Dreamer's Financial Playbook

If you're screaming “I cant stick to my budget!” you're not alone. When it comes to money management, your lifestyle can sabotage your budget even if you have all of the budgeting tips and tricks. When the budgeting hacks fail, let's launch this solid budgeting 101 plan that keeps your budgeting mistakes from creating more debt! Struggling with the plan to avoid debt after busting your budget? Join me for a 30 minute 1:1 call to get free, customized advice from Tiana at https://www.tianabclewis.com/breakthrough.

When it comes to money and relationships, unmarried couples can be tempted to manage their finances like they're in a marriage. BIG MONEY TRAP! When unmarried couples split, commingled finances can create credit card debt, drained saving accounts, cash flow problems and other money issues that lead to that relationship becoming one of your biggest money mistakes. Time for this personal finance channel to give you some relationship advice to avoid these money management mishaps!   Are you working to dig yourself out of a money pit that was created from a past relationship (or just personal money mistakes)? We've all been there and I would love to help. Book a free 1-on-1 session with Tiana at https://www.tianabclewis.com/breakthrough.

Not following self-care strategies can lead to the mental health struggle called burnout. And everyone knows that dealing with burnout is the worst! But what are the signs of burnout in your business what do entrepreneurs need to know on how to prevent burnout or, if they're already burnt out, how to overcome burnout? Let's talk about it!   P.S. Sorry for talking to fast in this episode. I didn't realize it until watching it back!

Christians knows that prayer is the key to success and the same applies in business! But for Christian business owners, knowing what to say in prayer about their kingdom business can be tough. That's why I'm sharing starter prayers that any Christian entrepreneur can use to start in prayer for your business. Ready to hear God more clearly on this entrepreneurial journey? Join Kendra and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!

The impact of trauma can go beyond relationships and self-esteem to your business and work-life balance. If getting counseling and recovering from trauma isn't on your to-do list, it should be, because your failure to process childhood trauma will stunt your business growth. I know because my entrepreneurship journey includes overcoming mental health issues and healing from trauma so my business could growth! Don't believe me? Let's talk about it! Ready to transform your past from a roadblock keeping you stuck to a testimony that motivates you and the people you serve? Join Tonya, myself and our all-star roster of speakers at The Pouring! Register today at https://www.thepouring.life!

Is it okay to be successful in business? If I chose to be more successful, does that mean I'm chasing money over Jesus? Yes, it's okay to generate a big income and no, financial success in business doesn't mean you're not putting God first! Christian business leaders can follow a path of biblical entrepreneurship that grows The Kingdom! Here are 5 ways your Kingdom business can support the Christian community! Ready to end the internal conflict between being a good Christian and a smart entrepreneur? Join myself and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!

Credit card rewards are a great way to save money, but only if you know how to maximize those credit card points and travel rewards. If you want to avoid the credit card beginner mistakes with AMEX, Discover, Chase and others, check out these credit card tips! Ready to hear God more clearly on this entrepreneurial journey? Join Kendra and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!

Have you tried a budget planner? When it comes to personal finance, knowing how to budget is valuable and an undated planner for tracking your monthly budget can be a vital money management tool for pen and paper people! It just so happens that Go Girl, with has affordable planners for everything, including your money. So in this budget planner review, we'll see if this Go Girl planner is your new favorite budget book!   Want to get your hands on this Go Girl Budget Planner and Bill Organizer? For a chance to win this planner for yourself, head to my website at https://www.tianabclewis.com/192

Did you know that some of the financial quote and money sayings that you share everyday can be causing your financial struggle? Some quotes about money are so toxic, that can be the difference between an abundance mindset vs a scarcity mindset. That's why our personal fiance tips today will help transform your money mindset and, as a result, your money habits! Ready to end the internal conflict between being a good Christian and a smart entrepreneur? Join Shavawn and our all-star roster of speakers at The Pouring by registering now at https://www.thepouring.life!

CALLING ALL PARENTS: If you have a love-hate relationship with back to school season, you're not alone. From backs to school clothing shopping and buying school supplies, that's a lot of money on the line. That's why we're covering money hacks to save money during your school shopping adventures! Ready to stop pouring from an empty cup? Join me, Wendy Torres, BCBC and our phenomenal line-up of speakers at The Pouring on Saturday, October 1st! Sign up today at www.thepouring.life!

Does Christmas shopping leave broke every year? To save your personal finances, Christmas planning has to start early! From budgeting to saving money, we need a holiday prep system that allows your finances to survive the holidays. That's why we're talking about planning for Christmas in July to help you save money and hit your money goals. ----------- Join me on October 1st for the first annual Ambitious Dreamers: The Pouring conference. This epic one-day event is going to equip you with the practical and biblical strategies that you need to embrace your business as a means of financial blessing and Kingdom building for yourself and others. To register for your spot, head to our website at www.thepouring.life today!

For pretty much everyone, getting paid once a month is an absolute nightmare… not because of the math, but because of the need to make that money stretch. That's why today, I'm taking mercy on the people and sharing 5 hacks for surviving a once a month pay schedule.

Are credit card rewards real ways to save money? Absolutely! My husband and I have a millennial wallet of credit cards that earn points and airline miles. Credit card points allow us to travel the world, make purchases we wouldn't have overwise mad and give great gifts! That's why today, we're covering how to save money with credit card points and some credit card tips to keep you from falling into long-term debt!

Having a God center business can be confusing when so many believe entrepreneurship and the Christian lifestyle don't mix! However, running a successful business may be exactly what the Holy Spirit wants. That's why we're sharing encouraging scripture for women that show faith and business can go hand in hand when you're doing business God's way.

Being an entrepreneur is pretty scary work. It's a lot of stuff that you gotta work through day in and day out. So what do you do when all of those decisions start to transform into this scary monster that makes you question whether or not you can do this? I like to pray and I like to read quotes from successful entrepreneurs. So today, we're checking out 10 quotes from wealthy entrepreneurs to help you stay motivated on this crazy business journey!

Being an entrepreneur is a crazy important financial decision to make. If you do it right, running a business can set your family up for generations to come, but if you mess it up, you can actually send your family into a debt spiral that can leave you feeling like bankruptcy is your only way out. So I'm breaking down 5 common financial mistakes that entrepreneurs make when starting their business and how you can avoid them.

If you're running a business or non-profit, stop scrolling right now because I want to tell you how to operate a digital business for less than $200 a month. As a financial coach, I have watched so many women spend tons of money on random apps and software with all these cool sounding bells and whistles that only make life super difficult and draining much-needed coins from the coffers of the business! So let's talk about 8 apps that you can use to run your business for less than $200 a month.

Is closing a credit card good or bad for your credit score? It depends. Closing a credit card account can completely mess up your credit score if you don't know strategies for how to cancel credit cards wisely. In this videos from a viewer questions, we're breaking down how I show my clients how to close a credit card correct so that their FICO score stays strong!

There are wealthy Christians all over the Bible, but Jesus Christ was poor. So is it selfish being a rich as a Christian or being a wealthy Christian? No! We may not teach prosperity gospel, but we do believe that the answer to “Can Christians be blessed with money” and “Can I have money as a Christian” is a resounding YES! In fact, Christian millionaires, Christian entrepreneurs (like Dave Ramsey) and Christian billionaires have the ability to change the world in a way that those without the millionaire mindset simply cannot.

Finding the best finance app for couples can be tricky because most budgeting apps don't consider that some couples don't want their spouse in all of their personal finance business! That's why Honeydue has been rated the best money app for couples my Forbes and the publications. But is Honeydue really the top finance app for couples? It's time for a Honeydue app review!

When people admit to finding financial infidelity worse than cheating, then the best relationship advice for couples includes financial advice that avoids financial infidelity. But if you don't know the financial infidelity definition, warning signs and prevention tips, a marriage can easily end in divorce! That's why in this marriage and money episode, we're covering financial infidelity and money and marriage tips that can save the relationship!

When it comes to money and relationships, financial abuse is an rarely talked about reality for women in abusive relationships. Those dealing with financial abuse can find that it takes months, years, even decades to revive your finances and credit score after the divorce or leaving the toxic relationship. Here are some red flags that you may be dealing with financial abuse while handling money with your partner.   RESOURCES MENTIONED Women'sLaw.org https://www.womenslaw.org/about-abuse/forms-abuse/financial-abuse   National Domestic Violence Hotline 1-800-799-SAFE (7233) https://www.thehotline.org/

When the Lord is preparing to release His blessings on your life, the enemy has to come act up. That's why I'm interrupting our regularly scheduled programming to share a message I preached in January called: I Said What I Said.   So grab your Bibles and let's get into this Word!

Are you struggling to figure out how to stop buying things you don't need? Have you been spending money so fast, you cannot save money? If you need to know how to stop shopping, you need some money tips (aka spending rules) that will help you stop spending money. And wives, if you're struggling with finances in marriage, these money saving tips will also help you see how to manage money and marriage even better.   Need help mapping out the spending rules for your household so you can hit your money goals? Let's talk… https://www.tianabclewis.com/breakthrough

While creating debt is easy, your debt free journey can be tough. Financial education gurus preach so many ways how to pay off debt: debt snowball method, refinancing, consolidation and more. Your personal finance journey means you must figure out which debt management strategy to use. You need to know when to refinance. You gotta know how to consolidate credit card debt. You have to know the pros and cons of debt consolidation. But which debt payoff methods fit your life? Listen as we cover when to debt snowball vs. refinance vs. consolidate debt.   Looking for help with in strategizing your debt repayment game plan? Let's work on it together… for FREE: https://www.tianabclewis.com/breakthrough

The Dave Ramsey Baby Steps have helps many families reach financial freedom and join the debt free community, but it's not the ONLY way to financial independence. Over the years, the ways I don't follow Dave Ramsey have grown in budgeting, investing, spending money, using credit cards and more. Plus listen to the Dave Ramsey Show doesn't always represent The Bible and Jesus Christ, which is why we have to talk about 6 reasons why I don't follow Dave Ramsey or Financial Peace University as a money coach or in my debt free life.

The Dave Ramsey Baby Steps have helps many families reach financial freedom and join the debt free community, but it's not the ONLY way to financial independence. Over the years, the ways I don't follow Dave Ramsey have grown in budgeting, investing, spending money, using credit cards and more. Plus listen to the Dave Ramsey Show doesn't always represent The Bible and Jesus Christ, which is why we have to talk about 6 reasons why I don't follow Dave Ramsey or Financial Peace University as a money coach or in my debt free life.

When debtors and creditors blow up your phone to get you to pay off debt that you owe a debt collector or an original creditor, you need a plan. Better money habits and personal finance tips for financial independence will be useful later, but now you need to know creditor tricks to get the calls to stop (and protect your credit score)! So let's explore the dos and don'ts for dealing with creditors to get better interest rate, pay off deals and more.   Looking for help with in fixing your money you can pay back these creditors and get them off your phone? Let's work on it together… for FREE: https://www.tianabclewis.com/breakthrough   Check out the details of the Fair Debt Collection Practices Act: https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text

Any good success planning session require you to set the right financial goals, but if you don't know how to set financial goals, then you New Year goals ideas will eventually fail! If you need some how to achieve your goals motivation and personal finance tips, then let's start with financial goal setting in a way that you don't make these financial mistakes.   Looking for help with in fixing your money goals for 2022 so that it doesn't turn into a financial disappointment? Let's work on it together… for FREE: https://www.tianabclewis.com/breakthrough 

You cannot have financial independence if you don't talking money mindset. Basic financial literacy and money 101 classes ignore how a money mindset shift can catapult your financial goals. But the only way to transform your money mindset is to have awareness of how your lack of an abundance mindset is impacting how money works in your life! That's why we're tackling  a money mindset activity to tap into your subconscious mind to uncover how you feel about money… really…   Looking for help with transforming your money mindset to achieve a better financial reality? Let's talk money together… for FREE: https://www.tianabclewis.com/breakthrough 

WE MADE IT TO 1,000 SUBSCRIBERS!! Pop some popcorn, grab a drink and set down for a 1000 subscribers thank you video and what I'm calling my State of the Union Address!   Check out one of my favorite YouTubers, SWOOP – https://www.youtube.com/channel/UCqHZdrDcZhhRO11m67Tgz4A   Stay connected on TikTok (https://www.tiktok.com/@tianabclewis) or our Patreon community (https://www.patreon.com/tianabclewis).

If you don't have vision for your dream life, it's tough to make money, eliminate debt, grow a business or achieve financial success. An abundance mindset requires that you visualize your dreams, which then allows you to save money, destroy credit card debt and build wealth for the financial future of you and your family. So give yourself permission to imagine your dream life, dream salary, dream net worth and what amounts to lifestyle freedom, so financial freedom can be made possible! Looking for help with envisioning your future or transforming that visions into a reality? Let's talk… for FREE: tianabclewis.com/breakthrough 5 Scriptures About God's Promises for You 2 Corinthians 9:8 Proverbs 10:4 Romans 8:32 Luke 11:9-13 Psalm 37:4

Are credit card bad? No! Credit cards are a great way to improve your credit score if you know how to use credit cards in smart way. While amassing credit card debt is a personal finance no-no, you can learn how to build you credit and how to increase your credit score by marking smart money moves with these simply credit card tips that makes sending in your credit card payment easy!   Join our new Patreon Community at https://www.patreon.com/tianabclewis.

Parenting ghetto! Many adults struggle with personal finance and money management, but parents have to budget and teach kids about money, saving and budgeting too! A TikTok video from spring 2021 shares a mom's  method to teach kids money so they have financial literacy, healthy money habits and great spending and budget systems. And yet, people are angry. So… should kids pay bills or not?   Follow and share videos with me on TikTok at https://www.tiktok.com/@tianabclewis.   Join our new Patreon Community at https://www.patreon.com/tianabclewis.

When your emotional health and mental wellbeing are in disarray, the symptoms of depression, stress, trauma and mental illness can lead to splurging money and bad money management. Many don't realize that mental wellness and health is part of personal finance 101, so to achieve financial freedom, we need to talk a little psychology. Join our new Patreon Community at https://www.patreon.com/tianabclewis.

Setting boundaries with family is a hot mental health topic for good reason. Without healthy relationship boundaries, money and family can become a personal finance problem that halts your progress to financial freedom. That's why setting money boundaries such as disregarding bad money advice, learning how to say no to family and avoiding loaning money to family is vital! Join our new Patreon Community at https://www.patreon.com/tianabclewis.

Payday loan apps like Dave and Earnin appear to be payday loan alternatives that bypass the debt habits that keep you poor… but are they? Cash advance apps are really personal finance apps that you want to avoid, because that instant cash is a regular payday loan, just with a twist. Cash advance apps is just payday lending in money management apps form. That's why todays money tips are about how these lending apps keeping you broke should be avoided!

Let's take a break in our regularly scheduled programming to pray. Spiritual warfare is happening everywhere, which means we need a battle ready prayer for women! An anointed prayer in faith and with the power of the Holy Spirit. Whether you know how to pray or not, let's get the anointed oil and go to God with a warfare prayer.

The Cash Envelope Method is a budgeting for beginners system that every Dave Ramsey fan has heard of. When learning how to create a budget, learning how to start using cash envelopes can be helpful for saving money or managing a paycheck to paycheck budget. So if you're ready for some cash envelop stuffing, stay tuned as we explore the cash envelope system for beginners. If you're tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com

August is Black Philanthropy Month, which means black philanthropists (and black female philanthropists such as myself) are giving back as an act of faith and compassion. Whether you're tithing or giving to a nonprofit, your charitable giving has benefits beyond the community outreach. While some of are planning to give black, check out this video to learn how your philanthropy work will give you tax breaks and even Christian benefits! In honor of Black Philanthropy Month, learn more about the Women in Power Empowering, the first giving circle of black women in the Dallas-Fort Worth area. To learn more, check out our website at empoweringwomendfw.org.

We all know having an easy budgeting method is vital to successful budgeting and personal finance management. After all, quick budgeting methods help you control your money, but what's the best budgeting app? Today we're doing a YNAB, You Need a Budget app review, a zero based budget that is among top budgeting apps for 2021. Is YNAB for beginners? Can it show you how to create a budget? Let's find out! If you're tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com

Personal finance 101 requires having better money habits, like creating a budget each month for money management. If you never learned how to make a budget, I have some budget tips that make improving how to manage your money an easy budgeting experience. So come budget with me with the budgeting 101 guide that I use for my paying clients!   If you're tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com

When you want to know how to save more money each month, your personal finances may require you try some extreme ways to save money on a low income. Or you may want saving money tips and tricks that show how to save money faster. That's why we're diving into money tips, money hacks and ways to save that work for anyone, even those needing money saving tips on low income.   If you're tired of trying to conquer your finances, get clear on your calling and step into your purpose full-time ALL by yourself, apply for a spot in The Circle today at AmbitiousDreamers.com

When personal finances are tight or you want to knock out a money goal, knowing how to save more money each month is key. The best part is money saving hacks don't always have to be complicated. From combining minimalism and money to money tips and tricks that put saving money on auto-pilot, we're diving into money saving tips that reveal how to save money faster and more easily. Is your subconscious throwing up surprise roadblocks on your path to financial freedom? Get instant access to the Money Mindset Mastery Mini-Course today: selahmoney.com/mindset

When learning how to hear Gods voice, it can be hard discerning the voice of God from the voice of the enemy. The truth is God's voice vs satan's voice can sound similar, which is why successful Christian living is so tough. To maintain a Christian lifestyle, prayer and faith can only go so far, because accidentally listening to the enemy is a recipe for disaster. That's why this Christian advice is about knowing God's voice vs devil's voice so that your life and ministry work align with God's will! Is your subconscious throwing up surprise roadblocks on your path to financial freedom? your Get instant access to the Money Mindset Mastery Mini-Course before Sunday for a mere $27: https://www.selahmoney.com/mindset

To walk in purpose for Christian living and financial success, hearing God's voice is vital. Yet do you sometimes ask “Why is God not speaking to me?” God's voice is never silent! Maybe you're not discerning the voice of God. Maybe you how God speaks to you can be in many ways. If you want to hear the Holy Spirit so you Christian lifestyle can align with God's will for your life (and bank account), check out these 12 ways of how God speak to us. Be the first to know when the Money Mindset Mastery Mini-course hits the scene next week: https://www.selahmoney.com/mindset

Your circle of friends is messing with your money! From money status competitions, bad money advice to terrible money mindset influences, your friends can easily derail your journey to financial freedom. When you need to be spending money wisely, their lack of money management skills may have you spending everything. So heed this practical wisdom as Tiana B Clewis breaks down the top 6 reasons your friendships are messing with your money.   Be the first to know when the Money Mindset Mastery Mini-course hits the scene: https://www.selahmoney.com/mindset 

⁠NEWS FLASH!! A budget is NOT a miracle cure! I repeat… a budget is NOT a miracle cure!! You could literally budget perfectly every single month and still be completely broke. The reality is that while a budget is really powerful tool, there are simply some things that it just can’t do. So today, I’m breaking down what your budget can and cannot do so you can stop wasting time and start making real progress on your financial freedom journey.

The wrong mindset can leave money and prosperity out of reach, which is why money affirmations matter. Good prosperity affirmations or abundance meditations can help retrain your subconscious mind to stop sabotaging your plans of wealth. That’s why Tiana B Clewis has combined powerful affirmations with guided meditation to create a 10 minute meditation for financial abundance! Be the first to know when my new Money Mindset Mastery Mini-Course drops: https://www.selahmoney.com/mindset

Can a money app show you how to pay off debt fast? Maybe. The Hi Charlie debt payoff app claims to help with paying off credit card debt, students loans and other debt faster with less stress. But can this debt tracker really help you on your journey to debt free living with a fast debt pay down strategy? Let’s see.

Should you be helping your ex financially? A question hit my DM from a man with an emergency fund who asked about emergency savings as financial help for his ex and their kids. Unless, marriage is on the horizon, Tiana B. Clewis wants to move from his emergency savings fund to the non-existent financial boundaries. So let’s talk about setting boundaries in relationships when it comes to money!   JOIN THE CIRCLE: If you’re ready to pursue your purpose (instead of being bound by green cotton), head to ambitiousdreamers.com to discover these two life-changing secrets and the simple system I’ve created to make them work in your life. Once you know those secrets, we’ll get together to figure out whether it’s time for you to be part of The Circle: https://www.ambitiousdreamers.com