Podcasts about everydollar

Travis teams up with his producer Eric for an actionable episode on budgeting you'll actually stick to. Forget the generic advice and unrealistic expectations—this episode tackles the real-life habits, tools, and mental shifts that help you put (and keep) more money in the bank. Travis breaks down the parallels between honest financial tracking and fitness, shares how his own family discovered hidden cash leaks, and discusses proven apps and systems that make saving automatic and attainable at any income level. On this episode we talk about: Why “eyeballing” your budget is like trying to lose weight without tracking calories The surprising expenses (bites, licks, tastes… and subscriptions) that sabotage your savings Lessons Travis learned from catching years of double-billed HOA fees How to identify (and cut) spending that doesn't actually make life better Hands-on reviews of apps and systems like EveryDollar and Rocket Money, with tips for making them work for you The value of splitting money into separate savings accounts and “paying yourself first” Top 3 Takeaways 1.  Tracking every dollar for even just a couple months will instantly highlight where money is leaking out—and where painless cuts can add up fast.2.  Use budgeting apps (EveryDollar, Rocket Money, or similar) to create intentional systems, not just wishful thinking, and to automate savings for major goals.3.  Developing focus around spending is as important as optimizing income—and the discipline you build budgeting will serve every other area of your financial life. Notable Quotes "If you haven't tracked every dollar for multiple months, you can't say you have a real budget—eyeballing always misses key details." "You'll be surprised what you see after looking at the data. Suddenly, it's obvious what to cut and what to keep.” "Budgeting is about being honest with yourself—a few months of real tracking creates lasting habits and real surplus." ✖️✖️✖️✖️

Dave Ramsey and George Kamel answer your questions and discuss: "We're $500K in debt, can we afford new cars?” "My girlfriend will lose her pension if we get married" "How do we pay off $500k of medical debt?" "Is there a limited amount of wealth available?" "My husband keeps refusing to combine finances," "Should we usse our savings to pay off our student loans?" Living paycheck-to-paycheck on $600K a year. Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠