Podcasts about your credit

Your credit score is an important factor in your financial journey as it represents your potential risk of repaying your loans to lenders and creditors. Your credit score may also impact loan interest rates and term lengths which is why it's crucial to be aware of your credit score and any changes that may occur.  Links: Learn more about the benefits of a Better Checking account Access your better checking benefits through the Better Checking website Check out TCU University for financial education tips and resources!  Follow us on Facebook, Instagram and Twitter!  Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.  There are five factors to how your credit is scored – payment history, balances owed, age of credit, credit mix, and recent activity. Payment history and balances owed have the largest impact on your score.  Credit score ranges may vary based on the credit bureau's scoring model, however they are similar to:  300-579: Poor  580-669: Fair  670-739: Good  740-799: Very good  800-850: Excellent  The higher your credit score, the better rate you will get and the lower your payment will be. Your credit score can also influence your approval rate for many other things besides loans. It can determine if you get approved for a credit card and how much you get approved for. Property owners look at credit scores to decide who they want to rent to. Insurance premiums can also go up if your credit score is low.   Valuable Insights into Your Credit with Better Checking  Now that you know how your credit score works and why it matters, let's focus on some benefits you get with your Triangle Credit Union Better Checking account.  Credit Score Tracking  Receive valuable insights into your credit score and see your score plotted monthly in a chart so you can easily see your changes over time. Your credit score is analyzed with different factors by TransUnion—total of all account revolving balances, real estate information, oldest account, loan balances, recent account delinquencies, and derogatory payment status.   You can also receive monthly notifications right to your email to easily track your score.  Credit Report  Your personal credit report contains details about your financial behavior and identification information. Each credit reporting agency collects and organizes data about your credit history from your creditors and public records.   Reviewing your credit report allows you to check for mistakes or fraud and it's a good way for you to understand what lenders see when they check your credit history.  Credit File Monitoring  Credit File Monitoring consistently reviews your credit history in order to detect any key changes and verify the accuracy of what is reported.   With IDProtect, you have access to credit file monitoring – your credit report will be checked daily and you will be notified by email when key changes or important activity related to your credit report are detected, such as: credit inquiries, public records, delinquencies, negative information, employment changes, new accounts opened.   Alerts may also be sent directly to your mobile phone via text and can be set up on our dedicated Better Checking website.   In addition to credit score tracking and identity theft protection, your Triangle Credit Union Better Checking account also offers enhanced cell phone protection for up to four phones on your account—up to $400 per claim! Visit our checking account page to learn more and open an account today! 

Looking to purchase Life Insurance and don't know where to start? This is the episode for you.  We discuss the ins and outs of Life Insurance so that you can insure your life and your family.   Topics we cover:  - Your Credit and the impacts to your insurance - Why is Insurance necessary  - What are the struggles with infinite banking and much more. =||Books Mentioned ||= The Psychology of Money - https://amzn.to/4524xGY  More about LaShundra Harmon: https://www.FinancialMommies.com  Be sure to subscribe on iTunes, Spotify or wherever you listen to podcasts.  THANK YOU FOR LISTENING!  #LifeInsurance #creditispower #FinancialMommies #AboutThatWallet  Continue to support the show by subscribing, sharing and leaving comments on your favorite platforms. This help others like yourself find me.   ___________ AFFILIATES/SPONSORS: DISCLAIMER: these are sponsored links in which I get paid and you can benefit for being a listener to the podcast. Join the About That Wallet Newsletter! https://aboutthatwallet.com/newsletter  My equipment:  Rode Caster Pro - https://amzn.to/3i596tF  Streamyard - https://streamyard.com?pal=4718936395612160  SHURE SM7B Dynamic Microphone - https://amzn.to/3AbV040   Microphone Stand - https://amzn.to/3NIeBfz   Listen to the show on Audible:  Try Audible and get 2 free books - https://amzn.to/3tWuDdJ   __________________________________________________________________________________ Follow Me: IG: https://instagram.com/aboutthatwallet   Twitter: https://twitter.com/aboutthatwallet   Website: aboutthatwallet.com   Email: Anthony@aboutthatwallet.com   Spotify: https://open.spotify.com/show/4cvhtqNV7QCMbk2vD0HGCk?si=rqwIGhxaSW-vPlJOOAX3KQ   YT: https://youtube.com/c/ABOUTTHATWALLET   Apple: https://podcasts.apple.com/us/podcast/about-that-wallet/id1521474041   -- DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you.  Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. --- Send in a voice message: https://podcasters.spotify.com/pod/show/aboutthatwallet/message Support this podcast: https://podcasters.spotify.com/pod/show/aboutthatwallet/support

Credit Repair- What Happened to Your Credit. The first step to repairing your credit is in understanding what happened and why you are now in financial trouble. Did you lose your job by being laid off? Did you get sick and lost access to your income and have no or very limited health insurance? Or did you overspend and now find yourself with a mess to fix? #kokoshungsan #creditrepair #credit #creditcard #creditscore-----Welcome to Healthy Wealthy Academy. Learn how to be healthy, wealthy, and get happiness with KOKOSHUNGSAN®. Please subscribe and hit the notification bell for the latest updates. If you like it, please like, share it, and leave comments. Thanks For Your Support And For Helping Us Make The World A Better Place.Please subscribe to our youtube channel also at https://bit.ly/3jUb4PD and hit the notification bell for the latest updates. If you like it, please like, share it, and leave comments. Thank you :)

Jay Conner began investing in real estate in 2003. At the start of his career, he relied on his local banker to fund his deals and was able to put together a few deals. However, that meant coming up with large down payments, paying origination fees, signing personal guarantees, and playing by the bank's rules. After years of feeling owned by the bank, Jay learned how to buy properties using creative financing, including ”buying” subject-to existing notes, using lease options, and seller financing.After the market crashed in 2008, his banker closed his lines of credit without notice. As “coincidence” would have it, Jay learned about the world of private money in less than two weeks of being cut off from banks. He developed his own system for securing millions of dollars in funding for real estate deals. Jay refined his private money system until it was repeatable and dependable. When he put his system to the test, his first private lender gave him $250,000.In less than 90 days, Jay raised $2,150,000 in private money. As a result of losing his line of credit, Jay found it was a huge blessing in disguise. Jay's unique system allows him to enjoy 7-figure profits year after year. He also has the freedom to work less than 10 hours per week in his real estate investing business by leveraging the power of automation.We chat about:How to Buy Properties Without Using Any of Your Own MoneyHow to get 3 Big Checks on Every Real Estate DealHow to Fund Your Deals with Self-Directed Retirement AccountsHow to Acquire Unlimited Funding for Your Real Estate Deals Regardless of Your Credit, Income, or ExperienceConnect with Jay Conner!Website: JayConner.com/moneyguideLIKE • SHARE • JOIN • REVIEWWebsiteJoin the REI Mastermind Network on Locals!Apple PodcastsGoogle PodcastsYouTubeSpotifyStitcherDeezerFacebookTwitterInstagramSUPPORT THE SHOW!Self Managing Your Rental Properties? Get 6 months of RentRedi for $1! Click this link!Get Exclusive Content on Patreon! • https://www.patreon.com/reimastermindGet $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumo

Jay Conner began investing in real estate in 2003. At the start of his career, he relied on his local banker to fund his deals and was able to put together a few deals. However, that meant coming up with large down payments, paying origination fees, signing personal guarantees, and playing by the bank's rules. After years of feeling owned by the bank, Jay learned how to buy properties using creative financing, including ”buying” subject-to existing notes, using lease options, and seller financing. After the market crashed in 2008, his banker closed his lines of credit without notice. As “coincidence” would have it, Jay learned about the world of private money in less than two weeks of being cut off from banks. He developed his own system for securing millions of dollars in funding for real estate deals. Jay refined his private money system until it was repeatable and dependable. When he put his system to the test, his first private lender gave him $250,000. In less than 90 days, Jay raised $2,150,000 in private money. As a result of losing his line of credit, Jay found it was a huge blessing in disguise. Jay's unique system allows him to enjoy 7-figure profits year after year. He also has the freedom to work less than 10 hours per week in his real estate investing business by leveraging the power of automation. We chat about: How to Buy Properties Without Using Any of Your Own Money How to get 3 Big Checks on Every Real Estate Deal How to Fund Your Deals with Self-Directed Retirement Accounts How to Acquire Unlimited Funding for Your Real Estate Deals Regardless of Your Credit, Income, or Experience Connect with Jay Conner! Website: https://JayConner.com/moneyguide (JayConner.com/moneyguide) LIKE • SHARE • JOIN • REVIEW http://reimastermind.net/ (Website) https://reimastermindnetwork.locals.com/ (Join the REI Mastermind Network on Locals!) https://podcasts.apple.com/us/podcast/rei-mastermind-network-real-estate-investing-strategies/id1227366661 (Apple Podcasts) https://podcasts.google.com/feed/aHR0cDovL3JlaXJvb2tpZXMubGlic3luLmNvbS9yc3M (Google Podcasts) https://www.youtube.com/channel/UC_6OpKSfSGvgGDG1qtBQw9Q (YouTube) https://open.spotify.com/show/4P66jm0Q4PMl7OoZzHMUUZ (Spotify) https://www.stitcher.com/show/rei-rookies (Stitcher) https://www.deezer.com/us/show/2148782 (Deezer) https://www.facebook.com/REIMastermindNet (Facebook) https://twitter.com/rei_mastermind (Twitter) https://www.instagram.com/reimastermindnet/ (Instagram) SUPPORT THE SHOW! Self Managing Your Rental Properties? https://app.rentredi.com/signUp/JCH191 (Get 6 months of RentRedi for $1! Click this link!) https://www.patreon.com/reimastermind (Get Exclusive Content on Patreon! • https://www.patreon.com/reimastermind) https://bit.ly/reiappsumo (Get $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumo) https://drop.com/?referer=3DC729 (Get $10 Towards Your First Purchase at Drop • https://drop.com/?referer=3DC729) "You can invest 10,000 hours and become an expert or learn from those who have already made that investment." - Jack

Tonight, we will teach you how to invest in real estate! Empower Yourself. Take Control of Your Credit and Identity: http://www.identityiq.com/freshandfit --- Support this podcast: https://anchor.fm/freshfitpodcast/support

Adam Ali will be joining us in Studio! Empower Yourself. Take Control of Your Credit and Identity: --- Support this podcast: https://anchor.fm/freshfitpodcast/support

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: 5 Reasons to Sell Your House This Spring; 4 Ways You Can Use Your Tax Refund to Work on Your Credit; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your Newport Beach Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com  Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel will discuss:  Growing your Net Worth by a Million Dollars; 4 Ways You Can Use Your Tax Refund to Work on Your Credit; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.com your Anaheim Hills Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com  Ron Siegel, Your Anaheim Hills Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate

Here are some help and support. This is the time to really think about your life and Things that need some fixing or adjustments. Your Credit is one of the Major area of your life to really take care of. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/shaukat-ali4/support

Your Credit and Buying Your New HomeHaving a great credit score allows you to obtain the best terms on financing and even more. Even insurance rates are impacted by credit scores. Having a great credit score means a score of 768 or higher and is possible with the right information and strategy. Listen to the latest radio show to discover tips on how to increase your credit score as well as the mistakes that people make that can have a negative impact on their credit including closing credit cards with zero balances.Brian Mudd and Lisa Treu with special guest discusses the latest tips to improve your credit score.

Your Credit and Buying Your New Home Having a great credit score allows you to obtain the best terms on financing and even more. Even insurance rates are impacted by credit scores. Having a great credit score means a score of 768 or higher and is possible with the right information and strategy. Listen to the latest radio show to discover tips on how to increase your credit score as well as the mistakes that people make that can have a negative impact on their credit including closing credit cards with zero balances. Brian Mudd and Lisa Treu with special guest discusses the latest tips to improve your credit score.

Data Breaches & Your Credit

Sooooo…If you thought you could get away with rigging an auction by holding your nefarious planning meetings in a park or at a bus stop, think again. The FBI just uncovered an auction bid rigging scheme out in California by hiding microphones in trees, plants, light fixtures, and bus stops – and that’s just the beginning. Find out all the details in today’s episode. I’m Carole Ellis. This is Episode 71. So you’ve probably heard about bid rigging before, and it’s actually something that a lot of investors simply accept as part of the process of buying properties at auction because even when other, more experienced investors aren’t necessarily working together to keep other investors out, there are plenty of scenarios in which a more established buyer will actually pay more than they normally would to snag a property and hopefully scare off the competition. Overpaying on a property is perfectly legal, but rigging the auction, as you might imagine, is not, and you won’t believe the lengths that the FBI recently went to in order to try to expose suspected bid rigging in San Mateo and Alameda counties in California. I’ll tell you all about it in just a minute, but first I want to take a second to mention something else that is basically RIGGED in our society today: YOUR CREDIT. That score determines SO MUCH about what you can and cannot do in your entire life, from where you live (even if you don’t buy) to what jobs you can get and what types of businesses you can even afford to start. That dumb little number, your CREDIT SCORE, has dominated your life long enough, in my opinion, and fortunately for you, I’m not alone in feeling that way. If your business could benefit from an infusion of $50,000 to $250,000 in cash credit at ZERO INTEREST (and I suspect you could find SOME WAY to leverage those funds, my savvy real estate investor listeners), then I strongly suggest you check out a free training provided LIVE for REI Today listeners by experts who have raised over $200 million in zero-percent unsecured funding since 2008. You CAN access this type of funding for your own deals and business and perhaps even more exciting, you can also offer it to your clients and buyers, not to mention that you get a HUGE BONUS just for attending the training with a more-than-$3,500 value. This training has a live Q and A and is offered only at specific times to a limited audience number, so sign up right now at www.rei.today/BIGCREDIT (one word, big credit) and reserve your seat. That’s www.rei.today/BIGCREDIT. Don’t go into Summer 2016 without the funding and support that you need to thrive in your real estate business. Go to www.rei.today/BIGCREDIT right now. Now, let’s get back to where all in your local green space you need to be looking for the hidden mics… So, the FBI originally hid the microphones basically all over San Mateo and Alameda because they suspected that some real estate investors in the area were rigging local auctions by agreeing not to bid against each other at the public auctions, then holding private, members-only auctions where the properties were sold again and the investor who made the original purchase pocketed the difference in the public auction price and that of the private auction. This is a tempting set-up because it tends to keep prices down and also enables investors to make some money just by buying low at the public auction. Bear in mind, also, that this is all ALLEGED, the investor who was actually indicted in 2014 as part of the conspiracy has pled not guilty and the other parties are just being investigated, not accused. Anyway, the FBI put mics everywhere: in the courthouse where the auctions were held (those were hidden in light fixtures), in bus stops near the courthouse, in a statue inside the courthouse, in backpacks that they left lying around, and, reportedly (shockingly, the FBI is not confirming this) under rocks and trees throughout the Bay Area. So basically, if you were hanging out around Oakland Courthouse, they probably were listening. Kind of creepy, huh. So anyway, not surprisingly, the defenses for the guys who are now facing investigation for bid rigging are pretty up in arms about all this recording, and I can’t say I blame them. After all, there was no warrant issued for a surveillance operation in the area. Individuals could have discussed the topic without actually being involved. Apparently you have the right to expect a conversation in a public place to remain private (as long as you have it quietly) and the FBI basically ignored this as well. So it’s a great big mess, and it’s unclear other than establishing that they can get away with this for extended periods of time, the FBI really accomplished much or even intended to. I’m going to just let that little conspiracy theory stew around in your brain for a minute. So, the moral of the story, as it were, is simple: don’t participate in rigged auctions. The FBI doesn’t like it, it’s not legal, and your loving government will break its own laws in order to try to make sure you’re not breaking them. So now don’t you feel protected and loved? If you want to learn more about the specific FBI actions (and privacy violations) out west or in your neck of the woods, then check out our extended coverage of this matter in the REI Today Vault at www.rei.today/vault. Not yet a member? No worries! Your privacy is safe with us, and you can get immediate access by just text REITODAY no spaces no periods to 33444 and I’ll provide you with fast, immediate access to this startling information as well as sending you straight to a treasure  trove of trainings, uncut interviews, breaking news coverage, and a lot more timely, insightful information that will help make your real estate investing safer, faster, and more profitable. That’s REITODAY no spaces no periods to 33444 or go to www.rei.today/vault for more information right now. And remember, when you join us, you’ll When you do that, you’ll also be able to GROW YOUR NETWORK by interacting with me and your fellow listeners to REI Today… so stop by to ask questions, make comments and network with other investors across the country. REI Nation, thanks for listening in. Now, more than ever, please remember this: Your best investment is ALWAYS your own education. See acast.com/privacy for privacy and opt-out information.

Ron Siegel of Anaheim Hills CA and Robert Mott of La Quinta CA discuss current events, financial markets, politics, and even poking fun at the rest of the media in a live radio broadcast from Anaheim CA. Ron and Robert will discuss: Real Estate Action Plan tells you how your home compares the Market; Is Your Home Titled at the County Recorders Office the way you Think it Is; Los Angeles International Wine Competition; What is the Meaning of a “dry” Wine; The Single Biggest Threat to Your Credit in January; New Fannie Mae Appraisal Program; Hoping to Buy a Home in 2015 – Start Planning Now; Mortgage Minute; Your Credit Matters; Real Time Real Estate; Word on Wealth; The SLT Mortgage Adoption Program Will Provide a Complementary Semi Annual Real Estate Check Up, and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron at                   800.306.1990 Ron@RonSiegelRadio.comwww.RonSiegelRadio.comwww.SiegelLendingTeam.comTwitter: @RonSiegelwww.Facebook.com/RonSiegelRadio         

On this show we covered the topic "You and Your Credit". Chris played live questions and answers from talks he gave at the Baylor College Of Medicine over a 3 day period During the first week of May. Listen in to see how and why knowing whats on your credit report might save you alot of trouble down the road. Show was recorded live on May 31st at KPFT Houston studios.    

TEAM of Experts & Guests o Your Host, Robert Helms o Co-Host and Financial Strategist, Russell Gray o Credit Repair Specialist & Author Linda Ferrari On this week's show we'll discuss: o The Basics of Credit and Credit Scores o Your Credit as a Tool: It Affects More Than Purchasing Power o Impact of Foreclosures, Short Sales, Deed-in-Lieu & Modifications o Reporting Requirements of Creditors o New FICO Scoring "Rules" You Should Know About Please give us some feedback - write a review and rate us on our itunes page! This podcast is brought to you by Audible.com. Download a free audiobook of your choice today at