Podcasts about expanding

In this episode, Dr. Obianuju Berry, Medical Director of Domestic Violence Programs at NYC Health + Hospitals Office of Behavioral Health, discusses the urgent need for integrated, trauma-informed mental healthcare for pregnant and postpartum individuals, children, and families. She shares how prevention focused models, early intervention, and care delivered in non traditional community settings can reduce disparities, strengthen families, and improve long term outcomes across New York City.

Book a 1:1 Agency Coach AI DemoSee exactly how AI can coach your team, grade every conversation, and increase production—without more meetings or micromanagement.

Join LaTangela as she chats with Coach Charlie Ward on the #tanline As Head Coach of FAMU's Men's Basketball Team - Coach Ward is taking their program and players to new heights. Expanding their platform and granting more exposure through partnerships for students. HBCU GO is a constant, committed powerhouse that has announced a 20 high-energy schedule of men's and women's basketball matchups across the CIAA, SIAC, and SWAC. Watch full episode HERE Chime in: www.LaTangela.com RADIO - WEMX- Baton Rouge, La. Mon-Fri 10a.m.-3p.m.CST KTCX - Beaumont, Tx. Mon-Fri 3-8 CST WEMX Sundays 10a.m. KSMB Sundays 10a.m. WWO - YouTube - #LaTangelaFay Podcast - ALL digital platforms - #iTunes #Spotify #WEMX #WAFB+ www.LaTangela.com www.TanTune.com Special Thank You - Gordon McKernan Injury Attorney - Official Partner #GordonGives #TanCares #225BulletinBoard TanTune #POOF POWER OVER OBSTACLES FOREVER GT Legacy AutoThe Fiery CrabHair Queen Beauty Super CenterSee omnystudio.com/listener for privacy information.

'A woman in a long, white coat that looks like its made of snow reclines in front of a Christmas display, posing for a photo. When she sees me notice, she flashes me a small smile that is half-confident, half-shy.' Please note before you start listening: this podcast is recorded in 3D sound! So make sure that you’re wearing headphones for the very best experience.The small details in life can pass you by. Unless you take the time to stop to notice them.Which is exactly what author, actor and social media personality Miranda Keeling does in this podcast series.Expanding on the observations she shares on her popular Twitter account, she invites you to join her out and about as she captures those small, magical moments of everyday life, in sound.Thanks to 3D recordings, you’ll hear everything she does as if you were right there with her.There are new episodes every Tuesday and Thursday. These short but lovingly crafted episodes are an invitation to escape from life’s hustle, immersing you in Miranda’s world for a few minutes.See omnystudio.com/listener for privacy information.

Maine Mentor Moments: A New Chapter BeginsJoin Grandpa Bill in this special edition of the BH Sales Holistic Healing Hour as he unveils exciting changes and new beginnings. Discover the launch of "Maine Mentor Moments," a segment dedicated to business and life insights, and explore the world of astrology with the Energy Almanac. With a touch of nostalgia and a look towards the future, this episode promises to be both enlightening and heartwarming. Don't miss out on the surprises and wisdom shared in this festive season episode.A New Chapter: Launching Maine Mentor MomentsAs we approach the new year, exciting changes are on the horizon for the BH Sales Holistic Healing Hour. Hosted by the ever-engaging Grandpa Bill, this podcast is set to expand its reach and impact with the introduction of "Maine Mentor Moments." This new segment promises to deliver insightful discussions on business and life, all under the umbrella of holistic healing.Expanding HorizonsGrandpa Bill is not just changing the name of the show; he's also broadening its scope. With plans to welcome 12 new guests in 2026, alongside regular monthly contributors, the podcast is poised to offer a diverse range of perspectives and expertise. This expansion is part of a broader strategy to grow the audience and foster a community of like-minded individuals.A Festive SpiritIn this episode, Grandpa Bill shares his excitement for the upcoming changes with the enthusiasm of a kid at Christmas. He reflects on his journey of 13 years in podcasting, highlighting the show's evolution and the community it has built. As he prepares for the launch of "Maine Mentor Moments," Grandpa Bill invites listeners to join him on this new adventure.New Year, New Objectives: As we approach the new year, the focus is on keeping podcast overviews concise and impactful, aiming for around 10 minutes.Expanding the Audience: Plans are underway to utilize the YouTube channel to expand the audience, with a goal of welcoming 12 new guests in 2026.Rebranding and Growth: The show has been rebranded to the BH Sales Holistic Healing Hour, with segments like "Maine Mentor Moments" focusing on business and life insights.Community and Collaboration: The podcast emphasizes building a community of like-minded individuals and collaborating with small Maine-based businesses for global exposure.Consistency and Dedication: Celebrating 13 years of podcasting, with nine years of daily episodes, highlighting the commitment to providing valuable content.#PodcastingJourney,#Business Insights,#HolisticHealing,#MaineMentorMoments,#PodcastLife,#HealthAndWellness,#BusinessGrowth,

Join Grandpa Bill in this special edition of the BH Sales Holistic Healing Hour as he unveils exciting changes and new beginnings. Discover the launch of "Maine Mentor Moments," a segment dedicated to business and life insights, and explore the world of astrology with the Energy Almanac. With a touch of nostalgia and a look towards the future, this episode promises to be both enlightening and heartwarming. Don't miss out on the surprises and wisdom shared in this festive season episode!A New Chapter: Launching Maine Mentor MomentsAs we approach the new year, exciting changes are on the horizon for the BH Sales Holistic Healing Hour. Hosted by the ever-engaging Grandpa Bill, this podcast is set to expand its reach and impact with the introduction of "Maine Mentor Moments." This new segment promises to deliver insightful discussions on business and life, all under the umbrella of holistic healing.Expanding HorizonsGrandpa Bill is not just changing the name of the show; he's also broadening its scope. With plans to welcome 12 new guests in 2026, alongside regular monthly contributors, the podcast is poised to offer a diverse range of perspectives and expertise. This expansion is part of a broader strategy to grow the audience and foster a community of like-minded individuals.A Festive SpiritIn this episode, Grandpa Bill shares his excitement for the upcoming changes with the enthusiasm of a kid at Christmas. He reflects on his journey of 13 years in podcasting, highlighting the show's evolution and the community it has built. As he prepares for the launch of "Maine Mentor Moments," Grandpa Bill invites listeners to join him on this new adventure.Looking AheadThe podcast will continue to feature a mix of audio shows and videos, with a focus on health, wellness, and personal growth. As Grandpa Bill and his co-host Tam Veyu prepare for the final Energy Almanac show of the year, they are already looking forward to the opportunities and challenges that 2026 will bring.Join the JourneyWhether you're a long-time listener or new to the show, there's never been a better time to tune in. Subscribe to the BH Sales Holistic Healing Hour and be part of a community that values growth, learning, and holistic well-being. As Grandpa Bill says, "Make it a safe and productive day," and join us for the exciting journey ahead.

Join host Wade Leaphart, Chair of the Sports Business Chapter at Silicon Slopes, as he sits down with Rob Cornilles, founder and CEO of Game Face Inc. Rob is a pioneer in modern sports sales training and has transformed the way organizations approach ticket sales and customer engagement.In this episode, Wade and Rob dive deep into the evolution of ticket sales, from the early days of paper lead lists and phone books to the sophisticated CRM systems and results-based selling approaches of today. Rob shares his journey from working with the LA Clippers in the 90s to founding Game Face and coaching tens of thousands of professionals across major sports leagues like the NBA, NFL, and MLB.00:13 - Podcast Introduction00:23 - Guest Intro: Rob Cornilles00:34 - Rob's Background00:55 - Wade and Rob's Connection01:18 - Evolution of Ticket Sales01:38 - Early Sales Methods01:49 - Founding Game Face02:05 - Rob's Start with Clippers02:25 - Challenges with Clippers02:46 - Realization in Sales03:07 - Competing LA Teams03:29 - Observing Fans03:50 - LA Riots Impact04:13 - Enthusiasm in Sales04:35 - New Sales Approach04:56 - Sharing Sales Secrets05:16 - Results-Based Selling05:32 - Selling Relationships05:55 - First Game Experience06:06 - Fan Motivations06:27 - Reasons Fans Attend06:48 - Business Outcomes07:09 - Results-Centered Selling07:30 - Value Beyond the Game07:52 - Business Initiatives08:14 - Expanding to Other Industries08:39 - Selling Results09:07 - Transferable Skills09:28 - Modern Sales Challenges09:49 - B2B Sales Shift10:01 - Results-Focused Messaging10:22 - Role of Technology10:43 - Personal Interaction11:01 - Timeless Sales Skills11:22 - Open-Ended Questions11:43 - Sales Education Gap12:04 - Rob at BYU12:24 - Sales Skills for Executives12:46 - AI in Sales13:05 - Human Interaction in Service13:25 - Frustration with AI13:47 - Personal Touch in Service14:08 - Training on Service Calls14:30 - Customer Service Skills14:51 - Tech and Sports in Utah15:14 - Professionalization of College Sports15:36 - Innovation in Fan Experience15:59 - Breaking into Sports16:22 - Starting in Sales16:47 - Wade's Career Path17:08 - Sports Media Realities17:29 - Practical Experience17:50 - Value of Sales Skills18:14 - Networking in Premium Sales18:36 - Sales Training Benefits18:59 - Sports as Conversation Starter19:20 - Upcoming Utah Sports Events19:42 - Utah's Sports Recognition20:00 - Innovation in Utah Sports20:27 - Customer Service Importance20:48 - Industry Conversations21:10 - 30 Years of Game Face21:30 - Game Face's Impact21:51 - Expansion Beyond Sports22:13 - Conclusion and FutureIf you enjoyed this video and want to support us please leave a LIKE, write a comment on this video and Share it with your friends. Subscribe to our channel on YouTube and click the icon for notifications when we add a new video. Let us know in the comments if you have any questions. Our website: https://www.siliconslopes.comShow Links: https://gamefaceinc.com Social:Twitter  https://twitter.com/siliconslopes  Instagram https://www.instagram.com/siliconslopes/  LinkedIn   https://www.linkedin.com/company/silicon-slopes/  YouTube - https://www.youtube.com/channel/UC8aEtQ1KJrWhJ3C2JnzXysw  

For years, gold was the asset nobody wanted to talk about. It sat there quietly while stocks and real estate continued to rip. Gold was for pessimists. For doomsayers and perma-bears.And then suddenly… gold didn't just wake up. It launched. As of mid-December 2025, spot gold is trading around $4,300–$4,400 an ounce, depending on the market, marking a gain of roughly 60% over the past year and pushing decisively into record territory. The obvious question is: why now? The short answer is that gold isn't reacting to one thing. It's responding to a stacking of pressures that have been quietly building for years and are now impossible to ignore.Start with central banks. For the better part of the last decade, central banks were net sellers or indifferent holders of gold. That changed dramatically after 2022. According to the World Gold Council, central banks have been buying gold at more than double the pace of the pre-COVID years, and 2025 continues that trend, with hundreds of tonnes added to reserves year-to-date. These aren't hedge funds chasing momentum. These are monetary authorities making deliberate, strategic decisions about what they trust to hold value. Why would central banks suddenly want more gold? Because geopolitics has re-entered the chat. We now live in a world where reserves can be frozen, payment systems can be weaponized, and “risk-free” assets depend heavily on political alignment. The World Bank has been explicit that rising geopolitical tensions and global uncertainty are key drivers of gold's surge this year. When trust in the global order erodes, gold benefits. At the same time, the U.S. dollar devaluation thesis is no longer fringe thinking. It is reality.Gold is priced in dollars, and when real yields fall and the dollar weakens, gold historically performs well. That dynamic is playing out again. Reuters has repeatedly pointed to a softer dollar and declining Treasury yields as near-term tailwinds for gold's rally . Bank of America's research echoes this relationship, emphasizing gold's inverse correlation to the dollar and the growing desire among nations to diversify away from dollar-centric reserves . In other words, gold isn't just going up because people are scared. It's going up because confidence in fiat discipline is eroding, slowly but persistently. So…Is gold still a buy or did we miss it? The truth is, both answers can be correct. Yes, gold is expensive relative to where it was a year ago. You don't go up 60% without pulling future returns forward. But what makes this cycle different is that many of the buyers driving demand are price-insensitive. Central banks don't care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. That's why major institutions aren't dismissing the move as a blow-off. Goldman Sachs has cited sustained central-bank demand and the potential for further ETF inflows as supportive of higher prices. J.P. Morgan continues to frame gold as a beneficiary of geopolitical instability and monetary uncertainty, and Bank of America is projecting prices as high as $5,000 an ounce into 2026. Of course, nothing goes up in a straight line. A shift toward tighter monetary policy or a sudden easing of global tensions could cool enthusiasm. Understand though, that gold's breakout isn't just about gold. There is a larger message that should be taken away from all of this. Hard money has come back into favor. Gold is the original hard asset. It's scarce, politically neutral, and has thousands of years of monetary credibility. But it's also heavy, difficult to move, and awkward in a digital world. Bitcoin exists on the same philosophical axis. Both gold and Bitcoin are reactions to the same problem: expanding debt, monetary dilution, and declining confidence in centralized control. Gold is the conservative expression of that view. Bitcoin is the aggressive one. Today, Bitcoin trades around $86,000, still volatile, still controversial, still misunderstood. But if gold's surge is signaling a regime shift toward hard assets, then Bitcoin may simply be earlier in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, when institutions start moving into the oldest form of sound money, they eventually begin exploring the newest. That's the signal worth paying attention to. So this week, I interview Dana Samuelson, an old friend of the show and an expert in everything gold and hard money. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Gold isn’t reacting to one thing, it’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. Welcome, everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you. From Montecito, California and today. Uh, before we begin, just a quick reminder. Uh, there is a, uh, website associated with this podcast called wealth formula.com. And, uh, that’s where you go to get deeply more deeply integrated into this community, including our accredited investor club, AKA investor club for you to join. And, uh, once you get onboarded, all you do is you, you have an opportunity to see private deal flow, uh, that, uh, is not available to the general public. If you are an accredited investor, meaning that you have, uh, make $200,000 per year or $300,000 per year, uh, for the last two years with the reasonable expectation of continuing to do so, or you have a million dollars outside of your personal residence, a net worth, then you are an accredited investor and. All you need to do is sign up and join the club. Just go to wealth formula.com and sign up and get onboarded. Now, let’s talk a little bit about something that has been extraordinary this year. It’s gold. You know, for years, gold was the asset that nobody wanted to talk about. I mean, it sat there quietly. Well, stocks and real estate continue to rip. Um. Gold really is really, you know, was for the pessimists. For the doomsayers and the perma bears. I mean, I, I gotta tell you, I kind of am was one of those people, right? And then suddenly gold didn’t just wake up. It, it totally launched, exploded in his mid-December 2025. Spot Gold is trading around, I know, 4300, 4400 an ounce, depending on the market, gaining roughly 60% over the past year. Pushing decisively into record territory. Now the obvious question is why now? Well, the short answer is that gold isn’t reacting to one thing. It’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. And this is an interesting shift because. The thing is that in the old days, and I’m even talking about 15, 20 years ago, uh, you would look at gold as something that didn’t really go up when the stock market was doing well, right? It was kind of a reaction. It was a fear-based thing. It still is sort of a fear-based thing, but now it’s not just fear of, you know, whether the stock market’s gonna crash. It’s fear of geopolitical concerns. That’s where the central banks come in, right? So for the better part of the last decade, central banks were net sellers. Or really indifferent of holders of, of gold, and that changed dramatically after 2022. So according to World Gold Council, central banks have been buying gold at more than double the pace of the pre COVID years. And 2025 continued that trend with hundreds of tons, uh, added to reserves year to date Now. These are central banks. They’re not hedge funds chasing momentum, right? They’re monetary authorities and they’re making deliberate strategic decisions about what they trust to hold value. And why would central banks suddenly want more gold? Well, because again, geopolitics has reentered that chat. We live in a world now where reserves can be frozen, right? Payment systems can be weaponized. Risk-free assets depend heavily on political alignment. Now of course, I’m talking about the United States when I’m mentioning all those things, right? Uh, how we can kind of just freeze assets of Russia and that kind of thing. I’m not, uh, pro-Russia, I’m just pointing out the fact that. Countries don’t like it when you freeze their assets. Right? The World Bank, uh, has been explicit that rising geopolitical tensions and global uncertainty are the key drivers of gold surges this year. And when trust in the global Ory roads, of course that is now when gold benefits and at the same time, the US dollar devaluation thesis is no longer just kind of fringe thinking. It’s reality. No one, no one even bothers to pretend that that’s not happening. So gold is, uh, of course, priced in dollars and when real yields fall, uh, and the dollar weakens gold historically performs well so that that dynamic is playing out again as well. In fact, Reuters has repeatedly pointed to a softer dollar and declining treasury yields as near term tailwinds for Gold’s Rally Bank of America. Uh, their research shows, uh, this relationship emphasizing gold’s inverse correlation to the dollar and the growing desire among nations to diversify away from the dollar centric reserves. In other words, gold isn’t just going up because people are scared. It’s going up because confidence in the fiat discipline is eroding altogether slowly. Persistently. So the question is, is gold still a buyer? Did we miss it? I mean, I just mentioned that it just went up by like 60%, right? So that’s a tricky question. It really is. I could certainly see some volatility there. But here’s the thing. I mentioned that central banks were big buyer, right? Central banks don’t care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. So they’re a price insensitive buyer. Um, and that’s why major, major institutions aren’t dismissing the move, as you know, just a big blow off. Uh, Goldman Sachs cited sustain central bank demand, and the potential for further ETF inflows is supportive of higher prices. Banks, uh, like JP Morgan and um, and, and Bank of America. I mean, they’re continuously talking about how gold is a beneficiary of this geopolitical instability. Bank of America is projecting prices high as $5,000 a ounce in 2026. So that’s still a big move, right? Of course, nothing goes up in a straight line. So shift toward tighter monetary policy or sudden easing of global tensions. Well, I, I could, they could cool enthusiasm, right? The less fear in the world. Well, that isn’t. That’s not good for gold. I understand though that gold’s breakout isn’t just about gold. There’s a larger message that should be taken away from all of this, and that is that hard money, real assets have come back into favoring, and gold is the original hard asset. It’s scarce, it’s politically neutral, tens of thousands of years of monetary credibility, but it’s also heavy, difficult to move and awkward in a digital world. Now, of course you know where I’m going with that. I don’t wanna make every gold conversation conversation about Bitcoin, but just as a reminder, Bitcoin exists on that same philosophical access, right? Both gold and Bitcoin are reactions to the same problem. Expanding debt, monetary dilution, declining confidence and centralized control. Gold is the conservative, you know, version of that, the expression of that Bitcoin is the crazy youngster, the aggressive one. They’re, they’re following the same rails. And today Bitcoin trades around $86,000. It’s still volatile, still controversial, still misunderstood, and really, listen, the market cap is 2 trillion bucks. Um, you know, no asset that has ever reached $2 trillion. Market cap has ever gotten to zero. But on the other hand, there’s it, it’s pretty small, and you could still move those markets really quickly, and that’s why you’ve got volatility. But if gold surge is signaling a, a, a shift towards hard assets, it’s really hard to not see that. Uh, Bitcoin may simply be, uh, you know, early in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, uh, when institutions start moving into that, you know, oldest form of sound money, they eventually begin exploring the newest. And that’s, that’s a signal. Worth paying attention to. Anyway, this week what we’re gonna really focus on though is gold and hard money. We’ll talk a little bit about Bitcoin as well. My guest is Dana Samuelson, who is. An old friend of the show, and we will have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbo charge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast ad Samuelson. He is been on the show before. He’s friend of the show. He is a professional. How do we see this numismatist since, uh, 1980. Working with some of the most influential, precious metals trading companies in the country. Before founding his own American Gold Exchange Incorporated in 1998. Uh, for nearly a decade, he was a personal protege of James U. Blanchard ii, one of the true giants of the industry, and the individual most responsible for re legalizing the private ownership of gold in the us. American Gold Exchange Inc. Is a national mail order, precious metals and rare coin dealership that makes competitive buy and sell markets in mainstream, modern, gold, silver, platinum, palladium, bullion coins and bars and classic pre 1933 US Gold and silver coins and World War ii European Gold coins. I don’t know if I left anything out, but welcome Dana. How are you doing? I’m doing great, buck. Thanks for having me back. I really appreciate it. Well, it was funny, we had a little conversation, uh, just before we started and I said, well, gosh, you know, uh, we’ve had you on the show before, maybe once, maybe twice. And, you know, and, and you, um, I think Apley described the gold market as watching paint dry. And I, I think that’s, I think that’s pretty adequate. Um, I mean, for, I mean, the last decade or so before this all happened. So, so let’s start talking about it. So, gold gold’s moved into price territory that, you know, very few people would’ve predicted even a couple years ago. So what, from your perspective, having lived lived through multiple gold cycles, what feels fundamentally different about this move? Uh, this market is a globally driven market and it’s focused on physical. There’s been a move into gold this year, and silver now platinum two. To a degree palladium, uh, in a physical level that we haven’t seen since the late seventies when we had the last really, you know, red hot market driven by fears over debt inflation. Geopolitics. Uh, you’ve got the bricks, nations that are trying to divorce themselves of the dollar, but they really can’t do it easily because there’s not a good viable alternative except for gold. And that’s been one of the leading drivers of this gold price surge that has really, you know, almost doubled in price since, uh, two years ago. A lot of it is, you know, underpinned by Central Bank Gold buying, you know, between 1950 and 2010, after the dollar became the world’s reserve currency backed by gold. And even after we un pegged the dollar to gold in the 1970s, 1971, central bankers had had gold on their, physically in their vaults from pre-World War ii when gold was money, uh, they shed that. From the 1950 all the way to 2010, they became net buyers after the great financial crisis due to the global debt explosion and primarily quantitative easing printing money outta thin air. But they were buy, they were modest buyers, you know, 500 tons a year until Russia invaded the Ukraine in 2022. And we sanctioned Russia and weaponized the dollar. The last four years, they bought, you know, almost a thousand tons of gold year or double. That really became material last year in price as the cumulative effects of their continually buying about a fifth of what the mines make every year started to really impact supplies and price movement. And now we’ve got President Trump this year, you know, throwing a monkey wrench into the World Trade order with his tariffs. And I think that that’s created a lot of uncertainty, some fear. And of course the debt just continues to go higher and higher. And now interest payments on our debt are over a trillion dollars for the first time ever. So debt servicing is starting to become problematic. The cumulative effects of all this have caused the, the people around the world, including central governments to buy gold at record rates. Um, but it’s not the phenomenon that’s happening in the United States. ’cause we don’t have a gold culture in our country, like almost every other country does. It’s interesting. Um, so what, you know, you’ve been talking about really is central banks around the world have it really been accumulating gold at levels we haven’t really seen in modern times. Right. And, and, uh, why do you think the US Central Bank. It doesn’t do the same because is it an admission of the debasement of the dollar? Because really the gold, gold is the anti dollar. I’ve always viewed it as the anti dollar maybe. Maybe that’s not the, you know, you may not agree with that a hundred percent, but I’ve always viewed it that way, and so why wouldn’t the US hedge and accumulate more? Well, we’re the world’s reserve currency. That Right. That’s, that’s created a paper culture in our, in our world. It’s now three generations old, right? Since 1945, when the dollar became the world’s reserve currency and we, the world went to a paper money standard instead of a gold money standard, which was the world’s standard from ancient times all the way till the 1930s. You know, the, our monetary system when the country was founded in 1793 was based on gold and silver coins. A copper penny was the size of a half dollar because that’s what one penny’s worth of copper was worth in 1793. Right. Um, you know, after World War ii, we had a couple things that the rest of the world didn’t have. We had a manufacturing, uh, industries that were, uh, unaffected by the, physically by the war. And we had, you know, the ability for markets to work properly, which should allow the dollar to become the world’s reserve currency. Backed by, you know, 8,200 some odd tons of gold, the biggest pile of gold that any country had. Actually, at that time it was more like 20,000 tons of gold. Uh, but by the time we got to the seventies and we un pegged from gold, we were down to about 8,000 tons. That’s still more than anybody else is supposed to have. I do think China could have more gold than that. Now they’re just not telling us they do. You know, officially they’ve got about 2,400 tons of gold, uh, and the second and third are, you know, 3000 tons of gold. So we, we still have a lot of gold. And there’s talk about auditing Fort Knox and monetizing it, but it only gets us about a trillion dollars. It’s not enough to really, you affect the 38 trillion, maybe pay the debt off for a year, or, you know, for six months. Six months, yeah. Something like that. Our, our debt is starting to matter too. You know, it’s doubled twice in the last 20 years. It gonna double again in the next 10 to 70 trillion, 78 trillion. People hear about the, the whole, uh, the bricks phenomena, right? And part of, part of what you were just discussing in the, uh, accumulation of gold. Explain that, explain what’s going on over there for people who aren’t paying attention, and you know how that is, how that is playing into all of this. Well, when we sanctioned Russia after they invaded the Ukraine. And seized their assets and threw them off of the Swift International Bank Transfer Payment System. We forced countries that were concerned that if they ran politically afoul of us, we could do the same to them. They forced them into thinking, oh, how do we get some independence from that vulnerability? Potential vulnerability? It’s not easy to replace the dollar. What they’ve, what they’ve been doing is replacing the Swift Bank transfer payment system with a payment transfer system of their own right so they can move money amongst themselves outside of the SWIFT system, number one. And since there isn’t a good viable alternative to the dollar, really the only other asset that makes sense is gold. Gold is a neutral asset. It’s not like you need it for oil or grain or steel. Nobody really needs gold, right? But it’s universally trusted. It’s immediately liquid, and it’s got a couple other things going for it that are unique. Number one, it has no counterparty risk. It’s one of the only assets. It isn’t simultaneously someone else’s liability. And number two, uh, gold in a vault can’t be seized or sanctioned. Right, so they’ve been going to gold, like they’ve been going to gold for, for centuries. It’s just, it hasn’t been that way since after World War ii. It’s a, it’s kinda like a back to the past kind of a situation. It’s sort of back to the future. It’s back to the past. That’s the allure for gold and the reason why they’re accumulating. In fact, they just launched their own currency unit called the unit. 40% backed by gold. The bricks nations have now it’s in its infancy and it’ll take a while for it to really, you know, work. But they’ve been building the components and the infrastructure to get to this point, creating the transfer of payment systems and all the components to go along with that so that they could announce something that they could use as a, as a settlement vehicle for trade, which is really what this is all about. And they’re backing at 40% by gold. Which is material and it’ll become bigger as time passes. Let’s, let’s try talk a little bit about that price movement. Huge. Um, is 60% in the last couple years, is that about right? This year alone, gold’s up 67% on a 12 month rolling basis, 67%. I mean, those are like bitcoin num, you know, type movements in the past. Right. They’re kind of crazy. So a lot of people are looking at those prices today and they’re thinking, well, I’m late to the party. Uh, are they late to the party? How do you, uh, what, what do you think’s going on there? I think the party’s about halfway through. We haven’t got to the late innings yet. I, I really do think this, and this is why this is the fourth major bull run in gold we’ve seen since we went off the gold standard in 1971. We had a a 20 to one run for gold in the seventies that was built on two oil shocks. 18% inflation and a crisis of confidence in the US then for the next 30 years. You know, 25 years a good part of my career. You know, watching gold was like watching paint dry. It traded routinely between three and $500 an ounce until we got into war, uh, following the nine 11 attacks, Iraq and I, Afghanistan, and we went into deficit spending. Then we had a second financial crisis when the great financial crisis hit another bull bull market in gold. Then we had COVID economic closures, another bull market in gold. Now we’ve got a fourth, but it’s lacking what the first three had, which was fear in the US over either economics or geopolitical events. So this gold price has essentially doubled since March or April of 2024. With no fear and a lot of complacency in the US markets. So my, my thinking is what happens if the economy slows down and, you know, the Fed’s gonna lower rates anyway. We know that’s coming with a new Fed chairman in the next five months, six months, number one, that’s good for gold. What happens if we go into a real economic slowdown and the Fed really has to drop rates, or God forbid, go to QE again, right? Or inflation rears its ugly head because the fed’s too accommodative in it. Situation where, you know, supplies are kind of tight still because of the monkey wrench, president Trump has thrown into the World Trade Order. You know, if we get fear in the US that’s when gold could go from 4,000 to, you know, 8,000. And I’m not saying that’s gonna happen, but I do think the trends have driven gold higher are not gonna change anytime soon. One of the things that you’re mentioning is those trends and like even. You know, in the last 15 years ago when I’ve been sort of involved in the investor world, the, the things that we talk about with trends with with gold have changed. I mean, usually you don’t see AI stocks going up with gold, right? Like, I mean, not that AI was around, but the point is tech stocks, that kind of thing. How is that thesis fundamentally changed? Um, I’m not quite sure I understand your question. Well, what I mean is like if gold was, gold used to be, I think it’s, you know, something again that people would buy when they were afraid of, of what’s going on in the equity markets. Right. Uh, that’s clearly not the case now. No, no, not at all. Right. Talk about that change. When did that change happen? How did it happen? This is a globally driven market. It’s not a US-centric market. This is fear around the world. You know, central banks started to underpin this market in 2022 when they stepped up their buying and doubled it. But this year, because of the uncertainty, uh, and some of the fear that President Trump’s tariffs and the way they’ve been deployed, kind of knee jerky, um, and inconsistently. Certainly not diplomatically, right? You know, it’s caused a lot of concern around the world. And for example, in April when President Trump announced the reciprocal tariffs on April 2nd, what happened? The bond market went into the complete dislocation, yields spiked from 4% to 4.5% in a week. The bond values tumble because investors started pulling money out of the, and taking it back home. Money that’d come in from Europe and Asia started to go back. So what did President Trump do? He pulled back the reciprocal tariffs on every country, but China and China said, well, we’re not gonna drop tariffs on you. And he said, well, we’ll ramp ’em up on you. So we went toe to toe with him. Until a week later, we were at 145% tariffs on China, and they were 125% on us. Well, if you’re a Chinese investor and you have real estate or stocks to invest in, and both of which have done badly since COVID or gold, what are you gonna do when your best customer suddenly says, Hey, we really don’t want your products, because that’s what 145% tariffs say to the Chinese. We don’t want your products. You can’t sell ’em here. You gotta go sell ’em somewhere else, but we’re their best customer. So they bought gold. They bought gold handover fist, and they drove the gold price up $500 by themselves during that month. That’s what I mean by fear outside of the us. Yeah. We don’t get it inside. Well, and and that’s fear outside of the markets too, right? I think that’s, that’s the fundamental shift I was trying to get at is true. It used to be that gold was, uh, gold would react on fear of the markets, but now there’s another level of fear, which is geopolitical. And it doesn’t seem like there’s any time soon that that’s gonna end. No, no. I, I, I’ve called it like a run on the bank only. It’s not a run on the bank of like George Bailey’s run on the bank and it’s a wonderful life. This is a run on the gold market, the physical gold and silver and platinum markets. That’s really what this is, and it’s a global rush to buy. And it’s not just central banks, it’s the public as well. Due to uncertainty, part of it’s fear of missing out now that we’ve had a big run in prices too. That’s FOMO in there too. That’s what I’m trying to, that’s part of what I was wondering too though, is like, you know, again, there’s people out there now who, um, are, are looking at this and they might even be listening to us going, gosh, yeah, it really makes sense and I happen to have no gold. What do I do? You know, what do I do now? Do I buy now? And, and I’ll, you know, and, and the next thing you know. I find out this was a frothy market and, and I’m down 20% for the next three years. I mean, that kind of thing. So I, I think it’s a, it is a tricky time, but, so that sort of, I guess, brings up when you think of gold, um, in a portfolio. I mean, you say, you’ve said in the past, it’s not about getting rich. Well, some people really did get rich this time. Uh, you said it’s about preserving wealth, right? So how should investors think about Gold’s role alongside stocks, real estate, and other assets right now? Well, even I think JP Morgan Chase has said this year, you know, instead of a 60 40 portfolio, you should have a 60 20 20 portfolio with 20% bonds and 20% precious metals. Gold in particular, because of what’s been happening. And now we don’t have a gold culture in our country, like most every other country does. So most Americans don’t get it. And that’s part of. We’ve ingrained because the dollar is the world’s reserve currency and it insulates us from currency shocks in commodity pricing primarily. Uh, without that insulation, you know, they might think things a little bit differently, but you know, any good financial planner will say you should have a little bit of precious metals as part of your portfolio, uh, as a hedge against financial uncertainty. And it certainly worked perfectly well during the great financial crisis. And when COVID hit because. Gold tends to counter cyclically, perform in price against stocks and bonds, and it’s always liquid. Now, you’re a real estate investor, you understand real estate. What couldn’t you get in 2009 alone? Right? Bankers wouldn’t give anybody money, right? But if you had gold, you could get liquidity, right? And gold, you know, almost doubled between 2008 and 2011 at the same time when most assets were dropping 50%. That’s an insurance policy for the rest of your money. That’s why I said, look, it’s a way to preserve wealth and have a hedge against financial uncertainty. But in the market that we’re in now, you know, having more than just the, the minimum, which is five to 10% of assets as a, you know, potentially an investment instead of just an insurance policy. That makes sense. But you’re right, you could buy and you could, you know, tie up money that won’t produce anything for a couple years, maybe longer. You also have an insurance policy in case the wheels do come off like they did during the great financial crisis or during COVID. Yeah. Yeah. I was listening to, uh, another podcast. I listened to the, these, uh, guys, the All In podcast, and, uh, Tucker Carlson was on there, and apparently he’s a, you know, huge, uh, physical gold guy. And, and he said, and I, I think he was serious. He said he buries it in his backyard and then he spreads a bunch of, um. Uh, a bunch of, you know, silver beads, uh, out there too, like, just in case no one can like, use a medical metal detector and find it is gold. Uh, let’s talk about that nuance of, of physical gold versus, you know, buying ETFs and all that stuff. What’s your take? I mean, what, what do you tell people when they say, well, gosh, you know, uh, it might be hard for me to store that gold and, and why shouldn’t I just get an ETF and, and talk a little bit about that? Well, I trade ETFs in my IRA account. When I think the, when I think I can harness price movement, that’s what I use ETFs for. You know, they’re a paper representation of gold, uh, that you can trade at the click of a button, physical gold. Is valuable. It’s, you have to find a place to store it. It’s pretty inert, so you can, you can bury it in your backyard, keep the elements out of it, but then there’s some risk there because it could be found, it could be stolen, so you do have to store it somewhere. You can put it in a bank safe deposit box, but I don’t really recommend that because what happens if there’s a banking holiday and you can’t get to it? So having a home safe or maybe, you know, maybe bearing it in the backyard. Is an option if that’s what you wanna do. Or there are independent professionally run storage facilities. There’s a few of ’em around the country that are run by precious metals dealers that are, you know, big entities. Uh uh. So I think they’re trustworthy and they certainly have the ability to service and aren’t properly insured. So that if something happens, you know your value is protected. And that’s primarily what you pay for as a storage fee is a percentage of value. Not so much number ounces that you have there, but the value percentage, because it is an insurance, uh, related value, right? The value goes up, they’ve gotta get more insurance so they get a higher storage fee for that same amount of metal if the value increases, which is unlike other assets. So I do have a couple of those I recommend that are run by professional. Companies that have been in business for years that we know would trust and have performed perfectly. If you wanna store, um, physical metal now gold is compact. You know, a hundred ounces is smaller than a paperback novel and it’s $450,000 worth of value today. You could, I could literally have one bar in each one of my coat pockets and be walking around with almost a million bucks in my pockets, and no one would know. Silver. You know, silver creates a bigger problem because it takes 70 ounces of silver to equal an ounce of gold. So there’s a lot more volume involved and a lot more weight, which is why sometimes these facilities make more sense if you wanna store something that’s more bulky like silver. But if you’re gonna store gold somewhere, that’s not easy to find. You wanna make sure somebody you trust behind you knows where it’s just in case something happens to you. Right? Yeah. Um. What, um, how difficult is it, uh, Dana, for someone to, I guess, say they wanna sell, say maybe they need to sell one of those bricks in your pocket there? Uh, and, and, um, is that a, um, a process that, I mean, it’s, you know, it’s not as easy as clicking a button at that point, right? But to make sure that you get the best possible price for your gold and all that, I mean, you’re not gonna go to a pawn shop and. Oh, that, so like, I, I’m just curious on the mechanics of that. ’cause I’ve, you know, I’ve, I’ve never sold, you know, physical gold for anything. So, so our, our company’s a physical dealer. We’re a hybrid between Amazon and a financial institution. And that, uh, we sell something online or over the telephone. The price is always changing on a minute by minute basis, but it’s like you’re buying shoes. It’s just, you know, you don’t quite know what the price is gonna be. So we physically, you know, figure out which product you should purchase, what’s best for you, and then we ship it to you if you want to sell it, it’s just the reverse of the transaction. You have to present it for delivery, which means you have to ship it back to, uh, your dealer, or, you know, physically deliver to them, and you get paid immediately upon delivery. So, um, you know, we, we do business like a financial institution. You can call us up, place a transaction over the phone. Uh, if it’s a smaller transaction, we’ll do that without deposit funds. If it’s a bigger transaction, we don’t know, you will want funds first, but once we lock in, that’s the price. Just like when you buy stock and then you pay the balance or, or we ship you the merchandise, whichever comes first. Um. You get it, inspect it, make sure you, you got what you’re supposed to get. In fact, it, you know, in the last two years with this gold price just climbing higher and higher, we’ve got a lot of clients that are complacent. They like the stock market that’s been hitting record highs, uh, and they’ve been shedding gold. We’ve actually bought more gold as an industry, not just our company, but as an industry in the last year than we’ve bought in a single year in 20 years. So it’s very easy to reverse the transaction. But what I would tell you. For your listeners is, and this is important, you should buy sovereign minted products, gold ounces, silver ounces, one ounce gold coins. They’re really just round bars made by the US Mint, the Royal Canadian Mint, the British Royal Mint. The Austrian Mint instead of refinery made. One ounce bars or 10 ounce bars or kilo bars of gold because we have a modest but growing problem with Chinese counterfeits. The Chinese can take tungsten and plate it with gold and pass it off as reel, and they can do that much better with refinery made bars that have plain design pictures stamped onto them. They can replicate those very well, but they cannot replicate the intricate pictures. The US Mint or the Canadian Mint, or the Austrian mint, British royal mint stamp onto that one ounce gold coin. We call it a coin. It’s just a round bar made by a mint that struck with dyes like a coin. And all of the mints around the world have introduced minute anti-counterfeiting design elements into the picture that they stamp on their coins to deter Chinese counterfeits. And it’s working. So the most important thing is, you know, do business with a reputable dealer that’s been around a long time, that has a good reputation, not a, not some new entity, right? You wanna find a, a trusted member of the community and develop a relationship that makes buying again or selling very easy. Once you have a relationship with a dealer, and we know the product you’ve purchased, we’ll take it back very easily. Uh, silver is, you know, people talk a lot about it in the context of, you know, the lump it with gold but has very different characteristics. Um, how do you think about silver today? I love silver today. Uh, it’s, it’s a metal at times as hard to love because every time it makes a big gain, it can give it up pretty easily. It’s more volatile than gold, but gold’s about 90% monetary metal in 10%. Commodity metal silver’s about 50 50, but what silver has going for it is, uh, a couple of unique characteristics that virtually no other metal comes, uh, as close to, which is conductivity of heat and electricity. Silver is amazing in that it’s the best at conducting both heat and electricity. I’ve got a one ounce silver coin on my desk here, and if you take this coin and hold it between your fingers and take an ice cube. You can literally cut that ice cube in half in about 6, 7, 8 seconds with a pure silver coin because the heat from your fingers gets transmitted to the coin and goes right through the ice cube. That’s just a simple example of how conductive silver is for temperature, and we have a structural supply deficit in the silver market that we’ve had for about five years now, where the industry. Is consuming more silver than comes out of the ground on an annual basis. So we’re eating into the above ground supply. Uh, so fundamentally that’s the supply and demand equation favor silver. Uh, plus because gold is moved up so much in price, silver is getting a rotation into it because it’s underperformed relative to gold until just recently where it’s played catch pretty sharply in just the last three or four months. If you measure. How many ounces of gold, uh, how many ounces of silver it takes to equal an ounce of gold, the gold to silver ratio back in April. That was a hundred to one, you know, which was an extreme. Today that ratio is a, is a little under 70 to one. It’s 67, 68 to one. So silver has played up in ketchup in price. Where is that historically? Uh, well. Normally it’s between about 40 to one and 80 to one with about 60 to one as the, as the pivot point where it’s in, they’re in equilibrium. But in the last four or five years with gold leading and silver lagging, we’ve routinely been in the 85 to 90 to one range. Uh, and we actually hit a hundred to one in April of this year, uh, which was the highest it’s been, um, except for when we had a kind of a knee jerk in the medals during COVID, which was an anomaly. Uh, didn’t last. So, but anyway. Silver is playing ketchup because it’s been undervalued relative to gold. Um, and we’ve seen, you know, people that wanna be in the metals, but think gold’s a little expensive. They’ve rotated out of gold, and we’ve seen some of that money move into silver and also into platinum. Now, platinum was under a thousand dollars this time of year ago, and it’s almost $1,900 announced today. So it’s almost platinum’s up, uh, almost a hundred percent now. This year where silver’s up 120% this year and a lot of this demand is driven globally. We’ve seen huge demand in silver in India this year because gold is so, has become so expensive, and that’s what I mean by a global run on the, on the bank. It’s not just China, Japan, it’s India too, and Europe as well. Physical buying and et f buying ETFs are available around the world in precious metals now that really haven’t been very impactful until this year. Um, but that’s what the world’s doing, you know? No discussion these days on gold is complete without at least mentioning Bitcoin. Uh, you know, and, and it’s, it’s interesting because, um, you know, even within the, uh, uh, gold world, I mean, there’s, there’s some prominent people who are really bought in to Bitcoin. Like I, Lawrence Lepert has been on the show multiple times now, and Larry’s all in. Um, just curious as a, you know, as a gold person, what do you see where, what do you see the role or do you not believe in this thing? Do you believe it is a, a parallel? Um, I, there’s so many things that you say about gold. That I’m like, yeah, you can say that about Bitcoin too and carry, you know, millions of dollars in your pocket. You can, you know, it’s, uh, there’s a very little amount of it. Um, obviously it’s new, right? Gold has been around for, since the beginning of time and, and now we’ve got 2009 for Bitcoin. What is your view? How are you seeing it? May, how are your colleagues seeing it in the gold space? Well, a couple different points to make here. Um, you know, when, when Bitcoin came out in 20 10, 20 11, you know, one of my friends in the, in the precious metals business told me I should buy it when it was 20 bucks and I didn’t get it. So I didn’t do it, and that was a big mistake on my part. But Bitcoin has one advantage that no other currency or gold has, which you can move serious money over borders easily. You’re right, you can carry it around in your pocket, in your wallet and, um, you know, you carry a lot of value around and transfer it at the, you know, click of a button. And no co counterparty risk, just like you said with gold, right? Yeah. Well, there’s some modest counterparty risk with, with bitcoin that you, you have counterparty risk with gold and theft as well. Um. Bitcoin is volatile. It’s, you know, it’s, it’s very volatile. It’s still the speculative investment. I mean, it was 124,000, you know, four months ago, and now it’s about 85,000, 90,000. So there’s volatility there that gold doesn’t have. But more importantly, what I’ve seen in my career is a generational divide. The older, older people, you know, 45 and older, like gold and silver. Younger people that grew up with phones in their hands like Bitcoin. The volatility in Bitcoin that we’ve seen in these two big selloff cycles in Bitcoin have not the first one, but the second one have helped to bring some of those younger people into the stability of gold, especially in the year when gold is doing pretty well. ’cause it then it kind of has a little bit of that Bitcoin allure, which is, you know, get rich quick. But, um. Bitcoin’s volatile, but it’s here to stay and it is now the most respected cryptocurrency. Like I almost bought Ethereum, you know, 10 years ago when one of my friends was explaining both to me and said that Ethereum basically had better fundamentals. But you know, it’s kind of inventing, it’s kinda like investing in a. What, uh, beta, beta max instead of VHS back in the day. Some of the older people remember that. You bet on the wrong horse, you know? Yeah, exactly. Well, you’ve, uh, you know, you built this, uh, firm on transparency, integrity, uh, in an industry that doesn’t always have the best reputation. Right? So for investors who decide that precious metals belong in their portfolio. Uh, how can they get a hold of you? Well, our website is, uh, A-M-E-R-G-O-L d.com. Uh, we don’t have, you know, 10,000 items on our website. We have a, we have a small listing of what available products are because we stick with mainstream items, products that are primarily easy to sell, uh, competitively priced, widely traded, and easily understood. Um, uh. Uh, email address is info I nfo@amggold.com. Uh, we have a toll, toll free number 806 1 3 9 3 2 3. Uh, we’re consultative in nature. We’ll, we’ll answer any questions. Happily, gladly, uh, no transactions too small or too large. What we really wanna do, uh, is help people because if we do that, we help ourselves. And when you treat people right, it, it comes back. And our industry does have a chair of bad actors. And, um, you, you wanna make sure that you do business with someone reputable that’s been in the industry a long time. And I understand some people may wanna do this locally where they can actually walk into a place of business. Do this instead of over the phone. So look for dealers that have, you know, longstanding, uh, businesses and good reputations. If you see a reputation that, uh, has some complaints, you know, there are other choices for you. But, um, we just try and help people buck. That’s really what we try and do. We certainly have the reputation for it. Dana. So thank you so much for being on Wellfor podcast. Well, thanks for having me. It’s great to see you again, and I wish you a great success in 2026 and a happy holiday season. You too. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to Show England. Hope you enjoyed it and, uh, I will. Uh, I should admit though, that if you go back and you listen on my, uh, past shows, this is one that I was wrong on. I, I’ve never been a gold bug. My biggest issue with gold. Um, has always been, you know, from an investment thesis that it doesn’t really do anything, doesn’t yield anything, and what’s the point of owning it rather than owning, uh, real estate. And actually, if you just look at what I said, it’s, it’s still, it’s still, it’s still kind of true, right? I mean, you can argue, well, yeah, the real estate markets really did, uh, did struggle over the last couple years. But listen, at the end of the day. The real estate market struggled because of leverage, right? Gold. There’s no leverage, no one’s borrowing, buying gold on leverage, and so it can go up and down and it doesn’t really hurt anybody. If you take the last couple decades and you know how much people made from, uh, real estate versus Bitcoin, even though there’s this huge, uh, huge uptick in Bitcoin now it’s, it’s probably the case that they come out pretty close. If not, uh, you know, real estate still being the winner. But anyway, uh, I do want to say and admit that I was wrong. That, uh, that the gold wasn’t really worth, uh, owning. I think, uh, you know, I wish I had owned some, just like a lot of people wish they’d own Bitcoin at $6,000, right? Um, in fact, I will say that one of the things in hindsight that I think of is gold in many ways for the last several years was on sale. And I haven’t really been talking about this as much, but I’ve been reflecting on this a great deal about making sure that as an investor you wake yourself up once in a while and ask, okay, well, what’s on sale? Well, gold was on sale for a while. Silver was definitely on sale. Right? Um, doesn’t mean you have to go in, have, you know, 50% of your portfolio in something like that, but when something’s on sale, it’s not a bad idea to look around. And maybe get, you know, get a little bit of exposure. I do think that real estate is there right now. I think real estate, you know, if you’re in the credit investor group, you’re seeing on a routine basis 30%, uh, discounted offerings from just a couple years ago. And I do think that’s on sale right now. But there are other things as well, arguably. I mean, I, I actually think that Bitcoin is, uh, uh, sort of on sale right now. I mean, sitting at 86,000, anybody who thinks it’s not gonna go to a hundred thousand at some point in the next, you know, 12 months is, I mean, I think it’s highly unlikely that it doesn’t go to a hundred thousand, right? So think about that right now. That’s like a 14% gain right then and there. Anyway, sometimes it’s good to just look around and see what’s on sale. Uh, that’s my message for this week. Uh, this is Buck Joffrey with Wealth Formula Podcast signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Send us a text! (Your number stays private)Growth doesn't always come from doing more. It often comes from making quieter, harder decisions behind the scenes. In this episode, I share how I'm applying recent lessons to make small, intentional shifts in my business, from refining my offers and processes to letting go of one-size-fits-all solutions. I talk about focusing on the work that creates the biggest impact, expanding into new niches, setting firmer boundaries, and learning to say no without guilt. If your business feels a little uncomfortable right now, this episode is a reminder that evolution is normal, and sometimes the most powerful growth comes from subtle, thoughtful changes!01:50 - Getting clear on what lights me up and makes the biggest impact03:40 - Shifting away from one-size-fits-all solutions07:03 - Refining my processes for better client results09:46 - Expanding my audience beyond online entrepreneurs and digital product sellers12:00 - Two types of “no” every entrepreneur needs to masterLinks & Resources:Episode 173, 5 Things Every Small Business Needs to Know Going Into 2026Book a Homepage Express, VIP Day, or custom web design project.Watch this episode on YouTube.Follow me on Instagram @kristendoyle.co Check out my Everything Page: a one-stop shop for savvy selling!The Savvy Seller CollectiveJoin my private Facebook community: Savvy Teacher SellersMore resources for growing your TPT businessRate & review The Savvy Teacher Seller on Apple PodcastsShow Notes: https://kristendoyle.co/episode174  Tired of worrying about WordPress updates and website maintenance? My worry-free WPCare Plan handles all your updates, security monitoring, and maintenance so you can focus on running your business. My team and I would love to be in your corner, taking your website off your plate.Learn more and get started at kristendoyle.co/care. Check out my Everything Page at https://kristendoyle.co/everything

In this episode of "Discovering Grayslake," recorded at The Loop Marketing, the hosts welcome Jennifer Everett, president of Foundation 46 and a Grayslake Middle School reading specialist. Jennifer shares how Foundation 46 supports local teachers and students through flexible grants, fundraising events like Barn Fest, and community activities such as school scavenger hunts. The conversation highlights the importance of community involvement, employer donation matching, and volunteering. Listeners are encouraged to attend events, apply for grants, and help spread the word, all working together to strengthen Grayslake's hometown spirit and support its schools. How Foundation 46 Empowers Grayslake: A Deep Dive into Community-Driven Educational Support Grayslake is more than just a town—it's a community where neighbors look out for each other, and where local organizations like Foundation 46 are making a real difference in the lives of teachers, students, and families. In a recent episode of the "Discovering Grayslake" podcast, recorded at The Loop Marketing at the end of Center Street and Lake, we sat down with Jennifer Everett, a seventh-grade reading specialist at Grayslake Middle School and the current president of Foundation 46. Jennifer, along with our hosts, shared invaluable insights into how Foundation 46 operates, the impact it has, and how every community member can get involved. This blog post unpacks the main themes and actionable tips from the episode, offering a comprehensive guide for anyone interested in supporting education in Grayslake. Whether you're a teacher, parent, business owner, or simply a neighbor who cares, there's a role for you in this hometown effort. What is Foundation 46? Foundation 46 is a local nonprofit dedicated to supporting teachers and students in Grayslake's District 46. Through grants, fundraising events, and community partnerships, the foundation provides resources and opportunities that go beyond what the school budget can cover. Their mission is simple: empower educators, enrich student experiences, and strengthen the community. 1. Flexible, Teacher-Friendly Grants: Fueling Creativity in the Classroom How the Grant Program Works One of the standout features of Foundation 46 is its open, rolling grant application process. Unlike many grant programs that have rigid deadlines, Foundation 46 allows teachers to apply whenever inspiration strikes. Applications are reviewed monthly, making it easier for busy educators to access funding when they need it most. Types of Grants: Project Grants:** $500–$1,000 for classroom projects, materials, or programs. Impact Grants:** Over $1,000 for larger, collaborative, or cross-school initiatives. Application Process: Teachers submit a Google Form detailing their project, its goals, and the number of students impacted. The Foundation uses a rubric to ensure fair, transparent evaluation. If more information is needed, teachers are encouraged to revise and resubmit—Foundation 46 is committed to helping ideas succeed, not just rubber-stamping or rejecting applications. Actionable Tips for Teachers Don't Wait for the "Perfect" Idea:** If you see a need in your classroom, apply! The process is designed to be supportive, not intimidating. Collaborate Across Schools:** Projects that benefit multiple classrooms or schools are especially encouraged. Think Beyond Supplies:** Past grants have funded everything from sensory kits and STEM materials to author visits and family reading nights. Reapply if Needed:** If your application isn't approved the first time, use the feedback to strengthen your proposal and try again. Expert Insight Jennifer Everett emphasizes, "We want to say yes. If you have a creative idea that will benefit students, we're here to help you make it happen." 2. Fundraising with Heart: Barn Fest and Beyond Barn Fest: The Signature Event Barn Fest is Foundation 46's biggest annual fundraiser, held at Jessie Oaks. It's an adult-only evening packed with fun—think mechanical bull rides, live music from Stu the Piano Guy, games, drink specials, and both live and silent auctions. The event is more than just a party; it's a chance for the whole community to rally behind local schools. Key Features: Affordable Tickets:** $25 for teachers, $40 for community members (includes dinner). Community Awards:** The Tom Mescal Award honors outstanding contributors. Unique Auction Items:** From rides in fire trucks to airplane experiences, the auction is always a highlight. Themed Fun:** This year's "Denim and Diamonds" theme blends country charm with a touch of sparkle. Other Fundraising Initiatives Dine-In Shares:** Local restaurants like The Vine and Black Lung host special nights where a portion of proceeds goes to Foundation 46. Scavenger Hunts:** Family-friendly events at local schools encourage exploration and community spirit. Sponsorships:** Local businesses can sponsor events or donate auction items, gaining visibility and goodwill. Actionable Tips for Community Members Attend Events:** Your ticket directly supports grants for teachers. Donate Auction Items:** Unique experiences or services are always in demand. Sponsor a Fundraiser:** Businesses can make a big impact and connect with local families. Host a Dine-In Share:** Restaurant owners, consider partnering with Foundation 46 for a win-win event. Expert Insight Jennifer notes, "We want Barn Fest to be a celebration for everyone, not just teachers. The more the community gets involved, the more we can do for our schools." 3. Maximizing Impact: Employer Matching and Volunteer Power Employer Matching: Double (or Triple) Your Donation Many local companies—including AbbVie, Allstate, Cardinal Health, CDW, First Midwest Bank, Granger, Kraft, Discover, and Motorola—offer matching gift programs. This means your donation to Foundation 46 could be doubled or even tripled, at no extra cost to you. How to Take Advantage: Check with HR:** Ask your employer if they match charitable donations. Submit Your Receipt:** Even event tickets may qualify as a donation. Spread the Word:** Encourage coworkers to participate. Real-World Example: At last year's Barn Fest, a $1,000 donation was matched by Granger, resulting in a $3,000–$4,000 total impact. Volunteering: The Heartbeat of Foundation 46 Like many nonprofits, Foundation 46 relies on a core group of dedicated volunteers—but they're always looking for more hands and fresh ideas. Ways to Volunteer: Join the Board:** Meetings are open to the public, held the first Thursday of each month at Frederick School's Falcon Room. Help at Events:** From setup to auction management, there's a role for everyone. Spread the Word:** Share Foundation 46's mission on social media or within your school community. Jennifer's Wish: "If even a small percentage of our 500 district employees volunteered, we'd have an incredible team. Every bit helps." 4. Expanding the Mission: Scholarships and Community Engagement New Initiatives: Student Scholarships Starting in 2026, Foundation 46 plans to offer student scholarships to help cover costs like sports fees for families in need. This expansion reflects a commitment to supporting not just teachers, but students and their families as well. Community-Building Activities School Scavenger Hunts:** Inspired by Jennifer's own experiences, these events encourage families to explore local schools and connect with each other. Family Reading Nights and Author Visits:** Funded by grants, these programs foster a love of learning and bring the community together. Actionable Tips for Families Participate in Events:** Bring your family to scavenger hunts and reading nights. Apply for Scholarships:** If you need help with extracurricular costs, watch for upcoming opportunities. Stay Informed:** Follow Foundation 46 on social media and sign up for newsletters. 5. How to Get Involved: Your Next Steps For Teachers: Apply for a grant—no idea is too small or too big. Collaborate with colleagues for cross-school projects. For Parents and Community Members: Attend Barn Fest and other events. Volunteer your time or skills. Donate or secure auction items. Check if your employer offers matching gifts. For Local Businesses: Sponsor an event or donate services. Host a dine-in share night. For Everyone: Share Foundation 46's mission on social media. Encourage friends and neighbors to get involved. Attend a board meeting to learn more. Contact Information: Email:** foundation46board@gmail.com Website:** foundation46.org Final Thoughts: Small Actions, Big Impact As Jennifer and the podcast hosts remind us, supporting local schools is a community effort. Whether you're donating, volunteering, or simply spreading the word, every action counts. In the words of our host, "Do one or two random acts of kindness each day—especially during the holiday season. Together, we can make Grayslake an even better place to live, learn, and grow." Subscribe to "Discovering Grayslake" on your favorite platform to stay updated on local stories and opportunities to get involved. Let's keep the hometown spirit alive—support Foundation 46 and help Grayslake's students and teachers thrive!

In this special ‘Start Here' series, LinkedIn Editor Andrew Seaman lays out a roadmap for a smarter, stronger job search. Across four foundational episodes, we're sharing the most essential strategies shared on the Get Hired podcast to help you navigate every step of your search. For many job seekers, networking feels awkward, transactional, or even a little slimy. But Andrew believes networking doesn't have to be that way. In this episode, Andrew gives tips on how to build authentic professional relationships that will serve you throughout your career. Plus, he shares his favorite advice on growing your network, getting the most out of informational interviews, and navigating in-person networking events with less anxiety. Key Topics: Why the best networking is about building genuine relationships Being "long-term greedy" vs. "short-term greedy" with your networking Expanding limited ideas about who belongs in your professional network The right way to approach informational interviews (hint: it's not about asking for a job) Essential strategies for navigating in-person events as an introvert Research-backed strategies for moving from small talk to meaningful conversation Why focusing on others makes you more interesting than self-promotion Links & Resources: Join the Get Hired community on LinkedIn ⁠here⁠ Listen to our Networking Playlist ⁠here⁠ Follow ⁠Andrew Seaman on LinkedIn⁠

What if your next big adventure did more than give you a view, what if it gave you perspective?In this episode, Kelly sits down with Frank Castro, founder of Adventure International, a luxury adventure outfitter known for high-end trekking and mountaineering experiences rooted in ethical guiding, fair wages, and deep respect for the local teams who make expeditions possible.Frank shares how his early years operating in Tanzania sparked a mission to raise the standard for Kilimanjaro outfitting, not just through elevated logistics and top-tier gear, but through meaningful investment in guides, porters, cooks, training, and long-term community impact.From there, Adventure International expanded into the Himalayas, Peru, and Ecuador, later growing into eco-dome glamping, conservation-driven safari camps, luxury surf travel, and privately guided U.S. National Parks experiences.This conversation explores what makes a truly exceptional adventure DMC, why risk management is everything in high-altitude travel, and why more travelers are seeking experiences that reset the nervous system and reconnect them to what matters.You will learn:How Adventure International began as a high-level Kilimanjaro operator grounded in ethical labor practicesWhy luxury adventure travel sits at the intersection of challenge and comfortWhat travel advisors should look for in an adventure DMC, especially for high-risk itinerariesHow Adventure International expanded from Tanzania into Nepal, Peru, and EcuadorWhy eco domes, glamping, and conservation-led travel are shaping the futureWhat families should consider when planning adventure travel across age rangesWhy nature-based travel is becoming essential in a screen-heavy worldHow North America is emerging as a powerful adventure destination post-COVIDWe talk about:00:00 Intro 01:00 Travel Kinship, DMCs, and the role of ethical operators02:00 The origin story, Tanzania, Kilimanjaro, and “doing it the right way”04:00 Ethical operations, wages, training, and industry shifts06:00 Expanding into Nepal, Peru, and Ecuador09:00 Eco domes, safari camps, and conservation impact12:00 Luxury surf travel and concierge-style itineraries13:30 COVID, U.S. National Parks, and family adventure travel16:00 What makes a great adventure DMC and risk management realities21:00 Setting expectations for iconic treks and crowd realities23:00 Building balanced itineraries with elevated extensions25:00 Why adventure travel is rising as nervous system medicine28:00 Transformational moments and shared humanity on the trail32:00 Family travel guidance and age considerations35:00 Slowing down, North America focus, and full-circle travel39:00 Closing reflections and next stepsResources & Links:Ready for your next adventure? Click here to view our Trip Planning Packages & 2025 Pricing: https://transform-with-travel.captivate.fm/packages Connect with Adventure InternationalFacebook: https://www.facebook.com/100063483463682/info/#YouTube: https://www.youtube.com/AdventureIntnlInstagram: https://www.instagram.com/adventureinternational/Website:

Send us a textThis is Season 4, Episode 25 -  A Year Well Lived: Reflect, Renew, and Lead into 2026 with Purpose.  Part 3: Vision and Goals That Actually Match Your Priorities

We usually have Rick Neuheisel here, but we are pivoting! There's still room to talk college football as we take a look at the existing CFP format and the argument for expansion. :30- It's Christmas Eve-Eve, so what are we asking Santa for this year to improve our Mariners? :45- We close out the show with one last thing. Merry Christmas! See omnystudio.com/listener for privacy information.

'A man cleans a high up window using a large pole, wiping away the soap as if he's erasing pencil marks.' Please note before you start listening: this podcast is recorded in 3D sound! So make sure that you’re wearing headphones for the very best experience.The small details in life can pass you by. Unless you take the time to stop to notice them.Which is exactly what author, actor and social media personality Miranda Keeling does in this podcast series.Expanding on the observations she shares on her popular Twitter account, she invites you to join her out and about as she captures those small, magical moments of everyday life, in sound.Thanks to 3D recordings, you’ll hear everything she does as if you were right there with her.There are new episodes every Tuesday and Thursday. These short but lovingly crafted episodes are an invitation to escape from life’s hustle, immersing you in Miranda’s world for a few minutes.See omnystudio.com/listener for privacy information.

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In this episode, Thom shares the inspiration and urgency behind the creation of the recently launched Vyasanand Foundation. He explains why preserving the purity of Vedic Meditation, while making it accessible at scale, is essential for meeting the demands of our time. Thom outlines the foundation's twin priorities of teacher scholarships and scientific research, and reflects on Maharishi Mahesh Yogi's vision of multiplying enlightened leadership for future generations.If you'd like to contribute to the Vyasanand Foundation, please visit the website for details on how you can do so: https://www.vyasanandfoundation.org/ Episode Highlights[01:28] The Inspiration Behind the Vyasanand Foundation[03:22] Why Now?[06:47] Meeting the Demands of the Time[14:51] What Would the World Look Like if More People Practiced Vedic Meditation?[19:57] What Will Vyasanand Foundation Funds Be Used For?[23:47] Multiplying Maharishi[28:13] Big, Important, Urgent[30:57] GratitudeUseful Linksinfo@thomknoles.com  https://thomknoles.com/https://www.instagram.com/thethomknoleshttps://www.facebook.com/thethomknoleshttps://www.youtube.com/c/thomknoleshttps://thomknoles.com/ask-thom-anything/

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Expanding awareness of your body as you bring breath in. Visualize comfort wrapping around you like a soft, warm blanket . . peaceful, calm, and safe. Bringing in joy and allowing it to move through your body as a feeling, an emotion, perhaps a lightness, a warmth, a soft openness.My support groups are wonderful spaces to connect with like-minded people who truly understand what you're going through.My live-guided meditations are designed for groups to breathe together, let go together, and then find the way back to peace together, with the benefit of feeling more focused and calm. Sharing a positive energy that makes it easier to stay centered and relaxed. This shared experience can make your meditation feel stronger and more connected, one gentle step at a time. Join me on meetup. (Scroll down and click "Restore Clarity and Confidence" button).Sometimes, you need to go deeper to uncover the root causes of your unique challenges and learn how to break free from the autopilot cycles of rumination and anxiety. That's where The Mindful Way Out Program comes in. It's a personalized, custom-tailored journey that you and I create together to help you find lasting emotional relief and a renewed sense of clarity and peace.Sign up for my newsletter at Meditation To Live Well. Hosted on Acast. See acast.com/privacy for more information.

Headlines on today's episode include:-China's lack of imports isn't surprising.-There could be some signs of expansion in the cattle herd.-The Fertilizer Institute weighs in on a proposed railroad merger-Expanding farm credit home loans in rural communities-An analyst expects more soybean acres in 2026See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

STARMER'S BANANA REPUBLIC | HE MUST BE DEPOSED  #Starmer #BananaRepublic #UKPolitics #BBCBias #JonGaunt #JonGauntTV #Live #FreeSpeech #HateCrimeLaws #BBCBias  Today's live show lays out the case that under Keir Starmer, Britain is being reshaped away from constitutional democracy and toward something far more dangerous — a system where power flows downward from the state, not upward from the people.  This is not about personality. It's about how Starmer governs, what he tolerates, and what his system incentivises . We examine how Starmer's leadership is marked by: • Elections treated as an inconvenience rather than a mandate • Governing while sidelining or ignoring the House of Commons • Abandoning manifesto commitments once power is secured • Criminalising "offensive" political speech • Expanding police powers through vague and subjective hate crime laws • Undermining trial by jury in favour of administrative efficiency • Handing Ofcom sweeping control over online speech • Regulating dissent via unelected bodies instead of Parliament We also address selective enforcement and cultural engineering: • Ideological "re-education" of boys on misogyny • While ignoring or downplaying Pakistani grooming gangs • FGM, forced marriage, sectarian coercion, and parallel legal cultures • Equality before the law replaced by political fear and silence And the wider system surrounding Starmer: • Media narrative control and framing, especially the role of the BBC • Loyal but incompetent appointments beneath the leadership • Weakening of the family and replacement with the state • Denial and rewriting of British history as shame • Expansion of welfare dependency to create political compliance • Use of foreign war — Ukraine / Russia — as moral cover and domestic distraction This is not left vs right. It's Keir Starmer vs democratic consent. What does "deposed" mean? It means politically removed — through Parliament, party mechanisms, elections, and sustained lawful public pressure. Not violence. Not chaos. Democracy correcting itself before it's too late.  If you think this case is wrong, challenge it. If you think it's exaggerated, defend the record. But don't pretend this is normal.

Visit our Patreon page to see the various tiers you can sign up for today to get in on the ground floor of AIPT Patreon. We hope to see you chatting with us on our Discord soon! NEWSFull Marvel Solicits March 2026 (Tuesday!)Marvel reveals March 2025 covers and solicits as the Ultimate Universe heads toward its EndgameJessica Jones returns in Marvel's darkest, bloodiest 'Alias' story yetCarnage knows Spider-Man's secret, and Peter learns Mary Jane is Venom in the March 2026 solictsWonder Man heads back to Hollywood, and his past is ready for a comeback of its ownMarvel brings the Sentry home as creator Paul Jenkins returns for a high-stakes new seriesMarvel goes all-out for 2026 with Comics Giveaway Day, teasing 'Amazing Spider-Man' #1000, & moreMarvel turns ‘Daredevil' #1 into a Blind-Bag gamble with rare variants and secret sketch coversMarvel's most thunderous art gets the deluxe treatment in a massive new Thor bookDC solicits March 2026'DC K.O.' was just the warm-up: DC ALL IN goes NEXT LEVEL with Lobo, Batwoman, Deathstroke & MoreDC Next Level begins in March 2026 with Wonder War and Superboys RisingImage Comics announces 'Tigress Island' a pulp-fueled fever dreamArchie gets a radical relaunch as Oni Press reimagines Riverdale for a new eraTarzan swings back into comics, and he's older, wiser, and facing pirates who want immortalityOur Top Books of the Week:Dave:Star Trek: The Last Starship #3 (Collin Kelly, Jackson Lanzing, Adrin Bonilla)The Bat-Man: Second Knight #2 (Dan Jurgens, Mike Perkins)Alex:​​Die: Loaded #2 (Gillen, Hans)Power Fantasy #14 (Gillen, Wijngaard)Honorable Mentions: Author Immortal, 30 Days of Night: Falling Sun, Exquisite CorpsesStandout KAPOW moment of the week:Alex: Rogue Storm #3 (Murewa Ayodele, Roland Boschi)Dave: Alien vs. Captain America (2025) #2 (Frank Tieri, Stefano Raffaele)TOP BOOKS FOR NEXT WEEKAlex: Absolute Wonder Woman #15 (Kelly Thompson, Hayden Sherman) & Event Horizon #4 (Christian Ward, Tristan Jones)Dave: The Will of Doom #1 (Chip Zdarsky, Cafu)JUDGING BY THE COVER JR.Dave: Hello Darkness #17 (1:10 Full Art Puebla Cover)Alex: DC K.O.: The Joker vs. Red Hood #1 (Dustin Nguyen Variant)Interview: Torunn Grønbekk - Tim Burton's The Nightmare Before Christmas: The Shiver of Christmas Town - Out Jan 7, 20261. Expanding the WorldWhat's it like contributing to a Tim Burton universe project?What excited you most about the chance to tell a new story within The Nightmare Before Christmas universe, and how did you approach capturing that distinct mix of spooky and sweet?2. Character FocusSally takes center stage in this series. What aspects of her character did you want to explore or expand on that fans haven't seen before?3. The New CreationDr. Finkelstein's latest creation, Shiver, sounds like a charming new addition to Halloween Town. What inspired this character, and what role does Shiver play in the story's themes?4. Trick-or-Treat Trio TroubleLock, Shock, and Barrel are fan favorites for their chaotic energy. How was it writing for those three troublemakers, especially as they head off to Christmas Town?5. Visual CollaborationEdu Menna's art brings a lot of gothic personality to the book. How did you two work together to strike the balance between Burton-esque atmosphere and the fun of a family-friendly adventure?6. Tone and AudienceThe series is described as “perfect for all ages.” How did you balance writing something that works for longtime fans of the film and younger readers discovering Nightmare Before Christmas for the first time?7. Franchise LegacyThe Shiver of Christmas Town follows Long Live the Pumpkin Queen: The Graphic Novel. How does this story build on that ongoing relationship between Dynamite and Disney's Nightmare Before Christmas world?8. The Magic of Halloween (and Christmas)Without giving too much away, what do you hope readers take away from this story about the magic—or mischief—of the holiday spirit?9. Character and Tone Your work often blends grit and introspection—how are you approaching Selina Kyle's duality as both a thief and protector in your  Catwoman run, and what new sides of her character are you most excited to explore?

In this episode of The IT Experts Podcast, Ian Luckett and Stuart Warwick sit down to share their Reflections of 2025, looking back on a year that has been full of growth, challenge, learning, and perspective. This is a candid and human conversation, where business lessons blend naturally with life lessons, offering MSP owners space to pause, reflect, and reset as another year comes to a close.     The conversation opens with a shared acknowledgement of how quickly the year has passed and how important it is to take time to reflect before rushing into planning the next chapter. These Reflections of 2025 are not about performance for the sake of it. They are about understanding what truly mattered, what created momentum, and what quietly drained energy along the way. Ian and Stuart explore the idea that businesses exist to serve life, not the other way around, and that clarity often comes from slowing down rather than pushing harder.     On a personal level, both hosts share openly about significant moments from the year. Stuart reflects on the long and emotional journey of moving house after many years, using it as a reminder that worthwhile outcomes often come with frustration, uncertainty, and moments where it feels easier to give up. The lesson is simple and powerful. If something feels right, staying with it and trusting the process often matters more than speed. These Reflections of 2025 highlight how resilience is built through lived experience, not theory.     Ian shares deeply personal insights around family, vision, and legacy. One of the most meaningful parts of his year has been the progress made toward creating an assisted living home for his son. What began as a vision shared with clients and peers has slowly taken shape through conversations, introductions, and aligned support. This journey reinforces a theme that runs throughout the episode. When you are clear on what matters and willing to speak it out loud, the right people often appear at the right time. Reflections of 2025 show that vision creates movement long before results are visible.     Professionally, the discussion turns to the evolution of The MSP Growth Hub and the lessons learned from working closely with MSP owners throughout the year. Ian reflects on how challenging sales and marketing have felt at times, particularly as buyer behaviour continues to shift. Funnels dried up during parts of the year, engagement patterns changed, and familiar tactics stopped delivering the same results. Rather than seeing this as failure, these Reflections of 2025 frame it as feedback. Listening more closely to clients, paying attention to how people are buying, and staying consistent with helpful content has proven more valuable than chasing quick wins.     Stuart shares his professional highlight of the year, which has been building greater scalability and resilience into the Growth Hub. Expanding the team, strengthening delivery frameworks, and creating clearer structures has allowed more MSPs to be supported without Ian and Stuart becoming bottlenecks. These Reflections of 2025 underline an important truth for MSP owners. Sustainable growth comes from systems, people, and rhythm, not heroic effort.     Both hosts speak about the privilege of watching clients grow not only in revenue, but in confidence, clarity, and leadership. Seeing MSP owners pay off debt, hire with confidence, improve cash flow, and regain control of their time has been one of the most rewarding outcomes of the year. These Reflections of 2025 remind listeners that numbers matter, though personal growth and resilience often come first.     The conversation also explores frustration. Ian and Stuart are honest about wanting to help more people and feeling impatient at times with the pace of impact. There is recognition that consistency matters deeply, whether in marketing, leadership, or personal health. Stopping and starting creates drag, while steady effort compounds quietly over time. Reflections of 2025 reinforce that progress rarely comes from dramatic change. It comes from repeated, intentional action.     Health and wellbeing feature strongly in the closing reflections. Stuart shares lessons learned from supporting family through illness and recovery, highlighting the importance of strength, resilience, and looking after yourself long before you need to. Ian echoes this, reflecting on how physical health underpins the ability to show up for family, business, and life. These Reflections of 2025 gently remind listeners that success without health is fragile.    As the episode closes, Ian and Stuart thank listeners for their continued support and trust. The podcast exists to help MSP owners feel less alone, gain clarity, and make better decisions. These Reflections of 2025 are an invitation to pause, take stock, and move forward with intention into the year ahead.    Make sure to check out our Ultimate MSP Growth Guide, a free guide that walks you through a proven process to take your MSP from stuck to scalable, without working even more hours. It's 44 pages rammed with advice, insights and inspiration to help you decide what support is available to you now if you want to grow and scale your business. Click HERE to get your copy.  Connect on LinkedIn HERE with Ian and also with Stuart by clicking this LINK  And when you're ready to take the next step in growing your MSP, come and take the Scale with Confidence MSP Mastery Quiz. In just three minutes, you'll get a 360-degree scan of your MSP and identify the one or two tactics that could help you find more time, engage & align your people and generate more leads.  OR   To join our amazing Facebook Group of over 400 MSPs where we are helping you Scale Up with Confidence, then click HERE  Until next time, look after yourself and I'll catch up with you soon!   

Montana ranks among the lowest in the country when it comes to internet access and speed. Rural areas are among the most underserved. Since 2019, around $900 million in federal funding for rural broadband expansion has flowed into the state. It's starting to make an impact, but much work remains.

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The current Trump administration has deported roughly 8,000 people to places most have never even visited, in a process known as third-country removal. Critics say this violates U.S. law, depriving people seeking asylum of their due process rights. We hear from a Russian whistleblower and asylum seeker who was en route to California when he was deported… to Costa Rica. Plus, we'll hear from lawyers who are seeing the Trump administration expand third-country removals for asylum seekers within California. Guests: José "Caya" Cayasso, co-founder of the tech startup Slidebean; YouTuber and journalist who first reported German's story German, Russian whistleblower who was deported to Costa Rica after attempting to seek asylum in the United States Dr. Yael Schacher, immigration law historian and director for the Americas and Europe, Refugees International Nicole Gorney, immigration attorney, Vidas Legal Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrew and Ben begin with reactions to ChatGPT's new image capabilities, a reminder of OpenAI's strategic advantages vs. Google, Disney's deal with Sora, and Gemini 3 Flash. From there: Netflix and its competition for attention, Netflix continues its foray into podcasting, and a question about movie theaters highlights costs that Netflix will have to internalize going forward. Then: Extended thoughts on SpaceX and the possibility of data centers in space, while a listener does some field reporting on AWS usage. At the end: Strategies for a successful remote work life, Tesla and Rivian's aversion to CarPlay, the new United app and developer trade-offs, oenophile preferences, Taco Bell, Christmas traditions, and an attack on Andrew for hypocrisy.

In this episode of Molecule to Market, you'll go inside the outsourcing space of the global drug development sector with Thomas Dobmeyer, medical, entrepreneur and investor at ekwithree.   Your host, Raman Sehgal, discusses the pharmaceutical and biotechnology supply chain with Thomas, covering: Choosing to freelance and consult as a medic after qualifying in medicine. Co-founding a niche regulatory affairs firm and growing it into a 3,000-person multinational pharmaceutical solutions organisation. Expanding into new countries, acquisitions, and domains to build scale and credibility in biopharma — with culture as the secret weapon. Why lawmakers and regulators became his best salespeople, and how increasing complexity, internationalisation, and market growth ultimately led to a $1.4B exit to Cencora. Life after the sale as an active investor and mentor — and the key trends Thomas sees shaping the future of drug development. Dr. Thomas Dobmeyer is a physician, researcher, and entrepreneur currently serving as a partner at ekwithree GmbH, a growth investment firm specializing in technology-driven B2B service providers. In this role, Thomas plays a key part in driving the organizational success of ekwithree and its diverse portfolio of companies.   With over two decades of extensive experience in the pharmaceutical and medical technology industries, Thomas was founder and CEO of PharmaLex GmbH. There, he spearheaded the transformation of a startup consulting boutique into a globally recognized unicorn company operating in 40 countries with 3,500 employees. His strategic expertise was instrumental in shaping and executing the company's business strategies, overseeing leadership team formation, advising on strategic matters, and ensuring the implementation of robust business plans to achieve corporate objectives. Under his leadership, PharmaLex successfully completed nearly 40 mergers and acquisitions, significantly expanding its global business model and footprint.   Molecule to Market is also sponsored by Bora Pharmaceuticals and Charles River Laboratories, and supported by Lead Candidate. Please subscribe, tell your industry colleagues and join us in celebrating and promoting the value and importance of the global life science outsourcing space. We'd also appreciate a positive rating!

WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here: https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/ https://www.instagram.com/vodysseyshawnmoore https://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedom https://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comPROPERTY 1:https://www.airbnb.com/rooms/1302339866752283581?guests=1&adults=1&s=67&unique_share_id=bbe08662-f14c-49be-a29c-97e874affe04PROPERTY 2:https://www.airbnb.com/rooms/1561844108241128266?guests=1&adults=1&s=67&unique_share_id=dd8ce250-5eae-48fe-96e1-132120b80c40Chapters00:00:00 Intro00:02:54 Chris Barnett's Journey into Real Estate00:05:52 The Appeal of Short-Term Rentals00:08:52 Market Selection and Strategy00:12:07 Navigating Challenges in a Competitive Market00:15:03 Launching Property Number One00:17:48 Expanding to Property Number Two00:20:49 Setting Up and Managing Properties00:23:56 The Importance of a Support Team00:26:49 Lessons Learned and Future Goals

Welcome back to The Fit & Fulfilled Podcast. In this episode we discuss:The importance of changing your relationship with time while manifestingWays you're unknowingly pushing away your desiresCreating the space for your desires to land 3 tips to help you start to manage your time better & regain control of your scheduleTurning your schedule into a source of joy versus overwhelmPrivate Coaching with KhushbuShort-Term Coaching Options with KhushbuWatch The Going ALL IN Manifestation MasterclassJoin Seal The DealWays To Work TogetherTake The Quiz To Figure Out Which Manifesting Bubble You're Currently Stuck InWatch 'Be It To See It' MasterclassClick here more details & to apply for my 1:1 coaching program Uplevel Your LifeAccess the Freedom From Fear WorkshopJoin Calm, Cool & CreatingJoin School of Magnetic ConnectionWatch 'Be It To See It' MasterclassAccess the Money Manifestation MasterclassClick here to read some of the amazing outcomes my clients have manifested for themselvesFrom the bottom of my heart, thank you so much for being here. If you aren't already, come join the party over on:Instagram: @khushbu.kweighWebsite: https://kthadani.com/

This is The Briefing, a daily analysis of news and events from a Christian worldview.Part I (00:14 – 13:42)New York and Illinois Set to Pass Euthanasia Bills: The Culture of Death is Expanding at a Rapid Rate in the U.S.Governor Hochul Reaches Agreement With State Legislature to Pass Medical Aid in Dying Act in New York by New York State (Gov. Kathy Hochul)Governor Pritzker Signs Bill Expanding End-of-Life Options for Terminally Ill Patients by Illinois State (Gov. JB Pritzker)Part II (13:42 – 19:46)This Should Flag Your Attention: Australia Confirms the Islamic State Was Behind the Attack on Bondi BeachThe clash of civilizations on Bondi Beach by WORLD Opinions (R. Albert Mohler, Jr.)Part III (19:46 – 24:14)LGBTQ Books are a Crisis: Librarians Claims Banned Books are a ‘Manufactured Crisis', But the Books' Contents Reveal OtherwiseUS librarians tackle ‘manufactured crisis' of book bans to protect LGBTQ+ rights by The Guardian (Claire Wang)Sign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3391: ESI highlights how even a modest boost in annual salary growth, just 1%, can translate into millions more over a career when invested wisely. By breaking down salary scenarios and compounding returns, he proves that strategic career growth isn't just valuable, it's transformative for building wealth and achieving financial independence. Read along with the original article(s) here: https://esimoney.com/the-value-of-growing-your-career-is-worth-millions-more-than-i-thought/ Quotes to ponder: "Even if you only earn 1% more than average, you end up with over a million dollars more!" "If you plug along and are willing to accept 'average' for your career/income, you're potentially missing out on millions of extra dollars during your lifetime." "If you can grow your income faster than average (most people) and invest the difference at a reasonable rate over a working lifetime (or even any decent length of time) the difference is amazing and worth millions." Learn more about your ad choices. Visit megaphone.fm/adchoices

Private equity is reshaping auto PI, driving case costs up and crowding every channel with firms spending millions each month. Jon Walner has lived through TV's rise, a full rebrand from his father's household-name firm, and now a market where acquiring a case costs more than ever. In this episode, he breaks down what he's seeing today — the PE squeeze, the real math behind auto, rebuilding intake to stay fast and calm, and why adding comp, probate, and matrimonial can create steadier cash flow when PI margins tighten. You'll learn: How private equity is changing auto PI economics, and why it's costing more to get these cases even as volume looks strong. Rebranding from a household-name TV firm to Walner Law: new name, number, colors, 100+ billboards, and the real risk of starting over. Building a low-stress intake floor that protects focus, speeds up sign-ups, and turns more calls into contracts. Expanding into comp, probate, and matrimonial to monetize existing demand and stabilize cash flow. If you like what you hear, hit subscribe. We do this every week. Get Social! Personal Injury Mastermind (PIM) powered by Rankings.io is on Instagram | YouTube | TikTok

Ghee is the ultimate nervous-system–safe psychedelic. It's soma, the sacred nectar of immortality, in a spoon. It's butter, not breakdown. Drawing from her personal Panchakarma experiences and modern neuroscience, Katie shares how this ancient Ayurvedic superfood gently expands consciousness, processes stored trauma and restores emotional and spiritual resilience. If you're looking for a path to embodied awakening, tune in to hear Katie's thoughts on this safe psychedelic and the potentially dangerous plant medicine fads that are sweeping the globe.  The 2026 class of our Divine Feminine Ayurveda School starts in just four weeks! Click here to learn more and enroll today! In this episode all about ghee, you'll hear: ~ An invitation to book a FREE call with one of our coaches ~ Lessons from Katie's recent panchakarma experience ~ Ghee as a lunar, mother remedy ~ The Ayurvedic concepts of Soma and Ojas ~ How ghee supports the nervous system and emotional safety ~ The science of ghee: fat, myelin, gut health and the brain ~ The health benefits of ghee ~ How ghee compares to other plant medicines ~ Katie's view on Ayahuasca ~ Trauma, memory and consciousness stored in fat ~ Ghee's effects on intuition and dreams ~ Using ghee for grounding, embodiment and long-term self-care Get the full show notes here: https://theshaktischool.com/ep-235-why-ghee-is-the-quiet-psychedelic/ Connect with Katie and The Shakti School: ~ Sign up for our free mini-course about Women's Wisdom and Ayurveda! ~ Follow The Shakti School on Instagram and Facebook

Estranged. Cut off. Disengaged.Whatever you want to call it—it's trending! Going “no contact” has become so ubiquitous Oprah covered it in a recent podcast episode, Mel Robbins just wrote a NY Times article about it, and it's the subject of several books and thousands of TikToks.What's going on? Why are so many adult children cutting off their parents and families?Is Going No Contact a difficult, yet imperative, decision to protect oneself from a toxic family?Or, does it reflect an unwillingness to navigate the messiness of adult family relationships, because, of course, it's way easier to solely interact with likeminded friends. Is it self care or self sabotage?Elliott and I delve into the myriad elements surrounding this phenomenon, including:1️⃣The increase of family disengagement Elliott has witnessed in his clinical practice. 2️⃣The Going No Contact debate—does it facilitate or impede our emotional development and maturity?3️⃣How “self-help culture” has introduced therapeutic terms into our everyday lexicon—and the ramifications therein.4️⃣Expanding definitions of concepts such as “toxic,” “narcissist,” and “gaslighting.”5️⃣The grief inherent to estranged families. 6️⃣The role of social media in fueling this trend.7️⃣Suggestions for reunification—should children decide they'd like to. According to a study cited on Oprah's podcast, 30% of Americans have a family member who has disengaged. So, it's likely this impacts you or someone you love. If you know someone who “Won't Be Home For Christmas,” this conversation is for you!Dr. Karin & Pastor Elliott AndersonWebsite: http://loveandlifemedia.com/Empowered Dating Playbook: smarturl.it/EmpoweredDatingBookInstagram: @dr.karin | @pastorelliottanderson

Solid tumors represent one of the largest and most challenging areas in cancer treatment. In this interview, GT Biopharma (NASDAQ: GTBP) CEO Michael Breen explains why the company is expanding its platform into solid tumors and how its NK engager technology is designed to activate the body's natural immune response.Breen discusses the science behind GTB-5550, why B7H3 is a compelling target across many solid tumors, and how preclinical results support the company's next steps. He also outlines key milestones from 2025 and what investors should watch as GT Biopharma moves toward clinical trials and data readouts in 2026.Learn more about GT Biopharma: https://www.gtbiopharma.com/Watch the full YouTube interview here: https://www.youtube.com/watch?v=I7-Vd8PO8L0And follow us to stay updated: https://www.youtube.com/@GlobalOneMedia

Some creative partnerships do more than grow over time; they help shape an entire artistic landscape. In this episode of The Movers and Shapers Podcast, we meet Sara Coffin and Susanne Chui, co-artistic directors of Mocean Dance, whose long shared history and collaborative vision have transformed contemporary dance in Nova Scotia. Sara begins by tracing her path from early choreography to training across Canada and the United States, and how returning home eventually led her into a leadership role with Mocean Dance. Susanne shares her parallel journey, from a childhood in community dance to professional training in Toronto and the decision to return to Halifax, where she built an independent career before joining the company. Together, they reflect on the evolution of Mocean Dance from a dancer-centered company to a community-focused hub for creation, training, and sector-wide collaboration. They discuss how their friendship, complementary strengths, and improvisational ethos shape their working relationship, and they offer a look at the ambitious interdisciplinary and land-based projects that will define their next chapter. Listen in for a thoughtful conversation about collaboration, place-based artistry, and what it takes to sustain a thriving dance ecosystem outside major centers. Key Points From This Episode: Sara's early pull toward dance and her first experiences in choreographing. Training across Canada and finding her voice through somatics and collaboration. Forming the SiNS (Sometimes in Nova Scotia) collective: building an early artistic community. Returning to Halifax and stepping into leadership at Mocean Dance. Completing her MFA at Smith College in the United States to deepen her artistic practice. Susanne's community-based dance beginnings and discovery of professional training. Moving to Toronto for conservatory study and early company work. Returning home to build an independent career supported by grants and local networks. Joining Mocean Dance and forming a co-artistic partnership with Sara. Learning the administrative demands of running a company. Shifting Mocean from dancer-centered work to community-focused programming. Expanding professional development offerings, labs, and training programs. Building interdisciplinary partnerships across art, ecology, architecture, and design. Developing land-based and relational works with Indigenous collaborators. Reflections on sustaining a long-term creative partnership rooted in trust and improvisation. Looking ahead to large regional initiatives and reimagined touring models. For more on Sara and Susanne and Show Notes & Links: The Moving Architects Follow the podcast on Instagram & Facebook Donate to The Moving Architects today and support this podcast! Support The Moving Architects

In this two-part conversation, Katia sits down with Dr. Stuart Fischbein—better known as Dr. Stu—a board-certified obstetrician turned home birth advocate, author, educator, and co-host of the Birthing Instincts podcast. In Part 1, they unpack the deeply human and political layers of childbirth in America—from informed consent and medical gaslighting to how birthing has become a business model rather than a health model.Dr. Stu shares his unconventional journey from practicing hospital-based obstetrics to becoming a pioneering advocate for midwifery care, breech and twin home births, and individualized birth choices. Together, they challenge the fear-based narratives and rigid protocols that dominate modern maternity care, and invite listeners to ask: Who benefits? Who profits? And who suffers when we silence critical questions around birth?This episode is not just for parents—it's for anyone who believes in bodily autonomy, birth equity, and reclaiming our right to question the systems that shape our most sacred life experiences.

In this episode, Melissa Bernstein shares her remarkable journey from a creative, "unsettled" child to the co-founder of Melissa & Doug. She opens up about channeling her internal chaos into creativity, the early struggles and scrappy beginnings of the company, and the mission-driven philosophy that guided their growth. Melissa discusses the challenges of entrepreneurship, the importance of resilience, and the lessons learned from both setbacks and successes from building a business from her basement to selling the company for over a billion dollars. She also talks about balancing business and family, working with her husband, and her new venture, Lifelines, which focuses on well-being and helping others find meaning. Melissa's story is a testament to the power of creativity, grit, and staying true to one's mission. Timestamps 03:45 – Channeling chaos into creativity: the start of Melissa & Doug 08:30 – Melissa's upbringing and search for meaning 13:00 – Quitting corporate jobs and the fateful weekend 16:30 – Early mission and building a company from scratch 22:00 – First product, "fuzzy puzzle," and manufacturing challenges 27:00 – Getting burned by a factory agent 32:00 – Serendipity, resilience, and finding the right factory 36:00 – Building the business from their home 41:00 – Balancing family, business, and self-funding 48:00 – Sales, rejection, and learning to overcome objections 55:00 – Expanding categories: puzzles, wooden toys, plush, costumes 1:05:00 – Entering mass market and the Amazon story 1:15:00 – Taking on investors and the eventual sale 1:25:00 – Leaving the company, starting Lifelines, and finding new meaning 1:33:00 – Advice for entrepreneurs, women, and parents 1:38:00 – Melissa's book and mentoring the next generation 1:45:00 – Final thoughts: creativity, meaning, and living authentically Guest Description Melissa Bernstein is the co-founder of Melissa & Doug, one of the world's leading toy companies, and a passionate entrepreneur, creator, and advocate for mental health and authentic living. Over 35 years, Melissa and her husband Doug built their company from scratch, focusing on sparking children's imaginations with high-quality, open-ended toys. After selling the company for over a billion dollars, Melissa launched Lifelines, a new venture dedicated to well-being tools for adults, and authored the book "The Heart of Entrepreneurship." Her journey is marked by creativity, resilience, and a mission-driven approach to business and life.      

Episode #281!The Business of Life Master Class Podcasthttps://www.facebook.com/TheBusinessOfLifeMasterClassYoutube: www.youtube.com/@thebusinessoflifemastercla1060Instagram: @thebusinessoflifemasterclassTwitter/X: @ClassTBOLAmy BurtonLinkedIn - Focused Fitness SolutionsHosts: Debbie Lundberg & Barbara Zantwww.debbielundberg.com - Presenting Powerfully - 813-494-4438Facebook/Twitter/X/Instagram: @debbielundbergTikTok: @DebbieLundbergCoachInstagram for Barb Zant: @thestayatworkmomDigital Engineer: Brianna ConnollyMusic: www.bensound.comMusic by AlexiAction from Pixabay - License code: CBKCX3HKZL8FJ2CMSend us a textSupport the showThe Business of Life Master Class Podcast. Listen. Choose. Do!

In this final episode of the year, Dustin talked with Ruth Bauer, President at InsideTrack, who shared how the organization's new Coaching Lab is expanding access to coaching far beyond traditional college students. Ruth reflects on 12+ years of building human-centered, tech-supported student success systems and explores how flexible, scalable coaching can support everyone from GED earners to returning adult learners.Guest Name: Ruth Bauer, President, InsideTrackGuest Social: LinkedInGuest Bio: Ruth Bauer is a purpose-driven leader, executive, and lifelong learner who is currently serving as the President of InsideTrack, a student success coaching nonprofit that has served over 3.6 million learners since 2001.Over the past two decades, she has devoted her career to education and personal development at every level -- from early childhood education to higher education and corporate learning and development. As a proud first-generation college student and public school mom, Ruth has seen the transformative potential of expanding educational opportunity in my own life, which sparked a lifelong passion for working at the intersection of education, social impact, and leadership. - - - -Connect With Our Host:Dustin Ramsdellhttps://www.linkedin.com/in/dustinramsdell/About The Enrollify Podcast Network:The Higher Ed Geek is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Between 2000 and 2025, Waco underwent steady transformation driven by demographic growth, shifting economic patterns, and evolving civic priorities. The city moved beyond late-20th-century challenges and reemerged as a regional center for education, health care, and culture. Expanding institutions and rising population anchored public life as Waco's identity matured, marking a new chapter in its modern history.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textWhat really happens when you walk away from a packed, 7-figure beauty business… on purpose?

Director Paul Feig wants you to support local movie theaters, ideally at his new movie The Housemaid, based on the popular book series by Freida McFadden. “My last three movies have been streamers, and thank God I got to make movies, but I make movies for audiences in a room.” Adapting a popular book into a film is “intimidating,” but Feig is content with McFadden's approval. “She said she thinks it's better than the book. That was a huge thing to hear from the author.” The film follows Millie (Sydney Sweeney), a live-in maid for Nina (Amanda Seyfried), who begins to discover this perfect family is hiding dark secrets. “The marketing department's line says, ‘Spend the holidays with a family more dysfunctional than yours.' And I think that's kinda true.” Best known for directing comedies like Bridesmaids and Spy, Feig has created his own genre of thrillers with a comedic edge. Watch my interview with Paul, Amanda Seyfried and Sydney Sweeney: https://www.newsweek.com/entertainment/paul-feigs-genre-expanding-take-housemaid-11221295 Subscribe to my newsletter: https://link.newsweek.com/join/for-the-culture Follow me: https://linktr.ee/halanscott Subscribe to Newsweek's YouTube: https://www.youtube.com/newsweek See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Pure creatives are selfish. They create art for themselves. And your potential clients don't care about your personal creativity. They care about what's in it for them. So as a creative, we can't just be selfishly isolated in our little rooms creating art for art's sake because it fulfills us. When it comes to actually being a business owner, we have to create real value for other people, which means we can't be selfish when it comes to our creativity. We have to share it with others. As it says on the wall behind me in my office, “It takes more than passion.” If you're running a freelance business, don't forget - you're running a business. And that takes entrepreneurial skills that may not come naturally for many creatives. This week's episode is about finding the sweet spot between creativity and entrepreneurship. Both the creative and the entrepreneur are essential elements of your freelance business… And there are good parts and bad parts of both. In this episode you'll discover: Balancing the creative and entrepreneurial sides of your brain What entrepreneurs understand that creatives don't Using people, processes, and systems, to create value Keeping your creative spark alive Scheduling time for creative and entrepreneurial tasks Expanding your horizons by joining communities and finding mentors For full show notes, visit ⁠https://6figurecreative.com/393⁠

Today, I'm joined by Julia Nimocks, co-founder & CEO of Freaks of Nature. Co-founded with surf champion Kelly Slater, Freaks of Nature is building performance skincare for outdoor athletes — leveraging microbiome-driven formulations for skin longevity. In this episode, we discuss designing a technical skincare brand for the athletic consumer. We also cover: Why athletes are underserved in skincare Crafting microbiome-first formulations with PhD expertise Scaling lean with contractors over full-time employees Subscribe to the podcast → insider.fitt.co/podcast  Subscribe to our newsletter → insider.fitt.co/subscribe  Follow us on LinkedIn → linkedin.com/company/fittinsider   Website: www.freaksofnature.com  Instagram: https://www.instagram.com/freaksofnature___/  TikTok: https://www.tiktok.com/@freaksofnature___  - The Fitt Insider Podcast is brought to you by EGYM. Visit EGYM.com to learn more about its smart fitness ecosystem for fitness and health facilities. Fitt Talent: https://talent.fitt.co/  Consulting: https://consulting.fitt.co/  Investments: https://capital.fitt.co/   Chapters:  (00:00) Introduction  (00:46) Julia's background and operator journey  (01:19) From Billie to Freaks of Nature  (02:20) Why skincare for outdoor athletes made sense  (03:09) Building with the Squared Circles team (04:11) Core product portfolio and evolution  (04:41) The white space in athletic skincare  (05:52) Microbiome-driven formulation philosophy  (06:44) Sunscreen and moisturizing serum as foundation  (08:15) Expanding into deodorant category  (10:45) Kelly Slater as co-founder and brand ambassador  (13:15) Authenticity in athlete partnerships  (15:45) Distribution strategy and retail approach  (18:15) Building lean with contractors (20:45) Revenue per employee efficiency model  (22:21) Incentive structures and team dynamics  (24:48) Protecting scrappy startup mentality while scaling  (26:34) 2026 roadmap: product launches and team growth  (27:31) Expanding "Freak Faces" athlete ambassadors  (28:21) Where to find Freaks of Nature  (28:35) Conclusion  

How should Christian faith shape work in an era of pluralism, fear, and systemic inequality? Sociologist Elaine Howard Ecklund (Rice University) is presenting new insights for faith at work through data, theology, and lived experience. "People love to talk about individual ethics … but what was really hard for them to think about was, what would it mean to make our workplace better as a whole?" In this episode, Ecklund joins Mark Labberton to reflect on moving from individual morality toward systemic responsibility, dignity, and other-centred Christian witness at work. Together they discuss faith and work, the gender and race gaps created by systemic injustice, fear and power, religious diversity, rest and human limits, gender and racial marginalization, and the cost of a credible Christian witness. Episode Highlights "People love to talk about individual ethics." "What would it mean to make our workplace better as a whole?" "People are much more apt to take us seriously if we first take them seriously." "Suppression of faith in particular is not the answer." "God is God and I am not." About Elaine Howard Ecklund Elaine Howard Ecklund is professor of sociology at Rice University and director of the Boniuk Institute for the Study and Advancement of Religious Tolerance. She is a leading sociologist of religion, science, and work whose research examines how faith operates in professional and institutional life. Ecklund has led large-scale empirical studies on religion in workplaces and scientific communities, supported by the National Science Foundation, Templeton Foundation, and Lilly Endowment. She is the author or co-author of several influential books, including Working for Better, Why Science and Faith Need Each Other, and Science vs. Religion. Her work informs academic, ecclesial, and public conversations about pluralism, justice, and moral formation in modern society. Learn more and follow at https://www.elaineecklund.com and https://twitter.com/elaineecklund Helpful Links And Resources Working for Better (IVP): https://www.ivpress.com/working-for-better Why Science and Faith Need Each Other (IVP): https://www.ivpress.com/why-science-and-faith-need-each-other Elaine Howard Ecklund website: https://www.elaineecklund.com Rice University Boniuk Institute: https://boniuk.rice.edu Conversing with Mark Labberton: https://comment.org/conversing Show Notes Sociological study of religion, work, and group behavior Christian faith taken seriously at personal and academic levels Ecklund's former research focus on science as a workplace environment Expanding faith-at-work research beyond scientific communities Compartmentalized Christian faith and the fear of offending colleagues Friendship and collaboration emerging from leadership retreats Large-scale data-driven study on religion in changing workplaces Religious pluralism at work and changing workplace demographics Writing for Christian audiences shaped by empirical research From individual ethics toward systemic responsibility at work "People love to talk about individual ethics." Systemic injustice blind spots Moral shorthand focused on time sheets and office supplies Organizational leadership and culture change Difficulty imagining organizational or structural workplace change Fear of retaliation when confronting unjust systems Responsibility for workplace realities Power underestimated by those holding leadership positions Costly examples of speaking up against workplace injustice Christian fear of marginalization in pluralistic environments Suppression of religious expression as common workplace response Suppression versus accommodation: "Suppression of faith in particular is not the answer." Religious diversity as unavoidable reality of modern work Other-centered faith rooted in dignity of every person Imago Dei shaping engagement across religious difference "People are much more apt to take us seriously if we first take them seriously." Racialized religious minorities: the double marginalization of racial minorities of faith Gender inequity and underexamined workplace power dynamics Faith-based employee groups Fear masquerading as anger in cultural and religious conflict Workplaces as rare spaces for meaningful civic encounter Justice beyond activism Rest as theological foundation for justice and leadership Limits, Sabbath, and resisting productivity as ultimate value "God is God and I am not." Human limits in leadership Production Credits Conversing is produced and distributed in partnership with Comment magazine and Fuller Seminary. #FaithAndWork #ElaineHowardEcklund #ChristianEthics #WorkplaceJustice #ReligiousPluralism #RestAndFaith

What happens when three outsiders try to reinvent access to money… during the worst financial crisis in decades?Before Kickstarter.Before GoFundMe.Before crowdfunding became a thing, there was Indiegogo, an idea born from frustration, inequity, and more than 93 rejections from investors.It was a funding platform built not for banks, studios or gatekeepers… but for everybody else.In this episode, co-founders Danae Ringelmann and Slava Rubin reveal the unpolished and often painful story behind Indiegogo — from digging into savings accounts, to fighting over strategy, to grinning and bearing it when their idea was dismissed as “cute.” You'll hear how their mission was shaped by loss of parents, financial instability, and a fundamental belief in fairness.How the 2008 crash nearly killed the company before it began.And how in the end, Indiegogo helped spark a massive cultural shift—proving that anyone, anywhere, could bring an idea to life.WHAT YOU'LL LEARN: How gatekeepers underestimate outsiders' ideasHow grief and personal history shape entrepreneurial courageHow to recover from 93 “no's” Why making money matters, but maintaining your values matters even more How co-founder conflict can sharpen (or break) a companyWhy Indiegogo didn't become Kickstarter — and what founders can learn from thatHow to know when it's time to walk away from your own companyTIMESTAMPS: 0:05:34 - Slava's childhood, and the deep loss that shaped his worldview0:09:00 - Danae's first lesson in leadership… from her dad's moving business0:12:43 - “Hollywood Meets Wall Street:” the emotional spark that led to Indiegogo0:18:43 - The Golden Gate conversation where Slava asked, “Why not put this on the internet?“ 0:32:56 - Building Indiegogo: mismatched personalities, big arguments, and the first 10 campaigns0:40:22 - The 2008 crash hits: 93 investor rejections and many moments of truth0:46:53 - Expanding beyond film: the inevitable pivot that ignited explosive growth0:54:04 - Internal evolution: roles, titles, hires, and the first taste of real scale 0:59:56 - Why the founders eventually stepped away — and why some opportunities were squandered1:05:19 - The legacy: how Indiegogo reshaped culture, creativity, and opportunity1:09:44 - Bonus: Small Business Spotlight This episode was produced by Katherine Sypher, with music by Ramtin Arablouei. It was edited by Neva Grant, with research help from Chris Maccini. Our engineers were Patrick Murray and Jimmy Keeley.Follow How I Built This:Instagram → @howibuiltthisX → @HowIBuiltThisFacebook → How I Built ThisFollow Guy Raz:Instagram → @guy.razYouTube → guy_razX → @guyrazSubstack → guyraz.substack.comWebsite → guyraz.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Supreme Court is considering whether President Trump should be able to fire the head of the Federal Trade Commission and other independent agencies without cause. We discuss why Congress created these independent agencies in the first place and the broader impact of the court eroding the 90-year-old precedent that protects them from presidential politics.This episode: political correspondent Sarah McCammon, labor and workplace correspondent Andrea Hsu, and senior national political correspondent Mara Liasson.This podcast was produced by Casey Morell and Bria Suggs, and edited by Rachel Baye.Our executive producer is Muthoni Muturi.Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy