Podcasts about Canada Pension Plan

SIGN UP FOR OUR LIVE MONTHLY WEBINAR: https://www.controlandcompound.com/live-webinar On today's episode, Darren and Christina are back in part 3 of the dirty little secrets of the Canada Pension Plan and Old Age Security. The two discuss from a distance how the two government benefits work in an overall retirement plan, the changes that have been made to them moving forward, and finish off the episode with a great alternative to the CPP… hint hint… high cash value life insurance… Tune in now! Show notes: 00:00 - Introduction 1:35 - Where do these government benefits (CPP and OAS) fit inthe overall retirement plan? 3:30 - The changes the Canadian government has made to CPPand OAS IN 2025 18:30 - The dirty little secrets of the Canada Pension Plan 21:20 - Example of CPP change 27:10 - A great alternative to the CPP BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

Join Kerry Lambert, with Tanner Hnidey and Mitch Sylvestre in the eleventh episode of this series as we discuss the benefits of an Alberta Pension Plan.Tonight's Topic: According to Canada's chief actuary, Assia Billig, who published a report on December 23, 2024, he believes that ALberta would be entitled to less money from the Canada Pension Plan than was estimated in the Lifeworks report released by the province in 2023.https://open.alberta.ca/dataset/23c032cc-a1e6-449a-9e86-1844fe08fae4/resource/1e2a64e0-a691-4a41-9aa5-4298a0049787/download/tbf-chief-actuary-on-subsection-113-2-canada-pension-plan-2024.pdfJanuary 14, 2025

SIGN UP FOR OUR LIVE MONTHLY WEBINAR: https://www.controlandcompound.com/live-webinar On today's episode, Darren and Christina are breaking down all the tax changes that Canadians are facing in 2025 and the implications that come along with them. They discuss the proposed capital gains changes and what it might mean if a Conservative government comes into power in the near future, as well as changes to the Canada Pension Plan and the carbon tax. Tune in now! Show notes: 00:00 - Introduction 1:25 - Proposed capital gains changes update 4:30 - The implications of the capital gains inclusion change 8:20 - Canada Pension Plan requirement increases 12:45 - Carbon tax increase 13:50 - Stagnation of the economy 15:00 - Short term rental changes BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us FIND US ON: INSTAGRAM: https://www.instagram.com/controlandcompound/ TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en FACEBOOK: https://www.facebook.com/controlandcompound JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound  

Today I welcome Aravind Sithamparapillai (MBA), who is an associate at Ironwood Wealth Management. Aravind is becoming known as a tax ninja - he breaks down complex topics nicely for listeners of all levels.While the focus of this episode is meant to be CPP (Canada Pension Plan) & its relevance to business owners, we cover a lot of ground that includes salary vs dividends & tax basics.Discussion Points:Aravind's background (4:18)The basics of tax integration (5:00)Tax integration by province/territory (6:42)Tax credit & deduction on the employee portion of CPP (9:16)Employer portion of CPP - tax deductible (14:13)What is the true cost of CPP? (16:30)Understanding the dividend gross up & dividend tax credit (22:05)Income based benefits that can be impacted by the dividend gross up (26:15)CPP vs investing yourself in the corporation (31:13)Salary + dividend vs salary only approach (39:10)What about the IPP (41:35)Other CPP benefits - disability, children, survivor (43:30)Post call newsletter: https://postcall.ca/Aravind:https://www.linkedin.com/in/sithamparapillai/aravind.sithamparapillai@ironwoodcanada.comYatin:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin ChadhaWays to support beyond MD:Amex credit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCPhttps://americanexpress.com/en-ca/referral/cobalt?ref=yATINCYEoc&XLINK=MYCP

The priciples of retirement planning haven;t really changed over the years - and a lot of our followers haven't been able to listen to it - so here's a chance at a refresher with one of the architects of the Canada Pension Plan... Enjoy!

She was a woman who entered Parliament in 1960 and in eight short years, helped bring in the Canada Pension Plan, Medicare, the Royal Commission on the Status of Women, the CRTC and even oversaw Canada's Centennial. Support: patreon.com/canadaehx Merch: https://www.ohcanadashop.com/collections/canadian-history-ehx Donate: buymeacoffee.com/craigu Donate: canadaehx.com (Click Donate) E-mail: craig@canadaehx.com Twitter: twitter.com/craigbaird Threads: https://www.threads.net/@cdnhistoryehx Tiktok: https://www.tiktok.com/@cdnhistoryehx YouTube: youtube.com/c/canadianhistoryehx Want to send me something? Craig Baird PO Box 2384 Stony Plain PO Main, Alberta T7Z1X8 Learn more about your ad choices. Visit megaphone.fm/adchoices

When planning for retirement, many Canadians rely on a government pension like OMERS (Ontario Municipal Employees Retirement System) as their foundation.  Do you need savings in addition to your government pension to maintain the lifestyle you want? A buddy called me from his car and said, “I'm driving. Will I get to my destination on time?” I asked, “Where are you going and where are you now?” It's the same with the question of whether retiring with just your pension is enough. Well it depends on your lifestyle, your goals, and whether you want the freedom to enjoy big-ticket items, like vacations or regular nice dinners. The answer depends on your vision of retirement. If your goal is to replace 70-80% of your working income, you'll need to fill the gap between your pension and that target with personal investments like RRSPs, TFSAs, or non-registered savings. In my latest podcast episode, you'll see examples of people with different investment setups to help you discover what's right for you. You'll learn: What is the formula to know how much your government pension will be? What is the rule of thumb for your pension with 30 years service? How much do you need to retire with the lifestyle you want? 10 examples of a retirement plan with a full pension. Do you need to invest more conservatively after you retire? How does a Financial Plan become the GPS for your life?  

Doug Chandler, an actuary and National Institute on Ageing associate fellow Learn more about your ad choices. Visit megaphone.fm/adchoices

We look at the pitfalls of complex investment strategies and emphasize the benefits of keeping things simple. They discuss the importance of trusting market principles, practicing smart diversification, and avoiding performance chasing. With insights from a recent article by Sam Sivarajan on the Canada Pension Plan's investment performance, they highlight how adhering to evidence-based investment principles can lead to more reliable returns and a more secure retirement. Tune in to learn how to maximize your investment returns without unnecessary complexity.  Read the full show notes and find more information here: Ep 103 Show Notes

If you're in the Canada Pension Plan (CPP), then you won't want to miss today's conversation with Canada's Chief Actuary, Assia Billig. Assia's knowledge of the CPP is extensive, having joined the Office of the Chief Actuary (OCA) in 2008, where she was involved in the preparation of statutory actuarial reports on the Canada Pension Plan and Old Age Security Program. She has served as Chief Actuary of the Government of Canada since 2019, and, before joining the OCA, she worked in private pension consulting. She is also a Fellow of the Society of Actuaries and the Canadian Institute of Actuaries. Assia joins us today for a deep dive into the most common questions about the Canada Pension Plan, from the inner workings of its financial components to the quality of governance that drives it. Discover the world-leading topics she and her team investigate, the immense power and research behind their analysis, and why the CPP is set to be sustainable for the next 75 years. We also discuss the concerns some people have about the CPP's longevity, before examining how the actuarial report on the sustainability of the CPP, conducted every three years, reliably addresses this. If today's conversation with Canada's chief actuary does not instill confidence and pride in Canada's investment in our collective retirement, then we don't know what will! Tune in, to hear all of Assia's keen insights and discover why she is unequivocally the best person to talk about the sustainability of the CPP. Key Points From This Episode:   (0:00:18) Introducing today's guest, Assia Billig and the Canada Pension Plan (CPP). (0:04:53) What the main function of the Office of the Chief Actuary is. (0:06:28) The independence of Assia's office and the work that they do. (0:07:09) Unpacking the main purpose of the actuarial report on the Canada Pension Plan. (0:09:22) Changes that the report triggers to contribution or benefit rates. (0:13:04) Main revenue sources for the CPP and how base CPP benefit payments are funded. (0:14:56) Base CPP's funded status and how funding differs for additional CPP. (0:20:32) The sustainability of base and additional CPP and how sustainability is measured. (0:23:22) Primary assumptions that go into sustainability analysis at the high level. (0:27:31) Estimating expected returns for assets managed by CPP investments. (0:30:37) The plan's level of sensitivity to lower realized returns and other variables. (0:35:22) How lower overall economic growth and inequality affect the plan's sustainability. (0:37:15) Measuring the impact of variables like climate change and other catastrophic events. (0:43:01) When the minimum contribution rate exceeds the current legislated contribution rate. (0:44:12) Assia's response to people who are skeptical of the CPP's future sustainability.   Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://www.pwlcapital.com/author/benjamin-felix/  Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://www.pwlcapital.com/profile/cameron-passmore/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://x.com/MarkMcGrathCFP Assia Billig — https://www.osfi-bsif.gc.ca/en/oca Assia Billig on LinkedIn — https://www.linkedin.com/in/assia-billig-9b861587/?originalSubdomain=ca

Today on the Alberta Roundup with Rachel Emmanuel, Rachel interviews UCP Bonnyville chair and lead for the Alberta First Pension, Mitch Sylvestre. He says an Alberta based pension plan is a “no brainer,” adding that seniors would be given a raise if the pension plan was brought home —contrary to claims from the Alberta NDP that pulling out of the Canada Pension Plan would cause seniors to lose their pension. Sylvestre also warns that the federal government would make the process of pulling out of the CPP as difficult as possible, and explains how the Ottawa is already seeking to “derail” the province's efforts. Tune into the Alberta Roundup now! Learn more about your ad choices. Visit megaphone.fm/adchoices

First, we uncover the startling revelations about the Canada Pension Plan's failure to meet its inflation targets. What went wrong, and how does this impact the retirement security of millions of Canadians? We dissect the numbers, the miscalculations, and the repercussions of this financial oversight. Next, we turn our attention to the government's decision to increase immigration targets, a move that has sparked widespread discontent among immigrants already in Canada. We explore the challenges these newcomers face, the growing frustration within immigrant communities, and the broader social and economic implications of this policy shift. Finally, we address the alarming rise in mortgage risks that now threaten Canada's financial stability. With skyrocketing housing prices and increased borrowing, we analyze how the mortgage market's fragility poses a significant risk to the nation's economy and what this means for homeowners and potential buyers.  0:00 - Intro 3:46 - CPP not keeping up with inflation 16:14 - Immigration Runs Rampant 25:41 - Mortgages Pose Risk to Canadians Financial Security 35:30  - Vassy Grills MP Mark Holland 47:00 - Wild Card

Mike on what the AAA credit warning ignores. Politicians seem to be happy about it. With T-Bill yields falling, KeyStone Financial's Aaron Dunn will tell you about a secure dividend that you'd need a 10.5% T-Bill to match its after-tax yield. Plus, Mike on the Canada Pension Plan's high cost and low returns in the Shocking Stat of the Week. See omnystudio.com/listener for privacy information.

For most workers in Canada, there's a chunk of money deducted from each paycheck that goes toward the Canada Pension Plan. It happens whether you want it to or not. That's because the CPP was set up to force people to save for their retirement. Canadians become eligible to receive a monthly payment when they reach the age of 60. However, many factors determine how much money an individual will get.Brenda Bouw, a reporter for Globe Advisor, explains how CPP works, what determines how much you get and the debate around what's the right age to claim it.To visit The Globe's CPP calculator, click here.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Ellen Roseman speaks to Fred Vettese, author of "Retirement Income For Life; Getting More Without Saving More", 3rd Edition.  They talk about Old Age Security, the Canada Pension Plan, attitudes around retirement and the fear of outlasting your nest egg. 

This week we answer a listener question about defined benefit pension plans: I know not a lot of people have defined benefit plans, but everyone keeps talking about needing $1M-$2M at retirement. How would a defined benefit pension get valued, and does the amount needed at retirement include government programs?  We break down the components of retirement income, including government programs like the Canada Pension Plan and Old Age Security, guiding listeners on how to assess their unique financial situation to arrive at an ideal portfolio value for a comfortable retirement. We encourage you to shift your focus from generic averages to a personalized approach in determining retirement needs.     Read the full show notes and find more information here: EP 76 Show Notes  

Are you ready for a deep dive into quantitative investing, the private credit trend, and the Canada Pension Plan (CPP)? Then this episode is for you! Joining us today is Robin Wigglesworth, The Financial Times' global finance correspondent, and author of Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever, a groundbreaking book about the past, present, and future of passive investing. We talk with Robin about quantitative investing and the ideas he lays out in his article ‘A Quant Winter's Tale', before hearing his insights on the private credit trend and his intriguing new book titled Bonds, all about the history of the bond market. Today's episode also features our Mark to Market segment, where Mark McGrath joins us to talk about the Canada Pension Plan (CPP), providing a comprehensive overview of its inner workings, his response to the criticisms levelled against it, and why he believes it's of huge benefit to a great many Canadians. Next, we take a look back at our conversation with Alexandra Macqueen on annuities before sharing our thoughts on its relevance to today's discussion and why it's worth revisiting. Be sure to stay tuned for our after-show segment where we share our book, blog, and viewing recommendations, plus our favourite reviews, followed by a sneak peek of some of the exciting guests we have coming up. Press play now for a deep dive into quant investing, the hype around private credit, saving for retirement, and a whole lot more!   Key Points From This Episode:   An introduction to today's guest, Robin Wigglesworth, followed by his breakdown of quantitative investing. (0:04:05) Theories on what happened to factor investing between 2018 and 2020; what is meant by the quant winter and why we are now in a quant summer. (0:09:59) How investor sentiment regarding factor investing changed after the quant winter and how the algorithm aversion phenomenon impacted it. (0:15:13) The collapse of value; the impact of the COVID-19 pandemic (plus its role in the quant winter), and where we are right now. (0:20:14) An overview of quant investing products, and why many of them are too expensive. (0:23:24) Breaking down the noisy-ness in factor data and Robin's predictions for where factor investing will go from here. (0:25:51) Unpacking the hype around private credit: indications that it's in a bubble, how it could impact broader trends, and who stands to benefit most.  (0:36:36) We hear about the fascinating book that Robin is currently working on about the history of the bond market. (0:40:22) Our Mark to Market segment on the complicated (and divisive) Canada Pension Plan (CPP); how it works, its profound benefits, and responding to the criticism it has received. (0:41:50) A look back at our conversation with Alexandra Macqueen on annuities and how it links in with today's discussion. (01:01:31) Our after-show section: an update on the Money Scope Podcast, reading recommendations, reviews from our listeners, and some of the incredible guests we have coming up! (01:04:33) Links From Today's Episode: Robin Wigglesworth — https://robinwigglesworth.com/ Robin Wigglesworth on LinkedIn — https://www.linkedin.com/in/robin-wigglesworth-17101722 Financial Times — https://www.ft.com/ Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever — https://www.amazon.com/Trillions-Renegades-Invented-Changed-Finance/dp/0593087682 ‘Quant Winter's Tale' — https://www.ft.com/content/e0f98278-432e-4ece-b170-2c40e40d2835 Episode 184: Robin Wigglesworth — https://rationalreminder.ca/podcast/184 Episode 93: Cliff Asness from AQR — https://rationalreminder.ca/podcast/93 Cliff Asness — https://www.aqr.com/About-Us/OurFirm/Cliff-Asness-Bio AQR — https://www.aqr.com/ Two Sigma — https://www.twosigma.com/ D.E Shaw — https://www.deshaw.com/ CPP Investments — https://www.cppinvestments.com/ StatsCan — https://www.statcan.gc.ca/en/start Financial Planning for Canadian Business Owners Episode 116: True Cost of CPP with Aravind Sithamparapillai — https://jasonpereira.ca/all-content-jason-pereira-toronto/true-cost-of-cpp-with-aravind-sithamparapillai-e116 Episode 59: Alexandra Macqueen — https://rationalreminder.ca/podcast/59 Pensionize Your Nest Egg — https://www.amazon.com/Pensionize-Your-Nest-Egg-Allocation/dp/1119025257 Griselda Blanco — https://www.imdb.com/title/tt15837600/ Cocaine Cowboys — https://www.imdb.com/title/tt0380268/ Queen of the South — https://www.imdb.com/title/tt1064899/ Fortune's Children: The Fall of the House of Vanderbilt — https://www.amazon.com/Fortunes-Children-Fall-House-Vanderbilt/dp/0062224069 Farnam Street — https://fs.blog/ 24 in 24 Reading Challenge — https://rationalreminder.ca/24in24 The Money Scope Podcast — https://moneyscope.ca/ The Money Scope Podcast on YouTube — https://www.youtube.com/@moneyscopepod Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://twitter.com/RationalRemind Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.ca Benjamin Felix — https://www.pwlcapital.com/author/benjamin-felix/  Benjamin on X — https://twitter.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://www.pwlcapital.com/profile/cameron-passmore/ Cameron on X — https://twitter.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Mark McGrath on LinkedIn — https://www.linkedin.com/in/markmcgrathcfp/ Mark McGrath on X — https://twitter.com/MarkMcGrathCFP

In this interview, Franco Terrazzano, Federal Director of the Canadian Taxpayers Federation, discusses some of the tax hikes that will hit Canadian consumers in 2024. PRESS RELEASE Brace for impact: more federal tax hikes in 2024 OTTAWA, ON: The Canadian Taxpayers Federation released its annual New Year's Tax Changes report today to highlight major tax changes in 2024. “Tax hikes will give Canadians a hangover in the new year,” said Franco Terrazzano, Federal Director of the CTF. “Canadians need help with the rising cost of living, but the feds will be reaching deeper into our pockets with major tax hikes in 2024.” Payroll taxes: The federal government is raising the mandatory Canada Pension Plan and Employment Insurance contributions in 2024. These payroll tax increases will cost a worker up to $347 next year. For workers making $73,200 or more, federal payroll taxes (CPP and EI tax) will cost them $5,104 in 2024. Their employer will also be forced to pay $5,524. Carbon tax: The federal carbon tax is increasing to more than 17 cents per litre of gas and 15 cents per cubic metre of natural gas on Apr. 1, 2024. The carbon tax will cost the average household between $377 and $911 in 2024-25, even after the rebates, according to the Parliamentary Budget Officer. Alcohol escalator tax: Alcohol taxes will increase by 4.7 per cent on Apr. 1, 2024. Taxes already account for about half of the price of beer, 65 per cent of the price of wine and more than three quarters of the price of spirits. This tax hike will cost Canadians almost $100 million next year. “Canadians pay too much tax because the government wastes too much money,” Terrazzano said. “Canadians need relief now, and that means Prime Minister Justin Trudeau must drop his plans to raises taxes in 2024.” You can find the CTF's New Year's Tax Changes report here. Mario Toneguzzi is Managing Editor of Canada's Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada's Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #entrepreneurs #entrepreneurship #smallbusiness #Taxes

In this interview, Corinne Pohlmann, Executive Vice-President of Advocacy of the Canadian Federation of Independent Business, discusses the big challenges small businesses continue to face in Canada. Pohlmann talks about the looming repayment deadline for the Canada Emergency Business Account as well as the increases in employers' payrolls with hikes for Canada Pension Plan and Employment Insurance. NEWS RELEASE No cost relief in sight for Canadians and small businesses as government hikes CPP and EI yet again Toronto, January 4, 2024 – As of Jan. 1, Canadians will be seeing a drop in their take-home income, while employers will face another increase to their payroll budgets due to Employment Insurance (EI) hikes and adding a second earnings limit to Canada Pension Plan (CPP) thereby hiking CPP, says the Canadian Federation of Independent Business (CFIB). These latest hikes increased payroll taxes for employers by up to $366 per employee, and up to $348 for workers. This year, total employer contributions for CPP and EI alone could amount to $5,524 per employee. “That's a significant increase in the cost of labour for employers and puts them in an even tougher position, especially when many employees will be looking for a salary increase at the beginning of the year. Business owners may be forced to rethink their wage and hiring plans for 2024. And that is over and above other cost pressures small businesses are dealing with right now, such as the looming Canada Emergency Business Account repayment deadline,” said Corinne Pohlmann, Executive Vice-President of Advocacy at CFIB. Heading into 2024, most small businesses (77%) want governments to focus on addressing rising prices and the cost of doing business, while another 74% want governments to reduce the overall tax burden, according to a recent CFIB survey. If governments reduced the overall tax burden, over half (57%) of small businesses said they would increase employee compensation such as wages and benefits. CFIB is calling on Ottawa to work with the provinces to offset the CPP hikes, implement a 50:50 split in EI premiums between employers and employees, or introduce a refundable credit, similar to the 2015-16 Small Business Job Credit, to offset the rate increases for small businesses. With the carbon tax set to increase to $80 per tonne on April 1, the federal government should overhaul the entire carbon tax system by halting future carbon tax increases, immediately returning all promised funds to small businesses that paid into the tax and expanding the carbon tax exemption to all forms of heating fuels, including natural gas and other sources used by small business. “Ottawa is sitting on $2.5 billion in carbon tax revenue that it promised to return to small businesses, at the same time it's providing large subsidies to multinational corporations, while small businesses and Canadians are struggling with the increased costs of living. Is this where government priorities lie?” Pohlmann said. “Ottawa must wake up and realize the impacts its recent decisions on CEBA and rate hikes will have on small businesses' ability to continue to operate, much less compete.” Methodology: Final results for the Your Voice – December 2023 survey, conducted from December 7-19, 2023, number of respondents = 2,966. For comparison purposes, a probability sample with the same number of respondents would have a margin of error of at most +/-1.8%, 19 times out of 20. Final results for the Your Voice – November 2023 survey. The online survey was conducted November 2-20, 2023, number of respondents = 3,265. For comparison purposes, a probability samples with the same number of respondents would have a margin of error of +/-1.7%, 19 times out of 20. About CFIB The Canadian Federation of Independent Business (CFIB) is Canada's largest association of small and medium-sized businesses with 97,000 members across every industry and region. CFIB is dedicated to increasing business owners' chances of success by driving policy change at all levels of government, providing expert advice and tools, and negotiating exclusive savings. Learn more at cfib.ca. Mario Toneguzzi Mario Toneguzzi is Managing Editor of Canada's Podcast. He has more than 40 years of experience as a daily newspaper writer, columnist, and editor. He was named in 2021 as one of the Top 10 Business Journalists in the World by PR News – the only Canadian to make the list About Us Canada's Podcast is the number one podcast in Canada for entrepreneurs and business owners. Established in 2016, the podcast network has interviewed over 600 Canadian entrepreneurs from coast-to-coast. With hosts in each province, entrepreneurs have a local and national format to tell their stories, talk about their journey and provide inspiration for anyone starting their entrepreneurial journey and well- established founders. The commitment to a grass roots approach has built a loyal audience on all our social channels and YouTube – 500,000+ lifetime YouTube views, 200,000 + audio downloads, 35,000 + average monthly social impressions, 10,000 + engaged social followers and 35,000 newsletter subscribers. Canada's Podcast is proud to provide a local, national and international presence for Canadian entrepreneurs to build their brand and tell their story. #business #CanadasNumberOnePodcastforEntrepreneurs #CFIB #entrepreneurs #entrepreneurship #smallbusiness

Heidi McKillop, movie producer Stranded Nation, and Terry Etam, author, stopped by the podcast, and we had a blast catching up and covering the renewable mandates being thrown at Alberta. A little inside baseball: Heidi and Terry have been friends of the ENB podcast for a long time. Both are thought leaders impacting the global markets. I have thoroughly enjoyed all of our podcasts, and I walk away knowing more about the energy issues in Canada and how they affect the international markets. Thank you, Heidi and Terry, for stopping by. I am looking forward to our next visit. Follow Heidi on her LinkedIn here: https://www.linkedin.com/in/heidi-mckillop-1a08a7b3/Follow Terry on his LinkedIn here: https://www.linkedin.com/in/heidi-mckillop-1a08a7b3/00:00 - Intro02:20 - Advocacy for a global energy perspective, criticizing narrow views in Canada and the US.04:02 - Heidi discusses her movie career and upcoming projects.07:09 - Expose the deceptive labeling of "green energy" and discuss environmental challenges.12:58 - Addressing the environmental impacts of renewables and emphasizing the need for transparency.20:26 - Discussing financial challenges of reclamation for wind farms and lack of transparency.25:04 - Limitations of electric vehicles, challenges in infrastructure adaptation, and grid instability concerns.29:21 - Alberta's efforts for autonomy, addressing issues like the Canada Pension Plan and the Sovereignty Act.35:29 - Challenges of a potential great awakening against climate hypocrisy in Canada.38:58 - Frustrations with Canada's LNG projects, emphasizing missed economic opportunities.42:20 - Expressing concerns about wasteful spending in Canada's political landscape.44:59 - Heidi's outlook on what's coming around the corner.46:38 - Outro.https://energynewsbeat.co/https://energynewsbeat.co/industry-insights-2/

Today's Podcast: The city of Moncton is removing the annual menorah display during Hanukkah after 20 years and the Mayor's rationale, citing a 2015 Supreme Court of Canada decision separating church and state and disallowing councils from beginning meetings with prayer is being challenged nationally and described as cowardly and motivated by fear of antisemitic demonstrators. Meanwhile Christian symbols like angels will continue to be displayed at city hall. Moncton's Jewish population is challenging the decision by a now unavailable for further comment Mayor Dawn Arnold Guest: Leigh Lampert. Moncton based lawyer and member of the Moncton synagogue board of directors. A member of the city's Jewish delegation who met with Mayor Arnold. Lorrie Goldstein column in today's Toronto Sun: I'm done with having to explain myself to Jew haters. "Sorry Jew haters, but as a Canadian Jew I'm not going to be apologizing for my right to exist."  Guest: Lorrie Goldstein. Editor emeritus Toronto Sun and member of the Canadian News Hall of Fame. The warring escalates between the federal government and the provinces of Saskatchewan and Alberta, with Alberta premier Danielle Smith calling the Justin Trudeau government "lawless." We look back to previous battles between Ottawa and Alberta, as well as the current situation which affects us all. Guest: Ted Morton. Former Alberta Minister of Finance, Minister of Sustainable Resource Development. - Also in 2001 a member of a group of 6 Albertans (including Stephen Harper) who wrote the so-called Firewall Letter calling on the Alberta government to use its constitutional powers to reduce the influence the federal government had on the province, including withdrawing from the Canada Pension Plan. (Familiar?)  The current battle between Alberta and Ottawa. Premier Smith in Dubai for COP28. She has described the Justin Trudeau government as "lawless." Alberta and Saskatchewan lead the charge to put an end to the federal carbon tax.  Guest: Nathan Neudorf. Alberta Minister of Development and Utilities.  A double convicted 1st degree murderer George Lovie, whose parole hearing where he was to seek unrestricted parole has been deferred from December 8 to early 2024. The hearing has been deferred because the double convicted murderer demanded that and the Canadian justice system allows and supports such a demand at the expense of the victims family. In this case the family of Don Edwards, former Team Canada and Buffalo Sabres goaltender. Lovie murdered Don's parents in 1991. Guest: Don and Tannis Edwards. An excruciating reality as they will again be required to prepare for a parole hearing for Lovie who has the right to read their Victims Impact Statements prior to the parole hearing (whenever he may agree to it). --------------------------------------------- Host/Content Producer – Roy Green Technical/Podcast Producer – Tom Craig Podcast Co-Producer – Matt Taylor If you enjoyed the podcast, tell a friend! For more of the Roy Green Show, subscribe to the podcast! https://globalnews.ca/roygreen/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The warring escalates between the federal government and the provinces of Saskatchewan and Alberta, with Alberta premier Danielle Smith calling the Justin Trudeau government "lawless." We look back to previous battles between Ottawa and Alberta, as well as the current situation which affects us all. Guest: Ted Morton. Former Alberta Minister of Finance, Minister of Sustainable Resource Development. - Also in 2001 a member of a group of 6 Albertans (including Stephen Harper) who wrote the so-called Firewall Letter calling on the Alberta government to use its constitutional powers to reduce the influence the federal government had on the province, including withdrawing from the Canada Pension Plan. (Familiar?)  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Herle Burly was created by Air Quotes Media with support from our presenting sponsor TELUS, as well as CN Rail.Greetings you ever-curious Herle Burly-ites. We're recording the show on FES+1 ... one day after Minister Freeland dropped the Fall Economic Statement. So that's precisely what we're going to focus on for most of the pod, today.With me to do that is a guest I'm really excited about. Not only because it's his first time here on The Herle Burly. But because he's an economist who hasn't been afraid to do some fiscal truth-telling, both federally and provincially, for quite a while now.Trevor Tombe joins us. Trevor is based out west. He's a Professor of Economics at the University of Calgary, and a Research Fellow at The School of Public Policy. His research focuses mainly on fiscal federalism, macroeconomics, and international trade. He's also a Co-director at Finances of the Nation, which assembles public finance data and builds tools to make it more accessible and useful for analysis and research. So, here's where we're going with this today: I want to get Trevor's take on the specifics of the fall update. What did we learn and what did it reveal about where we're headed fiscally? Then we'll do a general overview of our economy, with a special focus on the Western economy. Including Trevor's own research into Alberta's position in the CPP.Thank you for joining us on #TheHerleBurly podcast. Please take a moment to give us a rating and review on iTunes, Spotify, Stitcher, Google Podcasts or your favourite podcast app.Watch episodes of The Herle Burly via Air Quotes Media on YouTube.

Alberta Premier Danielle Smith says national unity means all levels of government working together — but it doesn't mean provinces letting Ottawa do whatever it wants. She talks to Matt Galloway about pushing back on the carbon tax, pulling Alberta out of the Canada Pension Plan, and why she's hitting the stage with Tucker Carlson. 

There's no "quick fix" for the issues leading the headlines. Anti-Semitism and Islamophobia is on the rise, news outlets are dying on the vine, and politics are infiltrating your pension plan. Senator Paula Simons and Tasha Kheiriddin share potential solutions in this thought-provoking episode of Real Talk.  3:00 | Senator Paula Simons explains why the Liberals' Online News Act is such a disaster, why an Alberta Pension Plan might be an even bigger disaster, what she makes of rampant anti-Semitism and Islamophobia in Canada, and her annual Yegquest initiative.  READ PAULA'S PENSION COLUMN: https://albertaviews.ca/pension-folly/ PARTICIPATE IN YEGQUEST: https://www.instagram.com/hendayyegchick/ 45:00 | Real Talker Rob is riled up over Alberta's threat to pull out of the Canada Pension Plan.  EMAIL US: talk@ryanjespersen.com  48:30 | Real Talker Robb has a theory around the UCP's changes to Alberta Health Services. 51:35 | Ryan touches on the Red Deer Catholic School Board turfing controversial (former) trustee Monique LaGrange.  55:45 | We love hearing from our haters! Ryan and Johnny have some fun with a message from Don after our November 15 chat with Toronto Star columnist Bruce Arthur.  59:25 | Political analyst, author, and lawyer Tasha Kheiriddin says Gen Z has "nothing to remember" about the Holocaust. We talk about the rise of anti-Semitism in Canada, and the international community's role in pursuing peace in the Middle East.  READ TASHA'S OP/ED: https://nationalpost.com/opinion/we-said-wed-never-forget-the-holocaust-but-gen-z-has-nothing-to-remember 1:21:05 | Real Talker Crystal says she's never been more scared to be Jewish.  1:26:50 | Ryan responds to criticism around Real Talk's coverage of the Israel-Hamas war.  BECOME A REAL TALK PATRON: https://www.patreon.com/ryanjespersen WEBSITE: https://ryanjespersen.com/ FOLLOW US ON TIKTOK, TWITTER, & INSTAGRAM: @realtalkrj  THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

THE ZOOMER SQUAD 12:00-12:30 Marissa Lennox is joined by Bill VanGorder, Chief Operating Officer and Chief Policy Officer of CARP, Anthony Quinn, Chief Community Officer of CARP and Peter Muggeridge,  Senior Editor of Zoomer Magazine. Five Premiers from Saskatchewan, Alberta, Ontario, New Brunswick and Nova Scotia are calling for a meeting with Prime Minister Justin Trudeau and asking Ottawa to extend the carbon price exemption to all types of home heating and not just home heating oil. Meanwhile, an Alberta CPP exit panel has been launched to hear directly from Albertans about whether they should part ways with the Canada Pension Plan. Earlier in the year, an Alberta government funded study found that the province could save as much as $5 billion if it pulled out of the CPP and entered a different scheme. And, Toronto is seeing a rise in hate related crimes: In recent weeks amid the Israel-Hamas war. Does Toronto have a plan to address this issue effectively? AN UPDATE ON THE ISRAEL-HAMAS WAR 12:30-12:45 Marissa Lennox is now joined by Lidar Grave-Lazi, ILTV's News Host and Editor-in-Chief based in Tel Aviv, Israel. Lidar gives us the latest update on the war between Israel and Hamas. Israel has been in contact with staff at Al-Shifa hospital staff in Gaza to arrange for the safe evacuation of patients and staff. The IDF said that it provided as much as 300 jerry cans of fuel to the hospital for medical operation purposes but that Hamas has prevented the hospital from accepting the fuel. Meanwhile, Israel explains that there is major Hamas terrorist infrastructure underneath the hospital. And, tensions continue to escalate on Israel's Northern front with Lebanon where Iran-backed Hezbollah has been firing anti-tank missiles on communities in Israel. And, the Israeli embassy in Washington is arranging for a screening of the footage of the horrific massacre of Israeli civilians by Hamas on Oct. 7 to members of U.S. congress. DISGRACED FASHION MOGUL PETER NYGARD FOUND GUILTY 12:45-1 PM Marissa Lennox is now joined by Toronto-based criminal defence lawyer, Ari Goldkind. Over the weekend, disgraced Canadian fashion mogul Peter Nygard was found guilty on 4 counts of sexual assault at his Toronto court trial. A sentencing hearing is set for November 21st. His son, Kai Nygard, was at the verdict and said this of his father:  “It hurts me to see all of these things. I knew a different man. I got a different version of him and for me, that bond was real, those moments were real...Something evil in there...There's something perverse.” Ari reacts to the latest.

Alberta's government wants to remove itself from the Canada Pension Plan and start its own instead. We ask an expert what that could mean for the rest of us, and the future of the CPP. Sebastien Betermier is a finance professor at McGill University.

Today's podcast:   Alberta premier Danielle Smith joins us from the Council of the Federation meetings on premiers in numbers confronting PM Justin Trudeau on his carbon tax carve out decision, on Alberta's longer term response to the Supreme Court's decision supporting Alberta's challenge to Bill C-69 (no more pipelines Act) and Alberta opting out of the Canada Pension Plan. Guest: Danielle Smith, premier, Alberta   Canada's former Ambassador to Israel rejoins us to speak to growing and virulent antisemitism in Canada, as well as Ottawa's official largely non-response, Shares with me "Jews in Canada terrified and with good reason."  Guest: Vivian Bercovici, Canada's former Ambassador to Israel. stateoftelaviv.com.     According to Democracy Watch, the RCMP non-investigation of the SNC Lavalin scandal continues. Liberals, NDP and BQ committee members shut down Parl ethics committee hearing Oct 23 at which the RCMP Commissioner was to testify. - Later CPC MP Michael Barrett and BQ MP Rene Villemure proposed motions to call the Commissioner and others to testify and the Bloc MP's motion was approved. Guest: Duff Conacher. Co-founder, Democracy Watch.   The goings-on in the nation's capital over the past week-plus with Tom Korski, exec editor, Blacklock's Reporter. Includes federal Labour Minister Seamus O'Regan on Canadians nationally challenging the Trudeau government's carve out elimination of the carbon tax on home heating oil benefitting mostly Atlantic Canada. "Everyday folks are just having trouble making things meet and looking for someone to blame."  Guest: Tom Korski --------------------------------------------- Host/Content Producer – Roy Green Technical/Podcast Producer – Tom Craig Podcast Co-Producer – Matt Taylor If you enjoyed the podcast, tell a friend! For more of the Roy Green Show, subscribe to the podcast! https://globalnews.ca/roygreen/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Alberta premier Danielle Smith joins us from the Council of the Federation meetings on premiers in numbers confronting PM Justin Trudeau on his carbon tax carve out decision, on Alberta's longer term response to the Supreme Court's decision supporting Alberta's challenge to Bill C-69 (no more pipelines Act) and Alberta opting out of the Canada Pension Plan. Guest: Danielle Smith, premier, Alberta Learn more about your ad choices. Visit megaphone.fm/adchoices

The federal government's decision last week to carve out oil for home heating from the carbon tax has spurred cries for additional exemptions. Saskatchewan has even threatened to stop collecting the tax on home heating altogether. New Brunswick Premier Blaine Higgs sits down to talk about his province's perspective on the fuel charge, as well as Alberta's proposal to withdraw from the Canada Pension Plan. House Speaker Greg Fergus talks with host Catherine Cullen about his bid to bring decorum to a Commons that is divided and easily disrupted. Then, Minister of Mental Health and Addictions Ya'ara Saks discusses the federal government's response to the toxic drug crisis. Plus — former tech executive Jim Balsillie on how to regulate artificial intelligence and the need to keep an eye on the immediate challenges of technology.

Finance Minister Chrystia Freeland says Alberta's proposal to withdraw from the Canada Pension Plan would be a historic, costly and irreversible mistake. Freeland will meet with provincial and territorial finance ministers later this week; CBC senior reporter John Paul Tasker tells us what's at stake.

A report commissioned by Alberta's UCP government says if it left the Canada Pension Plan, the province is entitled to take over half the plan's hundreds of billions worth of assets with it. Why have analysts ridiculed the estimate? Why is the UCP spending millions on a push to leave the CPP? What could an Alberta exit mean for pensions across the country? CBC writer and producer Jason Markusoff explains.

Alberta has a controversial idea that is causing a stir with other provinces and the federal government: exiting the Canada Pension Plan. Alberta says if they exit, they're entitled to more $330-billion of the assets that are collected from every worker and employer in the country outside of Quebec. Ontario's finance minister says the plan risks “serious harm” for retirees across the country. Deputy Prime Minister and finance minister Chrystia Freeland has agreed to meet with provincial and territorial counterparts to discuss the CPP's future. Kelly Cryderman is a Globe reporter and columnist based in Calgary and she's on the show to explain why Alberta wants out, the political ramifications and what it could mean for the rest of Canada. Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com

Chen Zeigen and his family are holding out hope his mother, Vivian Silver, is still alive. The longtime peace activist is believed to be among those taken hostage from a kibbutz near the Gaza Strip on October 7. In this episode of Real Talk, Chen tells us about Vivian's lifelong commitment to campaigning for peace in the region, and what he thinks she'd say about what's happening right now. 2:25 | But first...Charles Adler talks to us about a rise in antisemitic sentiments on North America, Pierre Poilievre's "apple munching" interview, and both Poilievre and Justin Trudeau warning Alberta about leaving the Canada Pension Plan.  30:22 | Chen Zeigen joins us from Tel Aviv, where he and his family are doing everything they can to secure the safe release of his mother Vivian Silver, believed to be among Israeli hostages being held somewhere in Gaza.  49:20 | Pride tape was spotted on an NHL player's stick over the weekend. Will Commissioner Gary Bettman do anything about it? Ryan and Johnny discuss.  52:30 | Thanks to Real Talker Landi for sharing this week's Positive Reflection presented by Kuby Renewable Energy. We love the story of a mom's 30 year mission to help her son achieve his goal of becoming a pilot!  GET A FREE SOLAR QUOTE TODAY: https://kubyenergy.ca/ SEND US YOUR POSITIVE REFLECTION: talk@ryanjespersen.com  BECOME A REAL TALK PATRON: https://www.patreon.com/ryanjespersen WEBSITE: https://ryanjespersen.com/ TIKTOK: https://www.tiktok.com/@realtalkrj TWITTER: https://twitter.com/RealTalkRJ INSTAGRAM: https://www.instagram.com/RealTalkRJ/ THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

Prime Minister Trudeau sends an open letter to Alberta Premier Danielle Smith warning of the consequences of pulling out of the Canada Pension Plan. The NDP drops a pharmacare ultimatum on the Liberals. Plus, Quebec's plan to hike tuition fees for out-of-province students. Rosemary Barton hosts Chantal Hébert, Andrew Coyne and Althia Raj.

Today, we're looking at Alberta's ongoing fight with Ottawa as the province debates exiting the Canada Pension Plan and continues to push back against Prime Minister Justin Trudeau's electricity regulations through a nationwide advertising campaign. Plus, Trudeau's poll numbers have been in a spectacular decline, as polling firm Angus Reid reports some 40% of the PM's backers in the last election don't want to see him lead the Liberals into the next election. And finally, we'll have an update on the Israel-Hamas conflict, as some politicians were quick to take the terror organization at its word, quickly rushing to condemn Israel after a hospital in Gaza was hit with a bomb that appears to have been a failed rocket launch from within Gaza.

A new poll shows that not only most Canadians favour Pierre Poilievre to Justin Trudeau, but even those who voted for Trudeau in 2021 are split on whether he should step down ahead of the next election. While the polls have consistently bad for the Liberals, Trudeau has been unequivocal that he plans to contest the next election – and his caucus has been in lockstep behind him. Do you think he should run or resign? Also, Trudeau has told Alberta Premier Danielle Smith the federal government will fight Alberta's proposed withdrawal from the Canada Pension Plan, prompting Smith to tell Ottawa to butt out. True North's Andrew Lawton discusses with Aaron Wudrick of the Macdonald-Laurier Institute. Plus, the criminal mischief trial of Tamara Lich and Chris Barber continues, with testimony this week from Ottawa residents opposed to the Freedom Convoy. Epoch Times reporter Matthew Horwood joins the show to give the latest. Learn more about your ad choices. Visit megaphone.fm/adchoices

NDP Leader Jagmeet Singh prompted a strong response from MPs in the House of Commons following comments he made that the Israeli Defence Force was sowing “the seeds of genocide” in Gaza. Plus, Alberta Premier Danielle Smith says Albertans – not Ottawa - will decide whether the province should leave the Canada Pension Plan. And a tense interview in which Pierre Poilievre calmly challenges a reporter's questions while chomping down on an apple has caught the attention of our neighbours to the south. Tune into The Daily Brief with Lindsay Shepherd and Isaac Lamoureux! Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we're looking at the bombing of a hospital in Gaza and who was responsible for the act after Hamas initially blamed Israel, only for the IDF to release evidence showing it was almost certainly a failed rocket launch at Israel from within Gaza. Plus, the Conservatives tried to force CBC executives to testify in the House of Commons over the state broadcasters refusal to use the word "terrorist," only for the motion to be blocked by the Liberals, NDP and Bloc Quebecois. And finally, Prime Minister Justin Trudeau has penned an open letter to Premier Danielle Smith in response to Alberta's proposed exit from the Canada Pension Plan.

Is Alberta really entitled to more than half the funds in the Canada Pension Plan? How serious is the government about trying to withdraw those funds and establish a provincial plan? What are the chances the whole thing could backfire?  0:20 | Alberta's Minister of Finance Nate Horner makes the case for an Alberta Pension Plan.  TAKE THE SURVEY: https://www.albertapensionplan.ca/ 32:00 | Two former Quebec junior hockey players pleaded guilty to sexually assaulting a minor in June 2021 as their team celebrated a championship win. We take a look at Nicolas Daigle and Massimo Siciliano's guilty plea, and the bigger implications on the sport.  56:20 | You have a lot to say about the NHL banning Pride Tape. Ryan reads some of the responses to his tweet about the decision.  EMAIL THE SHOW: talk@ryanjespersen.com  BECOME A REAL TALK PATRON: https://www.patreon.com/ryanjespersen WEBSITE: https://ryanjespersen.com/ TIKTOK: https://www.tiktok.com/@realtalkrj TWITTER: https://twitter.com/RealTalkRJ INSTAGRAM: https://www.instagram.com/RealTalkRJ/ THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

Maximizing your old age pension and minimizing your old age security clawback in Canada can require careful financial planning and an understanding of the country's pension system. However, staying informed about changes in pension legislation and consulting a financial advisor can help you navigate the complex landscape of maximizing your old age pension benefits in Canada. Listen here today to find out some of the strategies you might want to put into practice. (01:08): What's the difference between Old Age Security and Canada Pension Plan? (02:46): The basics to know to make sure you're getting your OAS (03:41): Eligibility (05:38): How does the OAS clawback work? (06:58): Some ideas on how to ensure that you get your OAS (07:54): Mistakes that people make (09:50): How fee-based accounts can help (10:38): How to deal with dividend income (11:07): Maximizing TFSAs (12:06): Income splitting (12:45): How to deal with capital gains (14:28): Gifting tax-free (15:40): Bonus ideas

The Canada Pension Plan is a world-renowned fund that controls hundreds of billions of dollars earmarked for our retirements. Alberta premier Danielle Smith, unhappy that Alberta contributes more to the fund than its citizens receive, has plans to leave the fund and start the Alberta Pension Plan—while taking more than half the CPP's money on the way out the door.Can she actually do this? How much money would Alberta get? Why would the province want to go it alone as opposed to staying in one of the world's best plans? And what happens to the CPP if Alberta leaves, even is most of the money stays?GUEST: Graham Thomson, political columnist and commentator

Our elected MPs gave a former Nazi SS soldier a standing ovation in the House of Commons. Alberta wants to pull out of the Canada Pension Plan. Manitoba's PC Party is making some mind-boggling moves just days before an election. We've got a lot to talk about in this episode of Real Talk!  2:55 | Who should be most embarrassed by 300 or so federal MPs standing to applaud a former Nazi SS soldier? What prompted the Manitoba PCs to run bone-headed billboards days away from an election? Charles Adler gives us his Canadian Common Sense.  33:50 | What do Alberta businesses need to not just survive, but thrive? What can we read into the latest GDP and population growth numbers? What will entrepreneurs and Chambers be watching this fall legislative session? Alberta Chambers of Commerce President and CEO Shauna Feth joins Ryan in studio to shine the spotlight on Alberta business.  CHECK OUT AB CHAMBERS ONLINE: https://www.abchamber.ca/ 1:02:52 | The entire country's watching Alberta's move toward a provincial pension plan. Ryan shares a few thoughts at this early point in the campaign.  1:08:50 | We're all so sorry to hear of Chris Snow's passing. Ryan and Johnny reflect on our conversation with Chris' wife Kelsie, host of the "Sorry, I'm Sad" podcast.  WATCH OUR INTERVIEW WITH KELSIE SNOW: https://www.youtube.com/live/vsemtZW-H4U?si=idBoIpyJF0pDEKpe&t=2392 SUPPORT THE SNOW FAMILY: https://www.gofundme.com/f/234ds-help-the-snow-family 1:19:40 | A 13 year old in White Rock, BC just struck a big deal with Sony. We celebrate his amazing achievement in this week's Positive Reflections presented by Kuby Renewable Energy.  GET A FREE SOLAR QUOTE: https://kubyenergy.ca/ EMAIL THE SHOW: talk@ryanjespersen.com  BECOME A REAL TALK PATRON: https://www.patreon.com/ryanjespersen WEBSITE: https://ryanjespersen.com/ TIKTOK: https://www.tiktok.com/@realtalkrj TWITTER: https://twitter.com/RealTalkRJ INSTAGRAM: https://www.instagram.com/RealTalkRJ/ THANK YOU FOR SUPPORTING OUR SPONSORS! https://ryanjespersen.com/sponsors The views and opinions expressed in this show are those of the host and guests and do not necessarily reflect the position of Relay Communications Group Inc. or any affiliates.

2023 Report Financial Sustainability of CPP: https://www.cppinvestments.com/the-fund/f2023-annual-report/ Rational Reminder 2019 CPPIB: https://rationalreminder.ca/podcast/52 CPP Numbers (before tax): CPP age 60 max $770/mth CPP age 65 $1,200/mth CPP age 70 $1,700/mth The current average CPP at age 65 $700/mth

Should Alberta go alone, and split from the Canada Pension Plan, even if it means taking half the total funds for the whole of the CPP with it? That's the question being asked in Alberta right now as the UCP government looks to consult Albertans in advance of a potential referendum on the issue. Calgary Sun columnist Rick Bell joins the show to discuss why the province is considering it's own pension plan, what the cost would be, and why some are skeptical of the figures in the province's own report Background reading: Alberta deserves more than half CPP assets if it exits program: report Learn more about your ad choices. Visit megaphone.fm/adchoices

Sept. 21, 2023 - Sources tell CBC News Indian officials have not denied the existence of the intelligence in private. Power and Politics has new details about the conversations Canada has had with the Indian government. Plus, the Alberta government has released a report on the possibility of creating a provincial pension plan and leaving the Canada Pension Plan. Alberta Premier Danielle Smith joins Power & Politics to discuss the report's findings.

This week on the podcast our guest is John Graham, President and CEO of Canada Pension Plan (CPP) Investments. The mandate of CPP Investments is to invest the assets of the CPP Fund with a view to achieving a maximum rate of return without undue risk of loss. Here are some of the questions Peter and Jackie asked John Graham: What is the history of why Canada created the CPP and CPP Investments? What are your thoughts on 2023 with respect to geopolitics, threat of recession, inflation and volatility in general? Are you dampening your return expectations as a result of the weaker macro outlook? Is the CPP well funded to support Canadians who retire long into the future? Does the CPP have a net-zero 2050 goal?  Will you still invest in high carbon industries, for example steel, concrete or oil and gas? Do you have goals for investing in clean and green energy? What are the barriers for investing capital in clean energy? Could the US Inflation Reduction Act (IRA) attract energy transition focused capital away from Canada? There is an active debate in Alberta now about leaving the CPP, beyond contribution levels, what other factors should Albertan's consider in this major decision? Please review our disclaimer at: https://www.arcenergyinstitute.com/disclaimer/   To see a transcript of this podcast, visit the link (scroll part way down the page): An Interview with Canada Pension Plan Investment's President and CEO, John Graham (arcenergyinstitute.com)

Join host Colbert Cannon as he sits down with Mark Machin, the former President & CEO of the Canada Pension Plan Investment Board (CPPIB), one of the world's largest investment funds with over $500 billion in assets under management. Mark shares his path to join the CPPIB after two decades at Goldman Sachs in London and Hong Kong. And he discusses how he navigated the transition to working within the Canadian pension system. We also hear about Mark's earlier days at Goldman Sachs in their global finance division and how he acclimated to the business culture in Asia. And Mark shares his latest venture as co-founder & CEO of investment startup Opto Investments alongside Joe Lonsdale.Learn more about Mark Machin's career here. Watch HBO Max series Tokyo Vice, Colbert's Best Idea for this week, here.