WhatuKainga

Why? Creative on Friday. Creating a clear space within, to do the hard work outside yourself. Like a happy hour on a Friday. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Grief I believe was inherited in to my life by witnessing it in my parent from a young age. Their grief and pain became internalized in to me. I remember the moment seeing my son's eyes - they looked how I felt when I was his age. And I wanted to stop the cycle so he could have a different experience of life, his own. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Kia ora and welcome to "Grief Centre with Indigenuity on Mondays." I use the word grief but I mean many other things. Like anger, sadness, loss, trauma, being stuck, frightened. The hole. Disassociation - disconnecting from yourself mometarily is not 'sexy' these days where everything is about vulnberability and connection. However...it's a pragmatic tool that has helped me to be able to overcome overwhelm, loss and messy situations to buy my own houses for my kids.

Nearly 25 years ago I was introduced to mindfulness, compassion and hope as a practise. Then I have seen that with daily practise, the profound change. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Aonga Ake e te whaanau. Today is Monday, we make space for our grief, anger, resentment. You know, the kind of experiences that have been holding us back on our journey. Today I discuss the origins of why I started Grief Centre on Mondays. It's probably not what you think. It was actually about how I managed to keep myself calm amongst other people's bull kaka, greed and behaviour. In particular how whaanau behaved around land, whenua, trusts and money. Paru, sad, bad behaviour. I discuss how being stuck looked in my experience and the approach that has given some peace for my whaanau. Please check out www.linkpop.com/inez for my programmes. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Every property I've ever bought, the finance journey was filled with 9 x NO, and 1 x Yes right at the end. This is normal. Practise Hope so that you don't give up. It's a skill and a virtue. Today we delve into the concept of cultivating hope within yourself. Let's explore the practices, tools, and perspectives that allow us to nurture and foster hope. In terms of homeownership and whenua, you need hope. Lots of it, because often the process feels like it is always a 'NO'. Will you consider retraining yourself to see NO as - Not Yet.

Our Tūpuna (ancestors) carry their own mamae (grief), and sometimes we inherit a portion of it. Today, we explore the mamae we've inherited and how it impacts our lives. By acknowledging and understanding this inheritance, we can embark on a journey of healing and liberation. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Kia ora. Welcome back to "Grief Centre with Indigenuity on Mondays." Today, I invite you to reflect on how long you've been feeling stuck. Stagnation can hinder our growth and healing process. Together, we'll explore the roots of this stagnation and discover ways to move forward with intention and resilience. See less --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

On Fridays, we make space for creativity. You don't always have to be doing crafts - sometimes just about play or experiencing freedom. Taking back control or the feeling of control over your life. Even if it is just a few minutes or an hour of your week. And from that feeling of freedom and play, that feeling is actually wealth. If we learn what it feels like, it starts to become more and more present in our life - after that the money is easy. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

On Wednesdays, we practise hope. We take the small flame of hope, we grow it until it's abundant. We do this because Hope is a behaviour, a practise. It doesn't always come naturally. So by having a practise where every Wednesday we think and associate ourselves to hopeful thoughts. Eventually it comes present in our lives. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

On Mondays we practise grief. We give ourselves permission to feel grief, resentment, anger - everything that comes up in our lives that prevents us from reaching for what we want. On Mondays we let it have it space. We park it there and then we get on with the rest of our week. Imagine this as a virtual space that I hold for you to name your grief, acknowledge all that you have been through or perhaps still going through. Resentment, anger, sadness, hardship. Speak gently to yourself while I hold a few moments here for you. Let your voice be heard, name what's holding you back. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Today's questions: What is holding you back? What feelings are you holding but need permission to feel? How will you honour everything you are going through? When do you plan for time to replenish? Things to consider: There are 52 Mondays in a year Giving yourself a moment every Monday to address, name and hold space for your grief will mean 52 days of practise It takes practise to hold space for emotions Stretch yourself a bit more each week Eventually you will learn to unpack and off load anything that is holding you back --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Do you need a money coach? www.linkpop.com/inez. Our coaches actively work on themselves alongside our skills and achievements in property. It's a whole person experience. Today I've recorded my own reflections on where my grief, resentments and control issues rise up in my life. It's been wearing me out a bit lately. Particularly in trying to translate my annoyances about relationship money, and instead telling the authentic truth. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Make time and space to pause. I do this through being creative. It uses another source of energy that seems bottomless and so I get a break from stresses. In this space and time, the answers to problems just flow and follow. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Listen in to some ideas to give you a midweek boost of hope. Two options to support your journey. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Our weekly programme will include grief, hope, create sessions in our Reset Your Money Thermostat programme. www.linkpop.com/inez top of the list is the link to the Grief Centre to leave your feedback if you'd like to work with us one day. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Update on workshops, scholarships and the importance of coaching while you relearn how to thrive. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

These next set of videos and podcasts are about the behaviours and disciplines that I embrace, to have a healthy Money Thermostat. Join the programme and access coaching at www.linkpop.com/inez --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

I've been doing the mahi since 2016. I've noticed patterns. I've seen the patterns in myself.  Most overspending,  or avoiding paying bills,  or getting in to debt appears to follow,  a need to soothe oneself.  Mamae, loss, grief, anger, guilt, anxiety. Not everything is, but before moving forward, let's double check.  --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Weekly growlings to self --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

So 2023 - I'm trying something different. We are going to call it the year of the growling. Each week I'm going to release truth bombs on my Spotify and Youtube channels. No more filters or innuendos where I try to sound supportive and neutral. You can choose to hate me...sit with that feeling...and unpack where the truth is about why you have the circumstances that you do. www.linkpop.com/inez to subscribe to my Youtube and see the blog --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

Subscribe to my Youtube channel for more detailed videos as we spend $0 from our personal income for six months. https://www.youtube.com/@indigenuity Let's get into it. 2022 felt great. And it was not because of luck. No. I worked at the damn thing from 2015 to 2021. I/we/my little whānau, worked at all the healing and growth that we needed in order to experience peace and joy. ...and a five figure 'zero'. Some people call $0 in the bank account 'zero'. I've consistently called $50,000 my zero. 2022 was different. Finally I didn't have my partner, whānau, colleagues or acquaintances rumble with me because they felt unearthed by how I say 'NO' at a five figure bank balance. No, last year, my husband joined me (it has taken a couple of years to calibrate ourselves) - and agreed that this is the life our children will be raised in. Where a house or two, a five figure bank balance, no violence, laughter and love - is allowed to be our normal. As a Māori woman and a Niuean Cook Island man - we are allowed to have this normal for our mokopuna. --- Send in a voice message: https://podcasters.spotify.com/pod/show/inez-white/message

I was asked to be part of an MBIE consultation process with Māori. Invited as a professional in the Māori housing/building industry, I reported to them some of the things Māori need in the Buiilding Act to help us.

Relevant.

Tikanga and Kawa are so important. I've been a Kawa-fearing wahine for most of my life. Discernment is as important, something that has caused me to depart from Kawa in recent years. Because I'm now keeping Ngā ahurea Māori safe for my mokopuna.

When we share ourselves in this social media, we hold back layers in order to maintain boundaries that keep us safe. I must now choose what I spend my time on and who.

It's been 2 years of distraction since the first lock down. In that same time house prices have almost double in some areas. Let's get back to our action plans of first home, occupy whenua and investments. As indigenous people our mokopuna should not be tenants in their own country

My first Guest speaker Te Taru White. My dad speaking about his time during the Fiscal Envelope days, settling Treaty grievances for the government in the 1990s. I'm fortunate I was raised around this choice koroua. Geological Engineer Former General Manager of TPK,  Former Kaihautū of Te Papa Former General Manager of Te Puia

Today I was a shakey awkward mess as I did my first live on social media for over a year. Reflecting on self importance sucks shet. Vulnerability is not a flavour I enjoy. However, neither is a banquet of bullshit facades. Time to get over myself

I'd heard about divide & conquer as a strategy. Imagine however my surprise to experience it myself. Surprised because … if I remember correctly … I was the only one who turned up to the last Māori land court hearing, I was there when the judge ordered my succession to whenua left in part to me, in a will. So why then, would the next step be to approach siblings to agree to go against me in exchange for financial benefits. To put pressure on me to agree to sell. Credit to my siblings who staunchly declined the invite.

Reading through some of my email communications with the Case Manager at the Māori Land Court.

Next week's episode is about the Patriarchy and my problem with it. I don't want to be a whinger, name and shamer, bleating about mamae without offering a solution. So each week I will share with you a shorter interlude the gets to the point, the solution, for how I overcome a problem - before I talk to you about the problem. Then, you can listen to the following episode for more context, perhaps just to listen to my story.Inspiration for the interlude is from one of my favourite albums by OutKast; an interlude to set the scene before the next waiata :)

A kaupapa to keep sharing with my followers on how I self represented in the Māori Land Court.My goal is to break the whānau cycle of holding secrets for poor whānau ethics, greed and intra-oppression (the oppressed now opress) and instead share the experience for others to follow the solutions that worked for me.The theme of Mondays will be Māori Land. No I am not open for individual consultations but will instead share and it is up to you to follow.

Mainstream lenders/banks like ASB, BNZ,ANZ, Westpac need your credit score above 400 otherwise it's likely that they will automatically decline you. Whakarongo mai...

Expanding from last episode slightly in preparation for How to Rehab Your Credit. The impact of having a pakaru credit score can lead to people feeling like they will be held back from financially progress, homeownership and being free of debt. Have a listen first before you make that assumption. I've rehabbed my own, family members and client's scores. It's possible.

Credit Scores It may sound simple to some of you, but many people will avoid checking their credit scores because they believe they have bad credit. After a bit of investigation, I find that they have good credit, they just have lots of fines with the Ministry of Justice.

Isn't all debt bad? No. Some debt can be useful, for example, a home loan, a car loan, a line of credit, a zero interest credit card, capital funding to start a business. It becomes BAD DEBT when it consumes you, it costs more than its worth, the interest rate is higher than the rate of return. OR when its gone stale or rotten and sent to the Debt Collectors. Here is a little of what I observe, have learned and have experienced to get out of bad debt. P.s. I am also a survivor of bad debt...you can survive and thrive after BAD DEBT. Ngā mihi.

Disclaimer: You should seek your own independent advice before making any financial commitments including debt repayment, or taking out debt. You are good with debt and managing your budget, but you have multiple lines of debt and the bank doesn't like it. Then this episode is about you. Mauri ora.

Episode is an interlude. The next few episodes are about troubleshooting Debt (Serviceability & Bad Debt), and Credit Scores. As an analogy, Debt & Credit Scores are like a high sugar fatty diet. Tastes yum but gives you pirau (rotten) teeth and health if you don't manage it well. You can check out my website www.indigify.co for blogs and/E-books that may support your learning further.

Kiwisaver can feel complex. Last episode you will have learned How To withdraw your Kiwisaver. And here are some more FAQs about Kiwisaver to help you buy your First Home.

This topic is in two parts (this is part 1). How To Use Kiwisaver starts with all the documents you require as part of your portfolio (Week 2). Once you collect all these documents in to your portfolio you are ready to start applying for your Kiwisaver withdrawal and apply for the Homestart Grant from Housing NZ.

Everyone must start here - from the High Income to the Low Income aspiring Home Owners. 'Clean Banking' is like going on a diet, purging yourself of habits and creating some fresh basic ones for good financial health.

Portfolios are a folder/envelope/book where you collect all of your essential documents for applying for a home loan. Same goes for business lending or anytime you are asking for money! These instructions are magic - trust me. If you are a nuisance for the Lender/Bank Manager/Broker, you may get put to the bottom of the pile. Or worse, they may make assumptions about you - and you get declined. Listen here to find out what you can do to go to the top of the list!

Defining your version will keep you going when the journey gets rough. Understand your vision before anything else. Finance, property, land law can be difficult. That is why there are well paid experts in these fields. Why would anyone need to specialise their career in something that is easy? They are challenging barriers but if your vision is strong it will pull you through,

My long term business vision is for all Māori to be land owners...again. Because I believe that along with our reo and tikanga, whenua is also an essential part of who we are. It is what makes us Indigenous in the first place. Indigeneity is a location specific adjective; you are indigenous to a place. Colonisation works most effectively when you a sever a tie to a an element of a people's sense of identity (reo, tikanga, whenua). Connection to whenua is what makes us native to this land...and this is the area that I've decided to focus my business on for the next two to three generations.