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The Monthly Breakdown is your go-to podcast for clear, practical insights into the numbers that matter. Each episode, we take a deep dive into the latest stats, trends, and key takeaways, breaking them down into simple, actionable points you can actually use. Whether you're tracking performance, monitoring growth, or just want to stay informed, this podcast helps you make sense of the data, without the jargon.

From downtown Victoria to Sidney, and from Sooke to Shawnigan, a million dollars buys you a very different home, neighbourhood, and lifestyle. In this episode, we'll break down the pros and cons of each area and explore what makes them unique. One thing is certain: no matter where you are in Greater Victoria, people love where they live. So, let's take a closer look at what $1 million can get you, and see if one of these communities might be the right fit for you. Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join us now! Buying a home is stressful enough—but one of the biggest deal killers isn't always the inspection, the financing, or even the negotiations… it's the money. Getting deposits and down payments from point A to point B can turn into a nightmare when the big banks get involved. In today's episode, we're pulling back the curtain on what really happens when deposits and down payments get tied up in the system, sharing a few real-world stories, and giving you the tips you need to make sure your deal doesn't fall apart over something as simple as a transfer

Insurance - Nobody wants to pay for it, but it's a requirement for most lenders when buying a home. If you own in a strata building, there should already be insurance in place, but prices have skyrocketed in recent years. What's happening today?

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join Jane, Andrew and Jen today at 9:30 in the Victoria Real Estate Show to discuss the beautiful Royal Bay with Brendan Wilkinson, the Director of Sales at PATH Development's Royal Bay. Colwood is currently one of Greater Victoria's Hottest Municipalities and at the heart of it is the Royal Bay Development, which is a seaside community comprising single family homes, townhomes, condos as well as a commercial section for groceries, banking and restaurants. Today we are going to unveil what's planned for this development over the next 10 years.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to new phases and releases at The Beachlands masterplan community in Colwood

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Navigating builder contracts, challenges with financing, assignments, developer disclosure statements, rescission periods and potential profit and pitfalls.

Join us for an in depth discussion of Canadian ownership of properties in the USA with Tricia Lehane. What's the market like in Arizona and other Canadian winter destinations? Are there opportunities? If you own, should you sell? What's the process?

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Join Jane, Andrew and Jen while we discuss our market update, and Tsunami's and Sink Holes. Where are we at risk in Victoria for these events? Can they affect you as a buyer?

Melanie Murray joins Andrew to share about her business "NextStep", an advocacy service for seniors in Greater Victoria. Melanie Murray Advocacy Services for Seniors NextStep Advocacy Services for Seniors (250) 886-8808 melanieandmacmurray@gmail.com www.nextstepvictoria.ca

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

How will Federal Election Results impact our housing market?

Navigating the Edge: Foreshore Rights, Docks, and Archaeological Awareness for Greater Victoria Waterfront Properties

Join Andrew, Jane and Jen today at 9:30 while we discuss buying a condo! When buy a condo, but you also buy into the building. Navigating through all the documents, and understanding the nuances and information provided can be tough. We'll provide you with some tips for success.

Join Andrew and Jane for their weekly chat about all things real estate. This week it's about colour!

Keep up to date with what's happening in the market! Join Jane, Andrew and Jen this morning at 9:30 as we discuss the Victoria Real Estate Stats for March 2025.

Today Jen and Andrew discuss market conditions and information security.

Andrew and Jen discuss the current market. Jen has a cautionary tale for those seeking a mortgage. Andrew shares an unanticipated issue with the foreign buyer ban.

WHAT YOU NEED TO KNOW ABOUT BC's SHORT TERM RENTAL REGISTRY. Did you know if you own a residence that is being used as a short term rental, you need to register it with the BC government? Hosts who register early will receive a 25% discount on the fees if they register before March 31, 2025. Find out WHAT HAPPENS IF YOU DO NOT REGISTER

Marching into the Spring Market! It's felt like it's been a strong market… has it? Check out these stats and let's see what's going on. Join Andrew, Jane and Jen at 9:30 where we talk about the February stats.

Moving? Don't throw out those  hygiene product and linen, donate them to Soap for Hope!! Join us this morning at 9:30 am and learn how this valuable organization repurposes these items!

Join Andrew, Jane and Jen as they discuss what's happening in the Victoria Real Estate Market. The market seems busy! What's the latest in interest rates? What's expected next week in Bank of Canada?

SPECIAL EPISODE: Join Jane Johnston, Andrew Plank and Jennifer Lowe today at 4 pm while we discuss the market and what happened in Real Estate in 2024 for Greater Victoria.

Bring your Christmas Hat and join us at 9:30 am for the 2024 Market Wrap Up and 2025 Predictions. Our year has ended strong. What's going to happen this coming year for Victoria's market?

With the passing of the provincial election, US election and lowering of interest rates, November has seen quite a turn around in the real estate market in recent weeks! Let's look at the stats to see what the numbers show happened, exactly.

Join us today as we discuss the rescission period. The market is getting faster again. What is the rescission period and how does it affect buyers and sellers?

Join us this morning at 9:30 am as we discuss the Victoria Real Estate Boards, October numbers. Feels like things are turning around... are we seeing that in the numbers yet?Jane Johnston RE/MAXhttps://www.briarhillgroup.com/Subscribe to my youtube channel!https://bit.ly/Subscribe-youtube-JaneJohnston 

The Bank of Canada announced another interest rate drop of .5! What does that mean for buyers and sellers? Should buyers go with fixed or variable rate interest rate if renewing their mortgage? Jen Lowe will discuss this in depth

Inflation is below 2%, elections are almost over, we've hit low prices in listings... it's a prime market for buying right now. Andrew and Jane talk about next steps for buyers and sellers.

Join us at 9:30 where we update you on the market and discuss what's happening in the BC Election. What are the BC Greens, Conservatives and NDP parties promising for real estate? Jane, Andrew and Jen will discuss their platforms

Check out the September stats and see how the market is doing, as we enter into our last quarter of 2024. What's influencing the market? Where is it going? Join Andrew, Jane and Jen at 9:30am this morning.

Join Jane, Andrew and Jen this morning at 9:30 as they bring you up to date on the market and chat about the increase in the CMHC lending limit from 1 million to 1.5 million, mortgage amortization and other factors affecting buyers and sellers. How will this impact the market?

Common Issues to Obtaining Home Insurance. In Victoria we have standard conditions that we address as a part of our forms. One that often gets the lowest amount of attention but is essential is insurance. There are items we can look for when looking at homes to see if you may be facing some issues that can prevent you from getting insurance.

We are baaacccckkkk! Jane and Andrew, together with Jen Lowe will go over the August stats, and discuss the newest Bank of Canada rate decrease. What's happening and what's expected for the 3rd quarter!

Andrew and Jen will be talking about home renovations... how to get the most out of small home repairs.

we discuss what's happening in Victoria's real estate and mortgage market. How's real estate going and why you want to get prepared now for your upcoming mortgage renewal in 6 months.

Real Estate Rules have changed again! Join us this morning as we discuss the NEW FOUR MONTH NOTICE TO END TENANCY, which will make owning and selling a tenanted unit more onerous.