Podcasts about LP

If you're like me and struggle with always being a fixer by trying to solve problems and offering unwanted advice when the one you love just needs to vent, this episode is for you.  My guest today is Mat Boggs. Mat is a bestselling author, world-renowned relationship coach, and co-founder of the Brave Thinking Institute's Love and Relationships division. For nearly two decades, he has helped women around the world attract and create deeply connected, lasting relationships, and his videos and coaching programs have impacted more than 200 million people worldwide.  In his new book, Cracking the Man Code, Mat reveals the hidden emotional needs many men struggle to express and shares practical ways to communicate, connect, and build stronger, more fulfilling partnerships. In this episode, you'll learn what men and women often misunderstand about each other, discover the difference between masculine and feminine energy, and understand why criticism can quietly erode respect in a relationship. Mat also shares a simple 5-step framework to help you ask for what you want, navigate conflict with more understanding, and create the emotional safety that allows love and trust to deepen over time. KEY TAKEAWAYS The First Personal Development Lesson From Mat's Childhood The Masculine and Feminine Energy in Relationships Healthy Masculinity vs. Toxic Masculinity What Men and Women Most Need to Feel Loved Tips for Being Present When Your Partner is Venting Give Your Man Some Dopamine Time With The Guys Friendship Is the Foundation of Keeping Romance Alive Keeping Date Nights From Turning Into a Logistics Meeting How Criticism Erodes Respect in Relationships 5 Steps to Starting Healthy & Hard Conversations   What Couples Will Learn From Cracking the Man Code Where to Learn More From Mat Boggs (Free Resources!)   Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/629 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Get Access to Hal's Books and the Miracle Morning App For access to Hal's Miracle Morning books, CLICK HERE.  To upgrade your morning routine, CLICK HERE to download the Miracle Morning App.  Book Hal to Speak At Your Event! If you'd like to book Hal to speak at your next event, CLICK HERE. Connect with Hal Elrod Facebook Twitter Instagram LinkedIn YouTube TikTok   Copyright © 2026 Miracle Morning, LP and International Literary Properties LLC

View the Show Notes Page for This Episode Become a Member to Receive Exclusive Content Sign Up to Receive Peter's Weekly Newsletter In this special episode, Peter takes a deep dive into obicetrapib, an investigational drug that has captured his attention and renewed interest in an entire class of therapies known as CETP inhibitors. He explains what obicetrapib is and how it works, revisits the history of CETP inhibitors and why earlier versions of these drugs failed—sometimes dramatically—and breaks down the key clinical trials designed to evaluate their impact on cardiovascular risk. Peter examines how obicetrapib influences major lipid biomarkers, including LDL cholesterol and lipoprotein(a) [Lp(a)], and discusses emerging evidence from a study that explored the drug's effects on Alzheimer's-related blood biomarkers. He also highlights intriguing findings in individuals carrying the APOE4 allele and reflects on what these early results may mean for both cardiovascular disease prevention and potential implications for Alzheimer's risk, as well as how he is thinking about this therapy in the context of caring for his own patients. We discuss: Introducing obicetrapib: CETP inhibitor history, lipid biology, and early Alzheimer's biomarker signals in APOE4 carriers [2:15]; CETP biology explained: lipoproteins, reverse cholesterol transport, and how CETP inhibition alters HDL and LDL particles [5:15]; The early CETP inhibitor story: why raising HDL cholesterol alone failed to deliver cardiovascular protection [13:45]; The rise and fall of early CETP inhibitors: torcetrapib, dalcetrapib, evacetrapib, and anacetrapib [18:30]; Why obicetrapib may succeed where earlier CETP inhibitors failed [23:30]; The BROADWAY trial: obicetrapib's effects on LDL, ApoB, Lp(a), and residual cardiovascular risk [26:00]; Brain lipid metabolism and APOE4: how CETP inhibition may influence cholesterol transport in Alzheimer's disease [30:45]; Findings from the substudy of the BROADWAY trial which looked at changes in biomarkers of Alzheimer's disease [40:00]; Interpreting the BROADWAY Alzheimer's biomarker results: limitations, cautious optimism, and the need for a dedicated prevention trial [46:45]; Why Peter is optimistic about obicetrapib: cardiovascular benefits, Lp(a) reduction, and the path toward approval [50:00]; and More. Connect With Peter on Twitter, Instagram, Facebook and YouTube

The Jokermen discuss Al Jardine's delightful debut LP, featuring appearances from Brian Wilson, Steve Miller (?), and Alec Baldwin (???). SUBSCRIBE TO JOKERMEN ON PATREON

Voxtrot's second LP in 19 years not only lives up to the high standards of their first incarnation, but brings a level of wisdom and musical experimentation that shows how they've grown.

John Casmon interviews Jamie Thiel. Jamie reveals why she transitioned from LP investing to becoming a full-fledged GP and how her background in commercial roofing gave her a unique edge in due diligence and property analysis. She discusses her first mixed-use deal, the costly lessons she learned about inspections and tenant challenges. If you're tired of generic advice and ready to learn how everyday investors are building wealth in multi-family real estate, this episode is your blueprint. Jamie's real-world stories and actionable insights will challenge your assumptions and inspire your next move. Perfect for aspiring investors, busy professionals looking to diversify, and anyone eager to master the fundamentals of profitable real estate investing this is the episode that can change your financial future. Jamie Thiel Current role:  Principal Owner of A-List Ventures, LLC  Commercial Account Representative at HKC Roofing & Sheet Metal Based in: Cincinnati, Ohio Where to find them: https://www.linkedin.com/in/jamie-thiel-7b31291/ https://brianluebben.com/ Visit ⁠trustetc.com/bestever⁠ for more info. Book your free demo today at bill.com/bestever and get a $100 Amazon gift card. Visit ⁠www.tribevestisc.com⁠ for more info. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send a textWhat does real American energy leadership look like — and where is oil and gas headed next?In this powerful fireside chat, Rey R.T. Trevino III, President of Pecos Valley Partners, joins Lisa Carmen Wang to break down the future of U.S. oil and gas investing. From America producing 14 million barrels per day to the long-term impact of AI, 3D seismic data, and rising data center energy demand, this conversation explores why oil and gas remain foundational to global energy security.R.T. shares how his family office targets overlooked legacy assets, drills conventional vertical wells in proven basins, mitigates volatility risk, and structures LP partnerships with active tax advantages. With average returns exceeding 60% annually and a long-term focus on energy dominance, this session delivers clear insights into how disciplined operators build generational wealth in a high-reward sector.If you're evaluating oil & gas as part of a diversified portfolio — or seeking exposure to American energy leadership — this is a strategic conversation worth watching.https://familyoffices.com/

BITTER BRANCHES just dropped their second LP, Let's Give The Land Back To The Animals, courtesy of Equal Vision and The Ghost Is Clear Records. Drummer Jeff Tirabassi and guitarist Matt Ryan dig into the details of the hardcore supergroup playing noisey rock and roll.Music by:SealerBitter BranchesMedicinalIntro music by:Hot ZonePatreon: https://www.patreon.com/GettingitoutpodcastEmail: dan@gettingitout.netWebsite: http://gettingitout.net/Instagram: @getting_it_out_podcastFacebook: www.facebook.com/gettingitoutpodcastX: @GettingItOutPodSupport this show http://supporter.acast.com/getting-it-out. Hosted on Acast. See acast.com/privacy for more information.

Angela and special guest Dr. Darshan Shah, look at the polarising world of cardiovascular health, specifically demystifying the role of LDL cholesterol.  They challenge the traditional one-size-fits-all approach to statins, arguing that heart health must be viewed through the lens of individual biology—where factors like inflammation, genetic risk, and lifestyle can make the same LDL level a non-issue for one person and a crisis for another WHAT YOU WILL LEARN LDL is Not Always the Enemy: A high LDL reading alone doesn't guarantee heart disease; its impact depends on individual context The Power of ApoB and Lp(a): Traditional cholesterol panels are often insufficient; more modern biomarkers like ApoB(a superior risk marker) and Lp(a) (a genetic factor) provide a much clearer picture of cardiovascular risk. AI in Diagnostics: The Clearly scan uses AI to analyse CT angiograms, allowing doctors to see the actual buildup of both calcified and soft plaque in the coronary arteries rather than just guessing based on blood work. Precision Over Dogma: Because cardiovascular health is an "N-of-1" situation, interventions like statins or PCSK9 inhibitors should be based on actual arterial health TIMESTAMPS: 01:21 The LDL Controversy: An explanation of why cholesterol remains a polarizing topic and why it must be treated as an individual biology issue. 02:37 The Tale of Two Patients: A comparison of a healthy gym-goer with high LDL/zero plaque versus a high-stress professional with lower LDL/significant plaque. 04:13 Modern Biomarkers: A breakdown of the specific tests to ask for, including ApoB, HS-CRP, and the Clearly cardiovascular scan. VALUABLE RESOURCES • Take the BioSyncing Quiz to help you understand what's actually happening in your body — and how to fix it.

Buckle up Funkaholiks!!! We have a hot one for you, Arianna had to draw her inner Jessica Carr to break this one up!!! Ding, ding as the guys get into a heated discussion on who is the bigger draw right now......Punk or Roman??? You help us decide, it was a divided house tonight with a lot of passion for what we love and who we love!!! For the first time in a long time Arianna tip toes the stupid idiot button during our favorite segment You Just Made the List!!! See how she digs herself out, Nando T does his best to get Hater Mike to listen and Jonathan Pebbles Johnson brings his A game. It's an all out bash at the TFP Studio!!!! CHEERS!!!JERKING THE CURTAINROUND TABLE OF TOPICSNEWSRoad Dogg has left Smackdown, is this bad news for the show? Becky asking Danhausen to curse Jessica Carr is good for business Drew getting called up to the movies, apparently leaving WWE???Triple A coming to the US in April Prayers and good vibes for Konnan WWE calls off fight between LP and Leveon Bell “You Just Made the List” Top 5 wrestling ring attire SMACKDOWN Randy kicks off the show, nothing special Dr. Wagner Jr answers the call for the open challenge Aldis ain't playing with Drew anymore We can't even get a cheers for the new tag champs I'm just as fed up with Sami……Cody's face says it all FINALLY MCMG!!! Why does WWE continue to shit on real tag teams???Rhea and Jade didn't give the needle any gas Cody is your new champion…..why take it off Drew after 2 months of nothing??? RAWThe hardest working man in WWE kicks off the show The Seth shuffle was stupid funny but bad for business Was Logan Paul wearing a wire???IC gauntlet matches thoughts…..Bayley is the #1 contender Can we get Ivy Nile vs Grace ASAP!!!Did Danhausen drop an Easter egg???Penta is a million times better with the IC title over Dirty Dom Stephanie cooks different right now…..La Primera is all business, feed me MORE I'm not ready for this Judgement Day break up Punk is fire and how in the hell does WWE figure out how to keep the Bloodline pulse beating???NXT/TNADo we get a new champ tonight?The team called it, Sol interfered Tony D and Dion Lewis put on a banger of a match and Tatum is your new North American Champ…..gotta say Tatum killed it in the match…..only highlights worth talking from Vengeance Day William Regal and Fit Finley make an appearance TNA is giving us a free PPV (GENESIS) 3/18Ricky Sosa is TNA bound 10 count with Arianna Check out the Smackdown Siblings on TikTok  @ariannaandthomasEpisodes dropping weekly!!!Follow us on TikTok @the.funkaholiks.pod THEE POD THAT TALKS WHAT THEY LOVE 

Happy accidents, the gear that's always moving, and bluegrass Outkast. Jimmy James (Parlor Greens, True Lovers) PARLOR GREENS- Emeralds [RELEASE DATE: 4/10/2026]- https://www.coleminerecords.com "Listening to the abundant sounds of the Seattle-based funk & soul group, True Loves, is like walking down a favorite neighborhood street, slapping five with friends, checking up with clerks in their stores, and smelling the familiar scents of your most cherished locale. The band is its own block party. ‌What began in 2014 as a jam session between three of the city's best - drummer David McGraw, bassist Bryant Moore, and guitarist Jimmy James - has since blossomed into a global force that features percussionist Iván Galvez, trombonist Greg Kramer, and saxophonists Gordon Brown and Skerik. Together, the group's live performances have garnered them much acclaim and millions of streams on YouTube. ‌In 2017, True Loves recorded their debut instrumental LP, Famous Last Words, which received worldwide adulation, earning them performances at coveted music festivals. In 2018, the group released the "Dapper Derp/Kabuki" 45' on WeCoast Records followed by 2019's Colemine Records "Famous Last Words/Mary Pop Poppins" 45 single. The band released their sophomore album "Sunday Afternoon" in 2021, on Color Red Music. 2024 saw the band release their latest "Good Weed and Red Wine" followed by their second European tour. A second single, "Dopus No. 1" was released in January 2025 with a vinyl 7" release of both songs on Valentine's day." Excerpt from https://www.truelovesband.com/about Parlor Greens: Bandcamp: https://parlorgreens.bandcamp.com Instagram: @parlorgreens Website: https://www.parlorgreens.com/ Merch: https://www.hellomerch.com Records: https://www.coleminerecords.com True Loves: Bandcamp: https://truelovesband.bandcamp.com Instagram: @truelovesband Website: https://www.truelovesband.com Merch: https://truelovesband.bandcamp.com/merch Records: https://www.truelovesband.com/music The Vineyard: Instagram: @thevineyardpodcast Website: https://www.thevineyardpodcast.com Youtube: https://www.youtube.com/@thevineyardpodcast

#556 The Immortal Jim Reeves 6 LP-box-set - Side J - Reader's Digest RDA 9585B - 1975 - England by Jim Reeves

On this week's Talkhouse Podcast, we've got a look back at a fantastic record on its 20th anniversary by an interesting pair of collaborators: the guy who made the music and the guy who created its iconic visuals. It's Andrew Bird and Jay Ryan chatting about The Mysterious Production of Eggs. Andrew Bird has been on the podcast before, and he's had such a rich and varied career we could have him on a dozen more times. He was a music-school kid and violin expert whose early career focused on more traditional sounds, but watching him break out of his shell—sorry—was fascinating. He made records with Andrew Bird's Bowl of Fire for a few years, but it was when Bird officially went solo that he found his sound—a sort of gentle, intricate indie-folk made unmistakable by the triple threat of his gorgeous voice, his violin, and his uncanny whistling. You could reasonably argue that 2005's The Mysterious Production of Eggs is where he really cracked the code—sorry again. It's an essential record that didn't come easy: He recorded and scrapped it a few times before getting it where he wanted it. Some of the early versions of the songs are included on the album's new triple-LP reissue. Check out “Measuring Cups” from The Mysterious Production of Eggs right here. In addition to revisiting the music of Eggs for this anniversary edition, Bird decided to revisit the iconic artwork, made by his longtime collaborator Jay Ryan. Ryan was just coming into his own as an artist—mostly of show posters at the time—as Bird was making his way as a musician, both in Chicago. As you'll hear in this chat, their worlds collided and they eventually found a creative collaboration whose zenith was the artwork for Eggs, whose cover features an odd beast covered in a blanket. Ryan created an image for every song on the album, and he expanded on those images for the upcoming box set, revealing more about the songs and the drawings. Ryan has created art for a million bands and other projects—and he's in some bands of his own, including the awesome Dianogah—but it's his work with Bird that might be his best known.  As you'll hear in this chat, these two are old friends who were excited to work together to revisit The Mysterious Production of Eggs. They talk about the individual songs and drawings, about their early days in Chicago, about how being creative shouldn't necessarily be easy, and much more. At the end, you'll hear them reference Bird's 2026 tour dates, many of which will find him performing The Mysterious Production of Eggs backed by major symphonies around the world—sounds awesome to me. Check out andrewbird.net for tour dates and for some interactive artwork based on Jay Ryan's art. Enjoy. Thanks for listening to the Talkhouse Podcast, and thanks to Jay Ryan and Andrew Bird for chatting. If you liked what you heard, please follow Talkhouse on your favorite podcasting platform and check out all the great stuff at Talkhouse.com. This episode was produced by Myron Kaplan, and the Talkhouse theme is composed and performed by the Range. See you next time! Find more illuminating podcasts on the ⁠⁠⁠Talkhouse Podcast Network⁠⁠⁠. Visit ⁠⁠⁠talkhouse.com⁠⁠⁠ to read essays, reviews, and more. Follow @talkhouse on ⁠⁠⁠Instagram⁠⁠⁠, ⁠⁠⁠Bluesky⁠⁠⁠, ⁠⁠⁠Twitter (X)⁠⁠⁠, ⁠⁠⁠Threads⁠⁠⁠, and ⁠⁠⁠Facebook⁠⁠⁠.

If you're feeling stuck or like you've plateaued in your personal growth, the breakthrough you're looking for likely won't come from just trying harder with the same strategies.  Real transformation happens when we do the inner work most of us avoid because it forces us to confront the parts of ourselves we've been resisting. And today's guest has dedicated his life to helping people do exactly that and awaken their highest self. Danny Morel is a spiritual teacher and global thought leader in personal transformation. He's the host of The Higher Self podcast and the creator of the Awaken Your Highest Self live experiences, where he helps people from all over the world break free from old identities and step into real healing. And if attending a live event feels out of reach, Danny has distilled his signature framework into his new book, Awaken Your Highest Self, available for pre-order now! In our conversation, Danny breaks down his three-part framework and explains why awakening starts with questioning everything. You'll also learn why healing requires reclaiming your power from the stories you've been living in, how forgiveness can become the doorway to peace and freedom, and how plant medicine—including ayahuasca—can serve as a powerful catalyst for deeper healing and self-discovery. KEY TAKEAWAYS Why Success Still Feels Empty The Inspiration for Writing The Book How We Sabotage Our Self-Worth Danny's Awaken, Heal, Transform Framework Victim Consciousness vs Creator Consciousness Forgiveness Creates The Path To Freedom We Are All One: Unpacking Oneness  Ayahuasca: The Desire For Truth & Healing Psilocybin vs Ayahuasca & Psychedelic Journeys The Incredible Benefits of Plant Medicines Living Inside-Out vs Outside-In  The Shift From Living In Fear to In Love   Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/628 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Get Access to Hal's Books and the Miracle Morning App For access to Hal's Miracle Morning books, CLICK HERE.  To upgrade your morning routine, CLICK HERE to download the Miracle Morning App.  Book Hal to Speak At Your Event! If you'd like to book Hal to speak at your next event, CLICK HERE. Connect with Hal Elrod Facebook Twitter Instagram LinkedIn YouTube TikTok   Copyright © 2026 Miracle Morning, LP and International Literary Properties LLC

Raising your first private equity fund is humbling. Like Lloyd Dobler holding a boombox outside an LP's window, you need to be committed and creative. It took us over 150 meetings and almost 2 years to get to the finish line. One LP fell asleep mid-pitch. We got stranded in a monsoon in Connecticut. Kenny the Associate torpedoed us in Manhattan. Jim got locked out, and Devin had to fly solo. We survived. You can too. From hiring a placement agent to practicing your pitch to getting LPs to tell you what they want, to recharging your batteries on the road so you can keep going til the end. This is everything we wish someone had told us. Always Be Closing. Kinda.

Send a textIn this episode of Weiss Advice, Yonah Weiss sits down with Rey, a former U.S. military officer turned multifamily real estate investor and fund manager. Since entering the space in 2016 and retiring from the Armed Forces in 2019, Rey has helped lead acquisitions of over $150 million in multifamily assets.Rey is the Co-Founder and Senior Managing Principal of Stressless Capital Fund, a customizable real estate investment fund focused on helping investors participate in multifamily opportunities. He is also the bestselling author of “BLUF: The Bottom Line Up Front,” a guide designed to help passive investors better understand multifamily investing.In this conversation, Rey shares how his military training shaped his investment philosophy, why he started as a passive investor before becoming a sponsor, and the critical lessons he learned raising capital and navigating changing market conditions.Whether you're an experienced investor or someone curious about passive real estate investing, this episode breaks down the mindset, discipline, and strategy needed to succeed in multifamily real estate.Key Topics & Timestamps00:00 – Introduction Yonah welcomes Rey to the show and introduces his background in multifamily investing and military service.01:14 – Military Beginnings Rey shares how joining the military at 17 shaped his discipline, leadership skills, and long-term career path.04:43 – Learning the Business Through Passive Investing Before leading deals himself, Rey invested as a limited partner (LP) to understand multifamily syndications and how deals are structured.06:07 – Raising Capital and Stewardship of Investors Rey explains the responsibility that comes with managing investor capital and the importance of trust in syndications.08:32 – Market Shifts and Interest Rate Changes How rising interest rates changed the multifamily landscape and how experienced investors adapt to new market conditions.38:15 – What “Passive Income” Really Means Rey breaks down common misconceptions about passive income and how investors should think about long-term wealth building.40:40 – Where to Connect with Rey Rey shares how listeners can learn more about his investing approach, consulting, and his book BLUF: The Bottom Line Up Front.Connect with Rey here:https://ismaelreyreyes.com/link-in-bio/Support the show

Bryan Goh of the Tsao Family Office joins David Bank on this Agents of Impact podcast. Goh runs the social impact arm of the family behind Singapore-based maritime company Tsao Pao Chee Group. The company itself says it is guided by a “well-being mandate” and “an awakening journey from I to We.”The Tsao Family Office is a founding partner of Impact LP, ImpactAlpha's  platform for asset owners for whom LP stands for “Leadership Potential.”For more, read our writeup on Tsao.

In this episode of Real Estate Breakthrough, host Christina Sudter sits down with Sanjiv B., founder and president of LME Investments, for a raw, on-the-ground conversation about what's really happening in the LA multifamily market right now. With 40 years of experience and 35+ properties under his belt, Sanjiv shares why this moment is different from any cycle he's lived through, and why the "extend and pretend" strategy is finally breaking. You'll discover his secret sauce for thriving in a supply-constrained, heavily regulated market: conservative underwriting that stress-tests every deal, in-house property management (the "thankless job" that separates real operators from tourists), and a long-term hold strategy that insulates investors from market timing risk. He also opens up about his niche focus on veterans and Section 8 housing, how he turns regulatory chaos into opportunity, and the hard lessons learned from decades of deals, including the ones that went wrong. If you've ever wondered whether Los Angeles still makes sense for multifamily investing, or if you're looking for a window into what real value-add looks like in a complex market, this conversation is your boots-on-the-ground intelligence. Sanjiv also announces his new LA Multifamily Value Add Fund, offering passive investors a chance to deploy capital into a market that's finally ripe for entry. Whether you're an LP investor, an aspiring syndicator, or just someone who loves hearing from operators who've seen it all, this episode delivers the kind of street-level insight you won't find in any newsletter. #LAMultifamily #RealEstateInvesting #ValueAddInvesting #MultifamilyFund #MarketCycle #PropertyManagement #PassiveInvesting

This week on Swimming with Allocators, Marcia Mitchell joins Earnest and Alexa to trace her path from FF Venture Capital to New York Ventures and now Mesa Lane Capital, a GP-seeding fund focused on emerging managers. She shares how her time in government shaped a broader, more responsible view of innovation and capital allocation, and discusses the increasingly crowded emerging manager landscape and where capital is still being overlooked. Marcia also breaks Mesa Lane's differentiated model of large anchor checks, follow-on commitments, co-invest pools, no carry at the FoF level, and hands-on support, positioning the firm as a true co-builder. The conversation closes with how parenthood reshaped her approach to focus, boundaries, and investing in people who energize her. Highlights from this week's conversation include: Welcoming Marcia Mitchell to the Show (0:22) Moving Into Public Sector Allocations at New York Ventures (3:39)   Are We Capped Out on Emerging Managers in Today's Market? (7:33)   How Mesa Lane Differentiates Its Fund of Funds Model (9:49)   Facilitating Direct Relationships Between GPs and LPs (12:07)   How Engaged Are LPs With Direct Deals and Co‑Investments? (13:22)   Radical Transparency and Hands‑On Support in Diligence (14:42)   Shifts in Founder Boards, Equity, and Employment Terms (17:54)   Power Dynamics and “Prenup” Mindset in Founder–Investor Negotiations (19:46)   Drafting Around Founder Entrenchment and Board Deadlock (20:57)   Why Rebecca Joined Sidley and the Firm's Venture Platform (22:14)   What a Mesa Lane GP Looks Like (24:16)   Industry Maturation, Hedge Fund Parallels, and Co‑Opetition in Venture (26:07)   Back Office Platform, Service Provider Discounts, and AI in Operations (28:46)   How Parenting Changed Marcia's Perspective and Boundaries as an Investor (30:42)   Prioritization, Structure at Home, and Investing in Energizing People (33:11)   Who Mesa Lane Wants to Hear From: Ideal Fund Size and Stage of GPs (35:46)   Sector Focus, Crypto Caveats, and Thoughts on Solo GPs (37:10)   Mesa Lane Capital is a $300M emerging manager investment platform backing early-stage VCs. The firm makes $20M anchor-style fund commitments and offers operational support across legal, tax, admin, and HR functions. Mesa Lane is not a traditional FoF: they offer access to their LP network and prioritize transparency and value-add. Founded by Scott Sherman (ex-Blackstone, Tiger) and Mark Friedman (hedge fund builder), they blend Wall Street rigor with venture approachability. Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Chicago legends sophomore LP is celebrating it's 40th anniversary this year and our power trio has reassembled to deep dive into it's eleven tracks as well as individually rank the bands six studio albums. Free shit indeed!   RIP Pierre Kezdy   Naked Raygun Album Rankings Mike 1. All Rise  2. Throb Throb 3. Understand? 4. Jettison  5. Over the Overlords  6. Raygun…Naked Raygun    Rod  1.  Jettison  2.  All Rise  3. Understand? 4. Over the Overlords   5. Throb Throb 6. Raygun…Naked Raygun    Glenn 1. Understand? 2. Jettison 3. All Rise  4. Throb Throb  5. Over the Overlords  6. Raygun…Naked Raygun   HHPP Playlist Track:  "Knock Me Down" https://open.spotify.com/track/01dztGIdr8LanBfyl3jyUn?si=138dc61bb8d6468e   HHPP Spotify Playlist:  https://open.spotify.com/user/1298220429/playlist/4gy1wWwypkoFS2lUztvZ44?si=waSq07DBQlq3x9G1_nK0pg   Contact us at:  huntsmanhillpodcast@gmail.com   Our Music manhuntsman:  https://open.spotify.com/artist/7tFBWn0UFkdOEMf67TRD6W?si=vzllkbDwSEmfZFlj02GLRw Academy O.C:  https://academyoc.bandcamp.com/album/academy-o-c   Omertà 68:  https://open.spotify.com/artist/6dfiCa0qTlbPQUrqtIkStS?si=6SCjNtXbSO2xRBDuBKJelQ MidCityThree:  https://open.spotify.com/artist/2LW7wWSHd9bi3n3Q5N8i35?si=4UnUthYNR4K9FMv2dqFOVw   instagram.com/huntsmanhill

John talks with Maxwell Stern about growing up in Cleveland, the midwest punk scenes he began playing music in, moving to Philadelphia and finding a whole new community there, songwriting, and his love of The Clash (among many others).  Maxwell's latest LP, 'In the Good Light' is out now wherever you get your digital music, as well as on his Bandcamp page. Follow Maxwell Stern on IG to stay up to date on his releases and tour dates (including a big Philadelphia show at Johnny Brenda's on June 12th with Labrador and Old Souls).

Send a textJoe Fairless built Ashcroft Capital into one of the most recognized multifamily syndicators in the country — $2B+ in assets, properties across the Sunbelt, and a vertically integrated management company. But he started with $30K, student loans, and an apartment in New York where one paycheck covered rent and the other covered everything else.In this episode, Joe gets candid about the deals that didn't work, the market conditions that are keeping multifamily investors in a holding pattern, and the one acquisition strategy most operators are completely ignoring right now: going direct to the lender.Here's what we cover:Why Fort Worth and Orlando are Ashcroft's two highest-conviction markets heading into late 2026How Joe acquired a property for less than the outstanding debt — and what it took to get thereThe lender relationship play that gives you first look at off-market distressed deals (even if you don't have your own management company)Where the supply/demand shift is — and why Q3 2026 is the number operators keep landing onJoe's personal 3.5% math: out of 140 LP deals across 50+ operators, what's actually gone to zeroThe fixed vs. floating rate lesson that still stingsHow Joe defines success — and it has nothing to do with deal countJoe also shares his three bucket list goals for the year. One involves a fifth grader with a 2040 chess rating. That's all we're saying.This week's book: The Road Less Traveled by M. Scott PeckElevista - Speed as a Service™Elevista Connect is the first AI-powered lead conversion system built for real estate investors. Heads up: If you find this week's book intriguing and you buy using our link, we receive a small commission that helps support the show. Thank you!

Instrumental music can sing. Nicole is proof! She's one of my favorite musicians, bridging jazz and electronic music, with her own distinct sound. I always know when it's her.We talked about how she got there. The practice routines. The gigs. The leaps of faith. And her new LP just dropped. As always, it's on repeat.For 30% off your first year of DistroKid to share your music with the world click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DistroKid.com/vip/lovemusicmore⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

"What does it actually take to get a family office to back you? In this episode, Prashant sits down with Slava Darkhaev, a family office investor based in Cyprus who deploys into emerging VC managers and direct deals across the US market.Slava breaks down how he evaluates first-time fund managers, what a real competitive edge looks like versus a rehearsed pitch, and why network quality matters far more than network size. They also get into portfolio construction, co-investment strategy, the emerging markets opportunity, and the biggest mistakes fund managers make when fundraising.⭐ Sponsored by Podcast10x - Podcasting agency for VCs - https://podcast10x.comTopics covered:— What "right to exist" really means for a fund manager— How to evaluate GPs before they have a track record— Why the VC power law makes network everything— LP book vs. direct co-investments — how to run both— Diversification as upside management, not downside protection— India, Southeast Asia & Latin America — the emerging market thesis— The #1 fundraising mistake GPs make repeatedly"If you're a GP raising your first or second fund — or an LP trying to build a smarter allocation strategy — this one is for you.TIMESTAMPS(00:00) - Episode Highlights(00:51) - Introduction to Slava Darkhaev & the Episode(02:19) - The 'Right to Exist' for VCs vs. Founders(05:02) - How to Identify and Back Top-Tier GPs(07:11) - Benchmarking Emerging Managers: The Insider Approach(08:42) - The #1 Trait Separating Top GPs from the Rest(11:05) - Strategy for Direct Investments vs. LP Investments(12:43) - Securing Co-Investment and Pro-Rata Rights(13:51) - A Different Take on Diversification in Venture Capital(16:07) - Investing Thesis on Emerging Trends and Macro Cycles(17:27) - Due Diligence for a Manager's Subsequent Fund(19:22) - Family Office Asset Allocation to Venture Capital(20:02) - Investing in 'Unproven' First-Time Managers(21:29) - Approach to Investing in Global Emerging Markets(24:58) - Key Advice for Fund Managers: The Power of Storytelling(25:46) - Common Mistakes Fund Managers Make When Fundraising(26:46) - Rapid Fire Round(27:51) - Conclusion & How to Connect with SlavaLINKSSlava Darkhaev - https://www.linkedin.com/in/slava-darkhaev/Prashant Choubey - ⁠https://www.linkedin.com/in/choubeysahab⁠Subscribe to VC10X newsletter - ⁠https://vc10x.beehiiv.com⁠Subscribe on YouTube - ⁠https://youtube.com/@VC10X ⁠Subscribe on Apple Podcasts - ⁠https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986⁠Subscribe on Spotify - ⁠https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQ⁠VC10X website - ⁠https://vc10x.com⁠For sponsorship queries, reach out to prashantchoubey3@gmail.comSubscribe for more conversations at the intersection of family office investing, private markets, and emerging trends in wealth management.

Keith welcomes Walter Schreifels back to the show and we discuss the 30th anniversary of Quicksand's second LP "Manic Compression", the legacy of the LP, bands that influenced Quicksand at the time, the major label experience vs. working independently, Quicksand's debut LP "Slip" and some stories from that era, Walter's post Quicksand band "World's Fastest Car", the modern political climate in the world and more. Intro - 0:00 - 4:37 Walter Schreifels Interview - 4:38 - 58:15

Dr. Kim Brockenbrough: https://www.cardiavision.com/https://www.linkedin.com/in/kimberly-brockenbrough-md-1b321a123/https://www.instagram.com/kimbromd?ighsh=YjVpcDcwdHA3ejVvYour calcium score came back zero. You're in the clear, right? Not so fast.In this episode, Optispan Clinical Director Dr. Nicki Byrne sits down with Dr. Kim Brockenbrough, board-certified cardiovascular radiologist, 25-year veteran of vascular imaging, and CEO of CardiaVision, for a conversation that challenges one of the most common assumptions in preventive cardiology.If you care about cardiovascular longevity, and you should, because heart disease remains the leading killer, this is the imaging conversation you didn't know you needed.Timestamps:00:00 — Cold open: The 48-year-old runner with an 80% blockage and a zero calcium score00:54 — Dr. Nicki Byrne introduces Dr. Kim Brockenbrough & CardiaVision01:45 — Dr. Brockenbrough's background: 25 years of vascular imaging02:35 — Cardiovascular disease through a longevity lens: imaging vs. labs vs. functional testing03:24 — The lifecycle of plaque: from fatty deposits to rupture and heart attack04:21 — Why soft plaque is more dangerous than calcified plaque (SCOT-HEART 2020)05:14 — How calcium scores are used in clinical practice — and where they fall short06:18 — The only way to see soft plaque non-invasively: coronary CT angiography (CCTA)07:08 — Which populations are most at risk of a false sense of security from calcium scoring08:03 — What a CCTA can tell you that a calcium score can't09:43 — How often should patients follow up with repeat scans?10:28 — Higher vs. lower dose radiation protocols — and why Dr. Brockenbrough chooses higher dose11:17 — Risks of CCTA: contrast reactions, kidney considerations12:15 — Stress tests vs. CCTA: why a negative stress test is a very low bar13:21 — Soft plaque that isn't flow-limiting: small emboli, dementia, and congestive heart failure15:36 — Medications that reverse plaque: statins, PCSK9 inhibitors, and the LOCATE trial16:23 — LDL reduction and plaque regression: what the data shows17:08 — High-intensity statins vs. Repatha — tolerability, efficacy, and the price drop18:27 — When OptiSpan reaches for PCSK9 inhibitors: ApoB, LDL, Lp(a), ApoE4, and significant disease19:22 — Why a rising calcium score on a statin is exactly what you want to see20:25 — AI plaque quantification tools: promise, limitations, and validation concerns22:54 — Has AI ever changed Dr. Brockenbrough's read? A real-world case23:40 — FFR-CT, the ISCHEMIA trial, and why stenting asymptomatic patients is no longer standard of care25:25 — The future of cardiac imaging and the case for universal CCTA screening26:52 — The patient experience: what to expect at a CardiaVision CCTA appointment28:18 — Why seeing soft plaque changes patient behavior — the power of treating disease, not numbers29:49 — Bridging the gap between longevity medicine and traditional cardiology33:11 — Testosterone, the TRAVERSE trial, and what you should know about your coronaries first35:41 — What causes coronary artery disease beyond cholesterol: sugar, inflammation, gum disease37:07 — Image walkthrough: soft plaque vs. calcified plaque on a real CCTA41:36 — Where to find Dr. Brockenbrough and CardiaVision

Today, we're putting The Tonearm's needle on Michael Graves, a five-time Grammy-winning mastering engineer and the founder of Osiris Studio in Los Angeles.Michael's work is restoration as archaeology—pulling performances off deteriorating tapes, damaged acetates, and obsolete formats, then deciding how much intervention is too much. He's done this for recordings by Hank Williams, Aretha Franklin, Stax songwriters, and field recordings from Cambodia, Sudan, and Mississippi. His most recent Grammy came in 2024 for Written in Their Soul: The Stax Songwriter Demos.The deeper question his work raises is curatorial: where does restoration end and revisionism begin? What gets rescued, and what stays buried?—Dig Deeper• Michael Graves and Osiris Studio:Visit Michael Graves at osirisstudio.com and follow Osiris Studio on InstagramMichael Graves — Osiris Studio: AboutMichael Graves (sound engineer) — Wikipedia• Key Projects Discussed:Written in Their Soul: The Stax Songwriter Demos — 7-CD box set on Craft Recordings (2023), Grammy Award for Best Historical Album (2024)Blondie: Against the Odds: 1974–1982 — box set via Numero Group and UMe (2022)Chris Bell: I Am the Cosmos — definitive reissue on Omnivore Recordings (2017)Chris Bell: The Complete Chris Bell — 6-LP box set, Omnivore Recordings (2017)• Labels:Omnivore RecordingsNumero GroupDust-to-DigitalAnalog AfricaCraft RecordingsRhino Records• Artists and People Referenced:Chris Bell — Big Star co-founder; I Am the Cosmos recorded in the mid-1970sBig Star — Memphis power pop band co-founded by Chris Bell and Alex ChiltonGeoff Emerick — engineer and producer; produced and recorded Chris Bell's post-Big Star sessionsEddie Floyd — Stax recording artist and songwriter; known for "Knock on Wood"Johnny Mercer — American lyricist, songwriter, and Capitol Records co-founder; his archive is held at Georgia State UniversityLeonard Cohen — Canadian singer-songwriter; Graves worked on his personal archive• Institutional Archives and Collections:Johnny Mercer Collection — Georgia State UniversityAlan Lomax and George Pullen Jackson Collection of Sacred Harp Music (1942) — Library of CongressSacred Harp singing — WikipediaStax Records — WikipediaStax Museum of American Soul Music• Professional Organizations:The Recording AcademyAssociation for Recorded Sound Collections (ARSC)Audio Engineering Society (AES)The Dust-to-Digital Foundation (Graves is a board member and technical advisor)• Other References:Mobile Fidelity Sound Lab (MoFi) — audiophile reissue label referenced in the source tape discussionThe Sacred Harp Publishing CompanyGrammy Award for Best Historical Album—Dig into this episode's complete show notes at podcast.thetonearm.com—• Did you enjoy this episode? Please share it with a friend! You can also rate The Tonearm ⭐️⭐️⭐️⭐️⭐️ and leave a review on Apple Podcasts. • Subscribe! Be the first to check out each new episode of The Tonearm in your podcast app of choice. • Looking for more? Visit podcast.thetonearm.com for bonus content, web-only interviews + features, and the Talk Of The Tonearm email newsletter. You can also follow us on Bluesky, Mastodon, YouTube, and LinkedIn. • Be sure to bookmark our online magazine, The Tonearm! → thetonearm.com Hosted on Acast. See acast.com/privacy for more information.

Today, we're putting The Tonearm's needle on Michael Graves, a five-time Grammy-winning mastering engineer and the founder of Osiris Studio in Los Angeles.Michael's work is restoration as archaeology—pulling performances off deteriorating tapes, damaged acetates, and obsolete formats, then deciding how much intervention is too much. He's done this for recordings by Hank Williams, Aretha Franklin, Stax songwriters, and field recordings from Cambodia, Sudan, and Mississippi. His most recent Grammy came in 2024 for Written in Their Soul: The Stax Songwriter Demos.The deeper question his work raises is curatorial: where does restoration end and revisionism begin? What gets rescued, and what stays buried?—Dig Deeper• Michael Graves and Osiris Studio:Visit Michael Graves at osirisstudio.com and follow Osiris Studio on InstagramMichael Graves — Osiris Studio: AboutMichael Graves (sound engineer) — Wikipedia• Key Projects Discussed:Written in Their Soul: The Stax Songwriter Demos — 7-CD box set on Craft Recordings (2023), Grammy Award for Best Historical Album (2024)Blondie: Against the Odds: 1974–1982 — box set via Numero Group and UMe (2022)Chris Bell: I Am the Cosmos — definitive reissue on Omnivore Recordings (2017)Chris Bell: The Complete Chris Bell — 6-LP box set, Omnivore Recordings (2017)• Labels:Omnivore RecordingsNumero GroupDust-to-DigitalAnalog AfricaCraft RecordingsRhino Records• Artists and People Referenced:Chris Bell — Big Star co-founder; I Am the Cosmos recorded in the mid-1970sBig Star — Memphis power pop band co-founded by Chris Bell and Alex ChiltonGeoff Emerick — engineer and producer; produced and recorded Chris Bell's post-Big Star sessionsEddie Floyd — Stax recording artist and songwriter; known for "Knock on Wood"Johnny Mercer — American lyricist, songwriter, and Capitol Records co-founder; his archive is held at Georgia State UniversityLeonard Cohen — Canadian singer-songwriter; Graves worked on his personal archive• Institutional Archives and Collections:Johnny Mercer Collection — Georgia State UniversityAlan Lomax and George Pullen Jackson Collection of Sacred Harp Music (1942) — Library of CongressSacred Harp singing — WikipediaStax Records — WikipediaStax Museum of American Soul Music• Professional Organizations:The Recording AcademyAssociation for Recorded Sound Collections (ARSC)Audio Engineering Society (AES)The Dust-to-Digital Foundation (Graves is a board member and technical advisor)• Other References:Mobile Fidelity Sound Lab (MoFi) — audiophile reissue label referenced in the source tape discussionThe Sacred Harp Publishing CompanyGrammy Award for Best Historical Album—Dig into this episode's complete show notes at podcast.thetonearm.com—• Did you enjoy this episode? Please share it with a friend! You can also rate The Tonearm ⭐️⭐️⭐️⭐️⭐️ and leave a review on Apple Podcasts. • Subscribe! Be the first to check out each new episode of The Tonearm in your podcast app of choice. • Looking for more? Visit podcast.thetonearm.com for bonus content, web-only interviews + features, and the Talk Of The Tonearm email newsletter. You can also follow us on Bluesky, Mastodon, YouTube, and LinkedIn. • Be sure to bookmark our online magazine, The Tonearm! → thetonearm.com Hosted on Acast. See acast.com/privacy for more information.

This week, Marshall, Jenna, LP, Sameem, and Shingai talk about what they consume and how they write stories of resistance and rage when the world is on fire. Links mentioned during the show: Long Way Down Bitter The Practice, the Horizon, and the Chain Here Sits His Ignominy Support the Show: Patreon Kofi Indie Bound Contact us! JustKeepWriting.org Discord Facebook Instagram YouTube Marshall: Website: www.marshallcarr.com Email: marshall@marshallcarr.com  Twitter: @darthpops  Nick:  Website: www.brightinks.org Email: nicholasbright@brightinks.org  Twitter: @BrightInks Wil:  Email: wil@justkeepwriting.org  Instagram: @wilsartrules Brent:  Twitter: @BrentCLambert www.brentclambert.com  LP:  Email: lpkindred@wandering.shop Twitter: @LPKindred Linktr.ee/lpkindred  Jenna Hanchey www.jennahanchey.com/  Sameem Siddiqui Twitter Website Shingai Njeri Kagunda Twitter Instagram Voodoonauts Gabriel F. Salmerón Twitter Instagram Now, just keep writing!

The Notorious B.I.G. lived his life Ready To Die, and he set out to prove it to the world with his 1994 debut album... Ready To Die. After walking away from a straight-A career to enter the world of drug dealing and rap, Christopher George Latore Wallace (or, as you may know him, Biggie Smalls) became THE dominant force in the thriving East Coast hip-hop scene. His music was unfiltered, witty, and raw. It didn't glamourize or sugarcoat his lifestyle, but also highlighted his lighthearted side. Crossover hits like Big Poppa and Juicy set Biggie up for incredible success... and then the unthinkable happened.James & Connor will explore Biggie's role in the infamous East Coast vs. West Coast rivalry, his decaying friendship with Tupac Shakur, and the pair of unsolved murders that devastated the music world. We'll hear the story unfold through tracks like Things Done Changed and Who Shot Ya? The Mixtaper is back to tell us about some unfortunately realistic sound effects, a personal diss he took to heart, and some spoiled "mashed potatoes" during an Unbelievable round of Fact Or Spin. From opening heartbeat to final thud, we'll cover the clever lyrics, soulful samples, and unstoppable attitude that make up the only LP released during Biggie's abbreviated lifetime. Learn how he achieved rap immortality and Life After Death this week!Are you a fan of the harder tracks or the pop crossover sounds? Will you ever hear Respect the same way? Where do you stand in the Biggie/Tupac rivalry? Let us know in the comments and on socials! Follow, like, and check out our website for more!Keep Spinning at www.SpinItPod.com!Thanks for listening!0:00 Intro2:01 About Biggie Smalls10:51 About Ready To Die16:55 Later Career19:07 East Coast Vs. West Coast Rivalry21:27 Tupac Murdered23:35 Biggie Murdered26:14 Awards & Accolades27:02 Fact Or Spin28:23 A Public Service Announcement28:59 You Can Hear His... Explicit Activities31:47 He Signed A Rapper While In Bed34:12 Biggie Dissed His Teacher36:49 His Mom Threw Out His Mashed Potatoes39:29 Biggie Had His Own Restaurant43:36 Album Art44:36 Intro46:13 Things Done Changed47:19 Gimme The Loot50:12 Machine Gun Funk51:18 Warning52:53 Ready To Die54:04 One More Chance57:00 F Me (Interlude)59:05 The What1:00:12 Juicy1:04:24 Everyday Struggle1:05:29 Me And My B****1:07:04 Big Poppa1:09:21 Respect1:10:33 Friend Of Mine1:12:00 Unbelievable1:12:35 Suicidal Thoughts1:14:57 Who Shot Ya?1:16:47 Just Playing (Dreams)1:18:12 Final Spin Hosted on Acast. See acast.com/privacy for more information.

In this episode of Car Con Carne, James VanOsdol welcomes Josh Chicoine, the creative force behind Cult Canyon, to discuss the release of the debut album, Smoke Tricks. The conversation delves into the evolution of Josh's musical projects, from the raw energy of the M's and the acoustic harmonies of Cloudbirds to the collaborative and sophisticated sound of Cult Canyon. Key Highlights: The Making of Smoke Tricks: Josh explains how the album, initially inspired by string arrangements recorded in 2019, was brought to life through a grant from the Department of Cultural Affairs and Special Events (DCASE). Creative Collaborations: The album features contributions from talented musicians like Alison Chesley, Susan Voelz, and Dave Max Crawford, as well as backup vocals from Melissa Busch-Wolford and Lindsay Weinberg. DIY Spirit: Josh shares his experiences with the DIY approach to music, from producing and promoting records to filming music videos with a GoPro and a vintage VHS filter. The Influence of Chicago: The city of Chicago serves as a backdrop for the album, with Josh reflecting on his relationship with the city and the local music scene. Second Hand News: Josh and James discuss his involvement in the Fleetwood Mac tribute band, Second Hand News, and the transgenerational appeal of the legendary band's music. Album Information: Item Details Artist Cult Canyon Album Title Smoke Tricks Release Date March 13, 2026 Label Rattleback Records Release Show The Hideout, March 14, 2026 This episode is brought to you by Exploding House Printing. Based in Hermosa, they specialize in screen printing, embroidery, and custom merch for bands and brands. Visit explodinghouseprinting.com for a quote. Episode Transcript (Note: Auto-generated transcript; errors are possible) James VanOsdol: This right here is Car Con Carne. Car Con Carne is a Q101 podcast. I'm James VanOsdol. Car Con Carne is brought to you by Exploding House Printing. They’re based in Hermosa and they specialize in screen printing, embroidery, and custom merch for bands and brands. Check them out on explodinghouseprinting.com. Get a quote, see all the people, businesses, bands, and brands that they’ve worked with. Explodinghouseprinting.com. (Theme song plays) James VanOsdol: So, after the Golden Line EP a few years ago, Cult Canyon is set to release its debut album, Smoke Tricks, on March 13th. The album will be released on lovely vinyl via Rattleback Records and the release will be celebrated with a live show at The Hideout the following night. Josh Chicoine, whose creative resume is deep, impressive, and familiar, joins me in the car on a rainy, dreary, just kind of shitty transitional winter-into-spring night. Josh Chicoine: Muck, winter mix. James VanOsdol: Let’s talk about Cult Canyon. We’re here, the album’s almost out as we’re sitting here talking about it. Josh Chicoine: It is. James VanOsdol: A lot of us came to know you from your time with the M’s earlier this century. Have you metaphorically moved from the garage to the living room with these projects? Josh Chicoine: It feels like I have. I mean, there was definitely a lot of garage influences happening with the M's. Certainly a DIY spirit. James VanOsdol: That kind of raw immediacy. Josh Chicoine: Yeah, I think we were trying to—well, it was of the time too. So this was the early 2000s, there was a lot of that stuff rolling around. And we kind of fit into that mix and just wanted to bring our own little flavor, which is heavily melodic, a lot of singing, a lot of gang vocals, which is one of my favorite things to do. And still, I guess, pop ethos, you know? Major and minor chords, nothing crazy. But yeah, we got done with that and I started a three-piece singing group called Cloudbirds and did that for about three years with a couple of guys that were in the M’s also, Joey King and Glenn Russell. And that was definitely in the living room. That was acoustic guitars, sometimes we had electric, but mostly acoustic music and three-part harmonies and very folky. And it was a real welcome relief, I’d say, to almost 10 years of loud guitars and bashing drums and shouting vocals. James VanOsdol: You weren’t pounding kids anymore. Josh Chicoine: We were not. We were not, and we kind of got started late anyway. So by the time 2009 rolled around, I was probably in my mid-30s, early 30s, everybody was kind of getting into their 30s. So being on the road was just awful. I think I was about ready to have my first child. And so yeah, the whole kind of idea shifted. And so we just couldn’t sustain that. So being in a singing group and just three guys, a lot easier to organize practices and singing some sweet melodies and harmonies, and that was more my style. And I kind of chased that for a little while, and then I had a new band called Sabres and I tried to do the rock thing again in 2014 and self-released that record, put a lot of time into that record. And it was another big record. And I found out I was just really tired. The DIY thing is that you have to do it yourself. So that means producing the record, promoting the record, getting all the artwork together, getting five people—now more grown people—to get together for any rehearsal, any show. I thought it was going to maybe be a bit easier, but it just wasn't. It wasn't easy, so I had to put that down. James VanOsdol: DIY is hard. We’re doing DIY right now in a car on urban radio in 2026. I do it in my car with a couple of cheap—see how the world has shifted for us both. Josh Chicoine: It has. I might say for the better. James VanOsdol: One would argue or could argue that, yeah. We’re our own bosses. Josh Chicoine: I think so. Yeah, there you go. James VanOsdol: You’re the CEO of Cult Canyon. Josh Chicoine: I am the CEO of Cult Canyon. I have a lot of contributors and collaborators, which I’m very thankful for. James VanOsdol: Let’s talk about some of them. Alison Chesley is a contributor. Josh Chicoine: She is. She is actually appearing on the latest record. To go back to the Golden Line EP in 2019, so right before COVID, I released an EP called Josh Chicoine and it was called Dream Believers. And I was imagining this trajectory where the next bunch of songs would include a string quartet. And so in 2019, early 2019, I recorded three songs including with Susan Voelz, who’s a good friend also. James VanOsdol: She’s delightful. Josh Chicoine: Yeah, she’s delightful, she’s an old friend, she’s a great contributor, what a great spirit. And with her and a few other string players. And then COVID came, so I sat on this thing. And I sat on this thing for quite a while because part of the DIY situation that we’re in now is that there’s so much noise and there’s so many competing avenues for attention, including your couch doing nothing. That’s a big one. James VanOsdol: Yeah. Josh Chicoine: Yeah, so I sat on it and I didn’t know what I was going to do. And so I applied for a grant. It was really the Department of Cultural Affairs and Special Events here in Chicago, they have an individual artist program, DCASE. James VanOsdol: DCASE. Shout out to DCASE. Josh Chicoine: They have a grant program every year, and I applied and I said, you know, I’m coming back into making things and this is what I want to do. I want to make a rock record in the city of Chicago using Chicago musicians out of Chicago studios. And that was really the kind of impetus to be like, okay, what do I want this Cult Canyon thing to be? And so that’s when I looked back at those Golden Line songs, which are really lush string arrangements done by our good friend Dave Max Crawford of Poi Dog Pondering and the Total Pro Horns. And he does a fantastic job. I’ve been collaborating with him since the M’s, he did a lot of those string arrangements and horn arrangements and stuff, so he’s really adept and really tasteful. And so I was just like, why not bring it into everything that I’m doing and make Cult Canyon more of a catch-all and a place where, for one, I can do what I want and I can do it with others that I want to do it with, people that I love. And yeah, Alison Chesley, I met her through Susan because playing with quartets, you end up having a large stable of artists because people are busy or they want more money than you want to give them or can give them on any given night. So I was able to meet and reach out to a bunch of string players and continually find new ones in town that can fill a role for a time. And happily, Alison is on this record on a tune called Good Bad Habits. James VanOsdol: I love it. And the album sounds great. Now, we’re recording this right before it comes out, like I said. The album is Smoke Tricks. We’ve had—we, the public—have experienced some of it already. Real Sublime is a single. You shot a video for this one. Josh Chicoine: I did. James VanOsdol: Was that your house you shot it in? Josh Chicoine: That was at my house, yeah. James VanOsdol: Very tastefully appointed. Josh Chicoine: Thank you. That’s all due to my wife. James VanOsdol: You’ve got you in a convertible on the lakefront. Josh Chicoine: That’s my buddy Al’s ‘67 Oldsmobile. James VanOsdol: That’s badass. Josh Chicoine: Pretty badass. We all need a buddy like Al. Al’s the best. James VanOsdol: Convertible on the drive, clearly different time of year from when we’re recording this. Josh Chicoine: Yeah. James VanOsdol: And is that the lake you jumped into or did you shoot that— Josh Chicoine: Yeah, jumped into the lake. Another good friend of mine is a Great Lake jumper, Dan O’Conor. James VanOsdol: He’s a celebrated Great Lake jumper. Josh Chicoine: They continually celebrate Great Lake jumper. I think he did it for five years straight every day. And yeah, so I started going out there and doing that. So it wasn’t so far afield to imagine, because what are videos now? I don’t even know what they are. But for this one, it was like, all right, Al, let’s get in a car, let’s drive around. I got this GoPro, I’ll stick it to your car, drive around, and then let’s go to the lake and let’s jump in the lake. James VanOsdol: So it doesn’t necessarily tie back to the lyrics or the theme? Josh Chicoine: I don’t think so. I mean, but maybe somebody sees something that I don’t. I think that’s part of my MO, at least, is to leave enough fog to allow for some interpretation. But yeah, this is more of kind of a performance, roll around, get some good footage, put a 1989 VHS filter on it and make it look cool and get it out. James VanOsdol: And you’re a fan of film and what can be done with movies. Josh Chicoine: Yeah, for sure. I mean, I love film, I love movies, I love music movies. For eight years I was the co-founder and director of the Chicago International Movies and Music Festival. And we were all over the place throughout the city. And we would show movies from all over the world, like 33 countries usually were represented each year. And that was just, for me, was fascinating to figure out how to build something like that that could last and to raise money for it, you know, practicing all these adult skills that being in a van in a band on tour you’re not really practicing too much. James VanOsdol: Do you miss doing CIMMfest? Josh Chicoine: There’s a lot of it that I do. I really miss just the people and the spirit. I mean, we had an incredible group of volunteers that would come every year and really they were the ones that were able to activate this thing. And so I loved sitting around and dreaming, I loved building marketing materials, if only because then I could have something to go and take to people that I knew and a network that I was building. And I thought it was really a cool thing for the city and it really got me in touch with a lot of old friends and made so many new friends and it kept me—this was right after the M’s, and the M’s were kind of media darlings and played a lot of shows and, you know, I knew a lot of club owners and I knew publicists and I knew all that network. So it kind of allowed me personally to stay connected to that world. And coming out of there, that’s what my kind of career goals were. I was just like, okay, I want to stay in this world, I want to stay connected to these people. So it was my friend Ilko Davidov, who’s a Bulgarian filmmaker, and it was his concept. And I was just sort of the right person that was able to come and hoodwink a bunch of people into coming on board and giving me a bunch of money and being able to try to make this thing into a sustainable institution. We never quite got there. It’s always resource-light and operations-heavy. And never quite got there, but still just some great memories and really happy and really proud of what we were able to build. James VanOsdol: Thinking about film and music and making short music films, I’ve wondered this out loud on this podcast before, but I feel like this is a golden moment. This is the time for artists to explore that side of things. I mean, it’s not like the 1980s when I grew up, when videos were bankrolled by record labels and there were millions of dollars. Like, you grabbed a GoPro, you sit it on the dash—like, this is a real opportunity for creative expression, I think. I just don’t know if enough independent artists are taking advantage of it. Josh Chicoine: I mean, if you look at—I’ll have to disagree, I feel like, you know, the barriers are down and people now, everybody’s got a pretty decent camera in their pocket at all times. Since the barriers are down and since everybody’s got a camera, you can do whatever you want, put it up there, and not going to say it’s good, most of it’s not, most of it’s schlock. But you at least have the opportunity to make something that’s decent and the technology affords it. You don't even need to be great at editing. You can cobble stuff together. You really can. I mean, I use a really cheap editing software. James VanOsdol: Can I ask? Josh Chicoine: It’s called CapCut. And the same company, I can’t remember what they’re called, the TikTok corporation, ByteDance. It’s a ByteDance product. And I got it because it was cheap and another friend of mine was using it. And he was making some cool stuff, so I was just like, all right, I’m just going to dive in and start doing stuff. And so that’s what I did. James VanOsdol: That’s DIY. Roll up your sleeves, let’s get to it. Josh Chicoine: Yeah, it’s just—I had spent CIMMfest was so much about favors and so much about waiting for favors from people that you were either getting a deep discount from or not paying at all. And I know the pain, you know? And it’s real. So if you have any kind of means by which you can get a hold of this stuff, then it’s just about putting the work in and, you know, time is mine to give or throw away. So, yeah, it’s just sort of—I keep getting better and better, I mean other people can be the judge of that, but I feel pretty good about what I’ve been able to do with hardly any resources. James VanOsdol: It’s pretty cool. Josh Chicoine: Yeah, it’s pretty cool. James VanOsdol: All right, going back to this album Smoke Tricks again, available on March 13th. Bitter Birdies is how we begin. If you listen close, actually you don’t even need to listen that closely, there are dogs barking at the beginning of the song. Josh Chicoine: Yeah, Ralfy. James VanOsdol: I was going to ask. Josh Chicoine: It’s my doggie. James VanOsdol: And you were aware when you were recording the dog was part of it, right? Josh Chicoine: Yeah, well, my producer, my co-producer on this was Todd Rittmann and Todd Rittmann was in US Maple. I don’t know if you remember that band. Affiliated with Cheer-Accident, of course. James VanOsdol: Of course, always interesting. Josh Chicoine: Yes. Now he’s in Dead Rider, for everybody out there who’s watching, check out Dead Rider. Yeah, he’s fascinating, he’s got a great little studio called Shy Diamond Studio down in Logan, just north of Fullerton. And, you know, him and I kind of cobbled this thing together. And I never expected that the piano tracks were the final. So I would just make demos at my house and then I would send them to Todd and I’d be like, “Here’s what I’m thinking for this song,” and then we would try and fit it in somehow. And he was just—he’s like a maestro. He was just like, “I love it, you’re never taking away the dog’s bark. We’re keeping it in there 100%.” So I was like, “All right, let’s go.” Piano sounded fine, sounded good, it’s my piano in my living room. I loved it, and that’s my boy Ralfy. So he’s my spirit animal and I’m glad he’s on the record too. James VanOsdol: Good boy, Ralfy. Josh Chicoine: He’s a very good boy. James VanOsdol: On this song, I know you want people to interpret songs as, you know, as any artist would suggest, like you want to feel a connection, right? But you do mention “stuck here in Chicago” in that song. Were you feeling—do you feel a weird relationship with the city? Josh Chicoine: I think I love Chicago. It’s my favorite city. It’s especially my favorite city to come back to. I don’t know if you’ve ever leave for like a little while, but when you come back, it’s just like—ah. Especially when you’re driving back home and like you catch that first glimpse of the skyline. That is a moment. It’s real. So, I mean, when I got that grant from DCASE, it was like, “Oh no, now I got to write a record.” They called your bluff. Every time for me, at least, I decide to write a record, I have to figure out how to write a record again. And that—it’s like a lot of introspection and a lot of like, “Who am I now? What am I going to write about now?” And it takes a long—it took me a long time. And Bitter Birdies kind of came about based upon that piano that opens it up. I had that piece for a long time, but sort of like lyrically I wasn’t quite sure. And my wife and I are going to be married 25 years in June. James VanOsdol: Congratulations, that’s a big milestone. Josh Chicoine: Thank you. It’s been wonderful. But seven years into our relationship, there was a breakup. Post-college, I mean I was dating her since I was 19. I’ve known her for a long time. So yeah, moved to Chicago, joined a band, you know, our lives were diverging. And so we broke up. And she went—she quit her job, she was like working at a financial firm downtown. I was in a band, so you can see divergence. For sure. But yeah, she quit her job, she went on walkabout in Europe for six months. And I took myself back to that time. And that time was sort of very freeing and very fun at the beginning, and then the longing just really set in and, you know, the longer my notes and messages would go to her, the shorter and shorter that they came back to me. So it appeared like she was moving on and there was something really heart-wrenching about that for me. So yeah, that song was about that. So, you know, she was having this really great experience and seeing all new things and new people and I was here stuck in Chicago. So I was living in a loft space where Salvage One is now off of Hubbard, between Wood and Wolcott. With these crazy artist people and there were raves and I was making a bunch of music. So it was just like this Kevin Bacon Quicksilver life that I was living. And I just started to really miss her, no matter what I was just like, “What if she came back here and she lived with me in this hovel and we could do this together?” And that’s sort of the kind of emotional impulse that I felt from writing that and wanting to get out of it, you know, wanting to get out of that space. So nothing against Chicago, I love Chicago, but you know there’s definitely moments where you’re just like, “Okay, get me out of here.” James VanOsdol: Write what you know. Josh Chicoine: That’s I think what I came back to and when I was confronted with that idea and I keep a quote book and Louise Bourgeois said that, “If you’re not writing about yourself, then it doesn’t mean anything.” And I’m parsing—I’m screwing that quote up, but I really took that to heart. So I was like, “Okay, well then I am going to write about myself and my experiences because it’s all that I have really that I could feel a connection with.” Oh, it’s okay up there. I got an ambulance. Ambulance, police car, normal stuff. Stuck in Chicago. Here we are. James VanOsdol: Run Red Lights, which I don’t recommend. I mean, I recommend the song. Who’s doing the backup vocals on that? Josh Chicoine: Yeah, so that’s my friend Melissa and Lindsay. Melissa Busch-Wolford and Lindsay Weinberg. And they play with me in a Fleetwood Mac tribute band called Second Hand News. James VanOsdol: Good segue. I was going to ask about that. Because the backup vocals have a really nice texture in that song in particular. Josh Chicoine: Thanks. James VanOsdol: And that actually dovetails perfectly to the question about working and being part of Second Hand News because you play with those harmonies which are magical. Clearly you bring some of that back to Cult Canyon. Josh Chicoine: Yeah, I think it for me it’s always sort of been there. You can hear it in the M’s, you can hear it if you listen to Sabres, you can hear it there too. Certainly with Cloudbirds it was very much about the harmonies. And yeah, as I started to enter into this promo world of Cult Canyon, I was just trying to like think about things that were a common thread. And harmonies, singing—that’s how I kind of come up with ideas. I just kind of start with the voice, have something on the guitar that’s fine. I’m a mediocre guitar player but it’s really about voice and vocals. And so when I started playing in Second Hand News, you know, I had never been in a band with women before. I’ve played music with women before, but not in a band. So it was sort of like, “Oh, this whole another resource that I would love to bring into this project.” And they were so game and, you know, they brought their whole selves to it and I think it really shows in the recording. James VanOsdol: I love it. Since we’re on the topic of Fleetwood Mac, Tusk. Misunderstood classic or big awful mess? Josh Chicoine: Can it be both? Depends on which side you’re on, yeah. I was really naive about Tusk and I had it in my record collection just from a bunch of records that somebody gave me. And I think at one point the—because there’s two record sleeves in it—they both got kind of separated. So all of a sudden I had four record sleeves separated and I was like, “Wait a minute, this is a quadruple album? This is crazy.” But it wasn’t. There’s a record sleeve that hides another record sleeve that has the record in it. That’s how much money and wasteful money that they had. Because that’s coming off Rumours. Like, they could do whatever they wanted. Lindsey Buckingham could do whatever he wanted. And he really did. He really did. And some of it, you know, it could be argued that he shouldn’t have done it, but we still play a bunch of jams off of there. The title track to me is still one of the coolest songs of the 1970s. Super cool. I mean, there’s a lot on there that are really unheralded. Think About Me is another really good one that we love to play. James VanOsdol: Sara’s on that too, right? Josh Chicoine: Oh God, I’m going to get killed by my bandmates. Sara’s on there, yeah, it’s on there. Let’s say yeah, when no one’s looking it up. But yeah, we play Sara all the time and it’s like seven minutes long and the audience loves it and Melissa crushes it. And yeah, those are just really fun songs to play. And the audiences are crazy. It’s like there’s 18-year-olds there. James VanOsdol: I was going to say. Josh Chicoine: There’s 88-year-olds there. James VanOsdol: It’s one of those bands that is transgenerational. My daughter, who’s heading towards 21, Stevie Nicks is probably a top five artist for her. For her birthday a few years ago I took her to see Stevie Nicks at the United Center and it was this magical night for her. Like, we walked out of the United Center and she said, “I only cried three times.” I’m like, “What do you mean you cried?” “Well, you know, during Gold Dust Woman and... oh gosh, what else did she cry during? Dreams, Rhiannon, and Landslide.” Of course, classics. But I mean it is interesting how maybe millennials didn’t give a shit, but suddenly like Gen Z is full on board with Stevie Nicks. Josh Chicoine: I take it back to that dude who was on the skateboard chugging cranberry juice and all of a sudden Dreams became something. But it just feels like it’s cyclical. It keeps coming back, those songs are just so classic. Timeless, absolutely timeless. And the recordings of them were amazing. So it just seems like they’re just not going to go away, which is great for Second Hand News. Yeah, I mean we played the Metro a couple weeks ago. That’s amazing. James VanOsdol: That’s nuts. Josh Chicoine: Yeah. I love it. James VanOsdol: And to your point, like all ages get into it. That’s something you don’t get to experience necessarily in the M’s or Cult Canyon. Josh Chicoine: It’s different. Yeah, it’s different for sure. And I think that we—I’ve been told this by a lot of audience members after the show and they’re just like glowing coming out after scream-singing at us for two hours. And they just say like, “You bring so much joy.” And I really feel that. Like, we do. I mean the band is killer. And so the band in Second Hand News, the guitar player, bassist, drummer, Mike, Mike, and Dan, they play in Cult Canyon too. So they’re the ones who are the backing band on this Cult Canyon record. So I just was just enamored with this whole group and just because we had such good times together on stage and in front of giant crowds and harmonizing and singing and playing those classic songs. So it was just kind of a natural little pivot to bring them into my songwriting and I was really happy that they did. James VanOsdol: I love that. So Rattleback Records, easily a favorite record store of mine. Josh Chicoine: Mm-hmm. James VanOsdol: Releasing the album on vinyl. How important was it for you to have this as a record, as an LP? Josh Chicoine: It was critical for me. I think one of the things—so I released the Sabres record in 2014. And it kind of, like many, many, many, many, many records out there, it just kind of gets—it’s like, “Okay, it’s out there,” and then you tell your friends and then it just doesn’t really go anywhere. James VanOsdol: And that ambitious ordering of 500 records turns into, “Okay, we’re still sitting on 250.” Josh Chicoine: I have a lot of CDs. Let’s put it to you that way. Hit me up if you want a CD by Sabres. I’ll just give it to you. It’s got—anyway. Yeah, so I think I was determined to at least try and make a stink with this Cult Canyon record. And I really liked it. And so one of the first things I did was I talked to my friends in the AM Slingers, who are another Rattleback band and they’re friends of mine too. And I knew that Paul over at Rattleback had put out a 7-inch of theirs. And by put out, I mean he paid for it. So he facilitated the production and then, you know, created a connection between the band and the record store. Really love that idea, you know? It’s going to be DIY anyway, it’s all about building community bit by bit by bit. So I was introduced to Paul kind of—I don’t even remember when, it’s probably a year ago now, if not more. And he was really intrigued and I sent him a bunch of songs including the Golden Line EP, which he really loved. And that just gave me a lot of confidence, and so I took this Smoke Tricks record and I was like, “I’m really looking for somebody to help me out with this.” And he was game and continues to be game. James VanOsdol: I love that. Josh Chicoine: It was his dream to have a boutique record store. And that happened, and then it was his dream to have a boutique little tiny record label. So that happened. James VanOsdol: I’ve never been in that store, by the way, where it hasn’t been busy. Josh Chicoine: Oh good. James VanOsdol: No, I mean I love going there. Like, they’ve got one of the best, I think, mixes of new and used and their prices are very reasonable. Josh Chicoine: I agree. I agree. Yeah, they have a lot of cool chotchkies around, good t-shirt collection. It’s like a proper record store. James VanOsdol: And I mean if you’re one of those budget-bin divers like there’s dollar records, you’ll hurt your knees going through them, but I mean there’s occasionally gold to find in there. Josh Chicoine: I agree. It’s everywhere. James VanOsdol: But yeah, it’s a cool place, I mean right over there on Clark Street. And I love just that kind of brand extension for Rattleback. Like it makes so much sense. Josh Chicoine: I love that. I love that for Paul, I love that we were able to become a part of that and we’re putting on a showcase of Rattleback Records artists May 29th at the Burlington. James VanOsdol: Nice. Which for the record, one of the loudest rooms in Chicago. Josh Chicoine: That’s right. We’ll do what we can, but I mean it’s hard, it’s like a lot of hard flat surfaces and they didn’t do any soundproofing or nothing. So, yeah. James VanOsdol: That’s good. That’s part of its charm. Josh Chicoine: It’s part of the charm. Yeah, yeah, you know what you’re getting into when you go back there. Just bring earplugs, what’s the big deal? James VanOsdol: Just bring ear—that’s—if you bring earplugs, you’re good. Josh Chicoine: Yeah, that’s right. James VanOsdol: But if you go deaf, I mean who better to go deaf from? Josh Chicoine: Yeah, that’s a badge of honor. It’s a badge of honor. I mean it’s not a good recommendation, I would say. But if you want good earplugs, just go to Sensaphonics down there on Milwaukee Avenue. Shout out. Yesterday was National Hearing Day and I got myself fitted for a new pair of earplugs. James VanOsdol: Smart. Josh Chicoine: And it basically—it’s no joke. No, it’s no joke if you listen to a lot of live music. It basically just turns the volume down. The clarity is still there versus sticking toilet paper in your ears or those foam things. James VanOsdol: Exactly what they feel like. Or those like pool noodles shrunk down. Josh Chicoine: Yeah, that’s right. They’re good if you want to sleep. If you’re like on tour and everybody else snores in your hotel room, then those are really effective. James VanOsdol: For sure. All right, so Smoke Tricks is the album. It’s awesome. It comes out on March 13th. The Hideout is the release show on March 14th. And onward and upward. What a great record, you really did it. Josh Chicoine: Thanks, man. I really appreciate it. That was nice talking to you. Are we done? Is this the wrap? James VanOsdol: This is the wrap. Josh Chicoine: All right, love it. See omnystudio.com/listener for privacy information.

Topics:Venue Do's & Don'tsAgendas for Emerging ManagersPanels vs. Single PresentersPublic LP ConstraintsAGMs as a Brand Opportunity...and so much more.Brian Bank shares what actually makes AGMs stand out from an LP's perspective—from venue and agenda to networking, speakers, and swag. It offers clear, experience-driven takeaways for GPs and emerging managers who want their AGM to feel differentiated and worth the trip.Top TakeawaysChoose a venue LPs will remember. The AGMs that stand out don't stay in hotel ballrooms. They bring LPs to portco sites, operating assets, sporting venues, museums, or distinctly local experiences. The right venue either reinforces the investment strategy or creates a memorable experience that LPs will still recall long after AGM season ends.Never assume LPs remember who you are. AGMs often include new faces. Always reintroduce the team, restate strategy, and provide context for roles and investments. Clear speaker handoffs and background reminders prevent confusion and disengagement.Reinforce the firm you're becoming, not just the fund you raised. An AGM is both a branding and promotional moment. Speaker selection, team visibility, and agenda structure should signal institutional depth, succession, and where the firm is headed next. Highlight rising leaders, repeat portfolio CEOs, and functional expertise to show LPs what Fund II or Fund III will look like. Build differentiation into every detail. Templates, venues, speakers, and formats repeated year after year erode impact. The most effective AGMs ask one question throughout planning: What will make this one distinct from the other 20 meetings LPs attend this year?About Brian BankBrian Bank is a seasoned strategy and client relations executive in the Investment Funds Group at Kirkland & Ellis. With 25+ years of experience as both an institutional LP and a placement agent, he's committed capital across asset classes, served on multiple LPACs, and attended hundreds of AGMs. This gives him a firsthand view of what LPs actually value in investor relations and annual meetings.About Kirkland & Ellis Kirkland & Ellis is a global law firm known for its strength in corporate, litigation, and client advisory work across industries including private equity, M&A, and finance. The firm regularly advises leading investors and funds on complex transactions, strategy, and governance, and has built a reputation for deep legal expertise paired with practical, business-focused guidance.

Are you tired of feeling overwhelmed by the to-do list that's preventing you from setting and achieving goals that would actually improve your life? We've become conditioned to chase instant gratification from the quick wins and dopamine hits that come from staying "productive." But those short-term victories often distract us from making meaningful progress toward the goals that truly matter. And today's guest is the perfect person to help shift your mindset to create long-term impact that can transform your career, relationships, and life. Dorie Clark has been named one of the Top 50 Business Thinkers in the World by Thinkers50 and Inc. Magazine. She teaches executive education at Columbia Business School and is the Wall Street Journal bestselling author of The Long Game, Entrepreneurial You, and Reinventing You. Her work focuses on helping professionals think strategically, build lasting influence, and achieve goals that compound over time. In our conversation, we explored why so many people get trapped in short-term thinking, how patience and consistency create extraordinary outcomes, and Dorie shared practical strategies to stay motivated, build habits that support your future self, and stay committed to achieving your biggest long-term goals. KEY TAKEAWAYS Escaping Short-Term Reward Traps Balancing Urgent Work With Long-Term Goals Real Examples Of Playing the Long Game Doing Favors For Your Future Self How AI Changes Long-Term Achievement How Hal & Dorie Are Using AI  People Give Up On Ideas & Goals Too Soon Be Aware Of The Raindrops: Clues Of Progress Daily Habits That Support Long-Term Success The Hidden Cost Of Short-Term Living Making Daily Progress That Motivates You How You Can Connect With & Learn from Dorie   Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/627 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube   Copyright © 2026 Miracle Morning, LP and International Literary Properties LLC

This week on Swimming with Allocators, Earnest and Alexa welcome Iliana Oris Valiente, a F500 corporate executive, independent LP,   and founder of the Capital Decoded program, to explore the evolving landscape of venture capital. Iliana shares insights from her global background, discusses why generalists excel in the AI era, and outlines the challenges next-gen family offices face when entering VC. The conversation also covers the importance of clear investment thesis, trends in emerging markets, and the critical need for trust and education between GPs and LPs. Listeners will gain practical frameworks and actionable advice for navigating today's rapidly changing investment world. Also, don't miss Sidley's Shane Goudey discussing current trends in venture capital fundraising, with an emphasis on where LP investment is coming from and the growing interest in co-investment opportunities. Iliana Oris Valiente, CPA, CA  is an accomplished corporate executive, emerging tech pioneer, board member, author, and global citizen. She is a recognized media figure, having been featured from Bloomberg to The Financial Times, across TV and print.  Iliana is an angel investor, fund LP, and regularly advises family offices on emerging trends. She built Capital Decoded — an investor education program specifically designed to demystify VC as an asset class. Learn more at IlianaOV.com  Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello friends, this week I spoke with Lise L. / vocalist and bassist of the Grunge & Punk trio from Paris called  @pythiesband  She is presently working on their first LP album. Listen to their previous EP's and follow them on Social media:Links to Pythies:https://pythiesband.bandcamp.com/musichttps://www.instagram.com/pythiesbandhttps://music.apple.com/us/artist/pythies/1687939414---------------------------------------------------------------To get in touch with me:tellmeusanow@outlook.comcuentameusa@gmail.comInstagram:https://www.instagram.com/cuentameusa/Facebook:https://www.facebook.com/entrevistame64YouTube Channel:https://www.youtube.com/channel/UCp0v6xPgtDBH2Ih3WI-q7PA/featuredTelephone: +1(908)265-0125

In today's episode, Meb reads a recent email sent to Cambria subscribers examining how to evaluate a strategy hitting a rough patch, using the Cambria Shareholder Yield ETF (SYLD) as a case study. Learn more: Cambria Shareholder Yield ETF (SYLD) https://cambriafunds.com/syld SYLD Fact Sheet https://cambriafunds.com/assets/docs/SYLD-FactSheet.pdf SYLD Investment Case https://cambriafunds.com/assets/docs/SYLD_Investment_Case.pdf Contact us at info@cambriainvestments.com, 310-683-5500 TO DETERMINE IF THE FUND IS AN APPROPRIATE INVESTMENT FOR YOU, CAREFULLY CONSIDER THE FUND'S INVESTMENT OBJECTIVES, RISK FACTORS, CHARGES AND EXPENSES BEFORE INVESTING. THIS AND OTHER INFORMATION CAN BE FOUND IN THE FUND'S PROSPECTUS WHICH MAY BE OBTAINED BY CALLING 855-383-4636 (ETF INFO) OR VISITING OUR WEBSITE AT WWW.CAMBRIAFUNDS.COM. READ THE PROSPECTUS CAREFULLY BEFORE INVESTING OR SENDING MONEY. THE CAMBRIA ETFS ARE DISTRIBUTED BY ALPS DISTRIBUTORS INC., 1290 BROADWAY, SUITE 1000, DENVER, CO 80203, WHICH IS NOT AFFILIATED WITH CAMBRIA INVESTMENT MANAGEMENT, LP, THE INVESTMENT ADVISER FOR THE FUND. INVESTING INVOLVES RISK, INCLUDING POTENTIAL LOSS OF CAPITAL. SYLD: There is no guarantee that a Fund will achieve its investment goal. Investing involves risk, including the possible loss of principal. High yielding stocks are often speculative, high-risk investments. The underlying holdings of the Funds may be leveraged, which will expose the holding to higher volatility and may accelerate the impact of any losses. These companies can be paying out more than they can support and may reduce their dividends or stop paying dividends at any time, which could have a material adverse effect on the stock price of these companies and the Fund's performance. International investing may involve risk of capital loss from unfavorable fluctuations in currency values, from differences in generally accepted accounting principles, or from economic or political instability in other nations. Emerging markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume. Investments in smaller companies typically exhibit higher volatility. Narrowly focused funds typically exhibit higher volatility. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this LP Deal Review, Chris Lopez and LP panelist Christy Burakovsky sit down with Michael Episcope, Co-CEO of Origin Investments, for a deep dive into Origin's Select Asset Fund—an intentionally small, vintage-based multifamily development fund built to deploy in 2026. Michael walks through the macro thesis (supply peaking, concessions stabilizing, and starts slowing), the fund's structure (targeting five shovel-ready ground-up deals, four-year duration, and an option to continue holding for long-term compounding), and the underwriting guardrails designed to protect downside in a still-volatile environment. The panel then presses into the details that matter most to LPs: entitlement risk, leverage and loan structure, how Origin avoids “rescue capital,” how the 2021 vintage fund is performing today, and how Origin's co-invest program works—including potential pathways for group allocations and better terms. Key Takeaways Fund design: $100M, focused on 2026 ground-up multifamily development with a four-year duration and optional continuation for long-term hold Risk mitigation: shovel-ready entitlements, conservative leverage (~65% LTC), and a structure aimed at avoiding cross-collateralization and hidden fund-level risk Co-invest mechanics: $500K+ fund minimum with 1:1 co-invest eligibility (no fee/no carry), and discussion of potential pooled/group pathways Vintage reality check: how Origin's 2021 development fund is performing today (single digits) and what that implies about underwriting discipline in tough vintages Sourcing + operations: Origin's multi-office footprint, repeat development partners, and a highly active asset management playbook to drive performance post-delivery Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk. Nothing here is investment, tax, legal, or financial advice; consult qualified professionals. Past performance is not indicative of future results. This podcast may include paid advertisements or promotional materials and should not be interpreted as a recommendation or endorsement by PassivePockets, LLC or affiliates. Conduct your own due diligence and consider your financial situation before engaging with any offering discussed. PassivePockets, LLC disclaims all liability for any actions taken based on the information presented.

Have you ever been told your labs are “normal” — but you don't feel normal?In this episode, I sit down with integrative and functional medicine physician Aaron Hartman, author of Uncurable, to unpack the dangerous gap between normal and optimal — especially for women in midlife.We cover:What lab reference ranges really meanThe cardiovascular markers every woman should know (hs-CRP, LDL particle number, Lp(a), ApoB, homocysteine)Why LDL alone is outdated thinkingThyroid testing beyond TSH (free T3, free T4, reverse T3, antibodies)Ferritin, B12, iodine & nutrient blind spotsEstrogen, progesterone & testosterone — when to start and what actually protects your brain and heartStatins, diabetes risk, and mitochondrial healthGut health, inflammation & autoimmune triggersWhy lifestyle is foundational — and where advanced longevity tools fit inDr. Hartman explains how heart disease begins decades before symptoms appear, why hormone replacement therapy dramatically reduces risk when used appropriately, and how women can advocate for themselves in a system that often dismisses midlife symptoms.If you care about your brain, your bones, your heart — and living strong into your 80s and 90s — this conversation is essential.Did you miss something? Check out the transcripts of the episode!You can find Aaron Hartman, MD at https://richmondfunctionalmedicine.com/Instagram https://www.instagram.com/aaronhartmanmd/His book, Uncurable: From Hopeless Diagnosis to Defying All Odds, is available where you buy books. _________________________________________If you're doing “all the right things” and still feel stuck, adding a layer of support may be an option. I've partnered with a trusted telehealth platform offering modern solutions for women in midlife—including micro-dosed GLP-1 and other peptide therapies. https://elliemd.com/michelefolan - Create a free account to view all products. Follow us on Instagram https://www.instagram.com/askingforafriend_pod/ ✨ Sign up for my weekly newsletter: https://michelefolanfasterway.myflodesk.com/i6i44jw4fq Like to connect? Email me at askingforafriendpodcast1@gmail.com Transcripts are created with AI and may not be perfectly accurate. Disclaimer: This podcast is for general informational purposes only and does not constitute the practice of medicine, nursing, or other professional healthcare services. It is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your qualified healthcare provider with any questions regarding a medical condition.

BANG! @southernvangard radio Ep464! We invent holidays around here, so please welcome PRESIVALENSDAY into your holiday calendar, courtesy of your guys Doe and Meeks. Lots of goodies inside this weeks episode, including WORLD EXCLUSIVES from our good friend SUPASTITION, who has an LP dropping with RJD2 any minute now. Hot diggity dog #YOUWAAAAALCOME and it's for sure that #SMITHSONIANGRADE! // southernvangard.com // @southernvangard on all platforms #hiphop #rap #undergroundhiphop #boombap ---------- Recorded live February 16, 2026 @ Dirty Blanket Studios, Marietta, GA southernvangard.com @southernvangard on all platforms #SmithsonianGrade #WeAreTheGard twitter/IG: @southernvangard @jondoeatl @cappuccinomeeks ---------- Pre-Game Beats - Monastry “Southern Vangard Radio Theme Song” - Bobby Homack & The Southern Vangard All-Stars Talk Break Inst. - “Point Blank” - Giallo Point “Test Me (DJ Scratch Remix)” - EPMD “3rd Party Ops” - King Author (prod. Alpha Centori) “Words I Speak” - Crotona P & Silent Someone “One Bar Two Bar” - Darkside Preme “Expectation Date” - RJD2 & Supastition ft. J-Live “Strange Fires” - Sleep Sinatra & Heather Grey “Positive Charge” - 9th Uno feat.Le Zeppo Talk Break Inst. - “Dust” Giallo Point “One Last Time” - RJD2 & Supastition “Scar Tissue” - Ras Kasse ft. Treach & Wais P (prod. Amadeus) “Blood On A Pen” - Solid Vs. Green (DJ Grazzhoppa & Smimooz) ft. Cayoz, Don Streat, Unreal & Senica Da Misfit “Tha Pressure” - 2 Sam R I (prod. Castle Money Beats) “Ancient Order” - Penpals (prod. Brainorchestra) “Sky Ceilings” - Sleep Sinatra & Heather Grey ft. Henny L.O. “Streets Change" - OT The Real “Dead” Blu & Dead Talk Break Inst. - “Mean Streetz” - Giallo Point “Everything Allocated” - Alchemist + Larry June + Curren$y “Karachi” - Crimeapple & Evidence “Rap Money” - OT The Real “Dreamweaver” - Poe Mack ft. The Bad Seed “Cry 4 Help” - BoriRock “Ancient Aliens” - Supreme Cerebral (prod. Flu) “And Still I Rise (C.R.T. Remix)” - Eddie Meeks ft. AOS (prod. DJ Pocket) “Rain Every Season” - Evidence ft. The Alchemist “Pinto” - Crimeapple & Evidence ft. Blu Talk Break Inst. - “Escape Route” - Giallo Point

Send a textOn this episode we tackle the LP that introduced the world to Captain Beefheart and His Magic Band: 1967's Safe as Milk. Captain Beefheart, né Don Van Vliet, is best known for having recorded one of the most heralded rock albums of all time -Trout Mask Replica. But for many, that double album is a confounding listen with it's atonal song structures, disconcerting time signatures, and bizarre vocals.  However, before that was Safe As Milk. Thanks to the pressence of 20-year-old Ry Cooder, some of Beefhearts's more eccentric instincts were reigned in. As a result, Safe as Milk is an intriguing listen.  It can be challenging in places, as it does have elements of what the future holds for CaptaIn Beefheart and His magic Band. But it also has moments of whimsy and some good old 1967 rock n' roll (albeit through a Beefheart lens). And then there's Beefheart's chameleon-like vocals which are often strange, sometimes brilliant, and always compelling. Visit us at www.tappingvinyl.com.

I was able to take a few songwriting course (including one one-on-one!) with Lamont Dozier in college. There's a reason why HDH is up there for greatest musical partnerships of all time. Hard work, clear roles, and a team that stuck together. They knew how to write for their artists, and knew how to rip through the speakers and command attention.Stop in the name of love!For 30% off your first year with DistroKid to share your music with the world click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DistroKid.com/vip/lovemusicmore⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Gavin Baker is the Managing Partner and Chief Investment Officer of Atreides Management, which oversees $7 billion across public, private, and crossover strategies focused on technology and the consumer. Gavin's deep knowledge of semiconductors and AI may be second to none, but our conversation barely touches the space. We begin with Gavin's upbringing, intellectual curiosity, and path to investing, before turning to the beliefs that shape his approach. We explore his view that investing is a search for truth best pursued through debate, intellectual honesty, and a willingness to be wrong, and why people, culture, execution, and risk management matter more than investment process in driving long-term performance. We then turn to the application of those beliefs at Atreides, where Gavin emphasizes the importance of deep fundamental understanding, hypothesis-driven research, and culture that rewards constructive disagreement. We discuss how crossover investing can create informational and behavioral advantages - particularly in AI - and how portfolio construction in both hedge funds and venture capital can narrow the gap between insight and performance. As a disclaimer, I am both an LP and an advisor to Atreides, so I'm a little biased in my suspicion that you will really enjoy this conversation with Gavin Baker. Learn more about our Strategic Investments: Thema.   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠) All opinions expressed by Ted and podcast guests are solely their own opinions and do not reflect the opinion of Capital Allocators or their firms. This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions. It should not be construed as investment advice or a solicitation, recommendation, endorsement, or offering of any kind. Clients of Capital Allocators or podcast guests may maintain positions and securities discussed on this podcast. The statements and opinions contained herein may change at any time, based on market or other conditions.

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

Keith sits down with Jeremy Bolm to discuss his early experiences in broadcasting that led to the creation of The First Ever Podcast, dealing with our own personal podcasting insecurities, booking and recording experiences, navigating technical difficulties and more. We also discuss the beginning of Touché Amoré, the band's debut LP "To The Beat of a Dead Horse", early support the band received from Geoff Rickly and Thursday, the making of their Epitaph debut "Stage Four" and its upcoming 10 year anniversary, insights on some of the band's LP's and Jeremy's writing process, Jeremy's record label Secret Voice, his band Hesitation Wounds formed with members of The Hope Conspiracy and The Suicide File and more. Intro - 0:00 - 5:10 Jeremy Bolm Interview - 5:11 - 1:31:05

Send a textWe dig into the cable combing debate with Henry Frank, separating myth from practice and explaining how modern Cat 6A design and standards testing changed the rules. Along the way, we talk PoE heating, short channels, culture clashes, and why neat work still wins trust.• what cable combing actually is and why it matters• where old randomization advice came from• alien crosstalk explained clearly for installers• manufacturer six-around-one worst-case testing• PoE heat, LP ratings, and real-world bundle risk• short channels and four-connector topologies• when to comb for serviceability and pride• why joining standards groups grows your careerIf you're watching this show on YouTube, would you mind hitting the bell button and the subscribe button to be notified when new content is being producedIf you're listening to us on one of the audio podcast platforms, would you mind leaving us a five-star ratingWould you mind clicking on that QR code right there? You can buy me a cup of coffeeYou can even schedule a 15-minute one-on-one call with me, after hours, of courseSupport the showKnowledge is power! Make sure to stop by the webpage to buy me a cup of coffee or support the show at https://linktr.ee/letstalkcabling . Also if you would like to be a guest on the show or have a topic for discussion send me an email at chuck@letstalkcabling.com Chuck Bowser RCDD TECH#CBRCDD #RCDD

Last week I published an episode about Black Pop Singers who emigrated to Europe in the 1950s and 1960s. Most of these gentlemen settled in the German-speaking countries, where there was a ready market for the “otherness” and exoticism that they embodied. The one outlier on that episode was Henry Wright, born in 1933, who in the late 1950s toured Italy with Lionel Hampton's band and elected to remain there. With a voice as suave and seductive as any of the great crooners of the 1950s and 1960s, Henry Wright first came to international prominence as the voice on the record to which Sophia Loren performed her legendary striptease in the 1962 film Ieri, oggi, domani [Yesterday, Today and Tomorrow]. He went on to make a great impact on Italian pop music throughout the 1960s. A couple years ago I began collecting the ultra-rare (and costly) records of Henry Wright, which formed the basis of two separate Countermelody episodes. Here is the second of those episodes, first published as a bonus episode nearly three years ago now, which is devoted to Henry Wright's recordings of pop standards, most of them from the so-called Great American Songbook, but a few of them English-language adaptations of favorite songs originally in Italian. The program begins with one of Henry Wright's first Italian recordings, which features standards by Duke Ellington and Harold Arlen. The majority of the music on the program, however, is from Henry Wright's 1967 LP, Prisoner of Amore, in which he is joined by the doodling pianism of Romano Mussolini (youngest son of the late dictator), and the somewhat overwrought arrangements of Giulio Libano. In spite of the excesses of his colleagues, Henry Wright still manages to make a positive showing in this, (as far as I know!) his final recording. In the course of the episode, I go down a number of rabbit holes that go off in a number of interesting directions: the songs of Harry Warren, the early pop stylings of Gérard Souzay in the first flush of youth as a pop crooner on the French airwaves, and the fascinating life and times of the pre-hippie Eden Ahbez, best known as the composer of “Nature Boy,” whose further compositions were performed by (among others) the sophisticated and cosmopolitan Eartha Kitt and Ahbez himself. Countermelody is the podcast devoted to the glory and the power of the human voice raised in song. Singer and vocal aficionado Daniel Gundlach explores great singers of the past and present focusing in particular on those who are less well-remembered today than they should be. Daniel's lifetime in music as a professional countertenor, pianist, vocal coach, voice teacher, and author yields an exciting array of anecdotes, impressions, and “inside stories.” At Countermelody's core is the celebration of great singers of all stripes, their instruments, and the connection they make to the words they sing. By clicking on the following link (https://linktr.ee/CountermelodyPodcast) you can find the dedicated Countermelody website which contains additional content including artist photos and episode setlists. The link will also take you to Countermelody's Patreon page, where you can pledge your monthly or yearly support at whatever level you can afford.

Linktree: ⁠⁠https://linktr.ee/Analytic⁠⁠Join The Normandy For Ad-Free NME, Additional Bonus Audio And Visual Content For All Things Nme+! Join Here:⁠⁠ ⁠⁠https://ow.ly/msoH50WCu0K⁠⁠Analytic Dreamz dives deep into the massive success of PinkPantheress and Zara Larsson's "Stateside + Zara Larsson" remix in this segment. Originally from PinkPantheress' 2025 mixtape Fancy That, the track blends big beat, drum & bass, and R&B with themes of early-crush longing and touring romance. The October 10, 2025 remix—part of the Fancy Some More? LP—reworked production for a bubblegum, Bratz-coded vibe, standing out among features from Kylie Minogue, Bladee, and Groove Armada.The January 2026 music video, directed by Charlotte Rutherford, delivered a creative "battle of aesthetics": PinkPantheress' tartan/red dream world vs. Larsson's sequin/glitter Midnight Sun style, with mannequins and a symbolic barrier collapse uniting their visions—racking up over 10 million views in under 10 days and 13+ million soon after.The real catalyst hit February 21, 2026, when Olympic gold medalist Alysa Liu (first American woman to win women's figure skating gold since 2002) performed to the remix at the 2026 Winter Olympics Exhibition Gala in Milan. Zara Larsson reacted on TikTok, sparking viral choreography recreations. Luminate data showed an 88% U.S. on-demand streaming surge to ~1.8 million daily streams by February 23.Chart dominance followed: Billboard Hot 100 peak at #30 (debut #100), #1 on US Hot Dance/Pop Songs and US Spotify (1.57M+ daily peak, dethroning Bad Bunny), top 10 on Apple Music US. UK Singles Chart #3 (PinkPantheress' 3rd top-20), plus strong peaks in Canada (#22), Sweden (#9), Australia (#11), and global Spotify #2–3 range.This ties into PinkPantheress' historic 2026 BRIT Producer of the Year win—the first woman and youngest ever—plus her first Grammy nods. For Zara Larsson, it fueled major U.S. resurgence alongside "Lush Life" revival.Analytic Dreamz breaks down the streaming-driven rise, Y2K nostalgia cycle, remix strategy impact, critical praise (NME, Rolling Stone, Pitchfork highlighting the UKG revival), and cultural significance of this viral worlds-collide moment.Tune in for the full analysis on Analytic Dreamz—unfiltered takes on pop's biggest breakthroughs.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/exclusive-contentPrivacy & Opt-Out: https://redcircle.com/privacy

03/01/2026The Healthy Matters PodcastS05_E10 - Stress!  It's Not Just in Your Head...With Special Guest: Dr. Mitch Radin, PsyD, LP Stress isn't just a feeling - it's a full-body event that can put the brain and body in motion, and at the right time, that's a good thing!  But chronic stress can wreak all kinds of havoc on our bodies and chip away at our sleep, immunity, digestion and even our memory.  But how does the brain-body connection actually work?  Why is there such variability in how each of us reacts to stress?  And what can we do to keep our cool when the going gets tough?On Episode 10, we'll sit down with Dr. Mitch Radin (PsyD, LP) to break down the science of the flight-or-flight response and get to the bottom of how outside stress can have an impact inside our body.  We'll explore the dialogue between the brain and body, the real effects chronic stress can have on us, and action anyone can take to build resilience and reclaim calm.  Join us!Got healthcare questions or ideas for future shows?Email - healthymatters@hcmed.orgCall - 612-873-TALK (8255)Get a preview of upcoming shows on social media and find out more about our show at www.healthymatters.org.

Veteran New York singer/songwriter George Usher returns to action with a new album that's been some 30 years in the making, Stevensonville. Twelve original songs, each about a citizen of the fictional town of the album is named for. Each is accompanied by a full color illustration and lyrics collected in a 12" x 12" 28-page booklet. This is a limited edition, individually numbered 12" LP vinyl pressing of 200, being released March 20 by Strothard Bulldog Productions. Stevensonville is a 12-part illustrated song-cycle that delves into the myriad goings on in its namesake locale. Each song and illustration represents a different inhabitant of Stevensonville. They sometimes reference each other in the manner of Edgar Lee Masters' Spoon River Anthology or Thornton Wilder's Our Town. The characters who people dark, repressed Stevensonville have their own very unusual and pressing issues to cope with, before they can gamble on leaving. George Usher's poetic lyrics and folk-rock and chamber pop musical settings combine with Laurie Webber's colorful, magnetic illustrations for a stunning, unique presentation. Spotify https://open.spotify.com/artist/0t2r3lAo89AALlzzvpmwwr?si=vdtz4wXLRKWdGjaX3IThsg social media www.Instagram.com/george.usher About Music Matters with Darrell Craig Harris The Music Matters Podcast is hosted by Darrell Craig Harris, a globally published music journalist, professional musician, and Getty Images photographer. Music Matters is now available on Spotify, iTunes, Podbean, and more. Each week, Darrell interviews renowned artists, musicians, music journalists, and insiders from the music industry. Visit us at: www.MusicMattersPodcast.comFollow us on Twitter: www.Twitter.com/musicmattersdh For inquiries, contact: musicmatterspodcastshow@gmail.com Support our mission via PayPal: www.paypal.me/payDarrell  voice over intro by Nigel J. Farmer          

In this episode of the Major League Real Estate Podcast, Thomas Castelli shares the full story of his journey, from attending local RIAs and investing as an LP, to joining the GP team on an 82-unit apartment complex, navigating hurricane due diligence, raising capital under pressure, and exiting during the chaos of COVID in 2020. But that's not all. Tom also opens up about: - The hardest lesson he learned about capital raising - Why most new GPs underestimate the importance of investor relationships - What changed in the syndication world since 2017 - The risks LPs don't think about (until it's too late) - How a failed ATM investment reshaped his investing philosophy -,Why experience matters more than ever in today's market For GPs raising money, LPs evaluating risk, or investors entering the syndication space, this episode shares practical, experience-backed insights. Request a free discovery meeting: go.therealestatecpa.com/mlre Subscribe to the REI Daily Newsletter: go.therealestatecpa.com/mlresubscriber Get the Ultimate Guide for Real Estate Syndications: go.therealestatecpa.com/mlreultimateguide Submit your questions to: contact@therealestatecpa.com The Major League Real Estate podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, investing, financial, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

What if the strategies you've used to avoid pain are the same ones keeping you disconnected from your soul? So much of our desire to strive and optimize is simply the ego's way of protecting us from discomfort. We call it growth, but in reality, it's avoidance. My guest today is my good friend Kyle Cease. Kyle was named one of Comedy Central's Top 10 Comics to Watch in 2009, and he's the author of my favorite book I read in 2025, The Illusion of Money. He was on the path to Hollywood stardom until something deeper called him to do what he was destined to do: become a spiritual teacher. Not to achieve more fame or money, but to develop a deeper connection to God, truth, and spiritual growth.  In this episode, we go deeper than I've ever gone on this podcast. We talk about how the internet is bombarding us with first-level insights, why "positive thinking" fails to overcome our personal struggles, and how our addiction to impact, productivity, and even self-help can keep us from real healing. Kyle also shares how he's learning to let his ego die, how suffering is necessary in order to truly heal, and why connecting with your soul on a deeper level will unlock your biggest breakthroughs to achieve your goals. KEY TAKEAWAYS Inheriting Fear and Shame From Our Parents Your Soul Wants the Full Human Experience The Subtle Ways We Avoid Suffering Insight vs. Integration in Self-Development Why Breakthroughs Require Earned Revelation Ego vs. Soul: Redefining Productivity Perspectives on Unconditional Love and Free Will Honoring God to Kill Your Ego What It Means to Merge With Your Soul Freedom From Needing to Leave a Legacy How to Connect & Get Access to Kyle's Courses Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/626 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube   Copyright © 2026 Miracle Morning, LP and International Literary Properties LLC