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Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Elliott Appel, Founder of Kindness Financial Planning; Faith Teope, multimedia journalist and CEO of Leverage Retirement; Laura Adams, author and host of the Money Girl Podcast and Marguerita Cheng, CEO of Blue Ocean Global Wealth. We discussed putting the personal back into personal finance. Here are some take-aways: Every woman needs to take an active role with her money.Think about goals first, what do you want?Be intentional and talk with your loved ones about money.Get curious, ask what am I missing?Figure out what is important to you and prioritize it, it probably costs less money than you think. (Elliott Appel)Create a life with your money, using it as a tool that brings you joy. (Laura Adams)You don't need to wait till tomorrow to enjoy your passions and priorities. (Marguerita Cheng)Take the time to really visualize how you want to live your life and then hold on to it. (Faith Teope)Elliott Appel is a fee-only, fiduciary financial planner and the founder of Kindness Financial Planning, LLC, which focuses on helping widows and caregivers gain control of their financial life. In addition to writing regularly about financial planning strategies, aging, and caregiving, Elliott co-hosts a podcast called ME and Money. Elliott enjoys playing tennis, hiking, biking, photography, and cooking. He currently lives in Madison, Wisconsin to support his wife's career in medicine, but calls the Pacific Northwest home.Faith Teope is a multimedia journalist, children's financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm's Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title is The Monster Job. Laura Adams is an award-winning author, speaker, host of Money Girl podcast (43 million downloads), and founder of The Money Stack. She was named one of Empower's "Top 50 Women in Personal Finance" and is a Forbes Advisory Board Member. As a frequent source for the national media, millions of viewers and readers benefit from her practical financial advice. Laura's mission is to empower consumers to make smart money decisions through her speaking, spokesperson, and advocacy work. She received an MBA from the University of Florida and lives in Vero Beach, Florida.Marguerita (Rita) Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. As a Certified Financial Planner® professional Rita helps people meet their life goals through the proper management of financial resources. She is passionate about helping them navigate some of life's most difficult issues—divorce, death, career changes, caring for aging relatives—so they can feel confident and in control of their finances. Rita is a regular columnist for Kiplinger and MarketWatch, and a past spokesperson for the AARP Financial Freedom Campaign. Rita volunteers her time as a Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
Are you a first-time home buyer trying to navigate this challenging housing market? Broker Kelly McCormick walks first-time buyers through the entire process and shares why giving yourself time is important. NAR's Brandi Snowden shares the latest information from the just-released 2024 Profile of Buyers and Sellers. Then, Laura Adams with Money Girl Podcast shares her top tips on saving for a down payment before NAR's Senior Economist Nadia Evangelou discusses the latest Metro Price Report. Design expert Melissa Dittmann Tracey shares whether curved furniture or boucle fabric is hot or not.
Are you a first-time home buyer trying to navigate this challenging housing market? Broker Kelly McCormick walks first-time buyers through the entire process and shares why giving yourself time is important. NAR's Brandi Snowden shares the latest information from the just-released 2024 Profile of Buyers and Sellers. Then, Laura Adams with Money Girl Podcast shares her top tips on saving for a down payment before NAR's Senior Economist Nadia Evangelou discusses the latest Metro Price Report. Design expert Melissa Dittmann Tracey shares whether curved furniture or boucle fabric is hot or not.
Are you a first-time home buyer looking for the top tips and strategies to make sure you get the most bang for your buck? Broker-associate with RE/MAX Results Janet Judd shares what first-time buyers should know, from reading contracts ahead of time to looking at homes priced under your cap. Then, Executive Vice President at Down Payment Resource Sean Moss explains how down payment assistance programs are changing for the better in today's market. Plus, Melissa Dittmann Tracey weighs in on if traditional style homes are hot or not. Finally, Laura Adams, host of the Money Girl Podcast, shares tips for saving for your down payment.
Are you a first-time home buyer looking for the top tips and strategies to make sure you get the most bang for your buck? Broker-associate with RE/MAX Results Janet Judd shares what first-time buyers should know, from reading contracts ahead of time to looking at homes priced under your cap. Then, Executive Vice President at Down Payment Resource Sean Moss explains how down payment assistance programs are changing for the better in today's market. Plus, Melissa Dittmann Tracey weighs in on if traditional style homes are hot or not. Finally, Laura Adams, host of the Money Girl Podcast, shares tips for saving for your down payment.
Interview with Author, Money Expert and Podcaster Laura Adams Over 80% of small businesses have just one employee — the owner. Does this sound like your business? That's why it's more important than ever for solopreneurs to protect their finances. Laura Adams is the best-selling author of Money-Smart Solopreneur – A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers. Visit LauraDAdams.com or Finder.com Laura has been featured on most all major news outlets, including ABC, Bloomberg, CBS, FOX, the Wall Street Journal, Washington Post, and many more, and she hosts the top-rated “Money Girl” Podcast. Subjects discussed with Laura Adams in podcast include: • Why do so many solopreneurs neglect the long-term well-being of their personal finances? • Retirement accounts in building a secure financial future • The financial challenge with insurance, be it health or life • Key ways to create a “self-employed benefits package” • What are first steps to shoring-up your personal finances with a benefits plan? • How to keep your benefits plan easy to administer • Financial considerations for early-stage versus late-stage start-ups • Tips on how to maintain a personal benefits plan over the long term Episode Sponsor: Safety Technology * selfdefensemarket.com Interview Guest Laura Adams, Best-Selling author of “Money-Smart Soloprenuer” and host of the “Money Girl” podcast. Your Host
The time has come and it's closing day! Attorney Nishad Khan talks about how a buyer should prepare, what documents they should bring to avoid hiccups along the way, and what is expected to be completed on the seller's end. Ohio REALTOR® Kelly McCormick discusses the period between the contract signing and the closing, and explains how she ensures that her clients are protected on closing day. Lawyer Vanessa Goggans talks about cautioning home buyers and sellers with regard to real estate scams related to wire fraud. And, financial expert and host of the Money Girl Podcast, Laura Adams, explains why the buyer needs to have a homeowners insurance policy. Lastly, Melissa Dittmann Tracey lets us know if bows and hues of soft greens are considered hot or not.
The time has come and it's closing day! Attorney Nishad Khan talks about how a buyer should prepare, what documents they should bring to avoid hiccups along the way, and what is expected to be completed on the seller's end. Ohio REALTOR® Kelly McCormick discusses the period between the contract signing and the closing, and explains how she ensures that her clients are protected on closing day. Lawyer Vanessa Goggans talks about cautioning home buyers and sellers with regard to real estate scams related to wire fraud. And, financial expert and host of the Money Girl Podcast, Laura Adams, explains why the buyer needs to have a homeowners insurance policy. Lastly, Melissa Dittmann Tracey lets us know if bows and hues of soft greens are considered hot or not.
Are you looking to buy a condo? REALTOR® Mabél Guzmán from Chicago, Illinois discusses the benefits of buying a condo and what to look for in a condominium. Lawyer Vanessa Goggans talks about condominium ownership and explains what common elements are and why looking at a formation document is important. Financial expert and host of the Money Girl Podcast, Lauren Adams, talks about the various insurance policies that condo owners need to be aware of. And, Brian Kidder from https://myelisting.com/ discusses millionaire migration and how that is impacting tax revenues for states and municipalities. Also, Melissa Dittmann Tracey lets us know if painting your upholstery or your porch is hot or not.
Are you looking to buy a condo? REALTOR® Mabél Guzmán from Chicago, Illinois discusses the benefits of buying a condo and what to look for in a condominium. Lawyer Vanessa Goggans talks about condominium ownership and explains what common elements are and why looking at a formation document is important. Financial expert and host of the Money Girl Podcast, Lauren Adams, talks about the various insurance policies that condo owners need to be aware of. And, Brian Kidder from https://myelisting.com/ discusses millionaire migration and how that is impacting tax revenues for states and municipalities. Also, Melissa Dittmann Tracey lets us know if painting your upholstery or your porch is hot or not.
Are you wondering if you can afford to buy a house in the summer of 2023? REALTOR® Natalie Davis from Colorado walks through the steps of buying a home from preparation to making an offer and why it's important to understand all the contingencies in the contract. Lauren Adams, host of the Money Girl Podcast, shares tips for saving for a down payment for your dream house. And Marcy Ash from Down Payment Resource explains the four types of down payment assistance programs, how they could help you get into the home you want, and why you probably qualify for more programs than you think you do. Also, Melissa Dittmann Tracey shares what home accessories are hot or not.
Are you wondering if you can afford to buy a house in the summer of 2023? REALTOR® Natalie Davis from Colorado walks through the steps of buying a home from preparation to making an offer and why it's important to understand all the contingencies in the contract. Lauren Adams, host of the Money Girl Podcast, shares tips for saving for a down payment for your dream house. And Marcy Ash from Down Payment Resource explains the four types of down payment assistance programs, how they could help you get into the home you want, and why you probably qualify for more programs than you think you do. Also, Melissa Dittmann Tracey shares what home accessories are hot or not.
MORE THAN 80% OF CONSUMERS ARE NEGATIVELY IMPACTED BY INFLATION. BUY NOW PAY LATER? LAURA ADAMS, Author and Host of “The Money Girl” Podcast joined me to talk about how inflation is a growing worry for Americans across the country. And it's not just the high gas prices. Many people are putting off expenses like going to the doctor, dental work, home repairs, car repairs, etc. because of financial concerns. In fact, according to a new Harris Poll, more than two-thirds of US consumers (67%) have delayed necessary services/purchases due to inflation. Laura says, If you have a neceesary purchase that should not be put off, using a 'buy now pay later option' might be a better than using a high interest credit card. She had some good suggestions. Listen in to this short and informative podcast conversation with "The Money Girl" Laura Adams ******************************** Laura Adams is one of the nation's leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day.
On this episode, we are so grateful to be joined by Laura D. Adams to discuss our financial health as we close in on tax season. She is a personal finance expert, author of nine books, and has been the host of the popular “Money Girl Podcast” since 2008. On Health Gig, Laura talks all about her new book, “Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers”, breaks down retirement savings, investment tips, and advice to younger people looking to manage their finances.
On this episode, we are so grateful to be joined by Laura D. Adams to discuss our financial health as we close in on tax season. She is a personal finance expert, author of nine books, and has been the host of the popular “Money Girl Podcast” since 2008. On Health Gig, Laura talks all about her new book, “Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers”, breaks down retirement savings, investment tips, and advice to younger people looking to manage their finances. _____________________________________________________________ More on Laura Adams: Website: https://lauradadams.com/ Instagram: https://www.instagram.com/lauradadams/?hl=en YouTube: https://www.youtube.com/user/lauradadams Facebook: https://www.facebook.com/LauraDAdamsAuthor/about/ LinkedIn: https://www.linkedin.com/in/lauradadams Twitter: https://twitter.com/LauraAdams?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor _____________________________________________________________ Books Mentioned: Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers
“Be curious. When you have questions, pursue those , ask the question, find out the answer, many people wonder , should I do this, should I do that. However, they don’t really look for solutions so I’d say just being curious is the best tip for financial literacy.” - Laura AdamsIn this episode of Get Ready, I spoke with Laura Adams, author and host of the Money Girl Podcast about Laura’s new book “Money-Smart Solopreneur” and the Money Girl Philosophy. We also discussed how people can integrate the Money Girl philosophy into their financial lives along with Laura’s views on financial literacy.Bio: Laura Adams is one of the nation’s leading personal finance and small business authorities. As an award-winning author, media spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day.
Women Rocking Wall Street - A podcast dedicated to women in financial services
Laura Adams is a nationally recognized personal finance expert. She’s the author of many books and audiobooks, including Money Girl’s Smart Moves to Grow Rich a fun, comprehensive guide to personal finance. This book is written in simple language to help readers digest and understand the terminology, tactics, and attitudes that create a foundation for smart financial decisions. From accounting and real estate to owning a floor covering business and a COO for a small company, Laura’s had an extremely diverse career. She never dreamed of becoming a personal finance writer. She’s always been fascinated by the management side of money as she was one of those teenagers that begged her parents for her own checking account at the age of 12 or 13. Eventually, she received an MBA from the University of Florida in Gainesville, becoming a student of finance through books, gurus, and advisers. This is when she became interested in writing and decided to write a blog about the various topics she had learned in her MBA program. Around this time, Laura fell in love with podcasts and took it upon herself to start her own show in 2007. Since then, Laura has podcasted every week. The following year, she was invited to join the Quick and Dirty Tips Network as the host of the Money Girl Podcast and blog. Laura’s latest book, Debt-Free Blueprint: How to Get Out of Debt and Build a Financial Life You Love, launched this year with detailed advice, strategies, helpful examples, and overlooked programs to eliminate debt and the stress that comes along with it. Laura focuses on financial confidence, being confident in your ability to use your knowledge and accomplish your goals.
Laura Adams is a Safety and Education analyst at DriversEd.com, the number one online driving school. She is also a personal finance expert, consumer advocate, and award-winning author of multiple books, including Money Girl’s Smart Moves to Grow Rich. Her website, LauraDAdams.com, is filled with a treasure trove of financial help, tools, and guidance for a stress-free life when it comes to your financial situation. Laura has hosted the popular Money Girl Podcast since 2008 with over 50 million downloads by legions of loyal fans. No doubt you’ve seen her on NBC, CBS, ABC FOX, Bloomberg, to name a few television networks and in print including Money, The New York Times, Marketplace, Forbes, Consumer Reports, and many other publications. Laura’s mission is to empower consumers to live richer lives and to educate through speaking, teaching, and advocacy work.
#129: Laura Adams grew up in an upper-middle-class family in South Carolina, and her parents supported her through college. She attended her top-choice school, met her husband while they were still students, and enjoyed a charmed life. When she graduated, she continued to live at a lifestyle to which she felt accustomed. She rented a beautiful apartment. She took vacations. When she felt lonely, she comforted herself with shopping sprees. Unfortunately, her spending habits weren't aligned with her meager post-collegiate, entry-level income. Laura quickly found herself buried under thousands of dollars of credit card debt. She began feeling anxious about the debt. Fortunately, Laura channeled that anxiety into action. She cut back on discretionary spending. She watched her monthly mortgage payments fall. She focused on ways to earn more. Every time she'd free a small chunk of money -- a hundred here, a hundred there -- she made an extra payment on her credit card balance. Eventually, Laura wiped out her debts. She decided to become a "serious student" of finance. She returned to school for an MBA, where she noticed that many of her classmates were intelligent, hardworking students who were superb at managing corporate balance sheets, but terrible at managing their own personal finances. She decided to spend her life solving this problem. In 2006, she began writing about personal finance; in 2007, she started a personal finance podcast; by 2008, she was invited to join the Quick and Dirty Tips Network as the host of the Money Girl Podcast. Her podcast on personal finance has been downloaded more than 40 million times. Laura has also authored several books on money management and appeared on more than 1,000 media interviews on NBC, FOX, Bloomberg and more. How did Laura transition from wearing "financial blinders" to a renowned financial expert? What advice would she give to anyone who's trying to overcome the "ostrich," head-in-the-sand mindset around their money? What important money issues are we not talking about enough? Find out in today's episode. For resources mentioned in today's episode, go to http://affordanything.com/episode129
Money is not your number-one priority. But that doesn’t bother you. In some ways, it has even given you peace. Sometimes you’re apathetic, but most times you’re optimistic. As an Optimistic Avoider, you feel good about the future even if you’re not sure of how you’ll get there. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl’s Smart Moves to Grow Rich; financial therapist Amanda Clayman; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.
Your savings is a security blanket, and your exercises in frugality have left others astonished. At times, you’ve been known to neglect yourself (or your home or car etc.) in order to maintain an aggressive saving streak. The Vigilant Stockpiler may find joy in the certainty and safety, but you’re also not as likely to actually enjoy what you’ve saved. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl’s Smart Moves to Grow Rich; financial therapist Amanda Clayman; and financial psychologist Brad Klontz.
You like to see your money in action (especially transactions). Risky investments and debt don’t deter you. You make the most of now. You enjoy shopping for gifts and experiences. Some consider The Avid Consumer a big spender. You may pride yourself on it or secretly know you’ve got to cut back. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl’s Smart Moves to Grow Rich; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and Emma Johnson, journalist, blogger at WealthySingleMommy.com, and host of Like a Mother podcast.
You're proactive, tend to save for major purchases, and for the future. You’re not afraid of budgets. Your financial decisions are well researched. You’re not excessively frugal, but may not part with money easily. The Structured Saver makes it look easy, but you’re the only one who knows how hard you really work at it. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl’s Smart Moves to Grow Rich; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.
Laura explains what happens when you make a late payment, how your credit is affected, and gives tips to minimize the potential damage. Plus, she answers a question from a long-time Money Girl Podcast listener who’s wondering what to do about an account that accidentally became delinquent. Read the full transcript here: http://bit.ly/2lzjZZG
Knowing where and how to invest money can be confusing and a little scary. Laura answers 3 questions from Money Girl Podcast listeners that will give you smart tips for setting financial priorities, leveraging retirement accounts, and knowing when it’s a good idea to use “robo-advisors” to make more money. Read the full transcript here: http://bit.ly/2iYdWNq
You like to see your money in action (especially transactions). Risky investments and debt don't deter you. You make the most of now. You enjoy shopping for gifts and experiences. Some consider The Avid Consumer a big spender. You may pride yourself on it or secretly know you've got to cut back. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl's Smart Moves to Grow Rich; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and Emma Johnson, journalist, blogger at WealthySingleMommy.com, and host of Like a Mother podcast.
Money is not your number-one priority. But that doesn't bother you. In some ways, it has even given you peace. Sometimes you're apathetic, but most times you're optimistic. As an Optimistic Avoider, you feelgood about the future even if you're not sure of how you'll get there. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl's Smart Moves to Grow Rich; financial therapist Amanda Clayman; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.
You're proactive, tend to save for major purchases, and for the future. You're not afraid of budgets. Your financial decisions are well researched. You're not excessively frugal, but may not part with money easily. The Structured Saver makes it look easy, but you're the only one who knows how hard you really work at it. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl's Smart Moves to Grow Rich; Jeff Rose, Certified Financial Planner and blogger at GoodFinancialCents.com; and David Carlson, personal finance blogger at YoungAdultMoney.com and author of Hustle Away Debt.
Your savings is a security blanket, and your exercises in frugality have left others astonished. At times, you've been known to neglect yourself (or your home or car etc.) in order to maintain an aggressive savingstreak. The Vigilant Stockpiler may find joy in the certainty and safety, but you're also not as likely to actually enjoy what you've saved. Hosted by Faith Salie and featuring: Laura Adams, personal finance expert, host of Money Girl Podcast, and author of Money Girl's Smart Moves to Grow Rich; financial therapist Amanda Clayman; and financial psychologist Brad Klontz.
Municipal Internet in the United States has the potential to save many from the tyranny of ISPs. Find out how some areas of the country use municipal internet to provide affordable high speed internet access to the public. Also find out who is trying to stop these efforts for their own financial gain. Links to sources mentioned on todays show NC anti-municipal internet law - http://www.ncga.state.nc.us/Sessions/2011/Bills/House/PDF/H129v7.pdf ISP Lobby strong in N.C. - http://www.dailytech.com/Time+Warner+ATT+Win+Big+NC+Gov+Wont+Veto+AntiMunicipal+Internet+Bill/article21696.htm States with Laws Against Municipal Broadband - http://arstechnica.com/tech-policy/2014/02/isp-lobby-has-already-won-limits-on-public-broadband-in-20-states/ Interactive Map of Municipal Internet Access - https://muninetworks.org/communitymap Remember to subscribe to Grounded Reason Podcast on iTunes. - https://itunes.apple.com/us/podcast/grounded-reason-podcast/id1140661229?mt=2 Dennis is going to be on The Money Girl Podcast, a podcast about personal finance. Host Laura Adams is going to be interviewing Dennis on cutting the cord. Laura has literally written the book on personal finance. She has been featured on Bloomberg, CNBC, NPR, and other major media outlets. The episode is due to be released on 9/21/2016 Please rate and review the show in iTunes. If you want to send us questions or comments please use any of the methods below. Grounded Reason FaceBook Page Email us at podcast@groundedreason.com Tweet us @GroundedReason