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How can content marketing in a tight niche build the audience that launches your book? And how do you decide whether to hand your self-published bestseller to a traditional publisher. Suzanne Smith shares what she learned in four years of going from blog to book deal. In the intro, how to stand out as a writer in the age of AI [Nathan Barry Show; Interview with Nathan Barry]; thoughts on asset maintenance; Goodreads giveaway on Bones of the Deep (Aug 5-20, 2026) This episode is sponsored by Publisher Rocket, which will help you get your book in front of more Amazon readers so you can spend less time marketing and more time writing. I use Publisher Rocket for researching book titles, categories, and keywords — for new books and for updating my backlist. Check it out at www.PublisherRocket.com This show is also supported by my Patrons. Join my Community at Patreon.com/thecreativepenn Suzanne Smith is the founder of The Independent Landlord, and the bestselling author of The Good Landlord Handbook. You can listen above or on your favorite podcast app or read the notes and links below. Here are the highlights and the full transcript is below. Show Notes How a free blog in a tight niche built the audience for the book Rewriting the book from scratch when the law changed Why speed made self-publishing the only option Building a paid membership after one audience member asked for it Negotiating a Penguin Random House deal with no agent Using AI as a business sidekick, with a control room and an engine room You can find Suzanne at TheIndependentLandlord.com. Transcript of the interview with Suzanne Smith Jo: Suzanne Smith is the founder of The Independent Landlord, and the bestselling author of The Good Landlord Handbook. So welcome to the show, Suzanne. Suzanne: Thank you. Jo: Oh, there's so much to talk about today. But first up— Tell us a bit more about you and your background, and how you got into property and writing after a legal career. Suzanne: Well, I've always loved reading books. In fact, I recently did a French literature degree as a mature student. Being an author was never in the game plan at all. It's not something that I even thought about. I was brought up in New Zealand, so shout out to all the Kiwis and those across the pond in Australia. The thing about it is, Jo, you've lived there yourself. Kiwis are independent, self-reliant and have this great sense of fair play. So that was a very formative experience for me. We moved back to England when I was 16, and I have become thoroughly anglicised since then, but a Kiwi at heart. I always wanted to become a lawyer. New Zealand in some ways on television is quite American, and there was this American programme called The Paper Chase. It was about all of these students at Harvard studying law, and the professor said, “You come here with a skull full of mush and you leave thinking like a lawyer.” I thought, “Oh, I like the sound of that.” I didn't really know what a lawyer was, but everyone seemed to be very happy that I wanted to become one, and then that was it. Jo: So you went into law, and then how did you get into property? Suzanne: So I worked for 25 years as a solicitor. That's like an attorney if you're American. Started off in a law firm, and then I went into pharmaceuticals and I worked for big companies like what is now GSK, GlaxoSmithKline, and small companies as well. When I started out, it was before the internet, before Google. When you're in house, you're very much a generalist. You do a bit of everything. So you help companies grow their business. You're not business prevention, but you're still bound by the code of conduct for solicitors. You've got this role of keeping the company on the right side of the law. Then I had twins, who were born about five years after I became a lawyer, and I decided to work part-time for a while and did an MBA when they were little, part-time through the Open University. I know Jonathan is doing one at the moment. Jo: Yes. He's finished, so that's exciting. Suzanne: That was transformational for me, because I had probably been thinking a bit too much as a lawyer, and it helped me to broaden my view of the world and understand all sorts of things. Sso I continued going up the greasy pole, and then for my last job, in 2015, I joined a biotech company in Cambridge, England, as general counsel and company secretary. It was a long way from home, about two, three hours' drive from home. So I decided to buy a flat, an apartment, and to stay there in the week. I thought to myself, “Well, when I leave this company, I can let it out as a buy-to-let,” but actually as a landlord. So I stayed there for five years, and then when I left, I let out the property. The reason why I decided to leave law after 25 years, I had what I call a sliding doors moment, like in the film. I was 50. I was on holiday with my husband, and we'd probably had one too many rum cocktails. And he said to me, “Well, what do you want to be doing with your life? What would you do if you could do anything?” I was thinking, “Well, I've done law. I want to do something else now.” I didn't really know what that was, and I'd always been thinking about studying French properly, and that's when I left. So I decided, 18 months later, I left to do a French degree at King's College London, full-time. I was the only old person there with lots of 18-year-olds. When I did that, I was able to cash in my share options because I was a good leaver. I retired, and so I started buying properties to let out and became a landlord, without really thinking too much about it, and I used letting agents. They were fine to begin with, but I didn't really have a game plan or anything like that. What I realised is that when I tried to research things online, I couldn't really find anything that was terribly helpful. It was either quite general or it was very legal. So after a while… I became a landlord in 2019. I had the idea, why don't I set up a blog? And this is August 2022, so just four years ago. My husband came up with the idea of the name, The Independent Landlord, because it's that Kiwi spirit, being very independent. I thought, “Right, I'm not going to charge anyone for it. It's a hobby. It's not a business. I'm going to pay it forward and help, use my legal training, practical legal approach, and practical common sense, by doing this blog.” Almost exactly four years ago, I sent my first newsletter to 13 people. Jo: Woo-hoo. Suzanne: And I sent one last week to over 18,000. So it's been quite a journey. Jo: Wow, this is so great. I love this. There's so much in there. The turning 50 and then doing a degree. My master's in death is a little different to your French literature, but I like it. So I love this, and buying properties, starting it on the side, not a business at first, and growing the audience, and obviously you've put so much work in. Then you decide to write a book. So talk about that, because an online blog, although I'm sure your articles and everything were super useful, it's very different to write a blog than a book. So talk about your challenges in writing. Why did you decide to do a book in the first place? Suzanne: Again, I was an accidental landlord, is what they call it when you let a property when you didn't intend to buy it as a buy-to-let, which I did with my Cambridge flat. And I became, in many respects, an accidental author. So I was having a conversation with my husband again and I was saying I'd done this lead magnet to get people to sign up to my newsletter, and a big new law was going through Parliament at the time, called the Renters Reform Bill, that was going to completely transform the way landlords operate. I was saying to my husband, “Oh, I need to update my lead magnet, a little ebook, to explain the new law.” He looked at me and said, “Well, why don't you do a proper book? Write a book.” This was on the 29th of September, 2023. The reason why I mention that is that I thought, “Wow, what a great idea,” and my head was bursting. I went onto Google, and guess what I downloaded on the 1st of October? Jo: My blueprint? Suzanne: Exactly. I found you immediately, the Author Blueprint, and I downloaded it. I checked: on the 1st of October, 2023. Then I listened to almost… well, I think I went back several years on your podcast, just trying to understand. I'm like that. When I try and do something, I just try and learn everything that there is to know about it. So I started writing the book, and I guess the first challenge was I write quickly, and I'm used to writing for people who aren't lawyers, being in-house. So I thought I needed to have a structure. The structure was easy in many respects because, a bit of business at the end, and then you can go through a tenancy. I thought it was important to have a narrative thread all the way through it, just to bring it together. This is the literature degree coming in here. I thought that the mission for everything I do, the reason why I started doing this, is to help landlords, but also to help the experience of renting that people have in England. It's very specific for English law. And to help improve the private rented sector. So that's why I originally set up my blog for free, and I wanted, when people went onto Google, they could find something sensible and very detailed from me. My blog posts were… Well, I've now got over 400,000 words on my blog, so it's a substantial piece of work that is out there free of charge. So what I decided to do was to bring this narrative thread, I call it the good landlord ethos, to the book. Then I wrote very quickly, and I had a pretty good draft by April 2024, because we were all thinking that the law was going to change very soon. But then there was an election, and in the end the government changed and the legislation changed completely, so I had to rewrite the book and start again. So I think that my biggest challenge was that my subject matter, the new law, changed. Because I wanted to publish this book that explained to people practically what they have to do, and make it really straightforward, keeping out of politics, because it is a very politically charged area. I wanted to write it so it's a manual, somebody could literally follow it. So I used an editor, and I did write the book twice. I had a beta reader who is another lawyer, and a landlord as well. Then I got to the get-the-damn-thing-done stage. The really tedious bit of all the typos at the end. Jo: Yes, the finishing energy to get it out there. So at that point, obviously you'd found my blueprint, so you were learning about the indie way of doing things. Did you always decide to self-publish? How did you think about publishing? What were your challenges in publishing? Suzanne: It never occurred to me not to self-publish, because the new law came into effect on the 1st of May, 2026. The law and the details that I needed for the book were finalised in January, and I published on Amazon on the 5th of March, so I had to go so quickly. Even though I'd got a lot of it written, the last bit came in January, and so I needed speed. I knew that for landlords to be able to have something that they can use straightaway to help get them ready for it, and then use as a manual afterwards, I had to be first. Jo: Sorry, just on the year. Was it '24? You said '26. You meant May— Suzanne: 2024? No, no, because I actually published it this year. What happened in 2024, I had the first draft ready, but then I had to do another draft because the law changed when the Labour government came in. Jo: Right. Suzanne: The Renters Reform Bill turned into the Renters' Rights Bill. So I had to rewrite the book. So I finished however many drafts at the end of January 2026. Then it went to an editor, et cetera, et cetera, and I managed to get the book ready for a proof, to get the proof printed, towards the end of February. So it was really quick to go from the law being sufficiently finalised for me to write a book in January, and then having it ready in just over a month. There is no way that I could have done that if I'd gone to a traditional publisher. It didn't even occur to me to go, because I didn't want to be going touting around my book and, “Please publish me,” et cetera. It's just not me. I'm the independent landlord, and that moved very easily to being the independent publisher. So I learnt how to do all the publishing. And a huge thanks: I joined your Patreon and I was a very good student. I went through everything systematically and followed your playbook, and used Vellum and BookFunnel and all the other tools. So I decided to go on Amazon as well as have my own Shopify store, which just about killed me. Jo: I was going to say, you are an excellent student. You really like learning, but you also put this into practice, which is why I also wanted to talk to you. You haven't just talked about all this. You've literally done everything. Suzanne: Sometimes it was like my head was going to burst. Luckily, Claude upped his game earlier this year when we got the Opus 4.5. I didn't use AI really until this year. I decided I need to do exercise all the time, and have that as a have-to-do, because my head was spinning all the time with all these different things. So I would go to the gym, go to a spin class, and then I would walk out with my phone on, with the Claude app, and dictate a stream of consciousness into it. “Oh, I need to do this, or what about that? Oh, I just remembered about this. Oh, I've had this idea, blah.” And then said, “Make sense of it for me, Claude.” So it was very much as a thinking partner, because when you're writing your first book, it's bad enough, but when you're learning how to publish… Even, like, when I got the first proof of the book back from BookVault, I realised that all the footnotes—I have 114 footnotes in my book, and that, again, is the recent degree there—and the formatting had gone skew-whiff. Apparently it was an issue with Vellum, and they were really lovely and they sorted it straight out for me. So it shows: always get a proof of the book. They were able to sort that out very quickly, and BookVault were very quick in getting me another proof, because you can shortcut it and just pay to get a very quick delivery. Amazon, on the other hand, was really slow. It took a week. So I actually published earlier on my Shopify store for my members, of my membership, and I gave them a discount. Then I finally got it onto Amazon on the 5th of March. There are all these different skills you're having to learn. The Shopify store I found very hard, and there was all the tax, because I'm VAT registered. So I think I'm still recovering. Jo: You're still recovering. I wouldn't normally recommend a Shopify store for someone with their first book, doing first of everything. But, as you say, you're someone who learns a lot, puts it into practice, and— I think you were pretty determined to do that because you had a community as well, right? Suzanne: Exactly, yes. The big subscriber list. I think that's why the book did so well. So in the first week, because I met you at the Indie Author Lab put on by— Jo: Yes, London Book Fair, yes. Suzanne: Yes, the Alliance of Independent Authors. I met you there, and it was just my first week, and I had 1,000 sales in the first week. That was because of my audience. I'd been going on about the fact that I'm writing this book for two and a half years, because that's how long it took me to do. So I had a wait list for it, and I had a thing on my website, a landing page on my website, saying how good the book was and why it's the best thing for the Renters' Rights Act. Then I went onto Google, and I think I sent you a screenshot of this at the time. I put into Google, “What's the best book for the Renters' Rights Act for landlords in England?” And it came up with me as a featured snippet, and I hadn't even published it at that time. It was just about there. So the blog really helped, because I'd become an authority on the Renters' Rights Act. Even though I'm not a practising solicitor any more, I spent all my time reading the damn thing, and it is a very complicated bit of legislation. Funnily enough, I have ruffled a lot of feathers. People have even said about me behind my back, “What does she know? She's only got four properties.” But I just took no notice. I thought, “I'm going to try and use my legal brain and my understanding of what it's like being a landlord, there with the rubber gloves cleaning an oven when people have moved out, and try and write something that's not trying to sell anything else, and to help people.” And then it got picked up. Jo: Yes. Wait, let's just slow down. Slow down, because we will get onto that in a minute. But let's just come back to that launch. So as we talked about, you've had a blog for five years— Suzanne: It was three and a half by then. Jo: Three and a half years you've been blogging, but hundreds of thousands of words of useful information. So you've essentially done content marketing. You've attracted people. You had a lead magnet. You got them on your email list. You told them that you were writing a book. You got a sort of pre-sales list up. So that's an email list. You've got a blog. Did you do anything else in terms of marketing? Suzanne: I had YouTube, a big YouTube channel. I'd only set it up at the end of 2024, and I'd had half a million views. And again, just very straightforward advice, and without all the scaremongering and politics. I deliberately keep out of it all. A lot of people joined my newsletter as a result of that. Also a year ago, exactly today, I was running a Facebook group, which was a lot of hard work. There were a few thousand people in it, but there are often a lot of people going in there trying to sell things: insurance, eviction specialists and things. And there was also a lot of people just being unpleasant to other people. I was getting fed up with it. It was taking me a lot of time, and I was doing a lot of speaking events and trying to explain what this new law was doing, and wearing myself out. I'm an extrovert, but even I find speaking events absolutely exhausting, because it's like everything gets sucked out of you. It's strange. Then somebody came up to me in July last year and said, “Suzanne, can you set up a membership?” I said, “Well, landlords aren't going to pay for that.” And they said, “Yes, they will. You build it and they will come.” I asked ChatGPT and thought about it. I asked ChatGPT, who I was dating at the time, now exclusively with Claude, but I know Claude has other people in his life. But I'm very much set with Claude Fable at the moment. So I asked ChatGPT, how can I go about setting up a membership? And I mentioned your one and said, “Should I do it on Patreon?” And then he came back with: go for Circle. So I set up a membership on Circle, exactly a year ago. In fact, it's the anniversary of my first member yesterday. hTe rules I had were, no selling. So I don't sell, no affiliate links, no one else can sell anything, and we have to be supportive. No negativity, no politics. So what it's become, it's like the senior common room of the private rented sector, with landlords, lawyers, letting agents. There's a fantastic forum in there. It's not me doing it, it's peer-to-peer. I have twice-monthly live streams where people can ask me questions. I wonder where I got that from. No, I very much modelled it on your Patreon, but on a different platform. I have courses in there as well. So that has really grown. I launched it in July, and by September, October, I'd gone past the VAT threshold, which has complicated everything, but it means my business now is this membership. I really enjoy doing it, and there hasn't been all the negativity that you have in a Facebook group. So I had them as… talk about your thousand fans. There are about 1,500 in the membership, and their support really helped the launch of my book, as well as the wider people who get my free newsletter. Jo: Yes. Suzanne: So it's all different types of content marketing. Jo: Y, but I do love this. And of course, if people are wondering, I joined Patreon back in 2014, I think it might have even been before that, and there weren't too many places back then to run communities. It wasn't even really a community at the time, it was a sort of, almost a “give me a bit of support for the podcast.” So things have changed a lot in terms of communities, and obviously you went with Circle, which is great. Patreon is slightly different now, and some people are using Substack for something similar. So that's just on the platform, but on the business: early on in our conversation you said, “I wasn't going to have a business. It wasn't a business. It was just putting stuff out there, helping other people,” and then your audience asked for this membership. And so now it is a business, right? Suzanne: Yes, it is. Jo: And you've got a book and all of this. So are you happy with the change to a business? Because obviously you have to treat it quite differently. Suzanne: Yes, I am, because I think to begin with, I was just doing it one or two days a week. I was actually studying a master's in French literature part-time, and I then found that I was enjoying the blog more than the master's, so I dumped the master's after the first year. But after getting 88% for one of my dissertations, which interestingly was on the translation of a Simone de Beauvoir book into English, and the publisher who's got that now is Random House, but that's another thing. Anyway, so I decided to give up my master's and double down and work full-time on the blog. People were paying to help me with all the big fees and things, the big tech stack, Buy Me a Coffee. I was doing a little bit of consulting and things. I was working six, seven days a week. I was treating it like a business in terms of quality and my effort, but it wasn't a business in terms of revenue. Then it just all came together, and this person said, “Set up a membership,” and I thought, “That's what I'm going to do. I'm now going to put it on a business setting.” I've got an MBA, I know how to do it, and people thought I planned it, but I didn't. It just happened. So now I do very much treat it as a business, but I still don't advertise. I don't allow people to advertise with me, because I want to be independent. If I recommend something, I want people to believe it's me recommending it, not just because someone's paying me, which can be a big issue in the landlord area. Jo: Oh, in any industry. I get pitched every day with loads of random things that people are like, “Oh, a dollar a click or whatever, if you send this to your list.” And it's like, seriously? Just stop it already. I did just want to add there: somebody asked you, they said, “You should have a community,” and that sparked that idea. I just wanted to acknowledge that my Patreon came from Jim Kukral. Some of you will remember, who've been around a long time. Jim Kukral came on my blog around sort of 2013. Amanda Palmer had just put out a book called The Art of Asking, and I was doing a lot of unpaid work on the podcast at the time, and I was either going to give it up or I had to fund it somehow. Jim said, “You should do a Patreon.” And I was like, “Oh, no, I hate asking for money.” So at the time I just felt, oh, weird. Then I was like, “No, I do all this work,” as you were saying. Now the Patreon has changed so much in terms of what it is, but it is the backbone of my business, too. So I love that you listened to one of your fans who said what they wanted, and I love that I've listened as well. Sometimes we just have to listen to those urges, don't we, to take things on? Suzanne: Yes, absolutely. In some ways I didn't really back myself before. I thought, “No one's going to pay for this.” Then the more you give, the more they want. Jo: Yes. Suzanne: What I've been really working on now is having boundaries, because there were two big kind of mottos that I picked up when I was working in pharmaceuticals. One was from a head of the business. He was Canadian, and he was always saying, “You've got to skate to where the puck is heading.” Jo: That's Wayne Gretzky, is it? Suzanne: Exactly. Yes. He would always say it, and so that's what I've done with my blog and my book. When I write things, I don't pay for any tools. I don't do keyword searches and all that. I just think, I do one blog post per topic, and I'm going to guess what people are going to be searching for soon, and I build up all this content around it. That's why most of my blog pages are top five. I've had no advertising. I haven't asked for any backlinks. I don't do it. People backlink to it because it's useful. So that was the first thing, is skate to where the puck is heading, and that was my approach with the book. I knew people would need this book from around May, and they'll need it forever, because it is so complicated and regulated, the rules for being a landlord in England. So that was the first one. The second thing was: when you take something on, you've got to let something go. One in, one out. I found that I was taking on so many different things, and I've just been cutting back, because I can't be doing all the speaking, I can't be answering people's emails. So I now don't do emails. If people want my advice on something, they ask me in the hub, at the twice-monthly live streams. Sometimes I answer in the forums, but I don't have time. When there are 2.4 million landlords in the UK, and even with our 18,000 on my newsletter, I could spend, and I did, I used to spend all my time replying to emails. So anyway, there are the things. Oh, and there was a third one, which is: attract, don't chase. One of my friends gave me that advice and that's exactly what my approach has been. I just don't chase for anything. I just put the stuff there and then build it and they will come. Jo: Yes, and I think another thing is the power of the niche. It's so clear that what you write about, the people you are aiming at, you have an extremely tight target market. That is both a strength and obviously a weakness, because they're the only people. But as you say, there's more than enough of those people for a community, for the book you have. From my own perspective, that's the same for me, the power of the niche. That's how I have a successful podcast, for example, because of that reason. I think you're like a poster child of what a non-fiction author should do. What I like is that you didn't go, “Oh, where's a niche where I could make money?” and then jump in. You've gone about this in a kind of slightly accidental way, but now you're leaning in and this uses all your skills. So this really is a great example of the power of the niche and then making the most of it. But let's move on to what then happened, and— What happened with the book deal? Suzanne: Wow. So you and I met each other on whatever day that was in March at the Indie Author Lab, and the following day I got an email, via my website on a contact form, from Penguin Random House saying, “We love the book. We love the mission, its values,” all this kind of thing. And I was thinking, “Oh, it's another one of those. Must be an—” Jo: AI spam bot, right? Suzanne: Yes, and I remember I sent you a screenshot of it, and then I checked her out on LinkedIn and thought, “Okay, there is somebody with that name there.” You're always saying, and Orna Ross and everyone are always saying, “Watch out for scams.” And in fact, Penguin Random House even this weekend on Instagram put out something saying, “There are lots of people impersonating us.” So I didn't take it too seriously, and it was something like, “Oh, would you be interested in us publishing your book?” And I thought, and I laughed. It was like, no, this is too good to be true. So I replied and said… Oh, I said, “Well, thank you so much. The Renters' Rights Act…” And so this is like the second week in March. “The Renters' Rights Act comes into effect on the 1st of May. If you want to publish it, you're going to need to get your skates on.” I literally did say that. Then she arranged a meeting with me the next day, on the Friday. I still was very dubious about it, and I had a think about it. What helped me, and I have the little booklet here: at the Author Lab, we did some work at the beginning, and Orna said, “Put your phones away.” And it was like, “What? Put my phone away?” Then we had to do this definition of success, and our passion, and our mission, and our purpose. I wrote down things like, I want to help landlords, and in so doing, help improve the private rented sector. I get pleasure from helping people. I want to improve standards and use my legal and practical skills, et cetera. So I thought, “Okay, what is my purpose of doing this book?” It isn't really to make money, because going with Penguin, you wouldn't do that for financial reasons, because you'd make very little money. So I thought, what is my why? My why is I want as many people to read this book as possible. And I've managed to sell a few thousand copies, but there are 2.4 million landlords, and they all need to understand this book, and the only way that I can get it out there, apart from doing ads, is to get it out in bookstores. So I thought about it, and then said, “Yes, I will do it, because I want to get the book out there.” So it's distribution. It's going to be published on the 6th of August, which is really quick, bearing in mind they contacted me in the middle of March. It's exactly the same book, it's just got different copyright wording and different blurb, different paper. Same cover, because I managed to find a fantastic cover person to do it. So they've kept everything the same. So we negotiated that book. I have no agent. They came to me. It's the attract, don't chase. I just put my lawyer hat on, and because one licence is very much like another one… I did turn down their first offer. Jo: Well done. Good negotiation. Suzanne: My daughter said to me, who's an adult daughter, she said, “But it's Penguin.” And I said, “Well, no, but it doesn't work for me.” So I had a call with them, and then they came up with something that worked for me a bit more. I did have to concede on a few things, like I can't sell it in my Shopify store. But in some ways, that was a blessing in disguise, because it means I don't get any more “Where's my book?” emails. Jo: Yes, exactly. Pros and cons of everything, basically. Suzanne: I have very clear rights to get it back. If I want it back, I can get it back and I don't have to give a reason. They're lovely. They have been really very wonderful. When I went up there a month or so ago, they gave me this book bag, and it's got on it, “I'm published by Penguin,” and I burst into tears. Jo: Aw. That's nice. Suzanne: I don't know, it just seemed like such a big deal. Because up until then I was just being all very lawyerly and task-orientated. Then I thought, “Oh my goodness,” and then it dawned on me. So I'm now in this interim period where I've taken it off Amazon and off my Shopify store, and I feel very maternalistic towards the book because, you know, it took me two and a half years, which is longer than a pregnancy. Obviously it's not a child, but it's like my book child. I've sent it off with a backpack and a drink and some snacks, and I hope that they look after him, my book. The day I took it off Amazon it was still number one. And a big shout-out to Publisher Rocket, by the way. Jo: Yes. Very, very useful for niche publishing. Suzanne: Very. It helped me choose the right niche categories. So it was number one on at least one category, often six, all the way through. I thought, “Well, it's over to them now.” They're very lovely people. They've given me some marketing assets, as they call it, some swanky graphics and things to use. We'll have to see what we do in terms of marketing. I don't mind doing marketing. I'm on LinkedIn quite a bit, and my whole blog is marketing. What I've been doing is updating my blog to include one of these graphics and to mention the book, and I got Claude to help me draft the code so it looked right. So I've been going through all of my blog posts and sending people to Amazon rather than to my Shopify store. It is mixed feelings, because I care about my book. I put a lot of effort, a lot of love, a lot of tears. No, not tears, but I put a lot of effort into it, and it's out of my control now. Jo: Yes, you said it's over to them, but obviously you will still be creating content around this topic, so you'll probably still be the biggest driver of book sales. Suzanne: Yes. Jo: Are they also suggesting, for example, a podcast tour, like pitching for podcasts? Are they going to assign you some PR? Because, also if people don't know, as we are recording this, we have a new prime minister who wants to do various things. You said no politics, but this is obviously a political thing. So you have the potential to go on a lot of different podcasts, media, talking about this, becoming almost a talking head in this kind of area. So are you angling for all that, and is that in your contract, or is it literally just going to be whatever you want to do? Suzanne: That's not in the contract. What's in the contract is very minimal. I think I've already done what I'm supposed to do. They are pitching for me to go on podcasts and things. I'll tell you a really funny coincidence. So we now have a new Prime Minister, Andy Burnham, and when he was Mayor of Greater Manchester, he set up something called the Good Landlord Charter. I actually talk about it in the book, and I quote him in my book saying that good landlords mean people trying to do the right thing, or something like that. And I coincidentally came up with the same name, The Good Landlord Handbook. I'd already had the book title for a long time. So this idea of good and landlord coming together, the adjective good as opposed to criminal or rogue, and the cover being green. I'm wanting to change the narrative so it's the norm to have a good landlord, and to help people become good landlords. Or if they're good landlords, help them to understand the new rules, because the new rules are very complicated. So what I don't get involved in is this right or wrong. Is it right that landlords can't do this or have to do this? Because as an in-house lawyer, it doesn't really matter what I think about the law. GDPR, goodness me. Jo: Oh, dear. Let's not start on GDPR. Suzanne: No, exactly. Because we've just got to suck it up. I liken it to the grief cycle, that people have been going through so much change and you have the anger, the depression— Jo: Denial. Suzanne: Bargaining, the denial, and then you get to acceptance. For some people, the acceptance means they want to stop doing it. If you want to accept it and stay, you need to understand the rules. So I've deliberately just kept very practical and have kept out of all the politics of it. I have, funnily enough, become involved because I'm now seen as an expert on the Renters' Rights Act. I've worked behind the scenes with the government to help, and give comment on government guidance for landlords. I was even invited to a reception to mark the passing of the Renters' Rights Act at Downing Street with the previous prime minister, all whilst staying apolitical. I won't let anyone make me be a mouthpiece for their political view. It's more, we just have to do this if we want to continue doing it. I've been very clear on that. Jo: It's interesting you mention the grief cycle there, and you've also mentioned Claude and ChatGPT. I wonder if you might also just comment on use of AI for authors and for marketing and all this. Also with legal stuff, because for me now, if I'm looking at a particular legal thing, I tend to ask Claude. I'm like, “Can you just explain this?” or upload a contract or whatever. Although it is not legal advice, it can be quite useful. So give us your thoughts on using AI as a sidekick in your author business and also for wider life. Suzanne: I now struggle to think what life would be like without Claude. I don't use Claude to write, at all, because I have a very particular voice and a turn of phrase, and if ever Claude writes something for me, it doesn't sound like me. It flattens me, and it makes me sound a bit American. So I don't do that. I've used it in the back end of the business. For instance, my blog was down, and there was something called a recursive bot, which I don't even know what it was, and Claude helped me fix it for free. I went through, I did screenshots. When I did an ElevenLabs audiobook and did it all myself, I was literally, for every screenshot, showing it to Claude. Claude said, “Do this, press this, press that.” So I have all these different projects set up. One is the control room, where it's for my strategic thinking. If I have an idea, I want to think about something, I put it in there. I have the engine room, which is for everything techy. Like when I had the recursive bot, or if I'm wanting to have some code on the website to make it look a particular way. Then I have other things for different subjects, and I put all the resources in there, and I use it a lot as a thinking partner. I've noticed that Fable doesn't hallucinate as much, but the Opus used to. There's something called rental discrimination, and it was proofreading and said, “No, it's not rental discrimination, it's rental income discrimination,” and that was just a load of rubbish. So I would never let it go and change things without me looking at it. I went on one of your webinars a month or so ago about MCPs and all the connectors, which is fantastic. It can go into my community and pull out all the questions for one of my live streams and put it into a document in order, by theme, for instance. It can look at my MailerLite, because that's where my newsletter is with, and analyse the different open rates and click rates and things. It's so good for analysing everything, all the book sales. It helped me with my negotiation with Penguin, and it is pretty good on law. It has sometimes hallucinated things, but not so much now. I think with anything, you've always got to go back to the primary source, and this is what we learn in academia: you have to check the primary source yourself. I have a bit of a magpie brain. I'm very much a discovery writer, like you, and things occur to me as I'm doing it. I think that Claude, at the moment, is incredible. I've been quite open about it on social media that I have Claude as a business partner. I'm a solopreneur, or whatever the word is. I have quite a big business now, and lots of different things, and it's just me doing it, because I can ask Claude how to do this, and how to do that. Claude can go and check my emails and tell me, is there somebody I've not replied to, which helps a lot. Jo: Yes. I think it's empowering as a solopreneur as such. You talk there about the fixing the tech stuff. I have my web host come to me and say, “Look, you're getting so much traffic and bot stuff, and we need to put this thing in, and it's going to be $120 extra a month.” I was like, “Can you just give me an hour? I'll get back to you.” And then I just had Claude code up, and I was like, “Analyse this and tell me what we can do.” It was like, “No, you just need to flip this switch and do that.” And I'm like, “Okay, fair enough.” Then the guy said, “Oh, no, okay, actually you don't need it.” Just stuff like that. As a solopreneur, you're either going to pay somebody technically quite a lot of money, or you can get Claude or ChatGPT. We should say, the ChatGPT Sol is very good, like the Claude Fable, for example. So, yes, using it as a sidekick. I love your control room and your engine room projects as well. That's a great way of doing it. Suzanne: I wouldn't be without it now, and I would have published the book a lot later without Claude, because Claude was helping me with the Shopify store and all the many steps of things. It saved me real time. It is just fantastic. I think, like now when I'm updating my blog, I have a connection between Claude and my blog. Claude can go in, I can give it my Google Search Console results for the page: what should I change, are the headings right? All this kind of thing. And it will give me a view on every single page, which is incredible. Jo: And YouTube, and just everything. Just super useful for that business sidekick. That's what I want authors to think. I feel like authors get so obsessed with the creative side with AI, whereas actually, people like you and me, we're using it as that engine room for the solo business, which is what I love. So we're out of time. I did want to ask one more thing, which is, one of the biggest issues with a specific book like yours is when they change the law again. So do you have a plan in place for if, say, a new government changes the law again? Will you just be updating the book over time? Suzanne: I think that there'll need to be a new edition of the book in three years' time, and I've spoken to Penguin about it. Not all of this new law has been implemented, and there's going to be case law and things. So I expect that I will update the book every few years. I have some other ideas for books as well, but for the moment, I'm just taking a bit of a break. You always say we've got to refill our creative well. I really feel like that at the moment. Recently I've just got myself a personal mobile phone so that I can turn off my work one when I'm on holiday and actually take time off. Because for all the time that I was doing the book, basically from Christmas until May, I didn't have one day off. That is not good. So I'm just trying to be a bit more balanced. I had an idea to write another book for summer, but I've just decided not to, and I'm going to leave it until I feel the urge again. Jo: Oh, well done. Suzanne: Which will come. Jo: Yes, well done. Suzanne: I think there's nothing wrong with that. We just need to think what's right for us. I'm 58. So I want to be able to have time to enjoy things and not be working all the time. Jo: No, that's great. It's a sustainable business. So where can people find you and the book and your community online? Suzanne: The easiest way to find me is theindependentlandlord.com. Or if you put Suzanne Smith and landlord into Google, you'll find me as well, and there's a link on there to the book, The Good Landlord Handbook. In the community, there's a link to that on my website as well. Jo: Brilliant. Well, thanks so much for your time, Suzanne. That was great. Suzanne: Thank you.The post From Blog To Community To Book: A Non-Fiction Author's Journey With Suzanne Smith first appeared on The Creative Penn.
Renters Reform Is HERE – What Every UK Property Investor Must Do Next In this week's episode of The Property Rebel: Arsh Ellahi breaks down the biggest changes coming to the UK rental market as the Renters Reform Bill moves closer to becoming law. From the end of Section 21 "no-fault evictions" to rolling periodic tenancies and stricter compliance requirements, Arsh explains what every landlord needs to understand right now to protect their portfolio and stay ahead of the curve. Arsh also shares practical steps investors should take immediately — from tightening tenant management processes to reviewing documentation, systems, and property standards. If you're a landlord wondering how these reforms will affect your business, this episode is essential listening to help you adapt, stay compliant, and continue investing with confidence. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Article 4 Checker: https://article4checker.com/ Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app The Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
Send a textA single day can reset your entire playbook. Register Here...https://www.thepropertyunleashed.com/home-summitWe're hosting a free, live Property Growth Summit packed with nine working operators who share exactly how they're winning right now—no sales pitches, just strategies, tools, and templates you can use to sharpen your 2026 results.We kick off with a practical blueprint for choosing the right strategy for each deal, from flips and buy-to-let to HMOs and rent-to-rent, with tactics to lower upfront costs and protect margin. Then we bring clarity to the Renters Reform Bill so landlords can stay compliant, reduce risk, and safeguard income with a simple, repeatable checklist. We go deep on mindset to remove execution blocks, build daily momentum, and turn consistent actions into steady leads, offers, and completions.Design meets cash flow as we break down resilient kitchens and communal spaces that rent faster and price higher without overspending. Next, we unveil a purpose-built CRM that lets you stack deals as SA, HMO, flip, or single let in minutes, automate follow-up, and produce investor-ready numbers. Refurb veterans show you how to source below market value, lock costs before you commit, and phase works to protect cash. We'll also map the supported living and social housing route—how to match with the right providers, set durable leases, and create hands-free, impact-driven income. We close with creative finance from a seasoned broker-investor, revealing funding routes and structures most people don't even know existIt's live, it's interactive, and seats are capped at 1,000. Join us for the Q&A, grab the spreadsheets and checklists, and if you can't make every session, register to get the replay. Subscribe, share with a property friend, and leave a quick review to help more investors find the show—and tell us which session you're most excited to join.VALUABLE RESOURCES: Let me help you build your property business, Check out how I can support your investing now. Visit https://www.thepropertyunleashed.com/home My Property Investing Community called Property Education To Action, This is the best place to achieve your property goals and build the life you desire. https://educationtoaction.com Apply here: thepropertyunleashed.com — click Inner Circle “Free Goal Setting Masterclass: Build Your Life In Five Days” “If you've enjoyed these episodes, leave us a five-star review” https://www.facebook.com/groups/816926952556608 to meet like-minded property investors and be a part of the community. CONNECT WITH ME: Facebook: https://www.facebook.com/mark.fitzgerald.7921Instagram: https://www.instagram.com/markfitzgeraldentrepreneur/Linkedin: https://www.linkedin.com/in/mark-fitzgerald...
In this week's episode of The Property Rebel: Arsh Ellahi kicks off 2026 with a powerful reset on how property investors should approach the year ahead. Instead of sprinting out of the blocks like everyone else, Arsh explains why 2026 must be treated as a marathon, not a race — especially with uncertainty around legislation, the Renters Reform Bill, and wider market conditions. He urges investors to slow down, tighten their belts, and focus on stress-testing and optimising the portfolios they already own before chasing new deals. Arsh also shares real examples of deals he's already lined up — from rent-to-rent and lease options to creative purchases — proving that opportunities still exist for those who stay strategic and selective. From increasing cashflow on existing assets to spotting deals through brokers and social media, this episode is a grounded, realistic roadmap for navigating 2026 calmly, cautiously, and profitably. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
I veckans avsnitt går vi igenom två av de viktigaste förändringarna för alla som investerar i UK-fastigheter på distans: Renters Reform Bill och November Budgeten.Det här är ett must-listen för dig som vill ligga före reglerna, undvika dyra misstag och fortsätta bygga en trygg och lönsam portfölj i Storbritannien.Vi bryter ned allt på ett enkelt sätt — vad som ändras, varför det spelar roll, och hur du som svensk investerare ska agera framåt.Vill du avgöra om fastighetsinvesteringar i Storbritannien är rätt för dig? www.miracle-academy.se/courses/grundkursVill ni gå med i vår mastermind (masterminden kräver tidigare utbildning eller erfarenhet) mm@miraclepropertiesltd.comVill du ta lära dig om HMO? Kolla in vår kurs inom det!https://www.miracle-academy.se/courses/hmoOm ni vill boka upp ett samtal med oss tryck på Calendly länken https://calendly.com/miraclepropertiesltd/15minMissade du vårt senaste nyhetsbrev? Se till att kolla in det för att hålla dig uppdaterad med de senaste nyheterna och händelserna inom fastighetsinvesteringar i UK.https://us6.campaign-archive.com/?u=5b6248a33b48fa474db5c8976&id=36d4747a7bTack till alla som lyssnar, betygsätter och ställer frågor. Vi uppskattar er alla!Följ oss gärna
In this episode:✅ Career progression advice for agents✅ Exit plans and equity deals for senior leaders✅ The impact of Renters Reform✅ Why the best talent matters more than everKey Takeaway: Work backwards when considering a career move - understand what you actually want before jumping ship. The COVID boom is over, and it's time to focus on quality operators.This is where property meets people. Connect with deverellsmithWebsite: www.deverellsmith.comLinkedIn: https://www.linkedin.com/company/deverell-smith-recruitment/#PropertyRecruitment #EstateAgency #CareerAdvice #PropertyMarket #RentersReform
In Part 3, we wrap up our conversation with Phillip Coburn by focusing on strategy. What do successful landlords do that others don't? How do you keep legal costs under control while protecting your investments? From agent selection to legal timing and real-life case wins and losses, this episode is full of lessons from the frontline of landlord law. In This Episode: How to choose a legally sound letting agent When to bring in a solicitor—and when not to Cutting legal costs without cutting corners Real case stories: costly mistakes and major wins Phillip's legal outlook for the next 12–24 months What Phillip would do with a 5-property portfolio in 2025
In Part 2 of our three-part conversation with solicitor Phillip Coburn, we dive into the legal traps that catch landlords out and often cost them serious money. From missed deadlines to possession delays, this episode is packed with hard lessons and practical fixes. What You'll Learn: The biggest legal mistakes landlords make (and how to avoid them) Why deposit protection errors are more common than you think How landlords lose in court and how to stop it happening to you The impact of court backlogs after Section 21 Whether it's still worth going through the courts or not If you're a landlord, this episode could save you thousands and a lot of stress.
In this first episode of our 3-part series, we're joined by Phillip Coburn, a civil litigation solicitor with nearly 30 years' experience helping landlords navigate the legal minefield of property disputes. From tricky tenant claims to possession battles, Phillip has seen it all. We talk about the end of Section 21 and what it really means for landlords. Will you lose control over your property? What's changing in the new Renters Reform Bill? And what should you do right now to stay protected? Topics we cover: What's replacing Section 21—and is it strong enough? How Ground 1A works and what to watch out for The risks of tenancies becoming periodic by default Key parts of the new Bill many landlords haven't spotted Practical steps landlords should take now If you're a landlord or thinking of becoming one, this episode will help you stay ahead of the changes.
Send us a textIn this episode of the London Property Podcast, we unpack the sweeping changes coming with the Renters Reform Bill and their impact on the prime central London rental market. With all tenancies set to become periodic, tenants will soon be able to give notice at any time, creating potential income instability for landlords. The bill also limits rent increases to once a year, mandates landlord registration on a new database, and introduces new rules around pets in rental properties.Our experts explore how these reforms could reshape landlord-tenant dynamics, what landlords must do to prepare, and how institutional investors might seize new opportunities. Don't miss this essential discussion on one of the biggest shifts in UK property law in years. #RentersReform #PropertyLaw #Landlords #TenantsRights #PrimeLondon #RentalMarket #UKProperty #RealEstateUK #HousingReform #Section21 #Lettings #BuyToLet #PropertyInvestment #RentalReforms #PropertyPodcast #LandlordAdvice #TenancyLaw #HousingMarket #LondonProperty #ExpertInsights PROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving
Reimagining Broker SuccessA significant portion of the conversation centres around CBRE's innovative "affiliate model," a self-employed brokerage approach that provides flexibility while maintaining quality service standards. Unlike traditional employment models or other self-employed setups in the industry, CBRE's approach uniquely provides brokers with instructions and leads rather than requiring them to source their own business. "The affiliate model is essentially a self-employed brokerage model with a few differences," Ibrahim explains. "We provide brokers with instructions. We don't expect them to go out and win new instructions." This hybrid approach allows professionals to focus on their strengths in transacting rather than having to both win and execute business, while offering remuneration that wouldn't be financially viable under a traditional employment model.Potential consequences of the Renters Reform BillThe podcast also delves into pressing industry challenges, particularly the upcoming Renters Reform Bill, which Ibrahim describes as "the single biggest change to the private rented sector since 1998." While the removal of "no-fault evictions" has garnered headlines, Ibrahim highlights a potentially more significant aspect: the inability to ask tenants to pay rent in advance, which could have serious "unintended consequences." When discussing the future of real estate, Ibrahim emphasises that the fundamental issue remains insufficient housing supply. "I think fundamentally we don't build enough homes," he states, adding that the build-to-rent sector presents opportunities as private landlords exit the market due to increased regulation and taxation.Closing thoughtsAs the conversation wraps up, Ibrahim shares his wish for the industry: greater collaboration. Despite the competitive nature of real estate, he believes professionals need to communicate more openly, share ideas, and present a unified voice when addressing regulatory changes. "We don't talk to each other enough... We don't share ideas. We don't come together as an industry," he observes, noting how this lack of unity undermined the sector's ability to effectively engage with the government on the Renters Reform Bill. Ibrahim's perspective offers a refreshing take on real estate's future—one that embraces innovation, flexibility, and collaborative problem-solving to address the housing challenges facing the UK market.
Big moves happening behind closed doors – the Renters' Rights Bill is at committee stage right now, and some very surprising amendments have been proposed. From bringing back fixed-term tenancies to keeping Section 21 for small landlords, these changes could completely reshape the direction of the Bill. Nothing's passed yet – but if you're a landlord, this is your heads-up on what's being debated, what could come next, and how it all affects you. Show notes: As the Renters' Rights Bill moves through the House of Lords, a wave of proposed amendments has sparked huge debate in the lettings world. Could Section 21 stay for small landlords? Will fixed-term tenancies make a comeback? Could tenants still pay rent in advance? In this episode, we break down: What the Renters' Rights Bill originally proposed Key changes being proposed, including: The return of 12-month fixed terms Delayed abolition of Section 21 New rent controls and tribunal limits Rules around pets, guarantors, and rent in advance What happens next in the Bill's journey What landlords should do right now Whether you've got one rental or a whole portfolio, this is the update you need to stay ahead of the game.
Send us a textThe Renters Reform Bill:Key Points:- The Renters Reform Bill is currently going through Parliament and will likely be implemented in late summer or autumn- Major changes include: 1. Converting all tenancies to periodic (month-to-month) tenancies 2. Tenants can now give two months' notice at any time 3. Rent increases limited to once per year 4. Tenants can dispute rent increases through a tribunal 5. Restrictions on taking multiple months' rent upfrontSpecific Impacts for Prime Central London:- Less disruptive compared to other UK rental markets- Tenants in this area typically move more frequently- Landlords can still regain property under certain conditions (selling, personal use, etc.)- Market remains relatively fluidPotential Challenges:- Less security for landlords' rental income- Potential delays in rent increase processes- Tribunal system might complicate rent adjustmentsOverall Tone: While the bill introduces significant changes, the expert suggests it will have a less dramatic impact in Prime Central London due to the area's unique rental market characteristics.PROPERTY WEALTH - Transforming challenges into opportunities with specialist knowledge and reach. Explore the complexities of the London property market with us—insights, advice, and connections at your fingertips.Join the conversation! Share your thoughts and questions in the comments below. Don't forget to follow us for the latest updates and expert advice! https://www.londonproperty.co.uk/en/link-in-bio/#PropertyWealth #LondonProperty #RealEstate #PropertyMarket #Investment #HomeBuying #HomeSelling #PropertyAdvice #RealEstateTips #PropertyInvestment #LuxuryLiving
Rob discusses the impending landlord exodus expected to impact the UK housing market from 2025 onwards. Citing the latest English Private Landlord Survey, he highlights a significant increase in landlords considering selling their properties, rising from 22% in 2021 to 31% in 2024. The discussion delves into the various factors contributing to this trend, including recent legislative changes, rising mortgage costs, and the challenges posed by the Renters Reform Bill. KEY TAKEAWAYS A significant increase in landlords considering selling their properties is anticipated, with the percentage rising from 22% in 2021 to 31% in 2024. This trend could lead to a decrease in rental housing supply. The potential exodus of landlords may result in higher rental prices due to decreased supply, despite the government's intentions to protect renters through new legislation. Recent legislation, including the Energy Performance Certificate (EPC) regulations and the Renters Reform Bill, has contributed to landlords' decisions to sell, as many feel the environment has become increasingly unfavourable. Rising mortgage costs and inflation are putting additional pressure on landlords, making it more challenging to maintain profitability in the rental market. BEST MOMENTS "There will be a devastating landlord exodus that will hit Britain from 2025 onwards, and it's a culmination of a lot of factors." "If the supply of available housing for rent decreases... then what happens is an increase in prices." "Just under two-thirds have blamed the recent legislation changes for the decision." "Landlords have been operating in an increasingly unfriendly environment." "If all these properties were sold... that leaves a smaller pool of rental properties that are available." VALUABLE RESOURCES GET YOUR PROPERTY DEVELOPMENT FINANCE HERE: https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration SOCIAL MEDIA/CONTACT US https://linktr.ee/thepropertynomadspodcast BOOKS Property FAQs = https://amzn.to/3MWfcL4 Buy To Let: How To Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast
In this episode of WealthTalk, we explore the far-reaching impacts of the recent budget on property investment, drawing on insights from leading residential and commercial property experts.Topics covered include changes to capital gains tax and stamp duty, the challenges now facing residential landlords, and the growing opportunities in commercial property.Creativity in property acquisition is more important than ever, and pensions can serve as a powerful tool for investing in commercial properties. High streets, often overlooked, may hold untapped potential.Additionally, we dive into the Renters Reform Bill and highlight emerging trends such as high-end HMOs and commercial-to-residential conversions.If you're serious about building wealth through smart property strategies, don't miss this invaluable episode!Resources Mentioned In This Episode:>> WT266: ‘Pensions and Inheritance Tax – Post-bduget Q&A w/ Kevin Whelan'>> The 2024 Autumn Budget Breakdown Report [Free Download]>> The 2024 Autumn Budget Breakdown [Webinar Replays]>> Co-Living Revolution – Stuart Scott [Website]>> AA Accountants – Shaz Nawaz [Website]Next Steps On Your Wealth Building Journey:>> Join the WealthBuilders Facebook Community>> Schedule a 1:1 call with one of our team>> Become a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!
Legal & professional editor Jess Harrold is joined by Guy Fetherstonhaugh KC to discuss the Renters' Rights Bill currently making its way through parliament. Fetherstonhaugh addresses the social context and political history of residential leasehol that has led to the bill, and its central feature - the abolition of section 21 "no fault" evictions. He goes into detail on how the bill will reform the law in this area, and the ways in which it differs from the Conservative government's failed Renters (Reform) Bill. Fetherstonhaugh outlines the other major provisions in the bill, and highlights some areas for improvement he hopes will be addressed as the bill proceeds through parliament.
How Will the New Labour Government Transform the UK Housing Market? What will this mean for Landlords and Tenants? The election of a new Labour government, and Prime Minister Sir Kier Starmer, brings a wave of anticipation and uncertainty, particularly regarding the UK housing market and the buy-to-let property sector. As Labour's policies start to unfold, both landlords and tenants are keen to understand the potential impacts. Labour's Housing Policies Labour has long championed affordable housing and tenant rights. Their manifesto includes ambitious plans to build 1.5 million new homes over the current parliament, introduce rent controls, and increase ‘protections' for tenants. This could significantly shift the landscape for both homeowners and the buy-to-let market. The Renters Reform Bill will be resurrected and will almost certainly include an end to Section 21 ‘no fault' evictions and more ‘secure' tenancies. Impact on the Housing Market Increased Housing Supply: Labour's pledge to build more homes aims to address the chronic housing shortage. This could stabilize or even reduce house prices, making it easier for first-time buyers to enter the market. Affordability: By increasing housing supply, Labour hopes to make homes more affordable. This is particularly beneficial for young people and families currently priced out of the market. Effects on the Buy-to-Let Market Rent Controls: One of the most talked-about Labour policies is the introduction of rent controls. While this aims to protect tenants from excessive rent hikes, landlords might see a cap on their rental income, potentially reducing the profitability of buy-to-let investments. Tenant Protections: Enhanced tenant protections could include longer tenancies and restrictions on eviction procedures. This provides tenants with greater security but might limit landlords' flexibility in managing their properties and will be a challenge to small landlords. Tax Changes: Labour has suggested revisiting tax reliefs available to landlords. Possible reductions in tax incentives could discourage new buy-to-let investments and prompt some landlords to sell their properties. What This Means for Landlords Landlords might face increased regulation and potentially lower returns on their investments. It is crucial for landlords to stay informed about new policies and consider strategies to adapt, such as focusing on property quality and location to attract long-term tenants. What This Means for Tenants Tenants are likely to benefit from increased protections and potentially lower rents. Labour's policies aim to create a fairer rental market, offering tenants more stability and affordability. Immigration The new Prime Minister has promised to deal with the “small boats” illegal immigration, as well the “processing” the huge backlog of asylum cases. He refused to say what he means by “processing” applications, but it will probably involve some kind of an amnesty or “legacy” scheme as implemented by the Blair government. In practice, hundreds of thousands of migrants will be granted leave to remain whether or not the arrived in the UK legally. This means asylum seekers will be able to work and could see an end to temporary housing and hotel accommodation. Conclusion Prime Minister Sir Kier Starmer's Labour government's policies are set to bring significant changes to the UK housing market and the buy-to-let sector. While tenants stand to gain from greater protections and affordability, landlords may need to navigate tighter regulations and potentially lower profits. Staying informed and adaptable will be key for all parties involved. Understanding these potential changes is crucial for navigating the evolving landscape of the UK housing market. Stay tuned for more insights and expert advice on how to manage your property investments under the new Labour government. Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s 3 Steps To Unlocking Financial Freedom! Could you do more with your money and finances? I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #finance #moneytraining #moneymanagement #wealth #money #UKHousingMarket #BuyToLet #LabourGovernment #PropertyInvesting #TenantRights #LandlordTips #HousingPolicy #AffordableHousing #RentControls #RealEstateInvesting #UKProperty #PrimeMinisterSirKierStarmer #section21 #section21nofaulteviction
We're joined by Estate Agent and Landlord, Russell Hunt whose company, PetsLets, specifically focuses on finding properties for people with pets. We chat about why the conversation about renting pet friendly accommodation as fallen off the ‘radar' of late.We discuss why it is important that whichever party wins the upcoming election, they will prioritise the Renters Reform Bill particularly where the clause section 21 is concerned that currently gives powers to Landlords for short notice terminations and evictions. Despite over half of Briton's owning a dog, renting with pets is still considered a niche market, with many estate agents focusing on lets without pets, rather than thinking more inclusively. We chat about the pros and cons of additional insurance, and why unfortunately some landlords may have been disappointed by irresponsible owners and as with everything it's the minority that spoils it for the majority. Russell explains that the issue is partly down to supply and demand, and that often Landlords accept the highest bidder that appears to be the lowest maintenance for the property. We segue and talk about Leasehold properties too and why before agreeing to any purchase or rent, ensure that your dog's name, is on the lease!For more information visit petslets.com or follow on Instagram or TikTokFor more about Anna go to annawebb.co.ukMusic and production by Mike Hanson for Pod People ProductionsCover art by JaijoCover photo by Rhian Ap Gruffydd at Gruff PawtraitsTo advertise on or sponsor A Dog's Life email: info@theloniouspunkproductions.com
The Renters Reform Bill is the final nail in the coffin for many landlords, leading to a mass exodus from the rental market, resulting in even higher rents and increased homelessness. How will this affect you ? The Daniel Latto Podcast Show is brought to you by Daniel Latto, A UK Born Brit, now living in Spain where he runs his multi million pound property portfolio, as well as a successful Digital Marketing Agency. In these podcasts, we'll go through tips, tactics and strategies you can implement to grow your wealth. The podcasts covers three main areas 1. Cut Costs 2. Generate Cash (Business) 3. Invest the rest (Property) The Podcast is hosted by Daniel Latto. Daniel Latto is a originally from Leeds, and now lives in the Mediterranean providing advice for business owners and entrepreneurs. You can contact Daniel Latto at his website at https://daniellatto.co.uk/
It's the most talked-about topic in the property world right now: the Renters Reform Bill. After finally making its way through the House of Commons, the bill seems close to being passed – but what does this mean for property investors? We also look at an unexpected move for house prices, talk about the latest Bank of England moves, and find a surprise lurking in the rental data. (0:35) Renters reform bill - the facts and our opinions (9:35) A house price surprise (13:30) Let's look at mortgage rates (17:28) What's the latest data on rents? (20:02) Hub Extra Links mentioned: Property Hub YouTube - Landlords: Is this the end? House prices: Nationwide house price index Halifax house price index RICS resident market survey Mortgages: Traders bet against sterling in belief BoE will cut rates by summer Rents: Rightmove rental tracker Hub Extra: Dial a pilot Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
Five years ago the government said it would reform the private rental market, but charities that once backed the Renters Reform Bill have now turned against it.To find out more about Tortoise:- Download the Tortoise app - for a listening experience curated by our journalists- Subscribe to Tortoise+ on Apple Podcasts for early access and exclusive content- Become a member and get access to all of Tortoise's premium audio offerings and moreIf you want to get in touch with us directly about a story, or tell us more about the stories you want to hear about contact hello@tortoisemedia.com Hosted on Acast. See acast.com/privacy for more information.
Five years ago the government said it would reform the private rental market, but charities that once backed the Renters Reform Bill have now turned against it.To find out more about Tortoise:- Download the Tortoise app - for a listening experience curated by our journalists- Subscribe to Tortoise+ on Apple Podcasts for early access and exclusive content- Become a member and get access to all of Tortoise's premium audio offerings and moreIf you want to get in touch with us directly about a story, or tell us more about the stories you want to hear about contact hello@tortoisemedia.com Hosted on Acast. See acast.com/privacy for more information.
What landlords/investors need to know about the Renters (Reform) Bill In our latest podcast, Sebastian Taylor, a partner in our London Real Estate team, is joined by Matthew Bonye, Head of Real Estate Dispute Resolution, and Shanna Davison, Professional Support Lawyer, to discuss the Renters (Reform) Bill, the impact it will have on the private rented sector and steps that landlords/investors should be taking to protect their position.
With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month's biggest news stories – including yet more shocking political developments... (0:44) The unexpected surprise for our economy (2:05) Are interest rate cuts on the way? (3:25) What's the latest on the housing market? (6:50) How's the rental market looking? (9:35) Let's talk politics – rental reform bill… (10:26) “Do as the rich do, not what they say” (12:55) Hub Extra Links mentioned: Economy: UK inflation falls to 3.4% in February Interest Rates: Rate cuts are ‘on the way': BoE's Bailey The Mortgage Works cuts BTL rates Housing Market: Annual house price growth edges up in March Rightmove house price index Share of first-time buyer sales hits record high Rental Market: Landlords could be banned from raising rent under radical SNP crackdown Generation Rent claims rent control proposal still not tough enough Zoopla UK Rental Market Report – March 2024 February data points to normalising lettings market: Foxtons Rental Reform Bill: Gove bringing Renters Reform Bill back to Commons in mid-April Angry tenant groups slam Renters Reform Bill changes Misc: YouTube: If You Want To Buy A House, Buy NOW Wealthy investors plan to raise UK property holdings: Investec Lime App Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
Renters Reform Act could fail, but is this good news for landlords? Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Section 24 Tax Hike Solutions Revealed By Property Accountant Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s In this 45 minute interview we discuss: What is Section 24 and when did George Osbourne introduce this tax hike on landlords? 6 options available to landlords with buy-to-let properties in their own name What is classed as a property business and property partnership? Ramsay v HMRC (2013) case explained Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more… Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail. Find out what you can do in this video. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. #buytoletlandlord #propertyinvestment #section24tax #georgeosborne #financialfreedom #FinancialEquality #FinancialIndependence #money #MoneyManagement #rentersreform #landlord #section24 #section21 #property
Interest rates remain the same, but what does this mean for the property market? Tune in as Rob & Rob give you this month's key information on rents, mortgages, government shenanigans and more! (1:10) Interest rates update (1:43) Big news on house prices (7:10) Rents slowly increase (8:57) Mortgage approvals are up again, but what about the rates? (10:06) What's going on in the House of Commons (15:25) Hub Extra: The Price Of Money Links mentioned: House Prices Nationwide house price index Zoopla house price index Monthly sentiment survey from RICS members Rents Rightmove rental trend tracker Mortgages Bank of England money and credit Politics IFS -It's time to stamp on a tax that penalises landlords and renters Landlords welcome pragmatic amendments to rental reform plans What will happen to the Renters (Reform) Bill should Labour come to power? Sunak considers radical plan for 99% mortgages to help first-time buyers Follow Rob B & Rob D on LinkedIn Purchase Rob D's book The Price Of Money here Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
Sarah Jackman is joined by Guy Fetherstonhaugh KC, barrister at Falcon Chambers, to discuss the legislative developments that have had the biggest effect during 2023. Fetherstonhaugh addresses the continuing "huge impact" of the Building Safety Act 2022, which has continued to sire a stream of secondary legislation this year, and is beginning to lead to a number of cases. Turning to residential reform, he addresses proposals in the Renters (Reform) Bill and the Leasehold and Freehold Reform Bill. In addition, Fetherstonhaugh tackles the implications for landlords of the recently enacted Levelling-up and Regeneration Act 2023, and the massive significance of the Minimum Energy Efficiency Standard regulations. But what are his thoughts on continuing litigation under the Landlord and Tenant Act 1954 and its upcoming scrutiny by the Law Commission - and what legislative change would he most like to find in his Christmas stocking?
In the latest episode of the property and politics podcast former minister Mark Prisk and EG journalist Piers Wehner look at the runners and riders in this year's King's Speech. Will the Renters (Reform) Bill have an easy ride? Will the Leasehold and Freehold Bill fall at the first hurdle? Will they all simply run out of time? And what other stalking horses might appear and which may fail to make it out of the gate?
Rob recaps the key points from the recent King's speech, focusing on housing-related announcements. The first major point is the introduction of a new leasehold and freehold bill, which will ban leaseholds for new houses in England and Wales. Additionally, the standard lease extension period will be increased to 990 years. Rob talks about the potential benefits of these changes, such as providing clarity and security for homeowners. KEY TAKEAWAYS The King's speech announced a new leasehold and freehold bill that will ban leaseholds for new houses in England and Wales, while increasing the standard lease extension period to 990 years. This aims to provide more clarity and security in the property market. Banning leaseholds for new homes is seen as a positive move for the property market, as it eliminates potential issues with leases and ground rent. However, it is not expected to have a significant impact on flats, which are commonly leasehold. The extension of lease periods to 990 years presents an opportunity for buyers to acquire properties with shorter lease terms at discounted prices and then extend the lease, adding value and ensuring long-term security. The Renters Reform Bill, mentioned in the King's speech, will eventually ban no-fault evictions in England. However, this will only come into force after reforms to the court system, which could take a considerable amount of time. BEST MOMENTS "I do think banning leaseholds for new homes is probably a good thing." "It's tidying up the system a little bit... You've added value and you've got a bit more of a long-term security when it comes to that flat." "The Renters Reform Bill, it will come into law at some point... but it will only come into force after reforms to the court system." "From a landlord's point of view, it's an absolute pain in the backside." VALUABLE RESOURCES GET YOUR DEVELOPMENT FINANCE HERE: https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast ABOUT THE HOST Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ's. BOOKS Property FAQs = https://amzn.to/3MWfcL4 Buy To Let: How To Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WHERE TO FIND US https://linktr.ee/thepropertynomadspodcastuk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcastThis show was brought to you by Progressive Media
As the Israel Gaza crisis continues, pressure grows on both Rishi Sunak and Keir Starmer to back calls for a ceasefire. Sacha Deshmukh, Chief Executive of Amnesty International UK, explains why he supports it and what else needs to happen for it to be meaningful. He also has advice for how you can help, either through safe protest, or through donation. Nish and Coco also ‘celebrate' Rishi Sunak's year at Number 10, revealing their highs and lows of 12 months of Sunak.Is the Government's promise to end ‘no-fault' evictions being kicked into the long grass? Nish and Coco try and work out the political manoeuvring, with the help of Toby Lloyd, who was the Downing Street housing adviser who persuaded Theresa May to promote the policy when she was Prime Minister. He also reveals what it was like to work inside the cramped rooms of Number 10…where there's every chance that your meeting might be disturbed by the Chancellor's wife coming home with the food shop!Plus find out why Coco has been having a “fat bear week”. This week Nish and Coco's great nominations for hero and villain of the week can be found on our social media platforms…find out by why bankers are winding up Nish, and why Coco's fallen in love with a sheepdog.Pod Save the UK is a Reduced Listening production for Crooked Media. Contact us via email: PSUK@reducedlistening.co.ukWhatsApp: 07514 644 572 (UK) or + 44 7514 644 572Insta: https://instagram.com/podsavetheukTwitter: https://twitter.com/podsavetheukTikTok: https://www.tiktok.com/@podsavetheukFacebook: https://facebook.com/podsavetheukYouTube: https://www.youtube.com/podsavetheworldGuests:Sacha Deshmukh, Chief Executive of Amnesty International UKToby Lloyd, Housing policy expert Audio credits:The Guardian10 Downing StreetParliamentlive.tv
Welcome to the PoliticsJOE Pubcast.Oli and Ava are joined by producer Laura for a segment on the pro-Palestine and Israel rallies that took place in London this weekend. Then, Ava explains how we're all being screwed by landlords and why Michael Gove - and his Renters' Reform Bill - may be our saviour. Presenters: Ava Santina and Ed CampbellProducer: Laura BeveridgeSting design: Chris WhiteProduction: Seán Hickey and Shawnee Linstead Hosted on Acast. See acast.com/privacy for more information.
Rishi Sunak is keen to pitch the UK as a switched-on tech trendsetter. But one week from the government's flagship AI summit, can the PM achieve his ambitions? Reporter Mark Bergen tells us the UK is a leader is some sectors, but there are plenty of challenges. Plus: the Renters Reform Bill, which will abolish 'no fault' evictions is debated by MPs after being heavily delayed. Some Tory backbenchers are reported to be unhappy at the plans. We ask Bloomberg's Damian Shepherd what they will mean for tenants, landlords and the housing market. Hosted by Stephen Carroll and Yuan Potts. See omnystudio.com/listener for privacy information.
Hit play to dive into your October Market Update – that time of the month where Rob & Rob cover the hottest stories and key information that you need to know about as a property investor. (1:05) House prices - what's happening? (2:30) Mortgage news (5:16) Rent talk (8:14) Rob's rant: HS2 (10:34) Damp and mould - new Government guidance (12:00) EPC rules scrapped (12:24) Renters Reform Bill (12:50) New York ban Airbnb - is more to come? (14:50) Hub Extra Links mentioned: Silent property crash Damp and mould guidelines Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
Rob talks about the three key reasons why landlords are choosing to sell their properties. He highlights the challenges landlords are facing, including increased mortgage costs, higher taxes, and uncertainty surrounding legislative changes, and sheds light on the difficulties landlords are currently experiencing and the potential implications for the rental market. KEY TAKEAWAYS Landlords are facing challenges that are causing them to sell their properties, including increased mortgage costs, higher taxes, and uncertainty about legislative changes. The supply of rental housing is decreasing as landlords sell more properties than they are buying, leading to potential increases in rent prices. Increased mortgage costs are impacting landlords' cash flow and profitability, making it more difficult for them to sustain their property businesses. Higher taxes, such as the stamp duty surcharge and the reduction in tax relief on mortgage interest, are adding additional financial burdens for landlords. Uncertainty surrounding legislation, particularly regarding energy performance certificates and the Renters Reform Bill, is causing indecisiveness among landlords and potentially making it more challenging for them to manage their properties and tenants. BEST MOMENTS "Landlords are taking an absolute battering." "Supply of rental housing is probably decreasing." "Increased mortgage costs have been a bit of a pain in the backside." "Higher taxes are another cost of business, not an ideal cost of business, but a cost of business nonetheless." "The Renters Reform Bill is just another pin in the voodoo doll, another pain in the backside thing." VALUABLE RESOURCES GET YOUR DEVELOPMENT FINANCE HERE: https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast https://www.msn.com/en-gb/money/homeandproperty/the-four-pressures-making-landlords-sell-up/ar-AA1g1VGI?cvid=c4aa068f7826452fd7ff7b6d73d5b16c&ocid=winp2fptaskbar&ei=7 ABOUT THE HOST Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ's. BOOKS Property FAQs = https://amzn.to/3MWfcL4 Buy To Let: How To Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WHERE TO FIND US https://linktr.ee/thepropertynomadspodcastuk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcastThis show was brought to you by Progressive Media
Investing in property has long been a popular avenue for generating income in the UK, but with mortgage rates hitting a 16 year high, the standard buy-to-let model does not stack up alongside borrowing. While standard buy-to-let properties have traditionally dominated the market, alternative strategies such as serviced accommodation, holiday letting, and houses in multiple occupation (HMO) are gaining traction as landlords look to increase returns to offset high borrowing costs and more red tape. Many experts are predicting a property market crash – see Housing Market in Deep Trouble https://youtu.be/USGREwntT1IIn this article, we will delve into the pros and cons of each strategy, as well as explore the associated risks and tax benefits for landlords under UK tax law.Watch video version - https://youtu.be/5uJcr7YoPso 1. Serviced Accommodation Serviced accommodation refers to the rental of fully furnished properties on a short-term basis, often targeted at business travellers, tourists, or corporate clients. Pros:- Higher rental yields: Compared to traditional buy-to-let, serviced accommodation can provide significantly higher rental yields due to premium rates charged for short-term stays.- Flexibility: Landlords have the option to use the property for personal use when it's not occupied, offering flexibility in terms of availability and usage.- Strong demand: Popular tourist destinations and major business centres tend to attract consistent demand for serviced accommodation. Cons:- Increased management requirements: Regular cleaning, maintenance, and managing guest turnover can be more time-consuming and require active involvement from landlords.- Seasonal demand fluctuations: Depending on location, occupancy rates may fluctuate seasonally, resulting in periods of high demand and low demand.- Regulatory considerations: Compliance with local regulations, licensing requirements, and health and safety standards can be more stringent for serviced accommodation. 2. Holiday Letting Holiday letting is similar to the above model and involves renting out a property for short-term vacations, typically in popular tourist destinations. Pros:- Attractive rental income: During peak vacation seasons, holiday lets can generate substantial rental income due to premium rates charged for short stays.- Personal use: Landlords can enjoy using the property for personal vacations during off-peak periods.- Tax advantages: Holiday letting can offer certain tax benefits, including the ability to claim capital allowances and potentially qualifying for certain reliefs. Cons:- Seasonality: Demand for holiday lets can be highly seasonal, leading to potential periods of low occupancy during off-peak seasons.- Management challenges: Similar to serviced accommodation, managing bookings, cleaning, and maintenance can be more labour-intensive.- Increased competition: Popular tourist destinations often have high competition among holiday let properties, requiring landlords to differentiate their offerings to attract guests. 3. Houses in Multiple Occupation (HMOs) HMOs are properties rented out to multiple unrelated tenants who share communal areas, such as kitchens and bathrooms. Pros:- Higher rental income potential: Renting out individual rooms within an HMO can generate higher rental yields compared to traditional buy-to-let properties.- Diverse tenant pool: HMOs can attract a range of tenants, including young professionals, students, and single individuals.- Demand stability: In areas with a high demand for affordable housing or near educational institutions, HMOs can provide consistent demand for rental properties. Cons:- Licensing and regulations: HMOs are subject to specific licensing requirements and regulations, which can vary between local authorities.- Management challenges: Managing multiple tenants, ensuring communal areas are maintained, and resolving disputes can be demanding for landlords.- Potentially higher costs: HMOs may require additional safety measures and compliance expenses, such as fire safety systems and regular inspections. Tax Considerations Landlords should be aware of the tax implications of each strategy. Depending on individual circumstances, there may be specific tax benefits, including allowable expenses and tax deductions. Seeking advice from a tax professional is essential to navigate the complex UK tax landscape. Conclusion Alternative buy-to-let strategies offer landlords in the UK diverse opportunities to maximize their rental income. Serviced accommodation, holiday letting, and HMOs each come with their own set of advantages and challenges. Understanding the risks, tax implications, and individual goals can help landlords make informed decisions when exploring these alternative strategies. With the right management, there is no doubt that serviced accommodation can increase net returns for landlords, as well as removing them from current housing legislation and the forthcoming tougher legislation proposed under the Renters Reform Bill.For more information on renters reform, see my YouTube video: ‘Trouble Ahead for Landlords' https://youtu.be/_QpXWoYmG3UIf you would like more information and an assessment on letting your property hassle free, hands-off with FULL MANAGEMENT using the serviced accommodation model, email southherts@localagent.co.uk with your property details and location. 3 Steps To Success Money Management!I want to help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment.https://bit.ly/3QPp8IH #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth #bankofengland #inflation #money #servicedaccommodation #holidaylet #HMOrental #holidatrental #airbnb #booking.com This show was brought to you by Progressive Media
Landlords, lettings and deposits – expert advice from Hamilton Fraser
In this episode of The Property Cast, Eddie and Paul are joined by special guest Paul Sowerbutts, Head of Legal at Landlord Action, to discuss how the proposed changes to evictions will affect landlords. How will scrapping Section 21 really impact tenancies and, given the delay in implementing the changes proposed under the Renters (Reform) Bill, what are Paul's tips for navigating current and future tenancies? From a potted summary on how Section 21 works as it stands and how landlords can avoid the pitfalls of getting it wrong, to retaliatory evictions, the implications of changes to Section 8, and insights from the experts on what is happening on the ground with the courts, the bailiff shortage and the wider private rented sector, this episode is packed with advice from the coalface.
185 - We're excited to be joined by the Chief Executive of the National Residential Landlords Association, Ben Beadle. With so much change going on in our sector, we really do need this guidance.⭐The National Residential Landlords Association is the membership body that represents over 100,000 landlords across England and Wales⭐The Association was founded in 2020 and really provides that first class support, advice, and learning resources to landlords⭐ Ben has been a landlord for over 20 years and has also had a lengthy career in housing in Places for People and at the TDS. He is also a familiar face in the sector and in the mediaBen gives us the lowdown on what he thinks of the Renters Reform Bill and how the NRLA can help rent to rent business owners.Thinking of joining the NRL? Find out more here: https://www.nrla.org.uk/joinClick here to watch and listen to the episode✅ https://rent2rentsuccess.com/185 ✅You can find out more about the ethical way to make money from properties you don't own with our FREE Rent to Rent Masterclass and Guide.✅ Free Rent 2 Rent Success Guide & Masterclass✅ Support the show
In this episode of the podcast Will Barber Taylor, Chair of the Yorkshire and Humber Young Fabians and new host of the podcast, speaks to Conor O'Shea, the Policy and Public Affairs Manager at Generation Rent about the forthcoming Renters (Reform) Bill, an important piece of legislation that is set to change the rights of renters in England. They also discuss how renting is different for students and the renting policies of the Conservatives and Labour.
Criminals are targeting victims more effectively and exploiting banking apps on phones to steal thousands of pounds. That's the warning from one of the UK's most senior fraud officers, Detective Superintendent John Roch, who runs the Economic Crime Unit for London's Metropolitan Police. He's been speaking exclusively to Money Box - and you can hear that interview in full. The Financial Conduct Authority has told this programme it has been speaking to Scottish Widows about concerns over the company's poor customer service. For the past year Money Box has been investigating complaints about the insurance and pensions firm. Customers have been contacting us to say they have faced lengthy delays when they have tried to get hold of their money. We'll hear from some of those listeners and get a response from Scottish Widows which says its overall service levels are getting back to normal as it continues to work hard behind the scenes. It says it has significantly increased the number of colleagues answering calls and dealing with customer requests. Long-awaited plans to shake up the private rented sector in England were finally released this week. The Renters' Reform Bill includes some very significant changes, including abolishing section 21 or so-called "no-fault" evictions and preventing landlords from banning tenants who claim benefits or have children. We'll discuss what this means for renters' rights. And war widows who were forced to forfeit their pensions will receive a lump sum payment after a long running campaign. How will it work and who's eligible? Presenter: Felicity Hannah Reporter: Dan Whitworth Researchers: Sandra Hardial and Jo Krasner Editor: Jess Quayle (First broadcast 12pm, Saturday 20th May 2023)
CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them. KEY TAKEAWAYS The new bill will get rid of section 21, which is a 2-month eviction notice that can be served without grounds. The announcement of this bill is accelerating the mass exodus of landlords. It's important to read into the bill yourself and not just look at headlines and rumours. There will always be tenants and therefore opportunities for landlords to make money but it might mean an increase in rent for many. Whilst changes by government are often called reforms, Kieran believes there are a whole host of things in the past that have made things worse for both tenants and landlords including epc criteria and the inability to offset interest. If legitimate landlords are having to charge more because of new legislation then those who can't afford rent will instead look to rogue landlords. The bill talks about changes to allowing pets but it actually may put landlords in a better position as it states that insurance by the tenant will need to be bought to cover damage. It's not just landlords that ask tenants to leave, tenants often want to leave after shorts amount of time too. Ultimately cost will be going up for both landlords and tenants as a result of this bill. BEST MOMENTS “None of this is set in stone there are potentially things that could be changed” “There are laws in this country that protect tenants” “Landlords will just have to get better at using the section 8” “A buy to let landlord will only be there if they can make money” “All of this stuff can be used as an opportunity” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive ‘Brought to you by Progressive Media': https://progressivemedia.uk/This show was brought to you by Progressive Media
Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week's market news, and learn how you should respond. (0:54) What's going on with house prices? (6:46) Are city house prices suffering? (9:01) How are the top cities performing? (10:23) What's going on with the mortgage market? (14:35) What's the latest on the Renters Reform Bill (15:13) Upcoming changes to EPC ratings (16:00) Is the leasehold reform coming soon? (17:04) Hub Extra Links mentioned: Annual house price growth slips back in May Are UK house prices falling in May 2023? Rightmove House Price Index Hometrack House Price Index The Era of Huge UK House Price Rises Is Ending, Economist Says Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted Leasehold WILL be abolished if we get into power, promises Labour OFFICIAL: Latest evictions surge ‘due to reforms pushing out landlords' Houses vs Flats – So many people get this wrong! Send to Kindle Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.
James D'Souza discusses the Renter's Reform Bill 2023 - what it means, how it might affect you, and what to expect when it comes into force. KEY TAKEAWAYS This was first raised in the 2019 Conservative manifesto, with the aim of creating a fairer rental market for all, balancing the power between tenants and landlords. Rents can only be increased once per year, must be a fair figure in line with inflation, and must be a justified increase. Ombudsmans will be settling disputes from now on, at a cost to landlords. This forces landlords to prevent such measures being taken in the first place. BEST MOMENTS 'Now the dust has settled, we can take a look at what those changes are' 'We want to be fair as landlords and give our tenants good homes' 'We should only provide homes we would wish to live in' VALUABLE RESOURCES This Property Life - https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Property Wealth System YouTube - https://www.youtube.com/c/PropertyWealthSystem To enter the competition, make sure you follow or subscribe to the podcast and leave a review, LIKE the Property Wealth System page on Facebook (SEE LINK BELOW), and then TAG 3 friends on the competition post you'll find there! ABOUT THE SHOW This Property Life is hosted by the team at Property Wealth System. We are a collective of experienced active investors passionate about all things property. Caroline Claydon Caroline Claydon has over 22 years experience in investing in property but it's only the last 12 years she's operated as a professional investor. Her and her husband have built their portfolio throughout the UK covering strategies from buy to let's, social housing, HMOs, developments and more recently a hotel. She has travelled the world training people for the last 10 years on how to invest, scale and accelerate their UK property businesses regardless of where they are based. Caroline loves helping people reach their full potential by changing their mindsets to money, debt, property and investing. James D'Souza started investing in property from a young age and now owns a significant portfolio of buy-to-let properties, professional HMO's and commercial developments. Whilst actively growing his own property business, James helps countless other people start and scale their own property journey. CONTACT METHOD You can join Caroline and James along with a whole host of other like-minded investors in the Property Wealth System Facebook Community: https://www.facebook.com/groups/propertywealthcommunity Caroline Email: caroline@propertywealthsystem.co.uk Caroline Linkedin: https://www.linkedin.com/in/caroline-claydon-property/ James Email: james@propertywealthsystem.co.uk James Linkedin: https://www.linkedin.com/in/james-d-souza-552342104/This show was brought to you by Progressive Media
Ben Beadle, Chief Executive at National Residential Landlords Association, visited the WatkinSofa in late May 2023 to discuss the Renters' Reform Bill and its impact on the Lettings Industry.
Jess Harrold is joined by Imogen Dodds, of Falcon Chambers, to discuss the Renters (Reform) Bill recently introduced to parliament – legislation intended to deliver the government's long-standing promise to abolish so-called "no-fault" section 21 evictions. Dodds explains the political background to the Bill, offers a comprehensive outline of the proposals contained in the current draft and details the practical implications for landlords and tenants – including increased security of tenure for the latter and new grounds for seeking possession that will become available to the former. In addition, Dodds appraises how well the Bill as drafted addresses the issues facing the residential sector and balances the competing interests of landlords and tenants, and offers thoughts on how smooth its passage through parliament may be.
The UK rental market is set to undergo a significant transformation with the recent publication of the Renters Reform Bill. This proposed legislation aims to strengthen the rights of tenants while limiting the power wielded by landlords. With the increasing demand for affordable and secure housing, the bill seeks to create a fairer and more balanced rental sector. Let's summarise some of the key provisions outlined in the bill that will impact both tenants and landlords: Section 21 ‘no fault' evictions to be abolished. The end of section 21 “no fault” evictions, meaning a landlord will only be ‘allowed' to evict a tenant if they have a “reason”, e.g. antisocial behaviour, unpaid rent, or a need to sell the property A new ombudsman to resolve disputes between tenants and landlords A new property portal that landlords MUST register with, allowing tenants to view information about their landlord before signing a tenancy agreement Tenants to be given the legal right to request a pet, such as a dog or cat, in “their” home A new Decent Homes Standard that will set minimum standards for the quality of housing Blanket ban on benefit tenants to be abolished. Will be illegal for landlords and agents to have blanket bans on renting to tenants in receipt of state benefits. The Bill will become law after passing through the commons and House of Lords where it will be debated and scrutinised by MP's and Lords. The opposition Labour Party largely support the tougher legislation and the also government has majority in parliament. See also: Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up Misery For Mortgage Holders As UK Interest Rates Rise AGAIN - https://youtu.be/BNe5eV37iiM What is your biggest money worry? I want to show you how can you: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #interestrates #property #mortgages #remortgage #firsttimebuyer #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealthThis show was brought to you by Progressive Media
181 - We've been waiting for it for a while and finally the Government have published the Renters Reform Bill! But remember, this is just the draft legislation, so what is proposed may not be introduced exactly how it is outlined in the draft.Whatever the decision and whatever comes into force, people are forecasting that this legislation will come into law around early 2024. There are 6 main areas covered in the draft which I am going to talk through, as well as what the impact is for rent to rent HMOs. Could this be the end of buy to let?I personally feel there is not a huge change from how we operate now...But see what you think!Click here to listen to the episode✅ https://rent2rentsuccess.com/181 ✅You can find out more about the ethical way to make money from properties you don't own with our FREE Rent to Rent Masterclass and Guide.✅ Free Rent 2 Rent Success Guide & Masterclass✅ Support the show
Never ones to shirk a challenge, Nish and Coco launch ‘Chat Shit Get Banged', their campaign to stop politicians from lying. They get some expert help from Will Moy, from fact checkers Full Fact - he's dedicated his life to correcting the mistakes and mistruths of the people elected to lead us…not mislead us. With a general election on the horizon next year, he tells them he's done with “bullshit manifestos”, and reveals how AI could help root out the liars.Campaigning works! Nish and Coco dissect the new Renters Reform Bill, which has finally been published thanks to the tireless efforts of people like our guest Anny Cullum, one of the founders of the community union Acorn. But does it go far enough? The Bill doesn't really address rocketing rents, so we ask if rent controls are the next battleground.Plus, Nish takes on the NatCons, but has a rare good word for Jacob Rees-Mogg. We also introduce you to Marvel's newest superhero: Ombudsman, and find out why Coco knows so much about rats' mating habits.If you want to support Full Fact's campaign to amend the rules to make it easier for politicians to correct mistakes, then you can sign their petition here: https://actions.fullfact.org/petitions/mps-owe-us-truth/?utm_source=%2F&utm_medium=home Pod Save the UK is a Reduced Listening production for Crooked Media. Contact us via email: PSUK@reducedlistening.co.uk. WhatsApp: 07514 644572 (UK) or + 44 7514 644572Twitter: @podsavetheukGuests:Will Moy, Chief Exec of the fact checking charity Full Fact Anny Cullum, Policy Officer and Researcher for the tenants and community union ACORNAudio credits:https://nationalconservatism.org/@NatConTalk
It's the biggest issue facing Britain in a generation. The UK's broken housing market is fuelling deprivation and poverty on a vast scale - and policymakers are struggling to find a solution. In this week's episode of The i Podcast, we are taking a deep dive into how the UK became addicted to rising house prices and the effects of this, from leaseholders to renters, and homeowners grappling with soaring interest rates.Our guide on this journey is i housing correspondent Vicky Spratt, who explores what can be done to fix Britain's housing mess. Vicky is also taking your questions on matters including if we are on course for a house price crash, the 100 per cent rate mortgage, leasehold reform, and shared ownership. She's also answering your questions on solutions such as a land value tax and the upcoming Renters Reform Bill.Sign up to Vicky's newsletter here: https://inews.co.uk/my-account?ico=signup_header Produced by Julia Webster. The executive producer is Albert Evans.Music featured is by Michael Kobrin and Lexin Music - licensed via Pixabay.Check out their music here:https://pixabay.com/music/modern-classical-the-introvert-michael-kobrin-10959/https://pixabay.com/users/lexin_music-28841948/ Hosted on Acast. See acast.com/privacy for more information.
London's renting crisis isn't going away anytime soon. Figures show that annual rent growth has risen by 20% in the capital, the shortage of affordable rental accommodation is increasing, and the lack of protection for private tenants means the Renters' Reform Bill can't come quickly enough. Prudence Ivey, the Evening Standard's Homes & Property Editor, explains the current issues and trends in the London rental market.In part two, Conor O'Shea from Generation Rent, a campaign group led by and for private renters in the UK, reveals what happened when they sat down with Secretary of State for Levelling Up, Housing and Communities, Michael Gove, to discuss the Renters' Reform Bill. Hosted on Acast. See acast.com/privacy for more information.
This weeks Ask The Angels question is from Eileen and she wants to know how the Renters Reform Bill can impact her rent to rent business.So, here is Eileen's question...“Have you read the Renters Reform Bill published on 16 June?What will it mean for rent to renters?”This is a great question and the best place to start is looking at what the Renters' Reform Bill is.⭐The bill is part of the government's latest white paper – A Fairer Private Rented Sector. ⭐The government describe it as “delivering a fairer, more secure, and higher quality Private Rented Sector”. ⭐It's the biggest changes for the rented sector in the last 30 years.⭐Originally proposed back in 2019, the Renters Reform Bill has been long awaited as it was proposed that it would end the ‘unfair situation' where renters can be evicted for no reason and tackle ‘unfair rent increases'.In this episode I'm going to talk through the details and the impact the bill will have on rent to rent. *Do remember, none of this is law yet, this is what's proposed and it may or may not actually be introduced in law exactly as is. And the government says at least 6 months notice will be given*Visit the episode page to hear the full answer and ask your question!✅ https://rent2rentsuccess.com/ata68 ✅You can have you question answered at✅ https://rent2rentsuccess.com/ask ✅If you're also at the beginning stage and you want the full overview of how all this works.Get your free Rent 2 Rent Success Masterclass & Guide which takes you through the process ✅ https://rent2rentsuccess.com/guide ✅ Support the show