Podcasts about money matters

Can you support your adult children without derailing your retirement? In this episode of Money Matters, Scott and Pat dive into the financial realities of a caller with a nearly $10M net worth who is spending $75,000 a year to support his adult daughter. They break down the math on his retirement timeline and uncover a common "tax efficiency" mistake that could be costing him significant returns. Also in this episode: The "Shell Game" of State Budgets: How budget constraints in states like California could impact your long-term security. Roth Conversions & Moving States: Why a move from California to Nevada completely changes the math on Roth conversions and RMD management. The "Payroll" Pitfall: The hidden risks of putting family members on your business payroll for tax benefits. Investing "Backwards": Why your 401(k) and brokerage account allocations might be working against each other. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.    

In this informative episode, host Wendy Jones sits down with Brian Kurtz, a seasoned financial advisor with AIP Financial. Brian breaks down complex retirement planning topics in a simple and practical way, including how RMDs work, why they matter, and how failing to take them properly can lead to IRS penalties. We dive into the world of annuities, explaining the differences between immediate and deferred , as well as fixed, indexed, and multi-year guaranteed annuities (MYGAs). Brian highlights how these tools can provide guaranteed income, protect against market losses, and offer stability in uncertain financial times. Key Highlights in this Episode: Understanding RMDs (Required Minimum Distributions):Brian explains how RMDs begin at age 73, how they are calculated based on retirement account balances and life expectancy, and why missing them can result in IRS penalties. He also shares strategies for managing withdrawals across multiple accounts. Tax-Smart Retirement Strategies:Learn how Qualified Charitable Distributions (QCDs) can allow retirees to satisfy RMD requirements while reducing taxable income and supporting charitable organizations. Annuities Simplified:Brian breaks down immediate vs. deferred annuities, and explains how fixed annuities—including indexed annuities and MYGAs—can provide guaranteed growth, income security, and protection from market downturns. Safe Money vs. Growth Investing:A practical discussion on balancing retirement portfolios. Podcast Schedule: Tune in to Next Steps for Seniors with new episodes dropping twice a week at 7:00 AM! Every Tuesday: Educational and insightful content to help you navigate the practical steps of aging. Every Friday: Spiritual and emotional support to encourage your heart and mind. Be sure to subscribe on Apple, Spotify, IHeart Podcasts so you never miss an episode, and if you enjoyed today's show, please leave us a rating and review!Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jonesSee omnystudio.com/listener for privacy information.

In this episode of Money Matters, brought to you by Greenberg Financial Group, the team breaks down the ongoing tensions and the deals taking shape between the US and Iran, and why that has sent oil tumbling back down toward normal levels. We talk through how that drop is already giving the economy some breathing room, and why cheaper oil tends to work its way through almost everything else over time. That ties straight into earnings season, which is right around the corner. We get into how lower oil could ease costs for a lot of companies as they head into reporting, and why this is one of the bigger reasons there is real anticipation that inflation could start cooling as those savings ripple through industry after industry. As always, we keep you up to date on the AI revolution, because the story seems to shift every single week. We go through the various industries and companies in the middle of it all, where things have been heading, and the trends we are watching most closely right now to help make sense of the bigger picture. It is an information-packed episode, and we close it out with a couple of planning strategies that can help take your finances to the next level. This is the kind of complete, coordinated planning that sets us apart, and it all starts with the free financial plan we offer to everyone, whether you become a client or not. If you would like to contact us to learn more about our firm, our seminars, and our process - call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com Disclaimer: This show discusses different investment products and strategies. Every product and strategy has some type of inherent risk and we strongly encourage our listeners to properly understand these risks. Past performance is no guarantee of future performance. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed.  The material covered on this program does not involve the rendering of personalized investment advice, but is for general information purposes only.  A professional advisor should be consulted before implementing any of the options presented.   Greenberg Financial Group is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 19 June 2026 with 2CC’s Leon Delaney. The topic is: What is a testamentary trust and how does it benefit the next generation if something was to happen to you. In this episode Luke takes a deep dive into […]

Is the current AI boom a repeat of 1999? In this episode of Money Matters, Scott and Pat dive into the "irrational exuberance" surrounding tech IPOs and the hidden dangers of concentration risk in a high-net-worth portfolio. Plus, they break down real-world case studies on tax efficiency and retirement income. What You'll Learn: The AI "Froth" Factor: Why 97x revenue valuations for new IPOs are a warning sign for diversified investors and how to manage concentration risk in big tech. The Roth Conversion Reality Check: A $1.1M case study on why "pre-paying" taxes through a Roth conversion isn't always the right move for your legacy. The Annuity Trap: How to spot high-commission products that are often sold as "safety" but may actually hinder your retirement flexibility. Self-Insuring Long-Term Care: Strategic planning for healthcare costs when you have the assets to skip traditional insurance. Whether you are navigating market volatility or fine-tuning your estate plan, Scott and Pat provide the fiduciary perspective you need to protect your wealth.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

We take our workout outside and prove you can build real strength using free public park equipment instead of paying for a gym. Kim Chapman and trainer Keldrick Emery walk through beginner-friendly and advanced options, plus simple safety rules that keep you consistent and injury-free. • using BREC park equipment as a free outdoor gym option • scaling push-ups from incline to more advanced positions • improving balance for core and leg strength • building core strength with knee raises and holds • turning a park bench into squats, push-ups, and single-leg work • avoiding injury with slower reps, better form, and stopping on pain • choosing consistency over intensity for better results • finding accessible equipment for mobility challenges • making 10 minutes of movement count Stay on track with your financial journey. Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future.Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. 

If you've ever sent money to family back home or received a large amount from overseas, the Australian Taxation Office (ATO) would want to know about it. Most transfers are legal and untaxed, but the rules around what to declare, what to keep records of, and the AUSTRAC and ATO rules most people don't realise apply to them. In the final episode of Money Matters, Swati Sharma of SBS Hindi sits with registered tax agent Puneet Singh ahead of the EOFY to walk through the rules on sending and receiving money or inheritance from overseas.In the final episode of Money Matters, host Swati Sharma sits with a registered tax agent to walk through the rules on sending and receiving money or inheritance from overseas.

Let's be honest—most church leaders don't enter ministry because they love spreadsheets and budgets. But we know that healthy ministries require healthy stewardship. Eddie Urbine joins the podcast to share simple but essential principles for managing church finances with wisdom, transparency, and integrity. From creating sustainable budgets to building trust through accountability, this episode is packed with helpful advice. Whether you're a pastor, finance volunteer, or church administrator, this conversation offers real-world insight to help your ministry thrive.

In this episode of Money Matters, brought to you by Greenberg Financial Group, the team breaks down a strong week in the markets. Stocks bounced back, and most of the attention is on the Middle East, where talks aimed at ending the Iran conflict look closer than they have at any point so far. We walk through where those negotiations stand, why a deal would take a major weight off this market, and how it could change the tone heading into the back half of the year. We also dig into oil, which has been cooling off and taking some of the pressure off everything else along with it. Lower oil tends to ripple straight through to inflation, to the consumer, and to sentiment, and we talk through what that easing could mean for where the economy and the markets head next. From there we come back to the plan, because weeks like this are exactly why our clients are not the ones calling in a panic. They are not reacting to every headline, because they already know what they own and why they own it. That is the whole point of the planning we do, and it is what lets you watch a noisy week with a clear head. We close on the planning itself, and the strategies most people never realize are even on the table. We get into being smarter about taxable dividends, how a Credit Access Line can fit into the bigger picture, and when Roth conversions actually make sense once you run the numbers. This is the complete, coordinated planning that not everyone does, the full-service shop that looks at the whole picture instead of just an account balance, and it is a big part of what sets us apart. If you have been thinking about taking us up on the free financial plan, this is exactly the kind of clarity it can bring. If you would like to contact us to learn more about our firm, our seminars, and our process - call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com Disclaimer: This show discusses different investment products and strategies. Every product and strategy has some type of inherent risk and we strongly encourage our listeners to properly understand these risks. Past performance is no guarantee of future performance. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed.  The material covered on this program does not involve the rendering of personalized investment advice, but is for general information purposes only.  A professional advisor should be consulted before implementing any of the options presented.   Greenberg Financial Group is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 12 June 2026. The topic is: Exchange Traded Fund (ETF) – Why could it be right investment for your portfolio? After you’ve set your goals and determined your risk profile, the next decision to make is what will you […]

By Pastor Tyler Braun Main Text: Proverbs 23:4-5 Play in new window The post Money Matters appeared first on New Harvest Church.

When does a Roth Conversion make sense—and when could it be a costly mistake? In this episode of Money Matters, Scott and Pat tackle one of the most common retirement planning questions: whether a Roth Conversion is the right move for your financial future. They break down a real-life caller's situation involving IRAs, pensions, charitable giving, required minimum distributions (RMDs), and the tax implications of converting retirement assets. The show also features an emotional conversation with Laura, a member of the “sandwich generation” who is balancing retirement planning while supporting aging parents and a special-needs child. Scott and Pat discuss pension decisions, reverse mortgages, life insurance needs, and how to navigate competing financial priorities without sacrificing long-term security. Plus, they explore tax-efficient investing strategies, asset location, charitable giving through donor-advised funds, and why taxes may be one of the biggest threats to your retirement wealth. If you've ever wondered whether a Roth Conversion belongs in your retirement plan, this episode is packed with practical insights. What You'll Learn: -Roth Conversions & Retirement Tax Planning -Tax-Efficient Investing Strategies -Retirement Planning for the Sandwich Generation -Reverse Mortgages & Aging Parent Care -Charitable Giving, RMDs & Retirement Income Planning   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Tax scams in Australia have got more sophisticated, and so has the misinformation around tax time. Fake ATO calls. WhatsApp messages promising big refunds. Unregistered tax agents charging for advice they can't legally give. And now AI tools confidently giving the wrong answer to Australian tax questions. In this episode of Money Matters, host Swati Sharma sits with registered tax agent Puneet Singh to walk through the scams to watch out for, how to verify a real tax agent, and whether you can actually trust AI tools like ChatGPT, Gemini and Claude with your tax return.In this episode of Money Matters, host Swati Sharma sits with a registered tax agent to walk through the scams to watch out for, and whether you can actually trust AI tools like ChatGPT, Gemini and Claude with your tax return.

In this episode of Money Matters, brought to you by Greenberg Financial Group, the team digs into the sharp and violent market pullback that marked the worst day of the year for tech stocks so far. It felt dramatic, and the headlines certainly made it sound that way, but we explain why those headlines can be misleading. Even after the drop, the markets are still well higher for the year, and a little perspective goes a long way right now. We talk through how investors can think about volatility like this without getting swept up in the fear of the moment, and why a sharp move in the market looks very different depending on whether you are zoomed in on a single day or zoomed out on the bigger picture. And that ties directly into our financial planning process, because this is exactly why our clients are not the ones calling in a panic when the headlines turn red. They are not reacting, because they know they have a plan. That peace of mind is the whole point, and it is what allows you to look at a turbulent day with a clear head rather than a racing one. We are also joined by a special guest to dig into the Credit Access Line, or CAL, and why these lines are more popular than ever right now. It is one of those tools that remains surprisingly underutilized and misunderstood, and we break down how it works and why so many people are using it as a way to, in a sense, become their own bank. If you have never explored how a CAL fits into a broader financial picture, this is a conversation worth tuning in for. We also dive into the AI disruption playing out across industries right now, and the technological advancements you will want to know about to stay on the cutting edge of where things are heading next. If you have been thinking about taking us up on the free financial plan, this is exactly the kind of clarity it can bring. If you would like to contact us to learn more about our firm, our seminars, and our process - call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com Disclaimer: This show discusses different investment products and strategies. Every product and strategy has some type of inherent risk and we strongly encourage our listeners to properly understand these risks. Past performance is no guarantee of future performance. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed.  The material covered on this program does not involve the rendering of personalized investment advice, but is for general information purposes only.  A professional advisor should be consulted before implementing any of the options presented.   Greenberg Financial Group is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

How do you make smart financial decisions after you've already built significant wealth? In this week's episode of Allworth's Money Matters, Scott and Pat help a retired couple with an $11 million portfolio evaluate Roth conversions, estate planning, charitable giving, and strategies to improve tax efficiency. Then they speak with a 52-year-old listener navigating uncertainty in the alcohol industry while balancing retirement savings, college expenses, and cash reserves. Should he use taxable assets to maximize his 401(k) contributions? Scott and Pat weigh in. The episode also features Allworth advisor Laurie Ingwersen, who explains how investors with concentrated stock positions can reduce risk while improving tax efficiency. Laurie shares a real-world case study of a client whose portfolio was 70% invested in a single stock and the strategies used to diversify, manage taxes, and preserve long-term wealth.   What You'll Learn: -Whether Roth conversions still make sense for high-net-worth retirees -How to improve tax efficiency through smarter asset location and portfolio design -When it makes sense to use taxable assets to maximize retirement savings -Strategies for reducing risk in concentrated stock positions -How to balance wealth preservation, charitable giving, and legacy planning   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

On this airing of Your Money Matters: Certified fraud examiner, Professor at Governors State University, and expert on all things fraud, William Kresse, joins Jon Hansen to discuss Facebook disabling accounts for scammers. Tim Paradis, a Future-of-work correspondent at Business Insider, joins to discuss the need for guards at data centers and how much companies are willing […]

We get ahead of hurricane season with Louisiana's state climatologist Jay Grymes, focusing on how storms create real and avoidable money stress. We map out practical ways to plan early, stock up smart, and protect our homes and families without panic spending. • why Louisiana faces tropical threats every year and why “no threat” seasons are rare • what a state climatologist does and how weather data supports real-world decisions • deciding stay or go based on extended family needs and medical power requirements • hidden evacuation costs like hotels, gas, traffic time, and meals • building a storm budget with a cash reserve that can double as a holiday fund • stocking essentials over time including water math, canned goods, and a manual can opener • avoiding last-minute price spikes and shortages for water, gas, and generators • low-cost damage prevention by walking the yard, trimming trees, and securing outdoor items • using plastic sheeting with sandbags to slow floodwater seepage • planning for power outages with chargers, power banks, and non-electric entertainment • understanding named storm deductibles and what homeowners policies may not cover • common after-storm financial mistakes like leaving cars in flood-prone spots Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future. Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. 

Driving Uber on the weekend. Tutoring a few kids after school. Cooking and selling tiffins out of your kitchen. Picking up the odd cash shift in a restaurant. If you're earning on the side in Australia, the Australian Taxation Office (ATO) almost certainly knows about it, and the rules around what you need to declare can catch people out. In this episode of Money Matters, SBS Hindi host Swati Sharma sits down with registered tax agent Puneet Singh to walk through side hustle and cash job tax obligations and implications, ahead of EOFY.In this episode of Money Matters, host Swati Sharma sits with a registered tax agent to walk through side hustle and cash job tax obligations and implications, ahead of EOFY.

AI is all you hear about these days. Should it be making your decisions for you? Chad P. Wilson addresses this timely topic in today's episode of Money Matters.  This episode was recorded on June 2, 2026 by Chad P. Wilson of Foundation Bank.

As an addendum to last week's “Money Matters” episode, Dr. Kuba and Bethany dig into the various ways that a team member can unintentionally sabotage a practice. While collections (last week's episode) is foundational to practice success, there are many other seemingly insignificant mistakes that can substantially impact success. Dr. Kuba and Bethany discuss several important ones to consider. This power packed twenty minute episode will provide dental teams with multiple areas to review in their practice. 

In this episode of Money Matters, brought to you by Greenberg Financial Group, the team breaks down the latest moves in the financial markets as the major indexes continue to push to new all-time highs. The market is evolving faster than most people can keep up with, and we do our best to keep our listeners on the cutting edge of it all. We get into the parts of the market that have been moving like never before, from memory stocks ripping higher, to the emerging story around quantum computing, to the continued surge in the AI space. A lot of investors are having a hard time understanding what is actually driving these moves, and we walk through what we are seeing, why it is happening, and what it could mean as the next chapter of this technology cycle plays out. We also spend meaningful time on the financial plan, because in a world that runs on headlines, it is easier than ever to make reactive decisions. And reactive decisions, more often than not, are the ones that create real financial pain. A plan changes that. It gives you a framework to lean on when the news cycle is doing its best to shake you, and it is the single biggest reason our clients can stay calm and stay invested when others cannot. If you have been thinking about taking us up on the free financial plan, this is exactly the kind of clarity it can bring. If you would like to contact us to learn more about our firm, our seminars, and our process - call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com Disclaimer: This show discusses different investment products and strategies. Every product and strategy has some type of inherent risk and we strongly encourage our listeners to properly understand these risks. Past performance is no guarantee of future performance. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed.  The material covered on this program does not involve the rendering of personalized investment advice, but is for general information purposes only.  A professional advisor should be consulted before implementing any of the options presented.   Greenberg Financial Group is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

Sunday 5.31.2026 10:30 AM Pastor Mark Jackson Family Proverbs   Money Matters   Towne Church

After decades of saving and investing, how do you know when it's okay to truly enjoy your money? In this episode of Money Matters, Scott and Pat help a couple with nearly $8 million determine how much home they can comfortably afford after relocating to Florida, while another listener with more than $12 million asks whether Roth conversions still make sense given today's tax rules and retirement tax planning environment. They discuss retirement tax planning strategies, the dangers of chasing “popular” AI stocks, and how AI-powered scams are targeting investors and older Americans. What You'll Learn: -When Roth conversions can help lower future taxes -How much house people can realistically afford -Better retirement tax planning strategies -How to invest more tax efficiently -Warning signs of today's most common financial scams Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Most Australians leave money on the table at tax time without realising it. Your phone bill, your internet, your work uniform, the cost of travel between jobs: these are all tax deductions you can actually claim, but only if you know how. In this episode of Money Matters, SBS Hindi host Swati Sharma sits down with registered tax agent Puneet Singh to walk through the deductions you might be missing, the records the ATO wants to see, and the claims that get rejected. In Hindi, ahead of EOFY.Visit SBS Hindi for more episodes of Money Matters, and more news and updates in your language.

Dean Greenberg is back from a month traveling the globe, and he came home with stories that don't match what you're hearing on the news. In this episode of Money Matters, brought to you by Greenberg Financial Group, Dean opens up about the conversations he had everywhere from Europe to Africa to the Mediterranean, what dozens of people across a dozen countries actually told him about America, about Trump, about Iran, and about where they think the world is heading. Some of it might surprise you. He also breaks down why this market keeps climbing in the face of everything thrown at it, why he believes we are still in the early innings of the AI revolution, and the names and sectors he is watching most closely right now. From energy and water as the hidden backbone of the AI buildout, to why forward earnings tell a very different story than the headlines, Dean shares how he is thinking about opportunity, risk, and the discipline it takes to not get greedy when everyone else is. Then the team picks things up with a Memorial Day reflection, a look at our upcoming seminars, and an important conversation for younger investors about why you cannot count on Social Security being there and how to start building your own pension today, no matter how much you have to begin with. It is a candid, wide-ranging episode you won't want to miss. If you would like to contact us to learn more about our firm, our seminars, and our process - call us at 520.544.4909 or go to our website at www.Greenbergfinancial.com or email us at Contact@Greenbergfinancial.com Disclaimer: This show discusses different investment products and strategies. Every product and strategy has some type of inherent risk and we strongly encourage our listeners to properly understand these risks. Past performance is no guarantee of future performance. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed.  The material covered on this program does not involve the rendering of personalized investment advice, but is for general information purposes only.  A professional advisor should be consulted before implementing any of the options presented.   Greenberg Financial Group is registered as an investment advisor with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

Why do so many successful investors struggle to actually enjoy the wealth they've built? In this Memorial Day weekend episode of Allworth's Money Matters, Scott and Pat talk with UCLA professor and behavioral expert Hal Hershfield and explore the emotional side of money, retirement, and investing. From fear of running out of money to recency bias and loss aversion, this episode dives deep into the hidden psychological forces that shape financial decisions — even for millionaires. If you've ever wondered why investors panic during market drops, hesitate to spend in retirement, or obsess over past financial mistakes, this conversation about investing will completely change how you think about money. Scott, Pat, and Hal unpack why wealthy retirees often struggle to spend confidently, how emotions influence investing decisions, and why understanding investor psychology may be just as important as understanding the stock market itself. They also discuss longevity insurance, risk tolerance, mental accounting, and how advisors can help clients align money with purpose and happiness. Whether you're approaching retirement or simply want to become a smarter long-term investor, this episode offers powerful insights into the psychology behind successful investing and financial decision-making. What You'll Learn: -Why many wealthy retirees are afraid to spend money -How loss aversion impacts investing decisions -The dangers of recency bias in the stock market -Why financial regrets stick with us longer than successes -How psychology shapes investing behavior -The emotional side of risk tolerance and market volatility -How “mental accounting” affects spending habits -Why longevity insurance hasn't caught on with investors -How financial advisors help clients align money with life goals Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

What if the reason you feel exhausted, overwhelmed, and constantly behind is because you've been taught that faster always means better? In this episode of Money Matters, Christopher Hensley sits down with executive coach and author Ralph Simone to discuss the ideas behind his book Slow Down to Go Faster. Together, they explore burnout, hustle culture, leadership, productivity, and the importance of intentional pauses in both business and life. Ralph shares lessons from decades of coaching leaders and entrepreneurs, explaining why many high achievers struggle to disconnect, recharge, and think strategically. From martial arts philosophy and business leadership to stress management and sustainable success, this conversation is packed with practical wisdom for anyone trying to perform at a high level without burning out. Topics discussed include: Burnout and overwhelm in modern work culture Why slowing down can improve productivity Leadership and intentional decision-making Strategic pauses and better performance Building resilience and long-term success Work-life balance for entrepreneurs and executives The hidden cost of nonstop hustle Why being busy isn't always being effective If you're a business owner, executive, entrepreneur, or professional looking for a healthier and more sustainable path to success, this episode is for you. Guest: Ralph Simone Book: Slow Down to Go Faster

In this special episode of Money Matters, Ken Moraif welcomes longtime RPOA client to share his real-life retirement journey and the lessons he learned after living through the 2008 financial crisis. From sleepless nights during market downturns to finding peace of mind with a retirement strategy, Jeff offers honest insights every pre-retiree and retiree can learn from.Ken also answers an important Social Security question about maximizing survivor benefits and explains how families can structure life insurance to help pass wealth to heirs' estate tax-free.This episode combines practical retirement advice, real client experience, and a reminder that retirement planning is about more than money. It's about confidence, relationships, and peace of mind.Visit: rpoa.comLike, subscribe, and share with someone planning for retirement.RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: “we told our clients to be out of the market in 2007 and 2008,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008;” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America's principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of America's founder, Ken Moraif. Retirement Planners of America has been employing the Strategy since its inception in 2011. Therefore, any references to Retirement Planners of America's performance or its investment advisory recommendations predating 2011 generally refer to recommendations made by Retirement Planners of America's principals at the respective other firms described above. Like all investment strategies, the Strategy is not guaranteed. It is possible that it can incorrectly predict a bear market (generally accepted as a 20% drop in a market index), which has, in-fact, happened before at Retirement Planners of America and affected its clients accordingly. When the sell / “protect” portion of the Strategy is implemented, affected investors will incur transaction costs and taxable accounts will incur tax consequences. Jeff is a current client of MMWKM Advisors, LLC. Jeff received no cash or non-cash compensation in connection with his appearance on this episode. Jeff's experience may not be representative of the experience of other clients and is not a guarantee of future performance or results. Jeff has no material conflicts of interest in connection with his appearance.

We connect the dots between financial stress and mental health, from sleep and mood changes to avoidance and overwork. We share practical ways to balance your money and your mind so you can stay aware without letting anxiety run your life. • money stress as uncertainty that fuels anxious thoughts • behavior changes that signal finances are taking a toll • why avoiding money conversations keeps the fear growing • building a plan that fits your real income and bills • using regular check-ins to stay flexible and pivot • knowing your numbers to replace worry with action • retail therapy and the hidden emotional cost of spending • strategies to slow impulse buying and reduce app temptation • setting boundaries with economic news and social media • financial infidelity and why couples need honest money talks • signs it's time to ask for help from a trusted person or professional Schedule a financial wellness checkup. We're here to help. Subscribe to the Money Matters Podcast, and visit neighborsfcu.org slash financial wellness for more tools to help you build a strong financial future. Have an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. 

In Australia, filing a tax return isn't the same for everyone, and most international students, new migrants, and recent arrivals have questions they haven't had a chance to ask out loud. In this episode of Money Matters, SBS Hindi host Swati Sharma sits with registered tax agent Puneet Singh to break down the basics of Australia's tax system, in Hindi, for international students, new migrants, and Indian-Australians still figuring out how it all works.In this episode of Money Matters, host Swati Sharma sits with a registered tax agent to break down the basics of Australia's tax system, for international students, new migrants, and Indian-Australians still figuring out how it all works.

Expectations on interest rate movements have changed dramatically. Hear Chad P. Wilson bring you up to speed and give you tips to navigate a changing rate environment in today's episode of Money Matters.  This episode was recorded on May 19, 2026 by Chad P. Wilson of Foundation Bank.

Collecting money in a practice tends to be one of the more difficult tasks. At times, odd emotions get in the way. Sometimes we feel guilt over charging a patient for something they need, a service they receive. We attempt to lighten the guilt feeling by making unsanctioned collections agreements or even avoiding to collect altogether. Balances can loom over our heads at times and can cause patients to resist returning to the practice. Dr. Kuba and Bethany tackle this topic today. It is a MUST listen as collections are pivotal to the success of every practice. Stay tuned in the June Subscription for even more collections tips and training! 

When it comes to investing, the most important decisions aren't made in theory—they happen in real life. In this episode of Allworth's Money Matters, Scott and Pat answer real listener calls and break down how smart investing decisions actually play out. Martha, a 79-year-old retiree with $4–5 million, considers a complex investing strategy involving direct indexing to generate tax losses and improve tax efficient investing strategies. But does this level of complexity actually benefit her portfolio—or just add unnecessary risk? Then Dennis, age 51, with nearly $2.3 million saved and major expenses ahead, faces key investing decisions around portfolio allocation, college funding, and building a sustainable retirement income plan. Through these real-world financial questions, Scott and Pat show that successful investing isn't about chasing complexity—it's about simplifying your strategy, aligning with your goals, and making confident decisions over time. What You'll Learn: -When complex investing strategies like direct indexing are actually worth it -How to approach tax efficient investing strategies without unnecessary risk -Smart ways to think about portfolio allocation as you near retirement -How to build reliable retirement income from your investments -How to evaluate real-world financial questions with confidence -Why simpler investing strategies often lead to better long-term results Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

In this episode of Money Matters, Ken Moraif breaks down one of the most important retirement questions: where should your retirement income come from first? He also explains the hidden danger of sequential risk and why market losses early in retirement can have a major impact on your financial future.Plus, Ken answers key Social Security questions about Medicare enrollment, delaying benefits until 70, and whether you can repay benefits to receive a higher amount later. Finally, he shares smart estate planning strategies for helping children and grandchildren pay for college tax-free.Visit: rpoa.comLike, subscribe, and share with someone planning for retirement.Financial Plannings Dynamic Implications of Sequence Risk : https://www.financialplanningassociat...RPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.The “Invest and Protect Strategy” (the “Strategy”) refers to a strategy that Retirement Planners of America fundamentally employs for its clients. Retirement Planners of America previously employed a similar strategy that it referred to as the “buy, hold, and sell” strategy or “buy hold, and protect” strategy. Past performance does not guarantee future results. Therefore, current or prospective clients should not assume that the future performance of the Strategy, any specific investment, or any other investment strategy that Retirement Planners of America recommends will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. References to recommendations made under the Strategy that predate 2011; and statements such as and similar to: “we told our clients to be out of the market in 2007 and 2008,” “we told our clients to get back into the market in 2009,” and “clients that followed our advice were out of the market in 2008;” refer to strategies collectively employed and recommendations collectively made by Retirement Planners of America's principals while employed at Eagle Strategies, LLC., and also at Cambridge Investment Research Advisors, Inc. Three of the five principals remain as principals today, including the Retirement Planners of America's founder, Ken Moraif. Retirement Planners of America has been employing the Strategy since its inception in 2011. Therefore, any references to Retirement Planners of America's performance or its investment advisory recommendations predating 2011 generally refer to recommendations made by Retirement Planners of America's principals at the respective other firms described above. Like all investment strategies, the Strategy is not guaranteed. It is possible that it can incorrectly predict a bear market (generally accepted as a 20% drop in a market index), which has, in-fact, happened before at Retirement Planners of America and affected its clients accordingly. When the sell / “protect” portion of the Strategy is implemented, affected investors will incur transaction costs and taxable accounts will incur tax consequences.

MONEY MATTERS BUT HOW MUCH? Jimmy Sengenberger wrote this column in the Denver Gazette last week about Vic's fundraising prowess, which is considerable, but also asks, how much does it matter? Jimmy joins me at 1pm to talk about it.See omnystudio.com/listener for privacy information.

A good financial plan isn't just about retirement—it's about how all the pieces of your financial life fit together. In this episode of Money Matters, Scott and Pat talk with a caller who already has about $2 million and expects a much larger inheritance—but still struggles to spend any of it. They walk through why that happens and how a financial plan can help ease into actually using the money. They also take a call from a high-income couple earning around $600,000 a year. Even with strong savings, there are still areas being overlooked, so Scott and Pat explain what a complete financial plan should cover—from retirement to insurance to college planning—and where people often miss. It's a reminder that a financial plan isn't just about how much you have—it's how everything fits together. What You'll Learn: -Why having millions doesn't always make spending easier -How to start using wealth without feeling uncomfortable -What high-income families often overlook -How to think about retirement when income is strong -What a real financial plan actually ties together Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.  

Join LaTangela as she chats with New York Times Bestselling Finance Author, Beth Kobliner on the #tanline New 5th edition of "Get a Financial Life: Personal Finance in Your 20's & 30's" She offers a few pointers that will assist us ALL - -Dig out of credit card debt -Reduce spending and implement a reasonable budget -Start saving - even small amounts count in tax favored retirement plans like 401(k)s & IRAs -Ways to boost your credit score and track progress for FREE And so much MORE Chime in: www.LaTangela.com Watch full episode HERE RADIO - WEMX- Baton Rouge, La. Mon-Fri 10a.m.-3p.m.CST KTCX - Beaumont, Tx. Mon-Fri 3-8 CST KMEZ - New Orleans, La. Mon-Fri 7p.m. - mid WEMX Sundays 6a.m. KSMB Sundays 6a.m .WWO - YouTube - #LaTangelaFay Podcast - ALL digital platforms - #iTunes #Spotify #WEMX www.LaTangela.com www.TanTune.com Special Thank You - Gordon McKernan Injury Attorney - Official Partner #GordonGives #TanCares #225BulletinBoard TanTune POOF POWER OVER OBSTACLES FOREVER GT Legacy AutoThe Fiery Crab Reliable Auto Paint & BodyHair Queen Beauty Super CenterSee omnystudio.com/listener for privacy information.

Spring is officially here in Chicago and so are the multiple offers. Buyers who got comfortable over the winter are suddenly facing competition again as inventory stays tight and demand ramps up across the city. In this episode, we break down where bidding wars are happening, why they're back, and whether money is still the deciding factor in today's market or if terms, timing, and strategy are becoming just as important. Whether you're buying or selling this spring, understanding how today's competitive market really works could make all the difference. #ChicagoRealEstate 

You may have heard that we have more oil than ever in the U.S. Then why are we paying more at the pumps. Chad P. Wilson explains and tells you what to do about it in this episode of Money Matters.  This episode was recorded on May 05, 2026 by Chad P. Wilson of Foundation Bank.

Who said your identity is based on those adjectives from your childhood report card, your last performance appraisal, or the Google review you received? Are you anchored there or in Christ? This episode draws directly from Chapter Three of Redefining Hustle: Navigating Success With Jesus and asks one of the most important questions a Christian woman in business can sit with: Where is your identity anchored? As we step into May, we're leaving the Money Matters series behind and opening a new conversation — one that gets to the very root of how we show up in business, in leadership, and in life. In This Episode: Why roles, titles, and accomplishments are imprecise and ever-changing — and therefore can never truly define us What John 1:1-3 and Genesis 1:26 reveal about who has the authority to define you How the fog of the world's expectations obscures your view of your gifts and your assignment The three faces of pride that keep us tethered to worldly definitions — and what happens when those definitions shift Scripture References: John 1:1-3 Genesis 1:26  Romans 8:29 Romans 8:14-17  Revelation 1:8 Key Takeaway: Your role doesn't define you. Jesus does. Your bank account doesn't define you. Jesus does. A bad review, a lost contract, a difficult season — none of it defines you. Jesus does. When your identity is anchored in him, you can weather every storm of business from a place of contentment, clarity, and unshakeable peace. Reflection Questions From This Episode: Have you walked with Jesus for a long time but wandered off track because something caused you to doubt him? Have you allowed your own map to take precedence over his? Have the shiny objects of outward success lulled you into believing your accomplishments are your entire identity? Where is your identity anchored today? Coming up in May: How your anchored identity shapes your conviction, your view of competition, and the culture you build in your organization. God made you ambitious. He did not make you for business as usual. And that means you are not subject to the world's authority — only His. INVITATION TO R.O.O.T.E.D.We have FOUR seats open for 2026 in the exclusive community where accountability, belonging, connection, and discernment await you! https://erinharrigan.com/rooted GOT BOOKS?Learn about my books and get your copies at https://erinharrigan.com/booksFor signed copies, please contact support@erinharrigan.com If you have the book, help us reach more readers by leaving a review on Amazon! LET'S BE FRIENDS ON SOCIALLinkedIn: @erinharriganIG:@erindharrigan SUBSCRIBE TO MY YOUTUBE CHANNEL https://youtube.com/@erinharrigan If this show brings you value, please give it a follow on  Apple Podcasts and leave a review. If you listen to Spotify, be sure to click the follow button and the notification bell so you don't miss an episode.

Let's talk about finances; specifically, your law practice's finances, everything from billing (even flat fee pricing) and bookkeeping to taxes and support staff salary negotiations. Guest Terrell Turner is not a lawyer, he's a CPA and co-founder of the TLTurner Group, an accounting practice that helps lawyers and law firms understand and maximize their finances. In addition, Turner hosts the American Bar Association Law Practice Group's podcast, called “The Law Practice Podcast,” that covers money and running a practice. Finance is the foundation of any firm, otherwise, why are you working? And it's a team issue, everyone in your firm drives the firm's finances. Every function should help feed the bottom line. Turner helps firms break down the value of every part of your practice. It's vital to understand the impact every member of the team has on your firm's function – even non-billing members such as a virtual assistant (and the TLTurner Group website is adding a free calculator you can use to break it all down). Not only are you responsible for managing the firm's output and efficiency, but you should also know what you need from your accountant and bookkeeper (they aren't the same) and what you should expect to pay for and get from those services. Real talk, real answers. Because money matters. Questions or ideas about solo and small practices? Drop us a line at NewSolo@legaltalknetwork.com   Topics: Your firm exists to generate revenue and profit. That's where a professional financial service can help you strategically understand and maximize your returns. Every part of your firm should contribute to your bottom line, whether that's attorneys billing clients or support staff and AI creating efficiencies. And don't forget, accountants and bookkeepers are not one and the same, you need to know the difference (and how much you should pay). Are you actively managing your practice with a goal in mind? A practice management program and a professional review of your practice can unlock hidden potential. Resources: American Bar Association Law Practice Division QuickBooks Canva ABA Techshow 2026 Clio Cloud Conference 2026 Podcast, “American Bar Association Law Practice Podcast”  Podcast, “Stuff Your Accountant Isn't Telling You”

This episode of Money Matters explores advanced tax strategies that go beyond traditional investing to help high earners and retirees maximize efficiency, reduce taxes, and create smarter, more tax-efficient income streams. With Pat out this week, Scott and Allworth advisor Mark Shone break down how strategies like direct indexing, long/short investing, and tax-loss harvesting can unlock new opportunities—especially for those with larger, more complex portfolios. Plus, Scott and Allworth's Head of Private Wealth Strategies, Simone Devenny, dive into trusts, from simple living trusts to more sophisticated estate planning tools. What You'll Learn: -How direct indexing works—and when it can outperform traditional index funds -Strategies to generate tax losses and offset future gains -Smart ways to manage concentrated stock positions -How options strategies can help increase portfolio income -The key differences between revocable and irrevocable trusts (and when to use them) Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

How do you manage a concentrated stock position without getting crushed by taxes? In this episode of Money Matters, Scott is joined by Allworth advisor Mark Shone, who steps in while Pat is away to break down smart, tax-efficient strategies for handling highly appreciated stock positions. They use a real-life case of a recent retiree with nearly $2 million in Apple stock to explore how to reduce risk, diversify, and balance income and legacy goals. Plus, they touch on private credit and real estate trends shaping today's investment landscape. What You'll Learn: -How to reduce risk in a concentrated stock position- -Strategies to diversify without triggering large capital gains -Tax-efficient ways to manage highly appreciated stock -How to balance income needs with long-term legacy goals   Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.