Podcast appearances and mentions of bill perkins

In this eye-opening episode, Ben Taatjes challenges conventional wisdom about wealth transfer and charitable giving after attending a conference with like-minded financial professionals. Discover how the financial industry may be doing a disservice to both retirees and their intended beneficiaries by focusing on posthumous giving rather than strategic generosity during life. Drawing from his belief that 'dead people can't give money' and insights from Bill Perkins' book 'Die with Zero,' Ben explains how retirement planning and giving planning should work together to maximize impact while you're still alive to witness and experience the joy of generosity. 

Today, I'm finally diving into a topic I've wanted to share with you for ages: MONEY.  If you've cut back or said goodbye to alcohol, you're already sitting on a gold mine. The average drinker spends $3,000 to $8,000 a year on alcohol alone – and now is the perfect time to leverage that raise and make your money work smarter. In this episode, I'm sharing the foundations of financial literacy for alcohol-free women – the habits, mindsets, and investing principles that can create lasting wealth. We're talking about investing, emergency funds, high-yield savings accounts, retirement, all of it.  I'll also take you behind the scenes of my own money journey. Obviously I am not a financial advisor, but there are principles that I live by that have made my life SO much easier. When you remove alcohol, you gain energy, peace, and the power to build a legacy. If you're looking to start your own purpose-driven income stream, coaching is one of the most scalable business models out there. Enrollment is open for the next round of the Empowered AF 5X Coach Certification Program.    IN THIS EPISODE: How ditching alcohol instantly gifts you $3,000–$8,000 a year (plus all the sneaky extra costs you're no longer burning away with every happy hour) Why even small, consistent investments made TODAY can snowball into 7-figures (and the massive wealth gap you create by starting now vs. putting it off) The investing gender gap, demystifying the stock market, and the one simple index fund strategy endorsed by history's most legendary investors The truth about hoarding cash, beating inflation, and why high-yield savings accounts are the modern woman's must-have Why investing in yourself yields the highest ROI and is the secret weapon of 88% of self-made millionaires   LINKS/RESOURCES MENTIONED In this book I mention Die With Zero: Getting All You Can From Your Money And Your Life by Bill Perkins and Dr. Benjamin Hardy, whose research I dive into in Episode 266.  If you know you're meant to help other people change their relationship with alcohol and achieve deep healing (along with their bigger dreams), apply for the Empowered AF 5X Coach Certification Program – and get 5x certified as a world class alcohol-free empowerment coach, mindset coach, success coach, NLP practitioner, and hypnosis practitioner. This program includes a four-month business mastermind and a business retreat in Southern California. Awarded the most empowering book in the sober curious genre, be sure to get your copy of Euphoric: Ditch Alcohol and Gain a Happier, More Confident You today and leave your review.  Follow @euphoric.af on Instagram. And as always, rate, review, and subscribe so we can continue spreading our message far and wide.

When time and money seem like limited resources, the idea of maximizing both can seem impossible. But what if it were possible to achieve true abundance in both? How would it be if our desire for personal fulfillment and financial abundance could be harmonized? Bill Perkins, a hedge fund manager, entrepreneur, author, and professional poker player, has discovered invaluable insights into the intersection of money and meaning. Through his book, Die with Zero: Getting All You Can from Your Money and Your Life, he challenges the traditional notion of hoarding wealth for the future. He advocates for living life to the fullest now, making meaningful experiences a priority over accumulating wealth that may never be fully enjoyed. In this episode of The Greatness Machine, Darius is joined by Bill Perkins to explore practical strategies for maximizing both your life and your finances. Drawing from his remarkable journey and the principles outlined in his book, Bill shares what it takes to create a life that is truly worth living. Topics include: The importance of living life to the fullest and maximizing experiences Bill explains Die with Zero and emphasizes the value of spending wealth strategically Being off autopilot and deeply understanding one's authentic desires and values The benefits of optimizing one's life in terms of money and time Enjoying the journey of life rather than solely focusing on achieving financial success Why it matters to balance entrepreneurship and relationships Bill warns against falling into the trap of pursuing wealth or status for ego gratification Aligning actions with long-term fulfillment rather than societal expectations  And other topics… Sponsored by: Brevo: Head over to brevo.com/greatness and use the code greatness to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Indeed: Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/darius. Shopify: Start your $1/month trial at Shopify.com/greatness. Connect with Bill: Twitter: https://twitter.com/bp22  Instagram: https://www.instagram.com/billperkins/  Book: https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is rarely just about math—it's about stories, habits, emotions, and, for ADHDers, often a deep sense of shame. In this episode, Pete and Nikki sit down with Nicole Stanley, financial coach and founder of Arise Financial Coaching, to unpack the hidden ways ADHD intersects with our finances—and how we can finally start to build a healthier, ADHD-friendly relationship with money.Nicole shares her own diagnosis journey and the challenges of postpartum depression, financial anxiety, and feeling “not enough” as a new mom. From there, she walks us through how our early experiences shape money beliefs (most of us make up our financial mindset by age seven!), and why traditional budgeting advice so often fails the ADHD brain.This conversation is a blueprint for anyone who's ever felt overwhelmed, behind, or just exhausted trying to “do money right.” Nicole reframes key concepts: how to spot the real root of your financial stress, why automating your systems might be better than trying to “budget harder,” and how to emotionally connect to your goals so you're actually excited to follow through.Plus: what financial coaches really do, how ADHDers can leverage dopamine to create a positive money loop, and the five core financial problems that every person needs to identify before they can move forward. Whether you're in credit card debt, unsure where your money's going, or just sick of feeling behind—this episode is your permission to drop the shame and start where you are.Links & NotesArise Financial CoachingYNAB (You Need A Budget)Become a Supporting MemberJoin the ADHD Discord CommunityDig into the podcast Shownotes DatabaseBooks Mentioned in This Episode:The Simple Path to Wealth by J.L. CollinsYour Money or Your Life by Vicki Robin & Joe DominguezI Will Teach You to Be Rich by Ramit SethiHappy Money by Ken HondaYou mean I'm Not Lazy, Stupid, or Crazy?! by Kate Kelly & Peggy RamundoDie with Zero: Getting All You Can from Your Money and Your Life by Bill Perkins (00:00) - Introducing Nicole Stanley (01:55) - Nicole's ADHD Journey (04:43) - Welcome to Taking Control: The ADHD Podcast (07:30) - ADHD Money Assumptions (13:17) - The Areas of our Financial Lives (17:57) - What does it mean to "retire well?" (33:22) - The Five Potential Problems in Your Financial Life (40:37) - Coaching, Counseling, Advising, Accounting ★ Support this podcast on Patreon ★

Retirement isn't about how much time you have; it's about how much time you feel. In this episode, I dive into one of the most misunderstood aspects of life after work: time perception. From brain science to everyday challenges, I uncover why retirement can sometimes feel like a blur and how you can make the most of your time, stretch it, and truly enrich it. What You'll Learn Why your brain experiences time differently once work ends The science of time compression (and why some days vanish while others feel full) How “Memory Dividends” can transform your retirement years The three biggest retirement time traps, and how to avoid them Why time isn't linear but psychological, and how that changes everything How to redefine what “a good use of time” really means in retirement Challenge of the Week

Painting With John (New Opening) — JOHN LURIE, Painting with JohnRitual — CANBERK ULAŞ, ARVE HENRIKSEN, Echoes of BecomingSoftly as in a Morning Sunrise — FRED HERSCH, Silent Listening'Round Midnight — CHARLIE HADEN, CHET BAKER, ENRICO PIERANUNZI, BILLY HIGGINS, SilenceThe World Begins Today — TIGRAN HAMASYAN, OLIVIER BOGÉ, SAM MINAIE, JEFF BALLARD, The World Begins TodayDo Not Go Gentle Into That Good Night — JOHN ZORN, BILL FRISELL, JULIAN LAGE, GYAN RILEY, LamentationsNessun Dorma — ADAM NEELY, LAU NOAH, The Way UnderLove for Sale — AHMAD JAMAL, Black BeautyJasmine — BUD SHANK, SHORTY ROGERS, BILL PERKINS, NoctambulismEscuchar audio

In this insightful episode, Tommy welcomes Dr. Laura Naidoo, a GP from Northern Ireland, for her podcast debut to discuss the thought-provoking book 'Die With Zero' by Bill Perkins. They explore themes like living life to the fullest, spending money on experiences over accumulating wealth, and balancing financial security with adventure, especially from the perspective of medical professionals. The conversation delves into the psychological aspects of money, generational differences in financial habits, and practical tips for maximizing enjoyment and financial health throughout life. Dr. Naidoo shares personal stories and learnings, emphasizing the importance of early financial education and the impactful approach of spending in alignment with one's values and health stages. 00:00 Introduction and Book Recommendation 00:53 Guest Introduction: Dr. Laura Naidoo 01:18 Discussing 'Die With Zero' 03:49 Key Concepts from the Book 06:14 Personal Reflections on Wealth and Experiences 15:21 Impact of Background on Financial Perspectives 18:35 Challenges for Modern Medical Students 20:16 Advice for New Graduates 20:57 Balancing Spending and Saving 21:34 Concerns About Running Out of Money 21:44 The Importance of NHS Pension 23:21 Psychology of Money 24:36 Emotional vs. Logical Financial Decisions 27:28 Taking Sabbaticals and Mini-Retirements 31:11 Traveling with Kids vs. Without Kids 34:25 Summary and Recommendations for 'Die with Zero' 36:18 Final Thoughts and Course Promotion   Want the latest financial tips for doctors and exclusive invites? Join 64,000 doctors here https://www.medicsmoney.co.uk/join-medics-money/ Want a free assessment of your finances? Click here https://medics-hnz5twj1.scoreapp.com Want to improve your finances fast? Then come on our course https://www.medicsmoney.co.uk/medics-money-financial-wellbeing-course/ GP partner looking to improve your practice/ Then come on our course https://www.medicsmoney.co.uk/gp-partnership-programme/ Follow us on Instagram Follow us on Twitter Disclaimer: The information provided in this content is for educational and informational purposes only and does not constitute financial advice. You should not rely on this content as a substitute for professional advice tailored to your specific financial situation. The value of your investments can go down as well as up. Past performance is not indicative of future results.

Are you feeling exhausted, unfulfilled, and unhappy? It doesn't have to stay that way! In this episode, Kirk Behrendt brings back Dr. Kevin Groth, a long-time ACT client, to share his journey from rock-bottom to success and the steps you can take to find fulfillment and happiness. To learn how to reframe adversity and make your life better, listen to Episode 941 of The Best Practices Show!Learn More About Dr. Groth:Give Dr. Groth a call: (248) 229-9380Send Dr. Groth an email: kevingroth@gmail.com Join Dr. Groth on Facebook: https://www.facebook.com/grothdentalFollow Dr. Groth on Instagram: https://www.instagram.com/drkevingrothMore Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 941: https://www.youtube.com/@actdental/videosRead Buy Back Your Time by Dan Martell: https://www.buybackyourtime.comRead Die with Zero by Bill Perkins: https://www.diewithzerobook.com/welcomeMain Takeaways:Out of every adversity comes opportunities.Don't try to hide and solve problems on your own.Stop trying to do it all. Delegate to protect your time.Learn how to take care of your physical and mental health.Identify the things that will simplify your life. Simplicity leads to joy.Start saying no more often — especially to things you don't want to do.Snippets:0:00 Introduction.1:34 Hitting rock-bottom.5:52 The evolution of Dr. Groth's practice style.8:47 Reframing adversity.10:16 Simplicity, defined.12:59 Deciding to drop insurance.17:21 The importance of having a great team.20:09 Learn to...

Welcome back to Humans vs Retirement! Season 6 kicks off with something brand new — no guests, no panels, just me, the mic, and the unfiltered truth about retirement. In this episode, I tackle one of the biggest myths of all: that retirement is the finish line. Spoiler alert — it's not. Retirement is the starting line of an entirely new chapter, and one that comes with as many emotional and psychological hurdles as financial ones. From the collapse of structure and identity, to the massive gap between our healthspan and lifespan, I explore why retirement isn't about winding down — it's about gearing up for your next act. You'll also get this week's Challenge of the Week: a practical exercise to help you shift from “retiring from” to “retiring to.” What You'll Learn in This Episode Why the glossy brochure version of retirement is a dangerous myth. The difference between lifespan and healthspan — and why it matters more than you think. How retirement strips away routine, identity, and purpose (and why no one warns you about it). The 4 phases of retirement (and why most people get stuck in the messy middle). The most important question you can ask yourself before — and after — retiring. A powerful reframe: retirement as a threshold, launchpad, and second mountain. This week's Challenge of the Week: Write your new job description as CEO of Your Own Life. Resources & Links

V poslední době nejen mezi českými investory rezonuje kniha Die with Zero, v níž autor Bill Perkins nabízí trochu odlišný pohled na finanční svobodu. Podle něj je důležité využívat peníze naplno tak, aby se proměnily v zážitky. Perkins je tak často dáván do protikladu s Robertem Kiyosakim a jeho knihou Bohatý táta, chudý táta. David a Martin se proto na oba pohledy podívali a zjistili, jak se mohou vzájemně doplnit a především, jak jejich myšlenky převést do praxe, a to v našem českém prostředí.Další díly podcastu najdete také na https://herohero.co/moneypenny nebo https://moneypenny.opinio.cz/  Informace o Investománii: https://investomanie.the-econet.com/

V poslední době nejen mezi českými investory rezonuje kniha Die with Zero, v níž autor Bill Perkins nabízí trochu odlišný pohled na finanční svobodu. Podle něj je důležité využívat peníze naplno tak, aby se proměnily v zážitky. Perkins je tak často dáván do protikladu s Robertem Kiyosakim a jeho knihou Bohatý táta, chudý táta. David a Martin se proto na oba pohledy podívali a zjistili, jak se mohou vzájemně doplnit a především, jak jejich myšlenky převést do praxe, a to v našem českém prostředí. Další díly podcastu najdete také na https://herohero.co/moneypenny nebo https://moneypenny.opinio.cz/  Informace o Investománii: https://investomanie.the-econet.com/

When you think about building wealth in medicine, do you picture yourself working at one job until retirement? My guest today, Kristin Burton, proves there's a better way. She began her career like many of us, buried in student loan debt and working long hours. After paying off $161,000 in just 16 months, she realized financial freedom was about more than debt elimination. Kristin shares how she shifted her focus from paying bills to building assets, investing aggressively in her twenties, and eventually creating income streams outside of medicine. We talk about the mindset shifts healthcare professionals must make to get ahead, and Kristin also shares how she helps other PAs, NPs, and PharmDs rethink their financial journey, create sustainable wealth, and avoid burnout in medicine. If you're wondering whether it's possible to thrive in your career, grow your wealth, and still have time for family and passions, this episode is for you! “If you can create a gap between your expenses and income and then create some assets with the gap, it's almost inevitable that you're gonna end up building some wealth.” ~ Kristin Burton In This Episode:- Kristin Burton's journey of paying $161k in student debt- What steps did she take toward becoming a millionaire?- Why your income level doesn't matter in building wealth- What Kristin would do differently and her current beliefs- Biggest client "head trash": PSLF myths and the 4% 401k mindset - How do you help healthcare professionals avoid lifestyle inflation?- Kristin's book recommendations - Redefining wealth: from net worth goals to "what is enough?" - How to find out more and join Kristin's community Book Recommendations Mentioned in the Episode: The Alchemist by Paulo Coelho: https://a.co/d/3yayzkg 10x Is Easier Than 2x by Dr. Benjamin Hardy & Dan Sullivan: https://a.co/d/hlbLEbG Who Not How by Dr. Benjamin Hardy & Dan Sullivan: https://a.co/d/2Ol8RjwThe 5 Types of Wealth by Sahil Bloom: https://a.co/d/6SMYeNH Die With Zero by Bill Perkins: https://a.co/d/6ae8TSq Join The Millionaires in Medicine Club!Learn how to clear debt and build wealth as a PA, NP, or PharmD: https://www.millionairesinmedicine.com/community Connect with Kristin Burton: Website: https://www.millionairesinmedicine.com/ LinkedIn: https://www.linkedin.com/in/kristin-burton-pac `Resources:➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/➡️ Check out my programs - https://vikramraya.com/coaching/➡️ Apply to become a Limitless MD -

Bill Perkins, founder of Top Fan Rivalry, a baseball-centered community organization and a pancreatic cancer survivor, speaks with host Dino Verrelli in this powerful episode of the Project Purple Podcast. Hailing from Laguna Beach in the OC, Bill's story is as candid as it is inspiring. He shares how a moment in early 2022, when his wife noticed he looked jaundiced, set off a whirlwind of tests that led to a shocking diagnosis. What doctors first believed was a harmless blockage turned out to be pancreatic cancer. Within weeks, Bill underwent a grueling Whipple procedure, followed by a slow recovery and seven months of intense chemotherapy. He describes the emotional toll of being just 46 years old and hearing words like “life expectancy,” the terrifying stretch when a misread scan made it seem like the cancer had returned, and the strength it took to face survivor's guilt even after being declared cancer-free. Through it all, Bill credits faith, humor, a mental commitment to never giving up, and his wife's unwavering support as his anchors. A lifelong baseball fan, he opens up about how MLB's Stand Up To Cancer tribute moves him to tears and why a Rocky quote—“It ain't about how hard you hit, it's about how hard you can get hit and keep moving forward”—became his mantra. Now, more than three years out from surgery, Bill is channeling his resilience into helping others. Partnering with Project Purple, he's walking the equivalent distance from Dodger Stadium to Yankee Stadium (2,791 miles!) to raise awareness and prove that “you can do hard things,” hoping his journey inspires anyone facing dark days. Bill's advice is simple but hard-earned: be patient, fight with your loved ones by your side, keep a positive attitude, and remember, “the sun always comes up the next day.” Tune in for an episode full of honesty, perspective, and hope as Bill reminds us what it means to get knocked down, get back up, and keep moving forward. To support Bill's fundraising efforts, visit https://donate.projectpurple.org/campaign/694042/donate. Subscribe to the Project Purple Podcast for more stories from the pancreatic cancer community. If you'd like to donate to Project Purple's mission of a world without pancreatic cancer, please visit www.projectpurple.org/.

Join Aden and David as they dive deep into the provocative concept of "dying with zero" from Bill Perkins' groundbreaking book. Discover how strategic spending, investing in experiences, and challenging traditional saving mindsets can help you live a more meaningful life. Learn practical strategies to balance financial security with creating lifelong memories, and gain insights into breaking free from the fear of spending. Whether you're planning for retirement or seeking to maximise your life's potential, this episode offers a fresh perspective on wealth, time, and personal fulfillment.00:00 - 05:12 Introduction and "Die with Zero" Concept Overview05:12 - 11:37 Understanding the Philosophy of Purposeful Spending11:37 - 17:54 Psychological Barriers to Spending Money17:54 - 24:16 Generational Differences in Financial Thinking24:16 - 32:41 Practical Strategies for Investing in Experiences32:41 - 39:05 Retirement Spending and the "Go-Go Years"39:05 - 45:22 Client Stories and Real-World Financial Insights45:22 - 50:00 Conclusion and Key Takeaways on Purposeful Wealth ManagementAdditional resources:Read, Die with Zero.The Power of Dreaming.For more information on Capital Partners visit capital-partners.com.au. Have a question? Email us ask@capital-partners.com.au. This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances. Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

What if the best experiences of your life aren't meant to wait until retirement? In this episode, I share the story of my unforgettable backpacking trip through Europe — a trip that still pays me “memory dividends” years later. We'll talk about the Go-Go, Slow-Go, and No-Go years from Bill Perkins' Die With Zero, and why timing is everything when it comes to creating a life filled with joy, stories, and connection. This isn't just about travel — it's about choosing experiences over excuses, and making sure your life story is written by you, not lived vicariously through others.References: Bill Perkins

En este episodio reflexionamos sobre el libro Die with Zero de Bill Perkins, que propone una visión provocadora: maximizar la vida y no la riqueza. ¿Qué sentido tiene acumular patrimonio si no lo disfrutas? Exploramos cómo el equilibrio entre planear financieramente y vivir experiencias puede darnos bienestar verdadero, sin caer en excesos ni riesgos innecesarios.

Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Guest: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He is the best-selling author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth, and his latest book is called The Wealth Ladder. Nick is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. Notes: Money works as an enhancer, not a solution: Like salt enhances food flavors, money amplifies existing life experiences but has little value by itself without relationships, health, and purpose. "Money by itself is useless... without friends, family, without your health, it doesn't add much... it enhances all the other parts of life." Nick beat his dad's friends at chess when he was 5 years old because he practiced more than they did. He got more reps. He did the work. It's not that he was a chess prodigy. He just worked harder than his opponents did. And he still does that today. Practice creates expertise beyond intelligence: At five years old, Maggiulli could beat adults at chess not because he was smarter, but because he had more practice. Consistent effort over time can outcompete raw talent. "I could beat them, not because I was smarter than them, only because I had practiced something... In this very specific realm, I could beat them." Consistent writing builds compound advantages: Writing 10 hours every weekend for nine years created opportunities including book deals and career advancement. The discipline of regular practice compounds over time. "I've been writing for nine years... I spend 10 hours a week every single week for almost a decade now, and that helps over time." The most expensive thing people own is their ego. How do you add value when you're in a job that doesn't have a clear scoreboard (like sales)? Think... What gets accomplished that otherwise wouldn't have without you? Add value through time savings and efficiency: In roles where impact isn't immediately measurable, focus on how much time and effort you save others. Create systems that make your colleagues more efficient. "How do I save our operations team time? How do I save our compliance team time... I'm designing better oars that'll give us 10% more efficiency." Money amplifies existing happiness: Research shows that if you're already happy, more money will make you happier. But if you're unhappy and not poor, more money won't solve your problems. "If you're happy already, more money will make you happier... but if you aren't poor and you aren't happy, more money's not gonna do a thing." Ego is the most expensive thing people own: Trying to appear wealthier than you are prevents actual wealth building. Focus on substance over status symbols. "People in level three that wanna look like people in level four end up spending so much money to keep up with the Joneses." Follow your interests for long-term success: Passion sustains you through inevitable obstacles and rejection. Maggiulli wrote for three years without earning money because he genuinely enjoyed it. "Follow your interest because when you follow your interest, you're more likely to keep going when you face obstacles." The "Die with Zero" philosophy, advocated by Bill Perkins, encourages people to prioritize experiences and fulfillment over accumulating maximum wealth, suggesting spending money strategically to maximize lifetime enjoyment. Nick defines six levels of wealth based on net worth, ranging from $0 to over $100 million. These levels are: Level 1: $0-$10,000 (paycheck-to-paycheck), Level 2: $10,000-$100,000 (grocery freedom), Level 3: $100,000-$1 million (restaurant freedom), Level 4: $1 million-$10 million (travel freedom), Level 5: $10 million-$100 million (house freedom), and Level 6: $100 million+ (philanthropic freedom).  Nick also notes a shift in asset allocation as one progresses through the levels. In the lower levels, a larger portion of wealth is tied up in non-income-producing assets like cars, while higher levels see a greater emphasis on income-producing assets like stocks and real estate. Wealth strategies must evolve by level: The approach that gets you to level four ($1M-$10M) won't get you to level five ($10M-$100M). Higher wealth levels typically require entrepreneurship or equity ownership. "The strategy that you use to get into level four is not going to be the strategy that gets you out." Know when "enough" is enough: Level four wealth ($1M-$10M) may be sufficient for most people. The sacrifices required to reach higher levels often aren't worth the marginal benefits. "The rational response for an American household once they get into level four is... maybe I take my foot off the gas and just enjoy life more." As a data scientist, Nick leverages data to provide business intelligence insights at Ritholtz Wealth Management, where he also serves as Chief Operating Officer. His work involves analyzing data to answer business questions, identify trends, and build predictive models. For example, he might analyze lead conversion rates, client attrition, or investment patterns to inform business decisions. Financial independence requires separate identities: Maintain individual financial accounts within marriage for independence and easier asset division. Pool resources for shared expenses while preserving autonomy. "Everyone needs to have their own accounts. They need to have their own money... especially important for women." Nick and his wife have a joint + separate bank account(s). Here's how it works: All of your income and your partner's income flows into this joint account. That income is used to pay for all shared expenses. Any excess left in the account (above a certain threshold) can either be left in the account or distributed equally between you and your partner (to your separate accounts). Apply to be part of my Learning Leader Circle  

Should you really save every dollar for retirement? Makayla and Jess break down the key ideas from Die With Zero by Bill Perkins exploring why the rich don't die with millions in the bank, the concept of memory dividends, warm inheritances, and how to balance enjoying life now with building for the future.Next Steps: Whether you're 35 or 55, the team at Lighthouse Wealth can help you build a financial plan to spend, gift, and retire with clarity.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

OpusClip: Enter the contest and get free credits at https://www.opus.pro/clip-the-future Notion: Check out Notion, the best AI tool for work, right now at https://notion.com/icedcoffee Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Bill Perkins : On Instagram - https://www.instagram.com/billperkins Website - https://www.diewithzerobook.com/welcome Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:05 - When life really begins 00:03:07 - How he got rich 00:04:45 - Why he succeeded 00:08:16 - Lessons from books 00:09:13 - Is his net worth accurate? 00:12:33 - Life expectancy 00:13:14 - Feeling vs. being rich 00:15:06 - Why natural gas? 00:18:09 - Sponsor - OpusClip 00:23:02 - Saving vs. spending joy 00:26:25 - Drawing the line on spending 00:28:07 - Fear of death 00:30:36 - Does money bring happiness? 00:37:10 - Best ROI purchases 00:37:14 - Sponsor - Notion 00:40:40 - Spending $ on happiness 00:43:01 - Money optimization blueprint 00:47:49 - Writing the book 00:49:32 - Breaking his own rules 00:50:58 - Advice for low earners 00:52:26 - Trying new things 00:53:13 - Biggest waste of money 00:54:53 - Worst financial mistakes 00:56:04 - Movie investing regrets 00:59:59 - Maximize your 20s 01:03:03 - Spending young with low income 01:04:58 - Sponsor - Shopify 01:11:10 - Over vs. underspending 01:14:32 - Intentional spending 01:16:36 - Best time of life 01:17:32 - Raising humble kids 01:20:11 - Inheritance: yes or no? 01:21:57 - Would he change the book? 01:24:32 - Where he invests 01:27:03 - Advice for entrepreneurs 01:28:44 - What he learned from Bilzerian 01:32:50 - Most impactful fan stories 01:36:11 - Best health ROIs 01:37:19 - Skincare 01:38:46 - Why they started podcast 01:48:07 - Favorite travel spot 01:49:39 - Places he avoids 01:51:47 - FIRE movement 02:23:17 - Panhandling experiment *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Thinking about taking your kids on the road and giving them a global education? You'll want to hear this.In this week's episode, host Kim Anderson chats with Jake and Michelle Schomp, a nomadic family of five who've traveled the world for 10 years. Their three kids have experienced public school in Mexico, homeschooling, and worldschooling. Today, the focus is on Boundless Life—a structured worldschooling program offering community, continuity, and education across seven international locations.Get an inside look at how Boundless Life works, what it costs, and how it supports families living abroad without sacrificing academics. The Schomps share exactly what to expect—curriculum, community, and why it could be the perfect education solution for traveling families.In this episode, you'll learn:How Boundless Life blends worldschooling, routine, and learningWhat families can expect from curriculum and daily life abroadWho this lifestyle is for and how to know if it's a fitThis episode is for you if you've ever wondered: “How do I educate my kids while we travel?” or “Is there a way to worldschool without chaos?”RECOURCES: Connect with Jake & Michelle: Boundless Life YouTube Playlist & InstagramGet €600 off Boundless Life with code MichelleSchomp or MICSCH73Listen to Jake & Michelle's first Design Her Travel interview Episode #14⚡️ ROUND:Die with Zero: Getting All You Can from Your Money & Life by Bill Perkins 4-Hour Workweek by Tim FerrissKids Pop Up TentEPISODE DETAILS:07:34 - The whole premise of world schooling26:48 - One of the perks22:32 - Where boundless differs29:08 - This style of education helps kidsWANT MORE? Check out these episodes on family travel and education:Green School Bali: A Family's Story of Education & Adventure #111Family Travel Adventures: Making the World Your Classroom w/ Jenny Lynn #91Worldschooling, Unschooling & International Schools Education in the Digital Age #112Growing Up Without Borders One Family's Adventure Visiting Every Country in the World #99Roadmap to Happiness: Overlanding & UnschooliWant travel tips and a behind-the-scenes look at the podcast? SIGN UP for our weekly newsletter here! It's just the good stuff, I promise. No spam here. Support the showMore Travel with Less Money—Download Your FREE GUIDE & Start Exploring! Let's connect on Instagram! @DesignHerTravel Get $20 when you Sign-Up for Buzzsprout Please Note: I may earn a small commission when purchasing through these links. It doesn't cost you anything extra but does help support the show.

Order my newest book Make Money Easy! https://lewishowes.com/moneyyouCheck out the full episode: greatness.lnk.to/1787"In some situations, in a perverse way, you going to work to make more money to give your kids when you die is actually taking away from the fulfillment and diminishing your legacy." - Bill PerkinsBill Perkins drops a truth bomb that flips everything we've been taught about money and family legacy on its head. While most parents work themselves to the bone, saving every penny to leave behind a massive inheritance, Bill reveals why this traditional approach is actually robbing our children of their most impactful years and stealing precious time we could be spending together. His insight about giving inheritance between ages 25-33 – when our kids can actually use it to shape their lives – challenges the autopilot thinking that keeps us locked in cycles of endless accumulation.This isn't just about money strategy; it's about understanding that our bodies and our children's bodies follow the same laws of physics – we all peak and then decline, making timing everything when it comes to meaningful experiences. Bill's approach to intentional living extends beyond family to charity, showing how giving now rather than later creates exponentially more impact when people actually need help. You'll walk away questioning not just how you handle money, but how you define legacy itself.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter

In this Best of Episode of The Executor Help Podcast, David explores the thought-provoking book "Die With Zero" by Bill Perkins.   David discusses how the book challenges traditional views on saving and legacy, urging listeners to focus on living fully and using wealth to create meaningful experiences, nurture relationships, and make a positive impact during their lifetime.   Reflecting on a personal story, David encourages listeners to consider how their financial decisions align with their values and long-term goals.   Tune in for insights on balancing financial security with fulfillment, and learn why rethinking your estate planning might lead to a richer life   For David's book, other resources and more visit www.davidedey.com

¿Alguna vez te has preguntado si estás viviendo tu vida al máximo? ¿Si estás equilibrando correctamente el trabajo, el ahorro y las experiencias que realmente importan?En este episodio analizamos Morir con Cero (Die With Zero, 2020) de Bill Perkins, un libro que desafía todo lo que creemos saber sobre el dinero, el ahorro y la jubilación:el verdadero éxito financiero no es acumular la mayor cantidad posible de dinero hasta el día de tu muerte, sino optimizar el impacto que ese dinero tiene en tu vida mientras aún puedes disfrutarlo.A lo largo del episodio exploramos:Por qué muchos emprendedores terminan ahorrando demasiado y viviendo demasiado pocoCómo las experiencias generan un "dividendo de memoria" que crece con el tiempoEl concepto del "pico de riqueza neta" y por qué deberías empezar a gastar antes de lo que piensasCómo planificar tu vida en "cubos temporales" para no perderte experiencias con fecha de caducidadEstrategias concretas para equilibrar prudencia financiera con una vida plena de experienciasQuizás este episodio haga que cambies profundamente tu relación con el dinero y te dé herramientas prácticas para optimizar tus recursos, maximizar tus experiencias de vida y asegurarte de que no desperdicias ni tu tiempo ni tu dinero.

¿Alguna vez te has preguntado si estás viviendo tu vida al máximo? ¿Si estás equilibrando correctamente el trabajo, el ahorro y las experiencias que realmente importan?En este episodio analizamos Morir con Cero (Die With Zero, 2020) de Bill Perkins, un libro que desafía todo lo que creemos saber sobre el dinero, el ahorro y la jubilación:el verdadero éxito financiero no es acumular la mayor cantidad posible de dinero hasta el día de tu muerte, sino optimizar el impacto que ese dinero tiene en tu vida mientras aún puedes disfrutarlo.A lo largo del episodio exploramos:Por qué muchos emprendedores terminan ahorrando demasiado y viviendo demasiado pocoCómo las experiencias generan un "dividendo de memoria" que crece con el tiempoEl concepto del "pico de riqueza neta" y por qué deberías empezar a gastar antes de lo que piensasCómo planificar tu vida en "cubos temporales" para no perderte experiencias con fecha de caducidadEstrategias concretas para equilibrar prudencia financiera con una vida plena de experienciasQuizás este episodio haga que cambies profundamente tu relación con el dinero y te dé herramientas prácticas para optimizar tus recursos, maximizar tus experiencias de vida y asegurarte de que no desperdicias ni tu tiempo ni tu dinero.

Este es el último episodio de la temporada. Toca terminar el libro. El podcast de Kapital no regresa hasta otoño pero Kapital Social, la comunidad privada con acceso a los artículos de Substack, sigue activo. Hay también programadas dos nuevas ediciones de El Proyecto K. Utilizando palabras del gran Javier González Recuenco, uno de mis episodios favoritos del presente curso: gracias por tu apoyo a este proyecto con alma.“Ser ahorrador no es ningún objetivo en sí mismo, es una defensa frente a las adversidades de la vida. El ahorro es protección para los días futuros. Empezar a ahorrar es como dejar de fumar. Cuesta ponerse a ello pero después os despertaréis por la mañana y respiraréis mejor, dejaréis de toser y estaréis tranquilos en aviones y cines, lo cual, traducido en ser ahorrador, significará despertaros tranquilamente sabiendo que tenéis el dinero trabajando para vosotros, que tenéis suficiente dinero para todo y que una buena parte de vuestros gastos diarios están sufragados por los rendimientos de vuestros ahorros, por vuestros ingresos pasivos. Se trata de vivir como si hoy fuera el último día de vuestra vida, pero sin olvidar que lo más probable es que no lo sea y la vida continúe sin más. La idea de ahorrar no es otra que considerar el dinero como una herramienta para ser libres e independientes”. Así empieza El arte de hacer dinero de Teodor, un tratado para nunca más temer al dinero.Kapital es posible gracias a sus colaboradores:⁠Indexa Capital⁠. Gestión pasiva en fondos indexados.No es fácil encontrar un lugar seguro para tu dinero. En un mercado lleno de productos tramposos, me gusta colaborar o poner el micro a los pocos gestores, pasivos o activos, con una propuesta honesta. La fortaleza de Indexa Capital, que entraría dentro de la gestión pasiva, es una cartera de bajo coste y diversificada. Dos de sus fundadores, Unai y François, han pasado por el podcast. Si te interesa, aquí tienes mi enlace de registro para ahorrarte la comisión sobre los primeros 15.000 euros. Son tiempos inciertos en los mercados y esto significa que debes buscar opciones serias para tu dinero. Indexa Capital es sin duda una de ellas.Patrocina Kapital. Toda la información en este link.Índice:1:30 ¿Necesito un presupuesto familiar?11:06 Álvaro Conesa nos señala el camino.24:44 Analfabetos financieros en LinkedIn.37:41 Intentar ganar dinero es más divertido que buscar partidas en las que recortar.52:31 Vete unos días de mochilero con la chica que acabas de conocer.56:39 Morir con 8 millones como Ronald Read.1:08:11 Kiyosaki no existe.1:26:02 Que puedas pagarlo no significa que puedas permitírtelo.1:38:12 Alejar los bancos de nuestras vidas.1:48:03 El fondo soberano noruego.2:00:44 Capitalizar a los hijos.2:06:01 Orígenes criptojudíos.2:18:56 Una frase genial (¡una más!) de Taleb: “Eres rico si y solo si el dinero que rechazas es más agradable que el dinero que aceptas”.Apuntes:El arte de hacer dinero. Teodor de Mas.Fer diners. Teodor de Mas.Be better. Tim Denning.School is not enough. Simon Sarris.La vía rápida del millonario. M.J. DeMarco.Padre rico, padre pobre. Robert Kiyosaki.Perfect days. Wim Wenders.Un paseo aleatorio por Wall Street. Burton Malkiel.El cisne negro. Nassim Nicholas Taleb.El banquero anarquista. Fernando Pessoa.Las posibilidades económicas de nuestros nietos. John Maynard Keynes.Morir con cero. Bill Perkins.España, capital París. Germà Bel.

Bill Perkins, author and founder, managing partner and head trader for Skylar Capital, joins the podcast to discuss how to live your best life no matter your income and his two decades of experience in the trading industry. We talk about the importance of balancing your financial goals with your time-appropriate life experiences and adding joy in your life right now while being intentional with what you want to do. Bill's book, “Die With Zero,” has been featured in The New York Times, Mr. Money Mustache, Success, and more. In this episode we discuss: How to enjoy your money and time now, instead of restricting yourself to the point of robbing you of your life Balancing optimizing your life to fulfillment and saving for the future Why certain experiences are useless for us at a certain point if we don't use them Confronting fear-based mindsets by identifying goals Why waiting until we die to give our children a financial foundation doesn't make sense + more Other Links Mentioned in episode:  DiewithZero.com/welcome Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Bill:   Website Instagram:@BillPerkins Twitter: @bp22 Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, we are talking about the a key point from the book Die with Zero with Bill Perkins It's all about dividend growth investing! Get the 20 income products guide for retirees: https://retirementloop.ca/retirement-income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap Download the Rockstar list here: https://moosemarkets.com/rockstars  

That last article can be found by Bill Perkins at Compass.org

Są książki, które zmieniają sposób myślenia, decyzje finansowe i podejście do życia. Dziś dzielę się tytułem, – „Śmierć z zerem na koncie” autor to Bill Perkins. To pozycja, typu: ksiązki warte przeczytania, książki biznesowe które warto przeczytać, ksiazki ktore zmienią twoje zycie. Interesuje Cię rozwój osobisty, książki samorozwój, najlepsze książki samorozwój, albo po prostu zastanawiasz się, co warto czytac, to ten odcinek jest dla Ciebie. To też rodzaj książki o inwestowaniu, tylko inwestowaniu w to co najważniejsze.

In today's episode of The Edge of Excellence podcast, co-host Sean Phelps is joined by Dave Foster, the Founder and CEO of Gateway Wealth Management.In this insightful conversation, Sean and Dave explore a nuanced journey of personal growth, career evolution, and the often-overlooked importance of perseverance. Through stories of early challenges and surprising pivots, you'll learn how formative experiences—especially those that test one's limits—can shape not just career paths but also character.Dave reflects on a transformative period of his life, recounting both the obstacles and the small wins that contributed to his long-term success. These reflections highlight a broader theme: that the path to professional fulfillment isn't always linear, and sometimes the most valuable lessons are learned not through easy victories, but through enduring tough seasons with intention.This episode is a compelling reminder that personal and professional mastery often emerges from taking the long view—and having the courage to try, stumble, and keep going anyway.Don't miss another episode of The Edge of Excellence podcast. Leave a review and subscribe todayWhat You Will Learn In This Show:Dave's initial interest in business, influenced by his father, who was a CEO of an animal feed manufacturing company.The value of thick skin and persistence, essential skills for a career in sales and business management.The challenges of selling financial advice with Edward Jones, where rejection feels personal compared to selling paint jobs at College Works.The psychological aspects of financial advice, particularly in helping clients through life changes like the death of a spouse. The importance of balancing long-term goals with enjoying the present as outlined in the book 'Die with Zero' by Bill Perkins.And much more...Guest Bio:Dave Foster is the Founder and CEO of Gateway Wealth Management, a fee-only advisory firm based in St. Louis. A CFP®, RICP®, and CAP® professional, he specializes in retirement income and tax planning. Dave is also the host of the Gateway Giving Podcast, where he explores philanthropy and purposeful wealth. When he's not helping clients or behind the mic, you'll find him hiking, playing baseball, or hanging out with his wife and three kids.Resources:Dave's LinkedInGateway Wealth ManagementDie with Zero book

This conversation isn't about interest rates, the property cycle, or strategy. It's about the emotional friction that keeps smart investors from moving forward — even when the plan is clear. "I just need to save a bit more first""I'll wait until the market settles""I'm not quite ready yet" These aren't just personal thoughts — they're a pattern. One we've seen hundreds of times. And it's not a strategy problem. It's not about the data, the plan, or the timing. It's the inner game. In this episode, we dive into why so many smart, capable people stay stuck on the edge of investing — and what actually moves the needle. We unpack the psychology of waiting, the emotional loops that masquerade as logic, and how to break free from a mindset that keeps you on pause. We pull apart: The real reasons smart people stall, even when the strategy is sound The mindset patterns we've seen keep people stuck in planning purgatory How to tell when your 'caution' is actually avoidance A better question than "Should I invest now?" How to start moving — even if you're not 100% sure See you on the inside, WATCH ON YOUTUBE: https://www.youtube.com/live/cHKxGK5O3W4?si=iZZwg7AcDpXlLV57 IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- RESOURCES: Research on The Inner Game: https://docs.google.com/document/d/1yNZWerzhUzNMemAYG_NjMw2lbxpiPyYyEspqRLCFWtU/edit?usp=sharing Loss Aversion: https://thedecisionlab.com/biases/loss-aversion Read: A Practical Guide To Finding Happiness and Living A Deliberate Life - https://blog.goosemcgrath.com/p/practical-guide-finding-happiness-living-deliberate-life Read: Self Actualisation Is The Only Worthy Goal - https://blog.goosemcgrath.com/p/self-actualisation-is-the-only-worthy-goal-d5e2 Byron Katie's "Loving What Is" - https://www.amazon.com.au/Loving-What-Four-Questions-Change/dp/1400045371 Bill Perkins' "Die With Zero" - https://www.amazon.com.au/Die-Zero-Getting-Your-Money/dp/0358099765 Further Reading: Loss Aversion Explained: https://www.behavioraleconomics.com/resources/mini-encyclopedia-of-be/loss-aversion/ Harvard Business Review on Loss Aversion: https://hbr.org/2018/05/why-people-keep-spending-too-much-on-house-renovations -- Build a roadmap to achieve your goals for FREE on Property Pathfinder: propertypathfinder.io Want help to invest in 2025?Book in a quick chat here and we'll point you in the right direction:bit.ly/3E0wKGa Got a question or some feedback? We're all ears!bit.ly/tilqs Need finance guidance?Chat with the team: dashdotfinance.com.au/discoverycall – Catch Up On Recent Episodes: Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025Portfolio Acceleration Masterclass: How To Use Strategic Selling As A Booster How to Create A Property Portfolio Growth Plan The Smartest Plan B for Business Owners? Sean's $464k StoryFinancial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow ConstraintsWinning the Investment Game: How to Set & Beat Your Hurdle RateFake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for YouHold vs Sell: How to Know When to Take ProfitsBitcoin: Why Every Property Investor Needs to Consider Owning ItEverything You Need To Know About Property Investing FinanceProperty Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything – Connect:https://www.dashdot.com.au https://youtube.com/@theinvestorlab https://instagram.com/dashdotproperty https://instagram.com/goosemcgrath https://instagram.com/gabi.billing See omnystudio.com/listener for privacy information.

In Episode 321 of More Than Commas, Paul Adams unpacks the core ideas of Bill Perkins' book Die With Zero, which challenges the conventional wisdom of hoarding wealth for retirement. Instead, Perkins urges us to align our money, time, and energy with meaningful experiences during the prime years of our lives.   Paul explores concepts like the “Fulfillment Curve,” “Memory Dividends,” and “Time Bucketing,” showing how intentional spending can create lasting impact and relational ROI. This episode encourages listeners to rethink legacy, give generously while they're alive, and plan for a rich life—not just a rich bank account.   --   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this energetic episode of The Extreme Personal Finance Show, Chris and Kevin dive deep into how to ignite your purpose and passions, especially after early retirement. They challenge conventional wisdom around purpose, suggesting it's not something that simply falls into your lap—it can be actively created through curiosity and intentional living.Purpose vs. Passion vs. Curiosity: Learn why Kevin prefers "curiosity" as his internal driver, and how it differs from external notions of purpose.Prioritizing Your Passions: Chris shares how to focus your energy on what genuinely excites you and how to use personal development investments to fuel your growth.Memory Dividends: Why investing in experiences that bring happiness now is crucial, based on concepts from Bill Perkins' "Die with Zero."Daily Themes and Time Blocking: Explore practical ways to prioritize multiple interests and stay motivated without burning out.Tune in to discover actionable strategies for aligning your retirement around what truly matters most to you.Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyResources and Links:Kevin's Bloghttp://lifeinfire.comPodcast Episode: Creating Purpose and Living A Fulfilling Life with Doc Ghttps://podcasts.apple.com/us/podcast/the-extreme-personal-finance-show/id1537001709?i=1000682529353Dr. Jordan Grumethttps://jordangrumet.comBook: The Purpose CodeBy Dr. Jordan Grumethttps://amzn.to/4j9zRvfBook: No Excuses!: The Power of Self-Discipline for Success in Your LifeBy Brian Tracyhttps://amzn.to/4hTvZwMBook: Die With ZeroBy Bill Perkinshttps://amzn.to/4ji2FRSWheel of Life Exercisehttps://minimalism.co/articles/wheel-of-lifeDocumentary Film: Playing With Firehttps://www.playingwithfire.co/the-documentary

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Part 1 Die with Zero by Bill Perkins Summary"Die with Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins presents a thought-provoking perspective on how to approach money and life. The book encourages readers to rethink traditional views on saving, spending, and the purpose of money. Perkins introduces a philosophy that prioritizes maximizing life experiences rather than hoarding wealth for the sake of leaving a legacy. Here are some key points from the book:Optimal Spending: Perkins urges readers to spend their money in a way that creates the most fulfilling life experiences, rather than saving excessively for the future. He suggests calculating a spending plan that aligns with critical life experiences you want to have.Time Value of Experiences: The idea that experiences are best at certain ages and phases of life is central to Perkins' argument. He emphasizes that certain life experiences, such as travel or adventures, are more valuable when done at specific ages. This means planning your spending to align with the right timing for those experiences.The Zero Balance Concept: Perkins advocates for the idea of dying with zero money in the bank. While not literally advocating for financial irresponsibility, he argues for a thoughtful distribution of wealth throughout one's life, enjoying it while still living.Investing in Memories: The cost of experiences can be considered an investment in memories, which Perkins views as far more rewarding than accumulating financial assets. He encourages planning significant experiences strategically throughout life.Life Expectancy Planning: The book emphasizes the importance of understanding your life expectancy and planning how to use your time and money effectively, allowing for a personalized approach to spending and saving.Health and Wealth Interplay: Perkins discusses the relationship between health and wealth, explaining that as people age, their ability to enjoy certain experiences declines due to health issues. He argues that it's prudent to spend money on experiences while you are still able to enjoy them fully.Legacy and Impact: Instead of leaving behind large sums for heirs, Perkins suggests considering how you can create a lasting impact while you are still alive, including gifting funds for specific experiences to loved ones.The overarching message of "Die with Zero" is about the conscious use of money to gain the most valuable experiences in life, ultimately leading to a more fulfilling existence. The book challenges readers to shift their mindset from accumulation to intentional living.Part 2 Die with Zero AuthorBill Perkins is an American author, entrepreneur, and hedge fund manager known for his thought-provoking views on personal finance and maximizing life experiences. He released the book "Die with Zero: Getting All You Can from Your Money and Your Life" in March 2020. This book challenges traditional financial advice by emphasizing the importance of spending money on experiences rather than saving it for the future, promoting the idea of optimizing life and financial resources in the present.In addition to "Die with Zero," Bill Perkins has also contributed insights through other platforms but has not authored other widely known books. He often shares his views through various media and talks, focusing on living life fully rather than simply accumulating wealth.As for the best edition of "Die with Zero," the original hardback edition released in 2020 is generally considered the core version of the book. Since its release, it has also been made available in several formats including audiobook and paperback. Readers often recommend the original because it captures Perkins' philosophies and strategies on maximizing life experiences without the constraints of traditional financial thinking.Part 3 Die with Zero ChaptersThe overall theme of

The major averages posted their best weeks in over a year, despite some major down days, after Wednesday's historic rally. Bob Elliott of Unlimited and Charlie Bobrinskoy of Ariel Investments discuss the day's equity action and investor positioning. Our Leslie Picker reports on developments in the banking sector. Krishna Guha of Evercore ISI joins to break down the Fed outlook, recession odds, and how tariffs and recent data are factoring into macro policy expectations. Angelo Zino of CFRA shares his view on Apple—and why he just raised his odds that the company gets a tariffs exemption. Bill Perkins of Skylar Capital weighs in on the latest moves in the energy complex. Our Diana Olick explains how China's involvement in U.S. mortgage-backed securities could ripple through housing markets. 

On this week's episode of THE FINANCIAL COMMUTE, Chris and Kevin discuss a book they recently enjoyed, Die with Zero by Bill Perkins. Are most of us over-saving and under-living?Here are some key takeaways from their conversation:Bill Perkins argues that most people die with too much money. He says wealth should be used to create meaningful experiences while we're healthy enough to enjoy them.Kevin notes that life is made of seasons — in youth, you have time, energy, and health. Optimal planning aligns spending with life stages to maximize fulfillment.Instead of waiting to pass on wealth after death, giving earlier can be more impactful — for kids, grandkids, or charities — while you're still around to see the results. Chris and Kevin agree it is important to prepare for the future and make wise financial choices while spending with purpose on things that bring the most value and joy. The book gives a new perspective to the FIRE movement (Financial Independence, Retire Early) and questions delaying enjoyment for a future that may never arrive or be as fulfilling.

You might already have missed the market bounce-back.That's the warning from Richard Taylor and James Boyle in this From The Trenches episode of We're the Brits in America, where they break down the latest market movements and what they mean for investors and, in particular, expats. With a mix of market updates and personal insights, they explore why staying invested during turbulent times is crucial, how tax loss harvesting can boost returns, and why diversification is key for long-term success. Plus, you'll get practical strategies to navigate financial uncertainty. As we always say on the show, keep calm, stick to your plan, and ride out the uncertain times. Beyond the numbers, Rich and James dip into the pick-n-mix, with book recommendations like Die with Zero by Bill Perkins and 4000 Weeks by Oliver Burkeman, which encourage you to rethink wealth and time. If you're an expat or immigrant looking to make smarter financial moves in the US, this one's a must-listen.We're the Brits in America is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

Will Warren Buffett's Predictions come true? We'll find out as today, the discussion centers around frustrations with the U.S. healthcare system, how longevity and health tie into financial planning and financial planning complexities with all the current economic unpredictability. The U.S. government has also officially designated confiscated Bitcoin as a strategic reserves and we're also still in the midst of a national debt crisis. We also talk government inefficiencies, policy changes, and interest rates.  We discuss...  Health insurance is frustrating due to high premiums and out-of-pocket costs before coverage kicks in. The system feels broken, requiring significant payments just for the right to pay more before benefits apply. Healthcare plans often don't cover preventive care, like vitamins or quarterly blood tests, which could reduce long-term costs. A comparison to homeowners insurance highlights the absurdity of paying for minor expenses while also paying for coverage. One speaker's insurance costs dropped dramatically when switching from an exchange plan to a corporate-sponsored plan. Life insurance companies conduct more thorough health tests than standard healthcare providers, which seems counterintuitive. Basic, cost-effective tests like fasting glucose are often omitted due to insurance cost-cutting measures. Health metrics are based on shifting averages rather than optimal health standards, normalizing unhealthy ranges. Society adjusts standards to accommodate unhealthy lifestyles rather than incentivizing better health. A personal “year of health” initiative focuses on longevity rather than growth, emphasizing balance, flexibility, and endurance. Longevity experts suggest lifestyle changes that promote long-term well-being, rather than just immediate fitness gains. The healthcare system prioritizes treatment over prevention, even when prevention could save costs in the long run. Financial planning must evolve to account for longer life expectancies, requiring strategies to ensure money lasts. Advances in longevity science could fundamentally change the healthcare system and financial planning. Future health innovations may extend life expectancy, raising questions about economic and social impacts. Bill Perkins' book Die With Zero promotes the idea of optimizing life experiences rather than leaving wealth behind. Planning to die with nothing is difficult due to unpredictable lifespan and financial variables. Financial planning must account for changing tax rates, inflation, market crashes, and policy shifts. Predictions in finance, like oil prices, are often inaccurate due to uncontrollable external factors. Financial plans become obsolete quickly and require constant updates. Guardrails in financial planning help maintain spending levels within a safe range. The U.S. has officially designated confiscated Bitcoin as a strategic reserve. The government is not selling or acquiring more Bitcoin but is holding existing assets. Strategic reserves, including oil, have historically been mismanaged for political purposes. Concerns exist that a Bitcoin reserve could be manipulated for political gain. The U.S. dollar's status as the world's reserve currency could be impacted by legitimizing Bitcoin. The Mar-a-Lago Accords propose restructuring U.S. debt by issuing long-term, zero-interest bonds to allies. The U.S. debt is growing at an unsustainable rate, adding a trillion dollars every 90 days. Innovative financial solutions are needed to address mounting national debt. The idea of eliminating daylight savings time is seen as a common-sense policy change. A previous initiative allowed the public to propose policy ideas to the government. The cost of producing pennies has exceeded their face value, raising questions about their necessity. Past shifts from silver to cheaper metals in coinage reflect economic adjustments over time. Lowering interest rates could help mitigate debt burdens more than it would impact the housing market. The U.S. missed opportunities to issue long-term, low-interest debt when rates were near zero. International stocks are outperforming U.S. stocks year-to-date, with emerging market Europe leading at 16.9% gains. The U.S. market is down 2%, marking a rare period of underperformance compared to global markets. Technology stocks are underperforming, with the Nasdaq in correction territory, down over 10%. Healthcare stocks are among the best performers, reflecting a rotation into defensive sectors. Investors are showing a flight to quality, favoring large-cap, dividend-paying companies. Market rotations between value and growth stocks continue as economic concerns persist. Smaller-cap U.S. stocks remain weak, continuing their underperformance. The DAX has quietly posted strong gains of around 10-12% this year, contrasting with the U.S. market's struggles. Despite current declines, the overall market is still in a relatively stable range, with volatility expected but not severe downturns. Experts anticipate a flat market year with moderate fluctuations rather than extreme moves up or down. Today's Panelists: Kirk Chisholm | Innovative Wealth Phil Weiss | Apprise Wealth Management Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast  

Have you ever wondered what running an orthodontic practice and Disney World have in common? Dr. Jason Kaplan shares how the legendary customer experience principles from Disney can enhance orthodontic care, improve patient interactions, and create a standout practice.Dr. Kaplan also shares his personal experience with Smile Doctors, debunking common myths about OSOs and DSOs, and discussing the benefits he's seen in his practice.Beyond the business side, he explores the importance of financial wisdom, why you should give to your family while they need it, and the joy of spending on experiences rather than just accumulating wealth.We also talk about gratitude, fitness, and how taking care of yourself first leads to success in all aspects of life. If you're looking for ways to level up your practice and your mindset, this is a must-listen!

In today's episode of The School of Midlife, we dive into a critical question for high-performing women in midlife: When is enough enough? Many of us find ourselves caught in the cycle of constantly striving for more—more success, more accolades, more achievements—but at what cost?As high achievers, we often feel like we're almost there—whether it's a financial goal, a physical milestone, or even the approval of others—but somehow, that feeling of fulfillment always seems to slip through our fingers. Why is that?This episode unpacks the internal struggle many women face in midlife as they try to balance ambition and contentment. We'll explore:The never-ending pursuit of more: why we keep moving the goalposts and how it impacts our happiness.The myth of "doing more" and why adding to your to-do list isn't the solution.The importance of defining your version of success and learning to say "enough" without guilt.How we were raised to follow a checklist of societal expectations—and why it's time to break free.Practical advice on how to live the life you actually want, right now, instead of delaying joy and fulfillment for some future date.We'll also touch on the game-changing ideas from Die With Zero by Bill Perkins, which challenges us to prioritize experiences over accumulation and how embracing this philosophy has helped many of us in midlife stop living for the next milestone and start living for today.If you're ready to rethink what success means, let go of the "good girl" checklist, and take control of your midlife, this episode is for you.LINKS + MENTIONS:Die with Zero: Getting All You Can from Your Money and Your Life by Bill Perkins1:1 Coaching with LaurieGroup Coaching: Gap Year

Your Fast Track to Business Ownership. Join Codie for a 3-Day Interactive, Live, Virtual Event February 21-23, 2025! Claim your ticket here: https://contrarianthinking.co/msm-live/ In this episode, Codie Sanchez and Bill Perkins explore the intricate relationship between ego and wealth LIVE, emphasizing how our ego can hinder financial success. They discuss the importance of speed in decision-making and how taking risks is often more about managing ego than financial loss. They delve into team dynamics, highlighting the roles of visionaries and executors in business. Perkins shares insights on maximizing time and money, the necessity of aligning family goals with business ambitions, and the challenges of delegation and the importance of finding the right operators in business ventures. Chapters 00:00: Ego and Wealth: The Hidden Connection 02:50: The Importance of Speed in Decision Making 06:11: Risk: Ego vs. Financial Reality 09:04: Building Teams: The Role of Visionaries and Executors 11:52: Peak Utility of Time and Money 15:08: Aligning Family and Business Goals 17:54: Navigating Business Opportunities 23:57: The Depth of Personal Investment 24:57: Defining Personal Success and Fulfillment 25:56: Balancing Wealth and Life Experiences 27:46: The Importance of Shared Experiences 29:59: The Role of Wealth in Enjoying Life 31:11: Evolving Philosophies on Wealth and Fulfillment 32:10: The Power of Subtraction in Life 34:02: Finding and Managing Operators 36:10: Balancing Ego and Delegation 38:20: Taking Risks and Going Big 41:12: Memorable Investments and Experiences 44:01: Identifying Key Ingredients in People MORE FROM BIGDEAL:

Tim Ulbrich shares insights from seven financial books that shaped his journey, offering key lessons on saving, spending, mindset, and building wealth. Summary In this episode, Tim Ulbrich highlights seven impactful financial books that shaped his journey, including I Will Teach You to Be Rich by Ramit Sethi, Die with Zero by Bill Perkins, and Rich Dad, Poor Dad by Robert Kiyosaki. He shares key takeaways on topics like balancing saving and spending, adopting a wealth-building mindset, and spending for happiness. Mentioned on the Show YFP on YouTube YFP 390: Financial Resolutions: Top 5 Moves for Pharmacists in 2025 I Will Teach You To Be Rich by Ramit Sethi  Die with Zero by Bill Perkins Rich Dad, Poor Dad by Robert Kiyosaki Tax Free Wealth by Tom Wheelwright The Millionaire Next Door by Dr. Thomas Stanley The Next Millionaire Next Door by Dr. Sarah Stanley Fallaw The Compound Effect by Darren Hardy The Total Money Makeover by Dave Ramsey Happy Money: The Science of Happier Spending by Elizabeth Dunn and Michael Norton YFP 200: An Interview with Sarah Fallaw of The Next Millionaire Next Door YFP Disclaimer Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group  

Courtney Garcia of Payne Capital and Daniel Skelly of Morgan Stanley break down the market's action today while Fundstrat's Tom Lee analyzes yields and speculative stock trends, including why he says everyone needs quantum computing exposure. Breaking news includes new CEOs at Liberty Media and USAA. Plus, Bill Perkins of Skylar Capital discusses natural gas dynamics and wild swings in energy markets while Bravo's Ryan Serhant weighs in on real estate and mortgages.

In this episode, Liz and Abbey discuss the book 'Die with Zero' by Bill Perkins, which challenges conventional views on wealth and financial planning. The conversation emphasizes the importance of maximizing life experiences over merely accumulating wealth. They explore the concept of giving while alive, the timing of financial gifts, and the significance of investing in memorable experiences. The hosts share personal anecdotes and insights on how to live a fulfilling life now, rather than postponing enjoyment for the future.TakeawaysThe goal is to maximize your total life experiences.Wealth should be viewed as a tool for creating memorable experiences.Timing is crucial when it comes to giving money to loved ones.Investing in experiences can yield greater happiness than accumulating wealth.Life experiences have a limited window; seize them while you can.It's important to live intentionally and enjoy life now.Memory dividends can be created through shared experiences.Don't wait until you're gone to give; do it while you can.Living like you're retired can start now, not just at 65.The 'Die with Zero' mentality encourages thoughtful spending on experiences.The "Back to Better" Book Club podcast is your free, bi-monthly journey toward personal growth and transformation. Each month, tune in for two episodes—one where the host dives into key insights and takeaways from the selected book, and another featuring an in-depth discussion with a guest who brings fresh perspectives to the conversation. Whether you're looking to improve your mindset, habits, or life in general, this podcast is your companion on the path to better.To Join the Book Club:https://www.lizfiedlermergen.com/back-to-better-book-club-membership-landing-page-1Connect:https://www.lizfiedlermergen.com/https://www.instagram.com/lizfiedlermergen/https://www.facebook.com/groups/419082867827460

View the Show Notes Page for This Episode Become a Member to Receive Exclusive Content Sign Up to Receive Peter's Weekly Newsletter Bill Perkins is one of the world's most successful hedge fund managers and entrepreneurs, and the author of the bestseller, Die With Zero. In this episode, Bill unpacks the Die With Zero philosophy which challenges conventional thinking related to the balance between health, wealth, and time—the three variables important for fulfillment. Bill makes the case that we should strive for maximum net fulfillment rather than net worth (or even health). He argues that we need to optimize our life to have memorable experiences before it's too late and that most people are over-saving and under-living. Bill also explains how one can apply the principles in Die With Zero to break out of “autopilot” and optimize their life to achieve maximum net fulfillment. We discuss: Bill's upbringing, background, and first job on Wall Street [2:45]; A missed experience and feeling of regret that shaped Bill's thinking [13:45]; Thinking in terms of time, and the relationship between money, time, and health [16:30]; Solving for net fulfillment and allocating your time based on the seasons of life [26:45]; How Bill thinks about risk, opportunity costs, and the difference between fear and risk tolerance [35:00]; Optimizing for fulfillment, finding purpose outside of work, and more [41:15]; Thinking about the order of experiences you want to have based on seasons of life [49:30]; Bill's unique perspective on philanthropy and a more impactful way to give money away [54:15]; Applying the principles in ‘Die With Zero' to maximize fulfillment [1:03:30]; How to break out of living life on autopilot [1:13:45]; When should your net worth peak? [1:17:30]; Taking calculated risks [1:21:00]; Bill shares a lesson from his incredible birthday [1:24:45]; How Bill's philosophy has evolved since writing Die With Zero [1:33:30]; and More. Connect With Peter on Twitter, Instagram, Facebook and YouTube

By living philosophically, we can learn to handle anything. This isn't easy. But this is also a foundation for true well-being, happiness, and, as seen in the lives of Marcus, Cato, and many other Stoics.Ask DS:What are the overlaps between Eastern philosophy and Stoicism? Was there a particular obstacle that Ryan experienced that led him to Stoicism?

#199: Sharing my top 10 takeaways from a retreat for high-net-worth individuals hosted by Long Angle. Today, Tad Fallows and I discuss how money shapes our decisions—impacting everything from your mindset and family choices to overall happiness. We dive into the power of resilience over perfection, the importance of staying flexible in uncertain times, practical insights for raising financially responsible kids, and more. Tad Fallows is the co-founder of Long Angle, a community for high net worth and ultra-high net worth investors. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies. Link to Full Show Notes: https://chrishutchins.com/10-money-lessons-happiness-family-purpose Partner Deals Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Maui Nui: 20% off the most nutrient-dense red meat with code ALLTHEHACKS Shopify: $1/month trial for the easiest e-commerce platform Notion: Try Notion AI free to automate tedious tasks and streamline your work DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tad Fallows: LinkedIn Long Angle: Join a free private community for high net worth investors Happy Money: The Science of Happier Spending ATH Podcast Episodes: #6: The Psychology of Money with Morgan Housel #49: Finding Happiness, Success and Deep Purpose with Arthur Brooks #87: How High Net Worth Individuals Invest and a Deep Dive on Alternative Assets with Tad Fallows #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins #170: Cash Back vs. Points: Are We Doing It All Wrong? #187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh Rowan AMA with Chris and Amy: Submit Questions Full Show Notes (00:00) Introduction (02:48) Wealth Can Amplify the Good or Bad (05:56) There Is No One Right Way to Invest (09:39) Understanding Trade-Offs Can Unlock Hidden Opportunities (12:16) How One-Third of the Economy Operates Outside Public Markets (15:32) Building Resilience Is More Valuable Than Chasing Perfection (21:24) With the Future Being Uncertain, Flexibility Becomes Key (24:01) Estate Planning: Why You Should Have Flexibility Over Court Decisions (27:14) Everyone Can Benefit from Seeking Advice (30:26) Recognize That You're Not at the End of History (33:07) The Key to Happiness: Finding Purpose Beyond Accumulating Wealth (39:19) Two Curves of Happiness (40:26) There's No Perfect Answer When It Comes to Money and Kids (42:32) Should You Be Transparent About Finances with Your Kids? (48:18) Why It's Important to Have a Minimum Wage Job (49:47) Optimizing Isn't a Binary Game (52:31) How Chris Optimizes Points & Miles (55:58) Ways to Optimize Your Travel Experiences (58:51) All Decisions Are Personal, So There Isn't a Universal Right Answer Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

We know that ultimately lives are not measured by superficial or materialistic things…yet we spend so much of our lives focused solely on that. Ask DS: How can we move past feeling guilt or shame?What did the Stoics say about losing loved ones?How can we get better at saying no? + More!