Podcasts about downturn

Today's Sports Daily covers a winning weekend in college and pro football, upcoming weeks Top 25 Saturday taken a major downturn, Brian Kelly at LSU, and World Series resumes tonight in LA.Music written by Bill Conti & Allee Willis (Casablanca Records/Universal Music Group) Ads:DeleteMe - Protect yourself from identity theft, harrassment, and doxxing.  Keep your private life private https://joindeleteme.com/HIT Promo Code: HIT for 20% off at checkout. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textThis is a REPLAY of an episode first published in March 2024. Success is not a secret—it's a mindset. In this episode, Scott unpacks the critical mindset shifts and practical strategies that have propelled his self-storage business forward. By emphasizing the importance of hard work over talent, the power of goal setting, and the necessity of surrounding oneself with smart, driven individuals, Scott provides a roadmap for growth. Scott dives into the habits that can transform both personal effectiveness and business operations, ultimately guiding listeners toward achieving their big, hairy, audacious goals (BHAG) and finding fulfillment in their professional endeavors. WHAT TO LISTEN FOR 1:49 Hard Work vs. Talent: The Hustle Mindset3:11 Mental Attitude6:31 Fear of Success: Overcoming Subconscious Barriers9:34 Finding Your Productive Peak Leave a positive rating for this podcast with one click CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Click here to get more information and register for the Academy November 6-8, 2025, in St Augustine, FLA.

CMBS delinquencies are at their highest level since the Great Recession — but what does that really mean for multifamily investors? Jamison Manwaring unpacks the data behind rising commercial distress, explaining how interest rate spikes, construction booms, and tighter lending have collided to create today's challenges — and opportunities. We also break down how new legislation is reshaping real estate, from extended Opportunity Zones and renewed bonus depreciation to why 1031 exchanges and UPREIT structures remain intact. Finally, Jamison offers perspective on why long-term fundamentals for multifamily remain strong and why patient investors could benefit most in this cycle.

For many people, contentment feels just out of reach—always tied to the next raise, the next purchase, or the next season of life. Yet Scripture calls us to something deeper and more lasting: a contentment that doesn't depend on circumstances but rests in Christ Himself.Psalm 23 begins with a stunning declaration:“The Lord is my shepherd; I have all that I need.” — Psalm 23:1 (NLT)David's words remind us that contentment doesn't come from acquiring more but from trusting the One who provides. Just as sheep rest securely under the care of their shepherd, we can rest in God's faithful provision.True contentment isn't about suppressing desire—it's about redirecting it. When we find sufficiency in Christ rather than in money, possessions, or achievements, we're freed from the trap of covetousness and anchored in the truth that in Him, we already have all we truly need.The Ancient Lie of DiscontentmentDiscontentment has plagued humanity from the beginning. In Eden, Adam and Eve had everything they needed, yet the serpent's lie convinced them they lacked something essential. Discontentment still whispers, “God is holding out on you—you'd be better off if you had more.”Today, that same voice is amplified through advertising, social media, and cultural comparison. We scroll through highlight reels and feel our lives don't measure up. But Hebrews 13:5 offers the antidote:“Keep your life free from love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.'”The cure for discontentment isn't having more—it's remembering that God is always with us.The Freedom of “Enough”Contentment is not resignation—it's liberation. It frees us from envy, overspending, and the crushing weight of comparison. Instead of striving endlessly for more, we learn to steward wisely what God has entrusted to us.Proverbs 30:8–9 captures this balanced perspective beautifully:“Give me neither poverty nor riches; feed me with the food that is needful for me…”The wise steward seeks enough—not excess. When we live this way, our financial decisions change. We spend with purpose. We give with joy. We save with peace. Contentment reorients money from being our master to being a tool for God's Kingdom.Think of the widow of Zarephath in 1 Kings 17. With only a handful of flour and a little oil left, she faced famine. Yet when Elijah asked her to make him a cake first, she trusted God's word—and He provided, not with overflowing barns, but with daily sufficiency.Or consider the Macedonian believers in 2 Corinthians 8. Paul wrote,“In a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity.”Despite having little, they gave with glad hearts because their contentment was in Christ, not in their circumstances.These examples remind us that contentment and generosity often go hand in hand. When we are satisfied in Christ, we're free to bless others.Trusting the God Who ProvidesAt the heart of contentment is trust. Jesus said in Matthew 6:25–26,“Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?”Contentment flows from believing that God knows what we need and delights to provide for His children. As Elisabeth Elliot once wrote, “The secret is Christ in me, not me in a different set of circumstances.”When Christ becomes our treasure, everything else finds its proper place.That's why Paul could say in 1 Timothy 6:6:“Godliness with contentment is great gain.”Contentment isn't a loss—it's true gain. It's the kind of wealth no market downturn can erase and no thief can steal. Choosing contentment doesn't mean settling for less; it means resting in the sufficiency of Christ.When we stop chasing “more” and start trusting God's daily provision, we discover freedom, peace, and joy. That's the essence of faithful stewardship—not just managing money, but aligning our hearts with the One who promises, “I will never leave you nor forsake you.”On Today's Program, Rob Answers Listener Questions:I own several rental properties and would like to leave one to each of my children. I still want to collect the rental income, but I'd like to avoid probate and ensure a smooth transition when I pass away. How can I set up a trust to do that, and what's the best way to move forward?I got divorced in my mid-50s and had to start over from scratch. I'm now 66 with a little over $37,000 in my 401(k), which I'm eligible to roll over into an IRA. I'd really like to invest that money through a biblically based firm, but most of the ones I've contacted require a minimum investment of $50,000. Do you have any suggestions? And how can I build my savings over the next four years? $37,000 won't last long.I'm retired, and my husband will be retiring soon. We don't have a lot saved, but he does have a 401(k) through work. We're unsure what to do with it or how to ensure we'll have enough to live on in retirement. Can you help us think through the next steps?I work with students, and I've offered to invest $4,000, allowing them to choose some stocks to learn how investing works. Since I'll keep the money but let them make the decisions, what's the best way to buy individual stocks for this kind of project?My daughter's credit score is around 625, and she's committed to improving it. My score is over 800, and I've heard that adding her as an authorized user on my credit card could help her. Can you explain how that works and whether it could affect either of our credit scores?I feel completely lost when it comes to finances, but I want to set my family up for success. Can you recommend a reliable resource or starting point for learning the basics of managing money wisely?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceFidelity | Charles Schwab | Robinhood | Public | Stash | SoFi InvestYour Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonMaster Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron Blue with Michael BlueRedeeming Money: How God Reveals and Reorients Our Hearts by Paul David TrippMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textThis is a REPLAY of an episode first published in October 2023. Luke Wong uses always has his head up for potential opportunities but when it comes to trusting your gut he says that's really the key. He trusts his gut to help him make business decisions and powerful relationships in the self-storage industry. He also shares the importance of having a mentor and getting the right education in commercial real estate.WHAT TO LISTEN FOR2:41 Passive Investments in various asset classes3:43 Choosing Self-Storage for its management efficiency17:15 Partnerships for scaling25:52 Networking and relationship buildingABOUT LUKE WONGAfter graduating from Florida State University, Luke began his foray into real estate as an owner and operator of both commercial and residential properties. His early career also included land development.In 2001, he moved to Houston to work specifically in land acquisitions for residential subdivisions. To date, he owns and manages a total of five facilities, 959 units, and 150K nrsqft, with his eye on expanding all existing facilities and making additional acquisitions in the Texas market.Luke is also a proud member of the Self Storage and Commercial Academy Mastermind. Networking and self-education remain top priorities for him. CONNECT WITH LUKEWebsite | LinkedIn | Instagram | Facebook CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Click here to get more information and register for the Academy November 6-8, 2025, in St Augustine, FLA.

During this show, we'll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn. If you have questions or would like an appointment contact Tara at 719-210-4242 or on line at www.nolanfinancialpartners.com 

During this show, we'll walk through several potential strategies to help you navigate financial during risk when the market hits a downturn. If you have questions or would like an appointment contact Tara at 719-210-4242 or on line at www.nolanfinancialpartners.com 

Chuck Todd sits down with veteran Democratic strategist and data expert Tom Bonier to unpack one of the biggest political mysteries of the Trump era: why Democrats are losing voter registrations—and how the GOP got so good at winning them. From the fallout of the Bernie-Clinton primary to the brand erosion under Biden, Bonier traces how Democrats’ messaging, outsourcing, and demographic targeting have backfired while Republicans quietly built lasting grassroots infrastructure, particularly among younger and working-class voters. The conversation dives deep into the changing dynamics of party loyalty and political identity—why Gen Z and Latino voters are shifting, how Trump reactivated the “missing white vote,” and why college campuses have become unlikely conservative battlegrounds. Todd and Bonier also explore the Democrats’ shrinking Senate map, the Midwest’s populist tilt, and how data-driven strategies like “mixed mode” polling could determine which party defines the next generation of American politics. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Timeline: (Timestamps may vary based on advertisements) 00:00 Tom Bonier joins the Chuck Toddcast 01:45 Where did trend of Democrats shedding voter registrations begin? 02:45 Bernie/Clinton primary was when Dem brand took initial hit 04:00 Downturn in Dem brand came during Biden’s four years 05:45 Democrats outsource their registration efforts more than GOP 07:00 Registration efforts targeted friendly demographics 08:00 Registered partisan turnout between 20’ and 24’ was 1 point 09:00 What can Dems learn from Republicans registration tactics? 10:00 The 2012 GOP autopsy was right, but didn’t foresee Trump 10:45 Obama’s campaign targeted younger voters & won 11:30 GOP created a consistent presence on college campuses 12:15 For Gen Z, their first interaction with government was Covid 13:00 Gender gap amongst younger voters was 25+ points 14:00 Trump won big with voters who don’t consume much news 15:30 Why Gen X became the generation that most supports Trump 16:30 When someone registers for a party, that tends to stick 18:30 Trump brought out the “missing white vote” 19:30 Dems dominating with higher educated, higher propensity voters 21:15 Younger white men are overwhelmingly registering Republican 23:00 Younger voters are generally registering as unaffiliated 24:15 Are Dems counting on Trump voters only showing up for Trump? 25:00 Climate looks similar to 17’ except Dems are more unpopular 26:00 What is causing the Democrats “brand problem”? 26:45 Voters didn’t know about Biden’s accomplishments 28:00 The importance of branding your agenda 29:00 Are there a “hard 7” number of swing states, or could others join? 30:30 Texas trending more blue, Florida trending more red 31:15 Migration patterns have made Florida tough for Democrats 32:00 Democrats have almost no margin for error to win the senate 32:45 What 4-6 states should Dems target to expand senate map? 35:00 Is the midwest out of reach for Dems for a generation? 36:15 Midwest voters are populist more than D or R 37:30 How and where can Dems stem losses in blue states? 39:15 Voter mobilization is easier to fix than persuasion 40:00 Why have Georgia and Arizona become more friendly to Dems? 41:15 API voters swung toward Trump in 24’ but are swinging back 42:00 Latino voters are economically sensitive and more swingy 43:30 What’s happening with the “Chamber of Commerce” GOP voter? 45:00 Preferred methodology for public opinion polling? 47:00 What is “mixed mode” polling? 48:30 What are the three polls you always make sure to analyze?See omnystudio.com/listener for privacy information.

Chuck Todd examines the mounting political and institutional strain as the government shutdown drags on — and why Democrats may need to declare a partial victory just to move forward. The episode explores how Trump’s rise has exposed deep vulnerabilities in the American system, from unchecked profiteering and politicized justice to the growing entanglement of big tech, big money, and government power. Todd breaks down the Democrats’ limited leverage, the GOP’s dependence on Trump’s engagement, and the urgent need for new constitutional and institutional guardrails. Plus, he looks at the emerging generational clash in the Democratic Party senate primary in Maine, as Janet Mills and Graham Platner become avatars for an “old vs. new” fight that could reshape the party’s future. Then, Chuck sits down with veteran Democratic strategist and data expert Tom Bonier to unpack one of the biggest political mysteries of the Trump era: why Democrats are losing voter registrations—and how the GOP got so good at winning them. From the fallout of the Bernie-Clinton primary to the brand erosion under Biden, Bonier traces how Democrats’ messaging, outsourcing, and demographic targeting have backfired while Republicans quietly built lasting grassroots infrastructure, particularly among younger and working-class voters. The conversation dives deep into the changing dynamics of party loyalty and political identity—why Gen Z and Latino voters are shifting, how Trump reactivated the “missing white vote,” and why college campuses have become unlikely conservative battlegrounds. Todd and Bonier also explore the Democrats’ shrinking Senate map, the Midwest’s populist tilt, and how data-driven strategies like “mixed mode” polling could determine which party defines the next generation of American politics. Finally, he gives his ToddCast Top 5 list of potential political comebacks where politicians could win their old seat back, then answers listeners’ questions in the “Ask Chuck” segment. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 06:15 Democrats need to find a way to declare victory and end shutdown 07:30 Democrats drew attention to healthcare, but will see diminishing returns 08:15 Trump’s rise has exposed tremendous vulnerabilities in our system 09:45 There’s nobody in Trump’s feedback loop that will expose him to bad info 11:00 Democrats need how to learn to embrace small victories 13:30 Democrats only have the power to win the argument 15:15 Republicans won’t move without Trump engaging on shutdown 16:30 Trump takes victory lap on Israel, hard part is making agreement stick 17:30 If profiting off the presidency goes unchecked, we risk more in the future 18:45 Emoluments clause is not enough, need a constitutional amendment 19:30 Big tech, big money and the government have all become intertwined 22:00 Two big reforms that could help fix the democracy 24:00 We need to reform the Justice Department to prevent politicization 25:30 Companies that capitulated to Trump had the law on their side 27:00 The country needs to build new guardrails 28:00 Janet Mills vs Graham Platner will become avatars for “old vs new” 29:45 The older generation of Democratic leaders refuses to retire 31:30 If Mills wins, she’ll be the oldest freshman senator of all time 32:15 Graham Platner already has released attack ad against Mills 33:30 Platner vs. Mills will become a headache and money sink for Democrats 36:30 Tom Bonier joins the Chuck Toddcast 38:15 Where did trend of Democrats shedding voter registrations begin? 39:15 Bernie/Clinton primary was when Dem brand took initial hit 40:30 Downturn in Dem brand came during Biden's four years 42:15 Democrats outsource their registration efforts more than GOP 43:30 Registration efforts targeted friendly demographics 44:30 Registered partisan turnout between 20' and 24' was 1 point 45:30 What can Dems learn from Republicans registration tactics? 46:30 The 2012 GOP autopsy was right, but didn't foresee Trump 47:15 Obama's campaign targeted younger voters & won 48:00 GOP created a consistent presence on college campuses 48:45 For Gen Z, their first interaction with government was Covid 49:30 Gender gap amongst younger voters was 25+ points 50:30 Trump won big with voters who don't consume much news 52:00 Why Gen X became the generation that most supports Trump 53:00 When someone registers for a party, that tends to stick 55:00 Trump brought out the "missing white vote" 56:00 Dems dominating with higher educated, higher propensity voters 57:45 Younger white men are overwhelmingly registering Republican 59:30 Younger voters are generally registering as unaffiliated 1:00:45 Are Dems counting on Trump voters only showing up for Trump? 1:01:30 Climate looks similar to 17' except Dems are more unpopular 1:02:30 What is causing the Democrats "brand problem"? 1:03:15 Voters didn't know about Biden's accomplishments 1:04:30 The importance of branding your agenda 1:05:30 Are there a "hard 7" number of swing states, or could others join? 1:07:00 Texas trending more blue, Florida trending more red 1:07:45 Migration patterns have made Florida tough for Democrats 1:08:30 Democrats have almost no margin for error to win the senate 1:09:15 What 4-6 states should Dems target to expand senate map? 1:11:30 Is the midwest out of reach for Dems for a generation? 1:12:45 Midwest voters are populist more than D or R 1:14:00 How and where can Dems stem losses in blue states? 1:15:45 Voter mobilization is easier to fix than persuasion 1:16:30 Why have Georgia and Arizona become more friendly to Dems? 1:17:45 API voters swung toward Trump in 24' but are swinging back 1:18:30 Latino voters are economically sensitive and more swingySee omnystudio.com/listener for privacy information.

Send us a textCan a family of four with full schedules really break into self-storage investing? Adam and Kirby Leiby from Raleigh, North Carolina, just proved it's possible, and they brought the kids along for the ride.  In this first episode of a special new series “First Deal First Dive” episode of the Self Storage Investing Podcast, guest host Joe Downs connects with the Leibys, recent grads of Scott Meyers' academy, to unpack how they went from Instagram ad skeptics to proud owners of Lemon Springs Self Storage in under a year.  From initial doubts and late-night training sessions to a near-missed deal and final success, the couple candidly shares their step-by-step journey, how they divided responsibilities, and what it really takes to get your first storage facility under contract.  If you're wondering whether the dream of passive income through self-storage is actually doable, this is the episode that proves it. WHAT TO LISTEN FOR:49 What was closing your first deal like?5:55 Why did they leave sales and homeschooling for storage?11:50 What shifted Adam's mindset at the academy?17:01 What was the hardest part of training?23:21 How did they land their first facility? What to Watch For2:07 What does it feel like to close your first deal?5:29 Why did the Leibys leave the corporate world?11:45 What changed for Adam at the Academy?19:46 How hard is it to find your first good deal?23:20 How did the Leibys land their first facility? Leave a positive rating for this podcast with one click CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Click here to get more information and register for the Academy November 6-8, 2025, in St Augustine, FLA.

'Sharp Downturn in Health': Tragic Reason Behind Diane Keaton's Sudden Death at 79 Laid Bare - as Friends Tell of 'Unexpected' CauseAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

A recession usually means falling inflation and lower bond yields — good news for bond investors. But what if this time is different? Lance Roberts & Michael Lebowitz break down how the next recession could flip the bond trade from bullish to bearish — and why government policy and fiscal stimulus may once again distort the relationship between inflation, yields, and bond prices. 0:19 - US Dollar Impact on Multi-national Companies 3:32 - Expectations for Market Reversal 9:45 - The AI Chase & Circular Money Flow 13:17 - Investments are Based on Hopeful Future Demand 16:28 - The Question of The How & The When 19:12 - The Nvidia - AMD - OpenAI Conundrum 20:07 - Natural Gas is the Only Answer for next 5-years 22:02 - Markets Are Chasing Whatever Goes Up 24:24 - The Lesson for Diversifying 26:15 - Do Bonds Protect Investors in the Next Recession? 32:18 - Preview of Daniel LaCalle Interview 35:38 - Gold is Fueling Dollar Debasement 39:43 - All Asset Classes will Reverse Eventually 43:33 - Is This Time Different? 50:06 - Coming Attractions

A recession usually means falling inflation and lower bond yields — good news for bond investors. But what if this time is different? Lance Roberts & Michael Lebowitz break down how the next recession could flip the bond trade from bullish to bearish — and why government policy and fiscal stimulus may once again distort the relationship between inflation, yields, and bond prices. 0:19 - US Dollar Impact on Multi-national Companies 3:32 - Expectations for Market Reversal 9:45 - The AI Chase & Circular Money Flow 13:17 - Investments are Based on Hopeful Future Demand  16:28 - The Question of The How & The When 19:12 - The Nvidia - AMD - OpenAI Conundrum 20:07 - Natural Gas is the Only Answer for next 5-years 22:02 - Markets Are Chasing Whatever Goes Up 24:24 - The Lesson for Diversifying 26:15 - Do Bonds Protect Investors in the Next Recession? 32:18 - Preview of Daniel LaCalle Interview 35:38 - Gold is Fueling Dollar Debasement 39:43 - All Asset Classes will Reverse Eventually 43:33 - Is This Time Different? 50:06 - Coming Attractions

In this episode, we will look into how 22 U.S. states may already be in a recession and what it could mean for you. Today's Stocks & Topics: Copart, Inc. (CPRT), Market Wrap, The Progressive Corporation (PGR), Recession by ZIP Code: Why 22 States Are Already Feeling the Downturn, Where to Invest?, Trailing Stops, Fair Isaac Corporation (FICO), Emerging Markets, Atlassian Corporation (TEAM), Bank of America Corporation (BAC), JPMorgan Chase & Co. (JPM), Mercado Libre, Inc. (MELI).Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

“For God gave us a spirit not of fear but of power and love and self-control.” - 2 Timothy 1:7When it comes to investing, wisdom means keeping emotions in check. Fear, greed, overconfidence, and regret can all derail sound decisions. Dr. Art Rainer joins us today to share four ways emotions ruin smart investing—and how you can avoid those traps.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.Don't Let Emotions Derail Your InvestmentsWhen it comes to investing, emotions can be your worst enemy. Allowing emotions to guide your investment decisions will most likely lead you to buy high and sell low. That's the opposite of building a solid retirement fund.So how can investors avoid the emotional traps that derail wise investing? Here are four common ways emotions can ruin sound investment strategies.1. Focusing on the Present Instead of the FutureThe stock market fluctuates daily, sometimes even hourly. Many investors get caught in the drama of short-term swings. But we must remind ourselves that we're not investing for today, we're investing for the future.Keeping your eyes fixed on long-term goals helps put temporary volatility in perspective. The market may dip, but over time, patience and consistency are what build wealth.2. Letting Fear Take ControlFear often shows up during a market downturn. In 2008, as markets plummeted, many investors panicked and withdrew their money. Later, most admitted that the decision was a mistake.In fact, steady contributions during down markets actually allow for the purchase of more shares at lower prices—a benefit to long-term investors. This is a process called “dollar-cost averaging”.  Dollar-cost averaging is an investing strategy where you contribute a fixed amount of money at regular intervals, regardless of market conditions. Over time, this helps reduce the impact of market volatility by buying more shares when prices are low and fewer when prices are high.Fear may feel protective, but it usually leads to missed opportunities.3. Becoming Overconfident in a Rising MarketJust as fear hurts during downturns, overconfidence can be just as dangerous when markets rise. We saw this during the dot-com bubble in 2000 and again in 2020.As stock prices climb, inexperienced investors often rush in, assuming the market is “easy money.” They may chase riskier investments without understanding the dangers, setting themselves up for painful losses when the bubble bursts.4. Dwelling on RegretRegret over past decisions is natural, but it can tempt us to overcorrect. For example, selling too soon because of a bad memory from the last downturn—or holding too long trying to “make up” for past mistakes.Instead of being trapped by regret, let past experiences guide wiser choices without driving reactionary ones.The Bible tells us that saving is wise, but it also cautions against letting fear or greed rule our hearts. Wise investing requires patience, discipline, and trust in God's provision—not reactionary emotions.Get Help From a Certified Christian Financial CounselorFor those struggling with debt, budgeting, or saving for the future, Dr. Rainer recommends connecting with a Certified Christian Financial Counselor (CertCFC). These professionals are trained to help individuals and couples align their finances with biblical principles.You can search for a counselor in your area at ChristianFinancialHealth.com.On Today's Program, Rob Answers Listener Questions:I'm trying to help someone who has three credit card debts that have gone to collections. What type of documentation should we request to confirm that the debt collector is legally entitled to collect the debt, especially since different agencies continue to contact us?I'm retired and have recently purchased a property with mold in the crawl space, which is impacting my health. Given my financial situation, would it be wise to borrow money to resolve the mold problem?My husband is about to turn 73, and we've placed all of our IRA funds into an annuity. How do we calculate the required minimum distribution once he reaches 73, and does that amount change each year? We'd like to withdraw only the minimum necessary.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Institute for Christian Financial HealthChristian Money SolutionsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textWhat happens when a Navy vet and a sales pro ditch Wall Street and go all in on self-storage?

Send us a textIs your self-storage pricing strategy bleeding cash while you're sitting at 90% occupancy?  Scott explains one of the most urgent and transformative trends in the self-storage industry today… dynamic pricing and AI-powered revenue optimization.  As markets soften, promotions spike, and new supply floods the industry, savvy operators are turning to real-time data-driven pricing models to protect margins and outsmart the competition.  Scott breaks down exactly how dynamic pricing works, what tools you need, and how to implement this system step-by-step, even if you're starting small.  WHAT TO LISTEN FOR2:44 What is dynamic pricing in self storage?5:27 How can AI increase storage revenue at 90% occupancy?7:03 What are the risks of using dynamic pricing?8:44 How do I start using dynamic pricing in self storage?10:23 How is AI used to predict self storage demand?Leave a positive rating for this podcast with one clickCONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramFollow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Send us a textWhen real operations experience meets brokerage, better deals get done.Scott Meyers welcomes back Alex Erbs for a dynamic conversation about his transition from running a multi-state self-storage management company to becoming a full-time broker with EqiCap Commercial.  They dig deep into what makes for a successful third-party management relationship, why many operators misunderstand what management companies actually do, and how Alex's hands-on experience gives him a competitive edge in helping owners value and sell their properties.  From lighthearted stories to serious strategy, this episode dives into what really drives value in today's self-storage market.WHAT TO LISTEN FOR:13 The Big Shift: Operator to Broker4:16 Breaking Away from the Family Biz9:26 The Dawn of Third-Party Management25:25 Why Your Storage Facility Isn't Filling Up29:05 The Four Must-Fix CapEx Items Leave a positive rating for this podcast with one click GUEST: Alex Erbs, Director | EquiCap CommercialWebsite | Email | LinkedIn CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

When markets soar, investors face a subtle but dangerous temptation: trading wisdom for excitement.With headlines touting record highs and optimism running wild, it's easy to get swept up in the momentum. But is now the time to double down—or to take a step back and exercise caution? Today, Mark Biller joins us to unpack the dangers of investing with emotion instead of wisdom.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. Bull Market Optimism: Proceed with CautionThe stock market has staged a remarkable comeback since spring, and many investors are feeling hopeful about the year ahead. But while optimism is natural, there's a fine line between healthy confidence and dangerous overconfidence.Just a few months ago, fear dominated the market. Now, investor sentiment has swung in the opposite direction—toward excessive optimism. History shows us that both extremes can lead to poor decision-making. Just as fear prompts panic-selling in downturns, overconfidence during bull markets can drive people to take unnecessary risks.The late 1990s provide a clear example. The dot-com bubble fueled euphoric investing in internet companies, but when the bubble burst, enormous wealth evaporated. While the internet did transform the world, many early investors paid a steep price for ignoring caution.The Risk of Projecting the PresentOptimism in the long term is typically rewarded—stocks have trended upward for more than a century despite wars, recessions, and downturns. But short-term overconfidence is dangerous. Since October 2023, the stock market has gained about 60%—roughly six years of typical returns compressed into less than two. It's unrealistic to assume such momentum will continue indefinitely.In environments like this, investors often fall into two traps:Doubling down on every dip. Rather than seeing pullbacks as a chance to pause, many rush to “buy the dip” without considering long-term goals. Abandoning diversification. When some holdings lag behind, it's tempting to dump them in favor of high-flyers like gold or crypto. This shortsightedness often backfires.Diversification: A Biblical PrincipleKing Solomon offered timeless wisdom in Ecclesiastes 11:2: “Give a portion to seven, or even to eight, for you know not what disaster may happen on earth.” Diversification is, at its core, an act of humility. Since no one knows the future, spreading investments across asset classes is the most reliable defense against both downturns and emotional decision-making.While diversification may feel “boring” during bull markets, it provides stability that helps investors stay committed to their plan when volatility inevitably returns.A strong investment strategy accounts for risk tolerance, life stage, and long-term goals. For a younger investor, this might mean a higher allocation to stocks, consistent 401(k) contributions, and the discipline to stay invested through ups and downs. For others, it may involve gradual adjustments, such as including gold or bonds. The key is making changes based on thoughtful, long-term reasoning—not fear of missing out.Confidence vs. OverconfidenceHealthy confidence comes from setting reasonable goals, understanding fundamentals, and staying the course. Overconfidence, on the other hand, assumes you can predict what's coming next—a trap no investor avoids for long.Optimism has its place, but unchecked euphoria can cloud judgment. By remembering history, practicing diversification, and committing to a steady long-term plan, investors can avoid the pitfalls of emotional decision-making and pursue lasting financial fruitfulness.If you'd like to learn more about becoming a Sound Mind Investing (SMI) member, you can visit them at SoundMindInvesting.org. On Today's Program, Rob Answers Listener Questions:I'm 72, still running my business, and I have both an IRA and a Roth that I've never touched. What's the most tax-efficient way to start taking money out while minimizing what goes to the government?I need to withdraw from two retirement accounts with about $9,000 each. They're planning to withhold 20% plus fees—around $2,200 per account. Is that normal, and what are my options since I need the cash quickly?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bull Market? Great! But Don't Get Carried Away by Joseph Slife (Sound Mind Investing Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textFrom 20 to 250: What Happens When Self-Storage Management Grows Too Fast? Peter Smyth returns to the Self Storage Podcast to share his explosive journey, from managing 20 facilities to nearly 250 in just one year. He outlines the challenges of hypergrowth, from client churn and employee scalability to building systems that can handle everything from rural RV lots to urban mega-facilities. Peter and Scott talk hiring for skill versus experience, the role of AI and custom-built software in operational efficiency, and why white-label management is becoming the go-to for storage owners who want control without compromise.  WHAT TO LISTEN FOR1:10 From 20 to 250: The Rocketship Year5:53 Hiring for Talent, Not Just Experience10:24 Scaling Services for Every Size Operator14:10 KPIs, OKRs, and the Software Shift21:07 Managing a Startup and a Young Family Leave a positive rating for this podcast with one click GUEST: Peter Smyth, White Label StorageWebsite | Email | LinkedIn CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Send us a textWhat happens when a college senior aiming for luxury development ends up dominating the self-storage industry instead? Scott Meyers sits down with Cory Bonda, co-founder of Prestige Storage Capital, to explore Cory's unexpected journey into self-storage and how he scaled from moonlighting in Columbus to managing a rapidly growing, vertically integrated storage empire. The conversation dives deep into Cory's acquisition strategy, the value of fixed-rate debt, lessons learned through explosive growth (and pandemic curveballs), and the cautious yet innovative approach Prestige takes with technology and AI.  Listen For:0:46 From Student to Storage: Cory's Accidental Entry into the Industry4:02 How Prestige Storage Exploded Post-20206:22 Why Fixed-Rate Debt Fueled Smart Growth During Volatile Times10:16 How AI is Revolutionizing Hub-and-Spoke Storage Models16:28 2025 and Beyond: Strategy, Expansion, and the Top 25 Goal CONNECT WITH GUEST: CORY BONDALinkedIn  | Website CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

AP correspondent Ben Thomas reports a decline in travel to the U.S. may linger according to experts.

Send us a textWhat happens when self-storage meets artificial intelligence? Scott Meyers and Joe Downs reunite right after their Mastermind and Academy events to dive deep into the game-changing role of AI in the self-storage industry. Fresh from coaching hungry investors through their first deals, they shift gears into a passionate discussion about AI's transformational power—from automating market analysis and underwriting to building personalized dashboards and internal GPTs that replace hours of manual work. With Joe's infectious excitement and Scott's strategic insight, this episode delivers a powerful look at how leveraging AI can drastically speed up, simplify, and supercharge success in real estate investing—especially self-storage. Listen For:1:17 Seal the Deal: Whale hunts, masterminds, and champagne for first deals4:23 Hungry Dogs and First Wins: The energy of new investors and what fuels momentum11:00 AI Revelation: How Joe realized he's spending 50% of his time learning AI19:05 Market GPT is Here: The birth of Belrose's self-storage-specific AI30:52 Redefining Industry Norms: Why common metrics like supply index might be outdated CONNECT WITH GUEST: JOE DOWNSLinkedIn  | Website CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Worried about market drops in retirement? In this episode, Miguel Gonzalez, CRC, explains how to protect your income, manage withdrawals, and stay on track when volatility hits.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #retirementincome #marketvolatility #marketdownturn #recessionproofretirement #financialplanning #investmentstrategy #retirementplanning #bucketstrategy #withdrawalrate #RothIRA #assetallocation #retirementinvesting #retirementsafety #marketrisk #financialadvisor #protectyourretirement #CortburgSpeaksRetirement #MiguelXGonzalez #stayinvestedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Send us a textWant to future-proof your storage business? It starts with systems, scale—and a bit of AI.Scott Meyers welcomes Steve Raposa from Mini Mall Storage Properties, who shares his unique journey from military service to hospitality and finally to becoming a key player in the self-storage world.  They explore how franchise systems and hospitality efficiency directly translate into scalable, streamlined self-storage operations. From the impact of AI on underwriting and marketing to the importance of charitable giving and personal growth, this episode dives deep into what it means to run and scale a modern storage business in a data-driven world  WHAT TO LISTEN FOR4:12 Franchise Thinking in Self Storage7:08 Can AI Make Storage Smarter?12:16 Zoning, Data, and the AI Revolution14:40 AI's Impact on Labor and Marketing18:32 Giving Back: Veterans & St. Jude Leave a positive rating for this podcast with one click CONNECT WITH STEVEN RAPOSALinkedIn | Mini Mall StorageCONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

This year was supposed to be different; this squad was supposed to be a different squad, but the last few games has those fears of another drop off in the second half of the Red Sox season look to be more realistic ahead of a HUGE series in The Bronx.

On this episode of the WTFinance podcast I had the pleasure of welcoming back Michael Oliver. Michael is the founder of Momentum Structural Analysis.During our conversation Michael spoke about the economic weakness he is seeing in the markets, why he thinks there could be a crash, whether he has been surprised the FED hasn't cut, monumental crash and more. I hope you enjoy!0:00 - Introduction 1:40 - Overview on markets6:46 - Economic weakness10:17 - Surprised FED haven't cut?14:24 - Bond market19:52 - Global markets25:02 - Monumental crash27:15 - Liquidity28:30 - One message to take awayJ. Michael Oliver entered the financial services industry in 1975 on the Futures side, joining E.F. Hutton's International Commodity Division, headquartered in New York City's Battery Park. He studied under David Johnston, head of Hutton's Commodity Division and Chairman of the COMEX.In the 1980s Mike began to develop his own momentum-based method of technical analysis. He learned early on that orthodox price chart technical analysis left many unanswered questions and too often deceived those who trusted in price chart breakouts, support/resistance, and so forth.In 1987 Mike technically anticipated and caught the Crash. It was then that he decided to develop his structural momentum tools into a full analytic methodology.In 1992 the Financial VP and head of Wachovia Bank's Trust Department asked Mike to provide soft dollar research to Wachovia. Within a year, Mike shifted from brokerage to full-time technical research. He is also the author of The New Libertarianism: Anarcho-Capitalism.Michael Oliver - Website - https://www.olivermsa.com/Twitter - https://twitter.com/Oliver_MSAWTFinance -Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes -https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4LinkedIn - https://www.linkedin.com/in/anthony-fatseas-761066103/Twitter - https://twitter.com/AnthonyFatseasThumbnail Image from - https://www.marketwatch.com/story/stock-investors-are-still-in-danger-but-history-says-bear-markets-are-relatively-brief-11655419223

Paul Zelizer is the host of Awarepreneurs, the world's longest running social entrepreneur podcast, the co-founder of NM Tech Talks and a business coach/consultant for social entrepreneurs and cleantech startups for the past 18 years. This episode is sponsored by the coaching company of the host, Paul Zelizer. Consider a Strategy Session if you can use support growing your impact business. Resources mentioned in this episode include: Rudy Parra episode NM Tech Talks site Paul's Strategy Sessions Pitch an Awarepreneurs episode

Send us a textIs the economy heading for a soft landing… or a “touch-and-go”? Scott Meyers is joined with economist Mark Vitner, to unpack why commercial real estate got overpriced during the low-rate era, how self-storage cap rates often move differently from other asset classes, and what falling market rates plus clearer tariff policy could mean for deals ahead.Vitner flags a likely 75 bps easing path and a housing cool-stress-relief scenario (mortgages in the 6–6.5% band), with meaningful improvement showing up around April next year.  He also maps migration winners (Carolinas, Tennessee, Georgia; continued heat in Dallas, Houston, Miami, Charlotte, Raleigh) and why that churn is good for storage—plus practical advice for operators and new investors alike. WHAT TO LISTEN FOR7:01 How ultra-low rates inflated CRE values8:40 Why self-storage cap rates can buck the trend13:55 Vitner's “touch-and-go” landing and 75 bps roadmap27:51 Florida's out-migration—and the Carolinas surge29:28 Today's hottest metros for storage demand  Leave a positive rating for this podcast with one click CONNECT WITH MARK VITNERLinkedIn | Website CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.

Send us a textCan AI truly replace the human touch in self-storage?  Scott Meyers welcomes Mason Levy, founder of Swivl, to explore how artificial intelligence is transforming customer engagement across the self-storage industry. From its surprising roots in healthcare and cannabis tech to powering over 4,700 self-storage facilities today, Swivl is revolutionizing the contact center model with its AI-driven platform. The conversation dives deep into conversational AI, human-in-the-loop systems, future-proofing tech stacks, and why personalization still matters in an automated worldWHAT TO LISTEN FOR0:56 The Accidental Storage Tech Founder5:48 What Makes Swivl Different From Just Another Chatbot?10:31 Smarter Gate Codes & SMS: Real-Life Use Cases20:59 Swivl's Future: Voice AI, Contact Center Suite & More32:55 The Human Side of Storage: Why Empathy Still WinsLeave a positive rating for this podcast with one click CONNECT WITH MASON LEVYLinkedIn | Swivl CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Attend the Self Storage Academy in Seattle, WA August 21-23https://selfstorageacademy.com/

In “Freight Downturn: What Winners Do to Gain Ground”, Joe Lynch and Nick Klingensmith, the Founder of Stride Motivation, discuss how professionals can adopt an endurance athlete's mindset to overcome fear, rejection, and self-limiting beliefs in the face of a challenging freight market. About Nick Klingensmith After being thrown out of a Las Vegas hotel in a drunken haze, jeopardizing his career and relationships, Nick Klingensmith had to make a change. A 4-time cancer survivor, type-1 diabetic, recovering alcoholic with herniated discs, nerve damage and sleep apnea, he defies it all when he finds Obstacle Course Racing. Refusing to accept his limitations, he's completed over 100 Spartan Races, 6 Major Marathons, several Ultras and scores of other obstacle and endurance events. As someone who has walked the path of a sales professional, Nick is an expert in propelling other achievement-driven professionals and leaders to overcome fear and rejection and push past self-limiting doubts, by inspiring them to take purposeful action towards their goals. Nick is a raw and passionate storyteller who holds nothing back when revealing who he used to be and the person he is now. About Stride Motivation Stride Motivation, LLC is a dynamic company dedicated to transforming lives through inspiring keynote speeches and mindset coaching. Rooted in the inspiring journey of overcoming significant health challenges and personal struggles, the company serves as a beacon for achievement-driven professionals and leaders. Through compelling storytelling drawn from the world of endurance racing, Stride Motivation empowers individuals to conquer fear, rejection, and self-limiting doubts. Specializing in coaching sales teams and remote professionals, the company imparts valuable insights on developing a resilient mindset for success. Stride Motivation is not just a company; it's a catalyst for helping others discover their inner strength, reach their goals, and become the best version of themselves. Key Takeaways: Freight Downturn: What Winners Do to Gain Ground In “Freight Downturn: What Winners Do to Gain Ground”, Joe Lynch and Nick Klingensmith, the Founder of Stride Motivation, discuss how professionals can adopt an endurance athlete's mindset to overcome fear, rejection, and self-limiting beliefs in the face of a challenging freight market. Shippers are playing it safe. The economy's uncertain, so shippers are nervous about making big changes and have tight budgets. Cold calls are a dead end. People just aren't picking up their phones anymore, so that old-school sales method isn't working like it used to. Be a specialist, not a generalist. To win business, you have to be super clear about what you do, and then become the go-to expert in a specific market. Use challenges as fuel. Instead of letting tough times get you down, use them as motivation to push forward. Your mindset is everything. Winning in a tough market starts with having the right attitude. You have to believe in yourself and your ability to overcome rejection. Work hard and be patient. Success isn't a quick fix. It's about taking consistent, smart actions and having the patience to see them through. Take charge of your situation. Stop just trying to survive. Take ownership of your challenges and start building the habits that will lead to positive change. Learn More About Freight Downturn: What Winners Do to Gain Ground Nick Klingensmith | Linkedin Stride Motivation | Linkedin Stride Motivation | Website Instagram: @stridemotivation TikTok: @stridemotivation Twitter: @stridemotivatio YouTube: @stridemotivation Threads: @stridemotivation Email: Booking@stridemotivation.com Becoming a Better Salesperson with Nick Klingensmith Building Resilient Sales Teams with Nick Klingensmith The Logistics of Success: A Mindset for Unstoppable Growth with Nick Klingensmith The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube  

In this eye-opening episode, Dr. Adam Gower shares the lessons he's learned over 40 years in real estate, including how he's survived—and thrived—through economic storms. Adam and Dave dive deep into what it means to de-leverage, why patience is more important than ever, and how noise in the market is confusing investors. Adam breaks down how his unique marketing systems help seasoned real estate sponsors build powerful online platforms that attract accredited investors—without getting lost in the crowd. He also shares his take on the flood of inexperienced capital raisers and why now may not be the best time to go full throttle on syndications. You'll also learn: What's changed since the JOBS Act of 2012 Why LinkedIn might be the most underrated tool for serious investors How Adam handles lead generation and investor relationships His outlook on the current market—and what you should be doing now to prepare   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Join OANDA Senior Market Analysts & podcast guest Nick Syiek (TraderNick) as they review the latest market news and moves. MarketPulse provides up-to-the-minute analysis on forex, commodities and indices from around the world. MarketPulse is an award-winning news site that delivers round-the-clock commentary on a wide range of asset classes, as well as in-depth insights into the major economic trends and events that impact the markets. The content produced on this site is for general information purposes only and should not be construed to be advice, invitation, inducement, offer, recommendation or solicitation for investment or disinvestment in any financial instrument. Opinions expressed herein are those of the authors and not necessarily those of OANDA or any of its affiliates, officers or directors. If you would like to reproduce or redistribute any of the content found on MarketPulse, please access the RSS feed or contact us at info@marketpulse.com. © 2023 OANDA Business Information & Services Inc.

Send us a textWhat does it take to turn a family carport business into a multi-state RV storage powerhouse? Scott Meyers talks with Travis Bailey, owner of Park'n Shade, about the booming demand for covered RV and boat storage. Travis shares his journey from working summers in his dad's business to buying it outright, and the evolution of RV storage from a niche service to a necessity driven by rising vehicle values and customer expectations. They discuss market demand, construction challenges, regional trends, solar integration, and how cautious growth has fueled Park'n Shade's steady expansion across eight states.  WHAT TO LISTEN FOR0:58 How a Carport Company Became an RV Storage Leader3:06 Surviving the 2008 Downturn7:56 The Shift from Luxury to Necessity in Covered RV Storage17:54 Why Some Developers Are Sitting Out (and Others Aren't)24:29 Industry Crystal Ball: Where Covered RV Storage Is Headed Leave a positive rating for this podcast with one click  CONNECT WITH TRAVIS BAILEYLinkedIn | Park‘n Shade | CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Attend the Self Storage Academy in Seattle, WA August 21-23https://selfstorageacademy.com/

Welcome to episode 222 of the Voice Acting Mastery podcast with yours truly, Crispin Freeman! As always, you can listen to the podcast using the player above, or download the mp3 using the link at the bottom of this blog post. The podcast is also available via the iTunes Store online. Just follow this link […]

Up to this point, Assa has a stellar record in biblical terms. But now, he makes a "covenant" with Syria (rather than God), relies on himself (rather than God) and ignores, even imprisons the prophet , oppresses his people, and when he gets sick consults with doctors (rather than God.)This is Assa's downturn.But he gets a very nice funeral!! ;-)

Send Katie a Text Message!! Interior designers, mark this moment: this is not just another podcast episode—it's a masterclass in how to lead your business through chaos. In the latest quarterly roundtable, I invited two of the most respected minds in our industry, LuAnn Nigara and John McClain, to sit down and discuss their insights. But not just any shop. We dove into the murky waters of economic uncertainty, a topic that's foggy at best and terrifying at worst.And trust me, you're going to want to eavesdrop.Check out the full show notes and resources at https://successbydesign.coach/podcast/b/Interior-Design-Business-Strategy-That-Works-in-a-DownturnThanks so much to our sponsors at Plumtree.it - where they bring specialized technological solutions to interior design. Connect with Katie LinkedInBusiness Strategy Sessions for Interior Designers Free Resources for scaling your interior design firmWebsite This podcast is brought to you in partnership with Leah Bryant Co.

Send us a textIs your storage facility leaving money on the table? Scott Meyers sits down Greg Ellsworth—president of Toy Storage Nation and founder of Self Storage Consulting Group—to explore the evolving world of self-storage and RV/boat storage. Greg dives into why the old-school "build it and they will come" model is outdated and how data-driven design and multi-use flexibility are the keys to maximizing ROI. From RV amenities and pro-storage for contractors to the booming demand for truck and toy storage, Scott and Greg reveal how innovative development, smart entitlements, and reading between the zoning lines can unlock value in overlooked land.  WHAT TO LISTEN FOR1:22 From College Grad to Storage Consultant4:41 Why Operations Must Influence Design9:11 The “Crystal Ball” Approach to Feasibility Studies14:19 How Rising Interest Rates Reshaped Solid Deals23:27 Why Boat & RV Storage Demand Isn't Slowing Down33:49 Turning “Worthless” Land Into Storage Gold Leave a positive rating for this podcast with one click CONNECT WITH GREG ELLSWORTHSelf-Storage Consulting Group | Self Storage Consulting Group | Toy Storage Nation | EmailCONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramFollow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Attend the Self Storage Academy in Seattle, WA August 21-23https://selfstorageacademy.com/

Secure your privacy with Surfshark! Enter coupon code BRAVESEA for an extra 4 months at www.surfshark.com/BRAVESEA Daniel Thong, founder of Nimbus, returns to BRAVE to share how he built a profitable, tech-enabled service business without venture capital. He and Jeremy Au unpack the rise and fall of tech companies like Zilingo, examine the structural issues behind finance misconduct, and explore how AI is reshaping service operations. Daniel discusses why bootstrapping gave him more control, how he spun off a new AI startup from within, and what it takes to retain talent and stay healthy as a founder. The conversation offers a grounded look at sustainable growth, founder philosophy, and the realities of Southeast Asia's startup landscape. 06:25 Bootstrapping helped Nimbus outlast VC-backed clients: Daniel avoided risky burn rates and pointed to Zilingo as a cautionary tale. 11:45 AI-enabled WhatsApp sales sparked a spinout: After AI sold painting services over the weekend, Daniel launched ChatAvocado with his tech team as co-founders. 13:50 Spinning off helped retain talent: Rather than cutting R&D, Daniel gave capital and ownership to the team and kept the business ecosystem strong. 16:27 AI now improves routing, HR, and customer service: Generative AI reduces headcount by handling job matching and admin tasks internally. 19:35 Survival beats ambition in Southeast Asia: Daniel emphasized Buffett's rule to never lose money and stay close to revenue. 26:50 Retention comes from delivering promises: Daniel saw founders renege on ESOPs and vowed to be consistent, realistic, and trustworthy with his team. 35:37 Founding cost him family presence and health: Daniel admits he neglected the intangibles and is now trying to balance better. Watch, listen or read the full insight at https://www.bravesea.com/blog/daniel-thong-bootstrap-beats-vc-collapse Get transcripts, startup resources & community discussions at www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts Vietnamese: Spotify | YouTube | Apple Podcasts

The Government's updated National Development Plan (NDP) proposes to spend a vast sum of money on capital infrastructure. But beyond three ‘mega projects' there is little detail and the vagueness of the document has led to some skepticism. In part one of today's podcast Pat Leahy joins Hugh Linehan to discuss the NDP and whether the Government's promise to prioritise infrastructure could survive a major economic shock - the kind created by heavy US tariffs, for example, They then look at the Summer Economic Statement, also revealed this week, which shows there will not be much wriggle room in this year's Budget. In part two, back to the NDP and what it says about the Government's plan for the development of transportation infrastructure. Dublin's proposed MetroLink is one of the three mega projects identified, but there is €20 billion earmarked for other unidentified projects. Where should it go? How much will be spent on new roads, and what are the implications for carbon emissions? And what about public transport projects outside Dublin? Professor Brian Caulfield talks to Hugh and Pat. Brian Caulfield is a Professor in Transportation in the Department of Civil, Structural and Environmental Engineering at Trinity College Dublin. Hosted on Acast. See acast.com/privacy for more information.

What's driving today's housing market shifts? How can economic principles help us navigate life and career choices? Daryl Fairweather (Redfin) joins Richard K. Green (USC Lusk Center for Real Estate) and offers a glimpse at US housing markets before diving into insights from her new book *Hate the Game*. The conversation starts with Florida's drop in home price appreciation, California's middle-of-the-pack performance, and the Midwest's rise before turning to Fairweather's career journey from academia to tech. Highlights include: - Key factors in the Midwest and Rust Belt's turnaround - How insurance costs and HOA fees are changing the condo market in Florida and beyond. - What economic exams for PhDs tell us about the kind of talent they seek. - How economic tools like backward induction can help leverage promotions. - Why winning a home buying bid could be worse than losing. More: http://lusk.usc.edu/perspectives

Send us a textSpeed, data, and AI are transforming self-storage—and those who master them are winning big. Scott Meyers sits down with Jean-Michael Diei, founder of PropRise, to explore how artificial intelligence is revolutionizing the way storage investors and operators source deals, navigate zoning, and optimize operations. From his childhood steeped in tech and entrepreneurship to building cutting-edge AI tools for real estate, Jean-Michael shares actionable insights on beating the competition, scaling faster, and working smarter.  WHAT TO LISTEN FOR0:53 Jean-Michael's AI-Powered Backdoor into Self-Storage4:06 How AI Is Transforming Real Estate Acquisition Teams9:07 Zoning Secrets: Using AI to Read City Council Signals14:07 Inside PropRise: The AI Treasure Map for Finding Deals16:22 Case Study: Doubling Deal Flow with Smart Data18:37 Why Speed Wins: AI as the Ultimate Competitive Edge Leave a positive rating for this podcast with one click CONNECT WITH JEAN-MICHAEL DIEIPropRise | LinkedIn CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Attend the Self Storage Academy in Seattle, WA August 21-23https://selfstorageacademy.com/

“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”With those words, Warren Buffett reminded us that character and integrity matter—especially in the world of money. Now, after more than sixty years of market-shaping moves and famous one-liners, Buffett is calling it a career. Today, Matt Bell joins us to reflect on his legacy and share what timeless lessons every investor can learn from it.Matt Bell is the Managing Editor at Sound Mind Investing, an underwriter of Faith & Finance. A Track Record That's Hard to IgnoreIf you had invested $100 in Berkshire Hathaway back in 1965, that single investment would have grown to over $5.5 million by the end of last year. Compare that with the S&P 500 over the same period, which would have turned $100 into just $39,000. Clearly, Buffett did something different.One unconventional move? He never issued dividends for Berkshire Hathaway, instead reinvesting profits to increase share value. That patient, long-view approach paid off—and it hints at biblical principles like delayed gratification and wise stewardship (Proverbs 21:20).Buffett famously said, “Be fearful when others are greedy and greedy when others are fearful.” While Christians would rightly reject greed and fear as motivations, the deeper principle here is about remaining steady and disciplined in volatile times—echoing Proverbs 14:15: “The simple believe everything, but the prudent give thought to their steps.”Buffett often waited with cash on hand until the right opportunities appeared, especially during downturns. That patience and discernment mirrors biblical instruction to avoid impulsiveness and instead seek wisdom in decision-making.Investing Lessons With Biblical ParallelsOver the years, Buffett offered dozens of pithy insights that mirror biblical truth. Here are a few standouts:“If you don't find a way to make money while you sleep, you'll work until you die.”—This speaks to the wisdom of putting money to productive use—earning a return through thoughtful investing, a principle echoed in the Parable of the Talents (Matthew 25). “Risk comes from not knowing what you're doing.”—In Proverbs 15:22, we're reminded that “Plans fail for lack of counsel, but with many advisers they succeed.” Financial ignorance creates risk, but biblical stewardship calls for wisdom and learning. Diversification, emotional control, and long-term vision—Buffett emphasized all three. These align with a measured, prudent approach to money that Scripture continually encourages.Buffett never let global turmoil shake his confidence in long-term investing. He wrote, “In the 20th century, the U.S. endured world wars, recessions, a depression, oil shocks, and more—yet the Dow rose from 66 to 11,497.” His takeaway: “It's been a terrible mistake to bet against America.”While our hope as Christians isn't rooted in any one nation's economy, Buffett's long view reminds us of the value of endurance and not making decisions based on fear or short-term noise (see James 1:5–6).Generosity and LegacyPerhaps most inspiring is Buffett's commitment to give away 99% of his wealth. He plans to direct his Berkshire Hathaway shares toward philanthropic causes within ten years of his estate being settled. While we may differ on where those funds go, the posture of open-handed generosity reflects Jesus' teaching: “It is more blessed to give than to receive” (Acts 20:35).Buffett's success wasn't just about intellect—it was about character: discipline, patience, and generosity. These are values every believer is called to cultivate. As you manage your resources, consider how biblical principles—often echoed in even the most unlikely places—can shape a wise, faithful financial life.To explore these ideas further, read Matt Bell's full article, The Wisdom of Warren Buffett at SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I've never had a credit card before, but I recently received a pre-qualified offer from Capital One. They mentioned they've reviewed my credit and noticed I'm keeping up with my bills. Should I consider applying for this card, and how can I verify that the offer is legitimate?As a grandmother, I'm concerned that my grandchildren aren't learning essential financial skills from their parents. I'd love to step in and help, especially with my 20-year-old grandchild. What is the best way to encourage them to save money and manage their finances wisely?Over the past couple of years, God has really blessed me with increased income, and I'm incredibly grateful. I live simply, help my parents, and avoid lifestyle inflation—but I want to make sure I'm handling this increase in a way that honors God. How can I manage this money with biblical stewardship in mind?I'm in a strong financial position—no debt, and I tithe faithfully. I just received $15,000 from selling off some business assets and want to invest it wisely. I'd like it to earn a good return, but I also want it to remain accessible if needed. What are some smart options that fit my situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind InvestingThe Wisdom of Warren Buffett by Matt Bell (Sound Mind Investing Article)Bankrate | NerdwalletOpen Hands FinanceChristian Community Credit UnionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode, we delve into Lynda's hard-learned lessons on how you can weather a downturn in business and come out stronger and better.When the economy dipped and customers disappeared, Lynda McGregor from the Little Bread Loaf bakery https://littlebreadloaf.co.nz found strength in her roots, and baked her way forward.

Send us a textThis is a Replay of an episode first published in November 2023. Rick Gibson made his living successfully as a lawyer for nearly four decades. But it was a noteworthy book that made the case for him to think about investing. Rich Dad, Poor Dad.That book inspired Rick to leave corporate America and form an investing team with his sons in real estate. Today Gibson's portfolio includes mobile home parks and storage facilities, which he was able to grow and sell to a real estate investment trust. And along the way Rick has come to see the importance of community in the self-storage industry, highlighting the value of Scott's mastermind group in providing resources and support. WHAT TO LISTEN FOR4:16 The Role of Family and Legacy in Business10:30 The Importance of Community and Networking18:16 Adapting and Thriving Through Economic Cycles21:16 Leveraging Experience and Collaboration for Success Leave a positive rating for this podcast with one clickABOUT RICK GIBSONRick was a lawyer by trade in the St Louis area for 37 years. As an investor, his family business owns 80 single family rentals, six mobile home parks and nine storage facilities. He's also involved in passive investing with another half dozen storage facilities and three different storage funds. CONNECT WITH RICKEmail  CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.Attend the Self Storage Academy in Seattle, WA August 21-23https://selfstorageacademy.com/

After the tariff tizzy that sent stocks falling earlier this year, the markets are back at all time highs and seemingly nothing -- not US involvement in a Middle East war, nor growing pushback to Trump's Big Beautiful Bill, nor a weakening consumer -- can cool Wall Street's red-hot optimism right now.Is this bull rally justified?Have we put the uncertainty and volatility that defined the first half of the year safely behind us now?Or are investors too confident now?For a market veteran's perspective, we're fortunate to be joined by technical analyst and author Michael Oliver, founder of market research firm Momentum Structural Analysis.Michael predicts an economic downturn unlike anyone living has seen before is headed our way. It will weigh on the markets, though he expects the price of gold and silver to skyrocket. Bitcoin, not so much...WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#goldprice #bearmarket #bitcoinprice _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

05-29-25 - Thursdays w/Former Dallas Cowboy OLineman Dale Hellestrae - Has Dale Ever Peefed Plus His Thoughts On Aaron Rodgers And WNBA Racism - Has Dale Ever Seen Racism On The Field And His Thoughts On DBacks DownturnSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

May 23, 2025 – Financial Sense interviews Merdith Whitney who warns that ‘over 52% of American households already went through a recession' and that the real economy is far more fragile than headline numbers suggest. She warns that unemployment...

Coast FIRE is when you've front-loaded enough investments to simply coast to retirement without any further contributions. But with this stock market downturn as of late, is the idea of Coast FIRE dead? We'll share how our portfolio is holding up and discuss what to do to keep our Coast FIRE dreams alive. Second, we're back with our Net Worth Win segment. This month, we're featuring Michelle Onaka from Intentional Money Life. Michelle has grown her net worth to $900k by 37 years old. We'll learn how she did it and how this helps her family travel more. Last, my son Calvin will be reading the month's review and I'll quiz him with some money questions. We're talking about recessions, investing, and going on our first cruise! EPISODE RESOURCES: Sponsors + Partners + Deals Michelle Onaka (website): https://Intentionalmoneylife.com CHAPTERS 00:00 - Intro01:30 - Coast FIRE Amid Market Turmoil02:46 - Revisiting 2021 Coast FIRE Numbers04:17 - Impact of Market Downturn on Retirement Outlook05:03 - 6 Ways We're Keeping Coast FIRE Alive11:46 - Interview: Michelle Onaka's $900K Net Worth Journey13:19 - Motivation Behind Michelle's Wealth Building15:55 - From Low Income to Six Figures18:16 - Smart Saving and Investing Habits20:18 - What's in Michelle's $1M+ Asset Portfolio22:37 - Liabilities and Mortgage Strategy23:58 - Teaching Kids About Generational Wealth25:51 - Why Their Kids' Accounts Are in Their Names27:36 - The Future: More Travel, Less Work29:30 - How to Connect with Michelle Onaka33:31 - Calvin's 3-Question Money Quiz37:17 - Social Shout-Out & Book Giveaway38:10 - Final Thoughts MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

The market just took a nosedive, and tariffs announced by President Trump are at the center of it all. In this episode, Nicole breaks down how those tariffs rattled the global economy, what that means for prices and industries here at home, and—most importantly—what you can do to protect your hard-earned money. She'll share why she's still bullish on the long-term market outlook, how to take advantage of the dip, and the funds worth watching if you're creating a portfolio built to last. 00:20 Understanding the Market Crash 01:12 Impact of Tariffs on the Market 04:06 Investment Strategies During a Downturn 07:39 Recommended Funds to Research 09:29 Final Tips