told You,” “It Feels Like Love To Me,” “Little Tramp,” “Mornington Crescent,” “No Takeaways.”
On the heels of a fantastic NOLA Jazz Fest 2023, please welcome New Orleans-based guitarist/vocalist ARI TEITEL (The Rumble) to Episode 067. I've been keepin' ears and eyes on Ari for the past few years as he continually makes waves in this country's greatest musical city. With numerous irons in the fire, as well as a laundry list of colossal collaborators, it was high time that I catch up with the young axe-slinger and hear all about his musical journey thus far. 2:30 - The Upful Update: Irmzie injury, NOLA Jazz Fest 2023 14:00 - introducing ARI TEITEL 18:25 - INTERVIEW w/ Ari Teitel (73 mins) 1:32:40 - aftermath/reflections 1:36:20 - Vibe Junkie JAM 1:44:30 - BONUS- Summer Concert Tours Preview w/ J.A. (50 mins). Please consider $upporting the Upful Life Podcast Ari Teitel - Bio GRAMMY nominated Ari Teitel began his career at 11 years old on stage sitting in with Robert Randolph at the Michigan Theater in his hometown of Detroit. Leading a band in the Motor City by age 12, Ari immersed himself in the musical heritage of the city. Studying and adhering to the traditions with the deepest respect. After graduating from Michigan State in 2016, he made the pilgrimage to American-music mecca New Orleans, Louisiana. He earned a GRAMMY nomination as musical director of Mardi Gras Indian Funk band Cha Wa, and worked alongside contemporary groove gurus Eric “Benny” Bloom & Nigel Hall of Lettuce. In 2022, Teitel co-founded The Rumble, a new and improved take on the funk band steeped in NOLA's sacred masking traditions. Also last year, Ari dropped a phenomenal solo LP, I Got My Thing. Now a staple on the Crescent City scene, Teitel has recorded or performed with PJ Morton, Iggy Pop, Mononeon, Cyril Neville, Ivan Neville, the New Orleans Jazz Orchestra, George Porter Jr, Dee Dee Bridgewater, Nicholas Payton, Big Chief Monk Boudreaux, Davell Crawford, Herlin Riley, Papa Mali, Quiana Lynell, Roosevelt Collier, Bill Summers (Herbie Hancock), Erica Falls, Russ Liquid, Adam Deitch, Alvin Ford Jr (Pretty Lights), and Jamison Ross (Snarky Puppy). Ari Teitel - Instagram Ari Teitel - website Ari Teitel - Link Tree Vibe Junkie JAM “Burn Rubber” The Nth Power & Friends (feat. members of Dumpstaphunk & more!) Tribute to The GAP Band. April 28th, 2023 late night. Toulouse Theater. NOLA Check out B.Getz's annual NOLA Jazz Fest wrap up on L4LM BONUS: 2023 Summer Concert Tours Preview with very special guest, the return of J.A. from The Rock n' Wrestling Podcast, one of my hometown homies and oldest friends. His first Upful LIFE podcast appearance in about 2 years! Since this episode came in a couple weeks late due to life stuff, I wanted to throw in some bonus content for the people! So great to reconnect with Jason and talk about some of our favorite topics du jour including - but not limited to - The Phish from VT, the geopolitical lens b/o pro wrasslin', Erykah Badu, Metallica, Billy K. leaving Dead & Co. just days before their "Final Tour", plus riffing on Taylor Swift-mania, Blink-182/Turnstile, The Cure, Motley Crue/Mick Mars drama, & some hearty laughs too. EMAIL the SHOW PLEASE LEAVE A REVIEW on Apple Podcasts Listen on Spotify Theme Song: "Mazel Tov"- CALVIN VALENTINE
Building Abundant Success!!© with Sabrina-Marie
Gamble & Huff, Philadelphia International Rock & Soul ClassicCharlie Ingui, Original Lead Vocalist still records & tours go check him out! ~ thesoulsurvivors.comR.I.P. Ritchie Ingui, original vocal half of the Soul Survivors. He transitioned in early 2017.Original group member Kenny Jeremiah Transitioned in December of 2020.Memorable Intro, AWESOME Classic Hit, a Kenny Gamble &Leon Huff hit that Helped launch the Legendary Philadelphia International Record Label.I am a Music Lover of All Styles, Generations. This Week I Flashback.......The Soul Survivors, originally from New York City, grew up listening to the R & B groups of the 1950's. The sounds of groups like the Moonglows, Heartbeats, and Frankie Lymon and the Teenagers had a great influence on brothers Charlie and Rich Ingui. With various street corner groups, they developed their vocal skills. While in high school, Charlie joined the vocal group from Queens, N.Y. the Dedications. When, a year later the group's lead singer decided to leave, brother Rich was recruited. While performing at clubs in the New York area, they found themselves at the mercy of various house bands and decided to find a group of musicians who would become permanent members of the group therefore creating a self contained unit. The group would be renamed THE SOUL SURVIVORS.Shortly thereafter, the group began to build a strong following, playing venues in Atlantic City and Philadelphia. Enjoying great success in Philadelphia, they attracted the attention of record producers Kenny Gamble and Leon Huff. Into the recording studio they went, emerging with " Expressway To Your Heart " a song that would climb to #3 on Billboard's R&B chart and #4 on it's Top 100 list. The success of " Expressway " became Gamble and Huff's first "crossover" hit when it began to be played on both black and white radio stations. It's success enabled Gamble and Huff to reach the large audiences they sought in order to bring their " Sound Of Philadelphia " to the mass Market. In polls taken by both the Philadelphia Inquirer and Philadelphia's City Paper, " Expressway" was voted the number one record ever to come out of Philadelphia. "Expressway " was followed by two other chart records, "Explosion In My Soul" and " Mission Impossible". Their first album, released in 1968, was " When The Whistle Blows ". A second LP, on Atco Records, called "Take Another Look" appeared in 1969.During this time, the group toured extensively throughout the U.S. appearing with many different types of artists...everyone from Jackie Wilson, Smokey Robinson and The Miracles to Janis Joplin, the Beach Boys, Buffalo Springfield, Sly and the Family Stone and countless others. In 1974, the Soul Survivors reunited with Gamble and Huff to record their self titled album "The Soul Survivors" on TSOP Records. It was written and performed in a style that would define the unique sound of The Soul Survivors.The album produced "City Of Brotherly Love" which would show up on Billboard's R&B Top 100 and become the group's fourth charted outing.Through the years, the Soul Survivors have continued to provide audiences with high energy performances and music that is timeless and authentic ,appearing with 60's contemporaries Felix Cavaliere's Rascals. the Turtles,the Association, as well as fellow TSOP artists Harold Melvin's Bluenotes,Billy Paul, the Intruders, Russell Thompkins' Stylistics and others.The group's CD is called " Heart Full of Soul ", produced by Grammy nominated producers Jimmy Bralower and Johnny Gale.The Soul Survivors recorded new music and covers several years ago, most recently working with David Uosikkinen of The Hooters and his project "In the Pocket" which is paying tribute to the vast catalog of music created in Philadelphia.© 2023 All Rights Reserved© 2023 Building Abundant Success!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon Music ~ https://tinyurl.com/AmzBASAudacy: https://tinyurl.com/BASAud
This week, in the first of five Pride episodes for June 2023, Marshall, Nick, LP, and Wil talk to Victor Manibo about his book, The Sleepless. Links mentioned during the show: Victor Manibo Support the Show: Patreon Kofi Indie Bound Contact us! JustKeepWriting.org Discord Facebook Twitter Instagram YouTube Marshall: Website: www.marshallcarr.com Email: firstname.lastname@example.org Twitter: @darthpops Nick: Website: www.brightinks.org Email: email@example.com Twitter: @BrightInks Wil: Email: firstname.lastname@example.org Twitter: @wil_ralston Instagram: @wilsartrules Brent: Twitter: @BrentCLambert @fiyahlitmag Fiyah Lit Magazine LP: Email: email@example.com Twitter: @LPKindred Linktr.ee/lpkindred Now, just keep writing!
On the show today, we're going to meet some white seahorses. Then we'll find out how fairy circles are made. After that we'll take a look at some backyard fungi that can eat plastic. Before we take a trip to another galaxy and learn about a new planet. And then we meet a Diamantiasaurus. QUIZ QUESTIONS: What colour are white seahorses? How are fairy circles made? What have scientists found that eats polypropylene plastic? What do scientists think planet LP 791 18d has on it? What was the name of the dinosaur who's skull was recently found? BONUS QUIZ QUESTION: What are the names of the fungi that can eat plastic? ANSWERS: White seahorses can come in all different colours, and their colour can even change, depending on their mood and where they live. The fairy circles were made when termites built their nests underground in a circular pattern, which meant plants couldn't grow above the termite chambers. Fungi found in backyards. Volcanoes. Diamantiasaurus. BONUS QUIZ ANSWER: The fungi known as Aspergillus terreus and Engyodontium album.
Venture Unlocked: The playbook for venture capital managers.
Follow me @samirkaji for my thoughts on the venture market, with a focus on the continued evolution of the VC landscape.We're joined by Stephanie Palmeri and Melody Koh, Partners at NextView Ventures. Nextview was founded in 2010 and recently raised $200MM for their new set of funds. Located in SF, NY, and Boston, the firm invests all across the US and has invested in over 170 companies at the seed-stage since its founding, including Devoted Health, Thread up, and Attentive. We had a great conversation about how NextView thinks about firm partnerships, what seed and pre-seed investing look like today, and what they believe it means to successfully work with founders. About Stephanie Palmeri:Stephanie is a Partner at NextView Ventures and is based in San Francisco. She focuses on the power of technology to positively transform how we live, work, learn, play, and care for our planet and each other. Her investments in the “Everyday Economy” have spanned many industries, including social commerce, circular retail, education, digital health, marketplaces, transportation, and finance. Previously, Stephanie was a partner at Uncork Capital, where she spent a decade investing in dozens of seed stage companies, including Poshmark ($POSH), Clever (aqu. by Kahoot!), Chariot (acq. by Ford), ClassDojo, Carrot Fertility, Hallow, Panorama Education, Phil, Wrapbook, and Wonderschool. Before venture investing, Stephanie worked as a technology consultant and marketer at Accenture, Estee Lauder, and several startups.Stephanie holds an MBA from Columbia Business School and a BS in Marketing and Management Information Systems, magna cum laude, from Villanova University.About Melody Koh:Melody is a Partner at NextView Ventures, based in its New York office. Prior to joining NextView, Melody was Head of Product at Blue Apron (NYSE: APRN). Melody joined Blue Apron as the first product hire when the company was 18 months old with 20 HQ employees. She helped scale the business through hyper-growth (25x in 3.5 years) and to its IPO.Previously, Melody was a Product Manager at Fab.com leading marketing & analytics products and the founder/CEO of a seed-funded wine subscription e-commerce service. Melody was also a venture investor at Time Warner's strategic VC group and was one of six inaugural members of First Round Capital's Product Co-op initiative. Melody began her career as a tech/media M&A investment banking analyst at Evercore Partners.Melody holds an MBA from the Harvard Business School and the University of Virginia.In this episode. we discuss:(01:54) Why NextView strives to not be a pack of lone wolves(03:35) How the carry economics of the firm drives a deeper partnership(06:57) Building firm culture with so many locations(11:21) How NextView uses strategic in-person time to remain connected(13:42) The benefits to founders by being more strategic in their investments(16:33) How the NextView model performed in the different market conditions over the last few years(21:04) What the moving goalposts of the market has meant to founders and investors(25:27) The advice they are giving founders to get through this difficult funding cycle(29:18) Why NextView sees themselves as invited guests and why that translates to happy founders(34:31) How they think about the growth and evolution of NextViewI'd love to know what you took away from this conversation with Stephanie and Melody. Follow me @SamirKaji and give me your insights and questions with the hashtag #ventureunlocked. If you'd like to be considered as a guest or have someone you'd like to hear from (GP or LP), drop me a direct message on Twitter.Podcast Production support provided by Agent Bee This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit ventureunlocked.substack.com
Best Real Estate Investing Advice Ever
Jeremy Dyer is the founder and managing partner of Starting Point Capital, which raises capital through co-GP and SPV structures. In this episode, Jeremy discusses why he prefers working with vertically integrated sponsors, the deal-specific questions he asks to evaluate investments, and the lessons he's learned from not doing due diligence on sponsors. Jeremy Dyer | Real Estate Background Founder and managing partner of Starting Point Capital Portfolio: 24 LP investments (mostly multifamily) Three GP deals Three fund-of-funds deals Based in: Minneapolis, MN Say hi to him at: startingpointcapital.com LinkedIn Best Ever Book: The Hands-Off Investor by Brian Burke Greatest Lesson: Dig deep as an LP into the sponsor. It's not enough to know, like, and trust them. Click here to learn more about our sponsors: CASKX Techvestor MFINCON BAM CAPITAL
On this episode of The Heavy Galaxy Show, Matt and John sit down with GOZU vocalist/guitarist Marc Gaffney to talk about the band fifth LP 'Remedy' and their current US run in support of then record. Gaffney discusses his change in his overall vocal approach on the record and how the addition of new drummer Seth Botos had added to to the musical changes. Marc discusses his early musical influences and what vocalists and guitarists made him want to become a musician. Gaffney talks about his relationshis with both celebrity chef and Blacklight Media founder Chris Santos and Metal Blade Records owner Brian Slagel and his important working with both has been to the bands career. Marc discusses his current musical influences, GOZU's appearance at the first Psycho Vegas in 2018, his penchant and notoriety for coming up with obscure and unique song titles and much more. --- Send in a voice message: https://podcasters.spotify.com/pod/show/cmspn/message
It may be shocking to you to learn that only about 32% of real estate investors are women according to Zippia. Real estate investing is a popular choice for building wealth, with 23% of Americans saying it is the best way to build wealth, Forbes reports. Jazmin Salinas is the Founder of Massive Capital Girls Society, Coauthor of Powerful Female Immigrants Vol II, and Investor Relations Manager at Massive Capital. She has been an active investor in commercial and land for over three years, co-sponsoring over 800 units in 2022 and LP 174 units. Her main message is that you can use obstacles to achieve success, start with what you have, commit to your goals, and nobody has it all together. She joined me this week to tell me more. For more information: https://massive.capital/girls-society/
When award-winning comedian Liz Glazer watched The Wonder Years as a kid, she thought she was seeing, for the first time a kid just like her: one who knew even as he lived his life that he'd one day look back on all this wistfully. This simple (mis?)interpretation of the show foreshadowed the type of adult she'd grow into: a comedian who is able to weave tragic experience into comedy with ease. After Jordan and Liz's conversation, Jordan has one quick thing about the new John Cena/Jackie Chan pairing we've all been waiting for (right?).***With Jordan Crucchiola and Liz GlazerLiz's new LP, A Very Particular Experience
Join @petiakolibova and I in an exciting conversation about cultivating an aligned life and becoming abundant! Learn more about Petia:Petia Kolibova is an alignment women's coach who guides women to intuitively connect with their inner vision so they can experience personal and professional magnetism and become unapologetically abundant. Her mission is to empower visionaries who are on the path to embody their fullest self-expression to soulfully expand into a quantum leap in al dimensions of their lives. Petia gives immense clarity +exact steps to unlock women's divine feminine and abundance mindset. Through subconscious work as a certified breathwork facilitator, reiki, L P & Human Design practitioner, she leads her 6 and 7 figure clients to their next level in life and business. If she is not interviewing fellow experts on her podcast Unapologetically Abundant, traveling the world with her husband, hosting retreats, or reading, you will find her reading or cuddling with her dog Baby.Contact Petia:https://petiakolibova.com/Sign up for her Abundance Activation:https://petiakolibova.com/abundance-activation-process/Sign up for her Soulful Success Experience:https://petia-kolibova.mykajabi.com/soulful-success-experience-2023?ref=https%3A%2F%2Fpetia-kolibova.mykajabi.com%2Fa%2F2147532554%2FJ3x4Bkb3Contact Rebecca:Rebecca.firstname.lastname@example.orgRebeccameisl.comSocials: Sacredreikihealing Support the show
Please follow The Path to Authenticity on Apple Podcasts, or wherever you listen. Where are All the Grown Ups Episode 216 features part two of a conversation with therapist Holly Homan. Holly is the co-owner of JRNY Counseling, LP, a private practice located in Noblesville, Indiana. She graduated from Indiana University with an undergraduate degree […]
MERZCAST - The Merzbow podcast
With the full NWN/Hospital Japan Fest line up announced, we go all in on Thirdorgan, the cyborg of night two. "Jinzonigen" is Thirdorgan's 1998 LP on Harbinger Sound. We answer the questions posed in the track titles. We prepare for the dystopian future where Hakaider and Loch Ness Monster will lead us to new lands. Thirdorgan is the harshest of them all, and this LP showcases exactly why. Do you believe?
Gabe 'Nandez latest project is called "Pangea". It was written and recorded during the height of the pandemic, at a time when 'Nandez was enduring personal turmoil and grappling with the collective experience of quarantine. We talked with him about "Pangea" and its theme of collective consciousness while examining some of the unique stories and perspectives that its individual tracks have to share. Then we discuss his album pick for this episode - the second LP from Roc Marciano, the one many folks have deemed his best - "Reloaded".
E163 - Clément Aglietta, Co-Founder & CEO, Edda Our guest this week is Clément Aglietta, Co-Founder & CEO of Edda, a collaborative tool for private equity investors. Edda is an all-in-one solution for deal flow, portfolio management, and LP's relationship management. The tool is designed to be user-centric and integrates with external databases and other tools. Edda has recently launched into the ANZ market via a partnership with Innovation Bay's VC community, Aurora. Clément began his career at CERN, the biggest physics laboratory in Europe, where he learned about quantum physics. He then went on to study design. This gave him the opportunity to join the dots between physics and design and discover a new method of solving problems - a passion that led to the creation of Edda. Clément's desire to be an entrepreneur led him to attend conferences and meet investors. He worked at Rebag, a luxury handbag marketplace, and was later invited to join LG Labs as a VC. As a designer turned VC, he noticed the lack of advanced technology in the industry and decided to create Edda. Edda raised the first funding round after building a team and creating the first version of the product. Edda helps investors manage their deals and portfolio companies by capturing information from emails, synchronizing data, and providing collaboration tools. It provides statistics and creates profiles for companies, while allowing users visibility on the true value of investments and the impact they create, in real time. With a team of 33 (growing to 40 imminently), Edda now has 130 clients in 26 countries and manages around $30 billion in assets across the private and public equity markets. With lofty ambitions to be the global industry leader, and a passion to make a positive impact on people, society and the planet, Edda has big plans for the future. Quickfire Round: Book: Build by Tony Fidel, Civilizations by Laurent Binet Podcast: audio books News Source: VC news via LinkedIn Productivity App: Turning off phone notifications Favourite CEO: Demis Hassabis from DeepMind TV Show: n/a TEDTalk Topic: Financing impact Get in touch with Clèment via LinkedIn and learn more about Edda here https://edda.co/ See omnystudio.com/listener for privacy information.
Achieve Your Goals with Hal Elrod
When someone shares their experience openly and honestly, something magical happens; you're able to see yourself in that story, connect with them, and grow together. This is the theme of today's podcast. We're changing things up a bit in this episode as I had the pleasure of being on The Gravity Podcast with Brett Kaufman, and Brett asked me such unique questions that when we were finished, I knew I wanted to share this episode with you! You'll hear how I went from being a lazy, undisciplined kid to someone who became capable of achieving extraordinary goals that my younger self never imagined I could. Brett has such a unique gift of asking thoughtful questions, and he helped me peel back the layers of my life story, sharing everything from my early struggles to some hilarious, never-before-shared tales from my childhood to the life-threatening hurdles that shaped me into the person I am today. You'll also learn the TWO powerful choices you can make at this very moment that will help you find the level of success in any area you've been working towards and help you develop into a more compassionate, driven, and fulfilled individual. KEY TAKEAWAYS Looking at life's curveballs as teachable moments. Learning to accept difficult emotions without losing the ability for empathy. Using pain as a catalyst for finding purpose. Find work you love so that every workday feels like you're living your dream. The secret ingredient that will change your life, no matter how much of a procrastinator you were before. Your success is directly proportional to the depth of your personal growth. The two decisions that will help you orchestrate miracles in your life. Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/484 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube Copyright © 2023 Miracle Morning, LP and International Literary Properties LLC
Big Fat Five: A Podcast Financially Supported by Big Fat Snare Drum
This week's guest is Neal Daniels…an LA-based drummer with credits that include LP, Liz Phair, Matt Nathanson, Booker T. Jones, Post Malone, Due Lipa, Camila Cabello and many more. As is common with this podcast, we've known each other from afar for quite some time, but this podcast keeps bringing people together! Neal is a pro drummer through and through and this is certainly a masterclass in the journey towards enlightenment. We talk about the music that sparked his initial interest in drums / his inevitable stoner rock stage / his previous tendency to overplay / his moving to LA & feeling lost with his playing. Don't worry, it all has a happy ending. Please enjoy my conversation with Neal Daniels about the 5 records that shaped him into the player he is today. Cheers! Call / Text Me your picks @ (424) 253-6676 Just state: ⁃ Your name ⁃ Where you're calling from ⁃ A little backstory of yourself as a drummer (whatever you feel comfortable with…but do some self promotion, we all want to support you!) NEALS BIG FAT FIVE
Mike Peters, the singer and guitarist of Welsh rockers The Alarm, gives fans an inside perspective of his cancer journey on “Forwards,” the band's new album arriving via The Twenty First Century Recording Company on June 2. Peters wrote his band's latest LP while hospitalized for leukemia — often using members of his care team as an unofficial sounding board for the new material. Peters' two-month hospital stay in 2022 was the latest chapter of his cancer journey. He received a diagnosis of non-Hodgkin's lymphoma in 1995, then chronic lymphocyte leukemia in 2005, which relapsed in 2015. In this episode of the “Cancer Horizons” podcast, Peters tells CURE® about his cancer journey, the creation of “Forwards” and returning to the North Wales Cancer Centre, the hospital where he was treated, to film the music video for “Next.” This episode features excerpts from the singles “Forwards,” “Next” and “Whatever” by The Alarm from the Twenty First Century Recording Company release “Forwards.”
Actor & writer Chas Early first heard the Goons when he discovered in his dad's record collection a 1967 LP called Goon But Not Forgotten, featuring Six Charlies In Search of An Author and Insurance, the White Man's Burden. It's the latter show which he discusses this week, a tremendous episode which at first appears to focus on a flannelled fool's attempt to make a fortune out of a piano-playing penguin but then swiftly pulls a handbrake turn as Ned lucklessly tries to set fire to the English Channel in order to claim insurance money. An unwitting mark in the latest crooked scheme cooked-up by those confidence tricksters Thynne & Moriarty, along the way Ned meets an employee of a match factory who sunbathes in the snow and tries to start a fire with a boy-scout's legs! Oh, and Wallace 'The Pelvis' Greenslade has to beat them off while belting out some rock & roll! Plus there's the usual mix of tangents, conversational meanderings and general blather for which Goon Pod is uniquely suited! It's all here, folks!
We may have missed the official 30th anniversary of Sloan's debut LP last year, but the time has finally come to delve deep into Smeared. We welcome fellow Sloan superfan and hardcore/grunge/shoegaze connoisseur Greg Polard back to Sloancast as we discuss the meteoric success of the band in 1992 and the impact that Smeared had on the band's eventual trajectory. And in classic Sloancast fashion, we also piece apart each track in excruciating detail.
Texas death metal monsters FROZEN SOUL have just dropped their massive sophomore LP Glacial Domination courtesy of Century Media Records. Bassist Samantha Mobley connects from the road to discuss the new record, the events of their latest tour, and what to expect from the band in the rest of 2023.Music by:EvileFrozen SoulBlindfolded And Led To The WoodsIntro music by:Hot ZonePatreon: https://www.patreon.com/GettingitoutpodcastEmail: email@example.comWebsite: http://gettingitout.net/Instagram: @getting_it_out_podcastFacebook: www.facebook.com/gettingitoutpodcastTwitter: @GettingItOutPod Get bonus content on PatreonSupport this show http://supporter.acast.com/getting-it-out. Hosted on Acast. See acast.com/privacy for more information.
Ken Womack's guest this week is Grammy-nominated American jazz guitarist Dan Wilson. Hailing from Akron, Ohio, Wilson made his recording debut with pianist Joe McBride and performed to worldwide acclaim with Joey DeFrancesco and Christian McBride's Tip City, eventually recording his debut as a band leader with "To Whom It May Concern" in 2012. Over the years, Wilson has shared the stage with a host of jazz greats including Eric Marienthal, Russell Malone, Les McCann, René Marie, Jeff Hamilton, David Sanborn and Dave Stryker. In 2017, Wilson earned a Grammy nomination for his work on DeFrancesco's "Project Freedom" album. He also served as a guitarist on Van Morrison's recent albums "You're Driving Me Crazy" and "The Prophet Speaks." In 2021, Wilson released "Vessels of Wood and Earth," which includes the standout cut “Who Shot John.” The album was produced by McBride for his Brother Mister Productions label. In 2022, Wilson was named a Letter Rising Stars Jazz Winner. His latest LP, "Things Eternal," features his innovate take on the Beatles' “Eleanor Rigby.” --- Support this podcast: https://podcasters.spotify.com/pod/show/everythingfabfour/support
In this week's show, I pay tribute to Joy Kirkpatrick OAM, premier lady of Australian country music, and a huge influence on my life, by featuring a track from Slim Dusty's ‘Live At Tamworth' album that she wrote. There's also music from my LP collection – tracks from the Country Gentlemen, Here Today, Charlie Monroe, the Johnson Mountain Boys and the Marshall Family. I've also included a few more recent favourites, such as Corrina Rose Logston, Barry & Holly Tashian, and Bill Evans. Enjoy!
People Business w/ O'Brien McMahon
Professional Futurist Rebecca Ryan returns to the podcast and brings with her Libby Castro, Founder and Principal at LP/w Design Studios. The two have joined forces to create the Work Better Project, a community geared towards redesigning the what, where, and how of work. Mentioned in this Episode:The Work Better Project: https://www.linkedin.com/company/work-better-project/“People First: The Next Generation of Downtowns”: https://www.linkedin.com/posts/work-better-project_people-first-the-next-generation-of-downtowns-activity-7051201238704521216-ZAUDThe Work Better Series: https://www.linkedin.com/posts/work-better-project_work-better-project-article-1-activity-7039219337701785600-reIuPeople Business podcast with Rebecca Ryan: https://peoplebusinesspodcast.com/rebeccaryan/Next Generation Consulting: https://www.linkedin.com/company/next-generation-consulting LP/ws: http://lpwsstudios.com/Time Codes:(1:37) - Welcoming Rebecca and Libby(1:59) - What is the Work Better Project and how did you come to work together?(4:56) - How would you define the Work Better Project itself?(10:07) - What signals are you paying attention to regarding work?(15:33) - Libby, what signals are you paying attention to?(17:45) - Have you seen mental health impacting the way we work?(22:00) - How should we be prepared for sudden change and also how to avoid denial when change is slow?(26:46) - Do you have a structure for how you do Think Week?(28:29) - When faced with impending change, where do you start in the design process?(30:26) - Do you talk about design thinking principles?(34:03) - How do you help organizations think through the way they're actually working?(40:39) - How do we repurpose space? What are some alternate/radical options?(50:10) - Do you have any good exercises for getting brain storms going?(55:41) - What is your goal for this project?(57:44) - What's the purpose of work?
The Real Estate Crowdfunding Show - DEAL TIME!
“When you have free money, people do stupid things. When you have free money for 11 years, people do really stupid things.” So sayeth billionaire, Stan Druckenmiller. Now that interest rates are rising and there is no more free money and combined with tightening lending standards, it is becoming more difficult for developers to secure financing for new projects or to refinance existing loans. And with $500+ billion of CRE loans coming to maturity in the months to mid-2024, you're going to see a lot of distress in the market. One solution to this problem is bridge loans, which are short-term loans designed to help developers cover financing gaps. However, these loans can be expensive and may not always provide the best terms for sponsors. Plus, in most cases they will wipe out existing limited partner equity. Preferred equity is another option, allowing developers to inject additional capital into a project in exchange for a share of the profits – sometimes substantially all of the profits that would have otherwise gone to the sponsor. This can be a more attractive option for sponsors who are unable to secure traditional financing, because they at least retain something out of the deal while continuing to earn (albeit smaller) fees but it will likely result in the dilution (if not complete elimination) of existing limited partners' equity stakes. Rescue capital is another form of financing that can help distressed owners. This type of capital typically comes in the form of equity or debt and is used to help stabilize a struggling project or to prevent foreclosure. Same here though for LP's – rescue capital can be expensive for GP's and will probably result in the dilution at best or complete elimination of LPs' equity stakes, at worst. My Real Estate Reality Show guest today, Creighton Bildstein, principal at PlattPointe Capital, shares why he believes the commercial real estate market is facing significant challenges due to rising interest rates and tightening lending standards. He predicts that opportunities for investors will arise as distressed assets become available for purchase, similar to previous market downturns. See why Creighton sees light on the horizon and learn how you can capitalize on the current drawdown in commercial real estate. This episode of The Real Estate Reality Show at GowerCrowd, is available on YouTube here https://www.youtube.com/gowercrowd?sub_confirmation=1 and here on the GowerCrowd website https://gowercrowd.com/podcast *** In this brand new podcast series at GowerCrowd, The Real Estate Reality Show, we take a realistic view of commercial real estate investing, providing pragmatic insights for passive investors who are looking for sponsors they can trust and distressed opportunities they can invest in. You'll find no quick fixes or easy money ideas here, no sales pitches, big egos or hype. You'll learn how to build your wealth while protecting your capital investing as a limited partner in commercial real estate investments, even and especially during an economic downturn. Subscribe to our YouTube channel here: https://www.youtube.com/gowercrowd?sub_confirmation=1
Dan talk with Aaron Parnell Brown about his band, The Right Fiction, as well as his previous project, Aaron and the Spell, and his solo work. Aaron talks about coming to songwriting in college, finding his voice as a singer, and the joys of collaboration with his current band memebers (they also host a music deep dive podcast called The List). The Right Fiction's new LP, 'Golden Apple' is out everywhere you get digital music on Friday, June 2nd.
Notice If you want to get in contact with us you can reach us via email at firstname.lastname@example.org as well as on Twitter (@associated_pod). We are trying to understand our listeners better so we can make better content. You can really help us out by filling out our listener survey which you can find here (https://airtable.com/shraJVvUNv6D7PkDP). Description: On the ninth episode of our “How to Raise a Venture Fund” series, we're joined by Adrian Bührer, co-founder and Managing Partner of Übermorgen Ventures, an early-stage Climate Focused fund. Adrian previously founded students.ch which he ultimately sold to Axel Springer. He was also a prolific angel investor before he decided to set up Übermorgen Ventures alongside 3 partners. Founded in 2019 Übermorgen Ventures, was one of the first Climate Focused venture funds in Europe and boasts a unique structure as an investment company rather than a traditional fund. During his conversation with Danielle and Francesca, Adrian discusses the challenges inherent in raising the fund. He covers why they chose to create an evergreen dividend-paying company instead of a typical venture fund as well as the difficulties they faced in attracting investors who were unfamiliar with their structure and investment thesis. Adrian also shares details about Ubermorgen's approach to raising capital, including building a CRM of over 1,000 potential limited partners. Whether you're an emerging fund manager or an LP interested in investing in a venture fund, this episode is a must-listen. Adrian's insights and experiences are invaluable for anyone looking to navigate the fundraising process successfully. Listen here to learn how to raise a venture fund from someone who's actually done it!
Today we bring you two absolutely incredible stories. The first is Lockheed's legendary Skunk Works division — the elite team of aviation geniuses who produced some of the greatest airplanes in history: the U-2, the Stealth Fighter, and the incomparable SR-71 Blackbird. The second story is arguably even more important, but not widely known! It's the secret and true origins of Silicon Valley — and Lockheed's primary role in it. We take you from WWII to the Cold War, all the way to today to unpack and analyze the industry dynamics of defense contractors in the modern era. Tune in and prepare to be blown away by what you'll learn about the history of our industry!ACQ2 Show + LP Program: Subscribe to the shiny new ACQ2! Become an LP and support the show. Help us pick episodes, Zoom calls and more. Sponsors:Thanks to our fantastic partners, any member of the Acquired community can now get: Pilot: 20% off your company's first six months of service Vanta: A free trial + $1,000 off any compliance audit product …in touch with Tiny! (just tell them Ben & David sent you) Links: Ben Rich's Skunk Works Kelly's 14 Rules of Skunk Works LMSC's “Seven Tenets” Steve Blank's Secret History of Silicon Valley Episode sources Carve Outs: Nier: Automata The Blackbird speed check story EGO Lawn Tools (just in time for Fathers' Day!) Note: Acquired hosts and guests may hold assets discussed in this episode. This podcast is not investment advice, and is intended for informational and entertainment purposes only. You should do your own research and make your own independent decisions when considering any financial transactions.
Sessa - "Vento a Favor" a 2023 single on Mexican Summer São Paulo-based musician Sessa returns with his first new single since last year's enchanting LP Estrela Acesa. The track is co-produced by Brazilian artist Biel Basile and American musician Mikey Coltun, who also plays bass in Mdou Moctar. "'Vento a Favor' started as a track meant to be on Estrela Acesa," he tells Stereogum. "It was recorded, mixed, and mastered in the same sessions as the whole LP but somewhere along the way, when putting the pieces together, I started to feel that its energy was different from the story I was trying to tell with the record. The track was a bit too sure of its force and movement forward, outwards, while Estrela Acesa's gesture was something more of an inward look, a whisper to the soul. But you know, nothing wrong with that, breathing goes both in and out." Read the full story at KEXP.orgSupport the show: https://www.kexp.org/donateSee omnystudio.com/listener for privacy information.
Ed Kuepper shares the story of The Saints landmark single "(I'm) Stranded", an upcoming boxset and alternate album mix of their debut LP, forming Laughing Clowns. Prince Melon Records and the reissue plans for his solo catalogue. Topics include: Is Ed a record collector? Reissuing "Electrical Storm" & "Honey Steal's Gold" on vinyl Going into "Electrical Storm" 1st solo LP Discovering an unreleased album The master tapes were safe How The Saints made “I'm Stranded” on Fatal Records The master tape of “I'm Stranded” no longer exists Power Exchange Records release of “I'm Stranded” The cost of shipping records to magazines around the world What did The Saints think would happen with the 1st record? Getting initial reviews, global feedback on record The breadth of the Power Exchange agreement Upcoming reissue of The Saints “I'm Stranded” single August 2 “I'm Stranded” boxset and alternate mix The story of the album cover of “I'm Stranded” How does Ed look back on those early Saints albums? Background on the name “Fatal Records” Forming Laughing Clowns and Prince Melon Records Inspiring other bands to create their own records The collectability of the original single “Character Assassination” white vinyl Blowback from the Sex Pistols EMI feud Being on the Harvest record label Was “Prehistoric Sounds” a struggle to release? Signed to Sire – Did The Saints tour the US? Any material difficult to reissue? Ed has a stack of Yellow Fontana label records Interview wrap up Order Ed's solo album reissues at EdKuepper.com or RemoteControlRecords.com.au Extended, High-resolution & Commercial Free version of this interview available at: www.Patreon.com/VinylGuide Listen on Apple: https://apple.co/2Y6ORU0 Listen on Spotify: https://spoti.fi/36qhlc8 Follow our Podcast: https://linktr.ee/vinylguide Facebook: www.Facebook.com/VinylGuide Instagram: www.Instagram.com/VinylGuide Support our show: www.Patreon.com/VinylGuide If you like records, just starting a collection or are an uber-nerd with a house-full of vinyl, this is the podcast for you. Nate Goyer is The Vinyl Guide and discusses all things music and record-related
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Adam Besvinick is the Founder of Looking Glass Capital, a pre-seed-focused firm started in 2020. Before starting Looking Glass, Adam spent about 5 years at Deep Fork Capital and Anchorage Capital Group investing in pre-seed through Series C. Adam's portfolio across funds includes the likes of BigID, Transfix, NomNom, and Hone Health, to name a few. In Today's Episode with Adam Besvinick We Discuss: 1. How Twitter Led to Founding a Venture Firm: How did Adam make his way into the world of venture through Twitter? What are 1-2 of his biggest lessons from working with the legend, Chris Sacca? What does Adam know now that he wishes he had known at the beginning of his time in VC? What do most young VCs misunderstand when it comes to reputation? 2. Raising Fund I: The Process: How many LP meetings did Adam have to close Fund I? What docs and materials did he have for the fundraise? How does he advise other managers on doing docs for fundraises? How do different LP profiles want different things in the managers they work with? How did Adam approach first vs final close? How does he advise others managers on closing? How did Adam instil a sense of urgency in LPs to move and commit to the fund? What are 1-2 of Adam's biggest pieces of advice to managers raising a first-time fund? 3. Looking Glass: The Very Disciplined Pre-Seed Strategy: How did Adam decide on the fund size? Why is it the optimal fund size? What is the desired ownership for Adam? What level of dilution does he expect across the lifecycle of the company? What is the average check size? What is the average entry price? How does Adam approach reserves and follow-on checks? How does Adam reflect on his own relationship to price? Why does Adam not like the majority of pre-seed micro-fund strategies? 4. The Market: Multi-Stage Firms Destroying Seed Does Adam agree that "multi-stage firms have destroyed seed rounds"? How does Adam advise founders when they have multi-stage offers and seed firm offers? Who will be the winners and losers in the next 10 years of venture? Why is it harder than ever to advise founders on fundraising rounds today?
Today's episode is a true hedge fund master class. We convened a panel of three longstanding investors in the space - Craig Bergstrom, CIO and a Managing Partner of Corbin Capital Partners, Adam Blitz, CEO and CIO of Evanston Capital Management and a past guest on the show, and Dan Fagan, portfolio manager at GIC, Singapore's sovereign wealth fund. All three have been in the space the better part of two decades and have both a wealth of experience and nuanced understanding to share. Our conversation covers their respective investment approaches, impact of the higher rate environment, managing liquidity, and the potential for contagion. From there, we canvass perspectives on platform hedge funds, long-short equity, credit, and macro strategies. We close discussing fees, the most interesting opportunities, and places to avoid going forward. Show Notes 04:36 Firm and investment approach overview 11:07 Impact of higher rate environment 14:41 Asset allocation vs. manager selection 17:32 Market liquidity and contagion risk 23:54 LP liquidity 31:35 Platform hedge funds 43:52 Long-short equity 50:44 Credit opportunities 52:54 Macro strategies 57:56 Fees 1:04:29 Best ideas 1:08:22 Risks Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership