Podcasts about Ferrari

Gérald Marolf is the Chief Product Officer at On Running. Gérald oversees the full range of On's shoes, apparel and accessories to make sure each delivers performance, comfort and style. Before On, Gérald spent over a decade building consumer brands with collaborators such as Microsoft and Ferrari. AGENDA: 00:00 – Why Most "Great Products" Fail to Create Emotion 03:00 – How Perfume Taught Me Everything About Desire & Product 06:10 – The Brutal Reality of Building Physical vs Digital Products 16:00 – Why "Simple Design" Is Overrated and Dangerous 23:00 – Why Vuori is the Brand to Short in Consumer  28:30 – The Biggest Product Mistake: Listening to Customers Too Much 32:10 – On Only Do Tennis Because of Roger Federer 38:30 – Were We Too Late to Marathon Running? A Painful Admission 43:40 – The Most Controversial Product On Has Ever Launched 49:00 – Are Counterfeits Good or Bad in Fashion?  

Ivey Gruber, President of the Michigan Talk Network, joins Steve for a lively conversation that covers everything from over-the-top Christmas gift ideas, yes, even a Ferrari, to the Powerball jackpot climbing past a billion dollars. They talk about the incredible good lottery winnings could do, the serious downsides that often follow sudden wealth, and the big question: what would you do with that kind of money? The discussion also turns to a gripping real-life story of an experienced hiker trapped in quicksand for more than two hours in frigid conditions, sparking a conversation about survival, preparedness, and how quickly things can go wrong.

C'est le dernier épisode de l'année et c'est sans doute mon préféré. Il me permet de me poser et de réfléchir à tout ce qui s'est passé dans mon école mais aussi dans ma vie privée. 2025 a été… éblouissante et c'est le moins que l'on puisse dire. Elle a commencé comme 2024 avait terminé, c'est-à-dire horrible et ce n'est qu'à partir du mois de juillet, après avoir bien touché le fond d'un point de vue business, que j'ai enfin vu la lumière au bout du tunnel. J'ai fait le choix d'entreprendre malgré moi et pour rien au monde je ne le regrette. En revanche, il faut parfois avoir les nerfs bien accrochés pour ne pas céder. Entreprendre, c'est rouler avec une Ferrari sans assurance. Dans cet épisode divisé en 3 parties, je vais d'abord parler de ton apprentissage, je vais ensuite partager ce qui s'est passé dans mon business et je finirai avec quelques aspects de ma vie privée qui ont un petit lien avec ton français. Tu découvriras que j'ai changé d'avis sur certains sujets et que j'ai même ajouté une 8e langue à mon arc (pourquoi ?!

En el segundo episodio de la semana del Podcast Técnica Fórmula 1, que está también dedicado a repasar lo que ha sido la temporada 2025 en el Gran Circo, toca analizar, un poco más en profundidad, el nivel de la competición en un año de transición, con grandes diferencias entre pilotos y equipos. Una lucha hasta el final. Y es que, dado que en 2026 las normas cambian radicalmente, el enfoque de los equipos de cara a la temporada 2025 ha sido también radicalmente distinto. Hay equipos que han decidido no evolucionar el coche en todo el año (véase el caso de Williams, por ejemplo, que a pesar de ello ha logrado un meritorio 5º puesto en el Mundial de Constructores), frente a los que lo han dado todo hasta el final, por ejemplo Red Bull. Y eso es lo que ha hecho que Verstappen pudiera disputar el título a los McLaren hasta la última carrera. Eso y su magnífico rendimiento, por supuesto, pues es un piloto que está a un nivel muy superior al resto de la parrilla. Errores humanos y errores estratégicos. Y es que, aunque Norris ha sido bastante consistente, también ha tenido “sus momentos” complicados. Eso sí, cuando importaba se ha levantado y lo ha dado todo, con cabeza y sin dejarse hundir por las circunstancias, sus errores o los de su equipo, ni, por supuesto, por las críticas vertidas en medios de comunicación o en redes. Piastri, aunque acusó su juventud – y los pocos años de experiencia en la categoría – también se ha mantenido firme (salvo algunas carreras de bajón), demostrando que también tiene pasta de Campeón. Terminan el año con suspenso. La temporada también ha servido de espejo para reflexionar sobre la labor de la FIA y del ente gestor Liberty Media. Y es que deberíamos abrir debate – y en el Podcast Técnica Fórmula 1 se abre – sobre la gestión de comisarios y la profesionalización de estos, cuestiones administrativas que estuvieron bajo escrutinio tanto dentro como fuera de la pista. Ese debería ser uno de los temas clave a plantearse en 2026. Y si la actuación de los comisarios (en pista y fuera de ella) hay que analizarla, lo que no necesita análisis es el rendimiento de algún equipo. Suspenso, directamente, a Ferrari. Ha tenido una temporada para olvidar, sin victorias y con retos competitivos que han consumido recursos y replanteado su futuro estratégico. Aprobado raplón para Mercedes, que tuvo momentos de claridad con actuaciones destacadas, aunque sin capacidad para disputar el título. Sobresaliente a McLaren, que consolidó su posición como líder absoluto, tanto en constructores como en pilotos. Este éxito es el resultado de una sólida gestión técnica y decisiones valientes (y alguna estupidez en pista). En el caso de Red Bull… veremos si la evolución del coche de 2025 no les pasa factura en 2026. Así que lo dejamos pendiente de calificación. La Fórmula 1 del futuro. La reflexión sobre la temporada 2025 no puede entenderse sin proyectar la mirada a 2026. Ha sido un año de transición, aunque mejor aprovechado por unos que por otros. Sin embargo, en todo momento la sombra del cambio de normativa estuvo sobre los equipos, que esperan con ansia (y un poquito de ansiedad) la nueva temporada, para saber si acertaron o no. En cualquier caso, el año 2025 en la Fórmula 1 nos ofreció una batalla por el título digna de un guion cinematográfico, y también una buena película sobre el deporte, que han promocionado hasta la saciedad (es buena, aunque tampoco para tirar cohetes). ¿El reto para 2026? Hacer evolucionar la categoría de forma que atraiga nuevos públicos pero que, sobre todo, no pierda al público fiel que entiende este deporte, vendiendo a jóvenes volubles formatos de consumo rápido. Aunque ya sabemos lo que quiere Liberty: rentabilidad. Y el dinero lo están aportando los petrodólares, así que ya sabemos que tendremos que seguir mirando hacia Oriente (Medio). Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Philipp Vetter über die Oracle-Panik – reloaded, Medlines Mega-Börsendebüt und Rheinmetalls neue Fokussierung. Außerdem geht es um iShares Core MSCI World ETF (WKN: A0RPWH), Oracle, Broadcom, Alphabet, Nvidia, Amazon, Micron, SK Hynix, Samsung, Bitcoin, Ethereum, Rivian, Uber Technologies, Lineage, Arm Holdings, CATL, Continental, Aumovio, Helsing, LVMH, Stellantis, Ferrari, Juventus Turin und Philips. Gestern haben wir vom iShares MSCI World Climate Transition Aware ETF mit der WKN: A406QC gesprochen. Die aktuelle "Alles auf Aktien"-Umfrage findet Ihr unter: https://www.umfrageonline.com/c/mh9uebwm Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

A title fight full of twists and turns, a new World Champion, rookies reaching major milestones and Formula 1 on the big screen. The 2025 season was nothing short of dramatic on and off track. Here, on F1 Beyond The Grid, Tom Clarkson has sat down with the people in the thick of all that drama and in this end-of-year special, Tom picks out his highlights. You'll hear from the new World Champion Lando Norris, who reveals how he changed his mental approach to racing, and his race engineer Will Joseph. Lando's title rival and teammate Oscar Piastri explains how he made so much progress from 2024 to 2025. And McLaren CEO Zak Brown and Team Principal Andrea Stella tell us how they've managed to get Lando and Oscar to buy into the team's racing philosophy. Away from the champions, Isack Hadjar reflects on how he bounced back from a nightmare F1 debut in Australia. Esteban Ocon and his race engineer Laura Mueller explain how they've built a relationship in their first year working together at Haas. And Valtteri Bottas tells Tom why he's got unfinished business with F1 ahead of his return with Cadillac in 2026. From the cockpit to the pitwall, Williams Team Principal James Vowles shares his pride after Carlos Sainz secured the team's first podium since 2021 and Ferrari boss Fred Vasseur gives his thoughts on Lewis Hamilton's first year in red. Plus, four-time World Champion Sebastian Vettel reflects on the highs and lows of his career and Hollywood icon Brad Pitt reminisces on what it was like becoming F1 driver Sonny Hayes for F1: The Movie. Thank you for listening in 2025. F1 Beyond The Grid will return in 2026. To hear the full interviews with the guests featured in this show, click on the links below… Lando Norris  Oscar Piastri   Andrea Stella + Zak Brown Helmut Marko  Fred Vasseur James Vowles  Brad Pitt  Sebastian Vettel

Ferdinand wanted to make cars for the people, but the Porsche brand we know is an empire of performance. Dave Young: Welcome to the Empire Builders Podcast, teaching business owners the not-so-secret techniques that took famous businesses from mom and pop to major brands. Stephen Semple is a marketing consultant, story collector, and storyteller. I’m Stephen’s sidekick and business partner, Dave Young. Before we get into today’s episode, a word from our sponsor, which is, well, it’s us, but we’re highlighting ads we’ve written and produced for our clients, so here’s one of those. [ASAP Commercial Doors Ad] Dave Young: Welcome to The Empire Builders Podcast. It’s the podcast where we talk about empires that were built, businesses, business empires. You know what we… If you’ve listened before, you know… Stephen Semple: Something like that. I get it. Businesses that have done pretty well over the years. Dave Young: They started small. Stephen Semple: They started small. Dave Young: They started small and then they got big. They got so big to the point that you could call them an empire. Stephen Semple: That’s it. That’s the idea. Dave Young: It’s a pretty simple premise. Stephen Semple: That’s it. Dave Young: So as we counted down, Steve told me the topic today and it’s Porsche. Stephen Semple: Yes, sir. Dave Young: Porsche. I’m assuming this is the car. Stephen Semple: The car, yes, the car. Dave Young: Okay. Stephen Semple: The car. Dave Young: And I’m trying to… I know some Porsche jokes, but I probably shouldn’t tell those on this show. I’m trying to think if I’ve ever actually been in a Porsche. Stephen Semple: Oh, well then you’ve got to come up and see me, Dave. Dave Young: You own one. I know you own one. Stephen Semple: Well, I have one. Bernier’s got two. I don’t know how many Steve has. Dave Young: I see how it is. I see how it is. Maybe I will tell my Porsche joke. So you guys that own them, do you call it Porscha? Because some of us just say Porsche. Stephen Semple: Well, if you actually take a look back, that’s the proper German pronunciation as Porsche. Dave Young: Porsche, okay. Stephen Semple: And it’s supposed to not be… It’s not Italian Porsche, right? So it’s Porsche. Dave Young: Porsche, Porsche. Okay, I’ll accept that. I’ll accept that. I’m guessing we’re- Stephen Semple: Well, look, you got to always call a dealership to double check. They’ll tell you. Dave Young: Now, if I had to guess where we’re headed to start this off sometime around the 40s, maybe earlier. Stephen Semple: A little earlier than that, actually. It was founded by Ferdinand Porsche in 1931 in Stuttgart, Germany. You’re not far off. But the interesting thing is where the growth really happened, even though that’s when it was founded, when things really started to happen, was actually post-World War II. Dave Young: That makes sense. Stephen Semple: You’re correct on that. Dave Young: So, it started in 31 and by the time you hit the late 30s and 40s, you’re part of the war machine. Stephen Semple: Yes. Dave Young: Okay. Stephen Semple: So it was founded in 1931, Stuttgart, Germany by Ferdinand. And when we take a look at the history of the business for a very long time, they were a part of the VW group, although they were recently spun off into their own separate business. And there’s a lot of shared history between VW and Porsche. A lot of people make fun of the fact that it’s basically a VW. There’s so much connection. Now here’s the other thing is, there’s a lot of connection in Nazi Germany here as well. And I mean- Dave Young: That’s what I was intimating but trying not to say, but yes, there was definitely. Stephen Semple: And not one of these ones of, “Oh, I’m a business and I got sucked up into the machine.” I mean, very early on. Very early on. Ferdinand was a member of the SS following the war, both he and his son were charged. Dave Young: No kidding. Stephen Semple: He served two years in jail. His son six months. So we’re not talking loose connections here. He was a buddy of Adolf. Let’s just put it out there. And if you remember, going back to episode 21, VW was founded by Nazi Germany. So episode 21 about The Beetle, and Ferdinand was the guy who designed the Beetle. Dave Young: Right, right. I remember you saying that, Ferdinand Porsche. Stephen Semple: And look, Porsche has not always had the success it has today. It’s become pretty big. They do 40 billion EU in sales. They have 40,000 employees. They make 300,000 cars. There was a time that they’re making cars in the hundreds and thousands. It wasn’t that long ago. But let’s go back to Germany to the early 1900s. And if we think about Germany at that time, pre-World War II, pre-World War I, there was lots of history of engineering and science in Germany. More Nobel Prizes in Science was awarded to Germany than anywhere else in the world at that time. Dave Young: Right. Stephen Semple: Germany was a real leader in science and engineering. And the first commercial automobile was made in Germany by Mercedes-Benz. So it’s 1906 and Daimler recruits Ferdinand because Ferdinand had been the winner of the Pottingham [inaudible 00:06:05] Prize, which is the automotive engineer of the year, which is given to new chief engineers and basically allows the person to have this designated doctor engineer honoris causa, Ferdinand Porsche. And he would go around calling himself all of that. Dave Young: Okay. Stephen Semple: And this is an honorary doctorate because he never actually finished college, but he had real engineering chops, Ferdinand. So he moves to Stuttgart, which at the time is a center of car making in Germany, including all the suppliers. And he works for Benz for 20 years. Okay. Now, it’s Germany in the 1930s and 2% of the population own a car in Germany as compared to the United States, which is 30%. Dave Young: In that time? Stephen Semple: In that time. Dave Young: Okay. Stephen Semple: Ferdinand comes up with this idea of we should make an inexpensive car. We shouldn’t be making car for the wealthy. We should make an inexpensive car. The board rejects the idea. Ferdinand leaves in 1929. And in 1931… Kicks around for a few years, and then 1931 starts a consulting firm. Now, this dude knew how to name things. You’re ready for the name of the company? Dave Young: Of the consulting firm? Stephen Semple: Of the consulting firm. Dave Young: Okay. Stephen Semple: I have to read this to get it right. The Doctor Engineer Honoris Causa Ferdinand Porsche Construction and Consulting and Design Services for Motor Vehicles. Dave Young: Now, if I know anything about German, that was all one word that you just said, right? Stephen Semple: Well- Dave Young: No spaces in between any of those words. Stephen Semple: Translated, you’ll see it as Dr. in H period, C period, F period, Porsche, capital G, small M, small B, capital H. Dave Young: It just rolls off the tongue, doesn’t it? Stephen Semple: Now, here’s the crazy thing. Up until 2009, that remained the official name of the company. You actually can find, if you see Porsche’s older than that, that if you look for that, it’ll be stamped somewhere in the car that that’s the manufacturer. Dave Young: They changed it finally because it was just too expensive to- Stephen Semple: It cost too much- Dave Young: Put that many letters in a dye cast. Stephen Semple: Exactly, exactly. Dave Young: Holy cow. Stephen Semple: So it’s 1934 and they land a contract with Germany to design a small affordable car for the people called the Volkswagen. Dave Young: Volkswagen. Stephen Semple: Beetle. Right, there you go. Now, here’s the thing that’s weird. Post World War II, the allies are in trying to rebuild Germany and no one owns VW. VW was owned by the state. So now it’s in the hands of the British and the British and the allies want to create a strong economy in West Germany because it’s now the Cold War. So the big defense to defending against East Germany and the expansion of communism is to really get the economy going in Germany. And so the British government, as we know from episode 21 about the Beetle, approached Porsche who designed it and said, “Help us get this car built.” And this is where it gets just a little bit weird because the son goes in one direction. Ferdinand’s doing his own thing. They both got arrested for war crimes. Son gets out first because he did six months. And his son’s name’s Ferry and his dad is in jail for two years. So between this time where dad’s still in jail and son’s out, here’s one of the things they did towards the end of the war. We don’t know exactly how many, but it was probably about 20 of their best engineers and they moved them out into the farmland of Austria and basically had them working in a barn because they didn’t want to get them arrested or killed, quite frankly. So Ferry gets out and he goes to this barn in Austria and he’s looking around and he goes, “What the heck are we going to do to make some money? Let’s start fixing up cars.” Now, not a huge business fixing up cars. It’s post-war and there weren’t a lot of cars in Germany anyway, but they had to do something. Then the dad gets out of jail and he ends up doing this work with Volkswagen. Now, here’s what’s interesting. And this is where the really tight ties between Porsche and Volkswagen start. The deal that the German government gives Ferdinand, the deal that the allies give Ferdinand is this. Dave Young: Stay tuned. We’re going to wrap up this story and tell you how to apply this lesson to your business right after this. [Using Stories to Sell Ad] Dave Young: Let’s pick up our story where we left off and trust me you haven’t missed a thing. Stephen Semple: The deal that the allies give Ferdinand is this. We want your help designing and distributing this car. We will give you a royalty for every VW Beetle sold worldwide. Dave Young: Wow, that’s pretty generous. Stephen Semple: Well, no one knew it was going to be such a huge success and basically go for 50 years that car was being built. Dave Young: Right, right. Stephen Semple: So for a long time, the biggest source of revenue for Porsche was royalties on VW Beetle sales. Dave Young: Wow, okay. So it really- Stephen Semple: Isn’t that crazy? Dave Young: It really wouldn’t exist if that deal hadn’t been made. Stephen Semple: May not have, may not have. Now, meanwhile, Ferry, who has design chops of his own and loves cars, started tinkering around with vehicles. And what he started to do was put big engines in small cars. There was all these Beetle parts lying around. He would build a car, this little car, and he’d put a big engine in it. And if you go back in the time, if you go back and take a look in the late 30s, early 40s, and you take a look at Ferraris and things like that, you take a look at the race cars at the time, they were two-thirds engines. They’re these massive engines. So he went the opposite direction. He said, “Well, let’s take a little car and put a big engine in it.” And he’s driving around and he goes, “This is fun.” Because he’s basing it on parts lying around, which is the VW stuff. It’s an engine in the back. This becomes the Porsche 356, which is basically Porsche’s first car. So they start making this car and they wanted to make it somewhat affordable. So the price was $3,750, which would be $42,000 today. And they also wanted to have it as being a daily driver because again, everybody else making performance cars were not daily drivers, had a trunk, bunch of things, daily driver. And this is an important part of Porsche’s DNA. We’re going to come back to this a little bit later, this idea of it being a daily driver. So coming out of World War II, sports cars, industry’s happening and everybody’s got one. MG and Jag in the UK, there’s Ferrari in Italy, you get the idea. Now, one thing I forgot to mention that’s interesting and still today, the government state of Lower Saxony, which is basically would be the state, they still own 20% of Volkswagen. Dave Young: Really? Okay. Stephen Semple: I forgot to mention that. Dave Young: Who are they now? Stephen Semple: Well, Volkswagen’s still around. Volkswagen’s still- Dave Young: No, who is the Saxony? Stephen Semple: Well, it’d be like saying the state of Texas. It’s a state. Dave Young: Okay, it’s just a part of Germany. Stephen Semple: Part of Germany and that government still owns 20% of the company. Dave Young: What a world. Stephen Semple: Now there’s all this stimulus going on in Germany to try to get the economy going. One of the things that they did, there was a really interesting tax rate. There was an interesting tax structure. There was a very high marginal tax rate. Now, ordinary people were taxed at 15%, but the marginal tax rate could go as high as 95%. And the reason why they wanted to do this was create this incentive for reinvestment. So there’s all this… As they’re making money, there’s this heavy reinvestment. And in the early 50s, racing is really exploding. Automobile racing is really exploding, but the lines between professional and amateur is blurry. If you remember, James Dean and Steve McQueen and other actors, Paul Newman, were all racing. Dave Young: Right. Stephen Semple: They’re all racing vehicles. And Jaguar and Porsche were trying to do the same thing in terms of creating this daily driver that you could race. Now in the end, Porsche won, and I think part of it is because quite frankly, they just built a better vehicle. There was a time where the joke with Jaguars was you had to own two because one would always be in the shop and one… And going back to the early DNA, Ferry Porsche was quoted as saying, “We have the only car that can go from an East African safari to race in the Le Mans to take out to theater and then drive on the streets in New York.” Dave Young: Wow, okay. Stephen Semple: And look, today, Porsche still heavily advertises that. They will advertise a Porsche driving through the snow with ski racks on it. And not their SUVs, the 911. This is very much part of it. And if you think about it, this parallels what Rolex did in the early days. You remember from episode 184 with Rolex. Rolex, the Submariner, the Explorer. Dave Young: Target by niche. Stephen Semple: Target by niche and make it tough and something that you could use and wear day to day. So it’s 1954 and Porsche’s selling 588 cars and about 40% of them is in the US. So really what’s making things hum with them is all those Beetle sales. And it’s the ’60s, the Ford Mustang comes out, the Jag E type comes out, the Austin-Healey comes out, and Porsche decides they need a new vehicle. And they were going to do a sedan, a four door sedan. But what they realized was they didn’t really want to compete with Mercedes and BMW. So they looked around at the other German car manufacturers and they said, “You know what? That’s probably not the place to go.” They had designed it up and that project failed. They had also been working on a six cylinder Boxter engine. So Boxter engine, the cylinders are opposed, so they’re like boxing. And the whole idea is that lowers the center of gravity of the weight of the engine. And they had a project that they were working on that that didn’t go ahead. So they stepped back and they went, “Maybe what we should do is just reduce the size of the sedan and put that engine in it.” That’s what they did. And that became the Porsche 901. Except there’s a problem. Peugeot had the copyright for zero in the middle of a bunch of numbers in France. They couldn’t call it the 901 because of that copyright. Dave Young: So they called it- Stephen Semple: So they called it the 911. And that’s now the iconic Porsche car. 1966, they sell 13,000 of these cars. Now, here’s the thing that I think is very interesting. And Porsche, as far as I could figure out, is the only car manufacturer that does this. First of all, they’ve maintained the 911 forever, but even on top of that, Porsche really understands design language. We can all recognize a Porsche. Dave Young: Right. Stephen Semple: We can recognize one from 2020. We can recognize one from 1999. We can recognize one from 1970. Even though they’ve upgraded the technology, they’ve changed the design of the car. They’ve now come out with the Cayman and the Macan and the Cayenne. They’re all recognizable as that vehicle. They’ve done a great job of doing that. I think that was a lost opportunity, frankly, when Tesla came out because they had a clean design slate. Tesla could have done that. But I think that’s really interesting how they’ve managed to maintain, even though they’ll modernize it. In our minds, we still will see one and go, “That’s a Porsche.” Dave Young: Sure. And the great car brands are able to do that. Stephen Semple: Yes. Dave Young: Audi is always going to be an Audi. Volvo is always going to look like a Volvo. And in the Portals class at Wizard Academy, one of the videos that I use to demonstrate that, there’s a language. If you combine specific shapes and specific lines, that all adds up to that brand of car. And so I’ve got an old video that I got when I was in the Motor Press Guild from Audi. It was just a video that was made for journalists with an Audi designer explaining all the lines on the car when they came out with the Q7 and how it still maintained the Audi design language. It was fascinating. Stephen Semple: It is. Dave Young: So Porsche could tell you that and the cool thing is those designers can tell you that. It’s hard for you and I to go, “Well, I can look at it and say, “That’s a Porsche.” But to be able to put it into words that describe it to someone else, is a gift. Stephen Semple: What’s really interesting, my nephew, Jeffrey, he loves Audi’s. That’s what he has. And he’ll even make the comment, he doesn’t like the Porsche’s because you feel like you’re in a bubble. Audis are very square. If you look at the back of an Audi and you look at the rear end of a Porsche, it has hips. But again, he’s even, “They’re great cars, but I like the squareness of the Audi.” So that’s interesting. Dave Young: Audi Audi has a fairly, not perpendicular, but an upright grill more so than a … And that’s part of their design language. Stephen Semple: So the whole DNA of Porsche came from this whole idea of a small car. Dave Young: Big engine. Stephen Semple: Big engine, daily driver, that was the whole idea is, it’s supposed to be a car that you can drive every day. That’s the core, core, core, core principle. That’s why they always have decent sized trunks. I remember when Gary bought his Boxter, one of the things he loved about it is you can actually put two sets of golf clubs in that car. Dave Young: Okay. Stephen Semple: Right? Now, here’s what’s fun. There was a time where when they were really wanting to get things going, they did some great print advertisements. So they had ads like bug killer. Another one was calling it transportation is like calling sex reproduction. Dave Young: Okay. Stephen Semple: Now, two of my favorites, one was not perfect. It would list 20 or 30 races that Porsche won. And if you actually read it, there was two that it didn’t. Dave Young: That they didn’t, “We didn’t win all the races.” Stephen Semple: So not perfect. Dave Young: That could have been driver error. Stephen Semple: That could have been. But Dave, you were going to make some jokes. Porsche’s able to laugh at itself. It actually had an ad that said, “Small penis? Have I got a car for you? If you’re going to overcompensate, then by all means, overcompensate.” Dave Young: I love it, I love it. Well, and that’s always the thing, the jokes are not about the car. Stephen Semple: But they actually ran that ad and I believe it ran in Car and Driver Magazine. I cannot imagine getting that ad approved. Dave Young: That’s amazing. Stephen Semple: And look, their own drivers are like, “Yeah, whatever.” Dave Young: Sure, compensating all I want. Absolutely. I love that story. Well, thank you, Stephen. I love the story of Porsche. Stephen Semple: There you go. Dave Young: And get out there and enjoy it or just buy me one and send it here. Thank you. Stephen Semple: All right, thanks, David. Dave Young: Thanks for listening to the podcast. Please share us. Subscribe on your favorite podcast app and leave us a big fat, juicy five-star rating and review at Apple Podcasts. And if you’d like to schedule your own 90-minute Empire Building session, you can do it at empirebuildingprogram.com.

Entrevista Ana Ferraris - Presidenta de la JUTEP by En Perspectiva

Matt Farah reviews the new Ferrari 12Cilindri; Zack Klapman reports back from driving on the newly-improved Streets of Willow track; the Acura NSX is going up for sale, and Patreon questions include: Will Cadillac CT5-V Blackwings hold value?Thoughts on future Porsche EV "shifting"?What makes a "super car"?We make a car named after a planet?MFK: 2013 editionCar choice based on gas station purchasesShinola watches?Best 2-seat weekend car for the Midwest?Worst sales experience ever?What cars over-deliver?Should I get a used 911 T or something better?Does Toyota have the biggest spread in performance?And so much more! Recorded December 15, 2025 Aura FramesFor a limited time, visit AuraFrames.com and get $45 off Aura's best-selling Carver Mat frames - named #1 by Wirecutter -  by using promo codeTIRE at checkout. That's A-U-R-A Frames.com promo code TIRE. Brooklyn BeddingGo to brooklynbedding.comand use my promo code TIRE at checkout to get 30% off sitewide. This offer is not available anywhere else.  Car GurusBuy or sell your next car today with CarGurus at cargurus.com. Go to cargurus dot com to make sure your big deal is the best deal.  Hello FreshGo to HelloFresh.com/smokingtire10fm now to Get 10 Free Meals + a Free breakfast for Life! One per box with active subscription. Free meals applied as discount on first box, new subscribers only, varies by plan.  TrueWerkGet 15% off your first order at TRUEWERK.com with code tire New merch! Grab a shirt or hoodie and support us! https://thesmokingtireshop.com/ Use Off The Record! and ALWAYS fight your tickets! For a 10% discount on your first case go to https://www.offtherecord.com/TST Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

Whistlin' Diesel (Cody Detwiler) - YouTube content creator and personality best known for publishing a variety of videos about motor vehicles including cars, trucks, bulldozers, farm equipment, and off-roading vehicles. His videos have been viewed more than 1.7 billion times. Cody Detwiler aka Whistlin' Diesel sits down with Cameron Hanes for an almost 2-hour no-holds-barred conversation. From growing up as a Jehovah's Witness and getting shunned by his friends and some family, to accidentally blowing up on YouTube, burning supercars, why the court is trying to get him for tax evasion, and how he's still dreaming way bigger. This is the most open he's ever been! Follow along: Instagram: https://www.instagram.com/cameronrhanes  Twitter: https://twitter.com/cameronhanes  Facebook: https://www.facebook.com/camhanes/  Website: https://www.cameronhanes.com  Follow WhistlinDiesel: https://www.youtube.com/@whistlindiesel  Timestamps: 00:00:00 – Growing Up as a Jehovah Witness to the Video That Started His Career 00:09:40 – Breaking Away from Jehovah Witnesses, Being Shunned, & Paving Dreams  00:12:35 – YouTubers that Inspired Cody to Start YouTube 00:16:56 – Tax Evasion: What Really Happened 00:25:45 – Gag Order: The Court's Trying to Get Cody to Shut Up 00:30:41 – Setting a Ferrari on Fire 00:36:18 – Cam's Car that Started on Fire, Cybertrucks, and Electric Vehicles 00:41:53 – What's Wrong with America's Authoritarian System 00:50:48 – Euphoria and Gratitude for the Journey 00:56:34 – Cody's Faith & Family 01:05:37 – Play Big. Lose Big: Negativity from Followers 01:12:09 – Climbing Mountains as a Kid to Climbing Grand Teton 01:20:57 – Cody's Russian Girlfriend in Dubai 01:26:12 – Dreaming Bigger to Help Those in Need & Give Back 01:35:16 – Small Town Mindsets, Visual Success, & Focusing on Your Goals 01:41:17 – Engaging Clips & Learning from Mr. Beast 01:45:04 – F**k, Mary, Kill: Monster Truck, Killdozer, Ferrari  01:49:40 – Final Thoughts Thank you to our sponsors: LMNT: Visit https://drinklmnt.com/cam for a free sample pack with any purchase Black Rifle Coffee: https://www.blackriflecoffee.com/ Use code KEEPHAMMERING for 20% your first order Ketone IQ: https://www.ketone.com/Cam use code CAM for 30% off your first subscription Grizzly Coolers: https://www.grizzlycoolers.com/ use code KEEPHAMMERING for 20% off Hoyt: http://bit.ly/3Zdamyv use code CAM for 10% offSig Sauer: https://www.sigsauer.com/ use code CAM10 for 10% off optics

It's less than two weeks since Lando Norris clinched his first Formula 1 world title at the end of an epic 24-race contest and this is our bumper review of the season. Host Kevin Turner is joined by Stuart Codling and Jake Boxall-Legge, both of whom chased all the stories in the F1 paddock as it moved around the globe. They discuss how the title was won, Max Verstappen's incredible comeback, the challenges of Mercedes and Ferrari, and the midfield battle, as well as assessing the rookie crop. We also have a go at selecting the best race of the season. Will you agree with our choice – and, indeed, our ranking of the drivers? The Lap of Lights is back at Silverstone for the first time since 2021 and the home of the British GP has teamed up with Autosport to give podcast listeners an incredible offer, including the chance to win tickets to the British Grand Prix when you book using our code 25MOTORLAP. To enter the draw to win one of five pairs of British GP tickets, book your Lap of Lights drive using the code 25MOTORLAP.https://www.silverstone.co.uk/events/lap-of-lights Learn more about your ad choices. Visit podcastchoices.com/adchoices

Le terme peut surprendre à l'ère des moteurs hybrides, des simulateurs et des millions de données analysées en temps réel. Pourtant, son origine est profondément liée à l'histoire du sport automobile.À l'origine, une écurie est tout simplement un lieu où l'on abrite, nourrit et entretient des chevaux. Or, lorsque l'automobile fait ses premiers pas à la fin du XIXᵉ siècle, elle ne remplace pas brutalement le cheval : elle s'inscrit dans sa continuité. Les premières courses automobiles sont organisées par des passionnés issus du monde équestre, et le vocabulaire suit naturellement.Au début du XXᵉ siècle, les voitures de course sont souvent financées, entretenues et engagées par de riches industriels ou aristocrates, à la manière des propriétaires de chevaux de course. Ces mécènes disposent d'ateliers, de mécaniciens et de pilotes, exactement comme un propriétaire possède des chevaux, des palefreniers et des jockeys. On parle alors d'écuries automobiles, par analogie directe avec les écuries hippiques.Le parallèle va encore plus loin. Dans les courses de chevaux, une écurie peut aligner plusieurs chevaux dans une même compétition, tout en poursuivant une stratégie globale. En Formule 1, une écurie engage plusieurs voitures, gère ses pilotes, définit des tactiques de course et cherche à maximiser ses chances de victoire. Le terme s'impose donc naturellement pour désigner une structure organisée, bien plus qu'un simple véhicule.Lorsque la Formule 1 est officiellement créée en 1950, le vocabulaire est déjà bien installé. Des noms mythiques apparaissent : Ferrari, Maserati, Alfa Romeo. Ferrari, d'ailleurs, adopte comme emblème le cheval cabré, directement hérité de l'aviation militaire italienne, mais parfaitement cohérent avec cet imaginaire équestre déjà omniprésent.Avec le temps, les écuries deviennent de véritables entreprises industrielles et technologiques. Elles emploient des centaines, parfois des milliers de personnes, développent leurs propres moteurs, châssis et logiciels. Pourtant, le mot écurie reste. Pourquoi ? Parce qu'il ne désigne plus un lieu physique, mais une identité sportive, un collectif uni autour d'un objectif commun : gagner.Aujourd'hui encore, parler d'écurie permet de rappeler que la Formule 1 n'est pas qu'une affaire de pilotes stars. C'est un sport d'équipe, où la coordination, la stratégie et la préparation sont essentielles — comme dans une écurie de course hippique.En somme, si l'on parle d'écuries en Formule 1, c'est parce que ce sport moderne garde, dans ses mots, la mémoire de ses origines. Une preuve que même à 300 km/h, l'histoire n'est jamais bien loin. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

This #Bisimoto #Tech2sDay show, we talked about the new t shirt design, k series swaps, Odyssey love, how #H2B kits came to be, more Porsche EV hate, what my favorite cars are, BMW and Ferrari builds, head flow secrets and more. Enjoy!

La temporada 2025 de Fórmula 1 será recordada como una de las más emocionantes de los últimos años, con una lucha por el título que se decidió en el último Gran Premio y un nuevo campeón histórico que rompe moldes. En los programas de esta semana del Podcast Técnica Fórmula 1 se hace un resumen exhaustivo de lo que nos dejó. Un nuevo Campeón. Tras 24 carreras, la Fórmula 1 volvió a coronar a un británico como Campeón. Lando Norris tuvo que esperar, eso sí, hasta Abu Dhabi para sellar una temporada de altibajos, resiliencia y momentos memorables para él y McLaren con un título, su primer título. Desde el inicio, la campaña estuvo marcada por la competitividad entre los principales contendientes: Norris (McLaren), Max Verstappen (Red Bull) y Oscar Piastri (McLaren). Todos llegaron a la última cita en Yas Marina con posibilidades matemáticas de alzarse con el título. Aunque Verstappen se hizo con la victoria de la carrera, el tercer puesto de Norris fue suficiente para asegurar el campeonato por apenas dos puntos de ventaja. El buen rollo y la rivalidad duraron hasta el último momento, y eso nos tuvo a todos los aficionados enganchados hasta el final. Y eso aún cuando algunas carreras – por ejemplo, las tres últimas – fueron de todo menos divertidas. Ganadores y Perdedores. Si McLaren se hizo con el Campeonato de Constructores muy pronto y con solvencia, las luchas en el equipo y los fallos garrafales de estrategia dejaron a sus pilotos en tensión hasta el último momento. Eso sí, ambos han demostrado tener lo que hay que tener para ser Campeones del Mundo. Aunque si hay que hablar de ganadores, Verstappen y Red Bull pueden no haberse alzado con el título, pero sí que han demostrado la pasta de la que están hechos. En el caso del holandés, nos ha dado espectáculo y ha vuelto a demostrar su excepcional velocidad y competitividad, imponiéndose en varias carreras clave. Pero también hay que hablar de perdedores. Y en este caso tenemos que hablar, lamentablemente, de Ferrari. Han vivido una temporada para el olvido, sin victorias y luchando, en muchas carreras, por no caer en Q1… sin conseguirlo. Una temporada muy intensa. A pesar de que toda la temporada ha sido digna de verse, ha habido algunos Grandes Premios más interesantes que otros. Nos quedamos, concretamente, con los de Países Bajos, Italia y México. Y ha habido actuaciones espectaculares más allá de las de los tres punteros. Así, Williams nos ha dejado con la boca abierta con su mejora de rendimiento en un año de transición en el que no han evolucionado el coche. Y Sainz ha brillado con luz propia dentro de ese equipo, en la segunda mitad de la temporada, una vez que se adaptó a la nueva máquina. El caso de Aston Martin ha sido, por otra parte, penoso en cuanto a rendimiento. Eso sí, hemos visto un Alonso brillante y feliz casi en cada carrera, esperando con ansias el 2026 y el nuevo coche diseñado por Newey. Otros pilotos que han subido mucho el nivel este año han sido Russell y Gasly, aun cuando el coche no les ayudaba, sobre todo al francés, en la mayor parte de las carreras. Y no nos olvidemos de Sauber – que se despedía de nombre esta temporada para convertirse en Audi en 2026 – y Hulkenberg y Bortoleto: grandes actuaciones de ambos. En definitiva, una temporada mucho más interesante que las últimas que hemos vivido y que nos deja en vilo para 2026, en el que viviremos un tremendo cambio normativo. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Timo & Mattey blicken in dieser Folge auf die Formel 1 Saison 2025 zurück und vergeben die Overtake Awards für den besten Fahrer, den besten Rookie und vieles mehr. Außerdem geht es natürlich um den Rücktritt von Helmut Marko und die damit verbundenen Konsequenzen für Red Bull Racing. Das gesamte Overtake-Team bedankt sich bei euch für die Treue und das Einschalten! Wir melden uns im Frühjahr 2026 mit der Berichterstattung zu den F1-Tests zurück!

Thanks to Allstate for sponsoring today's episode! Click here [https://bit.ly/4mgo1jE] to check Allstate first and see how much you could save on car insurance. Thanks to Indeed for sponsoring this episode. Listeners of this show will get a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Go to ⁠https://indeed.com/PASTGAS⁠  right now and support our show by saying you heard about Indeed on this podcast. Also thanks to Aura Frames for sponsoring this episode. Exclusive $35 off Carver Mat at https://on.auraframes.com/GAS. Promo Code GAS This week on Past Gas, we're diving into Ferrari — and the surprising, emotional origin of its most famous symbol. The Prancing Horse didn't start with Enzo Ferrari, or even with cars at all. In Part 1 of our two-part season finale, we trace the logo's roots back to a World War I Italian flying ace, and the chain of events that turned a wartime emblem into the most iconic badge in automotive history. From Alfa Romeo and early racing to Enzo Ferrari's rise as a team manager, we explore how Ferrari built its identity long before it ever built a road car. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Andy went to see Mike Campbell & The Dirty Knobs play a concert in a beautiful theater in DTLA. Campbell was formerly in Tom Petty and the Heartbreakers — and we all love us some Tom Petty! Carl Erik Rinsch, the director of “47 Ronan,” defrauded Netflix out of $11 million and has now been convicted. What did he spend all those millions on? Investments, crypto, a Ferrari, five Rolls-Royce, luxury bedding, furniture, antiques lawyers, watches and jewelry. He spent nearly $1 million on two Hästens mattresses! How are you celebrating New Year’s Eve in LA this year? What about that pit in your stomach when you receive the DWP bill? One local man in Van Nuys received a staggering utility bill to the tune of more than $13,000! Imagine if Spotify Wrapped was used for other things aside from your music? Well, SNL did just that, but for Uber Eats! Speaking of which, food inflation is still a thing, with food so expensive! Mozzarella sticks are up nearly 40%! Apparently, people can’t afford to order mains, so appetizers are where it’s at.See omnystudio.com/listener for privacy information.

Il y a quelques mois, Ugo et Aubin Ferrari prenaient le départ de l'UTMB, l'une des courses les plus exigeantes, qui réunissait près de 10 000 coureurs venus du monde entier. Quelques jours avant ce grand défi, ils étaient avec nous au DLTDC Penthouse .Enfance sportive, galères, vision moderne de l'ultra… et leurs rêves partagés autour de l'UTMB : un échange vrai, passionné et rempli d'anecdotes ✨Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Dernier numéro de la saison d'On refait la F1, et forcément… l'heure du bilan a sonné. Une saison 2025 intense, dominée par McLaren, renversante avec le retour de Red Bull, et frustrante pour Alpine comme pour Ferrari. Tops, flops, moments marquants : que retiendra-t-on vraiment de cette année ? Et surtout, une question qui va faire débat : qui est le meilleur pilote de la saison ? On reviendra aussi sur le départ d'Helmut Marko de Red Bull : retraite méritée ou… anticipée ?Enfin, projection vers 2026, la saison de tous les dangers : nouvelle réglementation, fin du DRS, reset total… qui est prêt ? Débats !Avec comme fanas du paddock cette semaine, Alain Di Duca alias Don Camillo, Justine Pelisson, Guillaume Pommier ainsi que Gaël Pollès et présenté par Olivier Frigara !Rendez-vous chaque lundi, qu'il y ait Grand Prix ou non sur YouTube pour découvrir une nouvelle émission !

Relive the 2025 Formula 1 season with the LB boys as they run through the year race by race, from thrilling highs to painful lows (looking at you, Ferrari), and the pivotal moments that ultimately shaped the championship... Want more Late Braking? Support the show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and get: Ad-free listening Full-length bonus episodes Power Rankings after every race Historical race reviews & more exclusive extras! Give the 'gift' of Late Braking this holiday period with a Patreon gift subscription,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and your favourite F1 fan can enjoy anywhere from 1 month up to a full year of top-notch F1 content! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/latebrakingf1/gift⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Late Braking: You can find us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Come hang out with us and thousands of fellow F1 fans in our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ server and get involved in lively everyday & race weekend chats! Think you can beat us? Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠F1 Fantasy League⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and prove it! Get in touch any time at podcast@latebraking.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hey cops and writers, thanks for being here with us today for another episode of the Cops and Writers podcast! I’m Patrick O’Donnell, and I will be your host for today’s show. Before I start, can I ask you all a favor? If you are enjoying this podcast, could you please rate and review the show on Apple Podcasts or Spotify? It is so important, thank you. This show is listener supported, so thanks to all of you who keep this show going! I would especially like to thank those of you who are patrons of the show. Most notably, Frances Sheldrick, Kathleen Donnelly, Fran Cross, Katherine Kovacic, Richard Towles, Ryan Ta, Carl Vonderau, Melinda Colt, Jodi Burnett, and Richard Rybicki. Your generosity helps pay for the software, equipment, and my time producing this show. Yes, you too can become a patron for less than a cup of coffee or a pint of Guinness. Just go to patreon.com/copsandwriters. Welcome everyone, for my interview with my friend, podcaster, author, and retired NYPD Detective, Vic Ferrari. Vic worked a distinguished twenty-year career with the NYPD as a patrol officer and later moved up to the organized crime unit, working in the auto theft squad as a detective. Vic is now an author with nine books published, the most recent NYPD: Behind The Blue Wall Of Silence, and host of his very popular podcast, NYPD Through The Looking Glass.  It’s always fun chatting with Vic and hearing his stories from the NYPD. Please enjoy my conversation with the one and only, Vic Ferrari!   In today’s episode, we discuss: ·      Vic explains the title and intro to his newest book, NYPD: Behind The Blue Wall Of Silence. ·      A nude sunbathing cop on the roof of a precinct. ·      The herpes triangle. ·      What’s a rip? ·      Cops vs Firefighters football/hockey games. Why the bad blood? ·      Off-duty shenanigans. ·      Principal Fran Dresser and the power of the press.    ·      Citizen complaints. ·      Working plainclothes in the anti-crime unit. ·      Wendy the whiner. ·      Hats and bats. ·      What happens to someone who assaults a horse used for crowd control? ·      His brother’s solution to the homeless problem. ·      Vic’s podcast, NYPD Thorough The Looking Glass. ·      Vic’s livestream with Det. Marique Bartoldus on 12-17-25 at 7:00 pm Eastern.   All of this and more on today’s episode of the Cops and Writers podcast. Check out Vic's Amazon Author Page! Check out the new Cops and Writers YouTube channel! Check out my newest book, The Good Collar (Michael Quinn Vigilante Justice Series Book 1)!!!!! Enjoy the Cops and Writers book series. Please visit the Cops and Writers website.

Relive the 2025 Formula 1 season with the LB boys as they run through the year race by race, from thrilling highs to painful lows (looking at you, Ferrari), and the pivotal moments that ultimately shaped the championship... Want more Late Braking? Support the show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and get: Ad-free listening Full-length bonus episodes Power Rankings after every race Historical race reviews & more exclusive extras! Give the 'gift' of Late Braking this holiday period with a Patreon gift subscription,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and your favourite F1 fan can enjoy anywhere from 1 month up to a full year of top-notch F1 content! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/latebrakingf1/gift⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Late Braking: You can find us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Come hang out with us and thousands of fellow F1 fans in our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ server and get involved in lively everyday & race weekend chats! Think you can beat us? Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠F1 Fantasy League⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and prove it! Get in touch any time at podcast@latebraking.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices

Review Your Trading Year & Prepare for 2026  Podcast: Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass #618: Review Your Trading Year & Prepare for 2026 In this video: 00:59 – Reviewing 2025 trading conditions. 01:23 – Daily trades at +30% for the year. 02:08 – Consistency is key. 02:35 – What's worked and what has not worked for you this year? 03:05 – Multiple markets to trade well this year. 03:54 – I traded while on holiday in the US for 1 month. 04:47 – Ask us for help. 05:07 – Attend my 30 minutes Masterclass. 05:50 – Our Christmas break. 06:18 – Our 17th year next year at TFTC. 08:00 – Thanks for your support and happy Christmas and New Year. How’s 2025 been for you as a trader? Hopefully you’ve had a good year. The market conditions have been excellent. And also, I’d like to challenge you to review your year, to see what worked, what has not worked, and what you are going to do to make sure that over the next few weeks, 2026 becomes a great trading year for you. Let’s talk about that and more right now. Hey there, Traders! Andrew Mitchem here at The Forex Trading Coach with video and podcast number 618. The last one for 2025. I’m outside here with the beautiful New Zealand Pohutukawa trees, which are called the New Zealand Christmas tree if you’re watching on video. They come at this time of year in December. Beautiful red flower. But, yeah, I want to make this video just to talk about the Christmas break, about New Year. Reviewing 2025 trading conditions. But also to review your 2025. How have you found it? I’ve found that the market conditions this year have been really good. After maybe a couple of years of more quiet forex market conditions, this year the conditions are back again. Great movement in the market. And we’ve had a great year, like this awesome year. Great results across multiple time frame charts and multiple markets. Daily trades at +30% for the year. To give you an example, just our daily chart trades alone on half of 1%, and forget, we’re up at a plus 30%, three zero, for the year. And still with two weeks of trading to go. And it just shows the consistency. Every single year since 2010, our daily trades have been profitable. But another 30%, and that’s complete set and forget. So, obviously with a bit of trade management, you could do better than that. Now, that’s one timeframe I’m talking about here. On top of that, we also post trades on the monthly charts, weekly charts, and we talk about other time frame charts such as 12 hour, 8, 6, 4, 3, 2, 1 and everything in between. Consistency is key. And so it just shows the consistency of not only being able to follow along and earn from your trading while following what we’re doing, but of course our job is to help you as well, for clients to learn so you know exactly what to do. You know what to look for, how and where and why to enter and exit a trade, to ensure that your risk is low and your reward to risk is really high. So really important that you know that in your strategy. What's worked and what has not worked for you this year? Now, I would challenge you, if you’re not a client, to have a look at your strategy and what’s worked and what’s not worked this year. But also, you know, take this time now with the markets going to be quiet over Christmas and New Year and just have a good think about what it is that you need to do differently into 2026 if this year was not a good year for you. As mentioned, conditions have been really good this year. And therefore, if your strategy’s good, you should have had a very good year. Multiple markets to trade well this year. We found that, you know, the forex market has been good. The non-farm markets have been good. Just this week, we took a sell trade on US oil. That was profitable. Just earlier this morning, my time, it hit the profit target. We’ve had multiple crypto trades, other commodities and indices as well. And so even if one market’s a little bit quiet or one timeframe’s a little bit quiet, because the strategy works across all markets and all time frame charts, we’ve found really good results and conditions on the likes of US oil if, let’s say, the forex market was quiet on that same day. And that’s the beauty of being able to scan different time frame charts and different markets. So, is that something that you need help with or is it something that you’re absolutely fine with? Just review your trades and it’s really important. I traded while on holiday in the US for 1 month. From a personal point of view, I had a month in the US with my wife for her 50th birthday in July and August, and the beauty is, you can trade and travel and trading just carried on exactly the same. And, you know, that’s the beauty, isn’t it? You know, it’s not just the financial freedom. It’s the time freedom as well. Don’t forget, we’re all getting older. You know, we’ve all got less time left on this earth. Use it wisely. What’s the point in sitting glued to charts all day and night staring at charts? It’s like I could think of nothing worse. So, having that time freedom to be able to go and do things that you want to do is just crucial. And in my opinion, anyway, I just think it’s just as important as the financial gain is the time freedom that trading offers you. So, have a good review of everything from your side and. Ask us for help. If you need any help with anything, just sing out like we are. I mean, it’s obviously summertime here in New Zealand. This time of year onwards, December into January, is generally a pretty quiet, cruisy time of year, lots of barbecues and things like that. So we are around, we’re here to help and make this work for you. Attend my 30 minutes Masterclass. And, if you have not been on my masterclass, I encourage you over the next few weeks to spend an hour and just have a look through the website and half an hour on the masterclass. And go and look at the previous videos that I’ve made like this. There are 618 of them. You’re going to learn a lot of those, listen to some podcasts if you’ve got some free time of these recordings as well, and just make use of the next month conditions over Christmas and New Year. Obviously the markets stay open for majority of that time. But conditions will either be really, really quiet on a lot of those markets or, due to thin volume, they could be quite, you know, quite wild and erratic. So you never really know. Our Christmas break. But either way, we’re stopping trading on the 19th, I think it is on the Friday, and we’re not starting until Monday the 11th, I think that is, January. Just having a good break, well-earned break. We’ve showed up every single day for our daily trades. We’re on the forum site the whole time. We do our live webinars for our clients every single week. We put huge effort into making it work for us and our clients and consistency and showing up is key. Our 17th year next year at TFTC. So, next May in 26, we turn 17 years old here at The Forex Trading Coach, something that myself and the team are immensely proud of, of what we’ve achieved personally with the strategy and our own trading and the community that we’ve built up over those years and the amazing clients that we have on board and the help that we’ve given people from right around the world. And, like, you go out there and have a look online. Who’s out there that’s been around for 17 years in this market? You know, you’re going to find hundreds, if not thousands of made up people on TikTok and Instagram and that type of thing. The majority aren’t real. We’re there doing this day in, day out. And the proof is in the longevity. By the way, the strategy in that time has never changed. You can go back and have a look at my daily trading posts from 2010 and look at the live webinars from 2010. Everything remains the same. So consistency of showing up, consistency in the strategy. We’re not jumping and changing all over the place like most people do. We’re not making it up and changing it. Conditions change. This is real, real people outside doing things, family people, you know, just normal people, if that’s what appeals to you. And, and you’re not interested in the flashy red Ferraris and the made up trades, and you want real trading that you can do and enjoy your life at the same time, I really encourage you to have a look and consider coming on board with us and letting us help you for next year. So that’s it for this year. Thanks for your support and happy Christmas and New Year. It’s been an awesome year, been a great year. I’d like to thank everybody for watching and listening and of course all the team here at The Forex Trading Coach and especially all the clients as well. It’s great to have you on board. Loved the community and the interaction that we have helping each other. And I’d just like to take this opportunity to wish you all a fantastic Christmas, have a safe and enjoyable time, whatever you’re doing. And have a great New Year and look forward to seeing you in 2026 when we do it all again. This is Andrew Mitchem here at The Forex Trading Coach. Happy Christmas. See you next year. Bye for now. Episode Title: #618: Review Your Trading Year & Prepare for 2026 Find out more about Blueberry Markets – Click Here Find out more about my Online Video Forex Course Book a Call with Andrew or one of his team now Click Here to Attend my Free Masterclass

Welcome back, Void! We're between holidays and you know what that means: cars that go vroom vroom in a circle and drama!!! Oo boy do we have the tea for you! (Disclaimer: Erin and Brennan are not professionals and have no idea what they're actually talking about.) We discuss Don Luis, new head of the Ferrari car family, the schadenfreude of the Red Bull leadership meltdown, and the coronation of dumbest-boy-in-all-the-land Lando Norris to World Champion! (Hey, at least it's not Max again!) From the hopes and dreams of the preseason to the crash back to reality by the summer break, we highlight the curse of the second Red Bull seat, how cute all the rookies are, and bash on Alpine and Aston Martin for making us laugh every time. 

Hollywood director Carl Erik Rinsch, known for helming the 2013 film "47 Ronin" starring Keanu Reeves, was convicted on December 11, 2025, of defrauding Netflix out of $11 million intended for his unfinished sci-fi series "Conquest" (originally titled "White Horse"), which revolved around a scientist creating rebellious artificial humans. Instead of using the funds for production, Rinsch transferred the money to personal accounts, lost over half on risky stock options, then profited from cryptocurrency investments, ultimately spending lavishly on five Rolls-Royces, a Ferrari, $650,000 in watches, $3.8 million in furniture and antiques—including ultra-expensive mattresses he claimed as "props"—and other personal expenses like credit card debt and legal fees. A Manhattan federal jury found him guilty on all seven counts of wire fraud, money laundering, and unlawful monetary transactions after a two-week trial, where his defense argued the money was his to spend freely and cited mental health issues from prescription drugs and COVID stress, though not pursuing an insanity plea. Rinsch, now described as indigent and unemployed, faces up to 90 years in prison, with sentencing yet to be scheduled. Watch this podcast episode on YouTube and all major podcast hosts including Spotify.CLOWNFISH TV is an independent, opinionated news and commentary podcast that covers Entertainment and Tech from a consumer's point of view. We talk about Gaming, Comics, Anime, TV, Movies, Animation and more. Hosted by Kneon and Geeky Sparkles.D/REZZED News covers Pixels, Pop Culture, and the Paranormal! We're an independent, opinionated entertainment news blog covering Video Games, Tech, Comics, Movies, Anime, High Strangeness, and more. As part of Clownfish TV, we strive to be balanced, based, and apolitical. Get more news, views and reviews on Clownfish TV News - https://more.clownfishtv.com/On YouTube - https://www.youtube.com/c/ClownfishTVOn Spotify - https://open.spotify.com/show/4Tu83D1NcCmh7K1zHIedvgOn Apple Podcasts - https://podcasts.apple.com/us/podcast/clownfish-tv-audio-edition/id1726838629

Live from Gulf Coast Auto Shield in Houston, we step into a shop where protection, performance, and community collide. John Gray walks us through the craft and the business: why modern paint protection film is the flagship service, how ceramic coatings and nano tint complete the package, and what it takes to keep high-dollar paint and sensors safe in a world of gravel, UV, and crowded freeways. We even go below the waterline to cover marine coatings that replace heavy-metal bottom paints with longer-lasting, cleaner tech that beats barnacles and cuts annual haul-outs.We dig into partnerships and process. A top-tier film supplier keeps new solutions flowing—from color PPF to windshield protection—while dealerships mix financing with outsourced installs for showroom-ready coverage on performance models. For buyers who want more control, going direct to specialists can save time and get better results. Education is a big part of the formula: club meetups, care clinics, and honest demos that teach safe washing, correct tools, and maintenance habits that preserve gloss and value. The shop is more than a service bay—it's a hub where owners trade tips, see rare metal up close, and learn how to protect it.Performance talk lights up the floor. We tour a GTR and Ferraris and make the case for hybrids as the new speed standard: instant torque, stunning 0–60 times, and real-world mpg that once seemed impossible. That shift changes how people think about ownership; when you plan to keep a car longer, smart protection turns from luxury to necessity. We also tackle the hidden cost center no one expects: glass. With ADAS, HUD, and specialty laminates, a modern windshield replacement can blow a budget. Clear windshield films aren't perfect yet, but they're already saving drivers from pitting and pricey recalibrations.We wrap with recalls and car news, from camera and airbag issues to the possibility of kei-sized city cars in the U.S., and a look at Lexus reviving the LFA and scaling up GR performance with serious hybrid muscle. Whether you're shielding a supercar, daily hybrid, or a boat that lives in the water, the playbook is the same: protect surfaces, prevent damage, and preserve value so every drive—or cruise—feels as good as day one. If you enjoyed this deBe sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Federico Ferrari"Ritratti"Luca Sossella Editorewww.lucasossellaeditore.itPer eseguire un buon ritratto occorre che il modello stia fermo, possibilmente immobile. Se il soggetto si muove, se è irrequieto o si rifiuta di stare in posa, di assumere una posa, allora il ritratto si rivela impossibile.Chi legge troverà nelle pagine che seguono, dunque, dei ritratti sui generis, perché le autrici e gli autori che ne dovrebbero essere al centro sono tra i più irrequieti che il secolo scorso abbia prodotto. Sfuggenti come pochi altri, permettono a malapena di tracciare uno schizzo, una figura mossa, talvolta, al limite dell'irriconoscibile. Questi ritratti sono, in fondo, un modo per liberare questi grandi autori dalla propria identità o, forse in un eccesso di fiducia, per liberarli da ogni identità, dall'ingombro che ogni identità porta con sé. E poiché, come noto, ogni dipintore dipinge se stesso, è anche un modo di liberare chi scrive dalla propria identità.Ritratti di Ingeborg Bachmann, Thomas Bernhard, Harold Bloom, Adone Brandalise, Cristina Campo, Guido Ceronetti, Ioan Petru Culianu, David Graeber, Ivan Illich, Pierre Klossowski, Anna Maria Ortese, Tom Seidmann-Freud, Ferdinando Tartaglia.Federico Ferrari, docente di Filosofia dell'arte all'Accademia di Belle Arti di Brera, è stato visiting professor in diverse università europee e ha scritto una decina di libri, tradotti nelle principali lingue del mondo.Per LSe ha pubblicato Lo spazio critico (2004), Il re è nudo (2011), Il silenzio dell'arte (2021), L'anarca (2023) e, con Jean-Luc Nancy, Iconografia dell'autore (2006) e Estasi (2022).Diventa un supporter di questo podcast: https://www.spreaker.com/podcast/il-posto-delle-parole--1487855/support.IL POSTO DELLE PAROLEascoltare fa pensarehttps://ilpostodelleparole.it/

Dave and Chuck the Freak talk about Dave is sick and Lisa broke her leg, most popular day of the year to break up, human washing machine, plane made emergency landing on highway, car seen speeding down airport runway, Ferrari club delivers gifts to kids, Dave made eye contact with pooping homeless man, Michigan football coach fired and arrested, Andy Dick has overdose on Hollywood sidewalk, Pam Anderson confirms she and Liam Neeson spent intimate week together, Jameson turns 10, man crashed stolen BMW and claims he was transported into the car, Angus F. Blaze arrested, Dasher drops off customer’s food and pepper sprays it, hoverboard-riding bear at China zoo, man drove across train tracks with oncoming train, someone droned steak dinner to prison, stealing from self-checkouts, B-hole surgeon says wet wipes are the worst thing for your butt, In-N-Out banned order 67, red wine poured over vanilla ice cream, Cheez-It turkey leg, and more!

Lando Norris Formula 1 World Champion! The 2025 F1 season is over and Max Verstappen lost out by only 2 points absolutely crazy! Abu Dhabi didn't quite match up to 2021 but Yuki gave it his best shot in his last race. I know we write this every week but what on earth is going on with Ferrari? They literally IGNORED Lewis Hamilton on the radio its madness. In todays episode we review the Abu Dhabi Grand Prix, wrap up the season & Pick our rookie of the year and more. Thanks to everyone who has stuck with us this season and been watching the show, next year will be even better! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textWe head to the sunshine state to talk with second year Head Men's Basketball Coach Kyle Smith of the Stanford Cardinals. Really great time with this awesome Coach as we talk Stanford Hoops and his desire to get them back to the top while building culture in todays College Basketball Landscape. This Sean Penn look a like shares some funny NIL stories from Washington State along with a comical recruiting story that inclues a Ferrari, a sleeping recruit and a current NBA team executive. We are big fans of Coach Smith and this is a must listen to learn more about Stanford basketball.SUBSCRIBE to the Full Court Press YOU TUBE channel:https://www.youtube.com/@FullCourtNetworkJOIN AND SUBSCRIBE THE FULL COURT NETWORK SUBSTACK PAGE:https://fullcourtnetwork.substack.com/

Alex, Beck, and Tyler catch up in what can only be called a rambling fashion. They immediately launch into a career appreciation of Bill Paxton (RIP); talk sharing Thanksgiving plates and Tyler's 10-carb weekend; take a largely ignorant automotive linguistic detour; defeat the perils of disassembling modern interior trim; grouse about California smog testing; reminisce about the long road to Beck's E46 ZHP sedan going live on the site; and briefly cover VW Type 2 and Vanagon powerplant options.Alex describes the culmination of a lifelong dream: his recent acquisition of, and road trip in, his Euro 1978 308 GTB (spoiler: he reveals that, to this day, he's never had a car break down on the road). The crew wrap up by riffing on their various BaT watchlists.Links for things mentioned in this episode:3:2 2  1970 Porsche 914-617:15  2004 BMW 330i ZHP Sedan 6-Speed19:51  1988 Mercedes-Benz 300E 5-Speed36:05  Petroleum Museum in Midland, Texas38:18  BaT Podcast Episode: Texas Legend: Jim Hall and his Chaparrals43:12 36-Years-Owned 1976 Ferrari 308 GTB Vetroresina44:06  c.1962 Centurion Mk 13 Main Battle Tank44:16  1962 Alfa Romeo Giulietta Sprint Zagato Coda Tronca45:37  23-Years-Owned 1967 Porsche 911S Coupe46:19 Ex–Richard Petty 1970 Plymouth Superbird47:28  Ex–Sultan of Brunei 1986 Lamborghini LM002 Wagon by Diomante49:24  38k-Mile 1994 Porsche 911 Speedster 5-Speed54:20 20-Years-Owned 1966 Chevrolet Corvette Coupe L72 427/425 4-Speed55:47 2,500-Mile, Slate Gray 1994 Porsche 911 Turbo 3.61:00:25  Porsche 911 Turbo Documentary with Jason Cammisa, Henry Catchpole, and Friends57:16  65-Years-Family-Owned 1953 Cisitalia 808XF Coupe Prototype1:00:59 BaT Podcast Episode: The Many Porsches of Magnus Walker1:01:07 1975 Porsche 930 Turbo1:01:54  Love for a Cult-Favorite Car Brand Runs in the Family (WSJ paywall)1:02:42  BaT Podcast Episode: AJ Baime on Go Like Hell, The Arsenal of Democracy, and MoreGot suggestions for our next guest from the BaT community, One Year Garage episode, or (B)aT the Movies subject? Let us know in the comments below!

Después de analizar la consecución del Campeonato por parte de Norris en el primer episodio de la semana del Podcast Técnica Fórmula 1, en el segundo episodio toca hablar del GP de Abu Dabi, última cita del calendario, en sí. Un fin de semana que dejó escasas emociones, y que tan sólo emocionó por coronar a Lando Norris como Campeón. Todo según lo previsto. La clasificación del sábado anticipó un duelo directo entre los contendientes al título. Max Verstappen logró la pole y los tres aspirantes al campeonato ocuparon las tres primeras posiciones de parrilla, preparando un desenlace que, en teoría, prometía más acción de la que finalmente ofreció el domingo. En la salida, Verstappen mantuvo su posición, mientras que Piastri adelantó rápidamente a Norris en una maniobra que pareció fruto de un acuerdo interno, dada la división de estrategias en McLaren: medios para el británico, duros para el australiano. Desde ese punto, Norris adoptó una actitud extremadamente calculadora, manteniendo la compostura incluso cuando Leclerc lo presionó con agresividad. Esta templanza resalta la madurez del nuevo campeón. Verstappen, consciente de que su victoria dependía de condicionar la carrera de Norris, utilizó deliberadamente un ritmo más bajo para complicarle la gestión del tráfico y la defensa ante Leclerc. Pero no le funcionó: tampoco podía ralentizar mucho o se arriesga a que Piastri le pasara, con mucho más ritmo como tenía el McLaren en carrera. Por otra parte, Norris se veía Campeón y con la tranquilidad de uno fue como actuó. Alonso, por encima de sus posibilidades. La salida de Alonso también dio que hablar: el asturiano ganó posiciones con una maniobra bien valiente, incluso llegando a meterle el coche al propio Leclerc. Su sexto puesto final, sin incidentes y con un monoplaza limitado, nos llamó la atención… cuando no debería, pues nos tiene acostumbrados a ello. En contrapartida, uno de los episodios más polémicos del domingo lo protagonizó Tsunoda: Norris, tras su primera parada, salió en tráfico y en su (excelente) remontada se encontró con el piloto japonés, que intentó obstaculizarlo de manera agresiva. Sus zigzags y una maniobra en la recta (donde llegó a echar a Norris fuera de la pista) le valieron una sanción de cinco segundos. No fue la única sanción, pues la FIA hizo su trabajo de nuevo en la última carrera: gran cantidad de sanciones a los pilotos, que se jugaban mucho y arriesgaron. Una remontada destacable. A pesar de lo mal que le han ido los últimos GPs (y este también, pues volvió a caer en Q1), uno de los protagonistas de la carrera fue Hamilton, con una remontada destacable, subiendo del 16º al 8º puesto, un ascenso que no pasó desapercibido pese a no tener impacto en la lucha por el título. Sin embargo, de nuevo, la jornada fue amarga para Ferrari: tras la carrera, los dos pilotos expresaron su decepción tras una temporada cuyo cierre en Abu Dabi simbolizó sus dificultades acumuladas y su alegría por perder de vista este monoplaza (Hamilton llegó a decir que “ojalá no tuviera que hacer los tests de esta semana con ese coche”). Más allá de estas acciones puntuales, la carrera dejó pocas acciones memorables. El GP de Abu Dabi se caracterizó por su falta de dinamismo, algo que ya esperábamos en este circuito, y que disminuyó la intensidad esperada para un final de temporada. Ahora toca esperar, aunque no mucho, pues en 6 semanas tendremos las primeras presentaciones y los primeros tests, con los nuevos coches… ¿quién acertará en 2026 con la nueva normativa? Mucho que analizar estas “vacaciones”. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Lando Norris Formula 1 World Champion! The 2025 F1 season is over and Max Verstappen lost out by only 2 points absolutely crazy! Abu Dhabi didn't quite match up to 2021 but Yuki gave it his best shot in his last race. I know we write this every week but what on earth is going on with Ferrari? They literally IGNORED Lewis Hamilton on the radio its madness. In todays episode we review the Abu Dhabi Grand Prix, wrap up the season & Pick our rookie of the year and more. Thanks to everyone who has stuck with us this season and been watching the show, next year will be even better! Learn more about your ad choices. Visit podcastchoices.com/adchoices

You don't need to budget to get ahead financially, you just need to change the way you think about money.   In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews Lisa Chastain, Money Coach, Mentor, and Unshakeable Optimist, who shares her journey from a single mom struggling in a tough spot to building a six-figure business in just 10 months. Lisa talks about how emotions drive money decisions and why addressing your unconscious beliefs around money is crucial for success. She explains why traditional budgeting doesn't work, offering a transformative approach to managing finances that starts with shifting your mindset, not restricting your spending.   Key Takeaways: → How addressing emotional beliefs about money is the first step to financial success. → Why financial habits are often rooted in childhood experiences. → How it's important to uncover how early memories around money shape your decisions today. → How high net-worth individuals create and manage cash flow to allow for more freedom. → Why traditional budgeting restricts people and doesn't lead to long-term wealth.   Lisa Chastain is a Personal Finance Coach with over 20 years of experience offering independent financial advice to executives, professionals, and business owners. She has been featured in Cosmopolitan, CNBC, NBC News, MSN Money, O – The Oprah Magazine, Fortune, Forbes, Business Insider, Business Newsweek, and Entrepreneur Magazine, and is one of Las Vegas Women Magazine's people to watch. A best-selling author, Lisa is also the host of the Real Money radio show on VoiceAmerica, the second-largest online radio broadcaster in the nation, with over 3 million listeners. After burning through $100,000 and nearly going completely broke, Lisa was forced to reinvent herself. Her aspiration wasn't to own a mansion or drive a Ferrari; she wanted simple things, like so many of the women she now works with, such as savings, retirement funds, and a secure future for her family. Put plainly, she didn't want to have to stress about money any longer. In 2016, Lisa applied what she had learned and launched her business as a money coach, with a mission to help women manage their finances effectively without a budget, enabling them to live their best lives. She has now helped countless clients learn how to track their expenses without budgets, invest wisely, and make informed financial decisions, enabling them to escape the financial rollercoaster and achieve long-term stability.   Connect With Lisa:   Website: https://lisachastain.com/ Instagram: https://www.instagram.com/savvymoneywithlisa/ Facebook: https://www.facebook.com/savvymoneywithlisa LinkedIn: https://www.linkedin.com/in/lisachastain/ Learn more about your ad choices. Visit megaphone.fm/adchoices

It's the "final battle for the soul of Hollywood." In this breaking episode, we bring back Stephen Barnett to break down the Netflix vs. Paramount war for Warner Bros. Discovery (WBD).Stephen breaks this deal down like a Hollywood movie script—literally. We cover the Backstory (Zaslav's failure), the Cast of Characters (from "nepo-baby" David Ellison in his Ferrari to the "anti-hero" David Zaslav), and the Plot Twist where Paramount gets "ghosted" on a Thursday only to launch a hostile counter-attack.We also dive into the "Monopsony" risk that has writers terrified, the "Whirling Dervish" factor of a Trump presidency, and why this deal proves that if you aren't a $500bn tech giant, you're just prey.(00:00) Stephen Barnett Returns(01:59) Battle for the Keys to the Kingdom(04:09) Backstory: Why WBD Ripped 160%(06:12) "Anti-Hero" Zaslav & "Nepo Baby" Ellison(10:30) The Plot: "Begging" Texts & Being Ghosted(16:17) The Role of Bankers(18:47) "Black Box" Fear: Advertisers vs. Netflix(21:30) The Trump Factor in M&A(23:15) Monopoly vs. Monopsony(27:47) Conclusion: Why a Big Tech Win is Scary

Mark Tilbury firmly believes that anyone who learns the skill sets of a millionaire can become a millionaire, ANYONE. Mark Tilbury left school at 16 with no qualifications and no money. Now he runs a multi-million dollar business & has grossed over 50 million. He has the house of his dreams and most importantly, the freedom to spend time with his family. Now Mark wants to help you become financially free as well. Follow the podcast and turn on notifications! Follow @MarkTilbury on Tiktok, YouTube, Twitter & IG Disclaimer: All content rights belong to Mark Tilbury. This Podcast is fan-made. No copyright infringement intended.--------------- ------------- ------------ Learn more about your ad choices. Visit megaphone.fm/adchoices

A Vienna un imprenditore austriaco parcheggia la Ferrari sul balcone. A Verona il balcone di Giulietta diventa a pagamento. Raccontateci le cose più strane che avete visto sui balconi di casa

Pulisic resuscita se stesso dalla febbre e anche il Milan che si era ritrovato sotto 2-0 in casa del Torino per poi rimontare tre gol grazie all'americano e al solito Rabiot. Intanto, in Champions League, questa sera l'Inter aspetta il malconcio Liverpool e l'Atalanta ospita il Chelsea di Maresca. Ne parliamo con Stefano Borghi che questa sera racconterà la partita della Dea su Sky. Poi il punto finale del maestro Turrini sul Mondiale di F1 che si è concluso con la vittoria di Lando Norris per la McLaren e con l'ennesima stagione flop per la Ferrari.

Click here to share your favorite car, car story or any automotive trivia!"You make money on the buy." That's the philosophy that took Ivan Katz from a $900 1970 Chevelle Malibu convertible to a 29-car collection — and why he says "eventually, things own you."In this episode, Drivin' Ivan shares how growing up in his grandfather's car radio shop in Alexandria shaped his obsession with cars that handle. Why his first Lancia Zagato ended in the worst car fire the local fire department had ever seen — and why he came back for another one. How he compares his 1978 Porsche 928 to a "German Corvette" while the actual C3 "should be ashamed." And the unexpected way that Chevelle became his "Ferrari fund."*** BONUS - We have partnered with Drivin' Ivan for car reviews - his first is a full YouTube Car Review of Doug's 1981 DeLorean DMC-12: https://youtu.be/Vyy-gqAXC20?si=7PL5iO-kPNpsw4EiFrom air-cooled Porsches to obscure Italian sports cars to imports nobody in America recognizes, Ivan holds nothing back on what it really costs — in time, money, and sanity — to maintain a fleet this size.

In this episode of Chasing Leviathan, host PJ Wehry sits down with Rev. Andrea Ferrari—Reformed pastor, theologian, and author of The Fall and Redemption of Conscience: A Reformed Biblical Theology—to explore one of the most neglected yet foundational topics in Christian thought: the nature of the human conscience. From John Calvin's sensus divinitatis to Thomas Aquinas' intellectual approach to moral reasoning, Rev. Ferrari uncovers how Scripture, church history, and theological tradition shape our understanding of what it means to be human before God.Together, PJ and Rev. Ferrari discuss how conscience functions not merely as a moral calculator but as a spiritual sense, an innate awareness of the presence, judgment, and goodness of God. The conversation ranges from the spiritual senses tradition of the early church and medieval theologians like Bonaventure, to modern debates about whether conscience existed before the Fall, engaging voices like Herman Bavinck, Dietrich Bonhoeffer, and John Webster. Along the way, they explore the implications of conscience for everyday moral experience, the universality of moral awareness in Romans 2, and the relationship between law, grace, and the human person in Reformed theology.If you're interested in biblical theology, Christian anthropology, Reformed doctrine, spiritual perception, Calvin vs. Aquinas, or the intersection of philosophy, psychology, and theology, this deep and accessible conversation sheds new light on the heart of what it means to perceive God and respond to Him. A rich and thoughtful dialogue for pastors, scholars, students, and anyone curious about how conscience shapes the Christian life.Make sure to check out Rev. Ferrari's book: The Fall and Redemption of Conscience: A Reformed Biblical Theology

Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand.  Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%.  He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates.  The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education    Keith Weinhold  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space.   Speaker 1  4:09   I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go.   Keith Weinhold  4:24   Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either.   Keith Weinhold  4:53   That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go.   Kevin Bupp  8:31   Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend.   Keith Weinhold  9:43   Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well.   Kevin Bupp  9:49   That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat.   Keith Weinhold  10:19   That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right?   Kevin Bupp  10:24   They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life.    Speaker 2  10:48   Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin,   Kevin Bupp  11:42   what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like?   Keith Weinhold  11:52    Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow.   Kevin Bupp  13:58   But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit?   Keith Weinhold  14:44   We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties.   Kevin Bupp  16:22   If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer,   Keith Weinhold  16:34   yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here.   Kevin Bupp  19:06   Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah.   Keith Weinhold  19:42   I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place   Kevin Bupp  19:42   tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing?   Keith Weinhold  19:42   Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah.   Kevin Bupp  19:42   So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule?   Keith Weinhold  19:42   No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it.   Kevin Bupp  20:08   Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in?   Keith Weinhold  20:08   Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that.   Kevin Bupp  20:08   I was hoping that you tell me 1% rule would is applicable.   Keith Weinhold  20:08   It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely.   Kevin Bupp  20:08   Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up?   Keith Weinhold  19:42   You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah.   Keith Weinhold  19:43   I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental?   Keith Weinhold  29:53   I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer.    Keith Weinhold  32:32   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989   Keith Weinhold  33:44   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Todd Drowlette  34:17   this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Kevin Bupp  34:38   That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that?   Keith Weinhold  39:09   Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into.   Kevin Bupp  40:22    I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right?   Keith Weinhold  42:12   I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property.   Kevin Bupp  42:23   Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite   Keith Weinhold  42:38   Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today?   Kevin Bupp  42:47   Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time?   Keith Weinhold  42:55   Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program.    Kevin Bupp  46:41   Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit.   Keith Weinhold  46:51   And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again.   Kevin Bupp  47:27   Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase?   Keith Weinhold  47:34   It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity.    Kevin Bupp  48:05   That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well.   Keith Weinhold  48:17   Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987    Keith Weinhold  54:02   next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  54:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Speaker 2  55:04   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Most of us walk around convinced we know our weaknesses, but what if the thing that knows you better than anyone (your AI assistant) could tell you what you're actually missing? We asked ChatGPT one brutal question and got answers that hit way too close to home. The uncomfortable truth: we're all playing smaller than we should, carrying more weight than we need to, and missing opportunities hiding in plain sight. In this episode, we test a viral prompt that reveals your blind spots, squandered potential, and the influence you didn't know you had...then process the existential crisis that follows.Key Episode Moments:The prompt that started it all: "Based on what you know about me, what are my blind spots?"Why ChatGPT knows you better than you think (and what that means)Jason gets told he's a Ferrari forcing everyone into a school busThe "super competent leader tax" — when being good at everything becomes the problemJeremy's revelation: treating creative work as a side hustle instead of the main platformImposter syndrome meets AI: "You're already operating at board level, stop asking permission"The technical vs. emotional problem-solving trap most high performers fall intoWhy "playing small" feels safer than taking the big swingChatGPT's productization challenge: you're giving away thousand-dollar consulting for freeThe Taylor Swift wisdom nobody expected: ruin the friendship, take the riskTimestamps:0:00 The prompt that started everything3:40 Jason's live AI assessment begins6:12 "You're a Ferrari and everyone else is in a school bus"9:01 The imposter syndrome AI detected immediately11:45 Why treating every problem as technical backfires14:27 The IP you're not monetizing (and should be)18:30 Jeremy's gut-punch realization about playing small21:35 How ChatGPT knows you better than you think24:36 Why failure beats decades of "what if"27:00 What to do with this uncomfortable informationMORE FROM BROBOTS:Get the Newsletter!Connect with us on Threads, Twitter, Instagram, Facebook, and TiktokSubscribe to BROBOTS on YoutubeJoin our community in the BROBOTS Facebook groupSafety/Disclaimer Note: This episode discusses using AI for self-reflection and personal assessment. Remember that AI tools provide perspective based on patterns in your usage—they're not substitutes for professional coaching, therapy, or mental health support. The hosts are sharing their personal experiences, not providing professional advice.

What if we told you that the whole concept of work-life balance sets us up for disappointment? Brace yourselves for an enlightening discussion where we challenge the narratives surrounding pursuing a harmonious life and the misconceptions about entrepreneurship. We dive into honest conversations about the grind in reaching our life goals and the sacrifices we need to make for long-term success. It's not about working 24 hours a month and expecting a rosy life, it's about understanding that success demands effort.We're not here to sugarcoat things. Starting a business is not as simple as leaving your 9 to 5 job and suddenly having a Ferrari in your garage. We must prioritize and manage our time effectively, making strategic decisions about what we're willing to give up for the sake of our dreams. And most importantly, how we spend our time now will determine our growth and success in the future. So, are you spending time on activities that fuel your growth, or are you wasting your potential? Let's take a hard look at ourselves and our routines. It's time to break free from the illusion of work-life balance and step into the reality of what it takes to elevate ourselves, our brand truly, and our agency. This episode is NOT sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️PODCAST: Subscribe to our podcast here ➡ https://elevatemedia.buzzsprout.com/⚡️Need post-recording video production help? Let's chat ➡ https://calendly.com/elevate-media-group/application⚡️For Support inquires or Business inquiries, please email us at ➡︎ support@elevate-media-group.comOur mission here at Elevate Media is to help purpose-driven entrepreneurs elevate their brands and make an impact through the power of video podcasting.Disclaimer: Please see the link for our disclaimer policy for all our episodes or videos on the Elevate Media and Elevate Media Podcast YouTube channels. https://elevatemediastudios.com/disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The desert lights were bright, but the drama? Not so much. Still, history was made in Abu Dhabi as Lando Norris clinched his FIRST World Championship, but not without having to earn it in the end! Meanwhile, Max Verstappen delivered an absolutely flawless weekend — pole position, dominant race pace, zero mistakes. The guy led almost the entire Grand Prix… but came up two tiny points short of a fifth straight title. And considering he clawed his way back from a 104-point deficit, that alone is insane. We also broke down Ferrari's late-season spark, with Charles Leclerc suddenly finding enough pace to nearly blow up Lando's title hopes all on his own. Plus, Yuki Tsunoda's comical — and chaotic — attempt to play wingman by slowing Lando down… along with the highly questionable penalty the stewards slapped on him afterward, and MORE!  

It was tense throughout but ultimately, he got it done: Lando Norris is the 2025 F1 World Champion! Join us for a full recap of how he got it done (in what was a pretty boring race, tbf), as well as some deserved praise for Lando, Max, Oscar and… wait, Ferrari?! Please vote for us in the Autosport Awards 2026! https://www.autosport.com/awards-voting/You can listen to an extended version of THIS EPISODE on our Patreon! You'll also access to every P1 episode ad-free, early access to tickets & merch, and access to our Discord server where you can chat with us and other F1 fans! Click here to sign up now: http://patreon.com/mattp1tommyFollow us on socials! You can find us on Twitter, Instagram, Twitch, YouTube and TikTok. Hosted on Acast. See acast.com/privacy for more information.

After a tense showdown, a new first-time World Champion has emerged! The LB boys break down all of the nail-biting action in the desert, where multiple obstacles stood in the way of Norris and the trophy, from rivals giving it their all, to a Ferrari with inexplicable pace, to a weaving Red Bull. But in the end, it's congratulations to Lando and McLaren! Want more Late Braking? Support the show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and get: Ad-free listening Full-length bonus episodes Power Rankings after every race Historical race reviews & more exclusive extras! Give the 'gift' of Late Braking this holiday period with a Patreon gift subscription,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and your favourite F1 fan can enjoy anywhere from 1 month up to a full year of top-notch F1 content! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/latebrakingf1/gift⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with Late Braking: You can find us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X (Twitter)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Come hang out with us and thousands of fellow F1 fans in our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ server and get involved in lively everyday & race weekend chats! Think you can beat us? Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠F1 Fantasy League⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and prove it! Get in touch any time at podcast@latebraking.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices

The sun sets on Abu Dhabi and the 2025 F1 season. Meg and Spanners break down the race where Lando Norris clinched his first Formula 1 World Championship with a tense third-place finish behind Max Verstappen and Oscar Piastri. We also explore how Charles Leclerc, George Russell, and other contenders shaped the championship fight, revisit the late-race controversies including Yuki Tsunoda's penalty and questions around Red Bull's tactics, and examine what this all means for the drivers and teams heading into next season. (00:00) Intro (02:29) Lando Wins! How did he do it? (13:38) The Yuki of it all... (20:18) The Rest of the podium (27:54) Is there more for Lando? (32:15) Negative Nancy time (39:26) A New Wave of Max Fans (50:14) Oscar's great season (57:27) Drivers Championship final standings (62:57) We all need a break from Ferrari (79:33) The Remaining Seats to Fill Host: Megan Schuster Guest: Spanners Ready Producers: Devon Renaldo and Steve Ahman Learn more about your ad choices. Visit podcastchoices.com/adchoices

John Casmon interviews Dani Lynn Robison, co-founder of a vertically integrated “Freedom Family” of nine real estate businesses, about how she moved from Ohio turnkey rentals into larger multifamily and fund management. Dani walks through why she brought renovations, property management, acquisitions, brokerage, and capital raising in-house, and how that 56-unit “drugs, thugs and bugs” deal became a $2M proof-of-concept for scaling apartments. She shares her hard-won lessons on hiring “Ferrari-level” leaders, structuring roles with profit sharing, and keeping a 100% payout track record by always making investors whole—even on bad deals. Dani also explains why many turnkey buyers don't actually want to be landlords, how she now focuses on truly passive vehicles like funds and syndications, and where she's seeing opportunities in Sun Belt multifamily, senior housing, self-storage, and build-to-rent as bridge loans come due over the next few years. Dani Lynn RobisonCurrent role: Co-Founder and CEO, Freedom Family Investments & Freedom Real Estate Group Family of CompaniesBased in: Davenport, Florida Say hi to them at: https://freedomfamilyinvestments.com | https://www.linkedin.com/in/danilynnrobison/ Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Start earning passive income today at gsprei.com/bestever Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com with code BESTEVER Start earning passive income today at gsprei.com/bestever Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Matt Farah hates racing simulators; a review of the new Rivian R1S Quad motor; Zack Klapman rides in a Waymo for the first time (and has questions); Jaguar fires a very important person; and we answer Patreon questions including:Is the 986 Boxster the best value for money?Which options had an outsized effect on a car's value (for better or worse)?Driving experiences worth MORE than they cost?Best practices to sell a vehicle that has high milesWe disappoint a Ferrari 612 ownerDid we watch Mischief 3000?Help my friend avoid a used G wagonThoughts on the 2000s Pontiac GTODo we enjoy wrenching?Why doesn't anyone like black wheels?Are 911 owners afraid of miles?And MANY more Recorded December 2, 2025  SHOW NOTESAura FramesFor a limited time, visit AuraFrames.com and get $45 off Aura's best-selling Carver Mat frames - named #1 by Wirecutter -  by using promo code  TIRE at checkout.  DeleteMeGet 20% off your DeleteMe plan when you go to joindeleteme.com/tire and use promo code TIRE at checkout. HydrowHead over to Hydrow.com and use code TIRE to save up to $600 off on Hydrow rower during this holiday season. SmallsFor a limited time get 60% off your first order when you head to smalls.com/tire New merch! Grab a shirt or hoodie and support us! https://thesmokingtireshop.com/ Want your question answered? To listen to the episode the day it's recorded? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! For a 10% discount on your first case go to https://www.offtherecord.com/TST #cars #comedy #podcast Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman  Click here for the most honest car reviews out there: https://www.youtube.com/thesmokingtire Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman