Building Business Resilience

Gareth and Shane talk about the growing cost of living and how that maybe effecting peoples financial decisions or lack of decisions made around it. How the lack of education on personal finance and growing inaccessibility to professional advice is causing people to rely on unregulated advisors and what problems that could cause. Also the misunderstanding of Saving vs Investing.Free budgeting spreadsheet below.Stay well, stay motivated and most of all stay educated.Instagram GarethsRecording Equipment

Building financial freedom starts with knowing how to budget effectively. Knowing what you have in your account, organizing it to be reserved for the payments you will make can stop that issue of worrying if you have enough money to spoil yourself with that extra drink at the bar. Stop deciding to either worry about over spending when out or go completely careless and plan ahead. Become bud-getting brilliant. Free budgeting spreadsheet below.Stay well, stay motivated and most of all reach those goals.Instagram GarethsRecording Equipment

In today's podcast Gareth Shears and Shane Hyland talk about how the world has gone mad, the growing costs to everything and how we can deal with these problems we are facing. Cost of living is a huge problem so take the time to look at our money management course designed to help you make the most of your money and develop the right habits. Link hereStay well, stay motivated and most of all reach those goals.Instagram GarethsRecording Equipment

What is the 50 30 20 rule? Knowing this rule will assist you in spring cleaning your finances and help you grow your wealth in a healthier way. Know what you should be doing come each bank statement to better guide yourself to financial freedom and better money management skills.Stay well, stay motivated and most of all reach those goals.Instagram GarethsRecording Equipment

The recent budget announcement has changed up a lot of things from pensions to investments so how could this have an effect on you. Shane and Gareth talk about our usual rugby and onto the budget. With the difficult nature of the economy big changes have been made and are needed. Keeping on top of these changes is necessary for us and you to be in control of your finances.Stay well, stay motivated and most of all reach those goals.Instagram Gareths: https://www.instagram.com/garetheducates/Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

Motivation can be the biggest driver for whether a business succeeds of fails and the most common example of demotivating emotions are known as impostor syndrome. Know that you are not alone when it comes to impostor syndrome, we all feel it from time to time. Pushing past this will be one of the biggest struggles but know that the lows come with the best highs in the end. Stay well, stay motivated and most of all reach those goals.Instagram GarethsRecording Equipment

Gareth and Shane discuss the recent UK government budget and what effects it will have. Before that though we celebrate Ireland's win against Scotland giving us one of the best performances we've seen this year in rugby.Instagram GarethsRecording Equipment

Here are 5 strategies in breaking your money issues when dealing with a limited income. Financial planning is not just for those with money especially how important it is for people in low income.Instagram Gareths: https://www.instagram.com/garetheducates/Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

A belated St David's day celebration quiz today. Let's compare Gareth's score with last years video. Not so sure he improved this year. We then give you a break down on risk and how misunderstanding risk in personal finance can cause instability and loss of wealth.Measure risk right with financial professionals not on public trends.Financial freedom taught free and all your money worries made clear here at Sanctuary Educate.Instagram Gareths: https://www.instagram.com/garetheducates/Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

If only you knew this amazing deal that could get you a first class flight to New York for £400. Only when we sort out the best deals can we truly create financial freedom. To develop better money management skills take a look at our website below (Sanctuary Educate) for all the courses you'd need to learn how to better finance your personal life and business for those few extra holiday trips.Financial freedom taught free and all your money worries made clear here at Sanctuary Educate.Instagram Gareths: https://www.instagram.com/garetheducates/Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

If you are using this car payment method you could be wasting up to 30K. We all want a fancy car but if you don't know about this current change in the pricing of how you own the car you're missing out. Here is an example of managing your money effectively and knowing your numbers. We are also questioning whether they extra few grand is worth the shiny new number plate or if you'd be better off with something slightly older.Shane and Gareth talk rugby, past cars and car ownership, gaming experiences and how tech has changed over the years.Financial freedom taught free and all your money worries made clear here at Sanctuary Educate.Instagram Gareths: https://www.instagram.com/garetheducates/Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

Instagram GarethsIf your feel like you many need some financial guidance in the future (You definitely will one day at the very least) it's a good idea to figure out what a financial planner etc do. After all they do manage your money. Here Gareth and Shane breakdown a financial planners role what they do how they do it and what to watch out for when it comes to noticing doggy dealings in the industry.Recording Equipment

Instagram GarethsMany of us try to save for things like holidays or a new car or a mortgage but struggle to do so. Here is a break down of the biggest contributers we see that stop people from being able to reach their financial goals and dreams.(No video unfortunatly today just a one off problem)Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

Instagram GarethsHear Leigh-Ann Regan's story of how she came from Grangetown Cardiff to the West End stage in London and after a successful acting career Leigh-Ann now runs a Talent Agency sourcing work in television, film, theatre, radio and commercials. (No video unfortunately today just a one off problem)Recording Equipment: https://educate.sanfp.co.uk/equipment-guide

Debt can be one of the most difficult problems with money especially if it is high debt where your income is being eaten by interest costs. To help make paying off your debt easier here are our 5 top tips to reduce debt.

In this video we talk about the new bank of England base rate and how that could affect the current living crisis. We talk about last weeks 6 nations rugby kick off game between Ireland and Wales. Always a fun discussion between Gareth and Shane. Finally our Book: Influences release is just around the corner which is made to help guide you into a life of financial freedom and find your goals can be in reach

For those of you excited about our book release coming up we decided to have Shane read a section of the book so you can see the work we have put into bring you a great quality and useful book.

For those of you excited about our book release coming up we decided to have Gareth read a section of the book so you can see the work we have put into bring you a great quality and useful book.

Through Gareth and Shane's experience in the finance industry we find some interesting problems pop up regarding the pain points of what the people need that are not being met under the current industry model. We are also explaining how Sanctuary is evolving to meet these issues and foster a new age of easy access to financial freedom.

So many people struggle with even the simplest of methods for managing their money. So here are some steps you can take to have a well reinforced budgeting plan.

The level of education people have with managing their money should be looked at as shocking as having someone leaving school never learning to read. The necessity of understanding money management should be as on par with math and English because without it we find ourselves in avoidable situations that we just didn't see coming.Expecting families to teach this to their children themselves is a naive outlook because the parents may never have been taught this themselves. Through real world examples we can teach the children the mistakes they are yet to make and give them a chance.

Consistency is key to a lot of the big things in life. One 9 hour session i the gym does not suddenly make you fit, but 20 minute sessions every day will. The same works in finance, if you invest regularly into your investments the power of compound interest can create a large pool of your money where it has been invested on top of itself over and over again generating more money for the future.

All our knowledge on managing your money put into a book. Ideal for those looking to close the loops in their personal finance skills and anyone who is looking to learn more about managing their money for today and tomorrow. If you didn't grow up being taught these major skills chances are you'd benefit from it now

A great way to overcome the biggest issues you are having with your money management is to get a financial coach. These are people who spend their time guiding you on the right path for a more sustainable lifestyle. Although we can all try and do it ourselves, nothing can beat tried and tested methods regularly used by professionals who have done what you are trying to do, beaten the odds and become so adept at doing it they ended up leading others down the same road. Stop just trying and get results now.

Saying you are managing your money is the easy part. The hard part is really knowing what kinds of pitfalls await you on your financial journey that could trip you up and stop you from reaching your financial goals.Get planning now and be aware of what these problems are.

2022 has been a difficult year. 2023 isn't likely to be any different so here are some money management tips that could easy any hurdles that come your way. With financial education we can have a confident life knowing that we are prepared for anything.

This is an episode from our old Podcast show we just wanted to bring them over to this channel for your entertainment.

Business's can be vastly complicated. So a second set of eyes can help see the the things we miss. Hiring a professional in your industry to coach you through all the hurdles you will experience in your business journey can give you the edge you need to succeed.

This is an episode from our old Podcast show we just wanted to bring them over to this channel for your entertainment.

Some times a second opinion is all you need to find the holes in your business. With a profit coach these are the experienced people you need to come in and find those holes like homing beacons. Make sure every leak on your ship is plugged and sailing confidently.

This is an episode from our old Podcast show we just wanted to bring them over to this channel for your entertainment.

This is an episode from our old Podcast show we just wanted to bring them over to this channel for your entertainment.

 2022 has given us an idea of how rocky the economy of today is and we are making big plans for 2023 to better help you with the high inflation, increase in interest rates and difficult housing market. Keep an eye out for our videos we will be here giving tip, trick and talking about the best way to handle the common financial issue that occur in the future.

This is an episode from our old Podcast show we just wanted to bring them over to this channel for your entertainment.

Here are some of our personal financial tips we think will help you in 2023. Get educated today on how to manage your finances better and become confident that you have all you need to survive 2023.

Shane and Gareth give their take on 2022 when we think about Finances, education and business planning. Comparing to the past few years 2022 has seemed like a softer touch compared to most but with issues like inflation, interest rises and an unstable market. We now need to be looking at the future and preparing for what will be big changes in the ongoing future.

We can all sit around at the pub with our friends talking about how we'd fix the problems in football or rugby because we pay attention to the details of the sport. But very few make the same effort to their personal finances. Like sports we need to get rid of the old and bring in the new, understand that finance today is very different to our parents and theirs. The lessons of simply save no longer hold the financial strength it used to.

Many new years resolutions will be coming up soon, according to the statistic success is stacked against you but with a strong foundation you can plan to success with the right habits. Here Shane walks us through a plan for how to save better for the future using his goal based planning system S.M.A.R.T.

The Telegraph state that the self-employed, contractors and footballers can not get a mortgage under the current housing market. Only that's what they are telling you. With our experience we know the reality of this possibility.  

Talking through the current issues many of us a finding financially. Shane and Gareth explain the need of better financial education for everyone. Education that we wish we had in school should not hold us back being educated now whether in your 20s or in your 60s will help provide a better tomorrow. Even Ronaldo gets coaching for football. Who can teach the best how to be better? That's right professionals. Don't rely on Steve down the pub on how to manage your finances better find the right help with Financial Professionals.

We have been working in finance for many many years developing our understanding of everything this can encompass. All so we can bring you the right service, the right treatment and the right path to be living the life you want. 

Money is getting tighter and tighter. Only with the right knowledge can we ride this wave and weather the storm. Gareth and Shane having professional financial experience of 30+ years know all the things you could do to make your money mean something. 

Too often we here about the crypto, NFT get rich quick schemes tell you about the next big win. Us at Mind and Money know better than these social influencers who have never invested professionally in their lives.We have a secure investment plan we make for our clients, where we keep it in safe diversified portfolios. It's not 100% but when it comes to investing nothing is, but to counter today's inflation investing is one of the best ways to save your wealth.Always find a financial professional to invest for you because no matter how many videos you've seen or online bitcoin group chats you're apart of they will always know better.

We have had a difficult few years for some of the obvious reasons and many of us want the Christmas we deserve and the kids deserve. Although we need to be careful with inflation sky high and interest rates on our loans growing. If we over do it today you could end up in a difficult 2023 losing out on more money than ever before. Have a Christmas today that won't stop your Christmas for tomorrow.

With the current economy many are feeling the weight of their expenses including businesses. This is when companies start looking at redundancies, budget cuts, and reining in their marketing. But we have another take, while all these businesses stop their marketing and quiet down you should be doubling down on it making social media posts, paying for adverts. Why? because when these companies lose their grip on their customers because they can't be there when they need them. Instead they'll see you and after all this economic down turn they will remember you as that company they know they can rely on. Be there at the forefront at tackling the difficult times and you may find yourself be rewarded. Risk and Reward

Think Noel Mooney and you think Wales and the first appearance at the FIFA World cup in decades.Noels journey has taken him from been born a stones throw from Arsenal previous ground Highbury, moving to Wales for a short period of time and then settling in Limerick in Republic of Ireland.During a time when football was not a mainstream sport in Ireland, Noel took matters into his own hands and set up a football club, which is still going today.Time spent between the sticks for Limerick FC, Cork City and Shamrock Rovers brought glory in the form of a FAI winners medal.After hanging up his boots Noel stayed within football and took up the role of “National Co-ordinator of the Club Promotions Officer Programme” with the Football Association of Ireland.  People and organisations began to recognise his ability and after climbing the ladder within the FAI, UEFA came calling where he climbed to Head of strategy working with all 55 countries.When the opportunity came to become CEO of the FAW, it was an opportunity he could not turn down.  Deficits turned into surpluses on the spreadsheet under his guidance and a World Cup appearance was achieved.  Offical website

Well the base rate is 3% now this is where it all goes down hill. This seems like the attitude of everyone when talking about this but lets look at some numbers and get a better idea of what our situation actually is.

Great discussion with James, finding success for businesses and sharing his experiences with you. James Church is the author of the Amazon best-selling book, Investable Entrepreneur: How to convince investors your business is the one to back, and co-founder and COO of Robot Mascot, a global award-winning investment readiness agency.He's on a mission to stop great ideas failing due to poor communication and is frustrated to see so many founders struggle to raise the capital they need because they're unable to convince investors their business is the one to back. James is passionate about working with founders to present a clear, concise and credible business case to investors.James has been featured in Entrepreneur Magazine and Forbes. He's run mentoring sessions at Tech Hub, Google Campus and Runway East, and delivered mastermind sessions for accelerators run by The Chartered Institute of Marketing, Design Museum, Dent Global and the University of East Anglia.https://www.robotmascot.co.uk/

Many families take on debt to pay for Christmas presents. With presents being more and more expensive like the new Ipad or that games console this is understandable. But with the current living crisis interest on our debt can only rise and some may find themselves paying off that PlayStation well into 2023. Plan your finances and avoid the debt cycle.

We hear I am a qualified professional but too often they miss out that they are completely out of practice. Do they have the practical know how and understanding of what you need or have they just regurgitated the book of how at you. With our combined 30+ years experience we know the importance of taking advice from real experienced professionals.