Podcasts about spreadsheets

RAANAP 317: Rob and Akiva Listener Confessions Bracket Rob Cesternino (@robcesternino) and Akiva Wienerkur (@keev26) need a podcast and every week, Rob and Akiva spin a wheel of listener-submitted podcast ideas, and whatever the wheel lands on is what they podcast about next. This week, Rob and Akiva complete a listener confessions bracket for March Madness! For the link to the spreadsheet that Rob and Akiva use to compile ideas, check it all out here: Rob and Akiva Need a Spreadsheet (compiled by the great Will from America). To submit an idea for a future episode of “Rob and Akiva Need a Podcast” to be discussed on the mailbag, submit it on this form: Rob and Akiva's Mailbag Form. Past Episodes of Rob & Akiva Need a Podcast

Kailyn Nunn is Influencer Marketing Lead, North America at Canva, the world's leading all-in-one visual communication platform on a mission to empower the world to designKailyn Nunn is Influencer Marketing Lead, North America, at Canva, where she has built a world-class creator marketing engine from the ground up—scaling it from ad hoc activations into a global, strategic function in service of Canva's mission to empower the world to design.Joining Canva in 2020 as the company's first influencer marketing manager, Kailyn has shaped the creative direction of some of Canva's most impactful global campaigns, including Canva Create, Canva World Tour, and partnerships with internet-defining creators like Corporate Natalie and Dude With Sign. She believes in building a brand with creators - not just through them - to drive both cultural relevance at global scale.Today, Canva is one of the world's most widely used platforms on the internet, with 265 million people now creating 400 designs every second.Outside of work, Kailyn can usually be found walking her golden retriever, heading to Pilates, or scrolling social in the name of “research.”

(00:00) — Opening and early spark: Maya recalls childhood, cultural expectations, and her mom's cancer shaping her why.(03:05) — High school full circle: Research at Dana-Farber and reading her mom's records makes medicine click.(04:26) — ER simulation at Midscience: Realizing she could do this for real.(05:38) — MCAT dread and doubt: Nights staring at the ceiling, wondering if this path is for her.(06:45) — Post-grad without a net: Losing structure, studying alone, and deciding to invest in resources.(08:30) — Choosing community wisely: Avoiding toxic premed circles and building supportive friendships.(10:20) — Leaving campus support: How being outside university systems complicates the process.(11:20) — Three gap years: Cold-emailing a CEO, first job, and early adulting lessons.(12:50) — Why delay med school: Living life, tough East Coast costs, and embracing gap years.(14:15) — Strong application foundation: SNMA, BSU, hospital volunteering, and shadowing.(15:10) — MCAT timing talk: Advisor guidance and taking it when you're ready.(16:50) — Grace and the long view: “Med school isn't going anywhere” and an AI aside.(18:10) — Family reactions: Easing mom's worries about multiple gap years.(18:55) — No plan B: Knowing it was time to return and pursue medicine fully.(20:15) — Rebuilding the app: Mentors, letters, and becoming a medical assistant.(21:55) — Five MCAT attempts: Why she didn't quit.(23:20) — Faith and mentorship: The SNMA-matched surgeon in Alabama and tangible support.(26:50) — Pipeline cutoff reality: Missing by one point and reapplying 3–4 cycles.(28:50) — First interview at last: Spreadsheet tracking and the scream heard at home.(31:46) — Two-day acceptance: Shock, gratitude, and a family celebration.(36:56) — Paying it forward: Using social media to help students.(38:15) — Step 1 mindset: Starting early, NBME check-ins, and defeating fear.(41:05) — Final advice: Take time, find mentors, and invest in yourself.Maya joins Dr. Gray to share a candid look at persistence when the MCAT and the application cycle don't go your way—again and again. Growing up in an African family and watching her mom battle cancer set her sights on medicine early. In high school, working on research at Dana-Farber and reading her mom's records brought everything full circle, and an ER simulation at Midscience at Harvard made the dream feel real.After college, losing the structure and community she relied on made studying for the MCAT alone brutal. Maya ultimately invested in resources, leaned on supportive friends, and found mentors—including a plastic surgeon she met through SNMA who even helped fund tutoring. She took three gap years, built meaningful clinical experience as a medical assistant, and weathered 3–4 application cycles. After five MCAT attempts and a pipeline cutoff missed by one point, she finally broke through—landing 6–8 interviews and her first acceptance just two days after an interview.Now in medical school, Maya is intentional about confidence and early Step 1 prep, while using social media to support students coming behind her. This episode is a blueprint for rebuilding structure, choosing community wisely, and giving yourself permission not to quit.What You'll Learn:- How to rebuild structure and community after leaving college- What changed after five MCAT attempts and multiple cycles- Using mentors and groups like SNMA/MAPS to open doors- Turning gap years into real clinical growth as a medical assistant- A confidence-first mindset for Step 1 and beyond

This 2026, be an Empowered Investor! Join us at the Empowered Investor Live this May! Get your tickets today! https://empoweredinvestorlive.com/ Jason welcomes economist and author Michael Zuber as he discusses his "54-year spreadsheet," a comprehensive data project designed to analyze historical economic trends and real estate performance since 1970. By comparing the high-interest-rate environment of the Paul Volcker era to modern conditions, Zuber argues that rising rates typically lead to a crash in transaction volume rather than a collapse in home prices. The discussion highlights how leveraged appreciation makes residential real estate a superior wealth-building tool compared to the stock market. Zuber specifically critiques "doomer" content creators for using flawed metrics that ignore mortgage affordability, causing many people to miss out on significant equity gains. Ultimately, the source serves as a data-driven defense of income property investment and a warning against following pessimistic financial advice that lacks historical context. Download the spreadsheet here https://onerentalatatime.com/downloads/ #OneRentalAtATime #RealEstateInvesting #MichaelZuber #HousingMarket #EconomicHistory #InterestRates #Inflation #WealthBuilding #FinancialIndependence #MortgageRates #HousingInventory #MarketAnalysis #RealEstateTrends #InvestmentStrategy #PassiveIncome #Leverage #Macroeconomics #PropertyAppreciation #Affordability #EconomicOutlook   Key Takeaways: 0:00 By the time Trump's term is over 4:19 Those are 2 different things 7:53 Be an Empowered Investor https://empoweredinvestorlive.com/  Join us https://mastermindyachtadventures.com/ Michael Zuber interview 9:28 The lead up to the 54 year spreadsheet 16:10 History of numbers 27:59 The crash that happened 32:53 A great leading indicator for retail sales 35:17 Median price home :: Median income  38:55 The dogs that don't bark 43:37 Be careful who you listen to    _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

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In this episode, Carl explores the tension between what's rational on paper and what's workable in real life. Spreadsheets say to invest lump sums immediately, keep low-interest debt, and avoid holding excess cash. The math is often right. But the spreadsheet doesn't model loss aversion, regret, sleep, or the behavioral breaking point of being human. Strategies like dollar-cost averaging or paying off a mortgage may be mathematically suboptimal but psychologically stabilizing. Carl argues that these choices are often a form of emotional insurance, not mistakes. The key is simply to name them honestly: Sometimes the smartest line in the spreadsheet is the human factor.Want more from Carl? Get the shortest, most impactful weekly email on the web! Sign up for the Weekly Letter from Certified Financial Planner™ and New York Times columnist Carl Richards here: https://behaviorgap.com/ 

Faith can feel fragile when financial pressure is loud and responsibility is heavy. If money calms your nervous system faster than God does, this isn't failure — it may be identity-level misalignment quietly shaping your trust.Why does trusting money sometimes feel safer than trusting God?For many responsible, high-capacity leaders, the answer isn't rebellion. It's regulation.Money is measurable. Markets can be analyzed. Spreadsheets respond to effort. Faith requires surrender.In this Vertical Alignment episode of The Recalibration, we gently explore the subtle trust transfer that can happen when money becomes the thing that steadies your nervous system more reliably than the Sovereign.Not as a warning.But as an invitation.If your peace rises and falls with your portfolio, it may not be about discipline — it may be about where safety fused with identity.We also reframe the parable of the talents through identity rather than performance. Stewardship was never about fear-driven multiplication. It was about trust in the Master's character.This episode weaves together:Faith and nervous system regulationFinancial control and spiritual surrenderBurnout from responsibility and quiet identity driftThe fear of being irresponsible if you loosen controlThe deeper fear: “If I let go… and God doesn't come through… what then?”For many achievers and leaders, control masquerades as responsibility. It looks wise. Strategic. Mature.But stewardship rooted in fear and stewardship rooted in trust can look identical on the outside.The difference is posture.When money stops regulating your identity, something shifts:Planning remains, but panic softensStewardship remains, but bracing loosensCompetence remains, but control relaxesJoy quietly returnsFinancial peace is not recklessness.It is identity secured beyond income.Today's Micro Recalibration:When financial uncertainty surfaces, notice what you reach for first.More calculation?More control?Or prayer?Gently ask:Has money become my most immediate source of peace?And beneath that:If I loosen my grip… what am I afraid will happen?Explore Identity-Level Recalibration → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Learn about The Recalibration Cohort→ Join the next Friday Recalibration Live experience → Take your listening deeper! Subscribe to The Weekly Recalibration Companion to receive reflections and extensions to each week's podcast episodes. → Follow Julie Holly on LinkedIn for more recalibration insights → Download the Misalignment Audit → Subscribe to the weekly newsletter → Books to read (Tidy categories on Amazon- I've read/listened to each recommended title.) → One link to all things...

Today on Coast To Coast Hoops Greg recaps Friday's college basketball results, talks to Blake Lovell of Southeastern 16 about the non one-seeds that can make an NCAA Tournament run, the SEC bubble teams, & reacts to Vanderbilt blowing out Florida, & Greg picks & analyzes every Sunday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:27-Recap of Saturday's Results 15:20-Interview with Blake Lovell 32:35-Start of picks Pennsylvania vs Yale 35:03-Picks & analysis for Dayton vs VCU 37:48-Picks & analysis for Vanderbilt vs Arkansas 40:05-Picks & analysis for Wichita St vs South Florida 42:50-Picks & analysis for Purdue vs Michigan Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

RAANAP: Brandon and Akiva Have a Heated Rivalry Rob Cesternino (@robcesternino) and Akiva Wienerkur (@keev26) need a podcast and every week, Rob and Akiva spin a wheel of listener-submitted podcast ideas, and whatever the wheel lands on is what they podcast about next. This week, while Rob is away, Brandon and Akiva watch and discuss Heated Rivalry. For the link to the spreadsheet that Rob and Akiva use to compile ideas, check it all out here: Rob and Akiva Need a Spreadsheet (compiled by the great Will from America). To submit an idea for a future episode of “Rob and Akiva Need a Podcast” to be discussed on the mailbag, submit it on this form: Rob and Akiva's Mailbag Form. Past Episodes of Rob & Akiva Need a Podcast

Today on Coast To Coast Hoops Greg recaps Friday's college basketball results, talks to Ben Stevens of VSIN about the strength of this season's one seeds, which teams can knock off those one seed, the Big Ten landscape, & Greg picks & analyzes every Saturday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc   Podcast Highlights  2:24-Recap of Friday's Results 17:55-Interview with Ben Stevens 38:13-Start of picks Cornell vs Yale 40:20-Picks & analysis for Harvard vs Pennsylvania 42:48-Picks & analysis for Dayton vs Saint Louis 45:29-Picks & analysis for St. Joseph's vsVCU 47:27-Picks & analysis for Wisconsin vs Michigan 49:38-Picks & analysis for UCLA vs Purdue 52:13-Picks & analysis for Vanderbilt vs Florida 54:22-Picks & analysis for Ole Miss vs Arkansas 56:44-Picks & analysis for Charlotte vs South Florida 58:53-Picks & analysis for Tulsa vs Wichita St 1:01:20-Picks & analysis for Houston vs Arizona 1:04:07-Picks & analysis for Utah St vs San Diego St 1:06:48-Picks & analysis for Connecticut vs St. John's 1:09:06-Picks & analysis for Toledo vs Akron 1:11:31-Picks & analysis for Virginia vs Duke 1:14:08-Picks & analysis for Kennesaw St v Louisiana Tech 1:16:27-Picks & analysis for Hawaii vs UC Irvine 1:18:55-Picks & analysis for Cal Baptist vs Utah Valley 1:21:31-Start of extra games Vermont vs UMBC 1:23:54-Picks & analysis for NC Central vs Howard 1:26:03-Picks & analysis for Prairie View vs Southern Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Coast To Coast Hoops Greg recaps Thursday's college basketball results, talks to Rocco Miller of Bracketeer.org about Miami OH's NCAA Tournament hopes, the copious amounts of bubble teams losing, non one-seeds that are playing good basketball, & the Mountain West Tournament, & Greg picks & analyzes every Friday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:17-Recap of Thursday's Results 17:38-Interview with Rocco Miller 37:43-Start of picks George Washington vs Saint Louis 40:23-Picks & analysis for St. Bonaventure vs Dayton 42:21-Picks & analysis for Duquesne vs VCU 44:55-Picks & analysis for Davidson vs St. Joseph's 47:13-Picks & analysis for Ohio St vs Michigan 49:35-Picks & analysis for Wisconsin vs Illinois 51:32-Picks & analysis for Purdue vs Nebraska 54:12-Picks & analysis for UCLA vs Michigan St 56:35-Picks & analysis for Missouri St vs Louisiana Tech 59:09-Picks & analysis for Kennesaw St vs Sam Houston 1:01:49-Picks & analysis for Charlotte vs UAB 1:04:02-Picks & analysis for North Texas vs Tulsa 1:06:44-Picks & analysis for Kentucky vs Florida 1:08:58-Picks & analysis for Tennessee vs Vanderbilt 1:11:15-Picks & analysis for Ole Miss vs Alabama 1:13:51-Picks & analysis for Oklahoma vs Arkansas 1:16:15-Picks & analysis for Massachusetts vs Toledo 1:18:11-Picks & analysis for Kent St vs Akron 1:20:12-Picks & analysis for Seton Hall vs St. John's 1:22:02-Picks & analysis for Georgetown vs Connecticut 1:24:25-Picks & analysis for Miami vs Virginia 1:26:12-Picks & analysis for Clemson vs Duke 1:28:10-Picks & analysis for Iowa St vs Arizona 1:30:17-Picks & analysis for Kansas vs Houston 1:32:42-Picks & analysis for UT Arlington vs Utah Valley 1:34:41-Picks & analysis for Utah Tech vs Cal Baptist 1:36:56-Picks & analysis for CS Northridge vs UC Irvine 1:39:05-Picks & analysis for CS Fullerton vs Hawaii 1:41:34-Picks & analysis for Nevada vs Utah St 1:43:38-Picks & analysis for San Diego St vs New Mexico 1:46:11-Start of extra games Prairie View vs Alabama A&M 1:48:02-Picks & analysis for Southern vs Florida A&M 1:50;06-Picks & analysis for South Carolina St vs Howard 1:51:58-Picks & analysis for Delaware St vs NC Central Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Coast To Coast Hoops Greg recaps Wednesday's college basketball results, talks to Ben Wilson vs VSIN in about the different dynamic in handicapping power conference tournaments vs tournaments for leauges that will get one bid & look at the Big Ten & WAC Tournaments & Greg picks & analyzes every Thursday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  1:34-Recap of Wednesday's Results 18:45-Interview with Ben Wilson 33:34-Start of picks Massachusetts vs Miami OH 35:54-Picks & analysis for Toledo vs Bowling Green 38:01-Picks & analysis for Buffalo vs Akron 39:56-Picks & analysis for Ohio vs Kent St 42:40-Picks & analysis for George Washington vs Fordham 44:59-Picks & analysis for St, Bonaventure vs George Mason 47:00-Picks & analysis for Duquesne vs Rhode Island 49:17-Picks & analysis for Loyola Chicago vs Davidson 51:31-Picks & analysis for NC State vs Virginia 54:07-Picks & analysis for Louisville vs Miami 56:14-Picks & analysis for Florida St vs Duke 58:49-Picks & analysis for Clemson vs North Carolina 1:01:20-Picks & analysis for Providence vs St. John's 1:03:49-Picks & analysis for Crieghton vs Seton Hall 1:06:08-Picks & analysis for Xavier vs Connecticut 1:08:10-Picks & analysis for Georgetown vs Villanova 1:10:43-Picks & analysis for Iowa vs Ohio St 1:13:28-Picks & analysis for Wisconsin vs Washington 1:15:49-Picks & analysis for Northwestern vs Purdue 1:18:32-Picks & analysis for Rutgers vs UCLA 1:21:02-Picks & analysis for Kentucky vs Missouri 1:23:14-Picks & analysis for Auburn vs Tennessee 1:26:07-Picks & analysis for Ole Miss vs Georgia 1:28:32-Picks & analysis for Oklahoma vs Texas A&M 1:31:32-Picks & analysis for Iowa St vs Texas Tech 1:33:30-Picks & analysis for Central Florida vs Arizona 1:35:50-Picks & analysis for BYU vs Housotn 1:38:18-Picks & analysis for TCU vs Kansas 1:40:46-Picks & analysis for UNLV vs Utah St 1:42:36-Picks & analysis for Nevada vs Grand Canyon 1:44:58-Picks & analysis for Colorado St vs San Diego St 1:47:24-Picks & analysis for San Jose St vs New Mexico 1:50:04-Picks & analysis for Middle Tennessee vs Louisiana Tech 1:52;31-Picks & analysis for Kennesaw St vs Western Kentucky 1:54:57-Picks & analysis for Tulane vs Charlotte 1:57:09-Picks & analysis for Florida Atlantic vs North Texas 1:59:35-Picks & analysis for Southern Utah vs UT Arlington 2:02:26-Picks & analysis for Abilene Christian vs Utah Tech 2:04:44-Picks & analysis for UC San Diego vs CS Northridge 2:06:57-Picks & analysis for UC Davis vs CS Fullerton 2:10:46-Start of extra games Alabama A&M vs Texas Southern 2:13:27-Picks & analysis for Arkansas Pine Bluff vs Southern 2:15:33-Picks & analysis for South Carolina St vs Norfolk St 2:16:51-Picks & analysis for Maryland Eastern Shore vs NC Central Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jesse is joined by Rubin Miller—former Dimensional Fund Advisors insider, founder and CIO of Peltoma Capital Partners, author of the Fortunes and Frictions blog, and national chess master—for a wide-ranging conversation about how investment philosophy, behavioral discipline, and real-world client psychology intersect. Rubin pulls back the curtain on how factor tilts like small-cap, value, and profitability work. The discussion moves beyond theory into practice, tackling commoditization in passive investing, the tradeoffs between index funds and structured tilts, and the uncomfortable truth that great investment decisions can look wrong for years. Rubin also challenges spreadsheet-only thinking, defending dollar-cost averaging for large windfalls as a behavioral risk-management tool rather than a return-maximization tactic. Throughout, he emphasizes that the most important portfolio design principle isn't squeezing out incremental expected return—it's building a strategy clients can stick with when markets inevitably deliver noise, volatility, and surprise. The result is a candid, technically grounded, and deeply human look at what long-term investing actually demands. Key Takeaways: • Factor tilts—such as small-cap, value, and profitability—are grounded in decades of academic research but require patience to endure long droughts. • Expected returns dominate over long horizons; unexpected returns dominate in the short run. • Spreadsheet-optimal strategies are not always behaviorally optimal strategies. • The best portfolio is one an investor can stay invested in during extreme volatility. • Financial advisors add value not just through portfolio construction but through expectation management. • Long-term investing success depends less on brilliance and more on discipline, humility, and staying on the bus. Key Timestamps:(01:30) – Meet Ruben Miller (05:47) – Passive vs Indexing (13:22) – Factor Tilts Explained (20:21) – Rules and Rebalancing (24:21) – Is 100 Percent S&P Enough (26:16) – Small Caps vs Large Caps (32:00) – Dollar Cost Averaging Debate (36:13) – Behavioral Finance and Regret (39:07) – Chess vs Investing Feedback Loops (44:42) – Fortunes and Frictions, and Peltoma Capital Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://www.peltomacapital.com/ LinkedIn: https://www.linkedin.com/in/rubinmiller/ Mentions: https://www.fortunesandfrictions.com/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Join our Email List: https://eternaldurdles.kit.com/b3d4a4dc9bSupport us on Patreon: https://www.patreon.com/EternalDurdlesTCGPLAYER AFFILIATE LINK:https://partner.tcgplayer.com/OexAAnWe're back with updated Legacy Threat Level data — and the numbers tell a very clear story.https://docs.google.com/spreadsheets/d/1D7HvuGRUI0qvT5xA--zb68g2cu9wS0JZ24ddbadZSz0/edit?usp=sharingUsing two months of MTGTop8 data, we break down:• The most played creatures in Legacy• How “Threat Level” is calculated• Which cards gained the most ground• Why Orcish Bowmasters jumped dramatically• Tamiyo's still-dangerous presence• What declining Wasteland numbers actually mean• How Modern Horizons and Commander cards dominate the formatIs Legacy truly diverse… or are the decks just playing the same cards?We also discuss:– The rise of Stompy & Painter– Why fair decks are shrinking– How combo pivots into tempo– Why play patterns feel increasingly redundantThreat Level isn't a banlist demand — it's a tool to measure format pressure. And right now? The data is loud.Spreadsheet + previous episode linked below.If you care about Legacy health, this matters.JOIN US ON DISCORD: https://discord.gg/hrC7PxQZTEProudly supported by Three For One Trading: shop.threeforonetrading.comCardmillhttps://cardmill.com/EternalDurdlesMOXFIELDEternal Durdles Moxfield: https://www.moxfield.com/users/EternalDurdleshttps://www.moxfield.com/users/Durdlemagushttps://www.moxfield.com/users/ForceofPhil

Join our Email List: https://eternaldurdles.kit.com/b3d4a4dc9bSupport us on Patreon: https://www.patreon.com/EternalDurdlesTCGPLAYER AFFILIATE LINK:https://partner.tcgplayer.com/OexAAnWe're back with updated Legacy Threat Level data — and the numbers tell a very clear story.https://docs.google.com/spreadsheets/d/1D7HvuGRUI0qvT5xA--zb68g2cu9wS0JZ24ddbadZSz0/edit?usp=sharingUsing two months of MTGTop8 data, we break down:• The most played creatures in Legacy• How “Threat Level” is calculated• Which cards gained the most ground• Why Orcish Bowmasters jumped dramatically• Tamiyo's still-dangerous presence• What declining Wasteland numbers actually mean• How Modern Horizons and Commander cards dominate the formatIs Legacy truly diverse… or are the decks just playing the same cards?We also discuss:– The rise of Stompy & Painter– Why fair decks are shrinking– How combo pivots into tempo– Why play patterns feel increasingly redundantThreat Level isn't a banlist demand — it's a tool to measure format pressure. And right now? The data is loud.Spreadsheet + previous episode linked below.If you care about Legacy health, this matters.JOIN US ON DISCORD: https://discord.gg/hrC7PxQZTEProudly supported by Three For One Trading: shop.threeforonetrading.comCardmillhttps://cardmill.com/EternalDurdlesMOXFIELDEternal Durdles Moxfield: https://www.moxfield.com/users/EternalDurdleshttps://www.moxfield.com/users/Durdlemagushttps://www.moxfield.com/users/ForceofPhil

Are you running your ecommerce brand on gut instinct while your competitors build AI-powered data machines? Sean Frank (CEO of Ridge) and Jason Panzer (President of HexClad) sit down with Krishna Poda, the CEO of Saras Analytics, to unpack why a clean data foundation isn't optional. And what you can build on top of it with AI right now. They cover the rise of agentic workflows and what it means to replace repetitive human tasks with agents that work around the clock, why every stakeholder in a business should be able to query their own data without waiting on an analyst, how Saras IQ is built as a vertically specialized layer on top of Claude to deliver consistent and governed answers, and what the near future looks like when your brand's central agent is negotiating with Meta's agent, Northbeam's agent, and every other platform fighting for your budget. Powered By Fulfil https://bit.ly/3pAp2vuSaras Analytics https://bit.ly/9OP-YtdescAftersell https://9ops.co/4i3bb5Postscript https://9ops.co/postscriptRichpanel https://9ops.co/richpanelNorthbeam https://www.northbeam.io/Operators Newsletter https://9operators.com/

Today on Coast To Coast Hoops Greg recaps Tuesday's college basketball results, talks to Mid Major Matt Josephs of ESPN Radio in RIchmond about finding value in tournament games with live betting, the value in fading bubble teams, & looks at the Atlantic 10 & ACC Tournaments & Greg picks & analyzes every Wednesday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  1:39-Recap of Tuesday's Results 11:35-Interview with Mid Major Matt Josephs 27:36-Start of picks La Salle vs St. Bonaventure 29:27-Picks & analysis for Loyola Chicago vs Richmond 31;23-Picks & analysis for Pittsburgh vs NC State 33:27-Picks & analysis for SMU vs Louisville 35:59-Picks & analysis for Florida St vs California 38:23-Picks & analysis for Wake Forest vs Clemson 40:59-Picks & analysis for Maryland vs Iowa 43:01-Picks & analysis for USC vs Washington 45:36-Picks & analysis for Northwestern vs Indiana 48:01-Picks & analysis for Rutgers vs Minnesota 50:42-Picks & analysis for Arizona St vs Iowa St 53:08-Picks & analysis for Cincinnati vs Central Florida 55:45-Picks & analysis for BYU vs West Virginia 58:13-Picks & analysis for Oklahoma St vs TCU 1:00:34-Picks & analysis for LSU vs Kentucky 1:03:03-Picks & analysis for Mississippi St vs Auburn 1:05:18-Picks & analysis for Ole Miss vs Texas 1:07:45-Picks & analysis for South Carolina vs Oklahoma 1:10:07-Picks & analysis for Providence vs Butler 1:12:35-Picks & analysis for Xavier vs Marquette 1:15:28-Picks & analysis for Georgetown vs DePaul 1:18:02-Picks & analysis for Wyoming vs UNLV 1:20:27-Picks & analysis for Air Force vs Nevada 1:22:23-Picks & analysis for Fresno St vs Colorado St 1:24:39-Picks & analysis for San Jose St vs Boise St 1:26:32-Picks & analysis for Missouri St vs Liberty 1:28:53-Picks & analysis for New Mexico St vs Sam Houston 1:31:57-Picks & analysis for Tulane vs Memphis 1:34:06-Picks & analysis for Temple vs Florida Atlantic 1:36:16-Picks & analysis for Tarleton St vs Abilene Christian 1:38:48-Picks & analysis for Cal Poly vs UC San Diego 1:41:04-Picks & analysis for UC Davis vs UC Santa Barbara 1:43:14-Picks & analysis for Idaho vs Montana 1:46:17-Start of extra games Prairie View vs Bethune Cookman 1:48:38-Picks & analysis for Jackson St vs Florida A&M 1:50:45-Picks & analysis for Boston U vs Lehigh 1:52;44-Picks & analysis for McNeese vs Stephen F Austin 1:55:11-Picks & analysis for Morgan St vs Delaware St Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Coast To Coast Hoops Greg recaps Monday's college basketball results, talks to Rob Donaldson of Underdog Fantasy about how he's handicapping the major conference tournament games this week & the sorts of teams he thinks could make an unexpected run, & Greg picks & analyzes every Tuesday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:23-Recap of Monday's Results 12:01-Interview with Rob Donaldson 28:02-Start of picks Baylor vs Arizona St 30:50-Picks & analysis for Utah vs Cincinnati 32;54-Picks & analysis for Kansas St vs BYU 35:08-Picks & analysis for Oklahoma St vs Colorado 37:31-Picks & analysis for Pittsburgh vs Stanford 40:12-Picks & analysis for Syracuse vs SMU 43:06-Picks & analysis for Wake Forest vs Virginia Tech 45:58-Picks & analysis for Maryland vs Oregon 48:43-Picks & analysis for Penn St vs Northwestern 50:44-Picks & analysis for Missouri St vs Florida International 53:11-Picks & analysis for Jacksonville St vs New Mexico St 55:28-Picks & analysis for Monmouth vs Hofstra 58:11-Picks & analysis for Detroit vs Wright St 1:00:37-Picks & analysis for Siena vs Merrimack 1:03:21-Picks & analysis for Gonzaga vs Santa Clara 1:06:30-Picks & analysis for Montana vs Portland St 1:08:50-Picks & analysis for Idaho vs Eastern Washington 1:11:30-Start of extra games Alcorn St vs Prairie View 1:14:14-Picks & analysis for Grambling vs Jackson St 1:16:30-Picks & analysis for Mercyhurst vs Long Island 1:18:46-Picks & analysis for UMass Lowell vs UMBC 1:21:07-Picks & analysis for NJIT vs Vermont 1:23:25-Picks & analysis for Texas A&M CC vs Stephen F Austin 1:26:17-Picks & analysis for UT Rio Grande Valley vs McNeese Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

ay on Coast To Coast Hoops Greg recaps Sunday's college basketball results, talks to Blake Lovell of Southeastern 16 about the SEC Tournament, the team other than Florida in the SEC with the most upside, & this year's weak bubble picture, & Greg picks & analyzes every Monday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=p Podcast Highlights  2:18-Recap of Sunday's Results 18:11-Interview with Blake Lovell 38:04-Start of picks Campbell vs Monmouth 40:23-Picks & analysis for Towson vs Hofstra 42:58-Picks & analysis for Northern Kentucky vs Wright St 45:18-Picks & analysis for Detroit vs Robert Morris 47:33-Picks & analysis for Furman vs East Tennessee  50:08-Picks & analysis for Georgia Southern vs Troy 52:28-Picks & analysis for Northern Colorado vs Montana 54:34-Picks & analysis for Weber St vs Eastern Washington 56:38-Picks & analysis for Oregon St vs Gonzaga 58:55-Picks & analysis for Santa Clara vs St. Mary's 1:01:41-Start of extra games Alcorn St vs Alabama St 1:04:05-Picks & analysis for Mississippi Valley St vs Grambling 1:06:33-Picks & analysis for New Orleans vs Texas A&M CC 1:09:06-Picks & analysis for Nicholls vs UT Rio Grande Valley Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Coast To Coast Hoops Greg recaps Saturday's college basketball results, talks to Curtis Rogers of 710 Seattle Sports about who deserves the fourth one seed, the Big Ten landscape, the weak bubble teams, & teams surging in March & Greg picks & analyzes every Sunday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:39-Recap of Saturday's Results 19:34-Interview with Curtis Rogers 38:01-Start of picks Penn State vs Rugers 40:24-Picks & analysis for Memphis vs Tulane 43:14-Picks & analysis for Charlotte vs South Florida 45:54-Picks & analysis for Temple vs Tulsa 48:24-Picks & analysis for Illinois vs Maryalnd 50:46-Picks & analysis for East Carolina vs UAB 52:46-Picks & analysis for UT San Antonio vs Rice 54:56-Picks & analysis for Michigan St vs Michigan 57:13-Picks & analysis for Iowa vs Nebraska 59:14-Picks & analysis for Northern Iowa vs Illinois Chicago 1:01:30-Picks & analysis for Campbell vs UNC Wilmington 1:03:34-Picks & analysis for Drexel vs Monmouth 1:06:13-Picks & analysis for Towson vs Charleston 1:08:22-Picks & analysis for William & Mary vs Hofstra 1:10:22-Picks & analysis for Northern Kentucky vs UW Green Bay 1:12:57-Picks & analysis for Western Carolina vs East Tennessee 1:15:22-Picks & analysis for UNC Greensboro vs Furman 1:17:32-Picks & analysis for Marist vs Merrimack 1:20:01-Picks & analysis for Fairfield vs Siena 1:22:06-Picks & analysis for Southern Miss vs Troy 1:24:32-Picks & analysis for Georgia Southern vs Marshall 1:26:25-Picks & analysis for Idaho St vs Portland St 1:29:36-Picks & analysis for Idaho vs Montana St 1:32:01-Picks & analysis for San Francisco vs Oregon St 1:34:33-Picks & analysis for Pacific vs Santa Clara 1:36:26-Picks & analysis for North Dakota vs North Dakota St 1:38:55-Start of extra games Winthrop vs High Point 1:41:11-Picks & analysis for Queens NC vs Central Arkansas 1:43:27-Picks & analysis for Colgate vs Lehigh 1:45:54-Picks & analysis for Boston U vs Navy 1:48:42-Picks & analysis for Houston Christian vs New Orleans 1:51:06-Picks & analysis for Northwestern St vs Nicholls Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

RAANAP 316: Rob and Akiva Irrational Fears Bracket Rob Cesternino (@robcesternino) and Akiva Wienerkur (@keev26) need a podcast and every week, Rob and Akiva spin a wheel of listener-submitted podcast ideas, and whatever the wheel lands on is what they podcast about next. This week, Rob and Akiva complete an irrational fears bracket for March Madness! For the link to the spreadsheet that Rob and Akiva use to compile ideas, check it all out here: Rob and Akiva Need a Spreadsheet (compiled by the great Will from America). To submit an idea for a future episode of “Rob and Akiva Need a Podcast” to be discussed on the mailbag, submit it on this form: Rob and Akiva's Mailbag Form. Past Episodes of Rob & Akiva Need a Podcast

There are 92 games on the betting board for Saturday & Greg picks & analyzes EVERY one of them!  Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Timemarkers   Podcast Highlights  3:39-Start of picks Arkansas vs Missouri 5:35-Picks & analysis for Houston vs Oklahoma St 7:32-Picks & analysis for Butler vs DePaul 9:15-Picks & analysis for Notre Dame vs Boston College 10:55-Picks & analysis for Virginia Tech vs Virginia 12:49-Picks & analysis for Davidson vs St. Bonaventure 14:43-Picks & analysis for Xavier vs Villanova 16:34-Picks & analysis for Louisiana Tech vs Delaware 18:31-Picks & analysis for Georgia Tech vs Clemson 20:32-Picks & analysis for Connecticut vs Marquette 22:25-Picks & analysis for La Salle vs St. Joseph's 24:16-Picks & analysis for South Carolina vs Ole Miss 26:15-Picks & analysis for SMU vs Florida St 27:58-Picks & analysis for RIchmond vs Duquesne 29:59-Picks & analysis for Rhode Island vs Fordham 31:34-Picks & analysis for Western Kentucky vs Florida International 33:15-Picks & analysis for Cincinnati vs TCU 35:08-Picks & analysis for Cornell vs Dartmouth 36:59-Picks & analysis for Arizona St vs Iowa St 38:50-Picks & analysis for Sam Houston vs Liberty 40:35-Picks & analysis for Kansas St vs Kansas 42:41-Picks & analysis for Vanderbilt vs Tennessee 45:10-Picks & analysis for Louisville vs Miami 47:17-Picks & analysis for George Washington vs Loyola IL 49:31-Picks & analysis for Princeton vs Yale 51:49-Picks & analysis for Stanford vs NC State 54:09-Picks & analysis for Middle Tennessee vs Missouri St 56:14-Picks & analysis for Georgia vs MIssissippi St 58:22-Picks & analysis for Florida vs Kentucky 1:00:39-Picks & analysis for Florida Atlantic vs Wichita St 1:02:28-Picks & analysis for Jacksonville St vs UTEP 1:04:39-Picks & analysis for New Mexico vs Utah St 1:06:41-Picks & analysis for Boise St vs Colorado St 1:08:35-Picks & analysis for California vs Wake Forest 1:10:35-Picks & analysis for St. Louis vs George Mason 1:12:36-Picks & analysis for Wisconsin vs Purdue 1:14:57-Picks & analysis for Kennesaw St vs New Mexico St 1:17:41-Picks & analysis for Pittsburgh vs Syracuse 1:19:37-Picks & analysis for Wyoming vs San Jose St 1:21:43-Picks & analysis for Utah vs Baylor 1:23:41-Picks & analysis for Indiana vs Ohio St 1:25:36-Picks & analysis for Texas A&M vs LSU 1:27:38-Picks & analysis for North Carolina vs Duke 1:29:31-Picks & analysis for CS Bakersfield vs Cal Poly 1:31:30-Picks & analysis for UT Arlington vs Abilene Christian 1:33:29-Picks & analysis for Providence vs Georgetown 1:35:41-Picks & analysis for Fresno St vs Grand Canyon 1:37:46-Picks & analysis for CS Fullerton vs CS Northridge 1:39:57-Picks & analysis for Cal Baptist vs Southern Utah 1:41:57-Picks & analysis for Oklahoma vs Texas 1:43:52-Picks & analysis for Auburn vs Alabama 1:45:42-Picks & analysis for Utah Valley vs Utah Tech 1:47:55-Picks & analysis for UC San Diego vs UC Santa Barbara 1:50:06-Picks & analysis for UCLA vs USC 1:51:43-Picks & analysis for Northwestern vs Minnesota 1:53:56-Picks & analysis for UC Davis vs UC Irvine 1:55:44-Picks & analysis for Air Force vs Nevada 1:57:29-Picks & analysis for Texas Tech vs BYU 1:59:33-Picks & analysis for Washington vs Oregon 2:01:12-Picks & analysis for Arizona vs Colorado 2:03:03-Picks & analysis for Long Beach St vs Hawaii 2:07:25-Picks & analysis for Campbell vs Stony Brook 2:09:33-Picks & analysis for Northeastern vs Drexel 2:11:12-Picks & analysis for Hampton vs Towson 2:13:17-Picks & analysis for Elon vs William & Mary 2:15:19-Picks & analysis for The Citadel vs East Tennessee 2:17:16-Picks & analysis for NC Greensboro vs Wofford 2:19:04-Picks & analysis for Furman vs Samford 2:21:01-Picks & analysis for Western Carolina vs Mercer 2:22:55-Picks & analysis for Drake vs Illinois CHicago 2:25:02-Picks & analysis for Bradley vs Northern Iowa 2:27:24-Picks & analysis for Marist vs Quinnipiac  2:29:52-Picks & analysis for Mount St Mary's vs SIena 2:31:59-Picks & analysis for Southern Miss vs Appalachian St 2:34:13-Picks & analysis for Georgia Southern vs Coastal Carolina 2:36:44-Picks & analysis for Northern Arizona vs Idaho St 2:39:01-Picks & analysis for Sacramento St vs Idaho 2:41:00-Picks & analysis for Omaha vs North Dakota St 2:43:03-Picks & analysis for North Dakota vs St. Thomas 2:45:00-Picks & analysis for Portland vs San Francisco 2:47:05-Picks & analysis for Seattle vs Pacific 2:49:13-Picks & analysis for Morehead St vs Tennessee St 2:52:17-Start of extra games Winthrop vs High Points 2:54:16-Picks & analysis for UNC Asheville vs Radford 2:56:36-Picks & analysis for Florida Gulf Coast vs Central Arkansas 2:58:30-Picks & analysis for Austin Peay vs Queens NC 3:00:40-Picks & analysis for Stonehill vs Mercyhurst 3:02:50-Picks & analysis for Wagner vs Long Island 3:05:02-Picks & analysis for New Hampshire vs UMBC 3:06:50-Picks & analysis for Albany vs UMass Lowell 3:08:46-Picks & analysis for Bryant vs Vermont 3:10:42-Picks & analysis for Maine vs NJIT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Coast To Coast Hoops Greg recaps Thursday's college basketball results, talks to Brian Butch of the Big Ten Network about the landscape of the Big Ten, teams outside the top five in the sport that can be dangerous, and mid-majors to watch, & Greg picks & analyzes every Friday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:57-Recap of Thursday's Results 15:24-Interview with Brian Butch 32:51-Start of picks North Illinois vs Akron 35:12-Picks & analysis for Bowling Green vs Eastern Michigan 37:20-Picks & analysis for VCU vs Dayton 39:21-Picks & analysis for Columbia vs Havard 41:35-Picks & analysis for Pennsylvania vs Brown 43:26-Picks & analysis for Central Michigan vs Ball St 45:36-Picks & analysis for Western Michigan vs Kent St 47:32-Picks & analysis for Buffalo vs Toledo 49:40-Picks & analysis for Central Florida vs West Virginia  51:27-Picks & analysis for Miami OH vs Ohio 53:19-Picks & analysis for St. John's vs Seton Hall 55:28-Picks & analysis for UNLV vs San Diego St 57:44-Picks & analysis for Drake vs Belmont 59:50-Picks & analysis for Illinois Chicago vs Murray St 1:02:00-Picks & analysis for Valparaiso vs Bradley 1:03:55-Picks & analysis for Northern Iowa vs Illinois St 1:06:30-Picks & analysis for Northeastern vs North Carolina A&T 1:08:25-Picks & analysis for The Citadel vs Chattanooga 1:10:21-Picks & analysis for VMI vs UNC Greensboro 1:12:06-Picks & analysis for Sacred Heart vs Merrimack 1:14:09-Picks & analysis for Fairfield vs St. Peter's 1:16:23-Picks & analysis for Southern Miss vs Texas St 1:18:24-Picks & analysis for Georgia Southern vs South Alabama 1:20:38-Picks & analysis for Omaha vs South Dakota 1:22:44-Picks & analysis for Denver vs North Dakota 1:24:43-Picks & analysis for UT Martin vs Tennessee St 1:27:06-Picks & analysis for SE Missouri vs Morehead St 1:29:21-Picks & analysis for Portland vs Washington St 1:31:24-Picks & analysis for San Diego vs Seattle 1:34:13-Start of extra games Bellarmine vs Central Arkansas 1:36:04-Picks & analysis for Florida Gulf Coast vs Lipscomb 1:37:44-Picks & analysis for Stetson vs Austin Peay 1:39:23-Picks & analysis for West Georgia vs Queens 1:41:14-Picks & analysis for Gardner Webb vs High Point 1:42:59-Picks & analysis for Charleston Southern vs Winthrop 1:44:46-Picks & analysis for Longwood vs UNC Asheville 1:46:43-Picks & analysis for Presbyterian vs Radford Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Things Discussed: Illinois game: Impressed that they not just shut down Wagler with Yax but they hunted Wagler defensively. They're not physical enough to play defense and not quick enough to guard point guards—Dent did it to them, Fears did it to them. Why didn't Illinois shoot us out of their building if they're five out? Mara was everywhere on defense, Boswell was left to shoot. When Boswell got downhill he gave Cadeau issues. That's something to watch out for because burlyguards on top of a five-out offense are able to score vs M. Yax went off-script to switch on defense. MSU the second-best team in the Big Ten; Illinois is going to get physicaled out of the Tournament. Rez was lit, and that maybe lit up Mara. When Mara gets himself to the rim he's unstoppable. What do you do when someone takes away what you want to be? Cason: Problem with losing him is ^. He was our answer. Best finisher on the team, critical in transition. Like with Rez last year, the play that he got injured on was the play that shows you who he is. Replacing Cason: Cadeau has to back off to play 30 minutes. Minutes-wise Trey and Gayle. Usage-wise, Yaxel can do more in transition and hunting his own buckets, want to run more offense through Mara. Gayle would be nice—he's been that before—but he hasn't been good this year. McKenney is not a creator at all at this point. If they play without Cadeau opponents are going to blitz the ball. When that's Mara...good luck. Who's the Big Ten PoY: Two different questions: Who's the best player in the Big Ten this year? Yaxel or Wagler, and Yax's defense puts him over the top for me. Who's going to win it? Probably Braden Smith, even though he's

In this episode, we welcome back James Choi, Professor of Finance at the Yale School of Management, to unpack one of the most important—and misunderstood—questions in personal finance: How much of your portfolio should be in stocks? Drawing on his new paper, Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice, James walks us through the classic portfolio choice problem first solved by Robert C. Merton, later extended by Francisco Gomes and co-authors, and now made dramatically more usable through a spreadsheet-based approximation. We explore how risk aversion, wealth, labor income risk, and expected returns shape optimal asset allocation, why simple rules like "100 minus your age" aren't terrible but still costly, and how James and his co-authors managed to approximate a complex dynamic optimization model with an error of less than 0.1% in lifetime welfare.   Key Points From This Episode: (0:04) Introduction and why this episode delivers on "mathy roots." (1:10) James Choi's new paper: Making lifecycle portfolio choice solvable in a spreadsheet. (5:15) The portfolio choice problem: How much should you allocate to stocks versus risk-free assets? (6:09) The classic Merton (1969, 1971) solution and the "Merton share." (8:00) The equity premium formula: Expected excess return ÷ (risk aversion × variance). (11:20) Extending the model to risky labor income (Cocco, Gomes, and Maenhout). (14:27) Why labor income behaves bond-like—even when it's risky. (16:33) How wealth, risk aversion, and labor income characteristics affect optimal equity allocation. (20:52) Transitory vs. permanent labor income risk—and why permanent risk matters more. (23:04) Solving thousands of parameter sets to approximate optimal lifecycle allocations. (27:09) How close is the approximation? ~3–4 percentage points on average, with

Today on Coast To Coast Hoops Greg recaps Wednesday's college basketball results, talks to Rob Donaldson of Underdog Fantasy about the conference tournaments to watch this week, & when he bets game to game in conference tournaments instead of taking futures, & Thursday's games, & Greg picks & analyzes every Thursday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  1:49-Recap of Wednesday's Results 17:29-Interview with Rob Donaldson 35:39-Start of picks Middle Tennessee vs Florida International 38:00-Picks & analysis for Sam Houston vs Delaware 40:36-Picks & analysis for Tulane vs Temple 43:36-Picks & analysis for East Carolina vs Tulsa 46:06-Picks & analysis for Louisiana Tech vs Liberty 48:22-Picks & analysis for Michigan vs Iowa 51:14-Picks & analysis for Western Kentucky vs Missouri St 53:40-Picks & analysis for Rutgers vs Michigan St 56:45-Picks & analysis for UT Arlington vs Tarleton St 59:14-Picks & analysis for Utah Valley vs Southern Utah 1:01:57-Picks & analysis for Jacksonville St vs New Mexico St 1:04:23-Picks & analysis for South Florida vs Memphis 1:07:28-Picks & analysis for Kennesaw St vs UTEP 1:09:49-Picks & analysis for CS Northridge vs CS Bakersfield 1:12:17-Picks & analysis for UC San Diego vs CS Fullerton 1:14:29-Picks & analysis for Abilene Christian vs Cal Baptist 1:17:00-Picks & analysis for Cal Poly vs UC Irvine 1:19:39-Picks & analysis for UC Davis vs Long Beach St 1:21:58-Picks & analysis for UC RIverside vs Hawaii 1:24:48-Picks & analysis for Darke vs Southern Illinois 1:27:18-Picks & analysis for Indiana St vs Valparaiso 1:29:37-Picks & analysis for Evansville vs Northern Iowa 1:32:05-Picks & analysis for Sacred Heart vs Iona 1:34:26-Picks & analysis for Manhattan vs Fairfield 1:36:43-Picks & analysis for James Madison vs Southern Miss 1:38:56-Picks & analysis for Georgia Southern vs Arkansas St 1:41:35-Picks & analysis for Eastern Illinois vs UT Martin 1:44:01-Picks & analysis for Lindenwood vs SE Missouri St 1:46:19-Picks & analysis for Oral Roberts vs North Dakota St 1:48:44-Picks & analysis for South Dakota St vs St. Thomas 1:50:56-Picks & analysis for Pepperdine vs Portland 1:53:27-Picks & analysis for San Diego vs Loyola Marymount 1:56:04-Start of extra games Bethune Cookman vs Florida A&M 1:58;29-Picks & analysis for Howard vs Norfolk St 2:00:07-Picks & analysis for Delaware St vs Maryland Eastern Shore 2:03:22-Picks & analysis for South Carolina St vs NC Central 2:05:32-Picks & analysis for Prairie View vs Texas Southern 2:07:41-Picks & analysis for Grambling vs Alabama St 2:09:41-Picks & analysis for Coppin St vs Morgan St 2:11:40-Picks & analysis for Southern vs Alabama A&M 2:13:54-Picks & analysis for Arkansas Pine Bluff vs Alcorn St 2:13:54-Picks & analysis for Mississippi Valley St vs Jackson St 2:13:54-Picks & analysis for Bucknell vs Navy 2:13:54-Picks & analysis for American vs Boston U 2:13:54-Picks & analysis for Loyola MD vs Colgate 2:13:54-Picks & analysis for Holy Cross vs Lehigh Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Coast To Coast Hoops Greg recaps Tuesday's college basketball results, talks to Ivetta Abramyan about the conference tournaments to watch this week, & about when she bets game to game in conference tournament instead of taking futures, & Greg picks & analyzes every Wednesday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  1:47-Recap of Tuesday's Results 13:05-Interview with Ivetta Abramyan 38:09-Start of picks Creighton vs Butler 40:33-Picks & analysis for Minnesota vs Indiana 43:31-Picks & analysis for Fordham vs La Salle 45:29-Picks & analysis for Texas vs Arkansas  47:57-Picks & analysis for Marquette vs Providence Podcast Highlights  1:49-Recap of Tuesday's Results 19:29-Interview with Ivetta Abramyan 37:59-Start of picks Creighton vs Butler 40:36-Picks & analysis for Minnesota vs Indiana 43:36-Picks & analysis for Fordham vs La Salle 46:06-Picks & analysis for Texas vs Arkansas  48:22-Picks & analysis for Marquette vs Providence 51:14-Picks & analysis for Duquesne vs Rhode Island 53:40-Picks & analysis for California vs Georgia Tech 56:45-Picks & analysis for UAB vs Charlotte 59:14-Picks & analysis for St. Joseph's vs Davidson 1:01:57-Picks & analysis for Miami vs SMU 1:04:23-Picks & analysis for St. Bonaventure vs George Washington 1:07:28-Picks & analysis for Ohio St vs Penn St 1:09:49-Picks & analysis for Villanova vs DePaul 1:12:17-Picks & analysis for Maryland vs Wisconsin 1:14:29-Picks & analysis for Rice vs North Texas 1:17:00-Picks & analysis for Loyola IL vs Saint Louis 1:19:39-Picks & analysis for Purdue vs Northwestern 1:21:58-Picks & analysis for Stanford vs Notre Dame 1:24:48-Picks & analysis for Baylor vs Houston 1:27:18-Picks & analysis for Florida St vs Pittsburgh 1:29:37-Picks & analysis for Colorado St vs New Mexico 1:32:05-Picks & analysis for USC vs Washington 1:34:26-Picks & analysis for Louisiana vs James Madison 1:36:43-Picks & analysis for Old Dominion vs Georgia Southern 1:38:56-Picks & analysis for Eastern Illinois vs SIU Edwardsville 1:41:35-Picks & analysis for Little Rock vs Lindenwood 1:44:01-Picks & analysis for Kansas City vs Oral Roberts 1:46:19-Picks & analysis for Northern Kentucky vs Oaklamd 1:48:44-Picks & analysis for UW Milwaukee vs Detroit 1:50:56-Picks & analysis for Youngstown St vs Robert Morris 1:53:27-Picks & analysis for Cleveland St vs Wright St 1:56:04-Start of extra games Jacksonville vs Bellarmine 1:58;29-Picks & analysis for North Alabama vs Florida Gulf Coast 2:00:07-Picks & analysis for Stetson vs Eastern Kentucky 2:03:22-Picks & analysis for North Florida vs West Georgia 2:05:32-Picks & analysis for Gardner Webb vs USC Upstate 2:07:41-Picks & analysis for Stonehill vs Le Moyne 2:09:41-Picks & analysis for Fairleigh Dickinson vs Mercyhurst Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cardon is joined by Adam and Madeline Packer for a candid conversation exploring how Adam used an Excel spreadsheet as part of his decision-making process when choosing his wife.The story launches with some classic Ward Radio banter and playful jokes, but quickly turns to Adam's unique approach to relationships. While taking an advanced Excel modeling class for his finance degree, Adam realized he could repurpose a weighted averages project—originally meant for evaluating job opportunities after college—to help him decide who to seriously pursue in his dating life. Factors he ranked included being strong in the gospel, desire for a temple marriage, family compatibility, and, openly, attractiveness (“hotness” getting a high weight on the spreadsheet!).

Most brokers pitch self-funding as a silver bullet for cost containment, focusing on administrative fees and stop-loss premiums. But they ignore the elephant in the room: the actual claims data. If you are only trying to shave 10% off the admin fee - which represents just 15% of the total cost - you are completely missing the opportunity to find massive savings in the 85% of the pie that actually matters.My guest, Jeff Borglund, Co-Founder of IntegroIQ, joins me to explain why forensic claims auditing is the ultimate wedge strategy to win and retain self-funded clients. We break down the difference between a targeted audit and a forensic review, and why employers are choosing "ignorance" despite mounting ERISA fiduciary lawsuits. If you want to differentiate your agency and offer a cost-containment strategy that requires zero employee disruption, this is the episode for you.▶▶ Sign Up For Your Free Discovery Callcompletegameu.com/agaKEY MOMENTS(00:00:35) The Sausage Salesman: Jeff's Unconventional Path to Insurance (00:02:19) The Forbes Article That Changed Everything (00:06:34) What is Claims Payment Integrity? (And Why is it a Blind Spot?) (00:07:33) Forensic Audits: Finding the $69,000 Mammogram Mistake (00:12:22) Shifting from "Identify and Recover" to "Identify and Prevent" (00:14:02) Fiduciary Ignorance: Why Employers Put Their Heads in the Sand (00:21:04) Fraud, Waste, and Abuse: The Most Common Billing Errors (00:25:05) How Brokers Use IntegroIQ as Their Back-Office Data Team (00:30:35) Jeff's Morning Routine: Coffee, Scripture, and High-Altitude HikingCONNECT WITH ANDY NEARY

Today on Coast To Coast Hoops Greg recaps Monday's college basketball results, talks to Trist Freeman of Bustin Brackets about the landscape of the ACC & Atlantic 10 conferences, & the conference tournaments to watch this week, & Greg picks & analyzes every Tuesday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:42-Recap of Monday's Results 14:09-Interview with Rocco Miller 28:53-Start of picks Tennessee vs South Carolina 31:24-Picks & analysis for Eastern Michigan vs Buffalo 33:54-Picks & analysis for Alabama vs Georgia 36:14-Picks & analysis for Towson vs Stony Brook 38:47-Picks & analysis for BYU vs Cincinnati 41:24-Picks & analysis for Dayton vs Richmond 43:24-Picks & analysis for TCU vs Texas Tech 45:44-Picks & analysis for George Mason vs VCU 48:01-Picks & analysis for Georgetown vs St. John's 50:33-Picks & analysis for Wake Forest vs Virginia 53:07-Picks & analysis for UNC Wilmington vs Elon 55:17-Picks & analysis for Kentucky vs Texas A&M 57:47-Picks & analysis for Toledo vs Miami OH 1:00:27-Picks & analysis for Ohio vs Massachusetts 1:02:34-Picks & analysis for Monmouth vs Northeastern 1:05:02-Picks & analysis for Clemson vs North Carolina 1:07:46-Picks & analysis for Missouri vs Oklahoma 1:09:40-Picks & analysis for Seton Hall vs Xavier 1:12:35-Picks & analysis for North Carolina A&T vs Campbell 1:15:12-Picks & analysis for Akron vs Central Michigan 1:17:33-Picks & analysis for Drexel vs Hofstra 1:19:43-Picks & analysis for Ball St vs Western Michigan 1:21:58-Picks & analysis for Oklahoma St vs Central Florida 1:24:18-Picks & analysis for Hampton vs William & Mary 1:26:22-Picks & analysis for Kent St vs Northern Illinois 1:29:05-Picks & analysis for Mississippi St vs Florida 1:31:58-Picks & analysis for West Virginia vs Kansas St 1:34:22-Picks & analysis for San Jose St vs Fresno St 1:36:44-Picks & analysis for Oregon vs Illinois 1:39:12-Picks & analysis for Vanderbilt vs Ole Miss 1:41:22-Picks & analysis for Kansas vs Arizona St 1:43:27-Picks & analysis for San Diego St vs Boise St 1:45:54-Picks & analysis for Syracuse vs Louisville 1:48:42-Picks & analysis for Boston College vs Virginia Tech 1:51:06-Picks & analysis for Colorado vs Utah 1:53:48-Picks & analysis for Grand Canyon vs Air Force 1:56:11-Picks & analysis for LSU vs Auburn 1:58;33-Picks & analysis for Nevada vs Wyoming 2:00:50-Picks & analysis for Nebraska vs UCLA 2:03:15-Picks & analysis for Utah St vs UNLV 2:05:47-Picks & analysis for Georgia St vs Louisiana 2:08:54-Picks & analysis for UL Monroe vs Old Dominion 2:11:32-Start of extra game UMBC vs NJIT 2:13:50-Picks & analysis for UMass Lowell vs Maine 2:15:52-Picks & analysis for Bryant vs New Hampshire 2:17:50-Picks & analysis for Albany vs Vermont 2:20:21-Picks & analysis for Southern vs Alabama St 2:22:30-Picks & analysis for Grambling vs Alabama A&M 2:24:47-Picks & analysis for Arkansas Pine Bluff vs Jackson St 2:26:53-Picks & analysis for Mississippi Valley St vs Alcorn St 2:28:55-Picks & analysis for Army vs Bucknell 2:30:52-Picks & analysis for Holy Cross vs Lafayette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

30+ premium credit cards—including the Amex Platinum and Chase Sapphire Reserve—without paying a single dollar in annual fees? Spencer Reese breaks down exactly how active duty service members, Guard/Reserve on orders, and military spouses can access over $10,000 in annual fee waivers through the Military Lending Act (MLA) and SCRA. Recorded on Veterans Day, this episode is packed with tactical strategies for building wealth while traveling the world in luxury. Summary Spencer Reese joins Ross from Itinerary Boss for a comprehensive breakdown of military credit card benefits. Spencer explains the Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA), revealing how active duty members and military spouses can access premium cards like the $895 Amex Platinum with zero annual fees. The conversation covers optimal credit card sequencing, what happens when you transition from active duty to veteran status, how to leverage OCONUS assignments for incredible award travel, hotel status strategies, and Spencer's personal redemption stories including luxury stays in Dubai and business class flights around the world. Spencer also addresses common misconceptions about credit cards, shares tracking tools and automation tips, and explains why most military families are "stepping over dollars to pick up pennies" by not taking advantage of these benefits. Key Topics & Questions Covered Understanding Military Credit Card Benefits The Legal Foundation Eligible Cards & Annual Fee Savings Multiple Cards Strategy Credit Card Sequencing Strategy Building Your Foundation Optimal Application Order Why Order Matters Maximizing Credit Card Benefits Annual Recurring Credits Per Card Stacking Strategy Example International Usage Transitioning from Active Duty to Veteran What Happens to Your Cards Chase Timeline American Express Timeline Downgrade Strategy Travel Redemption Strategies OCONUS Assignment Advantages Spencer's Success Stories Hotel Status Strategy Common Mistakes & Misconceptions Biggest Mistakes Military Families Make Stopping at one card - Missing thousands in benefits Opening Amex Platinum first - Should start with Chase Using wrong card for purchases - Groceries on Platinum instead of Gold Fear of credit cards - Dave Ramsey's influence Not checking MLA database first - Missing automatic waivers Buying too much car - #1 financial mistake Spencer sees Ignoring hotel status cards - Missing upgrade opportunities Dave Ramsey Debate Credit Score Myths Tools & Automation Tracking Apps & Software Card Pointers - Credit optimization MaxRewards - Best card for each purchase Travel Freely - Track card opening dates, 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards Spreadsheet method - Spencer's preferred approach Automation Tips Batching Strategy Hotel & Airline Status Hotel Status Cards Why Hotel Status Matters Hyatt Globalist Priority Resources & Links Mentioned Military Benefits Resources MLA Database - Check your Military Lending Act eligibility SCRA (Servicemembers Civil Relief Act) DOD MWR Libby App - Free ebook/audiobook access to Spencer's book Credit Card Tools Card Pointers - Credit card optimization app MaxRewards - Best card selector Travel Freely - Card tracking for 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards United Travel Bank - Trigger airline credits Key Tactical Takeaways Immediate Actions (This Week) Verify MLA eligibility at mla.dmdc.osd.mil (print PDF for records) Check credit score - Need 720+ for premium cards Open Chase Freedom or Freedom Unlimited if no Chase relationship Set up automatic payments on all existing cards Calculate current annual fee savings if already have cards Short Term (This Month) Apply for Chase Sapphire Reserve or Preferred (check welcome bonuses) Open Amex Green → Start the Amex family progression Verify military status on existing accounts Set up recurring digital entertainment credits Create spreadsheet to track cards and credits Medium Term (This Quarter) Add Amex Gold after 90 days from Green Apply for hotel status cards (Hilton Aspire, Marriott Brilliant) Set quarterly reminders for Resy credits Purchase United Travel Bank in January for airline credits Book TDY/deployment hotels to build status Long Term (This Year) Add Amex Platinum after Amex Gold established Upgrade Freedom to CSR after 12 months (if desired) Build toward hotel Globalist status with Hyatt Plan OCONUS travel using points from home airport Prepare transition strategy if separating Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

JOIN THE VALOR COFFEE COMMUNITY – Courses, Exclusive Videos, PDFs, Spreadsheets and more:⁠ ⁠https://community.valor.coffee?utm_source=spotify&utm_campaign=ep164We've signed five commercial leases since starting Valor Coffee in 2016 – and we've learned (painfully) how lease terms can make or break a café. In this episode, we break down the lease language that confuses everybody (CAM/TI, gross vs. triple net, rent escalators, commencement date, rent abatement, LOIs, and more) and what we wish we negotiated sooner. We also talk leverage—when you have it, when you don't, and how to use it before you sign anything. If you're opening your first shop or thinking about location #2, this one can save you real money and real regret.This week's episode is brought to you by our friends at Odeko: Use our code VALOR10 for 10% off your first supply order! Hit the link below to sign up now:n https://portal.odeko.com/signup*If you purchase something through one of our links, we may be entitled to a share of the sale*Buy Valor Coffee: ⁠⁠https://valor.coffee/shop?utm_source=spotify&utm_campaign=ep164Watch on Youtube: ⁠⁠https://youtube.com/valorcoffee16⁠⁠Want to become a Wholesale Partner? Email us at wholesale@valor.coffee to set up an account!Want to send us coffee? Have a question you want to answer on the show? Send us an email to info@valor.coffeeWant to get your business in front of more people? We partnered with Local Eyes Growth to grow our business through SEO and the results have been incredible. Local Eyes is offering a FREE backlink ($300 value) to Valor Coffee Podcast listeners who partner through our exclusive link. Visit ⁠⁠https://localeyesgrowth.com/valor⁠⁠ to get the ball rolling!Follow the Valor Coffee Podcast on Instagram: ⁠⁠http://instagram.com/valorcoffeepod⁠⁠Follow Valor on Instagram: ⁠⁠http://instagram.com/valor.coffee⁠⁠Subscribe to Riley's YouTube Channel: ⁠⁠https://youtube.com/@rileywestbrook⁠⁠Follow Riley:  ⁠⁠https://instagram.com/rileywestbrook⁠⁠Follow Ross: ⁠⁠https://instagram.com/rosswalters⁠⁠Follow Ethan's Parody Account:  ⁠⁠https://instagram.com/ethanrivers777

Today on Coast To Coast Hoops Greg recaps Sunday's college basketball results, talks to Rocco Miller of Bracketeer.org about Texas Tech's success without JT Toppin, what to make of Miami OH, & the conference tournaments to watch this week, & Greg picks & analyzes every Monday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:42-Recap of Sunday's Results 16:49-Interview with Rocco Miller 41:03-Start of picks Duke vs NC State 43:24-Picks & analysis for Montana St vs Northern Arizona 45:44-Picks & analysis for Montana vs Northern Colorado 48:01-Picks & analysis for Iowa St vs Arizona 50:33-Picks & analysis for Idaho vs Eastern Washington 53:07-Picks & analysis for Weber St vs Portland St 55:17-Picks & analysis for Idaho St vs Sacramento St 57:47-Picks & analysis for IU Indy vs Cleveland St 1:00:27-Start of extra game Norfolk St vs Morgan St 1:02:34-Picks & analysis for South Carolina St vs Delaware St 1:05:02-Picks & analysis for NC Central vs Maryland Eastern Shore 1:07:46-Picks & analysis for Coppin St vs Howard 1:09:40-Picks & analysis for Stephen F Austin vs Incarnate Word 1:12:35-Picks & analysis for Northwestern St vs UT Rio Grande Valley 1:15:12-Picks & analysis for McNeese vs Nicholls 1:17:33-Picks & analysis for SE Louisiana vs New Orleans 1:19:43-Picks & analysis for East Texas A&M vs Texas A&M CC 1:21:58-Picks & analysis for Lamar vs Houston Christian Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome one and all to what might be almost Spring...but not quite!! On this episode, Scarlet and Blackbird continue their journey into a land of their own creation (with the help of much art, history, astrology, etc!) and discuss what could possibly be the card that would go in between the Strength card and the Hermit.  Join the witches as they go through the many possibilities for this card (it might just be Scarlet's favorite.)  Scarlet has added to her Spreadsheet o' Plenty, so please join with a snack or a drink, and enjoy the back and forth about this new card!  

Today on Coast To Coast Hoops Greg recaps Saturday's college basketball results, talks to Nate Hornung of Your Betting News about the different dynamic in betting conference tournament vs regular season games, what to make of Miami OH, & Sunday's games & Greg picks & analyzes every Sunday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:39-Recap of Saturday's Results 29:34-Interview with Nate Hornung 46:01-Start of picks North Texas vs UAB 48:24-Picks & analysis for Rutgers vs Maryalnd 50:46-Picks & analysis for Tulane vs South Florida 52:46-Picks & analysis for La Salle vs Davidson 54:56-Picks & analysis for Illinois Chicago vs Indiana St 57:13-Picks & analysis for Quinnipiac vs Canisius 59:14-Picks & analysis for Purdue vs Ohio St 1:01:30-Picks & analysis for Rice vs Temple 1:03:34-Picks & analysis for Mount St. Mary's vs Fairfield 1:06:13-Picks & analysis for Iona vs Manhattan 1:08:22-Picks & analysis for St. Peter's vs Marist 1:10:22-Picks & analysis for Murray St vs Bradley 1:12:57-Picks & analysis for Charlotte vs Florida Atlantic 1:15:22-Picks & analysis for Memphis vs East Carolina 1:17:32-Picks & analysis for Merrimack vs Niagara 1:20:01-Picks & analysis for Rider vs Siena 1:22:06-Picks & analysis for Northern Iowa vs Drake 1:24:32-Picks & analysis for Michigan St vs Indiana 1:26:25-Picks & analysis for Southern Illinois vs Evansville 1:29:36-Picks & analysis for DePaul vs Marquette 1:32:01-Picks & analysis for Belmont vs Illinois St 1:34:33-Picks & analysis for Charleston vs UNC Wilmington 1:36:26-Picks & analysis for Wichita St vs UT San Antonio Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Good Luck Striking Gold with It Mark Zoril Podcast Episode: #3 Podcast Date: 2/28/2026

There are over 140 games on the betting board for Saturday & Greg picks & analyzes EVERY one of them!  Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Timemarkers 3:35-Start of picks NC State vs Notre Dame 6:04-Picks & analysis for Virginia vs Duke 8:02-Picks & analysis for Iowa vs Penn St 9:59-Picks & analysis for Seton Hall vs Connecticut 12:00-Picks & analysis for Florida St vs Georgia Tech 14:31-Picks & analysis for St. Joseph's vs Rhode Island 17:10-Picks & analysis for Colorado vs Houston 19:41-Picks & analysis for Fordham vs VCU 21:52-Picks & analysis for Missouri vs Mississippi St 24:18-Picks & analysis for New Mexico St vs Middle Tennessee 26:33-Picks & analysis for Cleveland St vs Robert Morris 29:22-Picks & analysis for Georgetown vs Xavier 31:44-Picks & analysis for Massachusetts vs Bowling Green 34:07-Picks & analysis for UCLA vs Minnesota 36:32-Picks & analysis for Campbell vs Towson 38:44-Picks & analysis for South Dakota St vs South Dakota 41:14-Picks & analysis for Fort Wayne vs IU Indy 43:45-Picks & analysis for William & Mary vs No Carolina A&T 46:22-Picks & analysis for Oklahoma St vs Cincinnati 48:38-Picks & analysis for Oregon vs Northwestern 50:56-Picks & analysis for Central Michigan vs Buffalo 53:22-Picks & analysis for Boston College vs Miami 55:52-Picks & analysis for Vanderbilt vs Kentucky 58:04-Picks & analysis for San Diego St vs New Mexico 1:00:26-Picks & analysis for Youngstown St vs UW Green Bay 1:02:54-Picks & analysis for St. Bonaventure vs George Mason 1:05:06-Picks & analysis for VMI vs Chattanooga 1:07:06-Picks & analysis for The Citadel vs Wofford 1:09:30-Picks & analysis for Louisville vs Clemson 1:11:48-Picks & analysis for Sacramento St vs Montana St 1:14:19-Picks & analysis for Detroit vs Oakland 1:16:10-Picks & analysis for Florida International vs Louisiana Tech 1:18:40-Picks & analysis for Elon vs Monmouth 1:21:19-Picks & analysis for UTEP vs Western Kentucky 1:24:25-Picks & analysis for South Carolina vs Georgia 1:27:01-Picks & analysis for Utah vs Arizona St 1:29:28-Picks & analysis for Richmond vs Loyola IL 1:31:45-Picks & analysis for Texas Tech vs Iowa St 1:34:02-Picks & analysis for Northern Colorado vs Idaho 1:36:37-Picks & analysis for Ball St vs Northern Illinois 1:38:58-Picks & analysis for San Diego vs Portland 1:41:17-Picks & analysis for Portland St vs Montana 1:43:28-Picks & analysis for Toledo vs Ohio 1:45:39-Picks & analysis for Nebraska vs USC 1:48:26-Picks & analysis for Kansas vs Arizona 1:50:40-Picks & analysis for Valparaiso vs Evansville 1:52:39-Picks & analysis for Northeastern vs Hampton 1:55:13-Picks & analysis for Southern Indiana vs Little Rock 1:57:33-Picks & analysis for Northern Arizona vs Eastern Washington 1:59:49-Picks & analysis for Abilene Christian vs Utah Valley 2:02:29-Picks & analysis for Texas vs Texas A&M 2:04:58-Picks & analysis for Wisconsin vs Washington 2:06:48-Picks & analysis for Pittsburgh vs California 2:08:42-Picks & analysis for Air Force vs Wyoming 2:10:41-Picks & analysis for Tennessee St vs UT Martin 2:13:09-Picks & analysis for Lindenwood vs Western Illinois 2:15:06-Picks & analysis for Eastern Illinois vs SIU Edwardsville 2:17:36-Picks & analysis for East Tennessee vs Mercer 2:20:09-Picks & analysis for Tennessee Tech vs SE Missouri St 2:22:07-Picks & analysis for Colorado St vs San Jose St 2:24:21-Picks & analysis for North Dakota vs North Dakota St 2:26:38-Picks & analysis for Delaware vs Kennesaw St 2:29:10-Picks & analysis for Providence vs Creighton 2:31:09-Picks & analysis for Missouri St vs Sam Houston 2:33:07-Picks & analysis for Furman vs Western Carolina 2:35:28-Picks & analysis for BYU vs West Virginia 2:37:21-Picks & analysis for Syracuse vs Wake Forest 2:39:53-Picks & analysis for Oklahoma vs LSU 2:42:17-Picks & analysis for Dartmouth vs Princeton 2:44:43-Picks & analysis for Yale Columbia 2:47:00-Picks & analysis for SMU vs Stanford 2:49:35-Picks & analysis for Brown vs Cornell 2:51:47-Picks & analysis for UNC Greensboro vs Samford 2:54:13-Picks & analysis for Liberty vs Jacksonville St 2:56:34-Picks & analysis for Harvard vs Penn 2:59:17-Picks & analysis for San Francisco vs Pacific 3:01:40-Picks & analysis for Weber St vs Idaho St 3:04:01-Picks & analysis for Alabama vs Tennessee 3:06:12-Picks & analysis for TCU vs Kansas St 3:08:08-Picks & analysis for Wright St vs Northern Kentucky 3:11:00-Picks & analysis for Hawaii vs CS Fullerton 3:13:16-Picks & analysis for Stony Brook vs Hofstra 3:15:06-Picks & analysis for Boise St vs Fresno St 3:17:17-Picks & analysis for Washington St vs Pepperdine 3:19:19-Picks & analysis for Oral Robert vs Kansas City 3:21:28-Picks & analysis for Omaha vs St. Thomas 3:23:28-Picks & analysis for Oregon St vs Santa Clara 3:25:29-Picks & analysis for Baylor vs Central Florida 3:27:29-Picks & analysis for CS Northridge vs UC Riverside 3:29:21-Picks & analysis for Villanova vs St. John's  3:31:45-Picks & analysis for Duquesne vs Saint Louis 3:34:11-Picks & analysis for Ole Miss vs Auburn 3:36:27-Picks & analysis for Arkansas vs Florida 3:38:29-Picks & analysis for Utah Tech vs Southern Utah 3:40:36-Picks & analysis for Virginia Tech vs North Carolina 3:42:27-Picks & analysis for Tarleton St vs Cal Baptist 3:44:19-Picks & analysis for Seattle vs Loyola Marymount 3:46:12-Picks & analysis for Long Beach St vs CS Bakersfield 3:48:21-Picks & analysis for Nevada vs UNLV 3:50:27-Picks & analysis for Grand Canyon vs Utah St 3:52:38-Picks & analysis for Cal Poly vs UC San Diego 3:54:56-Picks & analysis for UC Santa Barbara vs UC Irvine 3:56:55-Picks & analysis for Gonzaga vs St. Mary's 4:01:05-Start of extra games Le Moyne vs New Haven 4:02:40-Picks & analysis for Army vs Lafayette 4:04:33-Picks & analysis for Chicago St vs Wagner 4:06:19-Picks & analysis for St. Francis PA vs Central Connecticut 4:08:10-Picks & analysis for Queens NC vs Central Arkansas 4:10:08-Picks & analysis for Austin Peay vs Bellarmine 4:12:05-Picks & analysis for Boston U vs American 4:14:05-Picks & analysis for Charleston Southern vs UNC Asheville 4:16:12-Picks & analysis for UMB vs UMass Lowell 4:18:25-Picks & analysis for Florida Gulf Coast vs Stetson 4:20:11-Picks & analysis for Loyola MD vs Holy Cross 4:22:06-Picks & analysis for New Hampshire vs Albany 4:23:49-Picks & analysis for Maine vs Binghamton 4:25:36-Picks & analysis for Mercyhurst vs Stonehill 4:27:29-Picks & analysis for Bucknell vs Lehigh 4:29:13-Picks & analysis for North Alabama vs West Georgia 4:31:20-Picks & analysis for Gardner Webb vs USC Upstate 4:33:22-Picks & analysis for Radford vs Longwood 4:35:24-Picks & analysis for Bethune Cookman vs Southern 4:37:20-Picks & analysis for NJIT vs Bryant 4:39:01-Picks & analysis for Colgate vs Navy 4:40:34-Picks & analysis for Howard vs Morgan St 4:42:40-Picks & analysis for Presbyterian vs Winthrop 4:44:22-Picks & analysis for Lipscomb vs Eastern Kentucky 4:46:09-Picks & analysis for SE Louisiana vs Nicholls 4:48:01-Picks & analysis for Fairleigh Dickinson vs Long Island 4:49:52-Picks & analysis for South Carolina St vs Maryland Eastern Shore 4:51:41-Picks & analysis for Norfolk St vs Coppin St 4:53:31-Picks & analysis for NC Central vs Delaware St 4:55:14-Picks & analysis for Stephen F Austin vs Houston Christian 4:57:04-Picks & analysis for Lamar vs Incarnate Word 4:59:13-Picks & analysis for Alabama St vs Alabama A&M 5:01:15-Picks & analysis for Jackson St vs Texas Southern 5:03:00-Picks & analysis for Alcorn St vs Prairie View 5:04:34-Picks & analysis for East Texas A&M vs UT Rio Grande Valley 5:06:31-Picks & analysis for McNeese vs New Orleans 5:08:15-Picks & analysis for Jacksonville vs North Florida 5:10:24-Picks & analysis for Mississippi Valley St vs Arkansas Pine Bluff 5:12:32-Picks & analysis for Northwestern St vs Texas A&M CC 5:14:25-Picks & analysis for Florida A&M vs Grambling Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Coast To Coast Hoops Greg explains why he handicaps games before bookmakers post opening numbers & why it is quite matchup-based, recaps Thursday's college basketball results, talks to Ryan McIntyre of the Sports Gambling Podcast Network about the biggest threats to Duke, Arizona, & Michigan in the sport, the Big Ten landscape, & Friday's games, & Greg picks & analyzes every Friday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:17-Why Greg's handicapping is matchup-based & Done before bookmakers post opening lines 6:03-Recap of Thursday's Results 23:41-Interview with Ryan McIntyre 38:22-Start of picks Yale vs Cornell 40:45-Picks & analysis for Miami OH vs Western Michigan 43:12-Picks & analysis for Quinnipiac vs Niagara 45:39-Picks & analysis for Siena vs Fairfield 48:10-Picks & analysis for Mount St. Mary's vs Sacred Heart 50:41-Picks & analysis for Dartmouth vs Pennsylvania 53:38-Picks & analysis for Brown vs Columbia 55:56-Picks & analysis for Dayton vs George Washington 58:49-Picks & analysis for Harvard vs Prineton 1:01:39-Picks & analysis for Manhattan vs St. Peter's 1:04:25-Picks & analysis for Merrimack vs Canisius 1:06:50-Picks & analysis for Rider vs Iona 1:09:08-Picks & analysis for UL Monroe vs Troy 1:11:07-Picks & analysis for Old Dominion vs Georgia St 1:13:29-Picks & analysis for Michigan vs Illinois 1:15:50-Picks & analysis for Appalachian St vs Texas St 1:18:27-Picks & analysis for Coastal Carolina vs James Madison 1:21:13-Picks & analysis for Akron vs Kent St 1:24:00-Picks & analysis for Southern Miss vs South Alabama 1:26:27-Picks & analysis for Louisiana vs Arkansas St 1:29:13-Picks & analysis for Georgia Southern vs Marshall Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever wondered why two families with nearly identical financial situations can end up in completely different places? It's not because the math was wrong, but because of how they responded when it mattered. Today, I am digging into why financial success has less to do with what we know and more to do with what we actually do when we're staring down competing priorities. I walk through two real client situations in which both families had solid plans but were facing trade-offs among mortgage payoff, 529 contributions, retirement investing, and home upgrades. Same numbers, different behavior. One family saw flexibility as freedom, the other saw debt elimination as emotional relief. I also explore how our sense of security, fear of missing out, and guilt about not doing enough for our kids quietly drive the financial decisions we think are purely logical, and why Morgan Housel's idea that optimism is about perseverance, not perfection, applies to how we parent and plan. Your action step this week: pick one financial behavior that tends to trip you up and simply notice it. Don't judge it. Just observe because you can't improve what you can't see. Connect with Paul If you're a family with multiple kids who feel like your money should be working harder but aren't sure where to start, I do complimentary 30-minute financial reviews. Schedule a meeting here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: Rethinking the Relationship Between Money and Happiness Inflated Expectations: The Hidden Force Undermining Financial Peace Money is a Number, Emotions are Stories

Today on Coast To Coast Hoops Greg recaps Wednesday's college basketball results, talks to Rob Donaldson of Underdog Fantasy about the different dynamic mid-major & power conference game have this time of year, the types of teams that have value the next few weeks, & Thursday's games, & Greg picks & analyzes every Thursday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:15-Recap of Wednesday's Results 22:05-Interview with Rob Donaldson 40:20-Start of picks Charleston vs Hampton 42:30-Picks & analysis for Liberty vs Kennesaw St 44:59-Picks & analysis for Stony Brook vs Monmouth 47:21-Picks & analysis for Temple vs Florida Atlantic 50:34-Picks & analysis for UNC Greensboro vs Chattanooga 52:14-Picks & analysis for Delaware vs Jacksonville St 54:25-Picks & analysis for Elon vs Towson 56:42-Picks & analysis for Campbell vs Drexel 59:26-Picks & analysis for Northeastern vs William & Mary 1:01:53-Picks & analysis for North Carolina A&T vs UNC Wilmington 1:04:03-Picks & analysis for New Mexico St vs Western Kentucky 1:06:15-Picks & analysis for Missouri St vs Louisiana Tech 1:08:48-Picks & analysis for UTEP vs Middle Tennessee 1:11:28-Picks & analysis for Denver vs Oral Roberts  1:13:44-Picks & analysis for South Dakota St vs Kansas City 1:16:15-Picks & analysis for Tarleton St vs Utah Valley 1:18:32-Picks & analysis for Morehead St vs Little Rock 1:20:45-Picks & analysis for Michigan St vs Purdue 1:23:16-Picks & analysis for VMI vs Samford 1:25:32-Picks & analysis for Eastern Illinois vs Lindenwood 1:27:36-Picks & analysis for Tennessee St vs SE Missouri St 1:29:34-Picks & analysis for Tennessee Tech vs UT Martin 1:31:42-Picks & analysis for Western Illinois vs SIU Edwardsville 1:34:10-Picks & analysis for Wichita St vs Memphis 1:36:26-Picks & analysis for North Dakota St vs St. Thomas 1:38:42-Picks & analysis for Northern Arizona vs Idaho 1:41:15-Picks & analysis for Florida International vs Sam Houston 1:43:26-Picks & analysis for Sacramento St vs Montana 1:45:57-Picks & analysis for Abilene Christian vs Utah Tech 1:48:00-Picks & analysis for Hawaii vs UC Davis 1:50:17-Picks & analysis for UC Riverside vs UC Santa Barbara 1:52:25-Picks & analysis for Northern Colorado vs Eastern Washington 1:54;38-Picks & analysis for Portland St vs Montana St 1:57:01-Picks & analysis for Long Beach St vs Cal Poly 1:59:26-Picks & analysis for UC Irvine vs CS Northridge 2:01:36-Picks & analysis for UT Arlington vs Cal Baptist 2:04:08-Picks & analysis for CS Bakersfield vs UC San Diego 2:06:28-Picks & analysis for Rhode Island vs St. Bonaventure 2:08:45-Start of extra games Bethune Cookman vs Grambling 2:10:54-Picks & analysis for Bryant vs UMBC 2:13:47-Picks & analysis for New Hampshire vs Binghamton 2:16:17-Picks & analysis for Maine vs Albany 2:18:46-Picks & analysis for Mercyhurst vs Central Connecticut 2:20:40-Picks & analysis for Florida Gulf Coast vs North Florida 2:22:45-Picks & analysis for USC Upstate vs Radford 2:24:52-Picks & analysis for New Haven vs Wagner 2:26:58-Picks & analysis for Stetson vs Jacksonville 2:29:15-Picks & analysis for High Point vs Presbyterian 2:31:06-Picks & analysis for St Francis PA vs Stonehill 2:32:56-Picks & analysis for Fairleigh Dickinson vs Le Moyne 2:34-56:Picks & analysis for UMass Lowell vs Vermont 2:36:58-Picks & analysis for Winthrop vs Charleston So 2:38:58-Picks & analysis for UNC Asheville vs Gardner Webb 2:41:58-Picks & analysis for Chicago St vs Long Island 2:43:58-Picks & analysis for Alcorn St vs Texas Southern 2:45:58-Picks & analysis for Florida A&M vs Southern 2:47:58-Picks & analysis for Jackson St vs Prairie View Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In lecture halls once defined by PowerPoint slides and exam prep, a different kind of competition is unfolding. At several Chinese universities, the most sought-after electives are no longer traditional academic offerings, but hands-on courses in cooking, woodworking, beadwork, and car maintenance. / Is cucumber water the newest restaurant flex (16:14)? On the show: Niu Honglin, Steve & Yushun.

Today's broadcast is C1R8 for Wayback Wednesday, February 25th, 2026. Today's episode will be our "best of year-in-review" for calendar 2025, covering C1E91-C1E100 and a number of important Ch F "F-isodes". As Season 8 (calender 2025) was the final regular season of Ch 1, that also makes this our final "best of year-in-review" episode.    Tracklist     Track# / Track / Game / System(s) / Composer(s) / Originally Selected By / Originally from Episode(s) / Timestamp     A1) Intro - 00:00:00     01) Earth -  Lords of Magic - PC - Keith Zizza - St. John - C1E96 - 00:04:34     02) Balom Dungeon - LoZ: Echoes of Wisdom - Switch - Masato Ohashi, Manaka Kataoka, Chisaki Hosaka, Reika Nakai, Yuri Goto, Ryotaro Yagi, and/or Azusa Kato - St. John - C1E93 - 00:08:41     03) Ending - Spider-Man / X-Men: Arcade's Revenge - SNES - Tim and/or Geoff Follin - St. John - C1E100 - 00:11:45     04) PerfecT Shape - to a T - Multiplatform - c: Sakai Asuka and/or Keita Takahashi / v: Sam Bird - St. John - Ch. F (“Channel Trey”) - 00:13:03     05) Fascination Io Stage - Zero Divide - PS1/PC - Hideyuki Shimono, and/or Akihito Okawa - Electric Boogaloo - C1E99 - 00:14:34     06) Bonus - Arzette: The Jewel of Faramore - Multiplatform - Button Masher (aka Jake Silverman) - St. John - C1E92 - 00:17:39     07) Eccentric Detective - Lucid 9 - PC - Breezee - St. John - Ch. F (“Lucid 9 Soundtrack”) - 00:19:28     08) Rap Loop 15 [from Mad Verse City] - Jackbox Party Pack 5 - Multiplatform - Andy Poland - St. John - C1E94 - 00:22:16     09) Endscreen - Final Vendetta - Multiplatform - Futurecast and/or Utah Saints - St. John - C1E91 - 00:23:10     10) Gettin' Freaky - Friday Night Funkin (aka Music Battle) - iOS / Android - Kawai Sprite - St. John - Ch. F (“One for Wyatt”) - 00:25:53     11) Menu - Fast Fusion - Switch 2 - Bjulin and/or Francisco Cerda - St. John - C1E98 - 00:28:33     12) Shame (aka “The Shameful Last Minute”) - Edge - Multiplatform - Romain Gauthier - St. John - C1E96 - 00:31:59     13) O.M.I.S.E. - Super Hydlide - Genesis - Shigeru Tomita - St. John - C1E91 - 00:35:01     14) Main Theme - Mr. Run and Jump - Multiplatform - Fat Bard and/or Andrew P. Masson - St. John - C1E96 - 00:36:49     15) Zebra Bananza - Donkey Kong Bananza - Switch 2 - Daisuke Matsuoka, Reika Nakai, Yuri Goto, and/or Tsukasa Usui - Trey Johnson - Ch. F (“Channel Trey”) - 00:38:50     16) Horizons Unbound - Sea of Stars - Multiplatform - Eric W. Brown - Jeshua Lack - C1E99 - 00:40:56     17) Ending - Gunstar Heroes - Genesis - Norio Hanzawa - St. John - C1E100 - 00:44:05     18) Promoted Attack - Shining Force II - Genesis - Motoaki Takenouchi - St. John - C1E95 - 00:47:39     19) Level 1 [from Velgress] - UFO 50 - Multiplatform - Eirik Suhrke - Trey Johnson - Ch. F (“Channel Trey”) - 00:48:50     20) Aqueduct - Lagrange Point - Famicom (VRC7) - Akio Dobashi, Noriyuki Takahashi, Aki Hata, Makoto Kawamoto, Kenji Nakamura, and/or Tadashi Sawashita - St. John - C1E98 - 00:50:40     21) Norrin Swamp [B-Side] - Arzette: The Jewel of Faramore - Multiplatform - Button Masher (aka Jake Silverman) - St. John - C1E92 - 00:52:47     22) Fire Temple Phase 2 - LoZ: Tears of the Kingdom - Switch / Switch 2 - Hajime Wakai, Manaka Kataoka, Tsukasa Usui, Maasa Miyoshi, and/or Masato Ohashi - St. John - C1E98 - 00:54:51     23) Whimsical Waypoint - Two Dots - iOS / Android - Upright T-Rex - St. John - C1E98 - 00:58:16     24) Hollow - Lucid 9 - PC - Ultra Kitsune - St. John - Ch. F (“Lucid 9 Soundtrack”) - 01:00:21     25) Lobby [from Split the Room] - Jackbox Party Pack 5 - Multiplatform - Brian Chard - St. John - C1E94 - 01:03:56     26) Maridia (Drifting Sands) - Super Metroid - SNES - Kenji Yamamoto and/or Minako Hamano - St. John - C1E97 - 01:06:40     27) Electrifying Tension - Lucid 9 - PC - Breezee - St. John - Ch. F (“Lucid 9 Soundtrack”) - 01:10:35     28) Attacking Vah Rudania - LoZ: Breath of the Wild - Switch / Switch 2 - Hajime Wakai, Manaka Kataoka, and/or Yasuaki Iwata - St. John - C1E98 - 01:13:22     29) Non-Linear Reliance - Blue Reflection: Second Light - Multiplatform - Hayato Asano - St. John - C1E93 - 01:15:52     30) Hinterwald Dungeon Explore - Dungeons of Hinterberg - Multiplatform - David Zahradnicek, and/or Markus Zahradnicek - St. John - C1E96 - 01:19:57     31) Title - Cyber Shadow - Multiplatform - Enrique Martin - Justin Regan - C1E99 - 01:23:14     32) Gerudo Town Night - LoZ: Breath of the Wild / Tears of the Kingdom - Switch / Switch 2 - Hajime Wakai, Manaka Kataoka, and/or Yasuaki Iwata - St. John - C1E98 - 01:26:05     33) Komorebi - Minecraft - Multiplatform - Kumi Tanioka - St. John - C1E93 - 01:29:19     34) North Point Mall - Grand Theft Auto: Vice City - PS2 / PC - Lex Horton - St. John (originally submitted for Hearts of Space “Game Scores 2” candidacy by Hugues) - C1E98 - 01:33:46     35) Credits [from Fibbage 3] - Jackbox Party Pack 4 - Multiplatform - Andy Poland - St. John - C1E94 - 01:38:06     36) Lobby [from Monster Seeking Monster] - Jackbox Party Pack 4 - Multiplatform - Andy Poland - St. John - C1E94 - 01:40:39     37) Delirious Acting - Pseudoregalia - PC - potatoTero - St. John - C1E96 - 01:43:36     38) Type 2 - ThunderBlade - Arcade - Koichi Namiki - St. John - C1E93 - 01:45:33     39) Ending Theme - X-Men - Arcade - Seiichi Fukami, Yuji Takenouchi, Junya Nakano , and/or Ayako Nishigaki - St. John - C1E100 - 01:48:36     40) Flirty Write 1 [from Fixy Text] - Jackbox Party Pack 10 - Multiplatform - Kelly Shuda - St. John - C1E94 - 01:50:56     41) Splash Down - Ristar - Genesis - Tomoko Sasaki - St. John - C1E98 - 01:51:59     42) Vote 2 [from Drawful Animate] - Jackbox Party Pack 8 - Multiplatform - Andy Poland - St. John - C1E94 - 01:54:44     43) Lively Town - Shining Force II - Genesis - Motoaki Takenouchi - St. John - C1E91 - 01:56:47     44) Royal Capital of Grancel - Legend of Heroes: Trails in the Sky FC - Multiplatform - Wataru Ishibashi - Trey Johnson - Ch. F (“Channel Trey”) - 02:00:12     45) Buy Mode 1 - The Sims - PC - Jerry Martin and/or Marc Russo - St. John - C1E95 - 02:03:24     46) Shop (Japan) - Double Dragon 3: The Rosetta Stone - Arcade - Akira Inoue and/or Takaro Nozaki - St. John - C1E93 - 02:06:03     47) Equanimity - Lucid 9 - PC - Breezee - St. John - C1E96 / Ch. F (“Lucid 9 Soundtrack”) - 02:07:32     48) Water Temple 1 - LoZ: Tears of the Kingdom - Switch / Switch 2 - Manaka Kataoka, Maasa Miyoshi, Masato Ohashi, and/or Tsukasa Usui - St. John - Ch. F (“Lucid 9 Soundtrack”) - 02:12:04     49) Into the Darkness - Astal - Saturn - Tatsuyuki Maeda, and/or Tatsuya Kōzaki - Electric Boogaloo - C1E99 - 02:14:22     50) ZENITH - MAKRANA (pre-release) - Multiplatform - Matt Miller - Matt Miller - Ch. F (“MAKRANA Soundtrack”) - 02:17:36     B1) Outro - 02:20:53     Music Block Runtime: 02:16:28 / Total Episode Runtime: 02:37:51    Our customary Channel 1 intro and outro music, which did not appear today is Funky Radio, from Jet Grind Radio, on the Sega Dreamcast - composed by BB Rights. Our special year-in-review intro and outro music are, respectively, Results Theme from Metroid Prime on the GameCube, composed by Kenji Yamamoto, and Results Parade, from the Check Mii Out Channel on the Wii, composed by Kazumi Totaka.    Produced using a nearly equal mix of Audacity and Ardour in Fedora Workstation Linux on an ASUS ROG Zephyrus 14 (2023) gaming laptop. Recorded with a Shure SM7B XLR dynamic microphone on a RØDE PSA1+ boom arm through a Cloudlifter and a Focusrite 4i4 XLR-to-USB interface!    LINK TO SPREADSHEETS:    1) List of every single track featured in calendar 2025 (which, despite the 2026 release date, includes this episode). 560 total tracks, 508 unique tracks. Also includes details on the offer to produce a "Best of 2025 – Listener Picks" F-isode given sufficient listener will and engagement:    https://docs.google.com/spreadsheets/d/1nXPBlCjKp2q0HKjmRG3JUPjLTfLpoRX24Wk2Os938hg/edit?usp=sharing    2) Spreadsheet showing St. John's journey trying to narrow said 508 tracks down to the just 50 track limit of this episode. Also contains info about a few Archive-exclusise SUPER BONUS episodes, which, combined, contain all 265 tracks in St. John's original "grab everything [from the 508] that sounds good" list. To see the details on the potential SUPER BONUSES, continue scrolling right beyond where it looks like the spreadsheet ends:    https://docs.google.com/spreadsheets/d/12l6fdL71EV_ZdRmq-CK_JLvNPXM5b4J66kcvmlAQleA/edit?usp=sharing    You can also find all of our audio episodes on https://archive.org/details/@nerd_noise_radio as well as the occasional additional release only available there, such as remixes of previous releases and other content.    We are now a member podcast as well. You can find us there at  https://terraplayer.com/shows/nerd-noise-radio. Also, check out their outstanding collection of other podcasts and radio stations at https://terraplayer.com/! From now on, when sharing episodes of Nerd Noise Radio, I will most likely use the Terra Player link rather than the Podbean link like I have been using.    Our YouTube Channel, for the time being is in dormancy, but will be returning with content, hopefully, in 2022. Meanwhile, all the old stuff is still there, and can be found here:     https://www.youtube.com/user/NerdNoiseRadio    Occasional blogs and sometimes expanded show notes can be found here:    nerdnoiseradio.blogspot.com.    Nerd Noise Radio is also a member of the VGM Podcast Fans community at     https://www.facebook.com/groups/VGMPodcastFans/    We are also a member of Podcasters of Des Moines at https://www.facebook.com/groups/1782895868426870/    Or, if you wish to connect with us directly, we have two groups of our own:     Nerd Noise Radio - Easy Mode: https://www.facebook.com/groups/276843385859797/ for sharing tracks, video game news, or just general videogame fandom.    Nerd Noise Radio - Expert Mode: https://www.facebook.com/groups/381475162016534/ for going deep into video game sound hardware, composer info, and/or music theory.    Or you can reach us by e-mail at nerd.noise.radio@gmail.com    You can also follow us on Threads at https://www.threads.net/@nerdnoiseradio , Instagram at https://www.instagram.com/nerdnoiseradio?igsh=MWF4NjBpdGVxazUxYw== , Mastodon at https://universeodon.com/@NerdNoiseRadio , and BlueSky at  And we are also now on TuneIn, Pandora, iHeartRadio, Vurbl, Amazon Music and Audible!     But frankly, probably the absolute best way you can connect with us is on our new Discord Channel: "Nerd Noise Radio – Channel D", which includes various sub-channels for all sorts of different types of connection and conversation:     https://discord.gg/GUWdaXUw    Thanks for listening! Join us again sometime in the next few months for C1F1 (Channel 1, Finale 1): "The Diamond Episode - pt 1: "popular picks" (my best attempt at emulating a "Listener Picks" episode) focusing on Episodes 51-100, its sister episode, C1F2: "The Diamond Episode – pt 2: Personal Picks" (an unabashedly "St. John's picks" outing on the same subject), and a pair of relevant reruns from 2019 on the history of episodes 1-50 in a nearly identical format, where, between the four episodes, the entire history of Nerd Noise Radio – Channel 1 will be covered! Lastly, be on the lookout (and keep your guard up) for a probable F-isode....suspiciously releasing on April 1st - Delicious VGM on "Noise from the Hearts of Nerds"! And wherever you are - Fly the N!    Cheers! 

Today on Coast To Coast Hoops Greg recaps Tuesday's college basketball results, talks to Blake Lovell of Southeastern 16 about how dangerous Florida is, the SEC team(s) that are the biggest threat to Florida, & Wednesday's games, & Greg picks & analyzes every Wednesday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:15-Recap of Tuesday's Results 17:05-Interview with Blake Lovell 32:20-Start of picks The Citadel vs Furman 34:36-Picks & analysis for Oakland vs IU Indy 37:03-Picks & analysis for George Mason vs St. Joseph's 39:35-Picks & analysis for Illinois St vs Northern Iowa 42:10-Picks & analysis for Rhode Island vs St. Bonaventure 44:29-Picks & analysis for Butler vs Villanova 46:51-Picks & analysis for North Texas vs Charlotte 49:34-Picks & analysis for Mercer vs Western Carolina 52:14-Picks & analysis for Wright St vs Fort Wayne 54:25-Picks & analysis for Omaha vs South Dakota 56:42-Picks & analysis for Northern Kentucky vs Cleveland St 59:26-Picks & analysis for Florida vs Texas 1:01:53-Picks & analysis for Wofford vs East Tennessee 1:04:03-Picks & analysis for St. John's vs Connecticut 1:06:15-Picks & analysis for Detroit vs Robert Morris 1:08:48-Picks & analysis for Georgia vs Vanderbilt 1:11:28-Picks & analysis for Maryland vs Nebraska 1:13:50-Picks & analysis for Davidson vs Duquesne 1:16:15-Picks & analysis for Evansville vs Belmont 1:18:32-Picks & analysis for Tulsa vs Tulane 1:20:45-Picks & analysis for Pittsburgh vs Stanford 1:23:16-Picks & analysis for Drake vs Valparaiso 1:25:32-Picks & analysis for Youngstown St vs UW Milwaukee 1:27:36-Picks & analysis for South Florida vs Rice 1:29:34-Picks & analysis for East Carolina vs UT San Antonio 1:31:42-Picks & analysis for Georgia Southern vs James Madison 1:34:10-Picks & analysis for Indiana St vs Southern Illinois 1:36:26-Picks & analysis for UL Monroe vs South Alabama 1:38:42-Picks & analysis for Texas A&M vs Arkansas 1:41:15-Picks & analysis for Mississippi State vs Alabama 1:43:26-Picks & analysis for DePaul vs Crieghton 1:45:57-Picks & analysis for Seattle vs Pepperdine 1:48:00-Picks & analysis for LSU vs Ole Miss 1:50:17-Picks & analysis for Portland vs Gonzaga 1:52:25-Picks & analysis for UNLV vs Grand Canyon 1:54;38-Picks & analysis for Ohio St vs Iowa 1:57:01-Picks & analysis for Kansas St vs Colorado     1:59:26-Picks & analysis for SMU vs California 2:01:36-Picks & analysis for San Diego vs Oregon St 2:04:08-Picks & analysis for Utah St vs San Diego St 2:06:28-Picks & analysis for Santa Clara vs St. Mary's 2:08:45-Picks & analysis for Wisconsin vs Oregon 2:10:54-Picks & analysis for Washington St vs Loyola Marymount 2:13:47-Picks & analysis for Wake Forest vs Boston College 2:16:17-Picks & analysis for Xavier vs Providence 2:18:46-Start of extra games Bucknell vs Army 2:20:40-Picks & analysis for Morgan St vs South Carolina St 2:22:45-Picks & analysis for Queens NC vs Eastern Kentucky 2:24:52-Picks & analysis for Lehigh vs American 2:26:58-Picks & analysis for Lipscomb vs West Georgia 2:29:15-Picks & analysis for Navy vs Loyola Maryland 2:31:06-Picks & analysis for Holy Cross vs Boston U 2:32:56-Picks & analysis for Lafayette vs Colgate 2:34-56:Picks & analysis for Central Arkansas vs Austin Peay 2:36:58-Picks & analysis for Bellarmine vs North Alabama Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode moves from the origin of “rule of thumb” to why most investing rules of thumb don't work for real people. Tom and Don explore a Yale professor's personalized allocation model, walk through tax-smart strategies for funding a child's car while managing Roth conversions and capital gains, warn about liquidity risks in private credit after restrictions at Blue Owl Capital, explain how to structure IRA withdrawals through disciplined rebalancing, and close by addressing market-timing anxiety for retirees sitting heavily in cash. The through-line: simple rules are comforting, but thoughtful planning beats shortcuts every time. 0:04 What “rule of thumb” really means and why investing is full of them 2:17 60/40, 100-minus-age, and why simple formulas fall short 3:16 Yale professor James Choi's personalized allocation formula 4:35 Why a 25-year-old probably should be nearly 100% in stocks 6:25 Spreadsheets vs. real-world investors 9:39 Portugal caller: funding a daughter's car purchase tax-efficiently 13:28 Roth conversions, 12% bracket strategy, and zero capital gains planning 16:46 Rebalancing opportunity: selling VTI vs. Schwab Intelligent Portfolio 19:16 Private credit warning: liquidity restrictions at Blue Owl Capital 23:45 The illusion of “safe” high returns in private lending 26:53 IRA withdrawal strategy: sell winners when rebalancing 29:35 Annual vs. monthly withdrawal discipline 31:34 60/40 vs. 70/30 — how much difference really matters 33:32 Retirement income simplification: fewer funds, easier rebalancing 34:48 Seattle caller: $1.45M in money market and market-timing temptation 36:18 Why market timing fails and when an advisor earns their keep Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on Coast To Coast Hoops Greg recaps Monday's college basketball results, talks to Mid Major Matt Josephs of ESPN Radio in Richmond about his takeaways from Duke vs Michigan & Houston vs Arizona, the teams trying to track down the top four, the ACC & Atlantic 10 landscapes, & Tuesday games, & Greg picks & analyzes every Tuesday game! Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/ Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pc Podcast Highlights  2:02-Recap of Monday's Results 10:09-Interview with Mid Major Matt 28:27-Start of picks Washington vs Rutgers 30:44-Picks & analysis for Miami OH vs Eastern Michigan 33:04-Picks & analysis for George Washington vs La Salle 35:34-Picks & analysis for Saint Louis vs Dayton 38:04-Picks & analysis for Northwestern vs Indiana 40:24-Picks & analysis for Duke vs Notre Dame 42:28-Picks & analysis for Marquette vs Georgetown 45:46-Picks & analysis for NC State vs Virginia 48:13-Picks & analysis for Wake Forest vs Boston College 50:29-Picks & analysis for Cincinnati vs Texas Tech 53:02-Picks & analysis for West Virginia vs Oklahoma St 56:08-Picks & analysis for Kentucky vs South Carolina 58:54-Picks & analysis for Old Dominion vs Marshall 1:01:31-Picks & analysis for Buffalo vs Akron 1:04:00-Picks & analysis for Massachusetts vs Ball St 1:06:29-Picks & analysis for Central Michigan vs Kent St 1:08:44-Picks & analysis for Western Michigan vs Bowling Green 1:10:00-Picks & analysis for Louisiana vs Troy 1:12:51-Picks & analysis for Northern Illinois vs Toledo 1:15:23-Picks & analysis for Xavier vs Providence 1:17:50-Picks & analysis for Coastal Carolina vs Georgia St 1:20:38-Picks & analysis for Southern Indiana vs Morehead St 1:23:05-Picks & analysis for Bradley vs Illinois Chicago 1:25:38-Picks & analysis for Southern Miss vs Arkansas St 1:28:07-Picks & analysis for Minnesota vs Michigan 1:30:36-Picks & analysis for Iowa St vs Utah 1:33:17-Picks & analysis for Auburn vs Oklahoma 1:36:20-Picks & analysis for Fresno St vs Colorado St 1:39:02-Picks & analysis for San Jose St vs Air Force 1:41:29-Picks & analysis for Miami vs Florida St 1:43:27-Picks & analysis for Arizona St vs TCU 1:45:54-Picks & analysis for Arizona vs Baylor 1:48:42-Picks & analysis for Wyoming vs Boise St 1:51:06-Picks & analysis for Tennessee vs Missouri 1:53:48-Picks & analysis for USC vs UCLA 1:56:11-Picks & analysis for Central Florida vs BYU 1:58;33-Picks & analysis for New Mexico vs Nevada 2:00:50-Picks & analysis for St. Francis PA vs New Haven Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most people think underwriting a multifamily deal means opening a massive spreadsheet, building out ten assumptions, running sensitivity analysis, and toggling IRR scenarios. That's not how I do it. In this episode, I break down the exact 15-minute filter I use before I ever open a full underwriting model. If a deal doesn't survive this fast analysis, it doesn't deserve two hours of my time. I walk through: Price per door and how I benchmark it against current market trades The 1% rule — and why today it's closer to 1.25% How I use a 50% expense ratio as a reality check Back-of-the-napkin cap rate math to estimate true value Why capital required can kill a deal before the numbers do In this business, 99 out of 100 deals won't make sense. The key is learning how to identify them quickly and move on without wasting energy. If you're serious about buying multifamily and want a faster way to analyze opportunities, this episode will sharpen your filter.

RAANAP 315: Rob and Akiva Read the Lyrics Rob Cesternino (@robcesternino) and Akiva Wienerkur (@keev26) need a podcast and every week, Rob and Akiva spin a wheel of listener-submitted podcast ideas, and whatever the wheel lands on is what they podcast about next. This week, Rob and Akiva read the lyrics of songs submitted by listeners. For the link to the spreadsheet that Rob and Akiva use to compile ideas, check it all out here: Rob and Akiva Need a Spreadsheet (compiled by the great Will from America). To submit an idea for a future episode of “Rob and Akiva Need a Podcast” to be discussed on the mailbag, submit it on this form: Rob and Akiva's Mailbag Form. Past Episodes of Rob & Akiva Need a Podcast

RAANAP: Brandon and Akiva join The Mighty Ducks Rob Cesternino (@robcesternino) and Akiva Wienerkur (@keev26) need a podcast and every week, Rob and Akiva spin a wheel of listener-submitted podcast ideas, and whatever the wheel lands on is what they podcast about next. This week, Brandon Donlon joins Akiva to discuss The Mighty Ducks. For the link to the spreadsheet that Rob and Akiva use to compile ideas, check it all out here: ?Rob and Akiva Need a Spreadsheet? (compiled by the great Will from America). To submit an idea for a future episode of “Rob and Akiva Need a Podcast” to be discussed on the mailbag, submit it on this form: ?Rob and Akiva's Mailbag Form?. ?Past Episodes of Rob & Akiva Need a Podcast

In this week’s “Throwback Thursday” segment, we hear from an accountant who sells spreadsheet templates and other financial resources to creatives. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

RAANAP: 7 Days of Calling Akiva Rob Cesternino (@robcesternino) and Akiva Wienerkur (@keev26) need a podcast and every week, Rob and Akiva spin a wheel of listener-submitted podcast ideas, and whatever the wheel lands on is what they podcast about next. This week, Rob calls Akiva every day to see how he’s doing. For the link to the spreadsheet that Rob and Akiva use to compile ideas, check it all out here: ?Rob and Akiva Need a Spreadsheet? (compiled by the great Will from America). To submit an idea for a future episode of “Rob and Akiva Need a Podcast” to be discussed on the mailbag, submit it on this form: ?Rob and Akiva's Mailbag Form?. ?Past Episodes of Rob & Akiva Need a Podcast