Podcasts about individuals

In this episode, we sit down with two operators who feel like our West Coast twins. Same mindset. Same approach. Same belief that sharing the process matters just as much as the outcome. What began in an apartment bedroom grew into a highly successful real estate business by documenting the journey in real time, staying transparent through both the wins and the mistakes, and allowing relationships to compound over years. We talk about how building in public created trust before scale, why podcasting and content became a force multiplier for their network and deal flow, and how visibility turned into a real competitive advantage in a crowded industry. This conversation is not about hype. It is about consistency, credibility, and doing the work while people are watching. If you are building a business or growing a portfolio and wondering whether to share your journey before it feels ready, this episode will change how you think about visibility, leverage, and what it really takes to build something that lasts. Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES

This week, Scheana and co-host Krystina Arielle are joined by Real Housewives of Potomac OG Ashley Darby for an unfiltered conversation about life on—and off—camera. Ahead of the Season 10 reunion, Ashley spills on cast dynamics, including who came armed with the best receipts, which cast member she believes might be paying bloggers, and why, despite insisting Stacey is a liar, she'd still trust her most with her phone passcode. Ashley also clears the air on some of the season's biggest storylines, shares behind-the-scenes tea from the upcoming RHUGT, opens up about whether she'd ever dip her toes back into the Bravo dating pool, and reveals what really sparked her long-standing beef with Adriana from RHOM. Beyond the drama, Ashley gets deeply real about motherhood, sharing when she first realized something wasn't right postpartum, the shame surrounding postpartum depression, and what ultimately helped pull her through. She also opens up about the side of herself audiences rarely get to see, how becoming a mom reshaped her boundaries, and why she's fully leaning into the delulu in this next chapter. Tune in! Follow us: @scheana @scheananigans Co-Host: @krystinaarielleGuest: @ashleyboalchdarby Purchase your very own copy of the NYT Best-selling book MY GOOD SIDE at www.mygoodsidebook.com!Episode sponsors:Order now at drinkwillies.com and use code SCHEANA for 20% off of your first order + free shipping on orders over $95, and enjoy life in the high country.Get organized, refreshed, and back on track this new year for WAY less. Head to Wayfair.com right now to shop all things home. Wayfair. Every style. Every home. Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Scotty James joins Chelsea to talk about why his wife is the CEO of his life, his longtime rivalry and friendship with Shaun White, and argue about why snowboarders are just *cooler*. Then: An expat in Greece needs to have a money conversation with her new man… but is it too soon? A skier wonders if she should transition to snowboarding. And a wife-turned-Instagram Girlfriend has lost her love for the slopes. * Need some advice from Chelsea? Email us at DearChelseaPodcast@gmail.com * Executive Producer Catherine Law Edited & Engineered by Brad Dickert * * * The views and opinions expressed are solely those of the Podcast author, or individuals participating in the Podcast, and do not represent the opinions of iHeartMedia or its employees. This Podcast should not be used as medical advice, mental health advice, mental health counseling or therapy, or as imparting any health care recommendations at all. Individuals are advised to seek independent medical, counseling advice and/or therapy from a competent health care professional with respect to any medical condition, mental health issues, health inquiry or matter, including matters discussed on this Podcast. Guests and listeners should not rely on matters discussed in the Podcast and shall not act or shall refrain from acting based on information contained in the Podcast without first seeking independent medical advice. See omnystudio.com/listener for privacy information.

Scotty James joins Chelsea to talk about why his wife is the CEO of his life, his longtime rivalry and friendship with Shaun White, and argue about why snowboarders are just *cooler*. Then: An expat in Greece needs to have a money conversation with her new man… but is it too soon? A skier wonders if she should transition to snowboarding. And a wife-turned-Instagram Girlfriend has lost her love for the slopes. * Need some advice from Chelsea? Email us at DearChelseaPodcast@gmail.com * Executive Producer Catherine Law Edited & Engineered by Brad Dickert * * * The views and opinions expressed are solely those of the Podcast author, or individuals participating in the Podcast, and do not represent the opinions of iHeartMedia or its employees. This Podcast should not be used as medical advice, mental health advice, mental health counseling or therapy, or as imparting any health care recommendations at all. Individuals are advised to seek independent medical, counseling advice and/or therapy from a competent health care professional with respect to any medical condition, mental health issues, health inquiry or matter, including matters discussed on this Podcast. Guests and listeners should not rely on matters discussed in the Podcast and shall not act or shall refrain from acting based on information contained in the Podcast without first seeking independent medical advice. See omnystudio.com/listener for privacy information.

Mazel morons! It's Topical Thursday and we're diving straight into the 2026 Grammys - the performances, the shockers, the discourse, and the moments that made us text each other in all caps. We break down everything from the new artist lineup to the most viral performances, who crushed it, who confused us, and why this year's Grammys felt especially unhinged. Plus: Heated debates about Tyler The Creator, Billie Eilish's speech, Addison Rae's performance, Olivia Dean's breakout, and why Leon Thomas might've saved the night. And of course… a few detours into Todd Chrisley, camp trauma, iguana attacks, and whether Alex Honnold should be allowed near a skyscraper. What are ya nuts?!Leave us a voicemail here!Follow us on Instagram and TikTok! Sponsors:Redefine your standard of health. Secure 20% off your order and begin your intentional wellness journey today at Piquelife.com/goodguys. Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”). They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”). They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations.

In this episode of The Art of Being Well, Dr. Will Cole sits down with Stephanie Wang, founder of KA! Empathogenics, to explore kanna, an ancient South African plant traditionally used to support mood, connection, and resilience. They discuss empathogens, nervous system regulation, serotonin balance, emotional healing, and how kanna differs from pharmaceuticals and psychedelics. Stephanie also shares her personal healing journey, the indigenous roots of kanna, and how daily practices can help restore connection in a disconnected world. For all links mentioned in this episode, visit www.drwillcole.com/podcast.Visit www.ohmyka.com and use code WILLCOLE for 15% off your first purchase.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:Visit www.ohmyka.com and use code WILLCOLE for 15% off your first purchase.Take your food to the next level with Graza Olive Oil. Visit https://graza.co/WILLCOLE and use promo code WILLCOLE today for 10% off your first order!Head to MANUKORA.com/WILLCOLE to save up to 31% plus $25 worth of free gifts with the Starter Kit, which comes with an MGO 850+ Manuka Honey jar, 5honey travel sticks, a wooden spoon, and a guidebook!Use code WILLCOLE at puori.com/WILLCOLE to get 32% off Puori Grass-fed Whey Protein when you start a subscription. In addition, you get a free shaker worth $25 on your first subscription order, which brings total savings to $49.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, we're talking all about the new trailer for the upcoming Star Wars animated show, “Maul: Shadow Lord”. Tune in to hear us talk about:  Where did we leave Maul in The Clone Wars? Will this series have us rooting for Maul?  Do we have any thoughts about the new characters introduced, like Devon Izara?  How has Sam Witwer talked about the characterization of Maul in this show?  What does the artistic style of the show say about the direction it's going?  …and much much more!  Join our Patreon community and unlock bonus episodes + more! Our website! Follow us on Twitter/X @skytalkerspod Follow us on TikTok @skytalkers Follow us on Facebook Follow us on Instagram @skytalkerspodcast Follow Charlotte on Twitter/X @crerrity Follow Caitlin on Twitter/X @caitlinplesher Email us! hello@skytalkers.com For ad inquiries please email: skytalkers@58ember.com Please note this Episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this Episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Parents face endless frustration watching kids struggle with focus, behavior, and development while doctors offer limited solutions. A tailored diet approach can help identify hidden food triggers and nutrient gaps, significantly improving symptoms and quality of life. In today's episode, I chat with Julie Matthews about using food as powerful medicine for children facing autism, ADHD, and other neurodevelopmental issues. Julie shares practical ways to personalize nutrition plans, such as spotting sensitivities to gluten and dairy or addressing gut dysbiosis. We cover research-backed diets that reduce inflammation and hyperactivity, plus tips for handling picky eaters and starting small for big results.   "We can remove problematic foods, and we can add nourishing foods that are going to help supply the nutrients they need for their brain to function." ~ Julie Matthews   In This Episode: - Recommended diets for ADHD - Food sensitivities vs food allergies - Autism and the gut-brain connection - How to repopulate the healthy gut bacteria - Research findings on therapeutic diets for autism - 12-step personalized nutrition plan - Therapeutic diets for kids with autism - RFK Junior's advocacy on food safety - Navigating picky eaters and introducing new foods - Working with clients and doing functional tests   Products & Resources Mentioned: Bon Charge Blue Light Blocking Glasses: Get 15% off with code WENDY at https://boncharge.com  Organifi Happy Drops: Save 20% with code MYERSDETOX at https://organifi.com/myersdetox  Organifi Collagen: Use code MYERSDETOX for 20% off at https://organifi.com/myersdetox  Chef's Foundry P600 Ceramic Cookware: Get 20% off with code WENDY20 at https://chefsfoundry.com  Heavy Metals Quiz: Take it at https://heavymetalsquiz.com    About Julie Matthews: Julie Matthews is a certified nutrition consultant and published researcher specializing in personalized nutrition for complex neurological conditions like autism spectrum disorder and ADHD for over 20 years. She holds a master's degree in medical nutrition from Arizona State University and has co-authored studies on the impact of nutrition on autism symptoms. Her new book, The Personalized Autism Nutrition Plan, helps families create custom diet strategies at https://personalizedautismnutritionplan.com, and you can learn more at https://nourishinghope.com    Disclaimer The Myers Detox Podcast was created and hosted by Dr. Wendy Myers. This podcast is for information purposes only. Statements and views expressed on this podcast are not medical advice. This podcast, including Wendy Myers and the producers, disclaims responsibility for any possible adverse effects from using the information contained herein. The opinions of guests are their own, and this podcast does not endorse or accept responsibility for statements made by guests. This podcast does not make any representations or warranties about guests' qualifications or credibility. Individuals on this podcast may have a direct or indirect financial interest in products or services referred to herein. If you think you have a medical problem, consult a licensed physician.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Bamidele Farinre Founder of No Ceiling Consulting, a biomedical scientist, STEM expert, agile project manager, and advocate for professional development, mentorship, and removing internal and systemic limitations (“ceilings”). They discuss her STEM background, the evolving role of AI in science, the meaning of “no ceilings,” navigating personal and professional barriers, mentorship, setbacks, agile leadership, and how individuals—especially people of color—can create opportunity even in the face of bias and structural limitations.

Ep 245 | A beloved "clean" brand gets dragged online, a weirdly addictive AI remix goes viral, and vintage stoves somehow become a status symbol — welcome to the internet in 2026. This week on Discover Ag, Natalie and Tara unpack what consumers need to know about the Kerrygold PFAS controversy, why AI-generated music is leaving people unsure how to feel, and how a farmhouse breakfast reel reminded us that they really don't make things like they used to. With the Super Bowl coming up, they also share why Avocados From Mexico isn't just skipping the big-game ad this year, but changing their entire marketing strategy. What We Discovered This Week

On this episode, Heather is back from a wild weekend in St. Barths. She leaned in and was ready to go, but of course got bamboozled while partying. She chats about the island experience, what you need to know before you go and how you need to always ask for an itemized receipt. She takes a voicemail about Robins' lives and chats about her new special taping that she cannot wait for this spring!Episode Sponsors:Refresh your wardrobe with Quince. Go to Quince.com/absolutely for free shipping on your order and 365-day returns. Now available in Canada, too.Head to https://www.squarespace.com/absolutely to save 10% off your first purchase of a website or domain using code ABSOLUTELY.Become a Fora Advisor today at Foratravel.com/absolutely — and make sure you tell them we sent you.Go to Ro.co/absolutelynot to see if you're eligible for the new GLP-1 pill on Ro.Find poppi at your nearest retailer or get it delivered straight to your door on Amazon. poppi — soda's back, but so much better!Caraway's cookware set is a favorite for a reason, it can save you up to $190 versus buying the items individually. Plus, if you visit Carawayhome.com/not10 you can take an additional 10% off your next purchase or use code NOT10 at checkout. Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For more than a decade, Scheana Shay has lived her life in the public eye, on Vanderpump Rules, in headlines, and under constant scrutiny. But while the world watched one version of her story, a much harder one was unfolding behind closed doors. In this deeply honest sit-down, Scheana opens up about the reality she was carrying while cameras kept rolling. A traumatic, life-threatening birth. Debilitating postpartum OCD and intrusive thoughts that left her afraid of her own mind. And the moment she discovered her husband had cheated, while she was raising a young child and barely surviving herself.Scheana shares what it was like to endure all of this while being judged in real time. To hold herself together on set while falling apart at home. And, for the first time ever, the real reason she decided to stay in her marriage. This episode is a story of resilience. Of a woman rebuilding herself while the world dissected her choices. Of motherhood in its most vulnerable moments. Of mental health struggles that don't wrap up neatly. And of a marriage that broke and had to be rebuilt slowly, imperfectly, and honestly.If you've ever felt like you were falling apart behind a brave face, this episode will stay with you.Trigger warning: birth trauma, postpartum OCD/intrusive thoughts, infidelity.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Bobbie - Head to hibobbie.com to find the formula trusted by parents and loved by their babies–700k and counting. Boll & Branch - Get 15% off your first set of sheets plus free shipping at bollandbranch.com/BLF with code BLF. Hiya Health - Receive 50% off your first order of Hiya's best selling children's vitamin. Head to hiyahealth.com/BLF. Our Place - Stop cooking with toxic cookware and upgrade to Our Place today! Visit fromourplace.com/BLF and use code BLF for 10% off sitewide. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Former professional volleyball player, model, and lifelong athlete Gabrielle Reece joins the show for a grounded, powerful conversation about what it actually means to think—and live—like an athlete.We talk about pursuing excellence without perfection, why being “selfish” with your energy can make you better for everyone around you, and how mental strength is built just as deliberately as physical strength. Gabby shares what truly drives her, how she uses fear as a compass instead of a stop sign, and the importance of telling yourself better stories—especially as you move through different seasons of life.We also get practical: her real life gratitude practice, exercise snacking for busy days, the one movement almost everyone can do in 10 minutes for maximum benefit, her current training split, and non stimulant ways she supports energy and focus (including an honest take on nicotine). Gabby opens up about being wired for hypervigilance, shedding old identities, navigating conflict in marriage and parenting, and why internal strength matters more than external toughness.This episode is about aging with power, feeling good through perimenopause, building better boundaries with yourself, and surrounding yourself with people who raise your standard. If you want to train your body, sharpen your mindset, and live with more intention—this one will stay with you.This episode is brought to you by:Go to CLEARSTEM.com/WELL and use code WELL at checkout to get 15% off your first order.If you want clearer insight into your health, go to ForHers.com and schedule your labs todayVisit Piquelife.com/well to get 20% off.Go to paleovalley.com/well or use code well at checkout for 15% off your first purchase. Go to fatty15.com/WELL and use code WELL at checkout for an additional 15% off their Starter Kit.Save 20% on your first order at https://justthrivehealth.com/WELL. This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Do you know how much your subconscious patterns are quietly shaping your relationships, reactions, and everyday life? Victoria sits down with Thais Gibson, PhD, renowned attachment theory expert, researcher, and founder of the Personal Development School, for a grounded, eye-opening masterclass on attachment, emotional healing, and the subconscious mind. Thais breaks down the four attachment styles and her six practical paths to healing, while Victoria experiences a vulnerable, real-time emotional unlock that brings the science into lived experience. Tune in if you want to understand your triggers, shift long-standing relationship patterns, and learn actionable tools to build more secure attachment in your relationships and daily life.Want to go deeper? Check out the Personal Development School at personaldevelopmentschool.com and use code PDS2026 for 20% off her 90-day Attachment Healing Membership.Follow Thais on Instagram: @thepersonaldevelopmentschoolPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the season 3 finale of RIDE!Shop Etsy to find items that make it easy to celebrate all types of love—including your BFF. Visit https://etsy.me/ride!Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:For a better buzz without the booze, check out https://senoritadrinks.com/discount/ride20?utm_source=dearmedia&utm_medium=podcast&utm_campaign=ride. Must be 21+. Please enjoy responsibly.If you're in the market for a beautiful new sofa, dining table or bed, head over to Article.com.Refresh your wardrobe with Quince. Go to Quince.com/ride for free shipping on your order and 365-day returns. Now available in Canada, too.Head to https://www.squarespace.com/ride to save 10% off your first purchase of a website or domain using code ride!Shop Etsy to find items that make it easy to celebrate all types of love—including your BFF. Visit https://etsy.me/ride!Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's episode, I'm joined by Thais Gibson for a clear, compassionate conversation about attachment theory and how it shapes the way you love, communicate, and relate in every area of life. We break down what attachment really is — the subconscious “rules” you learned about love and safety — and how it shows up in friendships, romantic relationships, and even family dynamics. Thais explains the four main attachment styles (secure, anxious, dismissive-avoidant, and fearful-avoidant), what drives each pattern, and how childhood experiences and repeated emotional conditioning shape your nervous system. We also explore how attachment can shift in adulthood, and why your conscious mind alone can't out-will old subconscious habits. Thais shares practical tools for healing, including nervous system regulation, boundary building, and rewiring your beliefs through consistent emotional practice. Whether you relate to anxious attachment, avoidant patterns, or you're seeking a more secure way of relating, this episode offers insightful, actionable guidance for building healthier relationships and deeper self-awareness. Enjoy!To connect with Siff on Instagram, click HERE.To connect with Siff on Tiktok, click HERE.To learn more about Arrae, click HERE. To check out Siff's LTK, click HERE.To check out Siff's Amazon StoreFront, click HERE. To connect with Thais on Instagram, click HERE.To check out The Personal Development School, click HERE.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.PDS2026 for 20% off of the Personal Development School 90 day attachment healing membership.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most people start small because they are scared to think big. Ben Reinberg did the opposite.In his early twenties, with no family money and no track record, Ben syndicated a 95000 square foot industrial building. He raised millions by shaking hands, being transparent, and knowing his numbers cold. That first deal did not just make money. It rewired how he thought about risk, confidence, and wealth. Today, Ben has built and operated over 12 million square feet of commercial real estate. His portfolio spans industrial, office, retail, medical, and veterinary assets across the country. He is one of the leaders in medical office investing and has delivered decades of consistent results for investors. In this episode, we go behind the scenes of how Ben raised capital before the internet, why hard assets outperform chaos, and how controlling your emotions at the table is the real unfair advantage. We also break down medical office investing, why funds can beat single deals for diversification, and how Ben is using AI to stay ahead while most operators are still catching up. This is a masterclass in thinking bigger, staying calm, and playing the long game.  Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES

In this second installment of Behind the Curtain, the Samis pull back the layers and invite you inside what's next at FORM. Looking at February through April, they share an inside look at everything they've been building, from new programs to upcoming activewear drops, and the intention behind each launch.Tune in as they walk through each month's standout moments, from February's Love Yourself Loudly campaign, including brand-new programs from Brynley and Grace, to a stacked March featuring Sami's very first core-focused series and the long-awaited launch of FORM's first expanded sizing Everybody Collection. Plus, get an exclusive teaser for something BIG coming in April — a project that's been over a year in the making with a very familiar New York–based face.Equal parts sneak peek and celebration, this episode will have you marking your calendar for everything that's to come.Links: Love Yourself Loudly Collection Early Access Waitlist: https://manage.kmail-lists.com/subscriptions/subscribe?a=XKSkSp&g=SUZLzFTransform Instagram - click here!Sami Spalter Instagram - click here!Sami Clarke Instagram - click here!FORM Shop - click here!FORM Website - click here!Code TRANSFORM for 20% off an annual membership.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.This episode is brought to you by:IQBAR: Text TRANSFORM to 64000 to get 20% off all IQBAR products, plus free shipping. Message and data rates apply. Nutrafol: Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you visit Nutrafol.com and enter promo code TRANSFORMCozy Earth: Check out their bamboo and Sutton pajama collection at cozyearth.com. Use our code TRANSFORMBOGO to get these pj's for you and someone you love! Only available January 25th-February 8th. The Real Real: Get $25 off your first purchase when you go to TheRealReal.com/transform Ollie: Take the guesswork out of your dog's well-being. Go to ollie.com/transform and use code transform to get 60% off your first box!RW Knudsen: With R.W. Knudsen, krush 100% of your day - morning, afternoon, evening, and all the moments in between - with 100% juice and no added sugar. Pick up a bottle at your local grocery store today. Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After a quick catch-up, Jaci and Chelsey dive into the theme, mantra, anthem — whatever you want to call it — for 2026: the Year of the Horse. Known for bold, fast-moving energy, this year is all about confidence and momentum. The girls go even deeper into the fire element of the Horse, a combo famous for turning up the heat and pushing big risks, career pivots, and undeniable main-character decisions. Translation: trust your instincts, move with intention, and stop apologizing for wanting more. In true What We Said fashion, they'll break down what all of this actually looks like in real life (like ruthless screen time regiments) and how to ride the energy instead of fighting it.!!! TIMECODES !!!CATCH UP: 0:08TOPIC: 27:15// WHAT WE ARE WEARING/MENTIONING // https://shopmy.us/shop/whatwesaidpodcast SHOP OUR MERCH: https://shop.dearmedia.com/collections/what-we-said !!! FOLLOW US !!!INSTA: @WHATWESAID, @JACIMARIESMITH, @CHELSEYJADECURTISTIKTOK: @CHELSEYJADECURTIS, @JACIMARIESMITHYOUTUBE: WATCH WHAT WE SAID, CHELSEY JADE, JACI MARIE// SPONSORS // Squarespace: Go to Squarespace.com for a free trial, and when you're ready to launch, squarespace.com/WHATWESAID to save 10% off your first purchase of a website or domain.Betterhelp: Visit BetterHelp.com/WHATWESAID today to get 10% off your first month.Ritual: Save 25% on your first month at Ritual.com/WHATWESAID. Covergirl: Go the distance with COVERGIRL's new Eye Enhancer Wrap Tubing Mascara for a lash extension effect. Shop now at your nearest retailer.Cash App: Download Cash App Today: https://click.cash.app/ui6m/livjpll3 #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Discounts and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Melissa Gorga is on the pod! . We talk celebrating Christmas with Teresa , where things really stand with her sister in law right now, and what she says to people who are convinced their reconciliation is tied to filming rumors.We chat about life without The Real Housewives of New Jersey, whether she misses it, and what if anything she's heard from Bravo. She addresses cast speculation, who she'd want back, running into the Manzos and other blasts from the past. Plus, her sprinkle cookie empire, starting a family super young and how Joe changed his tune on having a working wife!This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Text NOTSKINNY to 64000 to get 20% off all IQBAR products, plus FREE shipping. Message and data rates may apply. Get $25 off your first purchase when you go to therealreal.com/notskinnyTake proactive care of your health and head to opositiv.com/NOTSKINNY or enter NOTSKINNY at checkout for 25% off your first purchase.Go to ollie.com/notskinnny and use code notskinny to get 60% off your first boxGo to littlespoon.com/NOTSKINNY30 and enter code NOTSKINNY30 for 30% off your first orderShop Minnow's new apre-ski capsule collection at shopminnow.com and enter code MEETMINNOW15 at checkout to receive 15% off your first order.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#331: In this unfiltered solo episode, I break down why February is about claiming what's yours and what it really takes to get what you want. Not the aesthetic version. Not the “manifest and wait” version. The real version: with clarity, courage, discipline, and having that dog in you.From recognizing your unfair advantage, to building the capacity to hold bigger dreams, to shooting your shot even when you're scared, I walk you through how luck is actually built through bold decisions, uncomfortable growth, and choosing yourself even when it feels risky✨ In this episode:I share personal stories about how early conditioning and outside voices can plant desires in us that aren't actually oursWhy it's crucial to get honest about what you truly want (not what you've been told to want)I tell you the truth about “being humble” and why it makes you smallLeaning into your real gifts instead of copying others and why that alignment is keyWhy the people closest to you may struggle the most with your growthHow to protect your dreams without cutting everyone offHow to unlock your unfair advantage, shoot your shot and get louder about your desiresIf you've been feeling a pull toward something bigger but haven't given yourself full permission to be honest about what you want, this episode is your wake-up call.Keep in Touch with Les:Ready to apply what you hear? Subscribe to the She's So Lucky Newsletter to get weekly episode guides and journal prompts: https://shessolucky.kit.com/newsletterFollow Les on IG @lesalfredFollow She's So Lucky on IG @shessoluckypodFollow Les on TikTokFollow She's So Lucky on TikTokVisit our website at shessoluckypodcast.comSponsors:Osea: Give your skin a rest with clean, clinically tested skincare from OSEA. Get 10% off your first order site wide with code BBG at OSEAMalibu.com.RW Knudsen: With R.W. Knudsen, krush 100% of your day — morning, afternoon, evening and all the moments in between — with 100% juice and no added sugar. Pick up a bottle at your local grocery store today.Rula: This year, make one change you can actually stick with. Visit Rula.com/lucky to get started — mental health care that's actually built to last. #rulapodLeesa: Go to Leesa.com for their President's Day Early Access Sale through February 9th to get 25% off mattresses, plus get an extra $50 off with promo code LUCKY, exclusive for my listeners.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week's episode is all about your questions — and as always, nothing is off-limits. We talk about why I don't believe in regrets (what's the point?), the different types of love, and how infatuation has absolutely messed with me more times than I'd like to admit. I open up about why I won't be saying “I love you” for at least six months, how I've learned to break toxic cycles, and why we all deserve more than repeating the same unhealthy patterns. We talk motherhood — surviving the chaos of raising little kids, why I stay out of my kids' drama, and how I feel about turning 40. Plus, my current workout routine, what I eat in a day, and what adult friendships really look like — including how to make new friends when the ones you have aren't showing up. A word from my sponsors:Vivrelle - Go to www.vivrelle.com and apply for a membership today using referral code Honest for your first month of membership free - the code will also allow you to skip the Vivrelle waitlist.Bon Charge - Go to boncharge.com/HONEST and use coupon code HONEST to save 15%.CookUnity - Go to cookunity.com/HONEST or enter code HONEST before checkout for 50% off your first week.ADT - Visit ADT.com to learn more.Taylor Farms - Grab a Taylor Farms chopped salad kit. And get your salad together!For more Let's Be Honest, follow along at:@kristincavallari on Instagram@kristincavallari and @dearmedia on TikTokLet's Be Honest with Kristin Cavallari on YouTubeProduced by Dear Media.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After a loud, full, and surprisingly joyful work trip to New York, I'm unpacking what it actually means to feel aligned, even when calendars and to-do lists feel overwhelming. From building things I genuinely love, to unlearning rigid ideas about productivity, to navigating parenthood, partnership, creative work, and big to small life moments, this episode is a good ol' rambling check-in. A reminder that not all work looks neat, not all interests need a plan, and sometimes the best things come from simply following what feels fun. This episode is brought to you by Amazon Pharmacy. Amazon Pharmacy is a full service digital pharmacy that delivers prescription medications directly to customers' homes. Visit pharmacy.amazon.com to learn more.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week's episode of Wealth Formula features an interview with Claudia Sahm, and I want to share a quick takeaway before you listen — because she's often misunderstood in the headlines. First, a quick explanation of the Sahm Rule, in plain English. The rule looks at unemployment and asks a very simple question:Has the unemployment rate started rising meaningfully from its recent low? Specifically, if the three-month average unemployment rate rises by 0.5% or more above its lowest level over the past year, the Sahm Rule is triggered. Historically, that has happened early in every U.S. recession since World War II. That's why it gets cited so much. And to be clear — it's cited a lot. The Sahm Rule is tracked by the Federal Reserve, Treasury economists, Wall Street banks, macro funds, and economic research shops globally. When it triggers, it shows up everywhere. That's not by accident. Claudia built one of the cleanest early-warning indicators we have. But here's the part that often gets lost. The Sahm Rule is not a market-timing tool and it's not a prediction machine. Claudia emphasized this repeatedly. It was designed as a policy signal — a way to say, “Hey, if unemployment is rising this fast, waiting too long to respond makes things worse.” In other words, it's a call to action for policymakers, not a command for investors to panic. What makes this cycle unusual — and why talking to Claudia directly was so helpful — is what's actually driving the data. We're not seeing mass layoffs. Layoffs remain low by historical standards. What we're seeing instead is very weak hiring. Companies aren't firing people — they're just not expanding. That distinction matters. And this is where I think the big picture comes in — not just for understanding the economy, but for investing in general. When you step back, the big picture includes a government with massive debt loads that needs interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. And it includes the reality that if the current Fed leadership won't ease fast enough, future leadership will. History tells us that governments eventually get the monetary conditions they need — even if it takes time, even if it takes new appointments, and even if it takes a shift toward a more dovish Federal Reserve. That doesn't mean reckless money printing tomorrow. But it does mean that structurally high rates are unlikely to be permanent. And when you combine that with investing, the question becomes less about this month's headline and more about what's positioned to benefit when the environment normalizes. That's why I continue to focus on real assets that are already deeply discounted — things like multifamily real estate — assets that were repriced brutally during the rate shock, but still sit at the center of a growing, rent-dependent economy. This conversation with Claudia reinforced something I've been talking about for a long time:The biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I've made this mistake myself. If you want a thoughtful, non-sensational, data-driven discussion about where we actually are in this cycle — and what the indicators really mean — I think you'll get a lot out of this episode. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Well Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, uh, listen, we’re back in, uh, back in the saddle in here in, uh, 2026. I know it’s takes some time to get used to it, but we’re, gosh, we’re at the end of the month actually by the time this plays. I think we’re in February. It’s time again to start thinking about investing. And so if you are interested in potentially using this year, which I believe and which many believe to potentially be the last year, uh, big discounts, uh, in real estate and, uh, various other types of offerings. Make sure. To sign up for the Accredit Investor group, our investor club, as we call it wealthformula.com. You do need to be an accredit investor and then you get onboarded. An accredit investor is just defined by who you are. If you make over $300,000 per year filing jointly, or 200 by yourself, every reasonable expectation to do so in the future. Or you have a net worth of a million dollars outta your personal, outside of your personal residence, you’re an accredit investor. Congratulations. Join the club wealthformula.com. Interesting podcast. Today we have, uh, Claudia Sahm She’s a Big Deal, Claudia Sahm. You may recognize that last name som, for this som rule. And what is a som rule in plain English. You actually have heard of the som rule multiple times from other economists who’ve been on the show. The som rule looks at unemployment. And asks a very simple question. Now, has the unemployment rate started rising meaningfully from its recent low? So specifically, if the three month average unemployment rate rises 0.5% or more above its lowest level, over the past year, this som rule is triggered. Now, historically, that has happened early in every US recession since the World War ii. That’s why it gets cited so much. It gets cited a lot. By the way, the sum rule is tracked by the Fed treasury economists, wall Street Banks, macro funds, economic research shops globally, and when it triggers, it shows up everywhere, and that’s not by accident. Uh, Claudia has built one of the cleanest early warning indicators we have, but here’s the part that often gets lost. The som rule is not a market timing tool, and it’s not a prediction machine. Claudia, uh, emphasized that repeatedly. It was designed as a policy signal, a way to say, Hey, if unemployment’s rising this fast, wait, waiting too long to respond makes things worse. In other words, it’s call to action for policy makers, not a command for investors to panic per se. So what makes this cycle unusual and why talking to Claudia directly was so helpful? Well, it’s what’s actually driving the data. We’re not seeing mass layoffs. Layoffs remain low by historical standards. Um, what we’re seeing instead is very weak. Hiring companies aren’t firing people, they’re just not expanding, and that distinction matters. This is where the big picture comes in, not just for understanding the economy. For investing in general and when you step back, the big picture includes a government with massive debt loads that need interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. I’ve mentioned this before and it includes the reality that have to fed, fed, uh, if the current Fed leadership won’t ease fast enough. I am likely the case that future leadership appointed by. Donald Trump himself, uh, will, so history tells us that governments eventually get the monetary conditions they need, even if it takes time, even if it takes new appointments. And even if it takes a shift towards a more dovish federal reserve. Uh, that doesn’t mean, uh, reckless money printing tomorrow, but it does mean that structurally. High interest rates are unlikely to be permanent. Okay? And when you combine that with investing, the question becomes less about this month’s headline and more about what’s positioned to benefit when the environment normalizes. Okay? That’s really, really important, and that’s why I continue to focus on things like real estate, right? Real estate is currently. Not for long, in my opinion, but deeply discounted things like multifamily real estate, um, that were repriced brutally during the rate shot, uh, but are still at the center of a growing and, and rent dependent economy. And again, uh, this conversation with Claudia reinforced something that I’ve been talking about a long time, which is the biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I’ve made that mistake myself. I am not immune. I have made lots of mistakes, and that’s one of them. So this is a great conversation. Hopefully you’ll enjoy it, especially if you want a thoughtful, nons sensational data-driven discussion. Where we are actually at in this cycle and what these indicators really mean. I think you’ll get a lot of this episode and we will have this conversation for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps. Paying you compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealthformulabanking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today my guest on Wealth Formula podcast is Dr. Claudia Sahm. Uh, she’s an American, uh, macroeconomic expert, uh, known for her work, uh, on monetary and fiscal policy and real-time economic indicators. She developed this som rule, which I think, uh, people have mentioned on this show before, so this is a great opportunity to talk to her about that. Uh, it’s a widely, uh, followed recession signal based on unemployment. She’s also a former Federal Reserve economist and senior policy advisor in government. Um, so welcome, uh, Dr. Sahm. Great. Happy to be here. Thank you. Well, let’s, let’s kind of start out with this som rule because, uh, you know, it’s funny, we, we have had a few different people, uh, at various times bring up the SOM rule, and I think one had actually said that it was triggered, but I don’t don’t think it was at any rate, let’s, let’s start with that. What is the som rule? Lemme start with why is there a som rule, and then we’ll then we’ll get to specifically what the, what the rule is itself. So when I started out on the project, it wasn’t so much about. Calling a recession, like there are some really fancy technical ways that economists like look at the tea leaves and the data and either try to forecast a recession, which is incredibly hard, or even just say we’re in a recession in real time. So like that’s a useful endeavor. But what actually was behind the development of my recession indicator was more of a call to action. How do we develop policies that, that the Congress can put into place very quickly if a recession comes? So these kind of what are referred to as automatic stabilizers, so they’re decided upon ahead of time, but then you do need a trigger that says a recession is here. So now that enhance the unemployment benefits, send out the stimulus checks, whatever it is that we kind of have as our typical tools that are used in recessions, we could have those ready to go as kind of guardrails. Then like you, you turn the policy on. So that was really my emphasis was on how do we do better policy and recessions, get the support out quickly. ’cause that’s the best chance of kind of stabilizing the situation. And then it’s like, well it was in a, it was in a policy volume that they asked for, like a really concrete proposal. So if I’m gonna say an automatic stabilizer, I need to have a proposal for what a trigger could be. So that’s really where the som rule came. So I think it is important. It’s definitely important to me to, I always remember like what the kind of reason for it’s sure. Now that also guided what the indicator itself looks like. So again, it was gonna be in, in fiscal policy. It needs to be simple, it needs to be something that we track it and it needs to, I felt it was important that it capture the reason that we. Fight recessions, why there’s such a bad, uh, you know, outcome. And so it looks at the, the unemployment rate. I use the national unemployment rate, take a three month average. ’cause we wanna smooth out, like there’s bumps and wiggles in the data from month to month. So you kind of, you know, three month average. One way to smooth it out. So you take that series of three month averages, you look at the current value, you compare to the lowest value over the prior 12 months, if you’ve seen an increase of a half, a percentage point or more. Which is really pretty modest, but half a percentage point or more. Historically, we have been in the early months of a recession, so it’s not a forecast. It’s supposed to be like we’re in it. Let’s go. It’s an empirical pattern. It’s one that’s worked in the United States. It reflects kind of our labor market institutions, the way unemployment rate moves and recessions. It historically is the case that once you get past a certain threshold of increased unemployment rate, it tends to build on itself. And in a typical recession, we see increases of. Two, three or more percentage points in the unemployment rate. Uh, so that’s, that’s what the summer rule is. And in fact, it did trigger in the summer of 2024. At that time I had said like, look around, we are not in a recession. GP is still expanding. Job creation is still happening. We don’t see the other hallmarks of a recession. And pointed to the fact that we’d had a very disrupted labor market after the pandemic in particular. You know, there had been a lot of immigration at that point. The unemployment rate is the total number of unemployed. So people who don’t have a job but are actively looking for one out of the labor force, right? And so these people that have to either be employed or looking for jobs, and so we actually saw from the pandemic. Both with the pandemic and then later with the surge and now the reversal in immigration. We’ve seen a lot of movement in the, in the labor force, which makes unemployment rate a little tricky to interpret. And then I’d also argue, we saw early in the pandemic, the unemployment rate dropped very rapidly. We even had labor shortages. So in some ways unemployment rate rising and it has risen over. I mean, it continued to rise last year in 2025. A lot of that’s also normalization. We’d had a very low unemployment rate. So I think the, the pandemic recession has a lot of features that were very unusual. We’ll talk probably more about the labor market continued to be kind of unusual. So the, you know, the somal was not the only recession indicator to fall flat on its face in the cycle. Um, but I think it’s still a useful, useful guide and I, and. You know, even if it’s not a recession, the, the unemployment rate is a full percentage point above, its low in 2023. So, I mean, that, that could, that could be a reason for policymakers to respond, even if it’s not responding to a recession. Right. That was the first time that it, that triggered and, and actually didn’t. End up in a recession, right? There’s some back in the 1950s, earlier, but it’s, it’s the first time where there’ve been some false positives in the past or, or near false positives. Like in 2003. It was kind of close, uh, is like the unemployment rate rises a little bit and then it falls back down. What we saw after it triggered in 2024 is it stabilized. Then last year it continued to rise. So this the pattern that we’ve seen since the pandemic of rapid recovery dropping unemployment rate and then it’s like gradually rising and yet has risen a full percentage point that you go all the way back in the post World War II period. We don’t see anything that looks like that. So that is a very unusual. Paris. So something’s more is going on in the labor market than just our typical business cycle, boom, bust, recession type dynamics. So what is that? What is the thing that’s happening that’s unusual right now in the labor market? Right? So the thing that is driving the unemployment rate up, I think this is a good lesson, a reminder to all of us. It’s not about layoffs. The rate of layoffs in the United States is really quite low. You look at unemployment insurance claims, they’re also quite low. What’s been pushing the unemployment rate up over the last two and a half years has been a very low rate of hiring and, and it’s, and it is something that over time will at least gradually put upward pressure on the unemployment rate and frankly. Until hiring picks up and we really don’t have many signs of it. Even as we enter 2026 unemployment rate’s gonna probably keep drifting up ’cause we’re not keeping job creation’s, not keeping up with, you know, people coming into the, into the labor market and, and that what’s, I think the puzzle right now is that hiring has been very low. But what we’ve seen in terms of consumer spending, business investment, so the kind of the big pieces of GDP, they’ve really held up pretty well, so. Business. It’s not, again, not that recession of the customers have disappeared. And so we’re not hiring, or we may even be firing workers. The customers are there for the businesses, but they’re choosing in this environment not to add, uh, to their payrolls. And that’s slowly pushing up down point rate. Yeah. Um, you know, it, it’s interesting what you’re, you’re talking about, but essentially you’re, people aren’t getting fired. They’re just, when they retire or leave, they’re just not replacing those. Individuals, you know, makes me think a little bit about what’s going on in the big, you know, in the tech push with artificial intelligence and that kind of thing, and increased in efficiency. Certainly you see that in the larger companies like Amazon and all that, where they’re just becoming massively more productive and cutting expenses essentially by, you know, using tech. Do you think that this is sort of an early indication, potentially of that kind of movement? So it. It’s possible, but I think we’re at the very front end of AI disrupting the labor market. This low hiring rate that we’ve talked about. You see this across all kinds of industries, including ones that don’t show high levels of AI adoption, and frankly, a AI adoption is pretty low. I mean, there are some sectors like tech and increasingly finance and some professional services have higher adoption rates. Uh, but in terms of it being able to explain the low hiring. I think it’s pretty tough ’cause the low hiring is such a, such a broad based, um, phenomenon. Now, AI might be, I think, indirectly contributing in that one of, one of the hypotheses about why, um, businesses have been, uh, not hiring despite, you know, economic activity. Continuing to push ahead could be that there’s a lot of uncertainty. Now there is a long list that we could draw of, of factors that might be causing businesses to be uncertain and hesitant to add to their payrolls. Uh, a lot of times you talk about things with tariffs or, you know, economic policy, regulations changing, you know, so there’s a lot going on there. But it could also be, there’s a lot of uncertainty about what this technology means for the future. Maybe you don’t need to bring on more workers because your ability to kind of use and adapt this technologies coming online. And so like that could be part of it. I think there’s another piece, you know, we have a lot of discussion about ai, but I do think that there’s, there could be a, a technology angle to this that’s, that is. Not in the AI technologies, but maybe just some of the more basic kind of automation is again, right after, you know, the, the pandemic recession as we came out of a, you know, very rapid recovery, uh, there was, there was a lot of hiring or that, ’cause businesses had done a lot of firing and they needed to bring back workers really rapidly and we actually had a period of labor shortages. There were workers moving around a lot and there were, that also put a lot of pressure on some employers, particularly in service sector, to automate more ’cause they just couldn’t get the workers, so they needed to bring technology. Online to help, you know, fill the gap. And over time, you know, businesses though, they haven’t done as much hiring, they have been firing. So the workers, they have longer tenures, have more experience, they’re probably more productive. So maybe businesses can kind of, you know, get away with not doing more hiring. ’cause the people they have there can kind of keep up with it. Um, and they’ve done some more automation. I don’t think those are sustainable. I think we’re going to need to see hiring pickup in terms of, of staying with, um, you know, as expanding, uh, demand from customers. But I won’t pretend to know what AI means for the future of the labor force. Right. So like there could be, I think that’s a big conversation about we’re headed, where we’re headed. I think it’s probably a pretty small slice of explaining. Where we’re at right now. You know, it’s interesting because obviously there was a lot of concerns about rising inflation, and particularly in the context of, you know, tariffs and, and among those types of things that were, were, um, coming down the pipe. And as it turns out, inflation seems to be coming down. How do you explain that from where you sit? Because it, it, it seems sort of to contradict a lot of what, you know, many economists believe to be likely. So when thinking about the effects of tariffs on inflation and this, this idea that it didn’t end up being as much of a factors we had really feared, uh, you know, a year ago. I think there’s a few things to keep in mind. One, the announced tariffs, uh. Didn’t come to pass fully. Right? So there’s a big difference between some of the, the, the initial announcements, whether it was on Liberation Day, April 2nd, or the initial kind of retaliation tit for tat with China, where we ended up with some triple digit, uh, tariff numbers. Those didn’t end up being where we, we ended now tariff, the effect of tariff rate. Is much higher than it was before. Right. Uh, president Trump came into office for the second time, so like, I don’t wanna minimize the, the, the increase in tariffs and the US government collected about $200 billion last year in, in additional tariffs. But there is a, there’s a good bit of daylight between what was announced and where we actually ended up. Businesses also proved very capable of trying to avoid those tariffs and not in like a. Illegal kind of way of avoiding them, but, but using inventories like trying to get ahead of them. We know the tariffs are tariffs. There’s been some evidence that, that it’s businesses are gonna start passing on the tariff cost increase when it’s actually tied to the inventories that they’re putting out in front of customers. And for some of our goods, like say apparel or things that have long seasons or come from, you know, all across the world, it actually takes quite a bit of time from the inventories being what actually shows up in front of customers. So there’s been the ability to. Kind of get around the tariffs ’cause they were rolling in. And so do be smart in terms of your inventories. And then it just takes time for those inventories to be, you know, um, to come down. Mm-hmm. By, there’s been several studies at this place, at this point that, that demonstrate that the, the tariffs, the cost of the tariffs is coming into the us. So the, it’s always the importer that pays the tariff, like literally writes the check to the US government. But it’s possible that the foreign producer could say, reduce their prices on what they’re, you know, paying or what they’re asking to be paid for that, uh, imported good. And then that would be a way of the foreign producer sharing the cost of the tariff. But everything that we see from the M Court data suggests that a very small fraction, probably less than 10%. Of the total tariff burden is being born by, at least at this point, born by the foreign producers. So it’s coming into the us. It’s sitting with either US businesses that are importing the goods or have the goods at some point in their, you know, in their supply chains and, and with us customers, the consumers we have, we’ve seen. I think you can really look at the inflation data. You can see the goods prices, which often are kind of a drag on inflation that they did turn around. They’re, they’re putting upward pressure on inflation. It’s not massive. It doesn’t explain all of these, you know, 200 billion in tariff costs, but then it is, it’s sitting with businesses. The effects still, it’s still just not that long enough to really understand. You know what, what the implications. It’s possible. I, I think that’s true with any, with any big policy change. Like it doesn’t happen overnight. I think that’s one thing that a lot of, a lot of economic models that, like, they’re, they’re very sensitive, right? Like as soon as a policy change happens, the models will kind of tell us something pretty dramatic in terms of adjustments. But this last year was a reminder, like when there’s, when there’s a big cost, there’s gonna be a lot of attempts to adjust around it to try to minimize that cost and then. It takes time, like in the real world, like the interactions are much more complex. You know, inventory lags all of the, like, it takes time to move its way through. So I think we’re not done with the pass through. I think we’ll probably still see more come to consumers, but businesses could decide to bear that cost. They, they could, you know, with profit margins. I mean some of, some of the inflationary environment in the pandemic did allow. There were very broad base increases in prices. You did see some companies be profitable from that because it was, there was a, you know, some of the costs were more targeted, but the, you know, the, the price increases were broad. So it could be a time where businesses see that, you know, consumers are more price sensitive now than they were in 21, 20 21, 20 22, so they’re not passing as much on it. Could be that that’s part of where. Like the cost businesses are dealing with that cost by maybe doing less hiring as opposed to passing it on to consumers. Uh, you know, they could be taking a hit with their profits. They, you know, so like, it doesn’t have to go all the way through to consumers. There are different levers that can be pulled. I do think we’ll still see some pass through in the, in probably the first half of this year, and that’s assuming that our whole tariff regime. Sit still, right? It looks like once again we might be, uh, increasing those tariffs, but, um, so yeah, I think it’s just tracing, you know, the tariffs through the system is really complicated. And one last thing I’ll say about the tariffs is they’re not just tariffs on goods that go to consumers. These tariffs have been broad enough that we’re also taring imported goods that are used by our manufacturers used for our, by our businesses in their production. So then it can take a really long time for that to end up with the, you know, the end customer could be a business to start with, and then it moves its way down. So I think these are just, you know, the costs are real. We can see the tariffs have been collected, the costs are there. We can see in the import data, there haven’t been import price data, there haven’t been a lot of adjustments by the foreign suppliers. So then it’s just a question of, we have these costs. Where did the cost go? I believe the last GEP was 4.3% and, uh, inflation was around 2.6, 2.7, or at least core. You’ve obviously, uh, worked at the Fed. Um, give us a sense of the situation that the Fed is trying to figure out here. Like what do they do with these numbers and, you know, all of the issues that surround them. The work at the Fed, I mean, it, it’s laser focused on the, the response, the mandates that the Fed has. So with maximum employment and price stability and with maximum employment, that’s not something that can be easily defined. It’s not like it’s a particular unemployment rate, it’s not a particular payroll number. But I mean, broadly speaking, it’s, you know, do, are, you know, the people who wanna work, are they working? In such a way that it’s not putting pressure on inflation, right? Like labor shortages that end up with wage increases that just, you know, end up with inflation. Like that would be a situation where the Fed would actually want to kind of help restrain some of the. Uh, employment growth. And we, we saw that in this cycle. I mean, the Fed raised rates a lot in 2022 and 2023. Uh, so that’s the maximum employment on the stable prices. The Fed has set a target of the 2%, uh, year over year PCE inflation. So a little different than the CPI inflation, but very much related. And, and it’s one, I mean, that’s, that’s the goal, right? And it, uh. So it starts with those two pieces and, and what’s been, I think what’s been challenging in say the last year as the Fed was, you know, trying to figure out what it was gonna do with interest rates was the fact that it, there was pressure on both sides of the mandate. Mm-hmm. Um, and not necessarily the, well, I mean, inflation itself has, was above the 2%. It continues to be above the 2%. Target has been. Since 2021. Now the Fed’s policy doesn’t have a look back, but I mean, they do worry that the longer inflation stays closer to three than two businesses. Consumers are gonna start to kind of embed three into their actions, their expectations. Then you kind of get stuck there. So like that, that both, you know, they were missing on the inflation mandate and there were, there were concerns that the, that we might see inflation get stuck above the mandate and the way you dislodge it if it gets stuck. Could end up risking a recession, right? So the Fed doesn’t want that to happen. So that’s a real concern. But then on the employment side, you know, we started out talking about the small rule, the rising unemployment rate. We’ve seen the unemployment rate rising. And then last year in particular, it wasn’t just the unemployment rate rising, we saw job creation just really take a leg down. Um. Some of that probably is less immigration population aging, so less supply of workers, which isn’t something the Fed would react to. ’cause that, I mean, if you don’t have as many people that wanna work, you don’t need to create as many jobs. But the unemployment rate was rising, so it’s clear, like there just wasn’t, there wasn’t enough job creation to keep up with, um, the workers who were there, uh, to work. And, and there was a concern that this could, could spiral out. Those small increased unemployment rate that, that very low level of job creation. And frankly, if you look at, I mean the, I mean, we have multiple months and probably more after revisions of declines in payroll employment. Mm-hmm. Like if you looked at the labor market data, you’d be like, aren’t we in a recession or like on the edge of one? Again, that’s not where we’re at, but it, it certainly gave that, that risk. Things could be slowing down. And, and the, the last piece that was really important in the Fed’s decisions was where, where’s the federal funds rate? Where are the interest rate, the policy interest rate they control? And it was still relatively high. For, for recent history, right. Not in the long history of the Fed, but mm-hmm. And so, like the Fed had raised, they’d raised interest rates quite aggressively to fight the inflation in 2022. They’d very gradually lowered it. Some was taken out in 2023 because made some pro, made quite a bit of progress on inflation in, or in 2024, they lowered the rates in 2025, the 75 basis points of cuts that the Fed did. It was out of concern. Of the labor market unraveling a risk, not a, not saying, hey, the labor market is unraveling, but saying the risk that the downside risk to employment are larger and more worrisome than the upside risk to inflation. So this inflation getting stuck, is that still the case as a going into 2026 here? So, you know, even, even last year we saw, we listened to Fed officials, there’s quite a bit of disagreement. Because it was a tough situation to read. There are some Fed officials that were more focused on inflation, some that were more focused on the employment side. Uh, and it really was just a matter of kind of reading the economy and trying to figure out this, a very unusual situation, like where, where was this headed? What did the Fed need to do? In the end, the consensus on the Fed was to do the rate cuts, kind of front load them. They talked a lot about it as insurance. They’re taking out insurance against the labor market deteriorating. And I think with that approach, in all likelihood, and there’s been certainly signaling of this, that when they meet at the end of January, it’ll, they’re unlikely to move again. That this is, this will be an opportunity to hold steady, be patient the Fed has, has taken out their restriction. So they don’t have the higher rates, so they’ve pulled rates down. We also know that early this year there’s various kinds of fiscal support that are coming online or tax cuts to households and to businesses that should give a little extra lift, uh, to the economy. So I think it’s a period of the Fed waiting to see what the effects of their policy changes are, seeing what the effects of the fiscal policy with the expectation this will be enough to stabilize the labor market. Even help get it back on track and really what the Fed would like. I mean, we’ll see what they get, but they’d really like the next cut to be a good news cut. Like inflation. Oh look, it’s moving back down again. We’re making clear progress back to 2%. I think that’s probably gonna take maybe even till the middle of this year to build that case. A strong case for the disinflation. Mm-hmm. But that’s, that’s what they would, would like to do. But they’re gonna keep an eye on the labor market. But nothing we’ve seen in the most recent data suggests that they gotta get moving like that. There’s some, you know, real pressure building. Um, in fact, the labor market looks a little bit better probably than when they met in December and inflation. Showing some signs of progress, but it, it’s pretty bumpy in terms of, there’s a lot of noise in the data at the moment. You mentioned, um, the Fed’s mandate and you know, certainly that’s something, um, that, uh, you know, that, that we know the Fed looks at these unemployment numbers that look at inflation. I’m curious though, that there’s, you know, there is this push and pull with the treasury. In particular, you know, looking at the amount of, of, of, of bonds that need to be refinanced, that kind of thing. I mean, presumably that’s one of the reasons why the Trump administration is pushing so hard, uh, on the Fed to reduce, um, you know, to reduce rates so that you know, this sovereign debt can be refinanced at a, something a little bit more palatable. How much of that actually. I know it’s not supposed to play a part in the Federal Reserve’s actions, but in reality is there, is there that kind of, you know, thinking that, you know, they have to, they, they may try to play ball a little bit with the, with the situation, with the debt. Yeah. There, the, the Fed is not playing ball right now with the administration. Uh, but, but there have been, there have been times in our past. So during World War II, there was an explicit cooperation between the Fed and the Treasury. The Fed kept interest rates low. Both the federal funds rates, so the short term interest rates, they also did, uh, some purchases of longer term to help keep longer term rates down. Right. So I mean, the, the Fed really, they, their policy was oriented exactly on this objective, keeping the borrowing cost of the US government low because it was financing the war effort. So, so there have been times where the Fed has cooperated with treasury. Now, when they came out of World War ii. What happened is, you know, treasury wants to keep interest rates low. This is good for, you know, the economy, good for growth, but it was, it really was creating a lot of inflationary pressures and it took until the early 1950s for the Fed to kind of regain its kind of operational independence from treasury and then go back to pursuing, you know, inflation as a key goal. And then also in the late seventies and maximum employment was added as an explicit goal. So we’re in a place now where. It’s employment, it’s inflation, it, there was quite, um, I mean, president Trump and some other officials have been, you know, very open about saying rates should be low to help with the deficit, with funding the gov. So like, it’s, it’s been in the discussion in the air. But that’s not, that’s not a mandate that Congress has given the Fed. That’s not what they’re pursuing. It does, you know, but things can change at the Fed. We’re gonna see a change in leadership this year with a new Fed chair. Um, the Fed always, I mean, Congress created the Federal Reserve. It’s changed its abilities, its responsibilities over time. I don’t wanna say that we’ll never get back to a place where the Fed thinks about. Its effect on the deficit. I mean, they’re watching it, they know, right? They’re tracking all these aspects of the economy. But in terms of what’s driving the Fed’s decisions about what the, the federal funds rate should be, that’s not part of the calculus right now. Yeah. Um, you know, another, just another question is for clarity. You know, the, the, um, officially right now there’s, there’s no quantitative easing. However, there is. Uh, you know, I’ve been reading, uh, about even, I think even today, there was a, a fair amount of liquidity, uh, being injected in by the Fed. Can you, for people who don’t understand the mechanics of this and what the difference in terminology is, can you explain to us maybe what the difference is between quantitative easing and what’s being done right now? So just as for context, where quantitative easing even came from. So if we go back to the global financial crisis in 2008, the Federal Reserve, in response to that recession, pulled the federal funds rate all the way to zero. Cut rates to zero And as sure many of us remember that that recession was a very deep and long recession. So, and the unemployment rate was, you know, 10% and inflation was not a problem. So the, the Fed would want in that environment to do more to support the economy. But when the federal funds rate is at zero, that’s, its, that has been its primary tool. Well, that’s, that’s. Stepped out. So then as a question of, well, what else could we do to help support the economy? And, and there, there were. Different possibilities. Uh, some European central banks looked at, you know, they actually did negative interest rates or tried to pull their policy rates, and that’s not what the US did. What was done was to do purchases of, uh, treasuries. Uh, there’s also been purchases of mortgage backed securities, and this is where the Fed is. I mean, and, and they’re creating reserves. So the fed, I guess, secretary, uh. Treasury doesn’t refer to it as magic money. Um, you know, they create reserves and then they’re going out and they’re buying tr so they’re pushing that liquidity, that demand into markets. And if you’re, if there’s a lot more demand for treasuries, well, the price of the treasuries will go up. The yield comes down. Interest rates go down. Yep. Interest rates go down. So they. They were, the Fed wanted to support the economy more. That was the tool that they used to do it. So when, when the Fed talks about quantitative easing, it’s not just the tool, the asset purchases, it’s also the intent, right? They wouldn’t do quantitative easing right now. ’cause if the Fed thought they really need to stimulate the economy more, they’ve still got like. More than three percentage points they could cut from the federal funds rate. Like if the issue were right now, we need to like get the economy going, they’re gonna like cut the funds rate and do it that way. They wouldn’t be pur like purchasing assets, purchasing treasuries to do that. But what what happened is between the global financial crisis, the Great recession, so all the asset purchases done then. There was some, some runoff of the balance sheet, but then again, in the pandemic there were a lot of asset purchases. Uh, the Fed has a really big balance sheet, and it has, uh, it, it kind of changes the way that the Fed can even just move around the federal funds rate. Like, I don’t wanna get too much into the, the technicals, but it’s, it’s just, you know, when the Fed says, well, we wanna lower the, the funds rate to 3.5%. In the old days, they could kind of do, you know, with the bank reserves and they could like, make these small purchases and it would, it would make that stick. Now with, there’s, uh, banks have a lot of reserves, so they’re not as responsive. And so just to kind of, there’s like the, the technical, the tools, the Fed has to just make it happen. In terms of operationally, it means that they have to do some purchases now and then they call their, I mean the new name they have for these are reserve management. Purchases. So it’s really about operations. It’s not about, but it does mean they’re purchasing assets. So if you’re just focused on like the Fed’s purchasing assets, they’re putting liquidity into the system. Yes, they are doing that, but it’s not with the intent to kind of push the economy to run harder. It’s just enough liquidity to keep. The federal funds rate stable at the level that they wanted to be at, to just make sure that all these operations are short in the very short term lending markets amongst banks, that it’s all kind of working as mm-hmm. As it should be. So it’s more about operations and it’s about stimulus policy. Right. A lot of our, um, a lot of our listeners are real estate owners, investors, and they’re, you know, they think about, um. Mortgage rates and that kind of thing. There was recently a, a pretty significant, well, I don’t know how significant it really was. I think it was about, was it maybe $250 billion worth of mortgage backed securities purchased by Fannie Mae. Um, that ca can you talk about the purpose of that and really the, you know, what kind of effect that would actually, we could actually expect from that. It’s certainly been, I mean it’s, it is clear. You know, we talked about one reason that the administration would want interest rates down. It’d be like financing the deficit. Right. Another reason that very much pulls into kind of the affordability debate is we want interest rates lower, one of them lower for consumers. Now the White House has put a lot of pressure on the Fed for them to lower rates even faster than they have. Has not played ball with that. But then the Fed has lowered its rates. The Feds rates are very short term rates, and the federal funds rate is like an overnight rate with between banks. Right. So it, and it has an effect on, you know. Credit card rates, short term rates, but it’s not one, it, it has an effect, but it’s really not like driving necessarily 30 year mortgage rates or you know, some of the longer term rates. There’s a lot of other factors that go into that, and so in this kind of, you know, push for lower mortgage rates. Pushing on the Fed is not the only lever to pull, right? The administration has other levers that they could potentially pull, um, in trying to influence mortgage rates. Now, there, I’d argue the administration’s tools here, like the, the $200 billion, Fannie and Freddie purchase that you mentioned. That really is about trying to reduce the spread. Between mortgages and treasuries. So in some ways it sounds similar, like, oh, fed and Franny, which are, you know, GSEs. So part, part of the, you know, government right now, at least they were privatized during the global financial crisis. You think, oh, they’re going out and purchasing this Sounds a lot like the Fed going out and purchasing. There are there, there’s some parallels, but we need to remember, Fannie and Freddie don’t create money. The Fed, when they start, when they start the process of their quantitative easing, they’re creating reserves like they’re actually creating liquidity and money supply. Fannie and Freddie have authorization to be able to make these purchases, but they’re not like the fed. They’re not creating reserves, but they can, so I don’t wanna think about them like bringing down the whole set of interest rates, but they can affect this spread between mortgages and say treasuries. Right? And so, because again, if you’re, if the. If the GSEs are going out, they’re purchasing mortgage backed securities, well that’s increasing demand for those, and that can push down the rates, that can like squeeze that spread. And, and while the announcement has been made, you know, I mean they’re, they’re in the early stages of putting that in place, but we even on the announcements, saw a response in financial markets and you’re seeing some movement down, uh, in mortgage rates now. It was. Pretty modest, right? And, and 200 billion while, you know, not nothing, uh, really pales in comparison to like the scale of say, the quantitative easing that the Fed did. Um, and there are probably other, but the, you know, the administration’s not done. It doesn’t necessarily have to be that Fannie and Freddie do more purchases. The the spread between mortgage rates and treasuries is pretty substantial. There’s other places where, you know, the fees that go into getting a mortgage are quite a bit larger than they were before the, the global financial crisis. So maybe they go in and try to chip away at the fees and, you know, so there’s, there’s different levers. And I fully expect, and I think we’re gonna get some announcements here again soon on the White Houses. Housing affordability agenda. So there may be other, other ways that they’re trying to, uh, influence, uh, the mortgage spreads. But that’s, that’s what that is all about. And it, it should have, and it looks like, you know, it’s having some effect in terms of bringing rates down, but it likely, it’d be modest, like in the 10 basis points, maybe 20 if they ramp up the program some. But like, it, you know, it’s, it, it, you know, every, every bit counts. But this is not a. Uh, this won’t be enough to, you know, move rates down, dramatic mortgage rates down dramatically, uh, when you, when you look at the economy. Um, and I, I, I think just, you know, one last question. I mean, I just in terms of, you know, the people listening to this are. They’re, they’re people, you know, with jobs and who are trying to invest their money, and they’re trying to, you know, build long-term wealth, but they’re, you know, everybody’s worried about what’s happening with the economy. What, what, what do you think, like, just as, um, um, you know, perspective for people to understand or try to have some framework for how to look at what’s going on in the economy. How they should judge it. Like what would you suggest, like just for mom and pop investors trying to, what is happening with the economy? I’m not an economist. What, what are the, what are the things that you think they should consider studying up on, looking into a little bit? One challenge for a lot of investors, I mean, frankly, it’s, it’s been a challenge that I try to deal with too. Uh, we’re, we’re in an environment where there’s just. There’s so much news coming out of DC uh, with the White House and policies and the Fed, and you know, I mean, like, there’s just, there’s a lot. The headlines are big. And like I talked about with the tariffs, we had like really big tariff announcements. The really scary numbers were, and then it like dialed back and then we pushed through it and it’s like, and it’s this remembering that, um. There’s always a tendency to have this idea that the, the president really runs the economy. I mean, that’s not just about this administration. That’s like a longstanding, you know, the president gets, uh, blame or credit for the economy when really, right. Like we have a over 33, $30 trillion economy, hundreds of millions of workers, tens of millions of businesses. Like this is not about one administration. And so we always need to be careful about. Putting too much weight on the policies coming out of dc. Uh, and you know, last year if you really just listened to all the, you know, we’re cutting immigration, we’re raising tariffs, we’re doing, you know, all, there’s a lot of uncertainty in Doge. Well then you might have missed, like, there’s a bunch of AI investment happening and we’ve got a lot of growth in the economy and while consumers are still pretty resilient, so you, it’s kind of like. Tuning down the volume, some coming out of Washington, especially the like every twist and turn. Uh, and then kind of focusing in on the fundamentals. I will say, you know, you don’t wanna turn down DC too far because we, we do have some like big picture events that could play out over many years. Right. So kind of keeping an eye on it, but for the long game. As opposed to reacting to every twist and turn, every policy announcement, because a lot of this clearly is more of a negotiation than it is like, we’re gonna actually do this. So, you know, as investors, you don’t wanna get whipped around by the latest headline, but you also can’t put your head in the sand. Like you gotta kind of try and find a way to pull the signal out of the noise. And it is really. It’s really hard. Yeah. Like this has been a challenging time and the, the US economy’s been doing things that are not typical. We talked about some of the things with the labor market and we are running some policy experiments that haven’t been run in a long time, so things could change pretty dramatically. But I think it’s just trying to absorb the information, not get too wound up about it, but like also keep an eye on like what’s good for long-term growth. Yeah. Because it’s good for long-term productivity. Thank you so much Dr. Sahm. It’s uh, it’s been a pleasure talking to you on, uh, wealth Formula Podcast today. Great. Thank you so much. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concept. Here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. It was Claudia Sahm. She is, uh, she’s a very, very smart lady. And, uh, just a reminder, if you have not done so, uh, I, I don’t frequently ask to do, do this, but, uh, make sure you give the show. Five stars and a positive review because that’s how we’re getting, you know, really high quality people like Claudia on the show, I’ve been around for a long time. It helps that the show is, you know, like over a decade old and all that stuff too. But, uh, anything you can do to support would be very helpful. And also one more reminder, uh, if you have not done so and you weren’t a credit investor, make sure you sign up for that investor club. At Wealth formula.com. That’s it for me. This week on Wealth Formula Podcast. This is about Joffrey signing out. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheelwright and Ken m. Visit wealthformularoadmap.com.

This week, Traci welcomes Karen Worthy, an executive career transition coach who helps leaders accelerate their job search and land their dream roles often in half the time of their peers.Karen unpacks why building community and leveraging your network is the most powerful tool in your career transition toolkit. What We Cover:Your personal "champions list" and how it opens doors across companies, not just within themWhy the person you talked to three years ago at a training class can be your secret career weaponThe three communities you should be part of at any given timeHow to network when you're terrified of reaching out to someone you barely rememberThe transferable skills framework that helped Karen go from engineering to HRBreaking into HR (or any new field) when job postings require experience you don't have yetWhy "applying off the street" is only 5-10% successful and what actually worksThe gym buddy, the neighbor's son, and other weak ties that landed real interviewsHow to identify and articulate your transferable skills in a new careerThe difference between having one amazing mentor and building multiple supportive communitiesConnect with Karen Worthy:LinkedIn: https://www.linkedin.com/in/karenworthy/Website: https://www.worthycareerp­aths.com/Connect with Traci here:https://linktr.ee/HRTraciDisclaimer: Thoughts, opinions, and statements made on this podcast are not a reflection of the thoughts, opinions, and statements of the Company by whom Traci Chernoff is actively employed.Please note that this episode may contain paid endorsements and advertisements for products or services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.

Oh boy, I hope you're ready for a ride of a lifetime with this episode. We open with some recent happenings and obsessions I've been experiencing, as well as a full breakdown of who each character of Cars voted for (duh), and also my thoughts on the state of the world and how we are remaining positive. I always hope this podcast is an escape from the world but I think we can all agree that sometimes the world needs our attention. Please remember to call your representatives, donate where you can, and as always: F*UCK ICE. Take care of each other & yourselves, I love ya.TODAY'S SPONSORS:BETTERHELP: This episode is sponsored by BetterHelp. Go to BETTERHELP.COM/BAD to get 10% off your first month of therapy //SQUARESPACE: Go to SQUARESPACE.COM for a free trial and when you're ready to buy a website or domain, go to SQUARESPACE.COM/BAD to get 10% off! //RITUAL: Get 25% off when you go to RITUAL.COM/BROADCAST // HERS: Get a personalized health plan just for you when you go to FORHERS.COM/BAD Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode. Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mazel Morons! Oh boy, do we have a treat for you this week. Drake Bell is back on the show and immediately thrown into the madness: Josh's flu-voice, Ben's missing ass (as confirmed by Zepbound), and a deeply emotional discussion about… toddler pooping anxiety. We catch up on Drake's wild year - 91 shows, 150 flights, Latin America tours, dad life in Florida, Minions Land obsessions - and Drake tells the full story of the absolutely deranged reality show that made him dive off a 33-foot platform and burst his eardrum.We also get into parenting philosophies, routines, gambling responsibly (we think), dermatology fears, how becoming fathers changed everything, and whether the trio has officially entered their “unc” era. It's nostalgic, hilarious, heartfelt, and exactly the kind of episode fans loved the last time Drake joined the show.Leave us a voicemail here!Follow us on Instagram and TikTok! Sponsors:As a special offer for GOOD GUYS listeners, goodwipes is giving you your first pack for FREE! Buy any package in store, text them your receipt, and get reimbursed almost immediately. For more details, head to goodwipes.com/GOODGUYS. See thicker, stronger, faster-growing hair with less shedding in just 3-6 months with Nutrafol. For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code GOODGUYS10Right now, Collective is giving you fifty percent off of your first two months when you go to Collective.com/GOODGUYSShop SKIMS Mens at http://www.skims.com/goodguys #skimspartnerHead to Superpower.com and use code GOODGUYS at checkout for $20 off your membership. Live up to your 100-Year potential. #superpowerpodPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We don't build the Kingdom Of God We announce it We seek it We recieve it We bear witness to it We build for it What does it mean to truly seek the Kingdom of God? In this episode, the Voxology team explores the profound and practical implications of living in light of Jesus' Kingdom. From understanding the communal and political nature of the Kingdom to discussing themes like cruciformity, justice, and the role of the church in society, this episode unpacks how faith intersects with cultural challenges and societal structures. Join the conversation as the hosts examine how Jesus' teachings call us to embody a countercultural way of life, rejecting the power of coercion in favor of love, reconciliation, and abundance. Through thoughtful dialogue and personal reflections—like navigating issues of homelessness and the dignity of every human being—they challenge us to see the Kingdom as an expansive, inclusive, and tangible reality breaking into the world today. How does the church bear witness to this Kingdom? What does "faith and politics" look like lived out? And how do we faithfully resist passivity while embracing Jesus' call to justice and peace? These are just a few of the questions tackled in this engaging and thought-provoking episode. We encourage and would love discussion as we pursue these questions together! Share your thoughts and connect with us on Facebook and Instagram. Let's continue to navigate these important conversations about Christianity, theology, and the transformative power of Jesus' Kingdom in our world today. The Substack Mike reads from: Evan Wickham CHAPTERS: 00:00 - Intro 01:10 - Catching up with Seth 03:13 - Poem 04:37 - Announcements 08:14 - Moral Numbness 11:26 - Understanding Moral Numbness 12:58 - Author's Message Explained 16:53 - Information Impact on Individuals 20:37 - Community and Salvation 24:00 - The Kingdom of God 26:55 - Good News of the Gospel 30:10 - Hijacking Kingdom Language 34:30 - Understanding the Gospel 35:35 - Concepts of Heaven and Hell 40:56 - Political Reality of the Kingdom 44:40 - The Church's Role in the Kingdom 50:38 - Announcing the Kingdom 52:25 - Seeking the Kingdom 54:14 - Receiving the Kingdom 55:10 - Bearing Witness to the Kingdom 56:09 - Building for the Kingdom 59:54 - The Dumbest Thing in the World 1:03:30 - Birthday Song 1:05:50 - Credits As always, we encourage and would love discussion as we pursue. Feel free to email in questions to hello@voxpodcast.com, and to engage the conversation on Facebook and Instagram. We're on YouTube (if you're into that kinda thing): VOXOLOGY TV. Our Merch Store! Etsy Learn more about the Voxology Podcast Subscribe on iTunes or Spotify Support the Voxology Podcast on Patreon The Voxology Spotify channel can be found here: Voxology Radio Follow us on Instagram: @voxologypodcast and "like" us on Facebook Follow Mike on Twitter: www.twitter.com/mikeerre Music in this episode by Timothy John Stafford Instagram & Twitter: @GoneTimothy

In this episode, Dr. Will Cole sits down with Dr. Gabrielle Lyon to unpack the newly released Dietary Guidelines for Americans and why protein and muscle health are finally taking center stage. They discuss the science behind higher protein recommendations, muscle as the organ of longevity, personalized nutrition, and why decades of low-fat messaging failed metabolic health. This conversation bridges evidence, clinical experience, and real-world implementation. For all links mentioned in this episode, visit http://www.drwillcole.com/podcastPlease note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:You can get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/WILLCOLE and using code WILLCOLE at checkout.Text ABW to 64000 to get twenty percent off all IQBAR products, plus FREE shipping. Message and data rates may apply.Go to fromourplace.com and enter my code WILLCOLE at checkout to receive 10% off site wide.Go to CLEARSTEM.com/WILLCOLE and use code WILLCOLE at checkout for 15% off your first order.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Over 50 & Flourishing, I'm joined by dating and relationship coach Laurie Gerber, host of the Love at Any Age podcast and a longtime friend of the show, for a timely conversation about love, connection, and reclaiming Valentine's Day at any stage of life.Together, we unpack why Valentine's Day can bring so much pressure and disappointment, how unspoken expectations quietly erode intimacy, and what it really takes to feel seen, heard, and cherished in relationships. In this episode, we discuss:Why Valentine's Day triggers pressure, comparison, and resentment, and how to reclaim itHow unspoken expectations sabotage intimacy in long-term relationshipsThe power of listening (and why feeling heard changes everything)Why love doesn't “just happen” and how to design it intentionallyHow to communicate desires without guilt, testing, or mind-readingPractical ways to create connection (whether you're single or partnered)The types of dates that can reignite passion, play, and closeness at any ageWhy midlife is a powerful time to redefine romance on your own termsFor more on Laurie Gerber, follow her on:Facebook: https://www.facebook.com/lauriegerberdatingcoachInstagram: https://www.instagram.com/lauriegerber_coach/LinkedIn: https://www.linkedin.com/in/lauriegerberYouTube: https://www.youtube.com/@lauriegerbercoachListen to her podcast, Love At Any Age: https://lauriegerbercoach.podbean.com/Sign up for her FREE webinar ‘3 Secrets to Finding and Maintaining Healthy Love without Repeated Disappointments: https://www.lauriegerber.com/webinar Thanks to my Sponsors:Wildgrain: Visit Wildgrain.com/FLOURISHING or use promo code FLOURISHING at checkout for $30 off your first box and free croissants for lifeHoneylove: Save 20% off Honeylove by going to honeylove.com/OVER50 #honeylovepodHers: If you want clearer insight into your health, go to ForHers.com and schedule your labs. Ritual: Save 25% on your first month at Ritual.com/OVER50Brodo: Head to Brodo.com/FLOURISHING for 20% off your first subscription order and use code FLOURISHING for an additional $10 off.Caraway: Visit Carawayhome.com/OVER or use code OVER at checkout to take an additional 10% off your next purchase. Fora: Become a Fora advisor today at Foratravel.com/FLOURISHING Keep in Touch:Website: ⁠⁠⁠⁠⁠⁠⁠https://dominiquesachse.tv/⁠⁠⁠⁠⁠⁠⁠Book: ⁠⁠⁠⁠⁠⁠⁠https://dominiquesachse.tv/book/Insta: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dominiquesachse/Facebook: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/DominiqueSachse/TikTok: ⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dominiquesachse?lang=enYouTube: ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@dominiquesachsetvHave a question for Dominique? Submit it here for a chance to have it answered on the show! https://forms.gle/MpTeWN1oKN8t18pm6 Interested in being featured as a guest? Please email ⁠⁠⁠⁠⁠⁠⁠courtney@dominiquesachse.tv⁠⁠⁠⁠⁠⁠⁠ We want to make the podcast even better. Help us learn how we can: ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2EcYbu4⁠⁠⁠⁠⁠⁠⁠Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Caroline talks about the importance of finding your people and the role strong friendships play in our lives. Caroline shares her personal experiences and insights on how the right friends can uplift you, while the wrong ones can bring you down. She discusses the stages one goes through when finding new friends later in life and emphasizes the importance of loving your own company. Caroline also provides practical tips and heartfelt advice on building and maintaining meaningful relationships. Tune in to discover how to elevate your friendships and, ultimately, your life!Find Caroline: Podcast: https://being-caroline.com/podcast/IG: https://www.instagram.com/shop.with.caroline/TikTok: https://www.tiktok.com/@shop.with.carolineFacebook: https://www.facebook.com/beingcarolineSearch Looks: https://www.shop-with-caroline.com/Shop Merch: https://shop.dearmedia.com/collections/coming-in-hotMusic Credit: Nikka Costa – “It's Just Love”Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:Secure 20% off your order and begin your intentional wellness journey today at Piquelife.com/cominginhot!Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

When you're running on empty, sex feels like just another demand on your already depleted system. But burnout isn't just affecting your work life—it's killing your desire and disconnecting you from your partner.Dr. Amy Grimm, veterinarian and certified burnout coach, joins me to explore how chronic stress impacts intimacy. We discuss what both high and low desire partners need to know, including: Why burnout is a nervous system problem, not just a work problemHow to tell if you're burned out vs. depressedWhy sex becomes performative when you're disconnected from yourselfThe micro-moment practices that actually restore your nervous system (no hour-long meditations required)How to reconnect with your body so you can reconnect with your partnerIf you suspect burnout is affecting your relationship or libido, this conversation will help you understand what's really happening—and give you simple tools to start healing.Resources: Free video series: The Burnout Fix - https://burnoutfreeme.kit.com/burnoutfix Amy's podcast: Burnout-Free Me - https://podcasts.apple.com/us/podcast/daring-dvm/id1685789557 Website: https://daringdvm.comSpecial Course Announcement: limited time, last enrollment: Thriving Together, Couples Healing Attachment Patterns Through TouchA Groundbreaking 6-Week Live Online Workshopwith Dr. Aline LaPierre & Dr. Laura Jurgens starts February 1, 2026https://neuroaffectivetouch.com/thriving-togetherGet my free guide: 5 Steps to Start Solving Desire Differences (Without Blame or Shame), A Practical Starting Point for Individuals and Couples, at https://laurajurgens.com/libido Find out more about me at https://laurajurgens.com/ Read The Desire Gap Blog at https://laurajurgens.com/the-desire-gap-blog/

The book of Acts is a book of constant motion and constant growth. Individuals grew more and more like Jesus, congregations grew in number, and the boundaries of God's global kingdom grew. The Holy Spirit was the One bringing this growth, empowering the church to take the message about Jesus “to the ends of the […]

Most investors think laundromats are boring and outdated. The truth is, when they're run correctly, they can produce serious cash flow that rivals (and often beats) traditional rental properties. In this episode, Justin and Ashley Eaton break down exactly how a single self-serve laundromat can generate $30,000+ per month in revenue, what the real margins look like, and why this business model has quietly become one of the most overlooked income plays in today's market. We walk through a real case study where a “zombie mat” was purchased for $25,000, fully renovated, modernized with card-based systems and automation, and rebuilt into a high-volume, community-driven business serving hundreds of customers each month. Justin and Ashley explain how they underwrite laundromats with little or no financials, how they finance equipment, what expenses actually matter, and how to evaluate whether a deal can work before you ever sign a contract. This conversation also covers the operational reality most people ignore, including the upfront work required to stabilize a store, the systems that reduce long-term management, and how laundromats scale differently than real estate while still benefiting from many of the same tax and leverage advantages. If you're looking for a cash-flow-focused business that doesn't rely on appreciation, interest rate compression, or tenant turnover, this episode will open your eyes to a very different way to build income.  Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES

Chelsea and Catherine get an update about a husband’s sexting ways, and a 20-something wants a baby… but is she ready? * Need some advice from Chelsea? Email us at DearChelseaPodcast@gmail.com * Executive Producer Catherine Law Edited & Engineered by Brad Dickert * * * The views and opinions expressed are solely those of the Podcast author, or individuals participating in the Podcast, and do not represent the opinions of iHeartMedia or its employees. This Podcast should not be used as medical advice, mental health advice, mental health counseling or therapy, or as imparting any health care recommendations at all. Individuals are advised to seek independent medical, counseling advice and/or therapy from a competent health care professional with respect to any medical condition, mental health issues, health inquiry or matter, including matters discussed on this Podcast. Guests and listeners should not rely on matters discussed in the Podcast and shall not act or shall refrain from acting based on information contained in the Podcast without first seeking independent medical advice. See omnystudio.com/listener for privacy information.

Chelsea and Catherine get an update about a husband’s sexting ways, and a 20-something wants a baby… but is she ready? * Need some advice from Chelsea? Email us at DearChelseaPodcast@gmail.com * Executive Producer Catherine Law Edited & Engineered by Brad Dickert * * * The views and opinions expressed are solely those of the Podcast author, or individuals participating in the Podcast, and do not represent the opinions of iHeartMedia or its employees. This Podcast should not be used as medical advice, mental health advice, mental health counseling or therapy, or as imparting any health care recommendations at all. Individuals are advised to seek independent medical, counseling advice and/or therapy from a competent health care professional with respect to any medical condition, mental health issues, health inquiry or matter, including matters discussed on this Podcast. Guests and listeners should not rely on matters discussed in the Podcast and shall not act or shall refrain from acting based on information contained in the Podcast without first seeking independent medical advice. See omnystudio.com/listener for privacy information.

Introducing the What We Said Podcast's newest episode theme: Monthly Favorites. Jaci and Chelsey are spilling all the tea on what they've been wearing, watching, consuming, and critiquing lately. Topics include the habit that's had the biggest impact on their daily lives, a nighttime ritual that completely changed Chelsey's sleep, a deep dive into Europe's quick and elevated cooking tips, and a movie-of-the-month pick that lived up to the hype. Tune in for those + many more, and see which favorites you might want to steal and apply to your own life.!!! TIMECODES !!!CATCH UP: 0:08OUR FAVS: 14:19 // WHAT WE ARE WEARING/MENTIONING // https://shopmy.us/shop/whatwesaidpodcast SHOP OUR MERCH: https://shop.dearmedia.com/collections/what-we-said !!! FOLLOW US !!!INSTA: @WHATWESAID, @JACIMARIESMITH, @CHELSEYJADECURTISTIKTOK: @CHELSEYJADECURTIS, @JACIMARIESMITHYOUTUBE: WATCH WHAT WE SAID, CHELSEY JADE, JACI MARIE// SPONSORS // Covergirl: Go the distance with COVERGIRL's new Eye Enhancer Wrap Tubing Mascara for a lash extension effect. Shop now at your nearest retailer.Square: Get up to $200 off Square hardware when you sign up at square.com/go/whatwesaid. DripDrop: Go to dripdrop.com and use promo code whatwesaid for 20% off your first order. HelloFresh: Go to hellofresh.com/whatwesaid10fm to Get 10 free meals + a FREE Zwilling Knife (a $144.99 value) on your third box.Ritual: Save 25% on your first month at Ritual.com/WHATWESAID. Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Josh Radnor joins Chelsea to talk about the highs and lows of playing one character for a decade, the delights of NYC, and his sober-curious lifestyle. Then: A newlywed discovers an attempt at cheating while snooping on her husband’s phone. A sister wonders if she’s third-wheeling with her brother and his girlfriend. And an employee wants to do her job and make out with her boss. Just a little bit. * Need some advice from Chelsea? Email us at DearChelseaPodcast@gmail.com * Executive Producer Catherine Law Edited & Engineered by Brad Dickert * * * The views and opinions expressed are solely those of the Podcast author, or individuals participating in the Podcast, and do not represent the opinions of iHeartMedia or its employees. This Podcast should not be used as medical advice, mental health advice, mental health counseling or therapy, or as imparting any health care recommendations at all. Individuals are advised to seek independent medical, counseling advice and/or therapy from a competent health care professional with respect to any medical condition, mental health issues, health inquiry or matter, including matters discussed on this Podcast. Guests and listeners should not rely on matters discussed in the Podcast and shall not act or shall refrain from acting based on information contained in the Podcast without first seeking independent medical advice. See omnystudio.com/listener for privacy information.

Josh Radnor joins Chelsea to talk about the highs and lows of playing one character for a decade, the delights of NYC, and his sober-curious lifestyle. Then: A newlywed discovers an attempt at cheating while snooping on her husband’s phone. A sister wonders if she’s third-wheeling with her brother and his girlfriend. And an employee wants to do her job and make out with her boss. Just a little bit. * Need some advice from Chelsea? Email us at DearChelseaPodcast@gmail.com * Executive Producer Catherine Law Edited & Engineered by Brad Dickert * * * The views and opinions expressed are solely those of the Podcast author, or individuals participating in the Podcast, and do not represent the opinions of iHeartMedia or its employees. This Podcast should not be used as medical advice, mental health advice, mental health counseling or therapy, or as imparting any health care recommendations at all. Individuals are advised to seek independent medical, counseling advice and/or therapy from a competent health care professional with respect to any medical condition, mental health issues, health inquiry or matter, including matters discussed on this Podcast. Guests and listeners should not rely on matters discussed in the Podcast and shall not act or shall refrain from acting based on information contained in the Podcast without first seeking independent medical advice. See omnystudio.com/listener for privacy information.

Mazel morons! This week, we are extremely topical- Kanye's apology letter and the wild unsealed texts blowing up the Blake Lively vs. Justin Baldoni case. We break down everything from forgiveness in Judaism to whether Alex Honnold should be paid $25M to climb a building without a harness.Then, our favorite legal expert Lawyer Limor Mojdehiazad joins us to unpack the ICE investigation, Taylor Swift's viral texts, the Baldoni/Lively mess, and the devastating Nick Reiner case. It's a chaotic, sharp, and surprisingly heartfelt deep dive into the biggest legal stories of the week. Love y'all, and we hope you love us too. Otherwise, what are ya nuts?!Leave us a voicemail here!Follow us on Instagram and TikTok! Sponsors:Go to DRINKAG1.COM/GOODGUYS to get their best offer… get 3 FREE AG1 Travel Packs and 3 FREE AGZ Travel Packs, plus FREE Vitamin D3+K2 and AG1 Welcome Kit with your first AG1 subscription order! Get organized, refreshed, and back on track this new year for WAY less. Head to Wayfair.com right now to shop all things home.Wayfair. Every style.Every home.For a limited time, Home Chef is offering my listeners FIFTY PERCENT OFF and free shipping for your first box PLUS free dessert for life! Go to HomeChef.com/GOODGUYS. Must be an active subscriber to receive free dessert.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Dr. Will Cole sits down with Jena Covello, founder of Agent Nateur, to explore her journey through estrogen dominance, endometriosis, fertility challenges, and chronic pain. They discuss gut health, autoimmune inflammation, collagen, intuition, hormone balance, and why healing often requires both science and self-trust. For all links mentioned in this episode, visit www.drwillcole.com/podcast.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Sponsors:Go to Quince.com/willcole for free shipping on your order and three hundred and sixty-five-day returns. Now available in Canada! Get 15% off mattresses at AvocadoGreenMattress.com/ABW.Sign up for your one-dollar-per-month trial and start selling today at SHOPIFY.COM/WILLCOLE!Right now LMNT is offering a free 8-count Sample Pack of their most popular drink mix flavors with any purchase. Get yours at DrinkLMNT.com/artofbeingwell. Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode, Heather checks in from an icy, chaotic winter weekend. She gets deep into mahjong, considers stepping away from TikTok, and reflects on the current political landscape—speaking honestly about the fear, frustration, and responsibility that come with it.Episode Sponsors:Shop in store and online at NordstromRack.com.Redefine your standard of health. Secure 20% off your order and begin your intentional wellness journey today at piquelife.com/absolutely.Save 20% off Honeylove by going to honeylove.com/ABSOLUTELY! #honeylovepodJoin the loyalty program for renters at joinbilt.com/absolutely.For a better buzz without the booze, check out https://www.senoritadrinks.com/discount/HEATHER20 Must be 21+. Please enjoy responsibly.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most parents are doing everything they can to raise good kids, and still feeling exhausted, reactive, and unsure if they're actually helping in the long run.So much parenting advice is obsessed with today's behavior: listening, sharing, cooperating, “being good.” But this episode zooms out and asks a much bigger question: Who are you raising your child to become?Kristin sits down with parenting researcher, Whole Parent founder, and author Jon Fogel to challenge one of the most deeply ingrained ideas in parenting: that control and obedience create resilient kids. Together, they unpack why obedience can look like a win in the short term, while quietly undermining confidence, resilience, and emotional health over time: and what actually builds those skills instead.They explore how everyday power struggles shape the adult your child will eventually become, why so many well-intentioned discipline strategies backfire, and how shifting from rules to values can completely change your home dynamic.This episode will:* Help you shift your focus from short-term obedience to long-term emotional health* Reframe discipline as skill-building, not behavior control* Clarify the difference between rules and values — and why values actually stick* Explain why yelling is a nervous system issue, not a discipline strategy* Give you a framework for parenting with respect, boundaries, and authorityThis conversation will change how you think about discipline, power, and success in parenting. It's for parents who want to stop micromanaging behavior and start raising confident, capable adults, without losing boundaries or authority along the way.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this solo episode, I'm walking you through my real 2026 wellness, fitness, and beauty plan: not a reinvention, not a 12-step routine, just the habits that actually compound over time.I talk honestly about motivation vs discipline, what truly keeps me consistent with workouts and work and why I don't rely on motivation to feel ready anymore. I break down my current workout routine, favorite habit stacks, what I eat and snack on in a day and how I healed my relationship with food after years of disordered eating.We also get into the things I'm leaving behind in 2026, my only true non-negotiable and why I don't find this lifestyle restrictive or boring (it's actually what gives me freedom).On the beauty side, I share my 2026 skin plan, including microneedling vs lasers, entry-level laser treatments I actually think are worth it, my thoughts on getting Botox again and the three things I wish I had done for my skin in my 20s.This episode is brought to you by:Grab 30% off your first month of Mitopure Gummies at timeline.com/arielle30. Go to armra.com/WELL or enter code WELL to get 30% off your first subscription order.Visit Piquelife.com/well to get 20% off.Go to fatty15.com/WELL and use code WELL at checkout for an additional 15% off their Starter Kit.Save 20% on your first order at https://justthrivehealth.com/WELL. Get $25 off your first purchase when you go to TheRealReal.com/well.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The start of a new year is the perfect time to get your finances in check. The internet's favorite financial expert Vivian Tu aka Your Rich BFF is here to break down how to take control of your finances right now, from getting out of debt to building a future that actually feels aligned. As a former Wall Street trader turned CEO of Your Rich BFF, New York Times bestselling author, and Chief of Financial Empowerment at SoFi, Vivian shares simple, actionable tools including an easy equation to decide what's worth buying, how to improve your financial situation starting today, and how to have honest money conversations with your partner so you can win together as a couple. She also opens up about her upcoming book Well Endowed, a practical roadmap for navigating big adult money decisions like home ownership, marriage, and family planning, all while aligning your spending with your values, goals, and legacy. Tune in for the perfect mindset shift to start the year feeling confident, informed, and empowered about your money!Pre-order your copy of Well Endowed at richbffbook.com.Follow Vivian at @yourrichbff on Instagram and TikTok.// SPONSORS // Premier Protein: Find your favorite flavor at premierprotein.com or at Amazon, Walmart, and other major retailers. BetterHelp: Visit betterhelp.com/realpod today to get 10% off your first month.CozyEarth: Go to cozyearth.com and use code REALPOD for 20% off best selling temperature-regulating sheets, apparel, and more.Vuori: Go to vuori.com/realpod to receive 20% off your first purchase and enjoy free shipping on any U.S. orders over $75 and free returns.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Valentine's Day is right around the corner, and we're dropping an episode that might make you want to cancel the holiday altogether. You wrote in your most horrifying dating app stories for Jaci and Chelsey to unpack, and the lineup does not disappoint; Henry on Hinge with questionable hygiene, Daniel from Duet delivering unsolicited dong pics, murder threats from Mike on Mutual, and Bumble Ben rounding things out with a blatantly bold catfish move. Names have been changed for privacy, but the stories are very real — no app is safe, and these are tales from survivors who lived to tell them.!!! TIMECODES !!!CATCH UP: 0:08STORIES: 29:40*time codes may vary depending on your platform*// WHAT WE ARE WEARING/MENTIONING // https://shopmy.us/shop/whatwesaidpodcast SHOP OUR MERCH: https://shop.dearmedia.com/collections/what-we-said !!! FOLLOW US !!!INSTA: @WHATWESAID, @JACIMARIESMITH, @CHELSEYJADECURTISTIKTOK: @CHELSEYJADECURTIS, @JACIMARIESMITHYOUTUBE: WATCH WHAT WE SAID, CHELSEY JADE, JACI MARIE// SPONSORS // Activations: Motivational audios to shift your mindset – in minutes. Head to our link activations.com/podcast/whatwesaid and get our an exclusive offer: enjoy 14 days free and 69% off (plus, lock in this discounted rate forever!)Covergirl: Go the distance with COVERGIRL's new Eye Enhancer Wrap Tubing Mascara for a lash extension effect. Shop now at your nearest retailer.Warby Parker: Our listeners get 15% off plus free shipping when they buy two or more pairs of prescription glasses at WarbyParker.com/WHATWESAID — using our link helps support the show. #WarbyParker #adCash App: Download Cash App Today: https://click.cash.app/ui6m/livjpll3 #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Discounts and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ali Larter is here! We get into the Landman obsession — what it's like to play Angela, stepping into her most provocative role yet, and acting opposite Billy Bob Thornton, including their intense, passionate on- and off-set dynamic.We also rewind to her early career: being discovered at 14, Final Destination, Legally Blonde memories, and what the late '90s/early 2000s fame machine was really like. Ali opens up about motherhood, moving her family to Idaho, balancing ambition with kids, confidence at 49 (turning 50!), aging gracefully in Hollywood, and why she feels more powerful now than ever.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.As a special offer for our listeners, good wipes is giving you your first pack for FREE! Buy any package in store, text them your receipt, and get reimbursed almost immediately. For more details, head to goodwipes.com/NOTSKINNYGet started today at stitchfix.com/NOTSKINNY and get 20% off your first order when you buy five or more items.Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to nutrafol.com and enter the promo code NOTSKINNY10Use code AMANDA15 for 15% off your order at knix.comLearn more about Starbucks new protien drinks at starbucks.comWildgrain is offering our listeners $30 off your first box - PLUS free croissants for LIFE when you go to wildgrain.com/NOTSKINNY to start your subscription today.Produced by Dear MediaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.