Podcasts about bank manager

I greet you in Jesus' precious name! It is Monday morning, the 16th of December, 2024, and this is your friend, Angus Buchan, with a thought for today. We go to the Book of Daniel 5:27: “You have been weighed in the balances, and found wanting…”Now, this Guest was not even invited to the king's palace, to his celebration, but He wrote on the wall. This was the One who was not invited but He came and He wrote with His finger upon the wall. What did He write? “You have been weighed in the balances, and found wanting…” How is it with you this morning? I know with me, without God, I've got no chance. Without the Lord Jesus Christ, I am in terrible debt. I remember as a young farmer and I'm sure this applies to businessmen, it applies to everybody. We put in a beautiful crop, oh what a crop it was that year! It was golden unto harvest. We had two months to go and then we'd reap that crop, pay all our debt and we'd carry on living. Then we got the phone call from the bank. Oh dear! The lady said, “The Bank Manager wants to see you urgently.” Now I knew that my time was up, I had to pay. The crop was there it was on the ground but he wanted his money obviously. So I got in the pickup, I asked Jill - I said, “Please just pray for me," and off I went to town. I gingerly walked into his office. Of course, you take your hat off, especially when you owe money. I walked into his office, I sat down at that beautiful big oak desk and he sat at the other side of the desk. He had his glasses on and he looked at me over the top off his glasses. He said, ”Angus, I've called you here today with regard to your overdraft.” I said, ”Yes Sir, I understand and Sir, I've got a wonderful crop and I'll be able to pay you.” He said, ”Hang on minute, I haven't finished.” He said, ”Yesterday, somebody walked into this office and paid the whole overdraft, cash. He's anonymous. He doesn't want to be known.” I couldn't believe it. I think I maybe broke into tears. I said, ”Thank you very much.” I went out rejoicing. As I was walking out the door, I said, ”Sir, who is he?” He said, ”He's a Carpenter.” It's just a story - but so true is it not?Do you remember that beautiful old hymn we used to sing? I want you to sing it with me, it goes something like this: He paid the debt, He did not own. I owed the debt, I could not pay.I needed someone to wash my sins away, and now I sing a brand new songAmazing Grace. Christ Jesus paid the debt I could never pay.Jesus bless you and have a lovely day, Goodbye.

Find out how Deo Antonio's tenacity turned his humble beginnings into a thriving career in Australia, as featured in "Trabaho, Visa at Iba Pa!" - Alamin kung paano naging matagumpay si Deo Antonio mula sa kanyang simpleng simula hanggang sa isang matagumpay na karera sa Australia, tampok sa "Trabaho, Visa at Iba Pa!"

In this audio version, we explore how area residents can prepare for holiday expenses with tips from Kristen Gillis of OnPoint Community Credit Union. Rising credit card debt and increasing interest rates make it more important than ever to create a holiday budget, manage spending, and consider proactive steps for financial stability. To hear more and find detailed strategies for reducing debt, visit https://www.clarkcountytoday.com/business/area-bank-manager-offers-tips-for-financial-planning-during-the-holiday-season on www.ClarkCountyToday.com. #financialplanning #holidaybudget #creditcarddebt #budgetingtips #OnPointCU #ClarkCountyWa #localnews

This is your 4 P.M. All Local update for Wednesday, August 28, 2024.

SUBSCRIBE NOW WHEREVER YOU LISTEN TO YOUR PODCASTSGrab a free Audible 30 Day Trial and listen to SAFE HANDS for FREE!It's episode 224 where I'm chatting to crime writer, Angela C Nurse, talking about her gritty Scottish private detective series, her thoughts on the publishing industry in general and why she thinks Crime Fiction is such a powerful genre when it comes to studying people and behaviour.We also discover the book that saved her life and hear her tips for aspiring writers out there.Born in the Kingdom of Fife, Angela spent her teenage years in Penzance before returning to Scotland. She has had a varied career from Nursery Nurse to Bank Manager before becoming a full-time writer.Her brilliant Rowan McFarlane Mysteries are set within the fictional town of Cuddieford, which lies somewhere between Dunfermline and Kirkcaldy. And those books are out right now, so go and check them out.Find all of Angela's's links at her website here.Thinking of self-publishing and want help and a cover design? Take a look at this post on Wayne's website.WANT A FREE eBOOK WITH 2 CRIME STORIES? SUBSCRIBE TO WAYNE'S NEWSLETTER HEREDon't forget – this is YOUR SHOW so keep tweeting me, leave your comments below, check out our Facebook page and the brand new newsletter and mailing list. It's totally free to sign up and you'll get a FREE motivational PDF to download – '10 Tips For Surviving NaNoWriMo, The First Draft and Beyond' PLUS the 3 Act Story Structure Template to help you plot your story. More content coming soon, including videos, blog posts and loads of extra writing tips.

In this episode of Bankercast, join us as we address recruiting with a special guest, Kayla Stoulig, the HR Manager at Gulf Coast Bank. Together, we explore the qualities that make a candidate stand out, from strong work ethic to a sense of responsibility. Tune in for valuable insights on finding the right talent to build a thriving and dynamic team in the banking industry.Intro: 0:00Recruiting Issues: 17:10What to Look For: 21:55Categories of Responsibility: 28:43Emotional Intelligence: 34:45Lagniappe: 40:29Contact Info: 49:49

Was muss man als Anleger aktuell wissen? Mit Thomas Mayer rede ich über #Bitcoin , Inflation und über die wahre Zeitenwende. Zum Video: Klick

Vinnie McClafferty is of Maori and Irish descent. He is a Financial Advisor and former Bank Manager who now operates his own mortgage advisory business called 'The Mortgage Hub'. Vinnie hails from West Auckland and is a Kelston Boys High School alumni. Check out The Mortgage Hub website here: https://www.themortgagehub.co.nz/ Follow The Mortgage Hub on Instagram here: https://bit.ly/3MTHZlX --- Send in a voice message: https://podcasters.spotify.com/pod/show/backofthe135/message

GENEVIEVE MORRISWelcome to this episode of Dear Nelly with Genevieve Morris - she's a comedian, actress and check-out chick and her local IGA (that is not a metaphor). You probably know Gen from various TV roles but most notably Comedy Inc and weirdly, from that ANZ ad where she played Barbara the arsehole Bank Manager (Barbara lives in Bank World). Gen is one of the most honest, open and raw guests we've had on the podcast and you're going to love her. Topics covered include painful sex, long-term marriage to your best mate, recovering from cancer, wan*ers (literally), STIs and whether to bone a guy at work.Strap in, you're going to fall in love with Genevieve Morris. BONUS EPISODES:Subscribe to NELLY+ HERE to support the podcast and to get a Bonus Episode a Month. SEND NELLY A MESSAGE:Send Nelly a Voicemail HERE if you have a question or comment. Nelly's website HEREFahey's website HEREProducer Boy website HERELove yas,Nelly xxx If you love the podcast, please rate, review and spread the word. This stuff works best by word-of-mouth so please share, share and share some more. We can't do this without you!Nelly, Producer Fahey and Producer Sammy xxx https://plus.acast.com/s/dear-nelly. Hosted on Acast. See acast.com/privacy for more information.

Lehmo and Nathan Broad covering all the biggest fashion news in footy. Nathan's been making calls to Richmond members and Lehmo asks what it's like to be called into Dimma's officeSee omnystudio.com/listener for privacy information.

While women have been a critical element of the workforce since the beginning of time, it's only recently that women in leadership have become a holy grail for significant organizations that want to be seen as open and welcoming places to work. The data shows that organizations with significant representation of women (and other diverse leadership) on their boards and in their executive suites, regularly outperform those which lack these characteristics. Despite the overwhelming data that demonstrate women are good for business, organizations seeking to support women in leadership roles, not to mention the women themselves, continue to be frustrated by systemic and cultural barriers to success. And yet, many women succeed despite the barriers put in their way. What are they doing right? How are their mentors helping them? What are their companies doing to change historically discriminatory dynamics? What are the best practices to create gender equality? In this conversation, we discussed women in leadership, with special guest Ukura Hodge., Assistant Branch Manager. As a highly reliable and resourceful Bank Manager at Island Federal Credit Union. She is committed to her duties, working hard to implement management strategies and processes to optimize and maximize performance. An accomplished business leader in the banking sector, she stands out for her sharp business acumen, ability to work collaboratively with her colleagues, and readiness to help her juniors set and achieve their career goals. Ukura holds a Bachelor of Arts in Public Relations and Marketing with a Minor in Psychology, which aligns well with her professional field. She can easily connect with her clients, understand their needs, exercise client care, and think out of the box as she offers them personalized service. Her deep desire to serve, a knack for results, and her pursuit of excellence have steered her on the trajectory of success. She is an Alpha Sigma Lambda Honor Society member and SHRM member. Enter The Giveaway Here: Join our Private Community Here: Learn More About How to Become an Alley --- Send in a voice message: https://podcasters.spotify.com/pod/show/karmisha-superville/message Support this podcast: https://podcasters.spotify.com/pod/show/karmisha-superville/support

February 1947 is one of the snowiest months on UK record. As roads and rail are forced to close, in London, a six-man criminal gang organized a robbery targeting the Midland Bank of Kentish Town. Their mark was the unsuspecting bank manager, Mr. Snell. But all good plans are bound to go awry. Before they could act, word reached Scotland Yard's mysterious undercover intelligence unit - the Ghost Squad. Detective Inspector Len Crawford quickly came up with a cunning but dangerous play to snare the robbers - but it's a high-risk game that could prove fatal to his men. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In each episode, Paddy deep dives into a new human Superpower and practical advice on how you can apply it immediately. ⚡️ Discover Your Purpose: Bank Manager To OBE And Working With The Royal Family Dr. Kamel Hothi OBE Is ranked in the top 100 most influential black, Asian and minority ethnic leaders in the UK and was awarded an OBE in 2017 for services to promoting diversity in banking. From cashier to Director, over 4 decades Kamel has experienced first-hand the struggles of smashing glass ceilings, discrimination, and gender imbalance resulting in forming the Ethnic Minority and Women's network. This intrapreneur drive pushed her on to develop the Asian Strategy, cultural training initiatives, new communication campaigns and products for Lloyds Banking Group. Her skill in stakeholder management and collaboration has seen huge successes such as the development of civil partnerships across the private and public sector by encouraging innovation of programmes and supporting culture change and new operating models following mergers, acquisitions and turnarounds. Kamel is an international motivational speaker invited to inspire colleagues on topics like allyship, gender, race equality and leadership. Leaving audiences emotionally moved and thoughtful, including helping senior leaders transition to becoming more inclusive and empathetic. Post retirement Kamel now supports several boards as an Advisor, Trustee including Lloyds of London ESG Committee for the Insurance Industry, The Queen's Commonwealth Trust across 54 countries on social change for youth, Ambassador for Alzheimer's Soc and a NED TLC Lions where she has supported over 300 companies. All this she has balanced as a mother, carer and wife living within a complex traditional Indian culture full of honour and traditions.

Molly talks with Divya LV Jagasundaramr about her cookbook, "Amma's Cookbook". Order "Amma's Cookbook" from an independent bookseller at this link: https://bookshop.org/a/10588/9798597537016 or at Amazon right here https://amzn.to/3DJ03ZM ABOUT AMMA'S COOKBOOK We all need food.Whether it be for nutrition, good health or just a tool by which we can bring people together, food is an important feature in everyone's lives. #However food is enjoyed when surrounded with love or when made with love. There is no bigger epitome of this than meals which you remember from your childhood. There is no greater evoking of positive emotions and times of enjoyment than when you are enjoying your Amma's food!This book presents an amalgamation of such recipes with a modern twist. Why not combine the treasured culinary memories of your youth in a robust and healthy way?! In the hustle and bustle of everyday life here are recipes that will not only contain wholesomeness of home cooked meals without the hours of careful preparation! This book is not so much a presentation of traditional recipes but more an exploration of how one can adapt traditional meals in a modern day setting thereby allowing the future generations to forge their own memories to revert to when the going gets tough. Remember the old adage that “the key to a man's heart is through his stomach.” This book will adapt that adage to, “The key to everyone's heart is through their stomach!” Enjoy! Eat! Experience! ABOUT DIVYA LV JAGASUNDARAM Divya LV Jegasundaram was born in Oxford, England, and then migrated to Toronto, Canada in 2007. Divya was the youngest Bank Manager for the 7th largest Bank in the world in the UK, and then was able to repeat her success and become the youngest for North America as well. Divya then left her very successful career in Banking and is now a Certified Fulfillment Life Coach, Executive Coach, Master Spirit Life Coach, Senior Faculty for a leading Life Coaching School, International Keynote Speaker and 4 time Best Selling Author. Divya also spends a lot of time giving back to the community and has been recognized globally for her achievements and professional services, as well as being the recipient for the Women In Management Canada (WIM) Entrepreneur Award, the Woman On Fire (WOF) Business Woman of the Year Award and nominee for Canada's Top 40 Under 40.

Hey Wicked Hunters,  Welcome back to The Art of Photography podcast with Stanley Aryanto. This week we will be chatting with Supriya and how she took control of her life when she quit her position as bank manager and found photography Meanderquest is the handle name for all the visual work done by artist Supriya Samal. Supriya is a photographer, digital artist, generative artist, and writer. She started her journey into photography while still working as an officer in the bank. It was also the time when she got diagnosed with Clinical Depression.   Hence, photography became a part of her healing process. She traveled with her partner and found a world of art outside the struggles of mind. Photography and digital art made her discover her strengths, mindset, and inner power. She also blends photography and digital art to create subtle yet meaningful abstract art. Mental Health and Art are her core focus in life.   Website: https://www.meanderquest.com Instagram: https://www.instagram.com/meanderquest Twitter: https://www.twitter.com/meanderquest NFTart: https://www.meanderquest.com/nft-art-work   Other ways to listen and subscribe to the podcast: • Spotify - http://bit.ly/twhspotify   • Apple Podcast - https://bit.ly/Theartofphotography   • Google Podcast: https://bit.ly/TheArtOfPhotographyWithStanleyAr   • Website: https://podcast.thewickedhunt.com      • Tune In (Alexa) - https://bit.ly/TuneInTheArtOfPhotographyPodcastWithStanleyAr     For those of you who want to learn more about The Wicked Hunt Photography by Stanley Aryanto: • Instagram: https://www.instagram.com/thewickedhunt/    • Facebook: https://www.facebook.com/thewickedhunt/  • Twitter: https://www.twitter.com/thewickedhunt/  • Photo prints: https://www.TheWickedHunt.com/   Don't forget to leave a review on the podcast if you enjoy this conversation. It would help us to get found and help to inspire other photographers.  ------------ Transcription: Supriya Samal From Meanderquest  0:00   Can't go through it anymore. It's just not helping me at all. And when this my health became bad, that was the last straw for me Stanley Aryanto - The Wicked Hunt  0:09   Hey, Wicked Hunters Welcome back to The Art of Photography podcast by Stanley Aryanto, where we share photographers journey and how they find hope, purpose and happiness through photography. And today we have someone that I've met through Instagram and we've been connected all the way through all this time. And you know, I've seen her journey since the very first time she was, you know, asking on how to capture the first Milky Way and she just kept growing. It's just such an inspiration to to see her journey through photography and how it changed her life. So today, we have Supriya Hey, Supriya, how are you today? Supriya Samal From Meanderquest  0:55   Hey, Sandy, I'm doing good. How are you doing? Stanley Aryanto - The Wicked Hunt  0:59   I'm doing well. I'm doing well. I'm so glad that you know, you made it here. And I know you have an inspiring story behind your photography, as well as you know, behind your life. So I'd love I'd love to, for you to share that because I know that the audience cannot find a lot of inspiration from it. But you know, you we cannot connect through Instagram, right? The first message you asked me, I think clubhouse was the first one I can't remember. Yes, yeah. And then you need to see your eyes about like the Milky Way. And the next thing I know is like, you just capture this crazy Mercury shot. So that's, that's amazing. But you know, before we get there, how does the passion for photography come to you like, what makes you want to do photography in the beginning? Yes. Supriya Samal From Meanderquest  1:50   So first of all, I would like to thank you for inviting me to this podcast regarding my journey, so initially, actually, I didn't have any idea regarding photography, or whatsoever. It all started back in 2017 2017 2018. So the thing is, I was actually going through clinical depression. So and at that time, I was working as a full time working as a bank manager. And it's been six years. But there was something missing, you know, in that day to day life. And with clinical depression, it only got worse for me. So at one point, I was hospitalised and my health was quite worse. So my husband, Sam, he proposed like, Let's go somewhere, you know, so we planned a trip to the Himalayas. And there was this village, those Rukwa it's like, the border village in the northern side of India. So we went to that village, it was a quite an off road. And like hardly any, you will hardly find any car or bike, you know, going there. So we were like the only persons going there. And the road was pretty bad. And we had like a near death experience that day, because we were at 13,000 feet. I remember, it was a pass mountain pass. And suddenly the cloud came from nowhere. And our houseguest. He has warned us like, you know, don't spend much time there. It's very beautiful. But you know, don't get tempted. So, but we were there and we wanted to take some pictures. So we took some pictures. And suddenly the cloud came and as we were, as we started to, you know, go down, said we didn't even know the car. No, it was on an automatically it shut down. And it was just riding down the mountain road. It was luckily, we thought like we were hearing some music. And luckily it stopped and I was like, why we're not hearing the music. Then we realised Okay, the car is not running. So Sam started the car and we were just you know, just on the edge of that road. So we stopped there. And you know, we got out of the car and I was like taking deep breaths. And I was thinking like, what am I doing with my life? It was like those moments, you know, and then we went to that quiet little village. It was a very beautiful, you know, old wooden houses and like they have preserved their mountain culture and everything. And now the beauty of that place was so good. I started taking some pictures on my phone. Sam had a camera back then because he was doing photography, you know, taking travel shots. He was a biker so he does that I had no idea how to operate a camera. But I was taking on my mobile camera and he had, he actually had to take a shot. And he was doing trying it. And he said, like, it's not coming as I want. So I was like, let me try. So, you know, I tried the camera and I took a shot and, and he said, like, yeah, I want you to take this one. So I was like, okay. No idea. But, you know, there was something like, when I hold it, and you know, I looked through the viewfinder, I took that one first photo. It's not that good. But you know, that the first feeling of doing that, like, you are doing something, you know. So after that, when we came back, I decided to quit my job. And we thought, like, you know, let's do this travel thing, because I was already feeling a little bit good, health wise. So we started travelling for the next three months. And during this time, I started taking pictures, like random pictures that I took. And but then when we came to Germany in 2019, so I got my first camera. And from there onwards, like, till today, I never look back. It was like, quite a journey for me. learning everything, but I enjoyed every bit of it. Because I sometimes think to myself, if not for photography, if not for travel, I would not have been where I am today. No. So it's it's like a blessing for me. Yes, clinical depression is something one shouldn't think of happening to someone else. But it was like a blessing for me. Stanley Aryanto - The Wicked Hunt  6:48   Wow. That's, that's crazy, right? I mean, it's sometimes we take our lives for granted so much, until we need to hit that rock bottom, you know, and for you, it was like that near death experience, you know, on the car, like, just on the side. Like, I mean, like, I don't know exactly how it is. But you know, I was, I was just came from Nepal, and then we go through that kind of roads. So I think I kinda can picture you know, what you mean, with the crazy road and stuff like that. And, like, so nervous when you when you eat when you share that story? That's crazy. So, you know, so it seems like photography and travel have really just deceived yourself, it has changed your life. Yeah. How, but share us a little bit more about it, right? How does it actually change your life, you know, how taking photos and going on trips, makes you happier, and, you know, become less depressed. And, you know, essentially, where you are today, where you are feeling a lot better about your life, I take it. Yeah, give us a little bit more about that journey, because I'm pretty sure our audience would love to hear that. Supriya Samal From Meanderquest  7:58   And yeah, so like, what happened when we started travelling. And initially, it was only you know, to mountains and places, because we both love spending time on mountains. And at that time, like now, also I write daily, so when we used to go on our travels, and all on the mountains. So there were some times when I was like, not thinking of anything, and just enjoying that place. You know, so the living on those moments, was like, I was experiencing something for the first time, like, on the daily basis, when we run to Office, do our work, all the stuff, you know, we forget to take those moments to ourselves. And just think about, like, where my life is going on, or just not think about anything at all. So it was those moments and the same thing I felt when I hold the camera. So like if I'm taking a photo, I just immerse myself so much, that I can't think of anything happening in my surroundings, literally nothing. And I'm the kind of person who doesn't enjoy hikes, right? I had never done any hikes before in my life. And it was only during those time. And this photography actually inspired me to go on hikes to you know, to break that boundary like that those limitations we put on ourselves. So that was like some very first things which were happening to me. And I had only heard these things from Sam because he was travelling in before me and and I was like, okay, just saying stuff. But when I experienced all those things, I was like I understood the you know the reality of it and why someone should do it and also like in travel, you meet people, you experience different cultures, you talk to them, you hear their story. And you understand like, the problems you think, you know, in you have in your life is like, so minuscule compared to what is happening in this world. And you are just in your bubble thinking about, Oh, this thing happened to me, that thing happened to me which is, which is not, it is very trivial. And in the bigger terms of life, so these are the learnings, which I get no experiencing. And regarding my depression, so, like, I was, I was in that kind of point, where my mental health was so bad, I was not talking to anyone to like any person, you know, to my friends, to my family, except them. And when you are travel, when you're travelling, you're meeting people, you're, you know, forced to have that conversation, sometimes you can't just, you know, keep mom don't say anything, it can't happen. And when they're a new person you are, it's like something new, you want to know about them. So you have to have that conversation. And like, it's, it's so intriguing, it's so interesting to learn about people. So, that also, you know, dissipate my that afraid I like I was very afraid to interact with people. So that also went away. Like the thing which is happening today, I would not have thought of doing this because I am so afraid of you know, interacting with someone. But yeah, this travel and photography, both of these helped me so so, so much. And I actually met many interesting people who have spent their life in such a way in such hardships, and yet they have so many interesting stuff to share from their life experience. And it was worth knowing, like, in this lifetime, you got to meet them and learn about them. And, yeah, that was the thing. All of this, you know, helped me with my mental health and, and my photography journey. Stanley Aryanto - The Wicked Hunt  12:17   That's incredible, you know, just Just hearing that I'm very happy. Much the same way. And you know why I love photography and travel, I know exactly what you mean, you know, being in the present. I remember when I was when there was a COVID Right. Now a lot of my clients is like, broken down, and a lot of my income was going to stop and I was stressed about money. And then you know, when like, I'm living here in Bali, and I wouldn't give them to like, you know, give 2000 or 5000 rupee or tips, which is not even $1, right, it's about 50 cents or 20 cents, and they are the most grateful and you know, when so I know exactly what you mean, you know, we we live in a bubble and we always look at social media and seems like we need to be like that, you know, like is simple to be happy. Right? And of course, we still need all that money to buy all of our gears because the target that is the worst. It's funny, because like, when I was in Canada, you know, like I had a car and everything. But just to put that in perspective that what I have in my bag is a lot more precious than everything else in the car, I was just like, including the car, just like holy, it's crazy. But that's, you know, it brings happiness. So when you were a bank manager, um, you know, you're in a really good place, right? Being a manager, it's a dream for a lot of people to be a manager, you know, it's a lot of people are working hard to get up there and obviously work hard to get there, right. You're a bank manager, I'm guessing you know, you're getting that really good income, you'll get really good benefit or comfortable financially, but what's missing? Why why is it that you're still you know, unhappy and depressed about it and how does that change when you and what what makes you decide to leave that career and start something different or try something? Supriya Samal From Meanderquest  14:21   Okay, actually, to narrate about that experience I need to go back a little bit further. So I did my graduation in pharmacy. And after that, I worked for a year in a pharmaceutical company as a Quality Assurance Manager and it was in Goa. So like in India go up people treat it like okay that is is such a place near to the sea. It's beautiful. It's actually a beautiful place, but people go there to you know, have their holidays, and I was working there and during like on the weekends Whenever we visit, see, I would see people in, you know, spending the holidays and everything. And I was like, why I'm not feeling that experience, I am in a place which people all over from India coming to spend their holiday, I should feel that, you know, but then I was when I was working there in that company, I was like, No, something is missing. So I thought like, maybe because this is a private sector or corporate sector, I'm not feeling it. So I should try something different. So I gave the exams and got the job in a government bank in India. So when I went there, and the first day when I met my manager, it's an interesting story. When I met my manager, he asked me like, Okay, you did graduation in pharmacy? Why do you asked me like, why did you choose to come and join the bank? And I was like, why this person is asking me this ridiculous question. And like, after, after, like, one month, I understood why that person was asking me that question. So and it was like, I was in my probation. So after three months, I had to leave that branch and go to some other branch. So my manager told me, you know, Supriya, I have very high hopes for you. You shouldn't, you know, you shouldn't continue in this bank, you should go somewhere else. Okay, you should tell me, where should I go now? Okay. I thought like, okay, maybe this is not working, you know, I should try something else. So I thought, what is the you know, highest job in India. So it was like the civil services. So I thought, okay, I love to travel, I want to travel. So maybe I should try for the foreign ambassador position. I know, there were exams. So I started studying for that. I even passed the exam, the written exams and the interview twice. Okay. But when I was preparing for the third time, I was still on to bank working. So when I was preparing for the third time, you know, this question came to my mind, every time when I was in the bank, when I was studying, it came to my mind, like, Am I doing it, right? Like, why I need this job. I'm saying, I know, I'm giving myself or using like, I want to travel, but that is not something this job entails, like okay, you got you will have, you will have the opportunity to travel, but you will have lots of other responsibilities as well, because you will be working for a nation you have, you know, you should be able to justify that. So, it got poking in my mind again and again. And when I was in the office now working, and I was thinking like, okay, the scenario is not going to change. I will be you know, working in an office with other colleagues, you know, there will be other people, but it will be the same office, I will have to sit inside this four walls and work. And okay, I will have a little bit more opportunity to travel then this banking career. But that's not just enough. So this question is what you know, I didn't write the exam that year. I decided like, okay, no, this is the time this is the high time. I know, I was continuing. But that was the last time I was like, it's everything, you know, you feel like a choking that feeling inside yourself. And it's just not enough. Like you see everyone else enjoying it. But you are like the one person I was feeling sometimes in the bank. You know, everyone else is just running. And I'm the only person sitting in that desk. And I'm just wondering about my life. It was like that. So yeah, that was a very tough decision to take. Because knowing like, you don't, you will not have your next paycheck coming for you. And it was like, you know, we were just married back then. And it was only six months. But and it was lot to you know, ask from your partner. No. So it's not something I had decided from a long back that I will do and you know, you you got to talk about it. It was not something like that, but I'm lucky on on that matter that you know, Sam was very understanding because he wanted to do all this stuff. So yeah, so that was the thing that led me to quit my job. I am saying it sincerely, Stanley. I had no idea what I was going to do. But I knew that I'm going to do something, you know. And when we took that trip, like I said, So I At this, I had this idea came to my mind, like, I should do photography, I should write about my experiences. So that was it. And like any Asian, you know, parents, my parents were not that, you know, agreeable to me leaving my job. But yeah, with time, I hope they will come around like my mom, she understands it now, my father is still a bit hung up on that, but I know with time he will come around it. So yeah. Stanley Aryanto - The Wicked Hunt  20:35   Wow, that's, that's really cool. You know, I know, it's how hard it is to leave that secure life. And I think what's really cool is that you keep and you keep looking for the answer, right? You try this one thing. And most people when they get stuck on, you know, get comfortable in that job, even though they don't like it, they just keep going by you go out there and try something else, and you try something else. And there you are finding something that, you know, of course, it's not perfect, because nothing is perfect. Right? It comes with the struggle and everything. But it's something that seems like you know, it's good for your health, making you happier as a person and helps you with the depression as well, which is fantastic by massive congratulations for doing that. I'm very happy to do that. So, you know, like when you quit your job? So, tell me this one thing? So are you doing photography full time now? Or what are some of the ways you are doing in order to find that income, you know, and to offset to offset the income from your previous job? Because I know, we all love photography, and we all wish that all we got to do that all we can do is take photo and travel. But unfortunately, we all need money, right? So then what did you decide to do to find that income? And how is that transition kind of work for you? Supriya Samal From Meanderquest  21:59   Okay, so, like for the initial two years, I had some savings, you know, from my previous job, which I knew I can depend upon. So that was my safety net. But then actually, when we move to Germany, here, there is a little problem when it comes to approaching clients or anything, it's that you have to learn the language, you have to know the language. So I actually wanted to join the language courses, but then COVID came and all those restrictions, the classes were not happening now, although stuff and afterwards I started learning on my own, but it was not that efficient, because the you have to give the exams and everything here. So that I will be doing now like I have already enrolled in learning the German language classes. So I will be doing it now. But yes, like after the second year, I started approaching some brands. And I had worked with some and like some were paid, and some were, you know, not paid, like just they got to the what the things which you wanted, and there was some hotel collaborations on our trips. So that was like, a good thing happened. I also, when we were on Matera trip, I also did a collaboration with our Airbnb house owner. So that was my first thing happening. So apart from that, I also did some, like paid gigs here, like there, some people want to take the portraits or there was an event in our Old City, it was happening for the farmers market. So I did a paid gig then. So it was like that, like small small gigs. But I also when last year when I joined NFT space. So that also was a source of income. And now, like after learning the language, I want to properly establish, you know, my business here, I want to register and everything because that's what you need in Germany. And yeah, after that, I want to approach the clients because Munich being a big city, here you have even more opportunity. So I'm looking forward to that and I'm quite positive about it. So Stanley Aryanto - The Wicked Hunt  24:45   yeah, that's fantastic. You know, you know going and starting over basically from the having a nine to five and then you move to a different country and you have to learn the language and you know all of this struggle but you keep pushing through and I would We all know, as photographers and artists, we all know that, you know, photography is not an easy thing to make money. But I think what people don't understand is that almost everything else is not easy, right? It requires. Yeah, it's really fun. It's like, you know, as an engineer, I have to study for years, plus an extra one year for my master degree, right? So, five years, just study, when I quit my job and do photography, full time, I was expecting to be up and running in six months, it's not going to happen, you know, you have to learn how to do all these mistakes. So it's really funny how that mindset is just so different. But I'm glad that you're pushing through and you know, you get that you get, you push through, you know, a lot of this challenges to get to where you are today. So, what is some of the things that really, that you really passionate that really makes you excited when it comes to photography, like know, when you capture it or when you travel? What are some of the things that you look for? After your photos? Supriya Samal From Meanderquest  26:13   Yes, so my, when I started photography, it was initially the landscape, you know, so, I was quite drawn towards nature. I, I saw like Daniel cotton Albatros, you know, their photos and how they took it. And I was like, so fascinated about it. I was like, how how people do that? No, I want to learn that. So, that led me to, you know, different journeys on different trips. And every trip I learned something, like, I remember this trip in Germany, German Alps in Bucharest garden, okay. So there is this place called hinter z. So, I studied everything, you know, prepared everything before going to that place, and we went there. And, and the first sunrise, there was nothing happening, and no, no clouds, it was just a black sunrise, I enjoyed the sunrise came back. Then the second day, they went to the same place. And it was like, magnificent, you know, everything was so beautiful. And guess what? I took blurry pictures. And it's been like, what, seven months, I had been taking pictures. But at that moment, I took blurry pictures came back home thinking, Oh, we got some good shots. And when I looked into you know, I open this and MOLAP to lose it. Why? All this happened? How did I think blurry picture, then I understood, okay, this is the shitty tripod, which I put there. I should get a better tripod. So that was my first lesson, you know, because it was windy that morning. And I was there was the lake, the mountain I was trying to take the long exposure, and somehow everything got blurry. So So you know, after that, after that, actually, when I went in that trip only we went to another lake OBC. And then I saw photographers taking photos. And they were it was like, What 8am 8:30am and the sun was up. They were taking long exposures. And I saw they were using something you know, I didn't know about ND filters back then. And every experiences of mine, whatever I have learned it was on sale. I don't know what the hell I was researching over the Google. But Google never told me anything. So everything on sale. So I saw that. And I was like, I went to one photographer. He is a very known photographer in Austria. I went to him and I asked him, like, why you were using this? He looked definitely. He looked at me and I was like, this is an ND filter. I will say okay, what's the use? And then he explained me all the stuff. You know, I think that is something good about me. Like, I don't know, I'm not afraid of asking questions. I don't think for a second like what the other person is going to do you have a camera, you're taking photos and you're asking questions. But yeah, that's how I have learned actually on field. And that after that, I came home that day on my trade. And I he gave me some links, you know, from where I can read read about stuff. So I read a lot everything and I understood about it. And from there onwards, I got like a part how to, you know, look about stuff and how to prepare yourself before the trip and all those things. So that most of us think landscape, then, actually, when we went to Barcelona last year, like before that trip, I was a little bit of thinking like, Okay, I have only taken landscape photos, how I'm going to take any street shots, how I'm going to take any architecture shots, like, this is not something I have done. And another of my friend, Julia, she, that I met her also from Instagram, like you. So she was joining us in that trip, she lives in Madrid. So it was also new for her because she also takes only landscapes. So both of us, you know, went around exploring the city and taking all kinds of shots, you know, and it was quite fun. And after the trip, actually, I realised like, I don't have to, you know, put a pin on anything, but I do, like every photographer, you see the group, everyone grows. And this is why like, I had put a pin on my life, when I was working in that nine to five job, why I had to do the same in terms of creativity, I can grow. So that was the thing I do did Street and architecture, then I when I went to India this year, I took tribal portraits. So it's like, now I'm finding you know, everything, which I do, I want to do it in a better way. And that's the thing, I'm enjoying everything, everything related to photography. And even though astrophotography you know, that also, like, the nights you spent there standing, you know, alone and looking at the sky, that feeling that feeling is incredible. I don't want to partner with that feeling just because I take architecture shots, or you know, portrait stuff. No, I want to feel that also. So yeah, I'm going to try everything. So let's see. Stanley Aryanto - The Wicked Hunt  32:08   It's cool. Yeah, I think you know, I love the changes. You know, I don't like the one thing and I get bored easily. So I agree with you, I like to just be do everything right now. When it comes to branding, a lot of people say stick with one first. But at the end of the day, I think it's important to do what we love. And you know, don't let what has been done before restrict us from what we want to do. I think that's really important. So it's really cool. But I want to talk about the astrophotography there for a second. I remember that they were specifically I was running the webinar. And then you asked me about you know how to take you know, the Milky Way, because you're gonna go on the trip. And I was like away, so I didn't see your message. And then when I reply to you, you already like, you know, like, already went on the trip. And then after that you got to tracker and then you know, you just you grow really quick capturing that Milky Way, right. So tell me tell us a little bit about the jerky because shooting Milky Way is, first of all, a lot of people have a lot of restriction against it right? Go out there at my, you know, where it's dark, in the middle of nowhere. A lot of people first of all have beer doing that. But second of all, the technique and everything is very different. I know like it took me, I think about two years until I can finally successfully capture my first photo of the stars, and therefore you're not captured the motorway. But it takes a lot of a lot of a lot of journey to get there. So share with us a little bit about your journey behind your Milky Way and Astro photography, because I know that we grow very quickly and you learn very quickly and we go from asking me the question, start shooting tracker. So it's crazy. Supriya Samal From Meanderquest  34:02   Yeah, so regarding astrophotography actually, it was during the COVID. During the COVID I first saw your page on Instagram, and I saw those Milky Way shots. Even before that actually I remember in 2018 or something. I first saw one of the Milky Way shots from one Indian photographer. So it was like one image but when I came to your page, and I just saw all those images, I was like, quite hooked. And then I saw Joffrey. He was, you know going on shooting the Milky Way's I was like, What is this thing? No. Earlier I was thinking maybe this was all done in Photoshop or something, you know? And then when I saw your no so many images and then Joffrey going out there shooting I was like, I want to do this. What is this thing? I'm quite intrigued then I started reading about You know, it all the astrophotography stuff. So I asked you, you know, and then I asked to Joffrey or so. And I would search on Google like, it was like four months, I was just waiting because there was COVID restrictions and everything. So I was just reading about the stuff. And I would tell Sam every day, you know, I want to take a Milky Way shot in Madera. We had no plan whatsoever to go to Madera, you know, we were thinking of going to Slovenia, okay? And I was like, I want to go there. I don't know what about the place, I want to go there and want to take a Milky Way shot. So I read about everything. I, you know, ordered the new tripod. Okay, I ordered a new tripod and the lenses and everything. And the tracker thing, actually, it was taking some time to get delivered. In Germany, it was about a month or so. And we were about to go on a trip and 15 days. So I just madly searched over internet about Madeira photographer who is taking Astro shots, okay. And I got one, this person angry. So I contacted him. And we started talking. And I told him like, you know, we are coming to Missoula, and I want to take those Astro shots. And and I don't have a tracker. So like, can you listen to me or check? And he said yes. And he was like, okay, that will be fun, you know, to meet you guys. And so I was like, Okay, let's do that. And then we went to Madeira. And the first night, we planned to take photo, it was actually near lighthouse, okay, near the sea. And like your earlier mentioning about, you know, being afraid of the dark. If there is someone on this earth who is afraid of that it's me, like, in my own house. I get so afraid. So imagine me standing on a hill taking extra shots. It was like, that's the thing I love about photography, you know, I have done things which I would have never done in my life, if not for that. So. So we went to that lighthouse. And I wanted to take shots. It was not tracked shots. I just wanted to you know, experiment. And I learned about those 500 rule 400 rules. No. So I on the field when I was experimenting, and I asked Sam to you know, be the object of that whole scenario. So he was standing there, he was going back and forth. And I was like, okay, the stats are not that charts are blurry, the focus is not good. The entire night, we didn't sleep. And like, I think about like, after two or two and a half hours. I got what I wanted. Okay. But there was quite a bit like pollution because, you know, it wasn't the sea level and something and there was a lighthouse also. So the light, there was light pollution. But yeah, the stars were neat, and everything was good. And we took that and we came home. And then I was like, Okay, I now I want to take the track shots now that I know, I want to take the traction. So on the day when we went so our friend Andrey, he also joined us. And he had another whole setup for you know, deep sky photography with telescope and everything. And I was like, Whoa, that's one thing. I didn't know. That was a new thing for me. I was like, Okay, let me handle this small thing first and I will go for the bigger so he was setting up his and I had read about the you know, the polar star, you know, the alignment and everything. But with star tracker when you look through that, you know the tiny hole and do that polar alignment. Oh my god after after, like one hour. I was nearly blind. I was not able to see. The I was only looking through that one hole. No, no, no, Sam was trying. I was trying. It took us two hours to do the polar alignment. Okay. And we did the alignment by the time it was already dark. And but yeah, we did it. And then we took the panel shots. And it was in funnel forest. Okay. So in that forest, visited two cameras, one without tracker and one with tracker with tracker, I was taking the art shots. And another I took for the you know, to make the light trails, Star Trek sorry, star trails. So it was at one end of the forest. And it was another end of the forest. So in that dark night, we went you know, tries yeah food Times, and you know, you'll have if you have seen them funnel forest images, the tree is, you know, they look like something, you know those creatures, something like that. And imagine in the dark when you suddenly hit the light, turn them it was like, okay, something there, I was so afraid, I was just thinking about, Okay, think about the photos you are going to take, you know, that was my inspiration to go through that dark night. And the entire night I didn't we didn't sleep at all, like angry, he called us, you know, you guys too, should take some rest, you know, we should set up tent, you know, we should take some rest, and he'll go and sleep, I want to sleep. I was so excited. So, and we took all kinds of shots experimented, I also took that Andromeda galaxy shot. And then, you know, he showed us many objects, you know, many stars on the sky he showed us. So that was you know, quite a learning experience. And then about like, five ish in the morning, we started coming back home, everyone was asleep. And, and I was just thinking about, wow, how is all these photos are going to look on my laptop, I want to see them. And, of course, then we came home. And after that actually, the real struggle started. I took all these photos, I had no idea how to do a panel. Okay. But I actually had done a webinar with Daniel Colton once. So he mentioned something about particularly, no, I remember I remember that. So I was like, Yeah, I remember that was something regarding the panel, you know, you can do panels in that. So I got that software. And then I searched about how to do stalking and all those stuff. And yeah, that was quite an experience. Like, you see those images, a Milky Way arch and you think okay, well, what is in there, but no, oh my God, all that thing that experiences that, you know, the research and an after you take the images or the post processing is like a journey in itself. So yeah, I enjoy it though the astral shot. And after that also, we went to take the meteor shower pursued meteor shower shots in Germany. And they're also we had some struggle with our new star tracker, you know, the day one, we couldn't do the polar alignment. It didn't happen. And it was night it was windy, we were actually not prepared. And like after one or two, if you're not prepared and windy night, you can't just you know, stand there and do something. So we came back. And the next day, we went fully prepared. We took all the shots. And even if the forecast was, you know, it's going to be cloudy. But before the clouds we actually saw 50 meteors and took the Milky Way. And with with the meteors, so it was like it was I had never imagined it. So yeah, everything you know, in life is a first if your dries up. Yeah, I enjoyed that. Stanley Aryanto - The Wicked Hunt  43:18   That's cool. That is really cool. You know, like this during that journey is crazy. I think, you know, one thing that I could find inspiration from is how never scared to ask for help. Right? And you see how how fast you can learn and progress in your journey by reaching out to other people who have done it before, right? I mean, whether you buy a course or go on a webinar or just asking a question. Yeah, that's really cool that you know that, to hear that journey of you reaching out and, you know, having this photographer, local photographer who don't know you at all, but you know, also, like, let you borrow all this stuff. And that's, that's, I think that's one of the coolest thing about travel and photography is next. Right? And, yeah, so I saw some of your, you know, Astro photo, and it's just, they are incredible, you know, especially for someone who just started when I first saw it and was like, Why? Why did you ask me this question, you know, how it's like, it's crazy, but it shows how much artwork you put in there and, you know, just make such a big progress because you're committed to make that happen. So massive kudos to a massive alteration in that happen. So when you think about you know, a travel or a trip or a photo that you ever take there any particular moment or any particular photo that you're either most proud of or you love the most out of that moment and tell us why Supriya Samal From Meanderquest  45:01   Sorry, I didn't hear the last part of the question. Stanley Aryanto - The Wicked Hunt  45:04   Basically, like, you know, like, out of your travel and the photo that you have taken us your favourite moments or your favourite photo that you have captured, and just tell us why it is so important and why you love them so much. Supriya Samal From Meanderquest  45:21   Okay, so it's, it's very difficult to choose, you know, your favourite photos. But yeah, on in terms of like trip or journeys I had to take. So I'd say the first on my list is obviously, obviously, the Milky Way arch, which I took, because, like, six months, went into that just to make it happen. So all those research and everything. And that was my favourite, and because I also faced my fear of darkness, like, that's my major fear. And in a heartbeat, I would like to, you know, go back and live that moment, over and over again, it was such a beautiful night, like, I saw the stars, the Milky Way, I think after 15 or 16 years in my life, I saw the Milky Way for the first time. So it was like, in an experience in itself, I couldn't forget that. And if I have to choose second one, it would be this tribal portrait, which I did recently in India. So for that, that trip is also kind of an experience in itself, because we did all kinds of, you know, preparation I learned about because I had never taken portrait before that. Okay, yes, I had done some gigs. But it was something you know, when you do for your clients, they need some particular stuff. And you know about that, of course, I understand the lighting and everything. But like, when it comes to your personal project, something you want to do, you are fearful the most like that goes into me like I feel like okay, how I'm going to do this. So I had read about that stuff like okay, how this portrait stuff is, no thing happens. I saw the images, Steve McCurry have taken and all those things. And I was like, Okay, let's do that. I had no expectations from that. So for that to be actually went to a village in northeast India, northeastern India, and we didn't know that there was a cyclone, no warning for that region. Because normally when I take landscape photos, I checked the weather I check for astrophotos shots, I check the weather, but for portrait, like, Okay, why I would need to check the weather. So we went on that trip, and that part of the Himalayas mountain, it's actually the land is very, you know, muddy. And it's very, like landslides happen all the time in that region. And when we started our journey, there was no rain like and halfway through, it started raining massively, like as we, you know, started climbing up the mountain, it started raining heavily. And by the time like, I remember, it was turning dark, and we couldn't even see what is up there. You know, a little bit ahead, it was so cloudy. And around sexuals or 630 it was completely dark. And we were stuck in a road which is only mud like our car was literally floating over it you know? And the driver said we can't make it we can't go no go further. And I was like how we are supposed to be in this place. It's raining it's muddy. And it's nowhere like there was no house there was nothing there were only trees and and and the house guest where we were supposed to reach he was calling us and he was asking like where are you guys have you reached or not? And we were telling him okay, we are in the forest. We are in this road we don't know. And he was asking Is there anyone going is there any truck going? No one is working and like who is mad enough to go that weather and then like we told our driver Okay then let's return back and you know, go to the nearest village but we didn't imagine like returning also that road is also you know that muddy and everything. So that is also going to take time. So to go downhill also it took us you know another half and out. And then when we were supposed to go and look for a place to remain for that night, then our driver said, no, no, you guys have come from so far, we should go, we should try again. That was like, why we will get the half an hour to coming back here, you know, then I was like, Okay, let's go. And actually, Sam and I, we were both quite angry, open that travel agent, because we had told him, like, we want a four by four car because this route is not good. That is what we have heard, like back from the blogs and everything. And he didn't provide us a four by four card. So it was it was an adventure, like we ditch the place around 10 Like, no 11pm around 11pm Finish the place. And that too, after like people came, I Sam and I also have to get down from the car, we had to push the car, and the event and you know, we had to walk through the forest. And you know, the driver was more afraid than us know. And we like Sam and I, we will guide in him, okay, 10 take turn, like we went to Google Map for him that night. And we're like, take left take right. And then we'll reach the place. And after that those are tribes whose photos we went to take. And it is like the last generation remaining. And they are in their 80s and 90s. And, you know, when people in 80s and 90s, like many people, many travel photographers also come to take their photos, and they don't speak your language, they have a different language. So we took a guide with us who can you know, who is from them, and who can translate what we want to convey with them. So first he took us to an old lady, she is in her I think in 85 or something 8586. And then he told her, like, you know why we had come and you know, we want to take the photos and everything. So I just sat there in the house, she offered her, she offered us the local wine, you know, they do from the rice and everything. So she offered us that. And she was sitting by the fire, you know, wouldn't fire and there was the house was you know, not in a good shape, because she is the only surviving member of the family. And you know, she had to do all those stuff. And I was sitting there and I was looking at her and thinking like, I have taken great deal of you know, all this, like 15 hours of flight and all that adventure of 12 hours. And now I'm here sitting in front for her, and I want to take the photos, but how do I approach her like, I don't know the language. And because when you know the language when you talk with someone, you create something, you know, some kind of connection with that person and then it becomes easy. So I started asking questions, because I asked her that tour guide, you know, to translate all those questions and she started telling all kinds of story, like, you know, how those, like they have some kind of, you know, tattoo face tattoos and everything done. So I started asking, I started asking about her childhood and you know, she was narrating translator was narrating beside there for one and half an hour, you know, chatting with that old lady. And then I asked her like, okay, and by that time she was smiling, and you know, even though we were not talking, but we I felt like okay, I felt that connection from her story. And then like, I asked the guy like, now can I you know, can I take her photo? Can you ask her that? Then he asked her and she said yes. And then I took photos of her, like the way I have imagined the way I wanted. And it was quite good. And, and that moment when I was taking that photo of her. And then I also know, took the Instax search so that I can give some photo to remember by and she was you know, she was so happy when I gave her that photo to smile. I won't even you know forget Stanley I will never forget and she was like a childlike happiness. And we see photo every day, you know? And then you know that was something I learned that day. Like, the things we take for granted, every simple thing, every small thing can make someone smile. I take photos every day, but I was like, Okay, these are the photos. But for her, it's something to remember by you know. So these are the two moments which is quite near and dear to my heart, and will always be Stanley Aryanto - The Wicked Hunt  55:23   Wow, what a story. Thanks for sharing that Supriya. It's just incredible. Yeah, I know, I do. As you were, like, explaining that, you know, when she saw that photo, and she's smiling, I just got massive goosebumps. You know, it's, it's moments like that, that makes us really enjoy photography and photography, right? Yeah. Look, Supriya It's been great having you here. You know, we're coming to the one hour mark. And one question I always ask. So my audience is that if there is one advice that you could give your younger self or also the audience, whether it is about photography, or live or mental health, or whatever it may be? What would that one single advice Supriya Samal From Meanderquest  56:03   be? Yes. So for me, like if I have to give this to younger self or someone else that would be don't be afraid to try new things in your life. Because you never know. You never know what lies ahead of you. And when you go into that path, trying new things, you will discover things that you have never imagined you will be able to do. So. Yeah, that's the one thing I would like to say. Stanley Aryanto - The Wicked Hunt  56:35   So beautiful advice, Willa. Super, thank you very much for being here. You know, I enjoyed this talk. enjoy listening to your story. I know we've connected to Instagram and Twitter and clubhouse. But you know, that's why that's why I love this kind of podcast is I really get to know you personally in a much different level of level. And you know, you are able to share your story and your journey as a photographer, you know, not, like, not many people know about that, you know, six months journey capturing your Astro photography, or your journey going into this tribe, you know, being able to see one of the happiest moments of someone else's life. And that really give us perspective on how lucky we are. If we have a roof over our head, you don't have to think about what to eat tomorrow and have a phone and a camera and a laptop, you should be really thankful. And in many cases we're not instead we're looking for the things that we don't have. So I think that's such a powerful, powerful thing to to share. But for people who want to learn more about you about your photography or service as well as your NFT project, I don't we didn't get to do that today. But you know, we talked about so many fun things today. What where can they find you? Supriya Samal From Meanderquest  57:47   Yeah, they can find me on meander squares, meander quest.com. That is my website. I'm also on Twitter, LinkedIn, and Instagram. And my handle name is Manda quest. And on Twitter, they can find all my NFT is all the links that is also on my website. So yeah, if you have any questions, if you want to reach out, then please feel free to do that. I know Stanley is going to put all the links on the description. So yeah, Stanley Aryanto - The Wicked Hunt  58:18   fantastic. Well, we do this thank you very much for tuning in. Hopefully, you have found a lot of jam in there. You know, Supriya have really kind enough to share not only her success story, but the journey kind of personal journey behind her life and how she finds purpose, happiness and get out of that depression, you know, true photography. And I think that's something that's really powerful. You know, I've never come to a point where I had, you know, I was diagnosed with clinical depression, but I certainly know what it feels like to lose purpose and not knowing where to go and not knowing a direction or anything meaningful to life and photography have really changed my life. And that's why I want to share more of this journey with more of you, right? But if you do enjoy this conversation, don't forget to hit the subscribe button. And, you know, give us a review a comment letting us know what if you enjoy this journey so that other people can also find find us and be able to find that whole purpose and happiness and inspiration to our artists. But with that being said, thank you very much Supriya for being here. You know, it's such a pleasure to finally get to know you much deeper level and to be able to share your story because I know how powerful that story is. Supriya Samal From Meanderquest  59:42   Thank you so much, Stanley for inviting me and you know, giving me this opportunity to share my story because I also felt good about doing that and I really enjoyed our session. It was kind of something I was hoping and I loved it. I liked Like everyone else who is watching the video, please subscribe to Stanley's podcast because he is great and I love his photos and I'm sure he is going to have some many more beautiful episodes coming, so please don't miss them. Stanley Aryanto - The Wicked Hunt  1:00:16   Thank you. Thank you. All right, well wiki hunters. With that being said, Keep shooting, keep creating and I'll see you guys next week.  

Matthew began his business as a frachisee and now he has gone independent, but he has no gripe against the franchise model.  He has certainly proven that you can make what you want from a lawncare business.

Belinda from curtainbank talks us through the services available. Broadcast on OAR 105.4FM Dunedin www.oar.org.nz

From Assistant Bank Manager to Becoming a Property Manager. Starting with ZERO previous real estate experience, Misty takes us through her journey into real estate investing and drops some solid tips on being a better property manager. 1. How to keep long term tenants and reduce turnover. 2. How property management is the key to protecting your investment.3. How to raise rents without loosing tenants.Tune in to hear how she went from working at the bank to her calling of becoming a property manager.

The date is November 1579. Queen Elizabeth is on the throne. Sir Thomas is in dire financial straits and needs to borrow money so goes to his local bank for a loan. The Lost Tapes of History was created and written by Kerrie Fuller. Gresham: Alan Thorpe - www.mandy.com/uk/voice-artist/alan-thorpe-1 Manager: Fiona Henderson Narrator: Fraser Fraser - www.mandy.com/uk/actor/fraser-fraser-1 – T: @fraserfraser123 Intro/Outro: Becky Reader SincFact Check Here: https://www.losttapesofhistory.co.uk/sir-thomas-gresham-and-the-bank-manager Follow us on Twitter: www.twitter.com/since79p ©2022 Since79 Productions Sound Disclaimer: The Lost Tapes of History was recorded remotely in late 2021. As such, the actors used what equipment they had available and were limited by their location. This has resulted in variable audio quality although hopefully, it won't stop your enjoyment of the podcast. Sound effects from Freesound.org: Opening Theme Music: TheTunk; Closing Theme Music: Nuria1512; Other effects: AldebaranCW, straget.

It is never too late to learn about Financial Literacy and how you can build generational wealth. In this segment, Racquel Maye gives us the 411 on some financial literacy tips when it comes to subprime lending / hard lending, student loan debt and forgiveness, paying towards principal balances vs interest, and how you can set your children up for success by helping them obtain good credit prior to 18. Listen for all the GEMS shared. See video here - https://youtu.be/tYyU_8y-Mz4 WHO IS RACQUEL? Racquel Maye is a mother of four and a woman of faith, a divorcee and a person that understands the toll that bad credit leaves. She is a former Bank Manager and in 2007 she started on the road to understanding credit and credit wealth because her credit at 24 was 534 and with a good paying job and a paid for card she didn't understand why denials kept coming. She became a loan processor and saw how the subprime lending market was building while low credit families affected in the process. The lack of knowledge and access to it led to Evolving Eve! The need to build, repair, and pass on credit knowledge in her community was a need. She started Evolve Eve Consulting Services LLC to help women understand that financial literacy is the key to self-care. Racquel's experience provided many families with the opportunity to master credit wellness. RACQUEL'S CALL TO ACTION Credit is a game and I play to win with all my clients. Start today with knowing your numbers. Visit us at www.evolvedlifenow.com to create the life you deserve! https://www.smartcredit.com/?PID=97636 GENESIS'S INFO https://thehello.llc/GENESISAMARISKEMP CALL TO ACTION Subscribe to GEMS with Genesis Amaris Kemp Channel, Hit the notifications bell so you don't miss any content, and share with family/friends. **REMEMBER - You do not have to let limitations or barriers keep you from achieving your success. Mind over Matter...It's time to shift and unleash your greatest potential. If you would like to be a SPONSOR or have any of your merchandise mentioned, please reach out via email at GEMSwithGenesisAmarisKemp@gmail.com --- Send in a voice message: https://anchor.fm/genesis-amaris-kemp/message Support this podcast: https://anchor.fm/genesis-amaris-kemp/support

From Financial illiteracy to Bank Manager. From being in bad debt to owning multiple houses. Find out how Isaac achieved these amazing turnarounds! This episode was recorded on Clubhouse, so whilst the audio might not be pristine, if you want to hear the thoughts of a financial savvy property business person; tune in. Did I mention the discussed case studies?

Adrienne Grace The Whinypaluza Podcast with Rebecca Greene Episode 096 Financial Empowerment for Women Adrienne Grace is committed to women's financial freedom. Author of the best-selling book, Going from We to Me: A Financial Guide to Divorce, Adrienne provides sophisticated yet compassionate financial guidance to women contemplating divorce, in process, and post-divorce. Widows and women in a wealth transition (inheritance, sale of business, retirement) engage Adrienne to organize, manage, grow, and protect their assets and loved ones.   Adrienne uses the wide knowledge and experience gained over an outstanding career in financial services as Bank Manager, Trust Officer, Investment Advisor Representative, Insurance Manager, Financial Planner and Divorce Financial Analyst, to help women as they pass through their transitions to achieve their goals. She has been featured on Impact Radio, on podcasts, and is a popular speaker. Both divorced and widowed herself, Adrienne has walked this difficult path and found joy on the other side. You can, too.   Listen to this insightful Whinypaluza episode with Adrienne Grace about financial empowerment for women. Here is what to expect on this week's show: Why many women are not financially literate and how they can become more confident about money. How many marriages still have divisions of labor, so women don't ask about finances. Why knowing how money runs through the house makes you a better financial partner. Why you need to know what the financial picture of your life is and how to do that. How money isn't pink or blue, it's green, and we all have the capacity to learn about it.   Connect with Adrienne: adriennegrace.com Purchase Adrienne's book: https://bit.ly/FinancialGuideDivorce Instagram @womenswealthadvocate Facebook https://www.facebook.com/adriennerothsteingrace Follow Rebecca Greene Blog whinypaluza.com Book bit.ly/WhinypaluzaBook Facebook facebook.com/whinypaluzaparenting Instagram @becgreene5 Learn more about your ad choices. Visit megaphone.fm/adchoices

Mel Pope was one a Manager of the Westpac Bank but threw it all in to pursue her passion rescuing Wild birds !

She may not have thwarted any robberies, but she certainly gets paid well! See omnystudio.com/listener for privacy information.

Justin Cox is a young entrepreneur based in Greenville, NC who co-founded the popular delivery chain, Smashed Waffles. Justin sat down with me to discuss how he and his business partner, Hunter Harrison (future guest), went from having day jobs to building a waffle empire. Enjoy :) https://smallstuffmerch.com https://instagram.com/smallstuffpodcast https://instagram.com/kyleroebuckphoto

Ges Ray delivers ‘Speak Performance' skills based on four decades of performing, from public speaking competitions to MC'ing, keynotes to radio broadcasting, on a solid foundation of commercial roles (including Bank Manager!) and choral singing. Only ask him about singing in Carnegie Hall, NYC if you have time for the answer… “I will give you three. One, a top one for me, go for a long walk. Mull around what you are thinking… Go and ask your head, your heart and your gut what is really going on. What are they saying to you? Give yourself a chance to actually think things through. Secondly get out and talk to the others, mastermind group or networking. Get among people where you can open up to what you are doing and just get other people's views ”…[Listen for More] Click Here for Show Notes To Listen or to Get the Show Notes go to https://wp.me/p6Tf4b-lMZ

GuestsRichard A. Rose President / CEO, Film Creations, Ltd.4349 E. 5th StreetTucson, Arizona, 85711Email: rarose@filmcreations.comPhone: (520) 624-4444 o / 520 850-5333 cellRick was born in NYC and grew up in suburban New York. Following graduation from the University of Denver's Film program, he was invited to join the prestigious Director's Guild of America in L.A.Although this represented a tremendous opportunity, it required working in a highly structured Union environment, Rick reluctantly declined the offer, and in Summer of 1976, headed towards Tucson, where he had previously filmed the Tucson Rodeo for NBC.Within a short period of time, Rick was appointed by Mayor Lew Murphy as Vice-Chairman of the Tucson Film Commission under Old Tucson Studios founder Bob Shelton, and he remains the youngest member ever appointed to the Commission.Rick's film and television credits literally fill three pages (with really small type), and the list keeps getting longer.Highlights include: ‘The Global Arena,' a film on the Lake Placid Olympic Games; ‘How Strong is the Wind,' a documentary the definitive documentary work on the Wright Brothers; and ‘The Human Experiment,' the story of the visionary Biosphere 2 project.He's also worked on shows like; ‘Three Amigos,' ‘The Law at Rendado,' 'The Cellar,' ‘The Pursuit of D.B. Cooper,' ‘The Young Riders,' ‘Desperado,' ‘Portrait of America,' ‘Little House on the Prairie', ‘Highway to Heaven', as well as literally hundreds of commercials, marketing, and video productions.In 2011, Rick was chosen as the Advertising Federation's ‘Advertising Person of the Year', in 2014 he was given the AAF Silver Medal, and in 2016 he was inducted into the Advertising Federation's Hall of Fame.Rick is an avid golfer, a private pilot, a Rotarian, DM50 member and a Chairman's Circle Member at the Chamber of Commerce.  He has been married for 25 years to Elizabeth, an accomplished Interior Designer, and has two sons and a stepson; Paul, who is taking a leadership role in growing the Company, Derek, who is an executive with Aerospecialties in Boise, Idaho, and Tristan who is an accomplished chef and aspiring writer.  Dan GibsonDirector of Communications, Visit Tucson115 N. Church #200Tucson, AZ, 85701Email: dgibson@visittucson.orgPhone: (520) 770-2133Dan Gibson is the director of communications for Visit Tucson, primarily overseeing domestic, culinary and local media efforts. Previously, he was the editor of the Tucson Weekly, a music journalist for Apple Music, Gawker and elsewhere,  the manager of a bakery, a graphic designer for publications including California Tomato Grower and Mini-Storage Messenger, and a three-time game show contestant. His trivia team can be found on Instagram at @sparklemotioninformationclub.Devon Brown Branch Manager at Western Bank3002 N. Campbell Ave.Tucson, AZ, 85719devon.brown@greatwesternbank.com520.325.1135greatwesternbank.comLinkedIn Local graduate from Rincon/University High School lettering in football and track & field. Accepted a football scholarship to Arizona Western College but more recently receiving a degree from Grand Canyon University with a Bachelor of Science in Business Management. Previously working in Sports Medicine, transition into banking as a teller in the beginning. Held positions such as Lead Teller, Personal Banker, Assistant Manager, and Bank Manager.With the love and support from my wife and 2 kids I have come to understand that success comes from practice, adapting, and repetition. Being a former athlete, a team dynamic comes easy. Strong relationships that have longevity are the foundation to the development of the next generation.Great Western Bank (NYSE:GWB) is a regional financial services company focused on business and agribusiness banking.Headquartered in Sioux Falls, South Dakota, our banking model seeks to balance the best of being a “big enough & small enough” bank, providing capabilities typical of a much larger bank, with a customer-focused culture usually associated with smaller banks.We rank as the 6th largest US farm lender (as of June 30, 2018) with more than 170 banking branches across nine states.Our MissionWe strive to Make Life Great in each of our communities by forming strategic partnerships with charitable organizations and addressing defined community needs.

Meet my gorgeous soul friend Lorna, who speaks of her travels all the way from Africa, to landing in Australia at the age of 16. From there, she speaks of her ventures of stages of struggles in her life that has served her to be the beautiful and empowering woman she is today. Not only has Lorna "made it" in the corporate world as a top earning Chief Financial Officer and Bank Manager, but she was able to listen to her inner voice and take a "balls deep" dive into launching her own business in the personal development industry. She's an absolute treat to be around - I know you'll feel her energy and the connection we have - it's infectious! ➤➤➤MORE OF LORNA: ➤Insta: @lornahardwick (personal) OR @enhancemeempowerme (business) ➤Facebook: Lorna Hardwick - Business Page: Enhance Me Empower Me ➤Website: www.enhancemeempowerme.com

A conversation about Sally's life which took her from a successful twenty-year career with Natwest Bank on Merseyside, where she eventually became manager of a branch. At age 36, the death of a friend and a cancer diagnosis for her mother was a moment of epiphany. She handed in her notice and decided to make her long-held passion for amateur theatre into a professional career. Twenty-two years later, Sally has achieved great success on stage and screen. We talk all about how she did it and highlights which include working with her hero Victoria Wood, appearing on Coronation Street and Little Britain and working with the Royal Shakespeare Company. Upcoming TV appearances for Sally: Moving On https://www.bbc.co.uk/programmes/b00vt2q1 (airing the day after this is released, Tues 9th March 2021) Angela Black https://www.imdb.com/title/tt13288904/ Close to Me https://www.imdb.com/title/tt6831266/ Guest: Sally Bankes Host and producer: Donal Gallery Recorded using Zoom between North London and Southport, Merseyside. Artwork by Anna Obert https://www.instagram.com/annaobertillustration/ Music by Donal Gallery Twitter: https://twitter.com/PathsPodcast Patreon: https://www.patreon.com/PathsPodcast Get in touch with stories of people who've had dramatic changes in their lives at pathspodcastpeople@gmail.com Thanks for listening Support this podcast

The BBANYS Podcast Career Series presents interviews conducted with professionals in the Blood Bank/Transfusion Medicine and Cellular Therapy fields to showcase their career path as well as to share their motivations for pursuing their chosen careers, opportunities that helped them get started and advice for those contemplating a similar career. In this episode, Kathleen Crowley, the Blood Bank Manager at NewYork-Presbyterian Hospital Weill Cornell Medical Center in New York, NY, USA talks to Dr. Ljiljana Vasovic about her career as a Blood Bank Manager.

We welcome our first guest of 2021 Lekisha Leonard, financial expert and Bank Manager for BMO Harris as she drops knowledge about how to create wealth and maintain financial wellness. The following resources were referenced in this episode: “US Tech Hubs: Top Tech Cities in the US”https://builtin.com/tech-hubsNō Studios, Milwaukee, WIhttps://www.nostudios.com“Giannis Antetokounmpo to sign five-year, max contract extension with Bucks”Benjamin Zweiman, Updated Dec 15, 2020https://dknation.draftkings.com/nba/2020/12/15/22176618/giannis-antetokounmpo-contract-extension-details-money-salary-milwaukee-bucks-nba-news“What is a Sou Sou (SuSu)?: How can this centuries-old West African financial practice benefit you today?”Keith McBride - Aug 6, 2020 · Medium.comhttps://medium.com/smart-money-personal-finance/what-is-a-sou-sou-susu-db91b1c4883f

Your relationship with a bank is extremely important! As a lawn and landscape business owner, this may not be the most comfortable or fun thing to talk about, but it is so important. Your relationship with a bank can help your business A LOT! You don't need to be afraid of this relationship! We also talk about how to set your business up to make it easy for a bank to lend money or offer other services. Listen LIVE every Monday, Wednesday, and Friday from 10am-11am EST on Turf's Up Radio. Listen online at turfsupradio.com or listen by downloading the Turf's Up Radio app from your app store. Find us on Instagram @daniel.personaltraining @turfsupradio For more Green Industry products, consulting, and resources at profitsareus.com

Making conversations about copywriting count! Joining Wendy in this episode is copywriter James Daniel. He describes himself as ‘That old guy who writes copy – you know, the beardy one with glasses.' We should point out there could be other old guys with beards and glasses out there! It's easy to like James style of writing because he's a conversationalist who realises that people don't speak geek or tech. He doesn't talk jargon when he explains great copy. Talking with James' about his pivotal moment peels back some interesting layers that some would shy away from... Connect with James here: https://www.linkedin.com/in/jdcopywriter/   Grab his latest book ‘Before you JFDI' for FREE here: https://www.jamesthecopywriter.co.uk/   Timestamps 00:00:00: Introduction 00:01:30: The power of conversational emails 00:02:19: "Do you talk like that at home?" 00:04:00: Maintaining a natural voice in conversation 00:05:13: Meritocracy 00:07:28: James's pivotal moment 00:14:40: The value of initiative 00:15:15: From journalism to sales 00:18:22: A (sneaky) second pivotal moment! 00:20:37: Final thoughts   INTERVIEW TRANSCRIPT Making Conversations Count - Episode 8  Wendy Harris & James Daniel  December 10th 2020   Wendy Harris: Welcome to Making Conversations Count, the podcast where we have business leaders share their pivotal moments to help aspiring entrepreneurs on their journey.  Today in the studio, I am joined with James Daniel.  He is EarthMonkey Media and does copywriting.  So, James, it's good to have you here.  Tell everybody how we met. James Daniel: Thanks, Wendy, it's great to be here, thank you.  The first sort of contact that we had, I think, was via LinkedIn, wasn't it?  You'd been reading some emails that I send out every week with copywriting tips and marketing ideas, and I heard from you and I know you were particularly taken with one email that had some totally bizarre suggestions about a hippopotamus, I think, wasn't it? Wendy Harris: Yes, I remember that clearly!  It certainly made me read the email when I saw hippopotamus in the text, which meant I had to reach out.  I actually thought, that's really clever, since I post generally on a weekly basis about hippos somewhere along the line; I squeeze my love of hippopotamuses in for everybody to share with me and I thought you'd written it especially for me. James Daniel: I had, yeah!  No, it's a funny thing, that injecting a little bit of humour and some vague stuff that doesn't really seem to naturally fit with business, it just gets people reading, so you draw them into your content.  That's how I like to write emails.  But, yeah, that was our first contact of course and since then, we've just been chatting and thought it would be a good idea to have this talk about how I sort of got to where I'm at now in my copywriting career. Wendy Harris: It's purely that conversational style over that email.  I'd seen some of your posts, which is why I'd subscribed in the first place, because I thought, here's somebody who really gets it, who understands that having a conversation through copy is the way to build relationships; so, I subscribed and I've just been a lurker of those emails really.  When that one was just for me, I know because it said something about hippos, I'm going to take it that it was just for me, I just had to reach out because that is what copy is meant to do; it's supposed to speak to people. James Daniel: Yeah, it's the power of conversation.  My first book that I wrote is called, "Do you talk like that at home", and it's based on a conversation that I had with somebody once.  This is not what I want to talk about with you -- Wendy Harris: This is not your pivotal moment? James Daniel: No, this is not, no!  Wendy Harris: But, interesting about a conversation. James Daniel: Yes.  Somebody at work who was talking, we used to spout all sorts of corporate garbage and we were talking about a process or other that was going on, something that needed to change, and he said to me, "Yes, I endorse that".  And I said to him, "Look, I've got to ask you, do you talk like that at home?  If your mum says to you, 'Do you want spaghetti hoops for tea?' do you say, 'I endorse that', or do you say, 'Yum, that sounds good to me, mum'; which is it?"  It's conversation. We're not robotic machines, we're human beings.  We talk like this in natural sort of warm, human language, as if you're sat in a coffee shop with your friends; not writing a letter to the Bank Manager.  And, that's an obsession of mine, is that conversation is key to everything.  As soon as you can make people feel that you are talking to them one to one, exactly as we're doing here, exactly as your whole podcast is about, then you instantly build bridges; you build a relationship, a connection with them.  It's based on, I say, that human, that sort of warm touch and it's incredibly powerful.  What you say is every bit as important as how you say it. Wendy Harris: That must be the common thread through everything you do, through running a business and helping your clients with what you do in business as well? James Daniel: Absolutely, yeah.  I mean, I've sold everything from hearing aids and mattresses to skin care treatments and an industrial safety harness, you know. Wendy Harris: I'm glad you said that, because I was waiting for you to say, "Snow to Eskimos". James Daniel: Oh, no. Wendy Harris: And, "Sand to camels". James Daniel: No.  If you try to sell snow to, it's an Inuit, isn't it now?  If you try to sell snow to somebody who's surrounded by snow, then you don't understand sales.  You should be looking to try to sell elsewhere.  I've worked in this wide range of industries but, whoever is reading your copy, whatever sort of hat they happen to be wearing that day, as a consumer, as a business buyer, they're still a human being.  You might alter the tone of your conversation a little, just the same as I might talk to my best friend in one way and, say, my auntie in another way, or something, and client in another; you'd alter that. But, it's still conversation so it still needs to be the natural voice that you would adopt in that conversational environment, rather than thinking, oh, I'm writing now so it needs to be something different, like when they did English essays in school. Wendy Harris: I understand completely; that tonality.  When you have to put your posh voice on, because you pick up the phone and you need to say this …  My best friend, when I ring her, she answers the phone, "Yes, hello?" James Daniel: Like Hyacinth Bucket? Wendy Harris: Yes!  So, it's just a standing joke now that when she rings me, I answer the phone, "Yes, hello?" and it's meant to be off-putting to the person if they're trying to sell something, or get something, because they don't really know you; that puts them off.  But, it's still that conversation, isn't it?  If I was to just say, "Yeah, hello?" it's a bit more inviting. James Daniel: It's having less pretence, really.  We're human beings.  Whatever your religious stance, we're basically all shaved monkeys underneath.  We take ourselves too seriously and if you recognise that whoever you're talking to, we're mostly a meritocracy these days, whoever you're talking to, they're no better, no worse than you are; they don't deserve reverence; they deserve just basically politeness and curtesy.  You talk to them just one to one, just the same as you would talk to anybody; that's so effective. Wendy Harris: I think you've just conjured up the phrase to me that we come into the world and go out of the world in exactly the same way as each other, and it's just what happens in between that makes us different.  I'm going to have to look up that word that you just said. James Daniel: Meritocracy? Wendy Harris: Meritocracy; I'm going to have to look that up.  That's not a word I've come up against, so well done the copywriter. James Daniel: Well, no, that's a cardinal sin for copywriters actually to use a word that somebody doesn't know, because you've failed in your job then! Wendy Harris: Listeners, send in your comments; what's your interpretation? James Daniel: By meritocracy, I mean that we get where we get on merit, rather than through advancement that isn't naturally due to us.  Obviously, there are big conversations going on around the extent to which we have a meritocracy even today.  But, I don't think anyone would deny that we're far closer to meritocracy now than we were, say, 100 years ago, 200 years ago; we're certainly edging in that direction. My point in that really is that the days of having to treat people with reverence because of status that they were born into, I think is long gone. Wendy Harris: Do you think that that's a little bit like, "Do you know who I am?" James Daniel: Yes. Wendy Harris: Yes, it's that, isn't it? James Daniel: Yes, it's entirely that.  Yes, I do.  You're a human exactly the same as I am. Wendy Harris: You're somebody that I've been talking and chatting to over time and is successful, however you measure that, to the point that I can't now actually get anywhere near to have a conversation, and you just go, "Well, you're still the same person"? James Daniel: Exactly that, yes. Wendy Harris: Interesting that this should come out today.  So, James, conversation clearly is something that matters an awful lot to you?  I think you could probably adopt my strapline of "Making Conversations Count", in all the things that you do in your copy. Every guest that comes on, I ask them to share one pivotal moment for the listeners; so, now's your big moment? James Daniel: Do you know, I struggled with this, because I narrowed it down to about two or three.  So, there is one that is absolutely pivotal that I will share with you, but it was painful to sort of whittle down the list; I can tell you that. Wendy Harris: You're not on your own! James Daniel: So, you're kind of like, do you remember Roy Plomley from Desert Island Discs?  He would say, "You can have one luxury and that's it", and he would be really vicious about it. Wendy Harris: Yeah, it is hard, isn't it?  It's hard to think of that one thing. James Daniel: It really is.  But, the one I've settled on is a conversation that I had back when I worked in the corporate world with the MD of the Welsh region where I was working.  So, I live in Cardiff and I was working in the cable industry.  I'll give you a little bit of background before I get to this. So basically, I've been a writer for 32 years now, between journalism and writing for radio, TV, children's books, etc.  And writing, particularly in the early days, doesn't pay especially way.  As you become more established, you can make a living but through those early days, really you can make a part-time income at best. When I got married, I was working as a journalist and decided, no, this isn't working for me; I'm not particularly enjoying it; the money's terrible.  So, I decided to take a sales job just to make some decent money and I could focus on my writing work in my spare time.  I was trying to break into writing more for TV, that sort of thing. So, I did that in the cable industry and I spent two years working door to door, just knocking on doors, saying that, "We've brought the cable network into your area; let me tell you about what we can do with your phone and your TV, etc". Wendy Harris: It's a tough job. James Daniel: It is, yeah.  I mean, in good weather, when you're going into a new area where everybody wants it, it's fantastic; but, when you're in an area that's already been marketed several times before and it's raining and it's dark and it's cold, that's a hard slog, you know.  But, surprisingly, I was doing quite well with this, because I'd never seen myself as a salesman at all, but I am good at tailoring solutions for people.  But, anyway, I digress.  So, I'd been thinking a lot during this time around how we can improve the business, and one thing that really occurred to me was, when we were going into these new areas, we were sometimes the enemy, because the engineers had been in to put the network into the streets; they'd dug up the streets; they'd made a bit of a mess; there'd been a lot of upheaval.  And then, we were coming in to say, "Okay, now can we sell you something?" So, it occurred to me that what we should be doing is building ties with the community before we begin the sales process.  And, we had a community TV channel at the time, called On TV.  So, it seemed to me that we could use that channel to strengthen ties, and it could be as simple as, we're going into this area so let's go to the local high school and see if we can film their school's sports day, or their school play, or something like that; or, some kind of event that's happening in the heart of the community. Then, first of all, we build up good vibes with these people and secondly, we're actually putting something on the channel that they could only get through the cable network, so we were also giving a reason to take the service. Wendy Harris: Reason to switch on, yeah. James Daniel: And, I think the intangible good will is the more powerful aspect of that, but you know.  So, it just occurred to me that would be a good thing to do.  And, by this time, after two years of selling, I was also thinking, wouldn't it be great if they could give me a job running that channel locally. Wendy Harris: Just a quick question though, James; was it VHS then?  Could they record the channel onto a video cassette?  We're going to blow some people's minds with that. James Daniel: Well this was back in the late 1990s, so it was probably all still done on Betamax or steam, or something like that; I'm not sure.  No, it was still the VHS days. So, I put a proposal together.  Now, our MD, Terry, still is the most amazing leader that I have ever known.  He was incredible and he had 600-odd people working there for him and any one of them would have walked through fire for him.  He didn't bully his way through business; he just inspired.  He had an open-door policy. I walked up to him one day when he'd given a talk to the sales team and said, "Could I make a time to come and see you; I've got a couple of things I'd like to discuss with you?"  He said, "Yeah, brilliant, absolutely".  And I took this proposal to him.  He loved the idea, but more than anything I think he loved the way of thinking.  So he said, "Look, I don't think that we'd be able to get a budget to do something like this, as much as I like it, but I really like what you're thinking of here and I like the way you're approaching the issue; that you've identified a problem and come with a very detailed solution to it.  Everything's fully costed and loads of programming ideas".  He said, "Leave it with me". Ten days later, I was called in to see my immediate boss, who was the Sales Director, who said to me, "Okay, so we want you to go onto a three-month secondment to our Head Office in Farnborough.  Like I said, I'm in Cardiff; Farnborough is two to two-and-a-half hours away.  It's a long commute, as I found out, because I spent eventually seven months driving back and forth from Cardiff every day; that was fun.  I got to know every pothole on the M4. He said, "Look, we've got you this secondment", and it was Terry, the MD, who'd had this chat with my boss and said, "Okay, let's keep an eye out for opportunity".  As it happened, we had a new Marketing Director in corporate, who decided that the marketing team's approach there was all a bit ivory tower, and they wanted somebody from the ground level, who could come in and give a different perspective. Wendy Harris: What you're faced with when you knock the door? James Daniel: Exactly, yeah, rather than keeping things abstract and clever and witty, as corporate marketing often does.  So, there were about 1,000 advisors around the country, you know, sales advisors, so to be picked out of that, I'll be honest with you, it was very fortunate; the timing of knocking on his door and saying, "Here's a proposal" just when that opportunity was about to come up.  I was very, very fortunate with the timing there. But, the result was I got the three-month secondment.  At the end of that, they actually gave me a job as a National Project Marketing Manager, so I was on a different career path.  After about four months there, I was moved back down to Cardiff, thankfully, and it eventually became sort of Business Development Manager, eventually covering half of the UK network as the company grew. We took on acquisitions, other cable companies, so eventually I was managing half the network across Belfast and Glasgow, and across the north of England, all from that one conversation.  So, it's thanks to that conversation that I have the house that I live in today and that I started to learn so much more about the marketing and the business development process. It's just from having the initiative really and recognising that opportunities do not land in your lap, as such; you've got to go out and make them.  And, I acknowledge that I was fortunate to an extent in this, but it's only because I made something happen in the first place. Wendy Harris: Yeah, initiative's a good word, I think, James, because a lot of people don't probably value the initiative that is needed.  And, on the face of it, that idea that you had that you went in with didn't happen, so it doesn't matter how good the idea is, it's just the start or seed of an idea that grew into something else. James Daniel: Yeah. Wendy Harris: It's a bit like planting something and not knowing whether you're going to get tomatoes, potatoes or onions.  It really doesn't matter what it is that's going to grow, it's the fact that you've put yourself out there to say, whatever happens, I'm your girl, or I'm your man, or whatever? James Daniel: Yeah.  It's sowing seeds, it's making connections, it's showing people what you can do, rather than hoping that they're going to sort of say, "Right, who wants to do this?" because, if that had have just been put out right across the country, then I would have been one of hundreds and hundreds of people putting myself forward for it. But, yeah, I think there is a good lesson for anybody in a career or in business which is, you've got to knock down your own doors; knock down the barriers yourself and pick what you want and start having those conversations. Wendy Harris: The standout for me is you said that you left a journalist job and went into sales.  I bet it wasn't half what you thought it was going to be and it was hard work to get even near the money that you wanted? James Daniel: I mean, in my first month in sales, I earned three times what I'd earned as a journalist, and it was only about 20% as stressful.  Wendy Harris: Really? James Daniel: Yeah, absolutely.  I hated my life as a journalist, so that would be one of the reasons; but also, the money was just so much better.  It was a relatively easy product for me just because I'm a lifelong telly addict and I just like talking about it. Wendy Harris: There's not many people that would say, "Hands up", at school, "I'm going to be in sales".  You would say, "I'm going to be a journalist".  But, take the money aside from all of that, it's interesting that the skills that you had as a journalist have actually helped you shape into this new career path as well.  So, don't ever underestimate the skills that you've got. James Daniel: Oh, no, not at all.  In fact, that was the thing that made it work, because when I began the secondment, the first thing they asked me to do was to find out why customers were leaving, so it was a project.  Why are they leaving us, either by disconnecting or by running up a bill so that we switched them off? I said, "Well, okay, I'm completely new to the business environment here.  The only thing that I have that I can apply is my journalist skills.  So, if I treat this as an investigation, I can do it and I can report everything back to you". Wendy Harris: Was it what they thought, or was there another reason? James Daniel: There were different people dotted around the country who had different theories and it was my job to travel around the country and talk to everybody and compile their theories on what it was, and then look at the data and see how that aligned to the different theories and try and make some rational sense of the whole thing.  Like I say, it was a completely new kind of fact-finding exercise for me; nothing I was used to at all.  I'd never even used PowerPoint at the time and had to put it all into a presentation.  Yeah, it seemed to make a different, because then the senior managers had me travelling all around the country again delivering the presentation and delivering recommendations off the back of it.  So, it was very much to do with the journalism side.  And of course, when I left that job after nine years, everything I'd done previously in journalism married with all the stuff that I'd been doing in that job really to take me into the next part of my career.  In fact, this was the other conversation I was going to try and sneak in. Wendy Harris: Go on then, James! James Daniel: The second most influential conversation is one that I had with a recruiter not long after I left the cable industry.  He looked at my CV; I was about 36 at the time.  He looked at my CV and said, "It looks to me like I'm talking to two 30-year-olds, because I don't know what you are.  Are you a writer, a creative person?"  By this time, I'd had a few TV shows on as well.  He said, "Are you this creative person, or are you a sales, marketing and business development person?" That really hit home, because of course I'd had very little sense of direction in my career.  I'd just been, I like writing, I'm good at writing, this is what I'm going to do, and I was just drifting.  This was where I finally settled on becoming a copywriter.  But, it's the only thing that makes sense of that diverse background that I'd almost fallen into. Most copywriters come to it as a second career.  It's not a good first career; you need experience in either sales or journalism or marketing, and I'd managed to pick up experience in all three. Wendy Harris: A golden shape? James Daniel: Yeah, exactly.  So, I decided to retrain, add qualifications and then start the business.  But, that second conversation there was all about, okay look, choose a direction now, use what you've done, focus, move forward.  So, that was also pivotal. Wendy Harris: Yes.  Well I would agree with why you would choose that as a backup to everything that you've done.  Certainly, with the way the conversation has gone now, is that you've laid all your skills out, but everybody's encouraged to do that, aren't they?  Put everything down, put everything out there, tell them what you can do.  But, if that then leaves you with a confused picture and you can't tell the story in your head about how to then utilise those skills going forward, it was a great comment and remark for you to go, "Hmm, I hadn't realised I was giving that image off of myself"? James Daniel: Exactly.  And now, when I tell my own story, if I'm meeting a client and they say, "Tell me about yourself", or if I'm writing a biography, I will very often start with that conversation with the recruiter; that critical moment. Wendy Harris: James, it's been a blast having you on the show.  Thank you so much for sharing your story and your pivotal moment. James Daniel: Thank you. Wendy Harris: If people want to pick up the conversation with you, where can they find you? James Daniel: They could go to my website, which is jamesthecopywriter.co.uk and you can get a free copy of my latest book there which is called, "Before you JFDI".  It's about, you know, everybody's telling you to just jump in and do something, anything; and I'm saying, well, look before you leap.  A little bit of planning before you strap on a blindfold and say, "Okay, let's try this", will go a long way.  Jamesthecopywriter.co.uk, NOT .com, because another copywriter called James beat me to that one by an hour to register that domain, so don't go to him! Wendy Harris: Oh, no! James Daniel: Don't go to him; it's .co.uk. Wendy Harris: But, you're on LinkedIn as well under jdcopywriter as well? James Daniel: That's right. Wendy Harris: We'll put all the links in the show notes.  Thank you so much again, James.  For the listeners, don't forget to send us your comments; we do reply to every one of them.  Share this with your friends and family and don't forget to subscribe.  The link, as always, is www.makingconversationscount.studio/podcast.  Thanks for listening.

Usapang One product only, Real Estate Business, Bank Manager at iba pa sa negosyo --- Send in a voice message: https://anchor.fm/arvinorubia/message Support this podcast: https://anchor.fm/arvinorubia/support

This week Ivan and Stephen eat their desserts with a fork and knife and lose their Nanas as they talk about the secondary characters from the Season 6’s The Pledge Drive Topics covered include a fictional social media service called ‘Twitty’, creating words to be added to the dictionary, Noreen’s underrated character arc, and telethons; Seinfeldisms (from 3:37), Seinfeld News (from 4:59), episode trivia (from 10:46); secondary characters Noreen (from 14:05), Dan (from 21:11), Kristin (from 24:22), Nana (from 30:24), Danny Tartabull (from 35:37), and the Bank Manager (from 39:41). Where will the episode and/or any of the secondaries appear in our list of the greatest episodes and characters of all time? Listen and find out! — Sign up to our Patreon page for early access to BIDWBASC, exclusive access to bonus podcasts 'Curbcast Seasons 2 and 3’ and ‘Season 11', as well as other bonus content! Head over to patreon.com/bidwbasc to sign up. You can also support us with a one-off donation on Paypal at paypal.me/mishmashmedia Your donations will help keep the show going. Find us on Facebook, Instagram, Reddit, Discord, and Twitter @bidwbasc. You can email us as well at bidwbascpodcast@gmail.com Listen, download, subscribe to and review us wherever you get your podcasts. Search for our unofficial Seinfeld group called Seinfeldisms on Facebook. — Seinfeld News RIP Art Wolff, who directed the very first Seinfeld episode ‘Good News, Bad News’, AKA ‘The Seinfeld Chronicles’. He was 82: https://variety.com/2020/tv/news/art-wolff-dead-seinfeld-1234836811/ Cazzie David will be releasing her first collection of essays called ‘No One Asked For This’. You can read an excerpt from the book called ‘Too Full to F***’ right now: https://www.businessinsider.com.au/cazzie-david-book-women-cant-have-sex-eating-too-much-2020-11

This week TV addicts Schmee and Riker review the pilot of Fleabag, "Episode 1" (Amazon Prime) and discuss how well it did in defining the genre/conventions of the show, introducing its characters, how well it informed the series plot, and how well it hooked us to watch more! **Warning: Contains the "C" word** Follow us and let us know what you think! Twitter: @PilotsThePod Facebook: www.facebook.com/PilotsThePodcast Check out our website at www.PilotsThePodcast.com.

Can you see the broader picture within the funding landscape? Finding the right funding is not always easy and according to Jeremy Meadowcroft, persistence is key. Jeremy shares his valuable insights in the world of lending and explains what the relevant questions are to be asking when considering how to raise funds for your business. Jeremy has truly walked the walk of commercial lending, public lending, equity investing and non-profit lending which has equipped him and enabled him to listen, assess and show SME business owners HOW, WHAT and WHY to fund their growth. KEY TAKEAWAY “The great Jim Rohn said if you’re passionate about something, learn about it, become a student of it and teach it because if you’re on purpose with it you’re naturally interested.”   ABOUT JEREMY MEADOWCROFT Jeremy Meadowcroft is a freelance speaker, presenter and consultant on the funding landscape for SME business owners. He shows business owners how, where and what funding options are available to their business, which he finds rewarding and is highly valued by the people that book him, to understand and discover some alternative options that are available for them.   He has sanctioned the lending of £millions in bank funds, public sector funds, grants, match-funding and also equity funding (Angel investment) for hundreds of new and established businesses of all types, sizes, sectors and ages. For 32 years, Jeremy has been banking, financing and fundraising for individuals, start-ups and businesses to help their growth plans.  He has assessed, advised and helped as a Bank Manager, Business, Commercial and Corporate lending manager, an Investment Manager and a Dragons’ Den Host and M.C.    CONNECT WITH JEREMY Website : https://horizon-8.com/     LinkedIn :https://www.linkedin.com/in/jeremymeadowcroft   ABOUT THE HOST - AMY ROWLINSON Amy is a Coach, Mentor, iTunes #1 Podcaster, Mastermind Host, Speaker and Property Investor. Through coaching and workshops, Amy works with businesses to Focus on WHY to create people-centred environments, by improving productivity and employee engagement by focusing on fulfilment, values and purpose.   Amy inspires and empowers entrepreneurial clients to discover the life they dream of by assisting them to make it their reality through their own action taking. Helping them to focus on their WHY with clarity uniting their passion and purpose with a plan to create the life they truly desire.   If you would like Amy to help you focus on your WHY then please book a free 20 min call via www.calendly.com/amyrowlinson/enquirycall    Please sign up for the weekly Friday Focus newsletter at https://www.amyrowlinson.com/subscribe-to-weekly-newsletter   CONNECT WITH AMY https://www.instagram.com/focusonwhy/  https://www.instagram.com/amy.rowlinson/ https://www.facebook.com/RowlinsonAmy/ https://www.facebook.com/focusonwhy/ https://www.facebook.com/groups/focusonwhy/ https://www.linkedin.com/in/amyrowlinson/   HOSTED BY: Amy Rowlinson   DISCLAIMER The views, thoughts and opinions expressed in this podcast belong solely to the host and guest speakers. Please conduct your own due diligence.  

Are you afraid you don’t have enough money? Does it stress you out when you think about your finances?  This is a huge topic and A MUST LISTEN TO episode. Without financial stability and a good plan to get it, you limit what’s possible for you in this precious stage of life AND it causes you a ton of anxiety. Let’s change that! Meet Adrienne Grace- she's committed to women’s financial freedom. Founder of Women’s Wealth Advocate, a holistic financial planning firm, and author of the best-selling book, Going from We to Me: A Financial Guide to Divorce, Adrienne provides sophisticated yet compassionate financial guidance to women contemplating divorce, in process, and post-divorce. Widows and women in a wealth transition (inheritance, sale of business, retirement) engage Adrienne to organize, manage, grow, and protect their assets. Adrienne uses the wide knowledge and experience gained over an outstanding career in financial services as Bank Manager, Trust Officer, Investment Advisor Representative, Insurance Manager, Financial Planner and Divorce Financial Analyst, to help women as they pass through their transitions to achieve their goals. She has been featured on Impact Radio, on podcasts, and is a popular speaker. Both divorced and widowed herself, Adrienne has walked this difficult path and found joy on the other side. Grab your Night Thoughts Journal HERE  Join the LOVE-A-Thon HERE!

Contains Adult Language After Bank of America made decisions to close branches 2 weeks ago in Vegas and in Bakersfield, CA, I have been waiting for the shoe to drop in markets I am familiar with. It took over a week but it finally happened. After "Temporary Closures" were announced in Orlando, Miami, Atlanta, Tampa, Charleston, Dallas, Houston, San Diego, Phoenix, and other areas due to "Coronavirus Concerns" (Although later press releases mention "low foot traffic as another reason), Bank of America hit close to home. My home region of El Paso, TX was impacted by BofA closures on Wednesday July 8, and then a former customer of mine and friend, Jennifer, sent me an instant message of an hour long line at my hometown branch in Las Cruces, NM where the lobby was unexpectedly closed down as well on Monday July 13. Unbelievable. BofA recently stripped 3/4 drive up lanes of service capability as well, leaving one lane of drive thru in one branch for 110k people in this town. News Article about El Paso I discuss in the podcast about the fake reasons behind the El Paso closure, how lame the Bank of America Spokesperson is when releasing statements that hold no logic to the media, and what I really think is behind it, and I speculate what the hell is going on at the branch I worked at and was fired from. I'm curious as hell. In between talking about the local closures, I go on a mini-rant about an incident regarding a night out at the ballpark for the El Paso Bank of America team which wasn't supposed to include us, and how a certain market executive was caught trying to screw us over, leading to a mini-revolt against management. It's a fun story, and you'll hear how pissed I was about it. Plus, I will talk about the list of businesses that received PPP Loans in New Mexico that was released, and how Wells and BofA only gave out a total of 3 loans in my hometown, despite the fact that there were over 200 recipients of PPP Loans in Las Cruces. I discuss the only loan BofA gave, which was to a Las Cruces institution when it comes to food, and I give praise to local banks who helped out the rest of the businesses. Good job to you all. I HAVE A NEW YOUTUBE CHANNEL WITH EXCLUSIVE VIDEOS AND QUICK HITS ON NEWS STORIES THROUGHOUT THE WEEK. Please like, subscribe and share. Make it HUGE! Check it out!!! MY PATREON Page! For as little as $1, you can help James Baca in his fight against big banks. http://patreon.com/NotoriousBanker $2 gets you bonus content, $5 will get you my book! Sponsors -james@NotoriousBanker.com - Advertise your business with a growing, cutting edge podcast. Visit our Twitter Page @BankBetterGuy - Bank Advice, humor, observations, deals and VIGILANTE CUSTOMER SERVICE & Host James B on Twitter @jamesbisright --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Chatting Sarah Barnes for this episode was an absolute treat. Barnes, as she is more commonly known in the industry, is a Freelance Deputy/Assistant Stage Manager. In her heart she prefers spending her time as a Deputy Stage Manager, but she also doesn’t mind picking up a props list and getting stuck into being an Assistant Stage Manager too. She explains to us what on earth all the acronyms mean when it comes to Stage Management, and what it is that each of those roles spend their time doing.During the episode we have a chat about how she went from wanting to be a Bank Manager, to ending up in this mad old world we call theatre; she impresses upon us the most important thing to have around during Technical Rehearsals, and we muse about where to get all the best gossip.It’s always a pleasure talking to Barnes, and this was no exception. I hope you enjoy the episode!

Alex Flores owner of Key West Vibes talks about relationships, banking and how COVID-19 has changed our lives.Support the show (https://www.paypal.com/biz/fund?id=SUEC9BNU7MRLJ)

I'm so excited for you to meet one of my dearest friends and our newest coach and team member at the REALIFE Process®, Terri Johnson. Terri is an Intake Coordinator at a Substance Abuse Treatment Center. She has been an Addictions Counselor and brings years of experience to the team from the business field as well as she served as a Banker for Wells Fargo and also as a Bank Manager coaching coaches and facilitating corporate training. As well as working in the recovery space, Terri is in recovery herself and has been sober for nine years. She has a beautiful story and on this episode shares: Her journey from corporate success in Manhattan to being flat on her back learning to breathe again The ways she's learned to live fully into her whole self through her 7-4-1 Harmony Triad The value of keeping her recovery #1 through the practice of daily surrender  How she leans into harmony through seasons like COVID-19 Through Terri's story, you'll hear once again how the Enneagram when applied in your REALIFE is a tool that can bring harmony and healing! It gives language to feelings, empathy, compassion, and offers ways to connect with our whole self–head, heart, and gut. We're so excited to welcome Terri to the REALIFE Process team as a coach working with our REALIFE Process Facilitator Certification Program. With her life experience and passion for the Enneagram and the REALIFE Process, she'll bring extraordinary value to the team coaching others to facilitate the Process!  REALIFE Resources:  Are you ready to explore the FULL CIRCLE harmony of the Enneagram? Visit therealifeprocess.com and download our FREE Typing Guide or dive deeper with a REALIFE Enneagram Personality Profile Package. You'll have the option to upgrade and work with a REALIFE Process Coach to walk through your profile results too!  After spending some time with us on the podcast, you may be ready to consider becoming a REALIFE Process Certified Facilitator in order to use the 4 Steps in the Process with clients you serve. If you'd like more information about the facilitator cohort that opens this fall, email me at teresa@therealifeprocess.com, and let's set up a time to chat. Check out these previous episodes mentioned on this week's podcast:  022: Enneagram Harmony Stances [REALIFE Enneagram] 061: Using the N.O.W. Method with the Enneagram  Connect with your host, Teresa McCloy on: Facebook- The REALIFE Process® with Teresa McCloy Instagram- teresa.mccloy LinkedIn- teresamccloycoach About Teresa McCloy: Teresa McCloy is the creator of the REALIFE Process®, an ACC Executive Coach, and an IEA Accredited Enneagram Professional who helps entrepreneurs, business owners, and leaders discover and live out their best REALIFE! She has worked with clients from all over the world to help them bring clarity to their REALIFE and joy to their REALWORK!

Today's episode has questions you want to know the answer to, especially when you are first starting out. That's why I invited my very own husband to the show. Someone who is never fearful about talking was a little podcast shy, which makes me laugh because he's the total extrovert when it comes to the two of us.Support the show (http://www.thesavvyscribepodcast.com)

Monday and we are off to buy our new car in the Covid19 world of car showrooms, no coffee, no handshake, just masks and security tape. Has the glamour of car buying come to an end?   find out more https://www.thesecretspain.com Day 85 Testing Times uncorrected transcript   Monday morning, normally I do the hateful administration work but this morning we are off to the car showroom to collect our new car.  Yesterday we did a test run, found the dealer and the car looking rather dusty sitting in the disabled parking space.   We arrived just before ten a few moments in front of our Bank Manager who accompanied us to translate the paperwork. Car showrooms in our part of Spain are exactly the same as anywhere else.   So Chris, Laura and I entered the showroom, the interior done out in Germanic grey tiles and fairly stark furniture, that was taped off, yellow and white tape marked out where we could stand and the cars all had a security tape on the doors, to stop you casually opening them without a salesman, welcome to the Covid19 car buying experience. Our new car was in the showroom facing a large glass door that led to outside.   Suddenly a thin man with kind brown eyes appeared.  He might have had a beard, who knows, he might have smiled, who knows. He addressed Chris in very fast Spanish.  Laura interrupted with the “he is English but understands some Spanish.”   “Come to the desk, please have a seat.” He said arranging three seats at two metre intervals, he sat behind the desk, behind a plastic screen with a little hole to pass documents through.   “Pasporte please or your Residence card.”  Chris produced his little green card. This unimpressive bit of green card, that you need to keep safely behind a plastic wallet, or the ink and print wear off.  Is our identity that allows to stay here in Spain during the Alarma.  Now in a perfect world it would have a photograph, but the British Government objected to the Spanish Government keeping photographic records of its citizens.  Never mind that a scan of your Passport at Passport Control here, brings up your UK photo, your address and pretty much everything else about you!   Luckily we now both have Spanish Driving Licences and they have our photograph on, Spanish style. In the UK you go to a Photo-Me booth, here you go to a photography studio and a woman with a camera tells you to look ahead, “no smiling.”   Then you sit in the window of the shop waiting for her to print out the pictures and take a pair of scissors to cut each photo by hand.  That bit was easy.  The next not so.   Our Lawyer – Paco took us to Trafico in Granada, a building in amongst a large housing estate, driving through Granada is bewildering, traffic coming at you from all angles and directions.  Paco weaved his way in traditional style, missing the exit for a roundabout so swinging the car back on itself and the traffic to exit.  I found myself gripping my seat as he ignored the red light ahead and turned into a side street where the Government office was.   We were early and had the strongest coffee I had ever drunk in a small bar nearby that looked over a piece of derelict land where people clearly took their dogs to do their business.   The austere Trafico building had an equally austere inside, Paco had to punch a great deal of information into a touch screen to produce a ticket, “come” he said “we must go upa the stairs.”  We followed him upa the stairs.  “Sit” we sat down in those chairs that had not only been joined together but bolted together onto the floor.    In front of us stretched a row of desks and behind the desks some very serious Functionarios were processing paperwork, that when completed was filed behind them in acres of filing cabinets stretching back into the distance.   To amuse us while we waited there were four TV screens hanging from the ceiling all showing the same thing.  They were driving safety films, various hapless drivers crashing into each other, mangled wreckage and bodies and blood, not the cheeriest introduction into our future as Spanish Licence holding Brits.   The was a loud BUZZ and it was our turn.  A very serious man sat behind a tower of papers, Paco did the talking, the man said nothing, looked at all our paperwork.   He then moved his chair back a few inches and took in a large breath.  This is always the point when you know things are going to go badly wrong.   “Now,” he said in Spanish “I can under the European law give you a new licence, but it will end when you do the Brexit, so maybe a few months, maybe a few years,” he laughed.   There then followed an intense conversation with Paco. Paco turned to us and said, he thinks you are better to make the exam and then come back.   It took me 23 years to pass my driving test, and I only passed because the examiner knew a friend of mine really well so we just took a gentle trip into the country where I did some parallel parking and we came back to the test centre, I botched up reversing into a parking space, but he said, take another go at it, I did and he said I am pleased to say you have passed.   But no, not that sort of an exam a medical one. We were told to go over to the building across the road where they did the exam.  The first part involved you grasping two bath taps and a very old computer in front of you showed a game of pong that you had to steer with the two taps. When I played this game there was a lot of buzzing sounds and at the end it came up 40%   The lady in a white coat sitting at the desk looked at me, sighed, looked at my score, sighed again and said “you pass, got to the lady of bloods.” “It is OK,” said Paco, they just want to pressurise you.”   In the next office another woman in another white coat wrapped a blood pressure monitor around my arm. There was a lot of peeping, she sighed, “You are very pressurised, you bloods are too high.” She said.  Paco interjected, “He has just had a cup of strong coffee,” “Oh,” she said “That is OK you pass, go to the room for your eyes.”   Another room another lady in a white coat.  “You wear the gafas when you drive?”  Truthfully I didn’t when I was in the UK so answered “no” “Take them off,” I took my glasses off, “you see the shapes ahead, tell me which way they are up?”  I actually couldn’t see the chart, let alone the shapes. “Put your glasses on.” I put them on, she got a large wooden stick and whacked the stick against each line, “Read,” “In Spanish?”   “Si, this is a Spanish test.”  I told her which way up the shapes were but sometimes I got my “sube” mixed up with my “baja”   She put the stick down and sighed “You must always wear your gafas when you conduct,” she said, “will you?”    “Yes I promise,” I said – “Good you pass that will be thirty eight Euros.”   So we both have a driving licence with our photos on and I do wear my glasses to drive.   The process of buying the car was very professional, Ruben the Salesman tried very hard to speak English, showing Chris the whips of rain, the spear of oil and the lights of always on. The paperwork done he handed Chris the keys.  You may take your car. Chris looked at the impossible turn out of the showroom, there was a large wall directly in front of the exit.  Ruben said, “Do not worry I take the car out for you,” and that was that, a very pleasant experience, no touching, no coffee, no smiles no handshake but everybody was trying their best to be as new normal as they could.  

It is Sunday and I have been driving our existing car for the first time, we are buying a new one tomorrow, as in Phase 3 we can go to a car showroom. Can I say that the gear box stick is in quite the wrong place and while we are at it, so is the steering wheel.  Find out more: https://www.thesecretspain.com Day 84 Car Share   Sunday the start of a new week, Monday brings us phase 3, we have jumped a week, the Alarma itself finishes June 21st, the central Government hands over its central control to the Juntas – the Regional Government.  So only 14 more of these special Podcasts left and I am saving my best story to last, one clue, it was major misjudgement on my behalf that I will pay for the rest of my life.   First we should get a Royal Decree, a Bill that will detail everything that will happen after the Alarma, Lockdown ends, then that will be interpreted by the Regional Governments who in turn will make their own rules about the de-escalation of Lockdown.. complicated isn’t it.   And all the while the rules change and alter.  Tomorrow we pick up a new car, not sure what the sales service will be like, guessing, a bit average by British standards.   There is a lot of paperwork to fill in, all written in complex Spanish, the stuff that doesn’t not translate with any proper meaning.  Laura our Bank Manager is coming along to help Chris through the process.   Banks here are more, I guess old fashioned, you get a named Manager, she is principally employed as a salesperson, up selling insurance, TV sets sometimes, yes the Bank here will flog you a TV or a mobile phone.   We did a test run to discover where the dealer was located, a Google map put them about 300 metres away in a different road, that turned out to be a Mercedes dealer.  Driving around what is known locally as Gasoline Alley, we found the dealer and we found our new car, sitting looking rather dustily in the disabled parking space.   Chris collects the car at 10am, so hopefully they might give it a clean and stick the matriculation plate on.   A few months ago, we looked at buying a new car from the local Fiat dealer, as we currently have a Fiat.  We were with our dear friend Maria, she went up to the salesman who was on the way out to the back for a ciggy.   “This hombre is interested in buying a new car.”  The salesman looked at her wearily, let out a long sigh and slumped himself back down into his chair and started jabbing at the computer screen.   “Marca?”  Chris replied Fiat, 500, sports.  “Mmm Desportes.” He said, his eyes narrowing, thinking here is an English with some money.  The next thing he said was too quick for us to catch.  Monica said, “He is asking if you need finance.”  Chris told him we didn’t, we would pay cash, but trade in the old car.   Then came the Spanish moment, he said “But your car is only three years old, why do you want to buy a new one?”   To be fair he has a point, but it is not something you would ever hear come from the mouth of a British Salesman. He jabbed the keys of his computer some more and showed us an Abarth with an eye watering price.   “No no” said Chris “a sports trim Fiat 500 not an Abarth.”  “But this is very nice car, go very fast.” I asked, “Are there any deals on at the moment?”  Monica translated – the Salesman looked at us puzzled – so no deals then, if ever.   In an earlier Podcast I told about our friend who bought a very expensive Range Rover, in excess of 38 thousand Euros and the Salesman whispered in her ear after the sale, “I have left you a little present on the back seat, for being such a good customer.”   When she opened the rear door of the car, there laying forlornly was a single sachet of Turtle Wax polish.   So we found the Dealer and found the car, now it was my turn to drive our current car home, as I will need to do this tomorrow.  I drove in the UK, often having to pick up Chris from the Railway Station or wherever the Railway Company was giving up running a service, which was usually a small village called Shenfield.   So I am a very average driver, but could get myself around our local town fairly well, hardly any scrapes or misjudgements.   But driving in Spain is a whole new ball game, and to save Chris screams and shouting, did you see that car, can you see the cyclist and so on and so on, I have refrained from driving.   So the first thing I notice about sitting in the driving seat of our current car is the gear stick is in quite the wrong place and while we are at it, so is the steering wheel.  Chris also sits up very erect and he has the driving seat set to, upright, electric chair, which I find quite uncomfortable.  I prefer the setting comfortable Lloyd Loom wickerchair, further back but not as far back as out friend who practically drives looking up at the roof of his car.   Driving off, and after driving small urban cars in the UK, if feels like I am driving one of those enormous American Jeeps.  Chris points out that this is a Jeep but in Fiat clothing. So that would explain that.   Changing gear is problematic, one, I am not used to the gear box and two, force of habit makes my left arm move to change the gear, and in correcting myself I seem to swerve across the road, well that’s my excuse.   I just wish Chris would stop screaming, he is a very bad passenger, and there was nothing coming the other way, so I am not sure what his problem is?   The Fiat 500X is a very nice car if you have a family and need enough boot space to hold a baby elephant, but we have both found it too big for our needs, I shall be driving it very carefully tomorrow as it has a new home to go to, someone who actually does have a family for the family car.   I am sure everything will go smoothly tomorrow, we might be pleasantly surprised, I might find I will actually find fifth gear on the way back home, subscribe to the Podcast and find out tomorrow, if you go to the secret spain dot com you can find every episode and full transcripts too.     

Episode 6 (Season 2) of the Empowering Women Podcast GUEST: Kenyatta Browne -- Bank Manager (and Actress and Mother) shares the scoop on Personal Finances 101   BIO: Kenyatta Browne holds a BS in Communications and an MBA. She describes her career this way: "Banking isn't boring. This career is a unique space to change the course of someone's life. I walk into work ready to make a difference daily. I believe this mindset has been the key to my success in an industry that has gotten a lot of negative press. My communications and education background plays a huge role as well. "   Notable Podcast Episode Quotes: “We have to be smart borrowers as professional women, we have to be strong savers as professional women, and we have to be masters at managing our money” “It's not about business. It's about being able to help each other find success financially.” “You should not buy those shoes, girl, you gotta find them on clearance!” “A strong saver knows how much 6-months of expenses are, and that's how much they have in their savings account.” “Take three months of your last statements and categorize your spending. And then create a spending plan, not a budget because budget is a curse word. But a spending plan, so that you're able to be mindful about your spending. Being present when you're using your debit card [for example].” “Let me just use myself as an example, because as much as I tell people this, I [too] am a victim of spending in the sense that I had a serious *serious relationship with Starbucks. To the point where in my mind, I justified that my coffee being $10 per cup was OK. I decided for a month not to drink Starbucks. And what I was able to save in that month blew me away. It was really putting my money where my mouth was. But you have to be able to sit down, look at those things, and test yourself, and see which one makes you feel better. For me, I make my own coffee at home, it doesn't taste as good, but it has the same effect - I stay up all day. AND I'm able to save money.” “Being a master at managing money is seeing where you can make changes, seeing where you can make little sacrifices so that you can live better at the end of the month…” “A lot of times what we do is for other people instead of ourselves. And I think that plays a lot into the purchases that we make… A lot of this becomes introspective into - why do I spend the way that I spend? And why do I make the financial decisions that I make. And that's a personal journey that we all take.” “It's tricking yourself into giving yourself money as opposed to giving it to someone else to profit on.”  “I'm a big believer in writing that [goal] down and putting it out there because if you're putting money into your 401k and you have no picture of what and when you want to retire and where you want to retire to, and all of those things… those things you should have pictures in your mind of what that looks like.” 

Welcome to the Technical Area, your weekly FM podcast brought to you by Gaffer Graemo. Finances are a dirty word in FM circles. While Transfer fees may be exorbitant, wage demands verging on ridiculous and the Bank Manager personally knocking on the door, the key to your success as a Manager could come with the numbers on every payslip to the players in your squad. This week, we look at these numbers and discuss what the experts say when it comes to balancing the books at your club. Sources Here Please like, review & share the pod & check out our site! Get in touch on Twitter (GG/TTA) #WeAreTheCommunity interactions form a vital part of the pod, so get involved though votes on polls, comments, questions or whatever The latest book review goes up soon on the site as I try to re-launch #FMBookClub. All submissions/recommendations welcome! Books will be linked on Amazon through an affiliate link that supports a charity of your choice. Just check out smile.amazon.co.uk and select your charity from there, tying it up to your Amazon account! Winston1984 (@blairinho) has worked on a Python project based on attributes, something we spoke about on last weeks pod. If you’re looking to analyse with the attributes of your players/staff, there’s a link here to where you can find it on the Forums! Music from Pond5 - Electronic Dance Music (Happy Background Summer Party Sport Club Short) - P5 Music by Pond5

After years of pursuing a career as an opera singer and struggling to make a full time living with the art, Lyndia Johnson took a full time day job at a bank while trying to grapple with what her future held for her. Find out how she transformed herself from bank manager to one of the most sought after vocal coaches around. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theworkingsinger/message Support this podcast: https://anchor.fm/theworkingsinger/support

When Trevor Taylor left his role as a Bank Manager, he knew he wanted to change the balance between life and work. It took a while to get things running as he wanted, but these days he's often relaxing by the pool by mid morning. 

Upstate Housing correspondent, Michele Maserjian, speaks with Bank Manger, Krystal Nelson about dealing with stretching your dollars with SBA (small business administration) disaster loans, and personal loans during a slowing down economy due to COVID-19.

Mike Still YPO & Advisor: Put back into Society Mike Still has over 30 years of experience in the risk management & insurance industry serving a broad range of clients by size & business sector. Mike cares passionately about making a difference to people, businesses and communities and has been a long time supporter of YPO, The Princes Trust & Business in the Community (BITC). Inspired by his Mum, Dad, Scouts & Bank Manager with Youth club. He also admired De Clerk & Mandela. All had empathy & understanding to lead & coach and see other’s perspectives. Mike values resilience & the accumulation of his 35 years varied experience - rather than just the same 1 years’ experience repeated 35 times. Learning from mistakes - Mike said “with my passion I push myself & others too hard, running too fast & might be seen as unreasonable”. He uses the 3 perspectives - myself, another & an independent 3rd party’s views. Always - Stop, challenge your thinking & choose your actions.#InspiringLeadership #leadership #CEOs #MotivationalSpeaker #teamcoach #Boards See acast.com/privacy for privacy and opt-out information.

Behind the Door - Season 2 Episode 1 - Jailbird Welcome to our new season of Behind the Door, in which we take a behind the scenes look into our stories and chat with the authors and actors. For this episode we'll be interviewing with Bo Chappell, the author of S2E1 "Jailbird". Also joining us will be Graham Rowat, voice actor for Cole Amsel and the Bank Manager.   Featuring: Bo Chappell - Author Graham Rowat - Actor Jason Wilson Brian Black Artwork by Cassie Pertiet ATP Audio Works LC  ℗ 2019

The Hot Misogynist is really good at it, but Fleabag is really bad at pretending her heart (and body) aren't focused solely on reconnecting with the Priest. Claire loses her hair but gains a Klare, Bank Manager makes off with the pinny, and this time Fleabag gives Martin an emotional punch in the gut to follow up her physical punch to the face. Chrissie and Allie are perfectly balanced as they leave no stone unturned and no trench coat unopened.

What does one need to get a personal loan?

Do you know your credit score? (Because it’s probably affecting your life more than you realize.) Bank of the West’s Mitch Taralson joins us for Episode 20 to share his “Five Things To Improve Your Credit Score.” We also talk about credit score rumors. Does your job affect your score? Does being married? How about … Continue reading Five Things To Improve Your Credit Score (and we talk “credit score myths”) with Bank Manager Mitch Taralson →

The glasses hit the floor and the shit hits the fan at Godmother's "sexhibition" as Fleabag comes face to face with her guilt, her grief, and one perfectly timed Bank Manager.

How does a Toyota Yaris get stolen more than once? Can one band come together and collectively hate Morrissey? Will Joel mention that he likes Slayer? Tune in to find all the answers and more, as we dig deep with our guest Courage You Bastards! http://courageyoubastards.com/ Huntington Park/ Los Angeles Hardcore group hangs out with us and shares gig stories, economy car theft, and musical influences. This podcast includes two tracks from Courage You Bastards 2017 album “To the Knife”' Luminescent Flesh” and “Bank Manager” available on Apple music: https://itunes.apple.com/us/artist/courage-you-bastards/510105076 and on Spotify: https://open.spotify.com/artist/0SNeJ5y3xrvQ4ZliP8T99m  Courage you Bastards has been a LA hardcore band since 2011, with three albums: Courage You Bastards self-titled (2012), Across Those Fires and the Dark (2014) and To the Knife (2017). Courage You Bastards are: Mike Underdown – Vocals (@howllaughter) Adrian Baca – Drums (@remove_your_zorch) Joey Sanchez - Guitar Anthony Godoy – Bass (@courageyoubastards)   Hosted by IG @laclikapodcast  FB laclika1 and www.laclikapodcast.com Rick @low_light_gangster Anthony @run_rabbit_run Joel @mainlinerband Chris @laclika_chris   Additional links: Instagram @courageyoubastards Facebook.com/cybofficial Twitter@cybofficial YouTube.com/courageyou bastards Courageyoubastards.com Hashtags Huntington park hardcore influences music festivals songwriting no names grand theft auto Tennessee  old band Korn Tool Morrissey Toyota stolen  new album Los Angeles Spotify twitter Instagram tempo forgetful songs jazz club dive bar small venue metalcore bass drums vocals death by stereo producer recording band practice podcast music

In our pilot Episode Marj Busse, sits down with Essential Impact’s Director of SEEDS BC and Founding Partner Dave Busse to explore Essential Impact’s growing SEEDS program. This program was designed with the bold idea of embracing the social enterprise model to provide corporate, charitable and non-profit leaders with top-rate International Coach Federation accredited training in an environment that would be affordable and inclusive to all. Imagine a program where a Bank Manager, Addictions Counselor, Church leader and Human Resources representative all sit down at a table together to learn and practice coaching skills with one another. Robert and Dave dive deep into their journeys with this program and the impact its had.Robert GrayAn accomplished background with more than 5 years’ of coaching involvement, specifically in the not-for- profit world, Robert’s energy is focused on helping people connect their skills and experience to their passions and purpose. He has 20 years’ experience in local church pastoral ministry both in the UK and Canada and is skilled and practiced in teaching; the facilitation of learning, coaching, leadership development, culture and organizational change management, sales and continuous human improvement. He is skilled in public speaking and working with small groups and individuals.Dave BusseDave is a one of Essential Impact’s founding partners and Executive Coach who brings a values-based approach to business. He has strong values around building people, family and excelling. Coaching in Dave’s world isn’t about fixing problems: it’s about identifying opportunities and capitalizing on them in a way that makes sense from a personal and business perspective. Coaching is a deeply rewarding and trusting relationship for Dave. He excels at capitalizing on great opportunities, making tough decisions, and working with leaders who are striving for their next level of greatness.Time StampsIntro [00:00]Podcast Start [00:21]Welcome [01:20]Thanks [1:08:42]

Jill Ritchie is a married mum of two. Jill was a very successful senior bank manager and from the outside her life looked perfect but she didn’t feel satisfied. When stress and anxiety took over and she was waking up in cold sweats, her hair was falling out and she found herself drinking a little more than usual Jill decided to take her life into her own hands and completely change her life around. She now enjoys life to the full and is a life coach helping others do the same. Find out how she did it & more

Ges delights in building your confidence in public speaking, making the keynote or workshop fun, memorable, and with instant takeaways that you can use immediately. Built on four decades of commercial roles (including Bank Manager!), lots of singing and four decades of Public Speaking, delivering workshops, Keynotes, MC and even radio broadcasting, Ges delivers an effective mix of business & presenting experience to equip you and your team with the skills to speak in public. Ges Ray is a retired banker and public speaking coach who re-discovered his love for choral singing after leaving it behind for 25 years!

Am 28. Oktober wählen die Bürger in Hessen ihren 20. Landtag. Deshalb lassen wir drei Hessen zu Wort kommen: einen Bank-Manager, eine ehemalige Lokalpolitikerin und Unternehmerin sowie einen Gymnasiallehrer. Außerdem die Ergebnisse des aktuellen Hessentrends, bei dem 1.000 Menschen nach ihren wichtigsten Themen befragt wurden.

Andrew Wamae studied at The University of Baroda graduating with a Bachelor of Laws (Hon’s) and a Bachelor of Arts Economics (Hon’s). After working with various law firms in India and Kenya he settled in the United Kingdom in 1999. Thereafter Andrew worked as a Producer in BBC World Service Africa/Middle East. In 2001 he joined the Halifax Bank of Scotland working in various roles including as Bank Manager and Business Manager. In 2004 together with Alison Harper he founded the Essential School of Painting. In 2012 he left the bank to concentrate on expanding The Essential School of Painting. A love of art and painting in particular has seen Andrew dedicate himself to TheESOP driving it forward into a new phase with the aim of providing the best possible art education, accessible and affordable with brilliant tutors and plenty of tutor contact time.

Andrew Wamae studied at The University of Baroda graduating with a Bachelor of Laws (Hon’s) and a Bachelor of Arts Economics (Hon’s). After working with various law firms in India and Kenya he settled in the United Kingdom in 1999. Thereafter Andrew worked as a Producer in BBC World Service Africa/Middle East. In 2001 he joined the Halifax Bank of Scotland working in various roles including as Bank Manager and Business Manager. In 2004 together with Alison Harper he founded the Essential School of Painting. In 2012 he left the bank to concentrate on expanding The Essential School of Painting. A love of art and painting in particular has seen Andrew dedicate himself to TheESOP driving it forward into a new phase with the aim of providing the best possible art education, accessible and affordable with brilliant tutors and plenty of tutor contact time.

It’s not every day that you meet a young lady who is so inspiring – yet so humble and grounded that you are left full of hope and joy after meeting her. The first time I heard Jamala Osman was when she spoke at TEDx London at the start of July 2018. In her talk she spoke of a difficult childhood, growing up in Ilford, the sudden death of her Mum when she was just 12, and being thrown out of the family home by her Dad. Jamala crossed paths with gang culture and violence, and as you would guess, had issues at school too. Yet despite all of this, she chose a different path and a very different life.  One that led her to become one of the youngest bank managers in the UK. More recently she has given up her very successful career to help young people just like her rebuild their lives – so that they too can contribute to society through their own success. Jamala is a truly special person, and one I feel blessed to have met. You can hear her wonderful story now in her very own words.   “We tried to make the best out of our situation. Obviously with a lack of information, a lack of role models, with a lack of direction – so a lot of bad things happened at the time. But the way I look at it, the mindset that we had was the right mindset, just the wrong tools and resources. ”   [10:41] Jamala wouldn’t say she mixed with the “wrong” crowd, even though she acknowledges most people wouldn’t approve of their behavior. But those people were there for her when she was in need, and gave her a community, something to live for. She won’t defend what they did, but she does acknowledge they all had no money, opportunities, and were just trying to get along however they could. You might find it unsurprising that Jamala had problems with school. Got kicked out, rebelled, and was disrupted. The thing that changed Jamala’s life was when she was 15 and had two weeks off for work experience – and she had nothing lined up. She thought she was getting a vacation, but a teacher overheard her and came to her door in the morning and took Jamala around to schools with her to help in their athletic programs. It opened her eyes to her own worth and value, that she was able to add something to the world.   [34:30] Jamala transitioned into apprenticeships, and before she knew it, she landed  a cashier position at a central branch in London at the age of 18 – completely feeling like a fish out of water for the first 9 months. It was a huge deal, and she felt as though she had to suppress herself in order to fit in and get in line. But after working at a number of branches she found that she couldn’t keep her real self at bay, and ended up working on a project that became very successful. Her leadership qualities were noticed and she ended up as an Assistant Bank Manager – at the age of 20 – where her customers were CEOs.   [44:01] Jamala’s management style came from doing the opposite of bad managers she experienced, and having a solid understanding of how she herself wanted to be managed. If someone needed to take a lunch, she would cover a cashier. If an ATM needed to be refilled, she’d do it. No job was too big or too small for her to do and her team took note, as well as her bosses. She became a performance coach where she could help other branches, running courses and workshops, helping spread her style of management.   [51:15] While Jamala had climbed the corporate ladder to an incredible positon at such a young age, she saw that there was still a lack of opportunity where she came from. Her drive to help give others just like her the same opportunities led her to work with Super Network, which is all about accelerating people. For young people, the program gets them prepared to enter the paid work force and helps foster young talent in established organizations. Super Network doesn’t look at what you need to fulfill a task, but rather your purpose and Support this podcast

Episode 50 – Tim's big jump - from bank manager to primary school teacher Today in the episode, we talk to Tim Lavrey’s career change story from being a bank manager to a preschool teacher In this interview we cover: Tim’s love for football The story of Tim’s career change and how he made his move and decision to leave the bank and teach His redundancy and how it contributed to his career change Going through self-doubt during the process Their 6-month period of planning for his career shift, finances, income and budget and their 3-month trial period before the big change How Tim prepared for university and teaching and the struggles he went through Examples of how he created opportunities for himself while studying and after graduation His feelings about his new profession as a teacher His thoughts about the things he’d do differently How good planning, structure, and discipline can help with your financial stability The story of how Tim’s wife, Mary Anne, made a big change in her career recently How teamwork contributed to successfully making the changes in their lives    Links mentioned in the show Mini Retirement Planning Checklist

What is a professional referrer? A professional referrer is industry specific, meaning it is a referral that comes from someone else in your specific industry. For example, in the health industry a Physiotherapist may receive a referral from a GP or Podiatrist, an Accountant may receive a referral from a Financial Planner or Bank Manager, and a Plumber may receive referrals from a Carpenter.  When you receive referrals, it's important to nurture them by maintaining regular contact because a referral you receive today could be gone tomorrow, but it's not always your fault.  If you're an Accountant and you've been receiving referrals from a Lawyer for years, and then suddenly they stop, there could be reasons out of your control: A family member has set up an accounting practice A new Accountant has come to town and has done a better job than you at maintaining contact More often than not referrals are lost because you take them for granted, so here are a few tips to help nurture your professional referrers.  Top Ten Professional Referrer Tips Personal Visits: Go and see them one-on-one so they can put a face to a name. When was the last time you did this? Say Thank you: After your visit, thank them for their time and when you receive a referral always acknowledge it and once again thank them for trusting you.   Send Emails: An email is great to use because it's fast and you can share information with ease.  Email Newsletters: Just make sure your newsletters are not boring and all about you. If you want to know how to structure a newsletter properly, please email me at tf@tysonfranklin.com  Handwritten Notes: When was the last time you sent a handwritten note to someone? It will be noticed.  The Golden Goose: The Practice or Business Manager of any business is the golden goose. Look after them, and they will open doors for you.  Third Party Events: You can use another organisations event and use it yourself to market your business and build relationships. (e.g., Golf Day) Acknowledge Significant Days: Everyone sends cards and gifts over Christmas, and because there are so many, yours will be lost. Save your money and celebrate other days throughout the year.  Information Evenings: Let them know what it is you do. Don't keep it a secret.  Scan The Local Paper: Look for new businesses opening in your area and be the first to make contact with them.  If you apply these ten tips your relationships with your professional referrers will improve. Of course, there are so many more ways to maintain and nurture your professional referrers and if you think you can handle more, please email me at tf@tysonfranklin.com.  It's No Secret Business Conference  On the 17th and 18th of August 2018. I will be holding a 2-Day It's No Secret Business Conference in Cairns and this year's theme is 'Communication, Persuasion and Influence'. My Keynote Speaker is David M Frees from Pennsylvania, who was also my guest on Podcast Episode 2. Bookings are NOW OPEN, and for more details, please visit my EVENTS page. (Limited to 50 attendees)   FREE DOWNLOADS: First 16 Pages of My Book – It’s No Secret There’s Money in Small Business. 12 Secrets to Get More People Through Your Front Door.

Businesses always need finance and the bank is the first port of call. How do you ensure that your bank manager will be supportive in the inevitable difficult times and help your business survive and thrive? Join the discussion with Professor in Management Practice Stephen Hyde and Phil Bidwell, Corporate Banking Manager, Handelsbanken, Luton.

How do you make a career change from bank manager to setting up a designer clothing boutique? I find out by interviewing Sara Shaw of Violet, who has curated a mix of pre-loved designer clothes with new British designers.

How do you make a career change from bank manager to setting up a designer clothing boutique? I find out by interviewing Sara Shaw of Violet, who has curated a mix of pre-loved designer clothes with new British designers.

  With a background in banking and financial management, fashion is something Sara never thought she wanted to do. Travel, […] The post 71: Bank Manager to Sustainable Fashion – Career Changer Sara Shaw of Violet appeared first on The Career Farm.

As the business owner of Builders Appliance Center from 2005 -2015 and now Managing Director at Aspenwood Capital, Ken has a strong record of spearheading change, increasing revenue, and improving employee productivity and morale as well as navigating the challenges of the 2008 housing collapse. He is skillful in creating and implementing creative marketing strategies to solidify strong customer relationships. Ken Jensen has over 30 years of management and leadership experience. His career started in the financial industry as a Bank Manager and Loan Officer. Then, as General Manager of the largest branch of a large international company, his team had the highest sales and profit numbers in the industry.     The post My podcast website (http://businessleaderspodcast.com) .

You Don't Meet In An Inn turns BAD (SO BAD) this episode as Christine Blight, Jason Kang, Austin Ramsay, and Erin Rodgers play villains! All they want to do is remake the world in their image but their nemesis BANK MANAGER keeps foiling their efforts! How long will they be able to survive against a foe as persistent as capitalism? Please take a couple minutes to fill out the survey Jason mentioned in this episode to help us better understand our audience and improve the show! 'Unbelievable Macho Bullshit' is by Erika Chappell and is available here! You can follow us on Twitter here, or email us at YouDontMeetInAnInn@gmail.com You can also like our Facebook page or subreddit for regular updates. If you'd like to support the podcast please rate and review us on iTunes, or share us with your friends on social media! You can find Jason's twitter here! You can find Erin's twitter here!   "Pump Sting" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ “Rhinoceros” Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ “Danse Macabre - Big Hit 1” Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ “Twisted” Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/ Black Vortex Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/

Most Realtor's suffer from the same money leaks in their business and do not even know it.   This episode of Agents in Action recap of the most common money leaks or “gaps” I noticed among the agents I have been coaching or met at speaking events this year. It was interesting to me to see these same patterns repeating themselves across the board. It was so consistent, that I wanted to go through these with you so you can take a look at what you’re currently doing in your business.  If you can, grab a pen and paper so you can write a few things down as we go through a few exercises during this episode.  You have gaps that are allowing money to leak out of your business. Imagine this scenario; The Bank Manager calls and has some news to share with you…Think about who you currently bank with...you get a call from the branch manager, and he/she says...I needed to alert you to something that we noticed when we came in this morning...it must have happened overnight.  It appears you have a leak in your account.  Money is leaking out of your account, and we are making every attempt to stop it. However, nothing has worked yet. What would you do?  You would probably get to the bank right away to withdraw your money and stop the money leak.  It wouldn’t be anything we’d just “get to” when we had a chance.  It would be urgent.  So let’s use that example and look how it relates to our business. When is the last time you took a close look at your business and did an audit for money leaks it may be experiencing?  For this purpose, we will define a money leak as lost opportunity income in one or many locations in your business, that when stopped, would significantly increase your income and overall profitability. So, I thought I would bring these up today so you can take a look at your business, where they may be money leaking, how much, and with a new awareness, begin to take steps on some or all of these areas and put an end to the thousands and thousands of dollars being lost every month.   These are the top 5 areas I noticed agents are losing the most money. As we go through them together, remember to have a pen and paper ready so you can determine what might be leaking from your business each month, and over the course of the year.   Lacking clearly defined goals/objectives - I would say of all the agents I’ve come in contact with, only 10-15% (being a bit generous too) of them have clearly defined, time-bound, measurable goals that they are REALLY excited about and that are in writing.  That’s very important that they are in writing. We can’t overlook the power that comes from being connected to our life purpose and having clarity here is absolute power!  It’s time we get back to this basic success principle of having goals and dreams that fuel our engines each day to go out and make it happen.  Without them, we often find ourselves “drifting” through each day that passes and end up living quiet lives of desperation. For this one, I want to suggest you ask yourself, how many sales are you missing out on each year stemming from a lack of powerful, compelling goals that you haven’t yet clearly established...don’t forget in writing. Take that number and multiply it by your average commission check and that will be the “money leak” for this one area.  By the way, be brutally honest when coming up with these numbers.   Lead Follow Up - This money leak comes from our inability to organized, we’re unsure what to say and how long to stay the course when tracking and following up with our leads. If we take an honest look at how we’re following up with our leads, the majority of us wouldn’t say we’re losing business because we’re calling them too much...it’s because we don’t call them enough and worse, many times we don’t ever call.  This is contributing to a tremendous amount of lost opportunity income.  Over the years, both in my personal real estate practice and my observation when coaching agents, the vast majority of your appointments will come as a result of your lead follow up calls, not the initial call made with the prospect.  It’s like an assembly line, suspects, prospects, leads, appointments, close sales.  So, if you don’t have as many appointments as you’re hoping for, it may not just be needing to kick up your lead generation, it’s also directly tied to your ability to effectively follow up with you leads, remain organized and have the perseverance to stick to it. You need to be “sticky.”   In 25 years in the real estate business, here is one of the biggest things you’ve learned about lead follow-up; We never know what is going on in people's lives. I’ve learned not to let someone’s lack of response stop me from following up.  Instead of assuming the worst, it’s possible to catch someone preoccupied with other things.You will be amazed how much business you will convert by remaining “professionally persistent” stay organized and stay the course; it will pay off for you.   Pre-Qualifying - Almost no one is doing this...and if they were, it was being done inconsistently and without a real plan to do it intentionally each time. All we are talking about is having a series of predetermined questions you are going ask of every seller and buyer before you agree to set an appointment to meet up.  It’s something I made a standard in my business many years ago. I didn’t always, so I understand why an agent may not be doing this right now.  If they “pass” your standards test (if you will) you move forward and if they don’t you move on.  What doesn't make sense is why once you know better, why anyone would continue going out to meet with prospects without first making sure they’re qualified, or let’s be frank about it, that it’s worth your time to meet with this particular buyer or seller.  To that point, there’s part of the issue...we don’t value our time enough, know exactly what our time is worth and would rather fill that time with movement instead of making sure we’re achieving. Don’t mistake movement for achievement. How many transactions can you estimate are being lost each year due to not working with the right people or spinning your wheels?  That takes you out of the game to find the right prospects. Write it down...  Practice - Role Playing/Accountability - Again, this was one of the areas as an industry we are (for whatever reason) falling short of what is necessary to be able to have any sort of consistency of success.  I’ve mentioned it before; we need to approach our business no different that other professionals that work an ongoing basis to improve their skills, systems and approach to various situations that present themselves regularly.  I want to suggest we look at ourselves as just as a professional athlete would.  We don’t play, for example, baseball, basketball or golf...our sport is “real estate sales” that’s how we make a living.  When we adopt a similar approach to taking steps each day/week as an athletes do to master their skills, we will find our incomes increasing, efficiency growing and overall quality of life improving.  Take a close look at what you are now doing when it comes to practicing and role-playing.  How many sales could you estimate you’ve had “leak” out of your business because you aren’t preparing to win often enough? Write down a number now.  Post Close systems - I noticed that roughly 75% of the agents had little to no communication or system to stay in touch with clients after the closing. What I am talking about here is just have a plan in place (in writing...not top of mind) that lays out how you are going to maintain the existing relationship so you can retain your client and also earn their referrals.  We all work so hard to acquire the client and then, something odd happens...we’ve spoken with them multiple times a week, often over a period of several months and then “poof” we close the deal and all communication comes to a halt.  I will be the first one to tell you I was guilty of this myself, not because I didn’t care or didn’t want to continue speaking with them.  It was two reasons, I was too focused on the next sale AND didn’t really have someone who came along and pointed out what it was costing me until it had already cost me A LOT of money.  $100’s of thousands of dollars.  In hindsight, many years ago...had I understood that if I had better post close systems in place I would have earned even more referrals and not had to be as focused or concerned about where the next sale was going to come from, I’d been able to have saved a lot of time and not had to work as hard.  So looking back over your time in real estate, how many sales can you estimate are being lost each year due to not having a solid post close system in place?  Take your the total of the projected L.O.I (lost opportunity income) the transactions and multiply that by your average commission. (10 x 6K = 60K) 15 x $8,000= $120K) I just had an event this week where one agent had $60K, one was $120K and another at $138K) That is life changing money!  Now, this is important; this isn’t meant to depress you...actually, the opposite.  When we realize how with a new awareness around these parts of our business (and others), we have a tremendous opportunity for growth.  What are some ways agents can work on fixing these money leaks?  Action Step #1  Determine which you want to work on first. Pick one, sit down and think through a plan you want to implement to stop that leak. 1-3-5 Goal, priority, strategy. Keeping in mind when you do, the money that you will now have coming in vs. the lost opportunity income. Taking that one step further, connect the newly realized opportunity with the result and all the benefits that will also show up in your life. Never underestimate the power of your WHY.  This is the fuel that will keep you moving forward in the absence of immediate tangible results.  The stronger the connection, the better. In fact, I’d even say getting it to the level of PASSION!  This is when it actually moves you emotionally/spiritually. Once you get one dialed in, then select the next most important and repeat the process until you have done all the areas or those you want to address.  Keep in mind; your biggest opportunities may not be listed in these top 5, that’s fine, figure out which it is and take action.   Step #2 - Identify who you can get to help you in the process.  At your office, a broker, manager or productivity coach, an associate...someone who you can turn to for guidance, accountability and can be a sounding board for you to run ideas past. I think you would agree, when all is said and done, no one succeeds alone. Surround yourself with support and it wouldn’t hurt to get someone to be accountable to as well. :)   Step #3 - Time block for this new activity and make it happen.  I recommend you strongly consider using the 66-day challenge tool from the ONE Thing book to use as your leverage to make sure you successfully develop this new habit.

Welcome to SPECTRE etc. This is the James Bond podcast where we discuss the ins and the outs of each film. In this episode, Timothy Dalton does his damnedest to compete with all those great 1980s action films. The angry chief at our precinct demands results and has given us 48 hours to go rogue with a ”License to Kill”. * The pre-titles sequence has Bond warming the bench while Felix attends to a pre-wedding mission to apprehend Sanchez. Bond suits up and catches the drug baron. The titles sequence follows, featuring Gladys Knight’s space-filling song. * Sanchez escapes custody by bribing CIA Agent Killifer - but Felix’s wedding means no-one seems to notice. This wedding looks like it will lead to a longer marriage than Bond’s wedding in OHMSS did. Sanchez has his henchman Dario kidnap Felix and murder the new bride, so Felix’s honeymoon lasts no longer than Bond’s did. * Sanchez sends a warning by having some sharks (real sharks, not Felix’s best friend Sharkey) ensure Felix is one leg lighter. Sharkey and Bond sneak into Milton Krest’s shark warehouse and throw some money at Killifer. * MI6 is using the Hemingway House - a bustling tourist attraction - as a safehouse. Bond is dragged there because M wants the CIA to handle Sanchez. Bond realises it is the 1980s, so his only option is to go rogue! * Bond sneaks on to Krest’s boat to find Sharkey dead, so Felix is now one friend lighter. James is nearly caught, but escapes a scuba fight by barefoot skiing behind a plane! * James breaks into Felix’s office to track down Pam Bouvier. He agrees to meet this informant at a local bar filled with dancing girls and brawling boys. As Bond and Bouvier escape, Dario shoots Pam right in the bullet-proof vest. She has no such protection for the projectile Bond soon sends her way. * Bond and Bouvier head to Isthmus to find Sanchez. Bond greases the wheels by throwing a briefcase full of cash at some Bank Manager. Cleverly, Sanchez is running his drug empire via a televangelist; stupidly, Sanchez is wearing a dead lizard on his shoulder. * Uncle Q pops into Isthmus, and he has brought gifts! Once Bond has checked if Sanchez has a skeleton, he will be able to use explosive toothpaste to assassinate him! Ninjas come out of nowhere to thwart this plan. Turns out these are MI6 ninjas, here to orient 007 toward London! * Sanchez saves Bond and brings him back to the lair, where Bond earns his trust. James joins a tour of the televangelist’s “Meditation and Wellness Center” (that Sanchez uses to package and ship cocaine) and puts flammable items right next to inflammable materials. * Bond ends up on a conveyer belt, but an angelic Pam distracts Dario with her halo. The Wellness Center is burning down, but Bond gets things back on truck by hijacking a fuel tanker. As usual, a pineapple truck slows him down, and then a stinger missile forces Bond to get that 18-wheeler up onto 5 wheels. * Bond and Sanchez fight on a tanker that rolls down a hill. Then they dust themselves off for a quick showdown. * The film ends with Bond inviting Felix fishing (to seek revenge on the marine world) and then having to choose between the two ladies. Lupe loses, because Bond bags Bouvier. And of course, keep checking back for a link to our petition to have Benicio Del Toro listed as the best henchman yet!

Der Bestseller-Krimi Autor Joe Fischler war nicht immer Schriftsteller. Auch bei ihm hat es einige Zeit in Anspruch genommen, um absolute Klarheit über seine Ziele zu erlangen. Heute lebt er seine Berufung. Dafür hat er sein Leben gründlich auf den Kopf gestellt. Als Jurist und Bank-Manager schien sein Lebenslauf vorgezeichnet zu sein und trotzdem hat er letzten Endes seinen Herzensweg verfolgt.

Please click on the POD button to listen to the latest Atlanta Business Radio  show podcast broadcasting live each Wednesday at 10am EDT from the Business Radio X studio in Atlanta, GA, USA.   Here's how to listen to the podcast of our show. First click on the title of the show you are interested in. Then there should be a player in the upper right hand corner of the screen. Now just press play and the show you chose should start playing. You can also download the show to listen on your mp3 player. We are now available on iTunes, click this link and you can find all our past shows. Press SUBSCRIBE and you will automatically get the latest show when you sync your iPod to your computer. On today's show we had Cory Jackson, Bank Manager of the RBC in the Prado guest host for Amy. Cory said his bank is open for business and he loves helping businesses get the money they need to grow. Cory is also a Board Member of the Sandy Springs Chamber of Commerce. To learn more about RBC (one of the most financially strong banks out there) please go to their website www.rbc.com and to learn more about the Sandy Springs Chamber go to their website www.sspc.org We opened the show with Joe Blumberg, Executive Director of the Men's Health and Wellness Center. Joe talked about the 2010 Men's Health Expo that will be held June 12 from 8am - 3pm at St Joseph's Hospital. Men can have lots of medical test run for no charge or a minimal charge. You must RSVP to ensure your time with the doctors. Joe also mentioned that the Run4Dad 5k fun run will be held the following Saturday, June 19 in Sandy Springs. Money from that event will help defeat prostate cancer. To RSVP for the Expo or to sign up for the fun run please go to their website www.menshealthandwellness.org We closed the show with Donnie Davis, CEO of Diversified Management Group Worldwide, Inc. Donnie shared how his firm helps business owners STEAMline their business operations. STEAM stands for Structure, Timing, Efficiency, Accuracy and Maintenance). To learn more about how Donnie can help your business run smoothly please go to his website www.dmgworldwideinc.com Also if you know of a business in Atlanta that we should know about please email Amy Otto at Amy @ atlantabusinessradio.com and we will try and get them on the show

What is an Income Trust? How are they structured and why did they come about? Controversial changes have happened as a result of the announcement by the Government of Canada on October 31, 2006. What effect will this have on the average investor and the market as a whole? Speaker: Bob Thompson Bob is a Vice President and Investment Advisor with RBC Dominion Securities. He has been there since 1989. Prior to that he was a Bank Manager and Trust Company Manager for about 20 years. He specializes in management of Investment Portfolios. Bob is a Certified Financial Planner and is a Fellow of the Canadian Securities Institute. He is married with four children and six grandchildren. Moderator: Einard Haniuk Einard is retired from a career as director of research for several universities in the United States and Canada, most recently University of Lethbridge. Location: Sven Ericksen's Family Restaurant (lower level) 1715 Mayor Magrath Drive S., Lethbridge, Alberta Time: Noon to 1:30 p.m. / Cost: $8.00 includes lunch

What is an Income Trust? How are they structured and why did they come about? Controversial changes have happened as a result of the announcement by the Government of Canada on October 31, 2006. What effect will this have on the average investor and the market as a whole? Speaker: Bob Thompson Bob is a Vice President and Investment Advisor with RBC Dominion Securities. He has been there since 1989. Prior to that he was a Bank Manager and Trust Company Manager for about 20 years. He specializes in management of Investment Portfolios. Bob is a Certified Financial Planner and is a Fellow of the Canadian Securities Institute. He is married with four children and six grandchildren. Moderator: Einard Haniuk Einard is retired from a career as director of research for several universities in the United States and Canada, most recently University of Lethbridge. Location: Sven Ericksen's Family Restaurant (lower level) 1715 Mayor Magrath Drive S., Lethbridge, Alberta Time: Noon to 1:30 p.m. / Cost: $8.00 includes lunch