The BankerCast: A Banker's Guide to Success

In this podcast episode, Mike Hipp, President of Gibsland Bank, shares practical banking advice and wisdom from his years of experience. He talks about key financial strategies, the importance of customer relationships, and how banking is changing. Mike also gives tips on handling economic challenges and finding growth opportunities, making this episode a great listen for anyone interested in finance.Intro 0:00Important banking lessons 6:50 Change within a company 11:45Relationships 15:15 Growth moving forward 17:52Challenges 22:55Final Advice 30:30

The Bankercast is pleased to have Jeff Fair from American Planning join us to discuss the numerous challenges facing the community banking industry. With decades of experience in banking, Fair offers insights trusted by bankers across the southeastern region and beyond.Current Banking Dilemma- 0:00Taking Risks- 14:00Need a Better System- 19:00Covid & Infrastructure Money- 31:00Importance of Experience- 39:00Thoughts on the Future- 50:40Liquidity- 58:55Lagniappe- 1:03:10

Join us on the latest episode of Banker Cast with S1 Technologies' Hunter Thevis as we unpack the essentials of branding, security, and share valuable advice. Tune in for a concise guide to navigating the banking landscape in the digital age.Intro: 3:30 Branding: 13:00 Security: 15:30 What must you do? 21:50 Advice and Motivation: 30:20 Lagniappe: 44:20

In this special Bankercast episode, we reflect on the transformative highlights of 2023, celebrating the growth and accomplishments at High Performance Teams. Grateful for the milestones achieved, we express our appreciation and delve into how these experiences have fueled our commitment to shaping better teams for better business in the banking industry.Intro: 0:00Growth at HPT: 1:26Post-Modern Problems and Solutions: 18:33Episode Recaps: 24:53Importance of Listening: 28:30Lagniappe: 39:05

In this episode of Bankercast, join us as we address recruiting with a special guest, Kayla Stoulig, the HR Manager at Gulf Coast Bank. Together, we explore the qualities that make a candidate stand out, from strong work ethic to a sense of responsibility. Tune in for valuable insights on finding the right talent to build a thriving and dynamic team in the banking industry.Intro: 0:00Recruiting Issues: 17:10What to Look For: 21:55Categories of Responsibility: 28:43Emotional Intelligence: 34:45Lagniappe: 40:29Contact Info: 49:49

Join us in this episode as we sit down with Carey Chopin, an experienced commercial lender, to explore advice within the world of banking. Beyond banking, he also imparts wisdom on the importance of teamwork and shares life lessons, making this episode a must-listen for anyone seeking financial wisdom and personal growth.Intro 0:00Background Information 1:25Foundational lessons 9:56Joyful side of Banking 19:26Interest Rates 25:54Teamwork 29:25Lagniappe 33:55Contact Info 44:30

In this podcast episode, we delve into the world of tax credits and financial innovation with Vine. Join us as we explore how Vine navigates the landscape of tax credits, uncovering unique strategies and success stories. Our special guest, Addison Henry, provides firsthand insights into Vine's remarkable journey and the their financial solutions.Who is Addison? 1:20What is Vine? 9:16Background /How was this started? 14:40What does Addison love about it? 19:16What is the resale of tax credits? / Why is it good? 22:23spare time? / activities outside of work 31:22Contact Addison Henry 40:45

With the second largest bank failure in US history looming in the background, Smith Shellnut Wilson's Russell Guess dives into how and why certain big banks have gone under in the past few months.  Guess, a man with extensive background in different facets of the banking industry, offers a well researched and thoughtful perspective.  As a bonus, listen in to glean valuable insight from Guess's career in the Marine Corps and his service in Iraq.  :00 - Background, career path, and introduction to Smith Shellnut Wilson16:00 - Frank Smith's adventure in starting Smith Shellnut Wilson18:00 - Big bank failures…what's going on?41:00 - Recession? What the economists are saying45:30 - Guess's service in the Marine Corps52:00 - Raising kids with Corps values1:04:00 - Books, brisket, and Bourbon

When it comes to banking, regulation and legislation play no small role in determining the health of the industry.  Thankfully, we can look to the Louisiana Bankers Association to promote policies that benefit bankers and consumers alike.  Listen to LBA's new CEO Ginger Laurent update us on the latest legislation affecting Louisiana bankers today. Ginger Laurent:00 - A recap of year 1 as CEO of the LBA4:45 - Projecting the role of the LBA in the coming years9:15 - Legislation in Louisiana pertaining to community banks14:00 - LBA's financial literacy initiative21:40 - LBA's Free-Market Policy24:45 - Advice for young bankers in a rising-interest environment31:30 - Louisiana Bankers Convention Asheville - 202333:30 - Book recommendations from Ginger and Jay

Join us on this episode in welcoming Winnsboro State Bank's Howard Dee Smith (President and CEO).  Howard Dee recounts a lively story of Winnsboro's rapid acceleration over the past three years and shares some tips to their overwhelming success.  Listen in for a thoroughly entertaining, and informative, conversation.:15 - Introduction to Winnsboro and Howard Dee7:50 - How to rocket launch a stagnant bank  14:10 - How to "turn on the loan engine"19:00 - Learning from the past, tips to managerial success23:30 - Plans for the future30:00- Big-bank failures and the community-banking world37:00- Smith family adventures

The Bankercast welcomes American Planning's Jeff Fair to discuss the whirlwind of challenges battering the community banking industry today.  Fair brings to the table decades of experience in the banking world and a perspective trusted by bankers throughout the southeast and beyond.  Tune in for an invaluable industry overview and quite a few laughs.2:45- Examining the economic climate for the upcoming year30:15- Challenges to the American economy of the future47:45- How rising interest rates affect asset-sensitive banks57:10- The threats to community banks in America67:48- Jeff's culinary adventures

In this special edition of BankerCast, Jay Toups and Joseph Benton of High Performance Teams, by RMR, Inc. interrupt regularly scheduled programming to celebrate twenty exciting years of operation.  Tune in for a riveting story and to glean key insights into starting a business built to last.BankerCast Anniversary Podcast Summary1:44 – Jay's Background and Family4:45- Early History of HPT10:00 – Pro-tips to Managing the Volatility of Business11:50 – First Pivot: Katrina18:20 – Pivots 2 and 3: Recession and Regulatory Aftermath21:36- The HPT Way24:00- Developments since COVID29:10 – A Supplement to Business: The Third Way35:30 – Strategy and Culture, Balancing Priorities43:35- Twenty Years of Entrepreneurial Wisdom Distilled55:15- Upcoming News and Closing Remarks

I think, without fail, our small business customers want us to know something about them and at the same time, there are things that we wish we could get small business customers to understand about our side of things.Byron Earnheart at the Barret School of Banking/host or Main Street Banking and Jay Toups, Pres/CEO of High Performance Teams have a long resume of working both with banks and small businesses. So, Byron and I got together and thought about things both sides of the table need to know about the other. It was an interesting conversation.You can find The Main Street Banking podcast at the following link.Learning From Each Other: Jay Toups and The Bankercast Podcast - Barret School of Banking (barretbanking.org)

CEO of Smith Shellnut Wilson, Frank Smith, started his business over 20 years ago. In this episode, Frank shares the wisdom he has learned during his career in banking, gives us insight on how banks manage their investment portfolios, and takes a look at the state of affairs in banking today as well as the future.  0:00 - Intro7:40 - Earning your Stripes13:50 - The Rate Environment/Recession23:00 - Employee Cost25:00 - Interest Rate Risk32:40 - Serving and Enjoying the Work36:35 - Wrap Up

After being in the sales game as both a student and a teacher, Reece Theriot started his company, Fulcrum Sales and Marketing, to solve problems and build meaningful relationships.0:00 - Intro4:24 - Sales Background13:40 - Advice for Sales in Banking17:15 - The definition of sales21:05 - Inbound and Outbound Marketing25:15 - Cold Call Strategies34:10 - Why Fulcrum?39:43 - Does it really work?43:00 - How to cross the finish line56:35 - Hungry, Humble, and Smart1:02:49 - Outro

Fred Mills joins host Jay Toups to take a fun look at the changing face of banking, people and customers. Fred is a bank CEO, owns and operates a pharmacy, and is a Louisiana State Senator. Listen to his fun stories about marketing and his wisdom that comes from experience. This is a podcast you will want to listen all the way through. Time Stamps:0:00-4:23 Introduction4:23-7:03 Biggest Changes in Banking7:03-9:34 Young Talent & Filling the Roles9:34-16:40 Taunte Pills & Marketing16:40-21:34 Passion for Banking & PPP21:34-27:40 Public Office27:40-37:18 Banks, Privacy & where the industry is going37:18-48:51 Wrap Up

2021 was an interesting year  in banking after following 2020, which was chaotic with the pandemic and its broad impact.  In retrospect, 2021 was a year of necessary change as we all looked to the future. The highlights emphasize what was on the minds of bankers everywhere.Highlights include:0:00-1:08 - Introduction1:15-5:47 - Jeff Fair, President of American Planning, and a discussion on how community banks can adapt and turn on a dime. 5:47-9:50  and 14:23-20:29 - Mechelle Roberthon, Talent Development Director at Home Bank, and our conversation on adult learning and building company culture.9:50-14:23 - Stan Dameron, Director of Louisiana's Office of Financial Institutions and his perspective on the importance of relationships. 20:29-24:24 - Janet Wood, Retired bank president, talked to us about the importance of receiving feedback and taking action on it.24:24-31:01 - We ended the year with Ginger Laurent, CEO of the Louisiana Banker's Association speaking to how , as bankers, we have a life long impact on our customers. 31:01-33:39 - Conclusion

his week, Jay has on Ginger Laurent, incoming CEO of the Louisiana Bankers association. They talk about the community environment in community banking, and the most touching experiences Ginger has seen in the industry. They also talk about the current crop of young people in banking and the future that the industry holds, especially within the scope of the last two years of changes as well as new laws and regulations placed in baking. 0:00-8:25 Introduction8:25-12:38 LBA; Family Community of Bankers12:38-18:28 Most Touching Experiences in Banking18:28-25:03 Young People in the Industry25:03- 38:05 Future Impact of the Last 2 Years on Banking38:05-56:00 Laws, Compliances, and New Regulations56:00 Final Questions

This week, Jay's guest on the podcast is Jeff Fair, who is the President of American Planning Corporation. They talk about the services American Planning Corporation provides, the importance of community banking, and the challenges that small banks faced during the COVID-19 Pandemic. Jeff also talks about the impact of programs like CDFI, PPP, and ECIP had on the community banks and the economy as a whole. 0:00-7:25 Intro, American Planning Corporation, and Working with Family7:25-20:15 Banking Industry in Community Banking & importance of a local Presence20:15-31:35 CDFI, PPP, & Support from ECIP31:35-44:43 Remote Locations & Commercial Real Estate44:43-1:02:02 Wrap Up Questions

This BankerCast features guest Mechelle Roberthon. Mechelle is the Director of Talent Development at Home Bank and a Doctoral Candidate at Baylor University. On the podcast she talks about her experience being a “toddler banker.” She also talks about the importance of company culture and the impact it makes on the performance of a company, as well as the impact it has made on her career. She and Jay also talk about SBET (Small Business Employment Training program and the Louisiana Incumbent Worker Training Program), the opportunities that it provides, and so much more.Mechelle's positive outlook on leading and developing the teams she works with is an absolute inspiration. Timestamps:Mechelle Introduction 0:01-8:46Adult Learning & Development 8:46-11:45Company Culture 11:45-19:40Transition to Banking 19:40-27:40 Advice for “Baby Bankers” 27:40-46:00Advice for managers 46:00-48:00SBET 48:00-53:46Personal Notes 53:46-1:00:36Louisiana Workforce Commission Website (SBET Program): https://www.laworks.net/Downloads/IWTP/IWTP_SBET_Eligibility.pdf

Retired bank president Janet Wood joined us to discuss her career in banking and how she became one of the first women in the gulf south to be named to the position of bank president. She gives us great personal advice about how to grow in knowledge and succeed in today's world of banking. Janet's passion and love for the industry and the many individuals she has lead over the years is well worth learning from. Remember, be curious!