Podcasts about Free lunch

It's Wednesday, June 10, 2026, and I am coming to you from a park right outside a stunning castle in the middle of Milan, Italy. Yesterday, I told you about a conference that didn't quite hit the mark, but today is all about the wins. I'm sharing how a little bit of "LinkedIn flirting"—otherwise known as public, professional appreciation—landed me a free, world-class Italian lunch, a phenomenal new network contact, an upcoming podcast guest, and potential business collaborations. Plus, I'm pulling back the curtain on my exact "Conference Capture" AI workflow that allows me to stay 100% present during keynotes.I hope you enjoy it! As always you can learn more and connect with me on my website (andystorch.com) or LinkedIn. And you can find my books - Own Your Career Own Your Life and Own Your Brand, Own Your Career - on Amazon.

It's Wednesday, June 10, 2026, and I am coming to you from a park right outside a stunning castle in the middle of Milan, Italy. Yesterday, I told you about a conference that didn't quite hit the mark, but today is all about the wins. I'm sharing how a little bit of "LinkedIn flirting"—otherwise known as public, professional appreciation—landed me a free, world-class Italian lunch, a phenomenal new network contact, an upcoming podcast guest, and potential business collaborations. Plus, I'm pulling back the curtain on my exact "Conference Capture" AI workflow that allows me to stay 100% present during keynotes.I hope you enjoy it! As always you can learn more and connect with me on my website (andystorch.com) or LinkedIn. And you can find my books - Own Your Career Own Your Life and Own Your Brand, Own Your Career - on Amazon.

Was ist bei der Geldanlage wirklich kostenlos? Heute eine kurze Erinnnerung an eine wichtige Regel.   Du hast eine Frage oder Themen-Wunsch für den Podcast? Schreibe mir gerne einfach per E-Mail: krapp@abatus-beratung.com   Viel Spaß beim Hören, Dein Matthias Krapp   Ab SOFORT verfügbar: Meine "WERTE-Strategie" ist nun für jeden online zugänglich, der nach meiner Anlagephilosophie breit gestreut und langfristig Anlegen möchte, auch unterhalb 100.000 Euro Anlagevolumen > https://www.abatus-beratung.com/wertestrategie/jetzt-investieren/   Hier kannst Du Dich kostenlos für meinen Minikurs registrieren und reinschauen.  Es lohnt sich: https://portal.abatus-beratung.com/geldanlage-kurs/    Entlasten Sie sich und Ihre Familie durch: Vorsorgevollmacht, Patientenverfügung, Sorgerechtsverfügung, Haustier-Notfallplan, Unternehmervollmacht, 24/7 Notfall-Hilfe, Anwaltliches Testament -> https://krapp3.juradirekt.com/  

Send us Fan MailA well known brand drops into my inbox, praises my TikTok, then asks for a full video turnaround within hours and never once mentions payment. That one email opens a bigger conversation about workplace boundaries, self-worth, and why I refuse to build any part of my life on “maybe there'll be future work”. If you are a content creator, freelancer, or employee who is tired of being squeezed for more while being offered less, you will recognise the pattern instantly. We talk rates, budgets, scope, urgency fees, and why milestone payments matter when brands want to use your assets for months. Then we take it into the workplace, where negotiation is not just about money, it is about power. I share how I approach non-negotiables, from day rate to travel to office attendance, and why I would rather turn down a role than accept terms that guarantee disrespect later. We also sit with a line that hit hard: “The workplace loves Black women's resilience, just not our boundaries.” We unpack how resilience gets weaponised into over performance, emotional labour, and silence, and how to make resilience work for us instead of against us. From there, we zoom out to the UK mood after the local elections and the rise of Reform UK, looking at why people vote from pain when rent, bills, wages and NHS access feel broken. We touch on immigration rhetoric, the European Convention on Human Rights, indefinite leave to remain, and the danger of making rights conditional. Finally, we lighten the angle without losing the depth, using the AP x Swatch collaboration to explore luxury marketing psychology, aspiration culture, and why “access” sells even during a cost of living crisis. If this conversation sharpens your thinking, subscribe, share it with someone who needs firmer boundaries, and leave a review so more people can find Toya Talks.Sponsorships - Email me:  hello@toyatalks.comTikTok:  toya_washington Twitter: @toya_w (#ToyaTalksPodcast) Snapchat: @toyawashington Instagram: @toya_washington & @toya_talkshttps://toyatalks.com/Music (Intro and Outro) Written and created by Nomadic StarStationary Company: Sistah ScribbleInstagram: @sistahscribbleWebsite: www.sistahscribble.com Email: hello@sistahscribble.com

URSULA'S TOP STORIES // Gov. Ferguson’s free lunch program, like rest of education plan, misses // If you make one visit to a theater this year, we’ll tell you the one production you WILL NOT want to miss. . .

If you're an indie writer paying attention to what's happening in publishing right now — this week was a tell. Three stories landed inside seven days. Each one pointed at the same answer.Episode 5 of The Difficulty — the first publishing-news episode in the new "How" lane. This week:— Audible's ACX royalty model is being discontinued. Authors must enroll in the new pooled, consumption-based model by year-end. Brandon Sanderson called this out back in 2024; Dave Chesson at Kindlepreneur is openly skeptical. Same playbook Spotify ran for music and KU ran for ebooks. Now it's audiobooks.— Publishing.com hit with a $1.5M FTC settlement — alleged misleading income claims and undisclosed incentivized testimonials. The publishing industry is being told publicly that some of the loudest "publish-your-book-and-get-rich" programs were misleading. Personal aside: I came close to laying out $6K to one of these a few years back. I'm glad I didn't.— Inkers Con runs May 30 – June 12 ($250, fully online). Working authors learning from each other in real time. Worth knowing about even if you don't go.The throughline: in a week where platforms got less predictable AND shady programs got FTC'd, the answer was the same answer indie writers have been circling for a decade. Direct audience. Real community. Owned email list. Less platform dependency.I share what I'm doing about it in real time — including how the Goodreads giveaway for Iris Blackwood pulled nearly 3,000 entrants, and the moment I almost didn't release Iris #1 as an ebook (and what changed my mind).—GO DEEPERFriday's Working Publisher Substack post extends this episode with sources and analysis:→ chadprevost.substack.com — search "The Free Lunch Is Ending"—CHAPTERSThree stories, same answerAudible's royalty pivotPublishing.com's FTC settlementThe $6K I almost spentInkers Con (May 30 – June 12)The throughline — direct audienceIris Blackwood anecdote — the ebook decisionClosing—FREE — THE DIFFICULTY FIELD GUIDEEight difficulties every working writer faces, and what to ask when each one shows up.→ crossroadspublishing.group/assets/pdfs/The_Difficulty_Field_Guide.pdf—WHERE TO FIND MESubstack — The Working Publisher (Fridays) + new essays Wednesdays + weekend essay readings Saturdays→ chadprevost.substack.comThe Difficulty — Monday (the why), Thursday (the how), Saturday (essay readings) — wherever you listen to podcasts→ chadprevost.com/the-difficultyCrossroads Publishing Group — publishing services, IF/THEN Books, Iris Blackwood mystery series→ crossroadspublishing.groupInkers Con:→ inkerscon.com/2026-digital-conference—The difficulty in life is the choice. Get full access to The Descent at chadprevost.substack.com/subscribe

Dave talks about being nervous over the free lunch he delievered this past Friday. 

Host Bill Radke discusses the week’s news with The Stranger news editor Vivian McCall, writer at the Washington Observer Jonathan Martin, and Seattle Times editorial board editor Alex Fryer.See omnystudio.com/listener for privacy information.

Invest Like the Best: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- My guest today is Alex Karnal. Alex is the co-founder and managing partner of Braidwell, a life sciences investment firm he built after spending 15 years at Deerfield Management. The frame we use throughout the episode is the health stack. Alex talks about how most of the diseases that will claim most of our lives are already addressable with medicines that exist today. We work through the five layers of what a defensive health strategy looks like, why GLP-1 medicines represent the first commercial proof that people are ready to be proactive about their health, and why PCSK9 inhibitors may ultimately be the more important drug class even though they get far less attention. We also get into the science and business of drug discovery itself — why most of the published literature that AI companies are training on cannot be replicated, what it would mean to have a truly agentic scientific lab running 24 hours a day, and why Alex believes we are now on a deterministic curve toward scientific superintelligence in biology. For the full show notes, transcript, and links to mentioned content, check out the episode page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠.  ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at ⁠colossus.com/subscribe⁠. ----- ⁠Ramp's⁠ mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠ramp.com/invest⁠⁠ to sign up for free and get a $250 welcome bonus. ----- Trusted by thousands of businesses, ⁠Vanta⁠ continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Visit ⁠vanta.com/invest⁠.  ----- ⁠WorkOS⁠ is a developer platform that enables SaaS companies to quickly add enterprise features to their applications. Visit⁠⁠ ⁠WorkOS.com⁠⁠⁠ to transform your application into an enterprise-ready solution in minutes, not months. ----- ⁠Rogo⁠ is the AI platform for finance. They're building agents for Wall Street that are trained to understand how bankers and investors actually do work: from diligence and modeling, to turning analysis into deliverables. To learn more, visit rogo.ai/invest. ----- ⁠Ridgeline⁠ has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ridgelineapps.com⁠. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Timestamps: (00:00:00) Welcome to Invest Like the Best (00:02:29) Intro: Alex Karnal (00:03:15) State of the Union: GLP1s and Life Sciences (00:07:01) The Health Stack Framework (00:12:49) Breaking Down the 5 Defensive Layers (00:21:18) GLP-1: What's Driving the Inflection (00:28:28) Diet vs. Drugs: Is Food Enough? (00:31:15) Barriers to Access: Complexity, Cost & Compliance (00:35:04) PCSK9: The Closest Thing to a Free Lunch (00:44:10) Alzheimer's & Neurodegenerative Disease (00:46:59) Cancer: Early Detection & New Treatments (00:54:49) Body Imaging & Diagnostic Trade-offs (00:56:31) How Drugs Are Discovered (01:02:39) AI in Drug Discovery (01:10:57) The Automated Lab of the Future (01:13:05) Peptides & Citizen Pharmacology (01:16:45) Alex's Background (01:28:25) Braidwell's Investment Approach (01:30:39) The Kindest Thing

My guest today is Alex Karnal. Alex is the co-founder and managing partner of Braidwell, a life sciences investment firm he built after spending 15 years at Deerfield Management. The frame we use throughout the episode is the health stack. Alex talks about how most of the diseases that will claim most of our lives are already addressable with medicines that exist today. We work through the five layers of what a defensive health strategy looks like, why GLP-1 medicines represent the first commercial proof that people are ready to be proactive about their health, and why PCSK9 inhibitors may ultimately be the more important drug class even though they get far less attention. We also get into the science and business of drug discovery itself — why most of the published literature that AI companies are training on cannot be replicated, what it would mean to have a truly agentic scientific lab running 24 hours a day, and why Alex believes we are now on a deterministic curve toward scientific superintelligence in biology. For the full show notes, transcript, and links to mentioned content, check out the episode page ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠.  ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at ⁠colossus.com/subscribe⁠. ----- ⁠Ramp's⁠ mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠ramp.com/invest⁠⁠ to sign up for free and get a $250 welcome bonus. ----- Trusted by thousands of businesses, ⁠Vanta⁠ continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Visit ⁠vanta.com/invest⁠.  ----- ⁠WorkOS⁠ is a developer platform that enables SaaS companies to quickly add enterprise features to their applications. Visit⁠⁠ ⁠WorkOS.com⁠⁠⁠ to transform your application into an enterprise-ready solution in minutes, not months. ----- ⁠Rogo⁠ is the AI platform for finance. They're building agents for Wall Street that are trained to understand how bankers and investors actually do work: from diligence and modeling, to turning analysis into deliverables. To learn more, visit rogo.ai/invest. ----- ⁠Ridgeline⁠ has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ridgelineapps.com⁠. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Timestamps: (00:00:00) Welcome to Invest Like the Best (00:02:29) Intro: Alex Karnal (00:03:15) State of the Union: GLP1s and Life Sciences (00:07:01) The Health Stack Framework (00:12:49) Breaking Down the 5 Defensive Layers (00:21:18) GLP-1: What's Driving the Inflection (00:28:28) Diet vs. Drugs: Is Food Enough? (00:31:15) Barriers to Access: Complexity, Cost & Compliance (00:35:04) PCSK9: The Closest Thing to a Free Lunch (00:44:10) Alzheimer's & Neurodegenerative Disease (00:46:59) Cancer: Early Detection & New Treatments (00:54:49) Body Imaging & Diagnostic Trade-offs (00:56:31) How Drugs Are Discovered (01:02:39) AI in Drug Discovery (01:10:57) The Automated Lab of the Future (01:13:05) Peptides & Citizen Pharmacology (01:16:45) Alex's Background (01:28:25) Braidwell's Investment Approach (01:30:39) The Kindest Thing

It's Wellington's Willy Wonka; a local restaurant is offering the daily chance to win a golden ticket to a free lunch to supercharge enthusiasm for eating out. Diners who book lunch at Mr Go's, an Asian inspired restaurant, get to draw an envelope from a pile at the end of the meal. Score the Golden Ticket and the meal's free. Wellington's hospitality industry has taken a hit in the past year with the closure of the Leuven Belgian Beer Cafe after 25 years in business, Chocolate Fish cafe and brewery Fortune Favours. Co-owner of Wellington's Mr Go's, Tom Parsonson spoke to Lisa Owen.

Kevin and Chief kick off today's show with a conversation about NCAA men's basketball and inflation. Then, Karl jumps in to talk taxes, undocumented labor and the Trump administration's shortcomings.

Sam faces an embarrassing situatiuon, John dines in a multi-purpose establishment. A news story where someone gets a free lunch. Plus, Sam sets John a challenge and there's an incident with a tooth. A fun filled comedy podcast, introduced by John Maurice and Sam O'Toole. They have been comedians for years, friends for longer, and humans for longer than that. You'd be mad to miss it. Find us on Facebook, Twitter, and wherever you get your podcasts. www.johnandsaminjapan.comFind our Anniversary Special ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠, you can even get it for free!Check out Ruben VM's stuff at ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@rubenvm⁠

3pm: I Was Thinking: There’s No Such Thing as a Free Lunch // On this day in 2020, WHO declared Covid-19 a global pandemic // COVID-19’s Total Cost to the U.S. Economy Will Reach $14 Trillion by End of 2023 // Viral video claims the Simpsons predicted Trump’s death // 16 Wild Simpsons Predictions That Seemingly Came True 

Send a textThese are our "Steel Core Moments." Daily devotionals to the Power of Man Principles designed to help you start your day with the right attitude, the right mindset, and position yourself to live a more powerful life.  Tune in every day for these foundation building moments.  Believe it!Contact US:  Rumble/ YouTube/ IG: @powerofmanpodcastEmail: powerofmanpodcast@gmail.com.Twitter: @rorypaquetteSTART YOUR OWN MEN"S MOVEMENT!  WE need more men to LEAD!  Join us here to learn how!   https://www.facebook.com/groups/490821906341560/?ref=share_group_linkYou have VALUE!  You are WORTH IT!  BELIEVE IT!

Is there really a free lunch when it comes to investing?According to Greg and Colin, there is one: diversification.It's not exciting. It doesn't make headlines. But it's one of the few strategies that has improved outcomes while helping reduce risk over time.In this episode, they explain why diversification works, why investors resist it, and why it matters right now.

Ethereum for the first time ever has rolled out a second major upgrade within a year. Fusaka has gone live less than six months after Pectra. In this Unchained podcast episode, Offchain Labs Prysm Team Ethereum Cored Developer Preston Van Loon joins Protocol Watch founder Christine D. Kim to unpack how Fusaka would make transactions cheaper, improve the UX for users and impact layer 2 chain operators. They also discuss the relatively short time to deployment and how this is impacting client and layer 2 teams. Preston also explains why he is less nervous about Fusaka than he was about Pectra and the indicators of success. Plus what comes next after the hard fork. Thank you to our sponsors! Uniswap  Mantle  Guests: Christine D. Kim, Host of Ready for Merge Podcast and writer of ​​ACD After Hours Preston Van Loon, Ethereum Core Developer working at Prysm by Offchain Labs Previous appearances on Unchained:  How Will ETH React to Ethereum's Shanghai Upgrade? Links: Unchained: Ethereum Fusaka Upgrade Clears Final Test Before December Launch Ethereum Gave Away Too Much for Too Long. Will Its Pivot Be Enough? Timestamps:

If something promises higher returns, it comes with higher risk — even if that risk isn't easy to see. And if something promises to protect your downside, it's usually charging you for it through fees, limited upside, or long-term lockups. Today's headline from Ben Henry-Moreland fits that idea perfectly. "Why 'Downside Protection' ETFs Don't Protect Portfolios As Well As A Stock-Bond Mix (In The Long Term)".  After that, I'll answer a listener question about taxes & avoiding underpayment penalties from a surprise inheritance. Should they make an extra quarterly payment to the IRS to avoid penalties, or is there a smarter way to handle it? I'll explain how the safe-harbor rules work, and why a simple IRA-withholding trick can sometimes do the same job even better.  Resource: Article by Ben Henry-Moreland on Kitces.com: Why "Downside Protection" ETFs Don't Protect Portfolios As Well As A Stock-Bond Mix (In The Long Term) Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

It's another Throwback Thursday, where we dig into the vault and find gold from days gone by. Today, we continue our discussion on Innovation Formulas. What's an innovation formula? It's a specific way to look at your business in terms of innovation. Today's formulas include such things as the “Pulaski No-Punt,” “Free Lunch,” “Guaranteed Greatness,” “Grand Theft Inno,” and “Quality Counts.” It's a smorgasbord of innovation, and you're going to get some great ideas!

In 2022 voters passed proposition FF, the Healthy School Meals for All program, which funded free school meals for all students regardless of household income. The program became increasingly popular and has reached a funding shortfall. The program's continuation relies on voter approval of Proposition LL and Preposition MM on the November ballot. By Sadie Smith.  Watch this story at www.durangolocal.news/newsstories/durango-schools-await-ballot-decision-on-free-meals-program  This story is sponsored by Freddy's Frozen Custard & Steakburgers and FASTSIGNS Durango. Support the show

How strong is your dividend growth portfolio? Send it to us for a free evaluation at dcm.team@growmydollar.com. Plus, join our market newsletter for more on dividend growth investing.________Wall Street's creativity knows no bounds, especially when it comes to selling safety or income. In this episode, Greg revisits Warren Buffett's timeless wisdom to uncover who's “swimming naked” in today's market. Drawing on Rob Arnott and Edward McQuarrie's recent CFA research on risk and investor psychology, he explains how both fear of loss and fear of missing out drive market behavior far more than models admit. Greg dissects several headline-grabbing products, from “high income” S&P 500 ETFs and 77% yielding Nvidia options funds to the Dual Directional Buffer ETF and the “Magnificent Seven Snowball,” revealing how they offer the illusion of safety or income while eroding long-term returns. He closes with a Buffett-style case study on Occidental Petroleum and Berkshire Hathaway's recent deal, underscoring the power of simple, steady cash flow over engineered complexity.As Leonardo da Vinci said, “Simplicity is the ultimate sophistication,” and it is also one of the surest ways to compound wealth. Topics Covered[00:00:41] – Who's swimming naked? The illusion of risk-free returns [00:02:31] – Understanding risk and fear in markets: Rob Arnott's research [00:06:22] – How fear of loss and FOMO distort risk premiums [00:09:19] – The rise of high-income ETFs: chasing yield in disguise [00:12:32] – The Nvidia ($NVDA) income strategy ETF: 77% yield, but at what cost? [00:16:09] – Dual Directional Buffer ETF: the illusion of protection [00:21:14] – The “Mag 7 Snowball” structured note: Wall Street's creative packaging [00:25:47] – Why these structures guarantee Wall Street wins [00:26:45] – Buffett, Occidental ($OXY), and the value of consistent cash flow [00:32:20] – Simplicity, cash flow, and the sophistication of staying patient For more on dividend growth investing or to request a free portfolio review, email dcm.team@growmydollar.com. Past performance does not guarantee future results. This episode is for educational purposes only and is not investment advice.Send us a textDisclaimer: This discussion is for educational purposes only and not investment advice. If you enjoy the show, we'd greatly appreciate it if you subscribe and leave a review RESOURCES: Schedule a meeting with us -> Financial Planning & Portfolio Management Getting into the weeds -> DCM Investment Reports & Models Visit our website to learn more about our investment strategy and wealth management services. Follow us on:Instagram | Facebook | LinkedIn | X

Paul Hawksbee was joined by Charlie Baker for this afternoons podcast. We were joined by journalist and Herts fan Mark Donaldson to preview the Scotland v Greece game tonight. Steve Harmison also joined us live in the studio after his exclusive talkSPORT chat with Freddie Flintoff. We also had a ChatGPT and a birthday spread. Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Jesse fields six wide-ranging listener questions that dig into the heart of financial planning and investing. He opens with a challenge to the idea that age alone dictates portfolio strategy, emphasizing instead that time horizons, goals, and diversification determine the right balance between growth and preservation. From there, Jesse advises a listener who recently inherited $1 million on how to integrate the windfall into an early retirement plan through detailed cash flow projections, withdrawal strategies, and careful consideration of pensions and Social Security. Next, he unpacks the difference between risk tolerance and risk capacity—framing them as willingness versus ability to take risk—and illustrates how these concepts vary depending on age, assets, and future income. A question about bonds leads to a deep dive on duration, interest rate sensitivity, and why bond funds and individual bonds behave more alike than many investors assume, with practical guidance on structuring fixed income for retirement needs. Shifting to income growth, Jesse shares seven strategies for boosting earnings over time, from negotiating raises and pursuing certifications to building businesses, climbing the career ladder, and gaining equity participation. Finally, he closes with a clear primer on Bitcoin, explaining blockchain, mining, and the role of trust in money, while stressing that investors don't need cryptocurrency in their portfolios—but should at least understand what it is and why it matters. Key Takeaways: • Investment strategy should be based on goals and timelines, not just age. • A $1 million inheritance should be planned with the same rigor as any other asset, while respecting any personal or emotional ties. • Risk tolerance reflects your willingness to endure volatility, while risk capacity measures your financial ability to recover from losses. • Bond funds and individual bonds are functionally similar, especially when held to maturity. • Negotiating with employers or job hopping can be effective short-term paths to higher pay. Building side businesses or securing equity participation can create outsized wealth growth over time. • Investors don't need crypto in their portfolios, but understanding how it works helps in today's financial landscape. Key Timestamps: (01:58) – Question #1: Understanding Risk and Reward in Investing (15:01) – Question #2: David's Early Retirement Strategy (22:21) – Question #3: Karen's Question on Risk Capacity (31:09) – Question #4: James' Concern About Bond Funds (42:39) – Question #5: Tips for Increasing Your Income (48:20) – Strategic Career Climbing (53:47) – Question #6: Introduction to Cryptocurrency (01:00:33) – The Role of Trust in Money and Bitcoin (01:09:16) – Bitcoin Wallets and Blockchain Explained (01:13:27) – Cryptographic Puzzles and Proof of Work (01:24:37) – Concluding Thoughts and Future Episodes Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/risk-and-reward/  https://bestinterest.blog/stocks-for-wealth-bonds-for-sanity/   https://bestinterest.blog/winning-the-game-retiring-at-57-with-4-million/   https://bestinterest.blog/raises-negotiations/  https://bestinterest.blog/explaining-bitcoin-in-simple-terms/   More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/  Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/  The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Thank you so much for listening to the Bob Harden Show, celebrating over 14 years broadcasting on the internet. On Monday's show, we discuss current global events, including developments in Israel, Ukraine, Russia, Europe, England and China with Marc Schulman, Founder and Publisher of HistoryCentral.com. We visit with AIER.org Senior Editor Jon Miltimore about the hidden costs of “free” school lunch programs. We also visit with author Jim McTague about the massive energy demands of artificial intelligence facilities. We have terrific guests for tomorrow's show, including Florida State Senator Kathleen Passidomo, Boo Mortenson, CEI Economist Ryan Young, and Linda Harden. Access this or past shows at your convenience on my web site, social media platforms or podcast platforms.

Peak Pals! We're re-airing some of our favourite episode of the Free Lunch podcast. today we're talking about productivity with William Huggins, a lecturer on corporate finance, economics, and statistics at the DeGroote School of Business, about: What productivity is and how we measure it. Why productivity matters for the economy. Why wages have become disconnected from productivity. Why Canada's productivity is lagging behind other developed countries. How some countries without many natural economic advantages have supercharged their productivity. What Canada can do to boost our productivity, and what it would mean for our economy.

 Hey Peak Pals , we've decided to start dropping old episodes of Free Lunch into the feed on weekend. We don't air that podcast anymore, but there are still some really relevant conversations that were had and we want to give you a chance to listen to them again or maybe for the first time.

US President Donald Trump has railed against his country's trade deficit with China. But as Chinese surpluses continue to flow into other countries, it's worth asking how China got to where it is today, and whether Chinese growth can lift all boats. In this week's episode, Martin Sandbu, the FT's European economics commentator, speaks to Michael Pettis, senior fellow at the Carnegie Endowment. He's the author of several books, including most recently co-author of Trade Wars Are Class Wars: How Rising Inequality Distorts the Global Economy and Threatens International Peace.Listen to bands signed to the record label Maybe Mars, formerly owned by Michael Pettis, here, including Carsick Cars, Yang Fan, PK14 and White+Find details of Michael Pettis' book choice, Martin Daunton's The Economic Government of the World, hereMartin Sandbu is the FT's European economics commentator and writer of the Free Lunch newsletter. You can sign up for his newsletter here and read his articles here.Subscribe to The Economics Show on Apple, Spotify, Pocket Casts or wherever you listen.This episode was produced by Josh Gabert-Doyon with original music and sound design from Breen Turner and Sam Giovinco. Our executive producer is Manuela Saragosa. Andrew Giorgiadis is our broadcast engineer.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

“The market's telling two different stories.” Eric Metz sees a tug-of-war between discretionary spending and income-dependent spending. He “wouldn't be surprised” by a tech rotation as valuations stretch. Turning to the Fed, he discusses Powell's comments today and what the rate cut path could be from here. He's watching volatility and the VIX closely, calling it an “indication of complacency.”======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In Christ we are arrayed like one who has not toiled, woven, spun…sown, adorned or even picked out what we are covered with.

The Break Room (WEDNESDAY 9/3/25) 7am Hour 1) If this resource is available to your kid, why not take advantage? 2) As a parent, is there ever a good time to step in and handle this situation yourself? 3) Another former Bills makes his way back to Buffalo

David Cay Johnston is a Pulitzer Prize-winning investigative journalist, bestselling author, and professor. With a career spanning almost six decades, Johnston has exposed complex financial systems, political corruption, and tax injustice across the United States. He is the author of several acclaimed books, including “The Making of Donald Trump”, “Perfectly Legal”, and “Free Lunch”, all of which break down how the wealthy and powerful manipulate the system for personal gain. Johnston served as a reporter for The New York Times for over 13 years, where his groundbreaking work on tax policy earned him national recognition. He is also the founder and editor of DCReport.org, a nonprofit news service that continues to track what the government is doing behind the scenes. As a professor at Rochester Institute of Technology, he teaches law, taxation, and investigative reporting. His expertise has made him a frequent guest on MSNBC, CNN, and NPR, and his writing has appeared in The Nation, The Daily Beast, and Reuters.

#FactsMatter host Guy Gordon chats with Craig Thiel, Research Director for the Citizens Research Council, who first wrote about the impact of state budget uncertainty on Michigan's $200 million School Meals program back in June –before passage of the federal One Big Beautiful Bill Act (OBBBA). Michigan's two-year-old School Meals program guaranteed universal access to free school breakfast and lunch to all K-12 students across the state, regardless of their income status. The continued lack of certainty about Michigan's K-12 budget, due to its not being passed, has already prompted at least one notable district, Okemos, to discontinue its universal school meals program, effective the first day of school. Funding for the state School Meals program, established in response to student food insecurity concerns following the COVID-19 pandemic, has been in place for the last two years. Current funding will end on September 30. The budget passed by the Michigan House does not include dedicated funding for the universal school meals program. The Governor's proposed budget and the Senate budget do. The income-based federal free breakfast and lunch program will continue. However, with the federal government imposing major changes to SNAP and Medicaid through OBBBA, eligibility can change. Thiel explained: “Right now, no one knows the specific numbers of impact, either nationally or in Michigan, but we do know the general direction: people will be losing access to Medicaid and access to SNAP. And those programs are used in Michigan schools to help identify students for free meals.” The majority of the $200 million from Michigan's budget covered the difference between what the federal government covers and the cost of feeding all children. For students, it also removed any stigma associated with the federal income-based food breakfast and lunch program. Thiel stated that approximately 150,000 to 200,000 additional students participated in Michigan's School Meals program in 2024-25, compared to 2022-23, according to Department of Education data. “About 10 to 15 percent of K-12 students would lose access to these free meals.”

Words To Make You Wise

07-23-25 - Listeners Share Their Ozzy Stories - People Who Excitedly Share Breaking News Like Our CoWorker When You Already Have It On Your Phone - Brady Tries To Defend His Free Lunch Grift At 7 Brothers BurgersSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

07-23-25 - Listeners Share Their Ozzy Stories - People Who Excitedly Share Breaking News Like Our CoWorker When You Already Have It On Your Phone - Brady Tries To Defend His Free Lunch Grift At 7 Brothers BurgersSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Riddler Road Rally is not your average adventure. It's a live, citywide scavenger hunt on wheels, that will be the most fun you have this summer!Riddler Road Rally is hitting eleven cities across Utah and Idaho. Each rally brings new clues and its own vibe, with pre-rally parties, swag giveaways, and surprise diversions. Whether you rep your hometown or hit every stop on the Wasatch Tour to climb the 2025 leaderboard, the choice is yours.You and your team will race across t Sign up to The Lead-Lag Report on Substack and get 30% off the annual subscription today by visiting http://theleadlag.report/leadlaglive. Foodies unite…with HowUdish!It's social media with a secret sauce: FOOD! The world's first network for food enthusiasts. HowUdish connects foodies across the world!Share kitchen tips and recipe hacks. Discover hidden gem food joints and street food. Find foodies like you, connect, chat and organize meet-ups!HowUdish makes it simple to connect through food anywhere in the world.So, how do YOU dish? Download HowUdish on the Apple App Store today:

From free school lunch programs to founding a successful business—this is my real, unfiltered story.

[Content warning: this episode contains frank discussions of medical examiner photos our students had to view during lectures, and which some listeners will find disturbing.] Friendships, food, and failing forward gets med students through the first year. No one tells you how much of med school is powered by free pizza and shared panic. As M1s Alexis Baker, Samantha Gardner, Raegen Abbey, and Zach Grissom wrap up their first year at the University of Iowa Carver College of Medicine, we talk about what actually got them through M1: strategic free food hunting, skipping lectures for sanity, and learning to live with the sound of your own stomach during exams. This raw and ridiculous reflection features stories of biochem-induced breakdowns, unexpected weight loss, and vacation cruises gone very wrong. We also play “Vibey,” a game that perfectly captures med student emotional trauma. Bonus topics: marriage math, spring break disasters, moldy mugs, and the shock of learning how people die for credit.

Where did Big Tech get its power? To find the answer, we tell the story of our investigation into what was thought to be the biggest music piracy site in the world…and how we took it down.Support the show: https://redpilledamerica.com/support/See omnystudio.com/listener for privacy information.