Podcasts about community bankers

The Pennsylvania Association of Community Bankers are pushing for new laws to better protect seniors from elder financial abuse. Kevin Shivers, President and CEO of PACB, and Christina Carden, VP of Marketing and Communication at Cross State Credit Union Association were guests on The Spark to shed light on this issue. Below is a op-ed from PACB that explains their partnership on this effort and what they would like to see happen in 2025. Letter to Santa to Protect Older Pennsylvanians Dear Santa, Older Pennsylvanians deserve a new law to help protect them from financial exploitation. Elder financial exploitation comes in many forms. Scammers are constantly targeting older adults through a variety of schemes, like romance scams and investment frauds. Tech support scams were the most reported last year by older adults. Criminals pose over the phone as tech or customer service representatives, impersonating technology, banking, or government officials to convince victims that foreign hackers have infiltrated their bank account. They then instruct the victim that to “protect” their money, they should move it to a new account – one secretly controlled by the scammers. Nameless, faceless scammers are constantly finding new ways to steal money from older adults. Sadly, even people known and trusted by an older adult can be the perpetrators of elder financial exploitation. In these situations, a family member, friend, or someone else known to the older adult exerts pressure on financial decisions, asks for sums of money, or convinces the older adult to sign over investments, real estate, or other assets through the use of manipulation, intimidation, or threats. On a positive note, these scams often raise the suspicions of trained bank employees who are effective guards against financial abuse of older adults. Recognizing the warning signs of frauds and scams is a goal that is shared by many, including the Pennsylvania Association of Community Bankers and AARP Pennsylvania. That is why this holiday season, we are urging older Pennsylvanians to be on high alert for scammers, fraudsters, and manipulators who want to steal their money, their financial information, and even their identity. We believe if you can spot a scam, you can stop a scam. But this is where our wish list gets a bit longer. Currently, the state’s Older Adults Protective Services Act (OAPSA) does not mandate reporting of elder financial abuse. We believe this act also needs to be updated to allow banks and credit unions to place a temporary hold on transactions they suspect are fraudulent and report the matter to the local area agency on aging and law enforcement. Providing this “safe harbor” will ensure banks play an even more active role in preventing elder financial abuse, while adding a needed device to the Commonwealth’s toolbox to detect and deter frauds and scams. While we’ll be good and working hard on this effort, we hope you can help make our wish for the Commonwealth to pass a law to better protect older Pennsylvanians from elder financial abuse can come true in the new year. Kevin Shivers, President and CEO, Pennsylvania Association of Community Bankers Bill Johnston-Walsh, State Director, AARP Pennsylvania Listen to the podcast to hear the interview. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

Join Kip Weissman from Luse Gorman as we discuss what happened in community bank acquisitions in 2024, and the outlook for M&A activity in 2025. We discuss major headwinds and tailwinds that may affect bank buyers and sellers in the near future.Send us a textPresented by Remedy ConsultingTechnology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.For more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

From AI and crypto to complex regulatory challenges and increasingly diverse markets, bank executives face increasingly complex strategic decisions — and so do bank boards as they set and oversee the strategic direction for their banks. And yet, the average age of bank directors is 76, and many do not have expertise in these critical challenges affecting banks. On the latest episode of the ABA Banking Journal Podcast, veteran bank board members and executives Jenn Docherty and Virginia Varela discuss how bank boards can position their banks for success in a challenging environment. They discuss the importance of sourcing diverse expertise and how board members can start and lead difficult conversations about where their banks need to go, creating space for new ideas and giving management more flexibility  — and more incentives — to innovate. Docherty and Varela will discuss these topics and more at the ABA Conference for Community Bankers, Feb. 16-18 in Phoenix.

Join Chris Davis, SVP at River Bank as we discuss BaaS and the implications of the Synapse, a program manager middleman in the Banking as a Service space. If you have considered hosting fintech relationships at your financial institution this is a very informative episode.Send us a textPresented by Remedy ConsultingTechnology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.For more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

Our new podcast, Banking on Community: A Podcast for Community Bankers, is here! Hosted by Tara Schultz, CSI's SVP of strategic insights and industry relations, Saxon Prater, CSI's manager of PR and corporate communications and Brett Glover, CSI's director of relationship management, Banking on Community will dive into how community banks are staying competitive, using technology to grow, making a difference in the lives of their customers and more. In our first episode, our hosts explore the current state of banking, from AI and open APIs to leveraging data and partnering with fintechs. We also highlight how Signature Bank of Arkansas met a need in its community by opening two Spanish-speaking branches to serving a growing population. Listen to our premiere episode now. Thanks for listening! Feel free to submit questions on X or LinkedIn using #BankingonCommunityPod and give us a follow! LinkedIn X Facebook YouTube

Today we sit down with Mark Kanaly, Partner at Alston & Bird to discuss the key trends every community banker should be paying attention to. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

Community banker sentiment remains negative for a ninth straight quarter, but things are looking up; in the first quarter of 2024, the Community Bank Sentiment Index (CBSI) reached its highest level recorded since 2021. CSBS Chief Economist Tom Siems joins us today to look deeper into the driving forces behind community banker negativity, why their negative sentiment is trending toward positivity, and what regulators and compliance experts should take from this quarter's CBSI reading. 

“We're really focused on increasing competition and innovation in the core provider landscape,” says ABA Core Platforms Committee Chair Kristiane Koontz. “We want to make sure that people know core conversions are an option, and we want to help make that easier and less risky for banks to undertake. But in many cases, a core conversion may not be the right path.” On the latest episode of the ABA Banking Journal Podcast, the host catches up with Koontz at the Conference for Community Bankers to discuss the committee's recent work on core resilience and competition, as well as the committee's plans for 2024. The show also features past chair D.J. Seeterlin of Chesapeake Bank on the committee's newly released Core Provider Flexibility Assessment, a tool to help banks identify what the need to power their strategies.

On this week's episode, Jim DeCesare talks with Gary Broady, Executive Director of the Bluegrass Community Bankers Association. Gary spent 38 years at Franklin Bank & Trust Company before retiring in 2020 and now chairs its Board of Directors and the Franklin-Simpson Industrial Authority board of directors. Gary also serves on the WKU board of regents. Jim and Gary discuss community banking in Kentucky, why we need them, and their impact on our economy. To learn more about the Bluegrass Community Bankers Association visit their website. https://www.bluegrassbankers.com/. To learn more about The DeCesare Group's social media special click here.

From the Basel III endgame to Regulation II to new Community Reinvestment Act and Section 1071, 2023 has delivered a regulatory onslaught for the industry. How are bankers navigating the waves of overlapping changes? On this episode, Gary Shook, chair of ABA's Government Relations Council, reflects on the council's recent meeting and offers perspectives on how banks can navigate the policy environment. Shook also highlights areas where ABA is looking to press gains on its positive agenda, including the SAFER Banking Act, the ACRE Act and financial inclusion. And as president and CEO of Community Bankers' Bank in Virginia, Shook discusses the role of bankers' banks in today's landscape, including helping the industry transition to new payment platforms like FedNow.

Connection is at the heart of what community bankers do. That's one of the reasons that the social networking platform ICBA Community was created. And it's not only creating online connections, it's helping bankers build relationships with each other outside of the forum.   “It's been helpful right now just to have others that you can go to and really connect with,” says Leah Brink, marketing and training director of BankStar Financial and co-lead of ICBA Community's marketing group. “I've seen examples to where people are reaching out to each other through the through the app, but then they're probably taking some of their conversations offline and direct. And that's, to me, the essence of a good networking group.”   This episode, Charles Potts and Brink discuss the positive impact ICBA Community has fostered and how community bankers can make the most out of the platform.   This episode is sponsored by FIS.   ICBA Community already has over 1,700 members and continues to grow. Join the conversation today. Check out the November issue of Independent Banker for more information on what ICBA Community can help you accomplis

Welcome to Bond Investment Mentor! This is a podcast dedicated to helping community financial institutions master the art of fixed-income investments.In this episode:Results of FHFA review of FHLB (3:53) (Download FHFA Report)The Fixed Income Institute: The Ultimate Investment Training for Community Bankers (9:51) (LEARN MORE)If you have questions about anything covered in this episode, please email me at Chris @ BondInvestmentMentor.com.Do you know someone who could benefit from this information? Please share this episode and podcast with them!You will find more articles, tips, and resources about fixed-income investing and portfolio management at BondInvestmentMentor.com. Check it out!Let's Connect via Social Media!LinkedIn: Christopher Nelson, CFAFacebook:  Bond Investment Mentor

Steve Scurlock, the head of government relations at the Independent Bankers Association of Texas, talks about the “whipsaw” effect on community banks of regulatory changes that rapidly shift with the change of administrations and regulators—and his biggest fears for the future.

Core providers have been touting their advances in integrating to third parties through their “open” core platforms.  We ask Charles Potts, Chief Innovation Officer at the ICBA to provide some insights into the “openness” of the major core vendors.For more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

Recorded from the 2023 Community Bankers of Georgia Annual Conference and Trade Show, Skip talks community banking in this mini-podcast with CBA President/CEO John McNair, Outgoing CBA Chair and President/CEO of Bank of Wrightsville Richy Everly and Incoming CBA Chair and President/CEO of Oconee State Bank Neil Stevens. Together, they share the mission of CBA and why community banking matters to people in general. 

Rusty Cloutier joins Discover Lafayette to talk about the current state of the banking Industry. Many know Rusty as the founding President and CEO of MidSouth Bank which was organized in 1984 and has since been acquired by Hancock Whitney.  He has consistently been one of the leading and vocal advocates of community banking in the U. S. Rusty is a past chair of the National Advisory Committee of Fannie Mae, as well as past chair of the Independent Community Bankers of America. He served as a member of the Securities and Exchange Commission Advisory Committee on Smaller Public Companies and is a former Director of the New Orleans Branch of the Federal Reserve Bank of Atlanta.  Rusty is also the author of Big Bad Banks, How Greed and Ego among the big shots in banking and government created the crisis that wrecked our economy.

CSBS Chief Economist Tom Siems shares findings from the most recent CSBS Community Bank Sentiment Index, an index derived from quarterly polling of community bankers across the nation. We discuss community bankers' lowest sentiment reading since the start of measurement and what is driving it. Plus, we explore what makes the Community Bank Sentiment Index unique compared to other indicators used by economists.

“We're a small bank, and it gets more expensive all the time to run a small community bank,” says Andy Anderson, president and CEO of Bank of Anguilla in Anguilla, Mississippi. “As long as we can do this profitably and remain in our community, that's what we want to do. [CDFI] designation has helped us tremendously over the last few years to remain here and serve our community.” In this episode of the ABA Banking Journal Podcast — sponsored by xChange — Anderson discusses why Bank of Anguilla became a community development financial institution. The bank was already doing CDFI work in its rural Mississippi Delta market in two of Mississippi's poorest countries, and Anderson discusses how certification has helped the bank pursue its mission and remain independent. Awards from the CDFI Fund — such as the Bank Enterprise Award — “have become a valuable source of income for Bank of Anguilla,” Anderson notes. Anderson will discuss the role of CDFIs, including banks, in advancing economic inclusion at the ABA Conference for Community Bankers, Feb. 12-14 in Orlando.

CSBS Chief Economist Tom Siems shares the findings from the most recent CSBS Community Bank Sentiment Index, an index derived from quarterly polling of community bankers across the nation. We discuss community bankers' negative sentiment for the end of 2022 and their top concerns looking into the new year. Plus, we explore where community bankers think we are in the business cycle compared to the consensus of economists. 

Our guest on this episode of The Bolder Banking Podcast is Karl Nelson, Founder and CEO of KPN Consulting. Karl was instrumental in the conversations that led to the creation of GSBC's Executive Development Institute for Community Bankers and currently serves on the EDI faculty. This was a very thoughtful conversation where we discussed the top developmental needs for community bank CEOs, the importance of Bank Executives having a deep understanding of liquidity and credit, succession planning for community banks and what Bank Leaders of the future will look like

Our guest on this episode of The Bolder Banking Podcast is Dave Nowling who is the Leadership Chair and Faculty Member in GSBC's Executive Development Institute for Community Bankers. This was a great conversation where we discussed the details of EDI, including its origin, the data that has been gathered over the 10 years since the launch of the program, how the program's coaches focus on key characteristics when working with the participants, success stories and the finally the future of EDI.

Something old, something new: In 2022, check fraud remains a focus of bank risk professionals, while instant P2P payments are an increasingly popular platform for scammers seeking to take advantage of consumers. With respect to the latter, consumers need to realize that “this stuff behaves like cash,” says Peter Tapling on the latest episode of the ABA Banking Journal Podcast, sponsored by Intrafi Network. That immediacy is why these platforms are attractive to both consumers and fraudsters. On this episode, Tapling and ABA's Paul Benda discuss: The persistence of check fraud and check washing scams in 2022. How banks are tackling fraud that employs P2P instant payment platforms. Liability for transactions authorized by a customer that are later claimed to be fraudulent. The importance of consumer education campaigns like #BanksNeverAskThat and “Take Five to Stop Fraud.” Controls banks can put in place to limit fraud attempts without slowing down all instant payments across the board. Tapling and Benda will discuss this topic in greater depth at ABA's Conference for Community Bankers, Feb. 12-14, 2023, in Orlando.

Randy visits with Dan Watts, 2017 IBA Chair and President of Forest Park National Bank & Trust Company, on his perspectives over his 25+ year banking career. From the development of unused industrial space in his neighborhood to his position on the board of the Federal Home Loan Bank of Chicago, Dan provides thoughtful insight into the deep impact banking has in Illinois.

As a leader in selecting and developing potential Chick-fil-A restaurant operators for many years, André Kennebrew conducted around 8,500 talent interviews. On the latest episode of the ABA Banking Journal Podcast — sponsored by SmartStream — Kennebrew talks about what he learned about talent from one of America's fastest-growing and top-rated consumer brands. He also discusses: The difference between hiring and selection and why it matters for recruiting Gen Z and millennial talent The role of nature and nurture in leadership capability His favorite interview questions What he learned about leadership and talent from his pre-Chick-fil-A career as a bank executive and administrative pastor Learn more: Kennebrew will speak on these topics at the ABA Conference for Community Bankers, Feb. 12-14 in Orlando.

Why are Credit Unions buying banks? Why are Credit Unions still getting a tax advantage that is from the last century? What are the banking trade groups actually DOING about it? At the current rate that credit unions are buying banks, it is a FAIR question.  https://thefinancialbrand.com/news/bank-culture/credit-unions-buying-banks-how-the-deals-work-129003/

Brad Ramsey shares his view of the Real Estate industry from a Community Banker's perspective. Need a realtor? Contact us! https://jmichaelwilliams.kw.com/contact Follow us on Facebook! https://www.facebook.com/mikewilliamsrealtor Instagram @sellingnorthgeorgia

During the CoreConnection session at ABA's Conference for Community Bankers, core provider CEOs sounded notes that will sound familiar to those following the work of ABA's Core Platforms Committee: open APIs, access to data and flexible and transparent contracts. On the latest episode of the ABA Banking Journal Podcast, Core Platforms Committee Vice Chair Kim Kirk recaps insights that bankers should take away from CoreConnection and discusses what's ahead for the committee, including the committee's in-progress work on core conversions. Kirk also discusses the tech transformation work she is leading at Queensborough National Bank and Trust in Georgia and her career path to being a tech and operations leader in community banking. Watch the CoreConnection sessions.

If you follow any of the community banking lists on Twitter, it won't take you long before you come across Pres Kennedy. He is one of the leading voices in the community banking industry. He is not shy to talk about his feelings on advocacy...at all! However, what I found interesting was his thoughts on the succession planning his bank recently undertook as well as his advice to bankers. Listeners and readers of Barret's content will know that I try and ask bankers that are moving into that post-daily banking phase...what will you miss? I have yet to be disappointed in the answer and always find I have learned something new. I hope you feel the same here. To follow Pres on Twitter (and you really should) search for @BankPres And don't forget to check out our sponsor, ICBA Securities, at https://www.icba.org/icba-securities

  I'm excited to bring back the podcast with Alice Frazier, CEO of Bank of Charles Town (BCT).  Alice is one of the most progressive leaders in community banking, and leads her bank that way. She's active with the ICBA as its current Chair of the Policy Development Committee,  and previously served as Secretary,. She is also active in her state with the Community Bankers of West Virginia and  Virginia Association of Community Banks, where she is a past Chairperson. We had a great discussion about her bank, the last 2 years of challenges and opportunities, how her bank has adapted and thrived, and how she's planning for the next seasons for it.  We also discussed her leading role in investing in BankTech Ventures, a new fund in which I'm involved. The episode is also sponsored by BankTech Ventures, the first strategic investment fund designed by the community banking industry for community bank innovation and investment. BankTech identifies leading products and technologies for community banks, and works with the founders and management teams to maximize the impact for community banks and their businesses. If you're a bank looking to innovate and invest in the future, or a founder who wants to work with community banks, reach out to BankTech Ventures – banktechventures.com

On this episode of Inside the Vault, Dave Miller sits down with the President and CEO of PACB (Pennsylvania Association of Community Bankers) to discuss banking the cannabis industry. They will discuss the current status of the industry, and how these businesses handle their financial matters and banking/lending needs as well as the challenges that arise. You will hear Kevin explain the SAFE Banking Act and discuss the benefits and drawbacks to both the banking and cannabis industry using the traditional banking system. Listen Now!   Subscribe today and follow us for updates, and if you have any questions or topics you would like to hear about, please email us at insidethevault@enterprisebankpgh.com!

On this episode of Inside the Vault, Dave Miller sits down with the President and CEO of PACB (Pennsylvania Association of Community Bankers) to discuss banking the cannabis industry. They will discuss the current status of the industry, and how these businesses handle their financial matters and banking/lending needs as well as the challenges that arise. You will hear Kevin explain the SAFE Banking Act and discuss the benefits and drawbacks to both the banking and cannabis industry using the traditional banking system. Listen Now! Subscribe today and follow us for updates, and if you have any questions or topics you would like to hear about, please email us at insidethevault@enterprisebankpgh.com!

Community bankers are slightly more optimistic about future business conditions and the economic outlook than they were at the end of last year but are more concerned about future profitability than at any point since the pandemic began, according to the most recent Community Bank Sentiment Index (CBSI). "States of the Economy" is a monthly look at the economic picture across the country. In this episode CSBS Senior Economist Tom Siems and host Matt Longacre discuss what the latest inflation and jobs numbers, business confidence measures and more are telling us about the current trajectory of the U.S. economy.

Alix shares a shipwreck story with one hell of a plot twist in today's episode on the Invercauld. Did you know Casting Lots now has merch? Find it on Redbubble: https://www.redbubble.com/people/CastingLotsPod/shop TRANSCRIPT https://castinglotspod.home.blog/2021/12/30/s3-e10-sea-part-ii---the-invercauld/ CREDITS With thanks to Emily for transcription help. Written, hosted and produced by Alix Penn and Carmella Lowkis. Theme music by Daniel Wackett. Find him on Twitter @ds_wack and Soundcloud as Daniel Wackett. Logo by Riley. Find her on Twitter and Instagram @tallestfriend. Casting Lots is part of the Morbid Audio Podcast Network. Network sting by Mikaela Moody. Find her on Bandcamp as mikaelamoody1. BIBLIOGRAPHY Aberdeen City Council. (2018). Invercauld. Available at: http://www.aberdeenships.com/single.asp?offset=1350&index=110961 Allen, M.F. (1997). Wake of the Invercauld. Montreal: McGill-Queen's University Press. ‘Auckland Islands helicopter crash: Survivors reveal sheer panic, then night on island'. (2019). New Zealand Herald, 26 April. Available at: https://www.nzherald.co.nz/nz/auckland-islands-helicopter-crash-survivors-reveal-sheer-panic-then-night-on-island/LFK5Q5CLP23LYOTE4TQIMS2TTQ/ Craighead, L. (2012). ‘Moral strength and ingenuity vs despair and cannibalism'. Review of Island of the Lost, by Joan Druett. National Business Review, 27 July. Available at: https://www.nbr.co.nz/article/island-lost-shipwrecked-edge-world-joan-druett-weekend-review-ja-124562 Druett, J. (2007). Island of the Lost. Chapel Hill, NC: Algonquin Books. Eden, A.W. (1955). ‘The Wrecks of the Invercauld and the Compadre', in Islands of Despair. London: Andrew Melrose, pp. 62-69. Available at: http://nzetc.victoria.ac.nz/tm/scholarly/tei-EdeIsla-t1-body-d7.html Gibbs, M. (2003). ‘The Archaeology of Crisis: Shipwreck Survivor Camps in Australasia', Historical Archaeology, 37(1), pp. 128-145. Available at: https://www.jstor.org/stable/25617048 ‘Invercauld'. (n.d.). New Zealand Bound. Available at: https://sites.rootsweb.com/~nzbound/invercauld.htm ‘Invercauld (Ship)'. (2021). Wikipedia. Available at: https://en.wikipedia.org/wiki/Invercauld_(ship) Jackson, B. (2019). ‘Auckland Islands helicopter pilot recalls violent crash', Stuff, 26 April. Available at: https://www.stuff.co.nz/southland-times/news/112269190/auckland-islands-helicopter-crash-survivors-reunited Lubans, J. (2010). ‘Shipwrecks & Leadership', Leading from the Middle, 17 August. Available at: https://blog.lubans.org/index.php?itemid=139 Pdpeacock. (2012). ‘Leadership is Essential for Group Survival', Wilderness Innovation, 12 January. Available at: https://wildernessinnovation.com/2012/01/12/leadership-is-essential-for-group-survival/ Peterson, D. (2015). ‘Can you tame the Black Swan?', The Community Banker, 4(3), pp. 12-13. Available at: https://vacb-community-banker.thenewslinkgroup.org/flippingbooks/Pub4-2015-Issue3/12/ Quinet, A. (1882). François Edouard Raynal. Available at: https://gallica.bnf.fr/ark:/12148/btv1b8450673d/f1.item Rowe, D. (2021). ‘A Tale of Two Shipwrecks', New Zealand Geographic, 167. Available at: https://www.nzgeo.com/stories/a-tale-of-two-shipwrecks/ Scadden, K. (2006). ‘Castaways', in Te Ara - The Encyclopedia of New Zealand. Available at: https://teara.govt.nz/mi/castaways/print Smith, A. (1866). The Castaways. Aberdeen: A. Brown and Co. Available at: https://nla.gov.au/nla.obj-921072453/view?partId=nla.obj-921075176#page/n0/mode/1up Spence, E.L. (2017). Shipwrecks of May 11. Available at: https://shipwrecks.com/shipwrecks-of-may-11/ ‘The Ship Invercauld'. (n.d.). Dartmoor Trust. Available at: https://dartmoortrust.org/archive/record/107230?redirected=true Wood, D.E. (2009). ‘Cardiothoracic surgery: a specialty divided or as one', The Journal of thoracic and cardiovascular surgery, 137(1), pp. 1-9. Available at: https://core.ac.uk/download/pdf/81200184.pdf

his week, Jay has on Ginger Laurent, incoming CEO of the Louisiana Bankers association. They talk about the community environment in community banking, and the most touching experiences Ginger has seen in the industry. They also talk about the current crop of young people in banking and the future that the industry holds, especially within the scope of the last two years of changes as well as new laws and regulations placed in baking. 0:00-8:25 Introduction8:25-12:38 LBA; Family Community of Bankers12:38-18:28 Most Touching Experiences in Banking18:28-25:03 Young People in the Industry25:03- 38:05 Future Impact of the Last 2 Years on Banking38:05-56:00 Laws, Compliances, and New Regulations56:00 Final Questions

Jill Castilla, President and CEO of Citizens Bank of Edmond, led a 180-degree turnaround at the bank through her approach to FinTech and social media. She changed the story of the Bank from one of near collapse and failure to one of great success and innovation. Jill broke virtual radio silence through the power of social media by leading the bank from having no audience to more than 30,000 followers who engage with the Bank through Twitter, Facebook, YouTube and Instagram. She has been named “Most Admired CEOs in Oklahoma", “Most Innovative CEOs in Banking”, "Community Banker of the Year" and "Most Powerful Women in Banking". Her entrepreneurial spirit spills over into her community engagement as the founder of “Heard on Hurd,” a monthly street festival that revitalized downtown Edmond, creating over $35 million in immediate economic impact. An Army veteran, wife and mom, prior to joining Citizens Bank, she was at the Federal Reserve Bank of Kansas City and with a community bank in Minnesota. Jill holds a master's degree in economics from the University of Oklahoma, she is a graduate of the University of Wisconsin-Madison's Graduate School of Banking and completed her bachelor's degree in finance from Hawaii Pacific University where she is a Distinguished Alumna.

Join podcast presenter Courtney McFate as she outlines the latest guidance regarding mandatory and/or voluntary vaccination programs in the workplace. Courtney shares insight regarding how to set/administer a program, as well as tips on how to provide incentives to get the vaccine. Although this episode is aimed at managers and HR personnel with employees located in Washington State, there are likely many businesses leaders throughout the Northwest and the nation who might benefit from hearing Courtney's thoughts on this matter. This presentation was originally given to the Community Bankers of Washington on June 22, 2021. -=-=-=-=-=- HIGHLIGHTS: 5:37 - Vaccination considerations from a legal perspective, "what rules do I have to follow?" 7:16 - Washington State mask mandate. 7:40 - EEOC guidance regarding mandating vaccines. 10:53 - Watch what you ask employees. 11:51 - Reasonable accommodations. 14:44 - Maintaining documentation. 16:21 - Treat all employees the same. 17:29 - What about incentives? 18:43 - How should I document vaccine status? Best practices for Washington employers. 21:24 - OSHA guidance 22:03 - Options for clients or customers - what can we require? 23:11 - Practical considerations and dealing with evolving attitudes toward the vaccine. 25:17 - Employee perspectives, including political polarization and misinformation. 27:02 - Differing views on monetary incentives. 28:20 - Non-monetary incentives. 29:45 - Employer options: bringing it all together. 31:40 - Comparing mandatory vs. voluntary programs. -=-=-=-=-=- MEET COURTNEY: https://www.lanepowell.com/Our-People/Courtney-McFate 

"States of the Economy" is a monthly look at the economic picture across the country. In our discussion, CSBS Senior Economist Tom Siems focuses on how the national economic picture impacts local communities and what state regulators are looking out for.At the end of each quarter, CSBS also includes feedback and data from community bankers who completed the Community Bank Sentiment Index (CBSI) for the quarter.

John McNair, President of the Community Bankers Association of Georgia joins Anindya Majumdar of the Robinson College of Business, Georgia State. This conversation explores the important role of community banks in the financial services industry and the role community banks play in fintech innovation.

This episode is from The CRA Files Podcast that I host, my guest was Kraig Lounsberry of the Community Bankers Association of Illinois. We discuss his background, the CBAI, CRA, educating community bankers, and much more!www.cbai.comPlease visit www.champronbrooks.com to listen to past episodes and connect with me on various venture!!! Hey also text me at 312-847-4071!

Jill Castilla leads Citizens Bank of Edmond as its President and Chief Executive Officer. Jill joined Citizens Bank of Edmond in 2009, transforming the struggling institution into one of the most innovative community banks in the nation. Under her leadership, Citizens Edmond was one of the first in her state to deploy Interactive Teller Machines, and Citizens Edmond recently applied for a provisional patent for the nation’s first unmanned electronic banking facility. Her entrepreneurial and visionary spirit spills over into her community engagement as the founder of “Heard on Hurd,” a Citizens Edmond-sponsored event that draws upwards of 100,000 people into downtown Edmond for a musical festival, local shopping, and food trucks, delivering a $6.2 million economic impact.On the national stage, Jill serves as an appointed Civilian Aid to the Secretary of the Army (CASA) for Oklahoma and on the board of the American Bankers Association, as well as the content advisory committee for Money 20/20. Jill also serves on numerous local boards to include Allied Arts, Community Bankers Association of Oklahoma, and the Edmond Chamber of Commerce. She recently served on the Governor of Oklahoma’s Transition Team, the Edmond Public Schools Foundation Board of Trustees, the UCO Foundation and Oklahoma Bankers Association Board of Directors. She currently serves as Dean of the Southwest Graduate School of Banking at Southern Methodist University as well as a Presidential Advisor to the University of Central Oklahoma.Jill is a six-time recipient of American Banker’s “Most Powerful Women in Banking – Women to Watch” and her Citizens team is a two-time recipient of the “Top Team in Banking.” She holds other titles such as “Community Banker of the Year" by American Banker, "Most Innovative CEOs in Banking" by Bank Innovation, "Most Admired CEOs in Oklahoma" by Journal Record and "Business Leader of the Year" by Oklahoma Christian University.Prior to her career in community banking, Jill served in management roles at the Federal Reserve Bank of Kansas City and was an enlisted member of Oklahoma Army National Guard. Jill holds a master’s degree in economics from the University of Oklahoma and a bachelor’s degree in finance from Hawaii Pacific University. She is a graduate of the University of Wisconsin's Graduate School of Banking and The Wharton School at the University of Pennsylvania Executive Leadership Program. Jill and her husband have been married for 25 years, and they are the proud parents to three children. She is an Army vet, an Army wife, and an Army mom.

Daniel (the Deal Closer) is an internationally renown speaker, trainer, and consultant. The Deal Closer is a sales process that can help you win more key deals faster- by creating more value for your clients and prospects.  To connect with Daniel, you can go to www.danielthedealcloser.com or email ceo@danielthedealcloser.com We also feature a "Bank Spotlight" with Kane Connell with Liberty Bank for Savings in Chicago. Kane is the VP of Retail and shares his thoughts on the challenges and opportunities that COVID has presented for Community Bankers. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of CenterState Bank and its employees.  CenterState Bank, N.A. - Member FDIC  

The banker of today looks a little different than before. John Rosenboom says he's not in the office that much - instead on the road meeting customers in the cab or at their business. He also works on the family farm and just recently finished this year's harvest. We'll find out how the crop looked - and weathered the summer - in Manson, Iowa.

This week we feature a conversation between Jill Castilla and Chris Nichols on leading your bank through these uncertain times.  Jill leads Citizens Bank of Edmond as its President & CEO and has been named “Community Banker of the Year" by American Banker, "Most Innovative CEOs in Banking" by Bank Innovation, "Most Admired CEOs in Oklahoma" by Journal Record and "Business Leader of the Year" by Oklahoma Christian University. Chris Nichols is the Director of Capital Markets for CenterState Bank. Chris has 30+ years of banking experience, is an active bank investor, small business owner, frequent speaker, co-author of The Successful Lender's Field Guide, and frequent blogger.  The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of CenterState Bank and its employees.  CenterState Bank, N.A. - Member FDIC

Banking has a role to play in pushing back against systemic racism. As law enforcement and health care communities work on overcoming racial bias and disparity, Laurie challenges those of us in banking with some ideas and suggestions to do our part.   Topics discussed in this episode:   3:09 Understand that it's broken. 4:35 We have to be a little harder on ourselves. 7:43 Confirmation bias in lending and credit 10:27 Redlining and historical racism in lending 11:30 Redlining or lack of understanding? 13:03 A conversation of equals 14:12 Having the hard conversations in a safe environment 16:23 Recognize it is going to be hard, and then invest in it.   About Laurie Stewart:   Laura Lee (Laurie) Stewart, president and CEO of Seattle-based Sound Community Bank celebrates more than 30 years at the helm of Sound Community Bank. In that time, she led the conversion of the organization from a $38 million credit union to a commercial bank which grew to be more than $718 million in assets.   Stewart maintains a long history in community banking and participation in industry affairs. Stewart currently serves as the Chair of the American Bankers Association, representing the Nation's $18.6 trillion banking industry and the employment of more than two million workers. She also holds a position on the board of directors for the Federal Reserve Bank of San Francisco's Seattle Branch.   Previously, Stewart served as Chair of the Board of Directors of the Washington Bankers Association (WBA), where she helped create the WBA's Executive Development Program. In addition, Stewart was one of 14 bankers selected to serve on the inaugural FDIC Advisory Board in 2009, and in 2012, she was named to the Community Bank Advisory Council of the Consumer Financial Protection Bureau.   In 2019, she was named Community Banker of the Year by American Banker and received an Executive Excellence award from Seattle Business Magazine. American Banker also named her as one of its Most Powerful Women in Banking in 2011, 2015, 2017, 2018, and 2019.   Sound Community Bank https://www.soundcb.com/     Resources:   From the American Bankers Association Call for Change: A message from the ABA President and the Chair https://www.aba.com/training-events/career-workforce-development/diversity-equity-inclusion/call-for-change#_ga=2.109573890.629892261.1592593155-1289401962.1592429151   Resources to help banks achieve Diversity, Equity and Inclusion Goals https://www.aba.com/training-events/career-workforce-development/diversity-equity-inclusion     Linda's recommended reading:   The Fragile Mind: How It Has Produced and Unwittingly Perpetuates America's Tragic Disparities by Dr. Jarik Conrad   In The Fragile Mind, Dr. Conrad not only provides insight into what daily life is like for African Americans and individuals who are poor, he offers as innovative approach to overcoming these challenges based on what scientists have uncovered about the human brain - its brilliance, as well as its fragility. He demonstrates how conscious and subconscious actions taken by Whites have maintained their social, political, and economic dominance, while conscious and subconscious actions taken by African Americans and poor people have contributed to the perpetuation of their subordinate status in America   https://www.amazon.com/Fragile-Mind-Unwittingly-Perpetuates-Disparities/dp/1628652462   The Millionaire Next Door by Thomas J. Stanley   This book may shatter your assumptions about who is, and who is not wealthy, by appearance alone. While not specifically about race, it is a great reminder to set aside our biases and evaluate borrower credit risk on objective factors.   https://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/dp/0671015206   Find out more about Linda Keith at: www.LindaKeithCPA.com www.LendersOnlineTraining.com LinkedIn: https://www.linkedin.com/in/lindakeith/

In this episode, we zero in on the regulatory environment and the guidance regulatory agencies are providing as we have to move fast to try to protect our borrowers and our bank. Are we confident or cautious as we work with our borrowers, communities, and the regulators?   Topics discussed in this episode: 1:26 Bankers assessment of the regulatory environment in the last recession 2:01 Responsiveness of regulators this time 4:20 Hope is not a strategy 6:20 Customers for life 7:38 Relationship with the regulators 9:15 Credit Risk Ready Survey 10:35 Regulators and banks want the same thing     About Laurie Stewart:   Laura Lee (Laurie) Stewart, president and CEO of Seattle-based Sound Community Bank celebrates more than 30 years at the helm of Sound Community Bank. In that time, she led the conversion of the organization from a $38 million credit union to a commercial bank which grew to be more than $718 million in assets.   Stewart maintains a long history in community banking and participation in industry affairs. Stewart currently serves as the Chair of the American Bankers Association, representing the Nation's $18.6 trillion banking industry and the employment of more than two million workers. She also holds a position on the board of directors for the Federal Reserve Bank of San Francisco's Seattle Branch.   Previously, Stewart served as Chair of the Board of Directors of the Washington Bankers Association (WBA), where she helped create the WBA's Executive Development Program. In addition, Stewart was one of 14 bankers selected to serve on the inaugural FDIC Advisory Board in 2009, and in 2012, she was named to the Community Bank Advisory Council of the Consumer Financial Protection Bureau.   In 2019, she was named Community Banker of the Year by American Banker and received an Executive Excellence award from Seattle Business Magazine. American Banker also named her as one of its Most Powerful Women in Banking in 2011, 2015, 2017, 2018, and 2019.   Sound Community Bank https://www.soundcb.com/     Resources:   2018 Credit Risk Ready Study Go to page 20 for a focus on regulators and the regulatory environment. https://lindakeithcpa.com/crrs/   American Bankers Association Covid-19 Response Resources A range of resources to assist banks as they respond to the COVID-19 pandemic. The resources are curated daily to include the latest actions and guidance from the federal government, a customizable matrix to help banks plan a safe return to normal operations, mortgage forbearance guidance, consumer tips and more. https://www.aba.com/banking-topics/risk-management/incident-response/coronavirus   Find out more about Linda Keith at: www.LindaKeithCPA.com www.LendersOnlineTraining.com LinkedIn: https://www.linkedin.com/in/lindakeith/

Malia Lazu, the chief experience and culture officer at $13.1 billion-asset Berkshire Bank in Boston, talks about why banks often fail to reach millennial and minority customers, the challenges facing community banks, and the future of the branch.  

In this episode, Laurie Stewart will share what she is hearing from other Bank CEOs around the country as to what now, and what next, to mitigate credit risk as we head into the pandemic-related recession.   Fall back to the basics and pivot as needed as we grapple with a credit disruption unlike any in our experience.     Topics discussed in this episode:   1:27 None of us have lived through a pandemic before 2:30 The speed to remediate is much different this time 3:52 The regulators are helping 5:17 A leap of faith with the SBA and PPP 6:01 The risk decision is different for every banker 8:31 The Main Street Lending Program 10:30 Resources from the American Bankers Association 12:30 What we learned from the last recession that we can apply to this one     About Laurie Stewart:   Laura Lee (Laurie) Stewart, president and CEO of Seattle-based Sound Community Bank celebrates more than 30 years at the helm of Sound Community Bank. In that time, she led the conversion of the organization from a $38 million credit union to a commercial bank which grew to be more than $718 million in assets.   Stewart maintains a long history in community banking and participation in industry affairs. Stewart currently serves as the Chair of the American Bankers Association, representing the Nation's $18.6 trillion banking industry and the employment of more than two million workers. She also holds a position on the board of directors for the Federal Reserve Bank of San Francisco's Seattle Branch.   Previously, Stewart served as Chair of the Board of Directors of the Washington Bankers Association (WBA), where she helped create the WBA's Executive Development Program. In addition, Stewart was one of 14 bankers selected to serve on the inaugural FDIC Advisory Board in 2009, and in 2012, she was named to the Community Bank Advisory Council of the Consumer Financial Protection Bureau.   In 2019, she was named Community Banker of the Year by American Banker and received an Executive Excellence award from Seattle Business Magazine. American Banker also named her as one of its Most Powerful Women in Banking in 2011, 2015, 2017, 2018, and 2019.   Sound Community Bank https://www.soundcb.com/     Resources:   2018 Credit Risk Ready Study Go to page 20 for a focus on regulators and the regulatory environment. https://lindakeithcpa.com/crrs/   American Bankers Association Covid-19 Response Resources A range of resources to assist banks as they respond to the COVID-19 pandemic. The resources are curated daily to include the latest actions and guidance from the federal government, a customizable matrix to help banks plan a safe return to normal operations, mortgage forbearance guidance, consumer tips and more. https://www.aba.com/banking-topics/risk-management/incident-response/coronavirus   Find out more about Linda Keith at: www.LindaKeithCPA.com www.LendersOnlineTraining.com LinkedIn: https://www.linkedin.com/in/lindakeith/

COVID-19 Consumer Resources Page: https://www.csbs.org/covid-19-consumer-resources COVID-19 Info Page: https://www.csbs.org/information-covid-19-coronavirus You don’t need me to tell you what the economic data is saying right now. All over the country, businesses are closed, workers are being furloughed or laid off, and businesses and consumers alike are looking at what they have saved and trying to figure out how much longer they can go in lockdown. I want to focus on the local economic aspect of the pandemic today as seen through the lens of the primary lenders to small businesses and rural and suburban communities. What are community bankers saying about their local economies and future business activity? What are they telling their regulators? And what do the regulators have to say back? I’m Matt Longacre, and this is Simply Stated

On the latest episode of the ABA Banking Journal Podcast—sponsored by Reich and Tang Deposit Solutions—two rising community bank executives in North Carolina share lessons in career development and leadership. Meredith Begley hails from the mountains of western North Carolina, while Kristen Brabble calls the Atlantic coastal plain home—but they came together through North Carolina Young Bankers, a program of the North Carolina Bankers Association. During the podcast, Begley and Brabble—who are a past chair and current chair of NYCB, respectively—share lessons in what makes a community bank career successful. Begley discusses her involvement in bringing financial education to local schools, while Brabble emphasizes the importance of seizing every opportunity in her story of working on a core conversion for her bank early in her 20s.

With just 44,000 residents, how did the town of Columbus, Indiana, become one of the nation’s leading architectural destinations—ranked sixth of all U.S. cities for architectural innovation and design by the American Institute of Architects? The answer: a community bank president named J. Irwin Miller. On the latest episode of the ABA Banking Journal Podcast, sponsored by Franklin Madison, historian and biographer Nancy Kriplen shares the story of how Miller—the head of both the family-owned Irwin Union Bank and the Fortune 500 diesel engine manufacturer Cummins—revitalized Columbus in the 20th century by recruiting some of the world’s most accomplished modern architects to design buildings there. Architects with credits in Columbus include Eliel Saarinen and his son Eero, Harry Weese, Cesar Pelli, Robert Venturi, I.M. Pei, Kevin Roche and Robert A.M. Stern. Kriplen discusses Miller’s role in hiring Eero Saarinen—best known for buildings like the Gateway Arch and the Dulles International Airport terminal—to design the Irwin Union Bank headquarters in 1954, which is considered one of the earliest open-concept bank buildings. She also speaks to his commitment as a community banker to local ownership and investment.

Timestamps: 1:39 – Intro 2:45 – Why does the Community Bank Research Conference exist? 5:11 – Why the FDIC Joined the Research Conference 7:06 – What Impact has Research had on Policy for Community Banks? 13:41 – How Does the FDIC Build Trust with its Regulated Banks? 19:20 – What is a Community Banker’s Biggest Risk Right Now? 24:33 – Community Banks and Fintech? Friend or Foe? Adapt or Ignore? 26:50 – How do States and the FDIC Collaborate? 34:05 – What to Regulators Wish Bankers Understood About Them? 38:39 – Time Travel! What Does Community Banking Look Like in 2030? Supervising banks anywhere is hard work. But there’s an extra challenge when supervising institutions in the United States: more than any other nation in the world, we have the most diverse number and type of banks themselves. These banks can be globally, nationally, or locally-focused. Some of those most locally-focused banks are commonly referred to as “Community Banks.” Community banks have played an important role in serving rural areas, towns, and cities for more than a century. But supervising and truly understanding so many institutions with such diverse purposes and goals requires regulators and leaders truly “in the know” about America’s diverse localities. Today, I sit down with two of the most “in the know” people there are when it comes to community banks. How do we go about understanding them? How has what we’ve learned impacted our view of the nation’s financial system as a whole? What does a fintech-filled future hold for America’s uniquely-diverse banking system? Listen to learn more.

CSBS, the FDIC, and the Fed have this annual conference every year about community banks. And we get together these brilliant economist, and statisticians, and we even do a poll! A poll of community banks all across the country. And we look at all the data and research, and it’s pretty informative. But we also learned pretty quickly that we weren’t capturing everything that was going on. Community banks are local, just like these local interviews that I’ve slowly learned to appreciate. So we started doing a sort of “Vox Pop” of our own, focused just on community bankers, and we call it “Five Questions for Five Bankers.” Today, I have on an expert from CSBS who works with the state regulators that gather the feedback from bankers across the country, summarizes, and publishes it for the conference. Some of what they say can be seen in data we have, and some of what they say is pretty surprising.

Community Banks fund over half of the small businesses in the US. They are an essential and often overlooked part of the economy. Tina Giorgio is the President and CEO at ICBA Bancard. Tina has been in this role for a little under 2 years, but she has spent the last 30 years in community banking. “Community Bankers, at our core, are about serving our local community.  There’s a lot of communities in the United States who would not be properly served if it wasn’t for their local community bank.” Many community banks simply can’t compete with larger entities.  They need representation, especially in the evolving world of payments.  So Tina and her team are advocates for these banks. They have specifically been working in the area of merchant funded rewards.  ICBA Bancard provides benefits through these reward programs to both merchants and their customers.  Merchants see a higher number of transactions by implementing these programs, and merchants get to support both national and local business while getting rewarded. It’s a win for everyone. Tina joined us for this episode of the Payments Innovation Podcast to talk about community banking, merchant funded reward programs, and overcoming challenges in her role.

There are many great reasons for entrepreneurs like you to belong to the Small Business Association of Michigan. “The quickest word is alignment. So as a community based bank here in Michigan, each of our little branches that are across the state is an individual business. If there's a branch manager that has the goals of maintaining profitability, if you will, in the branch, of providing quality customer service, that's directly in line with every business owner that we work with.” Marc Judge is VP Community Banker for Independent Bank in Traverse City. “The sponsorship arrangement that we have with the Small Business Association is the subset leadership group that we've partnered with. And what's really just encouraging is a lot of the same business owners that I work with and see and deal with on a daily, weekly, monthly basis are the same folks that are participating in that. And I would just encourage any business owner the value that you can get out of the Small Business Association of Michigan, you know, from just being plugged in, you kind of get not lost. But you get focused on your day to day business operations, you forget how big legislative impact or how big some of the policy impacts can have. And this group is a wonderful advocate for the abilities for our small businesses to be successful in Michigan.” Leverage the value of your involvement with the Small Business Association of Michigan. Learn more by calling today at 800-362-5461.

With only 18 percent of startups ever accessing a bank loan, finding community banks that see the long-term value of working with early stage entrepreneurs even if they are not bankable right away, is a rare find. Jill Castilla, President and CEO of Edmond Citizen’s Bank is one of those rare finds. As a Fintech inventor herself, she believes in fostering the next generation of businesses and has even transformed 15,000 square feet of unused office space into Vault 405, a co-sharing space for startups and early stage entrepreneurs. Jill is also a big proponent of organic growth and is the chief architect of Heard on Hurd, an outdoor community appreciation event drawing more than 45,000 visitors. But the Journey hasn’t been a smooth ride for Jill. She took over the bank at a time of turmoil and was forced to make difficult decisions in order to save the bank. She also had to deal with peers who didn’t believe in her unconventional approach. Jill ultimately led a successful turnaround and changed the bank’s story from one of near collapse and failure to one of transformation. Jill has been named “Most Innovative CEOs in Banking”, "Community Banker of the Year" and one of the "Most Powerful Women in Banking". But she still remembers her humble beginnings, and like most of us, she suffers from the impostor syndrome from time to time. Join us as we find out more about her passion for entrepreneurs and how she’s managed to keep her small bank competitive using technology and social media.

Right-Sizing your Branch Network? How One Community Banker Made the Tough Decisions. Hosts- Sharon Lorman, Vice President, The Kafafian Group, Inc. Gregg Wagner, Managing Director, The Kafafian Group, Inc. Guest- Jerry Champi, President and CEO, FNCB Bank

One of the things I love most about sharing this program with you is that I am constantly suprised. I had some specific questions planned for Troy Campbell, but he took our conversation to a higher plane.Troy Campbell is the CEO of Altoona First Savings Bank and Chair of the Pennsylvania Association of Community Bankers.My original plan was to focus on the challenges facing community bankers today including regulation, technology and keeping people engaged with a sense of purpose in what can be a highly transactional job.We did talk about these things, but as I said, Troy took it much further…In this episode Troy shares his insights on leading with purpose and the importance of leading to make a genuine impact on the lives of the people he serves––for the long term.You can learn more about Troy and his organizations here:https://www.altoonabank.comhttp://www.pacb.orgLearn more and join THE SENSEI LEADER MOVEMENT at TheSenseiLeader.comFREE ebook edition of THE SENSEI LEADER when you join!

One of the things I love most about sharing this program with you is that I am constantly suprised. I had some specific questions planned for Troy Campbell, but he took our conversation to a higher plane.Troy Campbell is the CEO of Altoona First Savings Bank and Chair of the Pennsylvania Association of Community Bankers.My original plan was to focus on the challenges facing community bankers today including regulation, technology and keeping people engaged with a sense of purpose in what can be a highly transactional job.We did talk about these things, but as I said, Troy took it much further…In this episode Troy shares his insights on leading with purpose and the importance of leading to make a genuine impact on the lives of the people he serves––for the long term.You can learn more about Troy and his organizations here:https://www.altoonabank.comhttp://www.pacb.orgLearn more and join THE SENSEI LEADER MOVEMENT at TheSenseiLeader.comFREE ebook edition of THE SENSEI LEADER when you join!

Charlie Schmalz is optimistic about the policy environment for community banks. As chairman of ABA’s Community Bankers Council and president and CEO of East Wisconsin Savings Bank in Kaukauna, Wis., he outlines provisions in S. 2155 that will help his bank — including Qualified Mortgage designation for portfolio loans and the community bank leverage ratio — and describes it as “the beginning of common-sense banking legislation that needs to be passed.” “As primarily a mortgage lender, [Dodd-Frank] has put a tremendous amount of work and extra scrutiny into what is traditionally a plain-vanilla kind of business,” says Schmalz, who was profiled in the January/February 2019 issue of the ABA Banking Journal. “That’s a tremendous benefit to the country…that small community banks like ours are out there doing quality work.” In this episode, Schmalz highlights the program for the upcoming ABA Conference for Community Bankers, Feb. 10-13 in San Diego, and he talks about the persistence of the mutual banking model, capital issues that mutuals face, community bank technology plays, the economy in eastern Wisconsin — and the best place to get Wisconsin cheese curds.

Ten Things Community Bankers Should Be Thankful For During This Holiday Season Hosts:  Sharon Lorman, Vice President, The Kafafian Group, Inc.                     Robert Kafafian, President & CEO, The Kafafian Group, Inc.

Jill Castilla is the CEO and President of the Citizens Bank of Edmond in Edmond, Oklahoma. Their bank started in 1901 and has flourished with over $250 million in assets. Jill Castilla saved the bank in 2009 after a near-death-experience nearly took it out during the financial crises. Jill Castilla is known for taking social media seriously and helping her community get active on social media. She uses social media as a way to connect, create deeper customer relationships, help build local businesses, and spread positive community spirit in their town. On this episode, Jill Castilla from eastern Oklahoma finds a lit path out of darkness. Named Community Banker of the Year by American Banker, Jill tells us about the roadblocks and challenges that were the defining moments of her life. She explains how she gained perspective through her time in the military and how she guided a bank out of a near-death experience after the financial crises. Jill Castilla has been named “Most Admired CEOs in Oklahoma,” “Most Innovative CEOs in Banking,” “Community Banker of the Year,” and “Most Powerful Women in Banking.” “Sharing your story, whenever that stage comes and you’re called to it, step up on it and tell your story so that you can be seen.” For more episodes of Life, Leadership, and Legacy please visit pray.com/podcast. Call (323)521-9791 to leave a voice message about how this podcast has impacted your life. Links mentioned in this episode of Life, Leadership, and Legacy: Pray app for iOS Pray app for Android Music by Alexander Mark Pray.com

Jill Castilla is the CEO and President of the Citizens Bank of Edmond in Edmond, Oklahoma. Their bank started in 1901 and has flourished with over $250 million in assets. Jill Castilla saved the bank in 2009 after a near-death-experience nearly took it out during the financial crises. Jill Castilla is known for taking social media seriously and helping her community get active on social media. She uses social media as a way to connect, create deeper customer relationships, help build local businesses, and spread positive community spirit in their town. On this episode, Jill Castilla from eastern Oklahoma finds a lit path out of darkness. Named Community Banker of the Year by American Banker, Jill tells us about the roadblocks and challenges that were the defining moments of her life. She explains how she gained perspective through her time in the military and how she guided a bank out of a near-death experience after the financial crises. Jill Castilla has been named “Most Admired CEOs in Oklahoma,” “Most Innovative CEOs in Banking,” “Community Banker of the Year,” and “Most Powerful Women in Banking.” “I can really see how we can impact our community and utilize the resources of the bank to have an impact and a long legacy of what this bank really means and what it can do.” For more episodes of Life, Leadership, and Legacy please visit pray.com/podcast. Call (323)521-9791 to leave a voice message about how this podcast has impacted your life. Links mentioned in this episode of Life, Leadership, and Legacy: Pray app for iOS Pray app for Android Music by Alexander Mark Pray.com

Jill Castilla is the CEO and President of the Citezens Bank of Edmond in Edmond, Oklahoma. Their bank started in 1901 and has flourished with over $250 million in assets. Jill Castilla saved the bank in 2009 after a near death-experience nearly took it out during the financial crises. Jill Castilla is known for taking social media seriously and helping her community get active on social media. She uses social media as a way to connect, create deeper customer relationships, help build local businesses, and spread positive community spirit in their town. On this episode, Jill Castilla from eastern Oklahoma, finds a lit path out of darkness. Named Community Banker of the Year by American Banker, Jill tells us about the roadblocks and challenges that were the defining moments of her life. She explains how she gained perspective through her time in the military and how she guided a bank out of a near death experience after the financial crises. Jill Castilla has been named “Most Admired CEOs in Oklahoma,” “Most Innovative CEOs in Banking,” “Community Banker of the Year,” and “Most Powerful Women in Banking.” “I can really see how we can impact our community and utilize the resources of the bank to have an impact and a long legacy of what this bank really means and what it can do.” For more episodes of Life, Leadership, and Legacy please visit pray.com/podcast. Call (323)521-9791 to leave a voice message about how this podcast has impacted your life. Links mentioned in this episode of Life, Leadership, and Legacy: Pray app for iOS Pray app for Android Music by Alexander Mark Pray.com

Luanne Cundiff — president and CEO of First State Bank of St. Charles and vice chairman of ABA’s Community Bankers Council — was one of six community business leaders and the only banker to join an Oval Office meeting today with President Trump and members of his cabinet. In this eight-minute bonus episode, recorded shortly after the White House meeting, Cundiff recaps the event and shares her message to the president: that while much has been done on the regulatory reform front, there's more to do. She also discusses the importance of being the only representative of banks in the room and how the health of banks fuels the health of the overall economy.

Community Banks fund over half of the small businesses in the US. They are an essential and often overlooked part of the economy. Tina Giorgio is the President and CEO at ICBA Bancard. Tina has been in this role for a little under 2 years, but she has spent the last 30 years in community banking. “Community Bankers, at our core, are about serving our local community.  There’s a lot of communities in the United States who would not be properly served if it wasn’t for their local community bank.” Many community banks simply can’t compete with larger entities.  They need representation, especially in the evolving world of payments.  So Tina and her team are advocates for these banks. They have specifically been working in the area of merchant funded rewards.  ICBA Bancard provides benefits through these reward programs to both merchants and their customers.  Merchants see a higher number of transactions by implementing these programs, and merchants get to support both national and local business while getting rewarded. It’s a win for everyone. Tina joined us for this episode of the Payments Innovation Podcast to talk about community banking, merchant funded reward programs, and overcoming challenges in her role.

At a time when many women have reached a place in their career where they are comfortable, this week's guest decided to forego that level of comfort for a new challenge. She upped her game, took an enormous risk and went in a completely different direction. Listen in to our conversation with Nancy Brown (community banker and advocate for financial opportunities for all) as she shares how she left an abusive marriage, changed her perspective and gained technology skills to propel her forward in her career. "Sometimes life doesn't take you to your goals, where you want to be and at what time you want to be there, and that's okay. You have to be patient with yourself. Maybe you thought you were going to go right and now you're going left. That's okay." See acast.com/privacy for privacy and opt-out information.

Michael Rogers talks with Jennifer McDurmon, Vice President Community Banker at Independent Bank, about the key elements of effective cash flow management.

Ron Paul is someone I have always admired and looked up to. Ron is a classy man, a terrific father, and an extremely successful businessman. Ron is a humble man but his accomplishments include being named “Community Banker of the Year” for the Eastern Region, by the Independent Community Bankers of America, Named by Washington Business Journal as a member of the Washington, DC area “Power 100”, and being inducted into the “Washington Business Hall of Fame”. Yet, while his accolades in business are many, he brims with pride when talking about his family and the philanthropic work he has done to fight kidney disease and different forms of cancer. Ron is a high character human who has faced all kinds of set-backs in his life, yet he maintains a strong sense of self and understanding of his values. If you want to learn more about his work in fighting kidney disease you can check out the Ron & Joy Paul Kidney Center here. Thanks to Ron for the time and being so open.  

Many community bankers take a wait-and-see approach to blockchains — "I'll deal with it when it's real." But the technology requires major change in people and processes and smaller banks need to prepare, according to Joe Dewey, an attorney at Holland & Knight and author of a new book about blockchain technology.

05-01-2017 - President Trump Speech at the Independent Community Banker Association audio English

Ingredients to Success from American Bankers' Community Banker of the Year / He's Ba-ack! - Vernon Hill / Bank Builds Proprietary Software Solution, Licenses it to Other Banks   Hosts -  Sharon Lorman, Vice President, The Kafafian Group, Inc. Jeff Marsico, Executive Vice President, The Kafafian Group, Inc. Rich Trauger, Managing Director, The Kafafian Group, Inc. Gregg Wagner, Managing Director, The Kafafian Group, Inc. Guest - Anthony Labozzetta, President and CEO of Sussex Bancorp

Welcome to the Young Businessmen of Tulsa podcast sponsored by Trost Marketing. Here at the young businessmen of tulsa our mission is focused on connecting, developing and inspiring young business leaders to find and pursue there passion. Today you get to listen into our monthly luncheon keynote from an experience and practical businesses leader in our area. Today’s speaker is Sean Kouplen, the Chairman & CEO of Regent Bank, a small businesses owner, investor, and a popular author and speaker. Kouplen has authored three best-selling books including - Twelve Life Lessons Every Graduate Should Know, The Priority Promise; and his most recent, The Abundance Mentality, an Amazon.com best seller. On April 1, 2008, Kouplen fulfilled a lifelong dream by leading an investor group that purchased 110-year old Regent Bank. Since that time, the bank has expanded to Tulsa and Oklahoma City, tripling in size from $72 million in assets to over $300 million in challenging economic times. Regent Bank has been named the Oklahoma Small Business Financial Services Champion by the Small Business Administration, and Sean was recently named the Central U.S. Community Banker of the Year by the ICBA. Kouplen’s many awards also include Journal Record’s Most Admired CEO, his fraternity’s top national alumni award, Citizen of the Year in Bixby, and being named to Oklahoma Magazine and Tulsa Business Journal’s Top 40 Under 40 lists. Let’s listen to Sean’s story and his message to young businessmen.

Meet John the Community Banker. What is a Community Bank? It is a locally based Bank that lends almost entirely into its regional area that wants a “relationship” with you. Community banks can help you get into your first transaction. Listen to what the difference is between a local lender, a national lender, and Fannie Mae and how it can benefit you

Luz Urrutia, the global head of retail at Oportun, has been carrying the same credit card in her wallet for 30 years. Having moved from her native Venezuela to the U.S. to study finance at Georgia State University, Luz was thrilled when she landed her first job in the banking industry – only to have her credit card application rejected by the same bank where she worked! Having little or no credit can make adjusting to life in a new country extremely onerous. In our conversation, Luz points out that anything from getting a job to renting an apartment and hooking up utilities is often impossible without a FICO score. Currently, almost half of the Hispanic community in the U.S. is underserved. Luz decided years ago to help the 25 million individuals who represent the un- and under-banked in her community by offering responsible credit-building and affordable loans. Before moving to California to broaden her mission, Luz co-founded and served as President and Chief Operating Office for El Banco de Nuestra Comunidad in Atlanta. Since then, her career has been characterized by a relentless drive to use technology and creative techniques to “score the unscorable” and serve those overlooked by traditional financial institutions. Oportun, formerly Progreso Financiero, was founded in 2005 with the same goal of empowering underserved Hispanic consumers. Its proprietary technology platform scores applicants, even those who do not have credit, and enables Oportun to provide a highly personal experience with back-office efficiency. Headquartered in Redwood City, CA, the customer experience at Oportun is designed with the Hispanic customer in mind. This experience is disseminated through a network of more than 160 stores in five states, often conveniently co-located with or near Hispanic grocery stores, are open 7 days a week into the evening, and staffed by team members who speak Spanish. In recognition of Oportun’s goals of increasing economic opportunity for its clients, promoting community development, and serving low-income or underserved communities, Oportun was certified by the United States Department of Treasury as a Community Development Financial Institution in November 2009 and re-certified in October 2013. I spoke with Luz at the Center for Financial Services Innovation’s (CFSI) EMERGE conference in Austin, on whose board she has served since 2004 (full disclosure, I am also on the board). Luz has often been recognized for her commitment to improving the lives of underserved financial consumers, including being named as 2009’s Latina Business Woman of the Year and American Banker’s “Community Banker of the Year” in 2006. Perhaps the greatest reward for Luz, however, is the joy she feels pursuing her mission every day. In our interview you can gladden in her words imbued of passion and excitement (you’ll just have to trust that they were accompanied by a brilliant smile!). I am happy to offer this episode of Barefoot Innovation as a pick-me-up for anyone who needs a reminder of the unique work being done throughout the industry to use innovation to enhance the lives of financial consumers, and what revolutionary breakthroughs a strong drive to help one’s community can render. To learn more about Oportun Financial, click here. You can subscribe to the podcast at iTunes HERE or open your favorite podcast app and search for Jo Ann Barefoot.

Jeff Simpkins of Community Bank Consulting, Inc. (http://www.communitybankconsulting.com/)and Jean Pike of Bank Midwest (http://www.bankmidwest.com/) will be discussing MATSERMINDING in this episode of BankTalkRadio.net. Masterminding is a process introduced by Napoleon Hill in his classic book Think and Grow Rich, first published in 1937. Masterminding is a process used extensively by US business legend Andrew Carnegie. Jean has been participating in a Mastermind group composed of chief operating officers of community banks located throughout the US. She will describe what the experience has been like for her.

Jeff Simpkins of Community Bank Consulting, Inc. (http://www.communitybankconsulting.com/)and Jean Pike of Bank Midwest (http://www.bankmidwest.com/) will be discussing MATSERMINDING in this episode of BankTalkRadio.net. Masterminding is a process introduced by Napoleon Hill in his classic book Think and Grow Rich, first published in 1937. Masterminding is a process used extensively by US business legend Andrew Carnegie. Jean has been participating in a Mastermind group composed of chief operating officers of community banks located throughout the US. She will describe what the experience has been like for her.

Jeannette Paladino (http://writespeaksell.com) is a former community banker. She has transitioned into the Writer-in-Chief at Write Speak Sell, a public relations and communications based in New York City. Join Jeannette and BankTalkRadio host Jeff Simpkins (http://blog.communitybankconsulting.com/) as they discuss successful strategies Jeannette has found for community banks.

Jeannette Paladino (http://writespeaksell.com) is a former community banker. She has transitioned into the Writer-in-Chief at Write Speak Sell, a public relations and communications based in New York City. Join Jeannette and BankTalkRadio host Jeff Simpkins (http://blog.communitybankconsulting.com/) as they discuss successful strategies Jeannette has found for community banks.

President Lacker addresses the West Virginia Bankers Association and the Community Bankers of West Virginia.

President Lacker addresses the West Virginia Bankers Association and the Community Bankers of West Virginia.