Podcasts about budget planner

On today's episode we discuss how to get into budgeting with Mechaela Vardoulakis from Erin Condren. We also discuss how to leverage the new Erin Condren x Clever Girl Finance Budget Planner to budget better! Mechaela is a Product Manager on the Product Development team at Erin Condren. She has been with the EC team for four years and before that, she was an Elementary School Teacher. She got her Master's in Education and taught for 4 years in the public school system in Orange County CA. She transitioned out of the classroom and into her role with Erin Condren and it's been an incredible journey since. ABOUT THE ERIN CONDREN X CLEVER GIRL FINANCE BUDGET PLANNER We are so excited to share the launch of the Erin Condren x Clever Girl Finance Budget Planner now available on ErinCondren.com! Set, track, and achieve your financial goals with this new, Clever Girl Finance Budget Planner. This budgeting planner is filled with so much functionality and planning potential! The easy-to-use monthly expense logs help you categorize your expenditures and help you see your spending patterns. Keep track of monthly recurring expenses, log your weekly spending habits, and use this budget planner to meet your savings goals. This planner includes a sticker sheet to help make budgeting fun, a double sided pocket folder for receipts and more, as well as Clever Girl Budgeting Tips throughout the entire planner! The planner is now available for $32.50 just in time for the holiday season and to help you kick off the new year on the right financial foot! Follow the Erin Condren brand on Instagram: https://instagram.com/erincondren

Are you tired of the traditional monthly budgeting approach? Learn why planning your budget by paycheck can significantly impact your financial management. In this episode of the Money Mindset Podcast, we're diving into the transformative concept of budgeting by paycheck. Join us as we discuss why an overall monthly budget might not be the most effective method for everyone. Discover the magic of planning your budget around your income cycles and learn how this approach can lead to better financial control, increased savings, and more intentional spending. Whether you get paid weekly, biweekly, or monthly, this episode will provide you with practical insights on how to align your budget with your income and set yourself up for financial success. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “So you need to make a plan for when money comes in. So your paychecks, if you get a bonus, your tax return, if you are getting, a settlement, insurance money, if you're selling something big, like you know all the things where you have like a chunk of extra money coming in, you need to do a budget for it because if you don't, you'll end up spending the money on something you didn't intend for it to go to, right? And that's just what happens. And so when we're intentional with where we want our money to go, that's when things start to come together. That's when you start to pay off debt and you actually start to save money, right? Your money ends up going where you want it to go when you make a plan for it, that's realistic and that you can actually stick to.” - Ashley Patrick Timestamps: 01:18 - Introduction 02:47 - Information and how to get the 2024 Budget Planner 06:18 - The topic for today's episode 07:28 - Explanation of the concept of budgeting by paycheck 09:22 - Importance of creating a plan for every paycheck 17:50 - Member's example of her paycheck budgeting approach 27:36 - Detailed explanation of calendar Examples and Paycheck Budgets 29:34 - Celebrating financial wins Tired of wondering why you can't seem to get on track with your budget? It's because you don't have a proper plan for your money! Grab the 2024 Budget Planner and create a plan you can actually stick to! Go to https://leads.budgetsmadeeasy.com/budget-planner-2024/ to get your planner today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * 2024 Budget Planner: https://leads.budgetsmadeeasy.com/budget-planner-2024/ * Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup * FREE Budget Starter Kit: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy * Find the video on YouTube at https://youtube.com/live/HeExNj4WBZc

Hourly Planner: https://bit.ly/3HW4O5G Budget Planner: https://bit.ly/3ZyNsl4 Hello everyone and welcome to https://prospectiveplans.com/0:00 Coming Up 0:26 Intro 0:46 Tip 1 1:07 Tip 2 1:27 Tip 3 1:44 Tip 4 2:01 Tip 5 2:56 Tip 6 3:14 Tip 7 3:30 Tip 8 3:45 Tip 9 4:00 Tip 10 4:15 Tip 11 4:31 Tip 12 4:46 Tip 13 5:01 Tip 14 5:16 Tip 15 6:10 Tip 16 6:34 Tip 17 6:51 Tip 18 7:12 Tip 19 7:30 Tip 20 8:01 Recap

Are you tired of the never-ending cycle of unexpected expenses that throw off your budget? In episode 3 of the Budget Series on the Money Mindset podcast, we delve into the little things that often disrupt our budgets—the unexpected expenses that catch us off guard. Join us as we explore the importance of planning for these irregular but necessary costs and how sinking funds can help. Discover practical strategies for allocating funds for expenses such as holidays, birthdays, vacations, clothes, school supplies, and more. Whether you prefer a detailed breakdown or a simplified approach, we've got you covered. Learn how to prioritize your spending and gain peace of mind, knowing you're prepared for those budget-busting surprises. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Just know that you need to have a plan and know that these expenses are coming up so that mentally you're prepared as well as financially. Because mentally when these things come up, we feel like we failed because we didn't know or we forgot we didn't have the money set aside. But if you can pay for it without going further into debt, that's a huge win.” - Ashley Patrick Timestamps: 00:00 - Introduction to episode 3 of the Budget Series 01:56 - Step 3: Planning for those things that ruin your budget 03:42 - Different approaches to managing sinking funds 05:39 - Examples of sinking fund categories 10:10 - Flexibility in adjusting sinking fund allocations 11:16 - Prioritizing sinking funds based on personal preferences and needs 16:46 - Where to get the Budget Planner and Budget Spreadsheet Tired of wondering why you can't seem to get on track with your budget? It's because you don't have a proper plan for your money! Grab the Printable Budget Planner and the Paycheck Budget Spreadsheet and create a plan you can actually stick to! Visit www.budgetsmadeeasy.com/planner and www.budgetsmadeeasy.com/spreadsheet to get your planner and spreadsheet today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: Save $10 on the printable planner and spreadsheet: Code BS10 * Printable Budget Planner www.budgetsmadeeasy.com/planner * Paycheck Budget Spreadsheet www.budgetsmadeeasy.com/spreadsheet Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome to the second episode of the Budget Series! In today's episode, we dive into the importance of planning your budget by paycheck. While a monthly overview provides a baseline, understanding your finances on a per-paycheck basis is crucial, especially if you receive multiple paychecks in a month. Ashley will guide you through the process step by step, sharing valuable insights and tips along the way. Join us as we simplify budgeting and help you take control of your financial well-being. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “You don't need to do more than one budget a week. Don't make it overly complicated for yourself. So at the most, do one weekly. If you both get paid the same week, put it together. If you get paid every week, now you can separate it out if you choose to. But don't overthink it, okay? Don't overthink it. Don't try to make it too complicated. Make it as simple as possible, but you know, figure out what works for you. So if it makes more sense for you to plan out weekly paychecks for whoever gets paid weekly, and then if somebody else gets paid biweekly, you're doing it that way, you figure out what works for you, right? But I would really encourage you not to do more than one a week, because most months that's four and some months, that's five. So just try not to make it overly complicated.” - Ashley Patrick Timestamps: 00:00 - Introduction to episode 2 of the Budget Series 01:38 - Where to get the Budget Planner and Budget Spreadsheet 03:46 - Step 2: Planning your budget by paycheck 05:53 - Breaking down a sample budget, including fixed and variable expenses 25:19 - Introducing the concept of sinking funds 29:50 - Upcoming topics in the budget series Tired of wondering why you can't seem to get on track with your budget? It's because you don't have a proper plan for your money! Grab the Printable Budget Planner and the Paycheck Budget Spreadsheet and create a plan you can actually stick to! Visit www.budgetsmadeeasy.com/planner and www.budgetsmadeeasy.com/spreadsheet to get your planner and spreadsheet today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: Save $10 on the printable planner and spreadsheet: Code BS10 * Printable Budget Planner www.budgetsmadeeasy.com/planner * Paycheck Budget Spreadsheet www.budgetsmadeeasy.com/spreadsheet Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

In this exciting episode, Ashley kicks off the Budget Series with a week-long journey to help you take control of your finances. Whether you're a seasoned budgeter or just starting out, Ashley has valuable insights to share. This episode focuses on the crucial first step: knowing where you're starting from. Ashley explains how to assess your current bank balance and the expenses you need to consider before your next paycheck. She shares valuable insights and emphasizes the importance of making spending decisions based on your budget, rather than just your bank balance. Listen as Ashley explains the significance of this initial step and sets the foundation for your financial success! Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “But I do want you to, moving forward, make decisions on spending based on what you have on paper, not your bank balance. This is key and this is where you're going to really be able to start making changes when it comes to your finances and your spending. It starts here, so it's not even writing it down for the whole month and getting a look at that. It's not going back and tracking and seeing where your money's went the last three months. You really need to start here and figure out where you're at today before you can really start thinking and moving forward.” - Ashley Patrick Timestamps: 01:17 - Introduction to the Budget Series 03:56 - Where to get the Budget Planner and Budget Spreadsheet 04:51 - Step 1: Knowing where you're starting from 11:05 - The importance of tracking your spending and balancing your checkbook 12:22 - Figuring out your current financial situation 13:42 - Resetting the use of your credit cards 14:45 - Overview of the topics to be covered throughout the week Tired of wondering why you can't seem to get on track with your budget? It's because you don't have a proper plan for your money! Grab the Printable Budget Planner and the Paycheck Budget Spreadsheet and create a plan you can actually stick to! Visit www.budgetsmadeeasy.com/planner and www.budgetsmadeeasy.com/spreadsheet to get your planner and spreadsheet today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: Save $10 on the printable planner and spreadsheet: Code BS10 * Printable Budget Planner www.budgetsmadeeasy.com/planner * Paycheck Budget Spreadsheet www.budgetsmadeeasy.com/spreadsheet Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Do you struggle with budgeting and wonder if using a budget app could be the solution? While budgeting apps aren't a magic fix for your finances, they can be a useful tool when used correctly. In today's episode, Ashley will explore the popular trend of budgeting apps and examine whether they can truly solve your budgeting problems. She'll discuss their limitations and compare them to other budgeting methods, such as writing things down with pen and paper or using spreadsheets. Listen in to discover practical tips and tools that will empower you to take control of your finances and achieve your financial goals. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A budget is just a goal for your money. It's a goal for your spending, but that's not enough, right? You still have to stick to it. So an app that just helps you categorize and see where your money has been going isn't good enough to change your future behavior. You have to really sit down and analyze why you were doing these things in the first place, right? And start making changes to change that behavior because we are creatures of habits.” - Ashley Patrick Timestamps: 01:18 - Introduction to today's episode 01:54 - Can budgeting apps solve all your budgeting problems? 02:51 - The significance of writing down your expenses and goals 04:03 - Is a budgeting app necessary if you already budget by paycheck? 05:07 - Using a planner and a spreadsheet for your budget 07:36 - The concept of using an app versus writing things down 09:52 - Get your free Budget Starter Kit For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Budget Starter Kit: www.budgetsmadeeasy.com/start * Budget Planner: www.budgetsmadeeasy.com/planner * Budgets Made Easy Facebook Group: Budgets Made Easy™ w/Ashley- Budgeting, Saving Money & Paying Off Debt (https://www.facebook.com/groups/131352297387593) Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

The recent budget announcement has changed up a lot of things from pensions to investments so how could this have an effect on you. Shane and Gareth talk about our usual rugby and onto the budget. With the difficult nature of the economy big changes have been made and are needed. Keeping on top of these changes is necessary for us and you to be in control of your finances.Stay well, stay motivated and most of all reach those goals.Instagram Gareths: https://www.instagram.com/garetheducates/Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

Over the last 6 months I've been inspired by my renewed focus on the podcast, and even more recently, my new marketing focus on TikTok. Whether you have a business or not, I think there's a word for the people in this one! Get re-inspired to pursue your 2023 goals and commit to passion projects. In this episode...Check out my first business Income ReportGet your copy of my new 2023 Budget Planner for iPadChaptersJuly 2022 Confession (1:35)The Impact of Social Posting on TikTok (5:32)Expanding my Mindset and Attention (10:24)Things I'm Doing Moving Forward (14:04)* * * * * Learn more about personal finances, career growth, entrepreneurship, and personal organization at my website bchicu.org.Join our money community at bchiccollective.com today!Don't forget to review and share the podcast to guarantee more content in the future. Follow the B Chic on social!https://tiktok.com/@thebchichttps://youtube.com/@thebchichttps://pinterest.com/thebchichttps://instagram.com/thebchic

Welcome back to Celeb Talk Girl Talk Podcast! In today's episode, we have a special guest joining us, Cindy Zuniga-Sanchez! Cindy is a former Corporate Lawyer turned Entrepreneur (Coach, Speaker and Author). She is the founder of Zero-Based Budget where she shares her road to financial freedom!Girl Talk with Cindy Zuniga-Sanchez:How she got rid of her $250,000 debt in 48 monthsThe Blueprint to Financial Freedom (Digital Financial Course)Book dealFinal Thoughts:1. Current Favorite Song: Elevation Worship Playlist on Spotify2. Book Recommendation: Atomic Habits 3. Favorite Quote: God's got me4. Thoughts on Self-love: You have to love yourself if you ever expect to receive love from someone else 5. Advice to younger self: Pick up a personal finance book. Really learn about money!Want More?Follow our guest Cindy Zuniga-Sanchez @zerobasedbudget on InstagramFollow @celebtalkgirltalkpodcast on Instagram, TikTok, and YouTube.Follow Jaanais @jayrosexoxo on Instagram and TikTokFollow Natasha @natasha_fig on Instagram and @natashafigueroa1021 on TikTok Interested? Grab a Cup and Join the Talk!!!!!

Having some extra cash is always a good thing since we are always in need of money to pay bills, pay for services, purchase items, and treat ourselves and our loved ones. Occasionally, we get unexpected and random expenses, leaving us in a situation where we need to raise some extra funds. Listen in and learn strategies and creative ways on how to make some extra money like selling things around the house that you don't need, cutting back on eating out, and doing money challenges to help you avoid going further into debt so you can save money for the things that really matter. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Just like life there's seasons and there's seasons with your finances and it happens. It happens to everybody. And so don't beat yourself up about that. The best thing you can do now is just look forward instead of in the past and you know, feeling bad about it, cuz you're here and you're making the steps that, you know, you need to take to move forward.” - Ashley Patrick Timestamps 00:00 - Introduction for today's episode 03:07 - Meet April 03:36 - April's biggest struggle with her finances 14:20 - The impact method 17:30 - Selling items to make more money 23:15 - Ways to help keep you on track moving forward 25:48 - About having bigger goals to keep you motivated 32:36 - April's 24 hour goal Want to stop stressing about payday? Want to be able to pay cash for those things that always "pop up"? Check out the new 2023 Budget Planner! The Budgets Made Easy Budget Planner is the Ultimate Step-by-Step Guide to help you save money and pay off debt by getting organized and focused on what's important for your family. Go to www.budgetsmadeeasy.com/planner to get your planner today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * 2023 Budget Planner: www.budgetsmadeeasy.com/planner * Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

A budget is an excellent way to ensure that you are living within your means and meeting your financial goals. However, with so many different ways to help create a budget available nowadays, budgeting can become complicated, so you need to find the right one for you. Listen in as I discuss the advantages and disadvantages of using paper, spreadsheets, and budgeting apps for your budget. I'll also give some pointers on how to create a budget so you can start saving and paying off debt. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “There is no right or wrong way as long as you do it and it helps you. As long as it helps you stick to your plan. It is the right way. And so don't overwhelm yourself by overthinking it, right? So just take it one small step at a time.” - Ashley Patrick Timestamps 00:00 - Introduction for today's episode 02:12 - Choosing what's the best option for you 03:01 - The pros and cons of using pen and paper 07:10 - About using a spreadsheet 10:07 - About budgeting apps 12:31 - Tips on how to start your budget Want to stop stressing about payday? Want to be able to pay cash for those things that always "pop up"? Check out the new 2023 Budget Planner! The Budgets Made Easy Budget Planner is the Ultimate Step-by-Step Guide to help you save money and pay off debt by getting organized and focused on what's important for your family. Go to www.budgetsmadeeasy.com/planner to get your planner today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * 2023 Budget Planner: www.budgetsmadeeasy.com/planner * Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Have you tried a budget planner? When it comes to personal finance, knowing how to budget is valuable and an undated planner for tracking your monthly budget can be a vital money management tool for pen and paper people! It just so happens that Go Girl, with has affordable planners for everything, including your money. So in this budget planner review, we'll see if this Go Girl planner is your new favorite budget book!   Want to get your hands on this Go Girl Budget Planner and Bill Organizer? For a chance to win this planner for yourself, head to my website at https://www.tianabclewis.com/192

Welcome to the Build that Business podcast, episode number 52. Today, I'm talking to the lovely Erinn Bridgman. Erin leads the Wealthy Woman Movement so women can step into financial power with clarity and change the world! Erinn shares mindset hacks, practical tips, and things we can do starting tomorrow to pave our own way to wealth. We talk about: 1. How finding your strengths can lead to wealth 2. How to get out of a scarcity mindset and into an abundant one 3. What does it mean to be a wealthy woman? 4. The first, most impactful step to being a wealthy woman? 5. What obstacles do you see the most in working with women around money mindset and management? She's one of my new business besties and I'm so grateful to have her on today. Help me welcome Erin to the show and let's get to talking about Money - specifically what it means and what it takes to be a wealthy woman. Music to my ears - let's dive in. Thanks for tuning into today's episode of the Build That Business Podcast! Work with Lindsay: www.LindsayJWilliams.com/services Free Masterclass: How I 10x'd my Wedding Business - $30k to $300k in just 5 years” www.LindsayJWilliams.com/masterclass JOIN OUR FREE FACEBOOK GROUP: www.LindsayJWilliams.com/group CONNECT ON INSTAGRAM: www.instagram.com/mslindsayjwilliams/ SHOW NOTES: www.LindsayJWilliams.com/shownotes/52 Follow Erinn: The Wealthy Woman Waitlist: https://www.erinnbridgman.com/intensive-fall-2022 Instagram: https://www.instagram.com/erinn_bridgman/ Budget Planner for Wealthy Woman: https://www.erinnbridgman.com/budget-planner-wealthy-women The Wealthy Woman Checklist: https://www.erinnbridgman.com/wealthy-woman-checklist

Subscribe so you don't miss an episode!In this episode, Gina helps you create a debt payoff plan that works so you can make more progress with less effort and start enjoying your debt freedom sooner. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comFor the Debt Tracker, grab the Budget Planner here. Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina helps you avoid 3 mistakes that can break your budget if you're not careful. And she shares tips on how to create a budget that works for you. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Budget Planner here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Margin Membership Sign-up:  https://millennialmargin.com/learn/Lifestyle creep can directly influence the amount of unsecured debt we carry and cause us to have little to no margin in our personal finances. Has your discretionary income increased therefore, increasing what you consider to be your basic needs? Well you're not alone, today we are looking at 10 components that might be telling as to whether you are experiencing lifestyle creep. Daily decisions have a tendency of adding up quickly without necessarily realizing the impact that they are having on your financial margin. It's easy to feel the pressure of media, marketing campaigns, family, friends, or even neighbors in influencing decisions, but the decision to make these purchases is on you. Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Listen to the podcast: https://margin.simplecast.com/ Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W6E3 #spendinghabits #lifestyle #savemoney

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E4 #budget #budgetplanner #spendingplan

Welcome to the Balanced FI Podcast, episode 12! Thank you so much for listening in! This episode covers budgeting and its importance. We start by looking at past transactions and adjusting your budget to help you meet your current financial goals. We also go over important budget categories, such as:billsminimum debt paymentsfoodhousehold itemsvehicle expensesfun moneymedical costspersonal carepetsentertainmentResources:Sign up: Easy Budget Builder WaitlistRead: Financial Security Step 6, Create a BudgetRead: Financial Security Step 1, Track Your ExpensesRead: Financial Security Step 2a, Save a Mini Emergency FundRead: Financial Security Step 2b, Begin Saving for RetirementRead: Financial Security Step 3, Save for Recurring ExpensesRead: Financial Security Step 4, Calculate your Net WorthRead: Financial Security Step 5, Create a Debt Payoff PlanDownload: free Budget PlannerDownload: free Save for Recurring Expenses WorksheetRead: 30 Day ChallengeRead: Fun Money Budget - What You Need to KnowSources:USDA: USDA Food Plans - Cost of Food Reports (monthly reports)Every Dollar budgeting app

Margin Membership Sign-up: https://millennialmargin.com/learn/A budget can seem more restricting than liberating, but that may just be because you haven't built your budget to fit your lifestyle. There is great freedom within parameters, especially when you determine what truly matters to you and you attribute the greatest parts of your budget to what matters most. Sometimes our perceived control over our money can replace our actual control over our money. Therefore, we end up ditching the budget instead of having the opportunity to build [Margin] by telling our money where to go.Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only. W3E1

Margin Membership Sign-up: https://millennialmargin.com/learn/Let's talk about the importance of building a sustainable plan for your personal finance that can have a compound effect on your life. Going into the New Year, what do you want to accomplish based on what really matters to you? If you don't know what you are aiming at, you'll miss it every time. What seemingly small things add a ton of value in your life and have you then aligned your lifestyle with your values?Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com W2E5

Margin Membership Sign-up: https://millennialmargin.com/learn/Sometimes inspiration is not just chasing what you want but avoiding what you don't want. It's easy to take the skillsets you've learned and try to apply that to every aspect of your personal finances, but the skillset you may have used to build a spending plan or to get out of debt may not be the same skill set needed to grow your income. Money is a tool that opens up opportunities, opportunities to hold the line in playing defense, as well as take new ground on the offense. This skillset affects not just you, but those in your sphere, and for future generations.Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture. Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin. Have a question? Contact Jared at jared@millennialmargin.com Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin, or simply visit millennialmargin.com W2E1

Are you thinking of buying your first property? Are you not sure what you need to do to prepare? Are you overwhelmed with everything you need to know? In this episode Sarah Tucker gives you the basis of your education if you're thinking of buying your first property, including credit scores, how much you'll need to save, how much you can afford to borrow and how your family can potentially help you get on the property ladder. Sarah is passionate about taking away the stress so that you can enjoy the important bit - finding "the one"! If you would like a copy of The Mortgage Mum's First Time Buyer Guide and handy Budget Planner, please email info@themortgagemum.co.uk with the subject "FIRST TIME BUYER GUIDE".  If you would like The Mortgage Mum to give you personal mortgage advice head over to www.themortgagemum.co.uk or contact us on our social media platforms: Facebook - https://www.facebook.com/themortgagemum1 Instagram - https://www.instagram.com/the_mortgage_mum/ YouTube - https://www.youtube.com/channel/UCG899KReJ9NHLZfyK3CXrUw