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A podcast we recently did on Keep The Change with economist Brad Olsen that I thought would be an interesting listen for business owners in NZ discussing whats happening in the economy, where its headed, unemployment numbers, inflation and much more. Find Brad:https://www.infometrics.co.nz/https://www.linkedin.com/in/bradolsennzl/https://www.instagram.com/bradolsennzl/If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/
Thanks you all for the support over the year. It is really appreciated Learn more about your ad choices. Visit podcastchoices.com/adchoices
Matthew 9:14-17 David Wilson // Senior Pastor
This week is the AZ Mega Mix! 01. Tripp St. – Head Rearranger 00:44 02. SIPPY ft. ProbCause – Smoak & Sip 01:15 03. Eptic – Forcefield 02:55 04. Gentlemens Club – Someday 04:22 05. Mike Posner – Cooler Than Me (Getter Extended Remix) 05:19 06. ATLiens – Crazy (HURTBOX Remix) 07:27 07. sfam – Keep The Change 08:52 08. Sharlitz Web – Heart Chamber 09:21 09. NGHTMRE, Viperactive & JT Roach – Cyanide 10:31 10. Waka Flocka Flame ft. Kebo Gotti – Grove St. Party (Super Future Remix) 12:01 11. Eprom & Zeke Beats – Humanoid 2.0 12:35 12. Boogie T – On The Rocks 13:44 13. Mersiv & Seth David – Jump (Seth David VIP) 14:56 14. VKTM x TAPE B – Nocturnal 16:14 15. jordnmoody & Deafadil – Comethru 18:38 16. Wooli – Samplifire ACID 19:47 17. Slang Dogs & Blurrd Vzn – Mind 20:50 18. NGHTMRE, GorillaT & IRAH – Everybody Knows 21:45 19. WRAZ & Substance – Nostromo 23:04 20. Mary Droppinz & Casey Club – Sofa Soup 24:13 21. BadKlaat – Centrifuge 26:30 22. Rated R – Ride 27:49 23. deadgirl & PYKE – Outnumbered 28:23 24. Distinct Motive – Cells 29:35 25. ATLiens ft. GG Magree – Black Sheep 31:49 26. IVORY – Riots 34:09 27. Viperactive, Strobez & Vel Nine – One Time 35:32 28. Combine & Mythm – Old School 37:21 29. PhaseOne ft. HVDES – Lullaby 38:40 30. Xotix – Sucka 40:50 31. Funtcase – 50 Calibre 42:13 32. INFEKT & HAMRO ft. XAE – Da Pit (INFEKT VIP) 44:05 33. 7L – All In 45:55 34. Vicious & Fieldz – Resin 47:44 35. OG Nixin & Duck Beats – Still Bussin 49:15 36. Rated R, Ghastly & GHENGAR – Baja Blaster 50:56 37. Zomboy – Royal Blood 53:00 38. Kill Safari, Kill The Noise & Bro Safari – UGS 54:43 39. Midnight Tyrannosaurus & Jiqui – Gluttonous Heretic 56:15 40. JEANIE ft. BLUPILL – Bulletproof (JEANIE VIP) 58:51 41. AHEE – Wubcraft 1:00:09 42. Benda – Bone Breaker 1:01:26 43. CELO & Vastive – Hardcore 1:02:25 44. LAYZ & RZRKT – Hardest Mfas 1:04:01 45. Sanzu & PROXXXY – Hackblade 1:06:13 46. VILLA – Run 1:07:13 47. Nero – Promises (Acapella) 1:09:21 48. Koven – Gold 1:09:59 49. Nitepunk – Too Hot To Touch 1:11:21 50. Maddy O'Neal ft. ProbCause – Locked In 1:12:07 51. Ravenscoon, OMAS & Dani King – Back To You 1:12:55 52. Netsky ft. Bebe Rexha – The Light That Leads Me 1:14:31 53. Friction – Real Life 1:17:24 54. Digital Ethos – Junkrat 1:18:17 55. Dino & Soothslayer – Elixer 1:20:07 56. A Little Sound – Afterlife 1:21:58 57. Primate & AC13 – Action 1:23:37 58. Kings of the Rollers – Down I Go 1:24:43 59. Delta Heavy – Vandal 1:26:27 60. Circadian & Friction – Interstellar 1:27:55 61. DJ Hazard & D Minds – Mr Happy 1:29:11 62. Skyzophonic – Up One At End 1:29:48 63. SIREN – Power 1:31:59 64. REAPER, AC13 & Kate McGill – Limit 1:33:06 65. Phantom, A.M.C & SUUNE – Gas 1:34:56 66. T & Sugah x Justin Hawkes – Bebe 1:36:07 67. Break – Another Life (Mefjus Remix) 1:37:40 68. Captain Bass & ROVA (NZ) – Eyes On Me (Captain Bass Remix) 1:38:25 69. Dillinja – Grimey 1:39:53 70. Bou, IRAH, Kanine & Trigga – Wicked & Dark 1:40:40 71. Mozey – Nerdy Roller 1:42:30 72. Subsonic – Underwater 1:44:41 73. Grafix & WHAT EVA – Drift Away 1:45:47 74. Audigy – Energy 1:46:53 75. RIOT – Nebula 1:48:32 76. Big Gigantic, Ganja White Night & DENM – Journey 1:49:42 77. Mike Posner – I Took A Pill In Ibiza (Prosecute Remix) 1:51:25 78. Illenium – Good Things Fall Apart 1:53:25 79. Andy C ft. Felix Samuel – Ricochet 1:54:30
In this new episode of Waypoint, the Renegades, now a team of S.O.S. heroes, make their way into their old home to investigate a murder! Enter through a weelchair accessible doorway! BE the projector! Feel the life leave the hand you're holding! Music by Kevin MacLeod, Phat Frog Studios and Pursky
In this thought-provoking conversation, Lisa Tamati sits down with Luke Kemeys, chartered accountant, financial educator, and host of the Keep the Change podcast, to unpack the pressing financial realities facing New Zealanders today. From inflation and the housing crisis to the broken monetary system and the concentration of wealth, they explore why Kiwis can no longer rely on government fixes or property alone to secure their financial futures. Lisa and Luke share their personal journeys toward financial literacy, their experiences with cryptocurrency, the importance of asset tracking, and why personal responsibility is the cornerstone of both health and wealth. They also discuss AI disruption, investment strategies that outpace inflation, and the dangers of consumer debt culture. If you want to understand where the NZ economy is headed, how to protect yourself from currency debasement, and why wealth building starts with mindset, this conversation is packed with real-world insights you can apply today. What You'll Learn in This Episode: Why inflation and the broken monetary system are squeezing NZ's middle class How to track your assets and liabilities to build lasting wealth The role of AI in disrupting industries — and how to adapt Strategies for investing to outpace inflation, even on a fixed income The parallels between health sovereignty and financial sovereignty Cryptocurrency risks, Bitcoin philosophy, and lessons learned Why minimalism and self-reliance are key to financial freedom How marketing manipulation fuels debt and consumerism Practical steps for creating emergency funds and diversifying assets About Luke: Luke Kemeys is a sought-after speaker in the business and financial world, known for his straight-talking, no-nonsense approach. A Fellow Chartered Accountant and award-winning business advisor at nextAdvisory, Luke speaks regularly to business owners about leveling up their finances and to teams about taking control of their financial future. Drawing from real-world insights, both from clients who succeed and those who fall short, he challenges conventional thinking and forces audiences to confront the financial realities they might be avoiding. As host of Keep The Change, one of New Zealand's top-rated financial literacy podcasts, Luke is on a mission to educate 100,000 everyday Kiwis about money in a way that's relevant, relatable, and refreshingly honest. Be prepared to have your financial beliefs tested. Be ready to walk away with real, actionable insights. And don't hold back in the Q&A, Luke never does.
*5:00am: Celebrity Products *6:00am: Folder Color Coding, A Sign As A Child That Your Friend Was Rich *7:00am: Am I Cheap? Keep The Change *8:00am: A Celebrity That Annoys You *9:00am: You Were Such A Superfan, You Put It In Your Screen Name Or Email
Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more.Many thanks to Luke Kemeys, from Next Advisory and Keep The Change!Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Sharesies: For local, and international markets.Easy Crypto: To buy and sell digital assets.Sharesight: For tracking and reporting on your portfolioExodus: Get rewards on your first $2,500 of swapsRevolut: For a new type of banking.Online courses:The Home Buyers Blueprint: Get a better home; Get a better mortgage.The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy),
Joe Nunnik, a comedian with a new special out titled Keep The Change, is on the pod this week! Recording right after the Fourth of July weekend, the boys reflect on why vacations are never relaxing—and how staycations might be the move. Talking celebrity fandom, Drago recalls a New Jersey man he knew growing up who took a candid photo of Bruce Springsteen in public, then framed it and put it on his wall. Is there any greater fandom than a Jersey man's love for The Boss? Coming from Kansas City, Joe talks about the comedy pipeline between KC and Chicago and how hot Midwestern women end up with average-looking Midwestern men. The boys also get into their smash burger conspiracy theories and how TikTok is ruining your favorite coffee spots. Give Joe a follow on Instagram: https://www.instagram.com/nunnigram/?hl=en Check Out Joe's Special: https://www.youtube.com/watch?v=QQ7ybLkfvjE JOIN THE PATREON FOR A WEEKLY BONUS EPISODE AND EARLY ACCESS TO REGULAR EPISODES: https://www.patreon.com/youreanidiot Buy tickets to Alex's upcoming shows here: https://linktr.ee/alexdrag
Life is complicated and it moves very fast. To cope with complexity the human brain learned long ago to create a model of the world from experiences and to use that model to understand everything that happens. What a person believes about the world (their model of the world) defines everything decision they make and every action they take. Unfortunately, beliefs are often the result of a few, unfortunate experiences rather than a carefully selected series of events. In this fast-paced conversation, Ken and Scott explore how beliefs are formed, how beliefs determine what an advisor is willing to charge – or not charge- for their services. Importantly, Ken provides some practical advice on how an advisor can change their beliefs about the way they charge for their services. Also in this episode, the AllianceBernstein Digital Coach – see practice management solutions for advisor success: abfunds.com/go/digitalcoach DISCLAIMER Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.
Sermon from Sunday, June 1, 2025 Speaker: Rev. Doug de Graffenried Scripture: Revelation 22:12-14, 16-17, 20-21
"Keep the Change" by Pastor Rick Birk June 1, 2025 Pastoral Message Groveport UMC, Groveport Ohio To support the ministry of the church, please click here: https://groveportumc.org/give/
When it comes to money, there's a gap we all feel between where we are and where we want to be. But what if what's standing in that gap isn't what you think? And what if recognizing where you are right now could lead to a perspective so simple, and so obvious, it's hard to believe we've missed it? This message is both challenging and surprisingly freeing. You might not see money the same way again.We all have it, we all think about it, and (if we're honest) we all probably want more of it—money, that is. But what does God have to say about money and its role in our lives? What if the things we fear He asks us to do are actually the very things that lead us to the peace we desire?
What if the way we think about money is actually stealing our peace? In Part 2 of the series, "Keep the Change", we explore Jesus' radical invitation to flip the script on how we handle our finances. It's not about guilt, it's about trust, freedom, and living with purpose. Whether you're stressed, stuck, or just searching for a better way, this message could change your future.We all have it, we all think about it, and (if we're honest) we all probably want more of it—money, that is. But what does God have to say about money and its role in our lives? What if the things we fear He asks us to do are actually the very things that lead us to the peace we desire?
Being good with money is not easy. The whole credit, consumer, and hedonistic world are built to try to get people to spend too much on things they don't need, for short term gain. The actual tips for how to be better with money are quite simple. Spend less than you earn, save a good percentage even when you don't earn a lot, stay away from expensive debt, invest in upskilling and invest for the long-term as compounding benefits are your friend. However simple these ideas might seem actually connecting with people and getting them to believe they can make the change can be the hardest thing. Luke Kemeys is one of the new breed of financial influencers who is able to make these messages connect by sharing his story, by making the content relevant and by turning up time and time again to land the messages and habits. His media brand Keep the Change educates, informs and entertains through podcasts, courses, events and his regular newsletter. His approach sees the free content deliver heaps of value, and this creates a pipeline of business for his accountancy practice. His work has helped countless people get out of debt and into good positions, and he joins the podcast to chat his approach to money, how he learnt to practice good habits and how sharing great content can lead to business success. Learn more about your ad choices. Visit megaphone.fm/adchoices
We all have it, we all think about it, and (if we're honest) we all probably want more of it—money, that is. But what does God have to say about money and its role in our lives? What if the things we fear He asks us to do are actually the very things that lead us to the peace we desire?
How do we keep from going back to the old life? In this episode of Live the Bible, we journey to Jerusalem with Nehemiah where he rebuilds the wall. But more importantly, Nehemiah continued what Ezra had done to rebuild the people and help them keep the changes they had made in their lives.How do we keep the change we want in our lives? Nehemiah shows us. Support the show
The Fools confront Alayna and get some solid exposition. Then, they try to use Governor McAllister's connection to the Shala's Tower to gain access. After being turned away empty-handed, the Second Breakfast Club Decides to insist. Forcing their way into the Governor's mansion, the Fools find the Governor quite alone and the home quite perilous.Support us on Patreon at www.patreon.com/CreativeTypo and get additional content at www.afoolsquest.com Cast: Mike Cole = Uorag - Druid Furbolg Shifter. Tony Kinney = Eddie Falzone - Human Wizard. Jess Owen = Adira - Fire Genasi Barbarian. Jesse Wicks = Bill Quiverlance - Human Bard. Nico Rodriguez as your DM. If you would like to follow along with our map, you can find it on our social media pages: www.Facebook.com/afoolsquest / www.Instagram.com/afoolsquestpodcast Special thank you to our Patreon Executive Producers: Nick Mead and Patrick T ArsenaultDungeon World: https://dungeon-world.com/ Music: Music Provided in part by Midnight Syndicate. www.MidnightSyndicate.com Additional music provided by Algal the Bard. www.youtube.com/user/alvariu and Epidemic Sound
Ben , Jeff, and Trent dive into a wild mix of topics, from the highs and lows of live streaming to high school basketball highlights and late-night fast food runs. They break down the chaos of NBA trades, debate the cost of family trips to Disney, and tackle the ever-confusing world of tipping culture. The conversation also touches on podcasting struggles, social media algorithms, and the fine line between censorship and free speech.Things take a turn as they discuss aviation safety (yes, plane crashes), attention spans in sports, and the daily struggles of colorblindness. With humor and sharp insights, this episode is packed with real talk, laughs, and a few too many questionable food choices.Chapters00:00 Setting the Stage: Behind the Scenes of Live Streaming02:54 Game Night Highlights: Celebrating Local Sports06:13 Fast Food Adventures: Brahms and Beyond08:46 High School Basketball Insights: Team Dynamics and Performance11:59 Podcasting Evolution: New Formats and Co-host Dynamics15:06 Social Media Shenanigans: Algorithms and Content Bans17:59 Censorship and Content Control: A Personal Perspective20:59 Closing Thoughts: Community Engagement and Future Plans25:57 The Nature of Love and Connection26:48 Recent Aviation Incidents30:52 Air Travel Anxiety and Safety36:36 NBA Trades and Player Dynamics42:02 The State of Basketball and Attention Spans46:53 Trade Talks and Team Dynamics49:03 The Cost of Family Vacations51:00 Disney vs. Universal: A Pricey Debate55:58 Tipping Culture and Personal Limits01:12:44 Tipping Culture and Expectations01:14:12 Dining Experiences and Price Expectations01:16:37 Frustrations with Spending and Value01:18:28 Fast Food and Quality Concerns01:21:41 Late Night Dining Adventures01:25:55 Work Life and Cultural Interactions01:35:56 Navigating Workplace Dynamics01:38:34 Challenges in Hiring and Retention01:40:59 The Journey of Learning and Growth01:42:32 Colorblindness and Its Impact01:53:48 Reflections on Life Experiences
Ever notice when you are nervous or stressed, the pitch of your voice goes up? Yet a lower pitch would likely be more useful in most cases because we associate a lower pitch voice with dominance and calm. This episode begins with some insight on how to tame your voice in stressful situations and not be betrayed by your own voice. https://www.psychologytoday.com/us/blog/communications-matter/202101/why-you-need-pitch-your-voice-lower There certainly seems to be a fascination with the human butt. It makes you wonder why there is so much interest in butts and why a lot of people seem dissatisfied with the one they have. What is it that makes a butt attractive or unattractive? Does the type of butt you have really meaning anything? Here to explore this is Heather Radke author of the book Butts: A Backstory (https://amzn.to/3IDCndo) It would be hard to get through life without having to apologize. We all must do it and many of us are not very good at it. And, a bad apology can actually make a situation worse than it was before. So, what is the anatomy of the perfect apology? And how do people usually screw it up? Here with some insight is Marjorie Ingall, co-author of the book Sorry, Sorry, Sorry: The Case for Good Apologies (https://amzn.to/3vTllk9). When you leave a tip at a restaurant, you send a message. Given that, how much should you leave? How do you calculate it? Should you ever leave NO tip at all? Listen as I reveal some things to consider when deciding how to tip. Source: Steve Dublanica author of Keep The Change (https://amzn.to/3Wjelut) Learn more about your ad choices. Visit megaphone.fm/adchoices
The far more censored version of the award-winning and unparalleled "A Mediocre Time with Tom and Dan." - "A Corporate Time" is a daily companion and terrestrial radio show heard nationally on iHeartRadio. It's silly.