Podcasts about 60k

In this episode of Natural Born Coaches, Marc interviews Ian Gatzky, the founder of Implement AI, to discuss how AI helps coaches improve client engagement and completion rates in their programs.   What You'll Hear In This Episode: -       The brutal truth about course completion: Only 4% of people who purchase an online course actually finish it … a staggering problem that affects client results, testimonials, and your business growth. -       What companion GPTs actually are: Custom AI models trained on your coaching content that guide clients through doing the work in your programs … -       Real business impact: How one of Ian's clients condensed her 12-week program down to 8 weeks using companion GPTs, allowing her to run 6 cohorts per year instead of 4 - adding $60K in annual revenue. -       What AI should NOT be doing: Ian draws a clear line - don't give AI decision-making power for things like pricing, discounts, or critical business decisions. That's not what these tools are for. -       The ripple effect of completion: Higher completion rates lead to better testimonials, happier clients, repeat business, referrals, and customers who are more likely to buy your next program. -       Why coaches need this: Every coach Ian's worked with got into coaching to help people - but you can't help people if they don't do the work. Companion GPTs bridge that execution gap! LINKS Register for Ian's live workshop on Wednesday, March 11th at 2 pm EST: http://www.naturalborncoaches.com/dothework   Book a no-obligation 1:1 strategy call with Marc for your coaching business: http://www.chatwithmarcm.com   If you'd like more coaching clients without sending cold messages or spending money on ads, the Natural Born Coach Program is for you. Get the details here! http://www.nbcprogram.com Join The Coaching Jungle Facebook Group! http://www.thecoachingjungle.com   Become a Coaching Jungle VIP member which includes special posting perks in the group to reach almost 30,000 potential clients! http://www.myjunglevip.com   Grow your business with The Coaching Jungle Mastermind! http://www.coachingjunglemastermind.com If you have a product or service that helps coaches, and you'd like to get it in front of 100,000 of them: http://www.jvwithmarc.com  

This week in the guest chair, Symone Austin shares her powerful journey from being laid off to building a thriving YouTube platform.After recording and posting her layoff conversation, her video went viral and became the turning point in her entrepreneurial journey. In this episode, she breaks down how she built multiple income streams through YouTube ad revenue, brand partnerships, digital products, virtual assistant work, and strategic financial decisions like bringing on a roommate.If you've been navigating uncertainty, considering content creation, or wondering how to turn a setback into leverage, this episode will show you how.Highlights Include 00:00 – Recording the layoff conversation that changed everything04:30 – Growing from 10K to 60K+ subscribers in one year08:20 – Making $5,900 in one month from YouTube ad revenue13:00 – Cutting expenses and surviving without touching savings18:10 – Turning skills into income: photography, digital products, VA work24:00 – Why personal finance has one of the highest CPMs on YouTube29:00 – Replacing a corporate salary through content creation35:00 – The reality of working 7 days a week as a full-time creator38:00 – Getting a roommate as a financial reset strategy43:00 – Navigating job offers after deciding to go all-inLinks Mentioned in This EpisodeLife and Numbers YouTube ChannelRead Successful Failure by KevOnStageWatch Symone's YouTube video "I Got Laid Off From My 6 Figure Tech Job"Save the Date: Start the Podcast That Builds Your Exit Plan (Friday, March 13)Watch & ListenWatch this episode on YouTube and listen on all podcast platforms:Apple Podcasts: https://podcasts.apple.com/us/podcast/side-hustle-pro/id1126021323Spotify: https://open.spotify.com/show/13qDj08lBR4ymzGhXIKy8tYouTube: https://www.youtube.com/sidehustleproAnnouncementsIf you're ready to build a podcast that becomes your exit plan, attend my next live class: Start the Podcast That Builds Your Exit PlanSave your seat here: https://sidehustlepro.lpages.co/your-first-1000-downloads/Social MediaYouTube: Life and Numbers: https://www.youtube.com/lifeandnumbersInstagram: @lifeandnumbers: http://instagram.com/lifeandnumbersSide Hustle Pro – @sidehustlepro#SideHustlePro Hosted on Acast. See acast.com/privacy for more information.

Guest: Deric Keller - Certified Business Coach with Exit Momentum, former $10M business ownerEpisode Overview: Financial advisor David Chudyk interviews business coach Deric Keller about strategies that make businesses more profitable, sellable, and sustainable while improving owner wellbeing.Key Topics Discussed:1. Common Hiring MistakesFounders often hire to "fill a seat" rather than designing the role firstThis creates "Frankenstein roles" that are hard to replace and measureBest practice: Use the "elevate and delegate" model - categorize tasks by what you love/hate and are good/bad at, then delegate the bottom tier2. The Hustle TrapBusiness owners often wear burnout as a "badge of honor"Example: Owner doing parts runs while $60K in bids pile up (70-80% close rate)Key insight: Are you busy with the right things that generate revenue?Delegate tasks you hate/aren't good at to focus on high-value activities3. Tracking the Wrong MetricsMost founders track profit incorrectly by hiding expenses to avoid taxesThis hurts: credit applications, equipment financing, home purchases, and business valuationClean books = higher business value4. What Drives Business Valuation Factors that LOWER value:Over-reliance on one customer (lack of diversification)Weak human capital (high turnover, inexperienced staff)Missing systems/processes/intellectual propertyPoor financial predictabilitySingle vendor dependencyFactors that INCREASE value:Customer diversificationStrong, experienced teamDocumented systems and processesRecurring revenue (3-6 point multiple increase)Clean financial records5. Understanding Business MultiplesMost businesses sell for a multiple of EBITDA (Earnings Before Interest, Taxes, Depreciation, Amortization) or net profitTypical multiples: 1-3x (weak business) to 6-15x (strong business with recurring revenue, great systems)SaaS companies often valued on revenue multiples (though AI is currently driving these down)Who buys you affects the multiple (strategic buyer vs. PE firm)6. When Hustle Stops WorkingHard work creates bottlenecks when you're the decision-maker for everythingLeads to: burnout, key person dependency, slowed growthSolution: Decentralized command (like military model) - give teams the mission, let them executeBalance: You can't give equal TIME to business/family/health, but you can give equal INTENTION7. The 3D Diagnostic ModelDirection: Where is the company going? What are the goals?Design: What's the structure, systems, processes, financial model?Dynamic: What's the human element? Who might be holding you back?8. Leadership DevelopmentLeadership is a learned skill, not innate talentRequires repetition and practice ("reps")Best professionals in every field have coaches9. Work-Life Integration StrategiesBe strategic with focus and intentionWhen with family: phone down, fully presentGym time: have a plan, execute, leave energizedDaily practices: journaling, meditation, prayer, gratitudeLearn-teach-implement cycle: consume content, teach it to someone, apply it10. Definition of Wealth Deric's answer: Legacy - Making an impact that outlasts you, influencing people you'll never meet through the business owners and teams you coachCall to Action: Visit ExitMomentum.com to:Take a free business assessmentBook a 3D diagnostic call (no cost)Access free tools and insightsSchedule an in-person leadership labKey Takeaway: A sellable business is a good business, even if you never sell it. Building systems, diversifying revenue, and developing your team creates value regardless of your exit timeline.Links referenced in this episode:www.weeklywealthpodcast.com/endgameexitmomentum.com

This episode was sponsored by Cardiff as well as Duggins Welding & Weswy Beard Co   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ This Dropping Bombs episode delivers bootstrapped fire with Zach Burick, the CEO who went from food stamps and moving 25+ times as a kid to buying his boss's $4M steel company on a $60K salary.   Zach breaks down the SBA loan playbook, leveraging everything to triple revenue to $12M+, and why getting uncomfortable in rooms you don't belong in changes everything. From $20/day at golf courses to building generational wealth through steel, beard products, and golf apparel—he proves ignorance is bliss when you're willing to go all in.   This conversation is the blueprint for anyone willing to bet on themselves. Stop doubting, start doing. Your empire starts here.  

Send us a text if you want to be on the Podcast & explain why!Most personal trainers struggle to break $40-60K per year.Less than 1% of personal trainers clear 200k. So how did Coach Joe?Listen to how many personal training seminars he has gone to. Not once did he metion nasm, ace, issa or any textbook certification.So what does it actually take to make $200,000 as a personal trainer?In this episode, we follow Coach Joe Sully (IG: @Coach_Joe_Sully) through a real day in the life of a 6-figure trainer to see exactly how elite coaches operate.From assessments… To programming on the fly… To working with clients who are in pain… To building a network with DPTs and RDs… To confidently charging $100-$150+ per session…There is a massive difference between trainers who read a textbook and pass a multiple choice exam (NASM ACE ISSA)… and trainers who build a real career.Joe breaks down: • His daily schedule • How he assesses new clients • Why networking is everything • How he handles clients with shoulder, low back and knee discomfort • The systems he uses to retain clients • And what separates $25/session trainers from $200K/year coachesIf 90% of trainers quit within the first 12 months, maybe it's time we stop telling people to “just get certified” and instead focus on hands on learning, movement competency and building a professional team.This is what we teach inside the SUF-CPT & SUF-STM at Show Up Fitness in partnership with Life Time Fitness.Want to: • Become confident around clients in pain • Charge 25-50% more per hour • Partner with physical therapists • And build a sustainable career in personal trainingYou have to SHOW UP.Learn more about our seminars and certifications: [Insert Website]Follow Joe: IG: @Coach_Joe_Sully#PersonalTraining #DayInTheLife #SixFigureTrainer #NASM #ShowUpFitness #CPT #LifeTimeFitnessWant to become a SUCCESSFUL personal trainer? SUF-CPT is the FASTEST growing personal training certification in the world! Want to ask us a question? Email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show! Website: https://www.showupfitness.com/Become a Successful Personal Trainer Book Vol. 2 (Amazon): https://a.co/d/1aoRnqANASM / ACE / ISSA study guide: https://www.showupfitness.com

Renue Healthcare https://Renue.Healthcare/Todd Your journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.com Be confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today. Alan's Soaps https://www.AlansArtisanSoaps.com Use coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/Todd Get the new limited release, The Sisterhood, created to honor the extraordinary women behind the heroes. Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeWe'll talk about what it means to define “America First”, by first talking about Jesus…Episode Links:"We are here today because we believe in Somalia, make sure you are registered to vote." This is in Ohio btw.American business owner did her taxes, she used an accountant and everything is correct. She mailed the checks to the federal, state and local government The IRS says she owes $52. She doesn't The IRS has sent 10+ letters, even certified mail taped to her door coming after her for this $52. Now they're sending threatening letters “Threatening me that now — You will sooner find me in federal prison than see me pay $52 unexplained dollars. And there's some Somalis, Somalians, whatever the they are. In Minnesota taking 8 billion. I think I just saw a thing that it's up to $9 billion in fraud. And you're coming after me, an American business owner, for $52. I will see you guys in federal prison”Listen to me carefully. When you are in Charlie Kirk's position, these are the questions you are not allowed to ask. These are the answers you are not allowed to give. Watch this video and remember:86-year-old Pennsylvania farmer refuses to turn his fields into an AI data center even for $15M. Mervin Raudabo was offered $60K per acre but refused to destroy the farms he's been running for over 60 years. Instead, he sold development rights to a conservation fund for $2M — the land will stay farmland forever.Hydroxychloroquine allows viruses to attack cancer cells while leaving healthy cells alone. Seems like information the public deserves to know. Why do you think they tried to obscure this data in the study? Maybe because it would be bad for the cancer industry's business.

Tonight breaking down a massive week across global sport and the hobby

Neil interviews Darin Deaton, a physical therapist, entrepreneur, and rancher. Darin shares his shift from pre-med toward PT after observing an independent practice owner's lifestyle, his education at Texas Woman's University, and juggling full-time work with graduate school. He describes learning business through an early partnership, then launching his own clinic using SBA financing and a $60,000 investor check that enabled a 1998 seven-figure exit. Darin later built and sold a seven-location Fort Worth PT group (sold in 2024) and runs DPT Therapy. They discuss Deaton Ranch Beef, regenerative ranching, raising Achi/Red Wagyu over Angus, local food systems, health pillars, aging and muscle loss, faith, integrity, and "Make America Grit Again." Links Visit us at www.thecowboyperspective.com More on Darin: deatonranchbeef.com dpttherapy.com   Topics 00:00 Meet Darin Deaton: PT, rancher, and entrepreneur 02:20 From pre-med to PT: choosing a life with family balance 06:34 PT school hustle & how the profession evolved (BS → MS → DPT) 11:34 First clinics & learning business the hard way 14:23 Getting funded: the $60K check that launched the practice 19:05 Debt, integrity, and having your spouse's backing 22:12 First big exit: selling the clinic & discovering equity 25:58 Building a multi-location PT group + becoming the landlord 27:14 Food, fitness, and the origin story of Deaton Ranch beef 35:29 Local food systems, small producers vs big supply chains 38:52 Cattle economics: herd size, restaurant demand, and market cycles 41:39 Wagyu curiosity & the "better-for-you" meat business angle 42:19 Wagyu Experiment Gone Wrong: Chasing Pounds vs. Premium 43:23 Learning the Cattle Game: Associations, Webinars & Old Cowmen 43:50 One-Man Ranch Ops: Working Cattle Solo with Border Collies 44:34 PT vs. Gym: The Full Health Stack (Sleep, Diet, Stress & Genetics) 45:23 Maximum Genetic Potential: The Animal Analogy for Human Performance 46:47 Muscle Mass After 40: Protein, Strength Training & Aging Reality 49:26 Backflips at 59: Athletic Roots, Training Smart & Avoiding Injury 51:53 Mortality, Meaning & Faith: Making the Time Count 56:20 Grit, Failure & Raising Tough Kids in a Softer Culture 01:00:48 Immigration & Opportunity: Lawful Grit, Hard Work, and 'Luck' Excuses 01:03:47 Earning Credibility: Humility, Ranch Hierarchy & Learning to Lose 01:10:38 Integrity When Nobody's Watching: Pride in Craft & Old-School Values 01:14:37 Building Better Horses: Breeding, Cow Horse Prospects & Ranch Standards 01:17:18 Be the Dumbest in the Room: Getting Coached, Taking Ribbons & Growing 01:20:01 Closing Thoughts & Where to Find Darin (Deaton Ranch Beef + DPT Therapy)  

If you've ever heard me talk about Superconsumers, SuperGeos, or why you should Name, Frame, and Claim your new category - all of that thinking comes from today's guest, one of my heroes: Eddie Yoon.Eddie is one of the world's leading thinkers on category design. He's a longtime Harvard Business Review contributor, co-founder of Category Pirates (a top Substack you must subscribe to), and has spent decades advising Fortune 100 companies on how to create new categories instead of just fighting for scraps of market share.I've studied Eddie's work obsessively for years because he doesn't just teach marketing - he teaches thinking. AND in this conversation, we jam together (riffing on ideas, building on each other's thoughts) about why everything you've learned in marketing strategy is likely wrong.We talk about K-pop Demon Hunters, how Nespresso and Gillette grew massive categories, and why breakthrough categories don't come from better features or nicer packaging - they come from deeply understanding what outcomes your super consumers are looking for.This episode is PACKED with real-life brand examples: Velveeta, Keurig, Tesla, Spam Musubi, frozen peas, and more. Eddie brings category design to life with stories that will completely change how you think about growing your business.Next Steps: Go find your K-pop moment, your Velveeta insight, your frozen peas problem - that's where exponential growth lives!In This Episode You'll Learn:Why 99% of CPG brands are playing the wrong game - stealing market share vs. growing categories, and why the biggest companies are least likely to create new categoriesBenefits are dead, outcomes are everything - The Velveeta $100M growth story: how solving one super consumer outcome (getting kids to eat greens) unlocked massive growthThe power of super consumers & super geos - Why you should hire your super consumers, and the shocking Cherry Garcia data: 3,000 of 30,000 stores drove 80% of salesLightning strike marketing - How to turn a £60K budget into £600K of impact (the Dude Wipes strategy of keeping 75% of marketing unplanned)Don't be afraid to niche down - Why 99% of experts are wrong when they say you're leaving people behindUseful linksConnect with Eddie Yoon on LinkedIn https://www.linkedin.com/in/eddie-yoon-ewg/Connect with Category Pirates on LinkedIn https://www.linkedin.com/company/category-pirates/https://www.categorypirates.com/https://www.youtube.com/@categorypiratesMentioned in This Episode: Books & Frameworks:Competitive Strategy by Michael PorterSuperconsumers by Eddie YoonClayton Christensen's "Jobs to Be Done" (milkshake example)Byron Sharp (mentioned as conventional wisdom)Mentioned in This Episode: Brands & Case Studies:Gillette (China market expansion)Keurig vs. Starbucks VerismoNespressoVelveetaBen & Jerry's Cherry GarciaSpam & Spam Musubi (Hawaii)TeslaNvidiaK-pop Demon Hunters (Netflix)Dude WipesRogaineRoyal CaninAnheuser-Busch============================================================Thanks to Brand Growth Heroes' podcast sponsor - Joelson, the commercial law firm=============================================================If you're a founder, you already know how much of your energy goes into building the perfect product, creating standout branding and connecting with your consumers.But don't forget that scaling a CPG business also comes with a maze of legal complexities that can make or break your business journey. From contracts, term sheets and regulatory compliance to protecting your brand's intellectual property as you expand, it's essential to get it right.And that starts with the right legal partner.So we're thrilled to introduce you to Joelson, a leading commercial law firm that specialises in guiding the founders of scaling CPG brands, as Brand Growth Heroes' sponsor.With long-term relationships with clients like Little Moons, Trip, Eat Natural, Bear Graze, and Pulsin, Joelson is also famous for advising the innocent founders in their landmark sale to Coca-Cola! As a female team, we are especially impressed by Joelson's commitment to championing female founders in CPG.Not many law firms are also BCorps, nor do they specialise in helping founders navigate the legal challenges of scaling without stifling the creativity and momentum that got you here in the first place. So thanks, Joelson—we're delighted to have you on board for the second year running.If you'd like to get in touch to find out more, why don't you drop them a line at hello@joelsonlaw.com==============================================.Please don't hesitate to join our Brand Growth Heroes community to stay updated with captivating stories and learnings from your beloved brands on their path to success!Follow us on our Brand Growth Heroes socials: LinkedIn, Facebook, Instagram and YouTube.Thanks to our Sound Engineer, Gyp Buggane, Ballagroove.com and podcast producer/content creator, Kathryn Watts, Social KEWS.

It's Tuesday, which means it's time for another Ask Rob & Rob!   (0:45) AJ purchased his first two buy-to-lets using bridging finance and is now remortgaging onto longer-term deals. As part of the process, his lender required him to take independent legal advice – something he found surprisingly intimidating. He asks Rob & Rob whether it's normal for these meetings to feel so daunting, or if it's just him.  (05:34) John bought a property for £60K, which is now worth £120K, with no mortgage attached. He wants to move it into a limited company to be more tax efficient. His estate agent suggested he sell it to himself at the original price to avoid capital gains, but his accountant has warned that HMRC may see this as tax avoidance. He asks Rob & Rob whether this strategy stacks up – or if it's a red flag waiting to happen.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question here – just hit record!.  Find out more about Property Hub Invest 

Luiz Rizental (aka “Brazil God”) is one of those poker guys where the résumé sounds fake… but somehow it's all real: Brazil-born kid → moves to Austin at 9 → full immersion, no ESL, straight into American school SMU soccer player → investment banking during the 2009 crash → then full-time trader addicted to volatility Never played poker seriously until 2017 → loses $1,000, then $60,000 in a week during the pandemic app-game boom Break-even became the goal → survival mode turned into studying, stream games, and eventually an NBC Heads-Up Championship runIn this episode, Art (https://x.com/artparmann) and Justin (https://x.com/justinyoung07) sit down with Brazil God to talk about: How trading and poker are similar… and why poker is way more dangerous psychologically Why you can make a terrible decision in poker and still get rewarded (and how that messes with your brain) The $60K week that forced him to actually learn strategy Why most “smart” people stay bad at poker forever Hustler stream games, personality vs strategy, and whether he's “putting on a show” The ACR shirt troll vs Nacho (and the 11-minute cooler that ended it) Playing Justin in the NBC Heads-Up Championship and the Brian Rast shirt revenge arc Why he hates tournaments… and why he loves sweating pieces insteadIf you've ever wondered what happens when a high-volatility trader walks into a poker room and refuses to take it too seriously—this is it.

In this episode of the podcast, host Dave and guests discuss Bitcoin's current price around $68,000, amid extreme market fear with the Crypto Fear & Greed Index hitting a historic low of 5, signaling potential selling exhaustion and a classic contrarian buy opportunity. Panelists debate sentiment extremes, institutional accumulation, quantum computing risks, macro mispricing, and comparisons to gold, while expressing cautious optimism for long-term holders despite short-term downside risks (possibly to $50-60K). The conversation expands to broader concerns like institutional trust erosion, recent political events (e.g., Epstein file discussions), economic instability, AI agents' future impact on crypto rails, and altcoin challenges in a maturing market. A candid, wide-ranging talk blending technical analysis, macro views, and philosophical takes on trust and value in uncertain times.

The coaching industry is about to experience a brutal correction.In this Thursday special episode, Kellan Fluckiger and co-author Joy Fluckiger break down the uncomfortable prediction from their book Coaching and the Rise of AI: by Christmas 2026, 95% of coaches will not be making a living.Not because coaching is dead.But because formula coaching is.The $10 tables are full of robots. The ante just went up. And most coaches don't even realize the game has changed.If you're making $40K, $60K, even $80K — this conversation is for you.AI can replicate frameworks, tools, NLP scripts, and surface-level strategy. What it cannot replicate is presence, embodiment, leadership, and the “refiner's fire” that turns performance into becoming.This episode is blunt. It's bold. And it might be uncomfortable.The coaching industry is about to experience a brutal correction.In this Thursday special episode, Kellan Fluckiger and co-author Joy Fluckiger break down the uncomfortable prediction from their book Coaching and the Rise of AI: by Christmas 2026, 95% of coaches will not be making a living.Not because coaching is dead.But because formula coaching is.The $10 tables are full of robots. The ante just went up. And most coaches don't even realize the game has changed.If you're making $40K, $60K, even $80K — this conversation is for you.AI can replicate frameworks, tools, NLP scripts, and surface-level strategy. What it cannot replicate is presence, embodiment, leadership, and the “refiner's fire” that turns performance into becoming.This episode is blunt. It's bold. And it might be uncomfortable.Key Takeaways:Why 95% of coaches won't make a living by Christmas 2026The collapse of formula-driven coachingThe “head in the sand” problemThe $10 table vs. the $10,000 anteWhy AI eliminates the middle tierPresence vs. performance“Becoming” vs. “fake it till you make it”The danger of being lulled into false security by AIWhy frameworks and tools are no longer enoughThe role of embodiment in high-level coachingHonest self-assessment for coachesWhy the train has already left the station

Don and Tom step away from pure investing talk to explore how AI, layoffs, and stagnant wages are reshaping career paths—especially for young people and midlife career changers. Drawing on a Wall Street Journal article, they make the case that skilled trades and blue-collar careers are increasingly attractive alternatives to vulnerable white-collar jobs. They discuss service advisor roles, union trades, and apprenticeship paths, then pivot to listener questions on Robinhood bonuses, switching to financial advising later in life, and the risks of moving from AVGE to AVGV. Throughout, they emphasize self-knowledge, discipline, and long-term thinking—whether choosing a career or building a portfolio. 0:04 Why this episode is about earning money, not just investing 0:31 Encouraging parents to rethink college-only career paths 1:15 AI, layoffs, and the shrinking white-collar job market 2:32 Crash Champions and the rise of service advisor careers 3:31 Don's dealership days and why he left the car business 5:12 Learning to drive stick shift the hard way 6:46 Apprenticeships, $60K starting pay, and growth potential 7:34 Work-life balance in blue-collar vs. white-collar jobs 8:36 Why contractors struggle with communication and planning 9:05 Demand for skilled trades and handyman services 9:47 Labor shortages: factory, construction, and auto techs 10:36 Demographics and the retirement of skilled workers 11:35 Pensions, unions, and taking responsibility for retirement 12:45 Finding yourself in your 20s and career experimentation 13:04 New Tales Told plug and early radio career story 14:23 Listener: Robinhood bonuses and disciplined investing 15:41 Why Robinhood encourages risky behavior 17:23 Listener: Becoming a financial advisor at 55 18:31 Barriers to entry and starting an independent RIA 19:14 Why people skills matter more than math skills 20:45 How AI will reshape the advisory profession 22:07 Shift from brokerage to fiduciary advising 23:18 Listener: Switching from AVGE to AVGV 24:47 Risk tolerance and fund volatility 26:31 Splitting funds and managing behavioral risk Learn more about your ad choices. Visit megaphone.fm/adchoices

The crypto markets are in the midst of absolute madness, and this episode of The Crypto Rundown breaks down every twist and turn of this high-stakes soap opera. Host Mark Longo is joined by Bill Ulivieri of Cenacle Capital Management to dissect a week that saw Bitcoin plunge to $60K only to stage a dramatic turnaround. In this episode, we dive deep into the "MSTR Effect"—has MicroStrategy officially stolen the throne from Coinbase as the crypto market's primary bellwether? We explore the massive volatility spikes, the impact of "vibe coding" on market analysis, and the surprising resilience of the IBIT ETF during a period of intense capitulation. In This Episode: Bitcoin Breakdown: Analyzing the 10,000-point swing from $60K back to $75K and the "widows and orphans" state of BTC volatility compared to equity proxies. The MSTR Drama: A look at Michael Saylor's relentless buying and why MicroStrategy might be the "amplified" crypto play of the decade. Altcoin Universe: Why Ethereum (ETH) found a "perfect trend line" at $1,700 and why Bill is eyeing the Canton Network (CC) as a hidden institutional gem. 0DTE in IBIT: How the addition of intra-week expirations is changing the game for premium harvesters. Circle (CRCL) & Beyond: Analyzing the wreckage in Solana, XRP, and Doge, and finding the deals hidden in the firestorm.  

The crypto markets are in the midst of absolute madness, and this episode of The Crypto Rundown breaks down every twist and turn of this high-stakes soap opera. Host Mark Longo is joined by Bill Ulivieri of Cenacle Capital Management to dissect a week that saw Bitcoin plunge to $60K only to stage a dramatic turnaround. In this episode, we dive deep into the "MSTR Effect"—has MicroStrategy officially stolen the throne from Coinbase as the crypto market's primary bellwether? We explore the massive volatility spikes, the impact of "vibe coding" on market analysis, and the surprising resilience of the IBIT ETF during a period of intense capitulation. In This Episode: Bitcoin Breakdown: Analyzing the 10,000-point swing from $60K back to $75K and the "widows and orphans" state of BTC volatility compared to equity proxies. The MSTR Drama: A look at Michael Saylor's relentless buying and why MicroStrategy might be the "amplified" crypto play of the decade. Altcoin Universe: Why Ethereum (ETH) found a "perfect trend line" at $1,700 and why Bill is eyeing the Canton Network (CC) as a hidden institutional gem. 0DTE in IBIT: How the addition of intra-week expirations is changing the game for premium harvesters. Circle (CRCL) & Beyond: Analyzing the wreckage in Solana, XRP, and Doge, and finding the deals hidden in the firestorm.  

Still taking 50% deposits on product orders? That's a financial risk you can't afford. In this episode of the Interior Design Business Podcast, I'm sharing a real story of how one designer nearly lost her business because of outdated payment practices, and how to fix it with one simple boundary.You'll learn why half-down payments no longer protect you, what your letter of agreement should say, and how shifting your mindset around money and risk can completely change your business.In this episode, I cover:A true story of a designer left holding $60K in product debtWhat happens legally when a client dies mid-projectWhy 50% down payments leave you financially exposedThe only contract terms that actually protect youHow to ask for 100% upfront without fearThe mindset shift that eliminates risk and builds confidenceWhy people-pleasing has no place in your purchasing processShow notes are available at interiordesignbusinessacademy.comFollow us on Facebook: facebook.com/InteriorDesignBusinessAcademyFollow us on Instagram: instagram.com/interiordesignbusinessacademy

It's the month of love and football, and Rick Schmidt is back with another edition of Ask Rick to break down what's happening right now in the automotive world. Rick weighs in on recent comments from Ford CEO Jim Farley about the future of sedans, noting that American automakers have largely abandoned the affordable sedan market—leaving foreign manufacturers, especially Korean brands, to quietly dominate the segment. With early signs pointing toward low-cost electric sedans on the horizon, Rick believes Detroit may yet have an opportunity to re-enter a market it once owned. Rick also reviews the eye-opening results from January's major car auctions, calling it a market that “blew the doors off.” Unexpected vehicles crossed the $100K mark, classic '50s cars held strong, and certain sporty models like the Thunderbird remain undervalued despite high-dollar restorations. The episode wraps with a real-world Mecum challenge: three cars bought under $60K—can one be enjoyed for a year, untouched, and sold at Mecum January 2027 for a win? Rick breaks down the strategy and the risks behind the picks. The post TMCP #639: Ask Rick! Mecum Kissimmee Shockers — Is the Muscle Car Market Hot or Cooling? first appeared on The Muscle Car Place.

Crypto News: Bitcoin had a major crash today going below $60K as the crypto bear market ramps up. Brought to you by

Mark Thompson dives into new findings on gambling and brain function, hears from Sopranos actor Joseph R. Gannascoli about his $60K gambling loss, and spotlights a heroic California fox rescue. Mark also shares a story about his cat’s special diet. The night wraps with national security updates, a White House Ballroom report, a cross with George Noory, and more talkbacksSee omnystudio.com/listener for privacy information.

Spencer Reese welcomes Ross Alcorn from Itinerary Boss https://itineraryboss.com/ to discuss credit card points and miles strategies, with special focus on small business owners. Ross shares how he saved $19,000 on his honeymoon, reveals tactical business spending strategies, and explains how military service members can leverage TDY travel and small business expenses to fund dream vacations. Guest: Ross Alcorn - Charlotte, NC-based travel strategist, former sales rep road warrior (6-7 years), real estate investor, and founder of Itinerary Boss. Key Topics Covered Getting Started - The Low-Hanging Fruit: Sign up for FREE hotel loyalty programs (Hilton, Marriott, IHG, Hyatt) Add loyalty numbers to TDY/TAD stays retroactively if needed Military discount: Epic Pass for active duty/spouses ~$200 (normally $1,200) Start with no annual fee cards to build credit and learn the basics Never carry a balance - if you're paying interest, you're doing it wrong Business Spending Strategies: Most common mistake: Using Amex Platinum for everything (only 1x points on most purchases) Capital One Venture X Business: Uncapped 2x points, no preset credit limit Cards earning 3-4x on ad spend (Facebook, Google ads) Use Melio (M-E-L-I-O) to pay vendors who don't accept cards via ACH (2.9% fee) Negotiate early payment discounts (net 15 vs net 30) to offset processing fees Millions in business expenses going uncharged to credit cards The 2.9% Fee Debate: Worth it if redeeming points at 1.5+ cents per point value Effective 25-40% cash back when factoring welcome bonuses + transfer value Business expenses are tax deductible Ross personally pays fees on all expenses knowing he'll redeem at 2-6 cents/point Real-World Example - $19,000 Honeymoon Savings: Cards used: Chase Sapphire Reserve, Capital One Venture, Chase Sapphire Preferred, Chase Ink Business Unlimited Flights: Qatar Q-Suites business class using 200K points (Chase + Capital One) Stayed 11 nights using Hyatt points at Alila properties in Bali Built point stash over 1-1.5 years through group travel booking + daily spend + business welcome bonuses Strategy: Booked award availability 355 days out when British Airways/Qatar released schedules Flexibility: Mixed business and premium economy on return flight Transfer Partners & Redemption: NEVER redeem for Amazon gift cards, statement credits, or low-value portal bookings (0.6-0.7 cents/point) Transfer to airline partners for 2-6+ cents per point value Don't use Amex points for hotels (poor value) Example: 175K Amex points = potential $12,700 business class seats to South Africa Tools: Points.Yeah.com for flight availability and award searching Military-Specific Advantages: Overseas duty stations = less competition for award space (Frankfurt, Tokyo, Seoul) Different inventory than US-based flyers TDY/TAD stays earn hotel points and elite status Annual fee waivers on personal cards (not business cards) via MLA/SCRA Chase Sapphire Reserve: $0 annual fee for military/spouses Strategic Tips: Always volunteer to pay group bills/dinners (earn points, get reimbursed) Premium economy fine for daytime flights under 8-9 hours Business class essential for overnight/long-haul flights (9+ hours) Plan 1-2 years ahead for big trips - comfortable pace to build points Opening velocity: Ross did one card every 91 days at peak (very aggressive) Combine household points (Chase, Amex, Capital One allow this) Book tickets in anyone's name, not just your own Credit Card Stacking Strategy: Don't use one premium card for everything Match card to spending category for maximum points Chase "cash back" cards earn Ultimate Rewards points if you have Sapphire Reserve/Preferred Transfer between household members before booking Welcome bonuses are the real value - daily spend is bonus Business Culture Hack: Instead of $5-10K cash bonus, give employees 500K miles + book their dream trip Tax deductible, builds culture, retains talent More memorable than cash bonus IHG Five Free Nights Strategy: Five free nights at properties up to 60K points/night Ross staying 4 nights in Grand Cayman at $800/night hotel = $3,200 saved Fourth night free on award bookings Anniversary free night each year Used for wedding block, earning 26x points on wedding expenses Common Mistakes to Avoid: Not asking vendors if they accept credit cards Using wrong card for spending category (leaving 2-3x points on table) Redeeming points poorly (gift cards, statement credits) Not tracking card benefits and credits Waiting too long to book award travel Not being flexible with dates/airports Tools & Resources Mentioned: Points.Yeah.com - Award availability search, flight ideas map Melio - Pay vendors via card when they only accept ACH Plastiq - Pay rent/large bills with credit card (2.9% fee) Free Points & Miles Cheat Sheet at ItineraryBoss.com Transfer partner guide and credit card multiplier sheets Key Quotes "There's millions of dollars that aren't being put on cards because of just not asking the right questions." "If you're earning 2x points and utilizing those points to transfer, even with a 3% fee, the numbers pencil when you're redeeming at 2-6 cents per point." "175,000 Amex points could be used to get you business class, first class seats - we used 176K Chase points for $12,700 worth of business class seats to South Africa." "Don't redeem for Amazon gift cards, statement credits, or through the portal - you're getting 0.6-0.7 cents per point. That's terrible." "Why give a $10K cash bonus when you could give someone 500K miles and book them a trip to Greece or Bali they'd never do on their own?" Who This Episode Is For Military small business owners and real estate investors Service members with TDY/TAD travel Anyone spending on business ads, inventory, or vendor payments Military spouses running 1099 contractor businesses People planning big trips (honeymoons, bucket list travel) Those currently leaving business value on the table Anyone wanting to turn business expenses into free travel Action Items Sign up for all major hotel loyalty programs today (free) Add loyalty numbers to upcoming TDY stays Check if vendors accept credit cards (or use Melio) Review current card stack - are you earning maximum points per category? Download free cheat sheet at ItineraryBoss.com If planning big trip: Start building points 1-2 years ahead Check military annual fee waivers (MLA/SCRA) Combine household points before booking award travel Contact Guest: Ross Alcorn Website: ItineraryBoss.com Free Points & Miles Cheat Sheet (includes transfer partners + credit card multipliers) Social: @ItineraryBoss (all platforms) Host: Spencer Reese Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Recorded on Veterans Day. This episode reveals how military service members can leverage business expenses, TDY travel, and strategic credit card use to fund dream vacations. Whether you're spending $10K or $1M annually on your business, there are points being left on the table.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

If you know that this is THE YEAR you're going to get your period back so you can get pregnant, here's your first step to making that your reality:

Tu te demandes comment trouver des clients en freelance ? Tu passes des heures à créer du contenu mais personne n'achète ? Tu te demandes combien de temps encore tu vas pouvoir tenir avant de retourner au salariat ?Stop. Dans cet épisode de Solo Nation, tu vas découvrir les 4 systèmes de vente infaillibles qui vont te permettre de vivre confortablement de ton activité freelance en 2026, sans courir après les clients.Avec 3 solopreneur·es qui ont closé +5000 clients à eux trois :▪️ Adrien Tornier, ex-pâtissier devenu infopreneur, qui génère 50-60K€/mois en solo grâce au format Masterclass tous les dimanches (avec un taux de closing de 35%)▪️ Pauline Clavelloux, créatrice de 3 SaaS et qui a trouvé ses 100 premiers clients en prospectant sur Facebook et en créant un système d'affiliation qui lui génère 15-20% de son CA (sans effort)▪️ Et Shannen Louiz Boutaleb (SforSales) experte en vente et contenu organique, qui convertit avec un funnel ultra-simple sans collecte d'emails et avec 1,6M de vues Instagram

Stop annual planning if your business is under $100,000.If your business hasn't hit $100K in the last 12 months, traditional annual planning may actually be slowing you down.In this episode of Marketing That Works, Danielle R. Harris explains the 4 areas businesses under $100K are still refining and why it makes planning their business for a year feel unrealistic. You'll learn:Why annual planning doesn't work at the under-$100K stageThe key areas of your business that naturally evolve as you growHow a 90-day planning approach helps you stay consistent without burnoutA real client example of hitting a $60K goal by adjusting quarterly instead of forcing a yearly planIf you feel pressure to have your entire year figured out before you're ready, this episode will help you plan in a way that actually fits your business right now.Want help mapping your next 90 days?Book a 90-minute Momentum Call to set your 90 day plan. Or explore The Blueprint, Danielle's 3-month program for strategic marketing support. Download your 2026 Reflection GuideFollow on Instagram at @Danielle.R.Harris. Follow on LinkedInTimestamps0:00 –The under-$100K planning problem0:33 – Why annual planning doesn't work for businesses under $100K2:14 – Four reasons annual planning breaks down 11:33 – Why planning in 3-month cycles works better 15:26 – Client example: hitting a $60K goal 18:32 – Next steps

To kick off 2026, Ryan Deemer shows up in a different way — as the guest on the Blue Collar Business Podcast.And they jump right into a question a lot of contractors have been asking for years: is GPS machine control finally affordable… or is it still just for the big outfits?They talk real numbers, simple setup, and why this kind of tech can help you move dirt faster, cut down rework, and keep your best guys from wanting to leave.Takeaways:✅ The number that got everyone's attention: GPS machine control for around $13,000 — not $60K+.✅ Most contractors don't need the “top tier” systems: Ryan says only a small percentage actually need full 3D modeling setups.✅ This tech can help you retain good operators: once a guy gets used to working with tools like this, he doesn't want to go back to the old way — even for more pay. ✅ Fast install + simple use matters more than fancy features: Sy admits he's usually scared to touch his own equipment screens… but this system felt simple enough to use without stressing about messing it up.Why it Matters:Because the second GPS becomes affordable and simple for everyday contractors, it changes hiring, production, and how competitive you stay moving forward.Links:➡️ Subscribe to the Blue Collar Business Podcast: https://www.youtube.com/@BlueCollarBusinessPodcast➡️ Shop Attachments: Build your business with the right attachments. ⁠⁠⁠https://www.skidsteernation.com⁠⁠⁠➡️ Marketing Help: Marketing built for blue-collar contractors. ⁠⁠https://getthrottledup.com/

Michael Green: How he made $700K in year one (after not billing for 6 years)Michael Green spent six years running teams of 100+ recruiters.Building offices. Managing people. Zero placements.When he launched Unico in April 2024, he had to go back to basics."I had to do role plays to myself. I hadn't qualified a candidate in six years."Day one was brutal. Just him, his house and a dog.But Michael had something most recruiters don't: a genuine answer to "what makes you different?"While everyone else competed on job boards chasing $30K fees, Michael went the opposite direction.Senior positions only. Architect level and above.New York Location onlyHis average fee jumped from $30K to $60K overnight.His biggest placement? $170,000.12 months later: $700K gross profit. Solo.Year two: $1.5M with just four people.But here's what makes Michael different.He's not scaling headcount - he's scaling quality.Ultra-niche: ServiceNow and bleeding-edge SaaS. One technology. Total focus.Last week, a major partner messaged him: "I've seen your posts. I've heard your reputation. We want to use you exclusively."He'd never spoken to them before..He's now targeting growth15 profitable recruiters and $3M in 2026.This week on The RAG Podcast, Michael tells the full story.We cover:- Why he walked away from running 200 people to start from scratch- How he made $700K in year one after six years out of recruitment- The "top 3%" model that clients can't say no to- Why he pivoted from $30K to $100K+ fees overnight- The AI screening tool that's changing his close rate- His LinkedIn strategy that generates 70% conversion ratesThis isn't about scaling fast.It's about a man who had to relearn his own trade, doubted himself daily, and built a $1.5M business in 20 months that doesn't require 100 heads to hit seven figures.No venture capital. No growth-at-all-costs.Just profitable headcount over vanity metrics.If you've ever wondered whether you can start your own agency after years of management - or if there's a smarter way to scale than just adding bodies – this episode has the blueprint.__________________________________________Episode Sponsor: AtlasAdmin is a massive waste of time. That's why there's Atlas, the AI-first recruitment platform built for modern agencies.It doesn't only track CVs and calls. It remembers everything. Every email, every interview, every conversation. Instantly searchable, always available. And now, it's entering a whole new era.With Atlas 2.0, you can ask anything and it delivers. With Magic Search, you speak and it listens. It finds the right candidates using real conversations, not simply look for keywords.Atlas 2.0 also makes business development easier than ever. With Opportunities, you can track, manage and grow client relationships, powered by generative AI and built right into your workflow.Need insights? Custom dashboards give you total visibility over your pipeline. And that's not theory. Atlas customers have reported up to 41% EBITDA growth and an 85% increase in monthly billings after adopting the platform.No admin. No silos. No lost info. Nothing but faster shortlists, better hires and more time to focus on what actually drives revenue.Atlas is your personal AI partner for modern recruiting.Don't miss the future of recruitment. Get started with...

In this explosive deep dive, Tara exposes the staggering scope of government fraud hiding in plain sight — starting with $19 BILLION in daycare fraud alone. From Minnesota to California, federally funded “childcare centers” exist only on paper: boarded-up buildings, barred doors, zero children — yet tens of millions flowing in taxpayer money. Tara breaks down how Biden-era rule changes weakened oversight, how fraud metastasized nationwide, and why panic has set in among Democrat officials as investigators finally move in. This episode connects the dots between mass migration, job shortfalls, welfare dependency, and systemic fraud — and explains why independent journalism on X shattered a media blockade that once made all of this untouchable.

Kylie Jenner supported Timothée Chalamet at multiple awards events, showing PDA at the Palm Springs Film Festival and sharing an exclusive backstage kiss, while Timothée publicly thanked Kylie as his “partner of three years” during his Critics Choice Best Actor win. Mickey Rourke is facing possible eviction after falling nearly $60K behind on rent and has turned to a GoFundMe seeking $100K, raising about $24K so far amid visible signs of financial and health struggles. Jennifer Lopez says she's entering a “happy era” with strict new relationship dealbreakers after her Ben Affleck divorce. Hosts: Charlie Cotton, Deven Rall Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today on Your Money, Your Wealth podcast 562 (an encore of episode 513), Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW listeners in their 40s who are ready to call it quits at work, become financially independent, and retire early. Can they afford to do it? Peter and Joanna want to retire in the next two years. Burned Out and Ready to Retire wants out of his toxic office. If Maryland Chicken Man never earns another dollar, how much can he afford to withdraw from his retirement accounts each year? And Suzanne in Massachusetts is 69 and needs $60K a year for the next 30 years. Is she all right? (While Joe and Big Al enjoy a little seasonal downtime and Andi recovers from surgery, enjoy this encore presentation of these questions from an early 2025 episode.) Free Financial Resources in This Episode: https://bit.ly/ymyw-562 (full show notes & episode transcript) 2025 Key Financial Data Guide - free download 10 Big Retirement Regrets to Avoid (Before It's Too Late)  - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:30 - We're 45 and 44. Can We Retire in the Next 2 Years? (Peter & Joanna, NJ) 10:45 - Watch 10 Big Retirement Regrets to Avoid (Before It's Too Late) on YMYW TV, Calculate your Free Financial Blueprint 11:44 - I'm 42 and I Work in a Toxic Office. Can I Afford to Retire? (Burned Out and Ready to Retire, NJ) 21:53 - Download the 2025 Key Financial Data Guide for free 22:53 - I'm 69 and Need $60k/Year for the Next 30 Years. Am I All Right? (Suzanne, MA) 25:40 - I'm 45. If I Never Earn Another Dollar How Much Can I Withdraw Every Year? (Maryland Chicken Man) 35:15 - Outro: Next Week on the YMYW Podcast

Another year ends, and once more, it's time to reflect on our creative goals. I hope you can take the time to review your goals and you're welcome to leave a comment below about how the year went. Did you achieve everything you wanted to? Let me know in the comments. It's always interesting looking back at my goals from a year ago, because I don't even look at them in the months between, so sometimes it's a real surprise how much they've changed! You can read my 2025 goals here and I go through how things went below. In the intro, Written Word Media 2025 Indie Author Survey Results, TikTok deal goes through [BBC]; 2025 review [Wish I'd Known Then; Two Authors], Kickstarter year in review; Plus, Anthropic settlement, the continued rise of AI-narrated audiobooks, and thinking/reasoning models (plus my 2019 AI disruption episode). My Bones of the Deep thriller, pics here, and Business for Authors webinars, coming soon. If you'd like to join my community and support the show every month, you'll get access to my growing list of Patron videos and audio on all aspects of the author business — for the price of a black coffee (or two) a month. Join us at Patreon.com/thecreativepenn. Joanna Penn writes non-fiction for authors and is an award-winning, New York Times and USA Today bestselling thriller author as J.F. Penn. She's also an award-winning podcaster, creative entrepreneur, and international professional speaker. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. J.F. Penn books — Death Valley, The Buried and the Drowned, Blood Vintage Joanna Penn books — Successful Self-Publishing, 4th Edition The Creative Penn Podcast and my community on Patreon/thecreativepenn Unexpected addition: Masters in Death, Religion and Culture at the University of Winchester Book marketing. Not quite a fail but definitely lacklustre. Reflections on my 50th year Double down on being human. Travel and health. You can find all my books as J.F. Penn and Joanna Penn on your favourite online store in all the usual formats, or order from your local library or bookstore. You can also buy direct from me at CreativePennBooks.com and JFPennBooks.com. I'm not really active on social media, but you can always see my photos at Instagram @jfpennauthor. J.F. Penn — Death Valley. A Thriller. This was my ‘desert' book, partially inspired by visiting Death Valley, California in 2024. It's a stand-alone, high stakes survival thriller, with no supernatural elements, although there are ancient bones and a hidden crypt, as it wouldn't be me otherwise! The Kickstarter campaign in April had 231 Backers pledging £10,794 (~US$14,400) and the hardback is a gorgeous foiled edition with custom end papers and research photos as well as a ribbon. As an AI-Assisted Artisan Author, I used AI tools to help with the creative and business processes, including the background image of the cover design, the custom end papers, and the Death Valley book trailer, which I made with Midjourney and Runway ML. The audiobook is also narrated by my J.F. Penn voice clone, which took a while to get used to, but now I love it! You can listen to a sample here. I published Death Valley wide a few months later over the summer, so it is now out on all platforms. J.F. Penn — Blood Vintage. A Folk Horror Novel, and Catacomb audiobook I did a Kickstarter for the hardback edition of Blood Vintage in late 2024, and then in 2025, worked with a US agent to see if we could get a deal for it. That didn't happen, and although there were some nice rejections, mostly it was silence, and the waiting around really was a pain in the proverbial. So, after a year on submission, I published Blood Vintage wide, so it's available everywhere now. My voice clone narrated the audiobook, listen to a sample here. I also finally produced the audiobook for Catacomb, which is a stand-alone thriller inspired by the movie Taken and the legend of Beowulf set in the catacombs under Edinburgh. I used a male voice from ElevenLabs, and you can listen to a sample here. The book is also available everywhere in all formats. J.F. Penn — The Buried and the Drowned Short Story Collection One of my goals for 2025 was to get my existing short stories into print, mainly because they exist only as digital ebook and audiobook files, which in a way, feels like they almost don't exist! Plus, I wanted to write an extra two exclusive stories and launch the special edition collection on Kickstarter Collection and then publish wide. I wrote the two stories, The Black Church, inspired by my Iceland trip in March, and also Between Two Breaths, inspired by an experience scuba diving at the Poor Knights Islands in New Zealand almost two decades ago. There are personal author's notes accompanying every story, so it's part-short story fiction, part-memoir, and I human-narrated the audiobook. I achieved this goal with a Kickstarter in September, 2025, with 206 Backers pledging almost £8000 (~US$10,600) for the various editions. I also did my first patterned sprayed edges and I love the hardback. It has head and tail bands which make the hardback really strong, gorgeous paper, foiling, a ribbon, colour photos, and custom end papers. The Buried and the Drowned is now out everywhere in all editions. As ever, if you enjoy the stories, a review would be much appreciated! Joanna Penn Books for Authors Early in the year, How to Write Non-Fiction Second Edition launched wide as I only sold it through my store in 2024, so it's available everywhere in all formats including a special hardback and workbook at CreativePennBooks.com. While I didn't write it in 2025, I made the money on it this year, which is important! I also unexpectedly wrote the Fourth Edition of Successful Self-Publishing, mainly because I saw so much misinformation and hype around selling direct, and I also wanted to write about how many options there are for indie authors now. The ebook and audiobook (narrated by human me) are free on my store, CreativePennBooks.com and also available in print, in all the usual places. If you haven't revisited options for indie authors for a while, please have a read/listen, as the industry moves fast! All my fiction and non-fiction audiobooks are now on YouTube After an inspiring episode with Derek Slaton, I put all my audiobooks and short stories on YouTube. Firstly, my non-fiction channel is monetised so I get some income from that. It's not much, but it's something. More importantly, it's marketing for my books, and many audiobook listeners go on to buy other editions especially non-fiction listeners who will often buy print as well. I'm one of those listeners! It's also doubling down on being human, since I human narrate most of my audiobooks, including almost all of my non-fiction, as well as the memoir, and short stories. This helps bring people into my ecosystem and they may listen to the podcast as well and end up buying other books or joining the Patreon. Finally, in an age of generative AI assisted search recommendations, I want my books and content inside Gemini, which is Google's AI. I want my books surfaced in recommendations and YouTube is owned by Google, and their AI overviews often point to videos. Only you can decide what you want to do with your audiobooks, but if you want to listen to mine, they are on YouTube @thecreativepenn for non-fiction or YouTube @jfpennauthor for fiction and memoir. The Creative Penn Podcast and my Patreon Community It's been another full year of The Creative Penn Podcast and this is episode 842, which is kind of crazy. If you don't know the back story, I started podcasting in March 2009 on a sporadic schedule and then went to weekly about a decade ago in 2015 when I committed to making it a core part of my author business. Thanks to our wonderful corporate sponsors for the year, all services I personally use and recommend — ProWritingAid, Draft2Digital, Kobo Writing Life, Bookfunnel, Written Word Media, Publisher Rocket and Atticus. It's also been a fantastic year inside my Patreon Community at patreon.com/thecreativepenn so thanks to all Patrons! I love the community we have as I am able to share my unfiltered thoughts in a way that I have stopped doing in the wider community. Even a tiny paywall makes a big difference in keeping out the haters. I've done monthly audio Q&As which are extra solo shows answering patron questions. I've also done several live office hours on video, and shared content every week on AI tools, writing and author business tips. Patrons also get discounts on my webinars. I did two webinars on The AI-Assisted Artisan Author, which I am planning to run again sometime in 2026 as they were a lot of fun and so much continues to change. If you get value from the show and you want more, come on over and join us at patreon.com/thecreativepenn We have almost 1400 paying members now which is wonderful. Thanks for being part of the Community! Unexpected goal of the year: Masters in Death, Religion and Culture at the University of Winchester During the summer as I did my gothic research, I realised that I was feeling quite jaded about the publishing world and sick of the drama in the author community over AI. My top 5 Clifton Strengths are Learner, Intellection, Strategic, Input, and Futuristic — and I needed more Input and Learning. I usually get that from travel and book research, but I wasn't getting enough of that since Jonathan is busy finishing his MBA. So I decided to lean into the learning and asked ChatGPT to research some courses I could do that would suit me. It found the Masters in Death, Religion and Culture at the University of Winchester, which I could do full-time and online. It would be a year of reading quite different things, writing academic essays which is something I haven't done for decades, and hanging out with a new group of people who were just as fascinated with macabre topics as I am. I started in September and have now finished the first term, tackling topics around thanatology and death studies, hell and the afterlife in the Christian tradition, and the ethics of using human remains to inspire fiction, amongst other interesting things. It was a challenge to get back into the style of academic essay writing, but I'm enjoying the rigour of the research and the citations, which is something that the indie author community needs more of, a topic I will revisit in 2026. I have found the topics fascinating, and the degree is a great way to expand my mind in a new direction, and distract me from the dramas of the author community. I'll be back into it in mid-January and will finish in September 2026. Book marketing. Not quite a fail but definitely lacklustre. I said I would “Do a monthly book marketing plan and organise paid ad campaigns per month for revolving first books in series and my main earners.” I didn't do this! I also said I would organise my Shopify stores, CreativePennBooks.com and JFPennBooks.com into more collections to make it easier for readers to find things they might want to buy. While I did change the theme of CreativePennBooks.com over to Impulse to make it easier to find collections, I haven't done much to reorganise or add new pathways through the books. I'm rolling this part of the goal into 2026. I said I would reinvigorate my content marketing for JFPenn, and make more of BooksAndTravel.page with links back to my stores, and do fiction specific content marketing with the aim of surfacing more in the LLMs as generative search expands. I did a number of episodes on Books and Travel in 2025, but once I started the Masters, I had to leave that aside, and although I have started some extra content on JFPennBooks.com, I am not overly enthusiastic about it! I also said I would “Leverage AI tools to achieve more as a one-person business.” I use AI tools (mainly ChatGPT, Claude, and Gemini) every day for different things but as ever, I am pretty scatter gun about what I do. I lean into intuition and I love research so I am more likely to ask the AI tools to do a deep research report on south Pacific merfolk mythology, or how gothic architecture impacted sacred music, or geology and deep time, rather than asking for marketing hooks. I intended to use more AI for book marketing, but as ever, I was too optimistic about the timeline of what might be possible. There's lots you can do with prompting, finessing things and then posting on various platforms, but I'm not interested in spending time doing that. My gold standard for an AI assistant is to feed it the finished book and then say, “Here's a budget. Go market this,” and not have to connect lots of things together into some Frankenstein-workflow. That's not available yet. Maybe in 2026 … Of course, I still do book marketing. I have to in order to sell any books and make money from book sales. We all have to do some kind of book marketing! I have my Kickstarter launches which I put effort into, as well as consistent backlist sales fed by the podcast, and my email newsletter (my combined list is around 60K). I have auto campaigns running on Amazon Ads, and I have used Written Word Media campaigns as well as BookBub throughout the year. This is basically the minimum, so as usual, must do better! I'm pretty sure I'm not the only author saying this! However, my business has multiple streams of income, and I have the podcast sponsorship revenue as well as the Patreon, plus sporadic webinars, which add to my bottom line and don't require paid advertising at all. Reflections on my 50th year I woke up on my 50th birthday in March in Iceland, by the Black Church of Budir out on the Skaefellsnes peninsula. As seals played in the sea and we walked in the snow over the ancient lava field under the gaze of the volcano that inspired Jules Verne Journey to the Centre of the Earth, and my short story, The Black Church, which you can find in my collection, The Buried and the Drowned. On that trip, we also saw the northern lights and had a memorable trip that marked a real shift for me. I've been told by lots of people that 50 is a ‘proper' birthday, as in one of those that makes you stop and reconsider things, and it has indeed been that, although I have also found the last few years of perimenopause to be a large part of the change as well. A big shift is around priorities and not caring so much what other people think, which is a relief in many ways. Also, I don't have the patience to do things that I don't think are worth doing for the longer term, and I am appreciating a quieter life. I'd rather lie in a sunbeam and read with Cashew and Noisette next to me then create marketing assets or spend time on social media. I'd rather go for a walk with Jonathan than go to a conference or networking event. In my Pilgrimage memoir, I quote an anonymous source, “Pilgrim, pass by that which you do not love.” It's a powerful message, and I take it to mean, stop listening to people who tell you what is important. Listen to yourself more and only pay attention to that which you feel drawn to explore. On pilgrimage, it might be turning away from the supposedly important shrine of a saint to go and sit in nature and feel closer to God that way. In our author lives, it might be turning away from the things that just feel wrong for us, and leaning into what is enjoyable, that which feels worthwhile, that which we want to keep doing for the long term. Let's face it, as always, that is the writing, the thinking, the imagination. As ever, I have this mantra on my wall: “Measure your life by what you create.” It's the creation side of things that we love and that's what we need to remember when everything else gets a little much. Many authors left social media in 2025, and while I haven't left it altogether, I don't use it much. I post pictures proving I am human on Instagram @jfpennauthor which automatically post to Facebook. I barely check my pages on Facebook though. I'm also still on X with a carefully curated feed that I mainly use to learn new cool AI things which I share with my Patreon Community. Double down on being human. Travel and health. Yes, I am a human author, and yes, I continue to age! When you've been publishing a while, you need to update your author photos periodically and I finally had a photoshoot I loved with Betty Bhandari Photography, which means I can add the new pics to my websites and the back of my books. Are you up to date with your author photos? (or at least within a decade of the last photoshoot?!) Here are a few of the pictures on Instagram @jfpennauthor. Healthwise, I gave up calisthenics as it was too much on top of the powerlifting and the amount of walking I do. I did another British Powerlifting competition in September in the M2 category (based on age) and 63kgs category (based on weight). Deadlift: 95kgs. Squat: 60kgs. BenchPress: 37.5kgs. While this is less overall than last year, I also weigh less, so I'm actually stronger based on lift to body weight percentage. I have also done a few pull-ups in the last week with no band, which I am thrilled with! On the travel side, Iceland was the big trip, and I also had a weekend in Berlin for the film festival, where I met up with a producer and a director around an adaptation of my Day of the Vikings thriller. That didn't pan out, as most of these things don't, but I certainly learned a lot about the industry — and why it doesn't suit me! Once again, I dipped my toe into screenwriting and then ran away, as has happened multiple times over the years. When will I learn? … Over the summer of 2025, I visited lots of gothic cathedrals including Lichfield, Rochester, Durham, York, and revisiting Canterbury, as part of my book research for the Gothic Cathedral book. I have tens of thousands of words on this project, but it isn't ready yet, so this is carried over into 2026 as it might happen then, depending on the Masters. I spoke at Author Nation in Las Vegas in November 2025, and before it started, I visited (Lower) Antelope Canyon, one of the places on my bucket list, and it did not disappoint. What a special place and no doubt it will appear in a story at some point! How did your 2025 go? I hope your 2025 had some wonderful times as well as no doubt some challenges — and that you have time for reflection as the year turns once more. Let me know in the comments whether you achieved your creative goals and any other reflections you'd like to share.The post Review Of My 2025 Creative And Business Goals With Joanna Penn first appeared on The Creative Penn.

Nickolas Natali is on a mission to hit $100K in monthly recurring revenue, and he's doing it out loud. In this inspiring and wildly honest conversation, Stacey Lauren sits down with Nickolas just weeks into launching “Project Moonshot,” a high-stakes challenge to radically scale his business. From living in a 1986 Suburban to becoming an ad agency founder, Nick shares the power of resourcefulness, gritty goal-setting, and community in staying the course. This one's a masterclass in doing the thing, especially when it's scary.In This Episode:00:00 – Launching “Project Moonshot” & the power of saying goals out loud04:55 – How Nick hacked a 3-year degree + the roots of resourcefulness08:22 – Paying off $60K in student loans by living in a car13:10 – Why Stacey launched the Billion Dollar Impact Marketplace18:41 – Integrity, community, and not giving up (even when it's hard)26:07 – Group psychology, impact entrepreneurship & moral marketing35:55 – Comfort Circles & helping people find their voice47:22 – Nick's pivot from podcasting to paid ads52:40 – The truth about repetitive discipline vs. shiny-object syndrome59:02 – Nick's real-time roadmap to $100K/month1:02:40 – Stacey gets coached by Nick—live!1:09:15 – The best kind of contagious growth YouTube: https://youtu.be/JiFjrTPOQtc Apple Podcasts: https://podcasts.apple.com/us/podcast/project-moonshot-nickolas-natalis-bold-%24100k-goal-the/id1618590178?i=1000742898505 Spotify: https://open.spotify.com/episode/6VRsceUuv4qFZ0MjPAohiF

Major digital assets recorded modest gains on Monday, Dec. 22, as the market regained its footing ahead of the Christmas holidays following recent volatility.~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaul00:00 Intro00:10 Light economic week01:00 Bloomberg: Global Macro outlook02:30 Shutdown odds03:00 CNBC: New fed chair pick in the first week of January05:15 Crypto tax harvesting06:30 Sponsor: iTrust Capital07:15 Tom Lee vs Fundstrat09:10 Will BTC hit $60K?09:14 Santa rally $120K?10:15 TSLA all time high11:20 CNBC: Can the market rally with no rate cuts13:00 Metals rally continue16:30 Vlad: AI unlike crypto lacks from an army of retail support18:50 Ray Dalio: Bitcoin is inferior to gold19:45 Working one job is not enough22:00 Outro#Crypto #Bitcoin #Ethereum~Suprise Year-End Rally?

I was on a coaching call yesterday with a bunch of people selling IT services, and the question came up: how do you handle price objections? When somebody says "that's expensive" or "more than we're paying now" or "higher than other bids," what do you do? I've got a really simple framework that works across any competitive selling situation—IT services, professional services, whatever. Here's how it works: First, ask "What makes you say that?" to understand if this is a negotiation tactic, a stall, or a real gap. Then clarify what it's relative to—get them to tell you the actual number they're comparing against. Here's the key move: minimize the amount psychologically. If you quoted $60K and they're at $42K, stop talking about $60K—now you're negotiating the $18K gap. Then slice it even smaller: "So we're $1,500 a month apart, or about 50 bucks a day for compliance?" That sounds way better than a $60K contract. Finally, isolate it: "If we can bridge that gap, are you ready to go ahead?" This episode breaks down the psychology of reframing price conversations so you're not defending your number—you're making the gap feel manageable relative to the benefits they want. Works across industries once you understand what we're actually doing here.//Welcome to Repeatable Revenue, hosted by strategic growth advisor , Ray J. Green.About Ray:→ Former Managing Director of National Small & Midsize Business at the U.S. Chamber of Commerce, where he doubled revenue per sale in fundraising, led the first increase in SMB membership, co-built a national Mid-Market sales channel, and more.→ Former CEO operator for several investor groups where he led turnarounds of recently acquired small businesses.→ Current founder of MSP Sales Partners, where we currently help IT companies scale sales: www.MSPSalesPartners.com→ Current Sales & Sales Management Expert in Residence at the world's largest IT business mastermind.→ Current Managing Partner of Repeatable Revenue Ventures, where we scale B2B companies we have equity in: www.RayJGreen.com//Follow Ray on:YouTube | LinkedIn | Facebook | Twitter | Instagram

Why doesn't America match immigration levels to actual job creation? In this episode, Tara breaks down what she calls “Great American Stupid” — the complete disconnect between jobs numbers, immigration policy, and wages. From visa caps that ignore economic reality to Trump's aggressive push to reclaim jobs for Americans, this is a deep dive into how the labor market was distorted — and how it's being reversed.

#669: Slade (01:43) - Slade, 44, and his wife plan to downshift careers in the next five to seven years while raising their 11-year-old daughter. They want to know how to reallocate their $685K brokerage account and plan withdrawals to make the transition financially smooth. David (21:50) - David has a high school senior and is deciding how to pay for college. Should he tap the $60K 529 plan now or the $200K 457(b) from his wife's former employer to maximize tax efficiency and preserve future growth? Graham (37:52) - Graham loved the episode on holding bonds in a taxable account, but he's curious about a tax-efficient twist. Can an asset swap strategy let you rebalance and pull cash without triggering capital gains? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Done will always beat perfect when you are building your next level. In this episode, I sit down with Drew and Rachel to talk about what it really takes to move through failure, chaos, and fear to build a life, marriage, and multiple 7-figure businesses together. We talk about how to stop operating from burnout, simplify your business to scale faster, and build real wealth instead of just cash flow. They share how messy action became their superpower, why faith and values drive every decision they make, how to raise your standards in business and leadership, and how to stop playing small even when your environment tells you to stay safe. Get ready to think bigger, move faster, and finally step into the CEO version of you. Check out our Sponsors: Shopify - Start your $1/month trial at Shopify.com/happy SKIMS - The SKIMS Holiday Shop is now open at SKIMS.com. Let them know we sent you by choosing Earn Your Happy podcast in the dropdown after you purchase. Brevo - Head to brevo.com/earn and use the code EARN to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Aura Frames - save on the perfect gift at AuraFrames.com - get $35 off Aura's best-selling Carver Mat frames with promo code EARN at checkout. Northwest Registered Agent - Build your complete business identity in just 10 clicks and 10 minutes. Visit www.northwestregisteredagent.com/paidearn Blinds.com - The Black Friday deals at Blinds.com are going strong all month long! Save $50 off when you spend $500 or more - use code EARN at checkout.  HIGHLIGHTS 00:00 Why done is better than perfect when starting a podcast or business. 05:45 How did your opposite strengths in sales and social media become your power combo? 10:00 How did you scale from 60K months to nearly 300K months together? 17:30 The full business breakdown you need to stop money leaks fast. 22:45 Why so many salon owners stay stuck inside an industry bubble. 28:00 What core beliefs have allowed you to scale as both spouses and CEOs? 31:30 How learning independently and coming together sparks better ideas. 39:00 How unfinished ideas keep entrepreneurs stuck in constant reset mode. 41:30 The launch where nearly the entire room stood up to build their own brand. 47:00 Why fixing symptoms alone keeps businesses stuck. 53:00 The first steps to thinking like an owner instead of an operator. 57:30 What is the vision behind your podcast and live events? 01:04:15 Leaving an environment that didn't believe in big dreams. 01:09:15 Why relentless pursuit is required for massive goals. 01:15:15 The Blueprint Live training for building both business and brand. RESOURCES Join Rachel and Drew's SALONCON 2026 HERE Join the FREE Salon Owner Club HERE Listen to Brand Talk with Rachel and Drew HERE Apply for our Elite Entrepreneur Mastermind HERE Get on the waitlist for MCM Mastermind HERE Join the Audacity Challenge HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Rachel: @rachelpaigexo Follow Drew: @mdrewthomas

Zelensky Rejects Trump's Peace Plan, Refuses To Cede Territory To Russia! Plus, Border Czar Homan Says Over 60K Smuggled Children Rescued & Senior US Diplomats Slam EU's Censorship Against Americans on X

Through the month of December, Memoir Nation podcast is hosting a series called JanYourStory Prep to get listeners ready and excited to participate in our January writing challenge to write 500 words a day every day in January. Inspired by Grant's 12 years as Executive Director of NaNoWriMo, JanYourStory is for memoirists, but anyone can join this free challenge. Instead of writing 60K words in November as was the case with NaNoWriMo, we're inviting writers to write 15K words in January. Many of the principles and values of NaNoWriMo are buoying this event, which is why we're so grateful to have the blessing, support, and wisdom of Chris Baty, who joins the show this week to talk about why writing challenges are helpful and should always be grounded in fun, and what he's learned about writing and writing in community since he accidentally founded NaNoWriMo in 1999. Chris Baty's idea for National Novel Writing Month (NaNoWriMo) sprang into the world in 1999 with 21 friends writing novels together in the month of November. He watched the event grow to more than 300,000 writers in 90 countries. He's currently working on a novel about an assistant librarian trying to return a DVD in post-apocalyptic Canada. He's also the author of No Plot? No Problem! and the co-author of Ready, Set, Novel. In 2025, Chris launched NaNo2 with a group of other volunteers in the wake of NaNoWriMo closing its doors—and he's happy to take the credit we're giving him for being the father of it all. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The spa's almost ready, the pressure's on, and the to-do list keeps growing. Between perfectionism, retrogrades, and a few questionable decisions (looking at you, $60K art), Savanna and Tyler are navigating the chaos one deep breath at a time. It's not all going to plan, but it's getting done.Shop here now: https://www.savannaboda.com

[NOTE: This is a repost of the most recent Feedback Friday that many of you reported being unable to hear last week. Second time's a charm, we hope!]Your relative killed pets, threatened to stab his mother, displays psychopath traits, and now you're checking cold cases in his area. It's Feedback Friday!And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Full show notes and resources can be found here: jordanharbinger.com/1224On This Week's Feedback Friday:You've learned disturbing facts about a relative who hurt animals as a child, threatened his mother with a knife, and displays blank emotions at family gatherings. You're checking unsolved murders in his area. What can you do before this becomes a gruesome headline — and are you already too late?You met your wife in a magical whirlwind romance, but an SSRI killed your attraction to her overnight. Now your Schizoid Personality Disorder is back, she's out of patience, and she wants kids. Do you fight for the greatest love of your life — or let her go so she can build the future she deserves?You've climbed from $60K as a nurse to $120K as a director, but the next step means constant stress and burnout. You want $220K so your husband can stay home with your daughter and you can care for aging parents. Can you rise without sacrificing your life — or do you need a completely different path?Recommendation of the Week: The StaircaseAfter Charlie Kirk's assassination, you're grieving someone you never met like you lost a close friend. Why do we hold famous people in such high esteem? And how does a fractured nation come together when our views of America's future couldn't be more different?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps!Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:CovePure: $200 off: covepure.com/jordanBetterHelp: 10% off first month: betterhelp.com/jordanBoll & Branch: 15% off first set of sheets: bollandbranch.com, code JORDANProgressive: Free online quote: progressive.comSimpliSafe: 50% off + 1st month free: simplisafe.com/jordanSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Your relative killed pets, threatened to stab his mother, displays psychopath traits, and now you're checking cold cases in his area. It's Feedback Friday!And in case you didn't already know it, Jordan Harbinger (@JordanHarbinger) and Gabriel Mizrahi (@GabeMizrahi) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now let's dive in!Full show notes and resources can be found here: jordanharbinger.com/1224On This Week's Feedback Friday:You've learned disturbing facts about a relative who hurt animals as a child, threatened his mother with a knife, and displays blank emotions at family gatherings. You're checking unsolved murders in his area. What can you do before this becomes a gruesome headline — and are you already too late?You met your wife in a magical whirlwind romance, but an SSRI killed your attraction to her overnight. Now your Schizoid Personality Disorder is back, she's out of patience, and she wants kids. Do you fight for the greatest love of your life — or let her go so she can build the future she deserves?You've climbed from $60K as a nurse to $120K as a director, but the next step means constant stress and burnout. You want $220K so your husband can stay home with your daughter and you can care for aging parents. Can you rise without sacrificing your life — or do you need a completely different path?Recommendation of the Week: The StaircaseAfter Charlie Kirk's assassination, you're grieving someone you never met like you lost a close friend. Why do we hold famous people in such high esteem? And how does a fractured nation come together when our views of America's future couldn't be more different?Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com!Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger.Connect with Gabriel on Twitter at @GabeMizrahi and Instagram @gabrielmizrahi.And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors: CovePure: $200 off: covepure.com/jordanBetterHelp: 10% off first month: betterhelp.com/jordanBoll & Branch: 15% off first set of sheets: bollandbranch.com, code JORDANProgressive: Free online quote: progressive.comSimpliSafe: 50% off + 1st month free: simplisafe.com/jordanSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How much passive income would you need to retire early? $60K/year? $80K/year? $100K/year? What if you could build a financially freeing passive income stream in just five years? Five years from now, you could retire early, quit your job, or keep building wealth. What would that freedom feel like? Joe Hammel has already achieved it, using a simplistic, beginner-friendly “bread and butter” rental strategy. Today, he's generating $115,000/year in pure cash flow from his rentals, just five years after buying his first rental. In this episode, Joe shares exactly how he grew his six-figure passive income stream and the exact blueprint you can use to replicate it. Joe invests in a market that real estate investors used to laugh at—Detroit. However, the tables are now turning, as Detroit continues to see solid appreciation, cash flow, and affordable prices. Joe buys houses for $100,000 (yes, even today), often using the “slow BRRRR strategy”, and rents them out for well above his costs. He says out-of-state investors can do this easily as well, and he has helped dozens repeat his system.  This could be your path to achieving financial freedom in under a decade, just like Joe! In This Episode We Cover The “bread and butter” rentals beginners can buy to build passive income streams Why Joe says Detroit is such a solid real estate investing market (especially now) Using the “slow BRRRR” method to build wealth faster and increase your equity  The best rental property types to target (for beginner investors, especially!) How to invest in affordable markets even if you live hours away  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1186 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices