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Gulf Coast communities and oil drilling are once again at the center of a national decision, and the stakes could not be higher. A new US offshore oil drilling plan proposes expanded lease sales in the Gulf of Mexico, including areas close to Florida that many thought were protected. This episode asks a simple but urgent question: who benefits from these decisions, and who bears the long-term cost when something goes wrong? Gulf of Mexico offshore drilling has a long history of environmental damage, economic disruption, and broken promises. Scott Eustis from Healthy Gulf explains how drilling threatens fisheries, tourism, coastal ecosystems, and the communities that depend on them. Drawing from science and lived experience, he connects today's policy decisions to lessons learned from past disasters, including Deepwater Horizon, and explains why recovery is still not complete more than a decade later. Protect the Gulf of Mexico is not just a slogan, it is a call grounded in science, justice, and community voices. One of the most surprising insights from this conversation is how some coastal communities that rely on clean water and healthy fisheries are excluded from decision-making, even though they face the greatest risks. This episode shows why offshore drilling is not just an environmental issue, it is a human one. Help fund a new seagrass podcast: https://www.speakupforblue.com/seagrass Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube
Join Clay Edwards for the final episode of 2025 on The Clay Edwards Show (Episode #1127)! In this New Year's Eve special, Clay reflects on the year, sharing personal updates on health and wellness, discussing the biggest news stories in Mississippi and nationally, and diving into fun topics like the most popular baby names of the year—broken down by state, national trends, and even by race with a humorous twist. Clay's take on dodging the flu and staying healthy. Top 10 Mississippi news stories of 2025, from childcare crises and Amtrak's return to the Gulf Coast to major weather events, political moves, and law enforcement scandals. National top stories, including high-profile trials, natural disasters, protests, and political milestones. A rundown of notable celebrity deaths in 2025, from music icons like Ozzy Osbourne and Jimmy Cliff to actors like Diane Keaton, Val Kilmer, and Hulk Hogan. Clay also opens up the discussion to listeners: What was your biggest news story of the year? Tune in for unfiltered commentary, laughs, and a lookahead to 2026. If you enjoyed the episode, hit like, subscribe, and turn on notifications for more reality radio doses! Share your thoughts in the comments—what's your top story or celebrity loss from 2025?
On WeatherBrains this week this our annual year-ender episode with Greg Carbin. Greg needs no introduction; tonight we look back at 2025's notable weather events, and what the meteorology community has learned in the past year. Greg has presented his "Year-in-Review" presentation to the NWA Annual Meeting every year since 2004. His professional society memberships have included the NWA, AMS, International Association of Emergency Managers (IAEM), and Union of Concerned Scientists (UCS). Greg currently serves as Chair on the NWA's Professional Development Committee. Thanks for joining us this week for this year's WeatherBrains finale! Our email officer Jen is continuing to handle the incoming messages from our listeners. Reach us here: email@weatherbrains.com. Looking back at 2025 (11:45) 2025 Gulf Coast snowstorm (19:30) Legendary meteorologist Chuck Doswell passes away (21:00) 17 tornadoes in Alabama in 2025 (42:00) Mid-May tornado outbreak near St. Louis (53:00) July 2025 Texas flooding tragedy (55:30) Remnants of Typhoon Halong cross Alaska (01:05:30) Dr. Neil Frank 2021 interview clip/Rewatch Episode 819 for entire interview (01:14:30) The Astronomy Outlook with Tony Rice (01:11:05) This Week in Tornado History With Jen (01:13:00) E-Mail Segment (No segment this week - Happy New Year!) and more! Web Sites from Episode 1041: Remembering former KHOU-11 TV chief meteorologist Dr. Neil Frank Alabama Weather Network Picks of the Week: Greg Carbin - Ensemble QPF Tracking James Aydelott - Tulsa, OK record high temperature graphic Jen Narramore - Ethan Mok on X: Zion, IL fake AI tornado damage Rick Smith - Out Troy Kimmel - Foghorn Kim Klockow-McClain - Foghorn John Gordon - Tom Niziol on X: Wind-driven seiche on Lake Erie John Gordon - Tom Niziol on X: 80 mph wind gusts at Buffalo, NY Bill Murray - James Spann speaks with FOX Weather's Bob Van Dillen James Spann - Aaron Rigbsy on X: Tree damage video associated with a blizzard The WeatherBrains crew includes your host, James Spann, plus other notable geeks like Troy Kimmel, Bill Murray, Rick Smith, James Aydelott, Jen Narramore, John Gordon, and Dr. Kim Klockow-McClain. They bring together a wealth of weather knowledge and experience for another fascinating podcast about weather.
Gulf Coast Huddle 122725 Season 15, Episode 16 presented by Lone Star Gridiron as well as Fresh Media Works Stay tuned for all the great shows on the Lone Star Gridiron Sports Network. Contact the Huddle Twitter @chrisdoelle, @lsgridiron , @mikeforman21 Facebook https://www.facebook.com/LSGridiron ALL I NEED TO KNOW I LEARNED FROM MY TEXAS HIGH SCHOOL FOOTBALL […]
Welcome to Paranormal Heart podcast, paranormal talk, with heart and soul. I'm your host, Kat Ward. Thank you so much for tuning in.Looking for another great podcast? Join my friends Justin Cancilliere and Erik Scerbak on ParaTruth Reborn. Explore the mysteries beyond the veil every Tuesday at 10 PM EST on UPRN, YouTube, and wherever you listen to your favorite podcasts. And don't forget to tell them Kat sent you.Well my Haunted Hearts, welcome to a special holiday episode of Paranormal Heart Podcast, where the lights are dim, the stories are dark, and the gifts may come with something extra. Joining us tonight are my paranormal brothers Erik Scerbak, and Justin Cancilliere, hosts of ParaTruth Reborn, as we unwrap chilling tales of haunted Christmas gifts and explore creepy holiday traditions from around the world. So pour some eggnog, check under the tree… and brace yourself—because this Christmas, the strange is very much alive.A huge thank you to my special guests Erik Scerbak and Justin Cancilliere tonight, and to you, my wonderful Haunted Hearts, for tuning in. I also want to thank UPRN 107.7 New Orleans and 105.3 the Gulf Coast for carrying the show.If you enjoyed tonight's episode, please Like, Subscribe, Share, and Comment—it truly means the world to me. And if you'd like to be on the show, you have guest or topic suggestions, or you just want to say hello, drop me an email at paranormalheart13@gmail.com. From all of us here at Paranormal Heart Podcast, we want to wish you a peaceful and joyful holiday season—whether you celebrate Christmas, Hanuka or something else. May this time be filled with warmth, reflection, and moments that truly matter. Please take care of yourselves, look out for one another, be safe, and always be kind. The world needs a little more light these days. From our hearts to yours—thank you for being part of our journey.ParaTruth Reborn Link: https://www.paratruth.com/
On this special holiday episode of The Whiskey Trip, Big Chief sits down with Doc Brown Farm and Distillery founders Amy Brown and Paige Dockweiler for a conversation rooted in family, farming, and true grain to glass distilling. More than distillers, Amy and Paige are stewards of the land, driven by a shared determination to keep small scale farming alive at a time when doing things the right way is harder than ever. The episode opens with Amy and Big Chief sipping on Effie Jewel, a deeply personal release from a January 2021 crop built on a mash bill of 75% Jimmy Red corn, 10% Abruzzi rye, 10% wheat, and 5% barley. Eight barrels were sent to Galveston in July 2024, where the Gulf Coast climate left its mark before returning home in April 2025 for extended aging. Bottled at 101 proof and limited to 1,900 bottles, Effie Jewel will be allocated across Texas, Georgia, and online, with a major direct to consumer release event at DOMA on February 8. From there, the tasting moves to Southern Ember, followed by Day Swigger, which also serves as the base for both the Honey Expression and Hot Honey Expression. These pours highlight what sets Doc Brown apart. The honey and peppers come straight from the farm, just like the grain, reinforcing a farm first mindset where every ingredient has a story and a purpose. Throughout the conversation, Amy and Paige open up about the grit it takes to keep farming viable. They discuss balancing unpredictable weather, rising costs, regulations, and the physical demands of working the land while building a spirits brand rooted in integrity. Their tenacity shows as they talk about preserving heirloom grains, protecting farmland, educating consumers, and proving that farming and distilling can still coexist without compromise. In the second half of the episode, Paige joins Amy and Big Chief to sip on the Salted Caramel Bourbon Cream and Coffee Bourbon Cream. These rich, comforting pours are perfect for a cold holiday morning or a slow day spent relaxing with family. We hope you have enjoyed the ride throughout 2025 on The Whiskey Trip Podcast. From Woodrow, Ms. Viv, and of course Ol' Big Chief, we wish you a very Merry Christmas and Happy Holidays. Pour something good and take the ride.
We pulled into Gulf Shores, Alabama planning to stay a month—and quickly learned why so many travelers never want to leave. From iconic beach stops and jaw-dropping Gulf Coast sunsets to an unexpected day as a featured extra in the movie Deadly Destination Wedding, this stop was full of surprises.Thanksgiving turned into a true RV-life experience with beachside potlucks, new friends, bike rides through town (including a few very real gator sightings), pickleball, oyster nights, and Bushwackers at Flora-Bama. We explored Orange Beach, Pensacola's emerald waters, festive lights at The Wharf, drone shows, local food favorites, and cozy evenings under Christmas lights back at the park.If you're traveling the Gulf Coast by RV—or dreaming about it—Gulf Shores offers the perfect mix of coastal beauty, great food, and welcoming community. Sometimes the best travel moments aren't planned… they find you when you slow down and say yes to the journey.Check out previous episodes for travel inspiration!
Welcome, my Haunted Hearts, to Paranormal Heart podcast, paranormal talk, with heart and soul. I'm your host, Kat Ward. Thank you so much for tuning in.Looking for another great podcast? Join my friends Justin Cancilliere and Erik Scerbak on ParaTruth Reborn. Explore the mysteries beyond the veil every Tuesday at 10 PM EST on UPRN, YouTube, and wherever you listen to podcasts. And tell them Kat sent you.Folks, tonight, we welcome back a dear friend Sir Bryan M. Bowden. Bowden is a seasoned investigator and researcher known for his extensive work in Ufology, high strangeness, and unexplained phenomena. With decades of experience, he brings sharp insight, firsthand encounters, and a no-nonsense approach to some of the most mysterious cases in the field. Bowden is widely respected for connecting patterns across paranormal, cryptid, and extraterrestrial activity, making him a powerful voice in today's anomalous research community. On this segment, Bowden will be discussing the Cattle and Human Mutilation Phenomena.Before we begin, a quick warning that tonight's topic may contain sensitive and potentially disturbing material that some listeners may find unsettling. Listener discretion is strongly advised. A huge thank you to my special guest tonight and to you, my wonderful audience, for tuning in. I also want to thank UPRN 107.7 New Orleans and 105.3 the Gulf Coast for carrying the show. If you enjoyed tonight's episode, please Like, Subscribe, Share, and Comment—it truly means the world to me. And if you'd like a little piece of Paranormal Heart to call your own, you can grab some podcast swag, like a mug, by emailing me at paranormalheart13@gmail.com. Until we meet again, take care of yourselves and each other. Sending you all much love.Bryan's Links:https://linktr.ee/bryanmbowden
The Gulf Coast is one of the last places in the world where there is still a major wild oyster harvest. Lately, though, that harvest is in trouble. In this episode, the second in a two-part series on the future of seafood, produced in partnership with WWNO's Sea Change, we ask: What can the downfall and resurrection of the Louisiana oyster tell us about a future in which the ocean is a farm? This episode is dedicated to the memory of FERN staffer Katie Gardner, who passed away after a brave struggle with cancer. Katie was a special person – a good friend and trusted colleague of all of us at FERN – taken too young. Our thoughts are with her family and loved ones.
Angering Denmark, Trump appoints special envoy to Greenland; Flight records show Trump traveled on "at least eight" Epstein flights; CT, U.S. offshore wind projects face second federal pause; Mpls. ends contract with controversial Israeli-founded tech firm; Proposed offshore fish farms along Florida's Gulf Coast spark debate.
Angering Denmark, Trump appoints special envoy to Greenland; Flight records show Trump traveled on "at least eight" Epstein flights; CT, U.S. offshore wind projects face second federal pause; Mpls. ends contract with controversial Israeli-founded tech firm; Proposed offshore fish farms along Florida's Gulf Coast spark debate.
Welcome to Paranormal Heart podcast, paranormal talk, with heart and soul. Tonight's segment is pre-recorded, streaming on United Public Radio Network, 107.7 New Orleans and 105.3 the Gulf Coast, YouTube and anyplace you find your favorite podcasts. I'm your host, Kat Ward. Thank you so much for tuning in. Looking for another great podcast? Join my friends Justin Cancilliere and Erik Scerbak on ParaTruth Reborn. Explore the mysteries beyond the veil every Tuesday at 10 PM EST on UPRN, YouTube, and wherever you listen to your favorite podcasts. And don't forget to tell them Kat sent you. Well my Haunted Hearts, welcome to a special holiday episode of Paranormal Heart Podcast, where the lights are dim, the stories are dark, and the gifts may come with something extra. Joining us tonight are my paranormal brothers Erik Scerbak, and Justin Cancilliere, hosts of ParaTruth Reborn, as we unwrap chilling tales of haunted Christmas gifts and explore creepy holiday traditions from around the world. So pour some eggnog, check under the tree… and brace yourself—because this Christmas, the strange is very much alive. A huge thank you to my special guests Erik Scerbak and Justin Cancilliere tonight, and to you, my wonderful Haunted Hearts, for tuning in. I also want to thank UPRN 107.7 New Orleans and 105.3 the Gulf Coast for carrying the show. If you enjoyed tonight's episode, please Like, Subscribe, Share, and Comment—it truly means the world to me. And if you'd like to be on the show, you have guest or topic suggestions, or you just want to say hello, drop me an email at paranormalheart13@gmail.com. From all of us here at Paranormal Heart Podcast, we want to wish you a peaceful and joyful holiday season—whether you celebrate Christmas, Hanuka or something else. May this time be filled with warmth, reflection, and moments that truly matter. Please take care of yourselves, look out for one another, be safe, and always be kind. The world needs a little more light these days. From our hearts to yours—thank you for being part of our journey. ParaTruth Reborn Link: https://www.paratruth.com/
* 81 years ago, American troops were fighting in the Battle of the Bulge. We talk with Dr. Michael Bell from the National World War II Museum about what happened in the battle and about the show many of us rewatch this time of year: Band of Brothers. * Tulane scientists developed a new vaccine for a deadly tropical disease that's recently been found in the Gulf Coast
Tulane scientists have developed a new vaccine for a deadly tropical disease that's recently been found in the Gulf Coast. We talk with Lisa Morici, an immunologist and microbiologist who led the research.
Gavin Newsom's California is a travesty for energy policies, and we can see yet another hit to consumers. The Utility companies are now limited in the profits they can make to rebuild the grid. That will SQUASH investment and get more companies to leave California, and take the jobs with them out of the State. As companies shut down and cut jobs, they also cut tax revenue, and that is going to make the financial crisis brought on by Gavin even worse.His Energy Policies have now become a complete national security risk for the western half of the United States. When you consider the corruption, graft, and greed exemplified during Gavin Newsom's Governorship, it won't be easy to rebuild California after he leaves office.1. The energy policies and challenges in California, particularly the regulation of utility profits and the impact on energy reliability.Michael Tanner and Stuart Turley discuss how California's approach to regulating energy providers like PG&E and Edison differs from other states, leading to issues with grid investment and energy reliability. They contrast California's "top-down" policies with a more collaborative approach in different states.2. The geopolitical tensions and sanctions related to Venezuela and Russia.The hosts discuss the Trump administration's actions to intercept oil tankers related to Venezuela, and the potential motivations behind these moves, such as regime change, protecting Gulf Coast refinery interests, and impacting Russia's war in Ukraine.3. The potential of nuclear fusion as an energy source, and its connection to Trump's media company.Stuart Turley discusses the promise of nuclear fusion technology and how Trump's media company, Truth Social, may be involved in developing or licensing fusion-related patents.4. The outlook for the oil and gas industry based on the Dallas Fed survey.Time Stamps00:16 California Cuts PG&E and Edison's profits for grid improvement.03:47 California's Corruption exposed by Katy Grimes at the California Globe08:17 Oil and Venezuela's impact on global markets11:06 Sanctions through Drone strikes13:31 Fusion and President Trump may be a great investment for humanityWe cover key insights from the Dallas Fed's survey of oil and gas executives, including their price expectations, activity levels, and concerns about a potential market oversupply. Is there a glut, or is the glut simply misunderstood, or is the market recalibrating to a new method? You will want to see our Doomberg interview in January.1.California Cuts PG&E's and Edison's Profits for Grid Investments: Gavin Newsom's California Poses a National Security Risk Due to Flawed Energy Policies2.San Francisco Crippled by Widespread Power Outages on Busy Holiday Shopping Weekend3.Trump Administration Intercepts a Second Tanker in Venezuela Oil Tanker Blockade4.Sanctions through Drone Strikes now in the Mediterranean5.Why Fusion Is Considered Energy's Holy Grail, and how President Trump's media company is betting on a breakthrough6.Lingering pessimism, uncertainty further weigh on oil and gas activity – Dallas Fed7.US Oil Drillers Drop 6 Rigs This Week According to Baker Hughes: What Is the Impact to Consumers and Investors?Check out our sponsor, Reese Energy Consulting https://reeseenergyconsulting.com/Check out our website https://energynewsbeat.co/Check out the Energy News Beat Substack https://theenergynewsbeat.substack.com/Questions on Investing in Oil https://energynewsbeat.co/invest/
We're excited to welcome Attorney Maria Krupicz Goellner '03VMA for episode #93 of The Rambler Podcast. Maria is a public interest attorney and currently serves as Senior Director of State Policy for FAMM. Her journey has taken her from Erie to some of the country's most challenging legal landscapes. She served as the sole attorney for the Erie Division of the Federal Defender's Office for the Western District of Pennsylvania, represented clients as a trial lawyer on Florida's Gulf Coast,and clerked with the Legal Aid Society in Queens, New York. Her advocacy has been recognized by the Pennsylvania Association of Criminal Defense Lawyers for its exceptional impact and her leadership extends to serving on the Third Circuit Lawyers Advisory Committee and the Board of the Erie County BarAssociation. In this episode, Maria reflects on her journey from Villa Maria Academy to law school and a career working across the country in leadership roles that require adaptability, strategic thinking, and strong relationship-building. She goes on to shareslessons that she has learned from stepping into demanding roles early, navigating new environments, and developing confidence and leadership over time. This conversation is all about Maria's journey, how togrow professionally, lead with intention, and make thoughtful career decisions along the way.
We read from Matthew's newest book and also the poem My Father's Locker by James Ciano.Matthew Nienow's recently released collection, If Nothing (Alice James Books, 2025), has been recommended by the New York Times Book Review, the Washington Post Book Club, Publishers Weekly, and Poetry Northwest. He is also the author of House of Water (Alice James Books, 2016) and three earlier chapbooks. His poems and essays have appeared in Gulf Coast, Lit Hub, New England Review, Ploughshares, and Poetry, and have been recognized with fellowships from the Poetry Foundation, the National Endowment for the Arts, the Bread Loaf Writers' Conference, and Artist Trust. He lives in Port Townsend, Washington, with his wife and sons, where he works as a mental health counselor.
* Tangi Running Club RunSignup: tangirunningclub.com* Tangi Running Club Events on FB: https://www.facebook.com/groups/tangirunningclub/events* Tangi Running Club Events on Strava: https://www.strava.com/clubs/915274/posts/29265749 * Tangi Running Club Team Gear: https://teamlocker.squadlocker.com/#/lockers/tangi-running-club * Intro music: Let Us Run For It by The Denotes | Music promoted by https://www.free-stock-music.com Creative Commons Attribution-ShareAlike 3.0 Unported https://creativecommons.org/licenses/by-sa/3.0/deed.en_USv
Join host Joe Baya for the latest Northwest Florida Fishing Report as he welcomes Captain Evan Wheeler (Pensacola inshore expert) and Captain Adam Peoples (Destin offshore specialist). Discover top winter fishing tactics, including how to target redfish, speckled trout, and more during cold fronts in Pensacola Bay. Learn the best bait choices, water conditions, and timing for successful trips. Captain Adam Peeples breaks down offshore fishing for big tuna, swordfish, and marlin off Destin, with essential tips on planning overnight trips, gear, and safety. Stay ahead with expert advice for both inshore and offshore anglers in Florida's Gulf Coast. Subscribe for weekly fishing strategies, reports, and pro tips! The Northwest Florida Fishing Report is brought to you by Great Days Outdoors. Please subscribe, rate, and review wherever you listen to podcasts, and don't forget to text NWFFR to (779) 345-2918 to join our email list and receive a promo code for an AFTCO camo sunglass cleaning cloth with any purchase. Sponsors: Fishbites Dixie Supply and Baker Metal Killerdock Test Calibration Coastal Connection EXP Realty AFTCO Sea Tow SlipSki Solutions Black Buffalo Pure Flats Saltwater Marketing Stayput Anchor
A U.S. blockade of Venezuelan oil tankers may sound disruptive, but global oil is plentiful, and Gulf Coast refiners remain tied to Venezuela's heavy crude after decades of investment. If sanctions are lifted and Venezuelan oil flows again, it could benefit refiners and drivers alike. Also in this episode: why bank deposits are growing, how the Gap staged a successful turnaround, and where trade workers are experimenting with AI.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
A U.S. blockade of Venezuelan oil tankers may sound disruptive, but global oil is plentiful, and Gulf Coast refiners remain tied to Venezuela's heavy crude after decades of investment. If sanctions are lifted and Venezuelan oil flows again, it could benefit refiners and drivers alike. Also in this episode: why bank deposits are growing, how the Gap staged a successful turnaround, and where trade workers are experimenting with AI.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
In this episode of Brown Water Banter, we're joined in studio by Joel Davis, Nicole Nezat, and Biloxi City Councilman Wayne Gray to break down the inaugural Christmas on the Avenue event and what it means for Downtown Biloxi. Representative Scott Delano also joins us. We cover how the idea came together, the city coordination behind the scenes, and why this event is a major step toward bringing more foot traffic, tourism, and holiday energy to Howard Avenue.
This month on Unpacked, we're diving into Afar's just-released Where to Go list—but this year's picks are different. In 2026, we want to lessen the burden on overtouristed destinations and expand visitation to other parts of the world. Our editors carefully selected 24 emerging regions and overlooked locales that will inspire your next great adventure. For Birmingham, that means discovering what Alabama's second-largest city really offers—especially its quietly stellar food scene that's been racking up James Beard nominations. In this episode, host Aislyn Greene talks with Jenny Adams, a travel writer and Birmingham native now based in New Orleans. Jenny shares why this "big fish in a small pond" city deserves a second look—from its fourth-largest concentration of barbecue restaurants in America to Alabama white sauce, a downtown transformed by Railroad Park, and vintage shopping that rivals anywhere in the South. She also makes a case for an Alabama road trip, from Muscle Shoals to the Gulf Coast beaches. Plan Your Birmingham Getaway (First, explore our Alabama travel guide.) Stay —Book a room at The Elyton, a historic downtown hotel —Try The Painted Lady, a new boutique hotel in the city center Eat and Drink —Start your morning at Continental Bakery in English Village for old-world European pastries —Get a sandwich at The Garage Café, a collection of 1920s car garages with a courtyard bar where everything—including the furniture—is for sale —Try Birmingham barbecue at SAW's BBQ or Jim 'N Nick's, and don't skip the Alabama white sauce—a tangy, mayo-based condiment invented in Decatur —For Gulf seafood and oysters, head to Bayonet, a new raw bar —Sip fancy cocktails at Adios, a Mexican bar and James Beard semifinalist —For a bucket-list dive bar experience, go to The Nick for cheap domestics and live grunge bands See and Do —Walk or bike Railroad Park, a linear park built on former blighted railroad tracks —Tour Sloss Furnaces, the historic ironworks that defined Birmingham's industrial past —Visit the 16th Street Baptist Church and the Birmingham Civil Rights Institute to engage with the city's essential history —Catch a show at one of three restored historic theaters: The Alabama, The Carver, or The Lyric Shop —Browse Pepper Place, a collection of old brick warehouses with permanent shops and a Saturday farmers market —Find vintage treasures at Devore, with pieces spanning the Victorian era to the 1970s —Pick up artisan Alabama goods at Stone Hollow Farms (pickles, ginger syrups, cast iron cookware) and Design Supply (Southern artists and large-scale art) —Visit Shoppe, a garden store with a charming general store next door where you can eat a BLT while browsing tablecloths and vintage spoons Resources • Follow Jenny's work on Instagram • Visit Jenny's website • Explore all 24 destinations on Afar's Where to Go in 2026 list • Follow us on Instagram: @afarmedia Listen to All the Episodes in our Where to Go 2026 Series E1: This Island in the Bahamas Promises Pink Sand, Historic Hideaways, and Perfect Solitude E2: Why Peru's Second City Might Be Its Best-Kept Secret E3: The New 170-Mile Hiking Network Connecting Stockholm's Dreamy Archipelago E4: Route 66 Turns 100—and Albuquerque Is Ready to Celebrate E5: Why Morocco's Chill Capital Deserves Your Attention E6: Three Hours From Nashville, the South's Next Great Food Capital Is Waiting (this one!) Stay Connected Sign up for our podcast newsletter, Behind the Mic, where we share upcoming news and behind-the-scenes details of each episode. Explore our other podcasts, View From Afar, about the people and companies shaping the future of travel, and Travel Tales, which celebrates first-person narratives about the way travel changes us. Unpacked by Afar is part of Airwave Media's podcast network. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome, my Haunted Hearts, to Paranormal Heart podcast, paranormal talk, with heart and soul. Tonight's segment is streaming LIVE on United Public Radio Network, 107.7 New Orleans and 105.3 the Gulf Coast, YouTube and anyplace you find your favorite podcasts. I'm your host, Kat Ward. Thank you so much for tuning in. Looking for another great podcast? Join my friends Justin Cancilliere and Erik Scerbak on ParaTruth Reborn. Explore the mysteries beyond the veil every Tuesday at 10 PM EST on UPRN, YouTube, and wherever you listen to podcasts. And tell them Kat sent you. Folks, tonight, we welcome back a dear friend Sir Bryan M. Bowden. Bowden is a seasoned investigator and researcher known for his extensive work in Ufology, high strangeness, and unexplained phenomena. With decades of experience, he brings sharp insight, firsthand encounters, and a no-nonsense approach to some of the most mysterious cases in the field. Bowden is widely respected for connecting patterns across paranormal, cryptid, and extraterrestrial activity, making him a powerful voice in today's anomalous research community. On this segment, Bowden will be discussing The Cattle and Human Mutilation Phenomena. Before we begin, a quick warning that tonight's topic may contain sensitive and potentially disturbing material that spme listeners may find unsettling. Listener discretion is strongly advised. A huge thank you to my special guest Ron Morehead tonight, and to you, my wonderful audience, for tuning in. I also want to thank UPRN 107.7 New Orleans and 105.3 the Gulf Coast for carrying the show. If you enjoyed tonight's episode, please Like, Subscribe, Share, and Comment—it truly means the world to me. And if you'd like a little piece of Paranormal Heart to call your own, you can grab some podcast swag, like a mug, by emailing me at paranormalheart13@gmail.com. Until we meet again, take care of yourselves and each other. Sending you all much love. Bryan's Links: https://linktr.ee/bryanmbowden
Gulf Coast Huddle 121625 Season 15, Episode 16 presented by Lone Star Gridiron as well as Fresh Media Works Stay tuned for all the great shows on the Lone Star Gridiron Sports Network. Contact the Huddle Twitter @chrisdoelle, @lsgridiron , @mikeforman21 Facebook https://www.facebook.com/LSGridiron ALL I NEED TO KNOW I LEARNED FROM MY TEXAS HIGH SCHOOL FOOTBALL COACH […]
The primary focus of today's discussion centers upon the ongoing adverse weather conditions impacting various regions across the United States. As articulated, the National Weather Service has issued numerous warnings and advisories, particularly in the east and Great Lakes, where lake effect snow and severe cold conditions persist. Furthermore, we delve into the flood warnings affecting the Skagit River and the repercussions of a recent magnitude 4.0 earthquake in California, which, while not resulting in significant damage, has prompted caution regarding aftershocks. The episode also addresses hazardous travel conditions in the Los Angeles area due to dense fog and high winds in Montana, underscoring the diverse and severe weather phenomena currently in play. We conclude with a reminder of the importance of preparedness as these conditions evolve, urging listeners to prioritize their safety amidst these challenges.A comprehensive overview of the current meteorological conditions reveals a predominantly weather-driven scenario with significant implications for various regions across the United States. The National Weather Service has issued lake effect snow warnings for areas adjacent to Lakes Erie and Ontario, highlighting the persistent and severe cold that dominates the eastern parts of the country, while freeze alerts extend precariously down to the northern Gulf Coast. The discussion further elaborates on the ongoing flood crisis in Washington State, exacerbated by another deluge of rain from the Cascade Mountains, necessitating renewed vigilance as levels surge above flood stage once more. The seismic activity is also noteworthy, as a magnitude 4.0 earthquake rattled Sonoma County, California, prompting the acknowledgment of potential aftershocks, albeit with no immediate reports of significant damage. This episode serves as a crucial reminder of the unpredictable and often perilous nature of weather phenomena, urging listeners to remain informed and prepared for extreme conditions.Takeaways:* The National Weather Service warns of persistent cold weather and snow across the eastern states. * California experienced a magnitude 4.0 earthquake, with minor aftershocks but no significant damage reported. * Flood warnings are currently in effect for the Skagit River as rain increases water levels above flood stage. * Dense fog is impacting visibility in the Los Angeles area, making commutes hazardous this morning. * Freeze warnings are in place across parts of Florida, indicating significant cold weather conditions ahead. * A statewide state of preparedness has been declared in West Virginia due to expected snowfall and plunging temperatures. Sources[NWS Tallahassee — Office Page (Freeze/Cold headlines) | https://www.weather.gov/tae/][Freeze/Cold Advisory Example (active alert text) | https://forecast.weather.gov/showsigwx.php?firewxzone=FLZ009&product1=Freeze+Warning][USGS — M4.0, 6 km W of Glen Ellen, CA | https://earthquake.usgs.gov/earthquakes/eventpage/nc75279971][NWS Los Angeles/Oxnard — Office Page (Dense Fog Advisory) |https://www.weather.gov/lox/][NWS San Francisco/Monterey — Dense Fog Advisory (relay) | https://kioncentralcoast.com/weather-authority/alerts-weather-authority/2025/12/15/dense-fog-advisory-issued-december-15-at-151am-pst-until-december-15-at-1100am-pst-by-nws-san-francisco-ca/][NWS Tallahassee — Office Page (Freeze/Rip Currents/Marine) | https://www.weather.gov/tae/?n=ghwo_waves][NWS Tallahassee — Office Page (regional Freeze coverage) | https://www.weather.gov/tae/][NWS Atlanta/Peachtree City — Office Page (Cold WeatherAdvisory) | https://www.weather.gov/ffc/][NWS Great Falls — High Wind Warning (alert text) | https://forecast.weather.gov/zipcity.php?inputstring=59401][NWS Great Falls — Office Page | https://www.weather.gov/tfx/][NWS Buffalo — Lake-Effect Snow Warning (Oswego Co. example)| https://forecast.weather.gov/showsigwx.php?product1=Lake+Effect+Snow+Warning&warnzone=NYZ006][NWS Buffalo — HWO/Advisories (WNY) | https://forecast.weather.gov/showsigwx.php?product1=Lake+Effect+Snow+Warning&warnzone=NYZ085][NWS Wilmington OH — Office Page | https://www.weather.gov/iln/][MapClick — Cincinnati (Cold Weather Advisory example) | https://forecast.weather.gov/MapClick.php?lat=39.12711&lon=-84.51439][NWS Pittsburgh — HWO (NW PA with Lake-Effect impacts) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=ctp&wwa=hazardous+weather+outlook][NWS Cleveland — DSS Packet (Lake-Effect timing into Monday)| https://www.weather.gov/media/cle/DssPacket.pdf][NWS Austin/San Antonio — Office Page (Freeze Warning) | https://www.weather.gov/ewx/][NWS Fort Worth/Dallas — AFD/Key Messages | https://forecast.weather.gov/product.php?glossary=1&issuedby=fwd&product=AFD&site=NWS][NWS Seattle — Skagit River Flood Warning | https://forecast.weather.gov/product.php?issuedby=SEW&product=FLW&site=MTR][NOAA Water — Skagit at Mt. Vernon Gauge | https://water.noaa.gov/gauges/mvew1][Office of the Governor — State of Preparedness (12/13, official; within 48h window for ongoing action) | https://governor.wv.gov/article/governor-morrisey-declares-state-preparedness] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
There were several unusual sports stories which occurred over the weekend. Let’s jump right in! WWE star performer John Cena finally ended his year-long “Good-bye” tour on Saturday night in a nationally televised wrestling event in Washington DC. The 48-year old Cena was a 17-time WWE champion and, more recently, has become involved in the movie business much like former wrestler Dwayne “The Rock” Johnson. Longtime NFL quarterback Philip Rivers, though, just exited his nearly five-year football retirement at age 44 on Sunday to lead the Indianapolis Colts. Rivers last played NFL football in January, 2021. The irony is that it might be entirely possible that these two 40-something athletes might just find themselves doing the opposite at some point soon. Cena taps-out to the disappointment of millions of wrestling fans John Cena publicly announced his decision to retire from professional wrestling before the end of 2025 due to the physical nature of the sport and his advancing age. That sounds rational and reasonable for a 48-year old man working in such a demanding and dangerous profession. John Cena’s wrestling ring motto was “Never give up!” Alas, the WWE scriptwriters for Saturday night’s final match ignored Cena’s favorite slogan. The popular John Cena tapped-out (gave up) in losing to a designated bad guy (“heel”) named Gunther. No, not Gunther Toody from “Car 54, Where are You?” There is actually a pro wrestler named Gunther! The wink-and-nod nature of pro wrestling etiquette is for the exiting top star to lose in their final match to promote an up-and-coming personality. The exiting champion’s loss usually provides a significant “push” up the prestige ladder for the winner in popularity (good or bad) with pro wrestling fans. John Cena’s surprising loss to Gunther (a well-trained and very proficient wrestler who, unfortunately, has the personality of a dill pickle) means that something special is likely coming for Gunther soon in the WWE. Perhaps Gunther will receive a much-needed personality transplant and become a good guy (“baby face”) during 2026? Meanwhile, John Cena signed a 5-year deal to stick around WWE and help promote the business. He claimed that his wrestling days were officially over as of Saturday night. But, hey, we’re talking pro wrestling here! You never know when a new script will developed by the WWE requiring none other than John Cena to save the day and make yet another “final” comeback, right? NFL: Ol’ Man Rivers…he keeps on rollin’ along! On the other end of the retirement spectrum, 44-year old quarterback Philip Rivers returned to the NFL on Sunday! The aging QB is now one good hit away from being sent back to his Alabama Gulf Coast home to begin a second NFL retirement soon. The Indianapolis Colts were the darlings of the NFL during the first two months of this season. They raced out to 7-1 start. Indy then lost four of its next five games. Making matters worse, starting quarterback Daniel Jones went down with a season-ending Achilles tendon injury one week ago in Jacksonville. Back-up quarterback Anthony Richardson was already on injured reserve nursing an eye injury. The Colts turned to a rookie third-stringer named Riley Leonard to replace the injured Daniel Jones in the game at Jacksonville. The former Notre Dame signal caller completed 18 out of 29 passes for a measly 145 yards and one interception in the Colts’ 34-19 defeat. The team’s record fell to 8-5. Indianapolis found itself one game behind Jacksonville in the AFC South. The Colts’ playoff hopes were fading quickly. Enter Philip Rivers Quarterback Philip Rivers played 16 of his 17 NFL seasons with the San Diego-turned-Los Angeles Chargers. He became a free agent in 2020 and played for one final season with the Indianapolis Colts before retiring in early 2021 at age 39. The veteran quarterback has been living in southern Alabama wondering whether he might still be able to compete at a high level once again. Rivers said, “My wife always tells me that I’m crazy because there’s been times in the past three or four years when I said, ‘I wish I could just throw one and get hit hard!’ She’s like, ‘That’s not normal’!’”t A series of calls between Philip Rivers and his former Indianapolis coach brought the veteran signal caller out of retirement last week. He left the toasty Gulf Coast and traveled to frigid Indianapolis for one final NFL ride. The likely Hall-of-Fame quarterback found himself in the team’s starting line-up days later on Sunday as the Colts traveled to play Seattle. Sunday’s game against the Seahawks saw Philip Rivers complete 18 of 27 pass attempts for a modest 120 yards with one touchdown and one interception. He led to the Colts downfield to take the lead with just 47 seconds remaining as newly signed (former Saints) placekicker Blake Grupe nailed a 60-yard field goal. Unfortunately, the Colts’ defense allowed Seattle to move the ball downfield to score a game-winning 57-yard field goal by Jason Myers with only seconds remaining. The Indianapolis Colts’ 18-16 loss dropped the team to 8-6 and two games behind Jacksonville in the AFC South. With three games left in the NFL regular season, Philip Rivers and the Indianapolis Colts face a daunting challenge to qualify for the playoffs. Their next two games come at home against San Francisco (10-4) and Jacksonville (10-4). The Colts will close the season against their AFC South rival Houston Texans (9-5). Ouch. This won’t get any easier for Ol’ Man Rivers and his Indianapolis Colts. The New Orleans Saints have become the NFL’s 2025 spoiler team Two weeks ago, the New Orleans Saints were a pitiful 2-10 and in the running for earning the NFL’s #1 draft pick next spring by having the worst record in the league. However, two consecutive wins over NFC South leaders Tampa Bay and Carolina have injected the suddenly-spunky Saints with some late-season confidence. The Saints rallied from behind in the fourth quarter for the second consecutive week on Sunday in defeating this week’s NFC South leader Carolina 20-17. The loss dropped the Panthers into a first place tie with the team which New Orleans beat last weekend in western Florida. Tampa Bay and Carolina are now tied at 7-7. The Saints improved to 4-10 and have zero chance of receiving the #1 draft pick next spring. Sunday’s victory put New Orleans behind a 2-12 trio of the Tennessee Titans, Las Vegas Raiders and New York Giants plus the 3-11 duo of the New York Jets and Cleveland Browns. Most Saints fans couldn’t be happier, though. Rookie quarterback Tyler Shough has displayed rapid improvement and provided some much-needed leadership in the Saints’ offensive huddle. The New Orleans Saints defense has been excellent recently, too. The team’s final three games are winnable (at home for the 3-11 Jets this coming Sunday and on the road at 2-12 Tennessee and 5-9 Atlanta). A 7-10 finish would be a huge accomplishment for rookie head coach Kellen Moore and his staff. Saints fans are finally feeling a little renewed hope for their favorite team. Did you hear about the wild finish in a Louisiana high school state championship game last Friday? Imagine if your high school football team had scored the potential game-tying touchdown in the state championship game with just 35 seconds left to play. The extra point kick would tie the score, but…he missed it! Oh, no! The St. Charles Comets from LaPlace (30 miles NW of New Orleans) were that team last Friday night in the Louisiana Superdome. Their opponent was none other than the defending state champion Archbishop Shaw High School Eagles (also from the New Orleans area). The Comets trailed 21-20 and attempted an onside kick. Shaw recovered. St. Charles used its two remaining timeouts after first and second downs. With no more timeouts remaining, all Shaw’s Eagles had to do to claim the state championship was to take a knee and watch the game clock run out. On that fateful third down play, one of Shaw’s offensive linemen prematurely tossed his helmet into the air – thinking that his team had already won the state championship. The game officials said, “Not so fast!” Archbishop Shaw was whistled for a 15-yard unsportsmanlike conduct penalty on the play. The Eagles faced a fourth down punting situation after the premature celebration penalty was whistled. St. Charles then partially blocked the punt. The Comets remarkably had the football back but only seconds remaining to be played. A sideline pass completion found the Comets’ receiver running out of bounds to stop the clock and bring on a potential game winning field goal attempt. Yes, the field goal kicker would be the same St. Charles high school placekicker who missed the potential game-tying extra point just moments earlier. This time, he would attempt a 47-yard game-winning field goal on the game’s final play. Tyler Milioto’s kick went, as New Orleans Saints fans might say, “Right down Poydras Street!” and through the uprights. St. Charles emerged with an improbable 23-21 win as pandemonium ensued in the Superdome. The players, coaches, and fans of both teams had just experienced extreme sadness and happiness – all during the final minute of play. For Archbishop Shaw’s team and fans, there was understandable confusion and anger about how the referees could have penalized one of their young men for being overly excited about winning a state football championship. The St. Charles Comets fans couldn’t believe their own good fortune in getting a second chance to win the game. The team’s kicker felt a very special redemption. “I felt like I had lost us the game, and then the next thing I know I’m out there kicking the game-winning field goal,” said St. Charles kicker Tyler Milioto. Indeed! It was the thrill of victory and the agony of defeat. No one will forget that high school football game! The post John Cena taps out and Philip Rivers tags in appeared first on SwampSwamiSports.com.
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In this episode of Brown Water Banter, we sit down with the men behind the Inaugural Fishing for Toys Tournament, a Gulf Coast charity event that was born out of a men's Bible study called Fishers of Men. What started as a small group of men gathering to study scripture and support one another grew into something much bigger — an outreach focused on serving families and kids in need during the Christmas season. Through Fishers of Men, the group recognized a need in the community and partnered with Pascagoula Police Department to help provide toys, meals, and hope to local families. We talk about how the Bible study began, how it evolved into an outreach ministry, and how the Fishing for Toys tournament became a natural extension of their mission to serve others. The conversation also dives into community policing, mentorship, faith, and the powerful impact that men stepping up together can have on families and neighborhoods. This episode is a reminder that real change often starts small — with men willing to check their egos at the door, show up consistently, and put faith into action. Watch the full episode now on YouTube ⬇️ https://youtube.com/live/SPF78fVZh6M Also big thanks to Southern Magnolia Smiles, Forever Young Men's and Women Health, and Taylor and Cox Law Firm, for the support! Want to be a part of the pelican gang? Check out our merch Here. Download our free app: Apple: Here Android: Here All our links: https://linktr.ee/brownwaterbanter
Scott Brewer and Kyle Agre are talking hunting, fishing and just about anything you can do outdoors each weekend on Gone Outdoors Radio. This week the pair welcome Sheena Ziegler to preview the 36th annual Brainerd Ice Fishing Extravaganza, Johnnie Candle talks about his winter gig guiding on the gulf coast of Florida and also Captain Ben Barrus shares tips for targeting lake sturgeon through the ice on Lake of the Woods.See omnystudio.com/listener for privacy information.
This week your hosts are Captain Tanner Deas and Dylan Kiene AKA "Dr. Doormat" , and they get an awesome two part inshore report from Captain Collier and Captain Matthew Swiggum ("Salty Swiggs"), The onshore report comes from Clifton Davis ("Mr. Hit 'Em With a Hook"), for a jam-packed episode of the Alabama Saltwater Fishing Report. This episode covers inshore fishing tips, proven trout tournament strategies from the "Battle of the Grubs," advanced speckled trout and sheepshead techniques, and real-world advice on adapting to changing conditions in coastal Alabama waters. Our captains dive into choosing the right baits, leaders, and rigging adjustments for sheephead, live shrimp and crab tactics, lure selection for tough trout, and how to read water and bait movement for tournament success. The discussion also highlights local fishery conservation, catch-and-release best practices, and the positive impact of regulations on the Mobile Bay and Mississippi Sound fisheries. Perfect for anglers and fans of Gulf Coast fishing, this episode delivers actionable insights and seasonal strategies from top Alabama fishing guides. SPONSORS The Coastal Connection Sea Tow Test Calibration Dixie Supply and Baker Metal Works Foster Contracting Pure Flats KillerDock BOW Blue Water Marine Service Black Buffalo Stayput Anchor AFTCO SlipSki Solutions Saltwater Marketing
Join host Joe Baya on the Northwest Florida Fishing Report for an action-packed episode featuring Captain Blake Nelson of Last Cast Charters in Destin and Captain Tyler Massey of Hot Spots Charters in Pensacola. Get expert insights on winter fishing in the Emerald Coast, including how to target redfish and trout on the flats, tournament strategies, bait and lure selection, and adapting to cold, changing weather. Offshore, Captain Massey shares the latest on Wahoo, tuna, scamp, and snapper fishing, plus tactics for success around local wrecks and fads. Whether you're planning an inshore charter in Destin, searching for Pensacola offshore fishing tips, or want to optimize your winter Gulf Coast fishing trips, this podcast covers it all. Perfect for anglers, charter fishing fans, and anyone seeking the best Florida fishing podcast. Sponsors: Fishbites Dixie Supply and Baker Metal Killerdock Test Calibration Coastal Connection EXP Realty AFTCO Sea Tow SlipSki Solutions Black Buffalo Pure Flats Saltwater Marketing Stayput Anchor
Gulf Coast Huddle 121125 Season 15, Episode 15 presented by Lone Star Gridiron as well as Fresh Media Works Stay tuned for all the great shows on the Lone Star Gridiron Sports Network. Contact the Huddle Twitter @chrisdoelle, @lsgridiron , @mikeforman21 Facebook https://www.facebook.com/LSGridiron ALL I NEED TO KNOW I LEARNED FROM MY TEXAS HIGH SCHOOL FOOTBALL COACH […]
Lulu Gribbin's survival story began on June 7, 2024. While diving for sand dollars with friends on Florida's Gulf Coast, she was attacked by a bull shark, severing her left hand and part of her right leg. After waking up from surgery, Lulu's first words were "I MADE IT" and this statement has set the tone for Lulu's miraculous journey of recovery, strength, and tenacity.Join Kari as she talks to this remarkable young lady about her story, her comeback, and her new Lulu Strong Foundation, created to support other amputees through research, technology, and prosthetics. Find the link in the show notes, and consider giving to this amazing cause as you make your end-of-the-year charitable gifts. Ep. 100 Show Notes:o Find Lulu Gribbin on Instagram and LTK, Find Ellie Gibbin on Instagram and Ann Blair Gribbin on Instagramo Lulu Gribbin is Southern Living's 2025 Southerner of the Yearo Donate to The Lulu Strong Foundation, www.https://lulustrong.com/o Watch Lulu's Interview on Good Morning Americao Kari's New Book for Moms Is Your Daughter Ready?o Kari's New Devo for Teen & College Girls: Yours, Not Hers: 40 Devotions to Stop Comparisons and Love Your Lifeo Join Kari on Substack, Instagram, or Facebook; Sign Up for Kari's email listo Kari's Books: Love Her Well, More Than a Mom, 10 Ultimate Truths Girls Should Know and Liked: Whose Approval Are You Living For?
Jen Barkan is joined by Meagan Baker, Senior Marketing Manager for Boise Hunter Homes, to explore what it really takes to build and lead a successful online sales program. From launching an OSC role inside a busy organization to rebuilding trust and structure within a sales team, Meagan shares the leadership moves, mindset shifts, and operational systems that lift performance. This is your chance to hear how strong management becomes the secret sauce behind a thriving OSC team.TITO ShoutoutLeah Russell – top producer of the year for the entire Gulf Coast region at DR Horton and a champion for heart, patience, and perseverance in the OSC seatKey TakeawaysWhy the OSC program fails without clear leadership alignmentHow Meagan won buy-in from a skeptical onsite teamThe critical early steps for launching a new OSC programWhat leaders should prioritize when hiring their first or second OSCSkills Check1. Schedule a weekly standing meeting with your manager to review numbers and needs.2. Build your agenda before that meeting so you lead the conversation with clarity.3. Send proactive updates to sales leaders, especially when communication feels siloed.4. Strengthen your dotted line by sharing quick video updates with sales teams.5. Ask the questions you need to succeed, especially when you are new to the role.
The private club world and the boutique resort world often feel like parallel industries—adjacent, similar, yet fundamentally different in culture, expectations, and operations. Every so often, we meet a leader who straddles both worlds daily, offering a rare perspective on how racquets programming evolves when a facility must serve two distinct audiences at once. In this week's BeyondTheBaselines.com podcast, we sit down with Dave Neuhart, Director of Racquets at Innisbrook Golf Resort on Florida's Gulf Coast. Innisbrook is not your typical resort. While it welcomes a steady flow of guests who stay for a week or two and move on, it also maintains a robust year-round membership. The result? A racquets environment that blends the pulse of a resort with the continuity of a private club. Dave walks us through how he manages this hybrid model—running programming simultaneously for resort guests and full-time members across pickleball, racquetball, table tennis, tennis, and soon, padel. From themed live-ball sessions built around holidays to the planning of club championships, he shares how he keeps both groups engaged without compromising the identity of either. We also dive into the strategic side of racquets management. Dave discusses the growth of league play at Innisbrook—seventeen teams strong—and how his “Awesome August” initiative boosted participation with four weeks of tactics-and-strategy sessions and creative prize incentives, capturing 60 percent of all league players. Finally, Dave offers insights into reporting into a corporate ownership structure under Salamander Investments, and what profit-and-loss scrutiny means for departments that straddle hospitality and sport. We even explore the broader industry landscape, including the acquisitions of Peter Burwash International and Cliff Drysdale Management by Troon, and how such consolidations may shape the future of racquets operations nationwide. It's a thoughtful, engaging look at what it means to operate at the crossroads of resort hospitality and private club culture.
The name "Katrina" took on a whole new meaning twenty years ago when a category five hurricane devastated the Gulf Coast. Today, John Benton tells In Focus what he witnessed and why he keeps volunteering to help those communities.
Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand. Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%. He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates. The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education Keith Weinhold 0:29 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Corey Coates 1:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:34 Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space. Speaker 1 4:09 I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go. Keith Weinhold 4:24 Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either. Keith Weinhold 4:53 That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go. Kevin Bupp 8:31 Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend. Keith Weinhold 9:43 Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well. Kevin Bupp 9:49 That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat. Keith Weinhold 10:19 That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right? Kevin Bupp 10:24 They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life. Speaker 2 10:48 Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin, Kevin Bupp 11:42 what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like? Keith Weinhold 11:52 Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow. Kevin Bupp 13:58 But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit? Keith Weinhold 14:44 We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties. Kevin Bupp 16:22 If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer, Keith Weinhold 16:34 yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here. Kevin Bupp 19:06 Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah. Keith Weinhold 19:42 I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place Kevin Bupp 19:42 tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing? Keith Weinhold 19:42 Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah. Kevin Bupp 19:42 So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule? Keith Weinhold 19:42 No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it. Kevin Bupp 20:08 Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in? Keith Weinhold 20:08 Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that. Kevin Bupp 20:08 I was hoping that you tell me 1% rule would is applicable. Keith Weinhold 20:08 It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely. Kevin Bupp 20:08 Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up? Keith Weinhold 19:42 You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah. Keith Weinhold 19:43 I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental? Keith Weinhold 29:53 I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer. Keith Weinhold 32:32 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989 Keith Weinhold 33:44 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Todd Drowlette 34:17 this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream. Kevin Bupp 34:38 That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that? Keith Weinhold 39:09 Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into. Kevin Bupp 40:22 I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right? Keith Weinhold 42:12 I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property. Kevin Bupp 42:23 Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite Keith Weinhold 42:38 Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today? Kevin Bupp 42:47 Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time? Keith Weinhold 42:55 Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program. Kevin Bupp 46:41 Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit. Keith Weinhold 46:51 And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again. Kevin Bupp 47:27 Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase? Keith Weinhold 47:34 It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity. Kevin Bupp 48:05 That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well. Keith Weinhold 48:17 Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987 Keith Weinhold 54:02 next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 54:36 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Speaker 2 55:04 The preceding program was brought to you by your home for wealth building, get richeducation.com
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Today we're going to check in with weather reporter Leigh Morgan as we begin the winter season and also talk about how accurate this year's hurricane-season forecast was. In today's report we also have early Amtrak success on the Gulf Coast, human remains finally identified, and a really big house. Learn more about your ad choices. Visit megaphone.fm/adchoices
Tune into this winter's Northwest Florida Fishing Report as host Joe Baya teams up with Capt. Justin Leake with Panama City Inshore and Brandon Barton with Emerald Waters Kayak Charters for a deep dive into the season's best fishing opportunities. Discover expert techniques for targeting redfish, speckled trout, and flounder in the bays, as well as offshore strategies for blackfin and yellowfin tuna—all optimized for winter conditions and cold fronts. Learn how changing weather impacts Panama City fishing and Pensacola fishing, with practical kayak fishing safety tips, bait selection insights, and expert advice on finding the most productive inshore and offshore spots. With tips on winter fishing tactics, artificial and live bait rigs, flounder regulations, and the advantages of kayak fishing, this episode is packed with actionable strategies for anglers throughout Northwest Florida and the Gulf Coast. Sponsors: Fishbites Dixie Supply and Baker Metal Killerdock Test Calibration Coastal Connection EXP Realty AFTCO Sea Tow SlipSki Solutions Black Buffalo Pure Flats Saltwater Marketing Stayput Anchor
The salient point of today's discourse revolves around the imminent weather developments across the United States, particularly emphasizing the marginal risk of excessive rainfall along the central Gulf coast and the anticipated atmospheric river affecting the Pacific Northwest. I elucidate the potential for localized flash flooding in coastal regions due to persistent showers. Concurrently, I provide updates regarding winter weather advisories and warnings for several states, including Michigan and Colorado, where hazardous travel is expected due to heavy snowfall. Additionally, I draw attention to the coastal flood advisories in various regions, underscoring the need for vigilance as high tides may lead to minor inundation. This comprehensive weather briefing serves to prepare our audience for the diverse meteorological challenges that lie ahead.Takeaways:* The Weather Prediction Center has issued a Day One marginal risk for excessive rainfall along the central Gulf Coast, indicating possible weather-related impacts. * Localized flash flooding is anticipated in areas where persistent showers develop near coastal regions, necessitating vigilance among residents. * A strong atmospheric river event is forecasted for the Pacific Northwest early next week, which may influence local weather patterns significantly. * Winter weather advisories remain active across multiple states, including Alaska and Michigan, highlighting ongoing hazardous conditions due to snow and freezing temperatures. * Coastal flood advisories have been issued for various regions, including North Carolina and Oregon, in response to high tide events that may lead to minor inundation. * Overall, careful monitoring of weather patterns and advisories is essential as conditions continue to evolve across the United States. Sources[WPC Day 1 ERO | https://www.wpc.ncep.noaa.gov/qpf/ero.php?day=1&opt=curr][NWS Mobile | https://www.weather.gov/mob/].NCEP Weather Prediction Center+1][NWS Anchorage | https://www.weather.gov/afc].[NWS LOX | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=high+surf+advisory][NWS SF Bay Area | https://www.weather.gov/mtr/][NWS Grand Junction | https://forecast.weather.gov/showsigwx.php?product1=Winter+Weather+Advisory&firewxzone=COZ205][NWS LIX | https://www.weather.gov/lix/][WPC | https://www.wpc.ncep.noaa.gov/qpf/ero.php?day=1&opt=curr][NWS APX | https://www.weather.gov/apx/][NWS Missoula | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=mso&wwa=winter+weather+advisory][NWS Buffalo | https://www.weather.gov/buf/BUFHWOBUF][NWS WWA (ILM) | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=coastal+flood+advisory][NWS Wilmington | https://www.weather.gov/ilm/][NWS Portland | https://www.weather.gov/wwamap/wwatxtget.php?cwa=pqr&wwa=all][NWS Nashville | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=winter+weather+advisory][NWS EWX AFD | https://forecast.weather.gov/product.php?issuedby=EWX&product=AFD&site=EWX][NWS EWX | https://www.weather.gov/ewx/][NWS WWA | https://forecast.weather.gov/wwamap/wwatxtget.php?cwa=usa&wwa=coastal+flood+advisory][NWS Seattle | https://www.weather.gov/sew/][WPC | https://www.wpc.ncep.noaa.gov/discussions/pmdepd.html] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.
When I visited the Gulf Coast of Florida, I got to see a couple of glorious earth turns. The sky was ablaze with color and the sun disappeared on the horizon. You say, "Excuse me, Ron, that's a sunset." Hey, wait a minute. Are you from the 14th century or something? The sun doesn't set, it doesn't move! The earth moves! As it makes its revolution, your point on earth turns away from the sun every 24 hours. So that would be an earth turn, right? And we say the sun sets. Well, the earth is turning and you can see how mankind got it wrong for so many centuries. I mean, it looks as if the sun is revolving around the earth. It revolutionized a lot of thinking when people finally understood what was revolving around what. I'm Ron Hutchcraft and I want to have A Word With You today about "Changing World, Unchanging Truth." Our word for today from the Word of God comes from 2 Timothy 3:16. It says this: "All scripture is God-breathed and is useful for teaching, rebuking, correcting and training in righteousness." Verse 17: "so that the man of God may be thoroughly equipped for every good work." Now, what this is really saying is the Bible is the sun - God's unchanging, unmoving truth. Everything else has to revolve around what God's Word says. God's Word on any subject is the final word. If you read this passage, it's written in the context of a time when Paul is predicting that moral values will be in total confusion, when wrong's going to seem right, when what's right will seem wrong. Doesn't that sound familiar? It's a time when imposters and false ideas will be deceiving many people. And so God's instructions to Timothy are, "You continue in what you've learned and become convinced of what you've learned from infancy - the Holy Scriptures." In other words, you've got to stay where you are. Don't let anything make you compromise on what God's Word says. It's unsettling to see that some research indicates that only about a fourth of America's Christians are sure there's absolute truth. We're shaky on this authority issue, especially when it comes to areas that cramp our style or require us to change or go against what our group or our culture says is true today. We sometimes try to make our idea the sun, and then we try to make the Bible a planet that revolves around it. We put more weight on what is politically correct or culturally correct than what is biblically correct. In academic circles, for example, there's this subtle temptation to submit the Bible to whatever your discipline is, whether that's the current trend in sociology, or literature, or the arts, or science. Well, you've got to submit your discipline to the Bible. God's Word is the final word of origin of the universe and the origin of man. And any explanation that says God did anything other than instantly creating a fully developed adult is wrong. God's Word is the final word on divorce, on re-marriage, on sexuality, whether it's hetero or homosexuality. Or what it means to be a woman, what it means to be a man. It's the final word on justice, on wealth, on sex, on the value of an unborn life. No mental contortions can neutralize God's authoritative Word on the subject. You do no one a favor by trying to make God's Word more acceptable by diluting what it says. We stand on this book, and I hope every day as we're together this book becomes more practical and more living in your life. The planets in our world are in chaos as human wisdoms are confusing, they're colliding. But God gave us this brilliant sun, one settled, unmoving, always true authority to keep the planets in the orbits they belong in - the Word of Almighty God, the Bible. People came out of the dark ages when they realized that the sun did not revolve around them. We come out of the darkness when we realize and we never compromise the final centrality of the Bible in our personal universe, and when we put the planets of all those other ideas where they belong - in orbit around the sun of the Word of God.
Patrick Jump from Warrior Legacy Ranch - Giving Day Fundraiser with FM Talk 1065 Crew - Midday Mobile Tuesday 12-02-25 (0:00) There will be no personal nor direct attacks on anyone and I would ask that you please try to (0:09) Keep down the loud cheering and the clapping there will be no booing and no unruly behavior (0:18) With that this is painful and it will be for a long time (0:24) Baby that's right. This man knows what's up after all these are a couple of (0:29) High-stepping turkeys and you know what to say about a high stepper. No step too high for a high stepper (0:35) This is midday mobile with Sean Sullivan on FM talk 106 5 where Sean's a tough guy (0:41) I mean, I think everybody knows that you know, Sean.He took some licks. He hangs in there (0:46) Yeah, what's wrong with the beer we got? I mean the beer we got drank pretty good (0:50) Did you hear what I said, so this is a brave council (0:56) That doesn't suck (1:02) Right away we go FM talk 106 5 midday mobile glad to have you along the phone number and the text line same as it's (1:10) Been for 16 years, but you're due to the station. First of all, welcome aboard glad to have you.It's two five one three four three (1:18) Zero one zero six for a call or a text same number two five one three four three zero (1:25) One zero six in addition if you want to leave us a talkback message (1:29) If you go to the FM talk 106 5 app right there on the front page of the app (1:33) Landon pick whatever it is the first what it opens up there (1:37) Down the bottom you'll see a microphone icon (1:38) If you'll press that let you record a message email to the show and I can play it back here on the air (1:44) All right lots to do on today's show (1:46) But I want to start off a conversation with a friend of mine and they'll tell you more about what's happening this afternoon at (1:51) Starting at 5 o'clock at Fairhope Brewing Company in Mobile (1:55) So I'm gonna point that out again because we've done this in the past (2:00) We've been at Fairhope Brewing Company at the home offices there in Fairhope (2:04) But this is the location on st. Louis in Mobile for Fairhope Brewing Company. It's cheers to charity and tonight (2:11) Dalton Dan and myself will be back behind the bar with Fairhope Brewing Company (2:15) Slinging beers and a hundred percent of your (2:18) Donations in the form of tips for us like the movie cocktail with a big tips ring the bell (2:23) Whatever put those big tips in because they go to warrior legacy ranch (2:27) Joining me now my buddy and I the man behind warrior legacy ranch the president warrior legacy ranch (2:33) Marine Corps corporal and buddy of the station Patrick jump joins us now.Hey Patrick (2:40) I'm good, man, and (2:42) You know you remind folks to this is giving Tuesday (2:45) And there's a lot of you know a lot of charities and and worthwhile charities out there saying hey think about this (2:50) You did cyber Monday now giving Tuesday. Well. This is the way we want to give on this Tuesday (2:55) We're gonna serve y'all beers and y'all can donate money that goes to warrior legacy ranch somebody who doesn't know (3:03) What WLR is what's your what's your uh you know elevator speech the quick version of what y'all do? (3:12) Listeners out there (3:14) Warrior legacy ranch is a multi (3:18) Multi-program facility design (3:21) The long-term goal is to build a facility to do platoon (3:25) Reunions so that veterans can come in for a week and stay and reconnect with people that they served with (3:30) But for a local impact for the Gulf Coast we had the Gulf Coast veterans Community Resource Center (3:37) Which is a lot of different programs, I think it was recently categorized as a mental health facility (3:43) But it's not a mental health facility.It's a place where veterans can go to (3:48) connect with other veterans (3:52) With mental health in mind (3:55) But not there there are no professional (3:59) Psychiatrists and psychologists in fact I would refer you to that's recovering mobile (4:06) Yeah, and by the way to the the groundbreaking has started out on the facility (4:12) But this will be like you said part of what's going on will bring you know (4:16) veterans in from all over the country to beat up, but this is going to be like (4:21) Just a hub. I mean what yeah, I don't want to use the wrong word here, but to me Patrick (4:25) It seems like a hub for for all the veterans in our area to be able to come out to the resource facility (4:32) Yeah, it is exactly that the hub is a great word for it (4:36) I always think back like my vision of it when it when we were first starting to kind of plan (4:42) This was like those old-school (4:46) Gen Xers and myself will probably remember like when cities had community centers, and they did events there for families and (4:56) For men for women for for families all together (5:00) That that's kind of where it is where where people could go in and reserve the facility and use it to carry out you know (5:06) Organizations can can reserve it and carry out that that's kind of missing from now (5:12) from our area so (5:14) I mean I grew up in the north so we had that but (5:19) That that's what I envisioned this this hub for (5:22) You know different military organizations different veterans organizations to come in use the the 20-acre property and (5:29) Do something with other veterans and then we'll fill that time on our own with our programs in the empty spaces (5:37) In military order the Purple Heart needs a meeting facility or wants to do something outside (5:42) Hey sign up reserve the space for the weekend, and it's yours (5:46) It's really cool (5:47) And these are gonna be big demand if y'all heard me talk about in the past the stats here the number of veterans (5:53) Right here in our corner of the world (5:56) there's a lot and (5:57) To have a facility like this long time coming so good good on you, man (6:03) So yeah, you talked about the stats (6:05) I don't have mobiles, but but I have Baldwin County's stat and it is (6:09) 11.2% of the population or 26,000 better than Baldwin County (6:16) And we don't even we don't even have a VA you got to go to Mobile or Pensacola for that (6:20) So we're trying to fill that gap in our community that's missing (6:25) For those 26,000 veterans, I think all of us could sit on the property right now (6:34) It'd be a little tight, but yeah, you know what's good too if you're listening (6:39) The veterans obviously y'all listen to what Patrick's talking about you may be familiar with what's going on there (6:44) But folks that aren't make sure your friends and family that are veterans know about this, right? (6:50) That's what the keys to I've got that many people (6:52) Because that number is actually bigger for Mobile County and then you bring in Southeast, Mississippi and Northwest, Florida and that number (6:59) I think we figured it one day was near (7:01) 80,000 (7:02) You put that through you got to make sure those folks know, you know, this facilities here moving forward (7:08) That's a key too. So y'all are all gonna be profits for us and spread the word.That's that's what I'm it's a job (7:14) I'm giving you on this Tuesday (7:15) So we got to make sure people know what's going on talk about tonight, too (7:19) Could be raising money and this is a if somebody can't make it out tonight (7:23) Which is the most fun most fun the way? (7:26) For giving Tuesday's to have a beer and give a big tip that goes to warrior legacy ranch (7:29) But if not Patrick, how do people make donations to what you're doing or just see more about what you're doing? (7:35) so warrior legacy ranch (7:38) Click-to-donate button there (7:40) It's not posted on the website. But if you go to our Facebook page (7:43) We're currently trying to raise some money to build an 800 foot long fence (7:48) So that we can do equine therapy with bonfire ranch on our property. We're trying to build this (7:54) 835 foot fence so there's like a hundred different fence posts where you could buy a plaque and we send you a little (8:01) A (8:03) Thank-you gift for for purchasing that and and it may be you know, a one of 200 available bottle (8:11) that ever existed as a thank-you gift for your donation, but (8:15) You get a chance to honor a veteran or your family (8:19) I know that you'll be along the side of some other veterans some elementary school classes (8:24) I know one of the local elementary schools in Baldwin County did it as a fundraiser for their grades to (8:30) Remember the school as a contributor see it.So they didn't get the gift (8:38) We'll find something else but fun kool-aid or something (8:40) Let's say I'd make a donation just not to have to drive t-post anybody who's done that in their life (8:45) I'll make a donation for somebody else to drive those (8:47) Those t-post in to make that fence for the equine therapy (8:50) But people could people ask you more questions about that obviously through the website or a bend your ear tonight and say hey (8:57) What's this all about? I? (8:59) Will be there. All right, good stuff Patrick. We will see you tonight and (9:03) Talk more about what you're doing at warrior legacy ranch and the Veterans Resource Center.Thank you, brother (9:08) All right. Thanks on all right there goes Patrick jump and yep. He'll be there tonight with us five o'clock (9:13) It starts goes 5 to 7 (9:15) Fairhope Brewing Company in Mobile on st.Louis for cheers to charity (9:20) 100% of the tips go to warriors legacy ranch and the Veterans Resource Center. So come on out. Have a good time (9:26) There tonight, all right coming right back more of midday mobile
Nearly 72 million people are under winter weather alerts from the Rockies to southern New England, as forecasters say a rapidly strengthening storm is forming over the eastern United States on Nov. 2. This is the third storm this week sweeping across the country. It's expected to set new low-temperature records, along with snow, rain, and a chance of Gulf Coast tornadoes. The FAA says some airports could see delays.The White House is defending a second strike on an alleged drug-smuggling boat in the Caribbean. The White House says Vice Admiral Frank Bradley ordered the follow-on strike and acted within his legal authority. The strike, however, is raising questions, and Congress is now investigating, with Bradley set to brief lawmakers this week.The White House says the Trump administration is feeling very optimistic about the peace process between Russia and Ukraine. White House press secretary Karoline Leavitt said U.S. Special Envoy Steve Witkoff is traveling to Russia to meet with Russian President Vladimir Putin. A Kremlin spokesman said the talks on Nov. 2 will be held behind closed doors. He declined to specify what issues the two are set to discuss.
Welcome, my Haunted Hearts, to Paranormal Heart Podcast, paranormal talk, with heart and soul. I'm your host, Kat Ward. Thank you so much for tuning in.Before we journey into the mysteries of the unknown on this Remembrance Day, I'd like to thank the men and women who have served and are serving our great country. Thank you for your service and for the freedoms we hold dear. You have served with courage, dedication, and sacrifice. Lest we forget. Folks, I have another fascinating guest for you tonight. She's a spiritual teacher, healer, and master of the Akashic Records — a realm said to hold the memories and wisdom of every soul that's ever existed. My guest, Amy Robeson, helps people unlock their soul's purpose and connect with divine truth through this ancient, energetic library. Tonight, we'll explore what the Akashic Records truly are, how they can help us heal, and what mysteries they reveal about who we really are. Please welcome, Amy Robeson.A huge thank you to my special guest Amy Robeson tonight, and to you, my wonderful audience, for tuning in. I also want to thank UPRN 107.7 New Orleans and 105.3 the Gulf Coast for carrying the show. If you enjoyed tonight's episode, please Like, Subscribe, Share, and Comment—it truly means the world to me. And if you'd like a little piece of Paranormal Heart to call your own, you can grab some podcast swag, like a mug, by emailing me at paranormalheart13@gmail.com. Until we meet again, take care of yourselves and each other. Sending you all much love.Amy Robeson's Website:https://theamyrobeson.com/
This episode of the Louisiana NOW features an interview with Steve Barlow, the new Director of Finance and Conference Treasurer, and Rev. Dr. Van Stinson, the Executive Director of the Louisiana Conference of the United Methodist Church. Together, we explore Steve's transition into his role and his connection to the Gulf Coast. Reflecting on his past experiences, Steve shares how his time caring for his mother and a world cruise inspired his career path toward meaningful work in Louisiana. We also discuss the importance of financial stewardship within the Church, discussing the need for adaptive income strategies to further mission work. Steve draws on his extensive business background to highlight the parallels between managing finances in retail and the church.
Tune into this episode of the Alabama Saltwater Fishing Report, where host Tanner Deas sits down with Captain Jay O'Brien of Irish Wake Fishing, Chris Vecsey from Sam's Bait and Tackle, and fly fishing expert Sam Sumlin of Space Coast Flies and Community Fly Supply. Dive deep into expert strategies for targeting speckled trout, redfish, and white trout across Alabama's tidal rivers and causeways, plus the latest tips on matching the hatch and adjusting lure profiles and colors for trophy catches. Learn about the current nearshore tuna bite, including blackfin and yellowfin action just off the Alabama and Florida coasts. For anglers craving the finesse of fly fishing, discover essential gear and techniques for success in Gulf Shores and Mobile Bay. Whether you're passionate about inshore, offshore, or fly fishing, this episode delivers actionable fishing tips, seasonal insights, and product recommendations to help you land more fish. Perfect for anglers searching for the latest Alabama fishing report, saltwater fishing tips, and fly fishing in the Gulf Coast. SPONSORS The Coastal Connection Sea Tow Test Calibration Dixie Supply and Baker Metal Works Foster Contracting Pure Flats KillerDock BOW Blue Water Marine Service Black Buffalo Stayput Anchor AFTCO SlipSki Solutions Saltwater Marketing
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.