Podcasts about conventional loans

Wondering how today's mortgage rates and loan types could impact your next real estate investment? In this episode of The Real Wealth Show, host Kathy Fettke and guest Caeli Ridge unpack the current lending landscape and what it means for investors looking to grow their portfolios. They break down the differences between conventional and non-QM loans, how to navigate beyond conforming loan limits, and why the All-In-One loan is gaining traction among experienced investors. You'll also learn how debt service coverage ratio (DSCR) loans work, when refinancing makes sense, and how to make smart borrowing decisions based on your unique financial goals. Topics Discussed: 00:00 Intro 01:45 Mortgage Rates 04:15 Conventional Loans 07:47 Non-QM Loans and DSCR 14:31 All in One Loan Product LINKS: RealWealth® WEBINARShttps://realwealth.com/webinars/ JOIN RealWealth® FOR FREE https://tinyurl.com/joinrws1051 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com

Welcome back to the State 48 Homeowner podcast! In this episode, Real Estate Broker Scott Kooiman and Steve Farrington from Unity Home Loans tackle the crucial question: "How much home loan can I afford by salary in Arizona?" They discuss the factors influencing home affordability, the benefits of homeownership, and the steps to take when considering buying a home. Steve shares valuable insights on loan options, property taxes, and the importance of getting pre-approved. Whether you're a first-time homebuyer or looking to invest, this episode is packed with practical advice to help you navigate the real estate market. Tune in to learn more about making informed decisions and achieving the dream of homeownership.

What are the banks looking for right now when it comes to loans?In this episode, Scott warms up the conversation with proven strategies for securing self-storage loans amidst a challenging economic climate.He explains the evolving lending environment, the criteria lenders use to assess loan applications, and provides actionable strategies for presenting strong loan requests. Scott emphasizes the importance of having a solid business plan, understanding market conditions, and shopping loan requests to multiple lenders.  WHAT TO LISTEN FOR05:46 - Qualifying for a Loan: Key Criteria10:58 - Creating a Compelling Business Plan18:38 - Conventional Loans vs. SBA Loans27:37 - Improving Profitability and OperationsLeave a positive rating for this podcast with one clickCONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramFollow so you never miss a NEW episode! Leave a rating and review on Apple or Spotify.

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: Rate-and-term Refinance: What is it and How it works, Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Yorba Linda Mortgage LenderMonthly Home Equity Monitor: RSRMoney.com  Ron Siegel, Your Yorba Linda Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #GenevaFinancial #SiegelLendingTeam #MortgageLoan #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: Selling Smart: Why a Real Estate Agent Makes All the Difference; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Anaheim Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your Anaheim Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage

What You'll Learn About in This Episode: In this informative episode of The Mentor Podcast, Ron LeGrand is joined by Jamie Holmes. Jamie brings over 12 years of experience in loan origination to the table, distinguishing himself as one of the top 1% of originators in the United States. Throughout his career, Jamie has successfully originated over $400 million in loan volume. Licensed in Florida, Georgia, Alabama, and Virginia, he has a broad reach and a deep understanding of diverse mortgage markets. Outside of his professional life, Jamie is a dedicated father of two and a proud cat dad, balancing his personal and professional commitments with passion and dedication. Join them for their discussion on the intricacies of various loan types, especially focusing on VA loans, FHA loans, and conventional loans, as well as providing valuable insights into the lending process, the impact of credit scores, and how to navigate the ever-changing landscape of loan requirements. Key Topics Covered: Understanding VA Loans: Jamie discusses the benefits and flexibility of VA loans, including no down payment and no strict DTI (Debt to Income) threshold. He also explains the VA entitlement and how veterans can maximize this benefit. FHA Loans Explained: The conversation covers the essentials of FHA loans, including their lower credit score requirements and the implications of the debt-to-income ratio. Jamie highlights the challenges and common issues faced by borrowers when applying for FHA loans. Conventional Loans: They delve into the details of conventional loans, including down payment requirements and the influence of a borrower's credit score on loan terms. Loan Application Process: Jamie outlines the standard documents required for a loan application and the importance of a thorough credit check. Credit Score Impact: The discussion emphasizes the critical role of credit scores in determining loan eligibility and terms, debunking common misconceptions about credit pulls. Real Estate Professionals' Tips: Ron and Jamie discuss strategies for real estate professionals to assist their clients better, including understanding the nuances of different loan types and preparing clients for the application process. Resources: Need help with a loan? Contact Jamie at www.TheMentorPodcast.com/JamieHolmes  Sign up for a Free Mentor Panning Session: https://www.RonLeGrand.com/Plan Free Training: www.TheMentorPodcast.com/Terms Get Ron's $599 Wholesaling course for FREE when you join his Gold Club for ONLY $59 a month! – www.TheMentorPodcast.com/GC162

How can I use SBA financing to build an office building for my insurance agent? What are the advantages compared to conventional lending thanks. -Judith If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Kristin Messerli.   Ron Siegel will discuss: Unique Characteristics that Distinguish Gen Z/Millennials in their Approach to Homebuying Compared to Previous Generations?; How has Technology Influenced Financial Education and the Homebuying Process for Gen Z/Millennials?; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Palm Desert Mortgage Lender Monthly Home Equity Monitor: RSRMoney.com  Ron Siegel, Your Palm Desert Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #GenevaFinancial #SiegelLendingTeam #MortgageLoan #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!    Ron Siegel will discuss: Pros and Cons of Leveraging Your Home Equity for Financing; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Anaheim Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your Anaheim Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

I cover the 2024 conventional loan guidelines. This is a mini-master class for 1st time homebuyers  covers updates covering the new 2024 conventional loan limits 2024 new down payment requirements for house hacking How a gift of equity works History of Fannie Mae and Freddie mac Bidens LLPA credit updates conventional loan gift funds rules conventional loan first time home buyer requirements conventional loan income guidelines conventional loan credit requirement conventional loan DTI requirements Seller concessional for conventional loans and more Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/   This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.  

This week on the Messy in The Middle Podcast, Ed and Jefi discuss conventional loans, mortgages that are offered by private lenders and are not backed by a government agency. They highlight the importance of understanding the difference between conforming and non-conforming loans, as well as the higher interest rates and credit/income requirements associated with conventional loans. Jefi and Ed share how conventional loans can be used for investment properties and the need for buyers and sellers to educate themselves about conventional loans.QUOTES"So that also leads to credit and income requirements. So you're going to have to qualify for those loans. Right. So you're going to have to have a little better credit score and a stable source of income. So the lender is going to look at that because they got skin in the game." -Ed Billings [04:31]“The bottom line is that you should be open to all different kinds of loans because every loan structure is different.” -Jefi Moultrie [13:08]TIMESTAMPS[02:10] Difference between conforming and non-conforming loans [04:31] Credit and income requirements for conventional loans [10:22] Conventional loans offer flexibility in terms and options [11:58] Flexible loan terms [13:08] Difference between PMI on conventional and FHA loans [14:17] Be open to different loan options!RESOURCESNever Split the DifferenceThe Five Dysfunctions of a TeamThe Peak ExperienceThe U.S. Housing Market Has PeakedWhy Rising Mortgage Rates Push Buyers off the FenceThe One Thing Every Homeowner Needs To Know About a RecessionCONTACTMessy in the Middle: messyinthemiddlepodcast.comEd Billings: edbillings.com

In this insightful content, we break down the pivotal decision-making process between SBA and Conventional Loans. Uncover the advantages and considerations of each option, shining a spotlight on the Small Business Administration's impactful support for small businesses through initiatives like the 7(a) Loan Program. Dive deep into the pros and cons of both loan types, with a focus on key factors such as interest rates, repayment terms, and eligibility criteria. Gain valuable insights into navigating the complex landscape of business loans to make informed decisions for your entrepreneurial journey. Excitingly, we're thrilled to introduce a strategic partnership with Lumos for franchise financing! Aspiring franchise owners can now access predictive models and invaluable insights to pave the way for their success. This episode was based on an exclusive Vetted Biz analysis, click here for the full report: https://www.vettedbiz.com/sba-vs-conventional-loan/   Secure Your Franchise Funding Today: https://2c2i0ujnjcc.typeform.com/to/CRh33AmF?typeform-source #SBALoanVsConventionalLoan #FranchiseFindings If you are looking for more information, you can connect with us through our networks:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.vettedbiz.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/vettedbiz/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/vettedbiz⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 

Hello friends! This week on the show, we are sharing our 6 favorite ways to finance your next rental property. While this episode is packed full of juicy details on how you can creatively finance your next deal, it is also intended to help you put into perspective that just because you don't know it all doesn't mean you can't still get started.But first, we're looking for a little help from each of you, our amazing listeners… We're asking you to take 2 minutes and drop us some love wherever you listen to your podcasts, whether it's on Apple Podcasts or Spotify, to help more listeners just like you tune in every week.The 6 financing methods we deep dive into in this episode are:Conventional LoansProgram LoansDSCR LoansHard MoneyPrivate MoneyCreative FinancingHere are a few episodes we recommend listening to as a resource to help you better understand some of the financing options we discuss in this episode:WIIRE Episode 35WIIRE Episode 36WIIRE Episode 37WIIRE Episode 38WIIRE Episode 45WIIRE Episode 60WIIRE Episode 65If you haven't already, register for our FREE Midterm Rental Webinar happening on Thursday, October 12 at 7:30pm Central where we're teaching how to launch your MTR in 30 days or less! You won't want to miss this training!Lastly, we want to hear from YOU! DM us on Instagram to share your favorite financing method for your investment properties and why it works for you.Catch you next week, friends!   Resources:Register for our FREE Midterm Rentals WebinarCheck out Kier on InstagramLeave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Patti Gregory.   Ron Siegel will discuss: Why Todays Housing Inventory Shows a Crash Isn't on the Horizon; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your La Quinta Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your La Quinta Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: There's Only Half the Inventory of a Normal Housing Market Today; How Do Student Loans Affect Your Credit Score; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Yorba Linda Mortgage Lender Monthly Home Equity Monitor: www.RSRHomeScout.com    Ron Siegel, Your Yorba Linda Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages   #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

Caeli Ridge recorded this episode on 8/1/2023DSCR vs. Conventional Loans & How to Compare Percentages of LTV's. Tune in to this week's Calling All Real Estate Investors live event with Caeli to learn the differences between a DSCR (Debt Service Coverage Ratio) Loan and a Conventional Loan.  Caeli will also review how to do the math when comparing LTVs (Loan to Value) per transaction. When should you pocket the extra down payment vs. when you should put more down. Q&A throughout the episode on these topics and more!Check out the video with the screen share and the documentation in the Community.You can join these live each week by following this link to join the call:https://community.ridgelendinggroup.com/events/live-with-caeli-each-tuesday-beginning-at-430-pm-et/listAs always, give Ridge Lending Group a call if you have any questions at 855-747-4343 or email us at info@RidgeLendingGroup.comCopyright ©2023 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056  |  BK #0910215  |  CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender  |  All Rights Reserved

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Melinda Bravo. Ron Siegel will discuss: Foreclosure Numbers Today Aren't Like 2008; How To Create A CD Ladder; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Palm Desert Mortgage Lender Monthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your Palm Desert Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Andrea Woolf. Ron Siegel will discuss: How to Create a Bond Ladder; Making Through Cancer and Other Life Challenges; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Anaheim Mortgage Lender Monthly Home Equity Monitor: www.RSRHomeScout.com    Ron Siegel, Your Anaheim Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages   #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

All loan officers must know the basics of Fannie Mae Desktop Underwriter aka DU or DO results for a conventional loan! Learn how to structure your loan properly to get the best results from DU and set your loan up for near instant approval with the help of Desktop Underwriter!The Mortgage Calculator Mortgage Loan Officer Training Series covers an in depth training for new and experienced MLOs on different loan types. Our program features live demos to not only structure a loan, but also the specific setup of a loan file in an LOS system such as Encompass. Both new and experienced Loan Officers and Mortgage Brokers can learn new tips and tricks for loans, new loan products, non traditional mortgage programs and much more!For more Loan Officer Trainings visit https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinCatch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinThe Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access...

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? How do student loans differ across Conventional Loans, FHA Loans, VA Loans and USDA Loans? In this episode, we are going to take a deep dive into Student Loans and Mortgage Qualifying to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

Join host Shiva Dhanasekar on Learn or Be Learned as he tackles the tough but exciting world of real estate investing mindset with a fantastic group of guests. In episode 3 of the miniseries, realtors Ramu Velu from Velu Holdings LLC and Nithin Thomas from Nithin Thomas Consulting Co. discuss everything potential homebuyers need to know to prepare for purchasing their next home. From prequalification to the importance of putting down a significant down payment, the hosts cover it all. They even advise potential buyers to prioritizing owning a home over a car! Throughout the podcast, they emphasize the importance of finding a good realtor who will guide the buyer in the right direction to make their dream home a reality. Don't miss out on this episode and many others like it to come on Learn or Be Learned! Timestamps [00:00:00] Real Estate Investing Mindset Mini-Series [00:03:33] Navigating Prequalification for Home Buying [00:06:53] Financing for Home vs. Car Purchase [00:10:27] Benefits of 5% Down Payment on Conventional Loans [00:14:12] Co-borrowers for loans and building credit [00:17:37] Navigating Mortgage Loans and Realtors [00:21:00] The Importance of Realtor Intentions [00:23:59] Finding the Right Full-Service Realtor [00:26:34] Choosing a Realtor Based on Experience and Qualifications Notable Quotes [14:03] You might have a parent that'll cosign the home for you. And what does that mean? That means they are a co borrower. If you fail to pay, they are liable to pay. - Ramu Velu [17:42] Your FICO score, your Credit Karma, credit score are not the same level of scores that are gonna pull up when you apply for a mortgage loan. They use much strictor standards. - Ramu Velu [25:13] Those who can ask you that 1 way that I find out if a realtor is really really, like, into into the thick and thin, is if you look at their shoes, if it's polished all the time, that could be an intention that it may maybe not may not be going out as much. If your shoes are dirty, that that could be also an intention. - Nithin Thomas [26:10] This is typically it it sounds like this is the middle man. This is the person that is going to connect you with the dream that you're looking for. Right, with the expertise that they have. They're the ones that are kind of guiding you in the direction that you want to go, but don't know where to start. - Shiva Dhana [28:49] If you're looking for your realtor to be your buddy, that is not a qualification for employment. Right? How buddy buddy you are with your realtor does not speak anything about the quality of the job that they're going to do or how well they will meet your needs. - Ramu Velu Links to the Guests and Resources Mentioned (if any) ⁠⁠Ramu Velu's Instagram⁠⁠ ⁠⁠Nithin Thomas Instagram ⁠⁠ My Information Podcast Link Page: www.solo.to/shivadhana Instagram: ⁠⁠@shivadhana⁠⁠ Email | ⁠⁠shivadhana@dhanastudios.com⁠⁠ Video Podcast on YouTube: ⁠⁠Click Here for YouTube Channel⁠⁠ Apple Ratings & Reviews: ⁠⁠Click Here for Apple Podcasts⁠⁠ Show Notes, Tips & More: ⁠⁠Click Here for Linkedin Page⁠⁠ Contact Me or Be a Guest: ⁠⁠Click Here for Podcast Website⁠⁠ Share a link to my podcast: ⁠⁠Click Here for a Link to Podcast Platform Selections⁠ Hashtags #LearnOrBeLearned #RealEstateInvestingMindset #HomeBuyingTips #RealtorRepresentation #CreditScore #MortgageApplication #CreativeFinancing #ConventionalLoan #CoBorrower #QualityService #FindingTheRightRealtor #FullServiceAgent #VettingProcess #Experience #Qualifications #CommunicationStyle --- Send in a voice message: https://podcasters.spotify.com/pod/show/shivadhana/message

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!    Ron Siegel will discuss: Is the Real Estate Market Slowing Down, or Is This a Housing Bubble?; What does it take to be a game changer?; Don'tt Forget to Use These Credit Card Benefits; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #MortgageAdvisor #Refinance #ReverseMortgage

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Paul Nadeau. Ron Siegel will discuss: Buyers Are Regaining Some of Their Negotiation Power in Today's Housing Market; How to Protect My Business from Identity Theft; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com    Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages

Native borrowers have a number of choices beyond the bank loan to finance big items like homes and starting a business. Today on Native America Calling, Shawn Spruce looks at who's eligible for various alternative financing options and whether they're appropriate for your next major endeavor with Jaime Gloshay (Navajo, White Mountain Apache, and Kiowa), co-founder of Native Women Lead; Jodi Fisher (Wyandotte), senior projects manager at First Nations Community Financial; and Russ Seagle, executive director of the Sequoyah Fund.

** episode may be better suited for youtube**#interestrates #atlanticunionbank #mortgages #davidwrightCHANGING THE GAME PODCAST EP:32this episode we discussed how interest rates work. we discussed in detail why they dropped in 2020 and why they rose so rapidly in 2022. We talked about how lenders make there money ,and somethings they don't tell you!  We also talk about what is Fannie Mae and what they do. We also discussed investor loans and what I am currently trying to do! FEATURING: DAVID WRIGHTEMAIL: david.wright@atlanticunionbank.comNUMBER: 757-329-9585WEBSITE: https://www.atlanticunionbank.com/personal/lending/mortgage/mortgage-professionals/virginia/richmond/david-wrightHOST: Tyler WynnWEBSITE: https://linktr.ee/Wynningteam757YOUTUBE: https://www.youtube.com/channel/UCVXXL1caJQMdyhzonp7fwJQINSTAGRAM: https://www.instagram.com/wynningteam757/SPOTIFY: https://open.spotify.com/show/1TI7GrjdhC0yiLDq4CIDRZAPPLE PODCAST: https://podcasts.apple.com/us/podcast/changing-the-game-podcast/id1574057279*****DISCLAIMER****I AM NOT A CPA, ATTORNEY, INSURANCE, CONTRACTOR, LENDER, OR FINANCIAL ADVISOR. THE CONTENT IN THESE  VIDEOS SHALL NOT BE CONSTRUED AS TAX, LEGAL,INSURANCE, CONSTRUCTION, ENGINEERING, HEALTH OR SAFETY, ELECTRICAL, FINANCIAL ADVICE, OR OTHER AND MAY BE OUTDATED OR INACCURATE; IT IS YOUR RESPONSIBILITY TO VERIFY ALL INFORMATION YOURSELF. THIS IS A PODCAST AND YOUTUBE VIDEO FOR ENTERTAINMENT PURPOSES ONLY

This week on Appraiser Talk, Amy and Lisa discuss the different guidelines which can be applied to VA, FHA and conventional loans. 

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Mark Schneider. Ron Siegel will discuss: Buy Now, Pay Later vs. Credit Cards, Which Should You Use; Who Is Protecting Our Kids; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Debt Management, and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage Lender Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator #DebtManagement

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Peggy Huang. Ron Siegel will discuss: How Do We Get our Local Judges, 6 Ways College Students Can Build Credit; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage Lender Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ryan Miracle is the guest. We discuss VA and FHA loans vs conventional and how they should be considered as just as good if not better than conventional loans. Vets deserve consideration like everyone else. Prelisting home inspections can be used to avoid issues.  What agents and sellers should be doing to be ready to sell a home.Ryan Miracle | Mortgage Guy (@miracle.loan) • Instagram photos and videos614-767-5273Support the show (https://www.buymeacoffee.com/jimtroth )

And do you know which is better for you? I don't believe that one of these loan programs is 'better' than the other. However, I do believe that one may work better for YOU. FHA and Conventional Loans each bring something different to the table, thus working better for one type of buyer over the other. You don't need to know the hyper-specifics of each program, that's what we're here for. But it can be helpful to have a basic knowledge and ask your mortgage lender the right questions. Listen to this 7-minute episode of The Double Comma Club, "What is the difference between FHA and conventional loans?" 

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel will discuss: Remote Work Trends Mean Flexibility for First-Time Homebuyers; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your La Quinta Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com Ron Siegel, Your La Quinta Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Amanda Callaghan is a Mortgage Loan Originator at Angel Oak Home Loans LLC   Choosing an experienced lender is essential in today's purchase environment. With over 10 years of experience in home loans, Amanda has made it her personal commitment to provide her expertise and excellent service in the mortgage business. As a lending professional, Amanda specializes in VA, FHA, USDA, and Conventional Loans. In addition, she offers a portfolio suite of products to meet unique home loan needs, including Bank Statement, Investor Cash Flow, Asset Qualifier, and Prime Jumbo. Amanda respects that everyone comes with unique circumstances and she is ready to advise them on the very best way to meet their mortgage needs. Offering traditional loan products and a portfolio suite of programs enables her to help a larger population of people including those who did not think homeownership was a possibility.  Unlike much of her competition, Amanda provides innovative recommendations and assistance from the start of the application to the final settlement.   Amanda's website:  https://angeloakhomeloans.com/advisors/amandacallaghan/ (https://angeloakhomeloans.com/advisors/amandacallaghan/)   Amanda's LinkedIn Profile:  https://www.linkedin.com/in/amanda-callaghan-2925985a/ (https://www.linkedin.com/in/amanda-callaghan-2925985a/)

What's the difference? Well, they are actually VERY different types of loans. Real estate has many ways of making itself work, and hard money loans are one of them! Tune in to learn the difference between hard money loans and conventional loans!

What's the difference? Well, they are actually VERY different types of loans. Real estate has many ways of making itself work, and hard money loans are one of them! Tune in to learn the difference between hard money loans and conventional loans!

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Mary Walters. Ron Siegel will discuss: Sellers: Don't Wait Until Spring To Make Your Move; My Credit Score Met the Minimum Requirement, Why Was I Denied?; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Yorba Linda Mortgage Lender Ron Siegel, Your Yorba Linda Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Carla Gilkerson. Ron Siegel will discuss: PSLF Is Getting Big Changes. Could You Qualify for Forgiveness Now; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage Lender Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Nathan Zug Ron Siegel will discuss: How to Start Building Your Credit for Free; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage Lender Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Lisa Dunn. Ron Siegel will discuss: _YCM1 How to Start Building Your Credit for Free; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your La Quinta Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com Ron Siegel, Your La Quinta Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel will discuss: Real Estate Professionals Are Experts at Keeping You Safe When You Sell; Your Student Loan Servicer May Change_ Here's What It Means; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Yorba Linda Mortgage Lender Ron Siegel, Your Yorba Linda Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Blake Vartanian and Jim Norton.   Ron Siegel will discuss: Avoid the Rental Trap in 2022; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com  Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: Best Practices For Managing Credit Card Debt In A Divorce; How Sinking Funds Could Help You Manage Expenses in the New Year; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Newport Beach Mortgage Lender Ron Siegel, Your Newport Beach Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Blake Vartanian and Jim Norton.   Ron Siegel will discuss: How Minimalism Can Help You Save Time and Money; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com  Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Alton Moore. Ron Siegel will discuss: What is California SB9/10 and How Does it Affect You; How Those with Variable Income Can Save; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Word on Wealth; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Irvine Mortgage LenderMonthly Home Equity Monitor: www.SLTHomeDigest.com  Ron Siegel, Your Irvine Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #Mortgage #Housing #Realtor #RealEstate #LoanOfficer #MortgageCalculator #Mortgages #15YearMortgageRates #ReverseMortgage #RefinanceMortgage #BetterMortgage #HomeMortgageCalculator

Rebecca Wallace explains how to get approved for a conventional loan. She covers interest rates, credit requirements, down payment requirements, and maximum amount of approvals.          #YMANATIONPodcast #RealEstateTips #ConventionalLoans   Rebecca Wallace is a licensed real estate agent in South Carolina. She leads The Pyramid Group team that is brokered with Keller Williams.    ======================================= START A BUSINESS NOW!!! YMA Financial: 864-249-1439 ➥ www.ymafinancial.com ➥ https://www.facebook.com/YMAFinancial   ======================================= IMPROVE YOUR CREDIT NOW!!! Masters Credit Consultants: 864-249-9466 www.masterscredit.com ➥ https://www.facebook.com/masterscreditconsultants   ======================================= BUYING OR SELLING A HOME!!! The Pyramid Group with Keller Williams: 864-249-1437 ➥ https://www.ymawealthmgt.com/the-pyramid-group-with-keller-williams/ ➥ https://www.facebook.com/The-Pyramid-Group-at-Keller-Williams-Realty-376535746112   =======================================   Conventional Loans Explained| EP 144 | YMA Nation Podcast Greenville, SC ; Spartanburg, SC ; Anderson, SC ; Simpsonville, SC ; Laurens, SC   ⭐ Help support the channel by subscribing and turning on notifications - lets grow this channel together! Check it out and leave us your comments and questions below!   ========================================   Joe Wallace Presents YMA Nation Mixtape Volume 1 Download Your FREE Copy Now!!!!   https://joewallace.bandcamp.com/album/yma-nation-mixtape-volume-1   https://ymanation.com/     ⭐ Beyoncé, JAY-Z - Mood For Eva (Remix) with Joe Wallace https://youtu.be/JS6VEK0NllY ⭐ Me - Jadakiss (Remix) with Joe Wallace https://youtu.be/BEe-ppuocZg ⭐ Never Let Me Down - Kanye West ft JAY-Z (Remix) with Joe Wallace https://youtu.be/vQxeN724FMc   ---------------------------------------------------------------------------------------------------------- Available on the following platforms:   ➥Download the New Smash Single "Black Caesar" now: https://joewallace.bandcamp.com/album/black-caesar   ➥iTunes: https://music.apple.com/us/album/black-caesar-single/1586553089?uo=4   ➥Amazon: https://music.amazon.com/albums/B09GNWLDL3   ➥Apple Music: https://music.apple.com/us/album/black-caesar-single/1586553089?uo=4   ➥Bandcamp: https://joewallace.bandcamp.com/album/black-caesar   ....................................................................................................................................... ✔️ Subscribe to YMA Nation Podcast to catch all of the hottest topics surrounding business, entrepreneurship, credit, real estate, and sports. Stay connected with this channel http://bit.ly/YmaNation   .......................................................................................................................................

On this episode of the Grow Your Wealth Podcast, Max and his co-host Andrew discuss the various types of loan programs that exist for investors.  Max and Andrew take a high-level approach in discussing the difference between Conventional Loans and Hard Money Loans, the purpose that Hard Money Loans fill in the industry, Rehab Fix & Flips, New Construction, Both Long Term and Short Term Rentals as well as Commercial Loans and Business Credit.  Max & Andrew also discuss the importance of credit with relation to the lending process. Check out Optimus Capital Now.Optimus Capital Inc. is the premier hard money lender in Sacramento California. They provide rental property loans in Sacramento as well as nationwide. New construction loans for investors are available in Sacramento California and nationwide. Contact Optimus Capital Inc for all of your construction financing in Sacramento or in many other states.

Co-Host Kier Vogt takes her turn in the hot seat sitting down with Bill to discuss her journey as a real estate investor. Kier and Bill discuss her journey from her first corporate job in the industry, to flips, BRRRRs, and House Hacks. They also discuss Kier refinancing a property 3 times and how it was used to purchase two additional properties. Kier also describes Variable Rate loans, mindset shifts, and starting Like Minded Investors! Kier's Blog: www.thestonehead.com Kier's Mindset Coach: Karil Stohlman Auction Sites HUDHomeStore Hubzu Xome Auction.com Be sure to support Like Minded Investors! Rate, Review, Subscribe to the Podcast and follow us on Instagram and YouTube! Follow Kier and Bill on Instagram: @realestate.kier and @billydoesphilly

In this episode of The Mortgage Minute brought to you by Lotus Lending Group, LLC, Dana, Richard, and Valorey recap FHA loans from episode 5 and discuss the difference between FHA and Conventional loans. Federal Housing Administration (FHA) loans are federally insured and issued by FHA-approved lenders. FHA loans are intended for borrowers with limited savings or lower credit scores. FHA loans are not the only type of government-backed loans. There are two other types of government agency-insured loan programs—VA loans and USDA loans. A conventional loan is a mortgage loan that is not backed by a government agency. Borrowers may be required to pay mortgage insurance, depending on the mortgage terms and the amount of the down payment. To learn more about Lotus Lending Group, please visit our website www.lotushomeloans.com Lotus Lending Group LLC is an equal housing opportunity mortgage brokerage dedicated to serving Alabama, Louisiana, and Florida. AL NMLS 1850940 | FL NMLS 2080668 Information is subject to change. Certain restrictions apply. Subject to borrower qualification. --- Send in a voice message: https://anchor.fm/lotus19/message

Four times the rent with fourplexes are just the beginning when it comes too investing in Quads. Steve Olson VP of Sales for FIG the Fourplex investment Group explains how passive investors can take advantage of superior returns in a turnkey solution real estate investment solution. There's a reason why FIG's new construction fourplex are a go-to investment vehicle. The Fourplex offers the Best of Both Worlds between single family and multifamily with Access to Conventional Loans, Long-Term Equity, Multiple Streams of Income, Recession-Resistant, and Less Vacancy. For the investor FIG provides the product, construction, financing and professional management. Since 2013, the FIG companies have built over 4,000 doors, providing investors with over $500M in cash flowing properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Conventional commercial bank loans are a relatively new phenomenon for RIAs and independent financial advisors. According to Scott Wetzel, CEO of SkyView Partners there are several benefits to conventional bank financing over the SBA loans that many financial advisory businesses may have explored in the past. If you have questions or suggestions feel free to reach out via podcast@skyview.com