Podcasts about axia home loans

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia  Home Loans, Lee Chamberlain with West Maui Greenway and Joanna Zeigler with Our Children's Trust. www.mauirealestate.net  www.axiahomeloans.com www.westmauigreenway.org www.ourchildrenstrust.org

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans and Economist Paul Brewbaker. www.mauirealestate.net www.axiahomeloans.com http://tzeconomics.com/

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans and Paul Tonnessen of Friends of the Children's Justice Center of Maui. www.mauirealestate.net www.axiahomeloans.com https://mauicjc.org

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans and Mayor Michael Victorino. www.mauirealestate.net www.axiahomeloans.com https://victorinoformayor.com/

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans and Mayoral Candidate Richard Bissen www.mauirealestate.net www.axiahomeloans.com https://bissenmovement.com/

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans & Economist Paul Brewbaker www.mauirealestate.net www.axiahomeloans.com http://tzeconomics.com/

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans and Mayoral Candidate Mike Molina www.mauirealestate.net www.axiahomeloans.com

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans and Mayoral Candidate Richard Bissen www.mauirealestate.net www.axiahomeloans.com

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans & Economist Paul Brewbaker www.mauirealestate.net www.axiahomeloans.com

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans & Deb Lynch, ACCW Board President www.mauirealestate.net www.axiahomeloans.com www.episcopalhawaii.org/a-cup-of-cold-water.html

Recorded 09/14/21 Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans, REALTORS Association of Maui's Director of Government Affairs, Jason Economou and the Director of the Maui Vacation Rental Association, Jen Russo.

Clint Hansen R(B) of Maui Luxury Real Estate with Byron Yap of Axia Home Loans and Kim Ball of Hi-Tech

Learn more about appraisals and contingencies when it comes to buying a home with John Ingram from Axia Home Loans and Mark Stark, CEO of Berkshire Hathaway Home Services Nevada Properties. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Visit our radio show website: https://lvrealestateradio.com/​​​ Visit our real estate website: https://blankfeldgroup.com/​​

John Ingram from Axia Home Loans discusses what this change will do for home buyers! Stay tuned! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Visit our radio show website: https://lvrealestateradio.com/​​​ Visit our real estate website: https://blankfeldgroup.com/​​

Peter Drucker once famously said - "Culture eats strategy for breakfast." All successful leaders recognize that culture of your company always determines success regardless of how effective your strategy may be.In this episode, Alexander Rosenblum, CEO at Axia Home Loans shares how a people centric leadership empowered his teams & employees to align their personal ambitions with company goals. This is also reflected in how the Axia Home Loans is structured - It is America's first 100% employee owned mortgage company. Alexander, connects the dots for us to understand that being people centric yields rich dividends in terms of strong cash position, flexibility to pivot  & exceptional talent retention. Listen to the complete episode to learn how Alexander re-engineered the people culture at Axia Home Loans to drive business growth year on year. This episode is hosted by Vaultedge.Vaultedge is a mortgage automation software that helps you produce & service more loans doing less work. You can visit us on https://www.vaultedge.com/ 

Clint Hansen R(B) of Maui Luxury Real Estate LLC with Byron Yap of Axia Home Loans and Jason Hall of Rapid Resource Credit. Recorded 06/04/21

Clint Hansen R(B) of Maui Luxury Real Estate LLC and Byron Yap of Axia Home Loans discuss 1031 Exchanges with Julie Bratton of Old Republic Exchange Recorded on 05/24/21

Get insider tips from Dan's 38 years of mortgage industry expertise. Interest rate trends and coordination of mortgage lenders in the home buying process explained. Garry uncovers what you need to know about mortgage licensing, the loan application process, and important questions you don't want to miss. Learn about new technology and loan automation that helps mortgage lenders and underwriters expedite the processing time. Home value, loan to value, appraisal and Property Inspection Waiver terms explained. Dan reviews various loan programs including: VA, FHA, 30-year Conventional and more. Learn about homeowner loan options based on credit rating, interest rates, money down and private mortgage insurance. Find out the critical difference between pre-qualified and pre-approved. Learn more at www.stringhamschools.com

Do you know if you have a lien against your property? Well, Rick Cenname from Equity Title says, now is a good time to check and make sure your title and your property is in order. Review your title often to ensure there is nothing affecting it or recorded against your property. Title companies such as Equity title can run a property profile for free, the property profile report is computer generated with tons of information that can be up to 13 pages long. The important thing a homeowner should do is to verify their own information to ensure its correct and that there is nothing recorded against the property. Those who own their home outright are more vulnerable to fraud as there are not second set of eye. Fraud is very prevalent and this will help minimize this. If there is anything found on the property profile the title company will create a lien summary. Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

The demand for homes is still high! It looks like we are down 118 single family homes this week at 4,010. We put 844 homes in escrow and closed 703 homes. The median sold price is $345,999 and the sold square footage at $182.54. The days on market went up from last weeks number 31 to 39 meaning there are homes that are over priced. Stay tuned to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Let's first take a look at the week of Thanksgiving, there were 4,362 single family homes available and 724 were in escrow, while 781 were sold. When it comes to this week, the number of houses have dropped to 4,128 with 615 in escrow and just 496 sold. The median sales price for this week was $339,950 with $182.67 per square footage. The median days on market dropped from last week at 34 to now 31 days. Stay tuned to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Let us start crunching some numbers, here we go! So, for November 19th and again this just single-family homes. Currently on the market we have 4,545 homes and down by 129, inventory keeps shrinking. In escrow the last 7 days we put 829 homes in escrow, and we closed 774 and both of those numbers are up from last week. We saw 166 homes withdrawn its been floating in the mid one hundred for a long time. The median sold price was $348,711 and that is up by $3,835 and again though we must remind you guys that we only do a week worth of data, so it is a small sample size. But $348,711 is a nice median price and the median sold price per square foot is 183.67 which went down a little. Stay tuned to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

First question, what if anything are you doing differently to get homes sold today in COVID, crazy world and is there a new trick or sales tactic that’s working especially well? The short answer is no, but the good answer is in today's market, we have to make sure sellers follow protocols and make sure that we are showing houses in a proper factor but the rest of the things are mostly true methods we have used year after year. That is make sure that the home is ready to be sold and that there is no clutter, that it is clean, that everything works, and make sure it presents in the best possible fashion. Much access to the home as possible and most importantly make sure you price it right. Another thing that we do for a seller and help get them sold including right now. We have been doing virtual opens, something we have never done before and trying to get our sellers more exposure for marketing. Stay tuned to hear more. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

We have seen the loan business / mortgage business it is crazy busy right now and doing a ton of refinance, there is so much business all the way around. John read a headline from CNDC on their website that mortgage lenders are making the most money and being super business and it is true according to John. As soon as we reopened (Las Vegas) and how interest rates fell too, it led to a fire under the mortgage industry. It is also having an impact as real estate agents in transaction time, they are stretching. We have heard that lenders promise they can meet those deadlines and they blow right passed that. Mass majority of them do not communicate (lenders) but John always follows up. Stay tune to hear more Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Michelle Bonfiglio of Axia Home Loans discusses What has been recently happening with mortgages rates, and the tings you need to know about how to finance and the things you need.Stick around to the end to learn how Michelle was able to be creative for her clients, and get them a refinance even after being laid-off.Michelle BonfiglioAxia Home Loans - Las Vegas Branch6180 Brent Thurman Way, Suite A 260Las Vegas, NV 89148Phone: (702) 869-9700Email: Michelle.Bonfiglio@axiahomeloans.com Arista Wealth Management8876 Spanish Ridge Ave.Suite 202Las Vegas, NV 89148Phone: (877) 309-9970Email: support@aristawealth.comWebsite: https://aristawealth.com/Do you have a question or a topic you would like discussed? Maybe you would like to be on our podcast. Reach out to us at support@aristawealth.com with the subject: Podcast.

Alex Rosenblum, Chairman and CEO, Axia Home Loans talks about the timely topic of Hiring the Right People. Highlights include: #1 Decision service and people; excellence wins; plan and stay the course and play to strengths. You will want to hear Alex discuss all of these topics as well as sales culture and product mix.

Let’s talk about what will be happen in the next couple of weeks or months in terms of mortgages as people are coming out of this pandemic. We think it is important for our consumers what would be doable and what would not. If you were furloughed and unable to go to work and do your job, whether you were paid or not or unemployment those things are not relevant. You are giving the title of being furloughed and if you have returned to work and you are back to your normal level of income and that income is sort of guaranteed income meaning a salary it’s an hourly rate based on the number of hours you worked. Stay tuned to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

In escrow we have 711 single family homes in escrow this week, it went up by 38 from the week before. 362 homes closed this week and went down by 26 from last week. 157 homes were withdrawn from the market and it went down by 14 from the week before that but that is good thing, we are starting to see the market become more normal. Median sold price is at $315,023 it went up by $158, and the median sold price per square foot went up about $5.00 dollars from the week before. Stay tuned to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Let’s talk about mortgages, Harvey’s clients are calling him asking questions on what is going on with rates? Right now, we are at a good place with interest rates they are very attractive, and we are at a very low level and far lower than what we were a year ago in interest rates. It is interesting on what the federal reserve is doing they are really supporting the bond market for mortgages and other forms of borrowing. Which is allowing interest rates to stabilize due to everything that is going on there is issues beneath the headline of mortgages. Part of determining what interest rates are is profit streams of a mortgage, there is the interest rate profit itself and there is a second part which is the long-term servicing premium for that mortgage. Stay tune to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Stock market is going nuts and people are panicking due to the Corona virus but what is the impact on the mortgage industry? Things are moving super-fast and violently, that is not a good sign for interest rates and here is why lenders get interest rates that are set for the morning and they last about two days and it rechanges slightly on a daily basis. In the last couple of days there has been multiple changes per day meaning going higher and higher again and going lower and then going back to higher again. Interest rates are all over the place and the market out there is what sets interest rates for mortgages is making bigger moves in much shorter time that are going to catch people off guard. Stay tune to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

TARP funds have come back and there is something that the audience needs to know about it is a program that has been reactivated and it is called Hope Brings You Home Program this is a down payment assistance. It is using the money that came originally from the TARP funds that were allocated to the state of Nevada. If you go back to the time of the crash as part of the government efforts to stabilize the nation ultimately, they distribute funds out to the hardest areas in Nevada. They allocated about $55 million to our market and that money did not get used to actually help people during the time of the crash there was money left over and was not spending it. So, the state ended up in a position where they did not spend it and either had to return the monies back to the federal government or use it in an appropriate way. Stay tuned to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Huge announcement we have today on the show, and it is exclusive information. The VA announced that beginning of January 1st, 2020 they are removing maximum limit on VA loans for no down payments. So, what that means you go to John Ingram today and are a resident of Clark County and get a loan from John the max he can give you is roughly around $484,000 with NO DOWN PAYMENT! Now beginning January 1st, you can qualify up to 1 MILLION in HALF and NO MONEY DOWN! Assume you have your full entitlement and subject to you if you are qualifying for the loan now if all of those exists. Stay tune to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

There is a contract that attorneys come up with and it is called the decree for a married couple getting divorced. There are specific terms that divorcee need to be thinking about and the first thing to say to yourself is that if you are actively in the progress of getting divorced and are legally married still but not yet divorced you are kind in limbo. A mortgage will look at you and say until you are sort of future obligation and responsibility are laid out on and agreed too. Lenders can actually give you financing recently John has had a number of people approach him and ask him “I know I am divorcing and I would like to buy a house and can I do that without my spouses involvement.” It comes down to play a piece on the community property aspects and a property state like Nevada the house has some level of ownership of that property if it is purchased in the time of time of the marriage. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Sometimes it is not always best to refinance your loan what you need to look for in the mortgage is more than just your monthly payment. The most common reason John tells them is not to refinance is that the client will not receive a benefit from it in the refinance in real saved dollars. Idea here is yes you can refinance your loan possibly lower your interest rate and save some money on your monthly payment. But if the dollars you are spending to do that refinancing which is very commonly not thought about because it is hidden in the equity of the house. Your loan balance is going up is part of the refinance that is the most common way for a refinance. If you look how long, it will take you to break even on your refinance and how long you told the lender how long you are going to live at the property sometimes it isn’t worth going through that trouble. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

The reason why you need to have so much paperwork turned into your lender is to prevent bad things from happening to the real estate industry and housing market overall. Lenders came out with a rule to make sure that lenders are only giving loans that are relatively safe to give. That means lenders must evaluate all characteristics that borrowers that go into their ability to pay back this money and they have basically drawn up a box that requires everyone to show that they are inside the box via their paperwork. It doesn’t matter if you have an 800-credit score and you are prefect lenders still need to prove your income, prove you still have the money and have to prove that you have paid your bills on time. Even if you put down 50% regardless a lender will need to put you in the same process to make sure. Stay tune to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

The recent recession was horrible, and John has a regular conversation with the consumers right now that are receiving possible information about the recession that is might be coming. The circumstance that allowed for 2008 to happen and for the home values to drop as down as they did, and the devastation of the economy as a whole is not replicable today for that same reason. The financing is not available to have that many unstable borrowers. The market over the last 100 years been able to manage it. If you look at the downturn in the late 80’s or early 90’s where there was by “definition recession” the Las Vegas community didn’t even feel it hence maybe why we fooled our self’s and thinking well nothing will happen here we are “recession proof” but that is not the case in 2008. Stay tune to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

This morning I had the pleasure of talking with Julie Dedmon from Axia Home Loans.  If you haven’t used Axia Home Loans, one of the allstar affiliates of Berkshire Hathaway HomeServices, you should be using them!  We share the team concept of helping people work with the right people and not waste their time! Axia can help coach you, as an agent, on how to approach a buyer and how they can walk your buyer through the process.  Axia is a team you can trust!  Listen to learn more about Axia and how they can be of service to you and your business!  Thank you for your time today, Julie!

Fannie Mae and Freddie Mac are grantors of 50 percent of mortgages that are active here in the United States. If you think about number wise there is roughly about $10 trillion of dollars in mortgages out there. Fannie Mae and Freddie Mac are about $5.5 trillion dollars’ worth of mortgages that they grantee. When the crash happen in 2008 they encounter difficulties and our federal government had to take over and back stop them, they provided money to them to keep them going. But effectively they created it for us citizens to have a stable continuous mortgage market. With the bailout that happen with the mortgage industry Fannie and Freddie got $190 billion of dollars over the crash time. Stay tune to hear more! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

The experts think we will see the lowest interest rates ever at some point this year. You have a certain amount of dollars everyday that are invested into, mortgages and stocks. There is a global competition for those dollars, when you look at the competition you get the most out of your money here in the U.S. As interest rates in Germany, E.U. and Japan they all fall, and they are actually right now negative. Which means you give them ten dollars and they give you back nine ninety-five. That is concept you get less money when that note becomes due when you gave it to them. So, meaning money is flowing into the U.S. larger than it ever has before. Making our securities more attractive than other places in the world. Are interest rates are declining partially because of that force. Stay tune to hear more about interest rates! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news!. Tune in every Saturday at 11am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Things you shouldn’t do while purchasing a home and here are some examples. One thing that John as a lender deals with a lot is that client will say I am going to fix my credit before purchasing a home. The credit score system counterintuitive and Johns recommendation is don’t do it until you consult with an expert. Getting that advise before the client starts messing with their credit is well worth the time. John sees people waste their money when they are trying to fix their credit, or instead they injure their credit further and making the credit score drop to a lower number. Next is not getting pre-approved before beginning the house shopping, getting pre-approval is valuable to the consumer because it will avoid potential pit falls that you didn’t know about and forget to tell your lender. When a lender can see your documentation and through it in full detail it gives them the chance to prevent the client from wasting their time. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

An ibuyer is basically Wall Street or some wealthy companies that are acting like buyers in the market. So, as a seller instead of selling to Joe and Sally but now there is companies that are in the business of buying and reselling your home. They advertise on tv and all you need to do is go to their website type in information about your home and they send you a figure. They sell on convenience but there is a price to pay. Stay tune to hear more of John & Harvey in the discussion! Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

When people do a mortgage on their home for the last 10 years they sit down with their lender and the lender might have a variety of programs. But the buyer is saying “I just want a 30-year fix don’t mess with me or play with me, I don’t even want to talk about the other programs this is what I want.” John talks about the variety of loans out and why you might want to consider some other options. First of all, 30-year fix that is standard for safety, stability. 15 and 30 are the two most traditional to pay off your home. From the lender world the most common reason why someone will ask for a 15 year is because 15-year interest rate is a little bit more lower than 30. Ultimately the bank can give you that money for less because you’re borrowing it for lesser period of time. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

There is almost 6 trillion dollars in equity in homes across the US. To be exact there is 5.8 trillion of home equity out there. So, there is over $100,000 worth of equity of each home now is also for people that owe their home free and clear. When you talk about taking equity from your home and the idea John that gives is that we create multiple revenue streams for yourself to make or create wealth. If you can have your money work for you while you’re at work working for me that takes me two steps further ahead. Take that equity you have from the first home and invest in a second property or maybe put it in IRA account. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

We have seen a lot more of reversed mortgage these days and we think for the right person it is a good product. In Johns viewpoint is a person that who has let’s say limited monthly income coming in and they make their money last as long as they can. They need to keep their obligation on the monthly basis as low as possible. That person can benefit from the reversed mortgage but is all depends on monthly cash flow. Just because you’re avoiding the need to write a check for the mortgage for the month. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

Self employed buyers are a unique group but not here in Las Vegas there is a lot of small businesspeople in town. They don’t have that W-2 to turn in to John what they provide is usually a financial report from their business and that financial report might not show as much income. Cash flow might be different than profit but there are programs out there. There are regular conventional products too as well as governmental loans that can go through full documentation might be more of a swing to try to get all the documents that the lender might need. But there are some products coming out now for the self employed borrows that have been in business for 2 years and some can go with bank statement programs if they can’t show it on paper. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

There are a few fundamentals things that are out there that are just wrong that some people believe about the VA loan program. John breaks it down for the older veterans that have believed that their benefit expires, and this is not true. Whether you fought in WWII, Korean, Vietnam war there is no expiration to your home loan benefit with VA Loan. Second thing is that a veteran can use their VA loan more than once in their lifetime it’s not a loan program you can just use it once and lose it type of loan, you maintain your benefit for your entire life. You can use your VA Loan more than once at the very same time an example John gives us is that image you bought your home two years ago with your VA loan and since then have relocated to Nevada and would like to buy a new home you can do that. Thanks for watching! Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/ Direct: 702-324-1683 NMLS# 552596 6180 Brent Thurman Way, Ste a260, Las Vegas, NV 89148 ©2019 Axia Home Loans is a Registered Trade Name of Axia Financial, LLC - NMLS ID 27830 1120 112th Ave NE, Suite 600, Bellevue, WA 98004, (855) 355-2942. Equal housing Opportunity Logo

This morning I had the pleasure of talking with Mike Prenesti  from Axia Home Loans.  If you haven’t used Axia Home Loans, one of the allstar affiliates of Berkshire Hathaway HomeServices, you should be using them!  We share the team concept of helping people work with the right people and not waste their time! Axia can help coach you, as an agent, on how to approach a buyer and how they can walk your buyer through the process.  Axia is a team you can trust!  Listen to learn more about Axia and how they can be of service to you and your business!  Thank you for your time today, Mike!

On this episode we talk with Sophia Miller of Axia Home Loans about what trends she is seeing in the lending market as well as what states people are coming from. Special thanks to Jerry and the folks at Revolu modern taqueria + bar for allowing us to film at their wonderful resturant! OAD: 02/01/2019

The Government Shutdown lasted a record 35 days. How does that affect our local Flagstaff Real Estate Market? Our guest Alison Rucker with Axia Home Loans talks with Jacki about loan programs being effected, what buyers and sellers can do to protect themselves, and what effects may reach beyond the Government reopening.

Happy New Year 2019! Today, we talk to Ken Rife! As a top performing Loan Originator in Minnesota, Ken has one goal that remains consistent: He strives to deliver a premier lending experience to all of his clients. As an Axia Home Loans Loan Originator, his aim is to fulfill your real estate goals, whether you want to refinance a home you already own or purchase a new one. He's here to provide you with detailed options and sound recommendations so you can make informed choices that best fit your mortgage financing needs. When you're making a decision as important as buying a home, you need a guide who will put you first. This is Ken Rife. --- Support this podcast: https://anchor.fm/angeltalamantes/support

John Ingram with Axia Home Loans talks about what happens to a mortgage if spouses get a divorce, and if one of them wants to stay in the home and take over the payments. John sees a lot of divorce decrees in his profession. Some decrees reference what happens to your residence and mortgage should you get a divorce, and some don’t. Staying in the home after a divorce can be a big financial burden. If you are in a situation where you might be using new alimony or child support in order to qualify for that home, this can be problematic also. There are hurdles to come over. Some traditional mortgages out there have built in rules for where you need to proof that you have a track record of actually receiving those dollars in alimony or child support, before it becomes sort of qualifiable income in a mortgage. It’s important to be giving yourself the time needed to meet those requirements prior to being forced to try to refinance the house or to force to sell the home. So based on your decree and financial responsibility, it is possible to stay in your home. Great job John Ingram for helping us understand how the process of getting a divorce decree and what happens to the mortgage. If you have questions about your mortgage and what’s happens if you may be getting divorced, please reach out to us and John Ingram so we can help answer any questions you have. Getting a divorce is stressful enough, so let us help you with any questions or real estate matters that we can. Subscribe to our channel to get the updated market trends each month for Las Vegas, and other great real estate tips and news! Tune in every Tuesday at 9am to 101.5FM & 720AM, KDWN, The Talk of Las Vegas to hear Las Vegas Real Estate Now! Call Harvey for all of your Real Estate needs: (702) 203-1165. Check out radio show website: https://lvrealestateradio.com/ Check out real estate website: https://brownblankfeld.com/

John Ingram w/ Axia Home Loans talks about marriage and mortgages -11/06/18 by Harvey Blankfeld

-09/25/18 John Ingram w/ Axia Home Loans educates us on the true cost of home buying by Harvey Blankfeld

-08/28/2018 John Ingram W/ Axia Home Loans talks about if you should refinance by Harvey Blankfeld

John Ingram w/ Axia Home Loans gives perks about reverse mortgage -08/07/2018 by Harvey Blankfeld

-06/12/2018 John Ingram w/ Axia Home Loans gives pointers on purchasing a home by Harvey Blankfeld