Podcast appearances and mentions of bill perkins

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1937DM Bill Perkins asks the question most people never think to ask: what if you're afraid of the wrong thing? Most people spend their lives terrified of running out of money. Perkins thinks that fear is the real trap. The one that costs you everything. Your ability to enjoy life has a peak. Your brain matures around 28. Your body peaks at 33. After that, the window starts closing. He tells the story of six tour buses of senior citizens in St. Petersburg, Russia. Beautiful church. A hundred-and-fifteen steps to a view most people never see. Not one of them climbed it. That trip should have happened twenty years earlier. Perkins calls it the Tetris problem. You can have all the experiences you want. You just have to get the order right. The biggest mistake isn't spending too much. It's waiting too long. Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Topics Bill Perkins, Die With Zero, money mindset, fear of running out of money, life experiences timing, financial psychology, time vs money, peak experiences, spending money wisely, regret minimization Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Brian Gray made partner at a top 100 CPA firm, built a career advising billionaires and high-net-worth families on complex tax strategies, and then realized that none of it had made him any happier.Brian is a tax partner, award-winning CPA, frequent speaker at the USC Tax Institute, and the author of Suck Less, Laugh More. He has had a front-row seat to some of the world's most successful entrepreneurs and noticed a pattern: about 10% of them get the balance right and 90% are still searching. By his early forties, he recognized himself in that pattern. He was helping clients structure their legacies while his own family life was strained, and he had been telling himself that family came first when his actions said otherwise.This conversation goes deeper than practice management. Brian shares the specific moment that shifted everything, the exercises he used to identify the beliefs running in the background, and how he rebuilt his personal values, his family values, and eventually his firm's values from the ground up. His firm's core value landed on caring, and he and his business partner made the financial commitments to back it up, hiring for capacity and reinvesting in their team even when it meant reducing the bottom line.The conversation covers:Why making partner didn't change anything and how that realization set off a deeper searchHow having a front-row seat to entrepreneurial clients revealed the pattern: financial success rarely equals fulfillmentWhy telling yourself family comes first when your actions say otherwise keeps you stuckHow writing down seven days of negative and positive emotions reveals the patterns running in the backgroundWhy he moved "success" from his number one value to number six and replaced it with loveHow his firm landed on caring as its core value and then made the hiring decisions to actually live itThe warrior and the wizard framework: why achieving eventually needs to give way to mastering your emotionsTIMESTAMPS00:00 - Brannon Poe intro and podcast welcome 00:13 - Introducing Brian Gray: tax partner, speaker, author of "Suck Less, Laugh More" 00:48 - The gap between financial success and fulfillment: what Brian observed in wealthy clients 01:39 - Asking the question: when is enough, enough? 02:05 - Making partner and realizing it did not solve anything 03:07 - The Olympic gold medal pattern: achieving the goal and wondering what it was all for 03:32 - What the astronauts who went to the moon felt when they came back 04:02 - How alcohol became a way to numb the gap between achievement and meaning 04:51 - What it looks like when high-achieving CPA clients are financially successful but not fulfilled 05:10 - Growing as a way to become more, not just accumulate more 06:12 - The midlife reset: when it arrives, how long it lasts, and what kind of clarity it takes 06:51 - Helping clients structure their legacies while his own life needed restructuring 07:17 - The specific moment of clarity: "my family deserves better than I'm being" 08:21 - Being honest about what really came first: business or family 09:03 - The lies high achievers tell themselves and how the ego protects against discomfort 09:49 - Humility and gratitude as the antidote to self-deception 10:13 - How a core belief like "success equals happiness" gets installed and how to question it 10:55 - Shifting the number one core value from success to love, and what changed 11:17 - The seven-day emotion-tracking exercise from "Suck Less, Laugh More" 11:58 - What the exercise reveals about the emotional patterns running in the background 12:22 - The warrior and the wizard: why the achiever eventually gets tired 12:45 - Why high achievers are especially at risk of the burnout that comes from the warrior pattern 13:07 - Tony Robbins on emotion: you have already felt what you are chasing 13:26 - Why the satisfaction from external achievements lasts days, not months 14:04 - Stated values vs. lived values: how Brian approached this for himself, his family, and his firm 14:39 - Writing down eight family values with his kids in middle school 15:29 - How the firm's leadership team landed on "caring" as the number one company value 16:08 - What it actually means to live the value of caring: hiring for capacity and investing in the team 16:27 - Hiring and client decisions driven by values, not just targets 17:07 - Funny story: parenting teenagers and the wisdom of just saying yes 18:15 - Book recommendation: "Suck Less, Laugh More" by Brian Gray 18:42 - Additional recommendation: "Die with Zero" by Bill Perkins 19:03 - Where to connect with Brian: LinkedInBook Recommendations:Suck Less, Laugh More by Brian Gray Die with Zero: Getting All You Can from Your Money and Your Life by Bill Perkins

The real mistake isn't spending too much. It's dying with money you never used. Bill Perkins built a career generating over $2.2 billion in trading profits as a hedge fund manager. His book Die With Zero reframes what money is actually for. Money is a tool, not a goal. Every dollar you hold at death represents life energy you spent earning it and never converted into something real. The question isn't how much you save. It's whether you're using your wealth, your health, and your time together, in the right order, to get the most out of your one shot. That's where memory dividends come in. When you invest in an experience, you don't just get the moment. You get a return every time you recall it, tell the story, or relive it in conversation. The joy compounds long after the trip ends. But timing matters more than most people realize. Your ability to convert money into meaningful experience decays as you age. The adventures your body wants now won't be available at 72. Life is like Tetris. Get the pieces in the right order, and you get everything. Delay too long, and the window quietly closes. Die With Zero: Getting All You Can from Your Money and Your Life Amazon Ebook Audiobook Bill on X Bill on Instagram In this episode you will: Understand the Die With Zero philosophy and why every dollar you die holding is proof you worked for no reward Discover the memory dividend concept and why investing in experiences now pays compounding joy long after the moment passes Learn the time bucket framework for getting your biggest experiences in the right order before your body, not your bank account, makes the decision for you Identify the biggest psychological crime around money: fearing you'll run out instead of fearing you'll waste your one life Build the belief, mindset, and consistency that Bill Perkins says are the three keys to earning more and actually feeling fulfilled by what you have For more information go to https://lewishowes.com/1937 For more Greatness text PODCAST to +1 (614) 350-3960 Follow The Daily Motivation for essential highlights from The School of Greatness More SOG episodes we think you'll love: Lewis Howes Solo [$0-1M Blueprint] Mrs. Dow Jones Myron Golden TOPICS Bill Perkins, Die With Zero, memory dividends, time buckets, life is Tetris, scarcity mindset, net fulfillment, legacy and inheritance, Your Money or Your Life, financial fulfillment Get More From Lewis! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sinopsis Morir con cero, de Bill Perkins, es una guía práctica sobre cómo sacar el máximo provecho a tu dinero y a tu vida, salir de la práctica del ahorro excesivo y dejar de vivir de forma mediocre. A lo largo de esta sesión durante la que nos acompañarán Abel Marín y Jorge Sieiro, analizaremos las principales lecciones de este libro, entre ellas, cómo maximizar los momentos memorables de la vida, cómo convertir tus ingresos en recuerdos de valor incalculable, y cómo vivir a lo grande cuando una vez que has alcanzado tus objetivos de ahorro e inversión. Breve perfil del invitado Abel Marín Riaguas es abogado, socio fundador del despacho Marín & Mateo Abogados, donde asesora a sus clientes en materia de derecho de sucesiones (herencias y testamentos), hipotecario, inmobiliario, de familia (divorcios) y otros asuntos de Derecho Civil. En el año 2021 publicó, Protege tu herencia, un celebrado libro de divulgación sobre herencias y testamentos escrito en el mismo estilo y lenguaje pedagógicos con el que habla a sus clientes cada día en el despacho. En palabras de Abel Marín: «La primera acción de un abogado con su cliente debe de ser pedagógica, puesto que es importante que el cliente entienda la situación para que sea parte de la solución, incluso para que decida de forma consciente la estrategia». Jorge Sieiro es ingeniero superior por la Universidad Politécnica de Madrid, inversor y emprendedor. Es experto en productos de inversión y está certificado como asesor financiero tanto por la CNMV como por la DGSFP. Ha sido cofundador del roboadvisor Fintup (adquirido por el grupo Sego Finance) y actualmente se dedica a asesorar a grandes patrimonios sobre estrategias de inversión. Además de ser colaborador habitual de Value School, escribe regularmente en redes sociales y participa en coloquios sobre ahorro, inversión y finanzas personales.

In dieser Folge sprechen wir über das Buch „Die with Zero" von Bill Perkins und was es für Bitcoin-Sparer bedeutet. Bill Perkins argumentiert, dass das Ziel eines erfüllten Lebens nicht die Akkumulation von Vermögen ist, sondern das Sammeln von Erlebnissen und Erinnerungen. Geld – und damit auch Bitcoin – ist ein Werkzeug, kein Ziel. Wer mit einem vollen Wallet stirbt, hat nach Perkins Lebenszeit gegen Geld getauscht, das er nie genutzt hat. Wir diskutieren die Kernthesen des Buches, ziehen den Bogen zu Bitcoin und fragen uns: Wann ist der richtige Zeitpunkt, seine Bitcoin auszugeben? Wie plant man ein Leben zwischen Sparen und Genießen? Und was bedeutet es, mit Null zu sterben – auch wenn man in Bitcoin denkt?

If you're in a position to spend, to support, to give—well, now is the time.

On this month's episode of Six Minutes of Wisdom, Ross and Cynthia take some time to discuss the book "Die with Zero" by Bill Perkins. The book presents a philosophy of spending your money to optimize your life while you're living rather than leaving it behind when you pass away.

Willy sat down with Bill Perkins, investor, entrepreneur, and author of Die with Zero, for a provocative conversation on how we think about money, time, and life itself. They explored Bill's philosophy of prioritizing life experiences over accumulating wealth, challenging traditional ideas about saving, retirement, and legacy, and reflecting on the career journey and lessons that shaped his perspective. They also covered how time—not money—is our most finite resource, the cost of delaying enjoyment, and how individuals and families can better align financial decisions with the life they want to live. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the 962nd episode of the PokerNews Podcast, Chad Holloway, Mike Holtz, and Ben Ludlow are back to catch you up on all the latest in the poker world. That includes Daniel "Jungleman" Cates getting kicked off Hustler Casino Live (HCL), a $5-million live-streamed cash game pot, and David Peters getting called out by Dylan Linde over an outstanding debt. The crew also wraps up the U.S. Poker Open, including David Coleman winning the $25K finale and Brock Wilson topping the overall leaderboard to become the U.S. Poker Open champ! Finally, Chad goes one-on-one with Sorel Mizzi to discuss his amazing weight loss and body transformation, which was a part of a $300,000 prop bet with Bill Perkins. Mizzi opens up about his inspiration, life changes, and what he's up to now when it comes to poker. A new PokerNews Podcast drops every Thursday at 8a PT / 11a ET / 4p UK time. Remember to subscribe to our YouTube channel so you do not miss an episode! Time Stamps *Time    Topic* 00:00 | Welcome to the show 01:32 | Jungleman gets kicked off HCL 05:31 | $5M pot Largest in Live Stream history 08:40 | David Peters called out by Dylan Linde 13:52 | Interview with Sorel Mizzi 27:00 | 888poker XL Series May 3-12 27:30 | David Coleman wins USPO final 28:20 | Brock Wilson named overall USPO champ 30:22 | Teaser – Art Parmann & Justin Young from Table 1 Podcast

#710: What does it really look like to balance financial optimization with real-life tradeoffs—whether that's choosing meaningful work, spending down your savings, or deciding where your next dollar should go? Mike is planning to retire at 60 with $1 million saved and a clear goal: spend it all during his lifetime. He wants to know how to structure his withdrawals so he can maximize income now while still covering the decades ahead. Kip was planning to retire after feeling burned out—until a chance conversation led him to a completely different role within his company. Now he's happier than ever, but he's also curious about whether real estate syndications are a smart next step for investing. Jessie and their spouse are about five years away from early retirement and trying to decide where their next savings dollar should go—keep maxing out Roth IRAs, or shift toward a taxable account for more flexibility? We'll get into all of that—and how to think through each of these decisions—on today's episode. Resources Mentioned: Listen to Kip's previous question: https://affordanything.com/episode627 Don't miss the YFRP Webinar! https://affordanything.com/rental2026 Join the YFRP waitlist:⁠ https://courses.affordanything.com Stay in the Loop:⁠ https://affordanything.com/newsletter⁠ Die with Zero, a book by Bill Perkins: ⁠https://amzn.to/3P1ydBS⁠ Share this episode with a friend, colleagues, and your arborist: https://affordanything.com/episode710 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bill Perkins is a hedge fund manager, film producer, high-stakes poker player, and bestselling author of Die With Zero. Known for his unconventional philosophy on money and life, Bill challenges the traditional approach to saving and wealth-building by emphasizing fulfillment, intentional living, and maximizing life experiences. His perspective blends financial acumen with a deep focus on living a rich, meaningful life—not just accumulating wealth. On this episode we talk about: Bill's early journey from a struggling clerk to hedge fund manager The mindset shift that helped him believe wealth was possible Why money is a tool—not the end goal The concept of “memory dividends” and maximizing life experiences How to balance saving, investing, and actually enjoying your life Top 3 Takeaways Money is only valuable when it's used to create meaningful life experiences—don't confuse wealth accumulation with fulfillment. “Memory dividends” compound over time, making experiences often more valuable than delayed consumption. You should align your spending and saving with different life stages—what you value (and can physically enjoy) changes over time. Notable Quotes "The money is just a tool for the life that you want." "If you're not in the arena, you have no chance." "When's the party? What are you saving all this money for?" Connect with Bill Perkins: Twitter/X: https://x.com/bp22 Instagram: https://www.instagram.com/billperkins Other: Die With Zero   Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.  Capture leads, nurture them, and close more deals—all from one powerful platform.  Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

John Finkelde led a Perth church through three decades of growth before handing over the reins at 58, not because he was done, but because he'd been planning well ahead. In this warm and wide-ranging conversation, John shares how a moment behind the wheel watching a sunset shifted his entire perspective on ageing, and why he's traded the word "retirement" for something far more life-giving: redesign. From taking 72 flights in his first year of consultancy to inviting pastors to sit with him for a beachside sunset, John's journey is a masterclass in pivoting with purpose and grace. Whether you're in your 30s and haven't given your latter decades a second thought, or you're already navigating the go-slow season and wondering what's next, this episode is for you. John talks candidly about building a multi-book series on healthy church leadership, launching a YouTube channel, the unexpected gift of a serious illness, and why he believes the wisdom accumulated over a lifetime is far too valuable to be parked in a fishing chair. His faith, his humour, and his hard-won insights make this one of those conversations that stays with you long after you've finished listening.   WEBLINKS Grow a Healthy Church Die with Zero by Bill Perkins

Clay explores Bill Perkins' book Die with Zero, which challenges the traditional mindset of accumulating wealth at all costs and instead encourages readers to think more intentionally about how and when they spend their money. In the second segment, Clay shifts gears to analyze Linde PLC, the global industrial gas powerhouse. He explains why Linde may represent an attractive opportunity in today's market. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:02:40 - Why optimizing for life experiences may matter more than maximizing net worth 00:23:56 - Why you should consider giving money to your kids earlier in life rather than later 00:27:28 - The tradeoff between compounding money and compounding memories 00:31:26 - The concept of time-bucketing your life to maximize fulfillment 00:35:42 - An overview of Linde PLC's business and its strong competitive position 00:46:56 - Why Linde is an attractive opportunity to consider with AI disrupting so many different industries Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Learn how to join us in Omaha for the Berkshire meeting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Bill Perkins' book: Die with Zero. Follow Clay on X and LinkedIn. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses in just a few minutes each week through our newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Browse through all our episodes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: HardBlock Human Rights Foundation Simple Mining Unchained Plus500 Netsuite Vanta Shopify Fundrise References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3480: Nick Maggiulli challenges the traditional obsession with building ever-larger nest eggs by exploring Bill Perkins' bold philosophy of spending intentionally and aiming to die with little to no money left. Drawing on data about retiree wealth and inheritance timing, he reveals why many people may be oversaving, and how giving earlier can create far greater impact. This thought-provoking perspective may completely reshape how you think about retirement, legacy, and the true purpose of money. Read along with the original article(s) here: https://ofdollarsanddata.com/should-you-die-with-zero/ Quotes to ponder: "The Investments & Wealth Institute reported, ‘Across all wealth levels, 58 percent of retirees withdraw less than their investments earn, 26 percent withdraw up to the amount the portfolio earns, and 14 percent are drawing down principal.'" "By giving my money to my kids and other people at a time when it can have the greatest impact on their lives, I'm making it their money, not mine." Episode references: Just Keep Buying: Proven Ways to Save Money and Build Your Wealth: https://www.amazon.com/Just-Keep-Buying-Proven-Build/dp/0857199250 Investments & Wealth Institute: https://investmentsandwealth.org/ Die with Zero: Getting All You Can from Your Money and Your Life: https://www.diewithzerobook.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3480: Nick Maggiulli challenges the traditional obsession with building ever-larger nest eggs by exploring Bill Perkins' bold philosophy of spending intentionally and aiming to die with little to no money left. Drawing on data about retiree wealth and inheritance timing, he reveals why many people may be oversaving, and how giving earlier can create far greater impact. This thought-provoking perspective may completely reshape how you think about retirement, legacy, and the true purpose of money. Read along with the original article(s) here: https://ofdollarsanddata.com/should-you-die-with-zero/ Quotes to ponder: "The Investments & Wealth Institute reported, ‘Across all wealth levels, 58 percent of retirees withdraw less than their investments earn, 26 percent withdraw up to the amount the portfolio earns, and 14 percent are drawing down principal.'" "By giving my money to my kids and other people at a time when it can have the greatest impact on their lives, I'm making it their money, not mine." Episode references: Just Keep Buying: Proven Ways to Save Money and Build Your Wealth: https://www.amazon.com/Just-Keep-Buying-Proven-Build/dp/0857199250 Investments & Wealth Institute: https://investmentsandwealth.org/ Die with Zero: Getting All You Can from Your Money and Your Life: https://www.diewithzerobook.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3480: Nick Maggiulli challenges the traditional obsession with building ever-larger nest eggs by exploring Bill Perkins' bold philosophy of spending intentionally and aiming to die with little to no money left. Drawing on data about retiree wealth and inheritance timing, he reveals why many people may be oversaving, and how giving earlier can create far greater impact. This thought-provoking perspective may completely reshape how you think about retirement, legacy, and the true purpose of money. Read along with the original article(s) here: https://ofdollarsanddata.com/should-you-die-with-zero/ Quotes to ponder: "The Investments & Wealth Institute reported, ‘Across all wealth levels, 58 percent of retirees withdraw less than their investments earn, 26 percent withdraw up to the amount the portfolio earns, and 14 percent are drawing down principal.'" "By giving my money to my kids and other people at a time when it can have the greatest impact on their lives, I'm making it their money, not mine." Episode references: Just Keep Buying: Proven Ways to Save Money and Build Your Wealth: https://www.amazon.com/Just-Keep-Buying-Proven-Build/dp/0857199250 Investments & Wealth Institute: https://investmentsandwealth.org/ Die with Zero: Getting All You Can from Your Money and Your Life: https://www.diewithzerobook.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Susan wrote into us: What do you think of the ‘Die with Zero' philosophy by Bill Perkins? I know many people who work so hard that they never get to enjoy retirement. There are three widows in my gym group in their 50s. I also know many people hoarding money in their late 70s, frightened to spend anything.

Should physicians trade their time for money — or is that equation fundamentally broken? In this episode, we unpack why so many doctors save too much for too long, sacrificing their best years to build a nest egg they struggle to spend. Drawing from Vicki Robin's Your Money or Your Life, Morgan Housel's Psychology of Money, and Bill Perkins' Die With Zero, we explore a healthier framework for thinking about time, money, and financial independence as a physician. Jimmy also shares a major personal update — after nearly twenty years at Wake Forest, he's making a career change that trades income for autonomy. No more nights, weekends, or holidays, but it comes at a real financial cost. It's the perfect case study for everything we discuss in this episode. We break down the three stages of a doctor's financial life — from residency where you have neither time nor money, to mid-career where you finally have income but no time, to financial independence where you get both back. The problem? Most physicians get stuck in the middle stage far longer than they need to because of identity inertia, golden handcuffs, lifestyle lock-in, and the fear of earning less. If you've ever wondered whether you should work less, take the pay cut, or keep grinding toward a number — this one's for you. Don't forget to: Check out Medical Degree Financial University at moneymeetsmedicine.com/MDFU Grab a free copy of The Physician Philosopher's Guide to Personal Finance at moneymeetsmedicine.com/freebook or  Get an own-occupation disability insurance quote from a source you can trust at moneymeetsmedicine.com/disability Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Should you really try to die with zero? The popular book "Die With Zero" argues that many people save too much money and miss opportunities to enjoy life along the way. Its philosophy encourages maximizing experiences, spending intentionally during different seasons of life, and giving wealth away earlier rather than leaving large inheritances. But does that approach actually work for most retirees? In this episode of Retire in Texas, Darryl Lyons reviews the bestselling book Die With Zero by Bill Perkins and walks through its nine core rules - including investing in experiences early, timing spending throughout life, giving while living, and knowing when to stop growing wealth. Drawing from decades of working with retirees and families, Darryl shares where he agrees with the book's ideas and where he believes the philosophy may create financial risks. He explains why experiences don't have to be expensive, how today's retirement landscape has changed, and why balancing enjoyment with long-term financial security remains critical. You'll learn: • What the "memory dividend" concept means and how experiences shape long-term happiness. • Why spending earlier in life can make sense - but also where it can become dangerous. • How giving while living may create more impact than traditional inheritance planning. • Why many Americans face a growing retirement risk despite messages encouraging more spending. • The role purpose and meaningful work can play in long-term health and fulfillment. This episode isn't a rejection of enjoying life - it's about balance, stewardship, and making financial decisions that support both present experiences and future security. If you'd like help building a retirement strategy designed around your life stage and long-term priorities, visit PAXFinancialGroup.com and schedule a conversation with an advisor. Benefiting from the show? We'd appreciate it if you left a review on your favorite podcast platform. Resource: https://www.amazon.com/Die-zero-author/dp/3959727739 

Jeff Gross sits down with long-time friend and poker powerhouse Gabriel Andrade following his monumental $5 million score at the WSOP Paradise in the Atlantis. Gabriel opens up about the emotional weight of his recent success, transitioning from a "cash game undercover" player to a tournament specialist, and the financial struggles he overcame to reach this peak. He shares incredible stories from his past—from delivering pizzas and surviving a robbery in Oklahoma to the "angels" like Bill Perkins who supported him during his lowest points. The two also discuss Gabriel's unique "no-solver" approach to the game, his studies in hypnotherapy, and his goal of giving back through pro-bono mental health work. Chapters 00:00:00 - Introduction and the $5 Million WSOP Paradise Score 00:01:05 - Final Table Dynamics and Team Play 00:02:16 - The Mental Game: "Cold Blood" and the 7-2 Hand 00:07:28 - Gabriel's Origins: From Ecuador to Civil Engineering 00:09:43 - The Pizza Delivery Days and Being Robbed in Oklahoma 00:16:55 - Moving to Houston and the Start of the Poker Journey 00:22:17 - Early Casino Experiences and Winning (then Losing) a Fortune at 17 00:24:36 - Online Poker Security and the Move to Live Play 00:28:36 - Ascending High Stakes Cash Games and Finding a Backer 00:30:00 - Angels in Life: Bill Perkins and the Journey Out of Debt 00:35:31 - The St. Thomas Story: A "Dinghy" Moment and a Saving Hand 00:41:08 - Living for Family and Helping Employees in Ecuador 00:45:01 - Meeting Influential People and the "Risk/Reach" Outfit 00:48:42 - Tournament Strategy: Learning from Monsters Without Solvers 00:54:47 - Future Plans: Hypnotherapy, Writing a Book, and Giving Back 01:03:38 - Family Time in the Bahamas and Closing Thoughts Links and Socials Gabriel Andrade Hendon Mob: https://pokerdb.thehendonmob.com/player.php?a=r&n=79420 Jeff Gross: https://www.youtube.com/jeffgrosspoker https://www.youtube.com/jeffgrosspodcast http://twitch.com/jeffgrosspoker https://instagram.com/jeffgrosspoker https://x.com/jeffgrosspoker

In this episode, I break down the core ideas from Die With Zero by Bill Perkins and why saving for “someday” can turn into delaying life entirely. We talk about how experiences expire, memories compound, and why investing in yourself and your people might be the best ROI you'll ever get.

⁠Show notes⁠ / ⁠Free Audiobook ⁠/

Bob Elliott of Unlimited joins the show to break down the market backdrop as investors weigh growth, risk, and positioning, before Leslie Picker reports on what could be the biggest IPO of 2025 with Medline set to price. Databricks CEO Ali Ghodsi discusses his company's latest valuation and what it signals for private AI companies. Collapsing oil prices and unusual Venezuelan shipping activity with Bill Perkins of Skylar Capital. Julia Boorstin explains Instagram's push onto the TV screen. Eric Mandl of Guggenheim on the outlook for tech M&A and what deals could define the next phase for the sector. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1529"I think the biggest psychological crime is people fear running outta money instead of fear of wasting their life." - Bill PerkinsBill Perkins watched busloads of senior citizens arrive in St. Petersburg, Russia. Not a single person climbed the 115 steps to see the breathtaking view from the church balcony. They had the money for the trip, the time to travel, but their bodies wouldn't cooperate anymore. That moment crystallized everything he'd been thinking about how we get life backwards. We treat money like it's the goal when it's actually just a tool, one that loses effectiveness as our bodies and minds decline. Your body peaks at 33. After that, it's plateau and decline. Those hiking trips, those physical adventures, those experiences that require energy and health—they have expiration dates we refuse to acknowledge. We tell ourselves we'll do them later, when we're more financially secure, but later means weaker knees, less stamina, different limitations.Perkins talks about life in buckets, periods you'll never get back. Your twenties happen once. The years with small children happen once. Each phase has experiences designed for it, and if you miss them, they interfere with each other or disappear entirely. He uses a Tetris metaphor: imagine standing in heaven with God, throwing every experience you want into a bucket. Hiking, building businesses, raising kids, traveling to places that require climbing, all of it. God says you can have everything, you just have to get the order right. That's the game. That's what most people get catastrophically wrong. They're so afraid of judgment, so terrified of running out of money that they waste the periods of life when those experiences would mean the most, when their bodies could actually do them. This isn't about reckless spending. It's about understanding that your ability to convert money into fulfilling experiences decays over time, and no amount of savings can buy back the body you had at 33.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join us for a fascinating conversation with Don, a disciplined saver who's embracing the "Die With Zero" philosophy but finding it hard to shift gears! We dive into his journey of planning generous gifts to family and charities now, rather than later, and the mental gymnastics required to actually spend the money he's so diligently saved. We also tackle the nitty-gritty of optimizing investments, navigating healthcare, and the unique estate planning considerations for those who are Childfree. Get ready for some honest talk, a few laughs, and actionable insights on truly living your best life with your wealth.

Meet Matthew Van Horn and Terry Kerr of MidSouth Home Buyers and MidSouth Best Rentals. These guys are laser focused on buying homes, fixing homes, and then selling them to you so you can sit back and make “mailbox money”. That's right. Passive income! The Holy Grail of entrepreneurship. They've developed the processes, lined up the miracle workers, and even manage the properties for you. Check this out if you've ever thought seriously about getting into real estate investing.   Find them at: https://midsouthhomebuyers.com/  https://midsouthbestrentals.com/    Things mentioned in the show: Science of Getting Rich by Wallace Wattles https://amzn.to/4nYLQ09  Die with Zero by Bill Perkins https://amzn.to/44bk757    --- Click here to change your life- http://eepurl.com/gy5T3T   Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour    Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad    Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px    Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife

Today's episode revolves around one of the biggest financial debates among pre-retirees and retirees: When should you take Social Security? Host David McKnight touches upon the recent debate of two of the smartest voices in the field – Dr. Laurence "Larry" Kotlikoff and Dr. Derek Tharp – on this exact question. Dr. Tharp, out of the University of Southern Maine, notes that economists commonly recommend delaying social security benefits until age 70. Boston University's Dr. Kotlikoff agrees and explains that delaying can give you a 76% higher monthly benefit compared to taking it at age 62.  Since Social Security is inflation-adjusted and guaranteed for life, it acts as longevity insurance. Hence, Dr. Kotlikoff thinks that waiting doesn't only help you but your loved ones too. Dr. Tharp isn't convinced: he points out that only about 10% of workers actually wait until age 70 to claim benefits. Overall, he sees studies that recommend delaying rely on overly conservative assumptions – they assume that retirees earn returns similar to Treasury inflation-protected securities. With this line of thinking, if your portfolio is earning 5% real returns instead of 2%, then delaying your benefits might not look as attractive mathematically… Dr. Kotlikoff cites Menahem Yaari's 1965 paper, which suggests looking at delaying social security like buying insurance. It protects you from the catastrophic risk of living too long and running out of money.  The debate continues with Dr. Tharp talking about the sequence of return risk.  If the market drops early in retirement and you're forced to withdraw more from your investments to delay Social Security, you can permanently damage your "nest egg". Even though he acknowledges Dr. Tharp's point, Dr. Kotlikoff points out that most retirees have options, such as continuing to work longer, cutting spending, downsizing, or borrowing temporarily instead of taking benefits early. Plus, he adds, the people most affected by sequence of returns risk are, generally, wealthier households… Dr. Tharp concludes the debate by citing a study showing that retirees tend to spend about 80% of predictable income streams like Social Security or pensions, but only about 50% of portfolio income. He also brings up Bill Perkins' book Die With Zero into the conversation. Perkins believes that Americans often focus too much on lifespan and not enough on health span. Dr. Kotlikoff responds by stressing that some people underspend, while others overspend… and that's exactly why there's a need for good planning software. For David, both Dr. Kotlikoff and Dr. Tharp make valid points, and it all boils down to a key question: how long are you going to live? If you're likely to die at 63, then you should probably take Social Security at 62. If you're going to live to age 100, it makes sense to wait until you're 70. While there's no accurate way to determine that, there's currently a group of people who are in the business of figuring that out: life insurance actuaries. David shares two reasons why you may want to consider the additional benefits of life insurance, especially Indexed Universal Life (IUL).       Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

What if “enough” wasn't a number — but a moment? This conversation explores the quiet art of leaving nothing essential undone. We talk about the trap of “more” — more savings, more time, more planning — and how it steals the urgency that makes life vivid. To die with zero regrets isn't to die empty; it's to die complete. Like an artist who finishes a painting not because it's perfect, but because it says what it needed to say. We explore how generosity, timing, and intention turn ordinary years into extraordinary ones. It's not about consuming your wealth — it's about converting it into meaning. Takeaways: Treat time as your most valuable currency. Design your life around moments that matter. Give forward — not backward. SPONSORS

Tax. Death. Legacy. Three words that make most people squirm, but avoiding them doesn't make them go away. In this unapologetically bold and surprisingly uplifting episode, I turn the “taboo trifecta” into a conversation about freedom, meaning, and going out with style. You'll learn how to make tax and inheritance planning feel less like a funeral march and more like an encore. Because facing the end isn't morbid, it's empowering. And when you deal with your legacy intentionally, you stop hoarding, start living, and find your encore energy. What You'll Learn Why avoiding tax and death planning just creates chaos for the people you love Smart, simple ways to reduce tax without making life smaller Why trying to pay zero tax can actually limit your freedom The five essentials of facing mortality like a grown-up (and a rockstar) Why legacy is about memories, not just money How to turn your final chapter into something worth celebrating Challenge of the Week

In this eye-opening episode, Ben Taatjes challenges conventional wisdom about wealth transfer and charitable giving after attending a conference with like-minded financial professionals. Discover how the financial industry may be doing a disservice to both retirees and their intended beneficiaries by focusing on posthumous giving rather than strategic generosity during life. Drawing from his belief that 'dead people can't give money' and insights from Bill Perkins' book 'Die with Zero,' Ben explains how retirement planning and giving planning should work together to maximize impact while you're still alive to witness and experience the joy of generosity. 

Today, I'm finally diving into a topic I've wanted to share with you for ages: MONEY.  If you've cut back or said goodbye to alcohol, you're already sitting on a gold mine. The average drinker spends $3,000 to $8,000 a year on alcohol alone – and now is the perfect time to leverage that raise and make your money work smarter. In this episode, I'm sharing the foundations of financial literacy for alcohol-free women – the habits, mindsets, and investing principles that can create lasting wealth. We're talking about investing, emergency funds, high-yield savings accounts, retirement, all of it.  I'll also take you behind the scenes of my own money journey. Obviously I am not a financial advisor, but there are principles that I live by that have made my life SO much easier. When you remove alcohol, you gain energy, peace, and the power to build a legacy. If you're looking to start your own purpose-driven income stream, coaching is one of the most scalable business models out there. Enrollment is open for the next round of the Empowered AF 5X Coach Certification Program.    IN THIS EPISODE: How ditching alcohol instantly gifts you $3,000–$8,000 a year (plus all the sneaky extra costs you're no longer burning away with every happy hour) Why even small, consistent investments made TODAY can snowball into 7-figures (and the massive wealth gap you create by starting now vs. putting it off) The investing gender gap, demystifying the stock market, and the one simple index fund strategy endorsed by history's most legendary investors The truth about hoarding cash, beating inflation, and why high-yield savings accounts are the modern woman's must-have Why investing in yourself yields the highest ROI and is the secret weapon of 88% of self-made millionaires   LINKS/RESOURCES MENTIONED In this book I mention Die With Zero: Getting All You Can From Your Money And Your Life by Bill Perkins and Dr. Benjamin Hardy, whose research I dive into in Episode 266.  If you know you're meant to help other people change their relationship with alcohol and achieve deep healing (along with their bigger dreams), apply for the Empowered AF 5X Coach Certification Program – and get 5x certified as a world class alcohol-free empowerment coach, mindset coach, success coach, NLP practitioner, and hypnosis practitioner. This program includes a four-month business mastermind and a business retreat in Southern California. Awarded the most empowering book in the sober curious genre, be sure to get your copy of Euphoric: Ditch Alcohol and Gain a Happier, More Confident You today and leave your review.  Follow @euphoric.af on Instagram. And as always, rate, review, and subscribe so we can continue spreading our message far and wide.

You've worked hard. Saved smart. Invested wisely. You've built a life where money is no longer the problem. But here's the awkward truth: spending it freely, without guilt, hesitation, or second-guessing, is the part no one prepared you for. In this episode, I unpack why so many retirees struggle to permit themselves to spend, where that scarcity mindset comes from, and how to start using money to create joy, connection, and memory dividends. Saving was your superpower. Spending is your next skill. What You'll Learn Why spending in retirement isn't a maths problem, it's a psychological one The “permission gap” and why most retirees hesitate to enjoy what they've saved How money guilt shows up (and why you're not alone in feeling it) The hidden costs of under-spending... memories, experiences, and lost joy What “good spending” really looks like: values, memory dividends, and well-being Practical tools, from guardrails to pre-spending permission slips, to help you spend with confidence Challenge of the Week

When time and money seem like limited resources, the idea of maximizing both can seem impossible. But what if it were possible to achieve true abundance in both? How would it be if our desire for personal fulfillment and financial abundance could be harmonized? Bill Perkins, a hedge fund manager, entrepreneur, author, and professional poker player, has discovered invaluable insights into the intersection of money and meaning. Through his book, Die with Zero: Getting All You Can from Your Money and Your Life, he challenges the traditional notion of hoarding wealth for the future. He advocates for living life to the fullest now, making meaningful experiences a priority over accumulating wealth that may never be fully enjoyed. In this episode of The Greatness Machine, Darius is joined by Bill Perkins to explore practical strategies for maximizing both your life and your finances. Drawing from his remarkable journey and the principles outlined in his book, Bill shares what it takes to create a life that is truly worth living. Topics include: The importance of living life to the fullest and maximizing experiences Bill explains Die with Zero and emphasizes the value of spending wealth strategically Being off autopilot and deeply understanding one's authentic desires and values The benefits of optimizing one's life in terms of money and time Enjoying the journey of life rather than solely focusing on achieving financial success Why it matters to balance entrepreneurship and relationships Bill warns against falling into the trap of pursuing wealth or status for ego gratification Aligning actions with long-term fulfillment rather than societal expectations  And other topics… Sponsored by: Brevo: Head over to brevo.com/greatness and use the code greatness to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Indeed: Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/darius. Shopify: Start your $1/month trial at Shopify.com/greatness. Connect with Bill: Twitter: https://twitter.com/bp22  Instagram: https://www.instagram.com/billperkins/  Book: https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Money is rarely just about math—it's about stories, habits, emotions, and, for ADHDers, often a deep sense of shame. In this episode, Pete and Nikki sit down with Nicole Stanley, financial coach and founder of Arise Financial Coaching, to unpack the hidden ways ADHD intersects with our finances—and how we can finally start to build a healthier, ADHD-friendly relationship with money.Nicole shares her own diagnosis journey and the challenges of postpartum depression, financial anxiety, and feeling “not enough” as a new mom. From there, she walks us through how our early experiences shape money beliefs (most of us make up our financial mindset by age seven!), and why traditional budgeting advice so often fails the ADHD brain.This conversation is a blueprint for anyone who's ever felt overwhelmed, behind, or just exhausted trying to “do money right.” Nicole reframes key concepts: how to spot the real root of your financial stress, why automating your systems might be better than trying to “budget harder,” and how to emotionally connect to your goals so you're actually excited to follow through.Plus: what financial coaches really do, how ADHDers can leverage dopamine to create a positive money loop, and the five core financial problems that every person needs to identify before they can move forward. Whether you're in credit card debt, unsure where your money's going, or just sick of feeling behind—this episode is your permission to drop the shame and start where you are.Links & NotesArise Financial CoachingYNAB (You Need A Budget)Become a Supporting MemberJoin the ADHD Discord CommunityDig into the podcast Shownotes DatabaseBooks Mentioned in This Episode:The Simple Path to Wealth by J.L. CollinsYour Money or Your Life by Vicki Robin & Joe DominguezI Will Teach You to Be Rich by Ramit SethiHappy Money by Ken HondaYou mean I'm Not Lazy, Stupid, or Crazy?! by Kate Kelly & Peggy RamundoDie with Zero: Getting All You Can from Your Money and Your Life by Bill Perkins (00:00) - Introducing Nicole Stanley (01:55) - Nicole's ADHD Journey (04:43) - Welcome to Taking Control: The ADHD Podcast (07:30) - ADHD Money Assumptions (13:17) - The Areas of our Financial Lives (17:57) - What does it mean to "retire well?" (33:22) - The Five Potential Problems in Your Financial Life (40:37) - Coaching, Counseling, Advising, Accounting ★ Support this podcast on Patreon ★

Retirement isn't about how much time you have; it's about how much time you feel. In this episode, I dive into one of the most misunderstood aspects of life after work: time perception. From brain science to everyday challenges, I uncover why retirement can sometimes feel like a blur and how you can make the most of your time, stretch it, and truly enrich it. What You'll Learn Why your brain experiences time differently once work ends The science of time compression (and why some days vanish while others feel full) How “Memory Dividends” can transform your retirement years The three biggest retirement time traps, and how to avoid them Why time isn't linear but psychological, and how that changes everything How to redefine what “a good use of time” really means in retirement Challenge of the Week

Painting With John (New Opening) — JOHN LURIE, Painting with JohnRitual — CANBERK ULAŞ, ARVE HENRIKSEN, Echoes of BecomingSoftly as in a Morning Sunrise — FRED HERSCH, Silent Listening'Round Midnight — CHARLIE HADEN, CHET BAKER, ENRICO PIERANUNZI, BILLY HIGGINS, SilenceThe World Begins Today — TIGRAN HAMASYAN, OLIVIER BOGÉ, SAM MINAIE, JEFF BALLARD, The World Begins TodayDo Not Go Gentle Into That Good Night — JOHN ZORN, BILL FRISELL, JULIAN LAGE, GYAN RILEY, LamentationsNessun Dorma — ADAM NEELY, LAU NOAH, The Way UnderLove for Sale — AHMAD JAMAL, Black BeautyJasmine — BUD SHANK, SHORTY ROGERS, BILL PERKINS, NoctambulismEscuchar audio

Are you feeling exhausted, unfulfilled, and unhappy? It doesn't have to stay that way! In this episode, Kirk Behrendt brings back Dr. Kevin Groth, a long-time ACT client, to share his journey from rock-bottom to success and the steps you can take to find fulfillment and happiness. To learn how to reframe adversity and make your life better, listen to Episode 941 of The Best Practices Show!Learn More About Dr. Groth:Give Dr. Groth a call: (248) 229-9380Send Dr. Groth an email: kevingroth@gmail.com Join Dr. Groth on Facebook: https://www.facebook.com/grothdentalFollow Dr. Groth on Instagram: https://www.instagram.com/drkevingrothMore Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 941: https://www.youtube.com/@actdental/videosRead Buy Back Your Time by Dan Martell: https://www.buybackyourtime.comRead Die with Zero by Bill Perkins: https://www.diewithzerobook.com/welcomeMain Takeaways:Out of every adversity comes opportunities.Don't try to hide and solve problems on your own.Stop trying to do it all. Delegate to protect your time.Learn how to take care of your physical and mental health.Identify the things that will simplify your life. Simplicity leads to joy.Start saying no more often — especially to things you don't want to do.Snippets:0:00 Introduction.1:34 Hitting rock-bottom.5:52 The evolution of Dr. Groth's practice style.8:47 Reframing adversity.10:16 Simplicity, defined.12:59 Deciding to drop insurance.17:21 The importance of having a great team.20:09 Learn to...

When you think about building wealth in medicine, do you picture yourself working at one job until retirement? My guest today, Kristin Burton, proves there's a better way. She began her career like many of us, buried in student loan debt and working long hours. After paying off $161,000 in just 16 months, she realized financial freedom was about more than debt elimination. Kristin shares how she shifted her focus from paying bills to building assets, investing aggressively in her twenties, and eventually creating income streams outside of medicine. We talk about the mindset shifts healthcare professionals must make to get ahead, and Kristin also shares how she helps other PAs, NPs, and PharmDs rethink their financial journey, create sustainable wealth, and avoid burnout in medicine. If you're wondering whether it's possible to thrive in your career, grow your wealth, and still have time for family and passions, this episode is for you! “If you can create a gap between your expenses and income and then create some assets with the gap, it's almost inevitable that you're gonna end up building some wealth.” ~ Kristin Burton In This Episode:- Kristin Burton's journey of paying $161k in student debt- What steps did she take toward becoming a millionaire?- Why your income level doesn't matter in building wealth- What Kristin would do differently and her current beliefs- Biggest client "head trash": PSLF myths and the 4% 401k mindset - How do you help healthcare professionals avoid lifestyle inflation?- Kristin's book recommendations - Redefining wealth: from net worth goals to "what is enough?" - How to find out more and join Kristin's community Book Recommendations Mentioned in the Episode: The Alchemist by Paulo Coelho: https://a.co/d/3yayzkg 10x Is Easier Than 2x by Dr. Benjamin Hardy & Dan Sullivan: https://a.co/d/hlbLEbG Who Not How by Dr. Benjamin Hardy & Dan Sullivan: https://a.co/d/2Ol8RjwThe 5 Types of Wealth by Sahil Bloom: https://a.co/d/6SMYeNH Die With Zero by Bill Perkins: https://a.co/d/6ae8TSq Join The Millionaires in Medicine Club!Learn how to clear debt and build wealth as a PA, NP, or PharmD: https://www.millionairesinmedicine.com/community Connect with Kristin Burton: Website: https://www.millionairesinmedicine.com/ LinkedIn: https://www.linkedin.com/in/kristin-burton-pac `Resources:➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/➡️ Check out my programs - https://vikramraya.com/coaching/➡️ Apply to become a Limitless MD -

Bill Perkins, founder of Top Fan Rivalry, a baseball-centered community organization and a pancreatic cancer survivor, speaks with host Dino Verrelli in this powerful episode of the Project Purple Podcast. Hailing from Laguna Beach in the OC, Bill's story is as candid as it is inspiring. He shares how a moment in early 2022, when his wife noticed he looked jaundiced, set off a whirlwind of tests that led to a shocking diagnosis. What doctors first believed was a harmless blockage turned out to be pancreatic cancer. Within weeks, Bill underwent a grueling Whipple procedure, followed by a slow recovery and seven months of intense chemotherapy. He describes the emotional toll of being just 46 years old and hearing words like “life expectancy,” the terrifying stretch when a misread scan made it seem like the cancer had returned, and the strength it took to face survivor's guilt even after being declared cancer-free. Through it all, Bill credits faith, humor, a mental commitment to never giving up, and his wife's unwavering support as his anchors. A lifelong baseball fan, he opens up about how MLB's Stand Up To Cancer tribute moves him to tears and why a Rocky quote—“It ain't about how hard you hit, it's about how hard you can get hit and keep moving forward”—became his mantra. Now, more than three years out from surgery, Bill is channeling his resilience into helping others. Partnering with Project Purple, he's walking the equivalent distance from Dodger Stadium to Yankee Stadium (2,791 miles!) to raise awareness and prove that “you can do hard things,” hoping his journey inspires anyone facing dark days. Bill's advice is simple but hard-earned: be patient, fight with your loved ones by your side, keep a positive attitude, and remember, “the sun always comes up the next day.” Tune in for an episode full of honesty, perspective, and hope as Bill reminds us what it means to get knocked down, get back up, and keep moving forward. To support Bill's fundraising efforts, visit https://donate.projectpurple.org/campaign/694042/donate. Subscribe to the Project Purple Podcast for more stories from the pancreatic cancer community. If you'd like to donate to Project Purple's mission of a world without pancreatic cancer, please visit www.projectpurple.org/.

What if the best experiences of your life aren't meant to wait until retirement? In this episode, I share the story of my unforgettable backpacking trip through Europe — a trip that still pays me “memory dividends” years later. We'll talk about the Go-Go, Slow-Go, and No-Go years from Bill Perkins' Die With Zero, and why timing is everything when it comes to creating a life filled with joy, stories, and connection. This isn't just about travel — it's about choosing experiences over excuses, and making sure your life story is written by you, not lived vicariously through others.References: Bill Perkins

Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Guest: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He is the best-selling author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth, and his latest book is called The Wealth Ladder. Nick is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. Notes: Money works as an enhancer, not a solution: Like salt enhances food flavors, money amplifies existing life experiences but has little value by itself without relationships, health, and purpose. "Money by itself is useless... without friends, family, without your health, it doesn't add much... it enhances all the other parts of life." Nick beat his dad's friends at chess when he was 5 years old because he practiced more than they did. He got more reps. He did the work. It's not that he was a chess prodigy. He just worked harder than his opponents did. And he still does that today. Practice creates expertise beyond intelligence: At five years old, Maggiulli could beat adults at chess not because he was smarter, but because he had more practice. Consistent effort over time can outcompete raw talent. "I could beat them, not because I was smarter than them, only because I had practiced something... In this very specific realm, I could beat them." Consistent writing builds compound advantages: Writing 10 hours every weekend for nine years created opportunities including book deals and career advancement. The discipline of regular practice compounds over time. "I've been writing for nine years... I spend 10 hours a week every single week for almost a decade now, and that helps over time." The most expensive thing people own is their ego. How do you add value when you're in a job that doesn't have a clear scoreboard (like sales)? Think... What gets accomplished that otherwise wouldn't have without you? Add value through time savings and efficiency: In roles where impact isn't immediately measurable, focus on how much time and effort you save others. Create systems that make your colleagues more efficient. "How do I save our operations team time? How do I save our compliance team time... I'm designing better oars that'll give us 10% more efficiency." Money amplifies existing happiness: Research shows that if you're already happy, more money will make you happier. But if you're unhappy and not poor, more money won't solve your problems. "If you're happy already, more money will make you happier... but if you aren't poor and you aren't happy, more money's not gonna do a thing." Ego is the most expensive thing people own: Trying to appear wealthier than you are prevents actual wealth building. Focus on substance over status symbols. "People in level three that wanna look like people in level four end up spending so much money to keep up with the Joneses." Follow your interests for long-term success: Passion sustains you through inevitable obstacles and rejection. Maggiulli wrote for three years without earning money because he genuinely enjoyed it. "Follow your interest because when you follow your interest, you're more likely to keep going when you face obstacles." The "Die with Zero" philosophy, advocated by Bill Perkins, encourages people to prioritize experiences and fulfillment over accumulating maximum wealth, suggesting spending money strategically to maximize lifetime enjoyment. Nick defines six levels of wealth based on net worth, ranging from $0 to over $100 million. These levels are: Level 1: $0-$10,000 (paycheck-to-paycheck), Level 2: $10,000-$100,000 (grocery freedom), Level 3: $100,000-$1 million (restaurant freedom), Level 4: $1 million-$10 million (travel freedom), Level 5: $10 million-$100 million (house freedom), and Level 6: $100 million+ (philanthropic freedom).  Nick also notes a shift in asset allocation as one progresses through the levels. In the lower levels, a larger portion of wealth is tied up in non-income-producing assets like cars, while higher levels see a greater emphasis on income-producing assets like stocks and real estate. Wealth strategies must evolve by level: The approach that gets you to level four ($1M-$10M) won't get you to level five ($10M-$100M). Higher wealth levels typically require entrepreneurship or equity ownership. "The strategy that you use to get into level four is not going to be the strategy that gets you out." Know when "enough" is enough: Level four wealth ($1M-$10M) may be sufficient for most people. The sacrifices required to reach higher levels often aren't worth the marginal benefits. "The rational response for an American household once they get into level four is... maybe I take my foot off the gas and just enjoy life more." As a data scientist, Nick leverages data to provide business intelligence insights at Ritholtz Wealth Management, where he also serves as Chief Operating Officer. His work involves analyzing data to answer business questions, identify trends, and build predictive models. For example, he might analyze lead conversion rates, client attrition, or investment patterns to inform business decisions. Financial independence requires separate identities: Maintain individual financial accounts within marriage for independence and easier asset division. Pool resources for shared expenses while preserving autonomy. "Everyone needs to have their own accounts. They need to have their own money... especially important for women." Nick and his wife have a joint + separate bank account(s). Here's how it works: All of your income and your partner's income flows into this joint account. That income is used to pay for all shared expenses. Any excess left in the account (above a certain threshold) can either be left in the account or distributed equally between you and your partner (to your separate accounts). Apply to be part of my Learning Leader Circle  

OpusClip: Enter the contest and get free credits at https://www.opus.pro/clip-the-future Notion: Check out Notion, the best AI tool for work, right now at https://notion.com/icedcoffee Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow Bill Perkins : On Instagram - https://www.instagram.com/billperkins Website - https://www.diewithzerobook.com/welcome Apply for The Index Membership: https://entertheindex.com/ Add us on Instagram: https://www.instagram.com/jlsselby https://www.instagram.com/gpstephan Official Clips Channel: https://www.youtube.com/channel/UCeBQ24VfikOriqSdKtomh0w For sponsorships or business inquiries reach out to: tmatsradio@gmail.com For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:05 - When life really begins 00:03:07 - How he got rich 00:04:45 - Why he succeeded 00:08:16 - Lessons from books 00:09:13 - Is his net worth accurate? 00:12:33 - Life expectancy 00:13:14 - Feeling vs. being rich 00:15:06 - Why natural gas? 00:18:09 - Sponsor - OpusClip 00:23:02 - Saving vs. spending joy 00:26:25 - Drawing the line on spending 00:28:07 - Fear of death 00:30:36 - Does money bring happiness? 00:37:10 - Best ROI purchases 00:37:14 - Sponsor - Notion 00:40:40 - Spending $ on happiness 00:43:01 - Money optimization blueprint 00:47:49 - Writing the book 00:49:32 - Breaking his own rules 00:50:58 - Advice for low earners 00:52:26 - Trying new things 00:53:13 - Biggest waste of money 00:54:53 - Worst financial mistakes 00:56:04 - Movie investing regrets 00:59:59 - Maximize your 20s 01:03:03 - Spending young with low income 01:04:58 - Sponsor - Shopify 01:11:10 - Over vs. underspending 01:14:32 - Intentional spending 01:16:36 - Best time of life 01:17:32 - Raising humble kids 01:20:11 - Inheritance: yes or no? 01:21:57 - Would he change the book? 01:24:32 - Where he invests 01:27:03 - Advice for entrepreneurs 01:28:44 - What he learned from Bilzerian 01:32:50 - Most impactful fan stories 01:36:11 - Best health ROIs 01:37:19 - Skincare 01:38:46 - Why they started podcast 01:48:07 - Favorite travel spot 01:49:39 - Places he avoids 01:51:47 - FIRE movement 02:23:17 - Panhandling experiment *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Thinking about taking your kids on the road and giving them a global education? You'll want to hear this.In this week's episode, host Kim Anderson chats with Jake and Michelle Schomp, a nomadic family of five who've traveled the world for 10 years. Their three kids have experienced public school in Mexico, homeschooling, and worldschooling. Today, the focus is on Boundless Life—a structured worldschooling program offering community, continuity, and education across seven international locations.Get an inside look at how Boundless Life works, what it costs, and how it supports families living abroad without sacrificing academics. The Schomps share exactly what to expect—curriculum, community, and why it could be the perfect education solution for traveling families.In this episode, you'll learn:How Boundless Life blends worldschooling, routine, and learningWhat families can expect from curriculum and daily life abroadWho this lifestyle is for and how to know if it's a fitThis episode is for you if you've ever wondered: “How do I educate my kids while we travel?” or “Is there a way to worldschool without chaos?”RECOURCES: Connect with Jake & Michelle: Boundless Life YouTube Playlist & InstagramGet €600 off Boundless Life with code MichelleSchomp or MICSCH73Listen to Jake & Michelle's first Design Her Travel interview Episode #14⚡️ ROUND:Die with Zero: Getting All You Can from Your Money & Life by Bill Perkins 4-Hour Workweek by Tim FerrissKids Pop Up TentEPISODE DETAILS:07:34 - The whole premise of world schooling26:48 - One of the perks22:32 - Where boundless differs29:08 - This style of education helps kidsWANT MORE? Check out these episodes on family travel and education:Green School Bali: A Family's Story of Education & Adventure #111Family Travel Adventures: Making the World Your Classroom w/ Jenny Lynn #91Worldschooling, Unschooling & International Schools Education in the Digital Age #112Growing Up Without Borders One Family's Adventure Visiting Every Country in the World #99Roadmap to Happiness: Overlanding & UnschooliWant travel tips and a behind-the-scenes look at the podcast? SIGN UP for our weekly newsletter here! It's just the good stuff, I promise. No spam here. Support the showMore Travel with Less Money—Download Your FREE GUIDE & Start Exploring! Let's connect on Instagram! @DesignHerTravel Get $20 when you Sign-Up for Buzzsprout Please Note: I may earn a small commission when purchasing through these links. It doesn't cost you anything extra but does help support the show.

Order my newest book Make Money Easy! https://lewishowes.com/moneyyouCheck out the full episode: greatness.lnk.to/1787"In some situations, in a perverse way, you going to work to make more money to give your kids when you die is actually taking away from the fulfillment and diminishing your legacy." - Bill PerkinsBill Perkins drops a truth bomb that flips everything we've been taught about money and family legacy on its head. While most parents work themselves to the bone, saving every penny to leave behind a massive inheritance, Bill reveals why this traditional approach is actually robbing our children of their most impactful years and stealing precious time we could be spending together. His insight about giving inheritance between ages 25-33 – when our kids can actually use it to shape their lives – challenges the autopilot thinking that keeps us locked in cycles of endless accumulation.This isn't just about money strategy; it's about understanding that our bodies and our children's bodies follow the same laws of physics – we all peak and then decline, making timing everything when it comes to meaningful experiences. Bill's approach to intentional living extends beyond family to charity, showing how giving now rather than later creates exponentially more impact when people actually need help. You'll walk away questioning not just how you handle money, but how you define legacy itself.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter

¿Alguna vez te has preguntado si estás viviendo tu vida al máximo? ¿Si estás equilibrando correctamente el trabajo, el ahorro y las experiencias que realmente importan?En este episodio analizamos Morir con Cero (Die With Zero, 2020) de Bill Perkins, un libro que desafía todo lo que creemos saber sobre el dinero, el ahorro y la jubilación:el verdadero éxito financiero no es acumular la mayor cantidad posible de dinero hasta el día de tu muerte, sino optimizar el impacto que ese dinero tiene en tu vida mientras aún puedes disfrutarlo.A lo largo del episodio exploramos:Por qué muchos emprendedores terminan ahorrando demasiado y viviendo demasiado pocoCómo las experiencias generan un "dividendo de memoria" que crece con el tiempoEl concepto del "pico de riqueza neta" y por qué deberías empezar a gastar antes de lo que piensasCómo planificar tu vida en "cubos temporales" para no perderte experiencias con fecha de caducidadEstrategias concretas para equilibrar prudencia financiera con una vida plena de experienciasQuizás este episodio haga que cambies profundamente tu relación con el dinero y te dé herramientas prácticas para optimizar tus recursos, maximizar tus experiencias de vida y asegurarte de que no desperdicias ni tu tiempo ni tu dinero.

¿Alguna vez te has preguntado si estás viviendo tu vida al máximo? ¿Si estás equilibrando correctamente el trabajo, el ahorro y las experiencias que realmente importan?En este episodio analizamos Morir con Cero (Die With Zero, 2020) de Bill Perkins, un libro que desafía todo lo que creemos saber sobre el dinero, el ahorro y la jubilación:el verdadero éxito financiero no es acumular la mayor cantidad posible de dinero hasta el día de tu muerte, sino optimizar el impacto que ese dinero tiene en tu vida mientras aún puedes disfrutarlo.A lo largo del episodio exploramos:Por qué muchos emprendedores terminan ahorrando demasiado y viviendo demasiado pocoCómo las experiencias generan un "dividendo de memoria" que crece con el tiempoEl concepto del "pico de riqueza neta" y por qué deberías empezar a gastar antes de lo que piensasCómo planificar tu vida en "cubos temporales" para no perderte experiencias con fecha de caducidadEstrategias concretas para equilibrar prudencia financiera con una vida plena de experienciasQuizás este episodio haga que cambies profundamente tu relación con el dinero y te dé herramientas prácticas para optimizar tus recursos, maximizar tus experiencias de vida y asegurarte de que no desperdicias ni tu tiempo ni tu dinero.

Bill Perkins, author and founder, managing partner and head trader for Skylar Capital, joins the podcast to discuss how to live your best life no matter your income and his two decades of experience in the trading industry. We talk about the importance of balancing your financial goals with your time-appropriate life experiences and adding joy in your life right now while being intentional with what you want to do. Bill's book, “Die With Zero,” has been featured in The New York Times, Mr. Money Mustache, Success, and more. In this episode we discuss: How to enjoy your money and time now, instead of restricting yourself to the point of robbing you of your life Balancing optimizing your life to fulfillment and saving for the future Why certain experiences are useless for us at a certain point if we don't use them Confronting fear-based mindsets by identifying goals Why waiting until we die to give our children a financial foundation doesn't make sense + more Other Links Mentioned in episode:  DiewithZero.com/welcome Apply to Share Your Journeyer Story here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Bill:   Website Instagram:@BillPerkins Twitter: @bp22 Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In today's episode of The Edge of Excellence podcast, co-host Sean Phelps is joined by Dave Foster, the Founder and CEO of Gateway Wealth Management.In this insightful conversation, Sean and Dave explore a nuanced journey of personal growth, career evolution, and the often-overlooked importance of perseverance. Through stories of early challenges and surprising pivots, you'll learn how formative experiences—especially those that test one's limits—can shape not just career paths but also character.Dave reflects on a transformative period of his life, recounting both the obstacles and the small wins that contributed to his long-term success. These reflections highlight a broader theme: that the path to professional fulfillment isn't always linear, and sometimes the most valuable lessons are learned not through easy victories, but through enduring tough seasons with intention.This episode is a compelling reminder that personal and professional mastery often emerges from taking the long view—and having the courage to try, stumble, and keep going anyway.Don't miss another episode of The Edge of Excellence podcast. Leave a review and subscribe todayWhat You Will Learn In This Show:Dave's initial interest in business, influenced by his father, who was a CEO of an animal feed manufacturing company.The value of thick skin and persistence, essential skills for a career in sales and business management.The challenges of selling financial advice with Edward Jones, where rejection feels personal compared to selling paint jobs at College Works.The psychological aspects of financial advice, particularly in helping clients through life changes like the death of a spouse. The importance of balancing long-term goals with enjoying the present as outlined in the book 'Die with Zero' by Bill Perkins.And much more...Guest Bio:Dave Foster is the Founder and CEO of Gateway Wealth Management, a fee-only advisory firm based in St. Louis. A CFP®, RICP®, and CAP® professional, he specializes in retirement income and tax planning. Dave is also the host of the Gateway Giving Podcast, where he explores philanthropy and purposeful wealth. When he's not helping clients or behind the mic, you'll find him hiking, playing baseball, or hanging out with his wife and three kids.Resources:Dave's LinkedInGateway Wealth ManagementDie with Zero book

View the Show Notes Page for This Episode Become a Member to Receive Exclusive Content Sign Up to Receive Peter's Weekly Newsletter Bill Perkins is one of the world's most successful hedge fund managers and entrepreneurs, and the author of the bestseller, Die With Zero. In this episode, Bill unpacks the Die With Zero philosophy which challenges conventional thinking related to the balance between health, wealth, and time—the three variables important for fulfillment. Bill makes the case that we should strive for maximum net fulfillment rather than net worth (or even health). He argues that we need to optimize our life to have memorable experiences before it's too late and that most people are over-saving and under-living. Bill also explains how one can apply the principles in Die With Zero to break out of “autopilot” and optimize their life to achieve maximum net fulfillment. We discuss: Bill's upbringing, background, and first job on Wall Street [2:45]; A missed experience and feeling of regret that shaped Bill's thinking [13:45]; Thinking in terms of time, and the relationship between money, time, and health [16:30]; Solving for net fulfillment and allocating your time based on the seasons of life [26:45]; How Bill thinks about risk, opportunity costs, and the difference between fear and risk tolerance [35:00]; Optimizing for fulfillment, finding purpose outside of work, and more [41:15]; Thinking about the order of experiences you want to have based on seasons of life [49:30]; Bill's unique perspective on philanthropy and a more impactful way to give money away [54:15]; Applying the principles in ‘Die With Zero' to maximize fulfillment [1:03:30]; How to break out of living life on autopilot [1:13:45]; When should your net worth peak? [1:17:30]; Taking calculated risks [1:21:00]; Bill shares a lesson from his incredible birthday [1:24:45]; How Bill's philosophy has evolved since writing Die With Zero [1:33:30]; and More. Connect With Peter on Twitter, Instagram, Facebook and YouTube