Podcasts about Smart Moves

June 30 is one of those dates that creeps up, and suddenly everyone is asking the same thing.  Have I missed something?  Could I have done something smarter with my super? Is there a tax deduction I should know about? Did I leave it too late? And why does EOFY always make your money feel more complicated than it needs to be?  In this episode, financial adviser Nick Donato is joined by Brendan from the Guidance team to talk through the EOFY checks that are actually worth your attention before the deadline hits.  Because the only thing worse than dealing with EOFY admin is realising in July that there was something useful you could have done. So, this episode gives you a clear list of what to check, what to ask about, and what might still be worth looking at before June 30.  Inside this episode:  • The super rules people often misunderstand • The tax deduction opportunity that is not just salary sacrifice • Why June 30 can be too late if your fund does not receive the money in time • How catch up contributions may help if you have had a bigger tax year • The spouse contribution and co contribution rules worth knowing • The SMSF checks you do not want to leave too late • Why EOFY is a smart time to review your portfolio, insurance and beneficiaries • What family trust holders and business owners should be asking their accountant  WANT ADVICE ON HOW THIS WILL AFFECT YOUR FINANCES? Book an appointment here.  WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?: Subscribe to GainingCHOICE, our weekly email unpacking the key headlines and what to pay attention to.  GOT A FINANCE QUESTION FOR PAUL?: Send it to paul@financialautonomy.com.au, and it could be featured in his Ask an Expert column each Sunday in The Age and Sydney Morning Herald.  General advice disclaimer 

Should you stay, downsize, or move to a new state entirely? For many retirees, where and how you live are among the biggest financial decisions you will make. In today's episode of Purposeful Planning, we explore the financial and emotional sides of downsizing and relocation, so you can make the move that best fits your retirement picture. Sources: https://www.aspenwealthmgmt.com/resource-center/retirement/downsizing-or-relocating-retirement https://www.aspenwealthmgmt.com/resource-center/retirement/retirement-lifestyle https://smartasset.com/data-studies/where-retirees-move-2025 https://turbotax.intuit.com/tax-tips/fun-facts/9-states-with-no-income-tax/c9RZgthD3 https://www.aarp.org/money/retirement/retirees-top-states-2025/ The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

#ThisMorning | Beat 20% #Interest: #Smart Moves to #Crush #CreditCard #Debt | Ted Rossman, Bankrate | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

Mortgage rates, inflation, and Federal Reserve policy are all colliding in 2026—and it's directly shaping today's housing market. In this episode of Your Real Estate Life, Michael Harris breaks down what's really happening behind the headlines and what it means for buyers, homeowners, and investors making decisions right now. We cover: • Why inflation is still elevated and how it impacts mortgage rates • What the Fed's “higher for longer” stance means for 2026 • The Powell transition and why Fed leadership uncertainty matters • The upcoming economic calendar (CPI, PPI, retail sales, housing data) • A 21-point mortgage readiness checklist every buyer should understand • The psychology of today's homebuyer and shifting affordability pressures • The Money Max strategy—a cash flow and debt optimization framework for homeowners This is not just a market update it's a decision-making guide for anyone thinking about buying, refinancing, or leveraging equity in today's environment. Whether you're a first-time buyer or a seasoned homeowner, the goal is the same: make informed, strategic decisions in a changing market. Have questions about your situation? Call 888-543-3980 Learn more at UnitedForLoans.com or YourRealEstateLife.com Subscribe for weekly real estate and mortgage strategy insights.

Jeremy Keil explains how 5 smart moves could impact your ability to claim $180,000 or more as a couple in Social Security. If you’re about to file for Social Security, there's a real possibility you could be leaving a significant amount of money on the table. This isn't a small decision. For many retirees, Social Security ends up being one of the largest income sources they'll ever rely on. And unlike many other financial decisions, this one is mostly permanent. Once you file, there are very limited opportunities to undo it. That's why getting it right before you file matters so much. In this episode, I walk an article I recently wrote for Kiplinger magazine five key moves to help you make a more informed decision. Why This Decision Matters More Than You Think Many people think of Social Security as a simple choice: Pick an age. Pick a number. File when it feels right. But in reality, your Social Security decision can impact: Your lifetime income Your tax situation Your investment strategy And even your spouse's financial future Research completed by Larry Kotlikoff shows that the average couple can miss out on over $180,000 in lifetime Social Security income simply by choosing the wrong time to claim. And for higher earners, the total value of Social Security over a lifetime can reach into the seven figures. This is not a decision to make casually. Move #1: Verify Your Earnings Record Your Social Security benefit is based on your highest 35 years of earnings. If there are errors in your record—even just a couple of missing years—it can reduce your benefit for the rest of your life. That's why your first step should be logging into SSA.gov and reviewing your earnings history carefully. If something is missing or incorrect, it's your responsibility to correct it. Even small errors can create a permanent reduction in income. Move #2: Use the Retirement Calculator (Not Just the Statement) Your Social Security statement is helpful—but it's based on assumptions. Specifically, it assumes you'll continue earning income at your current level all the way until full retirement age. If you plan to retire earlier, those estimates can be significantly overstated. Instead, use the retirement calculator to input your actual plan. Adjust your future earnings based on when you expect to stop working. That will give you a much more accurate estimate of your benefit. Move #3: Know What You've Already Earned Many people don't realize how much of their Social Security benefit they've already built. By setting future earnings to zero in the calculator, you can estimate your “vested” benefit—what you would receive based only on your past work. This can be eye-opening. Some people discover they've already earned most of their benefit, and working additional years doesn't significantly increase it. Others realize they still have meaningful gaps that could impact their future income. Either way, this step helps you make decisions based on facts instead of assumptions. Move #4: Understand Your Longevity Your Social Security decision is essentially a timing decision based on how long you expect to live. Yet most people guess. Instead of guessing, take a few minutes to use a longevity calculator and understand your probabilities. If you're married, this becomes even more important. The key question isn't just how long you might live individually—but how long at least one of you is likely to live. That joint life expectancy plays a major role in determining the value of delaying benefits. Move #5: Solve the Right Problem This is where many people go wrong. They treat Social Security like an investment decision—focusing on break-even points or rate of return. But Social Security isn't an investment. It's insurance. Its purpose is to provide income in later years, support a surviving spouse, and protect against the risk of living longer than expected. When you shift your thinking from “How do I maximize returns?” to “What role does this play in my plan?” the decision becomes much clearer. The Bottom Line Social Security is one of the few decisions in retirement that is both highly impactful and largely irreversible. That combination makes preparation critical. Before you file, take the time to: Verify your data Use accurate projections Understand what you've already earned Consider your longevity And frame the decision correctly Because when you get Social Security right, it strengthens every other part of your retirement plan. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps “Claiming Social Security Soon? 5 Smart Moves to Make Before You File” by Jeremy Keil, Kiplinger Magazine “How Much Lifetime Social Security Benefits Are Americans Leaving On the Table?” – Larry Kotlikoff, David Altig & Victor Yifan Ye Social Security Administration website LongevityIllustrator.org “Social Security and Work: How Much Can You Make in 2026?” – Mr. Retirement YouTube Channel “Can Americans Really Rely on Social Security? With Chris Orestis” – Retire Today Podcast Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Retirement isn't just about how much you've saved. It's about the decisions you make once you get there. In this Q&A episode of the Providence Financial Retirement Show, we tackle some of the biggest (and most misunderstood) retirement questions that can have a massive impact on your long-term income and peace of mind. Should you delay Social Security - or take it as soon as possible? The answer depends on more than just age. We walk through how longevity, spousal benefits, and income needs can shift the math, sometimes making delay incredibly valuable, and other times making early claiming the better move. Do Roth conversions really make sense? Paying taxes now to save later isn't always an easy decision. We break down when Roth conversions can help reduce future tax burdens, avoid higher brackets, and create flexibility, and when they may not be worth it. What happens if the market drops right after you retire, even if you've saved $1M+? This is one of the biggest fears retirees face. We explain sequence-of-returns risk, why early losses can have an outsized impact, and how having the right income strategy can help you avoid panic and stay on track. These are the kinds of decisions that don't have one-size-fits-all answers; but getting them wrong can be costly. This episode is designed to help you think through the trade-offs so you can make more confident, informed choices. Listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>  LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/

This episode covers three topics that can have a big impact on your financial future: how to avoid a surprise tax bill next year, why a Health Savings Account (HSA) may be one of the most underutilized retirement assets, and how retirement planning has changed (it's not your parents' retirement anymore). In this episode: Why the IRS is a “pay-as-you-go” system—and what to change if you owed this year Withholding vs. quarterly estimated payments (and when each applies) Social Security and retirement distributions: common tax withholding blind spots HSAs explained: the triple tax advantage (and why it matters) Key HSA rules before and after age 65, including Medicare timing Why retirement may last 30–40 years—and why flexibility beats a “perfect forecast” 

In this episode, Stephanie Smith, a Texas-based investment property specialist and realtor educator, shares insights on managing single-family rental properties, market trends, tenant retention strategies, and growth plans for property management businesses.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Featuring: Michael "Boston" Hannon, Paul "Moonpir" Smith, and Alexander "TheNimp" Jolly Running Time: 1:25:40 Music by MusiM: Homepage | Bandcamp Livestream Archive: YouTube This week on That Video Game Podcast (TVGP) we chat about DPS Idle, Idle Wizard, Smart Moves 2, A Game About Digging a Hole, ARC Raiders, Stardew Valley, Marathon. Become a patron of TVGP for just a few dollars a month at E1M1's Patreon Page! Get two month early access to Critical Misses, uncensored outtakes, and much more for just $5/month!

It's spring break, and while I'm taking a little time offline with family, I didn't want to leave you hanging. In this episode of Ask Farnoosh, we're revisiting some listener questions from earlier this year—straight from the January mailbag—but don't worry, these topics are just as timely and relevant today.We're covering:How to navigate student loans—especially when family is involvedWhat to do with extra cash once you've paid off debtHow to approach investing when the market (and headlines) feel uncertainSpecial Announcement:Registration is now open for Book to Brand, my immersive, in-person event happening October 9 in New York City. Join top publishers, agents, and authors to learn how to build a platform that gets attention—and results.

In this episode: A practical look at proposed IRS reform and why better customer service, clearer appeals rights, and stronger taxpayer advocacy matter to everyday taxpayers and business owners. A timely reminder about April tax deadlines, including the difference between an extension to file and an extension to pay. What taxpayers should know about the IRS shift away from paper checks, and how that could affect refunds, estimates, and tax payments. A candid discussion about what happens when you owe the IRS, including payment plan options, costly mistakes, and why tax planning matters more than panic. Easy-to-follow insights on gift and estate planning strategies, including annual gifting rules and key filing requirements families often miss. A useful overview of charitable giving strategies through IRAs and how they may benefit certain taxpayers. Important filing issues that can come up after the death of a spouse, including deadlines and portability considerations. Common audit triggers, popular tax scams, and the kinds of "too good to be true" tax advice business owners should avoid.

Reading the Rate Signals: Timing Smart Moves for Buyers and Homeowners by Jo Garner

This week on Kentucky Focus, Scott Fitzgerald sits down with Dr. Pat Carroll to talk about children's dental health—why it matters now, not only to your child's welfare, but maybe your pocket book. It's eaiser (and cheaper) thank you think! Then, we turn to tax season with Mark Steber, a chief Tax Officer, who breaks down common mistakes, new deductions, and strategies to file confidently this year. From managing multiple income streams to avoiding last-minute stress, Mark's advice makes a complex filing season easier for all of us! 

We sit down with Pablo Arias, Regional Alliances Manager and key expert at International Relocation Partner® (IRP) – a trusted name in international moves with over seven years (and growing) of hands-on experience helping families and professionals relocate worldwide, with strong expertise in popular Latin American destinations like Costa Rica, Panama, Mexico, and beyond.We dive deep into one of the biggest questions for anyone moving south: How do you actually ship containers of household goods from North America to Latin America? Pablo breaks it down in plain English – from choosing Full Container Load (FCL) vs. Less than Container Load (LCL), port-to-door logistics, customs rules and potential tax exemptions, avoiding hidden fees/delays, what to ship (or sell/donate), realistic timelines (often 3–6+ weeks by ocean), cost factors, and pro tips to make the process smooth and stress-free.Whether you're an expat eyeing a new life in Playa del Carmen, Panama City, or the Costa Rican coast, a family relocating for work, or just dreaming of that Latin American adventure, this conversation is packed with real-world advice to save time, money, and sanity.

In this episode, Coach Tony Esprit of Pro 7 Sports Recruiting breaks down what the recruiting process actually looks like for middle and high school athletes and their families, cutting through the noise of common myths and unrealistic expectations. Listeners will gain clarity on when athletes should start paying attention to recruiting, what truly matters at each stage, and the biggest mistakes that can hold strong athletes back from being seen by the right programs. The conversation highlights the importance of being a well-rounded athlete on and off the field, the role that consistent habits and smart nutrition play in standing out, and the practical steps families can take now to build momentum. By the end, athletes and parents will walk away with a clearer roadmap for navigating recruiting with confidence and a deeper understanding of the “IT” factor coaches look for when it's time to sign.Connect with Pro 7 Sports Below:https://hihello.com/p/1fa75967-6ded-4995-b6e6-93ac728bfd38?referer=email_signature&source=manual To learn more visit @thesportsnutritionplaybook and thesportsnutritionplaybook.com.Check out our YouTube channel for more sports nutrition tips and tricks. Have questions to ask our sports dietitians? email us at info@thesportsnutritionplaybook.com

The Moneywise Radio Show and Podcast Monday, February 9th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.  

In this TopSoil Webinar, Continuum Ag CEO Mitchell Hora and farm tax expert Paul Neiffer, CPA, sat down for a practical conversation on preparing for year-end tax season. They discussed how R&D Tax Credits and the upcoming 45Z Clean Fuel Production Credit could put more dollars back in farmers' pockets for the practices they're already doing. Paul also broke down the latest tax updates and shared strategies to help farmers make informed financial decisions before the year wraps up.Make sure to check it out!And, if you want to learn more about R&D Tax Credits, visit https://continuum.ag/calculator/

Send us a textHiring shouldn't feel like a maze you have to sprint through. We slow it down and map a clear route: tailor your CV to value, prepare for interviews with repeatable frameworks, and make smart choices about disclosure, culture fit, and negotiation—especially if you're neurodivergent and juggling burnout risk, memory load, or short tenures.Andrew Arkley, founder of Purple CV, brings 12 years of hands‑on expertise in CV writing, interview coaching, and ATS‑friendly formatting. We dig into when a functional CV beats a chronological one, how to turn frequent job changes into a story of adaptability, and why specifics sell: the exact tools, frameworks, and metrics that mirror the job spec. Clean structure wins; generic phrases don't. You'll hear how to use AI as a helper without losing your voice, and how modern ATS actually reads applications. Then we shift to live‑fire tactics: learn the interview format before you arrive, roleplay the common prompts, and answer with STAR to stay concise and confident.Researcher and coach Esther Bangoura shares fresh insights from a UK survey on neurodivergence and money: most respondents believe they could earn more with better clarity, feedback, and flexibility. We connect those findings to everyday decisions—when to disclose, how to negotiate for the top of a salary band by tying asks to business outcomes, and what red flags to spot in vague job descriptions. We round it out with a sustainable job search strategy: define criteria, track outcomes, adjust instead of “spray and pray,” keep a living log of wins, and align LinkedIn with your narrative without oversharing.If you're ready to stop guessing and start landing interviews that fit, this conversation gives you the tools: targeted keywords, measurable achievements, format intel, culture research, and calm, repeatable interview prep. Subscribe, share with a friend who's job hunting, and leave a review on Apple Podcasts or Spotify to help more people find these strategies.To use Purple CV services https://purplecv.co.uk/cv-writing?wpam_id=621Support the showJoin, support, and access exclusive episodes now.https://www.buzzsprout.com/2083560/subscribe(@divineenigma338) Instagram (@divineenigma) please complete the form before you book ● Join Sarah's 6-week coaching: https://divineenigma.org/product/6-week-coaching-plan/ Join Today!NeuroEnigma Membership if you'd like to support this independent podcast, click for free ebook Producer & Host: Sarah Music: “She Royalty” by Amaro & “Whistle” by Lukas Got Lucky

Navigating the Minnesota Vikings' Salary Cap: Options and Strategies — In this episode of The Real Forno Show, host Tyler Forness provides an in-depth analysis of the Minnesota Vikings' salary cap situation. The discussion covers the team's current cap issues, the concept of effective cap space, and potential strategies to navigate and maximize cap space. Tyler explores options like player cuts, extensions, and contract restructures, examining specific player contracts such as Brian O'Neill, Christian Darrisaw, Justin Jefferson, and T.J. Hockenson. The episode aims to clarify the complexities of managing the Vikings' salary cap while ensuring the team's long-term health and competitiveness. 00:00 Introduction to Vikings Salary Cap Issues 00:35 Meet the Host: Tyler Forness 01:23 Current State of the Vikings Salary Cap 03:16 Understanding Effective Cap Space 07:33 Strategies for Managing the Cap 12:49 Player Contracts and Restructuring 16:43 The Role of Key Players in Cap Management 26:05 Challenges and Solutions for the Vikings 31:48 Evaluating T.J. Hockenson's Role and Value 32:17 Financial Implications of Keeping or Releasing Hockenson 35:23 Free Agency and Replacement Options 36:33 The Tight End Market Analysis 40:26 Player Health and Contract Considerations 43:43 Potential Roster Moves and Cap Space 52:26 Upcoming Announcements and Show Updates ____________________________________________________________ ⭐️ Subscribe to us here! - https://www.youtube.com/@vikings1stskol92 ⭐️ Our Twitter can be found at @Vikings1stSKOL ⭐️ Our Discord at https://discord.com/invite/493z6mQXcN ⭐️ Tyler Forness can be read at A to Z Sports - https://atozsports.com/nfl/minnesota-vikings-news/ ⭐️ Submit questions: forms.gle/7LJkCAern9kdUkuD8 ⭐️ On Facebook - https://www.facebook.com/vikings1standskol ⭐️ Watch the live show here: https://youtu.be/mrOq4S5MABs Fan With Us!!! Tyler Forness @TheRealForno of Vikings 1st & SKOL @Vikings1stSKOL and A to Z Sports @AtoZSportsNFL, with Dave Stefano @Luft_Krigare producing this Vikings 1st & SKOL production, the @RealFornoShow. Podcasts partnered with Fans First Sports Network @FansFirstSN. Learn more about your ad choices. Visit megaphone.fm/adchoices

John Pajak sits down with Mike Garvey from the Side Hustle Squad Podcast to talk about using the off-season the right way. They cover getting prepay campaigns organized early, structuring a new branch without reinventing the wheel, and why Relay-style "money buckets" can give you clarity at a glance. Then they shift into a practical year-end audit mindset, insurance resets, trimming unused subscriptions, and questioning "standard" pricing before it drains your profit. A tactical, funny, and real-world conversation to help you head into 2026 with less chaos and more control. Comments and Questions are welcome. Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser.  Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Equip Expo 2026 Tickets: https://plus.mcievents.com/EquipExpo2026?RefId=PAJAK Upcoming Events:   Show Partners: Yardbook Simplify your business and be more profitable. Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Relay Relay is small business banking that puts you in complete control of what you are earning, spending, and saving. Click here to sign up for Relay and get $50.00 cash bonus!http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast  Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK, and have your website LIVE in 3 weeks from projected start date or it is FREE for a year. https://www.greenfrogwebdesign.com/johnpajak My Service Area "Qualify Leads Based on Your Profitable Service Area." Click on this link for an exclusive offer for being a "Profits with Pajak" listener. https://myservicearea.com/pajak   Training and Courses Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout

In the second part of their discussion on the REB Podcast, managing editor Liam Garman and deputy editor Emilie Lauer explore how investors can position their portfolios for 2026 as market conditions shift. The conversation focuses on rising demand driven by government schemes, constrained housing supply, and the need for more disciplined, price-sensitive strategies. The pair urge investors to use the slower summer period to review cash flow, equity, rental performance, and portfolio structure, rather than chasing outdated hotspots.  Additionally, they warn that widely publicised postcodes and AI-driven research tools can inflate demand and erode opportunity, reinforcing the importance of on-the-ground research and experienced advice. Looking ahead, diversification, particularly into commercial property, is emerging as a key theme for 2026.  Garman and Lauer also stress the need for emotional discipline, cautioning against rushed end-of-year decisions, and highlight goal-setting and investor well-being as essential foundations for long-term success. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, X and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email editor@realestatebusiness.com.au for more insights.

In this episode of Money Matters, Scott and Pat tackle real-world financial planning questions from callers at very different life stages. One listener, with over a million dollars in assets, asks whether he should prioritize his 401(k) or a Roth IRA. The conversation dives into smart strategies for high-net-worth investors, addressing how to balance tax efficiency, retirement goals, and current lifestyle needs. Scott and Pat also explain how financial planning helps clarify trade-offs between spending now and securing your future. Whether you're looking for smarter retirement contributions or long-term portfolio strategy, this episode delivers actionable advice with a conversational tone. Discover how financial planning evolves with your income, assets, and goals. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

In the second part of their discussion on The Smart Property Investment Show, managing editor Liam Garman and deputy editor Emilie Lauer explore how investors can position their portfolios for 2026 as market conditions shift. The conversation focuses on rising demand driven by government schemes, constrained housing supply, and the need for more disciplined, price-sensitive strategies. The pair urge investors to use the slower summer period to review cash flow, equity, rental performance, and portfolio structure, rather than chasing outdated hotspots. Additionally, they warn that widely publicised postcodes and AI-driven research tools can inflate demand and erode opportunity, reinforcing the importance of on-the-ground research and experienced advice. Looking ahead, diversification, particularly into commercial property, is emerging as a key theme for 2026. Garman and Lauer also stress the need for emotional discipline, cautioning against rushed end-of-year decisions, and highlight goal-setting and investor wellbeing as essential foundations for long-term success.

This episode is a real-time, off-the-dome reflection on what it means to dream big when you actually have something to lose.I talk about being stuck between delusion and realism, manifesting when you're no longer in your 20s with nothing on the line, and how quitting my job cracked open a deeper conversation about safety, certainty, and trusting myself again. This isn't “new year, new me” energy — it's about building a life that supports your dreams and pays your bills.We get into vision boards, intentional manifesting, calculated risks, balancing ambition with stability, and why sometimes the growing season feels like being tried nonstop. If you're stepping into a new year feeling both hopeful and terrified, this episode is for you._FOLLOW LATINALY:⁠LATINALY ON INSTAGRAM⁠⁠LATINALY ON TIKTOK⁠⁠LATINALY ON FACEBOOK⁠Be on the next Signed, Kiah:⁠NGL LINK ⁠OR⁠KIAHBURGOS.COM/ASK⁠⁠LATINALY MERCH⁠ FOLLOW KIAH:⁠TIKTOK⁠⁠INSTAGRAM⁠

Welcome back! We hope you had a warm, joyful Thanksgiving surrounded by family, friends, and maybe just a little too much pumpkin pie. As we ease our way out of our first holiday haze and gear ourselves up for the next, we've got a great show lined up for you this week, one that's all about planning ahead and making smart moves for your financial future. We're diving into two big topics that can make a real difference as you look toward the year ahead. First, we'll unpack the tax benefits of lifetime giving strategies and how thoughtful giving can support the people and causes you care about while simultaneously offering some serious tax advantages. Then, we'll shift gears into something a lot of you have been asking about – what it takes to retire early, especially with the economic and policy changes set for 2026. If early retirement is on your radar, you'll want to stick around for this essential guide. So, settle in, refill that coffee, and let's jump right into it. Tune in and take control!

This episode drills into holiday spending trends, sector winners and losers, and explains the “January effect. Plus, practical tips for smarter budgeting and investing as we head into the new year.

There are more than 40 million apartments in the United States, of which half are owned and operated by small portfolios, otherwise known as independent rental owners (IRO). On this episode of the NAA Apartmentcast, we're joined by Demetrio Jiminez, President and Owner of Tropicana Properties in El Paso, Texas, and 2026 Chair of the NAA Affordable Housing Committee; and Megan Orser, CEO and Business Strategist for Smart Apartment Solutions and Smart Moves in Howell, Michigan, as well as the 2024 Chair of NAA's Independent Rental Owners Committee, to dive deep into the real stories behind the rental housing market and discussing something that affects millions of Americans: Affordable housing. But we're not just talking policy or theory. We're talking to the people who are in the trenches: IROs, rental owners, small-scale investors and property managers who are shaping the future of housing, one unit at a time. Is affordability a moral obligation, a market failure, or a business opportunity? Listen to find out.For more information and resources for IROs, including the NAA Click & Lease small owner package, visit https://naahq.org/Please note that as is the case for all NAA Apartmentcast episodes, nothing contained within this podcast should be treated as legal advice. The information presented is for educational purposes only. 

 Before the year wraps up, take advantage of financial strategies that can save money and set you up for success. In this episode, Miguel Gonzalez, CRC, shares 5 important moves to make before December 31st. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #yearendchecklist #financialplanning #retirementplanning #smartmoney #FSAtips #taxplanning #budgetreview #financialcheckup #401kcontributions #holidaymoney #wealthbuilding #financialgoals #endofyearmoves #retirementstrategy #moneymoves #CortburgSpeaksRetirement #MiguelXGonzalez #financechecklist #financialhealth Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

In this TopSoil Webinar, Continuum Ag CEO Mitchell Hora and farm tax expert Paul Neiffer, CPA, sat down for a practical conversation on preparing for year-end tax season. They discussed how R&D Tax Credits and the upcoming 45Z Clean Fuel Production Credit could put more dollars back in farmers' pockets for the practices they're already doing. Paul also broke down the latest tax updates and shared strategies to help farmers make informed financial decisions before the year wraps up.Make sure to check it out!And, if you want to learn more about R&D Tax Credits, visit https://continuum.ag/calculator/

Is your retirement plan ready for the twists and turns of today’s economy? This episode explores how shifting tax laws, market volatility, and required minimum distributions impact your financial future. Damon Roberts shares real-life stories, practical strategies for tax efficiency, and tips for making smart moves before year-end. Whether you’re decades from retirement or already drawing income, discover actionable insights to help you navigate the new landscape. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

SoftBank just dumped Nvidia in the midst of this AI frenzy - is this a warning signal, or the smartest money move of the year? As rare-earth stocks roar and governments scramble for critical minerals, we ask whether a new multi-decade commodities supercycle is forming - or whether geopolitics is simply inflating another hype cycle. Michael Burry is also sounding alarms, accusing hyperscalers like Amazon, Alphabet, and Microsoft of chasing an AI dream without a proven business model. We unpack SoftBank’s Nvidia exit, the mineral race, and the AI-infrastructure boom versus bubble debate. What’s real, what’s noise, and what’s actually investable right now? All this and more - hosted by Michelle Martin with insights from Arun Pai of Monk’s Hill VenturesSee omnystudio.com/listener for privacy information.

What if a single tax law could change your entire retirement strategy before the year ends? This episode unpacks the “big, beautiful bill” and its surprising impact on deductions, Roth conversions, and income planning. Art McPherson breaks down last-minute tax moves, the realities of today’s economy, and how to cut through the noise to make smart financial decisions. Plus, hear insights from Kenny Chesney on authenticity and balance, and discover why now is the time to review your plan before the window closes. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

There's one word dominating the multifamily space right now: uncertainty.Deals feel shaky. Underwriting feels like guesswork. And the capital markets? Still unpredictable. So what's the smart move?In this episode of the Multifamily Collective, I outline three critical actions every multifamily owner should take right now to prepare for what's next—not just to survive, but to thrive as we edge toward the next growth cycle.Here's the play:Stack Cash – Hold your fire. Deals that look okay today might look great in 2026–2027.Upgrade Your Talent – Asset management, HR, ops, facilities, marketing… now's the time to recruit A-players.Act with Intention – No more reactionary leadership. Set your priorities, align your team, and lock into daily disciplines that drive performance.The mission is about patience and preparation.The next multifamily boom isn't that far off. But only the operators who get disciplined now will be ready to capture it.If you found this helpful, tap like, hit subscribe, and share this with someone who needs a strategic reset.Let's get focused. Let's get intentional. Let's get ready.

Your first face-to-face meeting with a donor isn't a sales pitch or interview. And it's definitely not the time to comb through the details for your 30-page strategic plan. It's a discovery conversation—a delightful dance where you listen, learn, and laugh. Apply the following 10 tactics to get your first meeting right and the odds of landing a second meeting (and ultimately a donation) jump to more than 70%. Not bad for the cost of a latte and scone. Listen in and learn . .. 

Renewing a mortgage is more than just re-signing with your existing lender. Today I sit down with Elan Weintraub to discuss everything related to mortgages and renewals. Treat it like a financial checkpoint that aligns with your career, family plans, and cash flow, not just a headline rate. We dig into the real levers you control, and uncover key questions you should ask:Why is a 30 year amortization often a good idea?Considerations for paying down the mortgage fasterWhy every 4% rate isn't the same (interest can compound too)What do I need to know about adjustable vs variable rate mortgages?What are the range of prepayment options?Are tax strategies real or overhyped?What are the pros and cons of mortgage laddering?If you've got a renewal coming up or want to future-proof your financing, this is a concise masterclass on what actually moves the needle. If this helped you, subscribe, leave a review, and share it with a colleague who's staring at a renewal letter right now.Arya EHR: https://www.aryaehr.com/Elan Weintraub:https://www.linkedin.com/in/elan-weintraub-9683702/https://mortgageoutlet.ca/Yatin:LinkedIn: https://www.linkedin.com/in/yatin-chadha/Radiology Courses for Clinicians:https://beyondradiology.thinkific.com/courses/ct-head-interpretation-coursehttps://beyondradiology.thinkific.com/courses/master-ct-head-interpretation-courseAmerican express referral link (for all Amex cards):https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&XLINK=MYCP

Smart Moves by Modi for WB President Rule? | SIR | 7 भारतीय पत्रकार बिक गए | Bihar | Harsh Kumar

Is fear quietly keeping you stuck while you believe you're playing it safe? In today's episode, I get real about the fears that hold therapists back from growing beyond back-to-back sessions and building the freedom they crave. So many of us think we're making responsible choices by sticking to what we know, but the truth is, fear is keeping you stuck and costing you more than you realize.I open up about my own journey, how I went from burnout and a capped income to earning six figures a month. You'll hear why the “safe” path of sticking only to therapy is actually the riskiest move, and how shifting your mindset can help you scale quickly.If you're ready to stop letting fear run your business and start saying yes to more income, freedom, and impact, this episode is for you. Join me for some tough love, honest conversation, and the push you need to finally put fear in the backseat and take the wheel of your business.Topics covered on Fear Is Keeping You Stuck:Why the “safe” option of staying in therapy is actually costing you more than you think.What it looks like to work smarter, not harder, as a therapist.How you can start making smart investments that actually move your business forward. Client success stories of therapists who stopped waiting to feel ready and just decided to go ALL IN.How you can collapse timelines and reach your goals faster by changing your strategy. Resources from this episode:Therapreneur: A Therapist's Guide to 3x Your Therapy IncomeTherapist to Coach Accelerator programEnter The Podcast Giveaway for the chance to win one of Carly's digital products: https://thethrivingtherapreneurpodcast.com/reviews This episode is sponsored by Berries — an AI-powered scribe tool designed for mental health pros. It's HIPAA-compliant, private, and makes writing notes so much easier. Just record your sessions (with consent!),and Berries creates accurate, compliant notes for you—so you can stay present with clients and reclaim your time.

This episode is a replay from April 11, 2025.Joining me today for a very special Ask Farnoosh episode is Maggie Johndrow, a seasoned wealth advisor and partner with Johndrow Wealth Management. Maggie brings her signature calm, clear-headed guidance to our turbulent financial times — and let's be honest, we could all use a little Maggie in our wallets right now.In this episode, we tackle some of the most pressing money questions on your mind as headlines swirl with talk of tariffs, market volatility, and a possible recession. Maggie walks us through:•The behavioral traps investors are falling into right now (hello, regret aversion and herd mentality) — and how to avoid them.•Her smart and simple "three-bucket strategy" for managing your investments during uncertain times, especially if you're nearing retirement or need access to cash soon.•How tariffs might hit our wallets — from rising consumer prices to the potential ripple effects on jobs, inflation, and the Fed's next move.•What to prioritize financially if you're worried about a layoff or loss of income, including how to protect your emergency fund, health insurance, and long-term goals like retirement and college savings.•And perhaps most reassuring of all — why making small, consistent investing moves still matters more than trying to time the market perfectly. Hosted on Acast. See acast.com/privacy for more information.

Fall storms bring power outages, cold, and chaos. Here's how to prep now—before it gets harder and colder. The post Fall Weather Prepping: Smart Moves to Make Now appeared first on Mind4Survival.

Big changes are here for student loans—and if you're a doctor, student, or high-debt professional, this episode could save you thousands. Dr. Disha Spath sits down with Aaron Smith, co-founder of Savi and longtime student loan policy advocate, to break down the One Big Beautiful Bill Act and what it really means for your financial future. Aaron has worked with the Department of Education, Congress, and the White House—and he's carried student debt himself. Together, he and Dr. Disha unravel the brand-new Repayment Assistance Plan (RAP), the elimination of Grad PLUS loans, and how these reforms reshape repayment strategies, PSLF, and refinancing decisions. Key Topics Covered: 1. The Big Beautiful Bill, Simplified What's changing in federal student loan repayment. Which repayment plans are gone, and the details behind RAP. 2. RAP vs. Current Plans Why RAP bases payments on gross income. Why locking into an income-driven repayment plan before 2026 could be a smart move. 3. PSLF Stays Strong  The good news: PSLF wasn't touched by the new law. How to avoid errors with employer certification and payment tracking. 4. Goodbye Grad PLUS Loans How cutting Grad PLUS reshapes graduate and medical school financing. What rising reliance on private loans means for lower-income students. 5. Smart Moves for Current Borrowers How to maximize forgiveness and avoid costly mistakes. Critical timelines for choosing your repayment plan. 6. Should You Refinance? When private refinancing could save you money—and when it locks you out of forgiveness forever. What falling interest rates might mean for borrowers in 2025–2026. 7. Employer Support & Advocacy How hospitals, universities, and employers are stepping up with student loan benefits. Why employer advocacy is helping expand PSLF eligibility. Listener Takeaways: Act before July 2026: Enroll in an income-driven plan now to keep your options open. PSLF is safe—but annual employer certification is key to avoiding lost credits. Future grad students beware: With Grad PLUS gone, private loans will change the game. Refinancing is final: weigh lower interest rates against losing federal protections. Stay plugged in—loan policy is shifting fast, and being proactive could save you years of payments. Resources Mentioned: Black Swan Real Estate Savi Student Loan Platform Secure Freedom Fund U.S. Department of Education PSLF Help Tool Connect with Us: Host: Dr. Disha Spath, The Frugal Physician Guest: Aaron Smith, Co-Founder of Savi   This episode is brought to you by Black Swan Real Estate, led by physician-investor Dr. Elaine Stageberg.  Dr. Stageberg, a Mayo Clinic–trained physician, together with her husband Nick, has spent years building Black Swan Real Estate into a diversified, large-scale portfolio now approaching half a billion dollars across 2,000 doors.  Now, through their Secure Freedom Fund, a 10% fixed rate of return offering, you can invest alongside them. The Secure Freedom Fund offers institutional-quality real estate opportunities—designed to deliver strong cash flow, long-term growth, and remarkable tax advantages.  This fund is uniquely structured so that each investor can tailor it to their own individual goals: a minimum investment of just $25,000, the ability to choose monthly cashflow distributions or to elect the compounding option for higher overall growth, the option to exit the fund on your timing, the flexibility to invest in your personal name, a trust, an LLC, or a retirement account, and so much more.  If you're an accredited investor who's ready to diversify beyond Wall Street and invest with experienced, trust worthy operators who've been exactly where you are, visit SecureFreedomFund.com today to learn more. From there, you can review the slides, watch the webinar, and even a book a call directly 1:1 with Dr. Elaine Stageberg.  That's SecureFreedomFund.com.

In this episode of WealthTalk, Christian Rodwell is joined by Omar Aswat, Chartered Tax Adviser and founder of ASWATAX, to unpack the urgent changes coming to Business Property Relief (BPR) in April 2026 and what they mean for business owners and property investors. Omar explains how the new BPR limits could expose significant business value to inheritance tax, highlights the practical steps you should be taking now, and delves into strategies like family investment companies, trusts, and smart incorporation. The discussion also covers the impact of Section 24 on landlords, practical tax-saving tips for business owners, and succession planning tools for those looking to future-proof their wealth. Whether you're scaling a business, building a property portfolio, or planning your exit, this episode is packed with actionable insights to help you stay ahead of the curve.Key TakeawaysMajor Change to Business Property Relief (BPR) in 2026From April 6, 2026, BPR will only exempt £1 million of value per trading company/group from inheritance tax (IHT); any value above will be taxed at 20%.Urgent need for business owners to review structures and plan ahead.Who Is Affected?Owners of trading companies/groups with assets above £1 million.Property investment companies already subject to IHT—this rule change doesn't benefit or worsen their position.Mitigation & Planning StrategiesFamily investment companies (FICs)Growth and freezer sharesDiscretionary trustsGifting, sale acceleration, and succession planningCase-by-case: bespoke advice is essentialSection 24 & Incorporation for Property InvestorsSection 24 restricts mortgage interest relief for personally held property; incorporation can offer tax savings but must be weighed against capital gains and stamp duty costs.Comparative calculations are vital before transferring property into a company.Inheritance Tax Allowances Explained£325,000 nil-rate band per person, plus £175,000 residence nil-rate band (if passing main home to direct descendants).Married couples can combine for up to £1 million, but the rules are technical and not inflation-linked.Family Investment Companies (FICs)FICs provide flexibility in dividend planning, control, and succession.Can be set up new or by converting existing companies; often used in combination with trusts for asset protection.Smart Moves for Business OwnersAlphabet shares for flexible dividend planning.Utilise directors' loan accounts, charge rent for company premises owned personally, and salary sacrifice schemes.SSAS pensions remain a powerful, underused tool.Planning for Exit or SaleEarly, proactive planning is essential—some reliefs require shares to be held for 24+ months.Options: third-party sale, management buyout, employee ownership trust (EOT), company purchase of own shares, or new holding company.EOTs: allow sale for 0% CGT if structured correctly, but success depends on a strong management team post-sale.Omar's Experience & PodcastOver a decade in finance, founder of ASWATAX (Leicester & London).Hosts “Talking Tax Podcast,” covering EOTs, IHT, R&D, and more.Contact DetailsWebsite: www.aswatax.co.ukEmail: omar@aswatax.co.uk or taxadvisory@aswatax.co.ukPractical TipsDon't delay—review your business and property structures now ahead of April 2026.Always seek bespoke, specialist advice before making structural tax decisions.Consider both current and future family/succession needs in your planning.Use comparative calculations to assess incorporation or restructuring benefits.Mention WealthBuilders if contacting Omar for tailored support.Resources MentionedJoin the Inheritance Tax Guide WaitlistWT103 - Employee Ownership Trusts w/ Chris BuddWT295 - The Exit Roadmap: How to Sell Your Business for Maximum Value w/ Chris SpratlingConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

Managing U.S. accounts from Israel doesn't have to feel like a juggling act. Between time zones, tax forms, and account restrictions, the move can get overwhelming fast—but the good news is, with the right setup, you can turn financial chaos into clarity. Discover how to streamline your retirement accounts, avoid costly surprises, and create a system that actually works for life in Israel. Think of it as unpacking your financial “suitcase” and finally putting everything in the right place. With a little planning, your U.S. brokerage and IRA accounts can stay just as organized—and effective—as your new life abroad. Key takeaways: Simplify your U.S. accounts so you can manage them stress-free from Israel Tackle time zone hurdles, compliance issues, and cross-border taxes before they trip you up Keep retirement goals on track with regular reviews and a coordinated plan If you're ready to get your cross-border finances in order, sign up for a free Cross-Border Financial Evaluation at profile-financial.com/call.

In this episode of Disruption/Interruption, host KJ sits down with Bill Lederer, Founder and CEO of MADTECH.AI, to discuss how marketing analytics is being transformed by automation, AI, and decision intelligence. Bill shares his journey as a serial entrepreneur, the challenges of messy marketing data, and how his innovations are helping brands make smarter, faster decisions. Key Takeaways: [2:12] - Most marketing data is disconnected, siloed, and often unusable, making good decision-making difficult. [6:57] - AI and automation are reducing the need for large teams in marketing analytics, allowing companies to do more with less. [11:32] - Automating data pipelines and transformations can lead to significant cost savings and efficiency gains. [13:04] - MADTECH.AI acts as a multi-tool for marketers, integrating data unification, visualization, and predictive analytics. [19:02] - Bill advises listeners to be skeptical of hype, test new technologies carefully, and focus on early ROI. Quote of the Show [23:42]:"The time compression in order to be able to do anything—to learn, to fix, to improve—it's a qualitative difference. The speed with which everything is able to be done now... it's dramatic. If you’re not leveraging this, you’re already behind." – Bill Lederer Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Bill Lederer: LinkedIn: https://www.linkedin.com/in/billederer/ Company Websites: MadTech.AI How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.

On this episode of Dollar & Sense, hosts Joel and Chet dive into two hot topics that are reshaping financial futures: the rising cost of college and the common fear of investing. Whether you're sending kids back to school or gearing up for your own academic journey, you'll get eye-opening insights into how families are really paying for higher education—and smart alternatives that can save you from years of debt. But that's not all! If you (or someone you know) are hesitant to put money into the stock market, this episode breaks down why waiting for the “right time” to invest is often the wrong move. With real-world examples, fresh data, and engaging banter, Joel and Chet reveal how starting early and sticking to a plan can make a huge difference—whether you're saving for college or retirement. Don't miss practical tips on tax-advantaged savings accounts, the truth behind inflation and interest rates, and a behind-the-scenes look at how Dollar & Sense became one of Feedspot's top financial podcasts. Tune in and get inspired to take action for your financial future! 

The Underground Lounge took the show on the road and touched down in Atlanta for a legendary sit-down with none other than Jason Weaver, and this one is filled with gems, laughter, real-life lessons, and cultural insight you won't get anywhere else.Live from ATL, Jason walks Lou Will and Spank through his iconic journey, from child star to industry veteran, and opens up in a way few artists ever do. He talks about getting his start in Chicago, navigating early fame, and the moment his mother made a contract decision that would set him up for life. From Smart Guy and Drumline to ATL and beyond, Jason breaks down how he's remained relevant and respected for decades while moving with purpose, not ego.The convo dives into everything, his biggest financial mistake, how fame can become a trap if you're not careful, and why loving the craft has to come before chasing the check. He offers honest advice to young Black performers about staying grounded and protecting your peace in an industry that often rewards the opposite.Jason also gives rare behind-the-scenes insight on working with legends like Whoopi Goldberg, Oprah and Michael Jackson, his early music career with Motown, and the truth about what's happening (or not happening) with ATL 2. He gets real about the business side of entertainment, the power of ownership, and why artists today need to start thinking like bosses, not just performers.From heartfelt moments to hilarious stories to bar-for-bar wisdom, this ATL edition of the Underground Lounge is a masterclass in longevity, legacy, and staying 10 toes down.

What happens when 19 states simultaneously abandon the 150-hour CPA requirement while tariffs create unprecedented uncertainty for CFOs? Blake and CFO.com reporter Adam Zaki explore the rapid transformation of CPA licensure—from New York's recent changes to the coordinated state-by-state rollout that followed Barry Melancon's AICPA retirement. You'll discover how political and economic volatility is driving demand for accounting services, why the PCAOB may disappear in the Senate's tax bill, and how AI is reshaping audit teams while raising questions about the future value of CPAs. Plus, insights on navigating everything from reciprocal tariffs to the SEC's new chief accountant.Sponsors Cloud Accountant Staffing - http://accountingpodcast.promo/cas Human at Scale - http://accountingpodcast.promo/humanChapters(01:38) - Tariffs and Their Impact on CFOs (03:19) - Supreme Court and Tariff Legalities (05:47) - Economic Impact of Tariffs and Inflation (08:09) - Geopolitical Conflicts and Economic Uncertainty (11:17) - Federal Reserve and Economic Policies (18:51) - CPA Pipeline and 150 Hour Rule Changes (33:08) - Chief Accountant at the SEC (40:11) - Smart Moves by Congress: Nonprofit Pay Scales (40:44) - The Impact of Budget Cuts on PCAOB (41:34) - Challenges in Government Oversight (42:02) - Senate's Big Bill: Key Changes and Controversies (46:25) - Tax Implications and Political Dynamics (52:42) - Business Deductions and Higher Education (55:40) - AI in Accounting: Transforming the Big Four (57:37) - The Future of Accounting Education (01:02:10) - AI's Role in Auditing and the Future Workforce (01:05:19) - The Impact of Automation on Jobs and Society (01:15:48) - Concluding Thoughts and Future Outlook  Show NotesSupreme Court Challenge to Trump Tariffs by Toy Companies https://www.reuters.com/legal/supreme-court-trump-tariffs-toy-companies-challengeConsumer Price Index Impact of Current Tariffs https://www.bls.gov/news.release/cpi.nr0.htmNew York State CPA Licensure Reform Legislation https://www.nysscpa.org/news/publications/the-trusted-professional/article/new-york-cpa-licensure-reform-passes-legislaturePennsylvania CPA Pathway Bill Senate Approval https://www.picpa.org/articles/advocacy/cpa-pathway-legislation-senate-approvalMaine CPA Exam Requirements Change https://www.maine.gov/pfr/professionallicensing/professions/accountants/cpa-exam-requirementsCFO.com State-by-State CPA Licensure Tracker https://www.cfo.com/news/cpa-licensure-changes-state-tracker-2025Kurt Hoel Appointed SEC Chief Accountant https://www.sec.gov/news/press-release/2025-89AICPA Barry Melancon Retirement Impact Analysis https://www.journalofaccountancy.com/news/2025/01/melancon-retirement-cpa-pipeline-changesSenate Modifications to Big Beautiful Bill https://www.congress.gov/bill/119th-congress/house-bill/1/actionsAvalara 2025 Accountants Confidence Report https://www.avalara.com/us/en/resources/reports/2025-accountants-confidence-reportPCAOB Elimination Implications Analysis https://www.pcaobus.org/oversight/inspections/implications-elimination-analysisKPMG Clara AI Audit Platform Interview https://www.cfo.com/news/kpmg-thomas-mackenzie-clara-ai-audit-interviewPwC USA Tax Leader Agentic AI Implementation https://www.cfo.com/news/pwc-tax-agentic-ai-implementation-2025Bill.com Small Business Paperless Survey 2030 https://www.bill.com/resources/small-business-paperless-2030-surveyUniversal Technical Institute CFO Interview https://www.cfo.com/news/uti-cfo-future-higher-education-interviewNeed CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comLearn more about Adam Zaki: Website: https://www.cfo.com/editors/azaki/LinkedIn: https://www.linkedin.com/in/adamzakinycGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://clo...

On this week's Money Matters, Scott and Pat tackle some hot financial topics—starting with the gold rush (yes, even Costco's in on it). They break down what gold can and can't do for your portfolio. Then it's life insurance: if you've got an old whole life policy, is it still worth it, or should you cash it in and reinvest? They also help listeners navigate tricky tax planning moves, like tracking after-tax IRA contributions and understanding required minimum distributions (RMDs). Later, Victoria Bogner, Allworth's Head of Wealth Planning, shares how one client used a covered call strategy to generate $90,000 a year—without selling a single share of stock. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Slow season got you feeling... stuck? You're not alone. In this episode, our Advocate-in-Chief  shares 5 smart moves every interior designer can make when work slows down. From reconnecting with past clients to finally creating that operations manual, these are actionable, empowering steps to help you emerge from any lull stronger, sharper, and ready for whatever's next. Whether you're in a rut or just need a reset, this is the pep talk you didn't know you needed. In this episode we learn: - why former clients are your most valuable leads—and how to reconnect without being salesy - what goes into a killer operations manual and how it can change your business - systems you finally have time to implement that will pay off all year long - how to use slow seasons to sharpen your skills and expand your value - yes, it's ok to raise your rates even when business feels slow - how mindset shifts during slow periods can lead to powerful breakthroughs Business of Design® is your blueprint for running streamline projects and building a highly profitable interior design business. Get your business blueprint at https://businessofdesign.com/membership