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The CM Group is a wealth management group that has been working with investors since 1985. We are deeply rooted in an evidence-based investment strategy, focusing on asset allocation and proper diversification so that you can get the most out of your fre

The CM Group


    • Apr 30, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 30m AVG DURATION
    • 256 EPISODES


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    Latest episodes from Free Lunch

    Trade wars, Portfolio Strategies & The Central Bank

    Play Episode Listen Later Apr 30, 2025 34:04


    Colin, Karyn, and Steve break down the global tensions making headlines. From the impact of tariffs and currency swings to central bank policy and investor behaviour, this episode is your market sanity guide in a noisy world.Tune in and enjoy the show!

    Reading Your Way (To Success!)

    Play Episode Listen Later Apr 23, 2025 28:22


    In honour of World Book Day, Colin, Karyn, and Blair share their top finance and investing book recommendations - from timeless classics to modern favourites. Whether you are just getting started or deep into your financial journey, this episode is packed with page-turners that can help you build wealth, understand risk, and avoid common investing mistakes. Tune in and add some smart reads to your list!Here are some of our favourites if you want to add to your list!

    Preserving Wealth for the Ones You Love

    Play Episode Listen Later Apr 16, 2025 34:47


    Colin and Karyn welcome back special guest Jonathan Ng for a conversation important for your loved ones. From spotting the signs of financial vulnerability to choosing a trusted contact person, they explore the key legal and emotional steps to safeguarding wealth for aging loved ones. Listen and enjoy the show!

    The Evolution of Advice

    Play Episode Listen Later Apr 9, 2025 27:58


    From stock-picking stress to personalized planning, Colin and Karyn trace how financial advice has transformed over the years. They explore the shift from commissions to fees, the rise of robo-advisors, and why the human touch still matters, especially when the stakes are high. Listen and enjoy the show!

    World Health Day…Stress, Fitness & Finances

    Play Episode Listen Later Apr 2, 2025 44:49


    Colin, Karyn, and Monique discuss how financial stress affects our health, mindset, and decision-making. From money worries to comparison traps, they explore ways to reframe financial anxiety and build resilience. Plus, Monique will share practical tips to take control of your financial future without losing sleep over it. Listen and enjoy!

    Diversification and Zero-Sum Games

    Play Episode Listen Later Mar 26, 2025 31:53


    Calgary is built on oil & gas, but does your investment portfolio reflect too much of the same? Colin and Karyn break down how home bias may affect investors in resource-heavy cities.They also unpack zero-sum games, active vs. passive investing, and whether hedge funds live up to the hype. Listen and enjoy the show!

    Death & Taxes: What You Need to Know

    Play Episode Listen Later Mar 19, 2025 30:25


    Colin and Blair tackle two things no one can escape—death and taxes. From TFSAs and RRSPs to joint accounts, they break down strategies to minimize estate taxes, maximize wealth transfer, and avoid costly mistakes.

    Can You Escape Market Volatility?

    Play Episode Listen Later Mar 12, 2025 33:15


    This week, Colin and Karyn dive into the reality of market ups and downs—spoiler alert: volatility is unavoidable! From recent tariff-driven swings to the power of diversification, they unpack how to navigate uncertainty and stay invested for the long haul.

    Does Gender Make a Difference in Investing?

    Play Episode Listen Later Mar 5, 2025 39:54


    Colin and Karyn sit down with Dr. Meghaan Lurtz, a leading expert in financial psychology, to explore how men and women approach investing. Do women really take fewer risks? What does it all mean for long-term success? Listen to the episode to find out!

    When Markets Seduce and Confuse

    Play Episode Listen Later Feb 26, 2025 41:27


    Colin sits down with Meb Faber, co-founder and Chief Investment Officer of Cambria Investment Management, to unravel the emotional rollercoaster of investing. From market euphoria to unexpected downturns, they discuss how to stay grounded and make better investment decisions.

    Millennials Wealth with Dan Solin

    Play Episode Listen Later Feb 19, 2025 36:54


    In todays episode Colin and Karyn interview Dan Solin. Dan is a New York Times Best Selling Author who has recently published Wealthier: The Investing guide for millennials. Listen in as Dan shares his knowledge on what to teach our younger investors.

    Valentine's Day – Heroes & Villains

    Play Episode Listen Later Feb 12, 2025 27:39


    Every couple has a story. Sometimes one plays the hero, while the other plays the villain. In reality, it all comes down to perspective. In today's episode, Colin and Karyn discuss the dynamics of couples and money, and the challenges that arise when financial views don't align. Listen and enjoy the show!

    “It's Groundhog Day!” with Brian Portnoy

    Play Episode Listen Later Feb 5, 2025 38:50


    Colin and Karyn are joined by special guest Brian Portnoy, founder of Shaping Wealth and author of The Geometry of Wealth. Together, they explore how investors can avoid repeating the same financial mistakes. Listen in to learn how to build a more intentional financial future!

    Blue Monday and Dr. Daniel Crosby

    Play Episode Listen Later Jan 29, 2025 35:57


    In today's episode Colin and Karyn interview Dr. Daniel Crosby, who is the Chief Behavioural Officer at Orion, a New York Times Best Selling author, and friend of the show. Listen in to find out more about Blue Monday and the 5 pillars of happiness.

    An interview with a Chief Evangelist, Samantha Russell

    Play Episode Listen Later Jan 22, 2025 33:19


    In today's episode Colin interviews Samantha Russell, Chief Evangelist with FMG Suite. What is a Chief Evangelist? Listen in to find out more and enjoy the show!

    Talk'n Stocks and Stuff with Shay Kshatriya

    Play Episode Listen Later Jan 15, 2025 33:02


    In today's episode Colin interviews Shay Kshatriya. Shay shares his insight on the markets, economy, interest rates, inflation, and other things. Listen in to find out more and enjoy the show!

    Capital Market Assumptions and 2025!

    Play Episode Listen Later Jan 8, 2025 26:27


    In today's episode Colin and Karyn talk about what to expect for 2025. Another year of double digit return in equities? Or something else? Listen in to find out more and enjoy the show!

    Episode 239 - Happy New Year!

    Play Episode Listen Later Jan 1, 2025 25:58


    In today's episode Colin and Karyn talk about tips for the new year. It is never to early to start planning out the year ahead. Listen in to find out more and enjoy the show!

    12 Steps of Investing & The 12 Days of Christmas

    Play Episode Listen Later Dec 25, 2024 15:36


    In today's holiday episode Colin and Blair take us through the 12 fundamental steps of investing. Linking those steps to the traditional Christmas Carol. Enjoy the show and seasons greetings to all!

    Priority vs Proprietary

    Play Episode Listen Later Dec 18, 2024 18:57


    In today's episode Colin and Steve talk about proprietary products and a consumer pushback that is happening in Canada. Listen in to find out more and enjoy the show!

    Unusual Indices and Purchasing Price Parity

    Play Episode Listen Later Dec 11, 2024 29:09


    In today's episode Colin and Karyn review some of the more unique indices out there. What is the significance of underwear, lipstick, and Big Mac sales? Listen in to find out more and enjoy the show!

    What Investors Get Wrong

    Play Episode Listen Later Dec 4, 2024 27:29


    In today's episode, Colin and Blair dive into the evolution of Canvas Wealth, share the philosophy that drives their success, and unveil the future path with Q Wealth Partners. Listen now and enjoy the show!

    Our Partnership with Q Wealth

    Play Episode Listen Later Nov 27, 2024 37:08


    In today's episode, we are joined by Jared Rabinowitz and Stephen Gasparek from Q Wealth Partners. Listen in to find out more about our recent partnership!

    A New Chapter: Introducing Canvas Wealth

    Play Episode Listen Later Nov 20, 2024 20:40


    In today's episode Colin, Steve, and Karyn makes an exciting announcement. Introducing a new chapter for the CM Group. Listen in to find out more and enjoy the show!

    The Evolution of a Fiduciary

    Play Episode Listen Later Nov 13, 2024 30:00


    In today's episode Colin, Steve & Karyn talk about the role of a fiduciary. What is the difference? Is it important? Listen in to find out more and enjoy the show!

    The $3 Billion Dollar Mistake

    Play Episode Listen Later Nov 6, 2024 22:08


    In today's episode Greg and Colin talk about something in the news. A Canadian bank was just fined $3 billion dollars for its part in a money laundering scheme. Listen in to find out more and enjoy the show!

    The Power of Habit

    Play Episode Listen Later Oct 30, 2024 22:50


    In today's episode Greg and Colin talk about habits. How do you create them? How do you change them? Are they necessary? Listen in to find out more and enjoy the show!

    Looking in the rearview mirror

    Play Episode Listen Later Oct 23, 2024 27:14


    In today's episode Greg and Colin talk about what is happening in the markets today versus pre-COVID days. Listen in to find out more and enjoy the show!

    How to lose $415 million…

    Play Episode Listen Later Oct 16, 2024 25:46


    In todays episode Greg and Colin talk about a headline that is in the news. An investor is suing after creating a huge trading win, only to lose it all. What should they have done differently? Listen in to find out more and enjoy the show!

    The Stock Market and War…

    Play Episode Listen Later Oct 9, 2024 20:23


    In today's episode Greg and Colin talk about how the stock market reacts to war and acts of war. Listen in to find out more and enjoy the show!

    Evolution of Advice – Greg's Story

    Play Episode Listen Later Oct 2, 2024 28:00


    In today's episode Greg and Colin talk about how the investment management world has changed since 1996. Greg shares his story on working in this field for 28 years. Enjoy the show!

    What do you spend your money on?

    Play Episode Listen Later Sep 25, 2024 23:29


    In today's episode Greg and Colin talk money. How do you choose to spend your money? How does your risk capacity, risk tolerance and asset allocation align with your spending habits? Listen in to find out more and enjoy the show!

    Disco, Diversification and Cycles

    Play Episode Listen Later Sep 18, 2024 25:39


    In today's episode Greg and Colin lead you on a musical and market cycle journey. How are these two areas related? Listen in to find out more and enjoy the show!

    Break Out the Plaid Suit

    Play Episode Listen Later Sep 11, 2024 29:17


    In today's episode Greg and Colin discuss various forms of insurance and why they should be considered. Listen in to find out more and enjoy the show!

    “Bling”flation…

    Play Episode Listen Later Sep 4, 2024 27:30


    In today's episode Greg and Colin talk about Gold, Silver and the S&P500. Should you hold that bling in your portfolio? Listen in to find out more and enjoy the show!

    Planning and The Forgotten Generation

    Play Episode Listen Later Aug 28, 2024 27:28


    Today's episode features Colin, Blair & Karyn. What is “The Forgotten Generation?” What planning should they be doing? Listen in to find out more and enjoy the show!

    Back to School!

    Play Episode Listen Later Aug 21, 2024 30:31


    In today's episode Colin and Karyn discuss the process to become licensed as an investment advisor. Lots of training and coursework, listen in to find out more and enjoy the show!

    Dollar's to Doughnuts, Volatility Explained!

    Play Episode Listen Later Aug 14, 2024 27:36


    In today's episode Greg and Colin talk about volatility. What is it? How is it measured? What does it have to do with the market(s)? Listen in to find out more and enjoy the show!

    Entertainment Advice

    Play Episode Listen Later Aug 7, 2024 32:14


    In today's episode Greg and Colin talk about News. What is news? What is false, fake, misleading…and what leads investment decisions? Listen in to find out more and enjoy the show!

    12 Steps to Better Investing Mini-Series Part 4

    Play Episode Listen Later Jul 31, 2024 24:38


    In today's episode Greg and Colin wrap up the mini-series on the 12 Steps to Better Investing. Focusing on Risk Capacity vs Risk Tolerance, Managing Risk, and the Invest and Rest mode. Enjoy the show!

    12 Steps to Investing Mini-Series Part 3

    Play Episode Listen Later Jul 24, 2024 26:11


    In today's episode Greg and Colin carry on with the 12 Steps to Investing Mini-series. Spending time today discussing the silent killers, risk and factors of return, as well as the history of market cycles. Enjoy the show!

    12 Steps to Investing Mini-Series Part 2

    Play Episode Listen Later Jul 17, 2024 28:47


    In today's episode Greg and Colin carry on with the 12 Steps to Investing Mini-series. Today we are looking at market timing, star fund managers, and style drift. Enjoy the show!

    12 Steps to Investing mini-series – Episode 1

    Play Episode Listen Later Jul 10, 2024 27:57


    In today's episode Greg and Colin start a new mini-series on the 12 steps to better investing. Starting with Active vs Passive, the science of investing, and Stock Picking. Enjoy the show!

    Take a Mulligan

    Play Episode Listen Later Jul 3, 2024 22:41


    What do golf, investments, and well-being have in common? Listen in to find out more and Greg and Colin discuss the concept of taking a mulligan. Enjoy the show!

    Lottery Tickets & Travel Medical Insurance

    Play Episode Listen Later Jun 26, 2024 27:17


    Do you buy medical insurance before you travel? What about trip cancellation insurance? What do these have to do with playing the lottery? Listen in to find out more and enjoy the show!

    Coaching & the ABC's of Health & Wealth

    Play Episode Listen Later Jun 19, 2024 27:14


    In today's episode Colin and Karyn talk about the benefits of coaching. What are the ABC's of health and wealth? Listen in to find out more and enjoy the show!

    Introducing Karyn, discussing Health & Wealth

    Play Episode Listen Later Jun 12, 2024 24:50


    In today's episode we introduce Karyn Silenzi, our most recent team member to join The CM Group. Karyn has an interesting background in health and fitness along with financial planning. Listen in to find out more about how these areas are linked and enjoy the show!

    University or Trades School?

    Play Episode Listen Later Jun 5, 2024 23:55


    In today's episode Greg and Colin talk about what to do after high school. Confused? Have a younger family member trying to figure out life? Listen in to find out more and enjoy the show!

    Identity Take Over...Ouch!

    Play Episode Listen Later May 29, 2024 26:17


    In today's episode Greg and Colin talk about fraud. What it is, how to avoid it, how to deal with it. Sharing a personal story as a public service announcement. Enjoy the show!

    Capital Gains Tax Changes

    Play Episode Listen Later May 22, 2024 30:30


    In today's episode Greg and Colin discuss the upcoming changes to how capital gains are taxed in Canada. Listen in to find out more and enjoy the show!

    Weather Patterns & Stock Market Returns

    Play Episode Listen Later May 15, 2024 23:50


    In today's episode Greg and Colin discuss correlation, causation and expected return in the stock market and how it might relate to weather patterns. Listen in to find out more and enjoy the show!

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