Podcasts about Smart Moves

What happens when 19 states simultaneously abandon the 150-hour CPA requirement while tariffs create unprecedented uncertainty for CFOs? Blake and CFO.com reporter Adam Zaki explore the rapid transformation of CPA licensure—from New York's recent changes to the coordinated state-by-state rollout that followed Barry Melancon's AICPA retirement. You'll discover how political and economic volatility is driving demand for accounting services, why the PCAOB may disappear in the Senate's tax bill, and how AI is reshaping audit teams while raising questions about the future value of CPAs. Plus, insights on navigating everything from reciprocal tariffs to the SEC's new chief accountant.Sponsors Cloud Accountant Staffing - http://accountingpodcast.promo/cas Human at Scale - http://accountingpodcast.promo/humanChapters(01:38) - Tariffs and Their Impact on CFOs (03:19) - Supreme Court and Tariff Legalities (05:47) - Economic Impact of Tariffs and Inflation (08:09) - Geopolitical Conflicts and Economic Uncertainty (11:17) - Federal Reserve and Economic Policies (18:51) - CPA Pipeline and 150 Hour Rule Changes (33:08) - Chief Accountant at the SEC (40:11) - Smart Moves by Congress: Nonprofit Pay Scales (40:44) - The Impact of Budget Cuts on PCAOB (41:34) - Challenges in Government Oversight (42:02) - Senate's Big Bill: Key Changes and Controversies (46:25) - Tax Implications and Political Dynamics (52:42) - Business Deductions and Higher Education (55:40) - AI in Accounting: Transforming the Big Four (57:37) - The Future of Accounting Education (01:02:10) - AI's Role in Auditing and the Future Workforce (01:05:19) - The Impact of Automation on Jobs and Society (01:15:48) - Concluding Thoughts and Future Outlook  Show NotesSupreme Court Challenge to Trump Tariffs by Toy Companies https://www.reuters.com/legal/supreme-court-trump-tariffs-toy-companies-challengeConsumer Price Index Impact of Current Tariffs https://www.bls.gov/news.release/cpi.nr0.htmNew York State CPA Licensure Reform Legislation https://www.nysscpa.org/news/publications/the-trusted-professional/article/new-york-cpa-licensure-reform-passes-legislaturePennsylvania CPA Pathway Bill Senate Approval https://www.picpa.org/articles/advocacy/cpa-pathway-legislation-senate-approvalMaine CPA Exam Requirements Change https://www.maine.gov/pfr/professionallicensing/professions/accountants/cpa-exam-requirementsCFO.com State-by-State CPA Licensure Tracker https://www.cfo.com/news/cpa-licensure-changes-state-tracker-2025Kurt Hoel Appointed SEC Chief Accountant https://www.sec.gov/news/press-release/2025-89AICPA Barry Melancon Retirement Impact Analysis https://www.journalofaccountancy.com/news/2025/01/melancon-retirement-cpa-pipeline-changesSenate Modifications to Big Beautiful Bill https://www.congress.gov/bill/119th-congress/house-bill/1/actionsAvalara 2025 Accountants Confidence Report https://www.avalara.com/us/en/resources/reports/2025-accountants-confidence-reportPCAOB Elimination Implications Analysis https://www.pcaobus.org/oversight/inspections/implications-elimination-analysisKPMG Clara AI Audit Platform Interview https://www.cfo.com/news/kpmg-thomas-mackenzie-clara-ai-audit-interviewPwC USA Tax Leader Agentic AI Implementation https://www.cfo.com/news/pwc-tax-agentic-ai-implementation-2025Bill.com Small Business Paperless Survey 2030 https://www.bill.com/resources/small-business-paperless-2030-surveyUniversal Technical Institute CFO Interview https://www.cfo.com/news/uti-cfo-future-higher-education-interviewNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comLearn more about Adam Zaki: Website: https://www.cfo.com/editors/azaki/LinkedIn: https://www.linkedin.com/in/adamzakinycGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://clo...

Greg CanfieldBS, Collat School of Business, 1983Managing Director of Economic Development, Burr & FormanMore InformationBurr & Forman - bioBurr & Forman - Greg Canfield to be Awarded Prestigious Order of the Rising SunMade In Alabama - Sec. Canfield to join Birmingham law firm after Commerce departureManufacture Alabama - Manufacture Alabama recognizes Secretary Greg Canfield with 'Friend of the Industry Award'Alabama Germany Partnership - German state celebrate ties to Commerce with partnership awardThe Office of Alabama Governor - Greg Canfield (announcement)AL.com - 'Alabama...has always punched above its weight class': Former commerce secretary looks at Alabama's 2025 economy

On this week's Money Matters, Scott and Pat tackle some hot financial topics—starting with the gold rush (yes, even Costco's in on it). They break down what gold can and can't do for your portfolio. Then it's life insurance: if you've got an old whole life policy, is it still worth it, or should you cash it in and reinvest? They also help listeners navigate tricky tax planning moves, like tracking after-tax IRA contributions and understanding required minimum distributions (RMDs). Later, Victoria Bogner, Allworth's Head of Wealth Planning, shares how one client used a covered call strategy to generate $90,000 a year—without selling a single share of stock. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Nosipho Radebe is in conversation with Dr Nkosi Kumalo, GM: SME and Indirect Channels & Mudiwa Gavaza, Tech Journalist at Business.See omnystudio.com/listener for privacy information.

Slow season got you feeling... stuck? You're not alone. In this episode, our Advocate-in-Chief  shares 5 smart moves every interior designer can make when work slows down. From reconnecting with past clients to finally creating that operations manual, these are actionable, empowering steps to help you emerge from any lull stronger, sharper, and ready for whatever's next. Whether you're in a rut or just need a reset, this is the pep talk you didn't know you needed. In this episode we learn: - why former clients are your most valuable leads—and how to reconnect without being salesy - what goes into a killer operations manual and how it can change your business - systems you finally have time to implement that will pay off all year long - how to use slow seasons to sharpen your skills and expand your value - yes, it's ok to raise your rates even when business feels slow - how mindset shifts during slow periods can lead to powerful breakthroughs Business of Design® is your blueprint for running streamline projects and building a highly profitable interior design business. Get your business blueprint at https://businessofdesign.com/membership

Send us a textWelcome to another episode of The Modern Arizona Podcast with your host, attorney Billie Tarascio! In this episode, Billie is joined by financial planner,  strategist, and RIA owner Michael Tarascio (yes — her brother!) to break down what recently divorced or soon-to-be-divorced individuals really need to know when large assets are on the line.If you're walking away from your divorce with $500K–$2M+ in retirement, real estate, or other community property, this conversation is for you.This episode is especially geared toward those who have been married for 25–30 years, are now facing divorce, and are suddenly navigating a drastically different financial reality. You may have lived a life of middle-class comfort, supported your kids through private school and club sports, and now you're being told to take out a parent loan for college—right when you're trying to figure out how to afford your own future. You're not alone, and it's time to rethink the entire game.We talk about:

In this episode Brian and Charlie discuss smart move for grads and parents

Campaign editor Luz Corona sits down with Doug Grumet, EVP of media, intelligence and innovation at Advantage Marketing Partners, to decode the shifting dynamics of this year's upfronts. From AI's growing role in targeting to the rise of retail media, live event bets and how social-first brands are rethinking spend, Grumet shares a strategic view on where media dollars are heading — and why flexibility is the smartest buy in today's evolving landscape. campaignlive.com What we know about advertising, you should know about advertising. Start your 1-month FREE trial to Campaign US.

Uncertainty is the new normal for the chemical industry, but leaders still need to make smart decisions that drive business forward. Victoria Meyer tackles the critical actions leaders should be taking at the midyear point of 2025, offering strategic advice for operating in volatile markets, maintaining resilient supply chains, and effectively communicating through change. With insights from industry leaders, she highlights the importance of scenario planning, mindful diversification, and strategic cash management while emphasizing the value of strong relationships across the business ecosystem. Victoria also spotlights the upcoming The Chemical Summit in Houston, which centers on leadership through industry transformation, and explores the internal and external moves executives are using to keep their teams focused and adaptive.  Learn more about these topics this week: Midyear Reset: Now is the time to pause, reassess, and recalibrate your business strategies for the rest of 2025 Leading Through Uncertainty: Unpack the specific challenges chemical companies are facing this year Smart leadership moves and the five key actions that drive confident decision-making and resilient operations The power of strategic relationships: why reinforcing existing partnerships and building new ones across the supply chain is more important than ever before Seizing opportunity in change: Learn how industry leaders are preparing for the unexpected Killer Quote: “In times of uncertainty, relationships matter. Businesses and people, and it's people that are inside the businesses, need higher levels of trust and confidence in their partners when we're in these periods of uncertainty.” -Victoria Meyer 00:00 "Chemical Summit: Leadership Through Change" 05:35 "Six Leadership Tactics for Uncertain Times" 07:53 Enhancing Internal and External Communication 12:04 Clarifying Goals and Strengthening Relationships 16:40 Refocusing on Diversified Supply Chains 17:52 Strategic Diversification in Markets 21:57 Strategic Investment and Relationship Management 25:07 Midyear Reset for Leaders  Subscribe to The Chemical Show on YouTube ***Don't miss an episode: Subscribe to The Chemical Show on your favorite podcast player.  ***Like what you hear? Leave a rating and review. ***Want more insights? Sign up for our email list at https://www.thechemicalshow.com 

In this High IQ Topics podcast I'm looking at 6 things I'm doing right now, to up my odds at taking a good buck in the fall. The reality is that NOW (spring/summer) is when success happens, fall is just execution. And if you wait to prepare these very important things until fall, its too late. In this episode I cover:1. Holes you need to fill, patch, and repair to have a solid foundation to hit the woods (I'll explain) .2. Something you MUST REMOVE at all costs before fall comes.3. How I'm preemptively fixing mistakes, and what.4. One thing I continually think you MUST accumulate and inventory.5. 4 things to PLAN for success and not stagnate.6. A Gear KIT I think you should have prepared ready to go within the next month!And more!MENTIONED IN THE SHOW:• Deer IQ ADVANCED WHITETAIL WORKSHOP SIGNUP HERE : https://deeriq.com/deeriq-whitetail-workshop/ DEER IQ Services:  • The PAID Deer IQ Aptitude TEST & Consultation HERE: https://deeriq.com/full-assessment/  • Get a Land Plan HERE: https://docs.google.com/forms/d/e/1FAIpQLSfEBSw2DrrvyYBr_qzl3OxagG2PJLgL7DotkYxCYltPWr8sUg/viewform • Other Services - coaching or a public land hunting analysis, visit HERE: https://deeriq.com/services/   More from DEER IQ:  Website: https://deeriq.com  Facebook Private Group: https://www.facebook.com/groups/511109237864762  Deer IQ  FREE Journal: https://deeriq.com/journal/  Pressured Public Lands Hunting Guide:  https://deeriq.com/public-land-hunting-guide/  Newsletter Signup: https://deeriq.com/signup/  Patreon - Contribute Financially to Deer IQ: https://www.patreon.com/DeerIQPatreon   Scent Control Regimen: https://deeriq.com/scentcontrol-regimen/  Year Theme: High IQ TopicsSeries: Land & Food StrategiesEpisode # 91Guest: Host Adam LewisIQ ranking - 5 (Intermediate)

In this episode of the Money and Investing Show, Andrew Baxter and Mitch unpack key tax strategies ahead of 30 June. From managing capital gains and losses, making the most of super contributions, to the value of good record keeping and professional advice, this is a must-listen for Australians looking to make smarter financial decisions. Whether you're self-employed, a salaried worker or an investor, you'll gain practical steps to reduce your tax bill and take control of your financial year-end planning. Tune in now and get ahead with your EOFY strategy. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387      

Are you ready to see how innovation and cutting-edge solutions are reshaping the future of transport across Europe?As transport networks evolve under pressure to decarbonise and modernise, decision-makers face the challenge of balancing ambitious sustainability goals with real-world infrastructure and social needs.Subscribe to Highways Voices free on Apple Podcasts, Spotify, Amazon Music, Google Podcasts or Pocket Casts and never miss an episode!In this episode of Highways Voices, you'll discover how the ITS European Congress in Seville is spotlighting practical strategies — from bi-directional vehicle-to-grid technology to large-scale citizen-centred mobility pilots — that are crucial for overcoming today's transition hurdles.You'll gain insights into how collaborative, empathy-driven design is redefining sustainable urban mobility, understand how bi-directional charging and energy grid optimisation are reshaping traffic management KPIs and discover large-scale, European projects like MetaCase and the City Moonshot that are setting new benchmarks for electric and autonomous transport solutions.Highways Voices will be reporting from the ITS European Congress from 19-21 May, so hit play now to hear a preview discussing the real-world innovations and strategic insights that will shape the future of highways and smart mobility at Seville's landmark event.Highways Voices is brought to you with our partners the Transport Technology Forum, LCRIG, ADEPT and ITS UK.

How do you stay calm and confident when the markets get messy? In today's Retirement Headlines we go through Cullen Roche's article from Discipline Funds - "Finding Certainty in a Sea of Uncertainty". With tariffs, global uncertainty, and market volatility making headlines again offers nine practical steps to help you stay grounded, focused, and on track with your retirement plan.  The 9 Calming, Confidence-boosting steps the article lays out are: Revisit Your Financial Plan Update Your Estate Plan Consider Tax Loss Harvesting Dollar Cost Average Excess Cash Think in Terms of Time Horizons Stay the Course (If You Can) Talk About It Focus on What You Can Control Go Do "Leg Day" After that, I answer a listener question: “I've been paying $1,600 a year for a $500,000 level term life insurance policy, which runs through 2031. I have two financially stable adult children in their 30s, who are the policy's beneficiaries, and two grandchildren. Should I keep making the premium payments—or let it lapse?”  Resource: Article by Cullen Roche: Finding Certainty in a Sea of Uncertainty Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today inApple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

A listener asked: When selling your home to purchase another, should you buy a new home for the same price, or is it acceptable to buy one for less and keep the difference? Should I stage my house for sale or not? What types of repairs should I consider making? What are the home contingencies in a conventional purchase? What types of inspections should I get when buying a home?

Looking for a creative way to boost enrollment and get free advertising? This episode of the Child Care Genius Podcast reveals how partnering with large local employers can bring in more families while costing you nothing. Tune in for a practical strategy that can help your business grow—one simple conversation at a time. Listen now to start building powerful local partnerships!     Mentioned in this episode: GET TICKETS to the Child Care Genius LEVERAGE Conference:  https://childcaregenius.com/leverage/   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media content and ads management. If you'd rather do it yourself, we also have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts. If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university       Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

This episode of "Strong Starts Here: Smart Moves for Busy Working Mamas with Hennie Ng ft. Kimberly Hertling" is brought to you by Stand Out Online Member, Hennie Ng, HNG Women's Physiotherapy & Wellness Corp..

Kelley Slaught discusses essential strategies for maintaining financial stability in retirement. She emphasizes the importance of budgeting, adjusting withdrawal strategies, and exploring additional income sources. The conversation also delves into the significance of life insurance in wealth preservation and estate planning, highlighting its evolving role. Kelley shares practical tips and insights to help listeners navigate their retirement planning effectively. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Wildfires. Hurricanes. Cyber Attacks. How are today's biggest threats reshaping the insurance industry—and what can you do to stay protected? In this episode of Retirement Unlocked, Larry Heller, CFP®, CDFA®, sits down with Gregg Knepper, President of Integrated Coverage Group, to break down the rapidly changing insurance landscape. With more than 15 years of experience … Read More Read More

Plus AI Is Already EverywhereLike this? Get AIDAILY, delivered to your inbox, 3x a week. Subscribe to our newsletter at https://aidaily.usAI's 'Her' Moment: Revisiting the Film in 2025Spike Jonze's Her (2013) hits different in 2025. Back then, the idea of falling for your OS felt like sci-fi. Now, with AI companions and voice assistants becoming increasingly human-like, the film feels eerily prescient. As AI blurs the lines between tool and partner, Her serves as a poignant reflection on our evolving relationship with technology. AI Is Already EverywhereAt TED 2025 in Vancouver, AI's influence stretched beyond tech, touching art, parenting, and poetry. Anthropologist Sarah Hrdy pondered AI's role in child-rearing, while poet Salome Agbaroji critiqued systems of power, reminding AI it's not the first "artificial system" we've labeled intelligent. The consensus? AI's impact is vast and multifaceted.AI-Generated Résumés: Red Flags or Smart Moves?AI-crafted résumés are flooding recruiters' inboxes, sparking debates on authenticity. While some hiring managers view them as impersonal, others see them as a savvy use of technology. The key? Personalize and proofread. An AI-assisted résumé can showcase efficiency, but only if it reflects genuine experience and attention to detail. AI Will Take Your Job — CEOs Say Deal with ItCEOs are blunt: AI isn't just coming for your job—it's already here. Shopify's Tobi Lütke mandates employees prove tasks can't be done by AI before hiring. Fiverr's Micha Kauffman warns even his role isn't safe. The message? Upskill or risk obsolescence. Adaptability and AI fluency are the new workplace currencies.Why CEOs Should Think Twice Before Using AI to Write MessagesAI-generated messages might save time, but they can come off as cold and generic—especially when leaders need to show empathy. Harvard Business Review warns that while AI is fine for formal stuff like shareholder updates, it flops at human connection. Bottom line: if you're using AI to write to your team, be transparent and keep it real.Stanford's AI Report: Big Gains, Bigger QuestionsStanford's latest AI Index report reveals that while AI models are smashing benchmarks, the real-world benefits remain elusive. The U.S. leads in model development, but China is catching up fast. Public sentiment is mixed: 60% think AI will change their jobs, but only 36% fear replacement. Meanwhile, emissions from AI training are soaring, raising sustainability concerns. AI Is Powering Up Nuclear Reactors for the Data Center EraAs AI-driven data centers demand more electricity, nuclear power is making a comeback. Argonne National Lab's PRO-AID tool uses generative AI to monitor reactor conditions and assist operators. While legacy plants face upgrade challenges, startups like TerraPower and Oklo are integrating AI from the ground up to design next-gen reactors.

Penny Zenker is a serial founder, sought-after speaker, bestselling author, and former C-Suite executive of a global top five market research company who now helps entrepreneurs and executives at firms large and small, including Deloitte, Pfizer, SAP and Samsung solve complex problems and find alignment to accelerate business growth. Over the past three decades, she has built and sold multiple multimillion-dollar companies—including the award-winning tech firm Smart Moves she founded and sold to a French company. Penny is also a Tony Robbins Business Coach helping companies double and triple businesses and her TEDx, “The Energy of Thought,” has had over 1 million views worldwide.

Summary: In this episode of the Retirement Lifestyle Show, Adrian Nicholson discusses the economic cycle, outlining its four stages: trough, expansion, peak, and contraction. He emphasizes the importance of understanding these stages for financial wellbeing and provides practical tips for navigating each phase. The conversation highlights how economic conditions can significantly impact lifestyle and financial decisions, encouraging listeners to prepare and adapt accordingly. Hashtags: economic cycle, financial wellbeing, GDP, investment strategies, retirement planning, economic stages, consumer spending, interest , financial stability, market trends Chapters 00:00 Understanding the Economic Cycle 03:51 Navigating the Trough Stage 06:13 Thriving During Expansion 08:37 Recognizing the Peak Phase 11:54 Contraction Cycle Follow Us At:Website: https://retirementlifestyleshow.com/https://www.retirewithroshan.comhttps://youtu.be/hKVzI87v0tAhttps://twitter.com/RoshanLounganihttps://www.linkedin.com/in/roshanloungani/https://www.facebook.com/retirewithroshan/https://www.linkedin.com/in/financialerik/https://www.linkedin.com/in/adrian-nicholson-74b82b13bAll opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional

Why did we create another business event? Not all business events are created equal. In this episode, we're pulling back the curtain on what it takes to build something ambitious, sharing the real behind-the-scenes including funding, structure and mistakes. Many conferences feel transactional, repetitive, and uninspired, the same speakers, the same panels, the same meh networking. Meanwhile, small business is at a crossroads—many owners are restructuring, rebranding, and trying to stay relevant, all while navigating the isolation of doing it alone. It's time to change that. We need more than just another conference—we need a space to come together, connect, and create real impact as a community.Ripple Festival is here to shake things up. It's a festival, not just a business event. A place where small business, music, and culture collide, because they're not separate, they fuel each other.If you're tired of the echo chamber and ready for something bold, immersive, and actually useful, this episode (and festival) is for you.

What if surviving economic uncertainty isn't about drastic strategy changes, but about sequencing your moves wisely? In this episode of Sequence Over Strategy, Michelle Warner breaks down how consumers react in tough times—whether they slam on the brakes, stay cautiously optimistic, or continue spending.At the same time, products fall into essentials, treats, postponables, or expendables, shaping how people prioritize their purchases. The real win? Instead of panicking, businesses should focus on sequence over strategy—identifying where their ideal customers fall and positioning their offer as an essential or a smart investment.Check out the full episode at TheMichelleWarner.com

Send us a textMortgage rates have fallen to 6.35%, down from over 7% last fall, and homebuyers are responding. Purchase applications are up for the fourth consecutive week, and property touring activity has surged 14% from last month. This renewed interest suggests a market beginning to thaw, potentially creating a window of opportunity for prepared buyers in early 2025.The current landscape offers a strategic advantage for buyers - prices have dipped 2.5% year-over-year to a median of $367,500, and competition remains softer compared to previous years. The "buy now, refinance later" approach could be particularly advantageous, allowing buyers to secure property at today's more negotiable prices with the option to refinance when rates potentially decline further. As summer approaches, market activity is expected to accelerate significantly, potentially driving prices higher once again.A concerning countertrend demands attention: mortgage delinquencies in government-backed loans have surpassed pre-pandemic levels. FHA loan delinquencies have risen to 11.03% and VA delinquencies to 4.7%, while conventional loans remain stable at 2.62%. This widening gap highlights growing financial stress among lower-income Americans and raises critical questions about sustainable homeownership accessibility. For investors and property managers, this trend could impact tenant stability and warrants close monitoring in the months ahead.Stay ahead of these shifting market dynamics and learn how they could impact your next real estate move. Subscribe now for weekly updates and visit WealthyAF.ai for exclusive insights, strategies and tools to navigate today's complex housing landscape with confidence.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyAF.aiUse the Coupon Code: WEALTHYAF for 20% off!

In this episode of the Atlanta REALTORS® Rundown, host Kate Wright sits down with real estate expert Renee Bringier to explore the power of continuous learning in real estate. Discover how investing in education and staying diligent can help you uncover untapped opportunities, boost your earning potential, and better serve the public. Renee shares actionable tips on navigating new paths, unlocking growth, and why even one class can transform your business. Whether you're a seasoned professional or just starting out, this episode is packed with insights to help you stay ahead in the fast-moving world of real estate.

In this action-packed episode of Financial Safari, Coach Pete takes listeners on a journey through the evolution of Wall Street, the debut of the Wide World of Investing show, and why personalized retirement strategies are a game-changer! Consumer advocates Thomas Lipscomb and Bruce Rosenbloom join the conversation to tackle financial literacy, healthcare costs, and the innovative "Spend and Leave Plan", ensuring retirees can enjoy their golden years while leaving a legacy. From avoiding procrastination pitfalls to securing dependable income streams, this episode is packed with expert advice to help listeners take charge of their financial future!See omnystudio.com/listener for privacy information.

Learn how to decide if it's time to change jobs or careers and understand how to strategize before you make a big career move. How do you know if it's time to leave your job? What steps should you take before making a big career move? Host Sean Pyles talks to author and SiriusXM host Dawn Graham about how to evaluate your current job satisfaction and recognize the signs that it might be time for a change. They begin with a discussion of identifying personal values, assessing career alignment, and tips for navigating conversations with managers. They also delve into strategies for approaching major career shifts, from exploring new fields to building the skills and network necessary to succeed. They discuss actionable strategies for testing a new career path, overcoming the challenges of starting over, and networking effectively to stand out. In their conversation, the Nerds discuss: career changes, how to change jobs, signs to leave a job, switching careers, professional growth, career move tips, leaving a job, job dissatisfaction, career pivot, networking strategies, job search tips, workplace burnout, how to talk to a manager about leaving, new career path, finding a new job, changing careers in 2025, job skills development, career alignment, values and career decisions, professional energy, job growth, building career confidence, quitting a job, making a career switch, career planning, job search strategies, LinkedIn networking, and how to stay motivated at work. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

111 She does it all. WIM Svitlana Demchenko is a course creator, coach, streamer, and high-level chess competitor. Born in Ukraine and a long-time Canadian citizen, Svitlana proved herself early in chess, becoming a five-time Canadian girls champion. In more recent years, she's competed in the Chess Olympiad three times as part of the Canadian women's team.She's also published several fantastic opening and strategy courses for ChessBase. And, each week, she streams chess on Twitch.Finally, rounding out her chess activities, is a regular video show called Smart Moves, where Svitlana coaches an amateur player. In the process, she focuses on key topics that'll help any club player improve their chess.In this episode, we discuss: The undervalued topic of imbalances in chess and why club players should probably spend more time on this concept.How Svitlana juggles her pursuit of a medical career and a robust chess life.Her chase for the WGM title. Her thoughts on the World Championship event and Gukesh as the new champ.------NEW! I've just launched a Patreon membership for the show called, "Podcast Perks." Get the following:A monthly DM with me about anything chess-related or the podcastExclusive voting on future guests, topics, and direction of the showA shout-out of your name thanking you on a future episodeConnect to the pod's community through episode discussions with me and other listenersExclusive behind-the-scenes updates about the showSupport the show's ongoing production of new episodesClick here to join the Podcast Perks patreon for The Chess Experience!----------------------More From Svitlana:Courses on ChessbaseSmartMoves YouTube PlaylistTwitchTwitterInstagram

In part three of this four-part series, Kevin Salters explains why he operates as an S-Corporation, how he prepares for taxes, and why leveraging tax advantages and compound growth through investing is essential for building long-term financial security in the lawn care industry. Connect with Paul: Click Here Upcoming Events: Lawn Care Life Conference: Get Your Tickets Here (Coupon code: CHRISTMAS saves 30% off tickets) Save 50% off Equip Exposition Tickets Paul's Recommended Professionals: Try the CRM Jobber Get a Professional Website - Footbridge Media The Landscaping Bookkeeper Call Rail Paul's Books: How to Build a Thriving Lawn Care Business Cut That Grass and Make That Cash Paul's Business Building Resources: Price Increase Letter Template Contract Templates Know Your Numbers

Jarrett Payton wants to see smart moves from the Bears moving forward full 1061 Tue, 19 Nov 2024 15:38:23 +0000 KY5KdZ8xzo7BKcdOxlyQt1nQLINaXohR nfl,chicago bears,sports Mully & Haugh Show nfl,chicago bears,sports Jarrett Payton wants to see smart moves from the Bears moving forward Mike Mulligan and David Haugh lead you into your work day by discussing the biggest sports storylines in Chicago and beyond. Along with breaking down the latest on the Bears, Blackhawks, Bulls, Cubs and White Sox, Mully & Haugh routinely interview the top beat writers in the city as well as team executives, coaches and players. Recurring guests include Bears receiver DJ Moore, Tribune reporter Brad Biggs, former Bears coach Dave Wannstedt, Pro Football Talk founder Mike Florio, Cubs president of baseball operations Jed Hoyer and Cubs pitching coach Tommy Hottovy.Catch the Mully & Haugh Show live Monday through Friday (5 a.m.- 10 a.m. CT) on 670 The Score, the exclusive audio home of the Cubs and the Bulls, or on the Audacy app. For more, follow the show on X @mullyhaugh. 2024 © 2021 Audacy, Inc. Sports False https://player.amperwav

Timestamps: 0:00 we told him many times 0:20 Intel disables DLVR bypass 2:00 9800X3D burnouts, MSI investigating 3:32 QUICK BITS INTRO 3:42 Huan 16 laptop with modular GPU 4:13 GOG Preservation 4:52 Black Friday fake websites 5:23 Gemini app on iOS News Sources: https://lmg.gg/1A9P0 Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to turn up the heat on your finances before 2024 comes to a close? We've packed this episode with 15 savvy, high-impact financial moves to help you finish the year on top. From maxing out retirement contributions and exploring tax loss harvesting to utilizing backdoor Roth strategies and refinancing high-interest debt, we're covering it all. We'll also discuss year-end must-dos like reviewing your insurance, managing FSA funds, and checking your credit report. Tune in to make the most of the final stretch of 2024 and set yourself up for a strong start in 2025. Key moments: 04:05 Tax-loss harvesting and backdoor Roth IRA can help trim your tax liability 09:47 A personal story on listing income sources to stay in the clear with the IRS 13:40 With interest rates coming down, now might be the perfect time to refinance student loans or your mortgage 17:42 Important tips on updating insurance coverages and taking advantage of open enrollment benefits Links mentioned:  The Next 4 Years of Student Loans: Major Changes Are Coming Check Student Loan Refinance Interest Rates IRS Tax Withholding Estimator   Like the show? There are several ways you can help! Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts  Subscribe to the newsletter Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planning   Do you have a question about student loans? Leave us a voicemail here or email us at help@studentloanplanner.com and we might feature it in an upcoming show!

There are more than 40 million apartments in the United States, of which half are owned and operated by small portfolios, otherwise known as independent rental owners (IRO). On this episode of the NAA Apartmentcast, the official podcast of the National Apartment Association, we take a journey into the world of the IROs with NAA's 2024 IRO Committee Chair Megan Orser of Smart Apartment Solutions and Smart Moves, and 2025 IRO Committee Chair Jeff Ferony of TRIO Properties. For more information and resources for IROs, including the NAA Click & Lease small owner package, visit https://www.naahq.org/Please note that as is the case for all NAA Apartmentcast episodes, nothing contained within this podcast should be treated as legal advice. The information presented is for educational purposes only.

Meet Nicholas Brown, Nicholas is a 28-year-old commercial mortgage agent and managing partner at 4Capital, specializing in multi-family investments. He educates investors and fellow agents online and is currently managing a 14-unit property conversion project. In this episode, Nicholas talks about:The importance of running financial scenarios (best, worst, and most likely) to ensure investment stability and avoid potential losses in real estate.Benefits of using commercial financing but caution against over-leveraging and the risks of maintaining high loan-to-value ratios in a property portfolio.Diversifying financing and holding companies for different types of real estate projects can protect against financial risks, including litigation, liens, and market downturns.The significance of maintaining portfolio health, noting that even commercial financing has limits when a portfolio becomes over-leveraged or underperforms.Utilizing separate corporations for renovation projects and stabilized properties can safeguard equity and reduce exposure to legal and financial risks.The need for conservative financial planning, especially in uncertain economic conditions, and recommend leveraging the expertise of a professional advisory team.About NicholasNicholas Brown is a 28-year-old commercial mortgage agent and managing partner at 4Capital, a commercial mortgage team dedicated to helping investors navigate the complexities of developing, repositioning, and acquiring multi-family assets. He entered the mortgage business to provide value in future real estate investments when partnering and now educates investors and fellow agents on his social platforms. Outside of the mortgage world, he is managing a 14-unit conversion project that began as an 8-unit commercial property and has since evolved into 11 residential units and 3 commercial units.Connect with NicholasInstagram - https://www.instagram.com/themortgagearchitect/Facebook - https://www.facebook.com/profile.php?id=100086680692259Connect with Danielle ChiassonWebsite: https://strategicsuccessconsulting.comLinkedIn: https://www.linkedin.com/in/daniellechiasson/Facebook: https://www.facebook.com/DaniChiassonInstagram: https://www.instagram.com/letsgetrealTikTok: https://www.tiktok.com/@danichiassonBook in a call: https://calendly.com/strategicsuccess/lets-get-real-estate-20-min-chat Listen in and subscribe for more.You can also leave us a review and of course, don't forget to share. I'm sure there are real people in your network who can take advantage of what they're going to learn from the show.Interested in becoming a guest on the show? Email admin@letsgetrealpodcast.com with the Subject: I want to be a guest! OR simply fill out: https://letsgetrealestatepodcast.com/be-a-guest/.

Niamh Clarke Community Engagement Manager ISPCC chats to PJ about the course Smart Moves that the ISPCC provide to build resilience in kids as they move to post-primary Hosted on Acast. See acast.com/privacy for more information.

In this episode, we dive into the latest trends and shifts in the current real estate market. Our host, John Ramsey, is joined by industry experts, Melanie Leonard and Zackery Smith of S2 Realty Group-Homepage Realty to break down the current landscape and what it means for buyers and sellers.

In this episode, I chat with Megan Orser, the powerhouse CEO and Business Strategist of Smart Apartment Solutions and Smart Moves. Megan takes us through her incredible journey in the rental property management industry and reveals how she's used video to skyrocket her business. She shares her secrets on using video to highlight the perks of her apartments and reel in renters. We also dive into the magic of personal branding and how businesses can tap into their employees' personal brands to get ahead. The big takeaway? Just start creating video content and have fun with the ride of learning and growing. Get vidIQ to blow up your channel at⁠⁠⁠ womeonofvideo.com/vidiq⁠⁠⁠ Our community is focused on helping women not only to be better creators but to also make money doing it. Spreadshop allows for you to start making money as soon as you have merch to sell. You can open your FREE online merch store with Spreadshop in minutes! Cost-free, hassle-free, it's merchandising made easy. Click this link to get started for FREE! Get started with Spreadshop at⁠⁠ ⁠https://womenofvideo.com/Spreadshop⁠⁠⁠ Follow Desiree at⁠⁠⁠ http://t.ly/GbY4⁠⁠⁠  Follow Megan at https://www.tiktok.com/@smartchickmegan  Chapters 00:00 Introduction and Parallel Entrepreneurial Journeys 02:15 Getting into the Rental Property Management Industry 04:32 Discovering the Power of Video in the Industry 06:56 Using TikTok to Showcase Apartments 08:41 The Importance of Legacy Businesses 11:36 The Impact of Video in the Rental Property Management Industry 13:32 Creating Video Content as a Business Owner 16:48 Balancing Work and Marketing Video Creation 19:32 Short Form vs Long Form Video Content 22:43 The Role of Personal Branding in Business 25:59 Leveraging Employees' Personal Brands for Business 29:08 Overcoming Fear and Perfectionism in Video Creation 32:20 Using User-Generated Content for Marketing and Recruitment 36:35 The Power of Personal Branding in Building Trust 40:48 Advice for Women in Their Creative Journey

In this episode of Transit Unplugged, host Paul Comfort interviews Dwight Ferrell, General Manager of SMART (Suburban Mobility Authority for Regional Transportation) in Southeastern Michigan. Dwight shares lessons from his lengthy career in public transportation, from a bus operator in Dallas to leading multiple transit agencies across the U.S. The discussion covers SMART's innovative service for the NFL draft in Detroit, how to do the same thing for other events, addressing the changing face of ridership, and bus operator staffing challenges.Dwight delves into lessons in leadership, the future of transit technology, and adapting services to meet the evolving needs of younger generations. The episode also highlights SMART's efforts to improve employee engagement and attract a diverse workforce. Which is already reaping rewards with the fewest number of operative vacancies in years.Coming up next week, we have a feed drop from an appearance Paul made on another podcast. This time it's METRO Magazine's METRspectives hosted by Executive Editor Alex Roman. Paul is joined as a guest by Davey Kim, SVP/Principal, National Transportation Policy and Multimodal Strategy, at WSP USA. In this interview Alex, Paul, and Davey talk about several hot transit topics including federal funding for transit and weaning ourselves off gas taxes as we drive fewer and fewer fossil fuel vehicles.Transit Unplugged is brought to you by Modaxo https://www.modaxo.comHost: Paul ComfortProducer: Paul ComfortEditor and Writer: Tris HusseyExecutive Producer: Julie GatesSpecial thanks to:Brand design: Tina OlagundoyeSocial Media: Tatyana MechkarovaMarketing content, Transit Unplugged Newsletter, & transit puns: Tris HusseyIf you have a question or comment, email us at info@transitunplugged.com.Follow us on social media: LinkedIn - Twitter - Threads- Instagram - FacebookSign up for the Transit Unplugged Newsletter0:00 Dwight Ferrell00:05 Introduction and welcome to Transit Unplugged01:32 NFL Draft and Shuttle Service02:25 Challenges and Solutions in Transit04:52 Technology and Future Plans06:37 Generational Shifts and Public Transit09:56 Leadership and Industry Insights11:55 Employee Engagement and HR Initiatives14:41 Concluding Thoughts and Farewell21:08 Coming up next week on Transit UnpluggedDisclaimer: The views and opinions expressed in this program are those of the guests, and do not necessarily reflect the views or positions of Modaxo Inc., its affiliates or subsidiaries, or any entities they represent (“Modaxo”). This production belongs to Modaxo, and may contain information that may be subject to trademark, copyright, or other intellectual property rights and restrictions. This production provides general information, and should not be relied on as legal advice or opinion. Modaxo specifically disclaims all warranties, express or implied, and will not be liable for any losses, claims, or damages arising from the use of this presentation, from

Struggling with cash flow? Learn 6 expert tips to maintain financial stability in your construction projects. Press play and master your cash flow now! For more videos, subscribe to our YouTube channel using this link: https://quantumcs.co/CSYouTube Our “Quantum Contract Advantage Service” is known industry-wide for taking construction contractors from being contractually vulnerable, losing money on project administration, and appearing amateur during bidding and negotiations to instead putting that process on auto-pilot so they can secure more contracts, with better terms, for more profit, all while reducing risk. Here's How: https://quantumcs.co/becomealegacysubcontractor Important! Before you sign your next contract, read this report on Why Subcontractors Are Going Out Of Business. Download it now - it's Free: ⁠⁠https://quantumcs.co/get_report If you want to find out more, book a 30-minute, no-obligation call with one of our contract experts: https://quantumcs.co/book_acall. Jump on a free strategy session to see how we can help you! Timestamps: (1:24) - What most companies do is they get work from any client, but the problem is the client themselves are struggling for work themselves (2:29) - The real key here is to ensure you negotiate hard on the moneymaker clauses in the contract (3:29) - Be the contractor that they can depend on and not just meet expectations, but exceed expectations (4:47) - Keep the dialogue frequent and focused and ensure that all decision makers are engaged moving forward until we get the agreement finalized (5:24) - It's not just about winning bids, it's about making long term profitable relationships, project after project DISCLAIMER: The content of this podcast does not constitute legal advice, is not intended to be a substitute for legal advice, and can not be relied upon as such. You should seek legal advice or other professional advice in relation to any matters you or your business may have. Follow our Socials and let's get connected! ⤵️ ⁠⁠⁠⁠Facebook⁠⁠⁠⁠ | ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ | ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ | ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ | ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ | ⁠⁠⁠⁠Twitter

Jason "Puck" Puckett, former KJR host and Ryan Divish, Seattle Times,  start off with their love of San Diego, and the recent performance of Julio Rodriguez. They also talk about the importance of playing freely and the intensity of players like Santos. They mention the potential of the Mariners' bullpen and the upcoming series against the Houston Astros. Overall, it was an entertaining and fun conversation. In this conversation, Div and Jason discuss various topics related to the Seattle Mariners and potential trade targets., the performance of Mitch Haniger, the potential demotion of Ryan Bliss, and the need for the Mariners to make smart moves at the trade deadline. They also discuss potential trade targets such as Cody Bellinger, LaMonte Wade Jr., and Brian Reynolds. Rundown00:00 Beautiful San Diego, Weather, and Julio Rodriguez08:34 Playing Freely and Intensity of Players15:11 The Potential of the Mariners' Bullpen25:31 Upcoming Series Against the Houston Astros27:21 All-Star Break and Pitching29:21 Demotion of Ryan Bliss31:56 Playing with Fire with the backup catching situation 36:14 Potential Trade Targets39:15 Challenges with Jazz Chisholm and why he's not a fit for Seattle 41:02 Smart Moves at the Trade Deadline, including Cody Bellinger and LaMonte Wade Jr. 43:21 Adding Solid Players to the Lineup45:26 Mariners' Financial Resources49:47 Divish doesn't know when the game starts 52:50 Enjoying San Diego

How can you learn to elevate your voice by speaking up fearlessly? By using the Five-Minute Speak Up Debrief Ritual, you can systematically enhance your speaking skills and confidence. In this episode, learn how to make the most out of every speaking moment, ensuring no opportunity is wasted. Reflect on your interactions, understand your emotional triggers and fears, and get practical steps to refine your approach in speaking your mind assertively. Tune in to this episode to discover: ✔️ Steps to implement the Five-Minute Speak Up Debrief Ritual. ✔️ How to log and analyze your speaking up moments. ✔️ Techniques for understanding your goals, fears, and emotions. ✔️ Tips for ongoing improvement and maintaining courage.   ✅ Listen on the Speak Your Mind Unapologetically podcast on Apple Itunes: https://podcasts.apple.com/us/podcast/speak-your-mind-unapologetically-podcast/id1623647915      ✅ Listen on Spotify: https://open.spotify.com/show/6L1myPkiJXYf5SGrublYz2   ✅ Order our book, ‘Unapologetic Voice: 101 Real-World Strategies for Brave Self Advocacy & Bold Leadership' where each strategy is also a real story: https://www.amazon.com/Unapologetic-Voice-Real-World-Strategies-Leadership-ebook/dp/B0CW2X4WWL/   ✅ Follow the show host, Ivna Curi, on LinkedIn: https://www.linkedin.com/in/ivna-curi-mba-67083b2/     ✅ Request A Customized Workshop For Your Team And Company:  http://assertiveway.com/workshops   ✅ Other Episodes You'll Like Find Your Bold Voice: 4 Things You Must Commit to Now How To Overcome Imposter Syndrome: Real Strategies Communication Value Creation: 13 Proven Strategies to Add Value to Your Work Conversations 8 Smart Moves to Make When Speaking Up Goes Wrong 9 Pro Tips for Fearless Conversations at Work, Even For Introverts   ✅ Free Resources FREE Training & presentation on How To Be Assertive Without Being Rude, Aggressive, or Offensive: https://assertiveway.aweb.page/assertivenotrude  Sign Up for Our Email Newsletter: https://assertiveway.com/newsletter/ Ivna's Unapologetic Voice Stories: https://assertiveway.aweb.page/ivnastories From Rambling To Articulate PDF Guide: https://assertiveway.aweb.page/articulate Podcast episode lists by theme: https://assertiveway.aweb.page/speakyourmindunapologeticallytopics Women in Tech Leaders Podcast Interviews: https://assertiveway.com/womenintechpodcastguests/ Podcast Summaries & More Email Newsletter: https://assertiveway.com/newsletter Our Linkedin Blog Articles:  https://www.linkedin.com/newsletters/6863880009879306240/   TEDx Talk How To Speak Up Safely When It's Psychologically Unsafe: https://assertiveway.aweb.page/safespeak 10 Day free Assertive And Liked Challenge: https://assertiveway.aweb.page/beassertiveandliked Assertiveness free training: https://assertiveway.aweb.page/getahead Other Free resources: https://assertiveway.com/free/ Podcast page: https://assertiveway.com/podcast-speak-your-mind-unapologetically/   ✅ Work With Us Workshops: http://assertiveway.com/workshops   Break The Silence: https://assertiveway.com/communicationculturetransformation/ Services: https://assertiveway.com/offerings Contact me: info@assertiveway.com or ivnacuri@assertiveway.com Contact me on Linkedin: https://www.linkedin.com/in/ivna-curi-mba-67083b2 Website: https://assertiveway.com   ✅ Support The Podcast Rate the podcast on apple: https://podcasts.apple.com/us/podcast/speak-your-mind-unapologetically-podcast/id1623647915 Ask me your question for the next episode: https://www.speakpipe.com/speakyourmindquestion

7.1.24 Hour 3 - Ben Standig, The Athletic, on Brandon Aiyuk raving about Jayden Daniels, the chances of Aiyuk landing in DC, and the moves the Wizards have made in free agency. Jeff Zillgitt, USA Today, on NBA Free Agency, Paul George's impact on the 76ers Championship chances, and the Wizards moves.

Dive into the entrepreneurial journey of John Lewis, the visionary behind The Virtual Legacy, an online platform revolutionizing real estate education. With a passion for rebuilding communities, John's expertise extends beyond virtual realms – he's also the mastermind behind a construction company dedicated to disaster recovery, having already reconstructed over 150 homes in Puerto Rico. John unveils the secrets of navigating the disaster recovery landscape and the genesis of The Virtual Legacy, promising insights into "the secret to making money in the 'new economy.'" Hit play and unlock a wealth of knowledge: Gain invaluable insights into the dynamic short-term rental (STR) market and discover lucrative opportunities to maximize returns Explore innovative strategies for crafting unforgettable experiences in Airbnbs, ensuring repeat business and customer loyalty Navigate the nuanced challenges of property management, from balancing short-term vs. long-term rentals to avoiding unexpected pitfalls Tune in and elevate your understanding of real estate investment with John Lewis as your guide – because knowledge truly is power in the world of property. Visit The Virtual Legacy LLC – The secret to making money in the "New Economy" to learn more. Episode also available on Apple Podcast: http://apple.co/30PvU9C

In this market segment, The Sandman tackles the recent market volatility and its implications for your retirement strategy. With the Dow Jones, S&P, and Nasdaq showing mixed performances, and short-term interest rates at their highest in 20 years, The Sandman emphasizes the importance of diversification. Tune in to gain insights on maintaining a balanced portfolio, especially if you're nearing retirement, and learn how you can help yourself protect your income and future in uncertain times.  You can send your questions to questions@pyaradio.com for a chance to be answered on air.   Catch up on past episodes: http://pyaradio.com    Liberty Group website: https://libertygroupllc.com/   Attend an event: www.pyaevents.com   Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

On this episode of the Better Presentations More Sales podcast I'm talking to sales force retention and development expert and speaker Barbara Spector about avoiding show up and throw up when sales presenting.Barbara is the founder of Smart Moves and a member of the National Speakers AssociationWe talk about why if salespeople simply Show up and Throw up when sales presenting they make it so hard for themselves when it comes to winning a sale for either a product or service.Barbara's sales training is based on a six-month blended learning program that aims to change the mindset of those who take part.There is a focus on body language and facial expression but one of the keys to sales success is to ask compelling questions and in so doing being curious.This will give the buyer an opportunity to share information in terms of the answers to the questions that given the right salesperson mindset will create sales opportunities.And that is why if you simply Show up and Throw up you will find it hard to engage your audience whether that's on a one-to-one or one to many basis.When it comes to speaking at an event, which according to Barbara is one of the best, if not the best, ways of attracting sales, Barbara suggests that you take time either the evening before or in the run-up to your speaking presentation to talk to the audience and the stakeholders and then use what you have heard from them as the first couple of minutes of your speaking presentation.That technique will help you engage your audience because you may well name check some of them and it will enable you to have a confident startYou can find Barbara at VIPchatwithBarb.comBarbara's two top tips for listeners to implement straightaway are:Make sure you have that connection with your audience before your presentation or speaking opportunityAnd think when you are having that sales conversation curiosity, curiosity, curiosity If you don't like the idea of learning how to transform your business presentations in a group environment then take Trevor's online course Transform your Business Presentations and learn at your own pace. Go to https://trevorleecourses.thinkific.com/courses/transform-your-business-presentations the first 25 people who sign up and us the code 7steps50 at the checkout will enjoy the course at a 50% discount To find out more Trevor's sales and presentation skills services visit trevorjlee.comI can help you transform your business presentations and win more sales pitches. Click on the links below to find out more and book a free 15-20 minute Zoom call with to discuss what you might need help with. Presentation TrainingSales Training 15 Minute Free 'How can I help you' Zoom callTrevor Lee Linked Trevor Lee You TubeMy latest book: 7 Steps to Successful Presentations

In the latest episode of Locked On Fantasy Basketball Podcast, Josh Lloyd previews week 13 of the NBA fantasy basketball season. He discusses the quality games, back-to-backs, loads, streaming, weekly league adds, and 2-game starts for the week. The podcast is sponsored by Basketball Monster. Support Us By Supporting Our Sponsors! Jase Medical Empower yourself when you purchase a Jase Case, providing you with a personal supply of 5 antibiotics that treat 50+ infections. Get yours today at jasemedical.com and use code LOCKEDON to get $20 off your order. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNBA. Terms and conditions apply. eBay Motors For parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply.  BetterHelp This episode is sponsored by BetterHelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/LOCKEDONNBA today to get 10% off your first month. PrizePicks Go to PrizePicks.com/lockedonnba and use code lockedonnba for a first deposit match up to $100! Gametime Download the Gametime app, create an account, and use code LOCKEDON for $20 off your first purchase. FanDuel Right now, NEW customers get ONE HUNDRED AND FIFTY in BONUS BETS – GUARANTEED when you place a FIVE DOLLAR BET. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Intro Music by Ben Lloyd TikTok Instagram Learn more about your ad choices. Visit podcastchoices.com/adchoices

In the latest episode of Locked On Fantasy Basketball Podcast, Josh Lloyd previews week 13 of the NBA fantasy basketball season. He discusses the quality games, back-to-backs, loads, streaming, weekly league adds, and 2-game starts for the week. The podcast is sponsored by Basketball Monster.Support Us By Supporting Our Sponsors!Jase MedicalEmpower yourself when you purchase a Jase Case, providing you with a personal supply of 5 antibiotics that treat 50+ infections. Get yours today at jasemedical.com and use code LOCKEDON to get $20 off your order.LinkedInLinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONNBA. Terms and conditions apply.eBay MotorsFor parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit at eBayMotos.com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply. BetterHelpThis episode is sponsored by BetterHelp. Make your brain your friend, with BetterHelp. Visit BetterHelp.com/LOCKEDONNBA today to get 10% off your first month.PrizePicksGo to PrizePicks.com/lockedonnba and use code lockedonnba for a first deposit match up to $100!GametimeDownload the Gametime app, create an account, and use code LOCKEDON for $20 off your first purchase.FanDuelRight now, NEW customers get ONE HUNDRED AND FIFTY in BONUS BETS – GUARANTEED when you place a FIVE DOLLAR BET. Visit FanDuel.com/LOCKEDON to get started.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)Intro Music by Ben LloydTikTokInstagram Learn more about your ad choices. Visit podcastchoices.com/adchoices

You guys have probably seen or heard us talk about 1,000 hours outside on our social media. For the last 3 years we have been trying to complete our 1,000 hours outside as a family. We are SO close to finally hitting our goal this year – which is super exciting!