Get Ready! with Tony Steuer

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Tokiso “TKay” Nthebe author, speaker and podcast host about changing the way we think about money and changing the script on our relationship with money. In this episode we discussed:It's important to forgive yourself for your money mistakes.Financial well -being is 80 % behavior and 20 % knowledge.Financial advice is the best gift anybody can give themselves.Money is for everybody and helps you live the life you want to live.Financial planning is accessible to everybody.Be responsible and discerning with financial advice on money.Connect with Tokiso “TKay” Nthebe:Tokiso “TKay” Nthebe website (here)TKO Financial Wellness website (here) LinkedIn (here)YouTube (here)Book: Book: Let's Change the Script: Chelete Ha Se Parcel! (Amazon) Podcasts:My Money Adventures Academy (here)Podcast: Escapes with TKay (Spotify) Resources mentioned:Fincon (here) Bio: Tokiso TKay Nthebe, also known as The Finance Traveller is a multipotentialite, author, speaker, financial wellness coach and avid content creator who is passionate about financial planning, financial wellness and traveling. TKay uses his platforms to educate, empower and inspire his community of trailblazers to have open, honest conversations about money, improve their relationship with money and achieve financial prosperity. Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Alissa Maizes, Julie Pinkerton and Maxwell Schmitz about building your financial dream team. In this episode we discussed:How to build your financial dream team.What is a financial dream team and how can it help you?How advisors can start to feel comfortable with collaborating.Going beyond your expertise can cost your clients significantly, you can't be an expert in all things.Teaming up with other experts helps you uncover unknown unknowns. Advisors need to communicate and work together to find solutions for the clients. Connect with Alissa Maizes:Amplify My Wealth WebsiteLinkedInInstagramConnect with Julie Pinkerton: ClientFirst Website LinkedInConnect with Maxwell Schmitz:LinkedInDingo Technologies websiteYetworth websiteAlissa Maizes is an award-winning financial literacy content creator, is a licensed attorney and registered investment advisor who provides women and young adults with financial advice and a plan to embrace the life they want. Whether sharing financial literacy content or advising clients of Savvy Ladies with pro bono advice or clients of her firm, Alissa meets you wherever you are on your journey, whether living paycheck-to-paycheck and striving to eliminate high-interest debt or are already a millionaire. Alissa's approach eliminates the traditional "waiting game" for clients who cannot afford to have a fiduciary financial advisor putting their needs first, providing trusted financial and investment advice and guidance to implement their plan to ensure they achieve the life they want sooner than you imagine.Julie Pinkerton is the CEO and Managing Member of Evozen LLC. ClientFirst™ is a fully diverse online community that enables financial professionals to truly put their client's needs first, assists mature financial advisors to exit the industry gracefully and positions women and minorities to achieve the necessary gravitas to succeed early in their career. Julie has held executive and consulting positions nationally in financial services since 1998.  Julie is a contributing writer for U.S. News covering financial planning, risk management and advisor selection topics.Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist.  He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency.  He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Derek Notman, Adam Holt and Dick Weber about changing the way we think about life insurance agent training, retention and compensation. In this episode we discussed:Why life insurance agents struggle to succeed.The compensation structure is at the heart of the issue and needs to be revamped. Very few agents are taught to sell, rather than to service.Consumers need a fiduciary advisor to tell them what insurance they have.Advisors need to facilitate the conversation.We are in a people business and we need technology that facilitates great human connection.Connect with Adam Holt:Websites: (Asset Map) (Rubin Goldman and Associates) LinkedIn: (here) Connect with Derek Notman:LinkedIn:(here)Couplr.ai: (here) Connect with Dick Weber:Website (here)LinkedIn (here)  Podcast: ReThink. Financial Advice podcast with Adam Holt and Derek Notman (here) (YouTube)Bios: H. Adam Holt, CFP, ChFC is the CEO and Founder of Asset Map. Adam has been a financial advisor for over 25 years, during which time he has helped build and manage his wealth management firm to over $1.2B in assets under management. Adam is known for his early adoption of technology to build trend-setting client experiences. This mindset led him to found Asset-Map, a financial technology firm dedicated to creating engaging visual communication tools used throughout the customer and advisor journey and now used by thousands of advisors worldwide and over 1M consumers. Adam is also the co-host of Rethink the Financial Advisor PodcastDerek Notman is a the Founder & CEO of Couplr AI. Using data science and flip-flop-inspired thinking, we're tackling client acquisition & orphan client problems in the investment and insurance industries. Derek is the co-host of Rethink Financial Advice Podcast: We question everything about financial advice, because sometimes the best way to fix things is to laugh at them first.Richard M. Weber, MBA, CLU®, AEP® (Distinguished) is an Insurance Fiduciary® providing fee-only life insurance expertise to individuals, families and businesses seeking to make smart decisions about buying and managing their life insurance assets. Dick was the 2012-2013 President of the Society of FSP. A 58-year veteran of the life insurance industry, he has been a successful agent, an insurance company executive, and now is one of just a handful of fee-only insurance experts in the U.S.  Author of more than 350 articles encompassing products, sales practices, and the due diligence necessary to buy and place insurance and annuities.  Dick currently serves as a Consumer Representative to the NAIC and is a member of the Standards Resource Commission of the CFP Board.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Bryan Jepson, Author, Financial Advisor and Emergency Medicine Physician about changing the way we think about special needs planning.In this episode we discussed:How a Chartered Special Needs Consultant can help clients who have family members with special needs. How an ABLE Account can help with Special Needs Planning. Financial planning is not just about picking investments.The true value of money is that it helps you buy back your time. If you're truly wealthy, you work because you want to, not because you have to. Your assets work for you, not you for them.Look for opportunities, look for skills and be curious.Connect with Bryan Jepson MD, MSF, ChSNC, CFP:LinkedInFacebookXTargeted Wealth SolutionsPhysician Finance Academy (Website) (YouTube)Books:The Physician's Path to True Wealth: 12 steps to gaining control over your money and your time The Record PlayerChanging the Course of Autism: A Scientific Approach for Parents and Physicians by Bryan Jepson and Jane JohnsonBio: Dr. Bryan Jepson graduated from the University of Utah School of Medicine, completed a residency in Grand Rapids, Michigan and is a board certified emergency medicine physician with 30 years of clinical experience.  More recently, he completed a masters degree in finance and risk management at the University of Colorado-Denver and the Certified Financial Planner education through the Boston Institute of Finance at Bryant University.  In addition to the CFP credentials, he holds the Chartered Special Needs Planner certification from the American College of Financial Services.  Bryan's interest in  finance stemmed from a long history of self-study and personal investing.  After a long and successful career in medicine, he decided to explore this interest further as an  "encore" career in financial planning and works for Targeted Wealth Solutions, an independent RIA with a focus on health care providers.  His interest in special needs planning comes from his personal experience as the father of two sons with autism. Bryan spent a portion of his medical career  treating children with autism and other neurodevelopmental disorders and is the author of a book called "Changing the Course of Autism" that was published in 2006.  Now, as a financial planner, Bryan  focuses part of his time serving the special needs community by helping families navigate the financial nuances of caring for adult children with disabilities for their lifetimes. Bryan is motivated to improve general financial education for others, particularly physicians.  He has created a series of free youtube videos on important financial principles that you can find on his website, The Physician Finance Academy (www.physicianfinanceacademy.com).Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with David Gatchell, Author and Financial Literacy Advocate about changing the way we think about money and financial empowerment.In this episode we discussed:Everyone can be financially literate.We need to quantify our goals, otherwise it's a dream.Our money habits reflect our life experiences.Are you showing your wealth or growing your wealth?Investing is for everyone, not just the wealthy. You can use money for good, think about what you can do with money to have a positive impact. Connect with David Gatchell:Financial Empowerment Handbook Website (here) Finance IQ Test (here) LinkedIn (here)Books: The Financial Empowerment Handbook: The Comprehensive Guide to Financial Literacy and Personal Prosperity (Amazon) https://amzn.to/40PDAGfGovernment Contract Coach: Winning and Performing Your First Government Contract (Amazon) https://amzn.to/40LJkRpFinance IQ Test:Take the Finance IQ Test - use scholarship code “betatest” (here)  https://www.financeiqtest.com/ Resources mentioned:Charles Schwab - Learning Center (here)Bio: David Gatchell is a seasoned entrepreneur with over 20 years of experience, bringing a unique perspective to the financial literacy space. His journey into this field began with a personal mission to document essential financial lessons for his children, which expanded into The Financial Empowerment Handbook. This best-selling book exceeds state and federal financial literacy standards, offering practical guidance to help individuals build a strong financial foundation.Encouraged by the book's success and the positive feedback it received, David took the next step by developing the Finance IQ Test, available at financeIQtest.com. This practical tool is designed to measure understanding of fundamental financial concepts, from saving and budgeting to credit management and investing. Through his work, David aims to empower individuals to achieve financial independence and make informed decisions that lead to long-term prosperity.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Bernadette Joy, Author, Podcaster and Founder of Crush Your Money Goals about changing the way we think about money, health and financial independence. In this episode we discussed:Retirement means prioritizing your peace.We all deserve financial independence and have free choice. Curate your money, know what you have.Wealth is meaningless if you're not healthy.How to get started when you're overwhelmed.Healing our money wounds helps us not be vulnerable to poor financial decisions.Connect with Bernadette Joy: Website (here)LinkedIn (here)Instagram (here)YouTube (here) Books: CRUSH Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom (Amazon) (Bookshop)Podcast:Crush Your Money Goals: https://www.youtube.com/playlist?list=PLxrqq4GlBuqLk9xUMHD7hsFkBzZFDCybeFreebies:FREE GUIDE: 10 Money Tools You NeedResources mentioned:Fincon: The Business Event For Money Creators (here)Monarch - The all-in-one money platform (here)Ramit Sethi (here) Wellthplan - Stevyn Guinnip (here)What Is the Pareto Principle—aka the Pareto Rule or 80/20 Rule? (Investopedia)Bio: Bernadette Joy is an author, podcaster and CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. She's featured monthly in Forbes, CNBC, and CNET and appeared on more than 30 podcasts, radio and television shows. As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette understands those who feel like they missed the money memo. Sure, she boasts two bachelors and a master's, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! Now she works 20 hours a week to focus her financial freedom on joy: K-Pop, yoga, karaoke and spoiling her nieces and nephews as their traveling rich auntie. Today she shares strategies so simple, your pet goldfish could understand.  She's coached thousands nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings and investing for financial peace. Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, Charlene Cong guest hosted and we spoke about changing the way we think about whole life insurance. In this episode we discussed:Why whole life insurance is not an investment.Common misunderstandings when people purchase whole life insurance.Whole life insurance is a long term insurance contract that is illiquid with high surrender charges for the first few years. How life insurance policy loans work. More suitable financial options for young people.Why you can't be your own banker. Connect with Charlene Cong:Website (website)  www.charlenecong.comFinFit GmbH Website: www.finfitsolution.comLinkedIn (LinkedIn)Instagram (Instagram) Resources:Budgeting and Spending Template (free): (here)Investment Masterclass: (here)Youtube (here) https://www.youtube.com/@CharleneCongPodcast:Charlene's Podcast (YouTube) Bio: Charlene H. Cong, CFA, is the founder of FinFit GmbH, a finance and investment educator, podcaster, and YouTuber. With over 10 years of experience in the banking industry, including a tenure at JPMorgan Asset Management, she is a Chartered Financial Analyst based in both Hong Kong and Switzerland. Charlene is an Executive Board Member of the Swiss Capital Market Forum. Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Chad Holmes, Author and Owner of Formula Wealth about changing the way we think about money and creating an inheritance playbook.In this episode we discussed:Proactively planning together with the next generation maximizes financial legacies (include all generations).Pay attention to your clients - ask them what questions do you have? Tailor your conversations to your clients. The earlier we can have conversations with our parents/partners, the better things can go.Hiring an advisor is an investment - the value received should exceed the investment.Money should not be taboo.Connect with Chad Holmes:Formula Wealth Website (here)LinkedIn (here)Facebook (here)Instagram (here)YouTube (here)Books: The Inheritance Playbook: Helping Your Parents Pass the Torch, Not the Tax (here)Resources mentioned:Mom and Dad, we need to talk by Cameron Huddleston (Amazon) Putting a value on your value: Quantifying Advisor's Alpha - Vanguard Study (here)The Power of Compound Interest - The Get Ready Money Podcast episode (here)Bio: Chad Holmes, CFP®, CPA, CPWA® runs a boutique financial planning firm out of Fairhope, AL, serving families nationwide as a flat fee financial advisor (no commissions or sales products), focusing on minimizing taxes and maximizing legacies from a multigenerational perspective. As an expert in his field, his advice has been published in various outlets, including The Wall Street Journal, MarketWatch, and Yahoo Finance. Chad is both a CPA and CFP® fiduciary. His latest accomplishment is becoming a bestselling author with his new book, The Inheritance Playbook – Helping Your Parents Pass the Torch, Not the Tax.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Shannah Game, CFP, author, podcaster and money wellness expert about changing the way we think about money and her book “Unraveling Your Relationship With Money”. Key takeaways:There isn't a perfect way to do money. Your self worth does not equal your net worth.Create a mindful spending plan with real data. Grant yourself financial forgiveness. Wealth building is a journey. Healing comes through money conversations.Connect with Shannah Game: Website (here)Instagram: @shannahgameLinkedIn (here)Books:Unraveling Your Relationship with Money: Ditch Your Money Trauma so You Can Live an Abundant Life! (Bookshop)Podcast:Everyone's Talkin' Money: Money Secrets Nobody Tells You (Apple Podcasts)Resources mentioned:Ellevest: a woman-first approach to building wealth (here)Invest for Better: a community of women transforming the world through values-aligned investing (here)Wall Street Journal (here)Bio: Shannah Game is a renowned financial expert, Certified Financial Planner™, and Certified Trauma of Money Specialist who's passionate about helping people heal their relationship with money and build unapologetic wealth. As the host of the Everyone's Talkin' Money podcast, with over 26 million downloads, and author of Unraveling Your Relationship with Money: Discover and Ditch Your Money Trauma So You Can Live an Abundant Life, Shannah combines her expertise with real talk to help you ditch money shame, rewrite your money story, and finally feel in control of your finances. When she's not talking about money, you can find her hiking the Blue Ridge Mountains or baking the best cupcakes in Asheville.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Odonoo Idersaikhan, Founder of Your Financial Guide about changing the way we think about money and believing in ourselves. In this episode we discussed:Believe that you deserve success. Money is for everyone, not just for rich peopleBe compassionate with yourself.Money is a tool to have a good life, whatever that means to you.Talking about money gives you power.Women deserve what they earn. Connect with Odonchimeg Idersaikhan:LinkedIn (here)Instagram (here)Medium (here)Resources mentioned:The Financial Diet (here)Bio: Odonchimeg Idersaikhan is Mongolia's first personal finance educator. Her Instagram page “Your financial guide” gives real and everyday financial advice that is specifically designed for Mongolian market. She talks about the power of financial freedom, sustainable living and fairer society. She now has about 6,900 followers and has changed the finances of hundreds of people. It has become a community of people who care about their finances, thereby their life and it is growing everyday.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Prisca Benson, Founder and CEO of Our Green Life about changing the way we think about money and how we can all achieve financial freedom.In this episode we discussed:Be intentional with your money - and set your limits.  Financial success is achievable for everyone, we can all get there.Health and wealth go together.Why you need to change your money story.Results come from taking action. Budgeting is the foundation of financial freedom.Connect with Prisca Benson:Our Green Life Website (here) LinkedIn (here)Instagram (here) YouTube (here) Freebie: 3 Steps to Financial Freedom Guide (here) Resources mentioned:Money For Couples Podcast with Ramit Sethi (here)Her Money from Jean Chatzky (website)Bio: Prisca Benson, RN is the CEO & Founder of Our Green Life. Prisca is a passionate money coach and nurse dedicated to empowering professional women to achieve financial freedom. As a first-generation Haitian-American, she understands the value of perseverance and hard work. Prisca's journey began with a desire to do more with her money, leading her to increase her net worth from $40K to $340K in just 6 years through effective money management.She serves as a money coach because she believes in making financial concepts simple and accessible, helping her clients create customized plans that balance enjoying life now with securing their financial future. Prisca's clients achieve remarkable results, from eliminating debt to growing their savings and investments, all while maintaining a fulfilling lifestyle.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Cady North, Author and Founder of North Financial Advisors about changing the way we think about money and why we need to dare to dream big. In this episode we discussed:It takes courage to make big changes like taking a sabbatical or starting a business. Women are more intentional and tend to think longer term.You should be a partner with your client. Why you should help your clients learn about money so that they are empowered.Understand your money habits, ask yourself why you are making certain decisions. Take the time to review your employee benefits. Connect with Cady North:Cady North Website (here)North Financial Advisors Website (here)LinkedIn (here) Books: The Art of the Sabbatical: A Money and Mindset Guide for Your Next Work Break (Bookshop)The Resiliency Effect: How to Own Your Adversity to Act on Your Biggest Dreams (Bookshop) Resources mentioned:The Power of Compound Interest on The Get Ready Money Podcast (here)Kinder Institute of Life Planning (here) Investopedia (here)Bio: Cady North is a CERTIFIED FINANCIAL PLANNER™ professional, author, and entrepreneur. Her parents were small business owners, and she learned to balance a business checkbook by the age of 13. She spent more than a decade advising high-level executives of Fortune 500 companies while working for industry giants such as Bloomberg and Financial Executives International. In 2015, after a life-changing sabbatical, Cady took the leap to start a financial planning business, North Financial Advisors, helping women act on their biggest dreams and build resilience for the future. As an investment advisor, international public speaker and author, her work has been featured in Bustle, Business Insider, The Washington Post, and Forbes. Her book, "The Resiliency Effect" teaches us how to own our adversity to act on our biggest dreams. Her latest work, "The Art of the Sabbatical," is a money and mindset guidebook for taking a life-changing work break. She is also a Registered Life Planner® and has an MBA from Georgetown University and BA from The University of Texas at Austin.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Nate Hoskin, Founder of Hoskin Capital and Co-Founder of N2 Content Marketing about changing the way we think about money and sharing our knowledge.In this episode we discussed:Ask your audience what they want to know.Establish yourself as a source of trust, most people don't know what you know. Basic financial information is the most useful, and opens the door to more complex topics. Understand the true power of compound interest. Money is a product of generosity and risk. We need to believe that money is abundant rather than scarce.Connect with Nate Hoskin, CFP®, AWMA™: Hoskin Capital Website (here)N2 Content Marketing Website (here)Instagram (here) LinkedIn (here)TikTok (here) YouTube (here)Resources mentioned:Free resources from Nate for advisors (Freebies page).The Power of Compound Interest: The Get Ready Money Podcast (here)Humphrey Yang (YouTube)Monarch Money (money management app): https://www.monarchmoney.comQuicken Money (here)Rich Habits Podcast (here)100M Offers: How To Make Offers So Good People Feel Stupid Saying No by Alex Hormozi (Bookshop)Bio: Nate Hoskin, CFP®, AWMA™ is the Co-Founder N2 Content Marketing and Founder of Hoskin Capital. As one of the first financial advisors to embrace short-form video, Nate built his firm Hoskin Capital without any selling whatsoever. Instead, he built trust at scale by providing massive value for free on social media. Today, he has grown his audience to over 250,000 followers and has earned over 150,000,000 lifetime views. His guiding light is making financial literacy a basic human right. To multiply his impact beyond his own audience, Nate helps other financial advisors build trust at scale with short-form video through his other project: N2 Content Marketing. Nate is an Investopedia Top 100 Most Influential AdvisorSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Chris Heye, Founder of Whealthcare Planning and Whealthcare Solutions about changing the way we think about money and health. In this episode we discussed:You can't separate great health from wealth.Why it's important to have productive conversations on health related events.Have conversations with other family members.Our capacity to make good decisions declines with age.Poor financial decision making is an early sign of cognitive decline.Working on your self-awareness.Connect with Chris Heye, PhD:LinkedIn (here)Whealthcare Planning Website (here)Whealthbot (here)Resources mentioned:Is Joe Biden Too Old To Be President? Is Donald Trump? (LinkedIn)The Cognitive Impairment Probability Calculator (here) The Decision-Making Fitness Check-Up Assessment (here) The Power of Compound Interest - The Get Ready Money Podcast episode (here)Chris Heye, PhD is the Founder of Whealthcare Planning LLC and Whealthcare Solutions, Inc. He is a technology entrepreneur, writer, researcher, speaker, and product innovator with a passion for crafting solutions to the challenges and opportunities that reside at the intersection of personal finance, health, and longevity.  Chris is also a published author and frequent industry conference speaker, excelling in both internal and external communications and guiding teams and clients through change and innovation. He has a unique ability to translate complex concepts and problems into actionable plans and products. Extensive experience aligning activities, strategies, and messaging across product development, marketing, and sales teams.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Robin Growley, Managing Director, Head of Consumer Deposits at Bank of America about changing the way we think about money and savings. Key take-aways: What is America Saves Week.Pay yourself first and automate your savings. Why you should break down big goals into smaller goals. Align your finances to your values & your goals.Be intentional with your spending - understand the different between needs and wants. How to balance savings, paying off debt and expenses. Connect with Robin Growley:LinkedIn (here)Resources mentioned:America Saves Week (here)Better Money Habits (here)  Bio: Robin Growley is responsible for the strategic direction and growth of our everyday banking, savings, and payments solutions for 42MM consumer clients. In this role, she leads the company's efforts to provide a full range of consumer deposit products and payments, including checking, savings, CDs, IRAs, Debit Card, Wires, and ACH. Robin is responsible for a $775B deposit portfolio, which has achieved a #1 position for retail estimated deposit market share and U.S. Debit Card Issuer. Robin holds a master's degree in business administration from Winthrop University and a bachelor's degree in business administration from the University of South Carolina. She is active in enterprise-wide efforts to support women and Hispanic Latino teammates. She serves on the Deposits and Payments Committee for the Consumer Bankers Association and recently served as a mentor for the Cherie Blair Foundation for Women, which supports female entrepreneurs in low- to middle-income countries.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Kathleen Kingsbury, author, podcaster and founder of KBK Wealth Connection about changing the way we think about money and Breaking Money Silence.In this episode we discussed:It's okay to talk about the emotions of money. Advisors should be genuinely curious about your clients. Curiosity helps you gain a mutual understanding . How to unleash your true value: be resilient and learn.People need to dare to break their money silence by having recurring money conversations.People want an advisor who knows who they are as a person.Connect with Kathleen Kingsbury:Website: kbkwealthconnection.comLinkedIn: https://www.linkedin.com/in/kathleenburnskingsbury/Facebook: https://www.facebook.com/breakingmoneysilence.comBooks:Breaking Money Silence: How to Shatter Money Taboos, Talk More Openly about Finances and Live a Richer Life (Amazon)  Creating Wealth From The Inside Out Workbook (Amazon) How to Give Financial Advice to Couples: Essential Skills for Balancing High-Net-Worth Clients' Needs (Amazon)How to Give Financial Advice to Women: Attracting and Retaining High-Net Worth Female Clients (Amazon)Weight Wisdom: Affirmations to Free You from Food and Body Concerns - co-author: Mary Ellen Williams (Amazon)Podcast:Unleash Your True Value, A Breaking Money Silence Podcast (here)Resources mentioned:Women Money Power: The Rise and Fall of Economic Equality by Josie Cox (Amazon)Bio: Kathleen Burns Kingsbury isn't your average money mindset coach; she's a pioneering force in the realm of women and money, setting her apart from conventional counterparts. With over 18 years of specialized experience, she's dedicated herself to empowering women across finance, business, and entrepreneurship. As a mentor to female entrepreneurs, Kathleen offers invaluable guidance, drawing from her extensive background in wealth psychology and client communication. Her expertise extends to working with financial advisors, helping them navigate the complexities of wealth management while fostering stronger client relationships.Recognized by The New York Times, The Wall Street Journal, and others, Kathleen is the author of several books on wealth psychology and financial communication. The second edition of Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a Richer Life, will be published 1/14/2025.And she's not all business—when she's not trailblazing the field of women and wealth, she's conquering ski slopes and exploring the great outdoors in Vermont, living life to the fullest.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Farnoosh Torabi, Author and Podcaster about changing the way we think about money and taxes,Key Takeaways: Know that you don't have to go it alone. See fear as a signal to get moving. Asking for help is an act of intelligence.Taxes don't need to be complicated. We all have the ability to handle our taxes.How does do it yourself tax software work? Connect with Farnoosh Torabi:Website (here)LinkedIn (here)Instagram (here) Books:A Healthy State of Panic: Follow Your Fears to Build Wealth, Crush Your Career, and Win at Life (Amazon)Psych Yourself Rich: Get the Mindset and Discipline You Need to Build Your Financial Life (Amazon)When She Makes More: The Truth About Navigating Love and Life for a New Generation of Women (Amazon)You're So Money: Live Rich, Even When You're Not (Amazon)Podcast:So Money Podcast (here)Resources mentioned:TaxAct (here)Bio: Farnoosh Torabi is one of America's leading personal finance experts. She is the host of the award-winning podcast So Money, which has earned over 30 million downloads. She is a sought-after speaker and author of multiple books. Her newest is entitled A Healthy State of Panic, part-memoir, part-guidebook on how fear can be a superpower to achieve true wealth and career success. Along with being featured in The New York Times, The Wall Street Journal, and Time Magazine, Farnoosh has appeared frequently on Today, Good Morning America, and more. She is a graduate of Pennsylvania State University with a degree in finance and international business and holds a master's degree from the Columbia University Graduate School of Journalism. Farnoosh lives on the East Coast with her husband and two children.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Scott Carson, President of We Close Notes and Host of The Note Closers Podcast about changing the way we think about money and investing in debt.Key Takeaways:Always get qualified expertise.Tips and resources if you're struggling with debt.How buying a note works.The importance of compound interest, the rule of 72 and how it can work for you or against you.Failing to plan is planning to fail.Why taking care of your health is part of financial success. Connect with Scott Carson: Website: https://weclosenotes.comLinkedIn: https://www.linkedin.com/in/1scottcarson/Resource:Free One Day Class: Http://NoteWeekend.comPodcasts: The Note Closers Show Podcast: https://weclosenotes.com/note-closers-show-podcast/Note Night In America: https://weclosenotes.com/note-night-in-america-podcast/Mentioned in this episode:The Power of Compound Interest - The Get Ready Money Podcast (here) https://www.tonysteuer.com/blog/the-get-ready-money-podcast-financial-five-episode-with-chris-mouzon-derrick-wesley-mac-gardner-and-thomas-kopelman-the-power-of-compound-interestDIMS SCORE® Calculator (from Giftingsense.org): https://giftingsense.org/gift-survey/Stacking Benjamins Podcast - Joe Saul-Sehy: Stacking BenjaminsFinCon: The Business Event For Money Creators: https://finconexpo.com Bio: Scott Carson (aka “the Note Guy”) is a highly sought-after guest and host of the popular podcast, the Note Closers Show.  An active entrepreneur, he is an expert in real estate investing, raising capital and marketing.  He speaks regularly at different events and industry conventions focused on real estate, marketing, and podcasting. He also helps thousands of investors and entrepreneurs each year create wealth through his debt buying classes, podcasts and coaching.  An avid sports fan, he spends his free time traveling, gardening, and making memories.  He calls Austin, Texas home.Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Tanya Taylor, author, TedX speaker and Founder of Grow Your Wealth about changing the way we think about money and growing your wealth.In this episode we discussed:Dreams to Disability.Every woman can take control of their money.Don't be fearful.Why we need to shift our mind completely about our money stories.Align our spending with our goals.The importance of a safety net with the right amount of disability insurance. Tanya Taylor, CPA, MBA. With over two decades of helping people improve their financial lives, Tanya is on a mission to stop the cycle of poverty and build generational wealth.  She is an author, TEDx speaker, and the founder and CEO of Grow Your Wealth. This financial education platform empowers women to achieve confidence in managing their finances so that they can retire worry-free. Tanya infuses her knowledge from learning and teaching about wealth building, wealth with her 24 years on Wall Street in the banking and insurance industries. She has been featured in publications such as Business Insider and Black Enterprise, sharing her story from an undocumented immigrant as an impoverished Jamaican traveling to the U.S. alone at 16 to capitalizing on the opportunity to build wealth and changing the trajectory of her and her family's lives.  Tanya's core belief relies on the balance of wealth building and personal goals, in which she continues to jet-set the world with more than 60 countries visited.Connect with Tanya Taylor: WebsiteLinkedInInstagramTiktokFacebook GroupYouTubeBooks:Broke to Wealth: How To Build a Strong Financial Foundation, Implement Effective Strategies, and Sustain Financial Growth (Amazon)Broke to Wealth Companion Workbook: How to Build a Strong Financial Foundation, Implement Effective Strategies, and Sustain Financial Growth (Amazon)Limitations To Limitless: Seven Proven Strategies to Protect Your Finances From Life's Curveballs (Amazon)Your Roadmap to 850: The Ultimate 6-Step Guide to a Perfect Credit Score (Amazon)Mentioned in this episodeThe Power of Compound Interest - The Get Ready Money Podcast (here)IRS Tax Withholding Estimator (W-4 calculator and information)CNBCMarket WatchMotley FoolNerdwalletSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Misty Lynch, CEO of Sound View Advisors, podcast and reality tv show host about changing the way we think about our relationship with money,In this episode we discussed:Be accepting of the way things are. Don't let labels hold you back, it's important to not think of things as good or bad. Question your beliefs. Couples should be open minded about what's important to each other.How to overcome fear with our money. Ask yourself what's the worst case scenario? It's oftentimes not that bad. Misty Lynch, CFP® is the CEO of Sound View Financial Advisors. Misty helps busy business owners and executives handle finances (and life) with confidence using financial planning, investment management, and money mindset coaching strategies. Misty hosts the reality TV series Heartbroke and the weekly podcast Demystifying Money. She is a personal finance expert and a resource for media outlets including The New York Times, Cosmopolitan, CNBC, CNN, Investopedia, Real Simple, Student Loan Hero and many others. Investopedia named her one of the Top 100 Financial Advisors in 2021 and US News and World Report named her one of the 9 Women in Finance to Follow "because sometimes you need life advice, not just financial advice".Connect with Misty Lynch:Website:https://mistylynch.comLinkedIn: https://www.linkedin.com/in/mistylynch/Sound View Advisors Website: https://www.soundviewadvisors.comBooks:Demystifying Money: Permanently Reprogram Your Money Mindset to Achieve the Wealth and Success You Deserve (Amazon) https://amzn.to/497aQwuPodcast:Demystifying Money Podcast: https://mistylynch.com/podcast/TV Series:Heartbroke: https://mistylynch.com/heartbroke/Resources mentioned:Monarch Money (money management app): https://www.monarchmoney.comBrightfin (budgeting/spending app): https://brightfin.ioSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Anthony Delauney, author and financial dadvisor about changing the way we think about money and helping kids become financially literate. In this episode we discussed:The number one reason that people don't achieve their goals is fear of judgment.Help your kids form their own opinion.Let your kids make the choice.You can introduce concepts at an early age. The most critical lessons are the fundamentals. Anthony Delauney is a financial Dadvisor and the founder of Owning the Dash, LLC, an organization dedicated to promoting childhood financial literacy and family financial freedom. Delauney has written a series of award-winning children's picture books that each teach basic lessons about money. He has also authored two financial self-help books geared toward helping young couples start their financial journey and toward helping older couples prepare for their transition into retirement.  In addition to writing, Anthony has worked in the financial services industry since 2003. He has acquired the professional certifications of Certified Financial Planner(TM) practitioner, Chartered Financial Consultant®, Chartered Retirement Planning Counselor(SM), Retirement Income Certified Professional®, and Behavioral Financial Advisor(TM).Connect with Anthony Delauney: Website (here) Facebook (here) Instagram (here) LinkedIn: Anthony Delauney (here) - Owning the Dash (here)Book:Owning the Dash (Amazon) https://amzn.to/3CHhaygOwning the Dash: The No-Regrets Retirement Roadmap (Amazon) https://amzn.to/3CufLetOwning the Dash Kids' Books series:Dash and Nikki and The Jellybean Game (the Owning the Dash Kids' Books series Book 1) - (Amazon). https://amzn.to/48TKXQyLilly and May Learn Why Mom and Dad Work (the Owning the Dash Kids' Books series Book 2) - (Amazon) https://amzn.to/3OaEd7fRohan and Nyra and Big Sister's Bet (the Owning the Dash Kids' Books series Book 3) - (Amazon) https://amzn.to/4ez6pveMichael and Hannah and the Magic Money Tree (the Owning the Dash Kids' Books series Book 4) - (Amazon) https://amzn.to/4hRORxfAkash and Mila and the Big Jump (the Owning the Dash Kids' Books series Book 5) - (Amazon) https://amzn.to/41867J1Iver and Luke and the Friends-for-Others Club (the Owning the Dash Kids' Books series Book 6) - (Amazon)  https://amzn.to/3AMDVApVisit the Owning the Dash store with up to Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with George Kinder, author and founder of the Fiduciary In All Things (FIAT) Movement about the FIAT movement. In this episode we discussed:Why FIAT is essential for the future of civilization.Imagine if we lived in a trustworthy world. A great first step is to reflect and listen more. How we can integrate FIAT into our lives, and lead from our personal integrityWithout a fiduciary standard, democracy is undermined and civilization can die. Why institutions have a higher obligation and need to be trustworthy. George Kinder is an author and international thought leader. Known in the financial industry as the Father of Life Planning, George has authored 12 books, including three books on money as he revolutionized client-centered financial advice through experiential trainings for thousands of advisors from over 30 countries across six continents. A mindfulness teacher for thirty-five years, Kinder has led weekly meditation classes and residential retreats around the world. In his latest book, The Three Domains of Freedom, he inspires readers to experience three profound freedoms: the freedom of each moment, the freedom to pursue one's life purpose, and the freedoms of civilization. He advocates a sustainable approach for institutions to prioritize humanity, democracy, the Earth, and the truth above their own self-interest, a concept he terms Fiduciary In All Things (FIAT).Financial Planning Association's first Heart of Financial Planning Award in 2006, recognizing “individuals who demonstrate commitment and passion in doing extraordinary work to contribute or give back to the financial planning community and/or the public.”The Transparency Task Force's Transparency Trophy (2017), recognizing his role in “helping to navigate the industry towards a more transparent, competitive and enlightened state.““One of 20 People Who Shaped the Financial Planning Industry” (“50th Anniversary of Financial Planning” Special Edition, InvestmentNews, 2019).Connect with George Kinder:Website (here)LinkedIn (here) Instagram, Facebook, X and YouTube: @georgedkinderThe Fiduciary in All Things website (here) The Kinder Institute website (here)Life Planning for You website (here) Books:The Three Domains of Freedom: Each Moment Is Yours, Your Life Is Yours, Civilization Is YoursLife Planning for You: How to Design & Deliver the Life of Your DreamsLighting the Torch: The Kinder Method(TM) of Life PlanningThe Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your LifeA Golden Civilization and The Map of MindfulnessA Song for Hana & the Spirit of Leho'ulaTransforming Suffering into Wisdom: Mindfulness aSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Joe Saul-Sehy, Katherine Pomerantz and Rhianna Basore to talk about applying the principles of improv to money by saying yes, and to money. Here's what we each think we know and then discussed: Life is improv. Find your voice.Everyone wants you to win. Leaning into play and joy will always make it better - RhiannaTrust ourselves with our money, - KatherineFeel the fear and do it anyway - Joe Joe Saul-Sehy is the creator and co-host of the Stacking Benjamins show and the author of Stacked: Your Super Serious Guide to Modern Money Management. Stacked was called the #1 book on personal finance by CNN for 2023. Stacking Benjamins has been called the top personal finance podcast by Kiplinger and Bankrate, and FastCompany calls the show the "perfect blend of finance and humor." Joe lives in Texarkana, Texas with his spouse Cheryl and cat Cooper.Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals. She believes every idea has the ability to change the world if given the right financial support. She leads an accounting firm & financial education company, and her expertise has been featured by VICE Media, Discover Card, The Penny Hoarder, and the Stacking Benjamins Podcast. She loves yoga, walking dogs, and throwing rad birthday parties. Rhianna Basore is the innovative founder and CEO of Self Trust Fund, a pioneering platform dedicated to empowering high-achieving women to build confidence and achieve financial success. With a background in both business and creative psychology, Rhianna integrates these disciplines to offer a comprehensive approach to personal and financial development. At Self Trust Fund, Rhianna combines her expertise in financial planning with a deep understanding of self-trust principles. Her work focuses on helping clients align their financial decisions with their personal values, fostering a sense of self-efficacy and long-term prosperity. Rhianna's methodology emphasizes the importance of self-awareness and strategic financial management, guiding individuals towards a more empowered and fulfilling financial future.  Rhianna is recognized for her ability to simplify complex financial concepts and make them accessible to a broad audience. Her professional credentials include being an award-winning director, international actor and professional writer with over twenty years of experience on stage and screen. Connect with Joe Saul-Sehy:WebsiteInstagramTwitterFacebookConnect with Katherine Pomerantz:WebsiteLinkedInConnect with Rhianna Basore:WebsiteLinkedInSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Christine Luken, Founder of the Financial Dignity Movement and the Wealthy Woman Book Club about changing the way we think about money and financial dignity.In this episode we discussed:You are responsible for your own personal finances, not anyone else's. Money is about more than the numbers, it is emotional.You should feel positive and peaceful with your money.Financial professionals can help their clients gain financial dignity by asking questions to understand their why.The power of compound interest - start saving early and often.Christine Luken is the Founder of the Financial Dignity® Movement, Christine has coached hundreds of high-earning professionals, business owners, and divorcing women to pay off staggering amounts of debt and massively increase their net worth. The author of four books and host of the Wealthy Woman Book Club™, Christine blends wise money management with emotional intelligence. When she's not connecting with her global online community or coaching clients from her office in beautiful Kentucky, you can find Christine on the golf course, by the pool, or curled up with a good book, a fluffy cat, and a strong cup of coffee. Connect with Christine Luken:Website (here)LinkedIn (here)Instagram (here) Facebook (here) TikTok (here)  YouTube (here)  Books: Financial Dignity® After Divorce: A Woman's Guide to Healing Her Relationship with Money (Amazon) https://amzn.to/3YVhqCGManage Money Like a Boss: A Financial Guide for Creative Entrepreneurs (Amazon) https://amzn.to/48HeexDMoney is Emotional: Prevent Your Heart From Hijacking Your Wallet (Amazon) https://amzn.to/4hEkP02Provider Money Pleasure Money: The Energetics of Personal Finance (Amazon) https://amzn.to/4favkXfBook Club:The Wealthy Woman Book Club (here) Podcast:Money is Emotional Podcast (here)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Catherine Tindall, CPA and host of the Financial Advisors Want to Know Podcast about changing the way we think about money and proactive tax planning.In this episode we discussed:Address the fear of tax planning by shining a light on it. Why you should learn how to read your own tax return and learn what's going on.You can gain control by learning how the tax system works.Know when you need a CPA and the questions to ask when looking for a CPA. Dial in your relationship with your tax professional, their process and how they can support you. Catherine Tindall, CPA, is a strategic tax planner and partner at Dominion Enterprise Services, specializing in optimizing tax strategies for Registered Investment Advisors (RIAs), Independent Broker-Dealers (IBDs), and 1099 financial advisors with annual revenues between $500k and $10M. Passionate about proactive tax planning, Catherine focuses on collaboration to empower her clients to achieve growth and financial success. With a track record of helping advisors save significantly on taxes, She is dedicated to ensuring her clients futures are secure and prosperous.Catherine also hosts the "Financial Advisors Want to Know Podcast, " where she shares insights on reducing income taxes, staying compliant, and sustainably growing advisory firms. In each short form episode she tackles targeted topics with expert guests aimed at helping advisors scale intelligently and build their practices to 7-8 figures.Connect with Catherine Tindall, CPA:Dominion Enterprise Services (here) LinkedIn (here)YouTube (here)Podcast:Financial Advisors Want to Know Podcast (Spotify)Resources mentioned:Internal Revenue Service (here)Simple Numbers, Straight Talk, Big Profits!: 4 Keys to Unlock Your Business Potential by Greg Crabtree and Beverly Herzog (Amazon)The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It by Michael Gerber (Amazon)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Cameron Huddleston, author and Director of Education at Carefull; Pam Ostrowski, Dementia Caregiving Speaker, Consultant and Author; and Ruschelle Khanna, author and fractional learning officer to talk about Mom and Dad, What's the Plan? Here are some key insights: Conversations need to happen sooner, rather than later - not in an emergencyCome from a place of collaborationEmotions have to be dealt with first, the conversation has to be normalizedHow to start the conversation, even with someone who doesn't want to have it. We need to communicate to protect our needs and dignity. Cameron Huddleston is the author of "Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances." She is an award-winning journalist who has been writing about personal finance for more than 20 years. She also was a caregiver for more than 12 years for her mom, who had Alzheimer's disease. Cameron is currently the director of education and content at Carefull, the first service built to organize and protect the daily finances of older adults.Pam Ostrowski, CSA, CDP, CDC is a Dementia Caregiving Speaker, Consultant and Author of "It's Not That Simple: Helping Families Navigate the Alzheimer's Journey,". Dementia caregiving coach and guide, Pam Ostrowski, provides a path to relieve the fear, anxiety, and confusion that family members experience when a loved one is diagnosed with dementia. Pam is the founder of Alzheimer's Family Consulting. She is also the author of the highly rated Alzheimer's guidebook, "It's Not That Simple: Helping Families Navigate the Alzheimer's Journey," which is based on Pam's 14-year dementia and Alzheimer's journey with her parents. She works with organizations such as financial advisors and long-term care professionals to educate them on the need for more client conversations on aging well and planning for possible later-in-life cognitive impairment.Ruschelle Khanna, LCSW is an Advisor and Therapist for High Net Worth Females & Families. Ruschelle specializes in helping leaders and teams develop high EQ skills to effectively blend strategic thinking, creative problem solving and effective communication. She serves as a Fractional Learning Officer for families in enterprise.  Ruschelle is a Gottmann Method Facilitator. She was formerly the Clinical Director at Samaritan Daytop Village. Connect with Cameron Huddleston: WebsiteLinkedInX/TwitterFacebookConnect with Pam Ostrowski: Alzheimer's Family ConsultingLinkedInFacebookYouTubeConnect with Ruschelle Khanna:WebsiteWebsiteLinkedInSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Luke Rother, the Managing Partner at Yetworth Collaborative to talk about busting the top 10 life insurance myths and what advisors need to know.Here are the myths we busted: Life insurance is only for people who are working/ people who have kids.Life insurance is too expensive.I have health issues, so I can't get life insurance.Group life insurance takes care of life insurance needs.Always buy term, never buy permanent insurance.Life insurance policies are set it and forget it. You don't need to review them.Life insurance is an investment (nope, it's insurance with an investment component)You can be your own banker.Indexed Universal Life policies are a ‘scam'.Fee based products (no-load policies) are always better options than commission based products.Luke Rother, CLU, CEPA is a life insurance specialist that has a passion for collaborating with trusted advisors to develop and implement risk protection related strategies to enhance the value that advisors bring their clients.  He entered financial services after working in the nonprofit sector following in the footsteps of his father, Randy, who has been a life insurance specialist for over 40 years. After working with a large insurance carrier, and working with his Dad, Luke decided to join the Yetworth team to expand his product expertise and to launch a dream business that caters to fee-only advisors.Connect with Luke Rother, CLU, CEPA:LinkedIn (here) Yetworth website: (here)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Derrick Kinney, author of Good Money Revolution and Founder of Success for Advisors about changing the way we think about money and adding meaning to our money.In this episode we discussed:Live a day of meaning every single day of your life.Ask yourself what it is that you want?Anybody can be good with money. The most successful ideas are not overnight successes,Bet on yourself. Why and how women can ask for the pay they deserve.Derrick Kinney is changing how you feel about money. He believes money is not bad and good people should have more of it. Derrick is the author of the Wall Street Journal and USA TODAY national bestseller, Good Money Revolution. After applying these proven principles with thousands of clients, Derrick sold his multimillion-dollar financial advisory business to teach these success principles to all financial advisors. As CEO of Success for Advisors, Derrick and his team teach independent financial advisors a 5-step marketing framework to build 7-figure businesses that impact the world.Known for making complex financial and business topics easy to understand, Derrick has been interviewed on CNBC, FOX News, CNN, FOX Business, Yahoo Finance!, PBS, Wall Street Journal, among others. As host of the top-rated Good Money podcast, he inspires business owners and entrepreneurs to make more money to do more good. His guests include Matthew McConaughey, Mel Robbins, Ed Mylett, Jon Gordon, Daymond John, and Sharon McMahon.Recently Derrick set a big goal to positively impact one-million teens by giving them money, business, and life skills that aren't taught in schools. As a passion project, he founded SimpleTeenSuccess.com, a new online program for teens to become money and business smart, build trust with adults, and stand out for the best opportunities.Connect with Derrick Kinney:Website: SuccessForAdvisors.comLinkedIn: https://www.linkedin.com/in/derrickkinney/Instagram: https://www.instagram.com/derricktkinneyBooks:Good Money Revolution: How to Make More Money to Do More Good (Amazon)  https://amzn.to/3VHWc8mMaster the Media to Attract Your Ideal Clients: A Personal Marketing System for Financial Professionals (Amazon) https://amzn.to/3xIM1sdPodcast:The Good Money Podcast (Apple Podcasts)Resources mentioned:Get the raise you want from Derrick Kinney: the 3 questions to ask: https://www.gettheraiseyouwant.comPeter Lynch - One Up On Wall Street: How To Use What You Already Know To Make Money In The Market (Amazon) https://amzn.to/4dlvyJpThe Richest Man in Babylon by George Clason (Amazon) Bohemian Rhapsody (movie)Shawshank Redemption (movie)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Stina Borth, founder and CEO of Keymaker Services about changing the way we think about money and neurodiversity.In this episode we discussed:Money provides access and opportunities. Defining the impact of executive functioning on money.Why advisors need to slow down and simplify for their clients.A look at education savings account like ABLE accounts. Overcome fear of money through normalizing money with our loved ones.Create a strategy to model money conversations with kids.  Stina Borth, founder and CEO of Keymaker Services Inc., is an expert in productivity and workplace innovation, specializing in neurodiversity and inclusivity. She believes embracing individuals' unique dynamics boosts creativity, productivity, and collaboration. Her training programs aid professionals, including neurodivergent individuals, optimize work patterns, leading to transformative outcomes. The strategies Stina uses have been proven to increase productivity, retention, and profits. Her approach creates work cultures where every team member feels empowered.Through Keymaker Youth Support Services Inc., Stina also empowers high-achieving youth to gain a competitive edge in academics, work, and life. Her programs develop key skills such as time management, strategic planning, and emotional intelligence, aiding youth and young adults to excel. Stina's approach is individualized, emphasizing flexibility and self-regulation to unlock each individual's strengths. Whether with executives or youth/young adults, Stina Borth is committed to inclusivity, innovation, and delivering real-world results.Connect with Stina Borth:LinkedIn (here)Instagram: @Keymakerservices (Instagram)Facebook: (Facebook)Psychology Today: (HERE)Connect with Keymaker Services:Youth/Young Adult Services focused: (HERE) Youth/YA New Client Intake Form: (HERE)Professional/Corporation/Organization Focused: (HERE)Free Consultation Form for services: (HERE)Mentioned this episode:“Slow is smooth, smooth is fast” U.S. Navy Seals mantra. Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart (Amazon) A Healthy State of Panic: Follow Your Fears to Build Wealth, Crush Your Career, and Win at Life by Farnoosh Torabi (Amazon). Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Katherine Pomerantz, Founder of The Bookkeeping Artist and Creator of the Money Storyteller Method™  about changing the way we think about money and writing your future money story. In this episode we discussed:The importance of understanding your money story. Why you should reflect on your money decisions. Money is abundant,Anyone can be financially successful.Think about money as a resource (as a tool).Compound interest is magic.Katherine Pomerantz is the Founder of The Bookkeeping Artist. Katherine is an actress turned accountant, has capitalized on her artistic background to create the Money Storyteller MethodTM - a mindset and accounting framework that helps business owners master the creative language of money to map out and easily achieve ambitious goals. She believes every idea has the ability to change the world if given the right financial support. She leads an accounting firm & financial education company, and her expertise has been featured by VICE Media, Discover Card, The Penny Hoarder, and the Stacking Benjamins Podcast. She loves yoga, walking dogs, and throwing rad birthday parties. Connect with Katherine Pomerantz:Website: https://www.katherinepomerantz.comLinkedIn: https://www.linkedin.com/in/katherinepomerantz/Mentioned in this episode:The Get Ready Money Podcast: The Power of Compound Interest episode (here)Headspace app (learn more here)Poor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munger (Amazon)The Hero's Journey: Joseph Campbell on His Life and Work by Joseph Campbell (Amazon)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Barry Fisher, CEO of Blaze 'n' Bear Insurance Services and host of the Protecting What Matters radio show about changing the way we think about money and protecting what matters.In this episode we discussed:Why long term care planning is an essential part of financial planning. How advisors can start to have conversations on long term care planning. Why long term care insurance is just part of the puzzle - it's a funding mechanism.The future of long term care insurance. How business valuations help with succession planning. Barry J. Fisher is the CEO of Blaze ‘n Bear Insurance Services, Inc. a firm dedicated to helping small and medium sized business owners achieve financial success by concentrating on matters pertaining to business continuation, succession and estate planning.  Blaze ‘n Bear's business valuation service is the centerpiece of its planning practice. In 1999 Barry co-founded the American Association for Long Term Care Insurance (“AALTCI”).  As AALTCi's first president, Barry helped create the Long-Term Care Professional (“LTCP”) designation.  He is also past-president of the California Association of Health Underwriters (2001) and Chairman of CAHU-PAC (2004-2006) where he helped raise over $1,000,000 for political advocacy. Barry has served on the California Department of Insurance (“CDI”) Curriculum Board and on various CDI workgroups pertaining to legislation and insurance agent education. He is also a Past Chairman of the ILTCI Conference and served on the Society of Actuaries Long-Term Think Tank. He has been a frequent contributor to industry publications on a wide range of insurance and legislative topics and is a sought-after speaker at industry events.Barry hosts a weekly 90-minute radio broadcast on KPRL (1230AM) called “Protecting What Matters”, and supports a number local & national charities and organizations dedicated to creating better communities.Connect with Barry Fisher:Website (here).LinkedIn (here).Radio Show:Protecting What Matters Radio Show (here).Mentioned on this episode:Investopedia: www.investopedia.comReal Clear Politics: Realclearpolitics.comPlanning for Long-Term Care survey findings (Lincoln)Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Chris Vermeulen, founder and Chief Investment Officer of The Technical Traders about changing the way we think about money and asset revesting.In this episode we discussed:Success is about bringing in experiences from different areas.The importance of having a plan, systems, processes and checklist. The power of starting early, saving at least a little and doing so consistently. Why you need to diversify asset classes.The stock market is a long game. Defining technical trading. The more you know, the more successful you will be. Chris Vermeulen is a financial expert who challenges conventional investing wisdom and believes that investors should only own rising assets. With over 25 years of experience, Chris shares an alternative investment style called Asset Revesting that allows investors to achieve higher returns, lower drawdowns, and profit from bear markets.Chris founded TheTechnicalTraders.com, a platform that provides investors with Asset Revesting signals and education on using technical analysis and position and risk management. He is also the author of the books “Technical Trading Mastery” and “Asset Revesting,” his newest book, which explores this innovative investment method.Chris' investment philosophy is grounded in the belief that diversification and the buy- and-hold strategy can be dangerous for mature investors. Instead, he advocates for only owning assets that are rising in value, selling those that are in decline, and using technical analysis to identify and confirm these trends and price action. This approach helps investors achieve above-average returns while minimizing risk.Connect with Chris Vermeulen:Website: https://thetechnicaltraders.com/LinkedIn: https://www.linkedin.com/in/ruschelle-khanna-lifestyle-for-legacy/YouTube Channel:The Technical Traders: https://www.youtube.com/c/TheTechnicalTradersBooks:Asset Revesting: How To Exclusively Hold Assets Rising in Value, Profit During Bear Markets and Continue Building Wealth in Retirement by Chris Vermeulen and Ashley Mulock (Amazon) https://amzn.to/3BeHH5GTechnical Trading Mastery, Second Edition: 7 Steps To Win With Logic by Chris Vermeulen (Amazon) https://amzn.to/47BfhPqMentioned this episode:Bloomberg Five Things To Start Your Day: https://www.bloomberg.com/account/newslettersSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Jedidiah Collins, author, Founder and CEO of Money Vehicle about changing the way we think about money and why it's a vehicle for our financial journey.In this episode we discussed:Why education without action fails. What is a CFP? Stop worrying about the world sees in you, think about what you see in yourself. If we can change the way we see money, we can change our future.Questions are your framework for financial success. Jedidiah Collins has gone from NFL Player to Certified Financial Planner® in pursuit of empowering 1 million high school students to speak money. Author of best-selling Your Money Vehicle and Professor of Personal Finances, Jed then became the founder of EdTech company Money Vehicle. Money Vehicle delivers a Roadmap for educators and a License for students to Drive Financial Literacy.Connect with Jedidiah Collins, CFP®: Website: https://jedidiahcollins.comMoney Vehicle Website: https://yourmoneyvehicle.comLinkedIn: https://www.linkedin.com/in/jedidiah-collins/Instagram: https://www.instagram.com/fullbackoffinanceYouTube: https://www.youtube.com/@jedidiahcollins8198Book:Your Money Vehicle: How to Begin Driving to Financial Freedom! (Amazon). https://amzn.to/4djUIbvMentioned this episode:Number 1 resource - The Founders Podcast - biographies  https://www.founderspodcast.comPoor Charlie's Almanack: The Essential Wit and Wisdom of Charles T. Munger by Charles T. Munger (Amazon) https://amzn.to/3ZgYj6FSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Cara Macksoud, CEO of Money Habitudes about changing the way we think about money and financial behavior.In this episode we discussed:Maximizing your joy with you what you to have.Money decisions under pressure can be more expensive.Take the time to commit to learning something about money. Have money conversations openly and non-judgmentally.Money decisions under pressure can be more expensive. Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15-year career as a trader on Wall Street and serving as the Chief Financial Officer for a nonprofit organization in New York City, Cara transitioned into the behavioral finance space. She earned a Graduate Certificate in Financial Therapy from Kansas State University and holds a Bachelor of Science in Finance from the NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association, where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an Accredited Financial Counselor (AFC) candidate.Connect with Cara Macksoud:Website: www.moneyhabitudes.comLinkedIn: https://www.linkedin.com/in/caramacksoud/Mentioned this episode:The Tony Steuer Podcast with Ben Miller: Money Equals Time (here).Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions by Dr. Dan Ariely (Amazon)Dollars and Sense: How We Misthink Money and How to Spend Smarter by Dr. Dan Ariely (Amazon) Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with George Kinder, author and the Father of Life Planning about changing the way we think about money and why your life is yours. In this episode we discussed:Live the life that means the most to you. Your life is yours. Each moment is yours. Think about money in terms of your passions.Listen to who your clients really want to be.Even if you're in a tough place, you can always find things to celebrate. George Kinder is an author and international thought leader. Known in the financial industry as the Father of Life Planning, George has authored 12 books, including three books on money as he revolutionized client-centered financial advice through experiential trainings for thousands of advisors from over 30 countries across six continents. A mindfulness teacher for thirty-five years, Kinder has led weekly meditation classes and residential retreats around the world. In his latest book, The Three Domains of Freedom, he inspires readers to experience three profound freedoms: the freedom of each moment, the freedom to pursue one's life purpose, and the freedoms of civilization. He advocates a sustainable approach for institutions to prioritize humanity, democracy, the Earth, and the truth above their own self-interest, a concept he terms Fiduciary In All Things (FIAT).Financial Planning Association's first Heart of Financial Planning Award in 2006, recognizing “individuals who demonstrate commitment and passion in doing extraordinary work to contribute or give back to the financial planning community and/or the public.”The Transparency Task Force's Transparency Trophy (2017), recognizing his role in “helping to navigate the industry towards a more transparent, competitive and enlightened state.““One of 20 People Who Shaped the Financial Planning Industry” (“50th Anniversary of Financial Planning” Special Edition, InvestmentNews, 2019).Connect with George Kinder:Website: www.georgekinder.comLinkedIn: https://www.linkedin.com/in/george-d-kinder-0749196/X and Facebook: @georgedkinderInstagram: @george_kinder YouTube: @gdkinder The Kinder Institute: Website: www.kinderinstitute.comInstagram and X: @kinderinstitute Facebook: @kinderlifeplanningLinkedIn: @kinderinstituteoflifeplanning YouTube: @kinderinstituteoflifeplanningLife Planning for You website: https://www.lifeplanningforyou.comBooks:Life Planning for You: How to Design & Deliver the Life of Your Dreams (Amazon) Lighting the Torch: The Kinder Method(TM) of Life Planning (Amazon) The Seven Stages of Money Maturity: Understanding the Spirit and Value of Money in Your Life (Amazon)A Golden Civilization and The Map of Mindfulness (Amazon) A Song for Hana & the Spirit of Leho'ula (Amazon) The Three Domains of Freedom: Each Moment Is Yours, Your Life Is Yours, Civilization Is YSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Elliott Appel, Founder of Kindness Financial Planning; Faith Teope, multimedia journalist and CEO of Leverage Retirement; Laura Adams, author and host of the Money Girl Podcast and Marguerita Cheng, CEO of Blue Ocean Global Wealth. We discussed putting the personal back into personal finance. Here are some take-aways: Every woman needs to take an active role with her money.Think about goals first, what do you want?Be intentional and talk with your loved ones about money.Get curious, ask what am I missing?Figure out what is important to you and prioritize it, it probably costs less money than you think. (Elliott Appel)Create a life with your money, using it as a tool that brings you joy. (Laura Adams)You don't need to wait till tomorrow to enjoy your passions and priorities. (Marguerita Cheng)Take the time to really visualize how you want to live your life and then hold on to it. (Faith Teope)Elliott Appel is a fee-only, fiduciary financial planner and the founder of Kindness Financial Planning, LLC, which focuses on helping widows and caregivers gain control of their financial life. In addition to writing regularly about financial planning strategies, aging, and caregiving, Elliott co-hosts a podcast called ME and Money. Elliott enjoys playing tennis, hiking, biking, photography, and cooking. He currently lives in Madison, Wisconsin to support his wife's career in medicine, but calls the Pacific Northwest home.Faith Teope is a multimedia journalist, children's financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm's Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title is The Monster Job. Laura Adams is an award-winning author, speaker, host of Money Girl podcast (43 million downloads), and founder of The Money Stack. She was named one of Empower's "Top 50 Women in Personal Finance" and is a Forbes Advisory Board Member. As a frequent source for the national media, millions of viewers and readers benefit from her practical financial advice. Laura's mission is to empower consumers to make smart money decisions through her speaking, spokesperson, and advocacy work. She received an MBA from the University of Florida and lives in Vero Beach, Florida.Marguerita (Rita) Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. As a Certified Financial Planner® professional Rita helps people meet their life goals through the proper management of financial resources. She is passionate about helping them navigate some of life's most difficult issues—divorce, death, career changes, caring for aging relatives—so they can feel confident and in control of their finances. Rita is a regular columnist for Kiplinger and MarketWatch, and a past spokesperson for the AARP Financial Freedom Campaign. Rita volunteers her time as a Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

Send us a textDiscover the transformative power of rethinking wealth as we welcome Tess Fessler, the brilliant mind behind Equetica, to our podcast. Tess takes us on a journey from the turbulent 60s and 70s of New Jersey to the intricacies of modern economic systems. We promise you'll walk away with a fresh perspective on how economic opportunities shape wealth distribution, echoing age-old societal structures. Tess's insights peel back the layers of inequality, revealing how today's economies are not far removed from the medieval power dynamics.We take a nuanced look at the intersection of health and wealth, shedding light on the importance of mindful financial habits. Together, we explore the delicate balance between immediate happiness and long-term financial stability, questioning whether small indulgences, like your daily coffee, are worth the cost. The conversation dives into the pitfalls of extreme frugality and the joy that can coexist with financial goals. Get ready to challenge your financial habits and embrace a mindset that fuels both your happiness and your wallet.The episode doesn't stop there—prepare to arm yourself with practical tools for building financial security. Inspired by the wisdom of Warren Buffett, we lay out strategies for long-term investing, emphasizing the value of S&P 500 index funds and automated savings. Tess passionately advocates for financial literacy and equality, encouraging us to rethink traditional money narratives. The stakes are high, but with the right knowledge and planning, a more equitable financial future is within reach. Don't miss this eye-opening conversation with Tess Fessler, and make sure to share these insights for a financially empowered community.Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Zach Whelchel, founder at MyBudgetCoach about changing the way we think about money and intentional budgeting.In this episode we discussed:Be intentional with your money (and your spending).Why budgeting is the foundation of a sound financial plan. Allocate your money to your values.Why budgeting is for everyone. Be aware of your decisions. Zach Whelchel is a software developer, entrepreneur, husband, and father to two young boys. He's always been different when it comes to money. In elementary school his friends built their own economic system in the backyard called Nutopia. In college Zach made over $1,000 recycling beer cups at a music festival to fund his study abroad. As an entrepreneur Zach's passion is to help others be intentional with their finances so they can build a life that aligns with their values. Recently, Zach founded MyBudgetCoach to help the world fall in love with budgeting.Connect with Zach Whelchel:LinkedIn: https://www.linkedin.com/in/zach-whelchel-50858744/Connect with MyBudgetCoach:Website: https://www.mybudgetcoach.com/Facebook: https://www.facebook.com/MyBudgetCoachHQInstagram: https://www.instagram.com/MyBudgetCoachHQSupport the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Karen Holland, Founder of Gifting Sense about teaching our kids to think before they buy. In this episode we discussed:How the DIMS (does it make sense) score helps kids (and adults) make well-informed decisions before spending money.Basic financial literacy is a human right.Our money personality is relatively stable and established by adolescence.Thinking before buying is a simple habit. Slow down with your money: FOMO (fear of missing out leads to spending with speed, which can lead to regret.Think about the total cost - lay bare the facts of a purchase.Karen Holland has been making learning about money immediately helpful to school-aged children for over 9 years through her early financial education Not-For-Profit Gifting Sense, home of the DIMS - DOES IT MAKE SENSE?® SCORE Calculator. A free and safe online tool that introduces children to the habit of asking & answering simple questions about typical childhood purchases, before, anyone spends a dime. Karen worked for Canada's largest bank before having a family that is now grown up. She has an Honours Bachelor of Arts Degree in Economics and a Master's Degree in Economic History. Gifting Sense has been recognized at the Money Awareness & Inclusion Awards three years running, in 2022, 2023 and 2024.Connect with Karen Holland:Gifting Sense Website (here)LinkedIn (here)Mentioned this episode:DIMS SCORE® Calculator: https://giftingsense.org/gift-survey/Remember Shopping From Home at Midnight? Blogpost: https://giftingsense.org/article/remember-shopping-from-home-at-midnight/Answering UChicago's “Questions to Pose” Blogpost: https://giftingsense.org/article/answering-chicagos-questions-to-pose/The Get Ready Blueprint: A 52 Week Guide to Changing the Way You Think About Money by Tony Steuer (here) The Missing Link: from College to Career and Beyond Personal Financial Management by Fred Selinger (here)The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life by Robin Taub (Amazon) https://amzn.to/4aVQyGrFrequency Budgeting: Can't stick to a budget? Try these tweaks instead with Wendy De La Rosa (TED) - (here) Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Charlene Cong, CFA, investment coach and founder of FinFit about changing the way we think about money and democratizing financial literacy. In this episode we discussed:Simplicity wins with money. Why a long term mindset and consistency are critical for success.Investing is for everyone, not just for the rich.  What is a Chartered Financial Analyst (CFA)?The relationship between fitness and finances. Start investing as early as possible - invest for your kids (it's the power of compound interest). Charlene H. Cong, CFA, is the founder of FinFit GmbH, a finance and investment educator, podcaster, and YouTuber. With over 10 years of experience in the banking industry, including a tenure at JPMorgan Asset Management, she is a Chartered Financial Analyst based in both Hong Kong and Switzerland. Charlene is an Executive Board Member of the Swiss Capital Market Forum. Connect with Charlene Cong:Website (website)  www.charlenecong.comFinFit GmbH Website: www.finfitsolution.comLinkedIn (LinkedIn) https://www.linkedin.com/in/charlenecong/Instagram (Instagram) Resources:Budgeting and Spending Template (free): (here)Investment Masterclass: (here)Youtube (here) https://www.youtube.com/@CharleneCongPodcast:Charlene's Podcast (YouTube) Mentioned on this episode:The Get Ready Money Podcast: The Power of Compound Interest with Mac Gardner, Derrick Wesley, Chris Mouzon & Thomas Kopelman (here).Warren Buffett's Annual Letter to Berkshire Hathaway Shareholders (here).The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham (Amazon). The Millionaire Next Door: The Surprising Secrets of America's Wealthy by Thomas Stanley and William Danko (here) The Four Money Bears by Mac Gardner (Amazon) The Monster Job by Faith Teope (Amazon)Sammy Rabbit's Money School (here)Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Julie Murphy, Author, Speaker and President of JMC Wealth Management about changing the way we think about financial healing.In this episode we discussed:The best investment you can make is in your health. Be authentically yourself. Why you should align your linear brain with your emotional brain. The importance of making conscious choices.Understanding that money is energy. Build up confidence by accomplishing what's important to you. Julie Murphy is a Chicago-based CERTIFIED FINANCIAL PLANNER™ and founder and CEO of JMC Wealth Management, Inc. Julie received her BS in Finance from the University of Illinois Champaign-Urbana and her MBA from The University of Notre Dame. A 27-year veteran of the financial services industry, Julie and her team have successfully served thousands of clients throughout the U.S. and abroad.  Julie is adept at all the critically important financial and life planning aspects.  Consulting areas include, but are not limited to, portfolio management and asset allocation, including risk management, college planning, business and retirement planning, estate planning, life, disability, and long-term care insurance.   Unlike other CFPs, Julie's approach is unique. She works with clients to uncover their " relationship" to their assets. Her time-tested program, PACT (P: Picturing Yourself, A:  Accepting Reality and Awakening, C: Choosing to Change, T: Taking Action) has transformed countless client's lives.Connect with Julie Murphy:  LinkedIn:  https://www.linkedin.com/in/juliemariemurphy/Facebook: https://facebook.com/AwakenWithJulieInstagram: https://instagram.com/AwakenWithJuliePinterest: https://pinterest.com/awakenwithjulieTikTok: https://www.tiktok.com/@awakenwithjulieX: https://twitter.com/AwakenWithJulieYouTube: https://www.youtube.com/c/JulieMurphyWebsite: https://www.juliemurphy.com/JMC Wealth Management: jmcwealth.com Free IMPACT Workshop: https://www.impactyourlifenow.com/registration-pageFree Worksheet: https://www.impactyourlifenow.com/Free-DownloadsPodcast:Wake Up To Your Wealth with Julie Murphy (listen on Anchor) (Spotify) Book:Awaken Your Wealth | Creating a PACT to Optimize Your Money and Your Life (Amazon) Awaken Your Wealth Workbook: Creating a PACT to OPTIMIZE YOUR MONEY and YOUR LIFE (Amazon)The 4 Spiritual Laws of Money: Your Journey to Real Wealth (Amazon) The Emotion Behind Money (Amazon)The Emotion Behind Money Workbook: Building Wealth from the Inside Out (Amazon)Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Carolina Perez Sanz, author and advocate for helping people overcome under earning about changing the way we think about money and busting money ghosts.In this episode we discussed:Personal power is what allows you to trust yourself.Money ghosts are behaviors that under-earners show.Ask for what you're worth. Stop undervaluing yourself, don't work for free.Money doesn't give you power, you have your personal power. Thanks to your power, you can use money how you want. Connect with Carolina Perez Sanz:Website and newsletter: (here)LinkedIn (here) Book:Stop Being Afraid of Money - coming Spring 2025Mentioned this episode:Overcoming Underearning(R): A Five-Step Plan to a Richer Life by Barbara Stanny (Amazon) https://amzn.to/45QxfMLYou're Not for Everyone: But, You Can Be For Everyone by Kristin Andree (Amazon) https://amzn.to/3L0MTvgThinking, Fast and Slow by Daniel Kahneman (Amazon) https://amzn.to/3L4HUKmBio: Carolina Perez Sanz, PhD, CPCC, PCC is an experienced leadership coach, trainer, and consultant with over a decade of expertise in organizational coaching, corporate training, and internal communications. As the founder of Co-Lumina Coaching, Carolina has helped individuals and teams enhance their leadership presence, improve communication, and navigate organizational change. As a certified coach, she specializes in developing high-impact programs that combine professional, personal, and spiritual growth.Beyond her coaching work, Carolina is a passionate writer, sharing insights on personal power, self-awareness, and spiritual growth. Her writing explores how what she calls Money Ghosts—an extension of the Ego—undermine personal power and keep people earning less than their potential. In her work, Carolina combines deep self-reflection with actionable strategies, helping individuals break free from limiting beliefs and embrace more authentic, empowered ways of living and leading."Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Dr. Brad Klontz, author and financial psychologist and Adrian Brambila, internet entrepreneur about changing the way we think about money and living a life of abundance. In this episode we discussed:How to practice an abundance mindset and shift to a rich mindset. Why you must believe that you can change your circumstances to take control of your money. The importance of experiencing joy when you achieve financial independence. How and why you should use money to buy time. Poor people buy stuff, rich people buy time. Live within your means and practice balance. Brad Klontz is a Financial Psychologist, Certified Financial Planner Practitioner, and Managing Principal at YMW Advisors, an independent, fee-only, Registered Investment Advisory firm. With over 15 years of experience in the field of financial psychology, he helps clients understand and overcome their subconscious beliefs and patterns that affect their financial behaviors and decisions.Brad is also an Associate Professor of Practice at Creighton University's Heider College of Business, where I teach and conduct research on the psychology of financial planning, behavioral finance, money disorders, and financial wellness. He has authored or co-authored eight books and over 100 articles on these topics, and I have been featured in national and international media outlets such as The New York Times, The Wall Street Journal, USA Today, and CNBC. Adrian Brambila is the CEO of adrianbrambila.com. Adrian Brambila is an Ex-professional hip hop dancer who toured with T-Pain and started his first online business in 2011 teaching people how to dance the robot. It grew to the #1 place people learned the dance style of ‘popping' online and although it never became a seven figure operation it allowed Adrian to quit his 9-5 and learn about affiliate marketing.  Adrian went viral on TikTok in 2020 while living in his van and transparently showing how he was making over $100K a month on only a day of wifi a week. Today Adrian is an active affiliate for over 500 different companies, owns a digital marketing agency with 20 American employees and now teaches beginners how to do affiliate marketing through his program The Brambila Method. Connect with Dr. Brad Klontz: InstagramX (Twitter)FacebookLinkedInTikTokYouTubeConnect with Adrian Brambila:X (Twitter)InstagramFacebookLinkedInTikTokYouTubeSupport the show

Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Cameron Huddleston, author and Director of Education & Content at Carefull; Cathy Sikorski, author and speaker along with Neil Granger, Consultant and Expert to talk about changing the way we think about money and elder financial abuse. Here's what we discussed: Defining elder financial abuse and prevention tips.What is a trust mill?How to spot red flags. The importance of being proactive with your parents and communicating about frauds and scams. Adult children should pay attention to their parent's behavior.What to look for in an advisor. Bios:Cameron Huddleston:Cameron Huddleston is an award-winning personal finance journalist, author of Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances and director of education and content at Carefull. She also is an award-winning journalist with nearly 20 years of experience writing about personal finance. Her work has appeared in Kiplinger's Personal Finance, Chicago Tribune, Forbes.com, MSN, Yahoo! and many more online and print publicationCathy Sikorski:Cathy Sikorski, Esq. a Speaker, Elder Lawyer, Author and Media Guest unravels the complex financial and legal problems in the caregiving crisis. Cathy uses her own caregiver experience and expertise to educate, entertain and elevate the conversation around work, money, aging and caregiving. In October 2021, Corner Office Books released her latest book 12 Conversations: How to Talk to Almost Anyone about Long-Term Care Planning. Neil GrangerNeil Granger has been in the financial services industry for more than 39 years. In addition to being a California Life Agent, he is also licensed as a Life and Disability Analyst-one of less than 40 in the state. Neil has spent most of his Insurance career as an independent agent in the area life, health, disability and Long Term Care insurance sales, working with individuals and small businesses. Since 2009, Neil has focused his practice on Consulting and Expert work in the area of Elder Financial Abuse prevention.  Neil has worked with several District Attorney Offices as a member of their Financial Abuse Specialist Teams, has testified in both Criminal and Civil cases, and works with the Investigative Unit of the California Department of Insurance. Neil has also helped draft, and has testified in favor of, insurance legislation, which has helped strengthen financial protection for California Seniors. He recently stepped down from the California Department of Insurance Curriculum Board after 12 years of membership- 6 years as its Chairman.Connect with Cameron Huddleston: WebsiteLinkedInX/TwitterFacebookInstagramConnect with Cathy Sikorski:WebsiteLinkedInTikTokConnect with Neil Granger:WebsiteLinkedInSupport the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Steve Jarvis, Certified Public Accountant and CEO of Retirement Tax Services about changing the way we think about money and tax planning.In this episode we discussed:Why you shouldn't tip the IRSEvery money decision has a tax impact.The importance of being open to talking about money. What to look for in a tax professional. How advisors can provide value through tax planning. Steven Jarvis, CPA is the CEO and Head CPA at Retirement Tax Services, a tax firm focused on working with financial advisors to change the world one tax return at a time. With over 10 years of experience (and counting) as a CPA, Jarvis has the hands-on experience to create actionable content for his audience. He has been featured in industry publications including Advisor Perspectives and regularly produces content for financial advisors through the Retirement Tax Services website and the Retirement Tax Services Podcast. His experience covers written content, public speaking at leading industry conferences and 3 years as an adjunct professor in the graduate business school at Whitworth UniversityConnect with Steve Jarvis: Retirement Tax Services WebsiteLinkedInPodcast:The Retirement Tax Services Podcast https://retirementtaxservices.com/podcasts/Book:Don't Get Killed on Taxes: 20 of the Most Common Reasons You're Sending Too Much Money to the IRS (Amazon) Mentioned in this episode:“There is not even a patriotic duty to increase one's taxes. Over and over again the Courts have said that there is nothing sinister in so arranging affairs as to keep taxes as low as possible. Everyone does it, rich and poor alike, and all do right, for nobody owes any public duty to pay more than the law demands.” Judge Learned Hand. Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Ruschelle Khanna, therapist and fractional Chief Learning Officer about changing the way we think about money and making emotional intelligence our superpower.In this episode we discussed:You have to know yourself, invest the time to listen to yourself.Defining emotional intelligence.The importance of being curious. Listening builds relationships.The value of behavior modification.Understanding intuition. Ruschelle Khanna, LCSW is an Advisor and Therapist for High Net Worth Females & Families. Ruschelle specializes in helping leaders and teams develop high EQ skills to effectively blend strategic thinking, creative problem solving and effective communication. She serves as a Fractional Learning Officer for families in enterprise.  Ruschelle is a Gottmann Method Facilitator. She was formerly the Clinical Director at Samaritan Daytop Village. Connect with Ruschelle Khanna:Website: https://www.ruschellekhanna.com/Website: http://Lifestyleforlegacy.comLinkedIn: https://www.linkedin.com/in/ruschelle-khanna-lifestyle-for-legacy/Instagram: https://www.instagram.com/ruschellekhanna/Book:Inherited Trauma & Family Wealth: A guide to heal relationships and build a lasting legacy (order here)Mentioned this episode:Money, A Love Story: Untangle Your Financial Woes and Create the Life You Really Want by Kate Northrup (Amazon)Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Shehara Wooten, author of In The Meantime: Own Your Financial Narrative and founder of Your Story Financial Academy about changing the way we think about money and our financial story.In this episode we discussed:Why you should own your financial narrative.Recognizing that money is a tool.Why the Black community's ability to achieve wealth been excluded.The importance of knowing what is your why.Why giving is a great practice.  Look at the possibilities of life. Shehara L. Wooten, CFP® is a professional speaker and author of “In the Meantime: Own Your Financial Narrative”. Shehara is also the founder of Your Story Financial Academy, she is committed to helping mid-career successful, ambitious Black and BIPOC STEM Professionals who are feeling ashamed, stuck, and experiencing constant panic about their personal finances developing an action plan that inspires them so that they feel safe, secure, confident, motivated, financially independent and has peace of mind which helps them know that they don't have to rely on anyone for their financial future and security. Connect with Shehara Wooten:Website: https://www.yourstoryfinancial.com/LinkedIn: https://www.linkedin.com/in/shehara/Book:In the Meantime: Own Your Financial Narrative https://amzn.to/3whTOMZMentioned on the podcast:Tulsa Race Massacre Books:The 1921 Tulsa Race Massacre: A Photographic History by Karlos K Hill (Amazon) The Nation Must Awake: My Witness to the Tulsa Race Massacre of 1921 by Mary E Jones Parrish (Amazon)Also:The Art of the Sabbatical: A Money and Mindset Guide for Your Next Work Break by Cady North (Amazon) https://amzn.to/3znEmjOKareem Abdul-Jabbar's newsletter website (here)Go Up For Glory by Bill Russell (Amazon) Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Jay Turner and Mitch Radhuber, co-founders of Fince about changing the way we think about money and personalized financial guidance.In this episode we discussed:The importance of considering your goals and looking at the big picture.Why you should put money advice from social media into perspective..Allow yourself to have the quality of life to include what brings you joy.Be aware of where your money is going. You can have it all, you just can't have it all at once - Scott Galloway. Jay Turner's background is in business operations and supply chain with a business degree from the University of South Carolina, originally from Atlanta, Georgia. He is a volunteer for Junior Achievement and is a member of the AFCPE. He is now the cofounder and CEO of FinceMitch Radhuber is a software engineer with a degree in computer engineering from the University of Michigan, originally from Westchester County, New York. He started his career working as an engineer at a large investment bank in New York City. He's now the co-founder and CTO of Fince.Connect with Jay Turner:LinkedIn:(here)Twitter/X: (here)Newsletter: Follow the Money (here)Connect with Mitch Radhuber:LinkedIn:(here)Twitter/X: (here)Newsletter: if (Money): (here)Fince:Website: (here) Referenced:Article about the impact of tutoring in school and how that applies to money (here)Study on Gen Z getting financial advice from social media (here) Rahkim Sabree (website)  - check out: The Get Ready Money Podcast with Rahkim Sabree: Overcoming Financial Trauma (here)Prudence Zhu (website) - check out: The Get Ready Money Podcast with Prudence Zhu: Living A Life You Love (here)Compound Interest: The Get Ready Money Podcast Financial Five Episode with Chris Mouzon, Derrick Wesley, Mac Gardner and Thomas Kopelman: The Power of Compound Interest (here)Support the show

Send us a textOn this episode of The Get Ready Money Podcast, I was joined by Maxwell Schmitz and Keaton Modleski, the co-founders of Dingo Technologies to talk about changing the way we think about money and why disability insurance is the best kept secret in financial planning. Here's what we discussed: Disability insurance is for everyone. If you're dependent upon your income, you should have disability insurance. The importance of looking at the big picture of how a disability impacts future incomeHow Dingo helps people focus on big picture.Dingo is simplifying the process of quoting and applying for disability insurance for insurance agents.  Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist.  He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency.  He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie.Keaton Modleski is the co-founder of Dingo and while not having an insurance background, has spent the last 3 years learning the ins and outs of the DI world in order to create a platform optimized for DI sales and application management. He sees DI as a piece of the insurance market that is undersold and under advanced and believes Dingo could be the key to growing that market. He is also the President of Modleski Web Design, a software development company he started 6 years ago. He has developed applications for businesses ranging from Mom and Pop shops to Fortune 100. Keaton graduated from Purdue University in 2023 with a degree from the Daniels School of Business. In his free time, he competes as a powerlifter and holds his private pilot's license. Connect with Maxwell Schmitz:LinkedIn (here) https://www.linkedin.com/in/maxwellschmitz/Connect with Keaton Modleski:LinkedIn (here) https://www.linkedin.com/in/modleski/Connect with Dingo Technologies: Website (here)Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Bobbi Rebell, Certified Financial Planner, Author and Founder and CEO of Financial Wellness Strategies. about changing the way we think about money and being a financial grown up.In this episode we discussed:Becoming a financial grown up.Why money is meant to be a conversation, not a lecture.The importance of paying attention to your money and putting in the time. How to live your richest life. What is a Certified Financial Planner (CFP®).Being intentional with your money and deliberate with your decisions. Bobbi Rebell, CFP® is the Founder and CEO of Financial Wellness Strategies. She is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart, as well as How to be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom. Bobbi was previously a global business news anchor and personal finance columnist at Thomson Reuters and held various journalist positions at top news outlets including CNBC, CNN and PBS. She is a graduate of the University of Pennsylvania and received her Certificate in Financial Planning from New York University.Connect with Bobbi Rebell: Newsletter (Substack): https://bobbirebell.substack.comFinancial Wellness Strategies Website: financialwellnessstrategies.comBobbi Rebell Website: bobbirebell.com LinkedIn: https://www.linkedin.com/in/bobbirebellkaufman/Instagram: https://www.instagram.com/bobbirebell1/Facebook: http://www.facebook.com/bobbirebellPodcast:The Wellness for Financial Grownups Podcast: https://www.bobbirebell.com/financialgrownupblogBook:Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart (Amazon) How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom (Amazon) Support the show

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Sheryl Moore, President and CEO of Moore Market Intelligence and Wink, Inc. about changing the way we think about money, annuities and building relationships.In this episode we discussed:How building relationships contributes to your successIf you don't understand something, you shouldn't buy it.Why annuities are misunderstood The importance of leveraging credible sources of information The power of annuities for you to receive a paycheck for as long as you live (personal pension plan)Why you need to monitor your health insurance for changes Sheryl J. Moore is president and CEO of Moore Market Intelligence and Wink, Inc.. She is also the founder and creator of several competitive intelligence tools, including Wink's AnnuitySpecs and LifeSpecs tools as well as Wink's Sales & Market Report and Wink's Index Intelligence Report. Moore Market Intelligence specializes in providing competitive intelligence tools to the insurance industry, particularly the life insurance and annuity markets. Ms. Moore provides competitive intelligence, market research, product development, consulting services and insight to select financial services companies. She has authored books on indexed products and her articles are featured in dozens of industry trade publications. She works closely with regulators and legislators in the insurance market. Neither Sheryl J. Moore, nor Moore Market Intelligence sell or endorse any financial services products.Connect with Sheryl Moore: Website:www.WinkIntel.com and www.SherylJMoore.comLinkedIn:LinkedInFacebook: FacebookTwitter/X: Twitter You Tube: YouTube Book:Why I Bought Indexed Annuities (Amazon) https://amzn.to/3wX3MUfSheryl Moore's book details her first-hand experience using indexed annuities to save for retirementSupport the show