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A family renting a new build home says their living space reaches unbearable temperatures because of the way it was built. Yesterday, we heard how building officials won't make changes to fix overheating houses for another five years. Nick Maarhuis lives in a home that overheats, and spoke to Ingrid Hipkiss.
I ugens Finans Brief ser vi nærmere på, hvorfor aktiemarkederne fortsat holder stand trods markante rentestigninger og højere lange obligationsrenter. Hvad er det, der gør, at investorerne stadig holder fast i aktierne?Vi ser også frem mod ugens vigtigste amerikanske nøgletal. Både ISM-indekset og jobrapporten for september skal give svaret på, om amerikansk økonomi fortsat er stærk nok til at holde væksten oppe uden at skabe nyt inflationspres.Endelig retter vi blikket mod euroområdet, hvor inflationstallene for september kan få betydning for ECB's næste skridt. Særligt udviklingen i kerneinflationen vil være i fokus, når investorerne vurderer udsigterne for renter og europæisk økonomi.Se med i Finans Brief, hvor vi sætter markederne, nøgletallene og centralbankerne i perspektiv.Vigtig investeringsinformation
Markedspladsen - ugens vigtigste nyheder fra dansk og international økonomi
Markedsrenterne bliver ved med at trække opad, og der er tegn på, at det går knap så hurtigt på boligmarkedet. I det store billede ser det nu stadig ret robust ud, men i København kan vi godt få mere mærkbare prisfald, om end det langt fra er sikkert, at det faktisk bliver resultatet.
Fargo's Mayor Josh Boschee is on Afternoons Live with Tyler Axness to discuss the recent renters listening session and tell us what he is attempting to alleviate some of these concerns.See omnystudio.com/listener for privacy information.
Thank you to Bilt for sponsoring this episode! Start earning rewards on rent and mortgage payments when you sign up at https://biltrewards.yt.link/yCaDXT0 Somebody put $1 million on the Lions at Red Rock, and everyone except the bettor seemed to know how that was going to end. We also send our best to Carrot Top, one of the most underrated performers in Vegas, as he recovers. Then it is a very Vegas grab bag: $36 bottomless beer for Monday and Thursday Night Football at Beer Park, a Zoox getting rear-ended on Decatur (you decide who is at fault), Westgate showing off its most over the top bathtubs, and a Sir Mix-A-Lot slot machine that is exactly what you think it is. A new report shows investors own 43% of Las Vegas homes, a share only New York and a handful of California cities top, and we get into why. Plus a look inside an abandoned hotel tower in Jean before it comes down, the EDC team putting real money into Commercial Center, Golden Gate's new high limit room, and Derek Stevens making Circa the A's first founding partner while promising the best ballpark ever built. Would you sit in a dugout suite? Let us know in the comments. Episode Guide: 0:00 A $1 Million Bet on the Lions 0:38 Wishing Carrot Top a Speedy Recovery 2:40 $36 Bottomless Beer at Beer Park 4:11 Bilt: Earn Points on Rent & Mortgage 5:11 A Zoox Gets Rear-Ended on Decatur 6:23 The Bathtubs of Westgate 7:40 The Sir Mix-A-Lot Slot Machine 9:00 Why Investors Own 43% of Vegas Homes 11:48 Inside an Abandoned Hotel in Jean 14:01 EDC Comes to Commercial Center 15:44 Golden Gate's High Limit Room & a Year of Free Play 17:03 Circa Becomes the A's First Founding Partner 18:00 "The Best Ballpark Ever Built" & the Dugout Suite 20:15 Will Derek Stevens Buy Into a Team? Want more MTM Vegas? Get our exclusive weekly aftershow and join the community.
So, Thronis: Heute lassen wir uns mal inspirieren. Wir, die doch noch alle grün hinter den Ohren sind. Und zwar von keiner Geringeren als Heidi Witzig! Seit unserer Live Show in Aarau, versuchen wir sie in den Podcast zu holen. Finally! Heidi entscheidet sich nicht nur jeden Tag für die sonnige Seite der Strasse – sie hat auch schon fast ein ganzes Leben gelebt. Nach dem Krieg geboren, hat sie die 68er-Bewegung miterlebt und mitgestaltet. Geheiratet, gekämpft, Karriere gemacht. Begleitet wurde auch sie von inspirierenden Frauen, von wohlwollenden Patriarchen, aber auch von einem Ex-Mann, der sie mit dem halben Dorf betrogen hat. Heidi hat so vieles durch und dabei ihr Feuer und ihre rebellische Art nie verloren. Als Historikerin, Feministin, Aktivistin und Gründerin der Grossmütter Revolution zeigt sie den beiden Müttern und uns allen, wie wir hier gelandet sind, was uns ausmacht und wieso es sich lohnt, für Dinge zu kämpfen. Heidi bringt frischen Wind auf den Thron und hat auch kein Problem damit, von ihrem noch immer erfüllten Sexleben zu schwärmen. Das mit dem Sex hört nämlich auch bei Frauen nicht einfach ab 50 auf. Er kann, aber muss nicht. Details dazu und zu ihrem irischen Lover gibt es allerdings in einem zweiten Teil. Heidi sollte man nämlich ausreden lassen! Folge zwei erscheint schon am Freitag. Viel Spass und bis dann!
Der er udsigt til stigende renter, og umiddelbart behøver det ikke være et problem på aktiemarkedet - i hvert fald ikke før det bliver det. Millionærklubben tjekker ind på danske og svenske selskaber og vurderer, hvordan de står, hvis det nye renteregime for alvor begynder at røre på sig. Det sker med børsmægler Victor Fremming fra ABG Sundal Collier, tekniske analytiker Lars Persson fra aktierådet og den selvstændigs aktiestrateg Michelle Nørgaard i studiet. Vært: Bodil Johanne GantzelSee omnystudio.com/listener for privacy information.
Rentestigninger tyngede i sidste uge risikovilligheden, men lavere oliepris – den er nu faldet fire dage i træk – og konstruktive signaler fra de indledende forhandlinger mellem USA og Kina medvirker her til morgen til en mere positiv stemning. Børserne i Asien handler oppe med omkring ½ %, og futures signalerer, at der er udsigt til en grøn start på dagens europæiske aktiehandel. I denne uge holder vi især øje med PMI'erne (onsdag) og topmødet mellem præsidenterne Trump og Xi (torsdag), men også oliepris og renter er absolut stadig i fokus. MarkedsfokusLavere oliepris hjælper på risikovilligheden fra ugens startTemperaturmåling på euroområdets økonomiRiksbanken på hold mens renteløft fra Norges Bank ikke kan udelukkesVigtig investorinformation.
Creating more content isn't necessarily the answer. Creating content that people and AI can actually trust is. In Part 2, Reid continues his conversation with Digible's Kristen Powers and Cherry Johnson to explore how content strategy is changing as AI becomes a bigger part of the renter search journey.The conversation digs into schema, AI-generated content, Reddit, authority and trust, and how LLMs decide which properties and sources to surface. They also look ahead at what happens as apartment search becomes more efficient and renters have fewer reasons to browse dozens of properties. For multifamily marketers, the opportunity is getting clearer: make your property easy to understand, easy to validate, and difficult for AI to overlook.
Krig, høye råvarepriser og en het debatt om en AI-boble – det er mye å holde styr på for investorer akkurat nå. Sturla Skogland, investeringsdirektør i Söderberg & Partners Wealth Management, forklarer hvorfor rentekurven igjen ser normal ut, hva en oljepris på over 100 dollar fatet kan bety for inflasjonen, og om de store teknologiselskapene har gått for langt.Disclaimer:Söderberg & Partners Wealth Management AS sin podcast skal ikke betraktes som investeringsrådgivning. Handel i verdipapirer medfører til enhver tid risiko, og historisk avkastning er ingen garanti for fremtidig avkastning. Söderberg & Partners Wealth Management AS er verken rettslig eller økonomisk ansvarlig for direkte eller indirekte tap eller andre kostnader som måtte påløpe ved bruk av informasjonen i denne podcasten. Hosted on Acast. See acast.com/privacy for more information.
We recorded this episode as a public service to anyone who is considering using Vrbo for their next vacation. Sadly, we were loyal customers for several years, renting through Vrbo multiple times a year. However, when we had such a difficult experience at a home over the summer, the homeowner refunded a percentage of our prepaid rental fee, only to have Vrbo, days later take $5,000 from us without asking, and without explanation. After hours on the phone, multiple calls, and multiple emails where all parties agreed we had NOTHING to do with an insurance claim, Vrbo has still refused to return money that wasn’t never meant to be charged to our our credit card. Everyone who is thinking about renting a home, needs to hear our story first. See omnystudio.com/listener for privacy information.
We recorded this episode as a public service to anyone who is considering using Vrbo for their next vacation. Sadly, we were loyal customers for several years, renting through Vrbo multiple times a year. However, when we had such a difficult experience at a home over the summer, the homeowner refunded a percentage of our prepaid rental fee, only to have Vrbo, days later take $5,000 from us without asking, and without explanation. After hours on the phone, multiple calls, and multiple emails where all parties agreed we had NOTHING to do with an insurance claim, Vrbo has still refused to return money that wasn’t never meant to be charged to our our credit card. Everyone who is thinking about renting a home, needs to hear our story first. See omnystudio.com/listener for privacy information.
We recorded this episode as a public service to anyone who is considering using Vrbo for their next vacation. Sadly, we were loyal customers for several years, renting through Vrbo multiple times a year. However, when we had such a difficult experience at a home over the summer, the homeowner refunded a percentage of our prepaid rental fee, only to have Vrbo, days later take $5,000 from us without asking, and without explanation. After hours on the phone, multiple calls, and multiple emails where all parties agreed we had NOTHING to do with an insurance claim, Vrbo has still refused to return money that wasn’t never meant to be charged to our our credit card. Everyone who is thinking about renting a home, needs to hear our story first. See omnystudio.com/listener for privacy information.
Jason is a guest on Adam Taggart's podcast and explores the current state of the American housing market, highlighting a unique period of low inventory and high interest rates. He argues that while affordability is at a forty-year low, the market remains resilient because existing homeowners are "locked in" by historically low mortgage rates. Unlike the 2008 financial crisis, there is a lack of distressed sellers and a significant surplus of home equity, which prevents a major price crash. The discussion also touches on the shift toward manufactured housing and the impact of a massive influx of multifamily rental units on the market. Ultimately, Hartman suggests that pent-up demand from millennials and Gen Z will likely drive prices higher once interest rates eventually decline. #RealEstate, #HousingMarket, #RealEstateInvesting, #PropertyMarket, #HousingAffordability, #MortgageRates, #HousingInventory, #RealEstateTrends, #JasonHartman, #WealthCreation, #HomePrices, #RealEstateInsights Key Takeaways: 0:00 The metrics you use 3:28 Upward pressure on rents 7:03 The need for more entry-level homes 9:02 Manufactured housing 11:23 Rents, Delistings and the housing shortage 20:12 Vacancies and the short term rentals 25:44 Inventory, mortgage and credit scores 31:07 The cost of ownership 35:33 The equity cushion & the LTV ratio 38:15 The source of Jason's optimism 41:13 Renter and Buyer demand boom phases Websites: Join our FREE Masterclass EmpoweredInvestor.com/Wednesday Get your FREE Property Tracker account today PropertyTracker.com _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
We recorded this episode as a public service to anyone who is considering using Vrbo for their next vacation. Sadly, we were loyal customers for several years, renting through Vrbo multiple times a year. However, when we had such a difficult experience at a home over the summer, the homeowner refunded a percentage of our prepaid rental fee, only to have Vrbo, days later take $5,000 from us without asking, and without explanation. After hours on the phone, multiple calls, and multiple emails where all parties agreed we had NOTHING to do with an insurance claim, Vrbo has still refused to return money that wasn’t never meant to be charged to our our credit card. Everyone who is thinking about renting a home, needs to hear our story first. See omnystudio.com/listener for privacy information.
Peter Warren går gjennom Bessent og yen, renter på høyeste siden finanskrisa og spenningen rundt Bahrain og Rødehavet. Episoden har også et sponset intervju om datasentre fra Skygard og et reisebrev fra IFA i Berlin.(00:00) Intro og kong Haralds begravelse(04:16) Bessent, pundet og yen(11:19) Renter på høyeste siden finanskrisa(18:19) CDS og kredittmarkedet(25:58) Ukens marked og dieselprisen(34:22) Skygard-sponset: datasentre i Norge(53:33) Asymmetrisk avkastning(1:04:29) Reisebrev fra IFA i Berlin(1:23:17) Bahrain, Hormuz og Rødehavet(1:29:50) Ukraina og dronekrigen Hosted on Acast. See acast.com/privacy for more information.
De globale investorer forsøger at krybe i ly efter stigende oliepriser og renter, og der hersker næppe nogen tvivl om, at dagens vigtigste nøgletal, forbrugerprisindekset fra USA, vil holde markederne i skak til de bliver kendt. I mellemtiden tjekker Millionærklubben ind på dagens aktuelle kursudsving og svarer på spørgsmål fra lytterne med Lau Svenssen og Lars Persson i studiet. Vært: Bodil Johanne GantzelSee omnystudio.com/listener for privacy information.
Markedspladsen - ugens vigtigste nyheder fra dansk og international økonomi
Den Europæiske Centralbank er endnu mere bekymret for, at høje energipriser skal føre til omfattende inflation, end vi troede. Den signalerer flere renteforhøjelser, og det har sendt markedsrenterne kraftigt opad i denne uge, også i Danmark.
It's an age-old question: Should you keep renting, or bite the bullet and buy your home? Today, Jill and Mark try to help caller Alan answer that very question, and the answer may be more complicated than you think! Plus, is anybody hitting the town anymore? As the price of a cocktail rivals the price of your lunch, Jill makes the case for staying in.Have a money question? Email us here.Subscribe to the Money Moves YouTube channel HERE.
The rules of search are changing, and multifamily marketers need to change with them. In Part 1, Reid sits down with Digible's own Kristen Powers and Cherry Johnson to discuss how traditional SEO is evolving alongside generative engine optimization (GEO) and why strong SEO fundamentals are still the foundation for showing up in an AI-driven search experience.The conversation explores what matters most for SEO today, from technical site health and content to reviews, social proof, and Google Business Profiles. Kristen and Cherry also dig into the growing role of FAQs and why giving renters clear, useful answers on your website can help properties build visibility across both traditional and AI-powered search.
Jen Sabella, the Director of Strategy and co-founder of Block Club Chicago, joins Bob Sirott to share the latest Chicago neighborhood stories. She provides details on: Mayor's Office Revises Renter Protection Ordinance, Giving Break To Small Landlords: The changes include reduced relocation payments and expanded exemptions as Mayor Brandon Johnson attempts to get the ordinance passed […]
Stian og Roger tar en ekstra titt på rente- og råvarepisene som holder seg høye. De er også innom aksjene Apple og Nike, som begge er to sukessfulle selskaper men med aksjerkurser som har gått hver sin vei.Finansielle verdipapirer kan både øke og minke i verdi. Det er en risiko for at du ikke får tilbake pengene du har investert. Før du investerer i et fond bør du lese prospektet som er tilgjengelig hos fondsforvalter og nøkkelinformasjonen du finner på ordreleggingssiden og på fondets produktside på nordnet.no.
I ugens Finans Brief samler vi op på den stærke US jobrapport og ser frem mod ugens vigtigste begivenheder:ECB kommer til at hæve renten 10. september, men så ”går de på lang rente-ferie”.De amerikanske inflationstal 11. september kan afgøre udfaldet af Fed-mødet 16. september og er ugens vigtigste nøgletal.Endelig runder vi Mellemøst-konflikten og ser på inflationsforventningerne.Vigtig investeringsinformation
Markedspladsen - ugens vigtigste nyheder fra dansk og international økonomi
Højere amerikanske renter er primært et tegn på, at der er gang i især investeringerne i USA, selv om det tydeligvis ikke er noget, der passer finansministeren særlig godt. Den kommende uges nøgletal bliver afgørende for, hvor hurtigt centralbanken sætter renten op.
I denne episoden har Marius Brun Haugen med seg investor Kristian Falnes, sjeføkonom Kjersti Haugland og aksjestrateg Paul Harper for å diskutere veien videre i aksje- og rentemarkedet.(01:10 min) Fra fysisk til økonomisk krig(03:21 min) Lange renter opp, hva nå?(10:20 min) AI er viktigste vekstdriver for aksjer og økonomi (i USA)(16:07 min) Investeringsmuligheter i energiEpisoden ble spilt inn 25. august, foran publikum på ONS‑messen i StavangerProdusent: Kim-André Farago, DNB Wealth Management Investment Office Hosted on Acast. See acast.com/privacy for more information.
Join our upcoming live event at GREwebinars.com. It's called "The Seven Figure Solution" on August 27th at 8 PM Eastern. After listening to me for 12 years, learn how to finally put it all together for a coordinated, tax-efficient retirement and wealth plan. Keith debunks alarmist predictions of an 80–95% housing crash and explains why inflation, constrained supply, and strong demand continue to put upward pressure on home prices. He breaks down key trends in renter mobility, highlights how the AI boom is driving record-breaking rents in San Francisco, and contrasts "dopamine culture" and money maxing with GRE's philosophy of growing one's means through income property and leverage. Keith also discusses how the Seven-Figure Solution framework helps real estate investors more effectively integrate properties, taxes, insurance, and retirement planning. Episode Page: GetRichEducation.com/620 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host Keith Weinhold. An alarmist calls for a housing price crash of 80 to 95 percent. We'll listen to it. This city's rents are up 26 percent annually. The rise of dopamine culture and money maxing has made its way into personal finance. Then an invitation to join us for a special event today on Get Rich Education. Keith Weinhold 0:29 What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms MidSeal has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth. Speaker 1 1:35 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 1:51 Welcome to GRE from Naples, Italy, to Naples, Florida, and across 188 nations worldwide. You're listening to one of America's longest-running and most listened-to shows in the real estate world. This is Get Rich Education, and I'm Keith Weinhold. Yes, the very founder of this snaggle-toothed operation right here. I'm a longtime real estate investor myself, erstwhile writer for both Forbes and the Rich Dad Advisors, serving on the Forbes Real Estate Council, you can also see my work in the USA Today and Business Insider. I'm the creator of Real Estate Pays Five Ways and the Inflation Triple Crown. Oh, after all that, really, I'm just a shaved mammal with slack jaw, a highly leveraged hominid of the landed gentry, right before I discuss the housing price crash of 80 to 95% you know, keep in mind that most people think that if you're in real estate, then you've got to be either a realtor or a landlord. I am neither a realtor nor a landlord. People also think that it takes tons of money. It does not. Now you could pursue no money down strategies, but that takes some time to learn and skill to develop. Now I was a landlord in the early years of my real estate investing, but after about six years of that, I hired a property manager and never looked back. Therefore, keeping this mostly passive, a 20 to 25 percent down payment on a carefully selected residential rental property includes ones that today can still have purchase prices below 200k. That's purchased in a geographically investor advantaged market. Okay, that is the center of what we do here because when you own property this way, now you've got the margin where you can pay a property manager to enjoy the five ways that you're paid mostly passively. Be a savvy borrower. Keith Weinhold 4:02 Now, when you're between deals and accumulating capital to add the next piece of property to your rental portfolio, that's where you can flip and do the opposite in the short term and be a real estate lender for perhaps an eight to 10% stable return. That's what I do, rather than getting three and a half percent, which is the going rate today in a high yield savings account. So be a lender between deals in the short term, or you're a savvy borrower long term. Now the late analyst at Housing Wire, and he was also a past guest here on the show, Logan Modashami, he brought this 80 to 95% housing price crash media piece to my attention. It's in the form of a meta reel that got a lot of attention. Let's play it. I mean, this type of nonsense circulates out. It's not founded on anything substantive, and this just absolutely does not serve anybody. You've got to take this type of thing as entertainment, but it's being presented in a serious, informative way, and just listen to the basis for the claim. Hayden Weston 5:19 The United States housing market is about to collapse 80 to 95 percent, which means that homes that were worth 1.5 million are going to be worth 300,000. The reason is simple: the U.S. housing market has reached its most unaffordable level in history. People cannot afford to buy homes, and if people cannot buy homes, the market must correct. The question is how hard the market is going to crash, not if it will. According to CPI and price history data, this is predicted to be worse than the 2008 housing bubble. We are going to see prices drop 80 to 95 percent. Keith Weinhold 6:02 A housing price collapse of 80 to 95 percent. This is from a platform called Hayden Trades. It has got to be the worst example of trying to steal attention rather than serving people. Gosh, don't even make 20% or 50% crash predictions anymore go for far higher, I guess. He says it is according to the CPI and price history data. This doesn't even make sense. Now the low affordability mentioned that part is true, and this is what's slowed home price appreciation. But here in the late 2020s, there was more upward pressure on home prices, not downward inflationary pressure, which is rampant. That is poised to raise replacement cost because a home is a bundle of land, labor, lumber, concrete, copper, and energy. America's best job markets face land and regulatory constraints that pressures prices upward, and regulations are not easily repealed either. There's a large reservoir of sideline buyers that still want to own, and single-family home construction is woefully insufficient, keeping the supply down. Indeed, there is more upward pressure on home prices, not downward. This coming inflation wave, that's exacerbated by war, is unfortunately, or fortunately, if you're positioned, it's poised to widen the K-shaped economy where winners win bigger and losers lose more. The boat is leaving the dock. Are you on it? Keith Weinhold 7:54 The distance between the boat and the dock just keeps increasing, and eventually you won't be able to make the leap, the jump from the boat to the dock. Now, in the near term, because we're approaching the fall season, when you hear stats about median home prices, note that prices are lower in autumn and winter than they are in spring and summer. It happens pretty much every year. Now, why is this? Well, one reason is that a lot of people don't think about is simply the fact that smaller houses get sold in the winter compared to the summer. And why would this be? This is because families with school-age children who need larger homes get their deals done in summer months before school starts. That is one reason why median home prices are higher in the summer than they are in the winter. When you look at a long-term price chart of homes, this is why you see peaks each summer and dips each winter. Now, investors like us. Now we're not buying so much for school-age children considerations, but this phenomenon affects the median prices that you see quoted in most any market. That is how that works, and why homes present better in the summer too. Green lawns, Leaves, flowers, and natural light improve curb appeal. Some say buy when the snow is flying, sell when the flowers are blooming. Keith Weinhold 9:32 Shortly, I want to tell you about the city with rents that are up 26% year over year, and there's no end in sight to those rent increases, either. But first, there's a significant national real estate trend. Now, a lot of times, the discussion about the rental market centers around the level of rents or the vacancy rate, and those metrics sure do matter. But what about tenant retention? That is. Renter mobility rate. How long do residents stay? Well, renter mobility is down, down, down. They are not moving around. That's the big trend. Tenants are staying longer. Renters are waiting longer to buy homes than prior generations did. I mean a lot of people are beginning to wonder if their starter home will arrive before their first social security check does? The share of renters planning to move within three years that has plunged since 2019 from 57% then down to just 37% now. This is according to a national survey from the New York Fed. 57 down to 37% that plan to move within three years. Yes, this means that even after the pandemic waned, renters plan to stay in place longer. Everyone is staying put longer, and what exactly is keeping all of those moving boxes in storage? You guessed it. Buying their own home is more difficult to afford. It's kind of like an obstacle course where the down payment is waiting at the finish line, which is a long ways away. It's like an ultra marathon. This decline in renter mobility. This is obviously good news for income property owners and landlords because vacancy and turnover are our greatest expenses. People are paying more. Keith Weinhold 11:39 You know, it's interesting that many are staying and put because a lot of renters often pay three to 5% annual renewal increases, especially in single-family rentals. Among apartment dwellers, there are currently more move-ups than move downs. People willing to spend a little more, and part of this is because a lot of people have just simply given up, completely given up on buying a home, choosing instead to fritter away their money on DraftKings parlays, couchie predictions, meme coins, burritos whose delivery fees cost more than the burrito, and a dozen forgotten subscriptions quietly feeding on their checking account. Yeah, a lot of people have just given in. Besides falling renter mobility, there is also falling homeowner mobility. One reason it has fallen is due to the well-documented mortgage rate lock-in effect. But mobility is down among both groups, among renters and homeowners, for a few different reasons. Like I've mentioned in previous shows, America is aging, and older people move less. Remote work means people don't have to move for a job, and housing inventory remains limited. This means that there are few attractive alternatives to move into, whether you're a homeowner or a renter. Those are some reasons as to why mobility is down for both groups. And the New York Fed analysis shows that renter mobility it is especially weak among that subgroup that believes that they will never own a home. I mean, this group of people really isn't moving. They are staying in place even longer. This group that believes that they will never own a home, and this is a skew toward lower income renters for sure, but even upper income renters are staying longer. You know, I own a lot of single family rental homes myself, and I'm just thinking now, I can't even remember the last time someone's moved out. It might be over a year since anyone has moved. The average renter's perceived chance of ever owning a home that has fallen, and this is significant for investors. Okay, that percent of renters that ever hope to own a home has fallen from 52% back in 2015 down to just 35% last year. 52% down to 35% The amount of renters that think they'll ever own a home. Both single-family rental and apartment renters are staying longer. This is both types, and it's not because these renters stop wanting homes. About two-thirds say that they would prefer to own if they had the money to do so. This is substantial. The drop in American mobility rate. I mean, that part is actually decades long, and this seems to catch people off guard. A lot of people falsely believe that people are moving more often, and that's something I've touched on before. This deeply hurts. Keith Weinhold 15:00 Certain industries like moving companies, furniture stores, and yes, real estate agents—all these groups of people have got to be wondering where did everybody go? The answer is nowhere. Apparently, they are not going anywhere. So the bottom line here, with this lack of mobility, is that renters feel locked out, owners feel locked in, and landlords feel locked up with their tenants staying longer. Although this is good news for landlords and investment property owners, you know there is one thing to be careful of amidst these longer tenant stays, and that is, well, say you buy a rental property with an existing tenant in place that's been there for a while, it's more likely then that that tenant is paying below market rent, and why would that be? Well, because generally, the longer a tenant stays, the more likely it is that the previous landlord gave them a break on the rent. Now, why does that happen? Well, landlords can get lazy about bumping up the rent, and see what's really going on is that the previous landlord, perhaps the person you bought the property from, they themselves bought the property at a much lower price years ago than you did today, and therefore their mortgage payment is lower, and therefore the lower rent was able to cover their mortgage payment. So they weren't too worried about it. But if you're buying at today's prices, well, then you cannot stand for yesterday's rent amount, and that's why it's more likely that you need to bump up the rent to market rent. Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report.San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, 6,020 dollars for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Chaley Ridge while it's on your mind. Start at RidgeLendingGroup.com. That's ridgelendinggroup.com. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. Keith Weinhold 17:22 Although national rent growth is pretty flat, San Francisco continues to rewrite its record book per Zumper's national rent report. San Francisco's one-bedroom rent is up 23% year-over-year to 4,180 bucks, and two-bedroom rent is up 26% to over 6K, $6,020 for the median rent in a two-bedroom San Francisco apartment-the first time they've ever topped 6K there. Yes, the city continues to lead the nation in annual rent growth, and even ahead of New York City for two bedrooms. That's because this is where the growth of the AI industry has collided with a supply-constrained housing market, high demand over low supply. I mean, you might remember that San Francisco was hit especially hard by the pandemic, but its bounce back has been amazing. Even beleaguered San Francisco office buildings are filling up again amidst the AI boom. Now, the Bay Area's previous tech boom back a while ago that was led by tech giants like Facebook, Apple, and Google. All right, that boom was largely concentrated in these sprawling suburban office parks in Silicon Valley. Now Silicon Valley is not in San Francisco. It is depending on just where you're going, perhaps 60 minutes south of San Francisco proper. But see, this time the city limits San Francisco finds itself as the epicenter because a lot of the newest, biggest names in tech like Anthropic and OpenAI, they are headquartered in the very same city neighborhoods that were struggling with occupancy just a few years ago, and see a big part of what's going on, and there's a lesson in this for you as when a lot of other cities built like Phoenix and Austin did, San Francisco did not, and what's interesting is that the publication, the San Francisco Standard, it reported that get this last November a two-bedroom apartment overlooking Alamo Square was advertised for $5,000 per month. That was already 30% above San Fran's median two-bedroom rent at the time, but despite that fact, so many people attended the open house that the property manager had to divide them into two touring groups. Qualified applicants were then emailed and told to submit their best offer of rent. Okay, basically an invitation to a bidding war here. One tech worker and her roommate bid $5,100. Management responded that they had reached the second round and invited them to increase their bid again, and they declined to increase their bid and they lost the apartment. Those. Same article reported that an even more extreme marina neighborhood example, the winning renter offered substantially above asking price, six months upfront rent, and twice monthly professional cleaning. What kind of prospective tenant offers their landlord professional cleaning? I've surely never had it happen. That and bidding wars are now taking place for San Francisco rentals. Could an AI surge and a lack of supply make anything like that happen in your rental market? That remains to be seen, and probably not to that extent. I've got more for you straight ahead, including the trend of money maxing. Keith Weinhold 20:46 I'm Keith Weinhold. You're listening to episode 620 of Get Rich Education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com. Keith Weinhold 21:23 Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. Robert Kiyosaki 22:26 This is our rich dad, poor dad author Robert Kiyosaki. Listen to Get Rich Education with Keith Weinhold, and there is I respect Keith. He's a very strong, smart, bright young man. Keith Weinhold 22:47 Welcome back to Get Rich Education. I'm your host Keith Weinhold. The rise of quick hit dopamine culture has definitely hit the personal finance world, and this is not a good trend for a lot of Gen Zers, who are those age 14 to 29, sports gambling is increasingly a part of what they think is financial planning. A recent survey from the wealth management platform Betterment shows that 26% of Gen Zers, more than one in four, then consider sports gambling as part of a deliberate long-term financial strategy. If you think that's bad, more than half of Gen Zers, 52% say they've rerouted funds from investment over to sports betting in the past year, and that's versus just 24% of all Americans. Yes, the rapid legalization of sports gambling means it's never been easier to bet your whole paycheck that the Mets are going to lose 100 games this season. When a prediction market or a sports book starts to feel like a retirement strategy, we have a problem, and this is congruent with the rise of dopamine culture across all of society, where we've gone from playing sports, then to watching sports, and now to gambling on sports. In the kitchen, it's where we've gone from home cooking to leaving and getting fast food, to ordering Uber Eats, it's where media has gone from film and TV to streaming shows, and now with dopamine culture, it is watching reels. It's how shopping has gone from first high street shopping, then to Amazon and now to the TikTok shop. It's how communicating with people. It's gone from handwritten letters to sending emails to Snapchats. It's how we've gone from newspapers to breaking news to rage bait. As far as what we listen to for music, this rise of dopamine culture-it used to be vinyl records, and then Spotify playlists, and now it's trending sounds. Keith Weinhold 25:11 It's gone from finding love to casual dating to infinite swiping. How about the way we look at and share photos? It's gone from photo albums to camera rolls to Instagram stories, and how about the way we access information with this rise of dopamine culture? It's gone from libraries to Google to Chat GPT, and that brings us to money maxing. Okay, yes, here in our finance world, the rise of dopamine culture has led to this. Yes, that is apparently a word now. Money maxing-it's all one word with 2x's. It sounds like something invented by a 22-year-old who's got three credit cards, three hoodies, and one fork. Okay, but money maxing-that is one of the newest personal finance trends spreading across social media. Now, the maxing stuff in that whole suffix that first became popular through terms like looks maxing, which means trying to maximize your physical appearance, whether you're male or female, and now people are sleep maxing, health maxing, career maxing, and I guess it was just inevitable until they were money maxing. And what it really means is optimizing your financial life so that every dollar works harder for you. That could include using a high yield savings account, earning credit card points and rewards, automating your investments, negotiating bills, and eliminating wasteful spending-eh, in other words, it's just another internet reinvention of financial responsibility. I mean, your grandparents just called it being sensible. Keith Weinhold 26:58 Now, I do like the fact that young people are talking about money. I mean, as we've covered before, financial education is desperately needed. Schools will teach you about the parts of a biological cell, but surely not how to read a mortgage statement. So you can graduate knowing that mitochondria are the powerhouse of the cell, while believing that a tax refund is free money from the government. So you know, directionally, money maxing is good, but see, it usually only focuses on one side of the equation. That's the problem with money maxing. It only focuses on spending less. And here at GRE we take a different approach. The old financial advice is live below your means, and GRE's philosophy is grow your means. You should only live below your means earlier in your financial life when you sort of have to and you need to form capital for investments. But grow your means so that you can have the means to do things. I mean, that is the point of financial betterment. Keith Weinhold 28:09 Long term, financial betterment is certainly not sustainable by saving money by getting a haircut at home, only watching men's fast pitch softball at the Moose Lodge because it's free instead of going to a Major League Baseball game, saving $120 on air tickets by adding an extra layover on your trip itinerary, or a buy one get one free deal on Hillshire Farm Bacon. Now, of course, you shouldn't waste money if you're paying for six streaming services and you're only watching one. Well, cancel the others. If you carry a credit card balance at 24% surely extinguish that financial dumpster fire. But you cannot shrink your way to an extraordinary life. There is a floor beneath how little you can spend, there is no ceiling above how much value you can create for others. You can cancel your coffee, you can stop eating out, you can turn down the thermostat until your living room feels like a meat locker, but eventually there is nothing meaningful left to cut. That is the weakness in traditional money advice. It treats personal finance like a sinking ship, and it just hands you a bucket. Growing your means is building a bigger ship. The most powerful form of money maxing is not squeezing another 2% off your grocery bill. It is increasing your income. It is acquiring productive assets and creating systems that pay you repeatedly. I mean, saving 20 bucks is fine. Creating another income stream can continue for. Years. This is the difference between subtraction and multiplication. Most money-maxing advice really isn't different than that conventional advice. It's living in the world of subtraction. Cut this. Cancel that. Buy the generic cereal. Drive across town to save 12 cents per gallon. Hey, congratulations! You just spent 40 minutes of your finite life to save $2.80. Real wealth is built through multiplication. Multiply your income, multiply your skills, multiply your relationships, learn a new system, multiply the number of people you serve with rental property, and then multiply your money through productive assets. Now, this does not mean to spend recklessly. Growing means is not permission to inflate your lifestyle every single time your income rises, but it means directing more attention toward expansion than deprivation. Keith Weinhold 30:59 Ask yourself a better question. Instead of asking how can I save another $100 this month, ask how can I create another $1,000 of monthly income. That very question activates a completely different part of your brain. Now maybe you develop a valuable skill. Maybe you negotiate your compensation. Maybe you start a business. Maybe you acquire an income property. Maybe you turn knowledge, intellectual property, or an audience into a recurring revenue stream. You start looking for leverage rather than looking for coupons and leverage, that is the real engine of what money maxing ought to be. Leverage means accomplishing more with less of your personal effort, and there sure are a lot of forms you can leverage other people's time. You can leverage systems and technology. We're going to talk about a system later here. You can leverage media where one message reaches 1000s or millions of people, and in real estate, you can leverage other people's money. You can scale. A few weeks ago, here I discussed four different types of scale. Real estate investors can get them all at the same time. If you remember, they are financial leverage, like with the five ways. There's operational leverage, there's geographic leverage, and finally replication. You use a relatively small down payment to control a much larger asset while your tenant pays you rent, that income helps cover the property's expenses and mortgage, and over time, inflation tends to lift rents and property values. While your fixed rate debt becomes easier to repay with diminished dollars, I mean that is real money maxing right there. In fact, GRE's real estate pays five ways framework might be the ultimate money maxing system. One property can produce cash flow; it can appreciate. Your tenant can gradually amortize your loan for you. You get the tax benefits, and inflation can transfer wealth from the lender to you through your fixed rate debt, five simultaneous financial benefits attached to one asset. Oh, and we're going to take that and compare that with saving 50 cents on toothpaste. Now, both things technically do improve your finances, but they don't even belong in the same zip code. Keith Weinhold 33:41 Now, none of this means that every leveraged property is a good investment. In fact, leverage amplifies outcomes. A well-selected, properly financed property is going to accelerate your wealth creation. But a bad deal with thin reserves-hey, that can accelerate your introduction to an attorney. Money maxing still requires judgment. You want durable income, adequate liquidity, responsible underwriting, and you want to have enough reserves to withstand the inevitable surprise. Because every rental property eventually introduces you to something that is leaking, squeaking, or perhaps refusing to pay. The goal is not to optimize every dollar so aggressively that your financial life becomes fragile. And really, that is an important warning about all forms of maxing. Optimization can go too far. Someone might transfer money among five banks to chase these tiny promotional yields, and open 12 credit cards for bonus points, and then monitor every purchase with the intensity of airport security. Okay, I mean technically they're optimization. Their money, but they're also turning their life into like an unpaid accounting internship. Your money should create freedom, not become another demanding employer. Effective money maxing focuses on the big levers first. Get some big wins. Increase your earned income. Own those productive assets. Use good debt prudently. Reduce taxes legally. Protect yourself against catastrophic losses. Maintain liquidity, and then optimize the smaller expenses. Do not spend three hours clipping coupons while ignoring a poorly structured $400,000 mortgage. You do not congratulate yourself on saving $9 on lunch while leaving 50k idle in an account that earns almost nothing. So we don't obsess over credit card points while carrying a balance because paying 24% interest to earn 2% cash back is not money maxing. That is like arithmetic getting mugged in an alley. And there's also an important difference between looking rich and becoming wealthy. Social media rewards visible consumption on things like cars, watches, first-class seats, rooftop dinners, actual wealth-that's something that's often invisible. It is the rental property quietly producing income. It is the ownership stake compounding in the background. It is the tax strategy that's never going to appear in a photograph, and it is the growing gap between what you earn and what you need to live. Keith Weinhold 36:46 The person displaying the most wealth can have the least. The person saying very little might own the building. So yes, embrace money maxing. Know where your money goes. Eliminate the waste. Negotiate recurring expenses, automate your good decisions, and make your dollar purposeful. Each dollar, but don't stop with living below your means because that is only financial defense. Growing your means is financial offense. Saving money can make you more secure. Owning productive assets-that's what can make you free. The highest form of money maxing is not becoming the world's most efficient consumer. It is making the transition from consumer to owner. Own businesses, own equities, own real estate, own assets that produce value while you sleep, travel, or spend time with the people that matter to you. Because your time is limited, and yet your appetite for generic cereal is also limited. But your ability to create value, acquire assets, and grow your means. That is far less limited. Live below your means if you must, but don't stay there. Grow your means. That is true money maxing. And the number one reason that people don't acquire wealth. Do you know what it is? It's that it simply does not occur to them that they can. Keith Weinhold 38:24 That is what Brian Tracy said. That is so incredibly simple, and it's true. If you want a money max, you need to have a great system. Let me tell you about a system called the Seven Figure Solution. Now you've been listening to me weekly for almost 12 years here, which I'm immensely grateful for. You've been earning money, investing well, and here with the seven-figure solution, you're going to be able to finally see how it all goes together. It's about making sure that your real estate and other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time, the liquidity is key because this is where a 401(k) or IRA limit you. Those vehicles have taxes and penalties if you want to use those funds early, and this does not. Keith Weinhold 39:34 But the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach here, Naresh uses something like this, and he's in his 30s. It also gives you a significant tailwind during your investing career. Integrate the seven-figure solution the GRE way, where we have a conscientiousness about leverage in cash flow, and in this case, part of it is how to prove. Leverage a life insurance policy. When it's time to tap that policy's cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, and therefore you're using the funds in more than one place. That's the leverage, and then the IRS does not tax loan proceeds, and this reminds me of a billionaire borrowing against the value of their stock rather than having to sell any of those assets. And yet, this can be done tax-free. It's similar to what you can do with the seven-figure solution, even for non-billionaires, it is buy, borrow, die. This leverages an indexed universal life policy, and there is the right way to do this and the wrong way to do it. Part of the seven-figure solution is that your cash value can have an upside ceiling and loss protection on the downside. That's really something that you only care about more as you're closer to retirement. And there are some mistakes to avoid here. You don't just want to set up the seven-figure solution off of a website, and it's based on products that you might have heard of from companies like Nationwide and mass mutual. I strongly encourage you to learn more, see how it all goes together, and learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, and even a 721 and 1031 exchange. This is very much about you being able to picture your future, you've been building your real estate portfolio either from your investment coach or on your own. This is how the puzzle pieces finally are all going to go together. I am cordially inviting you to join us for a special live event, the Seven Figure Solution. It is co-hosted by our own GRE investment coach Naresh and Haven Bridges Jared, who you heard from on the show with me last week. By attending live from the comfort of your own home or from anywhere, you can have your questions answered in real time. It is this Thursday, the 27th, at 8 p.m. Eastern, 5 p.m. Pacific. Keith Weinhold 42:23 Most people spend decades building wealth, and then they lose far too much of it because the retirement pieces were never designed to work with each other. So you're going to see how real estate, taxes, insurance, and retirement income can fit into one coordinated strategy, helping you grow and protect your wealth, access capital without immediately selling your assets, and potentially avoid losing hundreds of thousands of dollars to taxes unnecessarily. So it's not just another collection of disconnected financial tips. Really, it's your opportunity to finally see the entire retirement picture and understand what might be missing from yours. It's complimentary to attend. The longer you wait, the fewer options you could have. Decisions made today can affect your wealth for decades. Don't wait until retirement day to discover that your plan had expensive holes in it. There are some moving pieces here, so it's especially helpful that you attend this one live, and that way you can have any questions answered in real time, so that you really understand. And you might have been one of thousands of listeners that have attended our property webinars before, and they are important to building your portfolio. But this one could very well be more important in seeing your big picture, seeing your retirement, and seeing that your heirs aren't left with a giant tax bill too. You can reserve your seat now for the seven-figure solution at grewebinars.com again. That's grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream. Speaker 2 44:14 Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 44:42 The preceding program was brought to you by your home for wealth building. getricheducation.com.
Med stigende oliepriser og globale renter for opadgående er investorerne atter en smule tilbageholdende. Men er der grund til bekymring, eller er der blot tale om forbigående udfordringer? Millionærklubben tjekker ind og debatterer sammen med chefstrateg i Global Risk Management, Arne Lohmann Rasmussen, om råvarepriser og renter for alvor kan køre globale aktier i sænk. I studiet tager Lars Persson et blik på ugens første handelskurser og Michelle Nørgaard ser frem mod et efterår, der kan komme til at blive mere end normalt præget af vejret. Vært: Bodil Johanne GantzelSee omnystudio.com/listener for privacy information.
Which financial pro do you need: a CFP, CPA or CFA? Plus, an economist explains why "good" economic data doesn't always feel that way. Hosts Sean Pyles, CFP®, and Elizabeth Ayoola sit down live, in-studio, with a listener named Belle, who's in the process of launching her own veterinary practice. They help figure out which financial professional she actually needs — a CFP, a CPA or a CFA. They break down what each credential means, how to vet and select the right advisor, and the real cost of choosing the wrong one. Then Belle asks for help with a second money question: whether to consolidate ten scattered retirement and brokerage accounts, and the Nerds walk through how account fees, old 401(k)s and employer rules factor into that decision. Then, Sean and Elizabeth are joined by NerdWallet senior economist Elizabeth Renter and senior news writer Anna Helhoski for a special send-off conversation. After 12 years at NerdWallet, Renter is moving on, and she looks back on what she's learned about how Americans really handle their money. They dig into the gap between headline economic data and lived financial experience, the K-shaped economy, and what NerdWallet's latest Consumer Financial Resilience Index says about household finances heading into fall. Here is the investing fee calculator Sean referenced: https://www.nerdwallet.com/investing/calculators/mutual-fund-calculator Check out the full findings from NerdWallet's Consumer Financial Resilience Index: https://www.nerdwallet.com/finance/studies/financial-resilience-index Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/ Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header Smart Money's YouTube Channel: https://youtube.com/@nerdwalletsmartmoney To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. *The show notes were created with the assistance of AI. They have been reviewed by our editorial team for accuracy and quality. Learn more about your ad choices. Visit megaphone.fm/adchoices
Da er Karl Oscar og Richard tilbake med en nye episode av podcasten. Lik, følg og del! Takk takk.
Ghosting hinterlässt Fragezeichen und kann am Selbstwertgefühl kratzen. Anja Wermann berät Menschen, die geghostet wurden. Die Psychologin erklärt, warum jemand plötzlich abtaucht – und hat Tipps, die beiden Seiten helfen können.**********Ihr hört: Gesprächspartner und Gesprächspartnerinnen: Louis, Ida, Lea, Svantje und Valina, haben uns ihre Ghosting-Geschichten erzählt Gesprächspartnerin: Anja Wermann, Diplom-Psychologin und Beraterin, betreibt eine sogenannte "Ghosting-Ambulanz" Autor und Host: Przemek Żuk Redaktion: Yevgeniya Shcherbakova, Friederike Seeger, Anton Stanislawski, Celine Wegert Produktion: Philipp Adelmann**********Quellen:Park, Y., & Klein, N. (2024). Ghosting: Social rejection without explanation, but not without care. Journal of Experimental Psychology: General, 153(7), 1765–1789.Santiago-Torner, C., Corral-Marfil, J.-A., Tarrats-Pons, E. (2026). Digital Relationality and Emotional Well-Being: An Integrative Review on Empathy, Ghosting, Narcissism, Loneliness, and Emotional Regulation in Online Interactions (2015–2025), Human Behavior and Emerging Technologies, 2867288.Pancani, L., Aureli, N., Riva, P. (2022). Relationship dissolution strategies: Comparing the psychological consequences of ghosting, orbiting, and rejection. Cyberpsychology, 16(2).Langlais, M., Citrano, E., Rentería, L. et al. (2024). Where Did You Go? The Psychological and Physiological Consequences of Ghosting in Romantic Relationships. Sexuality & Culture 28, S. 2175–2190.Di Santo, J.M., Montana, D., Nolan, K. et al. (2022). To ghost or to be ghosted: An examination of the social and psychological correlates associated with ghosting. EvoS Journal: The Journal of the Evolutionary Studies Consortium, 12(1), 43-62.Alle Quellen findet ihr hier.**********Mehr zum Thema bei Deutschlandfunk Nova:Ghosting: Experiment zeigt Motive der GhosterLügen für Matches: Wann wir beim Dating schummelnMüde vom Online-Dating: Die Liebe im echten Leben finden**********Den Artikel zum Stück findet ihr hier.**********Ihr könnt uns auch auf diesen Kanälen folgen: TikTok und Instagram .**********Meldet euch!Ihr könnt das Team von Facts & Feelings über Whatsapp erreichen.Uns interessiert: Was beschäftigt euch? Habt ihr ein Thema, über das wir unbedingt in der Sendung und im Podcast sprechen sollen?Schickt uns eine Sprachnachricht oder schreibt uns per 0160-91360852 oder an factsundfeelings@deutschlandradio.de.Wichtig: Wenn ihr diese Nummer speichert und uns eine Nachricht schickt, akzeptiert ihr unsere Regeln zum Datenschutz und bei Whatsapp die Datenschutzrichtlinien von Whatsapp.
220 residents from the apartment fire in Midvale last week are displaced...and now...some of them are telling KSL that insurance they thought they were paying for...doesn't protect any of the belongings they lost. KSL News Radio's Heather Peterson has been following the story...and she joins me now LIVE in studio...
Rowland Hobbs is CEO and co-founder of Stake, a fintech platform that rewards renters with cash back, working to make renting financially rewarding. Before Stake, he led design and innovation at Teneo and served as head of product design for Accenture North America, and he founded Post+Beam, an innovation design firm, and Linea, a computer vision driven photo sharing app. Rowland is based in Dallas, TX.(04:10) - Why Rent Was Left Out of Loyalty(06:00) - Loyalty Programs Go Multifamily(08:30) - Financial Amenities vs. Flashy Perks(12:20) - Cash back for Delinquency, Retention & Vacancy(14:40) - Rewarding Renters Instead of Punishing Them(15:50) - Bilt Rewards(24:50) - Stake's Cash back Business Model(27:10) - Cash back by Property Type(28:50) - UMoveFree Acquisition in Texas(31:10) - Vertical Integration in Multifamily(32:20) - Rising Housing Costs & Renter Churn(36:50) - Renter Loyalty's Next 25 Years(38:50) - Collaboration Superpower: Barack Obama & Loyalty Program's Inventor
Right now, Chicago's City Council is weighing exactly how to update the city's 40-year-old Residential Landlord and Tenant Ordinance. There are two competing visions: one from the mayor and the other from a bloc of alderpeople. Host Jacoby Cochran and creative producer Michelle Navarro are discussing the key differences between the two proposals. Plus, e-scooters are being restricted in Edgewater, and Lollapalooza weekend is back in Chicago. Good News: String Fellow Quartet , Marvin Gaye Tribute , Slide 2 The Stu Want some more City Cast Chicago news? Then make sure to sign up for our daily newsletter. Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Tuesday, July 28th episode: Broadway In Chicago - The Notebook Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE
Vi taler ikke om panik. Endnu i hvert fald. Men noget tyder på, at de globale investorer er tiltagende bekymrede over verdens tilstand, og derfor sælger ud af aktiebeholdningerne. Millionærklubben ser frygten i øjnene sammen med chefanalytiker Lau Svenssen og investor Helge Larsen og debatterer, om det også for danske, private investorer er tid til at skære lidt af porteføljens risiko. Vært: Bodil Johanne GantzelSee omnystudio.com/listener for privacy information.
Der er nok at få grå hår i hovedet af, hvis man er aktieinvestor for tiden, men hvor bekymret bør du være? Millionærklubben ser på den underliggende stemning og debatterer, hvilke segmenter der kan have medvind i både gode og dårlige tider. Panelet består af chefanalytier Lau Svenssen og investor Steen Jakobsen. Vært: Bodil Johanne GantzelSee omnystudio.com/listener for privacy information.
If you're a renter or looking to start renting for the first time, do you know what documents you are required to provide the letting agent or private landlord?Anecdotal evidence talks about providing months of bank statements and pay slips, as well as references and, in one case, a personality test was required which asked about the individual's religion, who they would have over, and their book preferences…Joining Shane to discuss what you need and why is Ray Cooke, CEO at Ray Cooke Auctioneers.
Register for RentEngine's Q2 2026 Leasing Data & Trends Report WebinarWhat's a renter lead actually worth? Alex Stringfellow (CEO and co-founder of RentEngine) puts it at $24–90, and most scattered-site operators still treat them as "free."Alex originally built RentEngine to lease up their own Miami PM company faster, then sold the company to go all-in on the software. 00:00 - Intro01:25 - Alexander's background and career04:06 - Selling the PM company07:49 - Competing against PE-backed competition13:45 - Launching RentEngine without AI14:52 - Sponsor - AppFolio (FuturesConference)16:17 - Renter Leads21:44 - What E-commerce has done right and how it applies to PM23:35 - Pay-per-lease25:10 - Listing partners30:22 - Sponsor - Enterprise Bank & Trust31:47 - We're paying twice for leads33:03 - Bypassing Zillow36:31 - Launching an Applications Product42:55 - Pricing products44:58 - RentEngine's AI product49:21 - RentEngine's feature release cadence53:15 - Upcoming RentEngine releases!We get into why text (not showing scheduling) is the real heart of leasing, the seven-minute window you get when someone's scrolling Zillow, and why you're basically paying twice for leads that Zillow buys straight off Google.We also cover his flat $45-per-listing pricing, building a renter-lead database that could add value when you sell, and how a bootstrapped team ships new features every single week.If you've ever felt boxed in by the listing platforms, you'll learn a lot here.Demo RentEngineAlexander on LinkedIn
Depends on where you live, but renters have a lot of power right now in the United States. What's behind this trend and how might you be able to take advantage of the renters' market at your next lease renewal. Fact checking by Sierra Juarez.Your Next Listen — Corporate landlords aren't the real villainConnect with The Indicator — Sign up for The Indicator's brand new newsletter— Buy the Planet Money book— Find our socials, YouTube and more!— For sponsor-free episodes, subscribe to NPR+ See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Jake Vulinec and Jonathan Peterlin weigh the impact of an $88 million insurance refund the Cleveland Browns received for Deshaun Watson's missed games. They argue that while the cap relief helps future flexibility, it doesn't erase the draft capital lost or the years of poor performance on the field. The discussion also explores the necessity of insurance for NFL mega-contracts and the Cleveland Guardians' recent weekend series. 01:00 - Deshaun Watson Insurance Payout 06:03 - NFL Mega-Contract Insurance 09:45 - Renter's Insurance Discussion 12:10 - Wasted Browns Era 13:40 - Guardians Weekend Recap
Mayor Brandon Johnson's legislation to overhaul the city's Residential Landlord & Tenant Ordinance faces pushback from local landlords. Crain's commercial real estate reporter Rachel Herzog discusses with host Amy Guth. Plus: Nation's largest industrial landlord bets $100M on Chicago warehouse demand, AHA taps Massachusetts hospitals exec as next CEO, CME launches new beef contracts as U.S. cattle prices surge and Nuveen doubles down on grocery-anchored retail with $26M Park Ridge purchase. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Tufts international politics professor Dan Drezner discusses the latest deal in Iran.Boston Globe business columnist Shirley Leung joins with all the news about World Cup in Boston, and debriefs her and Jim's interview with former DA Rachael Rollins.Dr. Kate Ackerman of the Women's Health Sports and Performance Institute discusses the gap in research around women's sports health.Corby Kummer explains how international fans are unable to comprehend Taco Bell, unlimited soda refills, and more, as they come to North America for the World Cup. Plus, we as, is pickle the new pumpkin spice?And Dr. Stephen Rich, microbiology professor at UMass Amherst, joins for a tick safety segment.
Jason presents a short and updated IDEAL acronym covering eight key benefits of income property including inflation-induced debt destruction, 1031 tax-deferred exchanges, and stepped-up basis. He announced plans to expand his team by hiring two additional full-time team members to better service their growing database of investors, specifically seeking candidates who are familiar with his content and have been following the show for many years. Rebel Capitalist Live welcomes real estate expert Jason Hartman as he talks about the unique financial advantages of investing in income property. He characterizes real estate as a "multi-dimensional" asset because it generates wealth through six different avenues, including tax benefits, leverage, and a phenomenon he calls inflation-induced debt destruction. Hartman argues that while the market may currently feel stagnant, a significant housing shortage and low inventory provide a stable foundation for long-term growth. He cautions the audience against falling for "clickbait" doom-and-gloom predictions, urging investors to focus on the big picture rather than short-term volatility. By using standardized data and historical comparisons, he demonstrates how property owners can achieve high returns even with modest appreciation. Ultimately, Jason encourages a shift in psychology toward patience and concentration to build lasting wealth. https://propertytracker.com/ Key Takeaways: 0:00 IDEAL and then some 4:28 Join our TEAM! Jason's speech at Rebel Capitalist Live 7:26 The Behavior Gap 14:34 An acute shortage of houses 21:50 Leverage 26:06 Learn to do the MATH 36:34 Renter and buyer demand boom phases and the current state of the housing market 44:44 A poem from 1977 #IncomeProperty #RealEstateInvesting #WealthCreation #JasonHartman #InflationInducedDebtDestruction #Leverage #HousingShortage #InvestmentPsychology #EmpoweredInvestor #TaxBenefits #CashFlow #DemographicCliff #MultiDimensionalWealth #TheBehaviorGap #PassiveIncome #RealEstateMarket #RenterNation #PropertyTracker #InvestorMindset #ComparedToWhat #SixDimensionsOfWealth #RebelCapitalist #DebtDestruction #StandardizationOfData #FinancialFreedom #HousingInventory #MortgageLockIn #NegativeRealRates #IDEALRealEstate #WealthConcentration #MarketPsychology #WarrenBuffett #RealEstateMath #InflationHedge #RealEstateOpportunities _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
What do you love to do but most people hate it? We spin the wheel of old topics and do a round of poetry slams about the World Cup. Have you had a bad renter as a tenant? We hear true stories and talk about office romances. See omnystudio.com/listener for privacy information.
What do you love to do but most people hate it? We spin the wheel of old topics and do a round of poetry slams about the World Cup. Have you had a bad renter as a tenant? We hear true stories and talk about office romances. See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
In this episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey talk about the changing rental market and what landlords are experiencing in 2026.From fewer rental inquiries and declining rents in some markets to rising repair costs, increasing HOA fees, and a less predictable applicant pool, landlords are being forced to adjust their expectations. David shares what he is seeing in the Phoenix rental market, including properties sitting longer, rents pulling back, and the importance of staying patient during the screening process.The biggest takeaway: don't rush into approving the wrong tenant just to fill a vacancy. Even when the market slows down, sticking to your rental criteria and using proper tenant screening can help protect your investment.If you own rental property, manage tenants, or are thinking about becoming a landlord, this episode offers a real-world look at the challenges landlords are facing and how to navigate them wisely.The Rent Perfect system helps investors become successful "lazy" landlords by managing efficiently with ease, starting with the initial application and background check, to leases and payment collection. Learn how to streamline your rental process at www.rentperfect.com.
Mens de danske aktiehandlere holdt lang weekend, fik stigende globale råvaremarkeder og amerikanske inflationstal investorerne til at trække følehornene til sig. Formentlig også i et forsøg på at positionere sig nogenlunde neutralt op til weekendens topmøde mellem Xi Jinping og Donald Trump. Men blev vi klogere på de to supermagters standpunkt efter topmødet? Millionærklubben ser på sagen sammen med Kina-ekspert Christina Boutrup, der har fulgt udmeldingerne fra Beijing tæt. I studiet samler tekniske analytiker Lars Persson og aktiestrateg Michelle Nørgaard op på de seneste dages globale handel og tager - op til ugens regnskaber fra bl.a. Walmart, Target og TJX - temperaturen på den amerikanske forbruger. Vært: Bodil Johanne GantzelSee omnystudio.com/listener for privacy information.
California's speed pilot program could expand to Orange County. Three new state parks are coming to the central valley. And Long Beach is launching a renter-aid program to help low-income households. Plus, more. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com
What makes more sense in 2026? We consider all of the factors from the crazy housing market to current interest rates to annual rent increases. We run through a case study comparing Heather the Homeowner and Randy the Renter to see who comes out ahead. You might not be surprised to hear us say that both CAN work, but you might be surprised to hear all of the factors that you need to consider. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices