SFI (not so) Live

Joining host ⁠⁠Tony Hall⁠⁠⁠⁠⁠, Saffron for Intermediaries National Account Manager ⁠⁠⁠⁠Phil Lawford, Luke Loveridge – CEO and co-founder of Propflo and Dan Gracie - Specialist Lending Director Panthera Finance.The panel discussed:·  How the US trade tariffs may impact our market·  The new Minimum Energy Efficiency Standards (MEES) is out for consultation until 2nd of May.  What is it's main purpose? What does it mean for landlords?·   Is now the time to consider discount mortgages if rates are falling?·   What is the confidence factor like for the rest of the year? https://www.mortgagestrategy.co.uk/news/boe-breeden-warns-tariff-chaos-will-hurt-uk-growth-as-rate-cut-bets-slip/https://www.mpamag.com/uk/mortgage-industry/market-trends/trumps-tariffs-spark-a-uk-mortgage-rate-war/531512MinimumEnergy Efficiency Standards (MEES)https://www.mortgagestrategy.co.uk/news/ms-october-news-analysis-p-is-uk-rental-market-heading-towards-the-us-model/https://www.mortgagestrategy.co.uk/news/ms-october-news-analysis-p-is-uk-rental-market-heading-towards-the-us-model/Please leave us comments and a rating and give us a follow to keep updated with future podcast releases, on the 1st of every month.Don't forget to follow our social channels...⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠BlueSky⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠

Joining host ⁠⁠Tony Hall⁠⁠ is ⁠⁠Saffron for Intermediaries National Sales Manager ⁠⁠⁠⁠ Lee Williams⁠⁠⁠⁠⁠, Matt Surridge - Interim Sales Director Primis / Director of Linear and Rebecca Shuttle  –  Award Winning Principal Owner and Mortgage and Protection Broker at MIMA Mortgage and Protection Advice.The panel discussed the concerns raised by the self-employed when looking for a mortgage and how the industry has developed to support them.The growth of the Challenger and specialist banks market share.Collaboration being the key to making the most of specialist opportunities.How will AI shape the future for the mortgage market.Will lenders try to claw back market share from brokers.Blog: The self-employed are being let down, but the opportunity is there – MortgageStrategyThe UK needs its self-employed, so why are we forgetting them? – Ward Challenger and specialist banks growing market share, report finds - Money AgeBlog: Collaboration is key to making the most of specialistopportunities – Mortgage StrategyLenders will try to claw back market share from brokers, Robert Sinclair warnsPlease leave us comments and a rating and give us a follow to keep updated with future podcast releases, on the 1st of every month.Don't forget to follow our social channels...⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠BlueSky⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠

Joining host ⁠Tony Hall⁠ is ⁠Saffron for Intermediaries, ⁠⁠Phil Lawford ⁠⁠, Nicola Goldie Deputy Chair, IMLA and Head of Strategic Partnerships, Aldermore Bank and Laura Smith, BDM Saffron for Intermediaries. The panel discusses the roles of the Working in Mortgages Group and IMLA. The AMI 2021 viewpoint report and how we have moved on. What are the benefits within our industry of embracing DE&I. Concluding with the panels views on the recent MPC decision to reduce the UK's key interest rate to 4.50% - was it the right call?https://workinginmortgages.org.uk/wp-content/uploads/2022/09/Final-Viewpoint-DI-Report.pdfhttps://workinginmortgages.org.uk/http://www.imla.org.uk/http://www.imla.org.uk/news/post.php?s=2024-12-23-imla-predicts-healthy-lending-growth-for-2025-greater-intermediary-business-and-more-remortgaging--Please leave us comments and a rating and give us a follow to keep updated with future podcast releases, on the 1st of every month.--Don't forget to follow our social channels...⁠⁠LinkedIn⁠⁠⁠⁠BlueSky⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠

Joining host Tony Hall is Saffron for Intermediaries, Phil Lawford and BDM Leah Kavanagh, and friend of the podcast and his first time on screen, Head of Marketing for John Charcol, Nicholas Mendes. The podcast starts with the performance of our new government, six months in. How have their policies and budget affected the market and what can we expect in the next six months? The panel discuss the latest report from Bank of England which has brokers up in arms. How achievable is net zero and how much is the housing market, and brokers, going to be responsible for the outcomes – the panel debate this from a homeowner and broker perspective. Finally, the panel discuss communication, and the role of AI in the sector. -- Please leave us comments and a rating and give us a follow to keep updated with future podcast releases, on the 1st of every month. -- Don't forget to follow our social channels... ⁠LinkedIn⁠ ⁠BlueSky⁠ ⁠YouTube⁠ ⁠⁠⁠⁠⁠Facebook⁠

In this episode of The Mortgage Conversation, the panel joining host ⁠Jay⁠ and ⁠Tony⁠  are ⁠Phil Lawford⁠ from ⁠Saffron for Intermediaries⁠⁠⁠⁠⁠ and special guest, Stephanie Daley from Alexander Hall. This podcast reflects on the impact of 2024. What a new government has meant for the mortgage and property market. How the markets have reacted. The impact and changes in property prices and the challenges faced by both lenders and brokers. In the second half, the panel predict what is likely to happen in 2025 with a foresight into the market, rates, BOE moves and some of the challenges faced by the market. Don't forget to follow out social channels... LinkedIn BlueSky YouTube ⁠⁠Facebook -- A brand new series and a brand new era as The Mortgage Conversation is born (formerly SFI (not so) LIVE) as we have a new studio, and our video podcast available on Spotify every month, is growing month on month. Would you like to be a guest on our podcast? If so, please contact Host and Producer, Jay Evans on jay@sfinotsolive.co.uk.

In this episode the panel discuss, in detail, the benefits of self-build and custom build homes. Joining host Jay, and Tony are podcast regular, Phil Lawford from Saffron for Intermediaries. In this incredibly educational podcast, Lisa talks of her experience as a self-builder, whilst Tony discusses his ongoing work with NaCSBA to educate home buyers to let them know how they can become part of the next generation of home builders. The panel also discuss the issues with planning and the need for planning reform. Can the new government move fast enough to make self and custom build homes an increasing part of the property ecosystem? -- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month. Would you like to be a guest on our podcast? If so, please contact Host and Producer, Jay Evans on jay@sfinotsolive.co.uk.

Joining host Jay, and Tony are podcast regular, Holly Andrews from Saffron for Intermediaries, Bhavika Gohil from Sai Finance and Dave Butler from Legal and General. The panel begin by discussing the power and importance of mortgage protection - a topic not discussed in the media when talking about the impact of the cost of living crisis. The panel also discuss the slow British buying process and the Bank of England's rate drop.-- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month. Would you like to be a guest on our podcast? If so, please contact Host and Producer, Jay Evans on jay@sfinotsolive.co.uk. -- Brought to you by ⁠⁠⁠Saffron for Intermediaries⁠⁠⁠ | ⁠⁠⁠Saffron Building Society⁠⁠⁠ --

Anna Sagar⁠, Deputy Editor of ⁠Mortgage Solutions⁠ and Rahul Nath from London & Country Mortgages join Jay and Tony this month. In Phil's absence, Lee Williams also joins the panel too. The panel discuss the aftermath of the election and analyse the promises and commitments made by the new Government. These include: - Stamp Duty - 1.5m Homes - Renters RIGHTS bill - Term Funding and a whole lot more besides. It's more than just politics, the panel discuss the impact the policies will have on home buyers, the markets, renters and landlords. -- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month. Would you like to be a guest on our podcast? If so, please contact Host and Producer, Jay Evans on jay@sfinotsolive.co.uk. -- Brought to you by ⁠⁠⁠Saffron for Intermediaries⁠⁠⁠ | ⁠⁠⁠Saffron Building Society⁠⁠⁠ -- Follow us on ⁠⁠⁠LinkedIn⁠⁠⁠ | ⁠⁠⁠Twitter⁠ ⁠⁠| ⁠⁠⁠YouTube

-- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month. Would you like to be a guest on our podcast? If so, please contact Host and Producer, Jay Evans on jay@sfinotsolive.co.uk. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

Anna Sagar, Deputy Editor of Mortgage Solutions joins Tony, Phil and Jay this month. Following a cancellation, Anna joined the panel last minute and on the same day Rishi Sunak announced a snap, Summer election the timing could have not been better, Take a listen as the panel discuss the implications of the election announcement, what to expect over the next 6 weeks, how it will affect the mortgage and property markets and what brokers can do to manage their customers / client relationships. The panel also discuss what they want to see in the manifestos and what the parties need to do to ensure housing is one of the biggest priorities of the next administration. -- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month. Would you like to be a guest on our podcast? If so, please contact Host and Producer, Jay Evans on jay@sfinotsolive.co.uk. -- Brought to you by ⁠⁠Saffron for Intermediaries⁠⁠ | ⁠⁠Saffron Building Society⁠⁠ -- Follow us on ⁠⁠LinkedIn⁠⁠ | ⁠⁠Twitter⁠ ⁠| ⁠⁠YouTube --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In conversation with Tony and Jay is the incredibly knowledgable and insightful Martin Reynolds, CEO at SimplyBiz and Chairmain on FIBA. Join ⁠Tony Hall⁠ and host ⁠Jay Evans⁠ as they discuss all things self-build, custom build, and development finance with Martin covering planning reform, definitions of what each sector means for brokers, how each sector can improve the property market and the benefits to homeowners (including first-time buyers). -- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month. -- Brought to you by ⁠Saffron for Intermediaries⁠ | ⁠Saffron Building Society⁠ -- Follow us on ⁠LinkedIn⁠ | ⁠Twitter⁠ | ⁠YouTube --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In conversation with Tony, Phil and Jay is Editor of Specialist Lending Solutions and Deputy Editor of Mortgage Solutions Anna Sagar. Join ⁠Tony Hall⁠, ⁠Phil Lawford⁠ and host ⁠Jay Evans⁠ as they discuss the "pre-election" budget that didn't feel like a "pre-election budget" and what it means for homebuyers, homeowners, the property market and wider society. -- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on the Saffron for Intermediaries YouTube channel and on Spotify. -- Brought to you by ⁠Saffron for Intermediaries⁠ | ⁠Saffron Building Society⁠ Follow us on ⁠LinkedIn⁠ | ⁠Twitter⁠ | ⁠YouTube -- --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

To celebrate our new format and new season of SFI (not so) LIVE we are joined by Rachel Geddes who operates the City of London branch of the Mortgage Advice Bureau. A successful and passionate broker, especially in the buy-to-let market. Join Tony Hall, Phil Lawford and host Jay Evans as they look past the doom-mongering in the media and analyse what is ACTUALLY happening in the UK buy-to-let mortgage market - which would appear to be a lot more positive. -- A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on the Saffron for Intermediaries YouTube channel and on Spotify. -- Brought to you by Saffron for Intermediaries | Saffron Building Society Follow us on LinkedIn | Twitter | YouTube --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

What is complex lending? If you have been reading the recent news in the mortgage press you may have seen talk of complex lending. But what is it? What does it mean for brokers and borrowers? What situations, products and scenarios does it support? These are the questions pondered and discussed on the podcast this month, with host Jay Evans, regular panelist Tony Hall and a brief visit by Phil Lawford and our guest expert, Lee Williams. Find out why Saffron has adaopted Complex Lending, and is looking to add an additional category for mortgage lenders based on the modern day market. **Special Announcement** SFI (not so) LIVE is moving into the studio. From March 2024, you will be able to watch as well as listen to our podcast as we embrace a new 4K Studio format. Audio podcasts will remain wherever you listen to us. But from March, you can watch us on Spotify, YouTube and other video platforms. Follow Saffron for Intermediaries to keep up to date. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

Welcome to the first episode of SFI (not so) LIVE of 2024. In this episode Jay Evans, Tony Hall and Phil Lawford are joined once again by legal expert and podcast favoruite, Perdip Kaur Bhachu from Blacks Solicitors LLP. Among the topics discussed is the Renters Reform Bill, EPC ratings, new build housing quality, self and custom build and much more. Perdip provided a very detailed and informative run down of the legal status for buy-to-let landlords too - you will find the 30 minute analysis at the end of the podcast. Enjoy! -- Brought to you by Saffron for Intermediaries / Saffron Building Society. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

The number one mortgage podcast in the UK returns with the panel discussing the introduction of tech in the mortgage industry, and thanks to our special guest, Jesper With-Fogstrop, CEO of Smoove we gain some insight into how technology is beginning to revolutionise the conveyancing process. Also on the panel joining host Jay, was Phil Lawford and award-winning BDM, Lesley Terry who discussed tech in the mutual sector and led the discussion, with Jesper, around the Autumn Statement and its impact on the mortgage and property industries, and of course the affordability issue. Finally, the whole panel gave their predictions and discussed their wishes for 2024. Listen to find out what they felt about the immediate future for the sector. -- Finally, we are delighted to announce that we are Feedspot's Number One Mortgage Podcast in the UK. We are delighted and want to thank each and every one of our listeners,https://www.linkedin.com/in/mrjayevans/ our amazing guests and the reviewers at Feedspot. See the list here: https://podcasts.feedspot.com/uk_mortgage_podcasts/ -- Produced for Saffron Building Society and Saffron for Intermediaries by One Brick Communications. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

After a year since the financial disaster that was Truss and Kwarteng and their cataclysmic mini budget that spooked the markets, Tony, Phil and Jay welcome back industry legend, Ray Boulger, to see how much thing have changed since he joined us 12 months ago. In this episode the team discuss an array of topics all around the effects of the mini budget and the aftermath, discuss what happened against predictions last year, and set new prediction for 23/24. -- Host: ⁠Jay Evans⁠ Panel: ⁠Tony Hall⁠ & ⁠Phil Lawford⁠ & Ray Boulger, from John Charcol The podcast is produced independently for ⁠⁠Saffron for Intermediaries⁠⁠ a division of ⁠Saffron Building Society⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In this episode, the panel discuss the effects of poor mental health on the mortgage industry. Jonathan, our special guest for this episode introduces us to the new steering group introduced to bolster the Mortgage Industry Mental Health Charter (MIMHC). Very worth a listen, it was a great and passionate discussion. The panel also address... The lack of increase in the base rate by the Bank of England. What does this mean for the months ahead? The fixed vs variable debate – certainty of flexibility? The effects of EPC regulations being dropped by Rishi Sunak and what this means for green finance in general Is interest only on its way out? Find out what the panel had to say. Please do leave us a rating if you enjoy this podcast. ⁠-- Host: Jay Evans Panel: Tony Hall & Phil Lawford & Jonathan Southgate from Sterling Southgate The podcast is produced independently for ⁠Saffron for Intermediaries⁠ a division of Saffron Building Society --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In this episode, the panel discuss some of the key issues facing the buy-to-let market - as well as other newsworthy topics too! Initially good news, mortgage rates are starting to drop - even with another rate rise and 1, if not 2, more due in the coming months. It appears to be the big lenders fighting for their future pipeline, listen in to hear Tony and Anna's views on this. Landlords are more likely to sell than buy a property as the market flutuates, rates increase and margins are stretched. The panel discuss the Renter's Reform Bill - with some interesting insights on Section 21 from Phil and Anna. Landlords are selling up before the end of a tenancy, according to research, what does that mean for the renter? Homelessness? Jay asks Tony if a landlord can see a property as a 'going concern' - take a listen to what his response is. You might learn something. Jay has a rant about social housing - the lack of and the state of social landlord homes compared to the private market. There is so much more besides too - no more spoilers! We finished this podcast offering our support to Jane Simpson - who's company, alongside others, ceased trading in the last month. The panel offer their opinions on what this means for the market in a financial crisis, especially those who focus on a single specialism. Listen in for more. Anna mentioned a masterclass on this podcast, please find links to the supporting articles below.... https://www.mortgagesolutions.co.uk/news/2023/08/02/mortgage-charter-measures-must-only-be-last-resort-lenders-say/ https://www.mortgagesolutions.co.uk/news/2023/07/31/lenders-are-very-willing-and-capable-of-lending-industry-leaders-say/ https://www.mortgagesolutions.co.uk/news/2023/08/01/minimum-withdrawal-notice-periods-may-lead-to-unintended-consequences-say-industry-leaders/ Host: Jay Evans Panel: Tony Hall & Phil Lawford & Anna Sagar reporter for Mortgage Solutions and assitant editor of Specialist Mortgage Solutions The podcast is produced independently for ⁠Saffron for Intermediaries⁠ a division of Saffron Building Society --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In this episode the panel are Special Guest is senior associate solicitor and legal expert, Perdip Kaur Bhachu from Blacks Solicitors LLP - a specialsit in BTL clients. Host: Jay Evans Panel: Phil Lawford & Simon O'Donnell What to expect from this episode... IMLA and AMI join forces to produce the Understanding lender funding, product availability and pricing Report. You can view and download the report here. Is it time for Stamp Duty reform, and can it be linked to green/EPC initatives? Is there light at the end of the tunnel as lenders reduce BTL rates? Find out more from the panel during the hour. The podcast is produced independently on behalf of ⁠Saffron for Intermediaries⁠ from Saffron Building Society --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In the latest episode of SFI (not so) LIVE from Saffron Building Society, we are joined by Jane Simpson, managing director of TBMC - the buy-to-let and commerical mortgage specialists. Tony Hall, Phil Lawford and Jay Evans bring the conversation this month, with Jane, where the conversation was guided almost entirely by the Bank of England rate rise, and Jeremy Hunt's intervention with big banks. As well as... Why did Jeremy get involved? Was it neccessary? Does it set a precedent? The rise of discounts when selling properties - a short term activity? The potential increase in Ltd. Co. BTL. The podcast also makes an announcement about the next SFI LIVE - which will be live on the Saffron for Intermediaries page on 11th July 2023. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In this episode of SFI (not so) LIVE from Saffron Building Society, we are joined by Racheal Hunnisett from Green Finance Institute and Nicholas Mendes from John Charcol. Tony Hall and Jay Evans bring your SFI (not so) LIVE's first Green Special podcast. What is a green mortgage? Is there an appetite for them? What innovations are we seeing? Do we need Government interventions? Why are EPCs the holy grail of monitoring the performance of our homes? All these are addressed in this green special. Please do visit us for more thought leadership; If you are a mortgage broker visit Saffron for Intermediaries, otherwise visit Saffron Building Society --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In this episode of SFI (not so) LIVE from Saffron Building Society, we are joined by Anna Sagar from Mortgage Solutions and Richard Merrett, Director of Strategic Relationships at SimplyBiz In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and National Account Manager, Phil Lawford – discussed an array of topics including where we are following the mini budget 6 months on, and whether the chancellor made the most of his Spring Budget to help borrowers and the wider mortgage and property industries. The panel also discussed the merits of EPC ratings – what did they think of them and what could we do better? Listen to find out. The panel also discussed the volatility of the banking sector following the collapse of Silicon Valley Bank and the under value sale of Credit Suisse - an hour was never going to be enough to fit it all in. Please do visit us for more thought leadership; If you are a mortgage broker visit Saffron for Intermediaries, otherwise visit Saffron Building Society --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In this episode of SFI (not so) LIVE from Saffron Building Society, we are joined by Brian Murphy from Mortgage Advice Bureau. In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and National Account Manager, Phil Lawford - discussed a range of current topics in the news including Buy-to-Let variable rate and fee structure updates, whether house prices are likely to fall more in 2023 and have a debate about education around mortgages as figures reveal that 40%+ of mortgage holders don't know what a second charge mortgage is, even though they increased through 2022. For more information about Saffron's offering, visit Saffron for Intermediaries. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In the first SFI (not so) LIVE podcast of 2023 from Saffron Building Society, the panel had the pleasure of the company of Nicholas Mendes from John Charcol and Shekina Tuahene from Mortgage Solutions. In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and National Account Manager, Phil Lawford - discussed a range of current topics in the news - from BTL and the plight of the landlord, the self-employed and much more. We end the podcast on a very important topic, Diversity, Inclusion and Equity in the Mortgage Industry. For more on what we discussed, visit www.workinginmortgages.org.uk. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In Decembers edition of the SFI (not so) LIVE podcast from Saffron Building Society, the panel had the pleasure of the company of Stephanie Daley, from Alexander Hall. In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and Intermediary Team Manager, Debby Tedder - discussed a range of current topics in the news - from decreasing rates, changes in stress rates, the "potential" house price crash and an important message "Don't beleive the hype in the mainstream media, focus on mortgage titles for a real representation of the industry. Finally - what would our panel like from Santa to fix the mortgage industry? Find out. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

In November's edition of the SFI (not so) LIVE podcast, the panel had the pleasure of the company of industry legend, Ray Boulger from John Charcol. With the ongoing economic uncertainty, it was a pleasure to have access to Ray's extensive experience in our sector. And more importantly, his experience and knowledge of the markets and the role of the Bank of England added extra depth to the conversations. In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and Phil Lawford - discussed a range of current topics in the news - beginning with the news that variable rate products are now a cheaper alternative to fixed rate products. The panel reflects on a decade of reliance on fixed-rate products and information that variable rates offer a more affordable option for those who can mitigate the changing repayments. The panel address the ongoing issues for first-time buyers - with news that suitable products are now re-entering the market and providing advice to brokers on how best to advise their applicants. Finally, greenwashing - with the FCA announcing it is clamping down on green finance products ahead of the introduction of Consumer Duty in 2023. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

SFI (not so) LIVE is a topical podcast for those working in the mortgage and property industries, brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss the aftermath of the 'fiscal event', 'mini-budget' announced by the chancellor, which has caused over 1,600 mortgage offers being removed from the market. The panel discuss the impact on mortgage rates, affordability, dealing with this in a cost-of-living crisis, what it will do for renters and when we could expect to see products returning. -- Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales and Simon O'Donnell from Saffron for Intermediaries Special Guest: We were delighted to be joined by senior journalist from the Mortgage Solutions, Anna Sagar. For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

SFI (not so) LIVE is a topical podcast for those working in the mortgage and property industries, brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss news that 8 lenders have paused new business with brokers, the fall out of this as tensions rise between the lender and intermediaries and that the short and long term outlook is going to be for the industry in light of the cost-of-living crisis. Find out what the panel had to say about the 30% jump in property transactions in July 2022, the shortage of conveyancers and surveyors, and why the certain sectors beleive that first-time buyers need to temper the expectations for their first home. With increasing interest rates, how far could this go? Will we return to 1980/1990s rates? The panel give their view. -- Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales, Lesley Terry, Regional BDM and the newest BDM Lee Williams from Saffron for Intermediaries Special Guest: We were delighted to be joined by senior journalist from the FT Adviser, Ruby Hinchliffe. For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors with two key, leading industry professionals. Hosted by: Jay Evans Panel: Phhil Lawford, BDM & Simon O'Donnell, BDM for Saffron for Intermediaries Special Guests: Nick Morrey, from Coreco For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors with two key, leading industry professionals. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Simon O'Donnell, Field based BDM for Saffron for Intermediaries Special Guests: Rob Jupp, CEO at Brightstar For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors with two key, leading industry professionals. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Phil Lawford, Field based BDM for Saffron for Intermediaries Special Guests: Ruby Hinchliffe, a journalist from FT Adviser & Liz Syms, CEO of Connect Mortgages For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss recent news in the mortgage and property sectors, whilst digesting some of the news post the turn of a brand new year. What will 2022 bring for mortgage borrowers, lenders and brokers? Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Simon O'Donnell, Field based BDM for Saffron for Intermediaries Special Guest: Greg Cunnington, Director of Lender Relationships at Alexander Hall. For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss technology in the mortgage sector whilst digesting some of the news post the Autumn Budget and the Bank of England freezing interest rates. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Simon O'Donnell, Field based BDM for Saffron for Intermediaries Special Guests: Nathan Reilly, Director of Lender Relationships at Twenty7Tec &> Alex Beavis, Proposition Director - Mortgages & Later Life at Sesame Bankhall Group For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society In this episode, the panel discuss the end of Furlough and the Stamp Duty Holiday, help for the Self Employed looking for a mortgage, self and custom building, green mortgages and so much more. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales & Holly Andrews, Intermediary Team Leader Special Guests: Samm Piper, Lender Account Executive at Legal and General Mortgage Club. For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society. In this episode, the panel discuss cladding issues, the lack of affordable homes, self-building as a solution and so much more. Hosted by: Jay Evans Panel: Holly Andrews, Intermediary Team Leader and Simon O'Donnell, Business Development Manager Special Guests: David Coleman, Regional Account Manager at Positive Lending. For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

A topical podcast for those working in the mortgage and property industries, SFI (not so) LIVE is brought to you by Saffron for Intermediaries - part of Saffron Building Society. In this episode, the panel discuss the role of the BDM and how that is changing following the lifting of restrictions, the plight of the self-employed, the rise in rental interest in cities other than London as young people spike an opportunity for the buy-to-letters and self-building too. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales at Saffron Building Society & Holly Andrews, Intermediary Team Leader Special Guests: Walter Avrili, Technical Director at Mortgage Force - and who spent decades as the MD of John Charcol and Phil Lawford, one of the newest editions to the Saffron team after decades as a BDM. For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message

Welcome to the first instalment of SFI (not so) LIVE from Saffron for Intermediaries - part of Saffron Building Society. SFI LIVE is a hugely successful CPD webinar discussing products coming to market, advancements of products, underwriting Q&As and much more. SFI (not so) LIVE is an on-demand podcast that sees the same team, joined by a special guest each month, talking about the latest news that affects the mortgage, property and development markets. Hosted by: Jay Evans Panel: Tony Hall, Head of Mortgage Sales at Saffron Building Society & Holly Andrews, Intermediary Team Leader Special Guest: Michael Craig, Brilliant Solutions For more information or to review the SFI LIVE series, please click here. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message