Podcasts about Nordic

Puerto Rico's legendarily monster infested El Yunque National park has been the site of an amazing array of truly terrifying (and potentially lethal) paranormal phenomena. But few of these cases can compare to an event that took place in 1981, that involved a turbine powered UFO, tiny pilots, a smoke-show Nordic doctor and a pair of anesthetic spraying, touchy-feely chupacabras; all of which would combine to form one of the most bats**t  crazy cases on the books.  Article Reference: https://nexusnewsfeed.com/article/unexplained/bizarre-encounter-puerto-rico-1981   The Cryptonaut Podcast Patreon:https://www.patreon.com/cryptonautpodcast  The Cryptonaut Podcast Merch Stores:Hellorspace.com - Cryptonautmerch.com  Stay Connected with the Cryptonaut Podcast: Website - Instagram - TikTok - YouTube- Twitter - Facebook 

Ep 131: April 16, 2024 - Does U. S. Space Force Have Secret Vehicles Reaching Other Stars?   United States Space Force has multiple deep space vehicles  - USS Curtis LeMay  - USS Hoyt Vandenberg, “tip of the spear”  - USS Roscoe Hillenkoetter  - Several ships have multi-country crews  - Tall white's tech in USS Hoyt Vandenberg, and USS Roscoe Hillenkoetter  - Ships use DQTP - Deep Quantum Tunneling Protocol  - Tall Whites live on 82 G Eridani  - 3 competing ET civilizations fighting over earth for 270 million years  - Sirius B - look like Nordic blonds  - Little grey, AI programmed life forms - PLFs, “designed for temporal space travel”  - Tall Ancient greys travel through space   ==== NEW PRINTINGS NOW AVAILABLE: Glimpses of Other Realities, Vol. 1: Fact & Eye Witnesses   Now available on Amazon: https://earthfiles.com/glimpses1  Glimpses of Other Realities, Vol. 2: High Strangeness   Now available on Amazon: https://earthfiles.com/glimpses2 ==== — For more incredible science stories, Real X-Files, environmental stories and so much more. Please visit my site https://www.earthfiles.com — Be sure to subscribe to this Earthfiles Channel the official channel for Linda Moulton Howe https://www.youtube.com/user/Earthfiles — To stay up to date on everything Earthfiles, follow me on FaceBook@EarthfilesNews and Twitter @Earthfiles.  To purchase books and merchandise from Linda Moulton Howe, be sure to only shop at my official Earthfiles store at https://www.earthfiles.com/earthfiles-shop/ — Countdown Clock Piano Music:  Ashot Danielyan, Composer:  https://www.pond5.com/stock-music/100990900/emotional-piano-melancholic-drama.html

In 2022, the Swedish real estate sector was one of several European property markets expected to see significant distress following the rapid rise in borrowing costs. Speculation grew over the fate of companies with huge refinancing needs, and it appeared to be a moment for non-bank lenders to provide an alternative source of debt. Sweden's policy rate is now among the lowest in Europe, while a material recovery in real estate transactions is also underway. Bank lenders remain the dominant source of debt capital by far. However, there is a growing community of non-bank lenders that believe the domination of banks in the sector is set to recede, regardless of recovery. In this podcast, Lucy Scott explores the opportunities ahead for alternative lenders in one of the most bank-dominated real estate lending markets in Europe. Interviewed in this episode: Lesley Lanefelt, head of Nordic investments at Velo Capital and partner at Urban Partners Frans Heijbel, managing director, Heimstaden Pontus Sundin, chief executive of Niam Credit Maarit Nordmark, chief executive of Kinnerton Capital, head of credit Sweden & Finland

Joining us today is Irene Glasse, a Heathen witch, longtime teacher of witchcraft, meditation, and magic, Commissioned Lay Minister at the Unitarian Universalist Congregation of Frederick, Maryland, lead organizer of the Frederick Covenant of Unitarian Universalist Pagans, and a member of the Sacred Space Conference board. She shares her thoughts on community building, making Pagan organizing sustainable, the biggest challenges facing our movement, what seiðr brings to Heathen practice, and more!Enrollment with the Fellowship Teaching Collective is open for May classes!  I'll be teaching the Nordic Gods, Intro to the Younger Futhark, and Intro to Nordic Ritual, you can find more information and sign up at www.onblackwings.com/classes.I am hitting the conference circuit this spring!  Please contribute by donating whatever you can afford at my Ko-fi: https://ko-fi.com/ryansmithwfiWant to support this podcast and my other work?  Check out my Patreon!You can also help out by scheduling a rune reading with me!

Was für ein starker Pro Tour Block aus deutscher Sicht! Erst stehen gleich sechs Deutsche im Boardfinale von Players Championship 13, dann spielt sich Dominik Grüllich sensationell einen Tag später ins Finale vor. Marvin van den Boom und Kevin Barth schauen auf die beiden Tage von Rosmalen und blicken auch darauf, für welche Major-Turniere die Deutschen zurzeit qualifiziert wären. Dazu alles zum Premier League Spieltag in Manchester und zum Finaleinzug von Steffi Lück bei der PDC Women's Series inkl. O-Ton von vor Ort. Abgerundet wird die Folge mit Darts aus aller Welt mit Paul Lim und dem jüngsten WDF-Männerchampion aller Zeiten.Shortleg, der dartn.de Podcast, mit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Marvin van den Boom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kevin Barth⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Moritz Käthner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Benni Scherp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ und⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Lutz Wöckener⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alle Infos zum Podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.dartn.de/Shortleg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ihr wollt Shortleg und dartn.de unterstützen?[⁠⁠Patreon⁠⁠][⁠⁠Buy us a beer⁠⁠][⁠⁠Paypal-Spende⁠⁠][⁠⁠dartn.de Merchandise Shop⁠⁠][⁠⁠DAZN Affiliate⁠⁠][⁠⁠Abo Spotify⁠⁠][⁠⁠YouTube Kanalmitgliedschaft⁠⁠]0:00 Intro & Begrüßung1:33 Players Championship 1314:37 Players Championship 1425:05 Stand Majorraces33:28 Premier League Spieltag 1037:18 PDC Women's Series 9-12 inkl. O-Ton Steffi Lück44:52 Dart aus aller Welt (Asian Tour, Nordic & Baltic, CDC, WDF)49:59 Ausblick kommende Tage

Libby Ran 04/04/2025 Nordic Fairies - I'm Ready for Love - פיות נורדיות 107 CASILIAN - Te Changera (Norway, France) Agent blå - Shapes (Sweden) Jenny Hval - The artist is absent - 89 seconds rewrite (Norway) anamē, Lydmor - Astronauts - Radio Edit (Sweden, Denmark) Tami T - Taste Like Water (Sweden) Ea Othilde - I'm Ready for Love (Norway) Anna Lille - Late to the Party (Norway) Hateful Chains - Burnout (Finland) Ola Kvaløy, Morten Abel - Everybody Knows (Norway) Beharie - Everybody Tells Me To Let Go (Norway) Ragnar Olafsson - Tequila (Iceland) Jelly Crystal - Run Rabbit Run (Sweden) The Raveonettes - KILLER (Denmark) Ora the Molecule - Becoming Ora (Norway) Laleh - Jag Är (Sweden) Fia - The One to Leave (Sweden) Marte Eberson - Hurt My Soul (Norway)

What if the key to creating a more sustainable future lies not in reinventing capitalism entirely, but in looking at how it already works elsewhere? In this episode of Nordic Visionaries, a special series inside the Innovation Storytellers Show, we welcome Dr. Robert Strand, Executive Director of the Nordic Center at UC Berkeley and Associate Professor at the Copenhagen Business School. With one foot firmly planted in American academia and the other deeply connected to Nordic thought leadership, Robert offers a compelling comparison between American and Nordic models of capitalism highlighting how the Nordics are approaching profit, climate responsibility, and long-term societal well-being. Drawing on his research, leadership courses, and real-world corporate experience, Robert shares why many of the assumptions embedded in American business culture deserve to be challenged. He explains why sustainable capitalism is desirable and necessary and how it can be built on models already in practice across Denmark, Norway, Sweden, and Finland. Whether it's universal childcare, patient capital, stakeholder-driven innovation, or strong democratic institutions, Robert walks us through the policies and cultural mindsets that allow Nordic companies to be both competitive and conscientious. We also explore how sustainability can drive innovation and how American business leaders might need to rethink their relationship with speed, growth, and quarterly returns. Robert calls for a shift in leadership priorities, urging executives to act as advocates for society as much as for their bottom line. From planetary boundaries to AI, from corporate structures to childcare, this conversation challenges long-held ideas about what makes capitalism work. Can we borrow from Nordic approaches to shape a more resilient and just economy? And are American businesses ready to reimagine their role in a changing world? Tune in and share your thoughts.  

Can US-Iran nuclear talks in Oman break years of deadlock? Then: we report from Expo 2025 in Osaka, flip through the Nordic papers and discuss fashion’s increasing involvement in Salone del Mobile. Plus: Monocle’s team in Delphi interviews Greek prime minister, Kyriakos Mitsotakis. See omnystudio.com/listener for privacy information.

We look at new provincial bills affecting municipal elections, governance, and policing. We also discuss the end of Front Yards in Bloom, the shameful state of the BMO building site, and the Old Strathcona Farmers' Market expanding to two days.Here are the relevant links for this episode:CrosswordsThe Taproot Mini brings a bit of fun to The PulseBills 49/50/51Alberta seeking to eliminate municipal code of conductCodes of conduct failed voters and municipalities, Alberta minister saysNews Release: Expanding municipal police service optionsNews Release: Modernizing municipal processesNews Release: Responding to the changing education systemFront Yards in BloomFarewell to Front Yards in BloomBMO building siteVacant problem problem property in downtown EdmontonPuneeta McBryan's post on LinkedInOld Strathcona Farmers' MarketEdmonton's Old Strathcona Farmers Market to be open on Sundays, too2019: The new business of farmers' markets in Edmonton2022: Renovations to bridge Old Strathcona Farmers' Market into the futureFrom the Taproot newsroomProvincial push for data centres could spike emissions, researcher saysCouncil's decision on Nordic spa erodes public access to river valley: AdvocatesRapid fireFringe Festival marks fundraising milestone but eyes monetizing portable toiletsNews Release: Annual Spring Sweep underwayElection questionIt's time to share what's on your election agendaWhat issues do you care about as you consider who to vote for in the 2025 municipal election, and why?This episode is brought to you by Park Power, your friendly, local utilities provider (and title sponsor of Taproot's Regional Roundup). Park Power offers electricity, natural gas, and internet to homes, businesses, and farms throughout Alberta. Learn more at parkpower.ca.Speaking Municipally is produced by Taproot Edmonton, the most reliable source of intelligence about what's happening in the Edmonton region. Through curiosity-driven original stories, tailored and useful newsletters, a comprehensive and innovative events calendar, and thought-provoking podcasts, we inform, connect, and inspire a more vibrant, engaged, and resilient Edmonton region.Sign up to get The Pulse, our weekday news briefing. It's free! ★ Support this podcast ★

Host Chris Hackett speaks with Sarbjit Singh, Chief Information and Security Officer, Henrik Parkkinen, Information Security Officer at WirelessCar, and Anders Spalding, Founder & Human Risk Management at Spalding Security Solutions, to explore how organizations are fostering positive engagement around cybersecurity. Together, they dive into human risk management, CISO leadership strategies, and the Nordic region's evolving digital security culture. Whether you're focused on building secure teams or enhancing company-wide cyber awareness, this conversation delivers practical insights and real-world experience for today's security professionals.

Send us a textRoy Bowden's journey from the sun-drenched beaches of Port Shepston to the snow-covered forests of Sweden offers a fascinating window into the dramatic contrasts of expatriate life. As a boat builder who once helped prepare the first blind man to sail solo from South Africa to Australia, Roy's adventurous spirit has carried him through multiple countries before finding an unexpected home in Scandinavia.The cultural shift proves as dramatic as the climatic one. Roy vividly describes the transition from South Africa's open, spontaneous social culture to Sweden's more structured, reserved society where "you wouldn't just pitch up at somebody's house on a weekend." This adjustment represents one of the most significant challenges for South Africans abroad – recalibrating expectations around friendship and community building.Brexit introduced a bureaucratic nightmare that continues to shadow Roy's life in Sweden. Despite being married to a Swedish citizen for nine years, the end of EU freedom of movement left him in a precarious legal position, highlighting how international politics can dramatically impact individual lives without warning. His four-year battle to secure legal residency serves as a cautionary tale about the complex, shifting landscape of international immigration.Yet amidst these challenges, Roy finds profound joy in Sweden's seasonal contrasts, comprehensive social systems, and the vibrant community of 12,000 South Africans who have created support networks across the country. From annual camping weekends to homemade biltong, these expatriates maintain their cultural identity while adapting to Swedish life – embodying Roy's philosophy that "the grass is greener where you water it."For anyone contemplating a similar journey, Roy's story offers both inspiration and practical wisdom. Success abroad requires thorough preparation, realistic expectations, and complete commitment to adaptation. The expatriate experience isn't simply about finding greener grass – it's about learning to cultivate your own garden in foreign soil.Join our vibrant community of expat South Africans on Facebook by searching "South Africans Abroad Podcast" and become part of the conversation. If you love our show and want to support these unique stories, visit saabroadpodcast.com to become a sponsor.Support the showjoin our Facebook page South Africans Abroad the podcast https://www.facebook.com/groups/5237575539627532/

From Finland to the Nordics: Julia Paulsen's Journey in e-CommerceIn this engaging podcast episode, Julia Paulsen, the director of e-Commerce at Elkjøp Nordic, shares her journey from growing up in Karelia, Finland, to leading e-commerce strategies across multiple Nordic countries. Julia discusses her passion for data-driven decision making, her unique approach to leadership, and the importance of staying true to oneself. She also reflects on her diverse experiences, from her humble beginnings in a Karelian village to her pivotal role at Zalando. The episode is filled with personal anecdotes, challenges, and advice on leveraging opportunities, making decisions, and maintaining a balance between personal and professional life.00:00 Introduction and Welcome01:49 Julia's Background and Role02:26 Enjoying the Impact of e-Commerce04:42 Challenges and Zero Bullshit Culture06:01 Defining Moments and Early Life08:23 Career Moves and Taking Risks13:22 Coaching Leadership Style15:47 Reflections and Advice to Younger Self19:04 Life in Norway and Personal Achievements19:21 The Importance of a Supportive Partner20:13 Embracing Imperfections and Authenticity21:38 Maintaining Energy and Positivity22:32 ADHD and Personal Insights24:52 Presentation Tips and Public Speaking28:01 Rapid Fire Questions34:06 Conclusion and Farewell

In this episode of the CX pod, Merete and Joanna welcome CarinaDalquist Valbøll, the Nordic head of customer service at SATS, to discuss theunique challenges and strategies in the fitness industry. The conversationcovers personal anecdotes, the transition from telecom to fitness, drivingmembership engagement, the importance of community, and the role of AI inenhancing customer service.  Carina shares insights on maintaining motivation amongmembers, the significance of company culture, and the challenges of adoptingnew technologies in a competitive landscape. In this conversation, the speakersdiscuss the importance of understanding customer needs and the role of AI inenhancing membership experiences. They explore the future of customer service,the ethical responsibilities surrounding body image, and the significance ofdata insights in decision-making. The conversation also touches on pricingstrategies, customer loyalty, and the impact of economic changes on businessoperations. Finally, they reflect on leadership during crises and theimportance of maintaining a strong team culture. Follow Carina here: https://www.linkedin.com/in/carina-cecilia-dalquist-valb%C3%B8ll-57b1b8/

This meditation helps practitioners better understand the meanings and significance of any one of the Elder, Younger, and Anglo-Saxon runes. For this meditation, you will need a guide to the meaning of the runes. You can find one in Chapter 6 of The Way of Fire & Ice and I also recommend Siri Plouffe's Queering the Runes, which was published this past fall.I am hitting the conference circuit this spring!  Please contribute by donating whatever you can afford at my Ko-fi: https://ko-fi.com/ryansmithwfiWant to support this podcast and my other work?  Check out my Patreon!You can also help out by scheduling a rune reading with me!

On this episode of Inside Content, Jack Davison, EVP at 3Vision is joined by Andreas Hjertø, Regional Manager at Prime Video Nordics.They explore Prime Video's strategy in one of Europe's most advanced streaming markets. Andreas shares insights into how the platform is balancing global content with local originals, the growing role of creators and influencers in reaching younger audiences, and the importance of innovation in deal structures and production models. We also discuss the strategic value of sports content for acquisition and retention, as well as broader industry trends shaping the future of streaming in the region.Stay in the content world loop

In this episode of the What the FinTech? podcast, we're joined by Mats Persson Bergius, Chief Commercial Officer at Danish digital bank Lunar, to discuss the Nordic digital banking landscape and how Lunar has been looking to scale its own offering across the region as the bank approaches its 10th birthday this year. Mats and FinTech Futures editor Paul Hindle explore digital banking trends in the Nordics and what customers expect from their banking relationships, how Lunar has looked to approach its digital product strategy to stand out from the crowd and take on the established institutions in the region, the bank's plans for expansion moving forward, and what's next for its recently spun-out BaaS division Moonrise. And finally, we find out what fintech buzzword Mats wants to break out of our Fintech Jail!

I'm taking you on a journey back in time to uncover the story behind how Iceland got its name. This tale involves three adventurous Norsemen who each left their mark on this rugged island, but only one name endured through history. The First Two Vikings That Tried to Name The Landmass To hear the whole story about the first two Vikings that named this country, I have included that in The Savvy Traveler's Guide to Iceland. I created The Savvy Traveler's Guide to Iceland, a comprehensive 8-module video guide that walks you through everything you need to know before visiting. I even have a whole module dedicated to Icelandic History in a Nutshell, where I talk about how Iceland was formed, settlement, the transition from paganism to Christianity, and tons more.Not only that, but when you get the guide, you'll have lifetime access, bonus itineraries to make planning easier, and access to my free and private Facebook group, where I share specially curated Iceland travel posts and do a live Q&A each month!If you want to feel completely confident and stress-free about your trip, you can check out The Savvy Traveler's Guide to Iceland The Viking That Named Iceland In 868 AD, a Viking named Flóki Vilgerðarson set sail from Norway with the full intention of settling in Iceland. He wasn't just any Viking—he was known as Hrafna-Flóki or “Raven Flóki.” He got this nickname because he brought three ravens with him to help navigate the open seas.Once he reached the Faroe Islands, Flóki released his ravens one by one. The first flew back toward the Faroes, the second circled and returned to the boat, and the third flew northwest and never came back. Flóki, believing this meant land was nearby, followed the third raven—and sure enough, he reached Iceland.Flóki and his companions settled in Vatnsfjörður in the Westfjords. The summer was warm and full of fish, so they focused all their efforts on fishing instead of preparing for the harsh winter ahead. When the cold finally set in, disaster struck. Without enough hay, all their livestock perished. By spring, they had no choice but to leave.Before departing, Flóki climbed a mountain and looked out over the fjords. He saw thick ice covering the waters and, in his frustration, named the land Ísland—Iceland. Unlike the previous names, this one stuck, and the island has been called Iceland ever since. A Viking's Regret & A Land of Opportunity What's fascinating is that when Flóki returned to Norway, he had nothing good to say about Iceland. He believed it was a harsh, uninhabitable land. However, one of his crew members, Thorólf, disagreed.He spread rumors that Iceland was so abundant that butter dripped from every blade of grass! This contrasting view sparked curiosity, and soon, more settlers followed, leading to the beginning of permanent Norse settlement in Iceland. Random Fact of the Episode Beyond the Viking Names: Ultima Thule & Nordic Identity Before Iceland had an official name, ancient Roman and Greek texts referred to mysterious lands in the far north as Ultima Thule, meaning “the farthest place beyond the known world.”In the Middle Ages, some maps labeled Iceland as Thule and Greenland as Ultima Thule. Interestingly, by the 19th century, people started associating Thule with Norway instead.While Iceland's name may have been given by a frustrated Viking, the settlers who followed developed a strong sense of identity as Íslendingar—people of Iceland. Despite their ties to the greater Nordic world, they wanted to maintain their distinct culture, which still thrives today. Icelandic Word of the Episode Áfram Ísland – Let's go Iceland! Share This With A Friend Facebook Email Threads Let's Be Social Youtube Instagram Tiktok Facebook

Chapters 00:00 Introduction to Chris Johnson and Tendon Rehabilitation 03:08 Understanding Exercise Monotherapy in Tendon Rehab 05:48 The Importance of Loading in Tendon Recovery 08:56 Chris's Journey and Mentorship in Physical Therapy 12:11 Rehabilitation Insights from ACL Injuries 14:56 Exploring Patellar Tendinopathy and Its Variants 17:55 Differentiating Tendon Pain in Athletes 20:59 Pain Management and Acceptable Levels in Rehab 23:47 The Role of Isometrics in Tendon Rehabilitation 26:58 The Debate on Pain Levels in Tendon Rehab 30:03 Conclusions and Future Directions in Tendon Rehab 36:09 Navigating Knee Rehabilitation Strategies 39:58 Exploring Neuromuscular Electrical Stimulation (NMES) in Rehab 46:41 Balancing Activity and Rehabilitation in Athletes 51:07 The Importance of Warm-Up and Cool Down 55:41 Understanding Tendon Stiffness and Rehabilitation Methods 01:00:17 Psychosocial Factors in Tendinopathy Rehabilitation 01:03:41 Compression and Loading in Tendon Health 01:06:34 The Role of Mechanical Transduction in Tendon Adaptation   Takeaways Exercise monotherapy simplifies tendon rehab by focusing on key loading strategies. Loading the tissue is crucial for effective tendon rehabilitation. Education and communication are vital in managing patient expectations and outcomes. Isometrics can be beneficial but may not work for everyone. Pain management in rehab is nuanced and should be individualized. Understanding the athlete's background helps tailor rehab strategies. Patellar tendinopathy presents differently in various athletes and requires specific approaches. The importance of restoring quad function in knee injuries cannot be overstated. Reactive tendinopathy cases can often resolve quickly with proper management. The debate on acceptable pain levels in rehab continues, emphasizing the need for individualized approaches. Consider alternative exercises like reverse Nordic for knee rehab. Gradually increase load and time to fatigue the quads. Warm-up routines can significantly impact tendon health. Compression forces are unavoidable in running; manage them wisely. Psychosocial factors play a crucial role in tendinopathy recovery. NMES can be a last resort for irritable tendons. Maintaining activity is essential for athletes during rehab. Walking warm-ups can enhance performance and recovery. Tendon stiffness is critical for injury prevention. Understanding mechanical transduction is vital for effective rehab.   Website: https://chrisjohnsonpt.com Instagram: https://www.instagram.com/chrisjohnsonthept/?hl=en Notes: https://jackedathlete.com/podcast-139-tendons-with-chris-johnson/

Libby Ran 07/04/2025 Nordic Fairies - Civilian Casualties - פיות נורדיות 106 Röyksopp, Barker and Baumecker, Susanne Sundfør - Running To The Sea (True Electric) (Norway, Germany) Namelle - Far From Falling (Sweden) Helmi Ada - Neiti etsivä (Finland) Nordkvist - These are the days (Denmark) Electric High - Thick As Thieves (Norway) Einar Vilberg - Out Of Line (Iceland) Alberta Cross - Black Mountain - Woodstock Raw (Sweden, UK) Beverly Kills - Hymn to You (Sewden) Crash Nomada - Oförstörbara (Sweden) Kerstin Ljungström - Håll käften (Sweden) Birds are better - Grindstone (Norway) Yukimi - Break Me Down (Sweden) Yukimi - Winter Is Not Dead (Sweden) Kakkmaddafakka - Taken (Norway) flora cash - i'm not okay (Sweden, USA) Lovi Did This - Forever (Sweden) Daniel Herskedal, Helge Andreas Norbakken - Civilian Casualties (Norway)

This week I was delighted to sit down with Ann Molin, CEO & Secretary General of Hack for Earth, for an in-depth conversation on how citizen-led innovation can tackle global challenges. Ann, a psychologist by training, first fell in love with hackathons while working on the Swedish Government's Hack for Sweden initiative, where she realized that bringing people together to solve open-data challenges could spark powerful, real-world solutions in record time. During our conversation, Ann explained how the Hack for Earth foundation evolved from this initial passion, scaling up to engage over 25,000 participants across 125 countries in building tools aligned with the UN's Sustainable Development Goals. She emphasized that these events aren't just about brainstorming; they're about bolstering projects after the hackathon ends. Ann's key insight was that sustainable innovation demands an ongoing acceleration program—complete with the leadership support and psychological safety needed for meaningful impact. We also discussed the Nordic countries' tremendous success in both innovation and sustainability. Ann pointed out how a strong social framework, combined with a flat organizational culture, empowers individuals to take risks without fear of failure. She described the critical role of storytelling in uniting groups around environmental goals, noting that the most memorable ideas emerge when empathy, narrative, and relationships intertwine. One of my favorite takeaways was Ann's passionate stance on action trumping endless research. While reading and learning have their place, she believes we can't just wait around if we want to drive change. If you're curious about the psychology behind hackathons, the importance of genuine follow-through, or how the Nordic approach to collaboration might help solve today's toughest challenges, you won't want to miss our conversation. Let me know what you think!  

GeoPool founder and president Mathias Forss provides firsthand intel about the opportunities and threats in Nordic exploration and mining stocks. His company GeoPool is headquartered in Finland and provides services on a broad scale, from field exploration to permit management and corporate administration. The company connects exploration and mining companies with contractors, stakeholders, landowners, and authorities. GeoPool helps ensure a smooth flow of information between all parties of an exploration project and helps maintain a good relationship with the local communities. 0:00 Introduction 3:29 Nordic mining overview 8:11 Norway jurisdiction 14:44 Norway infrastructure 15:55 Reindeer 18:09 Norwegian exploration 20:25 Norwegian geology 21:43 Refiners 24:30 Sweden 27:02 Sweden & Finland exploration 34:51 Finland permitting process 40:04 Necessary CEO expertise https://geopool.fi/ Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 This interview was not sponsored. Mining Stock Education offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Joining Catherine in S4 Episode 6 is Louise Fox is a former GBR Elite triathlete (representing GBR 5 times at World and European championships), self-employed web developer, environmentalist, and Nordic-obsessed adventurer. Louise shares her late autism discovery and her journey from competitive sports to motherhood, from quitting her job in her early 30's to follow her Pro athlete dream, and the challenges of balancing personal identity with family, to how endurance—both in sport and life—has shaped her path. This is a powerful late discovered story about resilience, determination, loss, adventure, passion, motherhood, exercise as essential self-care and lessons learned along the way.Follow Louise on instagram Connect with Catherine⁠⁠⁠⁠Visit Catherine's website ⁠⁠⁠⁠⁠⁠Order Catherine's NEW Book⁠⁠ 'Rediscovered: A Compassionate and Courageous Guide for Late Discovered Autistic Women (and their allies) which was published 21st February 2025 by JKP ⁠⁠⁠⁠⁠⁠Contact ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Catherine Asta⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need Post Discovery Support?⁠⁠⁠⁠⁠Join our next 6 week post discovery support circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our Late Discovered Club Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Explore The Asta Community of Professionals ⁠⁠⁠⁠Support our work3 ways you can support the podcast and the work we do...Become a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠member⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠or partner and join our growing community.Buy us a ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠coffee.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rate & review⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ the show or an episode⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Read about our 10 Year Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thank you to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Community Partners ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠who are supporting the work that we are doing.⁠⁠⁠⁠⁠⁠⁠⁠Nordens⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Deborah Bulcock Coaching & Consulting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Tidy Mind⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Growth Pod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hormones On The Blink ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠About the Podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.thelatediscoveredclub.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Founder & Host Catherine AstaPodcast Editor Caty AvaMusic by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Allora⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Read more about our impact over the last 2 years ⁠⁠⁠here⁠⁠

“Culturally, it's so important because a lot of experiences are just the same all over the world. Hotels, theaters, cinemas, music—it's so mainstream today that we all consume pretty much the same thing. But culinary-wise, there's still this chance to create and cook something that's so local on the level of experience that you can really understand and feel the landscape, the seasons, the culture, and the history of the country. So I'm super happy to be in that field because I think we're one of the last kinds of handcrafts that are still very present in the city.”We're in great company with Niklas Ekstedt, the Swedish Chef famously known around the world for reigniting the ancient way of cooking over fire in Scandinavia at his restaurant Ekstedt in Stockholm, where he has been recognized by The Best Chef Awards and a recipient of a Michelin Star. After an acclaimed culinary career as a young chef, Niklas found himself returning to his roots, curiously unearthing forgotten techniques and a sophisticated Scandinavian culinary heritage that challenged the Mediterranean supremacy he felt ready to challenge. What may have started as a small spark in his fire-forged restaurant ultimately created a movement where ancient methods meet modern gastronomy.In this episode, Niklas warmly welcomes us to savor a taste of this nearly lost artform, sparking our curiosity about what other ancient rituals we should unearth and giving us the courage to begin our own adventures. Top Takeaways[2:50] Amid the forests of northern Sweden, young Niklas's tastes were shaped by Sámi playmates, parents who embraced nature's bounty, and wilderness that would one day call him back to cooking by fire.[5:05] From his rural roots to culinary stardom, Niklas traveled through Chicago kitchens, befriended René Redzepi in Copenhagen, trained at legendary elBulli, then returned to Sweden where, barely into his twenties, he opened his first restaurant and was met with celebrity chef status…that is before he discovered his true flame.[9:30] In a secluded island kitchen outside Stockholm, Niklas found himself captivated by primitive cooking methods, discovering a forgotten Nordic culinary sophistication that would become the foundation of his revolutionary fire-forged restaurant.[16:05] Stepping into Ekstedt, guests embark on a primal sensory journey where crackling flames illuminate the darkness, birchwood smoke perfumes the air, and the kitchen's ancient fire elements transform seasonal Nordic ingredients into dishes that evoke both a forgotten past and an innovative future, creating an experience that transcends mere dining to become a connection with Sweden's culinary heritage.[25:20] Niklas continues to foster community through Tyge & Sessil, an intimate space celebrating hidden gem natural wines, and Hillenberg, a neighborhood brasserie where humble Scandinavian cooking creates an accessible entry point to his Nordic culinary philosophy. [28:00] See Stockholm through Niklas's eyes—travel metro stations turned art installations, discover museum treasures without spending a krona, go island hopping by boat, and embrace the Swedish “Allemansrätten” right to roam.Notable Mentions Charlie Trotter's in ChicagoNorwegian explorer & writer, Thor Heyerdahl's Kon-Tiki expeditionSkepparholmen Nacka outside Stockholm“Kardemummabullar” traditional Swedish Cardamom Buns for a daily “Fika” Alice Waters, pioneer of the “farm-to-table” movement in AmericaA Taste From AfarCookbooks by Niklas EkstedtEkstedt: The Nordic Art of Analogue Cooking Food from the FireScandinavian ClassicsHappy FoodVisit For YourselfEkstedt Website | @ekstedtrestaurant | @niklasekstedt

Seiðr is one of the other main forms of mysticism practiced in modern Heathen and Nordic Pagan spaces. Join your host for an explanation of what seiðr is, historical examples of it, modern seiðr, and more!I am hitting the conference circuit this spring! Please contribute by donating whatever you can afford at my Ko-fi: https://ko-fi.com/ryansmithwfiWant to support this podcast and my other work?  Check out my Patreon!You can also help out by scheduling a rune reading with me!

Host: Coach Guests: Martin Wiesiolek, Wesley Sumner, Eli Lammers, Jayna Boomstra, Jack Lackman Air date: Apr 02, 2025

From the BBC World Service: Finland is planning to boost defense spending by $3.2 billion because of security worries. The Nordic country has seen a boom in its defense tech industry since the start of the war in Ukraine. Plus, we’ve been visiting marketplaces as part of our special “Tricks of the Trade” series. This time, we’re at London’s Borough Market, which attracts 20 million visitors a year.

From the BBC World Service: Finland is planning to boost defense spending by $3.2 billion because of security worries. The Nordic country has seen a boom in its defense tech industry since the start of the war in Ukraine. Plus, we’ve been visiting marketplaces as part of our special “Tricks of the Trade” series. This time, we’re at London’s Borough Market, which attracts 20 million visitors a year.

With around 50% of Europe's critical mineral supply, including copper concentrates, imported from southern states, the push for mineral independence and energy security is growing. Arctic Minerals (STO: ARCT) is well-positioned to help meet this demand.In this exclusive interview, Executive Director Peter George discusses the bullish outlook for copper and gold and its impact on Arctic Minerals' exploration projects in the Nordic region, including Sweden's Hennes Bay project and Norway's Bidjovagge project. He also highlights rising interest from regional players and governments and how these factors play out in the Nordic mining industry.Explore Arctic Minerals' flagship properties across the Nordics: https://www.arcticminerals.se/en/Watch the full YouTube interview here: https://youtu.be/_r5KuiBw3HIAnd follow us to stay updated: https://www.youtube.com/@GlobalOneMedia?sub_confirmation=1

In December 2015, a frightened woman reports her ex-husband to Danish police, claiming he bragged about getting away with murder on the ferry Viking Sally back in 1987. This chilling revelation reopens a cold case involving one of the most infamous crimes at sea. The Viking Sally, known for multiple violent incidents, including the unsolved murder of a West-German couple in 1987, earns a grim nickname: "The Murder Boat." With new leads and decades of unresolved trauma, Danish and Finnish police collaborate, delving into the darkest corners of Nordic crime history, piecing together the puzzle of the Viking Sally murders.This episode was written and reported by Marika Honkatukia. Story development by Elli Salo. Produced by Suvi Tuuli Kataja and Anne-Laura Hedegaard. Sound design by Jussi Liukkonen. Narrated by Anemone Rasmussen. Executive producer is Nils Bergman. Nordic Crimes is a Tall Tale production.Contact: nils@talltale.se Become a member at https://plus.acast.com/s/nordic-crimes. Hosted on Acast. See acast.com/privacy for more information.

We're in Helsinki to find out why this small, cold, Nordic capital is spawning growing numbers of technologies designed to help countries protect and defend themselves against war.We meet some of the Finnish defence tech and dual-use start ups attracting global interest, hear why these sorts of businesses have become more attractive for European investors, and dig into the challenges facing the sector.Presented and produced by Maddy Savage(Image: A Kelluu airship flying over snowy fields. Image credit: Kelluu)

ליבי רן - פיות נורדיות 105 MØ - Keep Møving (Denmark) Datarock - Digital Life - Kohib Remix (Norway) Ora the Molecule - Is This Love? (Norway) Yör - gyldne løfter (Denmark) Viagra Boys - Uno II (Sweden) SunYears - (Going To A) Cruel Country (Sweden) Darling Darlene - you can try (Denmark) andreas odbjerg - USA (Denmark) Jelly Crystal - Apollo (Sweden) Soleima - Stjernekigger (Denmark) Yukimi, Little Dragon - Peace Reign (Sweden) HILLARI - Breaking Hearts (Norway) Trinelise Væring - I've Outgrown Kandinsky (Denmark) Skott - Made of Stars (Sweden) Cats Of Transnistria - Big Sleep (Finland) I Think You're Awesome - A Narrow Path Home (Denmark)

In this opening installment of Nordic Visionaries, I introduce a fresh series spotlighting entrepreneurs, creators, and advocates at the crossroads of innovation and sustainability throughout the Nordic countries.  My first guest, Mathias Wikström, sheds light on how cultural values shape our approach to protecting nature and why weaving sustainability into financial services is a long-term strategy. Together, we examine how transparent banking practices, combined with mindful consumer choices, can boost both human and environmental well-being. Mathias also reveals the importance of storytelling in shifting habits, highlighting a real-life example from Bank of the West, where a new perspective on everyday transactions sparked a surge of interest and retention. This conversation touches on the power of empathy, the need for collaboration across sectors, and how linking every purchase to environmental impact might become a normal part of daily life.  This engaging episode sets the stage for a series that probes the Nordic mindset on merging profit with a strong sense of responsibility for people and the planet.  

The latest edition of the annual World Happiness Report has been released, offering a fascinating insight into global well-being. Compiled by the Gallup World Poll in collaboration with the University of Oxford and the UN Sustainable Development Solutions Network, the report analyzes data from over 140 countries to determine where people are happiest. If you're familiar with the World Happiness Report or similar rankings, you won't be surprised to learn that European nations continue to dominate the list—especially the Nordic countries, which consistently rank among the happiest in the world. But what factors make a country happier than others? And which nations have climbed or dropped in the rankings this year? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: How can I beat Monday morning syndrome? Could loud budgeting help you save money ? How can I beat my work addiction ? Production : Bababam A podcast written and realised by Joseph Chance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Featuring new music by: Higher Walls, Imperial Triumphant, Feed The Beast, Ainsoph. Live review of: This Will Destroy You & Nordic Giants. Plus the usual news & chat from the alternative world.  Our new merch is now available at https://www.dethkult.co/collections/machograndepod Audible - audibletrial.com/machogrande Spotify Playlists Voicemail - 05603 689 842 contact us - info@machograndepodcast.co.uk Twitter - @machograndepod 'This (non profit) podcast is intended for promotional purposes only' Macho Grande Podcast' does not claim to own copyright etc, all copyright is respected to the artists and labels.

In this episode, we take a scenic cruise through Norway's thriving but often overlooked classic car scene. From vintage Volvo Amazons to American muscle cars tucked away in fjordside garages, Norway's car culture is a fascinating blend of tradition, passion, and resilience. We dive into: The Historical Roots: How post-WWII import restrictions shaped Norway's early car culture and why certain models became icons. The Unique Mix: Why American classics, European sports cars, and Scandinavian staples all find a home in Norwegian collections. The Community: Interviews with local enthusiasts and club leaders who brave long winters and strict regulations to preserve and drive these rolling pieces of history. Challenges & Triumphs: How high vehicle taxes, environmental policies, and snowy conditions impact ownership, and how enthusiasts adapt. The Norway Classic Vehicle Magazine! https://www.norskmo.no/ https://www.facebook.com/norskmotorveteran **Why You'll Love It:**   Whether you're a die-hard gearhead or just curious about how car culture thrives in unexpected corners of the world, this episode offers a cozy yet revved-up ride through Norway's unique automotive landscape. Stay connected with The Collector Car Podcast—find us on our Website, Instagram, Facebook, YouTube, or reach out to Greg directly via email. Join RM Sotheby's Car Specialist Greg Stanley as he brings over 25 years of experience and keen market analysis to the world of collector cars. Each week, Greg dives into market trends, interviews industry experts, and shares insights—with a little fun along the way. New episodes drop every Thursday and are available on Apple Podcasts, Google Play, Spotify, or wherever you get your podcasts. Learn more at www.TheCollectorCarPodcast.com or email Greg at Greg@TheCollectorCarPodcast.com. Interested in consigning a car at an RM Sotheby's auction? Contact Greg directly at GStanley@RMSothebys.com.

Revenge is one of the most common motifs in surviving Nordic source materials. Join your host for an examination of vengeance, its place in Nordic myth, a dive into examples from the tales of Volund & Ragnarok, and what this means for the modern Heathen. I am hitting the conference circuit this spring! Please contribute by donating whatever you can afford at my Ko-fi: https://ko-fi.com/ryansmithwfi Want to support this podcast and my other work?  Check out https://patreon.com/waywardwan... You can also help out by booking a reading here: https://calendly.com/ryan-fire...

"Multiple tracks were played on a keyboard, arranged and combined with the audio field recording using midi workstation computer software. "The sound for this piece is a recording of a stream running under the snow with the sounds of running water, the popping of ice melting and pebbles bumping and clacking as they are rolled by the water. I live in California now but as a child I lived for a time in the northeastern United States where cold, snowy winters were the norm. As the snow melted I could hear water moving under the hard crust. The recording from the High Coast region of Sweden reminded me of that magical wintery memory. Melt water slowly begins to move beneath the glistening surface and gently forms channels through the snow, trickling downhill. Eventually the water makes its way into an established stream bed, carving a tunnel through the snow and ice while above, the snow still hides the movement beneath, reminiscent of the creatures of Nordic mythology who inhabit caverns and rivers. The stream joins others, perhaps emptying into a lake and eventually the water reaches the ocean. "I have incorporated sounds and rhythms from traditional Swedish folk music, suggesting the vibrating sympathetic drone strings of the Nyckelharpa and the beat of some Polska dances - an instrument and its music listed in the UNESCO Intangible Cultural Heritage database. "The landscape of the Swedish High Coast was formed by the arrival and departure of glaciers in the last ice age. The sounds of melting snow and ice are a reminder that present day glaciers are threatened by climate change. The Sonic Heritage project has helped make me aware of the fragility and ephemeral nature of many places that have contributed to world culture. It is imperative to protect these sites in order to preserve those qualities that make such places unique or valuable. My music expresses the passion and excitement of diverse world heritage and the resilience of the natural world. I hope my music resonates with all who hear our collaboration." Water under snow in Hall, Sweden reimagined by Martin Gregory. ——————— This sound is part of the Sonic Heritage project, exploring the sounds of the world's most famous sights. Find out more and explore the whole project: https://www.citiesandmemory.com/heritage

Evidence that Vikings used toothpicks has been found in Eastern Sweden according to Big Archaeology. And who would dare to disagree with them, let alone needlessly argue the toss just for the sake of it? The beans, that's who. Maybe be these so called ‘toothpicks' were in fact used to score games of Nordic cribbage? Maybe they were used to stop complex burgers falling apart? Or maybe they were tiny spears for skewering mini-monks? Either way, ta very much indeed to Ben of Minnesota for selecting Vikings as this week's topic.With thanks to our editor Laura Grimshaw.Join our PATREON for ad-free episodes and bonus/video episodes: www.patreon.com/threebeansaladMerch now available here: www.threebeansaladshop.comGet in touch: threebeansaladpod@gmail.com @beansaladpod

In this week's episode, we take a deep dive into Grisch, the fascinating niche style gaining traction among Sweden's affluent youth. Drawing on our listeners' firsthand accounts and a century of Scandinavian cultural history, we dissect its surprisingly long lineage— from fin-de-siècle dandies and Eurotrash dudebros to gangster rappers and old money influencers—all culminating in a high-stakes world of designer denim, puffer vests, and luxury low-profile sneakers. We ponder how the complex relationship between class, age, nationalism, and masculinity embodied by Grisch might result in its global domination.Special thanks to Charles, Elsa, Justine, Iman, Matilda, Ebba, and Jesper for their insights! Links:Image boardSelected TikToks: 1, 2, 3, 4, 5, 6, 7Chris Heyn Jr. on TikTokeric_roth2 on TikTokMarcus Rolf on TikTokYour Ultimate Guide to Scandinavian Fashion by The Daily ScandinavianAbout Us – Garde GrischDe Vet Du – Sture P (Music Video) Peder Fogstrand aka Greven"The Law of Jante" (on Janteloven) by Michael Booth for The Paris ReviewThe Murder of Einar (Swedish rap legend) – YouTubeAzealia Banks announces her move to Stockholm in Swedish radio interviewYung Lean @subwaytakes InterviewConsumers that are middle and upper class in Nordic countries 2024 – Statista This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.nymphetalumni.com/subscribe

In this week's episode, we take a deep dive into Grisch, the fascinating niche style gaining traction among Sweden's affluent youth. Drawing on our listeners' firsthand accounts and a century of Scandinavian cultural history, we dissect its surprisingly long lineage— from fin-de-siècle dandies and Eurotrash dudebros to gangster rappers and old money influencers—all culminating in a high-stakes world of designer denim, puffer vests, and luxury low-profile sneakers. We ponder how the complex relationship between class, age, nationalism, and masculinity embodied by Grisch might result in its global domination. Special thanks to Charles, Elsa, Justine, Iman, Matilda, Ebba, and Jesper for their insights!  Links: Image boardSelected TikToks: 1, 2, 3, 4, 5, 6, 7Chris Heyn Jr. on TikTokeric_roth2 on TikTokMarcus Rolf on TikTokYour Ultimate Guide to Scandinavian Fashion by The Daily ScandinavianAbout Us – Garde GrischDe Vet Du – Sture P (Music Video) Peder Fogstrand aka Greven "The Law of Jante" (on Janteloven) by Michael Booth for The Paris ReviewThe Murder of Einar (Swedish rap legend) – YouTubeAzealia Banks announces her move to Stockholm in Swedish radio interviewYung Lean @subwaytakes InterviewConsumers that are middle and upper class in Nordic countries 2024 – Statista

Our guest is Thomas Frebel who is the creative director at Noma https://noma.dk/.  Noma is the famed restaurant in Copenhagen with numerous accolades, including three Michelin stars and The World's 50 Best Restaurants' No.1 spot.Since its opening in 2003, Noma's chef/owner René Redzepi has been inspiring the world through his strong philosophy of cooking with Nordic traditions and his never-ending pursuit of creativity.  Noma's landscape has reached far beyond Nordic countries and Redzepi and his team have been actively exploring various food cultures in the world, including Japan.Since Thomas joined Noma in 2009, he has been working closely with Chef Redzepi and served as the executive chef at Noma's restaurant project in Tokyo called INUA.  He joined us in Episode #338 and discussed his experience at INUA, Noma's pop-up dinners in Kyoto in spring 2023 and many other topics.In this episode, Thomas is back to talk about Noma's latest pop-up dinner in Kyoto that ran for 10 weeks from September to December 2024.  He will share with us the new discoveries and flavor development by the Noma team in Kyoto, this time in the fall, and also what is the future of Noma going to be after the pop-up up and much, much more!!!

What can the UK learn from the Nordic approach to manufacturing—and how can technology play a central role in revitalising the sector? This week on Tech Talks Daily, I sat down with Simon Ranyard, Managing Director for Northwest Europe at Orange Business, to explore the strategic differences between two regions facing similar challenges but moving in very different directions. Simon brings a unique cross-regional view, overseeing Orange Business operations across the UK, Ireland, and the Nordics. While labour shortages and productivity declines are shared concerns, Simon explains why Nordic manufacturers have responded with long-term investments in digitisation and automation, creating not just gains in efficiency but also a rise in high-skill employment. In contrast, many UK firms are still defaulting to short-term headcount increases, missing the bigger opportunity. We discuss the data behind the divergence, including why Sweden has three times the robot density of the UK, and what that means for output and workforce transformation. Simon highlights how automation isn't about job replacement, but role elevation—moving people away from repetitive tasks and into positions that require critical thinking and collaboration with advanced tools. He also shares practical insight into how technologies like 5G, AR, and IoT are reshaping production environments, lowering operational costs, and helping companies stay competitive globally. With government-backed reskilling initiatives and AI now moving from theory to application, Simon makes the case for UK manufacturers to adopt a more strategic, future-facing mindset. If you work in manufacturing, policy, or are simply curious about how different regions are using tech to solve shared problems, this episode offers real-world perspective and tactical advice. What kind of investment decisions will define the next decade of UK industry—and can a mindset shift help close the productivity gap?

Libby Ran 24/03/2025 Nordic Fairies - Golden Griffin - פיות נורדיות 104 DAYYANI, Crate Classics - Ask If You're Okay (Denmark) CASILIAN - On se Quitte (Norway, France) CELIIN - Oh, to be a doll (Norway) Yndling - As Fast as I Can (Norway) Anna Lille - Stuck Cat (Norway) Cult Media - Alone (Far Away) (Norway) Modest - Treasure You (Denmark) This Heel - The Demons of Bruno (Sweden) Hedvig Mollestad Trio - Golden Griffin (Norway) Ragnar Olafsson - Winona (Iceland) Carsten Bojsen - Hunger (Denmark) Maybe - Pretty (Nashville Session) (Sweden) Marlene Oak - Red Clouds (Sweden) Tuvaband - Seven Ways of Floating (Norway) Peri Winkle - Cosmic angel (Norway) DJ Sotofett - MIDI Lightning (Norway)

In this episode of English Plus Podcast, host Danny delves into the critical topic of wealth inequality and poverty – the widening gap between the rich and the poor. Using a storytelling approach, Danny starts with a relatable scenario to introduce the concept and then guides listeners through a comprehensive exploration of this complex issue. Part 1: Introduction: Danny kicks off the episode with an engaging story that highlights the stark differences in wealth and introduces the core questions we'll be exploring. Part 2: Main Topic – Understanding the Divide: This section is divided into three parts: defining wealth inequality and poverty and understanding the scale of the problem, exploring the roots of why the gap is widening (including factors like automation, globalization, and tax policies), and examining the far-reaching consequences of inequality beyond just finances. Part 3: Case Studies and Practical Application: We take a look at the Nordic model as a case study in addressing inequality and then discuss practical applications and local initiatives that can make a difference. We also explore actionable steps individuals can take. Part 4: Language Focus: This crucial section focuses on enhancing your English skills. We spotlight key vocabulary and phrases used throughout the episode, provide a mini-speaking lesson with practical techniques, and then move on to grammar and writing, offering a writing challenge and tips for success. Part 5: Discussion & Expert Interview: Danny poses thought-provoking discussion questions for listeners and then engages in a rich and dynamic interview with Dr. Anya Sharma, a leading economist, who provides expert insights and goes beyond the surface-level discussion, offering valuable perspectives and challenging some of the ideas presented. This episode aims to not only educate listeners on the important topic of wealth inequality and poverty but also to enhance their English vocabulary, speaking, grammar, and writing skills. Join us for an engaging and informative journey that will leave you with a deeper understanding of the great divide in our world and empower you to discuss it with confidence. To unlock full access to all our episodes, consider becoming a premium subscriber on Apple Podcasts or Patreon. And don't forget to visit englishpluspodcast.com for even more content, including articles, in-depth studies, and our brand-new audio series now available in our English Plus Podcast's shop!

In today's episode, Alan Dunne and I take a step back - and a step forward - by exploring 125 years of hard-earned market wisdom, courtesy of the Global Investment Returns Yearbook, the definitive source of long-term asset class performance. What does this rich dataset tell us about equities, bonds, diversification, and the underrated role of patience in investing? And how relevant are these lessons for investors navigating today's high-concentration markets, stubborn inflation, and the potential cracks in the classic 60/40 portfolio?But that's not all - we also dive into one of the most overlooked challenges facing systematic trend followers today: capacity constraints, especially in commodities. Drawing on Quantica's latest research, we examine why commodities have historically been critical to CTA performance, how liquidity limits silently erode returns as strategies scale, and why the explosive growth of trend following ETFs may come at a hidden cost investors rarely see.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Episode TimeStamps:00:41 - What has caught our attention recently?04:14 - A new era for Germany?10:02 - The ETF space is on fire11:21 - The Nordic countries are on a roll12:18 - Dunne's global macro perspective21:39 - Industry performance update27:07 - An analysis of the Global Investment Returns Yearbook34:29 - Why are expected returns so far off real returns in the Pension Fund space?41:07...

Welcome to Bergen by the Bay, your guide to! Join us as we wander Bergen's charming streets, discover its rich arts scene, savor incredible Nordic cuisine, and take in breathtaking views from Mount Ulriken. Whether you're planning a visit or just dreaming of a cozy escape to this fjord-side gem, we'll bring the magic of Bergen to you—one walk, one meal, and one story at a time. Opus 16 Hotel - https://www.opus16.no Lysverket- Michelen Star Resturant $$$  - https://www.lysverket.no Hoggorm Pizza resturant - https://www.hoggormpizza.no General info on Bergen - https://en.visitbergen.com/things-to-do/ulriken643-ulriken-cable-car-p824813    

Episode 544: Neal and Kyle discuss 2 EV makers going in opposite directions as BYD claims it can charge as fast as 5mins while Tesla continues to struggle. Then, Trump's executive order to dismantle the Department of Education leaves student loans in the air. Plus, the Boston Celtics sold for $6.1B, making it the biggest sale of a team in US history. Meanwhile, Disney's remake of ‘Snow White' comes to theaters, but not without a ton of baggage. Finally, this year's list of the world's happiest countries…and no surprise that No. 1 is a Nordic country. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Learn more at sophos.com Get your MBD mug here: https://shop.morningbrew.com/products/morning-brew-daily-mug  Listen to Morning Brew Daily Here: https://link.chtbl.com/MBD Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

Podcast Summary: Exploring Transformation with Ragnhild G. Isdahl, Founder of The New VikingIn this episode, Ragnhild G. Isdahl, founder of The New Viking, joins the show to share her journey of transformation—from a corporate marketing career to a path of holistic healing, retreats, and online courses. Born in Norway and raised across multiple countries due to her father's work in the cruise industry, Ragnhild's global perspective shaped her deep connection to exploration, heritage, and self-discovery.Through The New Viking, Ragnhild blends ancient Nordic wisdom with modern transformation techniques, offering immersive retreats and online programs designed to guide individuals toward inner growth, meditation, and connection with their roots.Key Topics Discussed:1. The Journey from Corporate to Holistic EntrepreneurshipRagnhild's early career in international branding and marketing at L'OréalThe transition from a high-pressure corporate job to entrepreneurshipOvercoming personal challenges and finding meditation as a transformative tool2. The Meaning Behind The New VikingHow a TV pilot idea evolved into retreats and digital coursesThe shift from external exploration to inward self-discoveryWhy curiosity and adventure are at the core of The New Viking brand3. The Synergy Between Vikings and MeditationHow Vikings embodied not just conquest but curiosity, entrepreneurship, and adaptabilityThe parallels between ancient exploration and the modern journey of self-discoveryThe role of meditation in navigating life's internal battles4. Building a Business in Holistic WellnessChallenges of launching and sustaining a retreat-based businessHow COVID-19 disrupted plans and led to a pivot into online coursesThe importance of perseverance and trusting the journey5. Meditation as a Tool for Entrepreneurs and LeadersHow meditation fosters creativity, clarity, and emotional resilienceWhy successful leaders integrate mindfulness into their routinesPractical tips for anyone starting their meditation practice6. Advice for Entrepreneurs on Their JourneyUse meditation as a check-in tool—intuition can guide business decisionsSeek advice without fear—asking for help opens doors and opportunitiesUnderstand that ‘no' isn't failure—it may be a pivot toward a better pathKey Takeaways for Entrepreneurs & Business Owners:Your journey may not be linear, but every challenge contributes to growth.Meditation isn't just for relaxation—it's a tool for strategic clarity and resilience.If you're passionate about something, perseverance will carry you through obstacles.Connect with Ragnhild & The New Viking:WebsiteInstagram: @TheNewViking Subscribe to the Newsletter on Substack Follow us on Instagram: Uncomplicate it! (@uncomplicate__it) • Instagram photos and videos Follow us on YouTube: UncomplicatedMarketing - YouTube

Our guest this time, Kane Brolin, will quickly and gladly tell you that as a blind person born in Iowa in 1965 he was mightily blessed to be born in that state as it had the best programs for blind people in the nation. Kane was born prematurely and, because of being given too much oxygen he became blind due to a condition known as retinopathy O. Prematurity. In fact I am blind due to the same circumstance. As it turns out, Kane and I share a great many life experiences especially because of the attitudes of our parents who all thought we could do whatever we put our minds to doing. Kane attended public school and then went to Iowa State University. He wanted to be a DJ and had a bit of an opportunity to live his dream. However, jobs were scarce and eventually he decided to go back to school at Northwestern University in Illinois. He formed his own financial and investment company which has been in business since 2002. He is a certified financial planner and has earned the Chartered Special Needs Consultant® designation.   We talk quite a bit about financial matters and he gives some sage advice about what people may realize are good investment ideas. He talks about investing in the stock market and urges investing for the long term. I leave it to him to discuss this in more depth.   Kane is quite committed to “pay it forward” insofar as dealing with blind people is concerned. He is currently the president of the National Federation of the Blind of Indiana. He also serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   I find Kane quite inspirational and I hope you will do so as well. He has much to offer and he provided many good life lessons not only about financial matters, but also about blindness and blind people.       About the Guest:   Born in 1965, Kane Brolin spent his formative years in the state of Iowa and later went on to earn a Master's degree from the JL Kellogg School of Management at Northwestern University in Evanston, Illinois, which is near Chicago.  Since the year 2002, he has owned and operated a financial planning and investment management business based in Mishawaka, Indiana, located not far from The University of Notre Dame.  Over the years, he has become a CERTIFIED FINANCIAL PLANNER™ Professional and has earned the Chartered Special Needs Consultant® designation.  When doing business with his clients, securities and Advisory Services are offered through Commonwealth Financial Network, a Registered Investment Advisor which is a Member of FINRA and SIPC,.   Having been totally blind for all his life, Kane feels indebted to many people who selflessly gave of their time, talent, and resources to help him acquire the education, skills, and confidence that enable him to lead a busy and productive life in service to others.  Many of those who made the biggest impact when Kane was growing up, also happened to be members of the National Federation of the Blind.  So after getting established on his current career path, he increasingly felt the impulse to give back to the organized blind movement which had served his needs from an early age.   Kane co-founded the Michiana Chapter in the National Federation of the Blind in 2012 and subsequently was elected to serve a two-year term as president of the Indiana State Affiliate of the NFB in October, 2022.  He is thankful for the early introduction of Braille, as well as for the consistent drumbeat from parents, peers, and professors which set and reinforced continuously high expectations.     In addition to his work with the NFB, Kane serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   Kane lives in Mishawaka with Danika, his wife of 27 years, and their four children.  Kane and Danika were active foster parents for 11 years.  The Brolin family have been committed to numerous civic organizations; they and their family are active in their place of worship.  Giving back to the world is a continuously high priority.  They endeavor to teach their children by example, and they impart to them the wisdom of Dr. Martin Luther King Jr.: “You can all be great, because you can all serve.”   Ways to connect with Rob:   BrolinWealth.com LinkedIn public profile nfb-in.org pennyforward.com   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Hi, everyone. I am your host, Michael Hingson, or you can call me Mike. It's okay. And this is unstoppable mindset where inclusion, diversity in the unexpected. Meet today. We're going to do a little bit of all. We're inclusive because my guest Kane Brolin, or if you're from Sweden, it's Brolin, and it's pronounced Brolin, not Brolin, but Kane bralin, or broline, is in Indiana, and Kane also happens to be blind, and has been blind his entire life. We'll get into that. He is very much involved in investing and dealing with money matters that I'm interested to get a chance to really chat about it's always fun to talk to people about how they're helping people with finances and money and getting insights. And I'm sure that he has some to to offer. So we'll get to that. Kane also happens to be the president of the National Federation of the Blind of Indiana, and so that keeps him busy, so he deals with money, and he's a politician to boot. So what else can you ask for? I pick on Kane by doing that, but nevertheless, Kane, welcome to unstoppable mindset. We're glad you're here. Thank   Kane Brolin ** 02:34 you. And there are there are times when the politics and the money issues can be a dream. There are other times it can be an absolute nightmare, either one, either one or both and and the thing that ties those together in common ground is that I walk in in the morning, and sometimes they have no idea what I'm about to walk into. So it does make for an adventure. Well,   Michael Hingson ** 02:57 the Fed has lowered interest rates. What do you think about that?   Kane Brolin ** 03:01 Well, there is some ramification for what happens in the consumer marketplace. The main thing that I've been hearing today is that even with those lowering of short term interest rates, you're seeing some long term interest rates go down the mortgage rates, especially, and those two are not necessarily always related. You don't always see the long term interest rates that the market determines through supply and demand. They don't always go in sync with the short term baseline rate that the Federal Reserve banking system sets, but in this particular case, they are, and what I've been reading this morning is that that may be at least good news in the short run for consumers, because they'll be paying Lower interest for new mortgages and also perhaps lower credit card rates or credit card payments. Of course, the downside is that if one invests and is lending money instead of borrowing it, that means sometimes lower rates of income that you can get from things like a certificate of deposit or an annuity. So there's always two sides of the same coin, and then it depends on which side you happen to be looking at. At the moment, right now, the market seems to like this convergence of interest rate activities, and the stock market has generally been up today. So by the time people hear this, that won't matter because it's a whole different day, but, but right now, the early returns coming in are pretty good for the the common human being out there trying to just manage their money.   Michael Hingson ** 04:54 Well, that's not really surprising, in a sense, because rates have been high for a while. Yeah, and things have been tough. So it's not surprising that people have made, and I would put it this way, to a degree, the marketing decision to respond favorably to the rates going down, and I know there's been a lot of pressure for the thread to lower its rate, and so they did. And I think that a lot of different entities kind of had to respond in a reasonably positive way, because they kept saying that it's time that the rates go down. So they had to respond. So we'll see how it it all goes. I   Kane Brolin ** 05:33 think, you know, and there's an issue I think that's salient to people with disabilities, blind people, included, if it's less expensive for the consumer to borrow money, it should follow that in the coming weeks, it should be less expensive for businesses to borrow money if they need some, and they may be more inclined to open up more jobs to people or to not shrink the jobs or The hiring that they have done by laying people off so and that's what I was just about. No one is a recession, and so it may mean that there are openings, there's room in the job market for more of us, because the thing I'm most passionate about in this whole game of helping blind people is getting us access to money and getting us access to gainful permanent work.   Michael Hingson ** 06:24 And that's what I was actually going to going to talk about, or not talk about a long time, but, but mention was that the real test will be how it affects the job market and the unemployment rate and so on. And I hope that that that will go down. I know it's been sort of ticking up a little bit, although in reality, of course, for persons with disabilities, the unemployment rate is a whole lot higher than around 4% so it'll be interesting to see how all that goes all the way around. But even just the national unemployment rate, I would hope that if that has been an excuse because the rates have been high, that now we'll see that start to drop, and, you know, so we'll see. But I think it's a it's going to be one of those waiting games to see how the world responds. Of course, we have a whole political thing going on with the election and I'm sure that some people on the political side like the the drop better than people on the other side do, but again, we'll see how it all goes. So it's it makes life fun. Well, tell me a little bit about you, if you would, sort of maybe the early cane growing up and all that sort of stuff. You were born, according to your bio, back in 1965 so I was 15 at the time, so I remember the year. So you've, you've been around a little while, though, however, so tell us a little bit about the early cane.   Kane Brolin ** 07:54 Yeah, I don't remember too many years, or any years, really, prior to about maybe 1971 or 72 with any degree of real clarity. You know, I would say that my early years were a mixed bag, but in the main they were good, of course, being immediately confronted with rLf, or retinopathy of prematurity, as they call it these days, and being blind from the very beginning, most people would probably out there consider it a tragedy. But if I if I knew that it was my fate to be a blind person, which I suppose it is, then I won the lottery as being a blind person, I think. And that might be a controversial statement, but the truth is that there is no place in the United States, and probably no place in the world that would have been better for me to grow up in in the late 1960s and 1970s than in Iowa, because now there was, there was no other blindness in my family. It's not hereditary. My parents had no idea how to deal with it in the very beginning.   Michael Hingson ** 09:12 Were you born prematurely? I was, yeah, which is why I weigh you have that   Kane Brolin ** 09:16 something like two pounds, 10 ounces at birth. So there is a part of me that realizes that I am very fortunate to be alive, and I'm very fortunate that my brain has functioned pretty well for most of my life. You can't always count on that either, you know, and when you get when you get older, my my father was a very bright person, and yet he lived during the last 10 years of his life, he struggled with dementia and some other problems so but I can say that I've had a good run so far, and you know what they what they didn't know. At least my parents and others in my family knew what they didn't know. And I. But when you don't know what you don't know, you flounder and and settle for almost anything, including fear. But when you know what you don't know, then you understand you need to research things. And I happened to be in a state that had been graced by the presence of Dr Kenneth Jernigan, principally. And of course, other people that I had no idea who they were at that time. You know, folks like James gaschell and James on VIG right, and and others. I think Joanne Wilson came out of that mix. I didn't know her either, but I've read about all these people in the past, but, but first and foremost, my parents found out that Dr Jernigan was number one, very brilliant. Number two did not settle for low expectations. And number three had the advantage of being both the head of the Iowa Commission for the Blind, which was a state sanctioned Agency, and the National Federation of the Blind, which is, or, you know, has been for most of the last 84 years, the leading advocacy organization and civil rights organization of the Blind in in the United States. Now, I'm not here to make a political point about that, but in Iowa, they were definitely more well known than anyone was, and because he could pull strings which influence things like educational budgets, and he also had very much a civil rights mindset and an aggressive mindset of going forward and breaking down barriers, this is a rare combo platter of traits and possibilities that I very much benefited from. And when I say that, I mean that from the very beginning, at five or six years old, I had Braille. I didn't have Braille in the beginning, but, but my parents did and and my dad actually knew enough about it to construct a set of blocks with print lettering on one side, Braille on the other side. And so not only did I have a really good teacher in my first couple of years of public school education named Doris Willoughby, some may be familiar with her. I know Doris will rip she has passed on in the past couple years, but she made a great impact in in my life, and a very deep impact in others lives too. But because of her influence and like minded people, I had access to books. I had access to mostly mainstreamed integrated education, where I was in the classroom with other sighted students, except for certain parts of certain days, you know, I had access to a great big wall mounted tactile map that was like a puzzle. And I understand Dr Jernigan designed that one too, where I could actually feel and take apart the states of the Union. And so I could tell where Oklahoma was, where Massachusetts was, where Indiana is. I could tell the shapes of the various states. I thought it was kind of curious that California, where you are from, Michael, is shaped very much like a banana, or at least that's what occurred to me at that time. I had recorded books. I had talking books. And you know, while there are things I did not get out of a mainstream public education that I kind of wish I had gotten out of it, from a social standpoint, from an athletic standpoint, the academics were on point, and I had access to resources, and I kind of just was living in a in a dream world, in a way, because even through my college days, I thought, Well, gee, it's great that we have all this now. Why is there all this blind civil rights stuff going on now? Because this was solved from the beginning of my childhood. Little did I realize that that is not the case in most other parts of the country or the world, but I got what I needed to at least have a shot on goal at success, and I'm very grateful for that, and it's one of the reasons that I have chosen to dedicate a portion of my life, during my prime working years, even to the National Federation of the Blind, because I want to pay this forward and help out some people that may not have had all the advantages that I had, even, even in the bygone days that I was growing up,   Michael Hingson ** 14:23 sure? So tell me, because I went through some of the same experiences you did in terms of being born premature and becoming blind due to rLf, which stands for retro enteral fibroplasia. And if people want to know how to spell that, they can go by thunder dog, the story of a blind man, his guide dog, and the triumph of trust at ground zero. And you can learn how to spell it there, because I don't remember how to spell it. We put it in the book, but that's what I remember. But so when you be when it was discovered that you were blind, how did your parents handle that? What did they say? Right? What did the doctors say to them? Because my experience was and, you know, of course, I didn't know it at the time, but my parents told me later that the doctor said, send him off to a home because he could never amount to anything, because no blind child could ever contribute to society. What was, if, from your understanding from your parents, what was what happened to you? If any   Kane Brolin ** 15:21 doctor ever said that to them? They never told me about it. What I what I do know is that there is an eye doctor that was a part of their lives, who I saw a couple of times, probably in my childhood, who was a a female optometrist or maybe an ophthalmologist in the area, and they really had a lot of respect for her. I never felt marginalized or dismissed. Yeah, as a part of my childhood, part of it is that I don't think my parents would have tolerated that, and my   Michael Hingson ** 15:55 parents didn't, either my parents and my parents didn't either they said, No, you're wrong. He can grow up to do whatever he wants, and we're going we're going to give him that opportunity. And they brought me up that way, which is, of course, part of what led to my psyche being what it is. And I too, believe in paying it forward and doing work to try to educate people about blindness and so on, and supporting and and I've been involved with the National Federation of the Blind since 1972 so it's been a while. Yeah, I would say,   Kane Brolin ** 16:27 I know I remember. I have a very, very fuzzy memory of being four, maybe five years old, and I know that they considered putting me into the Iowa Braille and sight saving School, which was a school for the blind in Iowa no longer exists, by the way, but they did consider it and decided against it. I don't think they wanted me to just go off to boarding school I was five. I know that that does work for some people, and I know that in later years, I've read that in some cases, even Dr Jernigan believed that schools for the blind were better, especially in places where there wasn't a truly sincere effort by public school systems to integrate and set high expectations for blind students. Well,   Michael Hingson ** 17:13 of course, here in California, for example, in the 50s and so on, as the California School for the Blind we had and and earlier, Dr Newell Perry, among others, who was a blind mathematician. Of course, Dr tembrech was was out here, and there were values and reasons why the schools could make a difference. My parents were pushed really hard by my elementary school principal to send me off to that school, and I actually remember hearing shouting matches between them, because parents said ah and and I didn't go to the school. I don't know what it was like by the time we moved out here and we were putting me in kindergarten, first and second grade. So like in 5657 I'm not sure what the school was like, but my parents didn't want me to not have a real home environment. So, you know,   Kane Brolin ** 18:12 yeah, and so, you know, I remember my childhood is, well, it wasn't like everybody else's childhood. One of the the issues happened to be that my the neighborhood that my family lived in, did not have a lot of kids in it that were my age for most of the time I was there, the schools in the early to mid 70s at least that admitted blind students in the town that I grew up in, which was Cedar Rapids, Iowa, there was only one set of schools on the opposite side of town where they were sending blind kids for those resources. Now that later changed and the decision was made. I guess I made the decision to stay out there. So one of the differences was that I was bussed from the southeast side of town to the southwest side of town. So there were kids I got to know through school, but I didn't have any kind of social life with most of them, with a couple different exceptions, through my childhood. So it was a lot of academics, it wasn't a lot of play time, right? That certainly informed how I grew up, and it's made me a little bit struggle to understand and and be a really sensitive, playful, patient type parent, because my my kids and I'll, we'll go there when we get there, but my, my children, I have four, they're all still in home right now, are very normal kind of rambunctious kids that enjoy and struggle with the same things that any other kids do. They are all sighted, but, but my parents were. Was pretty strict. They set high expectations, but some of that was high expectations for behavior as well. So I really wasn't ramming around and causing trouble and getting into mischief and, you know, getting on my bike and riding for miles outside the way kids did in the 70s. So there there were limitations in my childhood, but, but, you know, my parents, too, expected me to utilize and to have the resources that would lead me to be anything I wanted to be. And I honestly think that if I had said, I want to be the President of the United States, they would not have ruled it out. Now, the only thing I've really been president of is several different civic organizations and the Indiana branch of the NFB. You know, that's something not everyone does. I've interviewed a governor before when I was a journalism student. That was fun, and I've met congress people, but they did not set the limitations. You know, sometimes maybe I did, but but they didn't. And so I'm really grateful for that, that as long as I knew what I wanted, they made sure that I had the tools and access to whatever training they knew about that could help me to   Michael Hingson ** 21:18 get there. So you you went through school. And I think our our younger lives were fairly similar, because I also, when I went into fourth grade, and we finally had a resource teacher in the area, I was bused to the other side of town for that. And all of that kind of came together when I started high school, because everyone in Palmdale went to the same high school, so anyone I knew prior to going across town, I got to know again, and still knew as as friends growing up, but we all went to high school together. But you know, I hear exactly what you're saying, and my parents did not impose limitations either, and I'm very blessed for that. But you went through school and then you went to college. Tell me about college.   Kane Brolin ** 22:19 It was a fun experience. Glad that I went through it. I attended Iowa State University for my bachelor's degree. I know that you've never, ever heard this before, but I really dreamed about being a radio personality. And I say that sarcastically. It's what I wanted to be, because I had a cousin that was in the business. But of course, since then, as I've gotten more into blind blindness culture and met many other people that I never knew growing up, I know that that the media and especially radio as a gift, is really fascinating to many of us, and a lot of us have had rotations in different parts of that, especially with the advent of the internet, but this was back during the 70s and 80s, and what I wanted to be at first was a DJ. Used to pretend to be one at home all the time and then, but I also knew where the library was, and I developed a great love of books and information and data. To some degree, I wasn't really a math guy, more of a word guy, but I then developed a deep interest in journalism and investigation and research, and so by the middle to late 80s, what I wanted to be was, let's just call it the next Peter Jennings, if one can remember who that is, right. And I'm sure that there are probably, you know, facsimiles of him today,   Michael Hingson ** 23:50 but it's hard to be a facsimile of Peter Jennings. But yeah, he really is,   Kane Brolin ** 23:55 and that he was great and but you know the disadvantage, the advantage and the disadvantage of going to Iowa State University. I Why did I go there? Because any of my few relatives that had gone to college, including my dad, had had gone there. My dad was very loyal to his alma mater, and he told both myself and my sister, who is a very different person and not blind at all. If it was good enough for me, it's good enough for you, and if you want me to pay for it, here's where you're going to go. Now, Iowa State is mostly an engineering and agricultural school. It's a land grant institution. And I know that land grant institutions are a little controversial in today's climate where there is more of an emphasis on diversity, equity, inclusion and making up for some past societal wrongs, but these are deeply respected institutions that mainly turned out people that ended up well, doing things like building. Bridges and being mechanical engineers and developing new seed corn hybrids and things of this nature. It did have a telecommunicative arts program, and I was in it, but there were very few of us in it, and I did get a chance to get my hands on the equipment. I was a broadcaster, first on a student radio station at Iowa State called K usr. Then I actually did work for pay, sort of for a number of years for w, O I am and FM, which were flagship stations of what we would now call the the NPR network. You know, these were around since the 20s, and I actually did work for them. I was on air a little bit. I ran the control board a lot, and I worked for those two stations on a part time basis, probably about a three quarter time basis, for several years after leaving college, and it was really a student job, but I had trouble finding any other more meaningful work in the industry. What I gradually came to find out is that I loved radio, but radio really didn't love me, and I wasn't really thinking strategically. At that time, I graduated in 1988 it is that very same year that a little known figure from Kansas City named Rush Limbaugh hit the American airwaves like a ton of bricks. And because of him and some other people like him, all of a sudden, local stations realized that they could drop their news and information programming, stop hiring so many people, and because Mr. Limbaugh was as popular as he was, they could basically run a lot of satellite based programming, have somebody sort of halfway monitor the board and hire somebody else to program computer systems that would put automated commercial breaks on and things like this, and they wouldn't really have to produce local content. We also saw the elimination of the equal time standard and the Fairness Doctrine, which required local stations to put on a variety of viewpoints and air programming every week that was in the public interest, that didn't necessarily have commercial value. And so the things I wanted to do became a lot harder to do, because by the time I was ready to get hired to do them, not a lot of radio stations were hiring people to do it, even in the even in the television world, and so strategically, I was buying into a sinking market, and That wasn't a great place to be at that time. And so with some reluctance, after a lot of fruitless job searching, I chose another path, not necessarily knowing where that path would lead. And so the last time I ever got paid to run a shift for a radio station was in late June of 1993 I've been a guest on a couple of different shows and some podcasts like this one. I greatly enjoy it. I've even thought about doing some internet broadcasting. I don't have the time, really to do that now, but, but, and I miss it, but I have found out there are ways of diverting the skill sets I have to another path.   Michael Hingson ** 28:25 And what path did you choose?   Kane Brolin ** 28:28 Initially, the path I chose was graduate school. I was fortunate enough to have gotten good enough grades that I was able to get approved by a number of different business schools. You know, the first path I really wanted to do is be a Foreign Service Officer for the diplomatic corps. I applied for the US Department of State. And I had some hopes in doing that, because around 1990 a gentleman named Rami Rabbi. You may know him, I do did became the first blind person ever to be a Foreign Service Officer. Now, he had advantages. He had traveled the world. I had traveled to Mexico and Costa Rica, and I spoke Spanish, and I was pretty fluent, but he was a little bit more qualified in different ways that they were looking for. So I wanted some international experience. I applied for the Peace Corps, and I had no real shot at that. What they were looking for was something very different from what I was then. But I did apply to the Foreign Service, and I made it almost all the way down the hiring process. I made the final 3% cut among the class they were looking at in 1990 and 91 I went to Virginia to, I think Alexandria and I sat for the last round of interviews and simulations that they did. Unfortunately, I was in the top 3% and they wanted the top 1% so I had a really fun few days out there at the government's expense. But I also found that I was not going to be hired to be the second blind. Foreign Service officer. I later found out that Mr. Robbie had to actually file a lawsuit and win that lawsuit to get his opportunity. So I know that the system were not exactly bought in to blame people doing this on a regular basis. I know there's others that have gotten there since that, and I've met one of them, but but that that wasn't for me, but they also said what I really needed was more management experience. I'd never done anything in management, so I decided to go to management school or business school as graduate school. I got accepted by a few different places. I chose Northwestern University in Chicago. My sister had gone through that program. I guess that's maybe one of the reasons I selected that one. I could have gone to a couple of others that also had accepted me, and sometimes I wonder what would have happened had I done that. But I did spend two years in Chicago land met some of the most impressive people that I've ever met in my life. Figured out train systems and pace bus systems, and went all over the place and had friends in the city, not just in the school. I made the most of that time, and that's what I did from 1993 to 1995 unfortunately, I found out you can get a an MBA or a master of management, but they still, still weren't hiring a lot of blind people out there. And so while my associates were getting jobs at McKinsey and Company, and Booz Allen Hamilton, as it was known at that time, and they were working for Bank of America, doing all kinds of interesting things and and also brand management companies like disco and Kellogg and all that. I got all of one job offer coming out of one of the top 5b schools in the country, and I took that job offer, which led me to Midland, Michigan, where I knew nobody at that time, but I spent about three and a half years doing various types of business research for the Dow Chemical Company, and that did not last as a career, but I got a chance to make the first real money I had ever earned. At that time through another connection that wasn't related to Dow, I happened to meet the woman that I eventually married and am with now, and have had four kids with, and so that was a whole different kettle of fish. But at the end of 98 I was downsized, along with several others in my department, and we decided at that time that entrepreneurship was probably not a bad way to go, or, you know, something that wasn't just strictly speaking corporate. In 2000 I landed in the South Bend, Indiana area, which is where she is from. I had never lived here before. This is where I am now. And while struggling to find a place here, I realized that I could get hired on as what is called a financial advisor. I had no idea what that was. Well, you know, with a business degree, I could probably be a credible hire as a financial advisor. Little did I know that that involved tele sales. In the very beginning, never thought I was a salesperson either. Since then, I have found out that I have more selling ability than I had ever thought that I might and that that is an honorable profession if you're convincing people to do what is right for themselves. And so I've found that over the years, being what I am enables me to, well, in a way, keep my own hours. We've chosen the small business, sort of independent contracting route, rather than the employee channel, working for a bank or for somebody else's brokerage. I get to be a researcher, I get to be a public speaker now and then, and I get to help people problem solve, which is something I would not have had a chance to do on the radio. And when someone comes up to you, as a few people have and have, said, you know, thank you for making it possible for me to retire and to do what I want to do, and to spend time with grandkids and to live where I want to live. You know, that's a that's definitely a hit. That's a great feeling to have someone say, Thank you for helping me to do and to be what I didn't know I could do or be. So   Michael Hingson ** 34:38 investing isn't what you had originally planned to do with your life. So I can't say that it was necessarily a lifelong goal from the beginning, but you evolved into it, and it seems to be going pretty well for you.   Kane Brolin ** 34:51 Well, yeah, I think it has. It's investing means different things to different. People, to some clients, the goal is, I just don't want to lose money. Please put me in something that earns a little bit, but I don't want the chance for anything I'm in to go down for others. What investing means is, I want to be more aggressive. I want to build what I have. What do you think about this or that opportunity? What stock should I be in? Because I really want to grab onto an opportunity and seize the day and have as much as I can have at the end of the day. And you know, For still others, it means, it means giving. It means building something up so I can pass it along, either to a charity, to the kids, to the grandkids, to to my religious institution of choice, whatever that is. So I find that investing is not just investing, the the at the root, at the heart of investing, the heartbeat of it, is really the people that I serve. And you know, I was told early on, hey, you don't have a practice. All you're doing is practicing, unless you have people to be in front of. And so in my mind, you know, and I'm not that much of a quantitative guy. I'm I'm not the person out there working as an actuary for Symmetra Life Insurance Company figuring out how much money has to go in and how much it must earn to be able to give 50,000 people the payouts they want from an annuity till the end of their projected lifespans. That's that's not where I am. I'm not designing a mutual fund that's more like what a certified financial analyst would be. I am a Certified Financial Planner practitioner, and what a CFP does is takes numbers that you see and translates those into action steps that I can explain in plain English terms to a client I'm in front of that can give that individual person, family or small business the kinds of outcomes that they want. So I'm on the retail end of the food chain, and my job is to try to take the numbers that others are generating and boil that down into something that is digestible to the common man and woman, that allows them to, we hope, live the way they want. So   Michael Hingson ** 37:29 I gather from listening to you though, that you enjoy what you do.   Kane Brolin ** 37:36 I do particularly when it works.   Michael Hingson ** 37:39 Well, there's times.   Kane Brolin ** 37:40 There are times it gets a little tricky. 2001 2002 I know that you had a very personal experience that vaulted you, Michael, into this, into the realm of the famous, or the Almost Famous, on 911 I remember what 911 was like as a very small time retail investment person working out of a field office. I was somebody's employee at that point. I was working for American Express financial advisors, and I remember my life was never in danger in 911 but there were a lot of clients that thought their money and their data were in danger, and then the country that the country itself, might even be in danger. And so I morphed during that week from being a telemarketing person trying to set appointments with people I'd never met to being a person who was trying to dole out comfort and a feeling of security and solace to people I had met who the few that I was managing their accounts at that time, calling them and saying, You know what, your money and your data are safe. I'm here. The company that you have your stuff invested with is based in Minneapolis. It's not based in the Twin Towers, the markets are shut down. There will be volatility, but you're not crashing today, just so   Michael Hingson ** 39:08 the other the other side of it, the other side of that, was that during that week after September 11, there were a lot of people who were working and moving, literally Heaven and Earth, if you will, to bring Wall Street back. And I know I'm working with some of those companies and providing them with the backup equipment, or not so much at the time, backup equipment, but the equipment that would be able to read existing tape backups and put that back on computers. And I know, I think it was Morgan Stanley had found an office space sometime during the week after September 11. Then, as they describe it, it was the building with a floor the size of a foot. Football field, and they scrounged and scavenged and got their providers of equipment, like IBM to provide them with computers, even taking them from IBM employees desks to provide enough equipment to be able to set up what was the equivalent to the trading floor that had been in the world trade center that was destroyed on September 11, and literally from Friday afternoon that would have been the 14th to the 16th in 36 hours. They not only reconstructed physically what the trading floor was but because of what we provided them with, they were able to completely reconstruct what everything looked like on their computers. So when Wall Street reopened on the 17th, everything was like it was when everything shut down on the 11th now, I think there's some blessings to the fact that the towers were struck before Wall Street opened. I don't know how much easier that made it maybe some, but the reality is that data is backed up regularly, so they would have been able to to survive, but the fact that the markets hadn't opened in the US certainly had to help. But by Monday, the 17th, they brought Wall Street back, just as if nothing had happened. It was a monumental feat to be able to do that. That is a story   Kane Brolin ** 41:37 that I would love to read, because I've never heard that story before, and that makes me feel very unintelligent. Michael, you know, I can't even imagine the logistics and the people and just even the imagination that it would take to reconstruct that. I'm sure it was 1000s. I'm sure it was 1000s of people. And I'm sure that probably that's something that somebody had thought about even before the 911 incident happened. I don't think that was invented out of whole cloth on Friday the 14th, but that's a story that would be a very captivating book, and if no one's written it, then, gosh, would that be a fun thing to research and write.   Michael Hingson ** 42:21 Well, you know, the reality is, the SEC required that all data from financial institutions had to be backed up and kept available off site for seven years. So first of all, the data was all around and that's why I think it was an especially great blessing that the markets hadn't opened, because all the backups from the previous night, and probably from all the not only the futures, but the sales from foreign markets, were pretty much all backed up as well. So everything was backed up. That, of course, was the real key, because getting the hardware, yes, that was a logistical nightmare that they were able to address, getting the computers, getting everything where they needed it. Then companies like ours providing them with the wherewithal to be able to pull the data from the tapes and put it back onto the computers. It had to be quite a feat, but it all worked. And when Wall Street opened, it opened as if nothing had happened, even though some of the the offices were now in completely different places across the river. But it all worked, incredible. Yeah, I was, it was, it was pretty amazing. I knew people from the firms. And of course, we helped them by providing them with equipment. But at the same time, hearing about the story later was was really quite amazing, and and they did a wonderful job to bring all that back. So it was pretty, pretty amazing that that all that occurred. So that was pretty cool all the way. And   Kane Brolin ** 44:00 of course, the other struggle was in 2007 2008 I remember when I would be sitting at my desk and I'm not a day trader, I'm, I'm, I'm a long term investor. That's what most of my clients want. I'm not in there, you know, trading, trading daily options. I'm not doing inverse leveraged products that have to be bought in the morning and then sold in the afternoon under most cases. But I remember sitting at my desk in 2008 when the great recession was going on with the financial crisis happened and and when banks and huge investment banks, brokerage institutions were, in some cases, completely failing, that's a whole other story that was chronicled in books like The Big Short as an example, but I remember sitting at my desk and timing it and watching in a five minute period of time. As the Dow Jones Industrial Average, which was back in in those days, was, was what maybe 6000 or so as a benchmark. It was going up and down by a margin of error of 800 points in five minutes, it would be 400 up one minute, and then 400 down from that level. In other words, an 800 point swing within a five minute period of time. There was one day I went to take a test, because I have continuing education on a pretty regular basis, had to go to a testing center and take a test that lasted maybe three hours. I got back, and I think the market for at least the Dow Jones had dropped by 800 points during the time that I was in the testing center. And that gives you some stomach acid when that sort of thing happens, because even though it it's, you know, things always bounce back, and they always bounce up and down. Clients call and they say, oh my gosh, what happens if I lose it all? Because people really think that they could lose it all. Now, if you're in a mutual fund with 100 different positions, it's very unlikely, right? All of those positions go to zero. What I found out is that when people's money is concerned, it's emotional. Yeah, it's all rational. They're not looking at the empirical data. They're thinking fight or flight, and they really are concerned with what in the world am I going to do if I go to zero? And   Michael Hingson ** 46:38 it's so hard to get people to understand, if you're going to invest in the market, it has to be a long term approach, because if you don't do that, you can, you can disappoint yourself, but the reality is, over the long term, you're going to be okay. And you know now, today, once again, we're seeing the evidence of that with what the Fed did yesterday, lowering by a half a point, and how that's going to affect everything. But even over the last five or six years, so many people have been worried about inflation and worried about so many things, because some of our politicians have just tried to scare us rather than dealing with reality. But the fact of the matter is that it all will work out if we're patient and and allow things to to work. And what we need to do is to try to make wise decisions to minimize, perhaps our risk. But still, things will work out.   Kane Brolin ** 47:43 Yeah, I remember, I think, the Dow Jones Industrial Average, which is what always used to get quoted, at least on the radio and the television. It was somewhere in the somewhere in the 11,000 range, before the 2008 debacle. And it fell to, I think, 6400 right was the low that it reached. Now it's over 41,000   Michael Hingson ** 48:11 closed up above 42 yesterday. I'm not   Kane Brolin ** 48:13 sure it very well may have so you know when you when you really think about it, if you just stayed in and it's more complicated than that. One of course people have with the market is that when the market crashes, they also may need to get their money out for different, unrelated reasons. What if I lost my job as a result of the market crashing? Right? What if? What if there is a need that I have to fulfill and that money has to come out for me to make a house payment. You don't know that. And so that's the unfortunate part, is that a lot of the academic missions don't take into account the real human factor of real people that need to use their money. But if you could stand to hang on and leave it in, it would be worth you know, what would that be like six or seven times more than it was in 2008 but that's not what what clients often do. They they often want to sell out of fear when things are down, and then wait too long to buy back in when the elevator has already made its way quite a ways up, right?   Michael Hingson ** 49:25 I remember once, and I don't remember what the cause was, but Rolls Royce dropped to $3 a share. And there were some people saying, this is the time to buy. It is it's not going to go away. And those who did have done pretty well. Bank   Kane Brolin ** 49:44 of America was $3 a share for quite some time. It was, it was technically a penny stock. This is Bank of America, you know, one of the leading financial institutions in the in the country, which, incidentally, has a very interesting. History. It wasn't born in New York, it was born in the south, right? But, yeah, if you only knew what those trough opportunities were and knew exactly when to buy in and and I'm constantly telling people, look my my goal is, is not so much to figure out what to buy but when to buy in. We're trying to buy low and sell high, and just because something did well last year doesn't mean you have to hang on to it. It might mean we want to trim that position a little bit, take some profit and and pick something that doesn't look as attractive or sexy because of last year's lackluster returns, but maybe this year. It will just due to changing conditions. Financial markets run in cycles. And it's not that some things are inherently good or bad. Some things are in favor now. They were not in favor last year, and they might not be in favor, you know, two years from now, but they are now. So that's the hard part. You're not supposed to really time the market. We can't predict all these things, but that's why you encourage people to diversify and to have some things that are not correlated with each other in terms of doing well or badly at the same time. So you can always sometimes be gaining with in with your left hand, while your right hand is is struggling a bit. Hence,   Michael Hingson ** 51:25 the need for people who are certified financial planners, right? So there you go. So you, you got married, what, 27 years ago, and you married someone who was fully sighted, who probably didn't have a whole lot of exposure to blindness and blind people before. How did all that work out? Obviously, it's worked out because you're still married. But what was it like, and was it ever kind of an uncomfortable situation for you guys?   Kane Brolin ** 51:58 I don't think blindness. Surprisingly enough, I don't think it was super uncomfortable for her. Now, she had not encountered lots of blind people before, maybe not even any before. She met me, but I met her, and this is where I had it easy. She didn't have it easy, but I met her through her family. I knew my wife's name is Danica. I knew her brother before I knew her, because he and I had been buddies. We for a little while. We ended up living in the same town up in Michigan, and it was not here in the South Bend area where she is, but I went home and had a chance to be to tag along as he was doing some some family things and some things with his friends so but, but my wife is a very interesting father. She has a very interesting dad who is no longer with us. May he rest in peace? No, no. Hello. Sorry. My nine year old just made a brief appearance, and she's incorrigible.   Michael Hingson ** 53:00 You wouldn't have it any other way. No, there   Kane Brolin ** 53:03 are days when I would, but I don't. So anyway, the I found out some interesting things raising kids as a blind parent too, but you know, her dad did not see really any kind of limitations when the world around him was racist he really wasn't. When the world around him was ableist. He really didn't. And one of the things he encouraged me to do, they had a little acreage Danika parents did. And he actually asked me one time when it was a leaf blowing or leaf storing season, it was in the fall, lots of oak trees, different things there to drive the garden tractor, as there was a Baleful leaves behind that he was taken to an area where they would eventually be burned up or composted or something. And I did that. He had an old garden tractor with a, you know, his gas powered, and it had pedals and steering wheel, and he would literally run around alongside it, didn't go very fast, and tell me kind of when and where to turn. I'm told that I almost crashed into the pit where the basement of the home was one time, but I didn't. So he was one of these people that like saw virtually no limitations. Encouraged his kids and others to do great things. He didn't have a great feel for people. He would have been an anti politician. He had trouble remembering your name, but if you were a decent person and treated him right, it didn't matter if you were black, purple, green, blind, deaf, whatever. He saw it as an interesting challenge to teach me how to do things. He taught me how to kayak. He taught me how to cross country ski. Back in those days before climate change, we actually got quite a bit of snow in the area where I live, even as early as Thanksgiving to. I'm in November. And so the first couple of winters that we lived here, and we would go to a local park, or, you know, even just out in the in the backyard of where his property was, and, and, and ski, Nordic ski, not downhill ski, really, but it was, it was an amazing exercise. It's an amazing feel to be able to do that, and I have no memory, and I had no relatives that that were in touch with the true Scandinavian heritage, that ancestry.com says that I have, but the act of doing a little bit of Nordic skiing with him gave me a real feel for what some people go through. Because traditionally, skiing was a form of transportation in those countries. In the Larry P you skied to work, you skied to somebody else's house. So, you know, I thought that that was fun and interesting. Now, the last few winters, we haven't gotten enough snow to amount to anything like that, but I do have, I still have a pair of skis. So no, that may be something that we do at some point when given the opportunity, or some other place where we have a bit more of a snow base.   Michael Hingson ** 56:10 Well, I'm sure that some people would be curious to to know this being blind and doing the work that you do, you probably do. Well, you do the same things, but you probably do them in different ways, or have different technologies that you use. What's some of the equipment and kind of technologies that you use to perform your job?   Kane Brolin ** 56:32 Well, you know, I wouldn't say that. I'm cutting edge. I'm sure there are people who do differently and better than I do, but I do most of my work in a PC based environment. It's a Windows based environment at the present time, because the broker dealers and the other firms that I work through, you know, I'm independent, in a way, meaning I pay my own bills and operate out of my own space and have my name of Berlin wealth management as a shingle on my door, so to speak. But you never walk alone in this business. And so I chose, ultimately, a company called the Commonwealth financial network to serve as my investment platform and my source of technology, and my source of what is called compliance, which means, you know, they are the police walking alongside what I do to make sure that I've documented the advice I've given to people, to make sure that that advice is suitable and that I'm operating according to the law and in the best interest of my clients, and not Not taking money from them, or, you know, doing phony baloney things to trade into a stock before I recommend that to somebody else. You know, there's a lot of malfeasance that can happen in this type of industry, but all these securities that I sell and all the advice that I given are done so with the blessing of the Commonwealth Financial Network, which is a member of FINRA and SIPC, I just need to point that out here. But they also provide technology, and most of their technology is designed to work in a Windows environment, and so that's typically what I have used. So I use JAWS.   Michael Hingson ** 58:23 And JAWS is a screen reader that verbalizes what comes across the screen for people who don't know it right, or puts   Kane Brolin ** 58:28 it into Braille, or puts it into Braille in the in the in the early days of my doing the business, many of the programs that we had to use to design an insurance policy or to pick investments, or to even monitor investments were standalone programs that were not based on a web architecture that would be recognizable. And so I was very fortunate that there was money available from the vocational rehab system to bring somebody in from Easter Seals Crossroads here in Indiana, to actually write Jaws script workarounds, that is, that could help jaws to know what to pull from the graphics card on the screen or in the system, to be able to help me interact. Because otherwise, I would have opened up a program and to me, it would have just been like a blank screen. I wouldn't be able to see or interact with data on the screen. Now, with more things being web based, it's a little easier to do those things. Not always. There are still some programs that are inaccessible, but most of what I do is through the use of Windows 10 or 11, and and with the use of Jaws, I do have, I devices. I like Apple devices, the smaller ones. I'm actually speaking to you using an iPad right now, a sixth generation iPad I've had for a while. I have an iPhone so I can still, you know, look up stock tickers. I can send 10. Text messages or emails, if I have to using that. But in general, I find that for efficiency sake, that a computer, a full on computer, tends to work best and and then I use that more rapidly and with more facility than anything else, right? I use the Kurzweil 1000 system to scan PDFs, or sometimes printed documents or books, things like that, into a readable form where I'm trying to, trying to just kind of anticipate what other things you may ask about. But you know, I use office 365, just like anybody else might. You know, I I have to use a lot of commonly available programs, because the people monitoring my work, and even the clients that I interact with still need to, even if they have sight, they need to read an email right after I send it. You know, they've my assistant has to be able to proof and manipulate a document in a form that she can read, as well as one that I can listen to or use Braille with. I'm a fluent Braille reader and writer. So there are some gizmos that I use, some braille displays and Braille keyboards and things of that nature. But, you know, most people seem to be under the misconception that a blind guy has to use a special blind computer, which must cost a king's ransom, not true, if anybody's listening to the program that isn't familiar with 2024 era blindness technology, it's mostly the same as anybody else's except with the modifications that are needed to make stuff accessible in a non visual format, and   Michael Hingson ** 1:01:45 the reality is, that's what it's all about. It's not like it's magically expensive. There are some things that are more expensive that do help. But the reality is that we use the same stuff everyone else uses. Just have some things that are a little bit different so that we are able to have the same access that other people do, but at the same time, that's no different than anyone else. Like I point out to people all the time, the electric light bulb is just a reasonable accommodation for light dependent people. Anyway, it's just that there are a whole lot more people who use it, and so we spend a whole lot more time and money making it available that is light on demand to people. But it doesn't change the fact that the issue is still there, that you need that accommodation in order to function. And you know that that, of course, leads to and, well, we won't spend a lot of time on it, but you are are very involved in the National Federation of the Blind, especially the NFB of Indiana, and you continue to pay it forward. And the NFB has been all about helping people to understand that we're not defined by blindness. We're defined by what we are and who we are, and blindness is happens to be a particular characteristic that we share   Kane Brolin ** 1:03:09 well, and there's a lot of other characteristics that we might not share. As an example, somebody, I don't know that he is involved in the NFB as such, but you know blind, if you're involved in American Blind culture and and that you've probably heard of a man named George Wurtzel. He is the brother of the guy that used to be president of the NFB of Michigan affiliate. But I understand that George is very good at things that I am not at all good at. He, you know? He understand that he almost built his own house from the ground up. His skill is not with computers and email and all this electronic communication that they do today, but he's a master woodworker. He's an artisan. You know, I I'm also involved, and I'd be remiss if I didn't mention it, I'm also involved with an organization called Penny forward, which is, you know, it could be the direction that I ultimately head in even more because it dovetails with my career. It's financial, education and fitness by the blind, for the blind, and it was started by a young man named Chris Peterson, who's based in the Twin Cities, who is not an NFB guy. He's actually an ACB guy, but his values are not that much different, and he's been a computer programmer. He's worked for big organizations, and now he started his own and has made a full time business out of financial fitness, educational curricula, podcasting, other things that you can subscribe to and buy into. And he's trying to build a community of the varied blind people that do all kinds of things and come from all sorts of backgrounds. And in one of the later editions of his podcast, he interviewed a man who's originally from Florida, who. Founded a company called Cerro tech that some might be familiar with, Mike Calvo, and Mike came to some of the same conclusions about blindness that you and I have, except that he's much younger. He's from Florida, and he's a Cuban American. He's a Latino whose first language growing up probably was Spanish, and who actually came out of, out of the streets. I mean, he was, he was in gangs, and did all kinds of things that were very different from anything I was ever exposed to as a young person. So I think in a lot of ways, we as blind people face the same types of issues, but we don't. None of us comes at it from the same vantage point. And, you know, we're, we're all dealing with maybe some of the same circumstances, but many, many, we've gotten there in very many different ways. And so I try to also impose on people. We are all different. We're a cross section. We don't all tie our shoes or cook our meals the same way. We don't want to live in the same environment. We don't want to do the same hobbies. And we don't all have better other senses than sighted people do. I don't know how many times you've heard it. I'd be a very rich man if I had $1 for every time someone said, Well, yeah, but you know, being blind, your hearing must be so much better, your sense of smell must be so much more acute. Well, no, the the divine forces in the universe have not just compensated me by making everything else better. What do you do with someone like Helen Keller, who was blind and deaf. There are people with plenty of people with blindness, and also other morbidities or disabilities, or I don't even like disabilities, different different abilities, different strengths and weaknesses. Along with blindness, there are blind people who also happen to be autistic, which could be an advantage to them, in some ways a disadvantage to others. I would like to go beyond the discussion of disability and think of these things, and think of me and others as just simply being differently able, because, you know, what kinds of jobs and roles in life with people that have the characteristic of autism, maybe they are actually better at certain things than a non autistic person would be. Maybe overall, people who live with the characteristic of bl

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