Podcasts about fha loans

Featured on WGN Radio's Home Sweet Home Chicago on 01/11/25: Sarah Leonard of Legacy Properties, A Sarah Leonard Company, joins the show to explain the basics of an FHA loan. To learn more about what Sarah and her team can do for you, go to sarahleonardsells.com or call her at 224-239-3966.

Join us as we delve into an insightful discussion with Phill Crescenzo Jr., a top mortgage producer with over 20 years of experience. Phill shares his perspectives on the current market, the impact of recent interest rate changes, and strategies for thriving in the mortgage business amidst uncertainties. ______________________ Connect with Lady Jen Connect and Schedule a Strategy call at https://supportfromjen.com/ YouTube: https://www.youtube.com/@LadyJenDuPlessis Free Gifts: https://jenduplessis.com/gifts/ _______________________ Get to know Phil Crescenzo Jr. Phil has over 20 years of industry experience helping homeowners, realtors, and building partners navigate the mortgage credit and approval process while making it easier to qualify. Whether buying, selling, refinancing, or building a dream home, Phil understands that his clients have a lot on the line and understands the complexities of the market. As a mortgage expert, Phil constantly monitors market conditions and the changes in mortgage programs in order to quickly and accurately provide financial guidance. Phil and his team have a background in working with FHA Loans, VA loans, fixed-rate mortgages, adjustable-rate mortgages, HARP 2.0, reverse mortgages, and more. Connect with Phil LinkedIn: https://www.linkedin.com/in/philip-crescenzo-jr-b5222922/ Learn more about your ad choices. Visit megaphone.fm/adchoices

FHA manual underwriting can open doors for borrowers with unique financial profiles, but it requires a thorough understanding of guidelines and a keen eye for detail. In this episode of Loan Officer Training, we break down the essentials of FHA manual underwriting, empowering you to navigate this alternative pathway to loan approval with confidence.Join us as we explore what triggers manual underwriting, key differences from automated underwriting, and the specific requirements for FHA loans. We'll cover critical aspects like compensating factors, debt-to-income (DTI) limits, credit history considerations, and documentation standards, helping you assess risk and make informed decisions on complex files. Through real-world examples, you'll learn how to identify eligible borrowers, guide clients through the process, and effectively present cases to underwriters.Whether you're a seasoned loan officer or new to FHA loans, this episode provides actionable insights and best practices to make manual underwriting a powerful tool in your lending toolkit. Tune in to unlock the potential of FHA manual underwriting, helping you reach more clients, close challenging loans, and grow your expertise in the FHA lending space!Join The Mortgage Calculator at https://themortgagecalculator.com/joinAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to getCatch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinThe Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access...

In this October episode of The Mortgage Show, Randy and Chris dive into the latest on interest rates, reflecting on recent market changes and how it impacts refinancing options. They also discuss fall sports, winter prep, and the state of mortgage-backed securities. With candid insights, they cover everything from escrow holdbacks to FHA loans, plus a unique non-QM product for self-employed borrowers. Tune in for a laid-back, informative discussion about the current mortgage market and what's on the horizon! 00:00 Introduction and Catching Up 00:56 Current State of Interest Rates 01:47 Economic Reports and Market Reactions 05:44 Refinancing Decisions and Advice 09:06 Understanding Mortgage Payment Changes 12:02 Monitoring Your Mortgage Statements 13:01 Challenges with FHA Loans 13:58 Understanding Escrow Holdbacks 16:46 Appraisal Concerns and FHA 18:49 Non-QM Loan Scenarios 21:40 Conclusion and Final Thoughts Randy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-590-0337 l rforcier@cmghomeloans.com Chris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.com Contact us with any loan questions, comments or ideas for future episodes. Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/paulo-kalazzi/heros-timeLicense code: F5VL7ZZ7KQITOFBH #MortgageShow #InterestRates #EscrowHoldback #FHALoans #NonQM #RealEstate #MortgageTips #HomeBuying #Refinance #LoanOptions #MortgageRates #HomeLoans #SelfEmployedBorrowers #CMGHomeLoans #MortgageMarket #HousingMarket #MortgageAdvice #RealEstateTips #MortgageLender #MortgagePlanning --- Support this podcast: https://podcasters.spotify.com/pod/show/therandyforcierpodcast/support

Refinancing Your FHA or VA Loan to Save Money | Streamline Refinance Explained In this episode of the State 48 Homeowner podcast, we break down how refinancing your FHA or VA loan can significantly reduce your monthly payments and save you money in today's high-inflation environment. Host Scott Kooiman and mortgage expert Steve Farrington walk through the Streamline Refinance option, a powerful but often overlooked tool that allows homeowners to lower their interest rates without the need for equity, credit checks, or appraisals. Learn how a Streamline Refinance works, who qualifies, and how this hassle-free process can help you combat rising costs and keep your mortgage payments manageable. Whether you purchased your home recently or a few years ago, now might be the perfect time to explore this refinancing strategy and lock in lower rates. Key Topics Covered: ● What is a Streamline Refinance for FHA and VA loans? ● How to reduce your interest rate without needing equity. ● The step-by-step process for Streamline Refinancing—no appraisals, no credit checks, and limited documentation required. ● Why this option is perfect for homeowners with government-backed loans and interest rates above 6.5%. ● How real-life homeowners are saving hundreds of dollars per month through Streamline Refinance. ● How to know if you qualify and get started with just a 15-minute call. Why You Should Watch: If you're an FHA or VA loan holder, this episode is a must-watch! Get all the details on how to reduce your mortgage payments easily and quickly with a Streamline Refinance. Whether you're trying to offset rising insurance or tax costs or simply want to pay less on your loan each month, this episode has all the answers you need. About Our Experts: Scott Kooiman and Steve Farrington bring decades of experience in real estate and mortgage lending. As trusted Arizona real estate professionals, they are dedicated to helping homeowners navigate the complexities of the housing market and find ways to save money.

In this episode of the State 48 Homeowner podcast, we dive into the world of house hacking—a powerful real estate strategy that allows you to live for free while building wealth. Our guest, Dan Shelhamer, shares his personal journey of turning a house hack into a thriving real estate portfolio. Starting with just a single-family home and three roommates, Dan built a portfolio of eight doors in a short period of time. We break down two common models of house hacking: ● The Duplex/Fourplex Model – How to live in one unit and rent out the others without sharing your living space. ● The Single-Family Residence Model – Rent out extra bedrooms to cover your mortgage, as Dan did in his first house hack. Whether you're new to real estate investing or looking to expand your portfolio, this episode covers: ● How to buy a home with a low down payment (as little as 3.5%) using FHA loans. ● Tips for maximizing your cash flow through rental income. ● Step-by-step insights into growing a real estate portfolio while minimizing out-of-pocket costs. ● Practical advice on managing tenants, saving for future investments, and scaling up to multi-family properties. Dan also shares how he transitioned from long-term rentals to short-term vacation properties, boosting his cash flow and tax benefits. Key Takeaways: ● The best house hacking strategies for both single-family homes and multi-unit properties. ● How Dan went from paying zero housing costs to building a portfolio of 8 rental doors. ● Why house hacking is an ideal first step for new investors. ● The importance of leveraging FHA loans and smart financing options to grow your real estate empire. ● Tips on managing tenants and maximizing rental income, even if you're just getting started. About Our Guest: Dan Shelhamer is a real estate agent and investor with personal investment history that includes both long-term and short-term rental properties. He's an expert in house hacking, real estate investing, and leveraging creative financing to build wealth. Listen and Learn: Whether you're an aspiring real estate investor or a homeowner looking for ways to live for free, this episode provides actionable insights to help you get started. https://klausteam.com/callusfirst #HouseHacking #RealEstateInvesting #PassiveIncome #LiveForFree #RealEstatePortfolio #DanShelhamer #InvestmentProperties #FinancialFreedom #State48Homeowner

Matt and Shawn talk about FHA loans.

There are a whole lot of options for financing when you're buying a house, but not all options are created equal. So today, Nicole talks to Dave Meyer (Head of Real Estate Investing & Podcast Host at BiggerPockets), about five real estate moves that get billed as savvy ways to make homeownership more affordable: FHA Loans, Seller Financing, Foreclosed Homes, HELOCs and DSCRs. Nicole and Dave first decode those terms and then they talk through whether these moves really are as savvy as they seem, and what to be wary of if you pursue one of these strategies. 

From bankruptcy to financial freedom in just ten years?! Today's guest is living proof that past money mistakes don't disqualify you from building wealth with real estate. Whether you're neck-deep in debt or struggling to save, you're only ever a few steps away from taking control of your financial future! Welcome back to the Real Estate Rookie podcast! By 2014, Diem Martin had filed for bankruptcy. Ten years later, she has achieved financial freedom with eight doors across four properties and has a $1.2 million net worth. How did she do it? She used the same investing strategy that so many newbies use to break into real estate—house hacking. Each new property allowed her to save for her next down payment, and in just eight years, she had built her entire real estate portfolio. If she can do it, you can too! Stay tuned if you want to learn how to get pre-approved for a loan after a major financial incident, as well as how to invest in an expensive market without a ton of money. You'll also learn why you should always make sure a property will cash flow as a long-term rental before buying it. We even dive into financial independence retire early (FIRE), determining your FI number, and how to reach your goal as soon as possible through real estate! In This Episode We Cover: How Diem went from bankrupt to financially free in just ten years How to buy a rental property in an expensive market without a lot of money Why you must make sure an Airbnb works as a long-term rental before buying it Boosting your house hacking cash flow by creating units on existing properties How to get pre-approved for a mortgage after a dent in your credit Financial independence retire early (FIRE) explained (and how to get there!) And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPokckets Profile Join BiggerPockets for FREE Diem's Instagram Buy the Book “The House Hacking Strategy” Find an Investor-Friendly Agent in Your Area See Ashley and Tony at BPCON2024 in Cancun! Can I Get a Loan After Filing for Bankruptcy? (00:00) Intro (00:59) Bankruptcy to Buying a House (06:24) Choosing Bankruptcy & FHA Loans (12:46) First Deal & Current Portfolio (18:04) Changing Strategies & Managing Rentals (24:34) Chasing Financial Freedom (32:06) Never Stop Learning! (34:27) Connect with Diem! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-449 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the State 48 Homeowner podcast! In this episode, Real Estate Broker Scott Kooiman and Steve Farrington from Unity Home Loans tackle the crucial question: "How much home loan can I afford by salary in Arizona?" They discuss the factors influencing home affordability, the benefits of homeownership, and the steps to take when considering buying a home. Steve shares valuable insights on loan options, property taxes, and the importance of getting pre-approved. Whether you're a first-time homebuyer or looking to invest, this episode is packed with practical advice to help you navigate the real estate market. Tune in to learn more about making informed decisions and achieving the dream of homeownership.

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: Rate-and-term Refinance: What is it and How it works, Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Yorba Linda Mortgage LenderMonthly Home Equity Monitor: RSRMoney.com  Ron Siegel, Your Yorba Linda Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #GenevaFinancial #SiegelLendingTeam #MortgageLoan #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: Selling Smart: Why a Real Estate Agent Makes All the Difference; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Anaheim Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your Anaheim Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage

Some advice andon the ideal steps to take to either sell your parents home and/or to help your aprents downsize to a smaller home or move to a 55+ neighborhood. We are starting to see homes come on the market that have VA and FHA assumable loans, so do not overlook them as they might be a good opportunity for you to assume at their low interest rates,.Lnd lastly - the  proper etiquette for visiting open houses and/or visiting a home with your buyers agent

If you're a first-time home buyer, now may be one of the best times to get a loan in recent history, according to mortgage advisor Jeff Welgan. With new no-money-down mortgages coming out specifically to help first-time home buyers finally get into a property, you can now buy a house for no money out of pocket, with your entire purchase price and closing costs covered. These 100% financeable loans aren't a secret, so why don't most first-time home buyers know about them? In this BiggerNews, we're diving deep into the best first-time home buyer loans available in 2024, how to pick up your first property for NO MONEY out of pocket, and low-money-down multifamily deals any brand new investor can start buying today. With affordability at nearly forty-year lows, most Americans struggle to save up a down payment, even if they have enough income to qualify for a home loan. This is where 100% financeable loans come in, making it easier than ever to buy your first home. So, who can get approved for these first-time home buyer mortgages, where do you find them, and how do they work? Jeff goes through these programs on the federal and state levels, showing first-time home buyers where to find them, which loans to avoid, and whether or not they can use these loans to buy their next property. Thank you to our sponsor, Rent App: the free and easy way to collect rent.  In This Episode We Cover: How to get 100% financing on your first property (no money down!) Who qualifies for these first-time home buyer loans, and which properties require a down payment The problem with FHA loans and where you should/shouldn't use them Rate buydowns and why this once valuable tool is no longer being used How to invest in small multifamily with VERY little money down And So Much More! Links from the Show Find an Agent Find a Lender BiggerPockets Youtube Channel BiggerPockets Forums BiggerPockets Pro Membership BiggerPockets Bookstore BiggerPockets Bootcamps BiggerPockets Podcast BiggerPockets Merch Join BiggerPockets for FREE Learn About Real Estate, The Housing Market, and Money Management with The BiggerPockets Podcasts Get More Deals Done with The BiggerPockets Investing Tools Find a BiggerPockets Real Estate Meetup in Your Area Expand Your Investing Knowledge With the BiggerPockets Books Be a Guest on the BiggerPockets Podcast Ask David Your Real Estate Investing Question Dave's BiggerPockets Profile Dave's Instagram BiggerPockets' Instagram Hear Dave on The “On the Market” Podcast Watch Dave on the “On The Market” YouTube Channel Grab the “First-Time Home Buyer” Book from BiggerPockets 4 Popular Mortgage Programs for First-Time Home Buyers Connect with Jeff: Jeff's Instagram Jeff's LinkedIn Jeff's Website (00:00) Intro (01:12) 100% Financing For Your FIRST Home? (06:28) How These Loans Work (11:40) The Problem with FHA Loans? (14:35) Getting a Lower Mortgage Rate (25:30) Low Money Down Multifamily Investing Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-939 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Kristin Messerli.   Ron Siegel will discuss: Unique Characteristics that Distinguish Gen Z/Millennials in their Approach to Homebuying Compared to Previous Generations?; How has Technology Influenced Financial Education and the Homebuying Process for Gen Z/Millennials?; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Palm Desert Mortgage Lender Monthly Home Equity Monitor: RSRMoney.com  Ron Siegel, Your Palm Desert Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #GenevaFinancial #SiegelLendingTeam #MortgageLoan #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

Join Jeff Smith, a renowned Top 1% Loan Officer, as he guides you through the intricacies of FHA Loans in this comprehensive podcast. Discover the true versatility of the Federal Housing Administration (FHA) Loan process, made simple for everyone.

New Home for New Year Home Buying Seminar by Sold Buy Sonny on January 20th, 2024 at Hemet Public Library  Greetings Residents of Hemet, San Jacinto, Menifee, Beaumont, Perris, Murrietta, Winchester, Temecula and Surrounding areas!! Join us @ New Home for New Year Home Buying Seminar by Sold Buy Sonny, where you'll learn all the tips and tricks to find your dream home. Join us for an exciting in-person event at the Hemet Public Library on 300 East Latham Avenue, Hemet, CA, USA. Are you dreaming of owning a new home in the new year? Look no further! Realtor Sonny Smith CA#02139602 of Sold Buy Sonny (Trillion Real Estate ) is hosting a home buying seminar to help you make your dream a reality. Sonny has teamed up with Mortgage Industry Professionals Loan Officer ~ Deanne Moore NMLS#1849847 of Vault Mortgage & Account Manager ~ Jocelyn Vasquez CA#0N11792 of Mortgage Guaranty Insurance Corp as they guide you through the entire process, from finding the perfect home to securing the best financing options. Don't miss this opportunity to learn valuable tips and tricks from the pros. Mark your calendar and join us at the Hemet Public Library for this informative and engaging event. See you there! RSVP Here or For More info: Sold Buy Sonny New Home For New Home Buyers Seminar Hemet Jan 20th, 2024 Looking to Buy or Sell Your Home Contact Sonny Smith at SoldBuySonny.com

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!    Ron Siegel will discuss: Pros and Cons of Leveraging Your Home Equity for Financing; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your Anaheim Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your Anaheim Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

This week on the Messy in The Middle podcast, Ed and Jefi discuss FHA loans. They highlight the pros and cons of FHA loans, including lower down payments, lower credit score requirements, and higher income-to-debt ratios. They also mention the Mortgage Insurance Premium (MIP) and the loan limits that vary by county. Jefi and Ed emphasize the importance of understanding FHA loans as a buyer, seller, or agent, and recommend contacting a lender for more information. They also provide tips for agents on how to counsel buyers on choosing between FHA and conventional loans.QUOTES"Something that's really interesting about FHA loans is they follow HUD Housing and Urban Development guidelines. Did you know that most loans and when I say most, almost all follow those exact same guidelines because they're such a great guideline to follow? So most banks follow those, too.” -Jefi Moultrie [02:02]"Here's a homework assignment for all you agents out there. Call your lender. And this is for me, too, because I don't know that number off the top of my head. Just check for the counties that you work, and what the current FHA limits are. That's a really good number to know." -Ed Billings [08:56]TIMESTAMPS[00:00] FHA loans [02:45] Pros of FHA loans[05:30] Cons of FHA loans[09:31] FHA loan leniency [09:59] Understanding the strength of an FHA buyer as an agent [10:36] Strategy for choosing between FHA and conventional loans in multiple offers [11:53] Always call your lender!RESOURCESNever Split the DifferenceThe Five Dysfunctions of a TeamThe Peak ExperienceThe U.S. Housing Market Has PeakedWhy Rising Mortgage Rates Push Buyers off the FenceThe One Thing Every Homeowner Needs To Know About a RecessionCONTACTMessy in the Middle: messyinthemiddlepodcast.comEd Billings: edbillings.com

I breakdown the updated 2024 FHA loan guidelines for 1st time home buyers. In this episode I break down.   The history behind the FHA Who is eligible for an FHA loan Who is considered a 1st time homebuyer by the FHA The FHA loan occupancy requirements FHA loan credit guidelines Mortgage insurance for an FHA loan Pros and cons of an FHA loan v a conventional loan FHA rates v conventional loan rates 2024 FHA loan limits Seller concessions for an FHA loan DTI requirements for an FHA loan How the FHA treats student loans FHA loan appraisals FHA 203k rehab loan House hacking with an FHA loan and the FHA self-sufficiency test   Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw Outside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/   This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.  

Are you a first-time homebuyer navigating the complex world of mortgages? Look no further! In this informative video, we break down the ins and outs of FHA loans – the go-to choice for many first-time homebuyers. FHA loans, or Federal Housing Administration loans, have become synonymous with the journey to homeownership for good reason. Join us as we unravel the mystery behind these loans, explaining their benefits and why they've earned the title of the most popular mortgage option for those taking their first steps into real estate. Discover how FHA loans make homeownership more accessible with lower down payments and flexible credit score requirements. We'll delve into the features that set FHA loans apart, ensuring you have a clear understanding of the advantages they offer to make your dream of owning a home a reality. Whether you're a newcomer to the real estate market or someone considering FHA loans but are not a first time homebuyer, this video is your comprehensive guide to understanding the intricacies of these loans and how they can be the key to unlocking the door to a home of your own. Don't miss out on essential insights that will empower you on your homebuying journey. Hit play, subscribe, and let's embark on the path to homeownership together!

On today's episode, Managing Editor James sat down in person with Las Vegas-based sales manager at loanDepot, Mosi Gatling, at our recent HousingWire Annual conference. She and James talk about what she's seeing in the Vegas market with FHA loans and downpayment assistance programs, as well as other homebuying trends.Related to this episode:Connect with Mosi on LinkedInMosi Gatling | loanDepotHousingWire's YouTube ChannelEnjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team.

When Denise was in Texas, listener Sandra invited her to Boerne to see the house she and husband Nik were having built. Denise was intrigued, but then Sandra told her it was the FIFTH time they were constructing a new home... we had to get to the bottom of why they're such huge fans of starting from scratch. While we were in Boerne this summer, we sat down with Sandra and Nik to hear how they parlayed an FHA loan into an eventual $2M custom build--and why they STILL hate their window sills. From a killer view to vanishing closets, they're here to tell us all about their triumphs and fails in the land of new construction! You'll love all the bonus content on our YouTube Channel. You can also find us on social media here. #emptynest #fulltank

Welcome to another episode of InvestorComps' Invest Anywhere From Anywhere Podcast with host, Mark 'MJ' Jackson, where you'll gain the confidence and knowledge to profit when you buy real estate. In this episode, MJ introduces Bruce Canada from Atlantic Bay Mortgage, an expert with extensive experience in the mortgage space. They delve into the intricacies of leveraging for single-family acquisitions, second homes, and investment properties, particularly within the context of the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method.Bruce shares his journey in the mortgage industry, from wholesale lending to retail, emphasizing the importance of face-to-face interactions with clients, especially first-time homebuyers. They explore key factors for first-time homebuyers, including credit scores and down payment assistance programs.The discussion extends to FHA and conventional mortgages, credit score requirements, down payments, and mortgage insurance. Bruce emphasizes the significance of good credit and the necessity of having some financial reserves when entering the competitive real estate market. They discuss the growing gap between renters and potential buyers, highlighting the importance of timely action in real estate.MJ and Bruce also explore utilizing home equity lines of credit (HELOCs) and the potential to tap into that equity for investments. The conversation touches upon investment property criteria, the amount that can be refinanced, and how banks limit the use of rental income for qualification. They also discuss how long you might need to wait after acquiring a property before doing a cash-out refinance.In summary, this episode offers valuable insights for first-time homebuyers and real estate investors, shedding light on navigating the mortgage market, effectively leveraging equity, and maximizing returns on investment properties.

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Patti Gregory.   Ron Siegel will discuss: Why Todays Housing Inventory Shows a Crash Isn't on the Horizon; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990Ron Siegel: Ron@RonSiegelRadio.comwww.RonSiegelRadio.com your La Quinta Mortgage LenderMonthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your La Quinta Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

ABOUT CHARLES CARILLO Charles Carillo is the founder and managing partner of Harborside Partners. He has been actively involved in over $200 million worth of real estate transactions since 2006 and carries extensive knowledge in renovating and repositioning multifamily and commercial real estate.  In addition to being an active investor; Charles passively invests in many different asset classes including; commercial real estate, ATMs, and early-stage technology and agriculture (AgTech) startups. Charles oversees all acquisitions, investor relations, and strategic partnerships at Harborside Partners.  Prior to launching Harborside Partners, Charles co-founded an online payment processing company that has since processed over $1 Billion in payments for clients in 5 continents across the globe.  Charles is an Eagle Scout and holds a Bachelor's Degree from Central Connecticut State University.      THIS TOPIC IN A NUTSHELL:             Charles's investing career in a nutshellFirst investment and getting into syndicationOther investments outside of real estateInvesting in different asset classesAngel investing How he transitioned from a small to a larger multifamily FHA Loans and lendingAbout the DealWhat led him to the dealLocation and Unit mix Underwriting and MortgageMajor problems encountered with the propertyRenovation and value add implementedWhat he likes about the dealRefinancing and disposition of the assetLending environmentHis take on buying an asset that does not cash flow very wellConnect with Charles     KEY QUOTE: “At the beginning of your real estate investing career, you can push the leverage a little bit more, but as you start getting more seasoned, you're gonna pull that leverage down more. It keeps you accessing a lot of equity and deploying it to other assets but also to different markets and spreading those risks to your portfolio.     SUMMARY OF BUSINESS:Harborside Partners - we offer busy professionals and entrepreneurs, passive investing opportunities in real estate that allow you to receive all the benefits of investing in real estate, without the hassles of being a landlord. We find the deals; we fund the deals, and we manage the deals; while you enjoy ongoing cash flow.   ABOUT THE WESTSIDE INVESTORS NETWORK   The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.     The Westside Investors Network strives to bring knowledge and education to real estate professional that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.     #realestateinvesting #RealEstate #REInvestors #AssetClass #multifamily #InvestingInDifferentAssetClass #SelfStorage #AngelInvesting #AngelFunds #Funds #CommercialRealEstate #Residential #MixUseAssetClass #GlobalInvestorsPodcast #Underwriting #HarborsidePartners #refinance #Syndications #ApartmentComplex #Lending #PassiveInvesting #LongTermWealth #CashFlow #DealDeepDive #PassiveWealth #FinancialFreedom #newepisode #podcasting #JointheWINpod #WestsideInvestorsNetwork    CONNECT WITH CHARLES CARILLO: LinkedIn:  https://www.linkedin.com/in/charleskcarillo/  Facebook: https://www.facebook.com/CharlesKennethCarillo/ https://www.facebook.com/harborsidepartners/  Instagram: https://www.instagram.com/charleskcarillo  Youtube: https://www.youtube.com/c/HarborsidePartners   Listen To Charles's Podcast, Get Your FREE Passive Investing Guide, and Join Our Investor Club at: https://harborsidepartners.com         CONNECT WITH US   For more information about investing with AJ and Chris:  ·    Uptown Syndication | https://www.uptownsyndication.com/  ·    LinkedIn | https://www.linkedin.com/company/71673294/admin/      For information on Portland Property Management:  ·    Uptown Properties | http://www.uptownpm.com  ·    Youtube | @UptownProperties      Westside Investors Network  ·    Website | https://www.westsideinvestorsnetwork.com/  ·    Twitter | https://twitter.com/WIN_pdx  ·    Instagram | @westsideinvestorsnetwork  ·    LinkedIn | https://www.linkedin.com/groups/13949165/  ·    Facebook | @WestsideInvestorsNetwork  ·    Youtube | @WestsideInvestorsNetwork  

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand!   Ron Siegel will discuss: There's Only Half the Inventory of a Normal Housing Market Today; How Do Student Loans Affect Your Credit Score; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Yorba Linda Mortgage Lender Monthly Home Equity Monitor: www.RSRHomeScout.com    Ron Siegel, Your Yorba Linda Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages   #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

Last episode we learned all about how to find and lease an apartment, but in this episode, we're leveling up with how to buy and finance a home. We're talking about mortgages, escrow, and HOAs with Vanessa Aragon, a licensed real estate agent in Scottsdale, Arizona. Did you know you could put down less than six percent to buy a home?? (Thanks, Vanessa.) Discover if you're ready for home-buying – and if your budget is, too. Plus, find out why you really don't want to skip a home inspection during the buying process.   Sources Cited:  Housing Market Predictions for 2023 from Banke Rate NAR Research Group's Home Buyers and Sellers Generational Trends Report 2022 National Association of Realtors Profile of Home Buyers and Sellers Best Lenders for FHA Loans in July 2023 from Nerd Wallet See omnystudio.com/listener for privacy information.

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Andrea Woolf. Ron Siegel will discuss: How to Create a Bond Ladder; Making Through Cancer and Other Life Challenges; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Anaheim Mortgage Lender Monthly Home Equity Monitor: www.RSRHomeScout.com    Ron Siegel, Your Anaheim Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages   #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

Ron Siegel discusses local and national current events, politics, personal and business finance with a few mortgage tips along the way. A Southern California mortgage expert and bonafide political junkie, Ron Siegel delivers intelligent, entertaining radio that makes the hard news of the week easy to understand! Ron Siegel is joined by Melinda Bravo. Ron Siegel will discuss: Foreclosure Numbers Today Aren't Like 2008; How To Create A CD Ladder; Real Time Real Estate; Your Credit Matters; Mortgage Minute; Borrow Smart; and so much more. Ron Siegel, consumer advocate and mortgage lender, discusses anything that affects the roof over your head, your bank account or other items that will benefit you / your family. Reach Ron Siegel at  Ron Siegel: 800.306.1990 Ron Siegel: Ron@RonSiegelRadio.com www.RonSiegelRadio.com your Palm Desert Mortgage Lender Monthly Home Equity Monitor: www.RSRHomeScout.com  Ron Siegel, Your Palm Desert Mortgage Lender offers: Conventional Loans, FHA Loans, USDA Loans, Refinancing, and Reverse Mortgages #RonSiegelRadio #RSRMoney #GenevaFinancial #SiegelLendingTeam #MortgageLoan #BorrowSmart #Homebuyer #Homeowner #Mortgage #Refinance #ReverseMortgage #RSRStudentLoanHelp

For tons of STAS content you can't see here, subscribe to us on YouTube! It's been a pretty interesting time here in South Texas. For starters, we've been borderline couch surfing at our daughter's new home... mostly because her new couch is more comfortable than the guest bed. She flew our coop over 6 years ago, so getting reaquainted with Parker has been mostly amazing but sometimes very surreal. Turns out she's an adult with her own mind now and, well, we're just not used to that! Beyond the issues of purchasing an old house, we definitely have a full picture of this Guld city--and predictions about what it's going to look like in 5 years. So strap in and catch up with all things Corpus because we're about to resume our own hometown search now that our kid is settled in! Follow us on social media here! #emptynest #fulltank

Ever since our visit to Savannah and Fox Hollow Realty, we've been percolating on the idea that we should pursue a starter home for our oldest daughter, Parker. If you remember, she graduated and moved to that shining--alright, oily--beacon on the Texas Riviera, Corpus Christi. It was just shy of a year ago that she rolled up to the Lone Star State, looking to launch a career and make her mark. Well, we're proud to say it's paid off. Parker is now a homeowner! We've been sitting one this one for a few weeks because, let's face it, anything can jinx a housebuying process. After several near misses and houses getting scooped out from under her, she was getting the first-time buyer-blues. Then, just as it seemed the dream was fading on a house to call her own, Denise and James got the call that she'd roped herself a dogie. What we didn't tell you back then was we were dab-smack in the middle of our Alabama Bushwacker reverie and had to hit the pause button. What is it with Corpus Christi and interruptions in our travel plans? Within hours, we were on a plane to the "Sparkling City by the Sea" so we could join her for the excitement, the inspection... and the not-so-perfect process that would follow. Follow all of our adventures, check out our maps and subscribe to our channels here. #emptynest #fulltank

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? How do student loans differ across Conventional Loans, FHA Loans, VA Loans and USDA Loans? In this episode, we are going to take a deep dive into Student Loans and Mortgage Qualifying to help you become The Educated HomeBuyer. ✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

We've been ready to focus on our own future hometown, but had not even considered that maybe we weren't the only ones in our family who could take the plunge on a new home. Denise recently found a real estate agent to talk to us about Savannah. So we joined Isia Orr and her team at Fox Hollow Realty and got an education on everything that's happening in a city that's now on our Top 5 list. Isia gives us strategies for first-time buyers, the current state of the Savannah real estate market and post-pandemic buying and selling trends in cities across the country. The result? We took Isia's advice and our daughter is now scouring Corpus Christi for her first home. Our "new favorite real estate agent" will give you tips and hacks as she reveals the truth about just how attainable your first home can be. People waste so much money on rent and cars thinking they can't afford a house of their own--and couldn't be more wrong! Check out Isia and her team at https://foxhollowrealty.com/ and follow Isia's updates and advice on Instagram at https://www.instagram.com/isiad/?hl=en or here on Facebook at https://m.facebook.com/story.php?story_fbid=pfbid02FErfJWdVG7rrmxwQu22M393tLA4wLKBZjuT31wCgyYzQMzHguTVF4rZGBakpuGG4l&id=131105690291287&_rdr And as always you can find all of our links, maps and socials here! #emptynest #fulltank  

Home Loans Radio 03.04.2023 With That Mortgage Guy Don @ Happy Home Mortgage- FHA lowers PMI factor on new FHA Loans

This week's episode is hosted by Grace & Brenda! 02-20-23.

► ► Get Pre-Approved With My Team → https://www.winthehouseyoulove.com/lender ► ► Get An Agent Referral → https://www.winthehouseyoulove.com/agent

This week we speak with Jimmy Hobson, UMortgage branch manager,  and dive into the many types of loans, how we determine which loan is best for the consumer and where the opportunities are for buyer in the current real estate market. What you will learn:-VA Loans, FHA Loans, Conventional Loans-Opportunities for home buyers-Insight into mortgage rates-Housing supply and demand now vs 2008Brian Cardenas | NMLS 183143 Host & Mortgage Broker(480) 331-4684 www.thecardenasteam.com IG: cardenasmortgageteam FB: facebook.com/brian-cardenas.az 

✴️Episode #87✴️

Joseph is a Real Estate Agent and Real Estate Investor in New Jersey. He is also the co-founder of Legacy 4 Investments LLC, a Real Estate investments company dedicated to the fix and flip as well as the buy and hold of properties, which he founded along with his siblings Delia Rios and Sara Rios. He has a Bachelor of Science in Electrical Engineering from Rutgers University and a Master's of Business Administration from William Paterson University. Mentioned in this episode: Programs that support minority students get into top-tier MBA programs, such as The Consortium and MLT BiggerPockets - a community that brings together education and tools to create and build wealth with real estate investing FHA Loans for first-time homebuyers PMI: Private Mortgage Insurance Connect with Joseph: LinkedIn: https://www.linkedin.com/in/josephriosj/ Twitter: https://twitter.com/josephriosj Instagram: https://www.instagram.com/josephriosj/ Thank you to our episode Sponsor! For many of us buying a home is a new journey and it can be overwhelming. This is why we rely on and trust experts in the field. It means a lot is riding on your loan officer. Market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who can give you quick, accurate, and most importantly, personal, financial advice. Sensibly Home Loans experienced loan officers have the knowledge and expertise you need to explore the many financing options available. Sensibly Home Loans team members are licensed in AZ, TX, FL, and CA. They are soon to be licensed in TN and GA as well. To explore different loan programs available, seek financial advice, or start a secure online application, visit sensiblyhl.com or call 866-222-4690. Sensibly Home Loans is a Mortgage Broker NMLS#2247181 --- Send in a voice message: https://anchor.fm/peruviansofusa/message Support this podcast: https://anchor.fm/peruviansofusa/support

Are FHA loans better than conventional loans? In this replay episode from Alan's The House of AC podcast, Jasmine and Alan are exploring FHA loans to clarify common misunderstandings and uncover the power and opportunity that they hold. Alan and Jasmine also explore the combination of FHA loans with small multi-family investing. They also break down the figures of how to do this with both their examples and examples of folks who joined LIVE in The House of AC chatroom. If you're a first-time home buyer or first-time real estate investor, this episode is going to blow you away. Get ready to take notes!  Agent Upgrade is proudly sponsored by Jasmine Mortgage Team.  Topics: - Multi-family Investing using FHA Loans to Create Instant Wealth - What is an FHA Loan? - First Time Home Buyer - Single Family Home - How Wealth Builders Think  - How to Budget Property Taxes and Mortgage Insurance - How to Qualify for a Million Dollar Property - Buying Rental Properties under $100,000 - How FHA Loans Work & How to Qualify Also, check out Alan's book, House FIRE, to blow your mind on how the real estate investing FIRE method ('financial independence, retire early') can change your life. It's now FREE on Amazon right now: https://www.amazon.com/gp/product/173661830X/ref=as_li_tl JASMINE'S INFO:  -NEW website: https://www.jasminemortgageteam.com/ -Instagram: https://www.instagram.com/jasminemortgageteam/  -Tiktok: https://vm.tiktok.com/ZMLje3oF7/ ALAN'S INFO:  -Twitter: https://twitter.com/thehouseofAC -Instagram: https://www.instagram.com/thehouseofac/   -Tiktok: https://www.tiktok.com/@thehouseofac -Linktree: https://linktr.ee/thehouseofac AGENT UPGRADE PODCAST INFO: -Facebook: https://www.facebook.com/agentupgradepodcast -YouTube: https://www.youtube.com/channel/UCqsg1xvT7t9o9BYoLx3-0yw -Website: https://agentupgrade.libsyn.com/ -Instagram: https://www.instagram.com/agentupgradepodcast

BiggerPockets Real Estate Podcast Inflation and cash flow have been fighting against each other for decades. As soon as you increase the rent on an income property, inflation comes right in to eat some of that gain. So in today's borderline hyperinflationary environment, is cash flow still coming out on top? A better question to ask may be, what happens in five, ten, or twenty years? Will inflation completely erode your financial freedom dreams? Or will cash flow match (or beat) this destructive force.This isn't just a question that impacts real estate investors—it affects almost every individual working within today's economy. In today's episode of Seeing Greene, David goes deep into this question (and others) so you, the investors, can have a better understanding of our economy as a whole. You'll also hear topics like whether or not you can transfer title on an FHA loan, what to do when bidding wars push prices well above market comparables, when to cosign and when to ask for a cosigner, and what every investor in their twenties should start doing today.Heard a topic that you wanted more explanation on? Want to ask David a question you've never heard before? If so, submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he's going live so you can hop on a live Q&A and get your question answered on the spot!In This Episode We Cover:How spending power changes the way investors calculate cash flowTransferring title from your personal name into an LLC with an FHA loanHow to know a house is “worth it” and what to look for in a loan officerCosigning for a relative to house hack and staying up-to-code with owner-occupied loansPivoting markets from a cash flow market to an appreciation marketDavid's advice to every young, aspiring real estate investorAnd So Much More!Links from the ShowBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreSubmit Your Questions to David GreeneBiggerPockets Podcast 567: Seeing Greene: Finding Cash Flow, Refinancing Sooner, & NNN PropertiesBiggerPockets Podcast 570: Seeing Greene: Signs of a Great Agent, When to Refi, and How to ScaleBiggerPockets Podcast 571: Is This Deal Worth My Time? The 6 Crucial Steps to Vet a Multifamily SeaBiggerPockets Podcast 577: Cutting Your Tax Bill, Investing in Different Markets, & “Investor Pressure” | Coaching CallsBiggerPockets Podcast 582: Seeing Greene: Investing in Paradise, Timing the Market, and House HackingBiggerPockets Podcast 585: Seeing Greene: Boosting Your Appraisal, Backward BRRRRs, & Capital Raising RisksBiggerPockets Podcast 588: Seeing Greene: Climate Change, ADU Dilemmas, & Retiring with RentalsBiggerPockets Podcast 591: Seeing Greene: The Cash Flow Market “Mirage” That Traps New InvestorsDavid Greene MeetupsDavid Greene TeamClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-594See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

FHA loans are not as bad as they seem. 

In this Episode of Beyond 9 to 5, Jerardo and Lorenzo talk about the many options when it comes to refinancing in a seller's market, Conventional vs FHA Loans, Non-QM Loans, and Prop 19.Follow Us:Jerardo's Instagram - @earthlycitizenLorenzo's Instagram: @lorenzoelrealtor

Inflation and cash flow have been fighting against each other for decades. As soon as you increase the rent on an income property, inflation comes right in to eat some of that gain. So in today's borderline hyperinflationary environment, is cash flow still coming out on top? A better question to ask may be, what happens in five, ten, or twenty years? Will inflation completely erode your financial freedom dreams? Or will cash flow match (or beat) this destructive force.This isn't just a question that impacts real estate investors—it affects almost every individual working within today's economy. In today's episode of Seeing Greene, David goes deep into this question (and others) so you, the investors, can have a better understanding of our economy as a whole. You'll also hear topics like whether or not you can transfer title on an FHA loan, what to do when bidding wars push prices well above market comparables, when to cosign and when to ask for a cosigner, and what every investor in their twenties should start doing today.Heard a topic that you wanted more explanation on? Want to ask David a question you've never heard before? If so, submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he's going live so you can hop on a live Q&A and get your question answered on the spot!In This Episode We Cover:How spending power changes the way investors calculate cash flowTransferring title from your personal name into an LLC with an FHA loanHow to know a house is “worth it” and what to look for in a loan officerCosigning for a relative to house hack and staying up-to-code with owner-occupied loansPivoting markets from a cash flow market to an appreciation marketDavid's advice to every young, aspiring real estate investorAnd So Much More!Links from the ShowBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreSubmit Your Questions to David GreeneBiggerPockets Podcast 567: Seeing Greene: Finding Cash Flow, Refinancing Sooner, & NNN PropertiesBiggerPockets Podcast 570: Seeing Greene: Signs of a Great Agent, When to Refi, and How to ScaleBiggerPockets Podcast 571: Is This Deal Worth My Time? The 6 Crucial Steps to Vet a Multifamily SeaBiggerPockets Podcast 577: Cutting Your Tax Bill, Investing in Different Markets, & “Investor Pressure” | Coaching CallsBiggerPockets Podcast 582: Seeing Greene: Investing in Paradise, Timing the Market, and House HackingBiggerPockets Podcast 585: Seeing Greene: Boosting Your Appraisal, Backward BRRRRs, & Capital Raising RisksBiggerPockets Podcast 588: Seeing Greene: Climate Change, ADU Dilemmas, & Retiring with RentalsBiggerPockets Podcast 591: Seeing Greene: The Cash Flow Market “Mirage” That Traps New InvestorsDavid Greene MeetupsDavid Greene TeamClick here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-594See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is a clip from Part 2 - Building A Massive Real Estate Portfolio - Episode #224 (Social Proof 7)Welcome back to Part 2 of our Social Proof 7 Special!Our ability to diversify our investments is crucial to long-term financial stewardship, fiscal protection and success. Real Estate should be a part of your wealth building strategy but where do you start? What is the best type of Real Estate to invest into? In this episode of the Social Proof 7, Terrica Smith,Eddy Benoit Jr. , Dr. Jamisa McIvor-Bennet, Doug Depte, A. Donahue Baker & Christopher Senegal join us for a 2 part conversation about Building A Massive Real Estate Portfolio.We discuss :- Acquiring Tax Auctioned Real Estate .- Real Estate In The Metaverse.- The truth behind using OTHER PEOPLE'S MONEY to invest in Real Estate.- Refinancing Power : if you should do it or not in the midst of the historic interest rates.- Buying commercial properties with FHA Loans.and so much more!*** Join the Podcaster's Blueprint***http://www.podcastersblueprint.comBecome a part of our Patreon Family : https://www.patreon.com/DavidNeverSle...Join David's Morning Meetup For Just $1http://www.themorningmeetup.com⁣Terrica's IG :https://www.instagram.com/femalereale...Eddy's IG :https://www.instagram.com/eddybenoitjr/Dr. Jamisa's IG :https://www.instagram.com/rosebudsinv...Doug Depte's IG :https://www.instagram.com/dougdepte/A. Donahue Baker's IG:https://www.instagram.com/adonahuebaker/David on IG http://www.instagram.com/sleepis4suckersAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to part 2 of our Social Proof 7 Special!Our ability to diversify our investments is crucial to long-term financial stewardship, fiscal protection and success. Real Estate should be a part of your wealth building strategy but where do you start? What is the best type of Real Estate to invest into? In this episode of the Social Proof 7, Terrica Smith,Eddy Benoit Jr. , Dr. Jamisa McIvor-Bennet, Doug Depte, A. Donahue Baker & Christopher Senegal join us for a 2 part conversation about Building A Massive Real Estate Portfolio. We discuss :Acquiring Tax Auctioned Real Estate . Real Estate In The Metaverse.The truth behind using OTHER PEOPLE'S MONEY to invest in Real Estate.Refinancing Power : if you should do it or not in the midst of the historic interest rates.Buying commercial properties with FHA Loans.and so much more!*** Join the Podcaster's Blueprint***http://www.podcastersblueprint.comBecome a part of our Patreon Family : https://www.patreon.com/DavidNeverSleeps⁣Join David's Morning Meetup For Just $1⁣http://www.themorningmeetup.com⁣Terrica's IG : https://www.instagram.com/femalerealestateguru/Eddy's IG : https://www.instagram.com/eddybenoitjr/Dr. Jamisa's IG : https://www.instagram.com/rosebudsinvestments/Doug Depte's IG : https://www.instagram.com/dougdepte/A. Donahue Baker's IG: https://www.instagram.com/adonahuebaker/David on IG http://www.instagram.com/sleepis4suckersAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Episode 6 of Omaha REIA Radio features Michael Conway who is by no means your typical Real Estate Investor. Michael, like a previous guest, is an army vet who served for 6 years specializing in intelligence. He speaks about so many different ventures he embarked on coming out of the army and re-entering into the civilian lifestyle as an IT specialist. Like most REI's, he wanted the freedom that it offered, but unlike most, he took it to a whole new level figuring out strategic ways to legally beat the system (more). He drops so many golden nuggets that Owen (allegedly) was able to make a golden support stand to prop up his dislocated jaw after being wowed by Michael's story. Let's check out Episode 6 with Michael Conway!You can Join the Omaha REIA at https://omahareia.com/ Omaha REIA on facebook https://www.facebook.com/groups/OmahaREIA Ted Kaasch on Facebook https://www.facebook.com/kaasch Instagram https://www.instagram.com/kaaschmoney/ Owen Dashner on Facebook https://www.facebook.com/owen.dashner Instagram https://www.instagram.com/odawg2424/ Michael Conway on Facebook https://www.facebook.com/michael.conway.1420 If you like the content on Omaha REIA Radio, Be sure to give us a review on your favorite podcast platform to help others find us and leverage the knowledge and experience our hosts and guests have to offer. We greatly appreciate you for tuning in and see you in the next episode!!