The Money Mindset Podcast

Sometimes budgeting feels like just another task on a never-ending to-do list—but it doesn't have to be that way. In this episode, you'll learn practical and creative ways to actually enjoy budgeting, so it becomes something you want to stick with instead of something you avoid. From creating a relaxing environment to adding your favorite snacks and tunes, gamifying your savings goals, and pairing your money tasks with things you already love, this episode is full of tips to help shift your mindset and make budgeting feel more like self-care than stress. Whether you're just starting out or need a refresh, this episode offers easy, encouraging ways to bring more positivity into your money routine. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Remember you don't have to be perfect with your money to start enjoying the process. We want to focus on progress and not perfection. Take one small step at a time. You deserve to feel good about your money. Okay, so it's okay to do things that make it fun and enjoyable so that you can enjoy your money.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Budget Starter Kit: www.budgetsmadeeasy.com/start * Budgets Made Easy Budget Planner: www.budgetsmadeeasy.com/planner * Paycheck Budget Spreadsheet: www.budgetsmadeeasy.com/spreadsheet * Budgets Made Easy Blog: www.budgetsmadeeasy.com/blog * Join the Money Success Club waitlist here: www.budgetsmadeeasy.com/msc * Get your printable budget trackers here: www.debtfreecharts.com Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

Managing your money in your 40s can make you feel like you are behind and you'll never catch up. But that's not true!

Finding contentment with what you already have can be a powerful tool for financial success. In this episode, we dive into the connection between gratitude and money habits, exploring how emotional spending often stems from a lack of fulfillment. When we focus on appreciating what we have, we reduce impulse purchases, avoid lifestyle creep, and ultimately build a healthier financial mindset. We'll also discuss practical steps to cultivate gratitude, from mindful spending habits to journaling, and how these small shifts can lead to big financial wins. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Remember, what we do with our money when it comes to reaching our big goals really boils down to being mindful of our actions and intentions, making sure they line up, and ensuring that you are actually doing what you truly want to do.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Budget Starter Kit: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

This is the replay of the Money Success Blueprint - setting yourself up for success in 2025 masterclass.

Do you find it tough to talk about money with your partner? In this episode, we explore the challenges of financial conversations in relationships, focusing on the importance of mutual understanding, confidence, and emotional awareness. We discuss how emotional factors, like the mental load of managing finances, can impact these talks and share ways to help both partners feel involved and informed. Our guest, Adam Kol of The Couples Financial Coach, brings valuable insights on how to navigate these conversations. Tune in to discover how empowering both partners with financial knowledge can transform your relationship and finances. Meet Adam! Adam Kol is The Couples Financial Coach. He helps couples go from financial overwhelm or fighting to clarity, teamwork, and peace of mind. Adam is a Certified Financial Therapist-I™, Certified Mediator, and Tax Attorney with a Duke Law degree and a Master's in Tax Law from NYU. He is a husband, dad, and musician, as well. Adam's wisdom has been shared with The Wall Street Journal, the Baltimore Ravens, CNBC, NewsNation, and more. “Your partner wants to connect with you about finances. It may seem like they don't, and you might convince yourself that they don't. They do. They may not realize that they're avoiding it or why, but they do because it has such a profound effect on the lives that we live. I mean, it really touches every aspect, from how we raise our families to what we do for jobs, to the kind of food we eat, to the kind of things we have, etc. So your partner does want to feel like they can connect with you. It's just that people don't feel confident in that a lot of times, partly because it is true that money is still a taboo. But keep in mind that this is something where you both will feel a lot better if you're on the same page.” - Adam Kol Book Recommendation: * Financial Intimacy for Couples: How to Achieve Clarity, Teamwork, and Peace of Mind With Your Money, by Adam Kol. Download his book on Amazon-> (Affiliate link) https://amzn.to/3AClDC1 Resources and Links Mentioned: * Check out the previous episode with Adam - #3 Getting On The Same Page With Your Spouse About Money with Adam H. Kol, J.D. https://www.themoneymindsetpodcast.com/3 Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Adam: * Website: https://CouplesFinancialCoach.com * Instagram: @CouplesFinancialCoach * Facebook: @CouplesFinancialCoach * LinkedIn: Adam Kol, The Couples Financial Coach * YouTube: The Couples Financial Coach Special Guest: Adam H. Kol, J.D. .

Are you feeling overwhelmed by the holiday season? With the busy time of year approaching, juggling family, finances, and festivities can easily become stressful. In this episode, we explore practical ways to simplify your holidays, featuring our guest Jennifer, a certified life coach and seasoned homeschooling mom. She shares insights on how to create a calm and stress-free holiday experience. With these simple tips, you can get organized and stress less about your finances, time, and priorities for the holidays. Tune in to the podcast to discover how you can embrace a more peaceful and intentional holiday season! Meet Jennifer! Jennifer Roskamp is a certified life coach, founder of The Intentional Mom, homeschooling mom of 9 & Gigi (grandma) of 2 who is passionate about helping women who work outside & inside of the home rediscover their purpose, passion, and in managing their homes, their families, their lives, and their own mindset. Using her 3 secret weapon formulas, Jennifer has helped many thousands of women gain clarity and confidence in what to do (& what to let go of) every day. “We aren't compartmentalized. The things that we struggle with in one area are usually challenging in other areas as well. Like you say, if we can just start to move the needle forward in some of our habit formation, our ability to follow through, or our ability to live by the routine that we set up, we might be doing it from a budgeting standpoint, but all of a sudden, wow, I have an easier time getting up earlier in the morning too. Once I'm setting the good habits with my money, it makes me want to, and makes it easier for me to follow the good habits in other areas too.” - Jennifer Roskamp Resources and Links Mentioned: * Come join us for the FREE Simplify Your Holiday Season Summit at https://apatrick--the-intentional-mom.thrivecart.com/syhsoct-all-access-pass-a-47/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Jennifer: * Website: www.theintentionalmom.com * Podcast: The Intentional Midlife Mom Podcast * Instagram: theintentionalmomblog

Are you constantly overspending? Follow these tips to get your spending under control!

Do you wish you were more disciplined with money? Follow these tips to start becoming more consistent with money! Follow Ashley on Instagram @budgetsmadeeasy

Check out the full list here: https://www.budgetsmadeeasy.com/10-mistakes-to-avoid-while-paying-off-debt/ Join us for the FREE Roadmap to Money Success at https://leads.budgetsmadeeasy.com/roadmap-to-real-life-money-success/ Come follow me on Instagram @budgetsmadeeasy

Ever felt like paying off debt while affording everyday necessities is an impossible task? In this episode, we explore strategies for balancing debt payment with essential expenses, even when money is tight. We'll dive into practical tips on defining true necessities, prioritizing your spending, and organizing your finances to make consistent progress toward your goals. Make sure to listen to the full episode for tips that can transform how you handle debt. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “You've got to prioritize it if you want to pay off debt. It has to be a priority. It can't be just the last thing because, guess what, there won't be anything left if you just send what's left at the end of the month. I promise you, things will come up, things will happen, and if you see that money sitting there in your account, and if you're not really, really committed and intentional with what you've got sitting there, it will go to something else.” - Ashley Patrick Struggling to budget? My FREE "Roadmap to Real-Life Money Success Bootcamp" will help you set up a doable financial plan and build lasting habits. Save your seat here: www.budgetsmadeeasy.com/training Resources and Links Mentioned: * Come join us for the FREE Roadmap to Money Success Bootcamp starting September 22nd at www.budgetsmadeeasy.com/training Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Why does everyone ask for a tip nowadays? It's getting ridiculous at this point. Listen to my thoughts and when I tip and when I don't. Let me know what you do or if I'm right or wrong on Instagram @budgetsmadeeasy

Do you feel like all your money goes to Amazon and you don't even know what you bought? You aren't alone! It happens to all of us, there's a reason that Amazon is a billion dollar company. They make it so easy to spend money on their platform! But this month I have been doing a no-spend challenge for Amazon. In this episode, I share my tips on how I am making it easier to stop spending on Amazon. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “The whole point of budgeting, saving money, and paying off debt is being intentional and mindful of where you are spending your money. Where is your money going and are you making sure it is going where you actually want it to go? So, if you delete the app, you have to be a lot more intentional about spending money on Amazon. There are a couple of extra layers of thought processes there in order to spend the money. So, it makes it a lot harder. It makes it less convenient by just deleting the app.” - Ashley Patrick Ready to make saving money a priority? Grab your FREE No Spend Challenge Tracker today! Easily track your progress, set personal goals, and see how much you save. Start your challenge now and see the difference. Visit www.budgetsmadeeasy.com/no-spend-challenge to get your tracker! And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Want to do a no-spend challenge too? Grab my FREE No-Spend Challenge Tracker at https://leads.budgetsmadeeasy.com/no-spend-challenge-tracker/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Join the July Jumpstart - A Reset For Busy Moms Summit: https://apatrick--khristenmassic.thrivecart.com/july-jumpstart/ Life happens to all of us. Stay focused and keep going!

Here's more tips for doing a no-spend challenge -> https://budgetsmadeeasy.com/no-spend-challenge

On today's episode of the Money Mindset Podcast, we dive into the art of starting over with your budget and financial planning. Life can get chaotic, and it's easy to lose track of your spending. Whether you're overwhelmed by your current situation or just need a fresh start, this episode provides practical tips on how to reset and regain control of your finances. From reconciling your bank accounts to implementing no-spend challenges, you'll learn strategies to simplify your budgeting process and stay on track. Tune in to find out how to make a clean slate, set realistic goals, and manage your money more effectively. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Don't feel like you have to go back and track everything. Just start over tomorrow, start over next week, wipe the slate clean, and take your bank account minus what hasn't posted yet. That's what you have left. Do a no-spend challenge, reevaluate your goals, and decide what you actually want to do with your money this year.” - Ashley Patrick Struggling with overspending? Take control of your finances with our FREE Masterclass: "How to Stop Overspending." Discover practical tips to curb emotional spending, create a solid money plan, and stay on track with your financial goals. Register for the LIVE session on June 20th at 8pm ET - 5pm PT and start your journey towards financial freedom. Limited spots available – sign up now at www.budgetsmadeeasy.com/class And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * FREE Masterclass: "How to Stop Overspending": www.budgetsmadeeasy.com/class Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Are you struggling to manage your budget categories and wondering whether to use actual accounts or theoretical tracking methods? In this episode, we dive into the pros and cons of both approaches. We'll explore practical advice on setting up multiple savings accounts, using buckets within a single account, and the challenges of maintaining a spreadsheet. Join us to find the best solution for keeping your finances organized and stress-free. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Remember, we want to keep things simple and set up a system that will actually work for us and that we'll follow through with. So if you make it too complicated, it's less likely that you'll follow through with that plan. So if you decide to use a spreadsheet, but you don't have time, and you don't have time in your schedule to update the spreadsheet, is it actually going to work for you? So in order for it to actually work for you, you need to have the capacity, the time, the willpower, the motivation to actually do it. And so if that's not you, it's okay. You just have to figure out a system that will work for you.” - Ashley Patrick Ready to take control of your finances? The upgraded Paycheck Budget Spreadsheet is here to help! Plan your budget for the entire year in less than 30 minutes, track spending, and save more money effortlessly. With pre-planned worksheets and instructional videos, budgeting has never been simpler. Don't miss out on this opportunity to transform your financial future – order now and receive bonuses valued at $74, all for just $19! Order Here: https://www.budgetsmadeeasy.com/spreadsheet/ And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Paycheck Budget Spreadsheet: https://www.budgetsmadeeasy.com/spreadsheet/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Interested in how to make the most of summer without breaking the bank? In this episode of the Money Mindset Podcast, we explore practical tips for enjoying the summer season without financial strain. Discover how to access free museums, make the most of zoo memberships, find discounts at local amusement parks, and explore state and federal parks. Tune in to learn how to plan mindfully and save money while having summer fun. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Planning for your summer is important so that you're being mindful of where you want your money to go and not just going and doing stuff at the spur of the moment.” - Ashley Patrick Ready to take control of your finances and plan your year in just 30 minutes? I've got just the thing for you – the New Paycheck Budget Spreadsheet! This tool will help you plan each payday before it comes, whether you get paid monthly, biweekly, weekly, or semimonthly. Track your spending, view an annual spending overview, and discover where you can save the most money with detailed graphs! Preorder sale pricing ends on June 10th at 11:59pm ET! Don't miss out on this special pricing! Go to https://cart.budgetsmadeeasy.com/spreadsheet-9/ and preorder today! And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Paycheck Budget Spreadsheet: https://cart.budgetsmadeeasy.com/spreadsheet-9/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Curious about how many bank accounts you should have? In this episode of the Money Mindset Podcast, we delve into the often-asked question of managing multiple bank accounts. From understanding the benefits of having dedicated accounts for bills, spending, and savings, to the challenges and strategies for maintaining numerous accounts, this episode offers practical advice for anyone looking to streamline their financial management. Tune in to learn how to optimize your bank accounts for a stress-free budgeting experience. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “So, at a minimum, what I like to see when I work with my one-on-one clients is one account for paying bills, one account for spending, and one account for saving. Now, ideally, eventually, you're probably going to need more than that for different savings accounts or to split up the spending a little bit, depending on how well you're sticking to the plan. But to start, I like three bank accounts.” - Ashley Patrick For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

In this episode of the Money Mindset Podcast, we bring together insights from various financial experts to share their top budgeting tips. From understanding yourself and your spending habits to aligning financial goals as a couple, each tip offers unique insights to help you take control of your finances. Whether it's automating your savings, budgeting by percentages, or negotiating your rent, there's something for everyone in this episode to help you build a stronger financial foundation. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “You have to know yourself. You have to be patient with yourself. You have to understand your personality, how your brain works, and create systems and strategies that are gonna work for you because money is personal, it's emotional, and it's not a one size fits all. And the more you can understand how you process the information and how you react to things, the better off you're gonna be because you can shift your plan, your perspective, your strategy with your finances to fit your specific situation.” - Ashley Patrick If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. ***** Grab Your Free Budget Starter Kit: www.budgetsmadeeasy.com/start ***** Follow along on Instagram @budgetsmadeeasy

Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy Find the video on YouTube at https://youtu.be/eQvD7mi0tgw

How much should you be saving?

In this podcast episode, we're diving into three simple yet crucial things you should do every month to manage your money better. We talk about keeping an eye on your spending habits, setting aside focused time for money tasks, and giving yourself credit for every little win along the way. Tune in for practical tips and advice to help you stay on track with your finances and reach your goals. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “So, I want you to check in with your spending. Make sure your money is going where you want it to go. It's hard to reach those financial goals if it's not right, like you need it to go to your goals. So, if it's going to fast food, if it's going to Amazon, and if you're not actually looking at the numbers, you're not going to estimate it in a realistic manner if you're just doing it in your head. So, you need to actually check in with your spending, track your spending, see where your money is going so that you can correct it and send it to where you actually want it to go.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy * Find the video on YouTube at https://youtube.com/live/woLxS0f2r7c

Join us for another episode of the Budget Bestie Meetup on the Money Mindset Podcast as we dive into the crucial topic of overspending and its impact on financial well-being. In this episode, we dissect the concept of lifestyle creep, where rising income often leads to increased expenditure. Discover practical strategies to combat overspending, including deleting shopping apps and reframing your mindset around money. Gain valuable insights into identifying triggers for impulsive spending and learn how to cultivate mindful spending habits at any income level. Don't miss out on this insightful discussion that can empower you to take control of your financial future. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “If you are feeling a certain type of way around certain people, following certain accounts, or even getting certain emails, and you feel like it's causing you to spend money that you don't necessarily want to spend, then it's important to unsubscribe for emails, unfollow people on social media and identify what exactly is triggering you. Because once you identify that, it will make it easier for you to change how you respond to the trigger, right? It may still trigger you, but it makes it better once you identify and recognize why it's triggering you. You can change the way you respond to it to react in a healthier way.” - Ashley Patrick Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Book Recommendation: * Atomic Habits by James Clear Resources and Links Mentioned: * Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy * Find the video on YouTube at https://youtu.be/JN8UBvOnsH8

Step into the final installment of the Money Coach Series on the Money Mindset podcast, where we unravel the essential steps to maximize your sessions with a money coach. Explore practical tips on preparing for meetings, optimizing your coach's guidance, and maintaining momentum between sessions. Learn how to advocate for personalized strategies tailored to your financial journey and discover the key elements of effective coaching relationships. Tune in to equip yourself with the insights needed to make the most of your financial coaching experience. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “It's important that the strategy lines up with your life and making sure it's realistic for you to do because otherwise you're setting yourself up for failure. So you want a coach that's gonna help you set yourself up for success and that means tailoring a plan for you.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind * Grab your Budget Starter Kit here: www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Discover how working with a money coach can build your confidence in Episode 3 of the Money Coach Series on the Money Mindset Podcast. Find out how they can provide personalized strategies to tackle financial challenges and assist you in reaching your goals. Learn simple tips for organizing your finances and communicating about money with your partner, and gain practical advice to feel confident about your financial journey. Listen to uncover how a money coach can help you take charge of your money and plan for success. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach can really help you build your confidence so that you don't stay stuck and you keep moving forward. And really, that is truly the most important thing. It doesn't matter how fast you make progress, right? It's kind of like the tortoise and the hare. As long as you keep going, you don't have to sprint and then wear yourself out. As long as you go slow and steady, you're going to get there.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Join us for Episode 2 of our Money Coach Series as we discuss when it's time to consider hiring a money coach. We explore the signs indicating the need for their support, such as accountability struggles and the search for financial clarity. Learn why understanding your financial needs is crucial and how a trusted advisor can tailor strategies to fit them. Whether you face challenges in implementing financial plans or seek validation for your approach, recognizing the role of a money coach can empower your financial decisions. Tune in for valuable insights on enhancing your financial journey with the right support system. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “A money coach can also help you when you know generally what to do and you will follow through with it. They can also help you make sure that what you're doing aligns with your goals and is right for you because general financial advice is great for the majority of people, but it doesn't mean that it's a hundred percent right for a hundred percent of people, right? So your situation may be a little different and it's really good to have another set of eyes on your situation and make sure that your plan fits with your lifestyle and it fits with your values and it fits with your goal.” - Ashley Patrick Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU! This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals. Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence! Resources and Links Mentioned: * Join us inside the Confident Money Mastermind at www.budgetsmadeeasy.com/mastermind Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Money Coach Seriers 1 of 4 Join us inside the Confident Money Mastermind at https://leads.budgetsmadeeasy.com/confident-money-mastermind/

Feeling overwhelmed by financial questions and unsure how to manage your budget effectively? In this episode, we address common struggles in personal finance and provide actionable steps to overcome them. Join us as we dive into a live Budget Strategy Session, where the members of the Money Plan Bootcamp share their challenges and learn how to navigate budgeting, saving, and debt repayment. Whether you're struggling with paycheck allocation or juggling unexpected expenses, this episode offers practical insights to help you take control of your finances. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Well, it can feel like you're stuck or not making any progress because you're still in that messy phase of trying to get caught up. But once you get there, imagine how much more progress you're going to be able to make compared to if you hadn't been doing any of this at all, right? Then you'll be able to see the reward and feel the progress.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * If you'd like to join us in Money Success Club go to www.budgetsmadeeasy.com/msc we'd love to have you! Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to another episode of the Money Mindset podcast! After a brief hiatus, we're diving back into the world of personal finance. In this episode, we reflect on recent challenges and updates, and delve into exciting new money-saving strategies for 2024. From the 52-week savings challenge to the no dining out challenge, we explore practical ways to strengthen your financial health. Join us as we navigate the journey to financial freedom this 2024! Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “The great thing about savings challenges is you get to do what you want to do. Now that's also the problem too. We have to hold ourselves accountable to doing it right and following through with it. So that's why it's important to tell somebody else your intentions and your goals to help keep you accountable, which is why we have accountability besties inside of Money Success Club.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Join the Money Success Club here: www.budgetsmadeeasy.com/msc * 52 Week Savings Challenge: https://leads.budgetsmadeeasy.com/52-week-savings-tracker/ * 8 savings challenges for 2024 blog: https://www.budgetsmadeeasy.com/turbocharge-your-savings-8-saving-challenges-for-2024/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

What's next for Budgets Made Easy and The Money Mindsete Podcast for 2024..... Let's celebrate this huge milestone and look toward the future!

Are you ready to kick off the new year with the best foot forward? We often set ambitious resolutions, only to find them slipping away by February. But 2024 can be different with a realistic and simple plan. Join us in this episode as we explore how to set achievable financial goals, stay motivated, and take practical steps to make your 2024 financial dreams a reality. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “When you set yourself up for success by making small changes over time, you will be able to do these things and you will be able to reach those goals and those New Year's resolutions to help set you up for success and kickstart the new year.” - Ashley Patrick Timestamps: 00:00 - Setting realistic resolutions for 2024 01:44 - The Kickstart 2024 bundle 04:18 - Planning S.M.A.R.T. goals 05:40 - Creating an actionable plan with the 2024 Action Planner 07:23 - Importance of creating a priority list for your goals 08:03 - Shifting the Mindset that anything is possible temporarily 09:02 - Why your goals need to be worth the sacrifice Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today! And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Kickstart 2024 Bundle: www.budgetsmadeeasy.com/kickstart Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to the Money Mindset Podcast! In today's episode, we're tackling crucial questions, from managing 0% interest debt to making the switch from credit cards to cash. Join us for quick insights into staying motivated with your budget and navigating challenges when you feel "house poor." Ready to dive in? Hit play and let's explore these essential money mindset topics together. Don't forget to leave your messages for our 200th celebration! Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Keep in mind that a budget is just a plan for your money. And so the motivation to stick with it is the bigger piece, right? And it takes a lot more time. You're gonna have ups and downs in life, ebbs and flows, different seasons. That's normal. And I think when you release this expectation that you're gonna always be motivated or you're just always gonna get it right and lower your expectations, be a little bit more realistic with your expectations, you're gonna be able to just keep going even when you aren't motivated.” - Ashley Patrick Timestamps: 00:00 - Introduction and 200th episode celebration message 03:03 - Question 1: Prioritizing 0% interest debt 06:33 - Question 2: Transitioning from credit cards to cash 10:04 - Question 3: Finding motivation in your budgeting journey 13:48 - Question 4: Dealing with being "house poor" 17:49 - Question 5: To pay off debt or keep investing? 21:04 - Wrapping up and 200th episode celebration reminder If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Please send your voice messages here: www.speakpipe.com/budgetsmadeeasy * Paying Off Debt Starter Kit: www.budgetsmadeeasy.com/debt Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy

Welcome to our monthly Budget Bestie Meetup! In this episode, we're tackling a question that's been buzzing in our community. With changes in technology and different payday situations, the question arises: When's the best time to start budgeting for your next paycheck? We'll break it down, share personal experiences, and give practical tips for dealing with this common concern. Tune in for a community-driven discussion, where we learn, share wins, and connect as budget besties. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “So really the question is more about like balancing it and really it doesn't matter really when you do that. Like you can do it on payday, you could do it a couple days before, you could do a couple days after. It's just a matter of of checking in, right? And that habit of actually balancing checking in with your spending, it doesn't really matter when you do it.” - Ashley Patrick Timestamps: 00:55 - Introduction 01:33 - Navigating irregular paydays 07:23 - Celebrating financial wins 12:22 - About the new Paycheck Budget Spreadsheet 15:42 - Sharing Christmas traditions Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Join us for an insightful Budget Strategy Session with Amy, where we tackle the common financial challenges faced by many families. In this episode, Amy opens up about her journey to tackle debt, stay within her means, and navigate unexpected expenses. Discover actionable steps to reshape your budget, whether it's finding wiggle room or exploring side hustles. Tune in and gain practical insights that can empower you on your own financial journey. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “If you have the mindset of this as just a season, it's easier to get through because I feel like if you think it's just gonna be that way forever, it's easier to just use the card because it's like well when will you be able to pay for the sports camp? Right? Or when will you be able to spend money on whatever? And I think that if you kinda shift that mindset a little bit to “it's temporary” and you just have to get through it as best that you can and with as minimum or limited impact on adding to the debt as possible, you'll be able to get through it easier.” - Ashley Patrick Timestamps: 00:54 - Introduction 02:06 - Amy's background and struggles 05:01 - Dealing with unexpected expenses 07:30 - Balancing family needs and budgeting 12:10 - Exploring ways to increase income 16:27 - Overcoming mental hurdles 21:37 - Making a visual of your progress 24:45 - Amy's action steps for the next 24 hours If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Get ready for a big year in 2024! If you haven't thought about your goals yet, no worries! Check out the Money Mindset Podcast, where we talk about the power of intentions, the importance of clear goals, and the roadmap to financial freedom. Learn how picking a "Word of the Year" can guide your journey. Find out why planning in November and December is crucial for success in the upcoming year. Join us as we gear up for a great 2024 and work towards achieving your financial goals! Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Really define what you want your focus and intention to be for this next year, and then work out your more specific goals. And that is where I think that you should start. And it's really important to help figure out why you want that. Like what do you want? What do you think that that goal will do for your life? Like, how will it change you? And is that what you actually want? And is it important enough? Are you excited enough about that goal to stick with it for a whole year? Because in order to reach your goals, no matter what it is, whether it's financial or you know, personal, family oriented, whatever the case may be, you have to be excited about it, especially if you're gonna stick with it for a whole year.” - Ashley Patrick Timestamps: 00:00 - Introduction 01:42 - Exploring the concept of a "Word of the Year" 05:19 - 2024 Planning Session inside the Money Success Club 06:12 - Breaking down specific and measurable goals 07:13 - Importance of creating micro-goals for success 10:04 - Invitation to join the Money Success Club Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Feeling isolated on your journey to financial freedom? The struggle is real when it comes to discussing money openly. Join us as we discuss the challenges of finding a supportive community that understands your financial goals without judgment. Discover practical tips on connecting with like-minded individuals online, forming accountability partnerships, and achieving your financial goals. Tune in to see how our Money Success Club fosters a global community, providing the support and encouragement you need to succeed on your financial journey. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “It's so important to find an accountability partner that really gets you to push yourself and do the things that you probably wouldn't do without that. Like for me, I probably wouldn't be recording these podcasts today if I didn't have to get on the phone and tell him that I did it. And so, you know, it really does help you get stuff done. So yeah, accountability partner is huge.” - Ashley Patrick Timestamps: 00:00 - Introduction 01:50 - The importance of finding a supportive community 03:48 - Introducing the Money Success Club 04:12 - The benefits of having an Accountability Buddy 07:29 - Co-working and Get Sh*t Done Sessions 09:02 - How to join the Money Success Club Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Navigating your finances can be overwhelming, especially when it comes to tracking the right numbers. In today's episode of the Money Mindset Podcast, we're breaking down the essential numbers you should be keeping tabs on in the new year. Feeling confused about where to start? Don't worry; we've got you covered! Tune in as we unravel the mystery of financial tracking and share practical insights to kickstart your journey to financial success. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Some numbers that you should just in general be tracking is eating out and specifically going through the drive through. So if you're like me, it can be a very bad habit. We need to start tracking it 'cause that is where the mindfulness comes in because you know, 10 bucks here, 20 bucks there, it adds up, especially if you're doing it almost daily, right?” - Ashley Patrick Timestamps: 00:54 - Introduction to the importance of tracking numbers 01:16 - The free budget starter kit 01:30 - Key numbers to track 02:58 - Drive-through and dining out expenses 03:44 - Keeping a close eye on your grocery spending habits 04:12 - Streaming services and how to optimize your subscriptions 05:24 - Know your Overall Net Worth, Overall Debt Amount, and Overall Savings Amount 07:44 - Preview of tomorrow's episode For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to another insightful session of the Money Mindset podcast! In today's episode, we'll discuss the reasons why many individuals experience a sense of financial strain, even when they're not technically broke. Join us as we uncover the top five reasons contributing to this financial frustration. From overspending and overwhelming debt to unexpected expenses, disorganization, and the power of focusing on the positive, we'll navigate through the common challenges affecting your financial mindset. So, if you've ever wondered why your money seems to disappear faster than you can earn it, this episode is a must-listen. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Focusing on those positive things will help you realize that you're not as broke as you might think you are, or feel that you are and help you move in the right direction. Because if you are just constantly downing yourself, it's gonna be really hard for you to muster up the drive and the will to do the things that you need to do with your finances right? So it is important to focus on the positive things that you have done and not focus on all those things that you've done in your past.” - Ashley Patrick Timestamps: 00:00 - Introduction to the episode 00:41 - Overview of the Money Success Club 03:12 - Reason 1: Overspending 04:27 - Reason 2: Too much debt 07:06 - Reason 3: Unexpected Expenses 09:40 - Reason 4: Disorganized 11:13 - Reason 5: Focusing on the Negative more that the Positive 13:47 - How to join the Money Success Club Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to another episode of the Money Mindset Podcast. Today, we're diving into a crucial topic that hits close to home for many of us – preparing for a job loss or loss of income. Whether you've already experienced it or are proactively planning for the future, these steps are your money guide. In this episode, we share invaluable insights on how to navigate through financial uncertainties. From prioritizing bills to making quick cash, we've got you covered. The episode also introduces a free worksheet, specially crafted for this topic. So, grab your pen, get ready to take notes, and let's empower ourselves with financial resilience. Remember, it's never too early to prepare! Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Like whatever you have to do right now to bring in some income to lessen the stress and it may not cover everything. And that's why I want you to write out your priorities, how much, and whether it's really a need or a want. Like really think about what is a need or a want. And as things get tight, you've gotta get rid of some wants. I know it sucks. Just remind yourself it's temporary. But you know, it's really important to start thinking about these things before the time comes if at all possible.” - Ashley Patrick Timestamps: 00:00 - Introduction 03:44 - Understanding the urgency of preparing for a job loss 06:13 - Prioritizing your finances 08:05 - Filing for unemployment 09:33 - Keep your resume up to date 13:47 - Building and maintaining a strong network 16:58 - How much to set aside for an emergency fund 18:07 - Making Quick Cash 20:49 - Final Thoughts 21:28 - How to get the FREE Basic Expenses Worksheet Are you worried about a job loss or loss of income and not sure what to do money wise? Download the FREE Basic Expenses Worksheet at www.budgetsmadeeasy.com/basic to help you work out what to prioritize and how much to save (if you can) prior to a loss of income. This will help you plan for what to do when the time comes. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Get your FREE Basic Expenses Worksheet at www.budgetsmadeeasy.com/basic Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to another episode of the Money Mindset podcast! Today, we're tackling a crucial question: "How often should you check your credit report?" Things have changed, and now you can get a free report every week from each credit bureau in the US. We're here to guide you on the best way to use this free service without making it a weekly chore. Let's explore together how often you should really be keeping an eye on your credit and why it matters for your financial well-being. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “It's important to check it periodically. Put a freeze on your credit report so that, hopefully, new charges aren't brought, but it's not foolproof, like I said. Know your rights because consumer protections are there to help protect you. And so knowing what your options are when it comes to your credit score, your credit report is very important.” - Ashley Patrick Timestamps: 00:54 - Introduction 01:34 - Frequency recommendations 03:02 - Checking your credit report regularly 05:01 - The importance of knowing your rights 07:51 - Freezing your credit report 10:55 - Implementing a routine 11:37 - Wrapping up and actionable steps For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Check your reports at www.AnnualCreditReport.com * Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Discover the hidden connection between your hormonal health and financial well-being in this enlightening episode of the Money Mindset Podcast. Join us as we dive deep into the world of perimenopause with our expert guest, Vandghie, a qualified dietician specializing in women's hormonal health. Uncover the surprising impact of perimenopause on your finances and explore practical steps to regain control. From brain fog to low energy, we'll discuss how these symptoms can disrupt your financial journey and share actionable strategies to navigate this critical phase in life. Meet Vandghie! Vandghie qualified as a Dietitian in 2008 and started specialising in women's hormonal health after battling imbalanced hormones through perimenopause. For 5 years, multiple doctors and specialist visits and lots of frustration, she reverted back to the research to find the answers for herself. This research radically changed her health in a very short space of time and she's gone on to support women through perimenopause with her podcast, The Perimenopause Podcast and digital coaching programs. She's passionate about helping women to make their 30s and 40s their best decades yet by learning how to Thrive Through Perimenopause, without prescription drugs and restrictive diets. “Let this be the day where you realize what I've been going through is not normal. The fact that it's common or it's common in my family doesn't mean it has to be my normal and these things that I can do about it to change this. I think that's the big thing. And then trying to pay attention to your body and then finding someone that specializes in women's health, functional health, in other words, not treating with medicine but helping you to support your body for healing itself. Find someone that can do this with you, give you the education that you need and support you through that process.” - Vandghie Timestamps: 00:00 - Introduction to perimenopause and its impact on finances 03:04 - Meet Vandghie 04:46 - The importance of understanding perimenopause 06:38 - Recognizing the signs and symptoms of perimenopause 10:31 - Understanding hormonal changes 12:41 - The connection between hormonal health, financial habits, and motivation 17:21 - Practical tips for addressing hormonal imbalances 21:01 - Seeking support and understanding the limitations of traditional medical care 23:32 - Final words of wisdom 24:28 - Vandghie's book recommendations 25:45 - Upcoming free masterclass: Best Kept Secrets To Regaining Control Of Your Hormones & Body Through Perimenopause Ready to get organized so you can stay on budget this holiday season? With the FREE Budgets Made Easy Holiday Planner you can easily get organized so you can save money this year! Go to www.leads.budgetsmadeeasy.com/holiday-planner/ to get your planner today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Book Recommendation: * Ignite Your Life by Barry Meguiar Resources and Links Mentioned: * Free masterclass - Best Kept Secrets To Regaining Control Of Your Hormones & Body Through Perimenopause: www.vandghie.com/secretsa * Holiday Budget Planner: https://leads.budgetsmadeeasy.com/holiday-planner/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Special Guest: Vandghie.

Are you tired of feeling like budgeting just doesn't work for you? You're not alone! In this episode, we'll change the way you think about budgeting. Budgeting is just the beginning, not the whole journey. Learn why it's crucial to understand that it's only a piece of the process in managing your finances effectively. Join us as we explore the power of automation, simplicity, and taking actionable steps to reach your financial goals. Don't get stuck in the budgeting rut; discover the bigger picture of financial success. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “So the simpler the better and don't give up because it does take time to figure out what's going to work for you. And it does. You can't figure that out if you're not trying things, right? So if the first thing you try doesn't work, that doesn't mean a budget failed or that you failed. You just have to try something else.” - Ashley Patrick Timestamps: 00:54 - Introduction to the Budget Bestie Meetup 01:58 - Understanding that budgeting is just a part of the financial process 06:13 - Exploring the significance of automation in financial management 08:11 - Creating a simple budget for financial management 09:16 - Celebrating financial wins 34:21 - How to join the Budget Bestie Meetup Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

As the holiday season approaches, it's time to prioritize your budget and plans to ensure a joyful and financially sound celebration. In this episode of the Money Mindset Podcast, we guide you through practical steps for holiday budgeting. Discover how to determine what truly matters, create a reasonable budget, and break it down into categories like decorations, food, and gifts. By the end of this episode, you'll be well-prepared to enjoy the holidays without the stress of overspending. Tune in now! Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “You've gotta start planning what you're going to do and start setting some boundaries and start setting your priorities because it's easy to get lost in the shuffle and the craziness of the holidays and lose track of what is really important to you and what your big goals are.” - Ashley Patrick Timestamps: 00:00 - Introduction to the episode 02:03 - Planning ahead of time 03:37 - Create a priority list for family activities for the holiday season 05:17 - Focusing on family traditions and low-cost or free activities 08:07 - Setting a reasonable overall budget 15:41 - Categorizing your budget 18:04 - Final thoughts 19:05 - How to get your FREE Holiday Budget Planner Ready to get organized so you can stay on budget this holiday season? With the FREE Budgets Made Easy Holiday Planner you can easily get organized so you can save money this year! Go to https://leads.budgetsmadeeasy.com/holiday-planner/ to get your planner today. And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * FREE Holiday Budget Planner: https://leads.budgetsmadeeasy.com/holiday-planner/ Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Do you ever find yourself in a never-ending cycle of impulsive spending, guilt, and regret? You're not alone. It's a challenge that many face. In this episode, we tackle this very issue head-on. Join us as we discuss tips and strategies to break free from the cycle of mindless spending. Discover how asking one simple question can transform your spending habits and bring intentionality into your financial life. Tune in to learn the secrets of mindful spending and set yourself on a path to financial success. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Consistency isn't about getting it a hundred percent right a hundred percent of the time. Okay? That's not gonna happen. That is an unrealistic expectation of yourself. It's about getting it mostly right most of the time. And that's what habits and routines are. So as you start working this process, it will become more of a habit and a routine. But you will have setbacks from time to time and it's not gonna derail you forever. Like it is not gonna set you back. Like you just have to keep going, right? But if you are consistently doing these things that we talked about, going down the rabbit hole and spending money you don't have, yeah, that's gonna keep you stuck until you change things.” - Ashley Patrick Timestamps: 00:00 - Introduction to the episode 02:33 - Impulsive spending and its impact on financial goals 07:21 - The power of asking a crucial question before making a purchase 10:06 - Practical Tips to Stay Focused on Your Financial Goals 15:55 - The importance of setting a SMART goal 17:06 - The role of consistency and habits in achieving financial success 18:13 - How to sign up for your own Budget Strategy Session episode If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Are your financial goals feeling out of reach? Join us in this episode as we explore the essential practice of establishing a money routine. Learn to create a sustainable routine that ensures you keep progressing, even when motivation wanes. Tune in for practical tips on setting a productive schedule, staying accountable, and turning your financial actions into habits that you can execute on autopilot. Say goodbye to procrastination and hello to a sustainable money routine that works for you! Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “The more you can create that structure to your habits and your routines, the better off you're going to be in the long run because it's gonna keep you consistent, it's gonna keep you moving forward even when you are struggling. It really takes out the confusion and the overwhelm of what to do because you already have that structure in place of what to do. And as long as you just keep putting one foot in front of the other and keep up with those habits and those routines that you start once, you don't have to use as much brain power to think about what you need to do” - Ashley Patrick Timestamps: 00:55 - Introduction to the importance of establishing a money routine 04:26 - Navigating consistency in habits and routines 05:35 - Exploring what works for you 06:42 - How to start a money routine 08:28 - Put it in your calendar 07:00 - Set yourself up for success 11:35 - Using a binder to set your financial goals 13:39 - Know what to work on by keeping a to-do list 16:03 - Set a timer while working on your routine 17:06 - Make it fun and reward yourself 19:25 - Have an accountability partner 20:45 - Track your progress with a 15-minute weekly check-in Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes. Resources and Links Mentioned: * Money Success Club: www.budgetsmadeeasy.com/msc Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

In today's episode of the Money Mindset podcast, we tackle the sensitive yet crucial topic of tithing. Whether you're dealing with substantial debt, struggling to make ends meet, or seeking clarity on your financial priorities, we explore the question of whether you should continue tithing, even when it's challenging. Join us for a reflective discussion that delves into the connection between faith, finances, and personal values. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “So don't feel bad, don't feel guilty if right now you need to pay off debt first because you're gonna be able to give back to your church and to your community in a lot bigger way once you are debt free. And in some ways it may even motivate you to do it even faster. Like if tithing is that important to you, use it as a motivator to get the debt paid off as fast as you can so that you can tithe and you can tithe more than what you are now.” - Ashley Patrick Timestamps: 00:55 - Introduction to the complex world of tithing 04:28 - Prioritizing your money: Tithing or debt payoff? 07:02 - Alternative ways to tithe when finances are tight 07:49 - Finding the motivation to become debt-free 09:41 - Directing your money toward your most important goals For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Welcome back to another episode of the Money Mindset podcast. In this special episode, we're joined by award-winning blogger and podcaster Andy Hill from Marriage Kids and Money. We'll be discussing why parents should prioritize their financial well-being before helping their children. The debate between saving for retirement and college expenses is a hot topic, and Andy shares valuable insights and strategies for maintaining your financial stability while preparing your kids for the real world. Don't miss this enlightening conversation! Meet Andy! Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of podcast downloads and video views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock. “We need to start making some decisions that are for our personal betterment because our kids have a resource that a lot of us don't have, is they have got a lot more time. They've got a lot more time on their side to build wealth, to take care of their future, to do the things they need to do to create the life that they have. So whether that's investing or earning their own money or choosing career paths that work best for them, they've got time on their side. We're a little older. We don't have as much time, maybe not as much energy either to make all these things happen. So we're gonna have to make some decisions that are really best for our personal future.” - Andy Hill Timestamps: 00:00 - Introduction to the episode 02:36 - Meet our special guest, Andy Hill from Marriage Kids and Money 04:01 - The importance of teaching kids to become independent 06:44 - Establishing boundaries with older children 09:32 - Teaching kids family and financial responsibilities 14:55 - Deciding between saving for college and retirement 19:18 - Last words of wisdom 23:12 - Resources for teaching children about money and financial planning 24:44 - Andy's book recommendation 26:30 - Connect with Andy For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * A free section of my new course Make My Kid a Millionaire!: www.marriagekidsandmoney.com/AshelyP * Budget Starter Kit: www.budgetsmadeeasy.com/start Book Recommendation: * Die With Zero by Bill Perkins Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Andy: * Website: www.marriagekidsandmoney.com * Instagram: www.instagram.com/MarriageKidsandMoney * Facebook: www.facebook.com/MarriageKidsandMoney * Twitter: www.twitter.com/AndyHillMKM * LinkedIn: www.linkedin.com/AndyHillMKM Special Guest: Andy Hill.

Have you ever wondered how to transform your home without breaking the bank? Join us in this enlightening podcast episode as we have a conversation with Gabriella, a home design and building expert. We'll dive into the typical budget pitfalls that can swiftly turn your renovation dreams into a financial nightmare. Gabriella will share invaluable tips on how to prioritize your renovation projects and avoid these common budget traps. Tune in for a dose of inspiration and practical advice that will assist you in turning your living space into a masterpiece, all while ensuring your wallet stays happy. Get ready to embark on your home renovation journey with confidence! Meet Gabriella! Gabriella, is an accredited interior designer and professional project manager that's been in the design and construction industry for over 12 years designing and managing multi-million dollar residential projects, commercial spaces and hospitals. Gabriella teaches women how to create their dream home, the right way from the start, by combining the key design drivers and desires with the needed management tactics to build the home they've always dreamed about, without losing time, money, and their sanity in the process. “In terms of really being able to plan accordingly and not end up in those moments where you're like, I've run outta money. The biggest tips that I can give you is to plan accordingly from a contingency fund and also create a reserve fund.” - Gabriella Milgrom Timestamps: 00:00 - Introduction: Meet Gabriella 03:57 - Redecorating and remodeling mistakes to avoid 08:24 - The importance of upfront planning 11:59 - Prioritizing renovation tasks and creating a budget hierarchy 15:50 - Dealing with unexpected expenses and preparing a contingency fund 25:11 - Understanding lead times and creating a project timeline 32:13 - Resources for those new to design and project planning 38:32 - Wrapping up the episode and final thoughts For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * House to Home challenge- free 3 week design challenge : https://www.gabriellamilgrom.co/house-to-home-challenge Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy Connect with Gabriella: * Website: http://www.gabriellamilgrom.co * Instagram: http://www.instagram.com/gabriellamilgrom.co * Youtube: https://www.youtube.com/channel/UCOZKmD6XbeABRiQ4mIMBQ Special Guest: Gabriella Milgrom.