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5 episodes with brad klontz
8 episodes with brad klontz
3 episodes with brad klontz
4 episodes with brad klontz
3 episodes with brad klontz
3 episodes with brad klontz
2 episodes with brad klontz
3 episodes with brad klontz
4 episodes with brad klontz
Lorsqu'on s'intéresse aux finances personnelles, on recherche souvent de la rentabilité, de l'optimisation, des techniques plus ou moins avancées pour faire fructifier son argent. Mais la vraie réussite en matière de finances personnelles réside dans les choix que l'on fait au moment d'investir, que cela soit sur le choix du support sur lequel on place son argent (Bourse, SCPI, immobilier etc), ou sur le montant que l'on place. On pense tous faire les bons choix, et on se préoccupe au final assez peu d'améliorer notre prise de décision, alors que c'est pourtant le coeur de la réussite (ou de l'échec) d'une stratégie. Dans cet épisode, David reçoit Pauline de Zeeuw, qui est l'auteur de 2 newsletters autour de la psychologie en matière d'investissements : Snowball Thérapie et Money Feelings. Les thèmes suivants sont abordés :
Andy Hill sits down with Dr. Brad Klontz—bestselling author, professor, and leading expert on the psychology of wealth—to explore the power of mindset in financial success. They dive into the differences between a poor mindset and a rich mindset, common money mistakes, and the habits that set wealthy individuals apart. Dr. Klontz shares his personal journey from financial struggle to success, the critical lessons he learned along the way, and actionable steps you can take today to shift your thinking and build lasting wealth. Whether you're an employee, an entrepreneur, or simply looking to break free from financial stress, this conversation will change the way you view money. #MoneyMindset #DrBradKlontz #ThinkRich #FinancialFreedom RESOURCES: Sponsors + Partners + Deals Start Thinking Rich: 21 Harsh Truths That Will Take You from Broke to Rich (book): https://amzn.to/41zrnpk (affiliate) GUEST BIO - Dr. Brad Klontz: Dr. Brad Klontz, Psy.D., CFP®, is a renowned financial psychologist and Managing Principal at Your Mental Wealth Advisors. He serves as an Associate Professor of Practice at Creighton University's Heider College of Business and is a Fellow of the American Psychological Association. Dr. Klontz has co-authored several influential books on financial psychology, including "Money Mammoth," "Mind Over Money," and "Start Thinking Rich." His work has been featured in prominent media outlets such as ABC News' 20/20, Good Morning America, USA Today, The Wall Street Journal, and The New York Times. In addition to his academic and writing endeavors, Dr. Klontz co-founded the Financial Psychology Institute and has served as President of the Hawaii Psychological Association. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning SHOW INFORMATION: Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth. To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices
Today, I'm so excited to bring you a game-changing conversation that's going to transform how you think about money and true wealth. I'm joined by two incredible guests: Dr. Bradley T. Klotz, a brilliant expert in financial psychology and behavior finance, and the amazing Adrian Brambila, who's revolutionizing how we think about money through social media. They're here to share the raw, unfiltered truth about wealth from their powerful new book, "Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom." This isn't your typical money talk! Adrian opens up about his fascinating journey - from living minimally to building real wealth without the flashy lifestyle. And Dr. Brad? He's going to blow your mind with insights about mindset and the money beliefs we've inherited that are holding us back. I'm excited for you to listen - this conversation about mindset and wealth is exactly what you need to hear right now! Connect with Dr. Brad Klontz & Adrian Brambila: Instagram: @brambilabong @drbradklontz www.startthinkingrich.com
Main Topic: Favorite Writing Craft Books (starts at 13:02) Up to 48% off your first subscription or 20% off one time purchases with code VALERIE20 at checkout You can claim it at: https://magicmind.com/VALERIE20 #magicmind #mentalwealth #mentalperformance PATREON: Thank you to our existing patrons for believing in our work offline and here in the podcast. Become a patron of the arts at Patreon.com/valerieihsan for books, writing instruction, coaching, and planning. Go to Patreon.com/strangeairstories for short stories in the paranormal mystery genre. Segment 1 (Announcements/Author Updates): (Valerie) decluttering, pitching conferences, catching up with emails! (Erick) client work, reorganizing my life around ghost-writing What are you reading? Valerie: Start Thinking Rich by Brad Klontz and Adrian Brambila; The Turn of the Key (Ruth Ware) • (Not ready to give up on them, but struggling to finish them:) Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman; The Year of the Puppy (Alexandra Horowitz) ; The Teller of Small Fortunes Julie Leong Erick: The Boy from the Woods (Harlan Coben); looking for cozy fantasy next Segment 2 (Resources/Tips/Tidbits): Tidbit #1: Moon Lists: Questions and Rituals for Self-Reflection, a Guided Journal by Leigh Patterson Tidbit #2: Segment 3 (Mindset-Craft-Biz Check): Segment 4 (Main Topic): Starts at 13:02. Fast-Draft Your Memoir (Rachael Herron) Thinking in Pictures (John Sayles) Poemcrazy (Susan Goldsmith Wooldridge) The Art of Dramatic Writing (Lajos Egri) On Writing (Stephen King) A Swim in a Pond in the Rain (George Saunders) Save the Cat! (Blake Snyder) Writing in Restaurants (David Mamet) Notable Mention: Story Engineering (Larry Brooks), Running Down a Dream: Your Road Map to Winning Creative Battles (Tim Grahl); Story Hypothesis (J.P. Rindfleisch IX); Three Story Method (J.Thorn and Zach Bohannon); The Anatomy of a Best Seller (Sacha Black) And don't forget: Get 48% off the Magic Mind : https://magicmind.com/VALERIE20 and use Valerie20 at checkout. #magicmind #mentalwealth #mentalperformance Next episode: Find Us: Valerie's Linktree: https://linktr.ee/valerieihsan Erick's Linktree link: https://linktr.ee/erickmertzauthor Patreons: https://patreon.com/valerieihsan https://patreon.com/strangeairmysteries Tools: Passion Planner: https://passionplanner.rfrl.co/e86j8 (affiliate link) Discount Code: VALERIE184 ProWriting Aid: https://prowritingaid.com/?afid=9378 (affiliate link)
Main Topic: How to Revive Old Project (What About That Trunk Novel?) (at 23:36) Up to 48% off your first subscription or 20% off one time purchases with code VALERIE20 at checkout You can claim it at: https://magicmind.com/VALERIE20 #magicmind #mentalwealth #mentalperformance PATREON: Thank you to our existing patrons for believing in our work offline and here in the podcast. Become a patron of the arts at Patreon.com/valerieihsan for books, writing instruction, coaching, and planning. Go to Patreon.com/strangeairstories for short stories in the paranormal mystery genre. Segment 1 (Announcements/Author Updates): back from Costa Rica; setting a challenge to do something towards the Costa Rica move every day for 30 days. (Valerie) reengage Patreon, looking at old short stories and rewriting them (Erick) What are you reading? Valerie: Start Thinking Rich by Brad Klontz and Adrian Brambila (Not ready to give up on them, but struggling to finish them:) Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman; The Year of the Puppy (Alexandra Horowitz) ; The Teller of Small Fortunes Julie Leong Erick: Thirty-Three Cecils (Everett De Morier) Segment 2 (Resources/Tips/Tidbits): Tidbit #1: Finding good music to write with/to. Tidbit #2: Segment 3 (Mindset-Craft-Biz Check): Segment 4 (Main Topic): Why did this go in the trunk in the first place? Stay aware of what's in the trunk. Pull out the story and re-read it. Remember what I liked about it. Start the rewrite process. What I don't like about it. Dog walk to think. Reinvigorate it. Don't open the trunk without intention of finishing it. Not a failed manuscript; it's an unrealized idea. And don't forget: Get 48% off the Magic Mind : https://magicmind.com/VALERIE20 and use Valerie20 at checkout. #magicmind #mentalwealth #mentalperformance Next episode: Find Us: Valerie's Linktree: https://linktr.ee/valerieihsan Erick's Linktree link: https://linktr.ee/erickmertzauthor Patreons: https://patreon.com/valerieihsan https://patreon.com/strangeairmysteries Tools: Passion Planner: https://passionplanner.rfrl.co/e86j8 (affiliate link) Discount Code: VALERIE184 ProWriting Aid: https://prowritingaid.com/?afid=9378 (affiliate link)
Is Your Mindset Keeping You Broke? Dr. Brad Klontz, clinical psychologist, financial expert, and bestselling author, joins Life With Mikey to expose the hidden beliefs that are sabotaging your wealth. In this episode, we break down:
Dr. Brad Klontz is a Financial Psychologist, Certified Financial Planner, and Managing Principal at YMW Advisors. With 15+ years of experience, he helps clients overcome subconscious financial beliefs. He teaches financial psychology at Creighton University and has authored eight books and over 100 articles, featured in The New York Times and CNBC. His mission is to help individuals and organizations achieve their financial goals. Adrian Brambila is a serial entrepreneur, ex-pro dancer & influencer who went viral on TikTok for living in a van while transparently showing how he makes over $100K per month online with just 1 day a week of wifi. Adrian's mission is to inspire others to start side hustles while creating intelligent money habits to achieve financial freedom. Both guests share personal stories and insights from their collaborative work, including their book "Start Thinking Rich," which aims to help people develop a healthier relationship with money. Takeaways: Mindset matters Automate to avoid emotional pitfalls Bridge backgrounds and build relationships. Sound Bites: “Saving challenges our natural instincts to consume immediately.” “Leveraging the Internet offers scalable income opportunities.” Connect & Discover LinkedIn: linkedin.com/in/drbradklontz Instagram: drbradklontz brambilabong Facebook: DrBradKlontz Adrian.anthony.brambila Website: Adrianbrambila.com BradKlontz.com yourmentalwealth.com Podcast: Youtube: youtube.com/c/drbradklontz Book: Start Thinking Rich
Main Topic: Problem Solving in Your Novel (and your life!) Get 45% off the Magic Mind bundle with with my link: https://magicmind.com/VALERIEJAN #magicmind #mentalwealth #mentalperformance PATREON: Thank you to our existing patrons for believing in our work offline and here in the podcast. Become a patron of the arts at Patreon.com/valerieihsan for books, writing instruction, coaching, and planning. Go to Patreon.com/strangeairstories for short stories in the paranormal mystery genre. Segment 1 (Announcements/Author Updates): started thinking about decluttering on a serious level - starting with my office (Valerie) writing, finishing things (multiple manuscripts), balancing work and work. ;-) (Erick) What are you reading? Valerie: Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman; The Year of the Puppy (Alexandra Horowitz) ; Once There Were Wolves Charlotte McConaghy; The Teller of Small Fortunes Julie Leong The Desire Map (Danielle LaPorte) Start Thinking Rich by Brad Klontz and Adrian Brambila Erick: Hampton Heights by Dan Kois; The Eyre Affair Jasper Fforde; The Boy From the Woods Harlan Coben Segment 2 (Resources/Tips/Tidbits): Tidbit #1: Otter.io FABULOUS. Transcription software. $60/year. Tidbit #2: Wheel of Life. Rank your categories. Friends and Family, Significant Other, Personal Growth, Fun and Leisure, Home Environment, Career, Money, Health. Understand what areas need improvement, what areas are being neglected, and start to create balance. What can be worked on next? What needs to happen for the number to increase? Tidbit #3: Mental Wealth vs Mental Health. (SAD, anxiety, etc) Almost every book I read now talks about sleep as being the #1 thing for overall health. Wake up every day at same time. (Josh's ADHD/insomnia story). I'm trying it. But changing my time to later. You know I've been taking that Magic Mind performance shot (still am). I was reading a little bit more about their company--they ship internationally so I'll be able to get it in CR.--and they've got these pillars of mental wealth: Sleep. Diet. Exercise. Stress Management. Exogenous Compounds (something created outside of the body): antibiotics, herbal supplements, cigarette smoke, diet, wildfire smoke, etc.I'm doing a lot of work already in most of the pillars .... But sleep. The last thing I work on is listed first. Magic Mind has a new mental wealth challenge going on their website, and they've packaged up their mental performance shots (which I'm still drinking in the morning with my coffee and happy lite), along with (for the first time) Sleep Shots. And I've got a link for 45% off in the show notes, of course. So yeah. Sleep. That's one of my 2025 resolutions. And my tidbit. Also, I may be weird, but I don't like naps. So I've really got to get my sleep in order. Segment 3 (Mindset-Craft-Biz Check): Segment 4 (Main Topic): Problem Solving in Your Novel (and your life!) GROW: Goals, Resources, Obstacles, Way Forward (Use Tarot for this too!) (author and for character) 1. Something is not right here. Skill to develop. "In service of the story." 2. GROW method. 3. Take the character out of the problem spots in the novel. It's me (the author). "Why are we here? Why did I bring us to this scene?" Transitions and staging. (What is happening between the scenes that I want the reader to know that I'm not writing?) 4. Character Motivation. Mini motivations in service to the bigger motivation. 5. Master class in long term story: Breaking Bad. And don't forget: Get 45% off the Magic Mind bundle with with my link: https://magicmind.com/VALERIEJAN #magicmind #mentalwealth #mentalperformance Find Us: Valerie's Linktree: https://linktr.ee/valerieihsan Erick's Linktree link: https://linktr.ee/erickmertzauthor ProWriting Aid: https://prowritingaid.com/?afid=9378 (affiliate link)
Jesse kicks today's show off with a monologue on the importance of having the right temperament for investing - it's not really about intelligence at all. Emotional stability and disciplined decision making outweigh expertise and intelligence when investing. The Dunning-Kruger effect and the paradox of choice are also highlighted, emphasizing the need to prioritize action over perfection in personal finance. For the second half of the show, Dr. Brad Klontz, Co-Founder of the Financial Psychology Institute and author of Start Thinking Rich, joins to discuss “money scripts”, which are subconscious beliefs about money inherited from previous generations, our society, or other people we're surrounded by. Throughout the conversation, the duo dispels myths about wealth, and makes a distinction between being “poor” (a limiting mindset) and being “broke” (a temporary financial state). The conversation gets deep into the stories we tell ourselves, how we present money, and how to adopt an internal locus of control and make lifestyle changes. This episode is a must listen for anyone wanting to explore their own “money scripts” and rethink the way they talk to themselves - and others - about money. Key Takeaways:• How the Dunning-Kruger effect is affecting your investing decisions. • The difference between a satisficer and a maximizer - and why you may want to be the former. • What is a “money script”? And how can you change yours? • The patterns you may have inherited from even your great grandparents. • Consider how you rank on the following four patterns: avoidance, worship, vigilance, and status. • Research backed psychological insights about your relationship with money. Key Timestamps: (00:00) Understanding the Dunning-Kruger Effect (02:58) Insider vs. Outsider Perspectives in Sports and Investing (05:41) The Importance of Temperament in Investing (10:13) The Paradox of Choice and Financial Decision Making (18:07) Interview with Dr. Brad Klontz: Money Scripts and Financial Psychology (28:44) Understanding Money Scripts (30:42) Personal Reflections on Economic Backgrounds (33:33) Introducing the New Book: Start Thinking Rich (35:19) Harsh Truths About Wealth and Mindset (42:15) The Power of Locus of Control Key Topics Discussed:The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, Brad Klontz, Start Thinking Rich, money scripts, financial psychology, limiting mindset, mindset growth, money myths, workaholic, workaholism, unhealthy patterns Mentions:Website: https://www.bradklontz.com/ LinkedIn: https://www.linkedin.com/in/drbradklontz/ Mentions: On Amazon: Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom Great Investors' Little Secret: https://bestinterest.blog/great-investors-little-secret/ How “Analysis Paralysis” Can Sabotage Our Finances: https://bestinterest.blog/opportunity-paranoia-analysis-paralysis/ More of The Best Interest:Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
Main Topic: End of Year Review Mental Performance Shot: MagicMind.com/Valerie20 for 20% off one purchase, or up to 48% off monthly subscription. Use code VALERIE20 at checkout. PATREON: Thank you to our existing patrons for believing in our work offline and here in the podcast. Become a patron of the arts at Patreon.com/valerieihsan for books, writing instruction, coaching, and planning. Go to Patreon.com/strangeairstories for short stories in the paranormal mystery genre. Segment 1 (Announcements/Author Updates): Bookstore work, Ali's oral surgery, helping son. (Valerie) working/writing (Erick) What are you reading? Valerie: Four Thousand Weeks: Time Management for Mortals by Oliver Burkeman; The Year of the Puppy (Alexandra Horowitz) ; The Desire Map (Danielle LaPorte) Start Thinking Rich by Brad Klontz and Adrian Brambila Erick: Hampton Heights by Dan Kois Segment 2 (Resources/Tips/Tidbits): Tidbit #1: hidden organizations; Wordcrafters; Astoria Writers Guild; Read the newsletters! See what others are doing. Tidbit #2: Still loving the Magic Mind. Buying a subscription today. So, if you want to try it out, I have a discount code for you. It's for 20% off a one-time purchase, or they have a subscription service, and the code is good for 48% off that. You can go to MagicMind.com/Valerie20 and use the code VALERIE20 to check it out. I'll put the link in the show notes. Segment 3 (Mindset-Craft-Biz Check): Segment 4 (Main Topic): Next episode: Find Us: Valerie's Linktree: https://linktr.ee/valerieihsan Erick's Linktree link: https://linktr.ee/erickmertzauthor Patreons: https://patreon.com/valerieihsan https://patreon.com/strangeairmysteries Tools: Passion Planner: https://passionplanner.rfrl.co/e86j8 (affiliate link) Discount Code: VALERIE184 ProWriting Aid: https://prowritingaid.com/?afid=9378 (affiliate link)
“And I think one of the opportunities in having a close relationship with someone, it doesn't have to be marriage, is they're sort of a mirror for your relationship with money.”Our host, Ed Coambs, welcomes Dr. Brad Klontz, a pioneer in financial psychology and therapy, for an engaging discussion on navigating money matters in relationships. They explore the common challenges couples face when aligning their financial perspectives and emphasize the importance of honest communication. Reflecting on personal experiences and societal attitudes, they debunk the myth that a conflict-free financial discussion equals a healthy relationship, highlighting how disagreements can foster growth. They also challenge the notion that marriage is a poor financial decision by presenting statistics that show married individuals often have higher net worth.Ed and Brad examine the complex relationship between emotions and money. Personal anecdotes reveal how financial fears often originate from childhood experiences, creating subconscious scripts that influence adult relationships. Listen in as they explore how partners can act as mirrors, reflecting financial behaviors and beliefs, leading to personal growth and healing when approached openly. This episode underscores the potential for mutual understanding and development through shared financial insights and experiences.Ed and Dr. Klontz also discuss the intricacies of money dynamics within relationships, including how financial anxieties and different spending habits can impact partnerships. They encourage couples to confront financial realities together, taking ownership of their financial destinies. By understanding each partner's financial background and emotional experiences with money, couples can transform conflicts into opportunities for connection and healing. Don't miss this insightful conversation that offers practical guidance for achieving healthy love and money.Key Topics:Welcome, Dr. Brad Klontz! (00:00)Harsh Truths About Money and Relationships (03:27)The Importance of Communicating About Money in Relationships (05:19)Understanding Normative Male Alexithymia (07:59)The Emotional Connection between Money and Relationships (11:43)The Role of Partners in Financial Well-being and the Concept of Locus of Control (19:31)Practical Exercises for Improving Financial Communication in Relationships (35:56)The Impact of Empathy and Compassion in Financial Discussions (36:49)The Role of Interdependence in Financial Success (40:47)Wrap-Up and Reminder to Check out Brad's New Book (42:27)Resources:Brad's New Book: Start Thinking Rich!Connect with Healthy Love and Money:Schedule your free 30-minute Healthy Love and Money Discovery Call Today.Learn about your money and attachment style with this short Attachment Style Quiz.Buy the Double Award Winning Book:
Our guest on the podcast today is author and financial psychologist, Dr. Brad Klontz. He's an Associate Professor of Practice at Creighton University's Heider College of Business. He's also co-founder of the Financial Psychology Institute and managing principal of Your Mental Wealth Advisors, a fee-only registered investment advisory.Brad is co-author or co-editor of nine books on the psychology of money, including his latest, Start Thinking Rich: 21 Harsh Truths to Take You From Broke to Financial Freedom, which he co-wrote with Adrian Brambila. He is a fellow of the American Psychological Association and a former President of the Hawaii Psychological Association. He was appointed to the CNBC Financial Advisor Council in 2023 and received the 2018 and 2021 Montgomery-Warschauer Awards from the Journal of Financial Planning, honoring the most outstanding contribution to the betterment of the financial planning profession. He received his Doctor of Psychology degree from Wright State University, his master's certificate in personal financial planning from Kansas State University, his master's in counseling and human resources development from South Dakota State University, and his bachelor's degree in psychology from Olivet Nazarene University. Brad is also a Certified Financial Planner professional.BackgroundBioStart Thinking Rich: 21 Harsh Truths to Take You From Broke to Financial Freedom, by Dr. Brad Klontz and Adrian BrambilaYour Mental Wealth AdvisorsMoney ScriptsYour Money Script“Money Beliefs and Financial Behaviors: Development of the Klontz Money Script Inventory,” by Bradley Klontz, Sonya Britt-Lutter, Jennifer Mentzer, and Ted Klontz, Journal of Financial Therapy, April 2011.“Identify and Understand Clients' Money Scripts: A Framework for Using the KMSI-R,” by Michelle Arpin Begina, Jessica Hickingbottom, Elaine Grogan Luttrull, Megan McCoy, and Bradley Klontz, Journal of Financial Planning, March 2018.Behavioral Finance“Untangling Behavioral Finance and the Psychology of Financial Planning,” by Brad Klontz, Journal of Financial Planning, January 2023.“Integrating Interpersonal Neurobiology Into Financial Planning: Practical Applications to Facilitate Well-Being,” by Brad Klontz, Journal of Financial Planning, May 2020.
In this episode, I'm joined by TikTok star Adrian Brambila and wealth psychologist Dr. Brad Klontz, co-authors of Start Thinking Rich. We discuss how to shift from spending like a millionaire to building real wealth. Adrian shares his journey from van life to earning $1.7 million, while Dr. Brad explains how your money mindset can impact your financial success.What You'll Learn:The difference between spending money and building wealthHow to shift from a "poor" mindset to a "rich" mindsetPractical tips for investing and growing your wealthHow to teach your kids positive money habitsYou'll walk away with actionable steps to change your relationship with money, start investing, and teach your kids smart financial habits—no matter where you are on your financial journey.Resources Mentioned:Start Thinking Rich by Adrian Brambila & Dr. Brad Klontz: StartThinkingRich.com/AllisonSave money on your electric bill with TriEagle Energy: https://trieagle.com/inspired You Might Like: Get the BRAND NEW FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!
Show Notes: • Hasler, A., & Lusardi, A. (2019). The gender gap in financial literacy: A global perspective. Global Financial Literacy Excellence Center. https://gflec.org • Jorgensen, B. L., & Savla, J. (2010). Financial literacy of young adults: The importance of parental socialization. Family Relations, 59(4), 465–478. https://doi.org/10.1111/j.1741-3729.2010.00616.x • Kim, J., Gutter, M. S., & Spangler, T. (2020). Extended family financial socialization and financial behavior in adulthood. Journal of Family and Economic Issues, 41(3), 497-510. https://doi.org/10.1007/s10834-020-09674-3 • Klontz, B., Britt, S. L., Archuleta, K. L., & Klontz, T. (2011). Mind over money: Overcoming the money disorders that threaten our financial health. Broadway Books. • Mellan, O. (2014). Money harmony: Resolving money conflicts in your life and relationships. Walker and Company. • Shim, S., Barber, B. L., Card, N. A., Xiao, J. J., & Serido, J. (2021). Financial socialization: A model of family pathways to financial well-being. Journal of Youth and Adolescence, 50(4), 788-806. https://doi.org/10.1007/s10964-020-01272-0 • Tang, N., & Baker, A. (2016). Self-esteem, financial knowledge and financial behavior. Journal of Economic Psychology, 54, 164-176. https://doi.org/10.1016/j.joep.2016.04.005 • The Psychology of Financial Planning Podcast: https://www.psychologyoffinancialplanning.com/podcast • Making Cents of Money Episode 70: The Impact of Compound Interest: https://soundcloud.com/idfpr/episode-70-the-impact-of-compound-interest?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Klontz Money Scripts Test: https://www.bradklontz.com/moneyscriptstest • Dr. Brad Klontz on YouTube: https://www.youtube.com/c/drbradklontz • Money Habitudes: https://www.moneyhabitudes.com/ • Money Personality Quiz by Olivia Mellan via the California Courts' Families Change website: https://fas.familieschange.ca.gov/en/course/27-activity-money-personality-quiz
It's time to switch gears and start thinking rich. In this jam-packed episode, I'm teaming up with psychologist Dr Brad Klontz, author of Start Thinking Rich.We're diving headfirst into those uncomfortable truths no one talks about – but absolutely should.Ready to flip your $money mindset and build real wealth? Tune in!Know someone who would love Talking Trading?Show a friend how to register on www.talkingtrading.com.au so they can share in your passion for the markets. If you're ready to simplify your trading and learn the key strategies used by market professionals, head over to tradinggame.com.au and sign up for my free e-course, Trading Made Simple. I'll personally guide you through the essential steps you need to trade like a pro. Don't miss out on this opportunity.Trade confidently. Louise Bedford is a best-selling author and founder of www.tradinggame.com.au and www.talkingtrading.com.au.FacebookYouTube TwitterLinkedIn
In this episode, financial psychologist Brad Klontz joins Cole Smead to discuss his book, Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom, which explores the psychological factors surrounding wealth-building. Klontz provides insights into how individuals and investors can shape their mindsets around money to achieve long-term financial goals.
In this enlightening episode, Dr. Brad Klontz, a leading expert in financial psychology and co-author of the new book “Start Thinking Rich”, joins Dr. Jay to explore the fascinating relationship between mindset and money. Together, they break down the critical differences between being 'broke' and 'poor,' discuss the psychological hurdles to wealth-building, and reveal how privilege shapes financial opportunities.The conversation dives into the 'financial comfort zone,' the challenges of spending in retirement, and the unique considerations for childfree individuals when planning their financial legacies. From actionable wealth strategies to the importance of self-reliance, this episode is packed with insights to help you take control of your financial trajectory.Ready to rethink your relationship with money? Tune in now! Order “Start Thinking Rich” and access Dr. Brad's special offer for our Childfree Wealth Podcast listeners here: https://www.startthinkingrich.com/podcast?am_id=jayzigmont3916 Connect With Dr. Brad Klontz here: Instagram: https://www.instagram.com/drbradklontz/ Facebook: https://www.facebook.com/brad.klontz/ LinkedIn: https://www.linkedin.com/in/drbradklontz/ About our Guest: Dr. Brad Klontz, Psy.D., CFP® is a leading authority in financial psychology, behavioral finance, and financial planning. He's an Associate Professor at Creighton University and Co-Founder of the Financial Psychology Institute. With over 1.4 million followers, Dr. Brad uses social media to promote financial wellness.Dr. Brad has been recognized with awards like the Innovative Practice Presidential Citation and two Montgomery-Warschauer Awards for advancing financial planning. His research has been featured in major outlets, including The Wall Street Journal, New York Times, and NPR.A prolific author, Dr. Brad has written nine books, including Psychology of Financial Planning and Start Thinking Rich. Learn more at www.BradKlontz.com or connect with him @DrBradKlontz.#FinancialPsychology #WealthMindset #MoneyMatters #ChildfreeWealth #FinancialFreedom #MoneyMindset #RetirementPlanning #WealthBuilding #FinancialIndependence #ChildfreeWealth #ChildfreeWealthPodcast #BradKlontz The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples. Like the show? Leave us a rating & review! If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com! Join our newsletter HERE. Schedule a meeting with a Childfree Wealth Specialist® HERE. Instagram: @childfreewealth Facebook: @childfreewealth LinkedIn: @childfree-wealth YouTube: @ChildfreeWealthPodcast Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.
Many people think becoming wealthy is all about having the right job, inheritance, or just lucky breaks. And those things can certainly give you a leg up. But according to my guest, the biggest key to building wealth is your mindset, as research shows that even high earners can stay broke forever if they're trapped in poor thinking patterns, while others can build lasting wealth on modest incomes by developing the right mental approach.Dr. Brad Klontz is a financial psychologist, wealth manager, and professor, and the co-author of Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom. Today on the show, Brad explains the critical difference between being broke and being poor, how learned helplessness keeps people financially stuck, and practical ways to develop an agentic, wealth-building mindset. We also tackle thorny issues like the role of homeownership in building wealth and how to handle relationships that might be holding back your financial future.Resources Related to the PodcastBrad‘s previous appearance on the AoM podcast: Episode #529 — The Money Scripts That Are Holding Back Your Financial FutureAoM Podcast #321: How to Think About MoneyAoM Podcast #536: How to Achieve a “Rich Life” With Your FinancesAoM Article: Taking Control of Your LifeAoM Article: Avoiding Learned HelplessnessAoM Article: A Young Man's Guide to Understanding Retirement Accounts — IRAsCompound Interest Calculator Connect With BradKlontzStart Thinking Rich website Brad‘s website
In this episode, we explore the powerful impact of financial psychology and the "rich mindset" on achieving financial freedom. Behavioral finance expert Brad Klontz shares insights into why our beliefs about money are often the biggest obstacles to building wealth. It's not just about how much you make or knowing the difference between a Roth IRA and a traditional IRA. True financial success starts in the mind! Discover the difference between being broke and having a "poor mindset," and learn how small, consistent financial habits can help anyone—yes, even a McDonald's employee—build wealth over time. We discuss the importance of paying yourself first, spending less than you earn, and making smart financial decisions for the future. Whether you're looking to escape the paycheck-to-paycheck cycle, understand the psychology of wealth, or develop a millionaire mindset, this episode is packed with actionable insights to help you take control of your financial future. Join us to uncover why mindset matters more than income when it comes to building lasting wealth. Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! McDonalds Millionaire: https://www.cnbc.com/2024/11/09/how-to-work-at-mcdonalds-and-still-become-a-millionaire.html Generations of Money: https://www.marketwatch.com/guides/banking/generational-banking-survey/ **Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://open.spotify.com/show/26B6h7zVVq5xSjCa4sl6Cb?si=85430593c9dc4bb6 If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #FinancialFreedom #MoneyMindset #WealthBuilding #RichMindset #FinancialPsychology #MillionaireMindset #BradKlontz #BehavioralFinance #PersonalFinance #BuildWealth #MindsetMatters #FinancialSuccess #WealthTips #MoneyHabits #FinancialLiteracy #InvestingTips #SaveMoney #BrokeToRich #FinancialGoals #WealthMindset #MoneyManagement #FinancialGrowth #ThinkRich #MoneyBeliefs #PayYourselfFirst #BudgetingTips #WealthJourney #FinancialPlanning #MakeMoneyWork #MoneyTips --- Support this podcast: https://podcasters.spotify.com/pod/show/thefinancialmirror/support
Ever feel like life keeps throwing curveballs your way? The truth is, it doesn't actually get easier—you just get better at hitting those pitches. This week, we're tackling financial challenges head-on with financial behavior psychologist Dr. Brad Klontz and TikTok star Adrian Brambila. Together, they deliver some much-needed “virtual slaps” to help shift your financial mindset from poor to rich. We're diving into practical tips like automating your finances, avoiding debt traps, and embracing tough love to overcome obstacles. In our headline segment, we're revealing the U.S. cities with the highest and lowest non-mortgage debt. More importantly, we'll discuss how to manage your financial health no matter where you live. It's all about learning to play the game the right way. And, of course, stick around for Doug's trivia, humor, and possibly a questionable bread recommendation. Run of Show Monday Morning Toast Ritual Debate Over the Best Bread Choices Salute to the Troops Introduction to the Stacking Benjamins Show Meet the Monday Mentors: Brad Klontz and Adrian Brambila Brad and Adrian Share Harsh Truths About Wealth Building The Psychology of Wealth and Financial Mindset Shifts Automation: The Secret Hack to Building Wealth The Poor vs. Rich Mindset: How to Change the Way You Think Investing Wisely: The 4% Rule Book Promotions and Special Offers from the Guests Doug's Trivia and Humor Break Coaching and Motivational Strategies to Stay on Track Headline Segment: Debt in American Cities (Highest and Lowest) Conclusion and Final Thoughts on Getting Better, Not Easier FULL SHOW NOTES: https://stackingbenjamins.com/tough-love-money-lessons-brad-klontz-1604 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
This episode is brought to you by The Institute for Redefining Wealth, a transformative 12-month program designed to help individuals align with their Ignited Aligned Vision and elevate their lives through a proven framework rooted in the Six Pillars of Wealth. This week on the show, Patrice discusses the #MONEYpillar with Dr. Bradley T. Klotz, founder of the Financial Psychology Institute®, and Adrian Brambilla, a TikTok influencer and entrepreneur who made $1.7 million while living in a van. Together, they explore unconventional and sometimes controversial truths about wealth, as featured in their new book, Starting Rich: 21 Harsh Truths to Take You from Broke to Rich. In this honest and raw conversation, Adrian shares his journey from a minimalist lifestyle to embracing wealth-building practices without flaunting material possessions, challenging traditional views of success, while Dr. Brad discusses societal and inherited beliefs about money that may hinder financial growth and highlights the mindset shift required to achieve true wealth. Questions to Ask Yourself: How do your current beliefs about money dictate your financial life, and what changes are you willing to make to change that mindset? In what ways might you be holding onto possessions as symbols of success, rather than focusing on true wealth and freedom? Are you surrounding yourself with people who inspire financial growth or financial stagnation? What sacrifices are you willing to make for long-term wealth, and how does your current lifestyle reflect or contradict that commitment? How can you shift your focus from accumulating material things to investing in the future for financial independence and security? Resources Mentioned: Brad Klontz & Adrian Brambila - Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom Financial Psychology Institute® - Website Adrian Brambilla's Website Adrian Brambilla's TikTok Page How to Redefine Wealth for Yourself
Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Dr. Brad Klontz, author and financial psychologist and Adrian Brambila, internet entrepreneur about changing the way we think about money and living a life of abundance. In this episode we discussed:How to practice an abundance mindset and shift to a rich mindset. Why you must believe that you can change your circumstances to take control of your money. The importance of experiencing joy when you achieve financial independence. How and why you should use money to buy time. Poor people buy stuff, rich people buy time. Live within your means and practice balance. Brad Klontz is a Financial Psychologist, Certified Financial Planner Practitioner, and Managing Principal at YMW Advisors, an independent, fee-only, Registered Investment Advisory firm. With over 15 years of experience in the field of financial psychology, he helps clients understand and overcome their subconscious beliefs and patterns that affect their financial behaviors and decisions.Brad is also an Associate Professor of Practice at Creighton University's Heider College of Business, where I teach and conduct research on the psychology of financial planning, behavioral finance, money disorders, and financial wellness. He has authored or co-authored eight books and over 100 articles on these topics, and I have been featured in national and international media outlets such as The New York Times, The Wall Street Journal, USA Today, and CNBC. Adrian Brambila is the CEO of adrianbrambila.com. Adrian Brambila is an Ex-professional hip hop dancer who toured with T-Pain and started his first online business in 2011 teaching people how to dance the robot. It grew to the #1 place people learned the dance style of ‘popping' online and although it never became a seven figure operation it allowed Adrian to quit his 9-5 and learn about affiliate marketing. Adrian went viral on TikTok in 2020 while living in his van and transparently showing how he was making over $100K a month on only a day of wifi a week. Today Adrian is an active affiliate for over 500 different companies, owns a digital marketing agency with 20 American employees and now teaches beginners how to do affiliate marketing through his program The Brambila Method. Connect with Dr. Brad Klontz: InstagramX (Twitter)FacebookLinkedInTikTokYouTubeConnect with Adrian Brambila:X (Twitter)InstagramFacebookLinkedInTikTokYouTubeSupport the show
Adrian is one of the world's top affiliate marketers who successfully built a SAAS business with over 1,000 clients. Adrian rose to TikTok stardom by redefining 'real wealth,' showcasing his journey of earning $1.7 million while living in a van. In his new book, Start Thinking Rich, Adrian joins forces with Dr. Brad Klontz, a distinguished professor and the world's leading authority in wealth psychology, to “Take You from Broke to Financial Freedom” and help readers finally start building their own legacy of wealth no matter where they're starting from. Key topics discussed: How to Start Thinking Rich Optimizing for time Affiliate & Social Media Marketing How to invest like the rich Rich vs Wealth Skill Sets I loved this episode! If you enjoyed, it would mean the world if you could rate and review!⭐️⭐️⭐️⭐️ Follow Adrian - @brambilabong Get your copy of his book at startthinkingrich.com/hifelicia
Join us for an insightful conversation with Adrian Brambila and Brad Klontz, authors of "Start Thinking Rich," as we dive deep into the mindset strategies that lead to success. Discover how your background, no matter the challenges, should never hold you back from achieving your goals. Learn practical tips and valuable lessons on how to develop a wealth-focused mindset, overcome obstacles, and leverage the experiences of others to create the life you've always wanted. Whether you're aiming for personal or financial success, this episode is packed with actionable advice to help you think rich and succeed in any area of life. Pick up a copy of "Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom" by Adrian Brambila and Brad Klontz: https://www.barnesandnoble.com/w/start-thinking-rich-brad-klontz/1146212034;jsessionid=9ADBFA21F7779A45F34745CE6E50B715.prodny_store01-atgap15?ean=2940191065052 Follow Reasonably Happy host Paul Ollinger: https://www.instagram.com/paul_ollinger
In this episode of Becoming Work Optional, Matt and Rachael interview Dr. Brad Klontz and Adrian Brambila, discussing their new book "Start Thinking Rich," which explores 21 harsh truths about money. They cover their personal financial journeys from humble beginnings to achieving financial freedom, emphasizing the importance of mindset and strategic spending. They also discussed the concept of retirement, advocating for a life of purpose and financial freedom rather than traditional retirement.Key Points Discussed:"Start Thinking Rich" by Dr. Brad Klontz and Adrian Brambila covers 21 harsh truths about money, aiming to shake up traditional financial advice.The book emphasizes that beliefs about money can hinder financial success, advocating for a mindset shift.Both started from humble beginnings and became financially free through hustle and strategic financial decisions.They discussed the balance between saving aggressively and learning to spend wisely, focusing on experiences over materialism.Both authors criticize traditional retirement, advocating for a life with purpose and ongoing engagement rather than idleness.They emphasize finding work that serves a purpose and the importance of maintaining a sense of purpose throughout life.Brad and Adrian also discuss the importance of keeping some hobbies separate from work to maintain personal enjoyment.The impact of one's social circle on financial habits was highlighted, suggesting the need for a supportive environment.Join Rachael and Matt as they provide practical advice for navigating the complex world of personal finance, helping listeners make informed decisions to secure their financial future. Get "Start Thinking Rich" by Dr. Brad Klontz and Adrian Brambilastartthinkingrich.com/bwoDr. Brad KlontzX/Twitter, Instagram, YouTube, TikTok - @DrBradKlontzbradklontz.comAdrian BrambilaX/Twitter, Instagram, YouTube - @brambilabongTikTok - @adrianbrambilaadrianbrambila.comRachaelX/Twitter - @camp_wealthInstagram, YouTube - @campwealthrachaelcampwealth.comMattX/Twitter, Instagram - @matthew_garasicunrivaledwm.comDisclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions.Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600.Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.
#553: This is the third and final episode in a three-part series. Dr. Brad Klontz and Adrian Brambila join us to share 21 harsh truths about building wealth. This episode focuses on the final 11 harsh truths, following up on their previous conversations about the first 10 harsh truths. The conversation begins with a key distinction: poor people buy stuff, while rich people buy time. They explain how wealthy people focus on building passive income streams rather than trading hours for objects. Brambila shares how he learned this lesson personally, discussing his pickleball court purchase through investment income rather than active work hours. The duo challenges common assumptions about luxury brands, arguing that people who constantly show off designer items are usually compensating for insecurity. Klontz shares his own experience of buying an expensive watch early in his career to prove his success. They examine whether college, marriage, and homeownership are necessary for wealth building. While data shows these traditional paths often lead to higher net worth, they acknowledge these aren't the only routes to financial success. On the topic of retirement, both guests argue that completely stopping work can be psychologically harmful, sharing examples of successful people who stayed active well into their later years. They break down specific money-saving strategies like getting roommates, using public transportation, and cutting your own hair. Brambila demonstrates how women can cut their own hair during the interview. The discussion covers specific side hustle opportunities, with detailed explanation of how to make money doing Amazon product reviews. Brambila shares how his videos have generated significant income, including $2,000 in a single day during Black Friday. They address money myths about credit cards, particularly the misconception about carrying balances to improve credit scores. Real examples and personal stories illustrate their points. Klontz shares how his 11-year-old son is making $5,000 monthly doing Amazon reviews, while Brambila discusses living in a van while earning six figures to demonstrate that wealth isn't about outward appearances. The episode concludes by connecting financial security to Maslow's hierarchy of needs, explaining how building wealth enables higher-level personal growth and positive impact. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. 0:00 Introduction 2:02 Poor people buy stuff, rich people own time 13:20 Wealth mindset invests in passive income vs trading time 21:20 Only insecure people flex luxury brands 30:00 Debating necessity of college, marriage, homeownership 38:20 Why retirement can harm mental health 48:40 Wealthy people aren't afraid to ask for help 54:40 Don't rely on politics for financial freedom 1:03:20 Complaining keeps you poor 1:05:20 Alternative saving strategies: roommates, bus, sobriety 1:15:20 Netflix binging vs side hustles 1:19:40 Making money with Amazon product reviews 1:28:20 Credit cards must be paid in full monthly 1:31:00 The importance of thinking rich 1:33:30 Where to find more resources and bonuses For more information, visit the show notes at https://affordanything.com/episode553 Learn more about your ad choices. Visit podcastchoices.com/adchoices
Start Thinking Rich In this episode of Richer Soul, two incredible guests, Dr. Brad Klontz and Adrian Brambila, dive deep into financial psychology and the entrepreneurial journey. Brad, an expert in behavioral finance, shares his insights on the mental roadblocks we face with money, while Adrian, a successful internet entrepreneur, offers a unique perspective on building wealth through hard work and creativity. Together, they explore the intersection of money, mindset, and success. Key Takeaways: The Power of Financial Psychology: Dr. Brad Klontz emphasizes how our subconscious money beliefs shape our financial behaviors. He highlights that many of these beliefs are inherited from our family and early experiences, leading to self-sabotaging habits if left unchecked. From Immigrant Roots to Millionaire Entrepreneur: Adrian Brambila shares his inspiring story of coming from humble beginnings and leveraging his work ethic to build multiple online businesses. His experiences highlight that financial success is achievable through focus, perseverance, and leveraging opportunities. Mindset Matters: Both guests underscore that success is more about mindset than strategy. Whether it's dealing with money trauma or transitioning from employee to entrepreneur, rewiring our brains for financial success is crucial. Money Learning: Inherited Money Beliefs: Brad shares how growing up in a lower-income household with strong work ethic values influenced his approach to money. However, as he advanced in his career, he realized the importance of addressing his limiting beliefs around wealth accumulation, which he terms "money scripts"—subconscious beliefs about money that can hold people back financially. The Role of Mentorship: Adrian highlights how mentorship played a pivotal role in shaping his financial knowledge. From learning about Roth IRAs in college to understanding the power of minimalism and online entrepreneurship, mentors guided him toward smart financial choices. Bios: Dr. Brad Klontz is a financial psychologist and a leading authority on behavioral finance. He's the Managing Principal of YMW Advisors, Associate Professor at Creighton University, and founder of the Financial Psychology Institute®. Brad has authored eight books on money psychology, with his research featured in numerous major media outlets. Adrian Brambila is an internet entrepreneur and former professional dancer for T-Pain. Known for his unconventional journey, Adrian built a million-dollar business while living out of a van. He is the founder of Brambila Method, teaching people how to generate income through online businesses. Key Discussion Points: Brad's Story: Brad reflects on his journey from racking up $100,000 in student loan debt to discovering the field of financial psychology. A pivotal moment came when he lost money trading stocks and realized his psychological patterns with money were holding him back. This motivated him to explore why “intelligent people do stupid things with money” and led him to research money scripts. Adrian's Entrepreneurial Path: Adrian shares his early life growing up in a Mexican immigrant family and the lessons they instilled about working hard for money. His journey from running parts at a Toyota dealership to becoming a six-figure entrepreneur illustrates how grit and resilience, combined with a minimalistic lifestyle, can lead to financial freedom. Overcoming Money Trauma: Both guests discuss the importance of addressing money-related trauma. Brad reveals how money trauma can manifest in poor financial decisions and how therapy can help resolve these deep-seated issues. Adrian touches on how cultural and family influences affected his money mindset but how he learned to transform those influences into a source of strength. Achieving Financial Independence: Adrian explains how his transition from a traditional job to making money online gave him control over his time and financial future. He stresses the importance of diversifying income streams and being adaptable in the face of challenges. Conclusion: This episode provides a comprehensive look into the mindsets behind financial success, highlighting both the psychological and entrepreneurial aspects of money management. Brad Klontz and Adrian Brambila offer valuable lessons on how to overcome mental roadblocks and take actionable steps toward financial independence. Whether you're struggling with money trauma or looking for inspiration to build your wealth, this episode offers tools and insights to help you achieve your goals. Check out this previous episode with Brad Klontz: Ep 391 How to Master Your Financial Psychology with Brad Klontz: https://richersoul.com/ep-391-how-to-master-your-financial-psychology-with-brad-klontz/ Links: startthinkingrich.com/rocky @DrBradKlontz. Adrian Brambila Official Site: https://adrianbrambila.com/ Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
In this episode, we dive deep into the groundbreaking book Start Thinking Rich with renowned financial experts Dr. Brad Klontz and Adrian Brambila. Discover the harsh truths that will transform your mindset, help you break free from a 'broke mindset' and pave your way toward financial freedom.If you're just starting your wealth-building journey, or looking to refine your money strategies, Adrian shares eye-opening insights and actionable steps to change the way you think about earning, saving, and investing.We're about to open the doors for our very next repeat-for-free Mentor Program. You need to register on our Trading Game website, or you'll just miss out. And imagine being able to trade your way to freedom, safe in the knowledge that you've got our support every step of the way. Go to www.tradinggame.com.au and investigate the Mentor Program. If you're serious about taking your trading to the next level, don't leave it to chance. Head over to tradinggame.com.au and grab your free trading plan template. It will help you trade with confidence and clarity. Visit tradinggame.com.au, sign up, and get your template now. Trade confidently. Louise Bedford is a best-selling author and founder of www.tradinggame.com.au and www.talkingtrading.com.au.FacebookYouTube TwitterLinkedIn
This is such a great conversation! Dr. Brad Klontz and Adrian Brambila join the pod to talk about eschewing consumerism for van life, how politicians won't save you, broke vs. poor, rural queerness, fear leading to hoarding, and the world of TikTok money influencers.Join My Patreon: https://www.patreon.com/gabesdunnDonate to Our Movie: https://www.filmindependent.org/sponsored-projects/you-i-you-me/This has been a Noted Bisexual and Diamond MPrint ProductionsProduced by Melisa D. MontsEdited by Diane KangPost-Production Sound by Coco LlorensOur Sponsors:* Check out Chime: https://chime.com/BADMONEY* Check out Indeed and use my code BADWITHMONEY for a great deal: www.indeed.com* Check out Rosetta Stone and use my code TODAY for a great deal: www.rosettastone.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Is handwriting analysis a real thing? Can an “expert” really tell if handwriting is forged or real or is it just their opinion? And can you tell anything about someone's personality from their handwriting? This episode begins by looking at the truth of handwriting analysis. Source: https://www.pens.co.uk/pen2paper/wp-content/uploads/2013/11/Pen2Paper-The-History-of-Handwriting-Analysis.pdf What does it take to become wealthy? There seems to be a lot of confusion about who becomes wealthy and why. Most millionaires today did not inherit their wealth, they are self-made millionaires. How they became wealthy has a lot to do with their mindset. Wealthy people think differently about money according to my guest Brad Klontz. He is a financial psychologist whose work has been featured in USA Today, The Wall Street Journal, New York Times, and the Washington Post. He is also co-author of a book called Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom (https://amzn.to/4fgIt0K). Listen and discover the simple strategies of building wealth that you can start today. The power of suggestion is something most of us don't truly understand and yet we are constantly being bombarded by suggestions all day. The power of suggestion can make you buy things, do things and believe things you might not otherwise. Even the placebo effect is an example of the power of suggestion at work. Joining me to explain the workings of the power of suggestion is Amir Raz. He is a neuroscientist and well-known expert on the science of suggestion. He has held positions as Canada Research Chair, Professor of Psychiatry, Neurology and Neurosurgery, and Psychology at McGill University, and he is author of the book The Suggestible Brain: The Science and Magic of How We Make Up Our Minds (https://amzn.to/3BSHVzA). Have you ever felt crapulous? I am sure you have. Do you know where your glabella is? You are about to find out. Listen as I reveal some interesting words for things you didn't even know had a name. https://www.youtube.com/watch?v=-xJQyj8dSCg PLEASE SUPPORT OUR SPONSORS!!! INDEED: Get a $75 SPONSORED JOB CREDIT to get your jobs more visibility at https://Indeed.com/SOMETHING Support our show by saying you heard about Indeed on this podcast. Terms & conditions apply. SHOPIFY: Sign up for a $1 per-month trial period at https://Shopify.com/sysk . Go to SHOPIFY.com/sysk to grow your business – no matter what stage you're in! MINT MOBILE: Cut your wireless bill to $15 a month at https://MintMobile.com/something! $45 upfront payment required (equivalent to $15/mo.). New customers on first 3 month plan only. Additional taxes, fees, & restrictions apply. HERS: Hers is changing women's healthcare by providing access to GLP-1 weekly injections with the same active ingredient as Ozempic and Wegovy, as well as oral medication kits. Start your free online visit today at https://forhers.com/sysk Learn more about your ad choices. Visit megaphone.fm/adchoices
Mindset may be just important as income. In this sweeping episode with Adrian Brambila and Brad Klontz we talk about the hard truths when it comes to wealth in America and what it will take to get people to change. Their new book is Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom. This Episode is Sponsored by: Monarch Money: Monarch is the top-rated, all-in-one personal finance app. It gives you a comprehensive view of all your accounts, investments, transactions, cash flow, net worth, and more. Plus, create custom budgets, track progress toward financial goals, and collaborate with your partner. And now listeners for this show will get an extended thirty day free trial when you go to monarchmoney.com/EARN. Fundrise: Right now, high-interest rates have crushed the real estate market. Prices are falling and properties are available at a discount, which means Fundrise believes now is the time to expand the Fundrise Flagship Fund's billion-dollar real estate portfolio. You can add the Fundrise Flagship Fund to your portfolio in minutes by visiting Fundrise.com/EARN. LinkedIn: LinkedIn isn't just a job board. LinkedIn helps you hire professionals you can't find anywhere else, even those who aren't actively searching for a new job but might be open to the perfect role. In a given month, over 70% of LinkedIn users don't visit other leading job sites. So if you're not looking on LinkedIn, you're looking in the wrong place. NordVPN: Grab the exclusive NordVPN deal ➼ https://nordvpn.com/earninvest and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. Incogni: Use promo code EARNINVEST to get an exclusive 60% off an annual plan at incogni.com/earninvest. Climatize: Climatize offers potential investors a platform where they can choose to invest in solar energy, battery storage, and other renewable energy projects across the United States. Interested in learning more? Go to climatize.earth/earn and use our referral code EARN25 to get $25 in free credit once you complete your onboarding process. Here are a few simple ways to support the podcast that would mean the world to us. And guess what? They don't cost a cent. Please subscribe to the podcast on Apple, or Spotify. Learn more about your ad choices. Visit megaphone.fm/adchoices
#552: In this special three-part series, we discuss some father 21 Harsh Truths About Money. For more information, visit the show notes at https://affordanything.com/episode552 Learn more about your ad choices. Visit podcastchoices.com/adchoices
In Episode 122 of Opinionated Media's Opinionated Off-Topic, hosts Cam and Carlos sit down with the remarkable duo, Dr. Brad Klontz and Adrain Brambila. Dr. Klontz, a heavyweight in institutional finance, teams up with self-made millionaire Brambila to share insights from their newly released book, "Start Thinking Rich: 21 Harsh Truths to Take You From Broke to Financial Freedom." This episode promises an eye-opening exploration of wealth-building strategies, as the authors discuss their gritty journey to financial success and the tough-love lessons they've learned along the way. Listeners will gain access to a step-by-step guide designed to transform their financial outlook, complete with practical advice on money-making, saving, and investing. Dr. Klontz and Brambila challenge listeners to confront unconscious biases and self-sabotaging behaviors, empowering them to build a legacy of wealth. Tune in to discover how you can start living your best financial life today. “Start Thinking Rich: 21 Harsh Truths to Take You From Broke to Financial Freedom” for purchase: https://www.amazon.com/dp/1394276524/ref=cm_sw_r_as_gl_api_gl_i_X00PF08SZ0CBTZQXWMZ6?linkCode=ml1&tag=eltirodance-20&fbclid=PAZXh0bgNhZW0CMTEAAaaBV-K2XU2KFjUsJXg0lbd-jOs0lX6Be0_lfpzTQys7XCadBSiVCt69blU_aem_-bnUdaZ953wZVHZHDQQYjg Dr. Brad's nstagram: https://www.instagram.com/drbradklontz?igsh=MTc1dHFwdnU3d2t6Zw%3D%3D Adrian's Instagram: https://www.instagram.com/brambilabong?igsh=MWg3aXBpNWo1dHBwdQ%3D%3D Opinionated Media Website: https://www.opinionatedmedia.co/ Listen on Spotify: https://open.spotify.com/show/7A6em4rhbVZke6IQowPvWr?si=kh2MopDbQDOVeKSXegGyAg Listen on Apple: https://podcasts.apple.com/us/podcast/opinionated-media/id1494633104 Watch on Youtube: https://www.youtube.com/channel/UCU3aJC6U_yc91vXLAel2kLw Follow us on Instagram: https://www.instagram.com/opinionated_media/ Follow us on Twitter: https://twitter.com/opinionateddP Follow us on TikTok: https://www.tiktok.com/@opinionated_mediais_from_webapp=1&sender_device=pc Cam's Socials Instagram: https://www.instagram.com/cam_juice/ Twitter: https://twitter.com/bigbanggthierry Carlos' Socials Instagram: https://www.instagram.com/mojica22/ Twitter: https://twitter.com/Klinixx_ --- Support this podcast: https://podcasters.spotify.com/pod/show/opmedia/support
In this episode of The Money Love Podcast it's time for some tough love. We're exploring four hard money truths that you might not want to hear, but need to hear in order to start thinking rich. These hard truths will help you challenge and replace the limiting money beliefs that have been keeping you trapped, broke, and playing small with your money. For this conversation I have Dr. Brad Klontz & Adrian Brambila who are the authors of the book Start Thinking Rich: 21 Harsh Truths That Will Take You From Rich To Poor. Their new book is a tough-love approach with chapter headlines that deliver a jolt while the content offers compassionate guidance, which feels like a loving hug. You can grab a copy of the book and connect with Brad and Adrian using the links below. Enjoy! Connect with Adrian & Brad: Get a Copy of their book: Start Thinking Rich Follow Brad on Instagram Follow Adrian on Instagram START HERE: FREE MASTERCLASS: Why You Impulse Shop & How To Stop Get Paige's Money Recommendations Work with Paige: Join the Overcoming Overspending Membership HERE Use code “MLP30” at checkout to save $30 on your first month inside the membership Where you can find Paige online: Website: https://www.overcomingoverspending.com Instagram: @overcoming_overspending TikTok: @overcoming_overspending
In this eye-opening episode, I sit down with financial psychologist Dr. Brad Klontz to break down why we keep making the same money mistakes and how we can flip the script (literally) to start building real wealth. We talk about those money habits passed down from our parents and grandparents, and how we can finally unhook ourselves from that financial baggage. Plus, Dr. Brad drops some truth bombs about the lies we believe on social media and how they're keeping us broke.**Notable Moments:**- [4:12] – Allison shares her fraught relationship with money and why she avoids it like the plague.- [12:08] – Dr. Brad explains the four types of money scripts and how they run our financial lives.- [25:45] – What wealthy people *really* spend their money on (Hint: It's not fancy watches).- [34:20] – Social media lies that keep us broke and why “stealth wealth” is the way.- [45:36] – Allison talks about unlearning the productivity = self-worth lie we've all been sold.**Resources Mentioned:**- Dr. Brad Klontz's book, *Start Thinking Rich* – Available for pre-order [here].- Take Dr. Brad's Money Script Quiz [here]- Join my weekly *Reinvention Roadmap* newsletter at allisonhare.com/email- Ready to make big moves? Book a free strategy call with me at allisonhare.com/schedule**Connect:**Follow me on Instagram @allison__hare and let's keep the conversation going! Be sure to rate, review, and follow this podcast on your player and also, connect with me IRL for more goodness and life-changing stuff.Sign up for the free Reinvention Roadmap weekly emailAllisonHare.comFollow me on Instagram, LinkedIn, Facebook, and YouTube.Schedule a FREE breakthrough call with me Want to take these ideas and apply them to your life? Let's do it!DOWNLOAD the free PDF - 40 Simple Ways to Add Energy To Your Day- get a quick burst of energy right now and KEEP IT!Reb3l Dance Fitness - Try it at home! Free month with this link.Personal Brand - need help building yours? Schedule a call with me here and let's discuss.Feedback and Contact:: allison@allisonhare.com
Dr. Brad Klontz, Psy.D., CFP® | Financial Psychologist | Author | Professor | Adrian Brambila | Entrepreneur | Author | Summary: In this conversation, we explore how to start thinking rich by shifting from a poor mindset to a rich mindset. There's no limit to how much you can earn, but once you achieve financial freedom, it's your responsibility to find your purpose. While money can provide safety and security, it's essential to use it wisely and not rely on material possessions for happiness. The discussion highlights how a poor mindset—believing the system is rigged and feeling powerless—can hold people back, even those with significant wealth. Success comes from changing your beliefs about money, adopting the right behaviours, and consistently challenging your mindset to create lasting change. BIOs: Adrian Brambila Adrian Brambila is an internet entrepreneur and former professional dancer for T-Pain, who has become a leading voice in online marketing. With over 1.7 million social media followers, Adrian's unconventional journey saw him living in a van and travelling the USA during the pandemic, while making over $100K per month online. He's passionate about showing how wealth and minimalism can coexist. Adrian is the founder of Bramify.com and BrambilaMethod.com, and the author of Start Thinking Rich. Dr. Bradley T. Klontz, Psy.D., CFP® Dr. Brad Klontz is a leading expert in financial psychology, financial planning, and behavioral finance. He's an Associate Professor of Practice at Creighton University's Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of YYMW Advisors. Dr. Brad has co-authored eight books on the psychology of money, including Psychology of Financial Planning and Mind Over Money. His work bridges the gap between financial behaviour and emotional well-being, helping people create healthier relationships with money. Episode Takeaways: Money can offer safety, security, and freedom, but it's important not to rely on material possessions for happiness. The first step to financial freedom is believing you can change your financial situation. Taking responsibility for your financial choices helps you understand and navigate the system. While the system isn't necessarily rigged, it's crucial to recognize and address issues like racism, sexism, and classism. Being poor is a mindset, not just about lacking money, and even wealthy people can have a poor mindset. Changing our beliefs about money is essential for achieving financial success. A mindset shift is necessary for long-term, sustainable change. Continuously challenging and upgrading your beliefs about money is key. Content that provokes emotional reactions and inspires action is powerful. Being open-minded and learning from others' perspectives helps foster growth. Click here for a copy of START THINKING RICK: 21 Harsh Truths to Take You from Broke to Financial Freedom Links: Dr. Brad Klontz Information & Books: CLICK HERE TikTok: CLICK HERE LinkedIn: CLICK HERE Instagram: CLICK HERE Adrian Brambila: TikTok: CLICK HERE YouTube: CLICK HERE
#551: Financial psychologist Dr. Brad Klontz and Youtuber Adrian Brambila join us to talk about money psychology, starting with a dark but revealing story about an experiment with dogs. Scientists put dogs in electrified cages from which they couldn't escape. Eventually, the dogs stopped trying to escape and just lay down, even when later moved to cages where escape was possible. This 'learned helplessness' mirrors how people can get trapped in negative beliefs about money when they grow up with financial hardship. The conversation explores four main "money scripts" - deep beliefs about money that shape our behavior: 1. Money Avoidance: Thinking money is bad and rich people are evil 2. Money Worship: Believing more money will solve all problems 3. Money Status: Equating net worth with self-worth 4. Money Vigilance: Being careful and anxious about money (this one actually leads to the best financial outcomes) Adrian shares his journey from making $27,000 at a call center in Iowa to becoming successful through YouTube, explaining how he had to find mentors online since no one around him understood his goals. He talks about feeling like a "lone wolf" with uncommon aspirations in a small town. Dr. Brad reveals some surprising findings - like how meditation is linked to lower net worth (because being present-focused can work against future planning). His solution? "Automate before you meditate" - set up your savings and investments first. They discuss how your friend group shapes your money views. The FIRE (Financial Independence Retire Early) movement, for example, creates status around having high savings rates instead of fancy cars. But they note some FIRE followers end up "FIRED" - Financially Independent Retire Early Depressed - because they never learned to enjoy spending money. Dr. Brad shares a personal story about realizing in couples therapy that his fear of becoming poor was causing harmful stress, even though he was financially secure. This highlights a key theme: money scripts affect both rich and poor, and having more money doesn't automatically fix unhealthy money beliefs. All these insights come from Dr. Brad and Adrian's research and personal experiences, which they've collected in their book "Start Thinking Rich." The core message? Your money beliefs probably came from your childhood and culture, but you can change them once you understand them. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. 0:00 Intro to 3-part series on thinking rich 3:01 Psychology experiment reveals how learned helplessness affects money habits 8:12 Adrian's journey from call center worker to YouTuber 14:16 How friend groups sabotage financial success 19:52 Brad's struggle sharing book-writing aspirations 29:30 Being the lone ambitious person in a small town 40:24 Introduction to the concept of money scripts 48:20 Money script #1: avoiding wealth and villainizing rich people 56:52 American consumerism vs other cultures 1:02:40 Money script #2: believing money solves everything 1:09:20 Money script #3: equating net worth with self-worth 1:16:40 Money script #4: vigilance leads to better money outcomes 1:20:40 Why meditation correlates with lower wealth 1:22:48 When parents can't enjoy their retirement money 1:29:44 Overcoming the fear of becoming poor again For more information, visit the show notes at https://affordanything.com/episode551 Learn more about your ad choices. Visit podcastchoices.com/adchoices
About Dr. Brad Klontz Brad Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance. He's an Associate Professor of Practice at Creighton University Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of YYMW Advisors. Dr. Brad is co-author/co-editor of 9 books on the psychology of money, including his latest book- Start Thinking Rich. What You'll Learn In this episode we talk about: Poor vs broke and why there is a big difference What holds people back with their finances? Advice for those who might have friends/family that are holding them back Resources Say hi to Whitney on IG: @whitney_hansen_co Grab a copy of Start Thinking Rich and get a special mastermind offer Learn more about your ad choices. Visit podcastchoices.com/adchoices
Learn how to connect with exceptional humans: https://james-brackin-iv.mykajabi.com/get-your-guest Adrian Brambila is an Ex-professional hip hop dancer who toured with T-Pain, He made $1.7M in 12 months while living in a van with wifi 1 day a week from selling +500 things online. Brad Klontz, Psy.D., is the 2008 President of the Hawaii Psychological Association. He is a licensed clinical psychologist, speaker, researcher, consultant, columnist, and best selling author. Get there book: https://www.startthinkingrich.com/ Instagram: https://www.instagram.com/jamesbrackiniv/ Free Clarity Call: https://calendly.com/jamesbrackin/1?month=2023-09
In this episode of "Right About Now," host Ryan Alford discusses the psychology of wealth with guests Adrian Brambila and Dr. Brad Klontz. Adrian shares his journey from living in a van to becoming a multi-millionaire, emphasizing a minimalist lifestyle. Dr. Clontz delves into the mindset required for financial success, highlighting the impact of social media and the importance of personal responsibility. The conversation explores the distinction between being broke and having a poor mindset, stressing that true wealth involves financial freedom and wise investment. The episode underscores that mindset and personal beliefs are crucial for achieving financial independence.TAKEAWAYSThe relationship between mindset and wealth.Misconceptions surrounding wealth and financial success.The impact of social media on perceptions of wealth.The distinction between being "broke" and having a "poor mindset."The importance of personal responsibility in financial outcomes.Strategies for achieving financial independence and success.The role of minimalism in wealth accumulation.The psychological barriers to achieving financial success.The significance of saving and managing expenses over merely increasing income.The collaborative process of writing a book on wealth mindset.TIMESTAMPSIntroduction to Mindset and Wealth (00:00:00)Ryan introduces the episode's premise on the importance of mindset for financial success.Living in a Van and Minimalism (00:01:41)Adrian shares his experience living in a van and becoming a multi-millionaire with a minimalist lifestyle.Perceptions of Wealth (00:02:43)Adrian discusses misconceptions about wealth, emphasizing financial freedom over material possessions.The Psychology of Wealth (00:05:52)Dr. Brad Klontz introduces his research on the psychology of wealth and its impact on financial success.Social Media's Influence on Wealth Perception (00:07:28)The speakers discuss how social media spreads myths about wealth and financial success.Relative Deprivation and Happiness (00:11:04)Dr. Klontz explains the concept of relative deprivation and its effect on perceptions of wealth.Collaborative Book Writing Process (00:13:35)Adrian and Dr. Klontz share their experiences and strategies for writing their book together remotely.Introduction to Psychology of Marketing (00:18:49)Discussion on how marketing is fundamentally tied to human psychology and behavior.Life is Short (00:19:06)Ryan emphasizes valuing time spent with loved ones over mundane tasks like writing.Book Writing Process (00:19:14)Ryan shares his collaborative approach to writing a book with Adrian, focusing on ideas over perfection.Raising a Brand Concept (00:20:03)Introduction of a book title focused on maximizing a child's potential in branding.Feedback on Book Idea (00:20:30)Discussion about the importance of trademarking the book title to protect the idea.Mindset Discussion Begins (00:20:59)Transition into discussing the importance of mindset in achieving financial success.Understanding Poor Mindset (00:21:48)Exploration of how a poor mindset affects financial success beyond just having money.Locus of Control Explained (00:22:44)Dr. Brad explains the concept of locus of control in relation to personal accountability.Empowerment in Blame (00:24:11)Ryan discusses the empowering nature of taking personal responsibility for one's life circumstances.Importance of Self-Reflection (00:25:18)Encouragement to reflect on personal actions rather than blaming others for life's challenges.Disempowerment in Society (00:26:06)Discussion on societal tendencies to blame external factors rather than taking personal responsibility.Rich Skills vs. Wealth Skills (00:27:44)Adrian introduces the distinction between skills to earn income and skills to build wealth.Living Below Your Means (00:28:01)Highlighting the importance of managing desires and spending habits to achieve financial stability.The Wealth Mindset (00:29:20)Discussion on the importance of a wealth mindset and the necessity of a comprehensive financial approach.Investment Lessons (00:29:48)A personal anecdote about a high-income earner who lost wealth due to poor investment choices.Making and Keeping Money (00:01:45)Emphasis on the importance of not just earning but also managing and compounding money effectively.Myths of Wealth (00:31:41)Debunking societal myths about wealth and the behavior of wealthy individuals.The Psychology of Wealth (00:33:20)Insights into how millionaires often downplay their wealth and the mindset behind it.Rich vs. Poor Mindset (00:34:15)Discussion on contrasting mindsets regarding wealth and spending, focusing on long-term investments.Money and Happiness (00:37:34)Discussion on the relationship between income levels and happiness, challenging common beliefs.Art of Living (00:43:15)The challenge of understanding how to live and spend money after achieving financial freedom.Book Release Information (00:46:07)Details on the upcoming book release and special offers for listeners.Social Media Connections (00:46:40)Social media details for audience engagement.Closing Remarks (00:48:24)The host wraps up the episode and encourages listeners to visit the website for more content. If you enjoyed this episode and want to learn more, join Ryan's newsletter https://ryanalford.com/newsletter/ to get Ferrari level advice daily for FREE. Learn how to build a 7 figure business from your personal brand by signing up for a FREE introduction to personal branding https://ryanalford.com/personalbranding. Learn more by visiting our website at www.ryanisright.comSubscribe to our YouTube channel www.youtube.com/@RightAboutNowwithRyanAlford.
Unlock the secrets to achieving financial freedom as we challenge conventional wisdom and redefine success with insights from Dr. Brad Klontz and Adrian Brambilla, authors of "Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom."Go deeper down the rabbit hole: https://linktr.ee/ryan_hanleyConnect with Dr Brad Klontz and Adrian Brambilo:LinkedIn: https://www.linkedin.com/in/drbradklontz/LinkedIn: https://www.linkedin.com/in/adrianbrambila/The Book: https://amzn.to/4eek635Discover how the habit of complaining rewires your brain for failure and why the popular belief that "money can't buy happiness" is misleading. We'll also reveal the staggering truth that 90% of millionaires are self-made and explore the psychological barriers preventing many from realizing their own potential.Join us as we explore the critical difference between a poor mindset and a rich mindset, and how your beliefs about money can either propel you to financial stability or keep you stuck in a cycle of debt. Learn why financial setbacks can be opportunities for growth and how generational thinking shapes our financial behaviors. Through compelling personal anecdotes, we'll show you how the resilience of a rich mindset can transform financial catastrophes into stepping stones toward success.Break free from learned helplessness and socioeconomic limitations as we explore how early conditioning and our social circles influence our financial lives. Hear inspiring stories of overcoming financial trauma and making mindset shifts that lead to wealth and investment. We'll provide actionable steps to turn your frustrations into progress, emphasizing the importance of small, steady actions. Lastly, understand why political parties are not invested in your financial freedom and why taking charge of your own financial destiny has never been more crucial. This episode is a masterclass in challenging limiting beliefs and taking strategic action to build the life you want.
Unlock the secrets to achieving financial freedom as we challenge conventional wisdom and redefine success with insights from Dr. Brad Klontz and Adrian Brambilla, authors of "Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom."Go deeper down the rabbit hole: https://linktr.ee/ryan_hanleyConnect with Dr Brad Klontz and Adrian Brambilo:LinkedIn: https://www.linkedin.com/in/drbradklontz/LinkedIn: https://www.linkedin.com/in/adrianbrambila/The Book: https://amzn.to/4eek635Discover how the habit of complaining rewires your brain for failure and why the popular belief that "money can't buy happiness" is misleading. We'll also reveal the staggering truth that 90% of millionaires are self-made and explore the psychological barriers preventing many from realizing their own potential.Join us as we explore the critical difference between a poor mindset and a rich mindset, and how your beliefs about money can either propel you to financial stability or keep you stuck in a cycle of debt. Learn why financial setbacks can be opportunities for growth and how generational thinking shapes our financial behaviors. Through compelling personal anecdotes, we'll show you how the resilience of a rich mindset can transform financial catastrophes into stepping stones toward success.Break free from learned helplessness and socioeconomic limitations as we explore how early conditioning and our social circles influence our financial lives. Hear inspiring stories of overcoming financial trauma and making mindset shifts that lead to wealth and investment. We'll provide actionable steps to turn your frustrations into progress, emphasizing the importance of small, steady actions. Lastly, understand why political parties are not invested in your financial freedom and why taking charge of your own financial destiny has never been more crucial. This episode is a masterclass in challenging limiting beliefs and taking strategic action to build the life you want.
How to Master Your Financial Psychology Take away: Developing an internal locus of control, where you take responsibility for your financial outcomes instead of blaming external factors, is a powerful mindset that can lead to significantly improved financial behaviors and outcomes. Money Learnings: Brad grew up in a lower-income family, with his parents divorcing when he was young. Both sets of grandparents lived in trailer parks, so he was very aware of the challenges and limitations of being poor. This drove Brad to want to figure out how to not experience the same financial struggles as his family. He developed an intense interest in understanding the psychology behind why "reasonably intelligent people do something so stupid" with their money. Brad credits this early curiosity and drive to understand money as the foundation for his later career path in financial psychology and his mission to help people improve their financial behaviors and mindsets. Bio: Bradley T. Klontz, Psy.D., CFP® is an expert in financial psychology, behavioral finance, and financial planning. He is a Managing Principal of YMW Advisors, an Associate Professor of Practice at Creighton University Heider College of Business, and a founder of the Financial Psychology Institute®. Dr. Klontz has written eight books on the psychology of money and his work has been featured on ABC News' 20/20, Good Morning America, and in USA Today, The Wall Street Journal, New York Times and many more. Highlights from this episode: The importance of understanding your family's relationship with money and how it shapes your own beliefs and behaviors around money. The concept of "money avoidance" - the belief that rich people are greedy and money is corrupting, which can lead to self-sabotaging financial behaviors. The danger of the "money focus" or "money worship" mindset, where material possessions are equated with happiness, leading to unhealthy outcomes. The power of automating savings and creating a clear vision for your financial future, rather than just focusing on the present moment. The importance of finding purpose and meaning beyond just accumulating wealth, and the potential pitfalls of having too much free time. The idea that "retirement is for dead people" and the value of continually working towards new goals, even after achieving financial freedom. The emphasis on developing an internal locus of control, where you take responsibility for your financial outcomes rather than blaming external factors. Links: Any social media @BradKlontz Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
It seems like an uncertain time, doesn't it? High inflation, high interest rates, job uncertainty for some...and just under one year from now, a huge presidential election. These are the types of years when people sit out of the financial markets. They wait for "calmer waters" and "better times" to invest, moving their money to cash. But is that the right move? What should you do with your money as we ramp up toward another presidential election cycle? Today we've assembled an All-Star panel to address that very question. From T. Rowe Price, CFA and Capital Markets Strategist in the Multi-Asset Division, Tim Murray joins us. And from Fidelity Investments, Certified Financial Planner and Vice President, Financial Consultant Ryan Viktorin also chimes in, as does our behavioral expert, Certified Financial Planner and Co-Founder of the Financial Psychology Institute, as well as Associate Professor of Practice at Creighton University, Dr. Brad Klontz. We're excited they're all here and ready to help you guide your financial boat into safe waters. Do you know someone who's really worried about this election? This is definitely the episode for them! Share this with them so that you can help them stay calm and avoid potentially horrible moves with their money. FULL SHOW NOTES are at StackingBenjamins.com/investing-in-an-election-year-special-1435. Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Learn more about your ad choices. Visit podcastchoices.com/adchoices
Dr. Meghaan Lurtz is a Professor at Kansas State University where she teaches courses for the Advanced Financial Planning Certificate Program, a lecturer at Columbia University where she teaches Financial Psychology, an undergraduate adjunct professor through the University of Maryland system in their CFP program, and a writer and Senior Research Associate with Kitces.com, a financial planning blog. She is also a past president of the Financial Therapy Association. Mentioned in the Episode: Kitces: https://www.kitces.com/Change Your Questions Change Your Life (book): https://www.amazon.com/Change-Your-Questions-Life-4th/dp/1523091037Financial Therapy Association: https://financialtherapyassociation.org/Find out more about Certified Financial Planners: https://www.cfp.net/Mind Over Money by Dr. Brad Klontz: https://www.amazon.com/Mind-over-Money-Overcoming-Disorders-ebook/dp/B002WA4O9EOther books by Dr. Brad Klontz: https://www.amazon.com/stores/Brad-Klontz/author/B001KHI4BOBrene Brown (author): https://brenebrown.com/Changing To Thrive (book): https://www.amazon.com/Changing-Thrive-Overcome-Threats-Happiness/dp/1616496290The Good Life (book): https://www.amazon.com/Good-Life-Lessons-Scientific-Happiness/dp/198216669XTime Codes:(2:09) - Welcoming Meghaan.(2:29) - What is the Financial Therapy Association?(5:05) - Where are we in the spectrum of how we think about money?(13:14) - Why are we so bad with money?(19:40) - Who do we call when we have psychological money questions?(23:27) - Is there a right mindset for money?(26:36) - How do we start to identify our own issues with money?(38:34) - Do you have recommendations to help people with shame around money?(45:12) - What are some tips you can offer to get on the path and stay on the path to dealing with money shame?(53:58) - What are you sick of talking about?(55:28) - What are you most excited to talk about?(58:46) - What is the purpose of money?
Money is a tool. It is neutral. It's not good or bad. What makes it good or bad is how I use it. In the hands of an evil person, money is evil. In the hands of a good person, money can do really good. It's our choice. - Adrian Brambila Live Life Well from Sunrise to Sunset Save 20% with code "WELLNESSFORCE" on everyone's favorite Superfoods brand, ORGANIFI, including their Sunrise to Sunset Bundle and their Women's Power Stack that includes HARMONY + GLOW for true hormonal balance and great health radiating through your beautiful skin. Click HERE to order your Organifi today. Are You Stressed Out Lately? Take a deep breath with the M21™ wellness guide: a simple yet powerful 21 minute morning system that melts stress and gives you more energy through 6 science-backed practices and breathwork. Click HERE to download for free. Biohack Your Mind & Body with Plunge Ice Baths!Save $150 on your PLUNGE order with code "WELLNESSFORCE" As seen on Shark Tank, Plunge's revolutionary Cold Plunge uses powerful cooling, filtration, and sanitation to give you cold, clean water whenever you want it, making it far superior to an ice bath or chest freezer. *Review The WF Podcast & WIN $150 in wellness prizes! *Join The Facebook Group Wellness + Wisdom Episode 553 Adrian Brambila, entrepreneur and influencer, joins Josh Trent on the Wellness + Wisdom podcast to discuss his journey from poverty to making seven figures, and how he teaches people to make money online with the Brambila Method masterclass. What is the key to financial freedom? In this episode, you will learn why you need to have your money make money to achieve financial freedom, the money skill sets that will help you earn more money, and why it's important to have your dreams driven by meaningful goals. The Brambila Method A 10-Day Beginner Online Masterclass That Will Teach You How To Make Your First $1,000 Online Using Honest Strategies That Don't Cost Anything This online business training teaches you strategies on how to make money online without large capital requirements, investing, or spending money through very creative business models. Click HERE To Join! Listen To Episode 553 As Adrian Brambila Uncovers: [01:30] New Beginnings + The Mindset Switch to Wealth Adrian Brambila - Join The Brambila Method Masterclass The story of his family and how his grandmother brought the family to the USA. How his parents didn't buy clothes for 4 years to save up money. The family tragedy that influenced Adrian's life. What brought him to start dancing professionally. T-Pain Why he knows it's possible to make millions with just a single click. [17:05] Money Can Buy Happiness Dr. Brad Klontz Why money is a neutral tool but people choose to make it either good or bad. How Adrian manages not to carry the baggage of his family. Why you need to find a deeper motivation, otherwise you'll feel empty once you achieve your goal. 495 SOLOCAST | How I Healed My Money Wound Why money is required for happiness. The importance of financial literacy. [42:45] Money Skill Sets For Wealth How money could change the world for the better. Why so many people that earn 6 figures live paycheck to paycheck. The two money skill sets you need for wealth. Unpacking the recipe to achieve financial freedom. Why time is your most valuable asset. How your phone is stealing your time that you could be investing in your dreams. The Light Phone Gary Vaynerchuk How he balances content creation and being present in the moment. [01:03:35] The Brambila Method: Learn to Be Financially Free How unconscious capitalism is monetizing people. 457 Josh Trent: Solocast | Healing The Father Wound, 100+ Hours Fasting, Vision Questing + Being Alone With Mother Nature's Wisdom Why making money online feels like a game. How to build good credit. Zamner Juice Nootopia - Save 10% with the code "JOSH10" Why he worked from a van even though he already had millions in his bank account. How the Brambila Method masterclass practically teaches you how to make money. Amazon influencer program: the new style of affiliate marketing. [01:29:15] You Can Make Your Dreams Come True JoshTrent.com/Store Why you need to know how to monetize before knowing how to make content. The seven methods to make money you can learn with the Brambila Method. Why nothing on the internet is saturated. 524 Danny Morel: The Truth About Purpose + Prosperity 503 Paul Levy | Wetiko: Break Free From Collective Mass Psychosis John Lee Dumas What it means that your dream has a price. Power Quotes From The Show You Need to Invest "Investing is where you get the opportunity with the money that you save. You cover your cost of living, you have an emergency savings fund, and now you have your money make money. This is how you achieve financial freedom." - Adrian Brambila Financial Freedom "To do what you want to do, whenever you want to, wherever you want to do it, that's freedom to me. That's financial freedom."- Adrian Brambila The Value of Time "Time is our most valuable asset. And how you treat time and how you respect or disrespect time is going to make the path to financial freedom either very easy, difficult or something that you can digest and take action on." - Adrian Brambila Make Money But Don't Give Up Your Values "As long as you stick to your moral compass and your ethics, making money again is just going to continue to bless you and the life of others that you impact." - Adrian Brambila Links From Today's Show Adrian Brambila - Join The Brambila Method Masterclass T-Pain Dr. Brad Klontz 495 SOLOCAST | How I Healed My Money Wound The Light Phone Gary Vaynerchuk 457 Josh Trent: Solocast | Healing The Father Wound, 100+ Hours Fasting, Vision Questing + Being Alone With Mother Nature's Wisdom Zamner Juice Nootopia - Save 10% with the code "JOSH10" JoshTrent.com/Store 524 Danny Morel: The Truth About Purpose + Prosperity 503 Paul Levy | Wetiko: Break Free From Collective Mass Psychosis John Lee Dumas Shop the Wellness Force Media Store Organifi – Special 20% off to our listeners with the code ‘WELLNESSFORCE' breathwork.io SEED - Save 30% with the code "JOSHTRENT" Force of Nature Meats - Click here to automatically save 10% on first order BON CHARGE - Save 15% with the code "JOSH15" MANNA Vitality - Save 20% with the code "JOSH20" Mendi.io - Save 20% with the code "JOSH20" SpectraSculpt - Save 15% with "JOSH15" SaunaSpace - 10% off using code "JOSH10" Cured Nutrition CBD - Save 20% with the CODE "WELLNESSFORCE" PLUNGE – Save $150 with the code “WELLNESSFORCE" LiftMode - Save 10% with the code "JOSH10" HVMN - Get 20% off your Ketone IQ order with the code "JOSH" MitoZen – Save 10% with the code “WELLNESSFORCE” Paleovalley – Save 15% on your ACV Complex with the code ‘JOSH' NOOTOPIA - Save 10% with the code "JOSH10" ActivationProducts – Save 20% with the code “WELLNESSFORCE” NEUVANA - Save 15% with the code “WELLNESSFORCE” SENSATE - Save $25 on your order with the code "JOSH25" DRY FARM WINES - Get an extra bottle of Pure Natural Wine with your order for just 1¢ ION - Save 15% off sitewide with the code ‘JOSH1KS' Feel Free from Botanic Tonics – Save 40% when you use the code ‘WELLNESS40′ Drink LMNT – Zero Sugar Hydration: Get your free LMNT Sample Pack, with any purchase BREATHE - Save 20% by using the code “PODCAST20” Essential Oil Wizardry: Save 10% with the code ‘WELLNESSFORCE' NEUROHACKER - Save 15% with the code "WELLNESSFORCE" ALIVE WATER - Save 33% on your first order with the code "JOSH33" M21 Wellness Guide Wellness + Wisdom Community Leave Wellness + Wisdom a review on Apple Podcasts Adrian Brambila Instagram Facebook Twitter YouTube About Adrian Brambila Adrian Brambila is an ex-professional hip-hop dancer who toured with T-Pain and started his first online business in 2011 teaching people how to dance the robot. It grew to the #1 place people learned the dance style of ‘popping' online and although it never became a seven-figure operation it allowed Adrian to quit his 9-5 and learn about affiliate marketing. Adrian went viral on TikTok in 2020 while living in his van, transparently showing how he made over $100K a month on only a day of wifi a week. Today Adrian is an active affiliate for over 500 different companies, owns a digital marketing agency with 20 American employees, and now teaches beginners how to do affiliate marketing through his program The Brambila Method.
#35: Dr. Brad Klontz is an expert in financial psychology, author, and professor. Today, we sit down to discuss the psychology behind our relationship with money. Dr. Brad helps us define our money traumas and how to deal with them to be able to improve our relationship with money and start our journey to financial freedom. Get Dr. Brad Klontz's book, Money Mammoth. To apply for the Senior Podcast Producer position at Erika Taught Me: https://erikakullberg.com/producer-application Special thanks to our partners: Webull (free stocks) - erikataughtme.com/invest Aura - erikataughtme.com/aura Bilt Rewards - erikataughtme.com/bilt Thanks for tuning in and come back every Tuesday for a brand-new episode! Make sure you hit the follow button to get notified. Prefer video or want closed captions? Watch this episode on YouTube. Did you enjoy the episode? Please leave us a review here: https://erikakullberg.com/review (just scroll to the bottom and tap on “leave a review”) It really helps the podcast especially since we're just getting started. Even just a sentence is perfect! Follow the podcast @erikataughtme across platforms. Connect with me on Instagram. For more information, go to https://www.erikataughtme.com/. Get on my personal finance & investing course priority waitlist here. https://erikakullberg.com/3DMoney Get my Mastering YouTube course, to learn how to grow a YouTube following and monetize it. https://erikakullberg.com/MasteringYT Get more of my free resources.
On the fifth and final installment of the WSJ's special series “Under Contract: Your Guide to Home Buying,” financial psychologist Dr. Brad Klontz and real-estate professional Tracy McLaughlin join host J.R. Whalen to discuss how FOMO and other emotional hurdles make it difficult to think rationally when searching for a home. Learn more about your ad choices. Visit megaphone.fm/adchoices
Have you ever wondered to yourself, “Is it ever too late?” Perhaps there are goals in your life and career that you think have passed you by. That if you don't set course early in life, maybe you will miss out. Often parents worry that if their kids don't get on the right track early enough, others will pass them by. This episode begins with some interesting and optimistic research on why these worries may not be justified. Source: Susan Krauss Whitbourne author of The Search for Fulfillment (https://amzn.to/3bCL47h) Everyone makes blunders with their money from time to time. In fact, we just may be wired that way according to research conducted by Brad Klontz. Brad is a financial psychologist, a certified financial planner, an associate professor at Creighton University's Heider College of Business in Nebraska and author of the book Money Mammoth: Unlocking the Secrets of Financial Psychology to Break from the Herd and Avoid Extinction (https://amzn.to/2LHWU5h). Brad joins me to discuss why people have so much trouble with money, why we never seem to save enough and how to get on the path that will make you feel good about your financial life. You'll find his advice is pretty easy and painless. Where does all the lost and unclaimed luggage from airplanes go? Not only is this an interesting story, it turns out you can shop online and buy things left on airplanes and some of it is really amazing. https://www.unclaimedbaggage.com/ Of course you know what time is but try to define it. It is impossible really even though we know intuitively exactly what time is and how to measure it. It wasn't always that way though. For most of history, it wasn't all that important to know EXACTLY what time it was. But it all changed when the railroads came along. Listen as I discuss the fascinating history of time with Joseph Mazur professor emeritus of mathematics at Marlboro College and author of the book, The Clock Mirage: Our Myth of Measured Time (https://amzn.to/3oJ8qvI). PLEASE SUPPORT OUR SPONSORS! Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://RocketMoney.com/something ! Did you know you could reduce the number of unwanted calls & emails with Online Privacy Protection from Discover? - And it's FREE! Just activate it in the Discover App. See terms & learn more at https://Discover.com/Online Learn more about your ad choices. Visit podcastchoices.com/adchoices
Dr. Brad Klontz (@drbradklontz) is a financial psychologist, Managing Principal at Your Mental Wealth Advisors, and co-author of six books on the psychology of money, including Money Mammoth: Harness The Power of Financial Psychology to Evolve Your Money Mindset, Avoid Extinction, and Crush Your Financial Goals. What We Discuss with Dr. Brad Klontz: If the United States is the wealthiest country on Earth, and it's one of the most prosperous times in human history, why does 45 percent of the population decide to wing it with no savings? Why do so many of us buy the hype that bringing in barely enough money to survive from certain professions is somehow noble — and that making a living wage in service to others is akin to moral failure? How parents who have spent their lives carefully growing and saving their own money instill lousy financial habits in their offspring. Why financial planning should be a basic part of the public education curriculum alongside reading, writing, and arithmetic. How social media contributes to a gross misunderstanding of the way wealthy people (the ones who stay wealthy, anyway) really spend their money. And much more... Full show notes and resources can be found here: jordanharbinger.com/712 Sign up for Six-Minute Networking -- our free networking and relationship development mini course -- at jordanharbinger.com/course! Miss our interview with Austin Meyer, the man who leads a valiant crusade against patent troll dirtbags? Catch up with episode 326: Austin Meyer | Slaying the Patent Scam Trolls here! Like this show? Please leave us a review here -- even one sentence helps! Consider including your Twitter handle so we can thank you personally!
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