Podcasts about Lars Kroijer

In today's episode, Patrick Donley (@JPatrickDonley) sits down with R P Stevens to discuss his new book, The Sloth Investor. You'll learn about his investing journey and how he developed his SLOTH investing philosophy, what the 5 bedrock principles of SLOTH investing are, how he goes about constructing a globally diversified portfolio, how he thinks about his financial freedom number, what his biggest takeaways have been from his guests on his podcast, and so much more! R P Stevens is the author of the forthcoming personal finance book 'The Sloth Investor'.  The publication date is Friday June 28th. The book is an insightful beginner's guide to investing where R P Stevens teaches readers how a 'sloth-like' approach is the rational, evidence-based roadmap to investment success. The Sloth Investor's 5 Bedrock Principles of Investing provide an actionable pathway for anyone looking to grow their wealth.  Originally from the UK, R P Stevens currently lives in Hong Kong with his wife and two children. IN THIS EPISODE, YOU'LL LEARN: 00:00 - Intro 01:57 - What R P's investing journey has been like and who his biggest influences have been 15:47 - How his investing philosophy has evolved over the years 16:39 - Why he decided to write The Sloth Investor  24:07 - What the 5 bedrock principles of SLOTH investing are 30:49 - How he goes about constructing a globally diversified portfolio 37:03 - Why optimism is so critical for investors 43:44 - How R P thinks about his financial freedom number 51:39 - What his biggest takeaways from his podcast guests have been And much, much more! *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. R P Stevens' book, The Sloth Investor. Andrew Hallam's book, The Millionaire Teacher. Morgan Housel's book, The Psychology of Money . William Green's book, Richer, Wiser, Happier. Ben Carlson's book, A Wealth of Common Sense. Lars Kroijer's book, Investing Demystified. Eric Balchunas's book, The Bogle Effect. Jonathon Haidt's book The Coddling of the American Mind. Bill Perkins' book, Die with Zero. J L Collins' book, Pathfinders. Check out the books mentioned in the podcast here. Enjoy ad-free episodes when you subscribe to our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Airbnb Range Rover Meyka Fundrise NetSuite Connect with Patrick: Twitter | Email Connect with R P: YouTube | Twitter | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

While Paddy is off enjoying his annual leave we bring you a classic and popular podcast from 2021.  Lars is a former hedge fund manager, author, and entrepreneur from Denmark.  Can we beat the market? If we can't what should we do? Lars and Paddy talk about investments, hedge funds, beating markets, and much more that we hope you will find helpful.

Lars Kroijer is our guest on today's podcast. Lars is a former hedge fund manager, author, and entrepreneur from Denmark.   He talks with Paddy about can we beat the market, investment edge, hedge funds, and many interesting related topics.   Can We Beat the Market? If We Can't What Should We Do? Hello and welcome to this week's episode. Really interesting topic if you're into investments. If you're into ensuring that you get the optimal long term return for yourself into the future. This episode has some really interesting insights from our guest today. I hope you enjoy it.   This is from last year, 2021, but the content, the ideas, and the principles that Lars shared with us are still applicable.  Enjoy   Lars Kroijer YouTube Channel

Watch full engaging videos on our popular Youtube channel: Motivation 2 invest (3 million views) https://www.youtube.com/watch?v=RNjB44kuTig&t=18s

Are carbon offsets a viable tool to help us build a more sustainable world? Lars Kroijer says so. He's a recovering hedge fund manager who got mixed up in the carbon offset market a few years ago. The conversation starts after the news (about 22 minutes into the episode.)

Lars Kroijer is the author of Money Mavericks - Confessions of a Hedge Fund Manager Mr. Kroijer is the founder and managing director of Alliedcrowds.com – the leading directory and aggregator of alternative capital into the world's 132 lower and middle income countries. He is the author of "Money Mavericks - Confessions of a Hedge Fund Manager" and “Investing Demystified – How to Invest without Speculation and Sleepless Nights”. Mr. Kroijer currently serves on the advisory board of alternative investment funds in London, New York, and Hong Kong. He has frequently appeared as a finance expert on a broad range of media, including BBC, CNN, CNBC, FT, Bloomberg, Reuters, NY Times, Forbes, etc. Previously Mr. Kroijer was the CIO of Holte Capital Ltd, a London-based market neutral special situations hedge fund which he founded in 2002 before returning external capital in the spring of 2008. Prior to establishing Holte Capital, Mr. Kroijer served in the London office of HBK Investments focusing on special situations investing. In addition, he previously worked at SC Fundamental, a value-focused hedge fund, and the investment banking division of Lazard Frères, both in New York. While in graduate school Mr. Kroijer held internships with the private equity firm Permira Advisors (then Schroder Ventures) and management consulting firm McKinsey & Co. Mr. Kroijer graduated Magna cum Laude from Harvard University with a degree in economics and received a MBA from Harvard Business School. --- Send in a voice message: https://anchor.fm/incubatorhedgefund/message

Lars Kroijer is a very smart man. He graduated Magna cum Laude from Harvard University with a degree in economics and received an MBA from Harvard Business School. He's a former hedge-fund manager who currently serves on the advisory board of alternative investment funds in London, New York, Mumbai, and Hong Kong. He is the founder and managing director of AlliedCrowds.com – the leading directory and aggregator of alternative capital into the world’s 132 lower and middle income countries. And to top it all off, he is the author of two books on finance:  "Money Mavericks - Confessions of a Hedge Fund Manager" “Investing Demystified – How to Invest without Speculation and Sleepless Nights” Lars holds the belief that is almost impossible for the majority of investors to beat the market in the long-run. So in the episode, we discuss: Lars' views on the London property market, and his thoughts on property as an asset class what a hedge-fund manager actually does, and the definition of a market neutral special situations fund Lars' investing philosophy why Lars' believes the majority of investors have no chance of beating the market in the long-run, and what portfolio they can create to invest over the long-term, that is simple and cheap plus much, much more! If you have any questions, head to Equity Mates Facebook Discussion Group and ask the Equity Mates community. Want more Equity Mates? Subscribe to Equity Mates Investing Podcast, social media channels, Thought Starters mailing list and more here. Equity Mates is a part of the Diamantina Media Network – the home of Australia’s favourite podcasts. For more information, visit http://diamantina.com.au/

The world is pretty topsy-turvy right now, and for many of us, we're experiencing the biggest and sharpest test of our investing resolve in light of very volatile markets. Should we be doing anything in light of these circumstances? What is the future likely to look like? Today I'm bringing back Lars Kroijer to talk about what on earth is going on…

Vi snakker passiv investering med forfatter og tidligere hedgefondsmanager, Lars Kroijer. Lars fortæller hvordan langt de fleste af os, måske er bedst stillet ved blot at købe billigt og bredt - og skatteoptimeret. Vi danskere er ofte overeksponeret mod danske aktier og dansk økonomi, hvilket kan være uhensigtsmæssigt for os. Du kan lære mere om passiv investering på Lars’ youtube kanal:https://www.youtube.com/channel/UC1RYKuzT6ic2KYCKWQsScDwOptaget og formidlet af Sarah Ophelia Møss, ejer af Ophelia Invest og Forlaget Penge.Planlagt og redigeret af Ophelia Invest Team.Udover denne podcast kan du følge aktiviteterne i Ophelia Invest her:Website: https://www.opheliainvest.dk/Facebook: http://tiny.cc/1cr3ezYouTube: http://tiny.cc/g8q3ezInstagram: http://tiny.cc/6br3ezInvestor community for nye(re) investorer, Aktieklubben Danmark: http://tiny.cc/sar3ezInvestor community for kvinder, Kvindelogen: http://tiny.cc/cbr3ez

In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Danish entrepreneur, author, and former hedge fund manager, Lars Kroijer.     Quick Preview of the Podcast:   Lars's book writing process What is a day in the life of a hedge fund manager? An important discussion on risk The most important take aways from Lars's profession   Links:    Humans Under Management   Andy Hart   Leave a review!     Don't forget to check out the Maven Adviser website for more great content.   So sit back and enjoy unrivalled words of wisdom from Andy Hart - host of the UK’s premier personal finance show.   Is there a topic you’d like Andy to cover? We’d love to hear from you! Contact Andy Hart directly with any comments / feedback on team@mavenadviser.com. Alternatively you can reach out on Twitter @MavenAdviser.   

#43 Disclaimer: We are not financial advisors. The content on this podcast and YouTube videos are for educational purposes only and merely cite our own personal opinions.  In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.  Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing.   Always remember to make smart decisions and do your own research! Welcome Lars to the superb diamond range show, it’s an honour to have you on the show. So Lars could you start by telling our listeners a little about you and your background? Before we talk about your preferred investing strategy, what are your thoughts on buying individual stocks and in people believing they have an edge over the market?   Your strategy is not particularly complex which drew me to it. In fact it is very simple and low cost it generally involves 2 possibly 3 funds (if you wanted to add corporate bonds as well as government bonds). Can investing really be this simple and easy?   Now generally speaking there are two parts to your strategy a global equity stocks part and a local/national currency you live in dominated bond part if it makes sense where you live. Please can you tell our listeners about the Equity side? Presumably this will be the engine and riskier side of the investment. Advantages: Shares offer higher returns, diversity away from home.   I notice allot of default occupational pensions have a heavy leaning to the UK for example as well as the Vanguards Lifestrategy range. Currency risk is another thing to look out for which leads to allot of individual investors being heavy in their home market. What's your opinion on home bias?    Now would you mind telling us about the volatility reducer or as I refer to them the breaks of the fast car? This would be for the fixed income side of the portfolio. Bonds?   Thoughts on adding corporate bonds to this mix? I have heard a 60% Gov bonds to 40% Corporate bonds can be a good blend. Also heard corporate bonds can behave like stocks in a crash so would you not be better off increasing global equities to take a bit more risk and just hold less Gov bonds.   You mention in your book 'investing demystified' and 'YouTube' videos about the lowest risk asset available, what would you describe that as and if you believe such a thing exists in todays market?   Do you have a personal preference on using say index funds Vs say ETF's?   How important do you feel liquidity is with investing?   Here in the UK we have tax sheltered vehicles like pensions and stocks and shares ISA's. Do you have any suggestions where best to hold certain assets. You often hear about asset allocation this question more fefers to asset location. So for example you may choose to hold Global equities mainly in your ISA and then Mostly fixed income Gov bonds in your pension. Any thoughts on this? Obviously you mention it's very important to think about taxes as it can really derail your plans.   Each individual has different risk tolerances, ages, situations and incomes. Would you recommend seeking help from a financial adviser to determine their risk levels to figure out their asset allocation? Obviously there is many rules of thumb out there like your age minus 100 equals your bond portion or the 120 and 110 rule.   I note from a previous podcast you were on called 'Informed Choice Radio' you said you should really only buy what fund you need at the time and to take time to assess your allocation if you feel it needs changing or updating according to where you are in your life financially. Making emotional or behavioural mistakes within investing is quite common particularly for beginners. Obviously you can make this low cost approach to investing unnecessarily expensive and defeat it's purpose and simplicity. What is your take on charges for dealing fees within platforms and mistakes individual investors make by over trading with their investments say possibly even changing funds allot? Or even trying to time the market?    You're currently living in my old home town London where house prices are really crazy, scary even and even renting can be extremely expensive depending on the area and type of place. I personally like the freedom renting gives but will admit sometimes purchasing property can make sense when you make the right calculations. What is your opinion on property investing?   Curious to hear your opinion on investing in Gold, be it owning it physically as well as through an ETF?   Any thoughts on Bitcoin or Crypto currency investing? I'm personally not that interested in it but I realise it's quite popular these days. This is the bogleheads forum page I first discovered Lars Kroijer in: https://www.bogleheads.org/forum/viewtopic.php?t=237134 Be sure to check out Lars's Website: https://www.kroijer.com & Awesome Youtube video series: https://www.youtube.com/watch?v=_chiIIxMGl0&list=PLXy71rkGuCjXLg9N8zowwUpXCYfBcMJFK ----   Podcast:   https://podcasts.apple.com/us/podcast/superb-diamond-range/id930684983?mt=2     https://podcasts.google.com/?feed=aHR0cDovL3N1cGVyYmRpYW1vbmRyYW5nZS5saWJzeW4uY29tL3Jzcw     https://tunein.com/podcasts/Educational/Superb-Diamond-Range-p677627/     https://www.stitcher.com/podcast/libsyn-9/superb-diamond-range   Follow on:   https://twitter.com/superbdiamondra     https://www.youtube.com/channel/UCztKXSrR8fC4CbVVJ9aC8_w   Contact the show:   superbdiamondrange@gmail.com

#39 * Legal: I am not a financial expert and all of the advice and information presented in my podcasts is purely anecdotal. Always consult with a financial expert before investing or moving your money— especially if you are an American or British Citizen as US/UK tax laws are very complicated. Investing in either an ISA (after Tax) or a workplace pension or sipp Pre-Tax. Choosing your investments. Stocks, Bonds & REITs. Investment behaviour.  I love Vanguard. Picking an Allocation. Risk Level. How I invest. Always use a tax free vehicle like a pension or isa. Pensions vs Isa's. Always take full advantage of your employer match, it's free money after all. No better deal in the market. Recommended reading: Fail Safe investing by Harry Brown, Investing Demysified by Lars Kroijer and The stock series Blog and Simple path to wealth book by Jim Collins. Podcast:   https://podcasts.apple.com/us/podcast/superb-diamond-range/id930684983?mt=2   https://podcasts.google.com/?feed=aHR0cDovL3N1cGVyYmRpYW1vbmRyYW5nZS5saWJzeW4uY29tL3Jzcw   https://tunein.com/podcasts/Educational/Superb-Diamond-Range-p677627/   https://www.stitcher.com/podcast/libsyn-9/superb-diamond-range   Follow on:   https://twitter.com/superbdiamondra   https://www.youtube.com/channel/UCztKXSrR8fC4CbVVJ9aC8_w   Contact the show:   superbdiamondrange@gmail.com        

Lars Kroijer is a former hedge fund manger who sets on the board of 5 hedge funds and Harvard Magna Cum Laude. Facebook: www.facebook.com/theinvestors... Books: www.wesleylearnstoinvest.com Instagram: www.instagram.com/theinvestor... Podcast: @prince-dykes Twitter: twitter.com/royalfinancials Website: www.theinvestorshowtv.com

Long-time listener Matt P was at the November meet up in London which I held with Damien Fahy of Money to The Masses. At the meet up, Matt presented me with a gift of a book called Investing Demystified by Lars Kroijer. This latter book is an outstanding work dealing with the fundamentals of investing, and today, thanks to Matt putting us in touch, I get to chat with Lars himself. I'm telling you, it's a great conversation!

Lars Kroijer, author and former hedge fund manager, explains why most investors have little or no hope of beating the market over the long term. Dan challenges advisors who promise unrealistic returns without explaining their numbers. Then Dan and Amanda discuss whether millennials should build all-equity portfolios. For complete show notes, visit canadiancouchpotato.com/podcast. 

Lars Kroijer on the truth about hedge funds, demystifying investments and why you can’t beat the markets - MAF168 On the show this week is my guest Lars Kroijer, an author and former hedge fund manager. We look at the truth about hedge funds, the content Lars creates to help demystify investments, and why it's wrong to believe you can beat the markets. Welcome to episode 168 of the Marketing and Finance Podcast. We chat about: Why there’s a misperception about hedge funds How Lars’ second book came about Why Lars recommends index tracker investing Why investing needs to be viewed as a long game Why most people can’t beat the markets What readers have learned from Lars’ book Who is Lars Kroijer? Lars is Danish. He’s been in England since 1999, and spent a decade in US before that. He worked as an investment banker and hedge fund manager, setting up his own fund in 2002 and selling it in early 2008. He still sits on the boards of multiple funds. His wrote his book to show the real version of the world of hedge funds and investment banking. Most of the other books, the media and popular culture portray hedge fund people earning and losing billions or buying Ferraris. After its success, he wrote another book, which led on to a series of videos on demystifying investments. Links and Show Notes. For links to the books and apps mentioned by Lars, please visit http://rogeredwards.co.uk/MAF for the show notes. What is the Marketing and Finance (MAF) Podcast? The podcast for ideas and inspiration on marketing your business and growing your business, and for discussing topics on all things finance. I’m Roger Edwards, a marketing guy and keynote speaker from Edinburgh helping you keep your marketing strategy simple and the BS at bay. The MAF Podcast is a 30 minute radio show you download from http://rogeredwards.co.uk/MAF, iTunes or Stitcher Radio. Each week you'll hear interviews with business experts, marketers, entrepreneurs and journalists. Interviews to listen to in the car, on the train or on the treadmill. Or even in the bath! We talk about: How you can grow your business using content marketing and social media How you can keep your Marketing strategy and communications simple Topics, issues, products and business models from the world of finance You’ll take away one or two big ideas that you can apply to your business. So you can keep marketing your business to keep growing your business. Please subscribe to the Podcast on iTunes and I’d be grateful if you would leave a review. http://rogeredwards.co.uk/itunes Fancy Appearing on the Show? Would you be interested in appearing on the MAF Podcast? Have you an exciting marketing or finance story to tell? Do you fancy drawing out some inspirational ideas that MAF listeners can take away to use in their own businesses? Do please contact me if you want to get involved. http://rogeredwards.co.uk

Your first investment will scare you half to death. Don't let anyone tell you different. We've all felt that terror (some of us more than once). We all came out the other end secure in the knowledge that we are now among the select few who Invest in the Market. Hannes, a Just One Lap user, has been following Simon since before Just One Lap existed. He's paid for a share trading account every month for the better part of a decade, and yet never managed to pull the trigger on that first investment. In this episode we discuss the things we're afraid of when we start investing and how to overcome those fears. Like Lesigisha pointed out last week, effective compounding depends more on time than money. This excellent Stealthy Wealth article illustrates that point very effectively. Links Frank was perplexed by this quote from a Moneyweb article, “Taxpayers may even include any capital gains that they are liable for in a particular year of assessment as part of the 27.5% tax deduction." In this episode we explain how that works. Chris is concerned about spreads in ETF products. As we explain in this episode, spread is the difference between the price people are willing to pay for a share and the price at which people are willing to sell. ETF prices are determined by market makers, not buyers and sellers like ordinary shares. Why then are the spreads so large? His email is below. I was intrigued by the discussions around the Lars Kroijer videos and your post "ETF: The whole world in your portfolio".  This got me thinking about implementation of such a strategy and I started looking at TERs and spreads of local top 40 ETFs and the global ETFs as I will most likely opt for the cheapest products. TERs are easily available and published by the product providers and some third party sites such as etfSA.co.za.  But nobody ever talks about the spreads.  I wrote a script to poll bid/ask prices every 5 minutes throughout the trading day and computed some statistics on them: The count column is the number of samples taken, median is the median of unfiltered data, avg is the arithmetic mean after filtering for outliers and stddev is the standard deviation from the mean. Because ETFs trade fairly infrequently compared to normal stocks, I think it is safe to assume the market makers participate in the majority of orders. Thus, the figures above should be a fairly accurate view of the spreads the market makers maintain. Now I understand the spread is a once off "cost" that I pay, but look at those numbers. 1.6% on the Ashburton global and 1% on the Satrix world! Kristia   Subscribe to our RSS feed here. Subscribe or rate us in iTunes. Sign up here to receive an email every time a new show goes live.

Lars Kroijer is a former hedge fund manger who sets on the board of 5 hedge funds and Harvard Magna Cum Laude. Facebook: https://www.facebook.com/theinvestors... Books: www.wesleylearnstoinvest.com Instagram: https://www.instagram.com/theinvestor... Podcast: https://soundcloud.com/prince-dykes Twitter: https://twitter.com/royalfinancials Website: www.theinvestorshowtv.com

Did Dale Towert ruin our lives, our business and possibly the ETF industry? Turns out Dale is a powerful guy. He sent a link to the “Investing Demystified” video series by Lars Kroijer and immediately changed the way I think about ETFs. In the videos, Kroijer makes an argument for a single world-wide ETF combined with bonds as a complete investment strategy. Over the years my ETFs expectations changed. Instead of hoping for market return, as it says on the sticker, I've been trying to use my ETFs to outperform the market. In douche parlance, it's called “seeking Alpha”. In the real world, it's called “a fool's errand”. We didn't think it was possible to simplify our investment strategy more than our existing ETF portfolios, but in this episode we do. By the end of the conversation, I land on holding the Satrix MSCI World (Developed Markets) and the old school Satrix Top40. We also discuss a Finweek article sent by Christoff Gouws. The article advises structuring your retirement savings in a more tax efficient way. It inspired me to work out how much tax I would pay on the one third of my annuity I'm allowed to cash out in retirement. The answer horrified me. At my current savings rate, I'll pay 34.6% tax on the lump sum. This excludes the income tax I'll pay from the money I earn from my annuity. I used the rates on this page. At first glance, I'll be paying more tax I'm currently saving on the lump sum. On the other hand, the 27.5% tax break I'm currently getting is pushing me into a lower tax bracket. That means I pay less capital gains tax - largely irrelevant because I have no intention of cashing in my investments. The tax I'll pay on the annuity income is what is going to resolve this issue for me. Currently, the first R117 300 per year received after age 65 and R131 150 after age 75 is tax-free. Presumably I'll withdraw the tax-free amount every year and supplement my income from other investments. My tax-free savings account will come in handy here, as well as my R40 000 capital gains allowance. It's also worth considering the opportunity cost of not making the most of the tax rebate. Can the money I save in the lower tax bracket earn more money than I'll be paying in tax once I retire? My head hurts. If the article inspires you to go through this process and you have more success than I've had, please share your calculations with me. Lastly, Simon talks about an index methodology mailing list in this episode. Subscribe to that list here. Remember to send your questions to ask@justonelap.com. Kristia   Subscribe to our RSS feed here. Subscribe or rate us in iTunes. Sign up here to receive an email every time a new show goes live.

Britain’s car industry is crying foul, as not a single new diesel car avoids the Budget tax hike because the test they have to pass hasn’t come in yet. Car makers claim that new diesels are fine, but can we believe them? Meanwhile, campaigners want extra taxes and a serious crackdown on diesel drivers, but it’s ended up with councils leading the way with a piece-meal approach. Who should we believe, has the drive to get rid of diesel gone too far, and is it employing bad science? This week, Simon Lambert, Tanya Jefferies and Georgie Frost drive into the murky world of diesel cars. And also on the show, we look at a victory for those with small annuities and how to invest for income with ETFs. Former hedge fund manager Lars Kroijer explains why you should stop trying to beat the market and just be a passive investor. Or if that’s not for you, how about joining the bitcoin boom? We look at what on earth is going on with the cryptocurrency rollercoaster and the gold Rolls-Royce that you can buy for £117,995 but it must be paid for in bitcoin. And you might be surprised quite how little bitcoin you’d need to have bought at the start of 2017, to buy that Roller now. Enjoy.

U.K Billion dollar hedge fund manger, Harvard Business School grad and best selling financial author Lars Kroijer breaks down how much one needs to invest to become a millionaire. #theinvestorhow #princedykes #larskroijer Executive Producer: Chadrick Davis Host: Prince Dykes Link to building you own spread sheet playlist: https://www.youtube.com/playlist?list=PLXy71rkGuCjUyHPkvSd-a_LUUZqcBQgOb Link to his book: https://www.amazon.com/gp/product/1292156120/ref=as_li_tl?ie=UTF8&tag=princedykes-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=1292156120&linkId=186ae90ebb8f7e9ec4264217a005f43f

My guest on the podcast today is Lars Kroijer, former hedge fund manager and author of Investing Demystified. Lars was the chief investment officer of Holte Capital, a London-based market neutral special situations hedge fund which he founded in 2002 before returning external capital in the spring of 2008. Prior to establishing Holte Capital, he served in the London office of HBK Investments focusing on special situations investing and event-driven arbitrage. He's also worked at SC Fundamental, a value-focused hedge fund in New York. Lars graduated Magna cum Laude from Harvard University with a degree in economics and received an MBA from Harvard Business School. His first book was "Money Mavericks - Confessions of a Hedge Fund Manager". He's also the author of "Investing Demystified - How to Invest Without Speculation and Sleepless Nights", which has a second edition out next month from FT Publishing. In this episode of Informed Choice Radio, I speak to Lars about what makes investing so complex, why a low cost approach to investing works well for most investors, the lowest risk investment available in the current economic environment, the impact tax and liquidity has on portfolio returns, and much more. Welcome to Investing Demystified with Lars Kroijer, in episode 192 of Informed Choice Radio.   Some questions I ask: -What is it that makes investing so complex? -Why does a low cost approach to invest in work best for most investors? -Where's that line drawn between investors who should go for a low cost passive approach and those that should put their faith in professional fund managers and hope to get better returns? -How can investors go about constructing a portfolio which performs well? -What steps would investors take to determine what the right split was between the equity proportion and the gilt proportion? -What are the lowest risk investments that people can make in this current environment? -How much of an impact does tax and liquidity have on your investment returns? -To what extent does our behaviour influence investment returns?   Thank you for listening! To get new episodes of Informed Choice Radio sent directly to your device as soon as they are published, you can subscribe on iTunes or Stitcher Your reviews on iTunes are incredibly helpful and really appreciated. We get notified about each one; please leave a note of your name and website URL so we can mention you in a future episode.  

Over the years I've found that some of the stanchest and most effective advocates of evidence-based investing are those who've actually worked in the active fund management industry and seen its shortcomings at first hand. Lars Kroijer is one example, and another is Preston McSwain. Preston hails from Birmingham, Alabama, and worked for more than 20 years selling and marketing complex investment products for a range of firms including Lehman Brothers. But Lehman's collapse and the ensuing global market meltdown prompted a complete rethink about investing and how best to serve consumers. He now runs Fiduciary Wealth Partners in Boston, managing the wealth of high-net worth individuals, and primarily using Vanguard index funds. The latest episode of the TEBI podcast tells his remarkable story.

Andrew Marr talks to the economist Will Hutton about the need to transform a country blighted by inequality and indebted to big finance. While Will Hutton argues for a fairer society, Lars Kroijer comes clean about the life and decisions of a hedge fund manager. Also arguing for greater fairness is Billy Ivory whose latest screenplay, Made In Dagenham, charts the walkout of the women workers at the Ford car plant who fought for equal pay in the 1960s. Women demonstrators form the backbone of Ronit Avni's new documentary film, which shows how one community organiser united both Palestinian and Israeli supporters to save his village from destruction by Israel's Separation Barrier.Producer: Katy Hickman.