Podcast appearances and mentions of Jonathan Clements

The transformation of Japan from hermit kingdom to imperial power happened with breathtaking speed. When American Commodore Perry's "black ships" steamed into Tokyo Bay in the 1850s, they shattered Japan's 250-year isolation with technology that seemed to come "from 200 years in the future." This technological gap created a constitutional crisis that would ultimately topple the Tokugawa Shogunate and usher in the Meiji Restoration of 1868.Jonathan Clements guides us through this pivotal period where Japan found itself facing what one historian calls "an invitation to an alien game" - forced to adopt international norms and institutions they never agreed to. Rather than becoming colonized like China or India, Japan's new leaders determined to become players in this global power game. They systematically studied Western nations, adopting what they perceived as the best elements of each: a German-style army, British naval technology, and aspects of French law.This selective modernization happened against a backdrop of growing militarism and expansionism, particularly toward Korea - strategically described as "the dagger at the heart of Japan." The 1894-95 Sino-Japanese War demonstrated Japan's new capabilities, but the subsequent "Triple Intervention" by Russia, France and Germany (forcing Japan to abandon territorial gains) created a humiliation that would fuel future aggression.Throughout this period, the Japanese government struggled with "gekokujō" - military insubordination where officers initiated "incidents" that expanded Japanese influence without authorization. The assassination of Korea's Queen Min by Japanese agents exemplifies this dangerous pattern where unauthorized actions expanded imperial control while undermining civilian government - creating precedents that would ultimately lead Japan toward its catastrophic Pacific War.Whether you're interested in East Asian history, imperial expansion, or the roots of 20th century conflict, this exploration of Japan's rapid transformation reveals how quickly a nation can reinvent itself - for better or worse.You can send a message to the show/feedback by clicking here. The system doesn't let me reply so if you need one please include your email.

With the recent downgrade on U.S. government debt by Moody's and a tax bill making its way through Congress that's projected to widen the federal deficit by a quarter trillion dollars per year over the next decade, how worried should we be about the federal government budget deficit? Peter and Jonathan discuss the deficit, its possible consequences and how we can potentially balance the budget. Plus, learn about the Jonathan Clements Getting Going on Savings Initiative.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Jonathan Clements is a former Wall Street Journal personal finance columnist who is battling a rare form of terminal cancer, Jason Zweig is a current Wall Street Journal personal finance columnist, and Christine Benz is the director of personal finance and retirement planning for Morningstar, as well as the president of the John C. Bogle Center for Financial Literacy.    In this podcast, we discuss the Jonathan Clements Getting Going on Savings Initiative, a non-profit research project set up on Jonathan's behalf, and his new book, The Best of Jonathan Clements: Timeless Advice for a Financial Life Well Lived. Tax-deductible donations for the initiative can be made at BogleCenter.net, and profits from the sale of his book also go to the initiative.    Rick Ferri, CFA, a long-time Boglehead and investment adviser, hosts the Bogleheads on Investing podcast. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads have held national conferences in major cities across the country. The 2025 conference will take place in San Antonio, Texas, from October 17 to 19. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.   This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.  

Today, Paul reflects on the work of Jonathan Clements, an author and former writer for The Wall Street Journal, who has not stopped trying to leave a legacy amid a terminal cancer diagnosis. Listen along as Paul explains why it is so important to have voices like these in the investing world and why the concept of market efficiency is the foundation that you build many other investing concepts on top of.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Why do many feel this year's stock market volatility rivals much worse declines of the past? And why are the market's moments of weakness such a gift for the individual investor? Peter and Jonathan answer these questions and provide their tips for the month. Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

The U.S. stock market has had a rocky start to the year, with some indexes falling more than 10%. Peter and Jonathan discuss what triggered the decline and whether share prices are likely to struggle in the months ahead. Plus, each gives their tip of the month.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Saturday's first radio hour becomes a podcast: 1:56 The Truth About Money Lies 3:18 Jonathan Clements' Insights 5:04 Coping with Financial Anxiety 7:01 Automating Your Finances 12:03 Tax Efficiency in Investments 18:36 Finding a Professional Fiduciary 22:21 Planning for Future Financial Care 31:13 Jonathan Clements' Final Advice 34:04 Understanding Rebalancing Risks Learn more about your ad choices. Visit megaphone.fm/adchoices

Peter and Jonathan discuss what defines an “alternative investment” and what investors can potentially get from these assets that they can't get elsewhere. Plus, a reminder to keep politics out of your portfolio and why it might be worth taking a second look at your tax return.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Author and screenwriter Jonathan Clements

Author and screenwriter Jonathan Clements

Author and screenwriter Jonathan Clements

Author and screenwriter Jonathan Clements

Author and screenwriter Jonathan Clements

Author and screenwriter Jonathan Clements

The Trump administration has issued a flurry of proposals and pronouncements affecting trade, taxes, immigration, energy policy and more. What might these mean for the economy and financial markets moving forward? Plus, Peter and Jonathan share tips for teaching young children to value money and helping teenagers understand paycheck deductions. Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

On fête pas le nouveau millénaire mais pour fêter la nouvelle année on en traverse 1000 avec Chiyoko Fujiwara de Millenium Actress ! Souvenirs, perception, temps (qui n'existe pas), image et quête sans fin, on revient sur la figure de la shōjo et on se demande si au final le plus important ce serait pas le voyage (et la libération). Merci à Jayhan (@JayhanOfficial) pour les super intro et outro ! Tu peux nous suivre sur tous les réseaux : @codexespod et nous laisser une note et un commentaire sympa si tu veux. Force et amour. Ressources : - « La structure cristalline dans Millenium Actress » de Stéphane Collignon. 2003-2004 - « Millenium Actress » de Guillaume Lasvigne. 2011 https://www.courte-focale.fr/cinema/analyses/millennium-actress/ - « L'influence chez Satoshi Kon : De la singularité des références à l'incarnation du monde actuel » mémoire de recherche d'Oriane SIDRE. 2013-2014 - Vidéo « Why you need to see Satoshi Kon's Millenium Actress » d'Under The Scope. 2019 https://www.youtube.com/watch?v=JCECYyTvOFg - « Millenium Actress and Japanese Film » de Jonathan Clements. 2020 https://blog.alltheanime.com/millennium-actress-japanese-film/ - Vidéo « The Satoshi Kon Problem » de Stevem. 2020 https://www.youtube.com/watch?v=9GzZuRMwbW4 - Vidéo « La bonne façon de briser l'espace-temps par Satoshi Kon (Millenium Actress) » de Luministe. 2023 https://www.youtube.com/watch?v=nfDJJ23J7r8 - « Millenium Actress, la dernière séance » de Malik-Djamel Amazigh Houha. http://rockyrama.com/super-stylo-article/millennium-actress-la-derniere-seance - The Gate of Desire de Susumu Hirasawa, morceau de la BO de Millenium Actress joué pendant l'épisode. - Rotation LOTUS2 de Susumu Hirasawa, morceau de la BO de Millenium Actress joué à la fin de l'épisode.

With the new year upon us, what financial resolutions should you be making? From lump sum investing to charitable giving, Peter and Jonathan share several actionable tips for the year ahead. Plus, learn why it's important to keep good records of any money spent on home improvements.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

This is part 2 of my podcast with Jonathan Clements on Japan's Christian century. In this episode we get on to the rebellion itself. Sensitive listeners may want to brace themselves!You can send a message to the show/feedback by clicking here.

A two part podcast on Japan's Christian century. Jonathan Clements wrote a brilliant book called Christ's Samurai about the Shimabara rebellion of 1638. We cover the story in two parts - this is part 1 and tells of the early successes and later disasters of the efforts to bring christianity to Japan. Part 2 will cover the story of the rebellion itself.You can send a message to the show/feedback by clicking here.

Paul, Daryl, and Chris discuss the risks of investing and life. Paul starts with an introduction and admission of his challenges managing risks related to diet and health.  He then gets Chris and Daryl to chime in with their definitions and perspectives on risk.  Daryl then shares a framework for evaluating risk from his days as a systems engineer.  The framework looks at risks in two dimensions: likelihood and impact (or severity).  He describes how the framework can help prioritize which risks to mitigate and gives examples of how some financial risks might be reduced in both dimensions.  Chris is reminded of the book "Die with Zero," and mentions how risks extend beyond finances to experiences. Paul, Chris, and Daryl then discuss some of their challenges in managing the risks of their own portfolio allocations and how their behaviors differ from what might be considered ideal. This leads to discussing the dangers of learning the wrong lessons with examples from inside and outside the personal finance world. Paul reads from the Jonathan Clements article that inspired this podcast: "The Risks We Miss."  Paul then closes out the podcast. Outtakes include Paul and Chris discussing how the Best-in-Class ETFs can help mitigate risk, and what Daryl wants for Christmas. Watch video here- https://youtu.be/veXXh-YVYKU

If your bank account is thriving, but your soul feels bankrupt, are you really living your best life? Today we dive into the deep end of personal finance, tackling life's biggest questions. The discussion starts with festive neighborly rivalries (think over-the-top decorations and holiday antics) but transitions pretty quickly into an emotional exploration inspired by a powerful piece written by Jonathan Clements for his Humble Dollar blog. Reflecting on his cancer diagnosis and thoughts on mortality, Clements' writing serves as a springboard for a candid roundtable chat about regrets, risk, and how to make the most of our limited time. With additional insights from Paula Pant and Doc G, this episode is all about helping you live purposefully while keeping your financial house in order. Why You'll Love This Episode: Explore how to balance financial strategies with meaningful life choices. Gain perspective on managing regrets and making peace with life's uncertainties. Discover why generosity and appreciating the little things are the ultimate forms of wealth. Episode Highlights: Holiday hilarity: Over-the-top decorations, fish sticks, and birthday antics. Jonathan Clements' reflections on mortality and embracing the present moment. Paula Pant and Doc G's insights on purposeful living and financial balance. Strategies for managing risk, reward, and estate planning challenges. The transformative power of generosity and savoring simple joys. Trivia Fun: It's the final trivia showdown of the year! Can OG claim victory, or will this be another epic trivia blunder? Tune in for the the guesses, and a few surprising facts. Takeaways to Ponder: Jonathan Clements' reflections remind us that while building wealth is essential, so is living a life filled with purpose, generosity, and connection. Resources Mentioned: Jonathan Clements' Humble Dollar Blog Post: The C Word Stacking Benjamins Book Club is Open! Join the Basement Facebook Group Let's Keep the Conversation Going: What's your secret to balancing finances with a life well-lived? Share your thoughts with us in the Basement Facebook group, or tag us on social media. Learn more about your ad choices. Visit podcastchoices.com/adchoices

With 2024 almost in the books, what will the year ahead mean for investors? Peter and Jonathan discuss the four major investment asset classes — cash, bonds, stocks and private investments — and what investors can reasonably expect. Plus, a reminder to practice gratitude and what to look for before making a lump-sum investment in a stock fund within a taxable account.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

With just two months left in 2024, time is limited to make important decisions affecting your tax bill, retirement contributions and more. Peter and Jonathan share the potential benefits of tax-loss harvesting, Roth conversions, donor-advised funds, flexible spending accounts and other key planning strategies to consider implementing before year-end. Plus, hear why bringing up financial topics with the family at Thanksgiving might not be such a bad idea after all.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Dan Hartman is a REALTOR®, city alderman and business owner. He joins Bobbi and Alex in the studio to talk about his techniques and strategies for juggling multiple roles and maintaining a healthy balance. Bobbi's Book Bit: From Here to Happiness by Jonathan Clements

Today on the podcast, we welcome back Jonathan Clements. Jonathan was one of our first guests when we launched this podcast, and today marks his third appearance. He's the founder and editor of HumbleDollar, and he has written or edited several books about money and investing, including My Money Journey and How to Think About Money. Earlier in his career, Jonathan spent almost 20 years at The Wall Street Journal, where he was the newspaper's personal finance columnist and six years at Citigroup, where he was director of financial education for the bank's US Wealth Management arm. This past June, Jonathan shared his devastating recent cancer diagnosis, and he's been writing candidly about the experience on HumbleDollar. We'll link to those posts in the show notes. I wanted to conduct today's interview solo because Jonathan's work has been hugely influential to me personally, and he also wrote the foreword to my forthcoming book. I couldn't be more grateful.BackgroundBioHumbleDollar“Jonathan Clements: ‘It's in Wall Street's Interest to Make Everyday Investors Think That They Are Stupid,'” The Long View podcast, Morningstar.com, July 31, 2019.“Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful,'” The Long View podcast, Morningstar.com, Dec. 26, 2023.BooksMy Money Journal: How 30 People Found Financial Freedom—And You Can TooFrom Here to Financial Happiness: Enrich Your Life in Just 77 DaysHow to Think About MoneyArticles“Turned Upside Down,” by Jonathan Clements, humbledollar.com, Oct. 5, 2024.“Never Quite Enough,” by Jonathan Clements, humbledollar.com, Sept. 21, 2024.“Opinion: Living Was Easy. Dying Is Harder,” by Jonathan Clements, washingtonpost.com, Aug. 28, 2024.OtherHow to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement, by Christine Benz, Forward by Jonathan ClementsEGFR Exon 20 Insertion Mutation and Lung Cancer“FDA Approves Amivantamab-vmjw for EGFR Exon 20 Insertion-Mutated Non-Small Cell Lung Cancer Indications,” fda.gov, March 1, 2024.“Jonathan Guyton: What the Crisis Means for Retirement Planning,” The Long View podcast, Morningstar.com, June 17, 2020.“Bill Bernstein: Revisiting the Four Pillars of Investing,” The Long View podcast, Morningstar.com, July 11, 2023.“Jason Zweig: Temperament Is Everything for Most Investors,” The Long View podcast, Morningstar.com, June 29, 2021.

On today's Special Edition, Clark welcomes longtime friend and colleague, Jonathan Clements. A London born, Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal. Mentioned on the show: HumbleDollar: Home Humble Dollar - The C Word NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Washington Post - Opinion Living was easy. Dying is harder. Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard Have a Kid in College? You Need These Legal Documents in Place Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Almost two years into the current stock market rally, worries over the economy, interest rates and this year's presidential election have many investors feeling on edge. Peter and Jonathan give their take on why some investors have trouble sticking with their long-term asset allocation (and how media narratives contribute). Plus, learn why you should audit your cell phone app settings and consider clearing out your basement. Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Longtime personal finance journalist Jonathan Clements — the editor at Humble Dollar, and former columnist at the Wall Street Journal — discusses how his outlook and feelings about money have mostly been reinforced since he was diagnosed in May with terminal lung cancer, and how he his focusing his time, money and energy now to make the most of his time and help his family make the most of his life savings. Clements says he is not bitter about spending a lifetime amassing retirement money for a retirement he won't get to experience, and discusses how even the best estate planning may be insufficient when it comes to helping the family move forward. Steve Sosnick, chief strategist at Interactive Brokers, says that the yield curve has uninverted with recent rate cuts, but the danger sign it was flashing remains bright because recessions never happened until the curve normalized. He questions whether the economy will be strong enough to justify double-digit earnings expectations for equities, which could lead to lower — and possibly more volatile — returns for stocks. Plus, Kyle Guske, investment analyst at New Constructs revisits three past Danger Zone picks, and kicks them out of the club, noting that conditions have changed to where the companies — while still not attractive enough to be considered buys — have changed enough that they no longer  meet the Danger Zone standard for potential trouble ahead.

We are back with Jonathan Clements for part 2 of our podcast on the history of Japan. In this episode we start with the remarkable story of Taiwan's 50 years as a colony of Japan. And Jonathan then takes the story through the White Terror up to the current day.And to remind you:Rebel IslandJonathan's blog

Jonathan Clements has written a number of histories of East Asia. His latest, Rebel Island, is a history of Taiwan from the earliest times up to today. If you have any interest in the history of the region this book is an absolute must read. And while it is a serious and meticulously researched history it is also genuinely gripping with 'Blimey! I didn't know that!' moments on every other page. Really terrific stuff.We ran rather long so I split it into two parts. Part 1 takes us all the way up to the eve of the arrival of the Japanese who established it as a colony in 1895. Jonathan was a hugely entertaining and enthusiastic guest and the depth of his learning really shines through.And do check out Jonathan's blog, the eccentrically named Schoolgirl Milky Crisis. Full of fascinating history and, indeed, reviews of Finnish cinema!

Personal finance master Jonathan Clements is turning his recent terminal cancer diagnosis into an important teaching opportunity on money and life. WEALTHTRACK episode 2110 broadcast on September 6, 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/wealthtrack/support

The stock market had a rough start in August after a mostly calm year. But what's considered “normal”? Peter and Jonathan answer this question and discuss why all risk isn't rewarded in this month's episode. Plus, learn what you should do when you have a concentrated stock position and why now's a worse time than usual to be sitting on cash.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Gifting and charitable giving are great ways to make an impact. But how should you determine which people and causes to support? This month, Peter and Jonathan discuss how to become intentional about your giving. Plus, learn the benefits of establishing a donor-advised fund and why you might consider funding a Roth IRA for your teen.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

July is a time of transition for many doctors. Whether you are a medical student becoming an intern or a fellow becoming an attending physician, there are some financial tasks that are top of mind this time of year. Tune in as we discuss everything from student loans and asset protection to estate plans and financial education.   Every doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disability   Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Visit https://moneymeetsmedicine.com    How To Think About Money by Jonathan Clements: https://www.amazon.com/Think-About-Money-Jonathan-Clements/dp/1523770813/   Three Kinder Questions: https://thephysicianphilosopher.com/guides/three-kinder-questions/

In this episode of Down the Middle, Peter Mallouk takes on the role of interviewer as Jonathan Clements shares a significant life update. Through their personal and candid conversation, listeners will gain both an inspirational outlook and practical advice.Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure:creativeplanning.com/important-disclosure-information/Have questions or topic suggestions?Email us @ podcasts@creativeplanning.com

Today we're rerunning our episode with Jonathan Clements who is a dear personal friend and a friend of our community. He recently posted on his blog, HumbleDollar, about his final lap around the sun yesterday. Let's send him our love.  

Jesse begins today's episode with a short monologue on the highs and lows of money. Can money buy happiness? Or are they uncorrelated? Either way, money can certainly buy flexibility and optionality. Jesse collects insights from Thom Yorke, Matthew Killingsworth, Danny Kahneman, and Angus Deaton.   Today's guest is Jonathan Clements, the founder and editor of Humble Dollar, the author of My Money Journey and How to Think About Money. Clements spent nearly 20 years at the Wall Street Journal as their lead personal finance columnist. He shares why we need financial goals that fulfill us, why he plans to continue working, and how we can plan financially for retirement, but why that shouldn't be the end goal of our financial journey.    If you're interested in long-term financial planning that will set yourself up for success, then this is the episode for you!   Key Takeaways: • How to strike the balance between spending and saving. • Why you can never know what you'll really want in the future. • We need personal fulfillment goals, not just financial goals. • Jonathan's retirement plan is ICE over FIRE. • How to invest not only for retirement, but also for your heirs' inheritance.   Key Timestamps: (01:54) Jesse's monologue: Can money buy happiness? (09:15) Introduction to Jonathan Clements (10:30) My Money Journey (12:40) Switching from saver to spender (15:50) We can't predict the future (21:43) 8 traits successful people have in common (24:25) ICE: I'll Continue Earning (28:46) Annuities and Social Security (36:29) Setting the next generation up for success (44:40) Close   Key Topics Discussed: The Best Interest, Jesse Cramer, Rochester New York financial planning, immediate fixed annuities, lifetime income annuities, equity and indexed annuities, Roth IRA, Social Security, retirement wealth planning   Mentions: Website: https://humbledollar.com/  Jesse's Radiohead article:  https://humbledollar.com/2024/05/happy-conclusion/ LinkedIn: https://www.linkedin.com/in/jonathanclements/  How to Think About Money:  https://amzn.to/3yHtlth My Money Journey: How 30 people found financial freedom - and you can too:  https://amzn.to/3Kw91NO   More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog   The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

“Do as I say, not as I do” doesn't work in most scenarios — and it certainly doesn't work when teaching children about finances. Join Peter and Jonathan as they share personal stories and practical financial literacy lessons that can help the next generation learn fiscal responsibility. Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure:creativeplanning.com/important-disclosure-information/Have questions or topic suggestions?Email us @ podcasts@creativeplanning.com

Pave a clear path to a happy retirement by considering often overlooked elements of retirement planning on this episode of Down the Middle with Peter Mallouk and Jonathan Clements. Plus, learn about mortgage recasting and when it may be beneficial for you to consider it.Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure:creativeplanning.com/important-disclosure-information/Have questions or topic suggestions?Email us @ podcasts@creativeplanning.com

Join Peter and Jonathan as they explore how to determine the optimal balance between cash equivalents and other investments. While cash may be appealing to investors in the short term, learn why attempting to time the market isn't advisable and gain valuable insights to help enhance your long-term investment strategy. Plus, explore whether a revocable living trust is the right choice for your estate planning needs.Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure:creativeplanning.com/important-disclosure-information/Have questions or topic suggestions?Email us @ podcasts@creativeplanning.com

Our guest on the podcast today is Peter Mallouk. Peter is the President and CEO of Creative Planning, an independent registered investment advisor with roughly $300 billion in combined assets under management and advisement. Peter has also written or co-written several books, including The 5 Mistakes Every Investor Makes and How to Avoid Them, The Path: Accelerating Your Journey to Financial Freedom with Tony Robbins, and his latest, Money, Simplified. Peter graduated from the University of Kansas with four majors, including degrees in business administration and economics. He went on to earn a law degree and a Master of Business Administration degree, also at the University of Kansas.BackgroundBioCreative PlanningPathway Financial EducationBooksMoney, Simplified, by Peter MalloukThe 5 Mistakes Every Investor Makes and How to Avoid Them: Getting Investing Right, by Peter MalloukThe Path: Accelerating Your Journey to Financial Freedom, by Peter Mallouk, with Tony RobbinsPodcastsDown the Middle, with Peter Mallouk and Jonathan ClementsSignal or Noise? with Charlie Bilello and Peter MalloukCreative Planning“What to Expect in the Year Ahead,” by Peter Mallouk and Jonathan Clements, creativeplanning.com, Dec. 29, 2023.“Creative Planning Closes on Acquisition of Goldman Sachs Personal Financial Management,” by Diana Britton, wealthmanagement.com, Nov. 3, 2023.“Peter Mallouk: The No. 1 Thing to Look for in Investments Now,” by Dinah Wisenberg Brin, thinkadvisor.com, Feb. 27, 2023.“Tax-Loss Harvesting: What It Is and Why It Matters,” by Taylor Harroun, creativeplanning.com, Oct. 4, 2023.“The Media Has a Fiduciary Responsibility, But It's Not to You,” by Peter Mallouk, creativeplanning.com, March 15, 2024.Other“How Financial Planners Actually Do Financial Planning (2023),” by Dan Inveen, Michael Kitces, and Meghaan Lurtz, kitces.com, 2023.

Investing may seem complicated, but it doesn't have to be. This month, Peter and Jonathan dive into several major themes featured in Peter's latest book, Money, Simplified. From home bias to market optimism, this discussion offers key takeaways for novice and savvy investors alike. Plus, discover why tax diversification of your retirement portfolio may give you added flexibility down the road.Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure:creativeplanning.com/important-disclosure-information/Have questions or topic suggestions?Email us @ podcasts@creativeplanning.com

The former personal finance columnist for The Wall Street Journal and current editor of the excellent HumbleDollar.com talks career, money lessons, and how he's approaching the next phase of his work life.  The Money Pit Things I Have Picked Up Learned by Being Burned - Short pod series about how teachers got burned then got wise to the 403(b) Meridian Wealth Management 403bwise.org Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Jonathan Clements is back to talk to us about his new book on the history of Taiwan, This time we tackle the Japanese in Taiwan. Hosted on Acast. See acast.com/privacy for more information.

As we witness unexpected market resilience and experience all-time highs for the first time in two years, many investors find themselves uncertain about their next steps. Join Peter and Jonathan as they dissect the driving force behind our recession-free status and explore not only the impact of political elections on markets but also the challenges of forecasting in an efficient market. Plus, discover why you might want to consider adjusting your home and auto insurance deductibles. Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

What are some rules to live by to make your 2024 the best year ever? Our very own OG, Paula Pant from Afford Anything, Len Penzo from LenPenzo.com, and Jonathan Clements' article served as the inspiration for today's topic. New year, new you, amirite? We dive into mantras whose adoption could benefit you for the long term, not just until you lose your New Year's resolution motivation. We touch on our top three best pieces of advice. During the second half of the show, sponsored by DepositAccounts.com, our panel runs down their next favorite picks from the list. Be sure to stick around as our year-long trivia contest kicks off! Doug has a racy trivia question that will leave your head spinning. Which one of our three regular contributors will pull out in the lead with a W? FULL SHOW NOTES: https://www.stackingbenjamins.com/24-life-tips-for-2024-1463 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

With the markets experiencing a significant rebound in 2023, many investors are wondering what lies ahead. Join Peter and Jonathan as they dissect the economic landscape heading into 2024, from the Federal Reserve's surprising moves to the evolving role of inflation. Plus, gain insights into when and how to rebalance your investments during a market recovery.Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

On the podcast today, we welcome back Jonathan Clements, who was among our first guests when we launched this podcast back in 2019. Jonathan is the founder and editor of HumbleDollar, and he is also the editor of a new book called My Money Journey, which is a compilation of essays from 30 individuals about how they found financial freedom. Jonathan also sits on the advisory board of Creative Planning, one of the country's largest independent financial advisors and is the author of nine personal finance books. Earlier in his career, Jonathan spent almost 20 years at The Wall Street Journal, where he was the newspaper's personal finance columnist and six years at Citigroup, where he was director of financial education for the bank's U.S. Wealth Management arm.BackgroundBioHumbleDollarMy Money Journey, edited by Jonathan ClementsCurrent Conditions“What I Don't Own,” by Jonathan Clements, humbledollar.com, March 4, 2023.“Happy Talk,” by Jonathan Clements, humbledollar.com, Nov. 19, 2022.“Behaving Badly,” by Jonathan Clements, humbledollar.com, Sept. 18, 2021.“Nine Roads to Ruin,” by Jonathan Clements, humbledollar.com, March 6, 2021.“New Rules for Success,” by Jonathan Clements, humbledollar.com, Nov. 26, 2022.“Pay It Down,” by Jonathan Clements, humbledollar.com, Aug. 17, 2019.Indexing, Retirement, and Real Estate“Four Questions,” by Jonathan Clements, humbledollar.com, Feb. 22, 2020.“Jonathan's Portfolio,” by Jonathan Clements, humbledollar.com.“Mix and Match,” by Jonathan Clements, humbledollar.com, Dec. 4, 2021.“Risking My Life,” by Jonathan Clements, humbledollar.com, Aug. 8, 2020.“Jonathan's Retirement,” by Jonathan Clements, humbledollar.com.“How to Overhaul Your Retirement Portfolio in Just 7 Days,” by Jonathan Clements, money.com, Jan. 3, 2019.“The Long Game,” by Jonathan Clements, humbledollar.com, Feb. 4, 2023.“Jonathan's Homes,” by Jonathan Clements, humbledollar.com.Theory and Thrift“Helpful in Theory,” by Jonathan Clements, humbledollar.com, Feb. 11, 2023.“Don't Overdo It,” by Jonathan Clements, humbledollar.com, Jan. 23, 2021.Other“Jonathan Clements: ‘It's in Wall Street's Interest to Make Everyday Investors Think That They Are Stupid,'” The Long View podcast, Morningstar.com, July 31, 2019.“Credit Scores and Committed Relationships,” by Jane Dokko, Geng Li, and Jessica Hayes, federalreserve.gov, August 2015.Morningstar Investment Conference 2023If you're looking for even more investing insights, data, and analysis, join us at this year's Morningstar Investment Conference, April 25 through 27 in Chicago. We have a great agenda this year, featuring top financial minds from market gurus like Liz Ann Sonders to great investors like Steve Romick to retirement planning experts like Mary Beth Franklin and Dr. Laura Carstensen. There's something for everyone looking to tackle the challenges and opportunities for investors in the current market. We're in-person only this year. So, check out the link in our show notes to register. We're looking forward to seeing you in Chicago.

Investing is all about managing risk, and one of the biggest risks we face is our reaction to the latest news, financial and otherwise. This month, Peter and Jonathan look ahead to possible developments in 2024 and the risks they pose. Plus, how much you should have in bonds when you receive other regular income and why you should ask your children ahead of time what “stuff” they'd like to inherit.Hosted by Creative Planning Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!Important Legal Disclosure: creativeplanning.com/important-disclosure-information/Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Many think that the people who write about money on the internet were either born with a special "saving and investing" gene, or they had to grind their way to the top. The good news? Our guest today, The Humble Dollar's Jonathan Clements (and former Wall Street Journal Personal Finance columnist) shares tales from some of the top writers on his site and how they stumbled their way to victory. We talk about paying down debt, investing wisely, rent vs. buy, and much, much more. In our headline segment, a new study shows what product mix changes financial advisors intend to use with clients in the next twelve months. Can their tweaks help you with your own money? We'll share. Plus, in our TikTok minute, two creators have found a way to get rich quick: rob a bank...but creatively! You'll hear it here. Of course, we'll also share Doug's mind-bending trivia and much, much more! Enjoy! FULL SHOW NOTES: https://www.stackingbenjamins.com/jonathan-clements-1374 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices