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As hosts Merryn Somerset Webb and John Stepek, continue on with part 3 of their UK housing mini-series, they help answer a listener question on the pros and cons of buying a shared ownership property in the UK. They are joined by Ray Boulger, of independent mortgage brokers, John Charcol. See omnystudio.com/listener for privacy information.
In her maiden Budget, Rachel Reeves announced she would not be extending stamp duty thresholds for first time buyers nor did she increase the Lifetime Isa cap.FT Adviser senior reporter Alina Khan speaks to Brian Byrnes, head of personal finance at Moneybox, Ray Boulger, senior mortgage technical manager at John Charcoal, and Danny Norris, mortgage and protection specialist at Premier Property Solutions, to find out how first time buyers will be impacted and what can be done to get more people on the property ladder. Hosted on Acast. See acast.com/privacy for more information.
Labour has won by a landslide in the 2024 General Election but what does this mean for tax policy, people's pensions and housing?Amy Austin, news editor at FT Adviser speaks to Claire Trott of Technical Connection, Ray Boulger of John Charcol and Matthew Todd of RSM to delve into what Labour's pension review could look like, whether inheritance tax could see reform and if any changes could be made to stamp duty. Hosted on Acast. See acast.com/privacy for more information.
After a year since the financial disaster that was Truss and Kwarteng and their cataclysmic mini budget that spooked the markets, Tony, Phil and Jay welcome back industry legend, Ray Boulger, to see how much thing have changed since he joined us 12 months ago. In this episode the team discuss an array of topics all around the effects of the mini budget and the aftermath, discuss what happened against predictions last year, and set new prediction for 23/24. -- Host: Jay Evans Panel: Tony Hall & Phil Lawford & Ray Boulger, from John Charcol The podcast is produced independently for Saffron for Intermediaries a division of Saffron Building Society --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message
The UK's Covid inquiry hears from England's chief medical officer Chris Whitty and former chief scientific advisor Patrick Vallance. We discuss the lessons learned from the pandemic with Bloomberg Intelligence's Director of Research, Sam Fazeli. Plus, where next for the mortgage market? Ray Boulger from brokers John Charcol joins us, and Saxo UK's CEO Charles White-Thomson tells us about the economic plan he wants to see for UK plc. Hosted by Caroline Hepker and Stephen Carroll. See omnystudio.com/listener for privacy information.
Ian King's speaking to Hortense Mudenge, from Rwanda Finance Limited about the fintech boom in Africa; Ray Boulger at John Charcol about mortgage rates; Kevin Craven from ADS is speaking from the Paris Airshow; and Dr Jack James Marlow at Skyrora talks about 3D printing and space launches. Plus there's Alicia Forry at Investec, Darran Garnham from Toikido; and Sally Cope at Tourism Australia
In this podcast we hear from prospective and recent first-time buyers about the challenges, opportunities and top tips on taking the first steps into the housing market. The experts on the panel are, Ray Boulger, Senior Mortgage Technical Manager at John Charcol and Aneisha Beveridge, Head of Research at the estate and letting agents, Hamptons. Presenter: Adam Shaw Producer: Amber Mehmood Editor: Clare Worden
Labour's Shadow Levelling Up Minister Alex Norris says the (soon to end) Help to Buy scheme for first time homebuyers 'can only be seen as a mistake'. On levelling up, he tells hosts Caroline Hepker and Yuan Potts how his party would do things differently. Plus: where next for house prices and mortgage rates? We get an expert take from Bloomberg's Neil Callanan and Ray Boulger of mortgage broker John Charcol. See omnystudio.com/listener for privacy information.
Renters are set to be affected by rising interest rates and the government needs to think clearly about the rental market, according to Ray Boulger, Senior Mortgage Technical Manager at the broker John Charcol. He tells Bloomberg's Stephen Carroll and Caroline Hepker home buyers are holding off on or pulling out of transactions, while some buy-to-let landlords are exiting the market. He believes UK property prices have quite a bit further to fall, and is expecting a drop of 10-15% between the peak and trough of the market.See omnystudio.com/listener for privacy information.
In November's edition of the SFI (not so) LIVE podcast, the panel had the pleasure of the company of industry legend, Ray Boulger from John Charcol. With the ongoing economic uncertainty, it was a pleasure to have access to Ray's extensive experience in our sector. And more importantly, his experience and knowledge of the markets and the role of the Bank of England added extra depth to the conversations. In this episode, the panel – including host Jay Evans, Head of Business Development, Tony Hall and Phil Lawford - discussed a range of current topics in the news - beginning with the news that variable rate products are now a cheaper alternative to fixed rate products. The panel reflects on a decade of reliance on fixed-rate products and information that variable rates offer a more affordable option for those who can mitigate the changing repayments. The panel address the ongoing issues for first-time buyers - with news that suitable products are now re-entering the market and providing advice to brokers on how best to advise their applicants. Finally, greenwashing - with the FCA announcing it is clamping down on green finance products ahead of the introduction of Consumer Duty in 2023. --- Send in a voice message: https://podcasters.spotify.com/pod/show/sfinotsolive/message
The UK housing market faces the most severe disruption since the 2008 financial crisis, according to Bloomberg Economics. The average two-year fixed-rate home loan jumped to above 6.5% on Tuesday, according to Moneyfacts. Ray Boulger, Senior Technical Manager at the mortgage brokers John Charcol. He told Bloomberg's Caroline Hepker and Stephen Carroll he expects house prices to fall by 15% from their peak.See omnystudio.com/listener for privacy information.
There's been a mass scramble by borrowers to agree mortgages, but by next week getting a fixed mortgage below 5% will be rare, says Ray Boulger, from John Charcol mortgage brokers. He tells Bloomberg's Caroline Hepker and Tom MacKenzie rising rates means the UK property market has peaked and home prices could drop by 5-10% in 2023.See omnystudio.com/listener for privacy information.
June 27-July 3, 1959 This week Ken welcomes producer, composer and all around great guy Fred Mollin to the show. Ken and Fred discuss Memphis, The Peabody Hotel, ducks, Toronto, SCTV, making records, improv, Godspell, Paul Schaffer, David Cronenberg, Fast Company, growing up on Long Island, being the baby, Perry Mason, Ed Sullivan, Wanted Dead or Alive, Western Detectives, wish fulfillment, fantasy, the rifleman, being fascinated by guns on TV as a kid, Jean Carrol, plate spinning, Lloyd Price, Frankie Avalon, Dick Clark, Ray Boulger, 77 Sunset Strip, Johnny Mathis, Ricky Nelson, Zacherly, Disney's music side, children's music, lullabies, Friday the 13th the movies and the series, Forever Night, synths, Faith Healer, televised Blood Drives, Life of Riley, Love that Bob, Bob Cummings, Wyatt Earp, Hugh O'Brian, John Carradine, Highway Patrol, Dragnet, growing up Jewish, comparing your family to television families, Donna Reed, Zorro, Burns and Allen, having access to everything, Newark vs Las Vegas, old school Wrestling, Nat Hiken, Car 54, Where Are You?, Phil Silvers, trivia ringers, and how being a television kid teaches you a life time of useful skills.
October 7-13, 1978 The remote sessions continue as this week Ken welcomes super listener, and creator of "TV Guidance Counselor Bingo", Eric Fusco, for some talk about being alone together. Ken and Eric discuss how to pronounce Fusco, Italians, birthday weeks, when baseball ruins everything, Richard Dreyfuss dramadies, Rhoda, working with people younger than you who don't know anything, shows that represent NYC, The Warriors, hardcore shows, the 1970s obsession with aliens, knowing what cars are going to get wrecked, CHiPs, Love Boat, Battlestar Gallactica, Archie Bunker, Sam the Butcher's Drinking Problem, The Gumball Rally, pimple popping, WKRP, punk rock episodes, Ray Boulger, fighting M*A*S*H with M*A*S*H, Doctor shows, surgery, SCTV, Sally Kirkland, modeling schools, Mercedes McCambridge, Vega$, U.F.O., Space 1999, Project UFO, In Search Of..., What's Happening parodies, Quincy M.E., The Muppet Show, Ken's interview with John Cleese, feeling incredibly old, horny Bernie Kopell, Wonder Woman, The Incredible Hulk, using Roddy McDowell's bathroom, the plague of tennis pros, Big John Hamilton, westernization of Chinese TV, Timeless, Time After Time, Match Game, and not always being able to relax by watching old TV.
Today Ken welcomes comedian and "My Favorite Murder" co-host Karen Kilgariff to the show. Ken and Karen discuss Northeast accents, The Wizard of Oz, Ray Boulger, growing up in Northern California, John Ennis, The Wahlbergs, Hellzapoppin, chain dining, futons, being trapped in an elevator, Family Ties, Billy Vera and the Beaters, Scott Baio vs Matt Dillon, C. Thomas Howell, Travolta, Jackie Stallone's Foxy Boxing, Ricky Schroeder, Silver Spoons, childhood crushes, funny cars, CHiPs, stunning Hollywood inhumans, The Famous Teddy Z, stealing office supplies, Webster, Rick Dees, three camera sitcoms, Barney Miller, Cheers, WKRP in Cincinnati, The Ally McBeal period, kids fathers yelling at them in front of you, Made for TV Movies, Bill, How's Your News, Zoom, developmental disabilities in media, laughing at the right thing, satire vs. poorface, Married...with Children, Threads, Whoops!, The Day After, Testament, When the Wind Blows, Atomic Blonde, Tabitha Takes Over, shock humor and fake worship of serial killers, hating McMob movies, Boondock Saints, The Little House on the Prairie "mime rape" episode, Twin Peaks, British mysteries, Chris Elliot in Manhunter, and why Martin Short is the greatest thing ever.
A pension offer you can refuse; why two-year fixed mortgages are a waste of time; and an end to cash - will phones be all you need in your pocket? Presented by Matthew Vincent, with guest Ray Boulger of John Charcol. See acast.com/privacy for privacy and opt-out information.
Mortgage Strategy Podcast - Edition 3Tags: advice, credit crunch, finances, independent, investment, money, mortage strategy magazine, mortgage, payment shockDownload : MP3 AudioOn this, the third podcast from Mortgage Strategy, the team are joined by Alan Cleary who talks about how edeus has adapted to the current market conditions. And John Murray, editor of Lending Strategy pops in to talk about how lenders are having to adapt. In Grind Your Gears, we talked to several brokers about dual pricing, among other topics. And once again we have a joke by Ray Boulger. This edition of the podcast was sponsored by Walker Laird Solicitors. Play this episode