Podcasts about Ferrari

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Italian sports car manufacturer

  • 4,764PODCASTS
  • 13,570EPISODES
  • 48mAVG DURATION
  • 4DAILY NEW EPISODES
  • Oct 16, 2021LATEST
Ferrari

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Best podcasts about Ferrari

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Latest podcast episodes about Ferrari

rSlash
r/Choosingbeggars "WHY WON'T ANYBODY BUY ME A CAR?!

rSlash

Play Episode Listen Later Oct 16, 2021 15:07


r/Choosingbeggars Does anybody out there have about $20,000 just sitting around? This choosing beggar wants somebody to buy them a brand new car. Don't worry, it doesn't have to be a Ferrari or anything crazy like that. All they want is a new SUV that costs around $20-30,000. That's not too bad, right? You can just venmo the money to them. Thanks! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Técnica Fórmula 1 · Podcast de F1
Episodio 475 · El análisis del GP de Turquía (II) y la previa al Rally de Cataluña

Técnica Fórmula 1 · Podcast de F1

Play Episode Listen Later Oct 15, 2021 50:24


En este segundo episodio de la semana, los chicos del Podcast Técnica Fórmula 1 seguirán analizando la carrera en Turquía, hablándonos ya de la parte final, donde se decidió la situación actual del mundial. Además, se dedicará una sección al Mundial de Rallys, que enfrenta ya su penúltima prueba, esta vez, en Cataluña. Toda la carrera sobre mojado. Los pilotos tardaron mucho en poner un nuevo juego de intermedios. Aunque los tiempos eran similares a los que podrían haberse hecho con slicks casi desde el inicio de la carrera, lo cierto es que no se pudieron montar los neumáticos de seco en todo el Gran Premio. De hecho, Vettel lo intentó y tuvo que entrar tras sufrir durante toda una vuelta. Es más, Ocon pudo hacer toda la carrera con un único juego de intermedios, cosa que intentaron pero que no realizaron al final, Leclerc y Hamilton. El piloto británico terminó la carrera muy enfadado con su equipo y les culpa de no haber conseguido pasar del 5º puesto por lo tardío de la parada. Pero el caso es que fue el propio piloto el que no quiso parar antes, pues el equipo se lo había aconsejado varias vueltas antes. ¿Habría podido ganar alguna posición más si hubiera cambiado antes o si no hubiera cambiado? Eso no lo sabremos. Algo parecido le pasó a Leclerc. El monegasco llegó a estar primero antes de cambiar gomas, con el juego con el que había salido, y quería mantenerse en pista, pero en Ferrari decidieron parar y cambiar gomas, lo que los relegó y a la vez les aseguró la cuarta posición. Lo cierto es que fue la mejor decisión dados los tiempos que estaban haciendo y que no hubiera podido mantener detrás a Bottas ni, casi con seguridad, a Verstappen y Pérez. En resumen, Verstappen sale en cabeza en la clasificación del Mundial de pilotos, pero por tan sólo 6 puntos. Por detrás, Hamilton, Bottas, Norris, Pérez, Sainz, Leclerc, Ricciardo, Gasly y Alonso ocupan los 10 primeros puestos de la clasificación. Algo puramente anecdótico, pues las diferencias son tan pequeñas que variarán en la próxima carrera, dentro de dos semanas, en Estados Unidos. Cataluña, penúltimo Rally de la temporada. En el final del programa se dedica una sección a comentar todo lo que el Rally de Cataluña, que se celebra este fin de semana, nos traerá. El de Cataluña es un rally sobre asfalto, a diferencia de los anteriores y los chicos del Podcast nos comentarán sus principales características, los tramos de que consta y la asistencia (prevista) de público. También será importante hablar de los neumáticos que protagonizarán el rally y de las posibles novedades técnicas en los coches. Por último, comentarán sobre los pilotos y los equipos, sobre su estado de forma y sobre sus posibilidades. Y, como no, quién tiene más posibilidades de salir vencedor y cómo esperan que quede el Mundial tras esta penúltima prueba. Sube tus comentarios de audio o tus preguntas y te escucharás en el siguiente podcast. Puede hacerlo aquí: https://www.speakpipe.com/tecnicaformula1 No olvidéis seguirnos en nuestra redes sociales donde tendréis información extra: Twitter: @PodcastTecnica / @RaulMolinaRecio Facebook: https://www.facebook.com/PodcastTecnicaFormula1/ Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

SODOM & CORONA - Der epidemische Pandemie-Podcast mit Niels Ruf & Gästen
PRINZ Pi liest heimlich die Woke * SODOM & CORONA #37

SODOM & CORONA - Der epidemische Pandemie-Podcast mit Niels Ruf & Gästen

Play Episode Listen Later Oct 15, 2021 109:33


"Kann man denn da parken?" hatte er gefragt und als dass zufriedenstellend geklärt war, setzte sich Rap-Gigant PRINZ PI in einen seiner Ferraris und kam zu uns ins Ghetto geröhrt. Bei SODOM & CORONA spricht er über seine Autosammlung, seine Start-Ups, die Kindheit in der Steglitzer U-Boot-Siedlung und testet mit uns die Eistees von SHIRIN DAVID und CAPITAL BRA. Wird ihm WET PEACH oder BUSTY BLUEBERRY besser schmecken? Bevor wir dass erfahren, bedanken sich die PodCats aber endlich mal bei ihren Donators, hauen die versprochenen Shout-Outs raus, regen sich über COMEDIAN XY, PODCASTERIN YZ und Morddrohungen von bzw. an junge PolitikerInnen auf. Get in the Ferrari, Losers, wir fahren zum McDrive! * ⭕️ SODOM & CORONA UNTERSTÜTZEN https://www.paypal.com/donate/?hosted_button_id=V6BLDWHWAPKRN (Ab 2o€ gibt's 'n Shout-Out - den Text bitte in den Verwendungszweck) * ⭕️ TEILNAHME AN DER VERLOSUNG DES IGOR PAASCH-WERKS Zur Teilnahme 10€ mit dem Betreff IGOR PAASCH bis zum 31.09.21 an: https://www.paypal.com/donate/?hosted_button_id=V6BLDWHWAPKRN Die Gewinner werden bis zum 15.10.21 bei SODOM & CORONA gezogen & benachrichtigt, alle Einnahmen werden den Opfern des Jahrhunderthochwassers gespendet. https://www.aktion-deutschland-hilft.de/de/hilfseinsaetze/hochwasser-2013/ * ⭕️ MATZES BUCH "CASTINGALLEE" KAUFEN https://www.herzstueckverlag.de/products/castingallee-fotografien-2004-bis-2009-von-matthias-david * ⭕️ PRINZ PI INSTAGRAM https://www.instagram.com/prinzpi23/?hl=de * ⭕️ NIELS INSTAGRAM: https://www.instagram.com/nielsruf/?hl=de * ⭕️ MATZE INSTAGRAM: https://www.instagram.com/matthiasdavidphotographics/?hl=de *

Scuderia F1: Formula 1 podcast
Sebastian Vettel thinks F1 might 'disappear' & Ferrari boss set to miss stretch-run races

Scuderia F1: Formula 1 podcast

Play Episode Listen Later Oct 15, 2021 85:25


It might not be a Grand Prix this weekend, but there is plenty of F1 news to discuss. There have been plenty of stories recently surrounding the possible entry of the Volkswagen Group into Formula 1 in the near future, and we discuss how and where they could surface in the sport. We also discuss 4x World Champion Sebastian Vettel's thoughts that F1 needs to change and become more relevant, otherwise the sport faces a real danger of disappearing in the future. We also look ahead, with envy, to the US Grand Prix in Austin, Texas next weekend as the World Championship enters the fina half dozen races of the year. All this and more on the podcast that is always up to speed with Formula 1! Contact & Feedback: Find us on Apple Podcasts, Spotify or wherever you enjoy podcasts Website: http://www.scuderiaf1pod.com Email: scuderiaf1pod@gmail.com YouTube: http://ow.ly/gerq50CxM5S Twitter: @ScuderiaF1Pod Facebook: Scuderia F1 Podcast To advertise on this show, please visit https://www.advertisecast.com/ScuderiaF1 or email Overtime@AdvertiseCast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

CarCast
"Dino" Martin's P3 & New Ferrari Supercar

CarCast

Play Episode Listen Later Oct 15, 2021 50:04


Adam and Matt are both here for this episode of Car Cast. In this episode, the guys recap Sunday's televised Mecum Auction. Matt talks about having an inside track on an Eleanor project. They talk about Chevelles being overrated. They get into the new Ferrari Supercar inspired by the 330 P4. Lastly, they get into Dean Martin's son's Ferrari P3. THANKS TO OUR SPONSORS: GEICO: Visit Geico.com PLUTO TV: Download the free Pluto TV app on any device JB WELD: Visit JBWELD.com RockAuto: Visit RockAuto.com TRICO: Visit TricoProducts.com

F1 Geeks
F1 Geeks ep. 53 - Turkish Grand Prix Review, Ferrari makes a comeback, the battle of the number twos more important than ever, and more.

F1 Geeks

Play Episode Listen Later Oct 13, 2021


Founders
Hard Drive: Bill Gates and The Making of the Microsoft Empire

Founders

Play Episode Listen Later Oct 13, 2021 36:58


What I learned from reading Hard Drive: Bill Gates and The Making of the Microsoft Empire by James Wallace and Jim Erickson.Sign up to listen to the rest of this episode and get lifetime access to every full episode. You will: Immediately unlock 218 full length episodes that are available no where else.Get access to every future episode.Learn from history's greatest entrepreneurs and apply their ideas to your work.Tap this link on a mobile device so you can install your private podcast feed into your favorite podcast player. It takes less than 30 seconds to set up. If you prefer to subscribe monthly you can do that here. You will learn the key insights from biographies on Steve Jobs, Elon Musk, John D. Rockefeller, Coco Chanel, Andrew Carnegie, Enzo Ferrari, Estee Lauder, Jeff Bezos, Warren Buffett, Charlie Munger, Phil Knight, Joseph Pulitzer, Arnold Schwarzenegger, Alexander Graham Bell, Bill Gates, P.T. Barnum, Edwin Land, Henry Ford, Walter Chrysler, Thomas Edison, David Ogilvy, Ben Franklin, Howard Hughes, George Lucas, Levi Strauss, Walt Disney and so many more. You will learn from the founders of Nike, Patagonia, Apple, Microsoft, Hershey, General Motors, Ford, Standard Oil, Polaroid, Home Depot, MGM, Intel, Federal Express, Wal Mart, JP Morgan, Chrysler, Cadillac, Oracle, Hyundai, Seagram, Berkshire Hathaway, Teledyne, Adidas, Les Schwab, Renaissance Technologies, IKEA, Sony, Ferrari, and so many more. WHAT OTHER PEOPLE ARE SAYING:“Without a doubt, the highest value-to-cost ratio I've taken advantage of in the last year is the Founders podcast premium feed. Tap into eons of knowledge and experiences, condensed into digestible portions. Highly, highly recommend. “Uniquely outstanding. No fluff and all substance. David does an outstanding job summarizing these biographies and hones in on the elements that make his subjects so unique among entrepreneurs. I particularly enjoy that he focuses on both the founder's positive and negative characteristics as a way of highlighting things to mimic and avoid.”“I just paid for my first premium podcast subscription for Founders podcast. Learning from those who came before us is one of the highest value ways to invest time. David does his homework and exponentially improves my efficiency by focusing on the most valuable lessons.”“I haven't found a better return on my time and money than your podcast for inspiration and time-tested wisdom to help me on my journey.“I've now listened to every episode. From this knowledge I've doubled my business to $500k a year. Love your passion and recommend your podcast to everyone.”“Founders is the only podcast I pay for and it's worth 100x the cost.”“I have listened to many podcasts on entrepreneurship (HIBT, Masters of Scale, etc.) and find Founders to be consistently more helpful than any other entrepreneurship podcast. David is a craftsperson, he carefully reads biographies of founders, distills the most important anecdotes and themes from their life, and draws commonalities across lives. David's focus is rightfully not on teaching you a formula to succeed but on constantly pushing you to think different.”“I highly highly recommend this podcast. Holy cow. I've been binge listening to these and you start to see patterns across all these incredible humans.”Listening to your podcast has changed my life and that is not a statement I make often.“After one episode I quickly joined the Misfit feed. Love the insight and thoughts shared along the way. David loves what he does and it shines through on the podcast. Definitely my go-to podcast now.”“It is worth every penny. I cannot put into words how fantastic this podcast is. Just stop reading this and get the full access.”“Personally it's one of my top 3 favorite podcasts. If you're into business and startups and technology, this is for you. David covers good books and I've come to really appreciate his perspective. Can't say enough good things.”“I quickly subscribed and it's honestly been the best money I've spent all year. It has inspired me to read biographies. Highly recommend.”“This is the most inspirational and best business podcast out there. David has inspired me to focus on biographies rather than general business books. I'm addicted.”“Anyone interested in business must find the time to listen to each any every Founders podcast. A high return on investment will be a virtual certainty. Subscribe and start listening as soon as possible.”“David saves you hundreds of hours by summarizing bios of legendary business founders and providing valuable insight on what makes an individual successful. He has introduced me to many founders I would have never known existed.”“The podcasts offer spectacular lessons on life, human nature and business achievement. David's enthusiasm and personal thoughts bring me joy. My journey has been enhanced by his efforts.”"Founders is the best self investment that I've made in years."GET LIFETIME ACCESS TO FOUNDERSIf you prefer to subscribe monthly you can do that here. 

Black Flag Banter

Valtteri Bottas finally got his first win of the season in Turkey! Jack and Cole talk about the Turkish Grand Prix. The guys also talk about Ferrari's relatively successful weekend, Checo's performance and the possibility of the Andretti name coming back to F1. 

Lap 76
No.138 | F1 Turkish GP: Ko je zapravo pobedio u Turskoj? | Bottas? Verstappen? Perez? Ferrari

Lap 76

Play Episode Listen Later Oct 13, 2021 187:25


LAP 76 No.138 | F1 Turkish GP: Ko je zapravo pobedio u Turskoj? | Bottas? Verstappen? Perez? FerrariPonosni sponzori filma No Time To Die: https://taramountfilm.com/Patreon: https://www.patreon.com/infinitylighthouseO svim sportskim vestima čitajte na https://www.sportsmagazin.rs/Domaćini: Dejan Potkonjak, Pavle Živković i Srđan Erceg#lap76#f1#infinitylighthouse=======HUMANITARNI KUTAK======Pomozimo Branku!Slanjem SMS poruke: Upišimo 917 i pošaljimo SMS na 3030Slanjem SMS poruke iz Švajcarske: Upišimo human917 i pošaljimo SMS na 455Uplatom na dinarski račun: 160-6000000795270-51Uplatom na devizni račun: 160600000079558770IBAN: RS35160600000079558770SWIFT/BIC: DBDBRSBGUplatom platnim karticama putem linka: E-doniraj (https://www.budihuman.rs/edonate/sr?user_id=917)Uplatom sa vašeg PayPal naloga putem linka: PayPal (https://www.budihuman.rs/paypal/sr/donate?user_id=917)Datum: 12. oktobar 2021.Lokacija: Studio na kraju UniverzumaProdukcija: Infinity Lighthouse https://www.youtube.com/infinitylighthouseWebsite: https://infinitylighthouse.com/

F1: Beyond The Grid
152: Lawrence Stroll's Aston Masterplan

F1: Beyond The Grid

Play Episode Listen Later Oct 13, 2021 45:25


Aston Martin is ‘the next big thing to happen in Formula 1'. So says Lawrence Stroll, who's brought the historic brand back into the sport. Stroll first entered the F1 world as a clothing sponsor for Lotus in the 90s before teaming up with Ferrari and Michael Schumacher. A life-long lover of beautiful cars, he tells Tom Clarkson what two things convinced him to buy the Force India team and transform it into Aston Martin. Now – with son Lance and Sebastian Vettel at the wheel of the dark green cars - Stroll's aiming to win in Formula 1. He explains his masterplan for a talented team and a state-of-the-art factory that he believes will change the face of Grand Prix racing.

Money Grab
Gruden's inbox, Urban's photos & Dan Campbell's tears | Lemon Pepper Parlay Podcast

Money Grab

Play Episode Listen Later Oct 12, 2021 39:51


Smart, intelligent, and stupid at the same time- Martin and TJ talk the Jon Gruden situation. Urban's outlook and some talk about Dan Campbell's hot tears. The Bills look unstoppable. The refs may have given the Chargers the Browns game, but they are the real deal. Will Baker ever gonna look OBJ's way? Will the Browns turn Kyler from a Ferrari into a Ford?  @housh84 & @MartinWeiss   #LemonPepperParlay

Rover's Morning Glory
B1 was spotted not wearing her engagement ring, Charlie got scolded on a mountain bike trail, & more

Rover's Morning Glory

Play Episode Listen Later Oct 12, 2021 187:14


Duji still doesn't care that her nanny is unvaccinated. Demi Lovato says 'Alien' is offensive when referring to extraterrestrials. Should Charlie get a fake Ferrari. Pentagon's first software chief resigns in protest because US 'already lost' the AI war with China. B1 was spotted not wearing her engagement ring. Charlie got scolded on a mountain bike trail. Woman wants advice after she and her boyfriend broke up because he decided to become religious.

The Thing About Cars
Don't Put Avgas In Your Silverado

The Thing About Cars

Play Episode Listen Later Oct 12, 2021 41:27


First, we answer a listener question about whether aviation fuel can be run in a car (don't do it!). Then we discuss our favourite cars in movies--don't crash your Ferrari through the garage wall, and don't drive your Lotus underwater! Dawn drives the decades right into the '90s and gives Ben a chance to critique some of the more interesting cars of that era. Grand Trivia Auto takes a look at foreign carmakers in the USA. We welcome your support via Patreon and your questions and feedback via our website. This podcast is powered by Pinecast.

Discover Your Talent–Do What You Love | Build a Career of Success, Satisfaction and Freedom

Angela Ferrari is a painter and children's book author/illustrator based in Portland, Maine. Her picture book titles include: Digger's Daily Routine, An Extraordinary Book, The Shape Escape, What Do You See? and Lawrence the Lighthouse. Most recently Angela has launched “Story Spectacular,” a children's story podcast. The show features original stories and classic retellings.

F1 Nation
Mark Webber on Turkey's Winners and Spinners

F1 Nation

Play Episode Listen Later Oct 12, 2021 43:57


Mark Webber joins TC and Natalie for a deep dive into the 2021 Turkish Grand Prix. Webber won nine times with Red Bull during his career, but he thinks his old team will have to pull out all the stops if Max Verstappen is to beat Lewis Hamilton to this year's World Championship. Webber's here for the big questions from the race: why did Hamilton stay out so long on his worn tyres, have Ferrari hit back against McLaren, what was Mark's former teammate Sebastian Vettel thinking when he gambled on slicks, and how does the Fernando Alonso of 2021 compare to the driver Webber went wheel-to-wheel with? Plus Mark puts his ‘driver representative' hat on to reveal how he's trying to help Formula 2 championship leader Oscar Piastri make the jump to F1. This episode is sponsored by: sons.co.uk use the code F1NATION30 to get £30 off your first order manscaped.com - get 20% off + free shipping with the code F1NATION

Jump The Start Racing Podcast
Turkish Grand Prix Review: To Box or Not to Box?

Jump The Start Racing Podcast

Play Episode Listen Later Oct 12, 2021 55:51


Rain and engine penalties once again played a big role in Turkey's edition of a Formula One Grand Prix. Lewis Hamilton taking on a a new internal combustion engine would pave the way for Max Verstappen to once again take the lead in the World Drivers Championship. Ferrari hit back after their engine upgrades and the narrow the lead against McLaren for third in the Constructors Championship.  You can cut the tension with a knife as "Slick-termidiates" make their return and left us wondering who would win this race at the end. Let's Jump the Start! You can find us via all of our platforms at https://t.co/jpsXhBpHX9?amp=1 Visit our website http://www.Jumpthestartracing.com Follow us on Instagram: @JumpthestartF1 Twitter: @JumpthestartF1 Check us out on Apple Podcasts, Spotify, Youtube, Stitcher, Tune In, iHeart Radio and Google Podcasts Our equipment: All of us use ATR2100X Microphones - https://www.amazon.com/gp/product/B07ZPBFVKK/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=jumpthestartr-20&creative=9325&linkCode=as2&creativeASIN=B07ZPBFVKK&linkId=50ff9478b8a3d815e54d095078f5dff1 We use them with Gator Frameworks microphone bases - https://www.amazon.com/gp/product/B00BPELU68/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=jumpthestartr-20&creative=9325&linkCode=as2&creativeASIN=B00BPELU68&linkId=ddec13744b8d65862695d3c8f152631a Headphones are AudioTechnica M30x or M50x https://www.amazon.com/gp/product/B00HVLUQW8/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=jumpthestartr-20&creative=9325&linkCode=as2&creativeASIN=B00HVLUQW8&linkId=f7f48faf61160060180954dfb24888f4 Cameras used are 2 logitech C920xs - https://www.amazon.com/gp/product/B085TFF7M1/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=jumpthestartr-20&creative=9325&linkCode=as2&creativeASIN=B085TFF7M1&linkId=18849d3b40a55987a0ccaa8bd9750202 And 2 Lumix cameras. The real MVP is the Zoom Podtrak P8 that Ruben controls for all of our audio. Best piece of equipment out there - https://www.amazon.com/gp/product/B08HKL3T1S/ref=as_li_qf_asin_il_tl?ie=UTF8&tag=jumpthestartr-20&creative=9325&linkCode=as2&creativeASIN=B08HKL3T1S&linkId=7623438f6042e30d4ca5abfa686871c6 This podcast is hosted by Ruben Pepin, Yhancy Nunez, and Wellington Moreaux

Crime in Sports
#275 - Eating Your Children & Ears - "Iron" Mike Tyson - Part 3

Crime in Sports

Play Episode Listen Later Oct 12, 2021 193:28


This week, we finish off the saga of Mike Tyson, with an action packed episode, covering his "Baddest Man On The Planet" years. The whole thing is full of rage, and terrible impulse control! He grabs women, he kicks men, he punches everyone. But you're lucky to just be punched, because some weren't so lucky, with Evander Holyfield coming away with a little less of his ear, in the process. Lawsuits, accidents, arrests, cocaine... Let's just say that Mike didn't slow down, too much, and we follow him, every step of the way! Punch a woman in the chest & kick a man in the groin, "throw" your Ferrari through a store window, and spit your opponents chewed up body part on to the canvas with "Iron" Mike Tyson!! Check us out, every Tuesday! !We will continue to bring you the biggest idiots in sports history!!  Hosted by James Pietragallo & Jimmie Whisman  Donate at... patreon.com/crimeinsports or with paypal.com using our email: crimeinsports@gmail.com  Get all the CIS & STM merch at crimeinsports.threadless.com  Go to shutupandgivememurder.com for all things CIS & STM!!  Contact us on... twitter.com/crimeinsports crimeinsports@gmail.com facebook.com/Crimeinsports instagram.com/smalltownmurder

The Apple Seed
The Silent Princess

The Apple Seed

Play Episode Listen Later Oct 12, 2021 56:50


Welcome to The Apple Seed! Some time filled with stories for you and your family. Since 2013 we've been bringing you tall tales, personal tales, fairy tales, historical tales and more. All kinds of tales, from all kinds of tellers. In today's stories, you'll learn how wise words can bring out even the most timid of souls and forge the first bonds of love. You'll also learn that a little common sense goes a long way. Get ready for stories of curses, lions, and an abundance of prairie dogs! On today's episode, enjoy the following: “Prairie Dog Round Up” by Sheila Starks Phillips from Visit a Spell, Pard: Western Music, Poetry, and Stories (1:23) Radio Family Journal: "Don't Erase Me" by Sam Payne (13:18) The Daily Mix: "Ford v. Ferrari" with Ian Puente (17:32) "The Lion Makers" by Odds Bodkin from The Evergreens (25:04) “The Silent Princess” by Richard Martin from Jack Goes Hunting and Other Tales (30:12) “Grampa” by Susan Reed from Earth Songs (51:52)

Agency Intelligence
Millionaire Insurance Producer: How a Superior Submission to the Marketplace Will Win You More Clients

Agency Intelligence

Play Episode Listen Later Oct 11, 2021 33:58


Yes, indeed, how you represent your prospects to the marketplace will either make you a winner or guarantee your failure. In this episode of the Millionaire Insurance Producer podcast, host Charles Specht demonstrates how you can construct a new business or renewal submission to your carriers that will not only cause the underwriters to want to quote your submission but will encourage them to give you a better quote! Episode Highlights: Charles discusses how important it is to present the insured to the marketplace. (3:02) Charles explains the two things that a business owner may do to ensure success. (4:59) Charles shares a story about when he was still figuring out his consulting practice. (5:59) Charles discusses the responses he received from his LinkedIn question for underwriters. (9:05) Charles explains the significance of a superior submission. (25:54) Charles believes that a good submission will get you more broker record letters if you can demonstrate to the prospect that you would be marketing them like a Ferrari in the market. (30:30) Key Quotes: “If I can help you be more successful in your career, whether you're on the carrier side or the agency side or in loss control, or whatever it is, doesn't matter if you're doing personal lines or employee benefits, property and casualty life insurance, I don't care, I want to be able to help you. ” - Charles Specht “If you can put together a superior submission and give reason, detailed description and reason to the underwriter, what they've done for certain things, and why credits should be given. You're much more able to justify those credits with the underwriter and likely to get them” - Charles Specht “If the insured knew how poorly so many agents out there are representing them to the marketplace right now, based upon their renewal submission, let alone the new business submission. I believe those insured's would fire their agent immediately and sign a broker of record letter to anyone else who's willing to put together a good submission.” - Charles Specht Resources Mentioned: Reach out to Charles Specht Permission Network Insurance Agency, Inc.

Libros para Emprendedores
El Monje Que Vendió Su Ferrari - Un Resumen de Libros para Emprendedores

Libros para Emprendedores

Play Episode Listen Later Oct 11, 2021 54:39


Estrés, crisis existencial, preocupaciones constantes, incluso un ataque al corazón...Todo eso le pasa al protagonista de una historia, pero podría ser incluso la tuya algún día.En este episodio analizamos El Monje que vendió su Ferrari (The Monk Who Sold His Ferrari, 1996), un libro que ha vendido millones de copias en todo el mundo, escrito por Robin Sharma (el del Club de las 5am), y que refleja sus propias experiencias buscando la felicidad, el coraje, el equilibrio y la paz interior. Sharma nos comparte mediante 7 metáforas, 7 pasos para acercarnos a ese equilibrio que quizás ahora nos parezca tan lejano.Aquí puedes conseguir este libro:AQUÍ TIENES EL LIBRO "El Monje que Vendió Su Ferrari": https://geni.us/monjeferrari En esta página encuentras las notas del episodio y todos los enlaces mencionados:https://librosparaemprendedores.net/211 ¿Quieres saber cómo aumentar tu velocidad de lectura? Mírate este vídeo y quizás hasta la dupliques en sólo 20 minutos: https://www.youtube.com/watch?v=V0VqCZlLuEc En Youtube y en Instagram estamos publicando también contenido exclusivo. Suscríbete ahora:Youtube: http://www.youtube.com/c/LibrosparaemprendedoresNetInstagram: https://instagram.com/librosparaemprendedores Esta es nuestra página oficial de Facebook: http://librosparaemprendedores.net/facebook Además, recuerda que puedes suscribirte al podcast en:- Nuestra página: http://librosparaemprendedores.net/feed/podcast- iTunes: https://itunes.apple.com/mx/podcast/libros-para-emprendedores/id1076142249?l=es- Spotify: https://open.spotify.com/show/0qXuVDCYF8HvkEynJwHULb- iVoox: http://www.ivoox.com/ajx-suscribirse_jh_266011_1.html- Spreaker: http://www.spreaker.com/user/8567017/episodes/feed- Stitcher: http://www.stitcher.com/s?fid=81214 y seguirnos en Twitter ( https://twitter.com/EmprendeLibros ) y en Facebook ( https://www.facebook.com/EmprendeLibros/ ). See acast.com/privacy for privacy and opt-out information.

Founders
Stephen King On Writing: A Memoir of the Craft

Founders

Play Episode Listen Later Oct 10, 2021 38:28


What I learned from reading Stephen King On Writing: A Memoir of the Craft by Stephen King. Sign up to listen to the rest of this episode and get lifetime access to every full episode. You will: Immediately unlock 218 full length episodes that are available no where else.Get access to every future episode.Learn from history's greatest entrepreneurs and apply their ideas to your work.Tap this link on a mobile device so you can install your private podcast feed into your favorite podcast player. It takes less than 30 seconds to set up. You will learn the key insights from biographies on Steve Jobs, Elon Musk, John D. Rockefeller, Coco Chanel, Andrew Carnegie, Enzo Ferrari, Estee Lauder, Jeff Bezos, Warren Buffett, Charlie Munger, Phil Knight, Joseph Pulitzer, Arnold Schwarzenegger, Alexander Graham Bell, Bill Gates, P.T. Barnum, Edwin Land, Henry Ford, Walter Chrysler, Thomas Edison, David Ogilvy, Ben Franklin, Howard Hughes, George Lucas, Levi Strauss, Walt Disney and so many more. You will learn from the founders of Nike, Patagonia, Apple, Microsoft, Hershey, General Motors, Ford, Standard Oil, Polaroid, Home Depot, MGM, Intel, Federal Express, Wal Mart, JP Morgan, Chrysler, Cadillac, Oracle, Hyundai, Seagram, Berkshire Hathaway, Teledyne, Adidas, Les Schwab, Renaissance Technologies, IKEA, Sony, Ferrari, and so many more. WHAT OTHER PEOPLE ARE SAYING:“Without a doubt, the highest value-to-cost ratio I've taken advantage of in the last year is the Founders podcast premium feed. Tap into eons of knowledge and experiences, condensed into digestible portions. Highly, highly recommend. “Uniquely outstanding. No fluff and all substance. David does an outstanding job summarizing these biographies and hones in on the elements that make his subjects so unique among entrepreneurs. I particularly enjoy that he focuses on both the founder's positive and negative characteristics as a way of highlighting things to mimic and avoid.”“I just paid for my first premium podcast subscription for Founders podcast. Learning from those who came before us is one of the highest value ways to invest time. David does his homework and exponentially improves my efficiency by focusing on the most valuable lessons.”“I haven't found a better return on my time and money than your podcast for inspiration and time-tested wisdom to help me on my journey.“I've now listened to every episode. From this knowledge I've doubled my business to $500k a year. Love your passion and recommend your podcast to everyone.”“Founders is the only podcast I pay for and it's worth 100x the cost.”“I have listened to many podcasts on entrepreneurship (HIBT, Masters of Scale, etc.) and find Founders to be consistently more helpful than any other entrepreneurship podcast. David is a craftsperson, he carefully reads biographies of founders, distills the most important anecdotes and themes from their life, and draws commonalities across lives. David's focus is rightfully not on teaching you a formula to succeed but on constantly pushing you to think different.”“I highly highly recommend this podcast. Holy cow. I've been binge listening to these and you start to see patterns across all these incredible humans.”Listening to your podcast has changed my life and that is not a statement I make often.“After one episode I quickly joined the Misfit feed. Love the insight and thoughts shared along the way. David loves what he does and it shines through on the podcast. Definitely my go-to podcast now.”“It is worth every penny. I cannot put into words how fantastic this podcast is. Just stop reading this and get the full access.”“Personally it's one of my top 3 favorite podcasts. If you're into business and startups and technology, this is for you. David covers good books and I've come to really appreciate his perspective. Can't say enough good things.”“I quickly subscribed and it's honestly been the best money I've spent all year. It has inspired me to read biographies. Highly recommend.”“This is the most inspirational and best business podcast out there. David has inspired me to focus on biographies rather than general business books. I'm addicted.”“Anyone interested in business must find the time to listen to each any every Founders podcast. A high return on investment will be a virtual certainty. Subscribe and start listening as soon as possible.”“David saves you hundreds of hours by summarizing bios of legendary business founders and providing valuable insight on what makes an individual successful. He has introduced me to many founders I would have never known existed.”“The podcasts offer spectacular lessons on life, human nature and business achievement. David's enthusiasm and personal thoughts bring me joy. My journey has been enhanced by his efforts.”"Founders is the best self investment that I've made in years."GET LIFETIME ACCESS TO FOUNDERS

Grand Prix Podcast – F1 Review Show
Turkish Formula 1 GP 2021

Grand Prix Podcast – F1 Review Show

Play Episode Listen Later Oct 10, 2021 105:44


The rain fell again and we all got very excited about the adventures we were about to have. I mean, it’s a wet race, they’re always chocked full of drama, thrills and spills right? RIGHT?  It had its moments but the biggest thing to take away from this race is should Mercedes have called Lewis...

NOT REALLY
3. "Not Really Neoprene (Teaser)"

NOT REALLY

Play Episode Listen Later Oct 10, 2021 7:44


Parentally supervised Beverly Hills sex parties, neoprene peplums on the Parisian runways, pseudoinflammatory standup specials on Netflix, the absence of a Twitter void, suicide glam, the wrong shoes, Balenciaga Simpsons, Bottega pussy, mondo Italiano, Sherry Pie's jailbreak and crime spree across Gotham City, gay tabloids, being misquoted in the press, Angelyne's personality disorder, reptilian diets, Ferrari trunk retail, Tammy Faye and Tony Soprano, and a bullet right through Livia's bouffant on the New Jersey turnpike. MENTION IT ALL!  Today's theme is "Souvenir (Demo)" by Orchestral Maneuvers in the Dark For the full episode go to patreon.com/notreally 

Bits und so
Bits und so #759 (Flacher Ferrari)

Bits und so

Play Episode Listen Later Oct 10, 2021 148:17


Steve / Watch Preorder / Rufnummernportierung / iPhone 6S / Facebook down / Cloudflare R2 / Digitalisierung / Anbernic OpenDingux / Shure MV7X MV5C / Friendly Streaming / Quartett mobile / Jimdo

CaliFormula1  - F1 from an Average Joe.
Cali Formula 1 Episode 27; Turkish Delight. Istanbul Park gives us more drama as the title lead between Max Verstappen and Lewis Hamilton changes again! Valtteri Bottas wins on Porridge Day, Sergio Perez with amazing defending, Gasly and Alonso tussle and

CaliFormula1 - F1 from an Average Joe.

Play Episode Listen Later Oct 10, 2021 29:27


Cali Formula 1 Episode 27; Turkish Delight. Istanbul Park gives us more drama as the title lead between Max Verstappen and Lewis Hamilton changes again! Valtteri Bottas wins on Porridge Day, Sergio Perez with amazing defending, Gasly and Alonso tussle and more!  Instagram: @califormula1Twitter: @Formula1CaliLewis Hamilton charges through the pack but an ill-timed pit stop costs him. Max Verstappen cruises to a podium along with teammate Sergio Perez and give Red Bull a night to remember in Istanbul. Valtteri Bottas starts first and ends first getting his first victory of the year.Charles Leclerc and Ferrari mess up strategy and costs themselves a podium.Pierre Gasly collides with  Fernando Alonso. Estevan Ocon goes the whole race without pitting. And Sebastian Vettel skates after putting the wrong tires on in the rain.  All this and more Formula 1 talk!Mercedes | Lewis Hamilton, Valtteri Bottas  Red Bull | Max Verstappen, Sergio Perez  McLaren | Daniel Ricciardo, Lando Norris  Aston Martin | Lance Stroll, Sebastian Vettel  Alpine | Esteban Ocon , Fernando Alonso  Ferrari | Carlos Sainz Jr , Charles Leclerc  AlphaTauri | Pierre Gasly , Yuki Tsunoda  Alfa Romeo | Kimi Raikkonen , Antonio Giovinazzi  Haas | Mick Schumacher, Nikita Mazepin  Williams | George Russell , Nicholas Latifi 

Tutti Convocati
Azzurri spazza-critiche

Tutti Convocati

Play Episode Listen Later Oct 10, 2021


Dopo la delusione in semifinale contro la Spagna, l'Italia riparte battendo il Belgio 2-1, numero 1 nel ranking FIFA, e conquistando il terzo posto nella Nations League. Protagonista con il Sassuolo l'anno scorso, quest'anno allena lo Shakhtar Donetsk: convocato Roberto De Zerbi per una chiacchierata sulla Nazionale e sulla propria esperienza in Ucraina. Valtteri Bottas vince il Gran Premio di Turchia di F1, mentre le migliori Ferrari della stagione non riescono a centare un podio che sarebbe stato meritato: ne parliamo con Umberto Zapelloni, vice direttore della Gazzetta dello Sport. Con il giornalista Alessandro Alciato commentiamo la diatriba sulla possibilità di disputare o meno il mondiale di calcio ogni due anni, con conseguente rivoluzione del calendario a livello mondiale. Torniamo sulla bella vittoria degli Azzurri contro il Belgio: convocati Xavier Jacobelli, direttore di Tuttosport, e l'ex tecnico Nanu Galderisi. Questa sera a San Siro andrà in scena la finale di Nations League tra Spagna e Francia: scopriamo che sensazioni sta vivendo a poche ore dal fischio d'inizio Benoit Cauet, ex difensore transalpino dell'Inter. In chiusura, consueto appuntamento con Luca Marelli per VAR Anatomy per commentare le decisioni arbitrali degli ultimi giorni.

Overcrest: A Pretty Good Car Podcast
A Ferrari in the Arctic and other Questionable Decisions with Brian Whalen

Overcrest: A Pretty Good Car Podcast

Play Episode Listen Later Oct 8, 2021 79:18


Brian Whalen joins the podcast to chat about driving his Ferrari 308 to the Arctic Ocean.   check out his instagram: @briansquestionabledecisions   Join the Overcrest Drivers Club Here: http://overcrestproductions.com/driversclub

The Gear Patrol Podcast
Why Did Ferrari Hire Jony Ive?

The Gear Patrol Podcast

Play Episode Listen Later Oct 8, 2021 43:46


Ferrari hires Jony Ive, livestream shopping's rising popularity, and a biometric security dongle.Episode Navigation:02:41 – Ferrari Hires Jony Ive and Marc Newson17:45 – Is Livestream Shopping... a Thing?30:08 – Yubico's New Biometric Security DonglesFeatured and Related:Former Apple design boss Jony Ive partners with Ferrari – Road ShowEx-Apple designer Jony Ive is now designing expensive things for Ferrari, too – The VergeJony Ive and Marc Newson's LoveFrom joins forces with Ferrari – WallpaperFerrari to partner with Jony Ive's new design firm on its first electric car – Fast CompanyThe Most Iconic Apple Products Designed by Jony Ive – Gear PatrolFord 021C Concept Car by Marc NewsonIs Live-Stream Shopping the Future of Retail? – WSJLivestream shopping is the next big thing in retail – FortuneIt's showtime! How live commerce is transforming the shopping experience – McKinseyWhatnot raises another $150M for its livestream shopping platform, evolves into a unicorn – TechCrunchOp-ed: Live commerce's secret sauce, decoded – GlossyThis Live-Stream Entertainment Shopping Company Wants to Bring Live-Host Commerce to the World – Investorideas.comNTWRK - How Mobile Video Digital Shopping Is Shaping The Future Of Ecommerce – ForbesNew Global Start up Shopstream Rolls Out B2C Live Social Marketplace – Business WireNew Yubico security keys let you use fingerprints instead of passwords – Ars TechnicaEric Limer weighs in via SlackBest security key 2021: Protect your online accounts – ZDnetTitan Security Key – Google CloudFingerprint ID in YubiKey Bio security key helps banish passwords – CNETYubico's new hardware key features a fingerprint reader for passwordless logins – TechCrunchWhat are security keys, how do they work, and which is the best to buy? – Pocket-lintHow to use a two-factor security key – The VergeThe Best Security Key for Multi-Factor Authentication – Wirecutter

Autobahn Country Club Podcast
067: Autobahn County Club App with Sarah Gimbel and Ron Dabisch

Autobahn Country Club Podcast

Play Episode Listen Later Oct 7, 2021


Autobahn County Club App with Sarah Gimbel and Ron Dabisch

Storie di Geopolitica
Storia (razionale) del Gruppo Bilderberg

Storie di Geopolitica

Play Episode Listen Later Oct 7, 2021 22:24


Episodio introduttivo sulla storia del famigerato Gruppo Bilderberg. Evitiamo teorie cospirazioniste varie, per concentrarci sulle poche cose che si sanno. ---Fonti: Un ringraziamento speciale all'aiuto di Paolo Arigotti, laureato in Storia Contemporanea, per l'ottimizzazione delle fonti, lo script e il fact checking. Per altre info su Paolo: Facebook.com/paoloarigottiIstagram paolo_arigotti_writerYoutube https://bit.ly/3adusljhttps://bilderbergmeetings.org/;http://www.trilaterale.it/;Ferrari, il Dossier Bilderberghttps://www.ilpost.it/2011/11/14/monti-bilderberg-trilaterale/;https://www.wired.it/attualita/politica/2019/05/29/bilderberg-poteri-forti/https://www.ilpost.it/2016/06/09/inizia-la-riunione-del-bilderberg/;https://www.repubblica.it/politica/2011/06/10/news/svizzera_borghezio_malmenato_voleva_entrare_nel_club_dei_potenti-17492660/--Un grazie a Sebastiano Benatti in arte Jouzu Music, per la realizzazione della colonna sonora della sigla: Instagram: https://www.instagram.com/jouzumusic/ email: jouzumusic@gmail.comUn grazie a Luca Orlando, in arte Shudew, per la realizzazione dello speakeraggio della sigla: Spotify: bit.ly/SpotyShudewInstagram: bit.ly/InstaShudew

Cars Yeah with Mark Greene
1918: Dick York

Cars Yeah with Mark Greene

Play Episode Listen Later Oct 7, 2021 33:23


Dick York is an Event Advisor for the Chattanooga Motorcar Festival. He's an ex-fighter pilot and races Ferraris and historic race cars. The need for speed may have been derived from flying Navy F4 jet fighters off of carriers in the Viet Nam war.

Founders
Steven Spielberg: A Biography

Founders

Play Episode Listen Later Oct 6, 2021 29:50


What I learned from reading Steven Spielberg: A Biography by Joseph McBride. Sign up to listen to the rest of this episode. You will unlock 217 full length episodes and get lifetime access to every future episode.You will learn the key insights from biographies on Steve Jobs, Elon Musk, John D. Rockefeller, Coco Chanel, Andrew Carnegie, Enzo Ferrari, Estee Lauder, Jeff Bezos, Warren Buffett, Charlie Munger, Phil Knight, Joseph Pulitzer, Arnold Schwarzenegger, Alexander Graham Bell, Bill Gates, P.T. Barnum, Edwin Land, Henry Ford, Walter Chrysler, Thomas Edison, David Ogilvy, Ben Franklin, Howard Hughes, George Lucas, Levi Strauss, Walt Disney and so many more. You will learn from the founders of Nike, Patagonia, Apple, Microsoft, Hershey, General Motors, Ford, Standard Oil, Polaroid, Home Depot, MGM, Intel, Federal Express, Wal Mart, JP Morgan, Chrysler, Cadillac, Oracle, Hyundai, Seagram, Berkshire Hathaway, Teledyne, Adidas, Les Schwab, Renaissance Technologies, IKEA, Sony, Ferrari, and so many more. WHAT OTHER PEOPLE ARE SAYING:“Without a doubt, the highest value-to-cost ratio I've taken advantage of in the last year is the Founders podcast premium feed. Tap into eons of knowledge and experiences, condensed into digestible portions. Highly, highly recommend. “Uniquely outstanding. No fluff and all substance. David does an outstanding job summarizing these biographies and hones in on the elements that make his subjects so unique among entrepreneurs. I particularly enjoy that he focuses on both the founder's positive and negative characteristics as a way of highlighting things to mimic and avoid.”“I just paid for my first premium podcast subscription for Founders podcast. Learning from those who came before us is one of the highest value ways to invest time. David does his homework and exponentially improves my efficiency by focusing on the most valuable lessons.”“I haven't found a better return on my time and money than your podcast for inspiration and time-tested wisdom to help me on my journey.“I've now listened to every episode. From this knowledge I've doubled my business to $500k a year. Love your passion and recommend your podcast to everyone.”“Founders is the only podcast I pay for and it's worth 100x the cost.”“I have listened to many podcasts on entrepreneurship (HIBT, Masters of Scale, etc.) and find Founders to be consistently more helpful than any other entrepreneurship podcast. David is a craftsperson, he carefully reads biographies of founders, distills the most important anecdotes and themes from their life, and draws commonalities across lives. David's focus is rightfully not on teaching you a formula to succeed but on constantly pushing you to think different.”“I highly highly recommend this podcast. Holy cow. I've been binge listening to these and you start to see patterns across all these incredible humans.”Listening to your podcast has changed my life and that is not a statement I make often.“After one episode I quickly joined the Misfit feed. Love the insight and thoughts shared along the way. David loves what he does and it shines through on the podcast. Definitely my go-to podcast now.”“It is worth every penny. I cannot put into words how fantastic this podcast is. Just stop reading this and get the full access.”“Personally it's one of my top 3 favorite podcasts. If you're into business and startups and technology, this is for you. David covers good books and I've come to really appreciate his perspective. Can't say enough good things.”“I quickly subscribed and it's honestly been the best money I've spent all year. It has inspired me to read biographies. Highly recommend.”“This is the most inspirational and best business podcast out there. David has inspired me to focus on biographies rather than general business books. I'm addicted.”“Anyone interested in business must find the time to listen to each any every Founders podcast. A high return on investment will be a virtual certainty. Subscribe and start listening as soon as possible.”“David saves you hundreds of hours by summarizing bios of legendary business founders and providing valuable insight on what makes an individual successful. He has introduced me to many founders I would have never known existed.”“The podcasts offer spectacular lessons on life, human nature and business achievement. David's enthusiasm and personal thoughts bring me joy. My journey has been enhanced by his efforts.”"Founders is the best self investment that I've made in years."GET LIFETIME ACCESS TO FOUNDERS

Future-Proof Selling
Selling - The Most Dangerous Game with Robert Workman

Future-Proof Selling

Play Episode Listen Later Oct 6, 2021 36:44


Robert Danger Workman is a 40-year veteran in face-to-face, day-in and day-out selling. He has published numerous sales training/human development programs and spoken to thousands of sales reps nationwide and internationally. His consistent track record as #1 in sales includes Top Producer titles from companies with 800, 300 and 100 reps, but also includes being fired while producing consistent superlative results – for making too much money. Robert has gone from having his phone turned off and his gasoline card seized at gas stations to purchasing Ferraris by writing a single check. Robert's highly anticipated second book, Hired Gun II: Both Barrels, is a sales bible and an entertaining journey through the highs and lows of an outrageous and hilarious successful professional career in sales.  Robert's latest book Selling - The Most Dangerous Game, provides step-by-step advice and the wisdom salespeople need to ensure that adversity and politics don't destroy a high-performance sales career. Key Points of our Discussion Roberts latest Book “Selling - The Most Dangerous Game.” Worrying hiring trends in startup B2B sales companies Robert's take on “The Hired Gun” How salespeople can become indispensable Personal development to future-proof your career Robert shares some examples of closing big ticket deals Robert's latest book “Selling - The Most Dangerous Game,” offers the step-by-step advice and the wisdom salespeople need to ensure that adversity and politics don't destroy their high-performance sales career. To learn more about Robert, visit his website hiredgun.us, and you can find him here on LinkedIn

The Grind Line
Episode 143 - Prospect Pondering w/ Tony Ferrari

The Grind Line

Play Episode Listen Later Oct 6, 2021 77:14


Prospect savant and NHL draft analyst for The Hockey News Tony Ferrari joins us to swoon over Lucas Raymond and Mo Seider before diving into some 2021 draftees and a way to early look at 2022. Then Ryan and Greg do a mailbag! Remember to follow us on Twitter & Instagram @GrindLinePod and join our Discord at discord.gg/mQ6KP6ePGX Rate, review, subscribe, and check out our merch on Redbubble! https://www.redbubble.com/people/TheGrindLine/shop Learn more about your ad choices. Visit megaphone.fm/adchoices

Cars Yeah with Mark Greene
1917: Kevin Caulfield

Cars Yeah with Mark Greene

Play Episode Listen Later Oct 6, 2021 44:28


Kevin Caulfield is in charge of business development at the Ferrari restoration experts Motion Products. His role with the Second Annual Chattanooga Motorcar Festival has been to curate 14 special Ferraris that will grace the event and Kevin will be a docent for the VIP tours of these special Ferraris. 

F1: Beyond The Grid
151: Emanuele Pirro on racing for Benetton, developing McLaren's MP4/4, and work as a Driver Steward

F1: Beyond The Grid

Play Episode Listen Later Oct 6, 2021 85:40


In his long career, Emanuele Pirro has experienced everything motorsport can throw at a driver. The Italian raced for Benetton while also helping to develop Prost and Senna's mighty McLaren Honda MP4/4 in the 1980s. Later, he battled soaking conditions at the infamous 1991 Australian GP and won Le Mans five times. Emanuele has enjoyed an incredible career, and has great stories to tell. Why did he reject Ferrari? Why did Riccardo Patrese hit him on the helmet after his final Grand Prix? Emanuele also tells Tom Clarkson about his current role as an FIA Driver Steward.

Formula Latina
Ep.61 - Hablemos de Sainz y de Checo

Formula Latina

Play Episode Listen Later Oct 5, 2021 66:53


Entramos en la recta final de la temporada de Fórmula 1 y los nervios aumentan.

PorscheCooled Podcast
PorscheCooled Owner Stories #52 - Filip 2001 996 GT3

PorscheCooled Podcast

Play Episode Listen Later Oct 5, 2021 68:30


In today's PorscheCooled Podcast Michael presents episode 52 of owner stories with Filip from Brussels in Belgium.For as long as Filip can remember he has always been a car fanatic. From knowing all the car brands when he was a child along with the posters of supercars on his wall – Ferraris and Lamborghinis. So, when does Filip's Porsche memory begin? Well, at around 10 years old Filip's dad bought a 911 and his Porsche love began. His dad owned many 911s including 964, 993 and 996's. So immersed in Porsches as a kid it's no surprise that Filip has now ended up with his own Porsche. Coincidently, it's the only 911 generation of his dad's cars that Filip was old enough to drive – the 996. So that's when as Filip says, ‘the dreaming started'. After boring company cars Filips first Porsche eventually came a few years ago with a Guards Red 944, a car Filip owned for for 3 years and enjoyed immensely. After this came a blue 996, that went alongside his 944. Both are now gone, and Filip is driving his one owner 2001 996 GT3 in silver. Filip is a Porsche enthusiast who really enjoys his cars. Welcome back to the Porsche Cooled Podcast. Follow Filip on Instagram @j.low_gt3 and @belgian_allcooled_gruppe Every Porsche tells a story and each owner has a different story to tell – that is what the PorscheCooled owner stories is all about.  Michael (@michael.bath) owns a first generation 997 Carrera, comes from Australia and currently resides in Bahrain. Steve (@gtst3ve) is a Porsche owner and enthusiast from Sydney, Australia. This podcast is part of a series with Steve where two mates chat about all things Porsche. Thanks for listening. PorscheCooled Exclusive member Become a member of PorscheCooled and help support the Podcast. It will keep us talking! https://www.patreon.com/porschecooled The PorscheCooled Podcast is available everywhere you get your podcasts.

Licensed to Lead
028 - Corporate Practice of Medicine Laws: Employed Physician's Remedy—or Nightmare?

Licensed to Lead

Play Episode Listen Later Oct 5, 2021 49:25


What is the Corporate Practice of Medicine? In this episode, Brad Adatto, a business law and healthcare attorney, takes us on a journey through the intent, implications, and risks associated with state laws that “ban” the corporate practice of medicine. He describes how these state laws arise from a variety of legal and regulatory sources, and prohibit corporations (or any “non-physicians”) from employing physicians or owning medical practices. The Corporate Practice of Medicine Doctrine (CPMD) originated in the early 1900s and sought to prevent: 1. Commercialization of medicine or lay people profiting from physician practice 2. Business interests conflicting with the best interests of patients 3. Obligations of employment interfering with physician decision-making How do the Corporate Practice of Medicine laws vary by state? Widely! To further complicate the legal landscape—there are big variations in enforcement. Mr. Adatto divvies the states up into three categories: 1. Strict adherence: only physicians can own medical practices (example: New York) 2. Mixed: Physicians and non-physicians can co-own a medical practice as long as physicians own a majority (example: California) 3. Lenient: Anyone can own a medical practice (example: Florida) How could a physician get in trouble with the Corporate Practice of Medicine? Well, I have to admit, Mr. Adatto did not reassure me that Corporate Practice of Medicine Laws were the answer to my quest for bolstering physician leadership and physician autonomy. In his business law practice, he not only advises non-physician entities about how to avoid legal snarls—he also counsels physicians about how to stay out of trouble with the Corporate Practice of Medicine laws. Here is some of his advice: 1. Do not assume “because everyone is doing it” your practice structure is legal. 2. Hit “pause” and hire a healthcare attorney to make sure the contract you are about to sign protects your interests AND is legal. 3. Have you been asked to be a Medical Director to help out a non-physician entrepreneur and make a few bucks yourself? Don't be an “absentee” medical director just so a non-physician can check the “physician-run” box. It's YOUR hard-earned license at risk if you are prosecuted for “aiding and abetting” violations of these laws. 4. Believe it or not, if you submit to corporate practices that could harm patients then you are putting your medical license at risk. Regardless of corporate pressure, poor staffing, prior authorization mandates, or practice management chaos—YOUR obligation is to protect the patient. (THIS is the stuff of burnout and moral injury.) Wait a minute Brad Adatto—don't all healthcare systems violate Corporate Practice of Medicine laws? How is this legal? Our new friend of the show, healthcare legal whiz, and business law podcaster walks us through how corporatized medicine is allowed to exist: 1. Some states allow “not-for-profit” systems to employ physicians. 2. Management Services Organizations (MSOs) established by non-physicians (or physicians) can contract with physician groups through a Management Services Agreement (MSA). This structure gives non-physicians an opportunity to profit from medical practices. 3. Even with various exceptions, there must be no interference with the physician's clinical decision-making. (After all, corporations are not allowed to practice medicine, right?) Other questions that are answered in this podcast: -How is a physician's medical license like a Ferrari? -Why is filing a lawsuit like driving at high speed and throwing your steering wheel out the window? -Who is always ultimately responsible for patient care? Meet guest, Brad Adatto, JD Bradford E. Adatto is an attorney in the business law firm ByrdAdatto. He specializes in regulatory, transactional, and securities law. Having worked in health care law his entire career, he has an in-depth knowledge of the “do's and don'ts” of this heavily regulated industry. He enjoys helping physicians, physician groups and others build successful businesses by showing them how to avoid legal problems, create new opportunities, develop new partnerships, and form new entities. He and Michael Byrd, the co-founder of their law firm, host the Legal 123s podcast together and write extensively about business law on their website blog. Legal 123s with ByrdAdatto Podcast is available on all podcast platforms. You can listen on Spotify here: https://open.spotify.com/show/2hRPYPo52ZBgbrt3bfVQHU?si=66Q-BYh-Tu2q_N2-0yLRqA&dl_branch=1Facebook: https://www.facebook.com/ByrdAdatto/Twitter: https://twitter.com/ByrdAdatto Instagram: https://www.instagram.com/byrdadattolaw/ LinkedIn: https://www.linkedin.com/company/byrdadatto YouTube: https://www.youtube.com/channel/UC6VSOw0W5lrrj4iIl1HxTbg

Screaming in the Cloud
Non-Incidentally Keeping Tabs on the Internet with Courtney Nash

Screaming in the Cloud

Play Episode Listen Later Oct 5, 2021 33:40


About CourtneyCourtney Nash is a researcher focused on system safety and failures in complex sociotechnical systems. An erstwhile cognitive neuroscientist, she has always been fascinated by how people learn, and the ways memory influences how they solve problems. Over the past two decades, she's held a variety of editorial, program management, research, and management roles at Holloway, Fastly, O'Reilly Media, Microsoft, and Amazon. She lives in the mountains where she skis, rides bikes, and herds dogs and kids.Links: Verica: https://www.verica.io Twitter: https://twitter.com/courtneynash Email: courtney@verica.io TranscriptAnnouncer: Hello, and welcome to Screaming in the Cloud with your host, Chief Cloud Economist at the Duckbill Group, Corey Quinn. This weekly show features conversations with people doing interesting work in the world of cloud, thoughtful commentary on the state of the technical world, and ridiculous titles for which Corey refuses to apologize. This is Screaming in the Cloud.Corey: This episode is sponsored in part by our friends at Jellyfish. So, you're sitting in front of your office chair, bleary eyed, parked in front of a powerpoint and—oh my sweet feathery Jesus its the night before the board meeting, because of course it is! As you slot that crappy screenshot of traffic light colored excel tables into your deck, or sift through endless spreadsheets looking for just the right data set, have you ever wondered, why is it that sales and marketing get all this shiny, awesome analytics and inside tools? Whereas, engineering basically gets left with the dregs. Well, the founders of Jellyfish certainly did. That's why they created the Jellyfish Engineering Management Platform, but don't you dare call it JEMP! Designed to make it simple to analyze your engineering organization, Jellyfish ingests signals from your tech stack. Including JIRA, Git, and collaborative tools. Yes, depressing to think of those things as your tech stack but this is 2021. They use that to create a model that accurately reflects just how the breakdown of engineering work aligns with your wider business objectives. In other words, it translates from code into spreadsheet. When you have to explain what you're doing from an engineering perspective to people whose primary IDE is Microsoft Powerpoint, consider Jellyfish. Thats Jellyfish.co and tell them Corey sent you! Watch for the wince, thats my favorite part.Corey: This episode is sponsored in part by our friends at VMware. Let's be honest—the past year has been far from easy. Due to, well, everything. It caused us to rush cloud migrations and digital transformation, which of course means long hours refactoring your apps, surprises on your cloud bill, misconfigurations and headache for everyone trying manage disparate and fractured cloud environments. VMware has an answer for this. With VMware multi-cloud solutions, organizations have the choice, speed, and control to migrate and optimizeapplications seamlessly without recoding, take the fastest path to modern infrastructure, and operate consistently across the data center, the edge, and any cloud. I urge to take a look at vmware.com/go/multicloud. You know my opinions on multi cloud by now, but there's a lot of stuff in here that works on any cloud. But don't take it from me thats: VMware.com/go/multicloud and my thanks to them again for sponsoring my ridiculous nonsense.Corey: Welcome to Screaming in the Cloud. I'm Corey Quinn. Periodically, websites like to fall into the sea and explode. And it's sort of a thing that we've accepted happens. Well, most of us have. My guest today is Courtney Nash, Internet Incident Librarian at Verica. Courtney, thank you for joining me.Courtney: Hi, Corey. Thanks so much for having me.Corey: So, I'm going to assume that my intro is somewhat accurate, that we've sort of accepted that sites will crash into the sea, the internet will break, and then everyone tears their hair out and complains on Twitter, assuming that's not the thing that fell over this time—Courtney: [laugh].Corey: —but what does an Internet Incident Librarian do?Courtney: Yeah, I'll come back to the first part about how—some people have accepted it and some people haven't, I think is the interesting part. So technically, I think my official real title is, like, research analyst or something really boring, but I have a background in the cognitive sciences and also in technology, and I'm really—have always been fascinated by how these socio-technical systems work. And so as an Internet Incident Librarian, I am doing a number of things to try to better understand—both for myself and, obviously, the company I work for, but for the industry as a whole—what do we really know about how incidents happen, why they happen, when they happen, and what do we do when they happen? And how do we learn from that? So, one of the first things that I'm doing along those lines is actually collecting a database of all of the public write-ups of incidents that happened at companies that are software-related.So, there's already bodies of work of people who collect airline incidents and other kinds of things. And we don't have that [laugh] as an industry, which I think is—I want to solve that problem because I think other industries that have spent some time introspecting about why things fall down, or when things fall down and how they fall down. Take the airline industry for example; planes don't really fall out of the sky very often.Corey: No. When it does, it makes news and everyone's scared about flying, but at the same time, it's yeah, do you have any idea how many people die in car crashes in a given hour?Courtney: Yeah, yeah. And we'll come back to how the media covers things in a minute because that is definitely something I have opinions about. But, I'm not trying to say I want to create the NTSB of the internet; I don't think that's quite the same thing, and I really want something in the spirit of software, and the internet, and open-source that's more collaborative and it's very open to all of us. So, the first step is to just get them in one place. There is no single place where you could go and say, “Oh, where all of the X incident reports? Where all the ones that Microsoft's written, and also Amazon, or Google, or, you know, whoever.”Corey: They have them, but they hide them so thoroughly. It turns out that they don't really put that in big letters on their corporate blog with links to it. And when you look at one incident report, they don't say, “Here, look at our previous incident reports.” They really—Courtney: Yeah.Corey: —should but no one does.Courtney: And I think that's fascinating because there's a precedent. So, there's two precedents, and I just gave you basically one side of the two, which is, the airline industry has done this and it's not like people don't fly, right? So, a lot of internet companies, a lot of software-based companies, seem to be afraid of what their customers, or what the stock market, or what folks will think. Mind you, these are publicly traded [laugh] airline companies. People aren't going to stop using Amazon just because you give more of this information out.And so I think that piece is—I would love to see that stop being the case. Because the flip side of the coin is that this is a rising tide lifts all boats kind of thing, which granted, not all companies agree on, especially really big ones because their boats already mowing all the little ones out of the ocean. But that's another story.Corey: Sure, but also, it's easy to hide an outage. “Our site is down for you can say three days. Great, if a customer didn't try to access the site at all during those three days, was the site really down in the first place?”Courtney: Oh, the tree in the forest of internet outages. Yes, it's true, although I think that companies are—they know that people go complain on social media, right? I think there's more and more of that happening now. It's not like you can hide it as easily as you could have before Twitter or Instagram or—Corey: Right. Whereas a plane falls out of the sky, generally it's one of those things that people notice.Courtney: Yeah. Even if you weren't interested in that flight at all.Corey: Right. When it lands in your garden, you sort of have a comment on this.Courtney: [laugh]. Yeah. Pieces fall out of the sky. That has happened. But I think the other flip side of the coin I already mentioned is the safety of airline industry has increased so significantly over the past, you know, whatever, 30, 40 years because of this concerted effort.And the other piece of it, then, as an industry, as technologists, as people who use software to run their businesses, some of those things are now safety-critical. And this comes back to the whole software is running the world now. Planes now actually could fall out of the sky because of software, not just because of hardware failures. And nuclear power plants are [laugh] run by software, and your electronic grid, and your health care systems, heart rate monitors, insulin pumps. There are a lot of really critical things, and now our phone services and our internet stuff is so entwined in our lives, that people can't be on their Zoom calls, people can't run their businesses. So, this stuff has a massive impact on people's lives. It's no longer just pictures of cats on the internet, which admittedly, we've really honed the machine for that.Corey: No, but now when software goes down, the biggest arguments people make, the stories people tell is, “Oh, well, it meant that the company lost this much money during that timeframe.” And great, maybe. We can argue about is that really true or is it not? It depends entirely on the company's business model, but I don't like to tend to accept those things at face value. But yeah, that's the small-scale thing, especially when you start getting to these massive platform providers. There are a lot of second and third-order effects that are a lot more interesting slash important to people's lives, than, well, we couldn't show ads to people for an hour and a half.Courtney: Right. Yes. Absolutely. So, T-Mobile had this outage, what is it, how is time—time is still not working very well, for me. I'm trying to remember if it was earlier this year, or if it was in—it was last year. I think it was 2020. And you're like, T-Mobile, oh okay, whatever. You know, like, cell phones, yadda, yadda. 911 stopped working. [laugh].And it was a fascinating outage because these are now actually regulated industries that are heavily software-backed. There was a government investigation into that the same way we have NTSB investigations into airline accidents, and they looked at all of those, kind of, second or third-order effects of people who—you know, a grandma who was stranded on the road, people who couldn't call 911, those kinds of things that are really significant impacts on people's lives. And the second-order effect is, oh, yeah, AWS goes down—like you said—and Amazon or people like to say, Jeff Bezos—I guess, now, are they going to complain about how much money Andy loses? I guess so—but [laugh] what lives on AWS, that's crazy to think about, right?Corey: Yeah, the more I learn the answer to that question, the more disturbed I become.Courtney: Well, you'd probably know a better answer to that question [laugh] than a lot of people.Corey: They have the big companies they can talk about. What's really interesting is the companies that they don't and can't. An easy example: financial services is an industry that is notorious for never granting logo rights. Like, at some point, they'll begrudgingly admit, “Yes, our multinational bank does use computers.” But it's always like pulling teeth, and I get it on some level; the entire philosophy of a lot of these companies is risk-mitigation, rather than growth and advancing the current awareness of knowledge. But it does become a problem.Courtney: Yeah. It's interesting, I need more data, which we'll get to—help me, people—but I am able to start seeing some of those interesting graphs of, kind of these cascading effects of these kinds of outages. And so I strongly believe that we need to talk about them more, that more companies need to write them up, and publish them, and be a lot more transparent about it. And I think there's a number of companies that are showing the way there that—and it has to do with your first question which is, we've all sort of accepted this, right? But I disagree with that.I think those of us who are super close to these kinds of complex, dynamic distributed systems totally know that they're going to fail, and that's not shocking, nor the case of incompetence. We are building systems that are so big and so complex, no one person, no 10X engineer out there could possibly model or hold the whole thing in their head. Especially because it's not even just your systems… we were just talking about, right? Your stuff's on GitHub; it's on AWS; there's, like, three other upstream providers; there's this API from over there. These systems are too intricate, too complex; they're going to fail.Corey: So, we're back to why all these things failed simultaneously and it comes out it's a Northern woods, middle of nowhere backhoe incident. That's right, if we look at the natural food chain of things, fiber optic cable has a natural predator in the form of a backhoe. To the point where if I'm ever lost in the woods, I will drop a length of fiber, kick some dirt over it, wait a few minutes; a backhoe will be along to sever it. Then I can follow the backhoe back to civilization. They don't teach that one and the boy scout manual, but they really should.Courtney: Yeah. Oh, my gosh. There was a beaver outage in Canada, which is the—[laugh] God, that's the most Canadian thing ever.Corey: Can you come up with a more Canadian—Courtney: No.Corey: —story than that? I would posit you could not, but give it a shot.Courtney: No, probably not. Anyhoo. So, I think, like I was saying, those of us close to it accept that, understand it, and are trying to now think about, okay, well, how do we change our approach and our philosophy about this, knowing that things will fall down? But I think if you look at a lot of the rest of the world, people are still like, “What are those idiots doing over there? Why did their site fall down?”Corey: Oh, my God—Courtney: Right?Corey: —the general population is the worst on stuff like this. The absolute worst.Courtney: The media is the worst. [laugh].Corey: It's, “How did they wind up to going down?” “Yeah, because this stuff is complicated.” Back when I was getting started in tech, I thought the whole thing worked on magic, so I started figuring out different pieces of it worked. And now I'm convinced; it runs on magic. The most amazing thing is this all works together. Because—Courtney: Yeah.Corey: —spit and duct tape and baling wire holding this stuff together would be an upgrade from a lot of the stuff that currently exists in the real world. And it's amazing.Courtney: I know the secret, Corey. You know what holds it all together?Corey: Hit me with it. Hope? Tears?Courtney: People.Corey: Mmm.Courtney: Technology is Soylent Green, Corey. It's Soylent Green. It's made of people.Corey: And that's the thing that always bugs me on Twitter. The whole HugOps movement has it right. When you see a big provider taking an outage, all their competitors are immediately there with, “Man, hope things get back together soon. Best of luck. Let us know if we can help.” And that's super reassuring because today is their outage; tomorrow it's yours.Courtney: Yep.Corey: And once in a blue moon, you see someone who's relatively new to the industry starting trying to market their stuff based on someone else's outage, and they basically get their butts fed to them, just because it's this—it's not what you do, and it's not how we operate. And it's one of the few moments where I look at this and realize that maybe people's inherent nature isn't all terrible.Courtney: [laugh]. Oh. Oh, I would hope that would be something that comes out of all of this.Corey: Yeah.Courtney: No one goes to work at their day job doing what we do, to suck. [laugh]. Right? To do a bad job.Corey: Right. Unless you're in Facebook's ethics department, I completely agree with you.Courtney: Okay. Yes. All right. There are a few caveats to that, probably. But you know, we all want to show up and do good stuff. So, nobody's going in trying to take the site down, barring bad actor stuff that's not relevant.Corey: When Azure takes an outage, AWS is not sitting there going, “Ah, we're going to win more cloud deals because of this,” because they're smarter than that. It's, no, people are going to look at this and say, “Ah, see. Told you the cloud was dangerous.” It sets the entire industry back.Courtney: Yeah. That's why we need to talk about it more, and we need to just normalize that these things happen and that we can all level up as an industry if we get a lot smarter about how we, A) think about that, and B) how we react to them. And we will develop much more useful models of our safety boundaries, right? That's really it. You don't know—no one at any of these companies hardly knows if you're five steps from the cliff, five feet, driving a Ferrari 90 miles an hour towards the edge of it.Like, we don't know, it's amazing to me just how much in the dark we are as an industry and how much of the world we're running. So, I think this is one tiny, first little step in what could be sort of a sea change about how all of this works. So, that's a big part of why I'm doing what I'm doing.Corey: Well, let's talk about something else you're doing. So, tell me a little bit about VOID?Courtney: Yeah. So, that's the first iteration of this. So, it's the [Verica Open Incident Database 00:14:10]. I feel like I have to say this almost every time John Allspaw would like me to say that it's the Verica Open Incident Report Database, but VOID is way cooler than—Corey: VOIRD?Courtney: VOIRD.Corey: Yeah, that sounds like you're trying to make fun of someone ineffectively.Courtney: Yeah. And there's a reason why he's not in marketing. But what this is is a collection of all of the publicly available incident reports in one place, easily searchable. You can search by company, you can search by technology, you can filter things by the types of, sort of, kinds of failure modes that we're seeing. And it's, I hope, valuable to a wide swath of folks, both technologists and otherwise: researchers, media and press types, analysts, and whatnot.And my biggest desire is that people will look at it, realize how incomplete it is, and then help me fill it. [laugh]. Help me fill the VOID, people. I think I have right now, at the time we're talking, about 1700, maybe 1800 of these. And they run the gamut. And I know some people who like to quibble about language—and I am one of those people having been an editor in various flavors of my life—not all of these are what a lot of people directly related to these, sort of, incident management and whatnot would call ‘incident reports.'I wanted to collect a corpus that reflects all of the public information about software-related incidents. So, it's anything from tweets—either from a company or just from people—to a status page, to a media article, a news article, an online article, to a full-blown deep-dive retrospective or post-mortem from a company that really does go into detail. It's the whole gamut. It's all of those things. I have no opinionated take on that.I want that all to be available to people. And we've collected some metadata on all of the incidents as well. So, we're collecting the obvious things like when did it happen? What date was it, if we can figure it out, or if it's explicit—how long was it? And those kinds of things and then we collect some metadata, like I said. We add some tags: was this a complete production outage, was it a partial outage? Those kinds of things.And this is all directly just taken from the language of the report. And we're not trying—like I said—we're trying not to have any sort of really subjective takes on any of that, but a bit of metadata that helps people spelunk some of this stuff. So, if it is the kind of report—these are usually from a status page, or a company post about it—what kinds of things were involved in this outage? So, sometimes you'll get lucky and the company will tell you, “It was DNS,” because, you know, it's always DNS.Corey: On some level, it always is. That's why—Courtney: It always is.Corey: —DNS is my database. It's a database problem.Courtney: It's a database problem. And sometimes you get even more detail. And so we will put as much of that that's in the report into a set of metadata about these things. So, I think there's some fascinating, really easy things that I've already seen from some of these data, and we kind of hit on one of these, which is the way that companies themselves talk about these outages versus the way that press and media and other types of organizations talk about these things. So, I think there's a whole bunch of really fascinating analysis that's going to be available to nerdy research-minded type folks like myself.I think it's a place, though, where technologists can also go and spelunk things that they're interested in, looking for patterns, anything that's really—there's an opportunity for experts in the field to add insights to what we can discern from these public incident reports. They are, like, two orders abstracted from what happened internally, but I think there's still a lot that we can learn from those. So, the first iteration of the VOID will allow people to get a first look at some of the data and to help me, hopefully, add to it, grow that corpus over time, and we'll see where that goes.This episode is sponsored by our friends at Oracle Cloud. Counting the pennies, but still dreaming of deploying apps instead of "Hello, World" demos? Allow me to introduce you to Oracle's Always Free tier. It provides over 20 free services and infrastructure, networking databases, observability, management, and security.And - let me be clear here - it's actually free. There's no surprise billing until you intentionally and proactively upgrade your account. This means you can provision a virtual machine instance or spin up an autonomous database that manages itself all while gaining the networking load, balancing and storage resources that somehow never quite make it into most free tiers needed to support the application that you want to build.With Always Free you can do things like run small scale applications, or do proof of concept testing without spending a dime. You know that I always like to put asterisks next to the word free. This is actually free. No asterisk. Start now. Visit https://snark.cloud/oci-free that's https://snark.cloud/oci-free.Corey: I love the idea of having a centralized place where outages, post-mortems, root cause analyses—I'll let you tear into that in a minute—and other things that are all tied to where can I find a list of outages. Because companies list these on their websites, they put them in blog posts, and it's always very begrudging; they don't link them from any other place, you have to know the magic incantation to find the buried link on their site. Having something that is easily searchable for outages is really something that's kind of valuable.Courtney: Yeah. And I mean, some of them are like—I'm looking at you, Microsoft—I like you for a lot of reasons, but hey, I have to scroll your status page. I can't link directly to their write-ups, and—this is Azure—and it [laugh] please stop. Make it easier. [laugh]. You're driving me crazy; I don't even have a data model to figure out how to make this work for people, other than, like, taking screenshots of them.So yeah, so there's shades of grey and black in how much they'll share, or how easy it is to find these things. So, it'll be interesting to see if there's any less-than-positive [laugh] reactions to all of this being available in one place. I'm anticipating at least a little bit of that.There is one other type of metadata that we collect for the VOID. And that is the type of analysis that is conducted if it is clear what that type of analysis is. And there, some companies explicitly say, or call it an RCA, “We did a Root Cause Analysis.” There's a few other types; some people talk about having a Contributing Factors Analysis. Most people don't consider a formal analysis type, but I am trying to collect and categorize these because I do think there are some fascinating implications buried therein, and I would like to see if I can keep track of whether or not those change over time. And yes, you've hit on one of my favorite hot-take soapbox things, which is root cause.Corey: Please, take it away.Courtney: Yeah. Well, and anyone who's close to these systems and has watched these things fall down has the inherent sense that there is no root cause. Like—[laugh]—let's—great. One of my favorite ones: human error. We don't have enough hours for this, Corey. I'm sorry. That's one of my favorite other ones. But let's say somebody fat-fingers a config change. Which happens—Corey: That was fundamentally the S3 service disruption back in—Courtney: Yes.Corey: —2017 that took down S3 for hours on end.Courtney: And took down so many other people that relied on S3.Corey: Everything was tied to that. And that's an interesting question; when something like that hits, does that mean that everything it takes down get its own entry in VOID?Courtney: I hope so. If everybody writes them up, then yes. [laugh]. So, if S3 goes down, and you go down, and you write it up, and you put it in the VOID, then we can see those things, which would be so cool. But let's go back to the fat-fingered config file—which if you haven't ever done, you're lying, first of all—Corey: Or you haven't been allowed to touch anything large and breakable yet, which, either way, you're lying on some level. So, please—Courtney: Yeah. I mean, I took down [Halloway's 00:20:53] homepage when it was on Hacker News because of YAML. So, anywho. Even if you fat-finger a config change, that's not the root cause because you have this system wherein a fat-fingered configure change can take down S3. That is a very big, complex, and I might add, socio-technical system.There are decisions that were made long ago about why it was structured that way, or why this happens that way, or what kinds of checks and balances you have. It's just, get over it people. There is no root cause. These are complex, highly dynamic systems that when they fail, they fail in unpredictable and weird ways because we've built them that way. They're complex because you're successful at pushing the envelope and your safety boundaries.So, if we could get past the root cause thing as an industry, I mean, I could probably just retire happy, honestly. [laugh]. I'm a simple woman; could we just get one thing, people? [laugh]. First of all, then it gives non-technologists, people outside of our bubble, the media, you can't hang it on these things anymore. We all have to then grapple with the complexity, which admittedly humans, not big fans of, but—Corey: People want simple stories, simple narratives. When people say, “Oh, remember the S3 outage?” They don't want to sit there and have to recount 50,000 different details. They want to say, “Oh, yeah. It took down a few big sites like Instagram, United Airlines, and it was a real mess.” The end. They want something that fits in a tweet, not something that fits in a thesis.Courtney: Well, and if you have a single root cause, then you can fix the root cause and it will never happen again. Right?Corey: That's the theory. If we're just a little bit more careful, we're never going to have outages anymore.Courtney: Yeah, if we could just train those humans to not try to make the best possible high-quality decision they could possibly make in that situation given the information they have at the time, then we'll do better. But I mean, that's why your system stay up most of the time, if you think about it. It's shocking how well these things actually work the vast majority of the time. And that's what we could learn from this, too. We could, you know—oh if we would write near-misses up, please.I mean, if I could have one more wish, I think one of the coolest things the airline industry and the government side of that did was start writing up near-misses. It's, wow, what do we learn from when we're successful, versus trying to, like, spelunk and nitpick the failures.Corey: Most of us aren't so good at the whole introspection part. We need failures, we need painful outages to really force us to make difficult, introspective, soul-searching decisions and learn from them.Courtney: Yeah. And I don't disagree with that. I just wish one of the things we would learn is that we should study our successes, too. There's more to be mined from our successes, if we can figure out how to do that, then there is from our failures. So, I have a metadata category in the VOID called ‘near-miss.'And oh man, I really wish people would write those up more. I mean, I think there's, like, five things in there that I've found so far. Because the humans hold these systems together. We make these things work the vast majority of the time. That's why there is no root cause, and even when we're involved in these things, we're also involved in preventing them, or solving them, or remediating them. So, yeah, there's no root cause. Humans aren't the problem. Those are my big hot button ones.Corey: I really wish more places would embrace that. Even Amazon uses the ‘root cause' terminology internally, and I'm not going to sit here and tell them how to run large things at scale; that's what I pay them to figure out for me. But I can't shake the feeling that by using that somewhat reductive terminology that they're glossing over an awful lot of things the rest of us could really benefit from.Courtney: Well, so the question then—one of the other things that I look at is, personally when I read and analyze these incident reports, these public ones a lot, I always ask myself, “Who's the audience for this?” And there are different audiences for different types of incident reports and different things. The vast majority of them are for customers, partners, investors.Corey: The stock market. Yes. Yes.Courtney: They're not actually for the organization. There's usually an internal one that we don't get to see—maybe—that's for the organization. But a lot of places feel that if you have a process, and a template, and a checklist, and a list of action items at the end, then you've done the right thing. You've had your incident, you've talked about it, you've got your action items. Move on.Corey: Right, and it always seems with companies, that as you get further into the company, the more honest and transparent the actual analysis is. Like, at some point, you wind up with the, like, they're very public and very cagey, and under NDA, they open up a little bit more, and a little bit more, and finally, when you work there, their executive team, it turns out, the actual thing was, “Well, Dewey was carrying arm full of boxes in the data center, tripped, went cascading face-first into the EPO cutoff switch that cut power to the entire facility.” The cagier they get, the—I guess, not to be unkind here—but the more ridiculous whatever the actual answer is. It's one of those things where, “Really? Someone tripped and hit a button. You didn't have a plan for that?” “Well, not really. We sort of assumed that people would”—Courtney: Why would you have a plan for that, right?Corey: Right.Courtney: I mean like—[laugh].Corey: Why would you have a plan for that, the first time?Courtney: Yeah. I mean, so imagine this exercise: sitting down in a room with a bunch of people and going, “What are all the things that could go wrong?” I mean, [laugh] ain't nobody got time for that? That's not how it works. You all have other jobs to do, too, and systems to build, and pressures, and customers, and partners, and features to build, so admit and acknowledge that you just won't know all of the antecedents and how do you respond when things happen?Which is a whole other, you know—I know you told me you recorded an episode with Dr. Christina Maslach on burnout, which I'm so happy you did, and there's a whole ‘nother piece of incidents and incident response, and burning people out, and blaming people, and all that stuff that's a whole ‘nother pod—it sounds like you might—you know, probably not incidents with her. But still, these things take a toll on people. And people who, like I said, show up every day really hoping to do their best job, and go up a ladder, and get a promotion, and whatever. So, I think not just treating those things as checklists has broader implications as well, just for the wellbeing of your organization.Corey: On some level, the biggest problem that I think we've run into is that, as you said, it all comes down to people. Unfortunately, legally, we can't patch those. Yet.Courtney: No, [laugh]. No, no. Not most kinds of patches, no. And that's messy. And I know some people are like, “Everyone should learn to code.” And I'm like, “Actually, everyone should get a liberal arts degree.” Come on, help me out people. Because there's so much of these socio-technical systems where the socio part of it is more relevant than the actual technical part.Corey: I believe you're right, for better or worse; there's no way around it. Thank you so much for taking the time to speak with me. If people want to learn more about what you're up to, where can they find you? And we will, of course, throw a link to VOID in the [show notes 00:28:06].Courtney: Yeah, I also like to talk on Twitter, like you do. I'm not as good at it as you are, but I try. So yeah, I'm @courtneynash on Twitter. And at Verica, you can find me at Verica as well, courtney@verica.io. And those are the best ways to find me, I would say. And yeah, please people, write up your incidents, send them to the VOID and let's all learn and get better together, please.Corey: Thank you so much for taking the time to speak with me today. I really do appreciate it.Courtney: Thank you for having me on. I know—do people say this: I'm like, “Yeah, big fan,” but I am. I'm a [laugh] big fan [laugh] of the podcast.Corey: Oh, dear Lord, find better things to listen to. My God.Courtney: [laugh]. But it's been a treat. Thank you.Corey: Courtney Nash, Internet Incident Librarian at Verica. I'm Cloud Economist Corey Quinn, and this is Screaming in the Cloud. If you've enjoyed this podcast, please leave a five-star review on your podcast platform of choice, whereas if you've hated this podcast, please leave a five-star review on your podcast platform of choice along with a comment making it very clear that for whatever reason the website is down, it is most certainly not your fault.Corey: If your AWS bill keeps rising and your blood pressure is doing the same, then you need the Duckbill Group. We help companies fix their AWS bill by making it smaller and less horrifying. The Duckbill Group works for you, not AWS. We tailor recommendations to your business and we get to the point. Visit duckbillgroup.com to get started.Announcer: This has been a HumblePod production. Stay humble.

Book of Lies Podcast
131 - Ask All The Questions - Ferrari Mike Banuelos

Book of Lies Podcast

Play Episode Listen Later Oct 5, 2021 50:23


Hello and Welcome to Book of Lies Podcast. This week we have the story straight from American Greed Reed Ferrari Mike Banuelos is a fake music promoter, that waste peoples time and money, in the name of fake it to you make it. He cons 4IZE a good friend of Ludacris and other upcoming artists. First we catchup on Episode 3 of RHOSLC and follow the case of Tom Girardi v. his clients Connect with us on social @bookofliespodcast or visit us online www.bookofliespodcast.comwww.beautysbiscuits.com offer code "LIES"

Past Gas by Donut Media
NASCAR's Eurotrip - 'Merica At Le Mans

Past Gas by Donut Media

Play Episode Listen Later Oct 4, 2021 49:54


Today on Past Gas,we got the story of some good ol' American boys taking a wild 1970s Eurotrip. How did the 1970s Oil Embargo lead to a couple of Americans bringing big block muscle cars to Le Mans? How did Ferrari rage quitting Le Mans in 1973 lead to NASCAR racing in France? Just how well did the big block bruisers do against the tiny Le Mans cars? We're bringing oval power to the eiffel tower…it's the story of NASCAR at Le Mans! More about Show: Follow James on IG and Twitter @jamespumphrey.   Follow Nolan on IG and Twitter @nolanjsykes.   Follow Joe on IG and Twitter @joegweber. Follow Donut @donutmedia, and subscribe to our Youtube and Facebook channels!   Don't forget to subscribe to the podcast for free wherever you're listening or using this link: http://bit.ly/PastGas. If you like the show, telling a friend about it would be helpful! You can text, email, Tweet, or send this link to a friend: http://bit.ly/PastGas. Thanks to our sponsors: To order your Manly Band and get 21% off, plus a free silicone ring, go to manlybands.com/gas. Manly Bands—the best damn rings period.  Enter TODAY for your chance to win the “Custom Jeep Wrangler” or other life-changing prizes and experiences at omaze.com/gas. Plus, receive 20 extra entries when you enter code gas. Get 20% off + free shipping with the code GAS20 at manscaped.com. Say Trick or Treat to your beautiful new Halloweenie with MANSCAPED™. Checkout Gabi! Go to gabi.com/GAS to start saving today! It's totally free. Experience motivation like never before with the Peloton bike, now $400 less. Go to onepeloton.com to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Race F1 Podcast
Porsche, Audi and F1's 2026 engine details revealed

The Race F1 Podcast

Play Episode Listen Later Oct 4, 2021 49:44


Mark Hughes and Scott Mitchell join Edd Straw to discuss the latest revelations on F1's next-generation engines, the brands that could come into F1. There's also a look at Ferrari and Honda's upgrades and the Mercedes troubles.

The Steering Committee
Love letter to The Petersen and we visit The Smoking Tire

The Steering Committee

Play Episode Listen Later Oct 3, 2021 41:27


Episode 51: We tie a bow on our recent LA trip and go on for an embarrassingly long time about all that The Petersen Automotive Museum has to offer, from the very first Ferrari to the Vector W8. Matt Farah and Zack Klapman show us around The Smoking Tire studio and Westside Collector Car Storage and we stop by the goodr Cabana to stock up on new shades. Later, we dodge Colorado leaf peepers, discuss the “critical mass of who'll let you pass” and wonder if the Porsche 718 GT4 really is as good as the 992 GT3. Find The Petersen Automotive Museum online at www.petersen.org Sara Dakarmen is at ladismatler.com and @ladismantler Westside Collector Car Storage: wccs.com The Smoking Tire with Matt Farah and Zack Klapman: thesmokingtire.com, @thesmokingtire, @fakezackklapman and https://www.patreon.com/thesmokingtirepodcast.com HiHo Burger: www.hiho.la Please support those who support us at The Steering Committee Podcast! For the sunglasses of your dreams, shop goodr Sunglasses. Use the code STEERING15 at checkout for 15% off your first order at goodr.com, and, when in Venice CA, visit the goodr Cabana at 1348 Abbot Kinney Blvd. Swisstrax - it's not just surface beauty! Use the code STEER15 at checkout for 15% off sitewide at swisstrax.com. And for bad-ass Belgian brews in Colorado, visit our friends at Bruz Beers: bruzbeers.com

Craig Peterson's Tech Talk
Could Using the Right Multi-Factor Authentication Save You?

Craig Peterson's Tech Talk

Play Episode Listen Later Oct 3, 2021 83:13


Could Using the Right Multi-Factor Authentication Save You? I had a good friend who, this week, had his life's work stolen from him. Yeah. And you know what caused it? It was his password. Now, you know what you're supposed to be doing? I'm going to tell you exactly what to do right now. Let's get right down to the whole problem with passwords. I'm going to tell you a little bit about my friend this week. He has been building a business for. Maybe going on 10 years now, and this business relies on advertising. Most companies do so in some way; we need to have new customers. There's always some attrition. Some customers go away. So how do we keep them? We do what we can. How do we get new customers? For him, it was. Advertising, primarily on Facebook. He did some Google ads as well, but Facebook is really where he was focused. So how did he do all of that? Here's the bottom line you have to, if you are going to be advertising on Facebook, you have to have an advertising account. The same thing's true. Google. And then, on that account, you tie in either your bank account or your credit card. I recommend a credit card so that those transactions can be backed up. And on top of all of that now, of course, you have to use a pixel. So the way the tracking works is there are pixels on websites, about those already. And the bottom line with the pixels. Those are also. Cookies are about the pixels are used to set a cookie so that Facebook knows what sites you've gone to. So he uses those. I use those. In fact, if you go to my website, I have a Facebook pixel that gets set. And the reason for all of that is so that we know with. I'd be interested in something on the site. So I know that there are many people interested in this page or that page. And so I could, I have not ever, but I could now do some advertising. I could send ads to you so that if you were looking at something particular, you'd see ads related to that, which I've always said. It is the right way to go. If I'm looking to buy a pickup truck, I love to see ads for different pickup trucks, but if I don't want a car or truck, I don't want to see the ads. It isn't like TV where it sometimes seems every other ad is about. Car or a pickup truck. It drives me crazy because it's a waste of their money in advertising to me. After all, I don't want those things. And it's also not only just annoying in money-wasting. There are better ways to do targeting. And that's what the whole online thing is. Anyways, I told you about that because he had set up this pixel years ago. Basically, the Facebook pixel gets to know you. All of the people who like you that might've bought from you. Cause you can have that pixel track people through your site, your purchase site, they know what you purchase on the shopping cart, et cetera. And you can identify these people over on Facebook and their ads because they abandoned the cart or whatever it is you want to do there. So there's just a whole ton of stuff that you can do for these people. And it's so bad. It is so valuable. It takes years to build up that account. Years to put that pixel in place. And our friend here, he had done precisely that. Then he found that his account had been compromised. And that is a terrible thing in this case because the bad guy used his account to place ads. So now there are really two or three problems here. We'll talk about one of them. Why was the bad guy going after him? He has been running ads on Facebook for a long time. So as far as Facebook is concerned, his account is credible. All of the ads he runs don't have to be reviewed by a human being. They can go up almost immediately. He doesn't have to wait days for some of these things to go up. So our bad guy can get an account like his that has years' worth of advertising credibility and now start advertising things that are not correct. So there again is part of the value of having one of these older accounts for advertising. And so the bad guy did that use his credibility. And then secondly, he used 25 grand worth of my friend's money to run ads. Also, of course, very bad, very bad. So I sat down with him. In fact, it was this last week, and I was out on a trip with just a vacation trip. It was absolutely fantastic. I never just do vacation. It's always business plus work whenever I do anything like this, but I was on a trip last week. And so my eldest son who works closely with me, and he's also part of the FBI InfraGard program. So I had him reach out to my friend, and he helped them out, and they talked back and forth. So here's the problem that he has. And I'm trying to figure out a perfect way to solve this. And I haven't figured that out yet. And if you guys have an idea because you are the best and brightest, you really are. So go ahead and drop me an email at me@craigpeterson.com if a good way around this particular problem, which is he has. This Facebook could count and many other accounts, including his website, hosting account, email account, et cetera. And. He has people who manage his ads for him. Who operates his website for him, who put up some promotions, advertising, and everything else. So these are third-party. This is what we generically call a supply chain, risk people who are not him have access to his stuff, his private property. And how does he do it, or how did he do it? Is he went ahead and gave them. Access by giving them accounts or passwords. How well were they guarding their passwords and their accounts? So the first thing I had my friend do was going to haveIbeenpwned.com. I had him put in his email address, the one he uses the most, and it showed up in five different. Hacks data dumps. So these are five various sites where he had used that same email address in this case. And he found out that in those five cases, the bad guy's got his passwords and personal information. All bad. And he went ahead and cleaned it up. So I said put in the password because have I been, pwned also let you check your password, just see if it has been used by someone else and then stolen. So there are billions of passwords in this database. It's incredible of all of these known passwords. So he put in his password, and no, it had not been stolen, but the problem is how about the people that were managing his ads on Facebook and managing his Facebook ad. We're the usernames, which are typically the email addresses and the passwords kept securely. That's a supply chain thing I'm talking about, and that's where I'd love to get him. But from you guys, me@craigpeterson.com. If you think you have a good answer, What we've been doing. And our advice to him was use one password. That's the only one to use. I don't trust last pass anymore. After their last big hack where they got hacked one password, the digit one password. And go ahead. And set it up. And in a business scenario, you can have multiple vaults. So have a vault. That's just for people that are dealing with your Facebook ad account, maybe have another vault for people who are posting for you on Facebook. Or better yet when it comes to Facebook, go ahead and have an intermediary that is trusted the, if this, then that, or there's a few of them out there that can see that you put the post up on the website and automatically posted on Facebook. So you don't have to get. All of these people, your passwords, but again, it's up to you. You got to figure out if that makes sense to you that those are the types of things that I think you can do. And that is what we do as well. Now, one of the beauties of using one password like that, where you're not sharing all of your passwords to everything you're sharing, the minimum amount of login information that you possibly can share is that if they leave your employees, All you have to do is remove their access to the appropriate vault or vaults, or maybe all of your vaults. And this is what I've done with people that worked for me in the US and people would work for me overseas, and there have been a lot of them and it has worked quite well for me. So with one pass, We can enforce password integrity. We can make sure the passwords on stolen. One password ties automatically into have I been postponed. If a password has been exposed, if it's been stolen online, it's a great way to go. Now I've got an offer for you guys who are listening. I have a special report that I've sold before on passwords, and it goes through talks about one password. He talks about the last pass, which I'm no longer really recommending, but give some comparisons and how you can use these things. Make sure you go and email me right now. Me, Me@craigpeterson.com. That's ME at Craig Peterson dot com and just ask me for the password special report, and I'll be glad to get that on-off to you. There is a lot of good detail in there and helps you, whether you're a home user or a business. So the next step in your security is multi-factor authentication. Interesting study out saying that about 75% of people say that they've used it for work or for business, but the hard numbers, I don't think they agree One of the things that you have to do is use good passwords. And the best way to do that is to use a password manager. I was talking about a friend of mine who had been hacked this last week and his account was hacked. His Facebook ad account was hacked. We asked him if we could reach out to. BI and he said, sure. So we checked with the FBI and they're looking to turn this into a case, a real case, because they've never seen this type of thing, the hijacking of an advertising account who hijacked it. And why did they hide jacket? Was this in preparation maybe for. Playing around with manipulating our next election cycle coming up. There could be a lot of things that they're planning on doing and taking over my friend's account would be a great way to have done it. So maybe they're going to do other things here. And our friends at the FBI are looking into it. How now do you also keep your data safe? Easily simply. When we're talking about these types of accounts, the thing to look at is known as two factor authentication or multifactor authentication. You see my friend, if he had been using multi-factor authentication. I would not have been vulnerable. Even if the bad guys had his username, email address and his password, they still would not be able to log in without having that little six-digit code. That's the best way to do multi-factor authentication. When we're talking about this code, whether it's four or 5, 6, 8 digits long, we should not be using our cell phones to receive those. At least not as text messages, those have a problem because our phone numbers can be stolen from us and they are stolen from us. So if we're a real target, in other words, they're going after you. Joe Smith and they know you have some, $2 million in your account. So they're going after you while they can, in most cases, take control of your phone. Now you might not know it and it doesn't have to be hacked. All they have to do is have the phone company move your phone number to a new phone. Once. So that means one of the things you need to do is contact your telephone vendor, whoever it is, who's providing new that service. That's a company like Verizon sprint T-Mobile a T and Tone of those companies that are giving you cell service, you have to contact them and set up a pass. So that if they have a phone call coming in and that phone call can be faked. So it looks like it's coming from your phone, even if there was a phone call coming in, whether it's coming from your phone or not, they have to get that password or passcode that you gave them. And once they have that passcode now, and that's great, but if you don't have that in there targeting you specifically, then you're in trouble. So for many of us really it may not make a huge difference. But I would do it anyways. I have done it with every one of my cell phone carriers now. A couple of decades set up a password. So the next step is this multifactor authentication. If I'm not supposed to get it via text message to my phone, how do I get it? There are a couple of apps out there. There's a free one called Google authentic. And Google authenticator runs on your phone. And once it's there on your phone and you are setting it up on a website, so Facebook, for instance, your bank, most websites out there, the bigger ones, all you have to do is say, I want to set up multi-factor authentication, and then it'll ask you a case. So how do you want to do it? And you can say, I want an app and they will display. A Q R code. That's one of those square codes with a bunch of little lines inside of it. You're seeing QR codes before they become very common. And you take your phone with the Google authenticator app. Take a picture. Of that little QR code on the screen, and now it will start sinking up so that every 30 seconds Google authenticator on your phone will change that number. So when you need to log back into that website, it's going to ask you for the code. You just pull up Google authenticator and there's the code. So that's the freeway to do it. And not necessarily the easiest way to. Again, going back to one password. I use this thing exclusively. It is phenomenal for keeping my passwords, keeping them all straight and then encrypted vault, actually in multiple encrypted vault it's so that I can share some of them. Some of them are just strictly private, but it also has that same authenticator functionality built right into it. Microsoft has its own authenticator, but you can tell Microsoft that you want to use the standard authenticator. Of course, Microsoft has to do everything differently. But you can tell it. And I do tell it, I want to use a regular authenticator app, not Microsoft authenticator. By the way. That's why I advise you to don't use the Microsoft authenticator, just use one authenticator for all of the sites, and then Microsoft will give you that same QR code. And then you can take that picture and you're off and running. Next time you log in, it asks you for the code and instead of texting it to you to your phone smarter, otherwise it will not. That require you to open up your authenticator. So for me, for instance, when I'm logging into a website, it comes up and asks for the username, asked for the password. Both of those are filled out automatically by one password for me. And then it asks for that code identification code and. One password automatically puts it into my pace to buffer copy-paste, buffer, and I just paste it in and they've got the code. So I don't have to remember the codes. I don't remember passwords. I don't have to remember usernames or email addresses. One password remembers them all for me. Plus it'll remember notes and other things. So you can tell, I really one password. We use it with all of our clients. That's what we have for them. And it does meet even a lot of these DOD requirement on top of. Depending again, how much security you need. We will use duo D U O and it also has this authenticator functionality and we will also use UBI keys. These are those hardware key. They do oh, can provide you with hardware tokens. Those are those little tokens that can go onto your key ring. That show a changing six-digit number every 30 seconds. And that's the same number that would be there in your smartphone app. Your one password or Google authenticator smartphone. Hopefully, I didn't confuse you too much. I think most of the reason we're not using the security we should is because we're not sure how to, and we don't know what we're going to be. And I can see that being a big problem. So if you have questions about any of this, if you would like a copy of my password security, special report, just send an email to me. M e@craigpeterson.com. That's me M e@craigpeterson.com. That's S O N.com. I'll be glad to send it to you. Also, if you sign up for my newsletter there on my website@craigpeterson.com, you are going to get. I was hold little series of the special reports to help you out, get you going. And then every week I send out a little bit of training and all of my articles for the week. It's usually six to 10 articles that I consider to be important so that, what's going on in the cybersecurity world. So you can. With it for yourself, for your family, for your business. Craig peterson.com. According to researchers. 32% of teen girls said that when they felt bad about their bodies, Instagram made them feel worse. And you know what Facebook knew and knows Instagram is toxic for teen girls. There's a great article that came out in the Wall Street Journal. And I'm going to read just a little bit here from some of the quotes first. When I went on Instagram, all I saw were images of chiseled bodies, perfect. Abs and women doing 100 burpees in 10 minutes, said, Ms.  Now 18, who lives in Western Virginia. Amazing. Isn't it. The one that I opened now with 32% of teen girls said that when they felt bad about their bodies, Instagram, I made them feel worse. So that is studies again, that looks like yeah, these were researchers inside Instagram and they said this in a March, 2020 slide presentation that was posted to Facebook's internal message board that was reviewed by the wall street journal quote comparisons on Instagram can change how young women view and describe themselves. Apparently, for the past three years, Facebook has been conducting studies into how Instagram is affecting its millions of young users. Now, for those of you who don't know what Instagram is, it allows these users to create little stories, to have. Pictures videos of things that they're doing, and it's a lifestyle type thing you might've heard, of course, of how this I don't know what it is. Kidnapping murder plot. These, this young couple and the body I think was found up in Wyoming. I'm trying to remember, but of her and it's yeah, there it is. It wasn't my OMI. And I'm looking up right now, Gabby potato. That's who it is. She was what they called a micro influence. And I know a lot of people who can loom, that's what they want to be. There's a young lady that stayed with us for a few months. She had no other place to live. And so we invited her in here and we got some interesting stories to tell about that experience. And it's, a little sad, but anyhow, she got back up on her feet and then she decided she was going to become an influence. And what an influencer is someone that has a lot of followers. And of course, a lot means different numbers. You get these massive influencers that have tens of millions of people that quote, follow unquote them. And of course, just think of the Kardashians they're famous for. Being famous, nothing else. They have subsequently done some pretty amazing things. At least a few of them have. We've got one of those daughters who now was the first earliest billionaire. I think it was ever youngest. So they have accomplished some amazing things after the fact, but they got started. By just becoming famous by posting on these social media sites. So you get a micro-influencer, like Gabby Petito, who is out there posting things and pictures. And you look at all of these pictures and, oh my gosh, they're up at this national park. Oh, isn't she so cute. I'll look at her boyfriend. They'll look so good together and people. Fall for that image, right? It's just like Photoshopping these pictures of models, changing them. There've been some real complaints about those over the years. So Instagram sets these kids up with these pictures of people that are just totally unrealistic. One of the slides from a 2019 presentation says, quote, we make body. Excuse me. We make body image issues worse for one in three teenage girls teams, blame Instagram for increases in the rate of anxiety. And depression said another slide. This reaction was unprompted and consistent across. Groups among teens is this according to the wall street journal who reported suicidal thoughts, 13% of British users, and 6% of American users trace the desire to kill themselves to Instagram. Again, according to one of these presentations, isn't this just absolutely amazing. And you might've heard it discussed a little bit. I saw some articles about it, obviously in the news wall street journal had it, but this is a $100 billion company, Instagram. That's what their annual revenues. More than 40% of Instagram users are 22 years old and younger. And about 22 million teens log into Instagram in the US each day, compared with 5 million that log into Facebook, the younger users have been declining. Facebook it's getting the population there is getting older and older on Facebook. In average teens in the us spend 50% more time on Instagram than they do on Facebook. And also tick-tock, by the way I took talk has now surpassed YouTube in some of these metrics. Quote, Instagram is well-positioned to resonate and win with young people said a researcher's slide posted internally. Inside Facebook. Another post said there is a path to growth. If Instagram can continue their trajectory. Amazing. So Facebook's public phase has really tried to downplay all of these negative effects that the Instagram app has on teens, particularly girls, and hasn't made its research public or available to academics or lawmakers who have asked for it. Quote, the research that we've seen is that using social apps to connect with other people. Positive mental health benefits said Mark Zuckerberg. He's the CEO of course of Facebook. Now this was 2020. In March one at a congressional hearing, he was asked about children and mental health. So you see how he really lawyered the words that they can have positive mental health benefits, but Facebook's own internal research seems to show that they know it has a profound negative effect on a large percentage of their users. Instagram had Adam Moseri told reporters in may of this year, that research he had seen suggest the app's effect on team's wellbeing is likely quote quite small. So what the wall street journal seems to be pointing out here is that Facebook is not giving us the truth on any of this stuff. It's really sad. We've got to be careful. No, apparently Mr. Moseri also said that he's been pushing very hard for Facebook to really take their responsibilities more broadly. He says they're proud of this research. I'm just summarizing this before we run out of time here, but it shows the document. Internal documents on Facebook show that they are having a major impact on teen, mental health, political discourse, and even human trafficking. These, this internal research offers an unparalleled picture. Courtney told the wall street journal of how Facebook is acutely aware that the products and systems central to its business success routine. Fail great article. I've got it in this week's newsletter. You can just open it up and click through on the link to the wall street journal. They have a paywall and I hate to use payroll articles, but this one's well worth it. And they do give you some free articles every month. So if you're not on that newsletter, you can sign up right now. Craig peterson.com. You'll get the next one. If you miss a link today, if you want some, the special report on passwords, et cetera, just email me directly. Give me a few days to respond. But me M e@craigpeterson.com. That's me M e@craigpeterson.com. We've all worked from home from time to time. At least if we're somehow in the information it industry, I want to talk right now about why you need a personal laptop. Even if the business is providing you with a laptop. Laptops are something that was designed to be personal, but many of us are using them as our main computer. I know I often am using my laptop, a couple of my kids and my wife. It's really their main computer, even though they all have other computers that they could potentially be using, laptops are just handy and you have them with, you can take them with you. We've got workstation set up that are kind of. Workstations, if you will, where there are three screens set up and they're all hooked up into one central screen controller that then has a USBC connection that goes right into the, your laptop. So you can be sitting there with four screens on your Mac laptop on your mac pro if you need four screens, it's really handy. No question. Many of us have a laptop for home and a laptop for business. And many of us also look at it and say, oh wow, this is a great laptop I got from work. It's much better than my home laptop. And you start to use the business laptop for work. At home. Okay. That's what it's for. Right. But then we start to use that business laptop for personal stuff. That's where the problems start. We've seen surveys out there that are shown. Then half of workers are using work issue devices for personal tasks that might be doing it at home. They might be doing it at the office. Things like personal messages, shopping, online, social media, reading the news. So the prospect of using your work laptop as your only laptop, not just for work, but also for maybe watching some movies, group chat and messaging, reading, fan fiction, paying bills, emailing to family or friend. It just seems not. It's so tempting. It's just natural. I'm on it. I'm on it all day long. Why wouldn't I just use it? And this is particularly true for people who are working from home, but we have to be careful with that. It's really something that you shouldn't be doing for a couple of reasons. One that. Top that's a business. Laptop is the property of the business. It's just like walking home with boxes, full of pencils and paperback in the old days, it is not yours to use for personal use. We also have to assume, assume since it is the company's laptop that hopefully it's been secure. Hopefully they haven't set up. So it's going through a special VPN at the office and it's going through special filters, maybe snort filters or something else. That's doing some deeper inspection on what's coming through your laptop. Well, there are also likely on that laptop. Tools that are monitoring your device. Things like key loggers, biometric tracking, Jill location, software that tracks your web browser and social media behavior, screenshot, snapshot software, maybe even your cam. Is being used to keep track of you. I know a number of the websites that I've used in the past to hire temporary workers. Those workers have to agree to have you monitor what they're doing. These hourly workers, subtle take screenshots of their screen, unbeknownst to them. Pictures from the cameras at random intervals. Again, unbeknownst to them, it'll track what they're doing. And so I can now go in and say, okay, well he billed me five hours for doing this. And I look at his screen and guess what? He wasn't doing that for all of those five hours that he just billed me. Well, the same thing could be true for your company, even if you're not paid by the hour. Right now, we're looking at stats that show over half of the businesses that are providing laptops for the employees to use more than half of them are using monitoring software. And through this whole lockdown, the usage of these different types of monitoring systems has grown. Now there's some of the programs you're using. You might be VPN in, you might be using slack or G suite enterprise, all good little pieces of software. They can monitor that obviously, but it goes all the way through to the business. And using your slack access as paid for, by the businesses also idiotic to do things like send messages to your buddies, set up drinks after work, complain to other people about someone else in the business, your boss, or otherwise your it, people at the business can see all of that. They can see what you're doing with slack. Even if you have a separate personal account. It's still more likely that you'll end up mixing them up if you're logged into both on the same computer. So the bottom line is if you are on a work computer, whether it's a laptop or something else, you can reasonably assume that I T can see everything. That's not. They own it. Okay. And they have to do some of this stuff to protect themselves. We put software on laptops for companies not to spy on employees. That's none of our business, but we put software on computers for employees. To make sure they stay safe. Think of what happens when your computer, your laptop, whatever it might be, connects to the company's network. Now that can be through a VPN. It can be because you take your laptop home or on the road when you're traveling and you bring it back into the office. If that computer is infected, somehow now you've brought that infection into the office. And that's how a lot of the malware works. It goes from computer to computer. So once they get in that front door where there's through a website and email that you clicked on or in a computer that you're bringing into the office, they can start to move around. Now it's not just your activity. And this is an interesting article from the verge by Monica chin. It's not just your activity that they can see on your laptop, but in many cases, they're also able to look at anything you're downloading any of your photographs or videos that you might've sinked up from your smart. Laura loading these types of things, your text messages on your work device for safekeeping, or just because it's your primary device might seem harmless, right? Cause you're just going to remove them before you hand it in. But some companies such as Apple won't allow you to wipe your device before handing it in regardless of how personal the contents are. And that makes sense too, because many times an employee leaves. And they don't give the company all of the information that they have, that they're obliged to give back to their employer. Things that they've been working on, customer information, et cetera. So Manalive, there are plenty of other devices out there. Hopefully if you leave your company with plenty of notice, moving a bunch of things off your work device in the last few days, uh, might raise some eyebrows at the. And I'm saying hopefully, because they should notice that sort of thing, because it could be malicious activity. It could be an insider risk that maybe they're not even aware of. There's so much you could go wrong here. So bottom line don't use the work laptop for home. So what should you use? You know, my personal recommendation. Almost always is get a Mac. They are safer to use the patches that they get are usually not destructive. You know, sometimes you can install a patch for windows and now your machine just won't work anymore. Right. You've had that happen. I know every last one of us out there that are tried to install Microsoft patches for a while have had that happen to them. All of a sudden the patch has completely messed up your computer and you are so out of luck, it's ridiculous. Right? So don't, you know, hopefully don't do that, but I like the max because they are basically safer than windows. And also because the patches just work on them, apple tends to get them out in plenty of time to try and protect us the next level. If he can't afford an apple and. Apple laptops really are not expensive when you consider how long they last and the quality that components, they are not expensive at all. But if you can't afford that, the next thing I would look at is getting a Chromebook. There are a lot of companies that make Chromebooks Chrome is an operating system from Google. It's similar to Android. Google keeps the Chromebooks up-to-date. They patch them quite regularly and make sure that there aren't nastiness is going on. You just have some of the same issues and Android has patches might take a while to get to you because it has to go through the vendor that made the Chromebook. You might have a Chromebook for Sam from Samsung, for instance, it's not Google's even though it's called a Google Chromebook. Now Chromebooks rely heavily on the cloud services that Google provides, but they can also run just locally. So with a Chromebook and you can get them for as little as 150 bucks, but remember you get what you pay for. Or as much as I've seen them in the $2,000 price range with fancy GPU's, local storage and other things, but at 150 bucks, it could be well worth it for you. It lets you do the regular word processing. Just think of what you can do with Google docs, spreadsheets against Google docs, spreadsheets, all of those types of things are built into it. You can. Cruz the web, obviously using Google Chrome on your Chromebook. And send and receive email, which is what most people do. That's really kind of all, most people do at home. So consider that as well. I also like iPad. They are quite safe again, but they tend to be more expensive and they can do pretty much everything. And now with Android support built right into Google Chromebooks, you can even run Android apps. So there you go. Keep safe and be safe out there. Right. Have a hack free life. Make sure you get my newsletter. Craig peterson.com/subscribe. Craig peterson.com/subscribe. The national cyber director, Chris Inglis said that we need cyber bullets, that cyber bullets are part of the war on hacks. And it makes sense on one level. But when you get into the reality, it's a much different story..  I had an interesting email this week from a listener. Actually he sent it about two weeks ago when I finally was able to get to it this week and responded, and he was pointing out how there are some things that I talk about on the show that I put into my newsletter that are really good. And. I'm paraphrasing here but theoretical to so many people, there's some things that you can figure out pretty easily yourself. Some things you can do yourselves and other things that are just different. To do still. And a lot of that has to do with the websites you go to in order to maintain your passwords. And he was complaining specifically about bank of America and how you can, according to what he has found here in the real world, you can come up with a. Password a 20 character long password that is going to keep everything nice and safe at trend to be generated. You're using one password and great. So you set your password up in bank of America's account, and then you try and log in later, and it doesn't work because it lets you put 20 character passwords and when you're creating it, yeah. But the login screen only takes the first 16. So of course they'd home match. You see it's things like that really are pushing us back, holding us back. But I'd say pushing us back from being secure as a country, there, there just aren't enough people paying enough attention to make sure this cyber security, even the basic stuff like passwords and two factor authentication are being done properly. So one of the things I wanted to make sure you guys were aware of is I need to know when you're having these problems, because what I want to do is put together some trainings to show you exactly how to do it. Because on some websites you were saying, it's pretty hard to use one password he's paying for it, but it's kinda difficult for him. And I think in some ways, a lack of understanding. Then, it can be difficult to spend a bunch of time trying to watch some training videos for some of the software. And so I want to hear when you're having problems so I can do what I did for him this week and spend a little time, write some stuff up, and I even am reaching out to some of this website. People like bank of America who are really messing up cyber security for people who are trying to do the right thing and writing them and saying, Hey, listen, I'm part of the FBI InfraGard program. I'm a member of it. I paid a lot of attention to cybersecurity. Heck I ran the training for the FBI InfraGard program for a couple of years, and there are some real things lacking. In the login anyways, and this one particular case of the cybersecurity, but I don't know all of this stuff. I'm not using all of these things and I have a disadvantage over you guys, and that is that I've been doing this for so long. I've forgotten what it's like to not know it. Does that make sense? So if you have something that I've talked about on the show, that's appeared in my newsletter and you're having some confusion over, let me know. Just email me M e@craigpeterson.com. What he did is he just hit reply to my newsletter. And of course, that goes to me and me@gregpeterson.com and it tracks it. So I know I need to reply, so I can sit down and go through and answer people's questions. I sent out a lot of the copies of my password, special report to people you guys had requested specifically some of the. People out there had requested a little bit of help. And I had sent out an email to most of the people that I could identify as being business people. I sent out a little thing saying, Hey, listen, if you could use half-hour my help, let me know myself or my team. And then, again, you can just send me an E Craig. So I answered a lot of those questions this week. And in fact, that's how I come up with much of what I cover here on the show. You guys ask the questions and that's how I know that it's a real problem. If I understand it, that's one thing. But for the people who don't do cybersecurity as their primary job or a strategy, I get it. I can get why you guys are confused. So make sure you get my weekly newsletter. So you can find out about all of the trainings, the free stuff, the paid courses, and. It's easy. Just go to Craig peterson.com/subscribe. That's Craig Peterson, P E T E R S O N. Craig peterson.com/subscribe. And I'm more than glad. Add you to that list. And there are now thousands of people on that list to get my email pretty much every week. If you miss it one week, it's probably, cause I just got too busy, but I put out all my show notes. I put it all a little bit of training notes, all. The us government is supposedly getting ready to fire what they're calling cyber bullets in response to these significant hacking attacks. This is what they're calling a comprehensive strategy to dissuade. Adversaries. And this is all from the national cyber security director, Chris Inglis. This is from an article in American military news.com by Chris Strome. That was out this week. And of course I included that in my newsletter this week as well, coming out. Today or tomorrow, depends on how this all goes right with the weekend. I got to help a buddy out today, but president Joe Biden has been really talking about how do we use cyber weapons to retaliate. For instance, he gave a list of industries that Russia should not be. As though Putin himself is running all of these hacks or come out of Russia. Yeah, certainly there are some that are part of their military, but there many of them that are just bad guys that are trying to make some money, we should feel sorry for them. So Biden gives him this list and says, Hey, listen, if you attack any of these various industries or actually portions of our economy, We are going to retaliate. We have seen the us retaliate under President Trump and the retaliation. Of course he did all kinds of economic stuff to stop it. And much of which has been reversed by president Biden's administration, but also he attacked them directly in. Down some power systems there in the Moscow area, which I thought was really kinda cool. So kudos to President Trump for doing that and for president and Biden now to say, Hey, we are going to attack back. Of course. The biggest question is. What would we be attacking? How would we be attacking it? And for what reason, for instance, the red Chinese have gone after our office of personnel management, OPM records and got them all back in 2015. So they now know everything about everybody that had a secret security clearance or the took a paycheck from the federal government. All of those records, they would get their hands on them and get them on all of the records a lot. So Inglis was in front of the let's see here, the, yeah, he was a former director of the national security agency. He's the first to hold his Senate-confirmed position at the white house, this national cyber director position. And he says there is a sense that we can perhaps fire some cyber bullets and shoot our way out of this English set at the conference. It was hosted by the way, by the national security agency and a nonprofit group, he said that will be useful in certain circumstances. If you had a clear shot at a cyber aggressor and I can take them offline, I would advise that we do so as long as the collateral effects are acceptable. Yeah. What we have done here under president Biden administration is we have shut down some people who were operating illegally, we have shut down some cyber actors that were attacking us. So we've been doing that, but it isn't exactly. Wow. We just saw a muzzle flash over there. And so we are returning fire to the area of that muzzle flash, because as I've said many times before, we just don't know. Where in fact that bullet is coming from, it makes it a lot more difficult. English went on to say there's a larger set of initiatives that have to be undertaken. Not one of those elements is going to be sufficient to take this. Out let's see here, the us should make clear to Russia now their adversaries, what kinds of attacks would prompt a response, which is what president Biden did when he was talking with, of course, President Putin over there, red lines of both good and bad red lines are clear and crisp. Although I got to say many of our administrations have. Really done anything about it. It's the red line in the sand and Syria president Obama didn't do anything when they stepped over that red line. So yeah. And then with what we just finished doing in Afghanistan, where we drew a red line and said, we're going to protect all of you who helped us. And then we not only abandoned them, but we abandoned Americans behind there. I don't think a lot of people aren't going to believe us. So here's the last statement here. And again, this is an article in American military news from our cyber chief is the government actions. Aren't always going to be broadcast. In some cases, it's not helpful to broadcast those for all of mankind to see another one. We are doing some things behind the scenes. And I have certainly seen some of the results of those over the last few years. Stick around.  You're listening to Craig Peterson online@craigpeterson.com. You've got a smartphone and there are some new versions out, right? New hardware, new software, Android iOS. How long should you keep that device? How long can you stay safe with that older device? Apple has now done something. Different something they've never done before. One of the reasons that apple equipment tends to be safer than almost anything else out there is that they have, what's known as a closed ecosystem. There's arguments both directions here on whether that's safer or not. But the real advantage when it comes to cybersecurity is there are only. So many versions of the iPhone out there. What are we now in a couple of dozen versions of the hardware platform that makes it easier for apple to be able to support older versions of the software and multiple pieces of hardware, much easier than for, let's say Microsoft windows. It doesn't even have a single. Platform or Android, where there are hundreds of hardware platforms out there and tens of thousands of versions of the hardware, because one model phone can contain many. Changes different types of hardware to talk to the cell towers or the screen you name it. So it's very hard to keep up. Android has for quite a while now supported three versions of their operating system. Of course, we're talking about Google, but Android operating system. So they support the current release. Of Android and the Breviary release is two previous releases in fact of Android. Now that is frankly a pretty good thing to know, but there's over a billion Android devices out there that are no longer supported by security updates. We've got Android 10, nine, and eight that are fairly supported right now. We're actually up to Android 12. So here's how it works. If you've got Android version 10 out, if that's the main one, then you can continue to do. Eight and nine and get updates, security updates. But then here's the problem, everybody, those security updates are coming out of Google, but that does not mean that they are making it all the way to you. So there you go. It's one thing for Google to provide updates, but if you can't get them because your phone manufacturer is not supporting them, you've got trouble Samsung. Is probably the best company other than maybe Google and the Google Pixel phone. Samsung's the best company to go to. If you want some longer-term support. Many of these other companies just don't provide support past the current version. So keep that in mind as well. Android 12 was the 12th major version of Android announced by Google, February, 2021. And it is starting to roll out a Android. The 11th, 11 is the one that was out in February of last year. At least it was announced then. And we're, they're coming out, they're getting pushed out. So basically Google is saying the current version plus two prior versions. And that usually gives you about a four or maybe even a five year window. So if you're. An Android device from a major manufacturer, particularly Samsung on the Android side, your device is going to be good for at least four years, maybe five years now on the, and by the way, you don't necessarily have to upgrade the. You could be continuing to run an older release saw, as I mentioned earlier, if it version 11 is the current one that's out there being supported, which it is right. 12 is early still, but version 11, that means two prior versions still get security updates. You don't get featured. Dates, you don't get the new stuff, but you get security updates. So Android 11, the current one that means 10 and nine get security updates. So you don't, you're not being forced to do an upgrade. Most people don't upgrade their phones from an older major release to a newer major release. In other words, they don't try and go from Android eight to Android 11. Because in fact, most of the time, the hardware manufacturer doesn't support it. That's why there's over a billion Android devices out there right now that cannot get security updates. So have a look at your phone and your vendors. See what you're running. You probably want to do an update because most phones cannot get any support on the, in the apple side. Things are a lot different with Apple iOS, which is the operating system used on the iPhone and the I pad apple has always forced you to move to the next major version. No, they only force you to do that. If they support the hardware. And I've got to say kudos to them, they're still supporting the iPhone six S which came out quite a while. The iPhone success is something that my wife has been using and that I had as well. In fact, she got my old iPhone success, but that's a six-year-old. Phone came out in September of 2015. So it is still getting security updates, and we'll probably continue to get them. Not only is it getting security update this six-year-old iPhone success is getting the latest and our iOS operating system. It's getting iOS 15. Isn't that just amazing? Yeah, exactly. And so not just security updates, like you might get from some of the other vendors out there, Android vendors. So the apple keeps their arms around you for quite a while. Here's, what's changed now with Apple and iOS, the, for the first time ever in the iOS world, Apple is not forcing you to upgrade. So you're not being forced to upgrade to iOS 15. You can continue to run iOS 14. And that's how apples got around the security patches in the past, because what happens is you get the updates and installs them. Basically. There's no reason for you not to upgrade your phone. And so you do so apple never had to worry about releasing some of these fixes for really old versions of iOS. Although they have done that from time to time. In the Mac iOS side, Apple has done a couple of good things. The, where they always have supported basically three releases, what Google's doing with Android. So you now have a new feature. If you will, with iOS, here's a PSA for everyone. Public service announcement. You don't have to take the iOS 15 upgrade. Now I did. I put it on my iPhone and I seem to have some sort of a problem with messages where it's telling people that my phone has notifications turned off, which it does not. So I haven't figured that one out yet. I'll have to look into that a little bit more, but. This is nice because that means you're not going to have to upgrade your iPhone to iOS 15. You'll still get security updates for iOS 14, something Apple's never done before. We'll see if they continue this. We will see if they match Google going back. Three releases in Android. It just never been done before over on the iOS. So good news for them. Also course in the windows world and the Mac world, you really should upgrade the operating system as much as you can. Windows 11 though, man, windows 11. And I said this to my newsletter. I warned you guys is going to be a nightmare. For many people. You are not going to be able to do an automatic upgrade unless you have the newest of hardware, with the highest end of features, Craig peterson.com. One of the very big ransomware operations is back online. And now we have some inside information from one of the contractors working for this ransomware organization and oh yeah, there's an FBI tie, too.. This organization, ransomware gang, almost business, whatever you might want to describe them as is known as revolt. They have a few other names, but that's the really big one. And they are basically the 800 pound gorilla in the ransom. Business, you might be using cloud services right now. Maybe you use Microsoft's email service. Their Microsoft 360, I think, is what they call it now and use it for email and various other things pretty handy. It's mostly in the cloud. Computers you own or operate or have to maintain. I think that makes some sense too, but here's the bottom line it's software as a service right now, salesforce.com software as a service, Oracle has their accounting stuff. QuickBooks online, all software as a service. It isn't just those legitimate businesses that I just mentioned. That are using the cloud that are providing software as a service where you're paying monthly or however frequently. And you're getting this software as a service. That's what that means. Typically it means it's in the cloud and you don't have any real control over it. That's what this ransomware gang has been doing. This gang known as rebill. They all appear to be in. And there's some interesting stuff. That's come out. A transcript was released of an interview with one of their contractors. Now the original interview was in Russian. So I read through a translation of the Russian. I have no idea how good it is, but it is being quoted by a bank. Insider magazine that you might be familiar with bank info, security. That's one of the places that I follow. And there's a few interesting things that he talked about that I want to get into, but these are the people who have been behind things like the colonial pipeline attack and some of the other very large attacks, the way they work, their business model is. You can license their software, their ransomware software, and you go after a business or a government agency, whatever it might be, you get that ransomware software inside. And the reveal gang will take a percentage of the money that you have in rent. Now, how is that for a, an interesting business model, right? Taking something that the rest of the world has been using, and then take that model and put it into the legal side of the world. For three weeks, during this whole reveal ransomware attack, this summer turns out that the FBI secretly withheld the key that could have been used to decrypt. And computers that reveal had infected with ransomware and looks like kids up to maybe 1500 networks. Now those are networks, not just computers. That includes networks run by hospitals, schools, and businesses, including critical infrastructure businesses. The way the FBI got their hands on this decryption game. Is by penetrating reveal gangs servers. So they got into it. They were able to grab the keys and then the FBI waited before. Did anything with it. See, what they were trying to do is catch the people behind reveal. And so they didn't want to release information, get information out there to the press that might tip off those bad guys over there in Russia. And then shut down their operations. But as you might know, because I mentioned it here before the reveal gang went offline on July 13th, before the FBI could really track them down. And then the FBI didn't release the key until July 21st. And then I think it was Malwarebytes released a decryption tool. So if you had been hacked by the gang, you could. Now, remember it isn't reveal itself. That's doing most of them. Ransomware hacking if you will or a placement it's small guys. And that's why some people, including this contractor that apparently worked for the reveal gang itself says, people think that it's the Russian government, that it's Putin, that's doing this. He said, in fact, it's not it's small guys. And people like me are getting four or five hours a night. Because we're working so hard trying to make a whole of this work, come up with the new software approaches. We have to provide code tech support unquote to our affiliates, as well as tech support to the people who have had their computers and their data ransomed. So it a real interesting mix. Absolutely. Interesting mix. Now Christopher Ray here a couple of weeks ago, he's the FBI director told Congress that cool. We make these decisions as a group, not unilaterally. To the FBI and working with other government agencies, these are complex decisions designed to create maximum impact. And that takes time and going against adversaries, where we have to marshal resources, not just around the. But all over the world. So this Russian based gang first appeared in 2019, they've been around, they've been exporting large amounts of money from businesses for a very long time. One of the interest he'd things I think about all of this is that this reveal gang has their software as a service, and they provide it to quote affiliates, quote that, go ahead and then install the software, get you to install it on your computers in order to ransom you a double whammy ransom you, but there's now reports out there that there's a secret back door in the ransomwares code that allow. Rebill to go around their affiliates and steal the proceeds. How's that for hilarious, you've got a bad guy who goes in and gets the software from revolt, pays them a commission, and then reveal apparently has been jumping in on these customer support chats. In other words, you just got nailed and because you got nailed with ransomware, you have to go to. Chat room. And so you go in there and you're getting customer support on how to buy Bitcoin and how to transfer to their wallet. And apparently revival is getting right in the middle and is extorting money from these people directly instead of having the affiliates do it pretty amazing. So here's this part of this interview? It was aired on the Russian news outlet, London. And was trans translated by yeah. Flashpoint. Here are the guys that got the full transcript of the interview. He says in the normal world, I was called a contractor, doing some tasks for many ransomware collectives that journalists considered to be famous. Money is stolen or extorted with my hands, but I'm not ashamed of it. I do. And again, this goes into the thinking of many of these bad guys of Americans are all rich and they don't deserve what they have. He said, let's put it this way. This is a very time consuming job. And if you've earned enough, then you can quit the game. But chronic fatigue, burnout, deadline. All of these words from the life of ordinary office workers are also relevant for malware developers. So there you go. You should feel sorry for these malware developers who are developing software to steal millions from you and. Down our critical infrastructure. Hey, join me online. Craig peterson.com. And if you subscribe to my weekly newsletter right there on the site, I'll send you a few of my special reports. The most popular ones will come to you right there in your email box. Craig peterson.com/subscribe. We all pretty much have some form of insurance. And we're going to talk right now about the types of cyber insurance you may have. Now this might be through your homeowners policy or perhaps a rider on a business policy.  Many of our homeowners policies have started coming with cyber insurance. So we're going to talk about that. What is it? Businesses as well are also using cyber insurance and I'm sure you've heard of insurance basically called LifeLock and what that's all about. So let's kind of start. When we have a breach in a business, usually what happens is information about our customers is stolen. Look at some of the biggest breaches in history where we. Hundreds of millions of our personal records stolen Equifax breach is an example of a huge breach where we had all kinds of personal information that was stolen by the bad guys. Now, some of this information gets stale pretty quickly, but of course, other parts of it like our address, our social security number, they are probably not going to change for years. If for. No, of course our social security number will never change the social security administration. Just doesn't reissue them for very many reasons at all. And they do not reissue a social security number was stolen online because. Just about everybody's has, so what does a company like LifeLock do? They keep an eye on your credit report for you. And they're looking at what's going on new accounts that are open. They look at various other things, just related to that. And they, at that point say, wait a minute, something weird is happening. Now my credit cards, for instance, I have a credit card that if let's say I buy two of the same thing, one after the other and the, both the same price that credit card company pops a message right up on my phone saying, Hey, did you just buy two? Of these $15 things from and I can say yes or no, if I'm out on the road and I am purchasing gas, the credit card can pop up on my phone and it does and say, Hey, will you just trying to buy gas at this gas station? Because what'll happen as you use the credit card at the pump. And the pump says it was denied and then up at pops and yeah. Okay. No, that was me. And they said, okay, we'll try the transaction. Okay. And we'll approve it next time. And that's all automated. And that has nothing to do with LifeLock. LifeLock is there to more or less detect that something happened and if something happened and it was a bad guy and basically your identity was stolen. So they might be trying to buy a Ferrari in your name or maybe a 10 year old, four Ford focus, whatever it might be. And. They will help you try and clean it. That's what they do. So that's why it's cheap. And I don't know that it's terribly useful to you if you're really concerned. Go ahead and do that, but do keep an eye on your credit report. I do as well. My bank has free credit reporting for me, my credit card. Same thing. Free credit reporting that lets me know everything that's going on. So that's an easy way to tell WhatsApp. And there are different types of cyber insurance beyond this sort of thing, beyond the LifeLocks of the world. And many of us just get our cyber insurance through our homeowner's policy. It's a little rider. And businesses can buy cyber insurance as well. We have cyber insurance, that's underwritten by Lloyd's of London and we provide a $500,000 or million-dollar policy to our clients. As well, because that's what we do is cyber security, right? So the idea is if one of our clients gets hit, we have some insurance to back us up, but of course we go a lot further. It's almost like the LifeLock where if you do get hit by ransomware or something else, we will help you get back in business. We'll help restore your data. We'll help you with providing you. The information you need in order to do press releases, which agencies you need to contact, which of your customers you need to contact. And we've got scripts for all of that. So you can send it all out and just take care of it. So the idea is you don't want ransomware. So you hire us. We are extremely likely to keep ransomware out of your systems. And on top of that, if you are hit with ransomware, we restore everything. LifeLock does not do that. Obviously they all, I'll only do stuff after the fact and the cyber insurance you buy from an insurance agency is much the same, and there's a huge caveat with these policies that we're buying for our businesses and for our homes. And that is. They have a checklist at the insurance companies. Did you do this and this? And if you did, then they might payout if you did not, they may not payout. In fact, pay outs on cyber insurance policies are not known because. Bottom line. They really don't payout. Okay. I'm looking at some numbers right now and about paying ransoms and everything else. You may or may not. You got to have a look at it. Many of these policies are never paid out by the cyber insurance covers. They usually just regular insurance companies, but it's a special rider. And what they do is they say, Hey, listen, you did not follow the rules, so we're not going to payout. And there are many cases. If you go online and do a search, just use duck, go and say cyber insurance, payout. Lawsuits I'm doing that right now is. And it'll come up and show. Oh, okay. Does it cover lawsuits? Why are liability claims so costly? Yeah, exactly. A 2% payouts is talking about here. I'm invoicing, the most common cyber insurance claim denial. Yeah, it goes on and on. There are a lot is an act of war clause could nix cyber insurance payouts. That's another big one that they've tried to use. So the cyber insurance company will say, Hey, that was China attacking you. Therefore it was an act of. And you can bet if there is a big hack, they will use that. Think of what happens with the hurricanes coming onshore. How much do they push back on payouts? Especially with the real big one, it would bankrupt them. So we gotta be very careful. There are some different types of  cyber insurance. Policies do which have different types of coverages. You've got the first party lost loss, I should say. So that's you to covering you and your loss, your first-party expenses, third party liability. Each one of those has specific parameters. So sub-limit retention and others. First-party losses are usually including the loss of revenue due to business interruption. First party expenses would include all of the services and resources that you needed to use to recover from attack like forensic or system rebuilding services. These third-party liabilities. May cover expenses and legal fees related to potential damage caused by the incident to third parties like partners, customers, or employees whose sensitive information may have been compromised. So read them carefully. Be very careful. There are next-generation, cyber insurance policies are going even further and make these types of services. Prior to any incident to reduce exposures and prevent incidents in the first place. Now we don't provide insurance. We are not an insurance company, but that's basically what we're trying to do here. Not become an insurance company, but to make sure. The businesses have the right services so that the likelihood of anything happening or is extremely low. And then following up after the fact it's different obviously than insurers in and insurance, the guardians, Jessica Crispin had a great article about a couple of weeks ago that I've been hanging on. And it's talking about this tattle where that's been incorporated into the computers we're using at home. Now we're specifically talking about employers that are putting this. The software on computers, they belong to the companies. A lot of businesses are worried. If workers are at home or where we can't see them, how do we know that they're actually working, not watching Netflix or something else on. They have, of course, come up with software that can reassure your boss. It does things like take snapshots of what you're doing. Record your keystrokes grabs photos from. Picture from your camera. There's a new program called sneak, which makes your webcam take a photo of you about once a minute and makes available to the supervisor to prove you're not away from your desk. There's no warning in advance. It just takes that photograph catches your doom. Pretty much anything can be absolutely anything. Then, it's the type of thing you'd expect the national security agency to do. So there are some good reasons for this lack of trust because sometimes employees have not been doi

Founders
George Lucas: A Life

Founders

Play Episode Listen Later Oct 2, 2021 33:25


What I learned from reading George Lucas: A Life by Brian Jay Jones. Sign up to listen to the rest of this episode. You will unlock 216 full length episodes:You can subscribe monthly here or you can get lifetime access to Founders hereYou will learn the key insights from biographies on Steve Jobs, Elon Musk, John D. Rockefeller, Coco Chanel, Andrew Carnegie, Enzo Ferrari, Estee Lauder, Jeff Bezos, Warren Buffett, Charlie Munger, Phil Knight, Joseph Pulitzer, Arnold Schwarzenegger, Alexander Graham Bell, Bill Gates, P.T. Barnum, Edwin Land, Henry Ford, Walter Chrysler, Thomas Edison, David Ogilvy, Ben Franklin, Howard Hughes, George Lucas, Levi Strauss, Walt Disney and so many more. You will learn from the founders of Nike, Patagonia, Apple, Microsoft, Hershey, General Motors, Ford, Standard Oil, Polaroid, Home Depot, MGM, Intel, Federal Express, Wal Mart, JP Morgan, Chrysler, Cadillac, Oracle, Hyundai, Seagram, Berkshire Hathaway, Teledyne, Adidas, Les Schwab, Renaissance Technologies, IKEA, Sony, Ferrari, and so many more. WHAT OTHER PEOPLE ARE SAYING:“Without a doubt, the highest value-to-cost ratio I've taken advantage of in the last year is the Founders podcast premium feed. Tap into eons of knowledge and experiences, condensed into digestible portions. Highly, highly recommend. “Uniquely outstanding. No fluff and all substance. David does an outstanding job summarizing these biographies and hones in on the elements that make his subjects so unique among entrepreneurs. I particularly enjoy that he focuses on both the founder's positive and negative characteristics as a way of highlighting things to mimic and avoid.”Listening to your podcast has changed my life and that is not a statement I make often.“I just paid for my first premium podcast subscription for Founders podcast. Learning from those who came before us is one of the highest value ways to invest time. David does his homework and exponentially improves my efficiency by focusing on the most valuable lessons.”“I haven't found a better return on my time and money than your podcast for inspiration and time-tested wisdom to help me on my journey.“I've now listened to every episode. From this knowledge I've doubled my business to $500k a year. Love your passion and recommend your podcast to everyone.”“Founders is the only podcast I pay for and it's worth 100x the cost.”“I have listened to many podcasts on entrepreneurship (HIBT, Masters of Scale, etc.) and find Founders to be consistently more helpful than any other entrepreneurship podcast. David is a craftsperson, he carefully reads biographies of founders, distills the most important anecdotes and themes from their life, and draws commonalities across lives. David's focus is rightfully not on teaching you a formula to succeed but on constantly pushing you to think different.”“I highly highly recommend this podcast. Holy cow. I've been binge listening to these and you start to see patterns across all these incredible humans.”“After one episode I quickly joined the Misfit feed. Love the insight and thoughts shared along the way. David loves what he does and it shines through on the podcast. Definitely my go-to podcast now.”“It is worth every penny. I cannot put into words how fantastic this podcast is. Just stop reading this and get the full access.”“Personally it's one of my top 3 favorite podcasts. If you're into business and startups and technology, this is for you. David covers good books and I've come to really appreciate his perspective. Can't say enough good things.”“I quickly subscribed and it's honestly been the best money I've spent all year. It has inspired me to read biographies. Highly recommend.”“This is the most inspirational and best business podcast out there. David has inspired me to focus on biographies rather than general business books. I'm addicted.”“Anyone interested in business must find the time to listen to each any every Founders podcast. A high return on investment will be a virtual certainty. Subscribe and start listening as soon as possible.”“David saves you hundreds of hours by summarizing bios of legendary business founders and providing valuable insight on what makes an individual successful. He has introduced me to many founders I would have never known existed.”“The podcasts offer spectacular lessons on life, human nature and business achievement. David's enthusiasm and personal thoughts bring me joy. My journey has been enhanced by his efforts.”"Founders is the best self investment that I've made in years."GET LIFETIME ACCESS TO FOUNDERSIf you'd rather pay monthly you can subscribe here. 

Combat Story
Combat Story (Ep 44): Dan Pronk | Australian SASR | Medical Doctor | Author | Entrepreneur | Resilience Shield

Combat Story

Play Episode Listen Later Oct 2, 2021 93:52


Today we hear the Combat Story of Dr. Dan Pronk, a former Australian SAS doctor who completed four tours to Afghanistan. Do not be fooled by the doctor title, Dan was on the front lines conducting hundreds of operations with the elite SAS. This is the first of two interviews with Dan. Before the military, Dan was a triathlete and lived what he described as an average Australian upbringing. The military put him through medical school, but he wanted to be part of the elite SAS and fought for years for a chance to just get to selection, which he eventually did. Since leaving the military, Dan has gone on to an executive role in medical management, as well as co-owning the multimillion dollar company TacMed Australia and founding several other entrepreneurial startups. He's written several books, including Average 70kg Dickhead: Motivational Lessons from an Ex-Army Special Forces Doctor, and Arterial Tourniquets: For Police Officers, Law Enforcement and other First-Responders. He just released a third book with two fellow former SAS operators called Resilience Shield. Dan's also a motorhead with a love of high performance cars, leading him to own a classic Ferrari and Lamborghini. He also created Delta Automotive that builds these limited edition classic sports cars. Dan was referred to me by another SAS leader as “legend” in the community and I hope you enjoy this first of two Combat Story rounds with Dan as much as I did. Find Dan Online: Website Resilience Shield www.resilienceshield.com/ LinkedIN Dan Pronk https://www.linkedin.com/in/danpronk/ Instagram @danpronk www.instagram.com/danpronk/?hl=en Show Notes 0:00 - Interview begins 1:07 - Dan Pronk bio 2:13 - Interview begins 9:00 - Tough schooling and getting beaten with a cricket bat (for both Ryan and Dan) 10:25 - Dan's family military history and father who was an Army helicopter pilot 13:50 - Dan's rebellious stage, triathlons, and tough cars 19:30 - Running and that release 24:50 - “Maneuvering” myself into an elite group 29:15 - Extrinsic motivation of being a triathlete rather than being an intrinsically motivated soldier 32:30 - Shifting from college and triathlons to medical school and the military 38:15 - The “lightbulb moment” to join SAS 43:50 - Why is SAS sending doctor's through Selection? 47:10 - Motivational moment of being doubted 49:05 - Darker and harder moments of Selection 55:45 - What's it like being a Selection-certified doctor in SAS? 59:20 - First deployment with SAS as a Task Force asset 1:02:35 - First mission outside the wire as a doctor AND the gunner on a vehicle 1:06:35 - First time I got shot at “accurately” 1:10:35 - Another mission and being in contact with snipers on quad bikes and more vehicles going against the Taliban 1:12:55 - No indication of PTSD starting to seep in 1:15:10 - Another deployment to Afghanistan in 2011 (reference to the Drug Enforcement Agency aka DEA's Drug Flow Attack Strategy Team or FAST) 1:16:44 - Difficult mission and a “turning point” for Dan. “We're playing for keeps now” 1:26:45 - Dan's background in the Emergency Room and working trauma

Talk About It!
Talk About It with Greg Grunberg Season 2 Chapter 3

Talk About It!

Play Episode Listen Later Oct 1, 2021 27:10


In this episode of our podcast, host Greg Grunberg is joined by another long time epilepsy advocate, DJ HAPA. In 1998, Hapa was diagnosed with Epilepsy and he refers to it as one of the greatest teachers in life, encouraging him to focus on living life to the fullest, the centerpiece to his commencement keynote at UCLA. As a DJ, HAPA is known for playing a multitude of genres and blending it all together to create a unique soundtrack.  His list of accolades and clients includes such top brands as Ducati, Ferrari, Formula1, Microsoft, ESPN, Lululemon and The Grammys, just to name a few.  He has shared the stage with artists as diverse as his musical selection: Michael Jackson, Earth Wind & Fire, and Drake to Bruno Mars, Marshmello, and Chromeo. To learn more about HAPA, visit https://hapaworld.com This podcast series is sponsored by Greenwich Biosciences, the US leader in the field of cannabinoid prescription medicines. Talk About It with Greg Grunberg is produced by The ‘Talk About It!' Company who is solely responsible for the content.  Visit us at TalkAboutIt.org.   

Snacks Daily

Lego became the biggest toy company on Earth by no longer targeting kids. TikTik just joined the One-Billion-User Club, but TikTok's not making enough money on TikTok. And Ferrari just snagged the guy who designed the iPhone to design the iRaceCar. $RACE $HAS Got a SnackFact? Tweet it @RobinhoodSnacks @JackKramer @NickOfNewYork Want a shoutout on the pod? Fill out this form: https://forms.gle/KhUAo31xmkSdeynD9 Got a SnackFact for the pod? We got a form for that too: https://docs.google.com/forms/d/e/1FAIpQLSe64VKtvMNDPGSncHDRF07W34cPMDO3N8Y4DpmNP_kweC58tw/viewform Learn more about your ad choices. Visit podcastchoices.com/adchoices

BiggerPockets Real Estate Podcast
509: Cars & Cashflow: Manny Khoshbin's Story from Homeless to $1B

BiggerPockets Real Estate Podcast

Play Episode Listen Later Sep 23, 2021 58:43


If you scroll through Manny Khoshbin's Instagram, you'll see wealth, success, and a lot of very nice automobiles. You may look at his life and say “well, that must be nice”, but there is much more to Manny than Ferraris and private planes. A few decades ago, Manny was homeless, sleeping in a car with five other family members, simply trying to survive in America.Manny's dad wanted to protect his son from entering the military in Iran, so two weeks before Manny's birthday, the family packed up and left for the United States. They were homeless for a couple of months but slowly were able to find jobs and scrape together some money. Manny worked at a swap meet, a K-mart, a multi-level marketing company selling snacks, and other various jobs.As he was working he realized that the people driving the Porches, Lamborghinis, and Mercedes were all investing in real estate. After making money in his entrepreneurial endeavors, he bought his first commercial property. Now, two and a half decades later, Manny is sitting on a billion dollars worth of real estate. Oh, and did we mention he bought this all without syndicating?In This Episode We Cover:Manny's “American Dream” story from immigrant to multimillionaire Why commercial real estate is such a profitable investmentValue-add opportunities and flipping commercial real estate over the span of a few yearsWhich real estate industries are on the downward trend (and which to invest in)The steps new real estate investors should take to make it bigWhy Manny's luxury cars are an investment, not just toysAnd So Much More!Links from the Show:auction.comBPCON2021.COMElon MuskHolly BurtonDave RamseySpaceXFedExCVSKMartAmazonTargetBooks Mentioned in this Show:Trump: The Art of the Deal by Donal TrumpManny Khoshbin's Contrarian Playbook by Manny KhoshbinDriven: The Never-Give-Up Roadmap to Massive Success by Manny KhoshbinCheck the full show notes here: https://biggerpockets.com/show509See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.