The Saving Whiz Podcast

Welcome back to the Saving Whiz podcast! In this highly personal and heartfelt episode, Gina returns after a two-year hiatus, sharing the powerful life events that have shaped her financial journey and led to her renewed purpose. In this intimate conversation, she opens up about losing her mother, navigating grief, and the financial wisdom she's gained through deeply personal experiences. This episode goes beyond tips and tricks, delving into the emotional and practical aspects of finance—from overcoming impulsive spending and decluttering to creating financial security for future generations.In This Episode, We Cover:Why I Stepped AwayLessons from LossDecluttering & OverconsumptionThe Role of Money in True HappinessLaunching My BookA Thank You to My CommunityKey Takeaways:Emotional clarity is vital to making better financial choices.Clutter, both physical and emotional, can weigh heavily on your financial well-being.Money is a resource that should serve a greater purpose, and saving is only meaningful when it aligns with your true values.Building financial habits that you want to pass down is a powerful way to leave a legacy.Resources Mentioned:Simple Secrets to Becoming a Saving Whiz - [Link to purchase]Grocery Game Changer Course - Saving money on groceries without compromising quality. - [Link to learn more]Super Savers membership community- The only community that makes it easy for you to supercharge your savings in less time, without sacrificing your lifestyle. -[Link to learn more]Thank you to every listener who's been here from the start, to those who've waited patiently for new episodes, and to each of you who make the Saving Whiz community so special. Drop your topic suggestions or guests you'd like to see in the comments—I want this podcast to serve you!This episode is a heartfelt mix of life, loss, and lessons learned along the way, so get ready for an inspiring conversation.Subscribe so you don't miss an episode! Grab the freebie Freeze List to save money on groceries this week! Join Super Savers Now if you're ready to manage your money without losing your mind. Want more money tips and tools? I got you covered. LET'S CONNECT! Instagram: @savingwhiz TikTok: @savingwhizgina YouTube: Saving Whiz Blog: savingwhiz.com

Subscribe so you don't miss an episode!In this episode, Gina talks with Nika Booth about student loan debt, her personal journey, what to watch out for, and what you can do to pay off your student loan debt quicker so you can live your life debt-free!Grab her Free 30-Day Financial Jumpstart Checklist here!Nika Booth is an award-winning debt expert, personal finance content creator, and the founder of Debt Free Gonnabe. She's on a journey to slay her 6-figure debt and has paid off over $75,000 so far. Nika created Debt Free Gonnabe to document and share her journey and teaches others how to better manage their money and pay off debt, without sacrificing fun. She won the 2021 Plutus Award for Best Debt Freedom Content and her work has been featured on CNN Audio, Meta, CNBC, Yahoo!, GoBanking Rates, Vox, Mic & more.Connect with Nika!Instagram BlogJoin our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina helps you create a debt payoff plan that works so you can make more progress with less effort and start enjoying your debt freedom sooner. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comFor the Debt Tracker, grab the Budget Planner here. Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina helps you avoid 3 mistakes that can break your budget if you're not careful. And she shares tips on how to create a budget that works for you. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Budget Planner here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode! In today's episode, Gina shares the top 5 habits that may be wasting your grocery money without you noticing and how you can tweak those habits to start saving money instead!Gina's favorite recipe sites: allrecipes.com and fridgetotable.comJoin our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Freeze list here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina chats with Alisa Glutz, an author, speaker and founder of Color My Credit to share best kept industry secrets to raising your credit score without ever getting into debt. Go to myfico.com for your credit score [NOT sponsored]You can connect with Alisa Glutz here:InstagramEmail: colormycredit@gmail.com Grab her book hereTikTok video we mentioned in the episodeJoin our Grocery Game Changer class this Wednesday! Save your seat here. LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina shows you a different method for achieving your money goals, so you can reach them in a simpler, more practical way that's realistic for your income and lifestyle. Join our Grocery Game Changer class this Wednesday! Save your seat here. LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode! In this episode, Gina breaks it down and explains the reason(s) behind our current grocery price increases and gives you easy action steps to help you save money and still buy everything on your grocery list. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina talks all about stockpiling and helps you get started with your own system. With this routine, you're able to save money, have the things you need on hand when you cook, and take advantage of sale items so you never pay full price again. LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.com Grab the Grocery Price Template here.Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina shines some light on grocery tactics you can use this week to buy the things you need, stock up on sale items, and save money EVERYTIME you shop!Wanna learn how to cut your grocery bill in half? Join our brand-new Grocery Game Changer course and in 30 minutes you'll walk away with all my secrets to get everything on your shopping list for less. Save your seat here!LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina is showing you how to create and essentials budget to get back on track if you want to stop the paycheck-to-paycheck cycle and get back in control of your spending. She explains how the essentials budget works, gives you the deets on how it will help you and walks you through creating one step by step. This episode was sponsored by the NEW Digital Budget Planner! You can pick yours up here. Don't forget to subscribe so you don't miss an episode! Wanna create a budget that works? Join us in the next Budget Workshop and walk away with a budget plan that doesn't deprive you! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In today's episode, Gina talks with Rebecca Richardson, The Mortgage Mentor on all things home buying. Together, they dive deep into dispelling common myths, give you starter steps into buying your first home, and break down everything so it's easy to understand and take action. Rebecca Richardson is a lending expert and has been in the real estate arena for over 20 years, licensed in 30 states, she is a wealth of knowledge on all things home buying. She focuses on helping new and seasoned home buyers, including veterans and clients going through divorce or separation navigate through the buying process by providing a very tailored and personal approach. She believes in the power of growing personal wealth through real estate and enjoys advising clients on strategies to help them reach their goals. Schedule a free 15-min with Rebecca call here.Connect with Rebecca, The Mortgage Mentor here:TikTok: the.mortgage.mentorInstagram: @themortgagementorEmail: rebecca.richardson@wyndhamcapital.com Website: themortgagementor.coHere are some of the resources she mentions in the episode:https://www.nmlsconsumeraccess.org/https://www.consumerfinance.gov/consumer-tools/mortgages/https://www.mgic.com/en/tools/buynowhttps://www.housingwire.com/Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina shares her favorite kitchen tools and explains why they are on her top 5 list and why they should be on yours too.Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina talks with Mending Roots Therapy founder, Sofia Mendoza, LCSW, about the importance of creating a healthy mindset around money and how it can affect the way we use it and the way it ultimately serves us and our lifestyle.Grab your FREE checklist here.Follow Sofia @mendingrootstherapy and check out her tools @mendingrootsshopDon't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina addresses a topic that comes up a lot with our spending and helps you find a balance between spending and saving so you no longer carry guilt every time you spend your own money! It's time to thrive with your finances and feel confident in your spending freedom!Don't forget to subscribe so you don't miss an episode! Join my FREE Masterclass, Prep to Prosper, here!Go here for more tips and tools.

In this episode, Gina shares her tips and tricks for keeping your home tidy and organized in less time. She shares some of her most helpful, tried and true systems that have been proven to work well, even when you're busy. To read more about the 20-minute tidy method, click here.Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina reveals the harmful nature of current hustle culture and what you should work on instead to generate passive income and wealth without compromising your quality of life.Investment Calculator used: (investor.gov)Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools.

In this episode, Gina shares her favorite non-toy gift ideas that your kids will love! Toys and clothes are popular gift items, but they only go so far. These gift ideas are budget-friendly for parents and a ton of fun for kids. Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools?

In this episode, Gina shows you how some simple tweaks can transform your debt payoff strategy and get you back on track so you can get to debt freedom faster. Grab your Debt Starter Kit here.Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools?

In this episode, Gina answers your most common questions about budgeting, categories, saving, and spending your money. Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Grab your Budget Bundle here.Attend the Budget Workshop here. Go here for more tips and tools?

In this episode, Gina breaks down the proper way to use credit cards, how they originally were intended to be used and how banks counted on consumerism and instant gratification to trap us in debt. Doors to the Saving Whiz community are NOW open and waiting for you to come inside! Click here to learn more and join a supportive community ready to celebrate your money success!Don't forget to subscribe so you don't miss an episode! Click here for more tips and tools.

Our FREE Masterclass is here! Gina's giving you the EXACT steps to transform your finances so you can take action immediately and start thriving with your money and living your best life! Seats are limited so grab yours now! Click here to save your seatDon't forget to subscribe so you don't miss an episode! Go here for more tips and tools?

In this episode, Gina talks about the importance of being more vocal about money in order for us to grow as a community and do better in our financial path as individuals. Tune in to hear her share her personal story and give insight on how to navigate the art of money discussions with friends and family.Don't forget to subscribe so you don't miss an episode! Click here to learn more about the Saving Whiz CommunityJoin our Newsletter to be the first to know when you can save your seat for the FREE masterclass!

Follow along as Gina dives deep into some of the things that hold us back from creating a budget that works for us. Gina shows how these 7 key reasons result in your budget failures time and time again. Tune in to hear what they are and how to fix them so you can move forward and create a budget that serves you and gives you the freedom to spend on things you love. Don't forget to subscribe so you don't miss an episode! I know how hard it is to create a budget on your own. Let me show you step-by-step how to create a budget that gives you the freedom to spend your money your way! Save your seat at our next Budget Workshop here. Go here for more tips and tools?

You've been paying off your credit cards for years and the balance never goes down?In this episode, we're diving deep into the proven steps that will help you ditch credit card debt for good, and save time and money in the process. Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Inflation is a real beast. It's subtle enough that you don't really notice it's increase, yet, every year it takes more of your money. In this episode, we're chatting about how you can better protect yourself from inflation, while also saving and building your wealth, so you're continuing to thrive with money. Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Impulse purchases and spending doesn't have to be your norm anymore. In this episode, I'm going to show you how to stop impulse spending, get clear on what you really want, and spend on the things you love, every. single. time!Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Have you ever stayed in a job for years and never got a raise?If that's you or someone you know, this episode is going to be a game changer!We're diving deep into the strategies and mindset behind making more money, staying confident, and asking for what you are worth. We are no longer going to sit idle waiting for someone else to decide how much we get paid. Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

College is tricky!You have a lot to navigate in a short span of time. From financial aid packages, to living arrangements, you already have your hands full. In this episode, you'll get simple, practical tips on how to save money, spend on the things you love, and avoid debt. Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Most of us come from a childhood where money was never a topic of discussion. And it reflects in our adult life with how we deal with our spending and manage our money. It's part of our money story, but that doesn't mean it has to be our full story.In this episode, I share with you a part of my childhood story, along with the lessons I wish I learned early. You'll also get practical tips to help you become more financially savvy and ways to teach your own kids about money so that they thrive as adults.Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Life is way too short for us to work in a job that makes us miserable and feels like it's sucking the life out of our soul. If you're feeling this way or know someone who is, I've got you covered in this episode. These easy, practical steps will help you get clarity, re-focus on what you love, and create a path to your dream job. Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Excuses, excuses, we all have some. And more often than not, they keep us standing still and not progressing like we'd hoped. In this episode, we're diving into the 5 top excuses I've heard when it comes to how we behave with our money and today, we're going to get rid of them for good!Let's ditch the excuses and start making massive change to our financial life!Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Getting out of debt can be confusing, time-consuming, and plain old overwhelming. With these simple steps, you'll have clarity and be able to focus your effort on the right things, so you save money, ditch debt, and finally have that financial freedom you've been dreaming about!Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

It's really easy for spending to get out of control, especially if you're not doing this one thing in your budget regularly. In this episode, we're diving into this crucial budgeting step and talk about how you can implement it into your budget routine. Once you start doing this, you'll find that spending is back in your control. Don't forget to subscribe so you don't miss an episode! Ready to be a savvy spender?! Save your seat in our next Savvy Spending Workshop!Want more tips and tools? I got you covered!

Upgrading has become a way of life. We have created a cycle where we upgrade at least every 2-3 years. But, you may want to wait on that next upgrade after you listen to this chat. We're diving into 5 common things that frugal people don't upgrade and why you may want to consider not upgrading as well. Life is much more than upgraded material possessions. The opportunity cost we lose can amount to tens and hundreds of thousands in our lifetime. This chat is meant to give you a different perspective on functional vs. status and what items are worth the upgrade. Tune in to hear more. Our Budget Masterclass has been filling up fast! Grab your seat here.Check out the Money Resources that have helped hundreds of thousands of women get organized and fix their finances easily.Grab the highly popular Printable Budget Binder has helped hundreds organize their finances and start saving money. 

Automation is a wonderful tool to help you streamline your financial plan and continue to progress and grow your wealth while still living your life and enjoying your time. But, it becomes problematic when you take a back seat and stop being an active master to your overall plan. Here are 5 signs that automation may be harming your finances. You become complacent and stop looking for ways to improveYou're not checking in with your goalsYou forget to cancel unused subscriptionsYou don't increase your savings or investment ratesYou stop evolving your financial plansOur Budget Masterclass will be held next Tuesday! Grab your seat here.Check out the Money Resources that have helped hundreds of thousands of women get organized and fix their finances easily.Grab the highly popular Printable Budget Binder has helped hundreds organize their finances and start saving money.  

Nighttime routines are a great way to set yourself up for success the next day. Today, I'm sharing my nighttime routine, and it helps me better prepare for the day ahead and as a result, I'm able to save  a lot of money throughout the week. Here are my current habits that I try my best to follow every night:1. Make tomorrow's meals the night before2. Clean my kitchen every night3. Check in with my budgetThese have made a huge difference in my ability to stick with my budget and I hope they provide inspiration to create a nighttime routine for yourself. Send me a message on Instagram and let me know if you currently have a nighttime routine and if it includes any of these!Our Budget Masterclass will be held next Tuesday! Grab your seat here.Check out the Money Resources that have helped hundreds of thousands of women get organized and fix their finances easily.Grab the highly popular Printable Budget Binder has helped hundreds organize their finances and start saving money. 

Subscribe so you don't miss an episode!If your money could talk, I'm sure it would have a ton to say. Today, we're exploring some things your money might be trying to tell you. High Yield Savings Accounts worth exploring (according to CNBC):Best High Yield Savings Accounts of June 2021 (cnbc.com)Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!It's shocking how many things you can let go of when you are more frugal with your money. Gina wants to shed light that the being frugal doesn't mean cheap. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!Small things add up really fast. And that holds absolutely true when it comes to how you spend your money and how the lack of spending control can derail your budgeting efforts. In this episode, Gina discusses the main spending areas that affect your budget and what you can do to stay on track and find freedom in your budget. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!Gina is sharing grocery hacks to help you save money on your monthly grocery budget. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina shares 10 ways that are practical yet powerful in helping you shift your mindset with money. My favorite personal finance books at the moment:The Latte FactorThe Broke Millennial Takes on InvestingThe Millionaire Next DoorMy current read:The Mindful MillionaireJoin our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In today's episode, Gina is diving deep into 10 common money myths that keep you stuck. It's time to crush those myths and start making progress financially. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!When it comes to your finances and your money habits, small is better than big. We often discount the small steps, thinking they are too insignificant to make a big impact. But there is magic in small steps, so Gina illustrates how small steps can serve you better when it comes to your money. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, we explore 7 smart things you can do with your stimulus check so you can create freedom in your finances. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!Creating more wealth is possible if you adopt habits that support your goals. Gina's sharing some habits that can help you consistently build wealth and gain financial security. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina talks about shares some things to consider and action steps you can take to save for emergencies, even when money is tight.Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!In this episode, Gina is sharing how you can pay off more debt even when you are living paycheck to paycheck by giving you tried and true methods that actually work. Check out these helpful resources if you need more guidance on paying off debt, saving money, or perfecting your budget. Grab the Printable Budget Binder if you want to get organized with your money and finally take back control of your finances. Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!You have the best intentions for your budget and you want to take better control of your money and what you spend on, but oftentimes, there are small mistakes that are made during the budgeting process that make our budget fail. Here are 7 common mistakes you're making with your budget that's causing you to fail:You haven't identified your “why” or purposeYou created a standard “cookie” cutter budgetYou only included bills and debt in your budgetYou forgot to add savingsYou aren't checking in regularlyYou don't get to zeroYou're not planning for upcoming events or life in your budgetJoin our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!Having a gift closet helps you plan ahead for events and occasions without sacrificing or disrupting your budget. You're able to save more while choosing thoughtful gifts that work for any occasion. Here are some easy ways tot get started with a gift closet, even on a small budget. Designate a space for your closetCreate a monthly budget for purchasesCreate your gift categoriesStick to gender neutral and/or universal gift ideasStock up on deals (KCL or Hip2Save)Join our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.

Subscribe so you don't miss an episode!Impulse purchases steal our money that can be used and saved for more important purchases. If we can combat our urge to spend money, we can stick to our budget better and save money for the things that matter. Here are 7 easy ways to stop impulse spending so you can take control of your finances. Plan out your purchasesStart the rule of 30 (30 day list of items you saw that you may want)Consider the opportunity costStop window shopping as a pastimeRemove shopping apps from your phone And on that same note, remove your payment information from your phoneAs yourself these 3 questions:Is it necessary for me to function most days?What makes it necessary now?Do I have something that can serve this purpose?Add it to a list for birthday or Christmas requestsJoin our Grocery Game Changer class this Wednesday! Save your seat here.LET'S CONNECT!     Instagram: @savingwhiz     TikTok: @savingwhizgina     YouTube: Saving Whiz     Blog: savingwhiz.comGrab the Grocery Price Template here.Save your seat at our next Budget Workshop here. Go here for more tips and tools.