Podcasts about keep the change

When 33-year-old Patrick Alexander was arrested for a misdemeanor trespassing charge in Chesterfield County, South Carolina, his bond was set at a very manageable $250. But during his bond hearing on March 16, 2026, Alexander made a choice that quickly upgraded his legal troubles. Handing the judge three $100 bills, Alexander confidently told the court to "keep the change." --For early, ad free episodes and monthly exclusive bonus content, join our Patreon! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AI systems are now improving themselves at scale. The strategic implications are bigger than most leadership teams are tracking.Recursive self-improvement means an AI improves its own performance, keeps what works, and repeats the loop, often across many connected agents, with minimal human involvement per cycle. It is widely considered the inflection point for the field.Three things every business owner should sit with:First, the regulation everyone keeps predicting is not arriving, and the reason is competitive. The race dynamic, framed publicly as a six-to-nine-month gap with China, makes slowing down read as losing. Plan as if the brakes stay off.Second, the public is not using the frontier. There is a consistent gap between what is released and what exists inside the labs. If you are building strategy around today's consumer models, you are planning against last year's capability.Third, and this is the one I keep coming back to. In some studies, AI alone outperforms a human expert paired with AI. The variable that drags the combined result down is human bias. That should reshape how you think about where you keep a human in the loop and where you do not.I am a one-person operation in Santa Clarita. Real estate, AI consulting, voice agents, content. I do not have a research team. I have a daily discipline of learning this in public because the cost of falling behind is not abstract for me. It is the business.The people who win the next few years are not the ones with the biggest budget. They are the ones willing to be uncomfortable every single day.I walk through the whole thing here: https://www.loom.com/share/fa6f1e035d46432e9d82496cd29fd5daWhere is your organization keeping a human in the loop out of habit rather than need?connorwithhonor.com#ArtificialIntelligence #AI #Leadership #BusinessStrategy #Innovation #FutureOfWork #SmallBusinessYoutube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

Why are we hooked on negative news? Luke Kemeys of Keep the Change joins us to dissect the media "doom loop" and how the algorithmic bias towards negativity impacts money decisions. We discuss the psychological impact of hitting your first $100,000 milestone and why compounding returns feel completely different after you cross that barrier. Luke explains how he’d reverse-engineer a 25-year financial plan, how to overcome action paralysis, and whether the goals of the FIRE movement are really attainable—or desirable. We also discuss the gap between Kiwi business and the wider Asia-Pacific region when it comes to adopting technology — and how a new generation is acquiring business from retiring baby boomers and using digital upgrades to rapidly increase profitability. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Shared Lunch is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. It is not financial advice. Information provided is general only and current at the time it’s provided, and does not take into account your objectives, financial situation and needs. We do not provide recommendations and you should always read the disclosure documents available from the product issuer before making a financial decision. Our disclosure documents and terms and conditions—including a Target Market Determination and IDPS Guide for Sharesies Australian customers—can be found on our relevant Australian or NZ website. Investing involves risk. You might lose the money you start with. If you require financial advice, you should consider speaking with a qualified financial advisor. Past performance is not a guarantee of future performance. Sharesies Wills are a simple online will product that has been co-designed with legal experts to meet New Zealand legal requirements. However, Sharesies is not a law firm and does not provide legal advice. This service is a "do-it-yourself" tool for straightforward estates. See our website for full terms and conditions. Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities they represent. Their views are their own. See omnystudio.com/listener for privacy information.

Johnny & Brent welcome a Nashville-based country singer-songwriter originally from Marion, Arkansas (Woo pig!), Barrett Baber. The son of a Southern Baptist minister, a soulful blend of country rock and R&B storytelling earned him national attention when he finished a third on season nine of The Voice on Team Blake. As a songwriter, he's had songs recorded by Cody Johnson, Pryor Baird, Austin Snell, Josh Weathers, Kelsey Hart, and more. Barrett actually has a project of his own out called Crittenden County, which, if you know, you know. Connect With Barrett Baber Here: Facebook: @BarrettBaber Instagram: @BarrettBaber TikTok: @BarrettBaberMusic YouTube: @BarrettBaber The C.L.I.M.B. Show is dedicated to helping singers, songwriters, indie artists and industry pros "Create Leverage In The Music Business." We want you to win! About the hosts: Brent Baxter is an award-winning hit songwriter with cuts by Alan Jackson (“Monday Morning Church”), Randy Travis, Lady A, Joe Nichols, Ray Stevens, Gord Bamford and more.  He helps songwriters turn pro by helping them WRITE like a pro, DO BUSINESS like a pro and CONNECT to the pros.  You can find Brent at SongwritingPro.com/Baxter and  SongwritingPro.com. Johnny Dwinell owns Daredevil Production and helps artists increase their streams, blow up their video views, sell more live show tickets, and get discovered by new fans, TV and music industry pros. Daredevil has worked with artists including Collin Raye, Tracy Lawrence, Ty Herndon, Ronnie McDowell and others.  You can find Johnny at TheCLIMBshow.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want real, lasting change in your team, understand what truly motivates each person. Everybody shows up to work for different reasons, so connect the change you're asking for with what matters to them personally. When people see how change benefits them – not just the organisation – they're far more likely to choose it, support it, and sustain it.https://swiy.co/go-this-time-its-personalI was speaking at a leadership conference recently, and somebody asked me for some advice afterwards. He said:“I'm a leader of a team and we're going through a major change right now. If we don't change, we're going to lose our jobs – all of us! But some people in the team just don't get it. How do I convince them it's literally their job at stake?”It reminded me of something that happened to me in my first job, working for a small tech team (Nowadays, it would be called a startup). Because it was small, people tended to get promoted quickly, and I became a manager way before I was ready for it. I'll admit I wasn't a very good manager to begin with, but I like to think I learned quickly.At the time, our company was struggling. We had lost a couple of big contracts, and were finding it difficult to get more work because our biggest project (my project) was running late.In my first management role, at one of our weekly management meetings, one of the senior leaders told us we just needed to get people to work harder. Mind you, we couldn't afford to pay them more, but we just expected them to work longer hours to get the project done.I asked him, “What do I tell my people? How do I motivate them?”He said, “Just tell them that if they don't change, they'll lose their jobs!”Even as a naive, wet-behind-the-years, 23-year-old, first-time manager, I knew this wasn't going to motivate my team! Unfortunately, I had to pass on that message, but it reminded me this has been a constant problem. And many leaders still try to motivate their teams to change by offering only the stick, with no carrot.What's a better solution?First, you can't wave a magic wand and instantly get people to change. It doesn't work that way, unless there's a catastrophic event – like, say, a global pandemic.So, you need to build a CULTURE of change.And this starts by recognising not everybody is motivated by the same things. Everybody has their own reasons for being at work.For some, it's just about earning money to look after their family and lifestyle. No problem with that – they feel fulfilled by what they do outside work hours.At the other extreme, some are passionate about their work, and put everything into it because they feel they are making a difference – the kind of difference THEY want to make – in the world.And then there's everything in between.So, if you're involved in any sort of change initiative and you want your people to change, my first question for you is this:Do you know WHY your people are there?If you don't, find out! Because you can't force them to change – or, rather, you can't force them to change and keep the change.Motivation comes from them, not from you.This is part of building a culture of change agents, and it's what makes change happen, makes it positive, and makes it stick.For more, join my free, public online presentation this week, “Keep The Change”. I'll share how to build this culture of change, including some simple, practical things you can do right now.Register for the virtual masterclass:https://swiy.co/go-this-time-its-personal Hosted on Acast. See acast.com/privacy for more information.

Coco welcomes her longtime friend Tamz to Keep The Change to unpack a Louis Theroux documentary on “the manosphere,” described as online communities and influencers focused on male identity, framed around men “losing power” and regaining dominance through money, status, and control often at women's expense. They recommend watching the documentary (ideally with teenagers) and discuss how the featured figures monetize attention through livestream gifts, referral-style financial promotions, courses, and OnlyFans management, arguing much of it is performative rage-bait marketing. They highlight contradictions like demeaning sex workers while profiting from them, a “one-way monogamy” relationship, and claims dismissing women's inventions, while noting fatherlessness and identity loss tied to provider roles. They compare this to predatory influencer dynamics in women's spaces, touch on AI-driven economic shifts, and close with advice for women: education, asking questions, and maintaining financial literacy and independence (including having a separate bank account).00:00 Welcome and guest intro00:39 Why this documentary02:16 Meet Tamz03:17 Louis Theroux approach04:21 What is manosphere05:30 Teens and influence06:47 Predatory marketing tactics08:14 Performative misogyny exposed10:30 Three figures overview10:37 Hs Ticky Talky breakdown13:39 Family dynamics and fatherlessness16:25 How influencers profit19:20 Teaching kids media literacy21:29 Courses and reality TV effect27:11 Trad wife parallels28:59 Salesmanship and ethics30:20 Unbothered For Pay31:07 OnlyFans And Fresh Fit32:09 Farmer Belle Case Study33:35 Justin Waller Profile37:18 Women Sphere Parallels41:17 Dismantling Patriarchy42:35 AI And Social Shifts47:32 Smoke And Mirrors Wealth50:18 Why Manosphere Rising55:50 Financial Impact On Women58:57 Never Be Dependent01:02:44 Wrap Up And GoodbyeInstagram - Tamz Jade - https://tinyurl.com/u7npcymcTiktok Video - Myrone Gaines - https://tinyurl.com/fdw2yuz4TIktok VIideo Nara Smith - https://vt.tiktok.com/ZSHJhjGNC/ If you're after some more goodiesI have a FREE 5-Day Mindset Reset for you called  Wealthy Women WinYou can also follow me on Instagram

This week is the Forbidden Kingdom Megamix.1. Deathpact - Deathpact 00:00:522. XOTIX - You 00:02:103. Glass Animals - Gooey (Kade Findley Flip) 00:04:184. HVDES - HVDES 00:05:495. Austeria - Tippy 00:07:186. Chango - Want Me 00:08:587. sfam - Keep The Change 00:11:008. Sloth & BONES - Freeze 00:12:429. ATLiens - Nibiru 00:14:0310. BOMMER & REDUCTOR - Flooded 00:15:4811. Boogie T - Marathon 00:17:2412. PAPAJAY & ZUZE - 2thestars 00:19:0013. VEIL - Unknow 00:20:3114. Twopercent - Fire Power 00:22:2715. Hozier - Too Sweet (Spoone Flip) 00:24:1716. Dream Takers - My Humps (Dream Takers Remix) 00:25:5317. GHENGAR & Ghastly - Click 00:27:5618. Viperactive - Poison 00:30:0019. Virtual Riot - What U Got 00:32:0520. Gamble - Gamble 00:33:5521. Abelation - Sanity 00:35:2922. Cyclops - Cyclops 00:37:2223. Jkyl & Hyde - With You 00:39:4624. Nimda & Supercool! - Tormentor! 00:41:3425. VKTM & JIQUI - Eldritch Bounce 00:44:4626. SLYCKZ - Crime Of Passion 00:46:0827. Kompany & IVORY ft. Raxdflipnote - Jackpot 00:48:4328. Phrva - Genesis 00:50:3929. Costa - The Way I Are (Costa Flip) 00:52:3630. DRINKURWATER - Night Time 00:55:2131. YUNIT. - Type Sh*t 00:56:4432. Sanzu - Welcome To Vkzu 00:58:0533. Slang Dogs - Slang Dogs 00:59:5934. Automhate & Mad Dubz - The Brothers 01:01:5635. Subtronics - Amnesia 01:05:2536. The Masquerade - Unbreakable 01:07:1837. AVELLO - Headrush 01:09:3838. Versa & Inaktiv - Rage Quit 01:12:2039. Shanghai Doom - Headspun 01:14:2940. Jon Casey - Kosher 01:16:2641. GARDELLA - Vertigo 01:19:0342. Codd Dubz & Bainbridge - Wraith 01:20:1243. PhaseOne ft. Northlane - Crash & Burn 01:22:5744. Vibrant Illusion & Heresies - Surge Protocol 01:24:3645. A Hundred Drums - Fearless 01:25:4746. HEXXA & Jonter - Into The Abyss 01:27:3547. Liquid Stranger & Mersiv - Fire 01:30:4148. Shizz Lo - Ice Scream 01:31:5949. Dead X, Yosuf & DØMINA - Pedal 2 The Metal 01:33:3150. Grabbitz - Grabbitz 01:35:5251. The Beatles - Come Together (Star Monster Flip) 01:39:1052. Ivy Lab - Chic 01:41:2053. Lil Texas - Lil Texas 01:42:4554. Zeds Dead & IMANU - Runaway 01:44:1455. Reaper, AC13 & Kate McGill - Limit 01:46:0056. Andromedik - Oblivion 01:47:5657. Hedex - Rhythm & Gash 01:49:5858. IVY - Kill The Lights 01:51:0459. Basstripper - Memories 01:52:1060. Crumb Pit - Crumb Pit 01:53:2761. Subsonic - Underwater 01:54:2362. YDG - Lose Control 01:55:5163. Bella Renee - Till It Breaks 01:57:3664. Natty Lou, Biometrix & Christina Harrison - We Fall 01:58:20

https://swiy.co/go-get-out-of-the-wayAre you getting in the way of your team being more open, flexible, and innovative?I was working with a group of about twenty senior leaders a few years ago, running my two-day “Future Scenarios” program. Everybody was fully immersed for the full two days, except for the CEO, who stepped in for a while at the start of day one and then returned partway through day two for another few hours.It was interesting for me to see the dynamics of the group when he was in the room and when he wasn't (Some of you are way ahead of me!) ...When he was in the room, he was open, took part enthusiastically in the activities, didn't talk over anybody else or try to push his opinion forcefully.But ... other people subtly changed their behaviour because he was there.If he said something, others made sure they didn't contradict it, even in small ways.They didn't say things that might contradict organisational policy.They didn't criticise anything that had been imposed “from above”.I had said at the start of the session,“Think big, and even consider impossible things over these two days. It's easier to think big now and walk it back later than to do it the other way around.”But when the CEO was in the room, they had already mentally “walked it back”.Like ducklings that stay close to their mother just after they're born, they don't want to stray too far from the CEO.Now this wasn't really the CEO's fault – and he would have been horrified if he had known.It was actually the fault of his title: “CEO”. Because of his status, others modified and tempered their behaviour. They changed what they said, what they did, and how they behaved – simply because somebody at that level was in the room.Jeffrey Pruitt, the CEO of Telus Internationa, called this the “Jeff said” game.He noticed that whenever he was in meetings, people would temper their conversations and their decisions. Even later, if someone questioned a decision, instead of explaining the reason for the decision, they would say things like:“Jeff said it's a good idea.”“Jeff said we should do this.”“Jeff said we shouldn't do that.”Even if he hadn't exactly said those things, they abdicated their responsibility and decision-making to the CEO.Pruitt was smart enough to realise the best way to solve that problem was not to attend those meetings.He empowered his team and built their judgement so they could make good, well-informed decisions themselves. They would make a decision, and he would still accept accountability and responsibility for it.Does the same thing happen in your team? You might not even realise people are playing the “Jeff said” game, but they are!So what can you do?The answer is simple – but not easy.It's simple because all you have to do is stay out of those meetings! Give others the space to discuss, debate, and decide without your influence. But you still take responsibility and accountability.As a bonus, you also get more time for your other work (and who wouldn't like a bit less time in meetings!).But the reason it's not easy is because you have to trust your people. And that means giving them the skills they need, and help them build good judgement so they can make well-informed decisions.But it's worth it.This is just one of the things you can do to build a culture of change agents in your organisation. I'm talking about this in my next free, public online presentation “Keep The Change”. It's for leaders and managers everywhere, at every level of the organisation. Register here, and please share it with others in your team and your network as well.Register for the virtual masterclass:https://swiy.co/go-get-out-of-the-way Hosted on Acast. See acast.com/privacy for more information.

NASA confirms boom heard all over Northeast Ohio yesterday was a 17,000-pound meteor, Lawsuit: Black employee says they were told 'Happy no longer being a slave day' by boss on Juneteenth, South Carolina man paid his bail with cash he handed over to the judge and told him to 'keep the change'...from the counterfeit bills

NASA confirms boom heard all over Northeast Ohio yesterday was a 17,000-pound meteor, Lawsuit: Black employee says they were told 'Happy no longer being a slave day' by boss on Juneteenth, South Carolina man paid his bail with cash he handed over to the judge and told him to 'keep the change'...from the counterfeit billsSee omnystudio.com/listener for privacy information.

It's your Ill-Advised News, the stupid criminals of the day. Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge! See omnystudio.com/listener for privacy information.

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You want your team to embrace change, but just telling them what to do rarely works. People move at different speeds, and many will wait to see whether something actually works before they commit. One of the best ways to build momentum is to share success stories. When people see colleagues trying new ideas and getting good results, it lowers the risk and makes change feel possible. Instead of pushing everybody at once, highlight “bright spots” to motivate others.https://swiy.co/go-change-is-contagiousHow are you creating a culture of change in your team?I spoke at a conference recently, and somebody came up to me after my presentation, and said:“You might not remember me, but you worked with our extended leadership team a few years ago, and gave us an idea about innovation and change that has worked really well for us.”Well, of course, the only thing better than hearing people say nice things about me is to tell you about it!So, I'll do that here ...I do remember this client. They were going through a major change initiative, with a focus on innovation and being customer-centric. One of their ideas was to create an online “suggestion board”. Anybody in the organisation could post a suggestion about something they would like changed. Then somebody else who could tackle that, maybe even from a different department, would take that on board and put it into action to create the change.Good idea, but ... You might be able to guess the flaw.Many people were submitting ideas and requests, but very few people would take them. Not surprising, because everybody is already overloaded with their own work, and just don't have time to do somebody else's work as well!So this team was planning to ditch the suggestion board. But I told them to keep it, but change it.Instead of using it to make requests, I suggested they use it as a place for people to share their innovation success stories — things that they did, or tried, that went well. Even failures were OK if they shared the process.I checked in a few months later and asked how it was going, and it was ticking along. Then this conference attendee told me it's working really well now. People are sharing ideas, they get lots of positive feedback on them, and everybody feels good about it.More importantly, sometimes other people say,“That's a great idea. We can do that as well.”And that's the point.Share your success stories, so others learn from them – and are inspired and motivated by them.When you're creating a culture of change, you can't expect to bring everybody on the journey at the same pace.A few people are keen. A few will hang back and wait to see what happens. And others won't change unless you drag them kicking and screaming.But you can't force people to change. And sometimes you can't even gently cajole the nervous starters.What you CAN do is share the success stories of the keen, enthusiastic, early innovators.This is one of the nine ideas from the book “Switch”, by Chip and Dan Heath. They describe this as “finding the bright spots”.Instead of trying to force people to change, find examples, stories, anecdotes, and stories of people doing the right thing. Share them, highlight them, showcase, them, and celebrate them.For more practical ideas about creating a culture of change with your team, register for my next free, public, online presentation, “Keep The Change”. It's open to everybody, so please invite others in your team and network as well.Register for the virtual masterclass:https://swiy.co/go-change-is-contagious Hosted on Acast. See acast.com/privacy for more information.

The Christian life is about constant pursuit of God through Scripture and gathering together as believers. Instead of letting the change He's made in our lives fade out and get to a point of rejecting Him, we must be intentional about not going back to our old lives and instead pressing on to learn about Him more and allow Him to continue molding and shaping us. To support this ministry financially, visit: https://www.oneplace.com/donate/640/29?v=20251111

The Christian life is about constant pursuit of God through Scripture and gathering together as believers. Instead of letting the change He's made in our lives fade out and get to a point of rejecting Him, we must be intentional about not going back to our old lives and instead pressing on to learn about Him more and allow Him to continue molding and shaping us.

A podcast we recently did on Keep The Change with economist Brad Olsen that I thought would be an interesting listen for business owners in NZ discussing whats happening in the economy, where its headed, unemployment numbers, inflation and much more.  Find Brad:https://www.infometrics.co.nz/https://www.linkedin.com/in/bradolsennzl/https://www.instagram.com/bradolsennzl/If you're interested in working together:Visit our website https://nextadvisory.nzLet's connect over a quick call: https://calendly.com/philsmith/Instagram: https://www.instagram.com/nextadvisory.nz/

Thanks you all for the support over the year. It is really appreciated Learn more about your ad choices. Visit podcastchoices.com/adchoices

Matthew 9:14-17 David Wilson // Senior Pastor

This week is the AZ Mega Mix! 01. Tripp St. – Head Rearranger 00:44 02. SIPPY ft. ProbCause – Smoak & Sip 01:15 03. Eptic – Forcefield 02:55 04. Gentlemens Club – Someday 04:22 05. Mike Posner – Cooler Than Me (Getter Extended Remix) 05:19 06. ATLiens – Crazy (HURTBOX Remix) 07:27 07. sfam – Keep The Change 08:52 08. Sharlitz Web – Heart Chamber 09:21 09. NGHTMRE, Viperactive & JT Roach – Cyanide 10:31 10. Waka Flocka Flame ft. Kebo Gotti – Grove St. Party (Super Future Remix) 12:01 11. Eprom & Zeke Beats – Humanoid 2.0 12:35 12. Boogie T – On The Rocks 13:44 13. Mersiv & Seth David – Jump (Seth David VIP) 14:56 14. VKTM x TAPE B – Nocturnal 16:14 15. jordnmoody & Deafadil – Comethru 18:38 16. Wooli – Samplifire ACID 19:47 17. Slang Dogs & Blurrd Vzn – Mind 20:50 18. NGHTMRE, GorillaT & IRAH – Everybody Knows 21:45 19. WRAZ & Substance – Nostromo 23:04 20. Mary Droppinz & Casey Club – Sofa Soup 24:13 21. BadKlaat – Centrifuge 26:30 22. Rated R – Ride 27:49 23. deadgirl & PYKE – Outnumbered 28:23 24. Distinct Motive – Cells 29:35 25. ATLiens ft. GG Magree – Black Sheep 31:49 26. IVORY – Riots 34:09 27. Viperactive, Strobez & Vel Nine – One Time 35:32 28. Combine & Mythm – Old School 37:21 29. PhaseOne ft. HVDES – Lullaby 38:40 30. Xotix – Sucka 40:50 31. Funtcase – 50 Calibre 42:13 32. INFEKT & HAMRO ft. XAE – Da Pit (INFEKT VIP) 44:05 33. 7L – All In 45:55 34. Vicious & Fieldz – Resin 47:44 35. OG Nixin & Duck Beats – Still Bussin 49:15 36. Rated R, Ghastly & GHENGAR – Baja Blaster 50:56 37. Zomboy – Royal Blood 53:00 38. Kill Safari, Kill The Noise & Bro Safari – UGS 54:43 39. Midnight Tyrannosaurus & Jiqui – Gluttonous Heretic 56:15 40. JEANIE ft. BLUPILL – Bulletproof (JEANIE VIP) 58:51 41. AHEE – Wubcraft 1:00:09 42. Benda – Bone Breaker 1:01:26 43. CELO & Vastive – Hardcore 1:02:25 44. LAYZ & RZRKT – Hardest Mfas 1:04:01 45. Sanzu & PROXXXY – Hackblade 1:06:13 46. VILLA – Run 1:07:13 47. Nero – Promises (Acapella) 1:09:21 48. Koven – Gold 1:09:59 49. Nitepunk – Too Hot To Touch 1:11:21 50. Maddy O'Neal ft. ProbCause – Locked In 1:12:07 51. Ravenscoon, OMAS & Dani King – Back To You 1:12:55 52. Netsky ft. Bebe Rexha – The Light That Leads Me 1:14:31 53. Friction – Real Life 1:17:24 54. Digital Ethos – Junkrat 1:18:17 55. Dino & Soothslayer – Elixer 1:20:07 56. A Little Sound – Afterlife 1:21:58 57. Primate & AC13 – Action 1:23:37 58. Kings of the Rollers – Down I Go 1:24:43 59. Delta Heavy – Vandal 1:26:27 60. Circadian & Friction – Interstellar 1:27:55 61. DJ Hazard & D Minds – Mr Happy 1:29:11 62. Skyzophonic – Up One At End 1:29:48 63. SIREN – Power 1:31:59 64. REAPER, AC13 & Kate McGill – Limit 1:33:06 65. Phantom, A.M.C & SUUNE – Gas 1:34:56 66. T & Sugah x Justin Hawkes – Bebe 1:36:07 67. Break – Another Life (Mefjus Remix) 1:37:40 68. Captain Bass & ROVA (NZ) – Eyes On Me (Captain Bass Remix) 1:38:25 69. Dillinja – Grimey 1:39:53 70. Bou, IRAH, Kanine & Trigga – Wicked & Dark 1:40:40 71. Mozey – Nerdy Roller 1:42:30 72. Subsonic – Underwater 1:44:41 73. Grafix & WHAT EVA – Drift Away 1:45:47 74. Audigy – Energy 1:46:53 75. RIOT – Nebula 1:48:32 76. Big Gigantic, Ganja White Night & DENM – Journey 1:49:42 77. Mike Posner – I Took A Pill In Ibiza (Prosecute Remix) 1:51:25 78. Illenium – Good Things Fall Apart 1:53:25 79. Andy C ft. Felix Samuel – Ricochet 1:54:30

In this new episode of Waypoint, the Renegades, now a team of S.O.S. heroes, make their way into their old home to investigate a murder! Enter through a weelchair accessible doorway! BE the projector! Feel the life leave the hand you're holding! Music by Kevin MacLeod, Phat Frog Studios and Pursky

In this thought-provoking conversation, Lisa Tamati sits down with Luke Kemeys, chartered accountant, financial educator, and host of the Keep the Change podcast, to unpack the pressing financial realities facing New Zealanders today. From inflation and the housing crisis to the broken monetary system and the concentration of wealth, they explore why Kiwis can no longer rely on government fixes or property alone to secure their financial futures. Lisa and Luke share their personal journeys toward financial literacy, their experiences with cryptocurrency, the importance of asset tracking, and why personal responsibility is the cornerstone of both health and wealth. They also discuss AI disruption, investment strategies that outpace inflation, and the dangers of consumer debt culture. If you want to understand where the NZ economy is headed, how to protect yourself from currency debasement, and why wealth building starts with mindset, this conversation is packed with real-world insights you can apply today. What You'll Learn in This Episode: Why inflation and the broken monetary system are squeezing NZ's middle class How to track your assets and liabilities to build lasting wealth The role of AI in disrupting industries — and how to adapt Strategies for investing to outpace inflation, even on a fixed income The parallels between health sovereignty and financial sovereignty Cryptocurrency risks, Bitcoin philosophy, and lessons learned Why minimalism and self-reliance are key to financial freedom How marketing manipulation fuels debt and consumerism Practical steps for creating emergency funds and diversifying assets About Luke: Luke Kemeys is a sought-after speaker in the business and financial world, known for his straight-talking, no-nonsense approach. A Fellow Chartered Accountant and award-winning business advisor at nextAdvisory, Luke speaks regularly to business owners about leveling up their finances and to teams about taking control of their financial future. Drawing from real-world insights, both from clients who succeed and those who fall short, he challenges conventional thinking and forces audiences to confront the financial realities they might be avoiding. As host of Keep The Change, one of New Zealand's top-rated financial literacy podcasts, Luke is on a mission to educate 100,000 everyday Kiwis about money in a way that's relevant, relatable, and refreshingly honest. Be prepared to have your financial beliefs tested. Be ready to walk away with real, actionable insights. And don't hold back in the Q&A, Luke never does.  

*5:00am: Celebrity Products *6:00am: Folder Color Coding, A Sign As A Child That Your Friend Was Rich *7:00am: Am I Cheap? Keep The Change *8:00am: A Celebrity That Annoys You *9:00am: You Were Such A Superfan, You Put It In Your Screen Name Or Email

Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more.Many thanks to Luke Kemeys, from Next Advisory and Keep The Change!Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Sharesies: For local, and international markets.Easy Crypto: To buy and sell digital assets.Sharesight: For tracking and reporting on your portfolioExodus: Get rewards on your first $2,500 of swapsRevolut: For a new type of banking.Online courses:The Home Buyers Blueprint: Get a better home; Get a better mortgage.The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy),

Joe Nunnik, a comedian with a new special out titled Keep The Change, is on the pod this week! Recording right after the Fourth of July weekend, the boys reflect on why vacations are never relaxing—and how staycations might be the move. Talking celebrity fandom, Drago recalls a New Jersey man he knew growing up who took a candid photo of Bruce Springsteen in public, then framed it and put it on his wall. Is there any greater fandom than a Jersey man's love for The Boss? Coming from Kansas City, Joe talks about the comedy pipeline between KC and Chicago and how hot Midwestern women end up with average-looking Midwestern men. The boys also get into their smash burger conspiracy theories and how TikTok is ruining your favorite coffee spots. Give Joe a follow on Instagram: https://www.instagram.com/nunnigram/?hl=en  Check Out Joe's Special: https://www.youtube.com/watch?v=QQ7ybLkfvjE JOIN THE PATREON FOR A WEEKLY BONUS EPISODE AND EARLY ACCESS TO REGULAR EPISODES: https://www.patreon.com/youreanidiot  Buy tickets to Alex's upcoming shows here: https://linktr.ee/alexdrag

Life is complicated and it moves very fast. To cope with complexity the human brain learned long ago to create a model of the world from experiences and to use that model to understand everything that happens. What a person believes about the world (their model of the world) defines everything decision they make and every action they take. Unfortunately, beliefs are often the result of a few, unfortunate experiences rather than a carefully selected series of events. In this fast-paced conversation, Ken and Scott explore how beliefs are formed, how beliefs determine what an advisor is willing to charge – or not charge- for their services. Importantly, Ken provides some practical advice on how an advisor can change their beliefs about the way they charge for their services. Also in this episode, the AllianceBernstein Digital Coach – see practice management solutions for advisor success: abfunds.com/go/digitalcoach DISCLAIMER Note to All Readers: The information contained here reflects the views of AllianceBernstein L.P. or its affiliates and sources it believes are reliable as of the date of this podcast. AllianceBernstein L.P. makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein or its affiliates.

When it comes to money, there's a gap we all feel between where we are and where we want to be. But what if what's standing in that gap isn't what you think? And what if recognizing where you are right now could lead to a perspective so simple, and so obvious, it's hard to believe we've missed it? This message is both challenging and surprisingly freeing. You might not see money the same way again.We all have it, we all think about it, and (if we're honest) we all probably want more of it—money, that is. But what does God have to say about money and its role in our lives? What if the things we fear He asks us to do are actually the very things that lead us to the peace we desire? 

What if the way we think about money is actually stealing our peace? In Part 2 of the series, "Keep the Change", we explore Jesus' radical invitation to flip the script on how we handle our finances. It's not about guilt, it's about trust, freedom, and living with purpose. Whether you're stressed, stuck, or just searching for a better way, this message could change your future.We all have it, we all think about it, and (if we're honest) we all probably want more of it—money, that is. But what does God have to say about money and its role in our lives? What if the things we fear He asks us to do are actually the very things that lead us to the peace we desire? 

Being good with money is not easy. The whole credit, consumer, and hedonistic world are built to try to get people to spend too much on things they don't need, for short term gain. The actual tips for how to be better with money are quite simple. Spend less than you earn, save a good percentage even when you don't earn a lot, stay away from expensive debt, invest in upskilling and invest for the long-term as compounding benefits are your friend. However simple these ideas might seem actually connecting with people and getting them to believe they can make the change can be the hardest thing. Luke Kemeys is one of the new breed of financial influencers who is able to make these messages connect by sharing his story, by making the content relevant and by turning up time and time again to land the messages and habits. His media brand Keep the Change educates, informs and entertains through podcasts, courses, events and his regular newsletter. His approach sees the free content deliver heaps of value, and this creates a pipeline of business for his accountancy practice. His work has helped countless people get out of debt and into good positions, and he joins the podcast to chat his approach to money, how he learnt to practice good habits and how sharing great content can lead to business success. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all have it, we all think about it, and (if we're honest) we all probably want more of it—money, that is. But what does God have to say about money and its role in our lives? What if the things we fear He asks us to do are actually the very things that lead us to the peace we desire? 

How do we keep from going back to the old life? In this episode of Live the Bible, we journey to Jerusalem with Nehemiah where he rebuilds the wall. But more importantly, Nehemiah continued what Ezra had done to rebuild the people and help them keep the changes they had made in their lives.How do we keep the change we want in our lives? Nehemiah shows us. Support the show

The Fools confront Alayna and get some solid exposition. Then, they try to use Governor McAllister's connection to the Shala's Tower to gain access. After being turned away empty-handed, the Second Breakfast Club Decides to insist. Forcing their way into the Governor's mansion, the Fools find the Governor quite alone and the home quite perilous.Support us on Patreon at www.patreon.com/CreativeTypo and get additional content at www.afoolsquest.com Cast: Mike Cole = Uorag - Druid Furbolg Shifter. Tony Kinney = Eddie Falzone - Human Wizard. Jess Owen = Adira - Fire Genasi Barbarian. Jesse Wicks = Bill Quiverlance - Human Bard. Nico Rodriguez as your DM. If you would like to follow along with our map, you can find it on our social media pages: www.Facebook.com/afoolsquest /  www.Instagram.com/afoolsquestpodcast Special thank you to our Patreon Executive Producers: Nick Mead and Patrick T ArsenaultDungeon World: https://dungeon-world.com/ Music: Music Provided in part by Midnight Syndicate. www.MidnightSyndicate.com Additional music provided by Algal the Bard. www.youtube.com/user/alvariu and Epidemic Sound

Ever notice when you are nervous or stressed, the pitch of your voice goes up? Yet a lower pitch would likely be more useful in most cases because we associate a lower pitch voice with dominance and calm. This episode begins with some insight on how to tame your voice in stressful situations and not be betrayed by your own voice. https://www.psychologytoday.com/us/blog/communications-matter/202101/why-you-need-pitch-your-voice-lower There certainly seems to be a fascination with the human butt. It makes you wonder why there is so much interest in butts and why a lot of people seem dissatisfied with the one they have. What is it that makes a butt attractive or unattractive? Does the type of butt you have really meaning anything? Here to explore this is Heather Radke author of the book Butts: A Backstory (https://amzn.to/3IDCndo) It would be hard to get through life without having to apologize. We all must do it and many of us are not very good at it. And, a bad apology can actually make a situation worse than it was before. So, what is the anatomy of the perfect apology? And how do people usually screw it up? Here with some insight is Marjorie Ingall, co-author of the book Sorry, Sorry, Sorry: The Case for Good Apologies (https://amzn.to/3vTllk9). When you leave a tip at a restaurant, you send a message. Given that, how much should you leave? How do you calculate it? Should you ever leave NO tip at all? Listen as I reveal some things to consider when deciding how to tip. Source: Steve Dublanica author of Keep The Change (https://amzn.to/3Wjelut) Learn more about your ad choices. Visit megaphone.fm/adchoices

The far more censored version of the award-winning and unparalleled "A Mediocre Time with Tom and Dan." - "A Corporate Time" is a daily companion and terrestrial radio show heard nationally on iHeartRadio. It's silly.