Podcasts about banking industry

with Brad Friedman & Desi Doyen

The banking industry interface between customer and bank continues to move more onto the mobile platform as new data shows a majority of US adults under 35 do their mobile banking, mainly by way of a mobile app associated with their bank. According to September, 2024, data from FICO, 60% of adults aged 18 to 24 and 62% of adults aged 25 to 34.

Join me and Sajid Iqbal, Head of Risk at Habib Bank AG Zurich, as we explore the evolving landscape of risk management on a new episode of "One Vision - FinTech Fuse!" From AI innovations in cybersecurity and the rapid pace of technological advancements, to the power of storytelling and the importance of unlearning and relearning in today's fast-paced world, this episode packs nuggets of wisdom for both industry insiders and curious minds. Don't miss out on these forward-thinking ideas. Hit that play button!

As financial institutions navigate rapid technological change, evolving customer expectations, and increasingly complex regulatory environments, industry associations like ProSight play a crucial role in providing guidance, resources, and community. My guest on the Banking Transformed podcast is Debbie Bianucci, who led BAI for nearly 30 years before becoming President and CEO of ProSight. She, shares insights on the complementary strengths each organization brought to the merger and how their combined capabilities create a more comprehensive support system for financial institutions. The conversation examines how ProSight is helping banks navigate digital transformation, changing customer expectations, regulatory complexity, and emerging risks. Debbie highlights ProSight's expanded suite of offerings, including decision support tools, research, learning programs, and peer networking opportunities designed to equip financial leaders with practical strategies for success.

Join me and Sajid Iqbal, Head of Risk at Habib Bank AG Zurich, as we explore the evolving landscape of risk management on a new episode of "One Vision - FinTech Fuse!" From AI innovations in cybersecurity and the rapid pace of technological advancements, to the power of storytelling and the importance of unlearning and relearning in today's fast-paced world, this episode packs nuggets of wisdom for both industry insiders and curious minds. Don't miss out on these forward-thinking ideas. Hit that play button!

Activist investor John Palmer sees plenty of catalysts for bank stocks, including stronger fundamentals, attractive valuations and a resurgence in M&A activity among regional and community banks. In the episode, Palmer, principal and managing member at PL Capital, discussed his firm's investment approach, its successful history in running proxy campaigns and how its interactions with bank management teams have changed over time. The veteran investor also shared how PL Capital has encouraged change and offered value to management teams as well as his view on the need for scale at some banks, M&A activity, regulation and bank valuations.

Within the financial services spaces, many companies are fast-moving when it comes to technology innovation, but in general the banking space has been slower moving and more conservative, due to regulations and concerns about data privacy. Will this likely continue as companies explore generative AI and agentic AI technologies? Olly Downs, Chief Technology & AI Officer at Curinos, joins the show to discuss where banks, credit-card companies and other financial services firms will deploy AI agents.

In the January 24, 2025, episode of Weekly Business News, hosts Ryan Alford and Chris Hansen cover current events with a mix of humor and insight. They start with a light chat about the unexpected cold snap in Miami and Greenville, SC, before diving into Donald Trump's recent inauguration and the launch of "Trump Coin." The hosts explore its potential impact on the cryptocurrency market and ethical concerns.Other topics include TikTok's recent downtime and how the banking industry is adapting to cryptocurrency trends. With a blend of political commentary, business insights, and personal stories, this episode offers a dynamic take on today's top headlines.TAKEAWAYSRecent inauguration of Donald Trump and its implications for business and politicsLaunch of the "Trump Coin" and its impact on the cryptocurrency marketEthical considerations surrounding a sitting president's financial venturesThe influence of Trump's branding on the success of the Trump CoinDiscussion on TikTok's recent downtime and its effects on social media marketingThe evolving stance of the banking industry towards cryptocurrencySpeculation on how banks will profit from cryptocurrency transactionsImportance of domestic investments in technology and AI infrastructureOverview of the "Stargate Project" and its significance for U.S. data centersPersonal anecdotes and humor interspersed throughout the business discussions If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.

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In today's episode of The Banking & Payments Show podcast, we talk about the most (and least) impactful ways that the new Trump administration might impact the banking sector, and the unintended consequences on mortgage rates and the mortgage industry if tariffs raise the cost of consumer goods and construction materials. Join the discussion with host and Head of Business Development, Rob Rubin, economics correspondent at Politico, Victoria Guido, and our Principal Analyst, Tiffani Montez.   Follow us on Instagram at:  https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit:  https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com  For a transcript of this episode click here:  https://www.emarketer.com/content/podcast-banking-payments-show-how-trump-administration-might-impact-banking-industry   © 2024 EMARKETER Data collaboration has the power to transform businesses when executed in a way that preserves privacy and enhances customer experiences at scale. Whether data collaboration takes place within a single enterprise or between a brand and media partner, it delivers more valuable business outcomes, be that unlocking new revenue streams, activating strategic partnerships, or deepening brand engagement throughout the entire customer journey. Data collaboration tools such as clean rooms help marketers maximize the value of first-party data within a privacy-conscious framework to optimize spend across walled gardens, media channels, and clouds. We hope you enjoy this podcast made possible by LiveRamp, a dynamic data collaboration platform trusted by leading companies to build strong relationships and deliver exceptional experiences. Learn more at LiveRamp.com.  

Episode #35: In this episode of the Positive Traction Podcast, Coach Henry welcomes his long-time friend Chris, who shares his decade-long journey in the banking industry and how he has managed to stay grounded while navigating the ups and downs of his career. The discussion focuses on the importance of passion, dealing with significant hindrances, maintaining humility, and staying hungry for success. Chris delves into personal anecdotes, including challenging moments like leaving a secure job and facing institutional crises. The conversation also touches on balancing family life, finding joy in small moments, and offering life advice for younger generations. Chris's perspective provides valuable insights into resilience, authenticity, and the importance of living in the present. The episode concludes with a thought-provoking question from Chris on the legacy one wishes to leave behind, prompting Henry to share his own reflections on living a life of purpose and integrity. Chapters:  00:44 Chris's Background in Banking 02:40 Challenges in the Banking Industry 06:05 Finding Passion and Overcoming Hindrances 08:42 The Importance of Hunger and Drive 12:49 Staying Humble in a High-Stakes World 14:11 Personal and Professional Setbacks 21:02 Marriage and Family Insights 23:26 Building a Strong Foundation 26:07 Overcoming Financial Struggles 27:48 Future Goals and Reflections 30:50 Final Thoughts and Farewell Follow us on Instagram and TikTok @positivetractionpodcast and WATCH us on YouTube!

Today we feature our final backstage episode from the Elevate Banking Forum.  Chris Nichols (Director of Capital Markets at SouthState) and Nathan Stovall (Director of Financial Institutions Research at S&P Global Market Intelligence) discuss the current state of the banking industry. Download the Presentation Slide Deck Here The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

EP-23. In the second half of this compelling conversation on BioTalk Unzipped, Gregory Austin and Dr. Chad Briscoe continue their deep dive with Scott Ogle, CEO of TruLab. They explore the surprising parallels between the banking and pharma industries, the game-changing role of digital twinning in clinical trials, and the biotech funding landscape. Scott also shares his thoughts on leadership, mentorship, and the impact of the Inflation Reduction Act on pharma innovation. This episode offers listeners valuable insights into the future of drug development and the challenges of balancing professional and personal life in a fast-paced industry. Chapters 1:09 - Comparison of the Banking Industry to the Pharma Industry 5:18 - Data Integrity, Same For Decentralized Trials? 8:33 - Biotech Funding Trends 11:18 - NEW NEWS! – Digital Twinning in Clinical Trials 16:15 - What Advice Would You Give to Your Younger Self? 20:57 - Mentorship and Its Impact, How it Shaped Scott 23:45 - Balancing Work and Personal Life 24:32 - The Inflation Reduction Act and Innovation Takeaways The regulatory environment in pharma can slow down innovation. Digital twinning in clinical trials could revolutionize drug development. Family influences play a significant role in shaping business perspectives. The need for a strong company culture to maintain values during growth. Biotech funding trends are influenced by macroeconomic factors like interest rates. The importance of mentorship in professional development. Sound Bites “The similarities between the banking industry and the pharma industry is eerily similar.” “Quality is really what we do.” “Being quality is core to software.” “It's really clear people care more about their money than they do their healthcare.” “Biotech and large pharma seem to balance each other out.” “The career for you is at the intersection of what you are good at and what you like to do.”  “If you're good at something and you like to do it, it fuels your energy to keep getting better.” “Enjoy the impact in what you're doing and accomplishing!” New News Story:  Digital “Twinning”: Clinical Trials Powered by AI https://www.sanofi.com/en/magazine/our-science/digital-twinning-clinical-trials-ai   How to reach us: Scott Ogle https://www.linkedin.com/in/scott-ogle/  TruLab - https://trulab.com/    Dr. Chad Briscoe https://www.linkedin.com/in/chadbriscoe/  Celerion - https://www.celerion.com/   Gregory Austin https://www.linkedin.com/in/gregoryaustin1/  ECI - https://eci-rx.com /  Image Credits Digital Twinning - Credit Getty Images Simulation - Credit: andrush / Adobe Stock Tomáš Helikar - https://www.linkedin.com/in/tomashelikar/  Nebraska Swan computer - https://newsroom.unl.edu/announce/cse/16380/90600 Brian Hamilton - https://inmatestoentrepreneurs.org/board/brian-hamilton/ 

Welcome to another exciting episode of the Better Call Daddy Show, where we bring you stories that inspire, educate, and entertain. Today's guest is none other than Ron Klein, a visionary and the grandfather of possibilities. Known for his groundbreaking innovations like the magnetic strip on the credit card, the MLS system for real estate, and voice response in the banking industry, Ron Klein has shaped the future in more ways than one. In this episode, Ron shares his incredible journey from growing up in the 1930s to becoming one of the most influential innovators of our time. He delves into his humble beginnings, the influence of his grandfather, and the lessons learned from his service during the Korean War. Ron also talks about his philosophy of turning situations into challenges and finding the gift behind them. Ron's stories are not just about his inventions but also about the mindset that helped him achieve so much. From solving problems at the New York Stock Exchange to creating the MLS system, Ron's approach to innovation is both practical and inspiring. He emphasizes the importance of being smart, daring, and different, and how these principles have guided his career. Tune in to hear Ron Klein's fascinating stories and the wisdom he has gained over the years. Whether you're an aspiring innovator or just curious about the history of modern technology, this episode is a treasure trove of insights and inspiration. Thank you Scott Carson for the amazing intro! (00:00) The better call daddy show features interviews with influential and controversial fathers (02:13) At 18, you were drafted during the Korean War (07:04) Your first big innovation was the magnetic strip on the credit card (10:33) What are you learning now? I'm learning now how to not make as many mistakes (12:25) What advice would you give someone in an environment where deliverables are paramount (19:30) It would read the tape just like a tape motor machine, and send that down the line (22:43) At the New York Stock Exchange, they trade equity and debt electronically (28:14) MLS was the email of the sixties and seventies before PCs came out (37:14) Western Union put up 12,000 teletypes for sale for bid (43:14) We have to define a mission, a vision and a purpose (47:17) How long has your dad been on Wall street? More than 40 years (48:43) Ron Klein is a visionary who is also an opportunist   Ron Klein is an ordinary man who accomplishes extraordinary things. He is a PROBLEM SOLVER. Every solution has resulted in monumental change, either in a new invention or a simple solution. His innovative ideas have changed the world. He is the inventor of the Magnetic Strip on the Credit Card, Credit Card Validity Checking System and the developer of computerized systems for Real Estate (MLS) Multiple Listing Services, Voice Response for the Banking Industry and BOND Quotation and Trade Information for the New York Stock Exchange Ron‘s latest Creation is for a device that enables a visually impaired person the ability to identify an item when in physical range of that item. It utilizes a smartphone and special QR coded adhesive labels. . We have enhanced Eli Technology to provide unlimited marketing functions and benefits for all industries. Website, https://thegrandfatherofpossibilities.com    Ron is a STRATEGIC ADVISOR - CONSULTANT - MENTOR and - PROBLEM SOLVER.   Huffington Post, brief video clip about Ron  https://youtu.be/sjLPFzuftnA   Better Call Daddy Podcast listeners can get 15% off any order - including subscriptions and multi-packs! Use code, BetterCallDaddy at www.carolinebasshealth.com     If you enjoyed this episode, don't forget to check out our previous episodes and subscribe for more inspiring stories. Connect with Reena Friedman Watts: - Website: bettercalldaddy.com - LinkedIn: Reena Friedman Watts - Twitter: @reenareena - Instagram: @reenafriedmanwatts - Instagram Podcast: @bettercalldaddypodcast We love hearing your feedback. Leave us a review, share your thoughts, and spread the word about this enriching episode. Share it with someone who appreciates the wisdom of innovation and the importance of living a purposeful life. Show notes created by https://headliner.app

From streamlining customer service to redefining how data drives decisions, generative AI is pushing boundaries and unlocking new levels of innovation in the banking industry.  But with these breakthroughs come complex challenges. In this episode, Alvin Chia, Head of Digital Assets Innovation, APAC at Northern Trust, and Manish Kogundi, Head of Digital Assets Technology, APAC … Read More Read More

In this episode, Craig Jeffery and Kate Pohl explore the role of the Euro Banking Association (EBA) and what corporate treasury can learn from it. They discuss EBA's functions and its impact on the banking industry. Kate also shares how corporations in North America can engage with the EBA and benefit from its resources.   LINKS: If you are not familiar with EBA or the Open Forum on Digital Transformtation please have a look at the following links!  EBA - https://www.abe-eba.eu/about-eba/eba-at-a-glance/  EBA Membership - https://www.abe-eba.eu/about-eba/eba-members/  The Open Forum - https://www.abe-eba.eu/thought-leadership-innovation/eba-open-forum-on-digital-transformation/      The next Open Forum meeting "Everything, everywhere, all at once - Embracing Digital Transformation in Banking in 2025!" is scheduled for Wednesday, 4 December 2024.   Download the agenda and register here. 

Predicting Real Estate Trends: What the Next 3 Years HoldIf you're feeling overwhelmed by the chaos in the real estate market and unsure of where to invest, then you are not alone! We've got a lot of chaos taking place in the commercial and residential markets. What does the future hold? Who the hell knows? Scott Carson gives his predictions on what he believes will happen in the commercial and residential markets along with what positions in and markets will face the biggest issues. Oh and it's the 900th episode of the podcast as well!In this episode, you will be able to:-Understand the emerging trends shaping real estate investing in 2023 and stay ahead of the game.-Explore the impact of commercial defaults on the real estate market and uncover potential opportunities.-Discover the potential for investing in distressed assets in sanctuary cities and how to navigate this unique market.-Understand what's going on in the Florida condo market and what it holds for note and real estate investors who own in "God's Waiting Room."-Embrace the role of AI in real estate transactions to streamline processes and gain a competitive edge.-Unlock the benefits of note investing in real estate and diversify your investment portfolio.The key moments in this episode are:00:00:02 - The Future of Real Estate 00:03:19 - Condo Apocalypse in South Florida 00:05:41 - Commercial Real Estate Distress 00:08:32 - Land Prices and Mortgage Options 00:10:27 - Impact of Immigration Policies 00:12:29 - Impact of AI on Mortgage Industry 00:13:37 - Affordable Housing Challenges 00:15:31 - Distressed Commercial Debt and Banking Industry 00:16:40 - Importance of Marketing in Real Estate 00:18:00 - Regional Real Estate Market OutlookWatch the original VIDEO HERE!Book a call with Scott HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

Every day, we make small decisions to lead more sustainable lives. These choices reflect a growing awareness of the impact humans have on the planet. Yet when it comes to banking, many overlook the influence our choice of financial institution can have on the environment and in our communities. Where we choose to save and invest our money can align with—or work against—our personal values. This is where Walden Mutual Bank comes in, offering an opportunity to make a more conscious and positive impact through everyday financial choices.Walden Mutual Bank is driven by a mission to support the sustainable growth of local communities. The bank offers consumer savings accounts, grow local accounts, and CDs which fund loans for local sustainable food, farm, and community businesses across New England and New York, enabling customers to contribute to a healthier, more resilient regional economy.We invited Charley Cummings, Founder and CEO of Walden Mutual Bank, to share his insights on building a reputable banking institution in a mutual structure and how it has successfully funded underrepresented borrowers—all while supporting a sustainable regional economy.Listen for insights on:How traditional business can implement a mutual structureHow this funding approach enables businesses with distinct ecological priorities to secure specialized loansServing underrepresented businesses and borrowersResources + Links:Charley Cummings' LinkedInWalden Mutual BankUnderstanding What “Mutual” MeansPartner Story: A.R.C. Shellfish HatcheryPartner Story: Carl King, Vermont Natural Beef and Kingston Place (00:00) - Welcome to Purpose 360 (00:13) - Walden Mutual Bank with Charley Cummings (01:40) - Charley's Background (05:29) - Investors (11:09) - Stories of Beneficiaries (16:49) - Risk and Relationships (21:09) - More Loan Data (23:06) - Depositors (25:24) - Long-Term Vision (28:18) - Customer Base (28:54) - The Banking Industry (30:38) - Last Thoughts (33:00) - Wrap Up

Listen to Karen Rands and Surabhi Shenoy's lively conversation on this episode of  Compassionate Capitalist Show as they talk about the double down on challenges Surabhi faced as a female founder of a tech company, bringing fin-tech innovation to the Banking Industry in India.  Hear how Surabhi overcame the professional challenge of learning a whole other side of the business when her husband and co-founder died suddenly in a car accident and went on to scale her business to a very profitable exit.   Join Karen and Surabhi as they explore her practical advice on scaling businesses, the importance of diversification, and building high-value companies that can operate independently of founders. Plus, don't miss her insightful tips on overcoming decision fatigue by simplifying daily routines. You will learn keen insights related to the following challenges many founders face as they scale their business and look to create exit opportunities:  1 Value vs. Profit • Distinction between business profitability and valuation. • Tech startups prioritizing long-term planning over immediate profitability. • Risks of cash flow instability due to dependence on a few key clients. 2. Business Expansion Challenges and Strategies • Difficulty in scaling and diversifying revenue streams before it's too late. • Developing a capable sales/business development team and overcoming fear of delegating sales functions. • Building trust in new hires and documenting processes for autonomous achievement of KPIs - Key Performance Indicators. • CEO's fear of letting go, delegating, and the impact on growth. 3. Practical Takeaways: • Tips on creating a rhythm of business with a robust and disciplined review mechanism. • Strategies for analyzing customer revenue and prioritizing high-value clients. • The importance of spiritual wisdom and innate leadership in navigating business challenges. • Discovering when you 'don't know what you don't know' and finding the right mentor or coach. • Decision-making despite emotional/professional challenges and decision fatigue. Karen was thrilled to have Surabhi Shenoy as her guest to share her unique experience, yet common ground on challenges of scaling services business into a tech company, without outside capital.  Surabhi, a successful serial entrepreneur and CEO coach, shares her transformative journey from engineering to entrepreneurial excellence. Karen and Surabhi delve into her innovative fintech solutions addressing property valuation and fraud in India's banking sector, her strategies for digital transformation, and the crucial balance between profitability and long-term business valuation. Surabhi candidly discusses her personal and professional challenges, including the profound impact of losing her husband and business partner, and how she found a renewed passion for business coaching.  Whether you're an aspiring entrepreneur or a seasoned business leader, this episode promises valuable lessons to help you grow and sustain a successful business. Stay tuned! **** Surabhi Shenoy is a CEO Coach who helps ambitious tech founders scale their businesses to increase the value of their business and achieve lasting wealth. Surabhi is a serial entrepreneur, in that she has built 2 multi-million dollar ARR companies which she did with the best source of growth capital -- customer revenue. Surabhi's journey began in 2005 when she co-founded Tejora Technologies with her husband, Nitin. After his passing in 2017, she took full control of the business during a period of intense personal and professional challenges. Despite the odds, she led Tejora to growth and a successful exit in early 2022. Learn More https://surabhishenoy.com/ Sign up for the newsletter under the Newsletter tab and request a free strategy session with code- #ccs Karen Rands is the President of Kugarand Capital Holdings, LLC and is a sought after advisor for founders and investors. Karen is a best selling author, top rated podcaster, and leader of the Compassionate Capitalist Movement.  Learn more at her website:  http://kugarand.com Karen has a dynamic community on LinkedIn, including the group Angel Investor Matchup - a community focused on equity crowd based direct pubic offerings.  She offers LinkedIn Live Q&A and thought provoking articles on raising capital, creating wealth, and economic empowerment.  To subscribe to her Linkedin Newsletter, and get access to her on demand digital course Intro to Angel/Crowdfund Investing,  Schedule an appointment or find and connect on social media, or find this episode on other platforms, Visit http://bit.ly/linkCCS Please be a part of the Compassionate Capitalist Movement and share this podcast and subscribe to not miss a single episode. Keywords decision-making strategies, fintech innovation, property valuation, banking fraud, digital transformation, banking operations, risk management, business valuation, profitability, tech startups, business expansion, revenue diversification, delegating sales, sales team, business stability, customer base, personal loss, professional loss, business coaching, International Coaching Federation, engineer to entrepreneur, CEO coach, compassionate capitalist, sustainable business, entrepreneurship, building a business, decision fatigue, support system, intrinsic value, wealth creation, selling your company, valuation, profitability

Charith Mendis is the Head of the Worldwide Banking Industry for Amazon Web Services (AWS), where he oversees global banking industry activities. With over 15 years of experience in financial services across Asia, EMEA, and North America, he helps banking and lending organizations leverage cloud capabilities to innovate and transform their operations. On The Menu: 1. AWS's role in enhancing call center operations, personalization, operational efficiency, and risk understanding. 2. Tailored strategies for banks' unique needs, focusing on end goals and specific use cases. 3. Regulations as a constant, not a hindrance, to cloud adoption in the banking industry. 4. Emphasis on AWS's security measures, encryption methods, and customer-defined data storage practices. 5. Integration of generative AI, shifting towards conversational interfaces and NLP. 6. The importance of working backward from the customer needs to avoid rework and inefficiencies. 7. Enhancing operations through hyper-personalization, propensity models, lending operations, and call center capabilities. Click here for a free trial: https://bit.ly/495qC9U Follow us on social media to hear from us more - Facebook- https://bit.ly/3ZYLiew Instagram- https://bit.ly/3Usdrtf Linkedin- https://bit.ly/43pdmdU Twitter- https://bit.ly/43qPvKX Pinterest- https://bit.ly/3KOOa9u Happy creating! #CharithMendis #AmazonWebServices #Outgrow #Banking #GamingGrowth #MarketGrowth #MarketerOfTheMonth #Outgrow #Podcastoftheday #Marketingpodcast

Succeeding in business is a combination of identifying a pressing need and creating a solution. That can be difficult. In a world where everyone is competing for the next big idea, how can we ensure our innovation doesn't just add to the noise?   Consider the frustration of seeing countless ideas that either over-complicate simple issues or fail to offer proper benefits. This can leave many entrepreneurs feeling stuck, struggling to break through with solutions that are both smart and impactful.   What is the key to overcoming this challenge? How do we simplify already existing needs and provide solutions that have a clear benefit?   In this episode, Ron Klein AKA The Grandfather of Possibilities joins me to discuss invention and innovation, how to clearly define and solve a problem and his thought process when it comes to inventions. We also talk about his invention of the magnetic strip on the credit card, credit card validity checking system and the development of computerized systems for Real Estate (MLS) Multiple Listing Services.   My philosophy with everything is simplification. -Ron Klein   Three Things You'll Learn In This Episode    -Turning challenges into opportunities Challenges aren't always necessarily setbacks. We can turn them into opportunities to propel us forward.   -The secret to crafting impactful solutions If we ask hard questions and don't get the answer, what steps should we take next?   -Inventions vs enhancements Not all things created are brand new, and we don't always have to invent to succeed. How can we provide solutions by enhancing something that already exists?   Guest Bio   Ron Klein is an ordinary man who accomplishes extraordinary things. He is a PROBLEM SOLVER. Every solution has resulted in monumental change, either in a new invention or a simple solution. His innovative ideas have changed the world. He is the inventor of the Magnetic Strip on the Credit Card, Credit Card Validity Checking System and the developer of computerized systems for Real Estate (MLS) Multiple Listing Services, Voice Response for the Banking Industry and BOND Quotation and Trade Information for the New York Stock Exchange.   Visit https://thegrandfatherofpossibilities.com/  Find Ron on LinkedIn @Ron (The Grandfather of Possibilities) Klein

AI Disrupts Banking Jobs, Google Extensions Security Risks & Apple Intelligence Delayed in EU In this episode of Hashtag Trending, host Jim Love reports on the potential adverse impacts on U.S. car dealerships due to cyber incidents involving CDK Global and the Black Suit Ransomware Gang. The script also covers a new study revealing the security risks of Google Chrome extensions, Apple's delay in rolling out new features to European users due to regulatory issues, and Citigroup's report predicting massive job displacement in the banking sector due to artificial intelligence. Tune in for the latest tech news and insights. 00:00 Introduction and Sponsor Message 01:01 Cyber Incident Disrupts US Car Dealerships 02:23 Risks of Malicious Browser Extensions 04:03 Apple's New Features Delayed in Europe 05:42 AI's Impact on the Banking Industry 06:50 Conclusion and Show Information

In this episode, our President and CEO, Mike Affuso, sits down with Pat Ryan, President & CEO of First Bank, and the new Chair of NJBankers board, for a discussion on the challenges facing the banking industry, digital transformation initiatives, emerging trends impacting the banking industry, and more.

This Day in Legal History: Patent Cooperation Treaty SignedOn June 19, 1970, the Patent Cooperation Treaty (PCT) was signed, marking a significant milestone in international intellectual property law. The PCT established a unified procedure for filing patent applications to protect inventions in multiple countries. Prior to the PCT, inventors needed to file separate patent applications in each country where they sought protection, a costly and time-consuming process.The PCT streamlined this by allowing inventors to file a single international application, which could then be pursued in each contracting state. Managed by the World Intellectual Property Organization (WIPO), the treaty aimed to simplify and reduce the cost of obtaining multinational patent protection.The system introduced by the PCT has two main phases: the international phase and the national phase. During the international phase, the application is reviewed for formal requirements and subjected to an international search and preliminary examination. In the national phase, the application enters the national jurisdictions of the chosen countries for further examination according to local laws.The PCT has been crucial in promoting innovation and technological advancement by providing a more efficient path for securing patent rights internationally. Today, over 150 countries are members of the PCT, reflecting its global acceptance and importance in the realm of intellectual property.Senate Democrats canceled a procedural vote to advance President Biden's nominee, Mustafa Kasubhai, for a federal district court judge in Oregon. Majority Leader Chuck Schumer cited attendance issues as the reason for postponing the cloture vote, which will be rescheduled soon. With a narrow 51-49 majority, Democrats face challenges in confirming controversial nominees. Kasubhai, currently a magistrate judge, would be among the few Muslim Americans to serve as a life-tenured federal judge.His nomination has faced strong GOP opposition, with Republicans questioning his views on diversity, equity, inclusion, and the use of preferred pronouns in his courtroom. They have also scrutinized his past writings, some dating back to his time as a law student, and accused him of holding radical views, including Marxism. The absence of Sen. Robert Menendez, due to his bribery trial, and potential opposition from Sen. Joe Manchin, who demands bipartisan support for nominees, complicate Kasubhai's confirmation prospects.Senate Democrats Pull Vote on Trial Court Nominee Kasubhai (1)A banking industry challenge to the Consumer Financial Protection Bureau's (CFPB) rule capping credit card late fees at $8 will remain in Texas after the Fifth Circuit Court of Appeals blocked a transfer to Washington, D.C. The case, filed by the U.S. Chamber of Commerce and several banking associations, was initially moved by Judge Mark Pittman, who argued it was better suited for the District of Columbia due to the lack of affected banks in Texas. However, the appellate court halted the transfer, noting the nationwide impact of the CFPB's rule.Judge Don Willett emphasized that the case's broad implications extended beyond Texas, making it inappropriate to consider it a localized issue. The CFPB and the plaintiffs will continue to argue over the venue. This decision comes amidst broader concerns about venue shopping, with industry groups favoring Texas courts perceived as more sympathetic to their challenges against federal regulations. The CFPB's credit card late fee rule, introduced on March 5, aims to reduce so-called junk fees and could significantly impact banks' revenue, potentially costing them $10 billion annually. The banking industry quickly filed a lawsuit to block the rule, reflecting its substantial financial stakes. The Fifth Circuit's ruling highlights the ongoing tension between regulatory efforts and industry pushback.Credit Card Late Fee Suit Kept in Texas Again by 5th Cir. (1)A San Francisco federal judge has sanctioned Apple Inc. in a privacy class action lawsuit by barring certain defenses due to the deletion of audio recordings from its Siri voice assistant. Magistrate Judge Sallie Kim of the US District Court for the Northern District of California ruled that Apple failed to halt its data retention policy after the lawsuit was filed, resulting in the destruction of electronically stored information (ESI) central to the case.Apple had argued that the deleted data was irrelevant, but the court disagreed. As a result, Apple is prohibited from making several defenses, including claims that plaintiffs lack standing due to insufficient evidence of false Siri triggers, arguments against class-wide damages based on the number of false recordings, and defenses regarding Apple's intent based on repeated false recordings.The lawsuit, initiated in 2019, accuses Apple of violating wiretap laws by intercepting and misusing private conversations through Siri without users' intentional activation. Plaintiffs alleged that Apple continued deleting relevant recordings years after the litigation began, thus deliberately interfering with the case.Judge Kim indicated that a jury must decide whether Apple's deletion of information was intentional, which could lead to further sanctions. The plaintiffs are represented by Lexington Law Group LLP, Lowey Dannenberg PC, and Scott & Scott LLP, while Apple is represented by DLA Piper LLP and Morrison & Foerster LLP. The case is Lopez v. Apple, Inc.Apple Restricted on Siri Trial Defenses for Deleting RecordingsThe U.S. Federal Trade Commission (FTC) has referred a complaint against TikTok and its parent company, ByteDance, to the Justice Department over potential violations of children's privacy laws. This action stems from an investigation that found reasons to believe TikTok might be violating the law, prompting the FTC to seek legal proceedings in the public interest. The FTC typically keeps such referrals confidential but made an exception in this case.The complaint follows earlier reports from 2020 that the FTC and the Justice Department were investigating TikTok for allegedly failing to comply with a 2019 agreement to protect children's privacy. TikTok expressed disappointment over the FTC's decision to pursue litigation instead of seeking a settlement, claiming that many of the allegations are outdated or inaccurate.This investigation is separate from ongoing Congressional concerns about the potential misuse of data from TikTok's 170 million U.S. users by the Chinese government, an allegation TikTok denies. Additionally, TikTok is preparing to file a legal brief against a law requiring ByteDance to divest TikTok's U.S. assets by January 19 or face a ban.The FTC's actions highlight the heightened scrutiny TikTok faces regarding privacy and national security issues in the U.S.Child privacy complaint against TikTok referred to US Justice Dept | Reuters This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

BUSINESS: PH banking industry assets at P25.48T in April – BSP data | June 13, 2024Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tuneinSoundcloud: https://tmt.ph/soundcloud#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Guest post by Selva Ozelli The International Monetary Fund (IMF), the World Bank , Switzerland's central bank (SNB) BRICS - the financial block originally comprised of Brazil, Russia, India, China, and South Africa, which added four more members in Iran, Egypt, Ethiopia, and the United Arab Emirates in the beginning of the year - and the Bank for International Settlements (BIS) have joined forces to leverage tokenization technology to streamline financial processes in banking and enhance global economic development . The United States is falling behind in the tokenization of the banking industry with Europe and Asia leading the way according to a crypto banking report issued by Coincub.com. Tokenisation in the Banking Industry William Quigley Co-founder of Tether stablecoin and Wax Blockchain explained tokenization "Money and payments have been evolving for as long as they have existed. The methods that society has used to store and transfer value during my life time have changed first by digitizing and now tokenizing. Each major upgrade to the global monetary architecture has introduced both new benefits and new risks over the past several decades. With digitization, the vast majority of what people generally think of as "money" is in reality ledger balances sitting on databases maintained by commercial banks. As a general rule, banks use relational databases primarily, but not exclusively running on UNIX and UNIX-like operating systems which was first developed in the 1960s. Tokenization of the global financial system is still in the early stages but may have a transformative impact on the way ownership of commercial bank deposits, payments, government and corporate bonds, money market fund shares, gold and other commodities, real estate and other assets and liabilities are recorded on blockchains and other distributed ledgers, enabling far-reaching new functions. As detailed in Coincub.com's Crypto Banking Report, a number of financial institutions around the world have been actively exploring the possibility of tokenizing assets to improve the way we transfer value using blockchain technology to facilitate fast, secure, low-cost international payment processing services (and other transactions) through the use of encrypted distributed ledgers that provide trusted real-time verification of transactions without the need for intermediaries such as correspondent banks and clearing houses. Notwithstanding recent advancements in digitization, our banking payment and settlement systems remain slow and inefficient for many users, with delayed settlements for large classes of transactions and numerous intermediaries, each adding layers and layers of costs. Tokenization and distributed ledgers have the potential to overcome many of these obstacles by globally operating around the clock and introducing settlement finality in real time. Because tokenization offers: Programmability - which will may make it easier for the bank and bank customers to automatically remove funds, to respond to liquidity stresses immediately and automatically, move liquidity when and where it is needed. Instant settlement - which will provide the ability to hard-wire on the ledger future transfers of value that automatically self-execute based on the occurrence of future conditions thereby increasing the speed and intensity of bank settlements. Atomic settlement - which will reduce the risk of loss in the time between payment and delivery or the simultaneous exchange and settlement of payment and delivery, including among multiple parties. Immutability of the shared ledger - which will serve as a transaction record and reliable audit trail. Blockchain based IT infrastructure can significantly reduce payment errors, cut down on account reconciliation time. The transparency and immutability of the ledger can help regulators and law enforcement agencies obtain accurate and verifiable data on token transactions and seize assets from criminals. While tokenizat...

How can product leaders in the banking industry scale their products? In this episode of Product Talk hosted by Sid Shaik,  U.S. Bank SVP & Product Leader Sean Scott discusses his career journey in product management and how it differs working in the banking industry compared to tech companies. He shares insights into how product managers at banks approach scaling products by focusing on customer needs and feedback through various phases of maturity. Sean highlights key factors that have impacted the banking industry including digital transformation, agile methodologies, and growing customer demand for digital banking experiences. He also provides lessons learned around the importance of testing ideas with customers and the challenges of introducing changes to established banking processes. Tune in to discover product management best practices for scaling in regulated industries such as banking.

Chris Malabver is a Corporate Banking Professional with more than 14 years of experience focused on Debt Solutions and Treasury Management through application of solid Risk Assessment principles and techniques using extensive product knowledge, diverse execution strategies and structuring approaches. In this episode, host Alex Gramatzki asks Chris about what risk assessments look like from a bank perspective and how that risk can be managed.

Graham Steele, the former Treasury assistant secretary for financial institutions, offers a behind-the-scenes perspective on regulators' decision to rescue uninsured depositors at Silicon Valley Bank and two other regional banks. He also discusses what policy changes are still needed as a result, the greatest challenge facing the banking industry, and why he's worried about a “catastrophic” cybersecurity event.

Alex Habet sits down with longtime banking industry journalist Paul Davis as they talk about how financial services have changed, as well as how journalism itself has changed, and tips for how bankers can sort fact from fiction.

In this episode, we delve into the dynamic world of tech industry transitions with seasoned experts, uncovering the secrets to success and the skills crucial for navigating this ever-evolving landscape. Chief Product Officer of Monzo Fernando Fanton, takes the spotlight, revealing Monzo's revolutionary approach to democratizing investing and simplifying financial concepts for millions. From addressing mortgage complexities to combatting fraud, Monzo's ethos of accessibility and innovation leaves a lasting impression, inspiring listeners to embark on their own transformative journeys.

The Banking Association says there is indeed competition in the market.   A draft report from the Commerce Commission has found a two-tier system divides smaller banks from ANZ, ASB, BNZ, and Westpac, as well as a lack of competition.  It says an apparent focus on profit margins has resulted in under-investment in platforms and low innovation.  It recommends the Government improve capital for Kiwibank and smaller banks.   Banking Association Chief Executive Roger Beaumont told Mike Hosking that the commission also recognised the impact of industry regulation.   He says the regulation banks have been required to do is off the charts and has been a handbrake on innovation.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Today we're joined by Nathan Stovall, Director of Financial Institutions Research at S&P Global.  We discuss deposit trends, the outlook for commercial credit, and outlook for interest rates. GET YOUR FREE STEP-UP EBOOK HERE The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees SouthState Bank, N.A. - Member FDIC

Prepare to arm yourself with knowledge as cybersecurity expert Josh Hankins joins us on Side Hustle City to discuss the insidious rise of cyber threats. We're not just talking about obscure viruses; we're tackling the real danger lurking behind your screen—data breaches that could expose your most private information. Josh, with his wealth of experience, doesn't just paint a picture of ruin; he equips us with the tools to fight back, emphasizing the need for solid backup strategies, smart password habits, and the wisdom of using VPNs in public spaces. Tune in to transform from a potential victim to a well-guarded netizen.When artificial intelligence becomes your co-worker, it's important to know its quirks and qualities. That's why we're taking a journey through the AI landscape, sharing personal experiences that highlight why critical evaluation of AI outputs is crucial. But technology isn't just about the code; it's about the people behind it. We examine the essential role of communication in the tech world, especially when it comes to translating the complex language of technology into actionable business strategies. If you've ever felt lost in the digital woods, this episode acts as your compass, guiding you through the maze of tech speak and AI oddities.Ending on a high note, our conversation with Josh Hankins delves into the most pressing cybersecurity threats of our time and the defense strategies you can deploy. Discover how to outsmart phishing scams and why industries like banking and healthcare are hot targets for cybercriminals. From crafting strong passphrases to setting unusual financial alerts, we share tips that you can put into practice today. And for businesses seeking to shield their operations, Josh offers a glimpse into the world of cybersecurity consulting. It's not just a discussion; it's a masterclass in protecting your digital domain.As you're inspired to embark on your side hustle journey after listening to this episode, you might wonder where to start or how to make your vision a reality.  With a team of experienced marketing professionals and a track record of helping clients achieve their dreams, we are ready to assist you in reaching your goals. To find out more, visit www.reversedout.com.Support the showSubscribe to Side Hustle City and join our Community on Facebook

Do local banks really have succession issues? Synopsis: Every third Monday of the month, hosts Lee Su Shyan and Ven Sreenivasan - both associate editors and senior columnists at The Straits Times - offer you an extra edge in managing your hard-earned money. In February 2024, banker Wee Cho Yaw passed away at the age of 95. His father founded the predecessor of UOB but it was Mr Wee that grew the bank, and made UOB what it is today. Together with DBS and OCBC, UOB is now among the top three local banks in Singapore. In this episode, we delve more into the impact Mr Wee had on the banking industry. Over at DBS, there has always been talk about who will take over from CEO Piyush Gupta. Su Shyan and Ven discuss these succession plans and the outlook for the banking sector. Also, as interest rates may be cut in 2024, according to the US Federal Reserve, how will Singapore local banks be affected?  Highlights (click/tap above): 2:00 Wee Cho Yaw's impact on the local banking industry; will his passing affect ops and strategy? 7:20 Are there succession issues within top three local banks? 9:50 Today, there are more than enough Singaporeans with global exposure and capability to step up in these local banks 11:50 Challenges ahead: S&P Global Ratings recently said Singapore's net interest margins (NIM) will peak this year at 2% to 2.2% Produced by: Lee Su Shyan (sushyan@sph.com.sg), Ven Sreenivasan (ven@sph.com.sg), Ernest Luis and Teo Tong Kai Edited by: Teo Tong Kai Follow ST's Your Money & Career Podcast channel here: Channel: https://str.sg/wB2m Apple Podcasts: https://str.sg/wuN3 Spotify: https://str.sg/wBr9 SPH Awedio app: https://www.awedio.sg/ Website: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg Read Lee Su Shyan's articles: https://str.sg/wuQs Follow Lee Su Shyan on LinkedIn: https://str.sg/bZqN Get business/career tips in ST's HeadSTart newsletter: https://str.sg/headstart-nl --- Discover more ST podcast channels: In Your Opinion: https://str.sg/w7Qt Asian Insider: https://str.sg/JWa7 Health Check: https://str.sg/JWaN Green Pulse: https://str.sg/JWaf Your Money & Career: https://str.sg/wB2m ST Sports Talk: https://str.sg/JWRE #PopVultures: https://str.sg/JWad Music Lab: https://str.sg/w9TX Discover ST Podcasts: http://str.sg/stpodcasts --- Special edition series: True Crimes Of Asia (6 eps): https://str.sg/i44T The Unsolved Mysteries of South-east Asia (5 eps): https://str.sg/wuZ2 Invisible Asia (9 eps): https://str.sg/wuZn Stop Scams (10 eps): https://str.sg/wuZB Singapore's War On Covid (5 eps): https://str.sg/wuJa --- Follow our shows then, if you like short, practical podcasts! Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties. #moneycareerSee omnystudio.com/listener for privacy information.

Greg Palmer is the host of the Finovate Podcast and head strategist for the Finovate conference series. With years of experience in the fintech space, Greg has worked with thousands of people on how to best market their companies to a wide variety of audiences, including Venture Capitalists, Bankers, and Analysts. In this episode, Greg shares his insights on BNPL, the future of Fintech, bank failures, and what makes a great startup.    0-1: Intro   1-2: Difference between the Finovate conference and others  2-4: Top Finovate Innovations   4-6: Credit Scores Innovations  6-8: FICO  8-10: Buy Now Pay Later   10-11: Buy Now Pay Later Technologie/Providers  11-14: Buy Now Pay Later Risk  14-16: Buy Now Pay Later Cons   16-19: National Debt   19-22:  Banking Industry and Innovation  22-24: Does Banking Regulation Work   24-30: SVB Failure  30-32: Bad Corporate Actors  32-38: Differentiator between successful companies and others   38-40: Ego in venture capital   40-44:  Key things founders should pitch   44-46: What makes a good pitch?  46-48: what is the best pitch you have seen?  48-50: Can students attend Finovate events?  50-52: Different ways to be successful in Fintech   52-54: Opportunities in difficult times   54-58: Upcoming innovative countries  58-: Advice to college students     

In this Talking Success episode, we get to be a part of a captivating conversation between Darren Franks and Ron Shevlin, two luminaries in the realms of finance and technology. Their discussion delves deep into the dynamic landscape of financial technology (FinTech), providing invaluable insights into its evolution, challenges, and future trajectory.Highlights:

In today's episode, Jeff Weaver and host Craig Jeffery discuss key findings from the Liquidity Risk Survey. They discuss impacts of Fed rate increases, the regional bank crisis, and movements in deposits and money funds. Download your copy of the Liquidity Risk Survey Report here: https://strategictreasurer.com/2023-liquidity-risk-survey/ Learn more about Allspring: https://www.allspringglobal.com/

What do credit cards, the MLS, the NYSE, and QR codes have in common? Ron Klein! Ron is an investor and innovator who has had his hand in solving problems for some of the largest industries out there. In this episode, Scott Carson interviews Ron about his journey as an entrepreneur, how he finds solutions for business owners and entrepreneurs, and the secret to his decades of success.Connect with Ron at https://thegrandfatherofpossibilities.com/Call Ron at (941)374-5739Watch the original video HERE!Ron Klein is an ordinary man who accomplishes extraordinary things. He is a PROBLEM SOLVER. Every solution has resulted in monumental change, either in a new invention or a simple solution. His innovative ideas have changed the world. He is the inventor of the Magnetic Strip on the Credit Card, Credit Card Validity Checking System, and the developer of computerized systems for Real Estate (MLS) Multiple Listing Services, Voice Response for the Banking Industry, and BOND Quotation and Trade Information for the New York Stock Exchange.Ron‘s latest patent is for a device that enables a visually impaired person the ability to identify an item when in physical range of that item. It utilizes a smartphone and specially coded adhesive labels. Visit www.EnvisionEli.com for additional information and to download the free app.Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

In this episode of the Treasury Update Podcast, Craig Jeffery discusses bank conversions with April Levin from Superior. They explore the impact on banks and their clients, covering assessment, cost considerations, and managing conversions. The conversation includes leading practices and crucial questions for commercial clients. Learn more at: https://www.superiorpress.com

Andrei Stetsenko, partner at Farley Capital, joins Forward Guidance to share insights from his experience investing in India. Stetsenko, who works with Jack's father, argues that India's economy is being turbocharged by exceptionally favorable demographics, accelerating urbanization, and growing infrastructure. He explains why he believes India's stock market contains high-growth, high-quality companies that may trade at much cheaper valuations than a similarly positioned company in the U.S. He argues why he thinks short-term thinking is the most common mistake investors make, and shares his thoughts on several industries such as payments, banking, and airlines. Filmed on December 21, 2023. Andrei Stetsenko's blog, Dispatches From India: https://www.dispatchesfromindia.com/ Andrei Stetsenko on LinkedIn: https://www.linkedin.com/in/astetsen __ Follow Jack Farley on Twitter https://twitter.com/JackFarley96 Follow Forward Guidance on Twitter https://twitter.com/ForwardGuidance Follow Blockworks on Twitter https://twitter.com/Blockworks_ __ Timestamps: (00:00) Introduction (00:31) How Farley Capital Got Started Investing In India (08:50) The Indian Stock Market Vs. American Stock Market (15:15) India's Banking System (18:05) Company Management In India (20:00) Adani Allegations (Hindenburg Research) (24:11) Red Flags To Avoid (26:41) Valuations In The Indian Stock Market (30:12) You Won't Get Far In The Indian Market Without Profit (35:03) Margin Of Safety (39:01) Macro And Discount Rate (41:06) The Payments Industry (46:18) The Credit Card and Buy Now Pay Later Industries (50:13) The U.S. Banking Industry (51:26) Importance of Tuning the Noise Out (55:14) Most Common Mistake In Investing (01:01:47) China __ Disclaimer: Nothing discussed on Forward Guidance should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.

2024 Banking Industry Trends Hosts - Sharon Lorman, Vice President, The Kafafian Group, Inc.         Robert Kafafian, Chairman & CEO, The Kafafian Group, Inc.         Jeff Marsico, President, The Kafafian Group, Inc.         Rich Trauger, Managing Director, The Kafafian Group, Inc.         Gregg Wagner, Managing Director, The Kafafian Group, Inc.

As decentralized finance grows in popularity, many wonder what the future holds for traditional finance (TradFi). In episode 37 of Cointelegraph's Hashing It Out, Elisha Owusu Akyaw talks to Sarah Clark, CEO of E-Gates, about how TradFi plans to compete and collaborate with the Web3 space and what that means for global payments moving forward. The episode also highlights issues around Web3 payments, such as regulatory compliance, fraud prevention and customer trust.Follow Cointelegraph on Twitter: @CointelegraphFollow the host on Twitter: @ghcryptoguy, or connect with him on LinkedIn: Elisha (GhCryptoGuy)Cointelegraph's website: cointelegraph.comThe views, thoughts, and opinions expressed in this podcast are its participants' alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.Follow Cointelegraph on Twitter: @CointelegraphFollow the host on Twitter: @ghcryptoguy, or connect with him on LinkedIn: Elisha (GhCryptoGuy)Cointelegraph's website: cointelegraph.comThe views, thoughts, and opinions expressed in this podcast are its participants' alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.

Anthony DeMartino, the co-founder and CEO of Trident Digital joins the show. In this episode we discuss: Anthony's background in the banking industry and his path to founding Trident Digital. Digital asset lending markets and how Trident is innovating in this category. Trident's US Treasury product and how he is going to market. The state of the U.S. banking system and the status of the FDIC insurance fund. The potential impact of Commercial Real Estate on the banking sector. Chokepoint 2.0 and the regulatory landscape in the USA. To learn more about Trident Digital visit their website.

Episode 103: Today I speak with Caitlin Long, Founder and CEO of Custodia Bank, about banking, money, and Bitcoin. Caitlin is a 22 year Wall Street Vet and active in Bitcoin and Blockchain since 2012! Caitlin received her JD and MPP in International Trade and Finance from Harvard University. Custodia Bank has all the benefits of being a bank with expertise in digital assets & formed to be a compliant bridge between DA and traditional financial system! When Caitlin speaks, we listen! Not to be missed! ➡️Visit Custodia Bank: https://custodiabank.com/   ✨SUBSCRIBE to The RO Show YT Channel✨ https://youtube.com/@theroshowpodcast ➡️CONNECT with ROSANNA PRESTIA⬅️ ✨ONE SITE ♾️ https://sociatap.com/RosannaPrestia/ ✨X ♾️ https://twitter.com/RosannaInvests ✨X ♾️ https://twitter.com/TheROShowPod ✨LinkedIn ♾️ https://www.linkedin.com/in/rosannaprestia/ ✨WEBSITE ♾️ https://www.rosannaprestia.com/ THINK Different with Rosanna ©️ 2022-2023

Fintech regulations around the world can vary wildly, but here in Canada, they can be particularly onerous. Today someone who is no stranger to redefining and working through the complexing of Canadian regulations. Our guest is the Founder and CEO of KOHO Financial, Daniel Eberhard.Dan grew up in a tiny town in British Columbia and now runs a company with over 250 employees and $275m in financing.We talk about how bad the Canadian regulatory environment is for fintech companies and why innovation in the industry is being throttled by the government and their respective industry advisory groups.About Daniel Eberhard:Daniel Eberhard is the Founder and CEO of KOHO Financial. He started his career in 2010, building Kineticor Renewables Inc., a Saskatchewan wind farm company he and partner Andrew Plaunt began as a class project. They sold in 2011 to renewable energy giant Algonquin Power & Utilities Corp. Eberhard then decided to take on Canada's bank giants by starting Koho Financial Inc. in 2014. Koho does away with the bank fees most users pay by providing them with a free, prepaid Visa card and mobile software to do many of their transactions such as taking direct deposits, paying bills, and making electronic transfers. Koho is not a bank but has partnered with Vancouver-based Peoples Trust Company to hold clients' money while Koho handles the user interface, earning money by taking a portion of the interchange fee that merchants pay to process credit card transactions.In this episode, we discuss:(01:11) Dan's path to becoming an entrepreneur(05:05) Lessons he learned from his mom about business(06:53) The problems with Canada's banking regulations(09:26) Why the name KOHO(10:40) The culture at KOHO(13:57) Finding the right fit for new hires(17:50) How EQ figures into Dan's leadership style(20:36) The impact of coaching and therapy on his leadership(22:52) The role of coaches at KOHO(30:22) How Dan is able to focus and compartmentalize his work(32:31) Why Fintech innovation is failing in Canada(37:26) How the market for fund raising and managing capital as a startup has changed(39:20) The next five years for KOHO(41:41) Advice to new founders(44:08) Early feedback from users(45:06) KOHO's current relationship to other bankers(45:56) Life if Dan wasn't a founderFast Favorites:*

Will Bryant is the Co-Founder and Head of Business Development at Quantalytix. Quantalytix is a fintech company created by bankers and for bankers with an emphasis on visualizing Loan Data.This conversation covers Quantalytix's origin story, how they find customers, how they validated their business model, how they determined their product roadmap, their company work culture, Will's journaling practice, the importance of gratitude, shifting into finance after a career in private equity, hybrid work, the Birmingham Startup Environment, and much more. Chapters:00:00:00 - How Quantalytix Started00:03:04 - Taking Steps after the Initial Meeting00:06:09 - The Startup Environment in Birmingham00:09:11 - The State of the Business: Scalable and Self-Service00:12:15 - Importance of Marketing and Branding00:15:30 - Gathering Data from the Market00:18:48 - Building with Early Customers00:21:44 - Hybrid Work Model and Daily Stand-ups00:24:44 - Finding a Career in Finance00:27:45 - Opportunities in Health and Wellness00:30:43 - Journaling Practice and the Current State of the Market00:33:50 - Adjusting Lifestyles and Resetting the Economy00:37:01 - Gratitude and Appreciation Check out Quantalytix→ Website: quantalytix.com Connect with Will:→ LinkedIn: https://www.linkedin.com/in/will-bryant-541202119/ Resources Mentioned in The Episode:→ Innovative Depo: innovationdepot.org→ Christopher Aliotta: linkedin.com/in/christopheraliotta→ Bloomberg Terminals: bloomberg.com/professional/solution/bloomberg-terminal→ Birmingham Business Journal: bizjournals.com/birmingham→ Alabama Power: alabamapower.com→ ChatGPT: openai.com/blog/chatgpt→ First Republic (Article): thestreet.com/banking/what-happened-to-first-republic-bank Help The Louis and Kyle Show:→ If you enjoyed this episode, please share it with a friend or leave a review!→ Leave a review: https://podcasts.apple.com/us/podcast/1504333834→ Drop us an email: LouisandKyleShow@gmail.com→ Subscribe on YouTube: https://www.youtube.com/channel/UCb6qBiV1HAYcep87nKJmGhA Follow The Show on Social Media:→ Twitter: https://twitter.com/LouisKyleShow→ Instagram: https://www.instagram.com/louiskyleshow/→ LinkedIn: https://www.linkedin.com/company/65567567/ Connect with Louis and Kyle:→ Read Louis' Newsletter: https://louisshulman.substack.com/→ Louis' Twitter: https://twitter.com/LouisShulman→ Kyle's Twitter: https://twitter.com/_kylebishop→ Louis LinkedIn: https://www.linkedin.com/in/louisshulman/→ Kyle's LinkedIn: https://www.linkedin.com/in/kyle-bishop-7b790050/

Learn some of the secrets to successfully investing in vacation rentals in today's market with Ashton and Chris Levarek. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches. Chris Levarek is a former firefighter in the US Airforce, graduate of Arizona State University, holds an Information Technology leadership role in the Banking Industry and is a full time real estate investor/managing partner of Valkere Investment Group. Since starting Valkere Investment Group, Chris has partnered with W-2 earners and fellow investors to achieve more choices and opportunity through real estate investing. Ashton is an Air Force Special Operations Pararescue Jumper, holds a B.S. in Sports Health ans Science and is a full-time real estate investor/managing partner of Valkere Investment Group. Ashton acts as the network facilitator and acquisitions lead for the Valkere team. Understanding that the whole is greater than the sum of the parts, Ashton is passionate about building a team of opportunity minded investors focused on creating equity, passive income, and generational wealth for everyone involved. 3 Pillars for Aston 1. Millionaire mindset 2. Find our who I need to be to create wealth 3. Have fun 3 Pillars for Chris 1. Goal 2. Who is going to support you 3. Taking action Books: Living Untethered by Michael Alan Singer, The Way of the Superior Man by David Deida. Who Not How by Dan Sullivan and Dr. Benjamin Hardy You can connect with Ashton and Chris on LinkedIn or www.valkeregroup.com Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Connect with Pillars Of Wealth Creation on Facebook: www.facebook.com/PillarsofWealthCreation/ Subscribe to our email list at www.pillarsofwealthcreation.com Subscribe to our YouTube channel: www.youtube.com/c/PillarsOfWealthCreation

On this week's Money Matters, Scott, Pat and Allworth Chief Investment Officer Andy Stout discuss the repercussions that banking industry turmoil could have on the broader economy. They also tackle the fight against inflation, and the disconnect between Wall Street and the Fed. Finally, Scott and Pat help a caller who wants to know when he should sell stock of a company that just filed for bankruptcy.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

On this week's Money Matters, Scott and Pat have an in-depth discussion of turmoil in the banking industry with the president and CEO of a regional bank. Then they help a caller who wonders whether he should take his money and run from market volatility. Finally, they explain to an Ohio man why it will be dangerous for him to wait until 70 to take Social Security.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.