The Mortgage Mum Podcast

An Exclusive Interview with April Mortgages - Rachael Hunnisett! Exciting News! Listen to Sarah as she speaks to Rachael Hunnisett, about how you can buy a home with no deposit! Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and welcome back to the Mortgage Mum podcast, where we're diving straight into Part Two of our conversation about remortgaging if you've suffered bad credit. Tessa will be asking all the questions people Google on this topic, to give you everything you need to know. If you haven't already, start by listening to Part One and then come back to Part Two. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

A very warm welcome to today's episode of the Mortgage Mum Podcast, where I'm here with Tessa who's going to be asking your questions. I'm excited to cover this topic, because I don't think there's enough information out there that feels friendly and informative. We're focusing on those of you with bad credit who are wondering whether you can remortgage. We're answering all the questions you're searching for online, to give you everything you need to know. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and welcome to another episode on The Mortgage Mum podcast. We are sticking with our Remortgage series, and today we're talking about Buy to Let Remortgages. This is a bitesize episode, hopefully giving you everything you need, with the lovely Tessa asking your questions. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and a very warm welcome to today's episode of The Mortgage Mum podcast. You've got a treat here because we have two co-hosts today - Liz, who is a member of the Mortgage Mum team - and Tessa, who's going to be asking all your questions. A big thank you to Jacqueline who messaged The Mortgage Mum and asked questions around the topic we're covering today: remortgaging when you are buying somebody out of your property. Jacqueline said she's been looking for a podcast about remortgaging and buying a partner out of a mortgage. This is usually post breakup or post divorce and many people ask us about this question. We're going to be answering Jacqueline's specific questions within this episode. Thank you for sending them in and prompting us to have this discussion today. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Liz, Mortgage Broker at The Mortgage Mum please email liz@themortgagemum.co.uk or call 01702 887426.  f you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and a warm welcome back to The Mortgage Mum podcast where we are diving into product transfers. What are they? How do they work? Are they the same as a remortgage? We're going to be answering all the questions that you've been sending in on this topic and we've got the wonderful Tessa here to host the episode as always. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

A very warm welcome to today's Mortgage Mum podcast. Here at The Mortgage Mum we are really passionate about celebrating new-build properties and shining a light on this area of the market. Today, we're continuing our remortgage season by talking about new build remortgages. And who better than to do that than our very own head of new builds, Charley O'Neill? Tessa's hosting the episode as normal and asking us all the questions you have when it comes to remortgaging new build properties.  Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Charley, Senior Mortgage and Protection Adviser & Head of New Build at The Mortgage Mum please email charley@themortgagemum.co.uk or call 01702 887426. If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and a very warm welcome to today's episode of the Mortgage Mum podcast. Today's episode is a little bit different, and we're very excited to finally tell you that we have been working on something special at The Mortgage Mum in 2024. We're now ready to launch this exciting new space - that we really believe is going to add to The Mortgage Mum service and help you on your finance journey. The lovely Tessa, who joins us on most episodes, will be interviewing someone different today, a member of our senior team. Please welcome Dinta to the podcast, to open up the conversation about our brand new company coming in 2025. And that is, drum roll, please…..The Mortgage Mum Wealth. Wealth is a wonderful word suggesting that we have an abundance of financial assets. The wealth space is about pensions, investments, ISAs and all of the different facets that includes. There are incredible opportunities in this space. The information out there is not being translated in a way people understand. We are so looking forward to being able to do that for you. To celebrate the launch of The Mortgage Mum Wealth, we are asking Dinta some of the main questions people Google on this topic. So without further ado, let me hand over the episode to the wonderful Dinta and Tessa. Please send in your wealth questions. Let us know what you want to know more about, and we will cover it in future episodes and on our social media. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Dinta, Senior Mortgage and Protection Advisor at The Mortgage Mum Wealth please email dinta@themortgagemum.co.uk or call 01702 887426.

Welcome to today's episode of The Mortgage Mum podcast, where we are talking about remortgages. There are 1.6 million of you coming off your fixed rate deals in 2025, so listen to this episode to make sure you're prepared and you'll know all your options when that time comes. The remortgage market is set to increase by 33% this year, so it's essential that we cover this topic. So we're really glad we're talking about it today - as usual, Tessa is going to be posing your questions. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello, and welcome to today's episode of The Mortgage Mum podcast, where we're talking more about remortgaging for debt consolidation. Some people don't realise that this is an option, and that they can make a long-term plan using their mortgage if they're sitting on lots of debt on credit cards or personal loans. Today, we're going to demystify this topic and hopefully empower you to make the right choice. As always, Tessa is going to be asking Sarah your questions and Sarah will hopefully give you all the answers you need by the end of this episode. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast  If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

A very warm welcome to episode two of the remortgage series on The Mortgage Mum podcast. Tessa is here, asking your questions on very specific areas of the remortgage market. We've just done a very great contractor series and this time, it's all about remortgages. In this episode we are talking all about how you can remortgage an unencumbered property.  If you've got any questions and you want them answered on The Mortgage Mum podcast, you can email us at info@themortgagemum.co.uk or on social media. If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast

Welcome to the first episode of 2025 on The Mortgage Mum podcast. I'm excited about this year. I've got a good feeling. My numerology tells me it's going to be a great year in the property market and for myself, so let's see what happens! Tessa is here with us again, and we're answering your questions. I'm really excited because this time we're diving into the world of remortgages to give you all the answers if you're self-employed. Many of these answers will also apply if you're self-employed and just looking for a mortgage of any kind. So listen in and grab your notepad… Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and welcome to the Mortgage Mum podcast. It's bittersweet, because this is our last episode relating to contractors. Tessa is going to be asking me your mortgage questions and this time, we're talking about subcontractors and giving you some clarity on what that means for getting a mortgage. It's been a good series. I think it's helped a lot of people. A lot of feedback we've had is that we're helping to show the many layers of the contractor world. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello and a very warm welcome to you to today's Mortgage Mum podcast. We are finishing the contractor series with a very important topic. We're talking about CIS mortgages. These are mortgages designed specifically for those working in the Construction Industry Scheme (CIS) - you may not realise that there are special mortgages just for you. I'm here with the lovely Tessa again, who's going to be asking me your questions! Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

In this special episode of The Mortgage Mum Podcast, Sarah interview Jon Mathews, Founder & MD of Hawksbeck Annexe and Garden Rooms. Join us as we take a deep dive into garden rooms and annexes, telling you everything you need to know, including: What are the top tips for finding the right builder to create your garden room? Do garden rooms add value to your house? What are the red flags when researching? Things we never knew we needed to know! How you can create an income from your property by building an annexe or a garden room As well as hearing some of Jon's story as a business owner, from an employed finance role in the City to building garden rooms for one of the most well respected brands in the industry This is an episode not to be missed! Jon said “I'm Jon, Founder of Hawksbeck Annexes and Garden Rooms. I set up Hawksbeck because there was a real need for people to have a space away from the house to work, rest and play. We have been a pioneer in annex and garden room space, building bespoke outbuildings that will last a lifetime. All our buildings are built to the highest standard using BBA accredited materials. They are design by architects and engineers and meet building regulations. Therefore, they are fully habitable and come with a 10-year insurance backed warranty. I name the company Hawksbeck, as that was my first dogs pedigree name. I absolutely love the dog, and absolutely love the name, so seemed perfect fit to name the company after him. I'm proud that name has now become synonymous with quality, service, and design. I'm passionate about what I do. I love the first meeting with the client, being involved in the design journey with them, overseeing the built process, then they joy and excitement when we handover the keys to a stunning finish product. I often get asked my favourite project, it is always the next project we're about to do. No two builds are the same, no two clients are the same!” You can find Jon at: LinkedIn Facebook Instagram  Visit Hawksbeck Annexe and Garden Rooms. We hope you enjoy the interview, and please keep sending your questions into us for more episodes and social media content. Sarah x

A very warm welcome to this episode of The Mortgage Mum podcast. This is part two of our foreign income series. In the last episode, we covered lots of your questions on foreign income mortgages, and we're going to cover the rest of them now. We're joined again by the lovely Tessa and Maira to answer the questions you've been sending in. If you missed the last episode, Maira is a broker at The Mortgage Mum and comes from Brazil. Maira deals with clients all the time from all kinds of different places and understands more than most people the challenges of having a foreign income and getting a UK mortgage. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast  If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Thank you for joining us on The Mortgage Mum podcast for another episode. Those who've been listening know we've talked recently about contractor mortgages - but this time we have a brand new topic. We're focusing on those of you who are trying to get a mortgage with foreign currency income. It might be that you live abroad and you're trying to get a UK mortgage, or perhaps you live in the UK but you generate some foreign currency income. Over the next two episodes we're going to answer all your questions on this. Plus, we've got two other podcast hosts - the lovely Tessa as normal, asking us your questions, and we're also joined by Maira, a Mortgage Mum broker who comes from Brazil. She very much understands the needs of a client that has lived abroad for a period of time. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast  If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Welcome to our latest episode of The Mortgage Mum podcast. Sarah Tucker is back again and she is still talking about contractors! There are many types of contractors to cover and today's episode is going to be a really interesting one, because this isn't a typical contractor, it's an umbrella contractor. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello, and welcome back to another episode of The Mortgage Mum podcast.  You might be wondering, are they still talking about contractors? Well, yes, we are! That's how many contracting questions there are out there.  Today we're talking about Buy to Let mortgages for contractors. This is a great episode, even if you're just wondering about Buy to Let mortgages and you're not a contractor. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Sarah Tucker joins Tessa again this month, this time to answer your questions on IT contractor mortgages. Of all the contractors we know, we definitely speak to IT contractors the most frequently. It's a very popular area. This will be a good episode for those of you who are IT contractors, or if you're thinking of becoming one. As always, if you have questions, send them in to us - they will form part of our future episodes. You will also notice Sarah is doing live mortgage Q&As on her Instagram page now, as well as regular videos and podcast episodes. So keep sending your queries in, and we'll help as many of you as we can. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Sarah Tucker is back to continue answering your questions on mortgages for IT Contractors. Our focus at the moment is on contractors, and we've been looking at First Time Buyer contractors and standard contractors, and now IT contractors. If you haven't already listened, we have covered a Part 1 episode and we're going to get very granular again with you for this next part. We hope we have covered all the questions that we can for IT Contractors across our Part 1 and Part 2 episodes but if you have any more, please let us know - we would love to help.  Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts!  www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

The topic of conversation on this episode of The Mortgage Mum Podcast is mortgages for First Time Buyer contractors. It's very specific and we're going to give you as much information as possible. Tessa is back again to ask Sarah the questions that you've sent in to us and as always, if you've got any more questions, please send them in - they could be featured on another episode or Sarah will answer them specifically on social media. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast  If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

On this episode of The Mortgage Mum Podcast, we are talking about contractor mortgages, for those of you who are on a daily rate. We recently recorded an episode on mortgages for First Time Buyer contractors too - in case you would like to listen to that too. We're also here again with Tessa, who's going to be asking Sarah the questions that you've sent in to us. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Hello, and welcome back to the Mortgage Mum podcast with Sarah Tucker. In this episode, we are going to be doing some questions and answers again, which worked really well in our previous episode. This time we are covering the topic of high net worth mortgages, which can sometimes fall into specialist finance. As you may or may not have seen, we've recently launched The Mortgage Mum Specialist Finance as its own company and It's headed up by myself and Shelley Walker, who's managing director of that business. We would love to do another episode in the future with Shelley as part of the specialist finance podcast. But for now, we want to answer your questions. We've had lots of them about how high net worth can be factored in differently for mortgages, so hopefully we cover them all for you on today's episode. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

Welcome to one of two episodes to be released in July on The Mortgage Mum Podcast! Sarah Tucker is excited to be back on the show for the first time in a while and she is also joined by Senior Mortgage and Protection Advisor and Head of New Build at The Mortgage Mum, Charley O'Neill. This is the first time Sarah and Charley have hosted an episode together but you'll recognise Charley from the new build podcast that was released recently. The team is also making some exciting, new changes to the podcast! With some really great feedback from listeners so far and suggestions for topics, they have decided to bring in Tessa from the Lead Engine as host, to ask the questions that you've been sending in. To kick start this new process, Sarah and Charley are excited to answer your most popular questions on getting a mortgage with commission income…so let's get started! Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast Charley is a Senior Mortgage and Protection Advisor and Head of New Build at The Mortgage Mum and can be contacted on 07841 581992 or via email charley@themortgagemum.co.uk If you would like to reach out to Sarah, Founder and CEO at The Mortgage Mum please email sarah@themortgagemum.co.uk or call 01702 887426.

“Demystifying the million pound mortgage” Welcome to this month's episode of The Mortgage Mum podcast. This month's episode is hosted by two of our expert mortgage brokers, Kim Balasubramaniam and Katrina Horsted. With backgrounds in high-end events and luxury fashion, Kim and Katrina are well versed in dealing with discerning, high net worth clients.  In this episode they discuss the million pound mortgage; why you might need one, how to get one and how working with a broker in this space is vital. Kim and Katrina discuss the need for million pound mortgages, both in the residential, buy-to-let and development sectors, particularly for those families wishing to move to their forever homes. They talk through affordability considerations; for those clients with complex incomes, background investments and illiquid assets and how different lenders take these elements into consideration. Katrina shares the types of mortgages available for larger loan sizes and the considerations that should be given to each, and Kim discusses the various repayment options available. Finally, the pair share how working with a broker in this space is vital both to save the client time, and to lean on their expertise and relationships with lenders and their specialist larger lending teams to ensure a smooth journey to completion of that million pound mortgage and forever home.

Eliot Darcy is the CEO and Founder of Own New. Own New is dedicated to solving problems on the housing market and helping people to buy new homes.  This episode focuses on their Rate Reducer scheme which they have brought to the market which gives buyers access to lower interest rates when purchasing a new build property. Charley O'Neill, Senior Mortgage and Protection Advisor at The Mortgage Mum chats to Eliot about the advantages of the scheme, where the idea came from, a bit about Eliot's history and advantages of buying a new build.  Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast  For more information about the Scheme please visit: Own New Follow Eliot on LinkedIn If you'd like to reach out to Charley with an enquiry about new builds or general mortgages, please email: charley@themortgagemum.co.uk or call 07841 581992.

Welcome to April's episode, where guest host Gemma Bennett, Senior Broker at The Mortgage Mum, takes time to discuss getting mortgage ready when you have a fixed term, temporary or zero hours employment contract. Being employed doesn't look the same for everyone and if you have an employment contract that isn't considered permanent, you may need to consider a few extra elements to help lenders understand your current and future income, when it comes to applying for a mortgage. Since working in the mortgage industry Gemma has seen just how varied lenders are in their approaches to contract workers and uses this podcast episode to give you an overview of things to consider and how to get yourself in the best position. Essentially it comes down to offering the lenders as much evidenced security of your income levels as we can. We do this by looking both back at your recent employment history and forward when it comes to non permanent contracted employment. Gemma hopes she can shed some light on what's required and what is most helpful if you're in this position. Please don't hesitate to ask any questions. Gemma is an award-winning senior broker at the mortgage mum and can be contacted on Gemma@themortgagemum.co.uk Follow Gemma on: Instagram @gemmabennett_themortgagemum Facebook @gemmabennett_themortgagemum LinkedIn Gemma Bennett

Welcome back Sarah! This month's episode see's the return of The Mortgage Mum's Managing Director, Sarah Tucker. Sarah records her first podcast episode since coming back from maternity leave and shares an insight into the past year. As Managing Director, Sarah gets asked a lot of questions around owning a business and having children, including what that looks like, how she manages it, and how this feels, which she explains in this episode. Plus, ahead of International Women's Day this week, Sarah hopes to inspire other women that might be looking to start a family and run a business. Listen now on The Mortgage Mum website or wherever you get your podcasts!

In our new episode on The Mortgage Mum Podcast, we are joined by three of our Mortgage Mums - Sally Mitchell (Senior Mortgage Broker and Business Manager), Katrina Horstead (Mortgage Broker) and Kim Balasubramaniam (Senior Mortgage Broker). Each with a very different story, Sally, Katrina and Kim talk through their unique back stories including how they became Mortgage Brokers and how they landed their roles at The Mortgage Mum. They talk about their background, how they discovered The Mortgage Mum, getting qualified and more. They talk about how being a mortgage broker is a true "human" job, listening to real people and understanding their circumstances. It's beyond numbers, it's interesting and exciting. Proving that you don't have to have a background in Financial Services, we hope their inspiring journeys can show that you can create a flexible work and life balance as a broker. Not all of our brokers are parents, but those that are, make this career work around their families. Mortgage brokers are a huge part of anyone's property-purchase. The Mortgage Mum brokers specifically are there every step of the way. They build real relationships and their invaluable life experience really shapes the much needed positive, patient, kind and empathetic attitude the mortgage industry needs, all of which we believe contributes to being a successful mortgage broker. If you feel inspired by this episode and Sally, Katrina and Kim's stories, and are interested in becoming a mortgage broker, or whether you are already a broker and want to find out more about being a broker at The Mortgage Mum, then please check out our course: Your Complete Guide To Becoming A Mortgage Broker. Hosted by our founders, Sarah Tucker and Jamie Lewis, this course covers getting the qualifications you need, learning how to get your own leads, branding your business and everything in between. Visit themortgagemumcourses.co.uk to find out more. Get to know Sally Mitchell, Katrina Horstead and Kim Balasubramaniam via our website where you can also find their social media links to connect with. ww.themortgagemum.co.uk/our-team/sally-mitchell www.themortgagemum.co.uk/our-team/katrina-horstead www.themortgagemum.co.uk/our-team/kim-balasubramaniam Visit The Mortgage Mum YouTube channel to watch the video recording of this episode.

Welcome to January's episode, where guest host, Gemma Bennett, Senior Broker at The Mortgage Mum takes time to discuss getting mortgage ready as a self-employed applicant. Gemma has been self-employed as a sole trader and a limited company director for her whole working life. She understands how it can really feel like you're jumping through hoops and met with a certain amount of resistance when it comes to mortgages first hand. Since working in the mortgage industry for the last few years Gemma has seen the other side, the lenders side of self-employed lending. Gemma wants to put both areas of experience and knowledge together, to help her fellow self-employed applicants be as prepared and empowered as possible when it comes to their mortgage needs. Gemma offers tips and explains certain processes in a hope that you as a self-employed mortgage applicant, can get yourself in the best possible position for your mortgage needs.   We really hope you enjoy this episode and please don't hesitate to ask any questions. Gemma is an award-winning Senior Broker at the mortgage mum and can be contacted on Gemma@themortgagemum.co.uk Follow Gemma on:  Instagram @gemmabennett_themortgagemum Facebook @gemmabennett_themortgagemum LinkedIn Gemma Bennett 

Today's podcast episode is brought to you by guest hosts Shelley Walker and Elizabeth Pearson, founder of Simple Successful Stocks. Shelley has been with The Mortgage Mum since our launch in 2019 and is now a Director of our sister company The Mortgage Mum Specialist Finance. Elizabeth is a financial educator helping women to make their money work for them, by investing in the stock markets and taking charge of their financial future. A fan of all things sparkly and an expert in her field, she helps women to gain trust, knowledge and confidence in themselves making investments simple, successful and sustainable. This episode will cover: Personal anecdotes including how Elizabeth became interested in stocks and the important role of family supporting financial education Why ‘boring investing' can be best Top tips for investors – the four things you must plan for before investing – in property and in stocks How to get started and build a good portfolio Effort vs reward – what returns can be anticipated over time (there are no guarantees!) How society has influenced our financial behaviours How Elizabeth can help women to build their financial futures Elizabeth gives talks, runs investing taster classes and offers training to individuals and groups to become successful investors themselves.  Please find her on https://www.simplesuccessfulstocks.co.uk/ where you can also receive a FREE guide to investing. Taster classes include Girls Just Want to Have Funds! - The 7 Simple and Sparkly Steps to Start Investing – follow Elizabeth on Linked in to find details of her next session (13) ELIZABETH Pearson | LinkedIn Please click HERE for a FREE guide GIRLS JUST WANT TO HAVE FUNDS! 7 Simple and Sparkly Steps to Start Investing https://www.simplesuccessfulstocks.co.uk/complimentary-investing-guide/ Find Elizabeth on: https://www.simplesuccessfulstocks.co.uk/ LinkedIn: linkedin.com/in/elizabeth--pearson Instagram: https://www.instagram.com/simplesuccessfulstocks/ or by email: elizabeth@simplesuccessfulstocks.co.uk Shelley is passionate about helping investors reach their goals and can assist with all things mortgages, business and commercial finance. Reach her at shelley.walker@tmmspecialist.co.uk 07786566888 or book straight into her diary https://calendly.com/shelleymm

A Real Life New Build Purchase Journey & How To Add Character To Your New Build Property Welcome to this month's episode of The Mortgage Mum Podcast with guest host Charley O'Neill, Senior Mortgage and Protection Broker here at The Mortgage Mum. Charley is guest hosting this month's podcast, to talk through all things new build with the lovely Kate Hickmott, mum of two, author, interior design fanatic, and is also the owner of her very own New Build property. She's living in the southwest of the UK and is here to help us understand what the process of purchasing a new build looks like from a client's point of view, all the way through to how to add character to that blank canvas that you get with a new build property. Charley and Kate discuss: Purchasing a new build, schemes to help buy your property and sell your old property. The ways that Kate has added character to her home Tips on where to start with decorating Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast   Follow Kate on instagram @new_build_forever_home Click here for a free guide on how you can transform your new build home - https://subscribepage.io/new-build-interiors If you'd like to reach out to Charley with an enquiry about new builds or general mortgages, please email: charley@themortgagemum.co.uk or call 07841 581992.

The Mortgage Mum Specialist Finance is here! This month's podcast episode comes with some very EXCITING news as we officially launch our new business – The Mortgage Mum Specialist Finance! Our guest hosts - Shelley Walker and Daniel Hobbs give an overview of the new business, describing how we can help aspirational investors, seasoned property professionals and business owners with a wider range of finance options to meet their goals. Shelley has been at The Mortgage Mum since our launch in 2019 and is now a Director of our sister company The Mortgage Mum Specialist Finance. Dan is the Managing Director of New Leaf Distribution Network who provide a regulatory framework for the new company. Listen in as Shelley and Dan discuss.... What is The Mortgage Mum Specialist Finance and who are New Leaf? Who is our target market? Why have we launched this new division? What is our offering and what are our core business values? Listen in for an overview of our new finance options including: Secured loans Bridging – short term property finance Commercial finance Development finance Complex buy to let for professional landlords Business finance – asset and cash flow How we can arrange protection and specialist finance options for people who are high net worth Listen now on The Mortgage Mum website or wherever you get your podcasts! There will be more podcasts to come from The Mortgage Mum Specialist Finance when we can deep dive into finance options more. Drop us a message and let us know what you'd like to hear more about next! The team can be reached at info@tmmspecialist.co.uk or see our website for further information www.themortgagemum.co.uk/specialist Shelley can also be reached directly at shelley.walker@tmmspecialist.co.uk or by calling 07786566888. To find out more about New Leaf and Dan Hobbs, please visit: www.newleafdistribution.co.uk  The Mortgage Mum Specialist Finance (FCA 999350) is an approved representative of New Leaf Distribution Ltd (FCA 460421). Some of the products discussed are not regulated by the Financial Conduct Authority.

In this new episode on The Mortgage Mum Podcast, Zita Latham, Senior Mortgage Broker and Protection Advisor interviews Chris Nathan, owner and founder of Hound & Porter Estate Agency in Reigate, Surrey. Chris and Zita enjoy an open and honest conversation, talking about his journey to launching his own Estate Agency, and what makes Hound & Porter different. They also cover all the important questions and information you need to know when buying and selling a property, making those offers and whether it is a good time to buy in the current market. It's an exciting time for you, and we want you to be informed and well equipped with knowledge! Chris has over 30 years experience working within the real estate industry and has a huge passion for helping people to buy and sell properties. Chris believes that home buying should be an enjoyable and satisfying experience for everyone. When you are making important decisions, such as purchasing or selling a property you should expect honesty, local knowledge and highly personalised service from your agent. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast To find out more about Chris visit: https://www.houndandporter.co.uk/  If you'd like to reach out to Zita with an enquiry about general mortgages, please email: zita@themortgagemum.co.uk or call 07917 458783.

Welcome to the August episode of The Mortgage Mum Podcast. This month Kim Balasubramaniam, one of our Senior Mortgage Brokers is guest hosting the podcast and welcomes interior designer Sophie Robinson to the show. Sophie has enjoyed a long and creative career as a TV presenter, podcaster, journalist, stylist and designer with over two decades of experience in the interiors and media industry. You will recognise her from TV shows such as DIY SOS and most recently the BBC's Interior Design Masters. Sophie is well known for her love of colour and pattern and is on a mission to ban the beige! Her brand is about so much more than interior design though; it's about giving others the inspiration, know-how and confidence to be creative in their own home, and in an affordable way at that. In this episode we talk through Sophie's own journey with redesigning and renovating her family home; a tile hung cottage in the countryside that has undergone quite the transformation in the last few years.  Sophie shares her super useful tips for space planning like a pro, how to view the layout of a property when house hunting, and how simply changing the function of spaces can have a huge impact on how you live in your home. We discuss how the age-old adage of keeping everything neutral won't actually add the most value to your home, and how carefully chosen interiors can actually do the opposite. Sophie shares her top tips for injecting colour and personality into your home design to create a joyous space that works for you and your family, and how this has been proven to have a direct impact on our wellbeing. Finally we hear about her exciting future plans, and how her kitchen design was inspired by her new wallpaper collection. To find out more about Sophie's work, you can follow her on Instagram @sophierobinsoninteriors listen to The Great Indoors Podcast on your favourite podcast player or visit her website at sophierobinson.co.uk to find out more about her online courses and in-person workshops. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you'd like to reach out to Kim with an enquiry about general mortgages, please email: kim@themortgagemum.co.uk or call 07796 456580

Welcome to July's episode, where guest hosts Kim Balasubramaniam and Sally Mitchell discuss the highs and lows of purchasing, renovating and living in a period property. It's a bit of a switch from the norm as both hosts are Brokers at The Mortgage Mum. Kim is a Senior Broker who has lived in various period properties over the years and is currently renovating her 18th century cottage. Sally Mitchell is a Senior Broker and Business Manager and has lived in period properties ranging from the 15th Century to 19th Century for the last 35 years. Kim and Sally are both passionate about the historic significance of period properties and the different architectural styles and decoration they represent.  They believe they are quite simply unique and should be celebrated as the stars of the property world. Sally says, “We understand that taking on an older property can be daunting but there is a lot of advice and help out there and, with a few tips, it doesn't have to be a minefield.” Kim says, “We want to encourage people to become the custodians of these very special buildings and look after them so they can be passed onto future generations as living, breathing homes.” In this episode, Kim and Sally discuss:  Their love/ hate relationship with period property Listed Buildings, the types of listing and the special measures you must take when purchasing or renovating one  The balance between making a building sustainable and preserving its unique historical features Potential pitfalls to owning a period property How to get a mortgage an insurance on period properties Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you'd like to reach out to Kim or Sally with an enquiry about period properties or general mortgages, please email either: kim@themortgagemum.co.uk or call 07796 456580 sally@themortgagemum.co.uk or call 07549 158121

Have you ever considered Later Life Lending? Today's new podcast episode on The Mortgage Mum Podcast features guest host, Manjit Kaur, who is a Senior Mortgage and Protection Advisor here at The Mortgage Mum as well as an Equity Release Advisor in our Later Life Lending team. And we are delighted to welcome a special guest, Kay Westgarth, Sales Director at Standard Life Home Finance, who has worked in the later life lending market for five years and in the financial services sector for almost 30 years. In this episode, Manjit and Kay answer your burning Later Life Lending and Equity Release questions. As always if you have any comments, feedback or questions, please let us know! Manjit and Kay discuss: What is later life lending and how it differs from traditional lending Advantages and disadvantages of the Later Life Lending products available How does later life lending eligibility compare with a traditional mortgage What Equity Release can be used for The importance of the new energy performance certificates  Advice for people aged over 55 who are considering later life As advisers, we play an important role in helping older clients navigate later life lending options. We want to help those aged 55 and over access the money tied up in their homes, and being a part of the Equity Release Council, The Mortgage Mum's Later Life Lending team are trusted and highly knowledgeable on the latest guidelines from lenders and their products. Listen to this episode, out now on The Mortgage Mum Podcast - directly on our website or wherever you get your podcasts! www.themortgagemum.co.uk/podcast If you'd like to reach out to Manjit with a Later Life Lending, Equity Release or general mortgage enquiries, please email manjit@themortgagemum.co.uk or call 07956 810782.

Welcome to May's episode, where guest host Gemma Bennett, Senior Broker at The Mortgage Mum is joined by Abigail Foster founder and CEO of Elent Financial Education. Abi is an ACA chartered accountant and having recognised a severe gap in financial literacy within the workplace became passionate about doing what she can to amend this through relatable and easy to understand practical financial education, delivered through workshops in schools, universities and workplaces. This led to the creation of ELENT. Gemma and Abi discuss the importance of better financial education and how Abi is assisting in bridging this gap for so many. Her passion and drive to eradicate the gender pay gap and what she's doing to inform the younger generations of the future workforce, with better conversations around finances. Gemma discovered Abi on social media when recognising, from conversations with many clients and peers, that a need for a better financial education system is required and started wondering what was out there. Stumbling across Abi with her tagline, ‘the financial education you wish you had learnt at school,' Gemma knew she had found the person she was looking for. Abi, posts creative, vibrant and energetic content on her socials that's relatable and practical for all. Even elements such as understanding your payslip are so important and let's be honest, so many people don't, yet don't admit this. Our finances are part of our everyday and yet fluid conversations around our Pay, Tax, Pensions and Mortgages are still not the norm. Adequate comprehension around these elements of life is often not at the level it should be. As a result, people feel disempowered or overwhelmed. This should not be the case! You shouldn't have to be a financial professional to understand your day to day finances. Better conversations and education is important as we empower ourselves to take charge of such elements. Money is part of everyone's life and therefore cannot be a ‘taboo' subject and must be spoken about. Abi is a truly fascinating and interesting woman and her intellect and passion is so infectious as she talks about her inspirations and goals with Elent. We really hope you enjoy this episode and watch out for the launch of Abi's online financial education platform coming soon! Abigail's website is www.Elent.com Follow Abi on Instagram @elent_uk  Tiktok @elent_uk  Gemma is an award winning senior broker at the mortgage mum and can be contacted on Gemma@themortgagemum.co.uk Follow Gemma on Instagram @gemmabennett_themortgagemum  Facebook @gemmabennett_themortgagemum LinkedIn Gemma Bennett

Welcome to the second episode of our guest host series of The Mortgage Mum Podcast, as Sarah Tucker continues her maternity leave, trusting the team to carry on her fabulous podcasts during 2023! Jade Timson-Proud, Senior Mortgage and Protection Broker is talking all things protection and asking you all some of the hard-hitting questions on whether you need life cover. In the current cost of living crisis and financial stress being at the forefront of people's minds and the media, today Jade is going to simply try and take some of the stress away by helping you think about how you can protect your family from the unknown.  It is no secret, talking about Life Cover and Income Protection is not the most sexist of topics but it will forever be something we have to bring attention to and shine a light on. Knowledge is power, and by the end of this podcast Jade aims, not just to inform you of the protection options available but how they can apply to you and your family, because at the end of the day this will always be about protecting your beautiful life you have created from the unknown. We really hope this helps you all and if you'd love Jade to help you with your mortgage or protection needs, please get in touch via the below: Email: jade@themortgagemum.co.uk Phone: 07368 190255 Instagram: jadetimsonproud_mortgages Website: https://themortgagemum.co.uk/our-team/jade-timson-proud/

Welcome to the first episode of our guest host series as Sarah Tucker takes maternity, trusting the team to carry on her fabulous podcasts. Shelley Walker, Senior Mortgage and Specialist Finance Broker is joined by Hannah Mills talking all things property and the journey towards becoming self-employed. Hannah has built a profitable property portfolio and sourcing company over the past four years with her business partner Gwyn Thomas.  She's no stranger to mortgages and is happy to give her candid views on the process for her as a self-employed business owner as well as a great insight into the property market.      Join Shelley and Hannah as they discuss: How an employed Solicitor becomes a successful property developer and more importantly why The advice taken before becoming self-employed and advice they wish they'd had Experience of getting a self employed mortgage vs one whilst employed – genuine feedback from a Mortgage Mum client Protection – why it's important for individuals and business owners Why you must work ‘on' your business as well as ‘in' it Whether now is the right time to invest in property How having a limited company can help you raise a deposit   To find out more about Hannah and the work that she's been doing, you can find her across various social media platforms: hannah.mills@bespokesourcing.co.uk (4) Hannah Mills | LinkedIn https://www.bespokesourcing.co.uk/ https://www.instagram.com/bespokesourcingltd/ Shelley is a Senior broker and a property investor and can be found here at The Mortgage Mum and on the following platforms: shelley@themortgagemum.co.uk Mob: 07786 566888 (4) Shelley (Shickle) Walker | LinkedIn https://www.instagram.com/shelleywalker_themortgagemum/ (9) Shelley Walker - The Mortgage Mum | Southend-on-Sea | Facebook

It's February!!! Can you believe it!? I am SO excited to share this episode with you. We have special guest, Jodi Peters, creator behind Instagram account @justonemorebuild and @jodisstylehouse and someone who has BUILT her dream home alongside her husband, inspiring her followers in the process! They bought a bungalow that needed some love, on a great plot, and set to work. Jodi says "My love for renovating and styling properties started at just 19, with a small budget, but a big dream to create a beautiful stylish home. Following that very first project, with a shared passion for renovating, my husband and I began our journey restoring and styling properties to sell, doing most of the work ourselves around our busy day jobs. With a limited budget, I would spend my spare time sourcing timeless, classic, new and pre-loved pieces, giving each home its own character and unique feel. Between us, we have renovated 5 homes, along with 3 knock-down re-builds, working and often living on building sites with our little family. It has been a tough, but completely worthwhile journey to finally create our dream home, business and life. From styling my own homes, along with friends and clients too, Jodi's Style House was finally born - a dream of mine for many years. Jodi's Style House takes my love of all things interiors into the homes of others, selling beautiful timeless pieces of homeware and furniture to help others create even more warm and welcoming homes too." Join us as we discuss: Jodi's top 10 tips for renovating or building a home! Why you HAVE to find the right builder - and how! How to create beautiful high end looks in your home on a budget! Why patience is key The things Jodi wishes someone had told her! How to save money while dressing your home So before you chuck old furniture in the skip, or think you can't have what you see on Instagram - listen in. You may be surprised at what is possible! Please see our website for Jodi's blog that is mentioned in the episode: www.themortgagemum.co.uk and hit "Podcast" or "Blogs". For Jodi's boot room post, click here: https://www.instagram.com/reel/CiPF2A6KT8r/?utm_source=ig_web_copy_link For Jodi's amazing play room on a budget post click here: https://www.instagram.com/reel/CkSbcekqKzk/?igshid=YmMyMTA2M2Y%3D A huge thank you to Jodi for joining us today, and we wish you so much luck with your next chapter in @jodisstylehouse! And as always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice to finance a renovation or a self build, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

Hello hello and a happy new year to you! Welcome to 2023!!!! I do love a new year and a fresh start, don't you? We're going to make some predictions in this episode as to the mortgage market this year and how you can be best prepared. We're also going to be talking about smaller ways to become more in control of your finances in 2023 and beyond. Join me as I discuss: - House prices in 2023 - Mortgage rate predictions in 2023 - SWAP rates and how they affect the market - Bank of England base rate predictions - Inflation in the UK -  A lenders' perspective As well as: - A money action you can take NOW to change your money habits and improve your relationship with money - How I run my money spreadsheet every month - How I stopped over-spending As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

"The Man Behind The Mortgage Mum" A very warm welcome to today's episode of The Mortgage Mum podcast - and this is a unique one. Today, I'm joined by one of my closest friends and business partner, Jamie Lewis. Many people don't realise that there are two of us behind the Mortgage Mum brand, Jamie and myself.  I feel December is a time of reflection, to look at where you are in your life right now and be grateful for those people around you. And I am incredibly grateful to Jamie for giving me the opportunity to be a mortgage broker around my own children in the first place, because he didn't have to, and The Mortgage Mum may not have been here now without that first opportunity.  Today, The Mortgage Mum gives opportunities to women all across the UK, allowing them to work flexibly around their families and carve a career for themselves that's as ambitious as they want it to be. We don't have to hide our children. They are fully welcome on one-to-ones, probation meetings or group meetings. Our whole team is not made up of mums, but it is made up of women. But wait…. This isn't a female-only club. And there is a man behind the scenes (maybe more soon…. Watch this space!), and without this man none of it would have been possible.  So, today we're going to talk about the story behind the Mortgage Mum, with the man behind the scenes of it all - Mr Jamie Lewis and answer some of those tough questions, including.... DOES THE MORTGAGE MUM HIRE MEN? As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

Hello again! And happy November to you all! I can't believe how much is changing in the mortgage market from one month to the next! In today's episode we'll be talking to you about the current mortgage market & the conversations we are having in today's market. We'll be talking about whether you should be fixing your rate in today's market? Or what it looks like to go on a tracker rate (which are becoming more and more popular).... We'll be covering: Fixed rates, tracker rates, variable rates and what each looks like in today's market Whether going interest only is a good idea What is going on behind the scenes in the mortgage market How you can take control of your finances a bit more today Needs and wants and monthly budgets And so much more.... We hope it helps those of you who are considering your options in the mortgage world right now. A huge thank you to Shelley Walker, Senior Broker at The Mortgage Mum, who kindly spent her time speaking to us on this episode. If you'd like to enquire for Shelley's personal advice please contact her via our website on Shelley's personal page, or on Shelley's social media: Facebook - https://www.facebook.com/shelleythemortgagemum Instagram - https://www.instagram.com/shelleywalker_themortgagemum/ Website - https://themortgagemum.co.uk/our-team/shelley-walker/ As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

Hello again! And welcome to October! Is it just me or is this year flying!? If you've been following us on social media in the last month, you'll have noticed that we have been in the news…. A LOT. The mortgage market has been the subject of headlines for the last month, and you might be wondering why and what it all means. In today's episode I'll be talking to you about why the mortgage market hit the headlines, and what you need to do about it. HOMEOWNERS OR THOSE REMORTGAGING – This episode is for you if you are wondering whether to REMORTGAGE now and pay off your ERC. It's for you if your remortgage is coming up and you're worried about how you can afford monthly repayments that have increased significantly. It's for you if you are wondering when you should be talking to a broker in advance of your fixed rate ending. FIRST TIME BUYERS OR HOME MOVERS – This episode is for you if you're wondering whether now really is the best time to buy? Should you wait? What do you need to take into account? It's for you if you want to move but are now questioning your choice. I really hope this helps you all, as I know it is a scary time for many households at the moment. Here at The Mortgage Mum we are here to help! Contact any of us at any time for advice or reassurance – there are no “silly” questions! We want to give you back the power by providing you with choices, knowledge and expert advice without judgment or jargon! We've got you through this time…. x As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

Hello, and welcome to the refreshing, energised vibe that is September! I hope you all had a wonderful summer! Today's episode is a really important topic to me, and one I feel really passionate about. It is still considered to be a bit of a "taboo" topic in industries such as ours, but thanks to the work of a few it is becoming more popular, and that topic is.... MENOPAUSE What is it and how does it affect me? Menopause affects all women at different stages of life, and can cause the end of a career for some if they are not supported and educated correctly. It is not just "hot flushes" and a sign of age.... Menopause can cause a huge variety of life changing symptoms, and peri menopause can be just as powerful if not addressed.  In today's episode, we speak to the wonderful Lucinda Pincott, Menopause Awareness Advocate. I met Lucinda at an event recently, where we were both asked to be a speaker on this topic. We connected personally and professionally and I knew instantly I wanted Lucinda to join the podcast for you all to hear her story and the invaluable insight she brings! In this intimate conversation, we'll be covering: Lucinda's story of how she became a Menopause Awareness Advocate and WHY The symptoms of peri-menopause The symptoms of menopause How menopause can affect women in the workplace How employers can help in the workplace The support available  Lucinda has kindly provided us with further information and menopause help sites, which can be found as a link on our website - www.themortgagemum.co.uk in "Podcasts". SUPPORT • www.themenopausecharity.org – very comprehensive with sections on ‘how to talk to your GP' and ‘how to talk to your employer' with good symptom help sheets. • www.henpicked.net – under the menopause tab there are lunch and learn videos/podcasts as well as a symptom checker and information on CBT, nutrition etc. • www.menopausematters.co.uk – award winning, independent website with a comprehensive guide to all treatment options including unbiased guide to alternative therapies • www.menopausedoctor.co.uk – hosted by menopause specialist - Dr Louise Newson (who also chairs the Menopause Charity). There are links to podcasts with easy-to-follow information and links to comprehensive leaflets on menopause with your partner, HRT, lifestyle changes, menopause at work and many more. • www.menopausenow.com – a very easy to use symptom checker and useful guide to easy lifestyle changes • www.daisynetwork.org – for those going through early or premature menopause and those with Premature Ovarian Insufficiency Alternative Therapy sites: • www.avogel.co.uk – an alternative therapy / herbal site. Promotes their own products but has a very useful symptom checker with suggestions of herbal supplements for individual symptoms. • www.menohealth.co.uk – includes a link to fitness classes specifically aimed at menopausal women. • www.lizearlewellbeing.com – a lot of general discussions and podcasts dealing with the general topic of the menopause and how to deal with it on a personal level. There is a link to a monthly magazine and under her Healthy Living tab she has menopause specific information. She is also the author of The Good Menopause Guide - see below • www.marilynglenville.com a UK leader in nutrition specialising in women's health. With a comprehensive guide to changing diet to combat symptoms. Based in Tunbridge Wells • www.primewoman.com has a guide to the best exercise apps for women over 50 • https://www.discoveringsobriety.com a great support site that talks you through and supports you along the way to quitting or significantly reducing alcohol intake. Run by Anne Gilkes with very personal support. APPS • https://balance-app.com – a menopause support app which is a good way to track your symptoms and changing monthly cycle. Great to complete before going to the doctor. • www.headspace.com a meditation app with easy beginner meditations • https://www.squeezy.com – NHS pelvic floor exercise App. One in three women will suffer from some form of urinary incontinence during their lives. Half of all women will have some degree of pelvic organ prolapse. Start now!! • https://www.balance-menopause.com/balance-for-partners very good for your support network • https://coachchloe.uk/ Chloe Stephens runs an online group or 1:1 support for 6 weeks to help you learn how to make small, yet vital lifestyle changes that will help you at this stage of life. • https://www.marvellousmidlife.co.uk/ Laura Shuckburgh runs online support (1:1) and help you work out what changes you can make to your daily routine. Bespoke service, weekly, bi-weekly or monthly to suit. • https://www.carolynatkinsmovementcoach.co.uk/ Sevenoaks based and very personable yoga/nutrition/menopause coach. In person or via zoom sessions. • https://www.embracechangecoaching.co.uk Ipswich based – runs courses and 1:1 guidance. • https://www.health-works.net – Abir Hamza-Goodacre is a nutritional therapist and yoga teacher in Kent/East Sussex. MENOPAUSE BOOKS The Happy Menopause and The Happy Menopause Cookbook – Jackie Lynch The Menopause Diet – Teresa Cheung Oestrogen Matters – Dr Avum Bluming and Carol Tavaris The Good Menopause Guide – Liz Earle (recipes and suggested lifestyle changes) Healthy Eating for the Menopause – Marilyn Glenville Natural Menopause – edited by Anne Henderson. Cracking the Menopause – Mariella Frostrup and Alice Smellie Manage your Menopause Naturally / The Natural Menopause Plan – Maryon Stewart The Hormone Balance Bible – Shaun Tassone   SOCIAL MEDIA : there are a lot of very good sites – find one or two that suit your vibe/interest/humour/knowledge levels – they all offer great support and information: • @Menopause_doctor • @Lizearlewellbeing • @Mpoweredwomen • @Drstephaniegoodwin • @menopausewhilstblack • @marvellous_midlife • @megsmenopause • @Thelattelounge • @camillaelmsnutrition • @carolynatkinsmovementcoach • @coachchloe1 • @ohhelloperry • @drnighatsharif • • FB: thelattelounge: a paid for membership which is a lifestyle support network • FB: women with ambition, attitude and brain fog PODCASTS Dr Louise Newson – a whole range of interviews with relevant experts – I have a list of them all if you're after a particular symptom/topic. Postcards from Midlife –Lorraine Candy and Liz Halpin: general light-hearted chats with guests of menopausal age The Midpoint with Gabby Roslin – general light-hearted chat with guests of menopausal age Fortunately with Fi Glover and Jane Garvey – a look into behind the scenes midlife experiences. List of Common Menopause Symptoms Herbal/Diet Remedies If this is your chosen route – an appointment with an NIMH accredited medical herbalist will save you time and money. Commit to it properly. It's a true lifestyle change. The information below is a summary from Natural Menopause (Edited by Anne Henderson). Symptom Herbal Remedy Dietary / SUPPLEMENTS Moodiness Tea: lemon balm / St John's Wort Soya, chickpeas, lentils, Magnesium foods: almonds/brazil nuts. Omega 3 Supplement Physical Psychological Hot flushes/ cold flushes Brain Fog/Concentration Loss Weight Gain Low libido Low libido / High libido Mood swings/intolerance Thin skin Anger/Rage Thinning Hair Depression / psychosis Aching Joints/Muscle Weakening Low Self Esteem Acne/ Dry skin/ itchiness/skin conditions Irrational behaviour pattern Vaginal dryness/vaginal prolapse Low Self Esteem Increased wind/looser bowels/Bloating Poor Sleep Increased BO/body smells Weepiness Tinnitus/hearing problems Irrational behaviour Menstrual Cycle changes: menopausal flooding/missed period/worsening PMS Anxiety/Panic attacks Migraine/headaches Night Sweats Bladder incontinence Dizziness Pins and Needles Osteoporosis Gum problems/ulcers Electric Shocks Lucinda Pincott: perimenomentor@outlook.com peri_meno_mentor Anxiety Tea: lemon balm Avoid Caffeine. Magnesium and potassium foods : bananas, nuts, avocado, seeds, legumes. Vitamin D Hot Flushes/Sweats Red Clover / Black Cohosh Soya, tofu, chickpeas, lentils Brain Fog Morning cup of Rosemary B12 – eggs, salmon, oily fish,. Omega 3. Anti-oxidant rich foods (green veg, avocado) Fatigue and Insomnia Daily doses of liquorice and mint tea Iron foods – spinach, lentils. Protein. Maca powder. Achiness/Stiffness Liquorice, Black cohosh, German Chamomile Omega 3 anti-inflammatory foods/supplement. Ginger, garlic. Cut out processed foods whenever possible. Magnesium foods (spinach/almonds/brazil nuts) Urogenital symptoms (thinning skin/dryness) German Chamomile tea Cranberry juice (unsweetened). Water galore. Cut out caffeine. Gut health/windiness/bloating/ Constipation etc German Chamomile tea. Valerian Ginger. Fibre (chia seeds, flax seeds. Wholegrains. Fermented foods – kefir, sauerkraut, unsweetened pro-biotics Weight Sage tea High Fibre. Small portions. Probiotics and kefir. Digestion German Chamomile / lavender tea Ginger. Fibrous diet and wholegrains. Fermented foods. Libido/energy Chaste Tea (slow to act but apparently it does) Maca powder supplement. Antioxidant foods: walnuts, fish, green tea. Chickpeas. Zinc (supplement or in shellfish). Vitamin C foods. Skin and Hair Changes Chaste Tree Tea (for months) Oily fish. (Omega 3). Water. Vitamin E. Vitamin C SUPPLEMENTS As with nutrition – it's important to get good quality supplements to support you in the right way. There are thousands of products on the market and it can be a mine-field to navigate. Quality is vital – or you're wasting your money. Get a professional opinion/therapist if this is your chosen route as it will save you time, frustration and money. Natural doesn't always mean safe – check current medications and remember that different supplements can work against each other. And so much more.... We hope it helps educate and empower you, so you don't fear this chapter of your life! A HUGE thank you to our special guest, Lucinda, we are so grateful to you and please contact Lucinda on: Lucinda Pincott: perimenomentor@outlook.com Instagram:: peri_meno_mentor As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

Hello again! And happy Summer holidays to those of you who this relates to! We're loving a slightly slower pace, and some flexing. As I mentioned in our July episode, we've decided to take a slower pace with the podcast across the summer and so we'll be bringing you monthly episodes for the foreseeable, talking about the hottest topics in the property market. And in today's episode we'll be talking to you about Home Improvement mortgages. We'll be covering: How you can use your mortgage to improve or extend your home! The pros and cons of paying for home improvements with a mortgage The lessons of lockdown & the true value of our homes The things we look for when doing a remortgage for home improvements And so much more.... We hope it helps those of you who are considering improving your home using your mortgage. In the next episode we have a special bonus episode on MENOPAUSE IN THE WORKPLACE that I can't wait to share with you! As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

Hello again! A month has flown by already! As I mentioned in our June episode, we've decided to take a slower pace with the podcast across the summer and so we'll be bringing you monthly episodes for the foreseeable, talking about the hottest topics in the property market. And in today's episode we'll be talking to you about Debt Consolidation mortgages. We'll be covering: How you can use your mortgage to get rid of your debt! The pros and cons of debt consolidation! Why you should only do it once! How money reflects the lessons we're learning in life The things we look for when doing a remortgage for debt consolidation! And so much more.... We hope it helps those of you who are considering consolidating your debt using your mortgage.  Next month we'll be talking about funding home improvements using your mortgage, for the homeowners out there who may wonder how it works..... As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

We're back! After a little break, we'll be bringing you monthly episodes across the Summer, talking about the hottest topics in the property market. And in today's episode we'll be talking to you about New Build Mortgages. We'll be covering: Help to Buy Scheme, and it's expiry date The new "Deposit Unlock" scheme How much deposit you need to purchase a new build Why the lenders typically see a new build purchase as higher risk The Pros and Cons of buying a new build And so much more.... We hope it helps those of you who are considering purchasing a new build property! Next month we'll be talking about debt consolidation using your mortgage, for the homeowners out there who may wonder how it works..... As always, a huge thank you to our editing team and our pianist Zoe Alexandria, who created our intro music. If you or anyone you know is looking for mortgage advice, we would love to help you, here at The Mortgage Mum. We are a team of women based across the UK who are passionate and hard working and who pride ourselves on 5* customer service! We work at hours that suit you, and we love to educate and empower you along the way! After all, this is the biggest financial decision of your life..... so make sure you've got the right team behind you all the way! Visit our website to find out more: www.themortgagemum.co.uk. Thanks for listening! Sarah x

Do you have bad credit? Do you have a CCJ? A default? Missed payments? Are you wondering if you can ever get a mortgage? Then this episode is for YOU!   Meet Rachel Jenkins, our adverse specialist mortgage broker who has changed people's lives by helping them change their financial story and get a mortgage EVEN WITH BAD CREDIT. There is no room for judgment here. No shame. Just us helping YOU change things for the better. To get in touch with Rachel please email rachel@themortgagemum.co.uk or follow her here: https://www.facebook.com/rachelthemortgagemum https://www.linkedin.com/in/racheljenkinsthemortgagemum/ https://www.instagram.com/rachel_themortgagemum/   The Mortgage Mum is a team of over 25 female brokers based all across the UK. They are passionate, driven, enthusiastic women who thrive from helping customers achieve their property dreams. They educate, empower and they give an excellent service from start to finish. Follow The Mortgage Mum on all social media platforms. Thank you for listening. Our beautiful intro and outro piano music was created and recorded by the incredible Zoe Alexandria - www.zoealexandria.co.uk. Please check her out on social media. She is so talented.